<?xml version='1.0' encoding='utf-8'?>
<alto xmlns="http://www.loc.gov/standards/alto/ns-v3#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/standards/alto/ns-v3# http://www.loc.gov/standards/alto/v3/alto-3-1.xsd"><Description><MeasurementUnit>pixel</MeasurementUnit><sourceImageInformation><fileIdentifier>592586</fileIdentifier></sourceImageInformation></Description><Layout><Page WIDTH="1653" PHYSICAL_IMG_NR="1" ID="p592511" HEIGHT="2338"><PrintSpace WIDTH="1653" HPOS="0" VPOS="0" ID="ps592511" HEIGHT="2338"><TextBlock WIDTH="1653" HPOS="0" VPOS="0" ID="tb592511" HEIGHT="2338"><TextLine HPOS="1348" VPOS="1176" ID="tl1-0" WIDTH="45" HEIGHT="414"><String HEIGHT="414" CONTENT="GESPRÄCHSKREIS" WIDTH="45" HPOS="1348" VPOS="1176" ID="st1-0"/></TextLine><TextLine HPOS="1348" VPOS="621" ID="tl1-1" WIDTH="45" HEIGHT="531"><String HEIGHT="531" CONTENT="VERBRAUCHERPOLITIK" WIDTH="45" HPOS="1348" VPOS="621" ID="st1-1"/></TextLine><TextLine HPOS="311" VPOS="161" ID="tl1-2" WIDTH="705" HEIGHT="60"><String HEIGHT="60" CONTENT="Was" WIDTH="131" HPOS="311" VPOS="161" ID="st1-2"/><SP/><String HEIGHT="60" CONTENT="bringt" WIDTH="192" HPOS="461" VPOS="161" ID="st1-3"/><SP/><String HEIGHT="60" CONTENT="die" WIDTH="96" HPOS="672" VPOS="161" ID="st1-4"/><SP/><String HEIGHT="60" CONTENT="Reform" WIDTH="229" HPOS="787" VPOS="161" ID="st1-5"/></TextLine><TextLine HPOS="311" VPOS="244" ID="tl1-3" WIDTH="751" HEIGHT="61"><String HEIGHT="61" CONTENT="des" WIDTH="108" HPOS="311" VPOS="244" ID="st1-6"/><SP/><String HEIGHT="61" CONTENT="Versicherungsrechts" WIDTH="625" HPOS="437" VPOS="244" ID="st1-7"/></TextLine><TextLine HPOS="311" VPOS="327" ID="tl1-4" WIDTH="641" HEIGHT="61"><String HEIGHT="61" CONTENT="für" WIDTH="93" HPOS="311" VPOS="327" ID="st1-8"/><SP/><String HEIGHT="61" CONTENT="die" WIDTH="97" HPOS="422" VPOS="327" ID="st1-9"/><SP/><String HEIGHT="61" CONTENT="Verbraucher" WIDTH="380" HPOS="537" VPOS="327" ID="st1-10"/><String HEIGHT="61" CONTENT="?" WIDTH="35" HPOS="917" VPOS="327" ID="st1-11"/></TextLine><TextLine HPOS="315" VPOS="2202" ID="tl1-5" WIDTH="203" HEIGHT="30"><String HEIGHT="30" CONTENT="Wirtschafts" WIDTH="187" HPOS="315" VPOS="2202" ID="st1-12" SUBS_TYPE="HypPart1" SUBS_CONTENT="Wirtschaftsund"/><HYP CONTENT="-" WIDTH="16" HPOS="502" VPOS="2202" HEIGHT="30"/></TextLine><TextLine HPOS="315" VPOS="2241" ID="tl1-6" WIDTH="284" HEIGHT="30"><String HEIGHT="30" CONTENT="und" WIDTH="64" HPOS="315" VPOS="2241" ID="st1-13" SUBS_TYPE="HypPart2" SUBS_CONTENT="Wirtschaftsund"/><SP/><String HEIGHT="30" CONTENT="Sozialpolitik" WIDTH="209" HPOS="390" VPOS="2241" ID="st1-14"/></TextLine><TextLine HPOS="1348" VPOS="2057" ID="tl1-7" WIDTH="45" HEIGHT="159"><String HEIGHT="159" CONTENT="5/2006" WIDTH="45" HPOS="1348" VPOS="2057" ID="st1-15"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="2" ID="p592515" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592515" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592515" HEIGHT="2338"><TextLine HPOS="579" VPOS="215" ID="tl2-0" WIDTH="495" HEIGHT="31"><String HEIGHT="31" CONTENT="Abt" WIDTH="44" HPOS="579" VPOS="215" ID="st2-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="623" VPOS="215" ID="st2-1"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="648" VPOS="215" ID="st2-2"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="809" VPOS="215" ID="st2-3"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="833" VPOS="215" ID="st2-4"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="176" HPOS="898" VPOS="215" ID="st2-5"/></TextLine><TextLine HPOS="625" VPOS="265" ID="tl2-1" WIDTH="402" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="625" VPOS="265" ID="st2-6"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="683" VPOS="265" ID="st2-7"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="812" VPOS="265" ID="st2-8"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="826" VPOS="265" ID="st2-9"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="898" VPOS="265" ID="st2-10"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="912" VPOS="265" ID="st2-11"/></TextLine><TextLine HPOS="508" VPOS="615" ID="tl2-2" WIDTH="637" HEIGHT="31"><String HEIGHT="31" CONTENT="Reihe" WIDTH="80" HPOS="508" VPOS="615" ID="st2-12"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="588" VPOS="615" ID="st2-13"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="613" VPOS="615" ID="st2-14"/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="227" HPOS="629" VPOS="615" ID="st2-15"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="265" HPOS="865" VPOS="615" ID="st2-16"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="1130" VPOS="615" ID="st2-17"/></TextLine><TextLine HPOS="790" VPOS="715" ID="tl2-3" WIDTH="73" HEIGHT="31"><String HEIGHT="31" CONTENT="Nr" WIDTH="30" HPOS="790" VPOS="715" ID="st2-18"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="820" VPOS="715" ID="st2-19"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="19" HPOS="844" VPOS="715" ID="st2-20"/></TextLine><TextLine HPOS="318" VPOS="906" ID="tl2-4" WIDTH="1017" HEIGHT="41"><String HEIGHT="41" CONTENT="Was" WIDTH="91" HPOS="318" VPOS="906" ID="st2-21"/><SP/><String HEIGHT="41" CONTENT="bringt" WIDTH="126" HPOS="421" VPOS="906" ID="st2-22"/><SP/><String HEIGHT="41" CONTENT="die" WIDTH="65" HPOS="559" VPOS="906" ID="st2-23"/><SP/><String HEIGHT="41" CONTENT="Reform" WIDTH="156" HPOS="636" VPOS="906" ID="st2-24"/><SP/><String HEIGHT="41" CONTENT="des" WIDTH="77" HPOS="804" VPOS="906" ID="st2-25"/><SP/><String HEIGHT="41" CONTENT="Versicherungsrechts" WIDTH="442" HPOS="893" VPOS="906" ID="st2-26"/></TextLine><TextLine HPOS="608" VPOS="957" ID="tl2-5" WIDTH="437" HEIGHT="41"><String HEIGHT="41" CONTENT="für" WIDTH="59" HPOS="608" VPOS="957" ID="st2-27"/><SP/><String HEIGHT="41" CONTENT="die" WIDTH="64" HPOS="679" VPOS="957" ID="st2-28"/><SP/><String HEIGHT="41" CONTENT="Verbraucher" WIDTH="264" HPOS="756" VPOS="957" ID="st2-29"/><String HEIGHT="41" CONTENT="?" WIDTH="25" HPOS="1020" VPOS="957" ID="st2-30"/></TextLine><TextLine HPOS="686" VPOS="1918" ID="tl2-6" WIDTH="281" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="686" VPOS="1918" ID="st2-31"/><SP/><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="205" HPOS="762" VPOS="1918" ID="st2-32"/></TextLine><TextLine HPOS="625" VPOS="1968" ID="tl2-7" WIDTH="402" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="625" VPOS="1968" ID="st2-33"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="683" VPOS="1968" ID="st2-34"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="812" VPOS="1968" ID="st2-35"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="826" VPOS="1968" ID="st2-36"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="898" VPOS="1968" ID="st2-37"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="912" VPOS="1968" ID="st2-38"/></TextLine><TextLine HPOS="600" VPOS="2018" ID="tl2-8" WIDTH="452" HEIGHT="31"><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="600" VPOS="2018" ID="st2-39"/><SP/><String HEIGHT="31" CONTENT="25" WIDTH="30" HPOS="656" VPOS="2018" ID="st2-40"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="686" VPOS="2018" ID="st2-41"/><SP/><String HEIGHT="31" CONTENT="April" WIDTH="67" HPOS="711" VPOS="2018" ID="st2-42"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="75" HPOS="787" VPOS="2018" ID="st2-43"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="871" VPOS="2018" ID="st2-44"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="146" HPOS="906" VPOS="2018" ID="st2-45"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="3" ID="p592516" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592516" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592516" HEIGHT="2338"><TextLine HPOS="196" VPOS="1765" ID="tl3-0" WIDTH="358" HEIGHT="31"><String HEIGHT="31" CONTENT="Herausgegeben" WIDTH="237" HPOS="196" VPOS="1765" ID="st3-0"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="443" VPOS="1765" ID="st3-1"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="506" VPOS="1765" ID="st3-2"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl3-1" WIDTH="495" HEIGHT="31"><String HEIGHT="31" CONTENT="Abt" WIDTH="45" HPOS="196" VPOS="1815" ID="st3-3"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="241" VPOS="1815" ID="st3-4"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="265" VPOS="1815" ID="st3-5"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="426" VPOS="1815" ID="st3-6"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="450" VPOS="1815" ID="st3-7"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="176" HPOS="515" VPOS="1815" ID="st3-8"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl3-2" WIDTH="402" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1865" ID="st3-9"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="254" VPOS="1865" ID="st3-10"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="383" VPOS="1865" ID="st3-11"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="397" VPOS="1865" ID="st3-12"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="469" VPOS="1865" ID="st3-13"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="483" VPOS="1865" ID="st3-14"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl3-3" WIDTH="577" HEIGHT="31"><String HEIGHT="31" CONTENT="Godesberger" WIDTH="195" HPOS="196" VPOS="1915" ID="st3-15"/><SP/><String HEIGHT="31" CONTENT="Allee" WIDTH="74" HPOS="400" VPOS="1915" ID="st3-16"/><SP/><String HEIGHT="31" CONTENT="149" WIDTH="48" HPOS="484" VPOS="1915" ID="st3-17"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="532" VPOS="1915" ID="st3-18"/><SP/><String HEIGHT="31" CONTENT="D" WIDTH="18" HPOS="558" VPOS="1915" ID="st3-19"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="576" VPOS="1915" ID="st3-20"/><String HEIGHT="31" CONTENT="53170" WIDTH="92" HPOS="594" VPOS="1915" ID="st3-21"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="78" HPOS="695" VPOS="1915" ID="st3-22"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl3-4" WIDTH="717" HEIGHT="31"><String HEIGHT="31" CONTENT="Umschlag" WIDTH="140" HPOS="196" VPOS="1965" ID="st3-23"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="336" VPOS="1965" ID="st3-24"/><SP/><String HEIGHT="31" CONTENT="Pellens" WIDTH="109" HPOS="363" VPOS="1965" ID="st3-25"/><SP/><String HEIGHT="31" CONTENT="Kommunikationsdesign" WIDTH="344" HPOS="482" VPOS="1965" ID="st3-26"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="78" HPOS="835" VPOS="1965" ID="st3-27"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl3-5" WIDTH="621" HEIGHT="31"><String HEIGHT="31" CONTENT="Druck" WIDTH="80" HPOS="196" VPOS="2015" ID="st3-28"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="276" VPOS="2015" ID="st3-29"/><SP/><String HEIGHT="31" CONTENT="Bonner" WIDTH="107" HPOS="302" VPOS="2015" ID="st3-30"/><SP/><String HEIGHT="31" CONTENT="Universitäts" WIDTH="183" HPOS="419" VPOS="2015" ID="st3-31"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="602" VPOS="2015" ID="st3-32"/><String HEIGHT="31" CONTENT="Buchdruckerei" WIDTH="199" HPOS="618" VPOS="2015" ID="st3-33"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl3-6" WIDTH="188" HEIGHT="31"><String HEIGHT="31" CONTENT="August" WIDTH="104" HPOS="196" VPOS="2065" ID="st3-34"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="75" HPOS="309" VPOS="2065" ID="st3-35"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl3-7" WIDTH="306" HEIGHT="31"><String HEIGHT="31" CONTENT="ISBN" WIDTH="78" HPOS="196" VPOS="2115" ID="st3-36"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="283" VPOS="2115" ID="st3-37"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="299" VPOS="2115" ID="st3-38"/><String HEIGHT="31" CONTENT="89892" WIDTH="84" HPOS="316" VPOS="2115" ID="st3-39"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="400" VPOS="2115" ID="st3-40"/><String HEIGHT="31" CONTENT="542" WIDTH="51" HPOS="417" VPOS="2115" ID="st3-41"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="468" VPOS="2115" ID="st3-42"/><String HEIGHT="31" CONTENT="0" WIDTH="17" HPOS="485" VPOS="2115" ID="st3-43"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="4" ID="p592517" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592517" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592517" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl4-0" WIDTH="652" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="56" HPOS="196" VPOS="215" ID="st4-0"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="250" HPOS="261" VPOS="215" ID="st4-1"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="520" VPOS="215" ID="st4-2"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="295" HPOS="536" VPOS="215" ID="st4-3"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="831" VPOS="215" ID="st4-4"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl4-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="315" ID="st4-5"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="232" HPOS="265" VPOS="315" ID="st4-6"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="512" VPOS="315" ID="st4-7"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="526" VPOS="315" ID="st4-8"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="788" VPOS="315" ID="st4-9"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="819" VPOS="315" ID="st4-10"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="882" VPOS="315" ID="st4-11"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1011" VPOS="315" ID="st4-12"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="1025" VPOS="315" ID="st4-13"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1097" VPOS="315" ID="st4-14"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="1112" VPOS="315" ID="st4-15"/><SP/><String HEIGHT="31" CONTENT="will" WIDTH="46" HPOS="1242" VPOS="315" ID="st4-16"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1304" VPOS="315" ID="st4-17"/><SP/><String HEIGHT="31" CONTENT="konti" WIDTH="69" HPOS="1374" VPOS="315" ID="st4-18" SUBS_TYPE="HypPart1" SUBS_CONTENT="kontinuierlichen"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl4-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nuierlichen" WIDTH="161" HPOS="196" VPOS="365" ID="st4-19" SUBS_TYPE="HypPart2" SUBS_CONTENT="kontinuierlichen"/><SP/><String HEIGHT="31" CONTENT="Dialog" WIDTH="94" HPOS="374" VPOS="365" ID="st4-20"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="484" VPOS="365" ID="st4-21"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="115" HPOS="567" VPOS="365" ID="st4-22"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="698" VPOS="365" ID="st4-23"/><SP/><String HEIGHT="31" CONTENT="grundsätzliche" WIDTH="215" HPOS="770" VPOS="365" ID="st4-24"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitische" WIDTH="317" HPOS="1001" VPOS="365" ID="st4-25"/><SP/><String HEIGHT="31" CONTENT="Themen" WIDTH="122" HPOS="1334" VPOS="365" ID="st4-26"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl4-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fördern" WIDTH="100" HPOS="196" VPOS="415" ID="st4-27"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="296" VPOS="415" ID="st4-28"/><SP/><String HEIGHT="31" CONTENT="An" WIDTH="40" HPOS="323" VPOS="415" ID="st4-29"/><SP/><String HEIGHT="31" CONTENT="ihm" WIDTH="53" HPOS="375" VPOS="415" ID="st4-30"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="440" VPOS="415" ID="st4-31"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="538" VPOS="415" ID="st4-32"/><SP/><String HEIGHT="31" CONTENT="Entscheidungsträger" WIDTH="299" HPOS="609" VPOS="415" ID="st4-33"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="908" VPOS="415" ID="st4-34"/><SP/><String HEIGHT="31" CONTENT="Meinungsbildner" WIDTH="245" HPOS="935" VPOS="415" ID="st4-35"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1191" VPOS="415" ID="st4-36"/><SP/><String HEIGHT="31" CONTENT="Experten" WIDTH="133" HPOS="1258" VPOS="415" ID="st4-37"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1403" VPOS="415" ID="st4-38"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl4-4" WIDTH="1229" HEIGHT="31"><String HEIGHT="31" CONTENT="Politik" WIDTH="85" HPOS="196" VPOS="465" ID="st4-39"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="281" VPOS="465" ID="st4-40"/><SP/><String HEIGHT="31" CONTENT="Administration" WIDTH="205" HPOS="304" VPOS="465" ID="st4-41"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="509" VPOS="465" ID="st4-42"/><SP/><String HEIGHT="31" CONTENT="Verbänden" WIDTH="154" HPOS="534" VPOS="465" ID="st4-43"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="688" VPOS="465" ID="st4-44"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="142" HPOS="715" VPOS="465" ID="st4-45"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="857" VPOS="465" ID="st4-46"/><SP/><String HEIGHT="31" CONTENT="Medien" WIDTH="109" HPOS="882" VPOS="465" ID="st4-47"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1000" VPOS="465" ID="st4-48"/><SP/><String HEIGHT="31" CONTENT="Wissenschaft" WIDTH="198" HPOS="1065" VPOS="465" ID="st4-49"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="138" HPOS="1273" VPOS="465" ID="st4-50"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1411" VPOS="465" ID="st4-51"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl4-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="196" VPOS="565" ID="st4-52"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="260" VPOS="565" ID="st4-53"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="30" HPOS="302" VPOS="565" ID="st4-54"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="332" VPOS="565" ID="st4-55"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="356" VPOS="565" ID="st4-56"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="410" VPOS="565" ID="st4-57"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="575" VPOS="565" ID="st4-58"/><SP/><String HEIGHT="31" CONTENT="Verbraucherinnen" WIDTH="264" HPOS="639" VPOS="565" ID="st4-59"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="913" VPOS="565" ID="st4-60"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="978" VPOS="565" ID="st4-61"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="160" HPOS="1189" VPOS="565" ID="st4-62"/><SP/><String HEIGHT="31" CONTENT="Politik" WIDTH="85" HPOS="1358" VPOS="565" ID="st4-63"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1443" VPOS="565" ID="st4-64"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl4-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="196" VPOS="615" ID="st4-65"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="359" VPOS="615" ID="st4-66"/><SP/><String HEIGHT="31" CONTENT="Gesellschaft" WIDTH="183" HPOS="429" VPOS="615" ID="st4-67"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="627" VPOS="615" ID="st4-68"/><SP/><String HEIGHT="31" CONTENT="unterstützen" WIDTH="184" HPOS="676" VPOS="615" ID="st4-69"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="874" VPOS="615" ID="st4-70"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="944" VPOS="615" ID="st4-71"/><SP/><String HEIGHT="31" CONTENT="Stellenwert" WIDTH="165" HPOS="1014" VPOS="615" ID="st4-72"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1193" VPOS="615" ID="st4-73"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="1262" VPOS="615" ID="st4-74" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucherpolitik"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl4-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="politik" WIDTH="85" HPOS="196" VPOS="665" ID="st4-75" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucherpolitik"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="291" VPOS="665" ID="st4-76"/><SP/><String HEIGHT="31" CONTENT="anhaltend" WIDTH="147" HPOS="319" VPOS="665" ID="st4-77"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="475" VPOS="665" ID="st4-78"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="503" VPOS="665" ID="st4-79"/><SP/><String HEIGHT="31" CONTENT="erhöhen" WIDTH="115" HPOS="548" VPOS="665" ID="st4-80"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="663" VPOS="665" ID="st4-81"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="268" HPOS="690" VPOS="665" ID="st4-82"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="968" VPOS="665" ID="st4-83"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1011" VPOS="665" ID="st4-84"/><SP/><String HEIGHT="31" CONTENT="Querschnittsaufgabe" WIDTH="307" HPOS="1084" VPOS="665" ID="st4-85"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="665" ID="st4-86"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl4-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="muss" WIDTH="80" HPOS="196" VPOS="715" ID="st4-87"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="286" VPOS="715" ID="st4-88"/><SP/><String HEIGHT="31" CONTENT="allen" WIDTH="70" HPOS="322" VPOS="715" ID="st4-89"/><SP/><String HEIGHT="31" CONTENT="Politikbereichen" WIDTH="235" HPOS="402" VPOS="715" ID="st4-90"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="647" VPOS="715" ID="st4-91"/><SP/><String HEIGHT="31" CONTENT="nationaler" WIDTH="146" HPOS="703" VPOS="715" ID="st4-92"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="859" VPOS="715" ID="st4-93"/><SP/><String HEIGHT="31" CONTENT="internationaler" WIDTH="211" HPOS="925" VPOS="715" ID="st4-94"/><SP/><String HEIGHT="31" CONTENT="Ebene" WIDTH="96" HPOS="1146" VPOS="715" ID="st4-95"/><SP/><String HEIGHT="31" CONTENT="verankert" WIDTH="139" HPOS="1252" VPOS="715" ID="st4-96"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="715" ID="st4-97"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl4-9" WIDTH="1044" HEIGHT="31"><String HEIGHT="31" CONTENT="gestärkt" WIDTH="119" HPOS="196" VPOS="765" ID="st4-98"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="324" VPOS="765" ID="st4-99"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="426" VPOS="765" ID="st4-100"/><SP/><String HEIGHT="31" CONTENT="Zu" WIDTH="39" HPOS="452" VPOS="765" ID="st4-101"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="500" VPOS="765" ID="st4-102"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="565" VPOS="765" ID="st4-103"/><SP/><String HEIGHT="31" CONTENT="behandelnden" WIDTH="211" HPOS="610" VPOS="765" ID="st4-104"/><SP/><String HEIGHT="31" CONTENT="Themenbereichen" WIDTH="269" HPOS="830" VPOS="765" ID="st4-105"/><SP/><String HEIGHT="31" CONTENT="gehören" WIDTH="115" HPOS="1108" VPOS="765" ID="st4-106"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="1223" VPOS="765" ID="st4-107"/></TextLine><TextLine HPOS="393" VPOS="865" ID="tl4-10" WIDTH="791" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="393" VPOS="865" ID="st4-108"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="682" VPOS="865" ID="st4-109"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="727" VPOS="865" ID="st4-110"/><SP/><String HEIGHT="31" CONTENT="Gesundheit/Ernährung" WIDTH="335" HPOS="849" VPOS="865" ID="st4-111"/></TextLine><TextLine HPOS="393" VPOS="915" ID="tl4-11" WIDTH="684" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="393" VPOS="915" ID="st4-112"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="682" VPOS="915" ID="st4-113"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="341" HPOS="736" VPOS="915" ID="st4-114"/></TextLine><TextLine HPOS="393" VPOS="965" ID="tl4-12" WIDTH="951" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="393" VPOS="965" ID="st4-115"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="682" VPOS="965" ID="st4-116"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="726" VPOS="965" ID="st4-117"/><SP/><String HEIGHT="31" CONTENT="Bauen" WIDTH="87" HPOS="849" VPOS="965" ID="st4-118"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="936" VPOS="965" ID="st4-119"/><SP/><String HEIGHT="31" CONTENT="Energie" WIDTH="108" HPOS="964" VPOS="965" ID="st4-120"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1072" VPOS="965" ID="st4-121"/><SP/><String HEIGHT="31" CONTENT="Umwelt" WIDTH="103" HPOS="1097" VPOS="965" ID="st4-122"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1200" VPOS="965" ID="st4-123"/><SP/><String HEIGHT="31" CONTENT="Verkehr" WIDTH="117" HPOS="1227" VPOS="965" ID="st4-124"/></TextLine><TextLine HPOS="393" VPOS="1015" ID="tl4-13" WIDTH="958" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="393" VPOS="1015" ID="st4-125"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="682" VPOS="1015" ID="st4-126"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="726" VPOS="1015" ID="st4-127"/><SP/><String HEIGHT="31" CONTENT="Medien" WIDTH="101" HPOS="849" VPOS="1015" ID="st4-128"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="950" VPOS="1015" ID="st4-129"/><SP/><String HEIGHT="31" CONTENT="Telekommunikation" WIDTH="281" HPOS="977" VPOS="1015" ID="st4-130"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1258" VPOS="1015" ID="st4-131"/><SP/><String HEIGHT="31" CONTENT="Post" WIDTH="67" HPOS="1284" VPOS="1015" ID="st4-132"/></TextLine><TextLine HPOS="393" VPOS="1065" ID="tl4-14" WIDTH="736" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="393" VPOS="1065" ID="st4-133"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="682" VPOS="1065" ID="st4-134"/><SP/><String HEIGHT="31" CONTENT="sonstigen" WIDTH="143" HPOS="717" VPOS="1065" ID="st4-135"/><SP/><String HEIGHT="31" CONTENT="Wirtschaftsfragen" WIDTH="260" HPOS="869" VPOS="1065" ID="st4-136"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl4-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1165" ID="st4-137"/><SP/><String HEIGHT="31" CONTENT="Ergebnisse" WIDTH="167" HPOS="261" VPOS="1165" ID="st4-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="443" VPOS="1165" ID="st4-139"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungen" WIDTH="242" HPOS="507" VPOS="1165" ID="st4-140"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="764" VPOS="1165" ID="st4-141"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="888" VPOS="1165" ID="st4-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="929" VPOS="1165" ID="st4-143"/><SP/><String HEIGHT="31" CONTENT="Schriftenreihe" WIDTH="205" HPOS="993" VPOS="1165" ID="st4-144"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="1214" VPOS="1165" ID="st4-145"/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="226" HPOS="1230" VPOS="1165" ID="st4-146"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl4-16" WIDTH="525" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="265" HPOS="196" VPOS="1215" ID="st4-147"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="461" VPOS="1215" ID="st4-148"/><SP/><String HEIGHT="31" CONTENT="wiedergegeben" WIDTH="220" HPOS="485" VPOS="1215" ID="st4-149"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="705" VPOS="1215" ID="st4-150"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl4-17" WIDTH="906" HEIGHT="31"><String HEIGHT="31" CONTENT="Sprecher" WIDTH="145" HPOS="196" VPOS="1315" ID="st4-151"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="58" HPOS="350" VPOS="1315" ID="st4-152"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreises" WIDTH="287" HPOS="417" VPOS="1315" ID="st4-153"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="39" HPOS="713" VPOS="1315" ID="st4-154"/><SP/><String HEIGHT="31" CONTENT="Manfred" WIDTH="129" HPOS="762" VPOS="1315" ID="st4-155"/><SP/><String HEIGHT="31" CONTENT="Zöllmer" WIDTH="120" HPOS="901" VPOS="1315" ID="st4-156"/><SP/><String HEIGHT="31" CONTENT="MdB" WIDTH="72" HPOS="1030" VPOS="1315" ID="st4-157"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl4-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="SPD" WIDTH="46" HPOS="196" VPOS="1365" ID="st4-158"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="242" VPOS="1365" ID="st4-159"/><String HEIGHT="31" CONTENT="Bundestagsfraktion" WIDTH="279" HPOS="257" VPOS="1365" ID="st4-160"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="536" VPOS="1365" ID="st4-161"/><SP/><String HEIGHT="31" CONTENT="Stellvertretender" WIDTH="232" HPOS="562" VPOS="1365" ID="st4-162"/><SP/><String HEIGHT="31" CONTENT="Vorsitzender" WIDTH="178" HPOS="804" VPOS="1365" ID="st4-163"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="52" HPOS="992" VPOS="1365" ID="st4-164"/><SP/><String HEIGHT="31" CONTENT="Bundestagsausschusses" WIDTH="352" HPOS="1054" VPOS="1365" ID="st4-165"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1365" ID="st4-166"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl4-19" WIDTH="743" HEIGHT="31"><String HEIGHT="31" CONTENT="Ernährung" WIDTH="148" HPOS="196" VPOS="1415" ID="st4-167"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="344" VPOS="1415" ID="st4-168"/><SP/><String HEIGHT="31" CONTENT="Landwirtschaft" WIDTH="214" HPOS="371" VPOS="1415" ID="st4-169"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="595" VPOS="1415" ID="st4-170"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="660" VPOS="1415" ID="st4-171"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="5" ID="p592519" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592519" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592519" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl5-0" WIDTH="289" HEIGHT="31"><String HEIGHT="31" CONTENT="Inhaltsverzeichnis" WIDTH="289" HPOS="196" VPOS="215" ID="st5-0"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl5-1" WIDTH="127" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorwort" WIDTH="127" HPOS="196" VPOS="315" ID="st5-1"/></TextLine><TextLine HPOS="1376" VPOS="265" ID="tl5-2" WIDTH="76" HEIGHT="31"><String HEIGHT="31" CONTENT="Seite" WIDTH="76" HPOS="1376" VPOS="265" ID="st5-2"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl5-3" WIDTH="1258" HEIGHT="31"><String HEIGHT="31" CONTENT="Zusammenfassung" WIDTH="304" HPOS="196" VPOS="415" ID="st5-3"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="62" HPOS="509" VPOS="415" ID="st5-4"/><SP/><String HEIGHT="31" CONTENT="Politikempfehlungen" WIDTH="215" HPOS="580" VPOS="415" ID="st5-5"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="795" VPOS="415" ID="st5-6"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="807" VPOS="415" ID="st5-7"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="818" VPOS="415" ID="st5-8"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="829" VPOS="415" ID="st5-9"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="841" VPOS="415" ID="st5-10"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="852" VPOS="415" ID="st5-11"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="863" VPOS="415" ID="st5-12"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="875" VPOS="415" ID="st5-13"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="886" VPOS="415" ID="st5-14"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="897" VPOS="415" ID="st5-15"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="909" VPOS="415" ID="st5-16"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="920" VPOS="415" ID="st5-17"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="931" VPOS="415" ID="st5-18"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="943" VPOS="415" ID="st5-19"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="954" VPOS="415" ID="st5-20"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="965" VPOS="415" ID="st5-21"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="977" VPOS="415" ID="st5-22"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="988" VPOS="415" ID="st5-23"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="999" VPOS="415" ID="st5-24"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1011" VPOS="415" ID="st5-25"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1022" VPOS="415" ID="st5-26"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1034" VPOS="415" ID="st5-27"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1045" VPOS="415" ID="st5-28"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1056" VPOS="415" ID="st5-29"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1068" VPOS="415" ID="st5-30"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1079" VPOS="415" ID="st5-31"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1090" VPOS="415" ID="st5-32"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1102" VPOS="415" ID="st5-33"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1113" VPOS="415" ID="st5-34"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1124" VPOS="415" ID="st5-35"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1136" VPOS="415" ID="st5-36"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1147" VPOS="415" ID="st5-37"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1158" VPOS="415" ID="st5-38"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1170" VPOS="415" ID="st5-39"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1181" VPOS="415" ID="st5-40"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1192" VPOS="415" ID="st5-41"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1204" VPOS="415" ID="st5-42"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1215" VPOS="415" ID="st5-43"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1226" VPOS="415" ID="st5-44"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1238" VPOS="415" ID="st5-45"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1249" VPOS="415" ID="st5-46"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1261" VPOS="415" ID="st5-47"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1272" VPOS="415" ID="st5-48"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1283" VPOS="415" ID="st5-49"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1295" VPOS="415" ID="st5-50"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1306" VPOS="415" ID="st5-51"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1317" VPOS="415" ID="st5-52"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1329" VPOS="415" ID="st5-53"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1340" VPOS="415" ID="st5-54"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1351" VPOS="415" ID="st5-55"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1363" VPOS="415" ID="st5-56"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1374" VPOS="415" ID="st5-57"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1385" VPOS="415" ID="st5-58"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1397" VPOS="415" ID="st5-59"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1408" VPOS="415" ID="st5-60"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1419" VPOS="415" ID="st5-61"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1431" VPOS="415" ID="st5-62"/><String HEIGHT="31" CONTENT="1" WIDTH="12" HPOS="1442" VPOS="415" ID="st5-63"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl5-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="19" HPOS="196" VPOS="515" ID="st5-64"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="61" HPOS="295" VPOS="515" ID="st5-65"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="124" HPOS="365" VPOS="515" ID="st5-66"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="499" VPOS="515" ID="st5-67"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="821" VPOS="515" ID="st5-68"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="85" HPOS="891" VPOS="515" ID="st5-69"/><SP/><String HEIGHT="31" CONTENT="Auswirkungen" WIDTH="152" HPOS="986" VPOS="515" ID="st5-70"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1138" VPOS="515" ID="st5-71"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1151" VPOS="515" ID="st5-72"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1163" VPOS="515" ID="st5-73"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1176" VPOS="515" ID="st5-74"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1189" VPOS="515" ID="st5-75"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1201" VPOS="515" ID="st5-76"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1214" VPOS="515" ID="st5-77"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1227" VPOS="515" ID="st5-78"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1240" VPOS="515" ID="st5-79"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1252" VPOS="515" ID="st5-80"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1265" VPOS="515" ID="st5-81"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1278" VPOS="515" ID="st5-82"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1290" VPOS="515" ID="st5-83"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1303" VPOS="515" ID="st5-84"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1316" VPOS="515" ID="st5-85"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1328" VPOS="515" ID="st5-86"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1341" VPOS="515" ID="st5-87"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1354" VPOS="515" ID="st5-88"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1367" VPOS="515" ID="st5-89"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1379" VPOS="515" ID="st5-90"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1392" VPOS="515" ID="st5-91"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1405" VPOS="515" ID="st5-92"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1417" VPOS="515" ID="st5-93"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1430" VPOS="515" ID="st5-94"/><String HEIGHT="31" CONTENT="6" WIDTH="13" HPOS="1443" VPOS="515" ID="st5-95"/></TextLine><TextLine HPOS="295" VPOS="615" ID="tl5-5" WIDTH="926" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="295" VPOS="615" ID="st5-96"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="615" ID="st5-97"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="325" VPOS="615" ID="st5-98"/><SP/><String HEIGHT="31" CONTENT="Ungleiche" WIDTH="148" HPOS="393" VPOS="615" ID="st5-99"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="105" HPOS="551" VPOS="615" ID="st5-100"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="665" VPOS="615" ID="st5-101"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmern" WIDTH="344" HPOS="812" VPOS="615" ID="st5-102"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1165" VPOS="615" ID="st5-103"/></TextLine><TextLine HPOS="393" VPOS="665" ID="tl5-6" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsanbietern" WIDTH="239" HPOS="393" VPOS="665" ID="st5-104"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="632" VPOS="665" ID="st5-105"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="643" VPOS="665" ID="st5-106"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="654" VPOS="665" ID="st5-107"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="665" VPOS="665" ID="st5-108"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="676" VPOS="665" ID="st5-109"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="687" VPOS="665" ID="st5-110"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="698" VPOS="665" ID="st5-111"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="709" VPOS="665" ID="st5-112"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="720" VPOS="665" ID="st5-113"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="730" VPOS="665" ID="st5-114"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="741" VPOS="665" ID="st5-115"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="752" VPOS="665" ID="st5-116"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="763" VPOS="665" ID="st5-117"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="774" VPOS="665" ID="st5-118"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="785" VPOS="665" ID="st5-119"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="796" VPOS="665" ID="st5-120"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="807" VPOS="665" ID="st5-121"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="818" VPOS="665" ID="st5-122"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="829" VPOS="665" ID="st5-123"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="839" VPOS="665" ID="st5-124"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="850" VPOS="665" ID="st5-125"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="861" VPOS="665" ID="st5-126"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="872" VPOS="665" ID="st5-127"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="883" VPOS="665" ID="st5-128"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="894" VPOS="665" ID="st5-129"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="905" VPOS="665" ID="st5-130"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="916" VPOS="665" ID="st5-131"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="927" VPOS="665" ID="st5-132"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="938" VPOS="665" ID="st5-133"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="948" VPOS="665" ID="st5-134"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="959" VPOS="665" ID="st5-135"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="970" VPOS="665" ID="st5-136"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="981" VPOS="665" ID="st5-137"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="992" VPOS="665" ID="st5-138"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1003" VPOS="665" ID="st5-139"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1014" VPOS="665" ID="st5-140"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1025" VPOS="665" ID="st5-141"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1036" VPOS="665" ID="st5-142"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1047" VPOS="665" ID="st5-143"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1057" VPOS="665" ID="st5-144"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1068" VPOS="665" ID="st5-145"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1079" VPOS="665" ID="st5-146"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1090" VPOS="665" ID="st5-147"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1101" VPOS="665" ID="st5-148"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1112" VPOS="665" ID="st5-149"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1123" VPOS="665" ID="st5-150"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1134" VPOS="665" ID="st5-151"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1145" VPOS="665" ID="st5-152"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1156" VPOS="665" ID="st5-153"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1166" VPOS="665" ID="st5-154"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1177" VPOS="665" ID="st5-155"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1188" VPOS="665" ID="st5-156"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1199" VPOS="665" ID="st5-157"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1210" VPOS="665" ID="st5-158"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1221" VPOS="665" ID="st5-159"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1232" VPOS="665" ID="st5-160"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1243" VPOS="665" ID="st5-161"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1254" VPOS="665" ID="st5-162"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1265" VPOS="665" ID="st5-163"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1275" VPOS="665" ID="st5-164"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1286" VPOS="665" ID="st5-165"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1297" VPOS="665" ID="st5-166"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1308" VPOS="665" ID="st5-167"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1319" VPOS="665" ID="st5-168"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1330" VPOS="665" ID="st5-169"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1341" VPOS="665" ID="st5-170"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1352" VPOS="665" ID="st5-171"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1363" VPOS="665" ID="st5-172"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1376" VPOS="665" ID="st5-173"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1386" VPOS="665" ID="st5-174"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1397" VPOS="665" ID="st5-175"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1408" VPOS="665" ID="st5-176"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1418" VPOS="665" ID="st5-177"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1429" VPOS="665" ID="st5-178"/><String HEIGHT="31" CONTENT="6" WIDTH="11" HPOS="1440" VPOS="665" ID="st5-179"/></TextLine><TextLine HPOS="295" VPOS="715" ID="tl5-7" WIDTH="1028" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="295" VPOS="715" ID="st5-180"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="715" ID="st5-181"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="325" VPOS="715" ID="st5-182"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="183" HPOS="393" VPOS="715" ID="st5-183"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="586" VPOS="715" ID="st5-184"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="643" VPOS="715" ID="st5-185"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="836" VPOS="715" ID="st5-186"/><SP/><String HEIGHT="31" CONTENT="Umgang" WIDTH="126" HPOS="880" VPOS="715" ID="st5-187"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1016" VPOS="715" ID="st5-188"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="189" HPOS="1069" VPOS="715" ID="st5-189"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1268" VPOS="715" ID="st5-190"/></TextLine><TextLine HPOS="393" VPOS="765" ID="tl5-8" WIDTH="1059" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="368" HPOS="393" VPOS="765" ID="st5-191"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="770" VPOS="765" ID="st5-192"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="798" VPOS="765" ID="st5-193"/><SP/><String HEIGHT="31" CONTENT="Praxisbericht" WIDTH="187" HPOS="852" VPOS="765" ID="st5-194"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1039" VPOS="765" ID="st5-195"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1063" VPOS="765" ID="st5-196"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1072" VPOS="765" ID="st5-197"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1081" VPOS="765" ID="st5-198"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1091" VPOS="765" ID="st5-199"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1100" VPOS="765" ID="st5-200"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1110" VPOS="765" ID="st5-201"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1119" VPOS="765" ID="st5-202"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1129" VPOS="765" ID="st5-203"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1138" VPOS="765" ID="st5-204"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1148" VPOS="765" ID="st5-205"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1157" VPOS="765" ID="st5-206"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1167" VPOS="765" ID="st5-207"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1176" VPOS="765" ID="st5-208"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1186" VPOS="765" ID="st5-209"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1195" VPOS="765" ID="st5-210"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1205" VPOS="765" ID="st5-211"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1214" VPOS="765" ID="st5-212"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1224" VPOS="765" ID="st5-213"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1233" VPOS="765" ID="st5-214"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1243" VPOS="765" ID="st5-215"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1252" VPOS="765" ID="st5-216"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1262" VPOS="765" ID="st5-217"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1271" VPOS="765" ID="st5-218"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1281" VPOS="765" ID="st5-219"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1290" VPOS="765" ID="st5-220"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1300" VPOS="765" ID="st5-221"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1309" VPOS="765" ID="st5-222"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1319" VPOS="765" ID="st5-223"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1328" VPOS="765" ID="st5-224"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1338" VPOS="765" ID="st5-225"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1347" VPOS="765" ID="st5-226"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1357" VPOS="765" ID="st5-227"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1366" VPOS="765" ID="st5-228"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1376" VPOS="765" ID="st5-229"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1385" VPOS="765" ID="st5-230"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1395" VPOS="765" ID="st5-231"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1404" VPOS="765" ID="st5-232"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1414" VPOS="765" ID="st5-233"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1423" VPOS="765" ID="st5-234"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1433" VPOS="765" ID="st5-235"/><String HEIGHT="31" CONTENT="7" WIDTH="10" HPOS="1442" VPOS="765" ID="st5-236"/></TextLine><TextLine HPOS="393" VPOS="815" ID="tl5-9" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="393" VPOS="815" ID="st5-237"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="815" ID="st5-238"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="815" ID="st5-239"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="815" ID="st5-240"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="452" VPOS="815" ID="st5-241"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="491" VPOS="815" ID="st5-242"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="630" VPOS="815" ID="st5-243"/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="179" HPOS="646" VPOS="815" ID="st5-244"/><SP/><String HEIGHT="31" CONTENT="trifft" WIDTH="56" HPOS="834" VPOS="815" ID="st5-245"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler………" WIDTH="398" HPOS="899" VPOS="815" ID="st5-246"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1297" VPOS="815" ID="st5-247"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1313" VPOS="815" ID="st5-248"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1328" VPOS="815" ID="st5-249"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1343" VPOS="815" ID="st5-250"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1359" VPOS="815" ID="st5-251"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1374" VPOS="815" ID="st5-252"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1389" VPOS="815" ID="st5-253"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1405" VPOS="815" ID="st5-254"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1420" VPOS="815" ID="st5-255"/><String HEIGHT="31" CONTENT="8" WIDTH="16" HPOS="1435" VPOS="815" ID="st5-256"/></TextLine><TextLine HPOS="393" VPOS="865" ID="tl5-10" WIDTH="1060" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="393" VPOS="865" ID="st5-257"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="865" ID="st5-258"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="865" ID="st5-259"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="865" ID="st5-260"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="452" VPOS="865" ID="st5-261"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="491" VPOS="865" ID="st5-262"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="630" VPOS="865" ID="st5-263"/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="179" HPOS="646" VPOS="865" ID="st5-264"/><SP/><String HEIGHT="31" CONTENT="trifft" WIDTH="56" HPOS="834" VPOS="865" ID="st5-265"/><SP/><String HEIGHT="31" CONTENT="Versicherungskonzern……………" WIDTH="461" HPOS="899" VPOS="865" ID="st5-266"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1360" VPOS="865" ID="st5-267"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1379" VPOS="865" ID="st5-268"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1397" VPOS="865" ID="st5-269"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1416" VPOS="865" ID="st5-270"/><String HEIGHT="31" CONTENT="9" WIDTH="19" HPOS="1434" VPOS="865" ID="st5-271"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl5-11" WIDTH="1105" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="19" HPOS="196" VPOS="965" ID="st5-272"/><SP/><String HEIGHT="31" CONTENT="Was" WIDTH="68" HPOS="295" VPOS="965" ID="st5-273"/><SP/><String HEIGHT="31" CONTENT="bringt" WIDTH="94" HPOS="373" VPOS="965" ID="st5-274"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="49" HPOS="476" VPOS="965" ID="st5-275"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="116" HPOS="534" VPOS="965" ID="st5-276"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="57" HPOS="660" VPOS="965" ID="st5-277"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="503" HPOS="727" VPOS="965" ID="st5-278"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1240" VPOS="965" ID="st5-279"/></TextLine><TextLine HPOS="295" VPOS="1015" ID="tl5-12" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="48" HPOS="295" VPOS="1015" ID="st5-280"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="30" HPOS="352" VPOS="1015" ID="st5-281"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="382" VPOS="1015" ID="st5-282"/><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="307" HPOS="397" VPOS="1015" ID="st5-283"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="45" HPOS="713" VPOS="1015" ID="st5-284"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="124" HPOS="767" VPOS="1015" ID="st5-285"/><String HEIGHT="31" CONTENT="?" WIDTH="11" HPOS="891" VPOS="1015" ID="st5-286"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="902" VPOS="1015" ID="st5-287"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="913" VPOS="1015" ID="st5-288"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="925" VPOS="1015" ID="st5-289"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="936" VPOS="1015" ID="st5-290"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="947" VPOS="1015" ID="st5-291"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="959" VPOS="1015" ID="st5-292"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="970" VPOS="1015" ID="st5-293"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="981" VPOS="1015" ID="st5-294"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="992" VPOS="1015" ID="st5-295"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1004" VPOS="1015" ID="st5-296"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1015" VPOS="1015" ID="st5-297"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1026" VPOS="1015" ID="st5-298"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1038" VPOS="1015" ID="st5-299"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1049" VPOS="1015" ID="st5-300"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1060" VPOS="1015" ID="st5-301"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1071" VPOS="1015" ID="st5-302"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1083" VPOS="1015" ID="st5-303"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1094" VPOS="1015" ID="st5-304"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1105" VPOS="1015" ID="st5-305"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1117" VPOS="1015" ID="st5-306"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1128" VPOS="1015" ID="st5-307"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1139" VPOS="1015" ID="st5-308"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1151" VPOS="1015" ID="st5-309"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1162" VPOS="1015" ID="st5-310"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1173" VPOS="1015" ID="st5-311"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1184" VPOS="1015" ID="st5-312"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1196" VPOS="1015" ID="st5-313"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1207" VPOS="1015" ID="st5-314"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1218" VPOS="1015" ID="st5-315"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1230" VPOS="1015" ID="st5-316"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1241" VPOS="1015" ID="st5-317"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1252" VPOS="1015" ID="st5-318"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1263" VPOS="1015" ID="st5-319"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1275" VPOS="1015" ID="st5-320"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1286" VPOS="1015" ID="st5-321"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1297" VPOS="1015" ID="st5-322"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1309" VPOS="1015" ID="st5-323"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1320" VPOS="1015" ID="st5-324"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1331" VPOS="1015" ID="st5-325"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1343" VPOS="1015" ID="st5-326"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1354" VPOS="1015" ID="st5-327"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1365" VPOS="1015" ID="st5-328"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1376" VPOS="1015" ID="st5-329"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1388" VPOS="1015" ID="st5-330"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1399" VPOS="1015" ID="st5-331"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1410" VPOS="1015" ID="st5-332"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1422" VPOS="1015" ID="st5-333"/><String HEIGHT="31" CONTENT="11" WIDTH="23" HPOS="1433" VPOS="1015" ID="st5-334"/></TextLine><TextLine HPOS="295" VPOS="1115" ID="tl5-13" WIDTH="1159" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="295" VPOS="1115" ID="st5-335"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1115" ID="st5-336"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="325" VPOS="1115" ID="st5-337"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="393" VPOS="1115" ID="st5-338"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="569" VPOS="1115" ID="st5-339"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="82" HPOS="634" VPOS="1115" ID="st5-340"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="716" VPOS="1115" ID="st5-341"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="726" VPOS="1115" ID="st5-342"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="736" VPOS="1115" ID="st5-343"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="746" VPOS="1115" ID="st5-344"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="757" VPOS="1115" ID="st5-345"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="767" VPOS="1115" ID="st5-346"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="777" VPOS="1115" ID="st5-347"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="787" VPOS="1115" ID="st5-348"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="798" VPOS="1115" ID="st5-349"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="808" VPOS="1115" ID="st5-350"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="818" VPOS="1115" ID="st5-351"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="828" VPOS="1115" ID="st5-352"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="839" VPOS="1115" ID="st5-353"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="849" VPOS="1115" ID="st5-354"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="859" VPOS="1115" ID="st5-355"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="869" VPOS="1115" ID="st5-356"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="880" VPOS="1115" ID="st5-357"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="890" VPOS="1115" ID="st5-358"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="900" VPOS="1115" ID="st5-359"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="910" VPOS="1115" ID="st5-360"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="921" VPOS="1115" ID="st5-361"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="931" VPOS="1115" ID="st5-362"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="941" VPOS="1115" ID="st5-363"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="951" VPOS="1115" ID="st5-364"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="962" VPOS="1115" ID="st5-365"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="972" VPOS="1115" ID="st5-366"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="982" VPOS="1115" ID="st5-367"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="992" VPOS="1115" ID="st5-368"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1003" VPOS="1115" ID="st5-369"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1013" VPOS="1115" ID="st5-370"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1023" VPOS="1115" ID="st5-371"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1033" VPOS="1115" ID="st5-372"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1044" VPOS="1115" ID="st5-373"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1054" VPOS="1115" ID="st5-374"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1064" VPOS="1115" ID="st5-375"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1074" VPOS="1115" ID="st5-376"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1085" VPOS="1115" ID="st5-377"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1095" VPOS="1115" ID="st5-378"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1105" VPOS="1115" ID="st5-379"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1115" VPOS="1115" ID="st5-380"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1126" VPOS="1115" ID="st5-381"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1136" VPOS="1115" ID="st5-382"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1146" VPOS="1115" ID="st5-383"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1156" VPOS="1115" ID="st5-384"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1167" VPOS="1115" ID="st5-385"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1177" VPOS="1115" ID="st5-386"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1187" VPOS="1115" ID="st5-387"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1197" VPOS="1115" ID="st5-388"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1208" VPOS="1115" ID="st5-389"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1218" VPOS="1115" ID="st5-390"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1228" VPOS="1115" ID="st5-391"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1238" VPOS="1115" ID="st5-392"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1249" VPOS="1115" ID="st5-393"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1259" VPOS="1115" ID="st5-394"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1269" VPOS="1115" ID="st5-395"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1279" VPOS="1115" ID="st5-396"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1290" VPOS="1115" ID="st5-397"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1300" VPOS="1115" ID="st5-398"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1310" VPOS="1115" ID="st5-399"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1320" VPOS="1115" ID="st5-400"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1331" VPOS="1115" ID="st5-401"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1341" VPOS="1115" ID="st5-402"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1351" VPOS="1115" ID="st5-403"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1361" VPOS="1115" ID="st5-404"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1372" VPOS="1115" ID="st5-405"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1382" VPOS="1115" ID="st5-406"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1392" VPOS="1115" ID="st5-407"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1402" VPOS="1115" ID="st5-408"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1413" VPOS="1115" ID="st5-409"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1423" VPOS="1115" ID="st5-410"/><String HEIGHT="31" CONTENT="11" WIDTH="21" HPOS="1433" VPOS="1115" ID="st5-411"/></TextLine><TextLine HPOS="295" VPOS="1165" ID="tl5-14" WIDTH="1154" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="295" VPOS="1165" ID="st5-412"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1165" ID="st5-413"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="325" VPOS="1165" ID="st5-414"/><SP/><String HEIGHT="31" CONTENT="Gerechter" WIDTH="148" HPOS="393" VPOS="1165" ID="st5-415"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="208" HPOS="550" VPOS="1165" ID="st5-416"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="758" VPOS="1165" ID="st5-417"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="769" VPOS="1165" ID="st5-418"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="780" VPOS="1165" ID="st5-419"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="791" VPOS="1165" ID="st5-420"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="802" VPOS="1165" ID="st5-421"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="813" VPOS="1165" ID="st5-422"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="824" VPOS="1165" ID="st5-423"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="835" VPOS="1165" ID="st5-424"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="846" VPOS="1165" ID="st5-425"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="856" VPOS="1165" ID="st5-426"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="867" VPOS="1165" ID="st5-427"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="878" VPOS="1165" ID="st5-428"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="889" VPOS="1165" ID="st5-429"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="900" VPOS="1165" ID="st5-430"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="911" VPOS="1165" ID="st5-431"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="922" VPOS="1165" ID="st5-432"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="933" VPOS="1165" ID="st5-433"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="944" VPOS="1165" ID="st5-434"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="955" VPOS="1165" ID="st5-435"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="966" VPOS="1165" ID="st5-436"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="977" VPOS="1165" ID="st5-437"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="988" VPOS="1165" ID="st5-438"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="999" VPOS="1165" ID="st5-439"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1010" VPOS="1165" ID="st5-440"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1021" VPOS="1165" ID="st5-441"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1032" VPOS="1165" ID="st5-442"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1043" VPOS="1165" ID="st5-443"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1054" VPOS="1165" ID="st5-444"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1065" VPOS="1165" ID="st5-445"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1076" VPOS="1165" ID="st5-446"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1087" VPOS="1165" ID="st5-447"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1098" VPOS="1165" ID="st5-448"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1109" VPOS="1165" ID="st5-449"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1120" VPOS="1165" ID="st5-450"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1131" VPOS="1165" ID="st5-451"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1142" VPOS="1165" ID="st5-452"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1152" VPOS="1165" ID="st5-453"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1163" VPOS="1165" ID="st5-454"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1174" VPOS="1165" ID="st5-455"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1185" VPOS="1165" ID="st5-456"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1196" VPOS="1165" ID="st5-457"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1207" VPOS="1165" ID="st5-458"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1218" VPOS="1165" ID="st5-459"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1229" VPOS="1165" ID="st5-460"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1240" VPOS="1165" ID="st5-461"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1251" VPOS="1165" ID="st5-462"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1262" VPOS="1165" ID="st5-463"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1273" VPOS="1165" ID="st5-464"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1284" VPOS="1165" ID="st5-465"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1295" VPOS="1165" ID="st5-466"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1306" VPOS="1165" ID="st5-467"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1317" VPOS="1165" ID="st5-468"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1328" VPOS="1165" ID="st5-469"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1339" VPOS="1165" ID="st5-470"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1350" VPOS="1165" ID="st5-471"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1361" VPOS="1165" ID="st5-472"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1372" VPOS="1165" ID="st5-473"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1383" VPOS="1165" ID="st5-474"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1394" VPOS="1165" ID="st5-475"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1405" VPOS="1165" ID="st5-476"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1416" VPOS="1165" ID="st5-477"/><String HEIGHT="31" CONTENT="15" WIDTH="22" HPOS="1427" VPOS="1165" ID="st5-478"/></TextLine><TextLine HPOS="295" VPOS="1215" ID="tl5-15" WIDTH="1158" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="295" VPOS="1215" ID="st5-479"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1215" ID="st5-480"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="325" VPOS="1215" ID="st5-481"/><SP/><String HEIGHT="31" CONTENT="Modernisierung" WIDTH="230" HPOS="393" VPOS="1215" ID="st5-482"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="632" VPOS="1215" ID="st5-483"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="208" HPOS="690" VPOS="1215" ID="st5-484"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="898" VPOS="1215" ID="st5-485"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="909" VPOS="1215" ID="st5-486"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="921" VPOS="1215" ID="st5-487"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="932" VPOS="1215" ID="st5-488"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="944" VPOS="1215" ID="st5-489"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="955" VPOS="1215" ID="st5-490"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="967" VPOS="1215" ID="st5-491"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="979" VPOS="1215" ID="st5-492"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="990" VPOS="1215" ID="st5-493"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1002" VPOS="1215" ID="st5-494"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1013" VPOS="1215" ID="st5-495"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1025" VPOS="1215" ID="st5-496"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1036" VPOS="1215" ID="st5-497"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1048" VPOS="1215" ID="st5-498"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1059" VPOS="1215" ID="st5-499"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1071" VPOS="1215" ID="st5-500"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1083" VPOS="1215" ID="st5-501"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1094" VPOS="1215" ID="st5-502"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1106" VPOS="1215" ID="st5-503"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1117" VPOS="1215" ID="st5-504"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1129" VPOS="1215" ID="st5-505"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1140" VPOS="1215" ID="st5-506"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1152" VPOS="1215" ID="st5-507"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1163" VPOS="1215" ID="st5-508"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1175" VPOS="1215" ID="st5-509"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1187" VPOS="1215" ID="st5-510"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1198" VPOS="1215" ID="st5-511"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1210" VPOS="1215" ID="st5-512"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1221" VPOS="1215" ID="st5-513"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1233" VPOS="1215" ID="st5-514"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1244" VPOS="1215" ID="st5-515"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1256" VPOS="1215" ID="st5-516"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1268" VPOS="1215" ID="st5-517"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1279" VPOS="1215" ID="st5-518"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1291" VPOS="1215" ID="st5-519"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1302" VPOS="1215" ID="st5-520"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1314" VPOS="1215" ID="st5-521"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1325" VPOS="1215" ID="st5-522"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1337" VPOS="1215" ID="st5-523"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1348" VPOS="1215" ID="st5-524"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1360" VPOS="1215" ID="st5-525"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1372" VPOS="1215" ID="st5-526"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1383" VPOS="1215" ID="st5-527"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1395" VPOS="1215" ID="st5-528"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1406" VPOS="1215" ID="st5-529"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1418" VPOS="1215" ID="st5-530"/><String HEIGHT="31" CONTENT="16" WIDTH="24" HPOS="1429" VPOS="1215" ID="st5-531"/></TextLine><TextLine HPOS="295" VPOS="1265" ID="tl5-16" WIDTH="1156" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="295" VPOS="1265" ID="st5-532"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1265" ID="st5-533"/><String HEIGHT="31" CONTENT="4" WIDTH="16" HPOS="325" VPOS="1265" ID="st5-534"/><SP/><String HEIGHT="31" CONTENT="Zeitplan" WIDTH="119" HPOS="393" VPOS="1265" ID="st5-535"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="521" VPOS="1265" ID="st5-536"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="569" VPOS="1265" ID="st5-537"/><SP/><String HEIGHT="31" CONTENT="Gesetzgebungsverfahren" WIDTH="264" HPOS="632" VPOS="1265" ID="st5-538"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="896" VPOS="1265" ID="st5-539"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="909" VPOS="1265" ID="st5-540"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="921" VPOS="1265" ID="st5-541"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="933" VPOS="1265" ID="st5-542"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="945" VPOS="1265" ID="st5-543"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="957" VPOS="1265" ID="st5-544"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="969" VPOS="1265" ID="st5-545"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="981" VPOS="1265" ID="st5-546"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="993" VPOS="1265" ID="st5-547"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1005" VPOS="1265" ID="st5-548"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1017" VPOS="1265" ID="st5-549"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1029" VPOS="1265" ID="st5-550"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1041" VPOS="1265" ID="st5-551"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1053" VPOS="1265" ID="st5-552"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1065" VPOS="1265" ID="st5-553"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1077" VPOS="1265" ID="st5-554"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1089" VPOS="1265" ID="st5-555"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1101" VPOS="1265" ID="st5-556"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1113" VPOS="1265" ID="st5-557"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1125" VPOS="1265" ID="st5-558"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1137" VPOS="1265" ID="st5-559"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1149" VPOS="1265" ID="st5-560"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1161" VPOS="1265" ID="st5-561"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1173" VPOS="1265" ID="st5-562"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1186" VPOS="1265" ID="st5-563"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1198" VPOS="1265" ID="st5-564"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1210" VPOS="1265" ID="st5-565"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1222" VPOS="1265" ID="st5-566"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1234" VPOS="1265" ID="st5-567"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1246" VPOS="1265" ID="st5-568"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1258" VPOS="1265" ID="st5-569"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1270" VPOS="1265" ID="st5-570"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1282" VPOS="1265" ID="st5-571"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1294" VPOS="1265" ID="st5-572"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1306" VPOS="1265" ID="st5-573"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1318" VPOS="1265" ID="st5-574"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1330" VPOS="1265" ID="st5-575"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1342" VPOS="1265" ID="st5-576"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1354" VPOS="1265" ID="st5-577"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1366" VPOS="1265" ID="st5-578"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1378" VPOS="1265" ID="st5-579"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1390" VPOS="1265" ID="st5-580"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1402" VPOS="1265" ID="st5-581"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1414" VPOS="1265" ID="st5-582"/><String HEIGHT="31" CONTENT="19" WIDTH="25" HPOS="1426" VPOS="1265" ID="st5-583"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl5-17" WIDTH="1179" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="19" HPOS="196" VPOS="1365" ID="st5-584"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="61" HPOS="294" VPOS="1365" ID="st5-585"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="78" HPOS="365" VPOS="1365" ID="st5-586"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="452" VPOS="1365" ID="st5-587"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="774" VPOS="1365" ID="st5-588"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="813" VPOS="1365" ID="st5-589"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="171" HPOS="874" VPOS="1365" ID="st5-590"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="1045" VPOS="1365" ID="st5-591"/><SP/><String HEIGHT="31" CONTENT="Vielfältige" WIDTH="157" HPOS="1073" VPOS="1365" ID="st5-592"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="1239" VPOS="1365" ID="st5-593"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="1338" VPOS="1365" ID="st5-594"/></TextLine><TextLine HPOS="294" VPOS="1415" ID="tl5-18" WIDTH="1162" HEIGHT="31"><String HEIGHT="31" CONTENT="mehr" WIDTH="82" HPOS="294" VPOS="1415" ID="st5-595"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="185" HPOS="385" VPOS="1415" ID="st5-596"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="570" VPOS="1415" ID="st5-597"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="581" VPOS="1415" ID="st5-598"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="592" VPOS="1415" ID="st5-599"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="603" VPOS="1415" ID="st5-600"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="614" VPOS="1415" ID="st5-601"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="625" VPOS="1415" ID="st5-602"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="636" VPOS="1415" ID="st5-603"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="647" VPOS="1415" ID="st5-604"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="658" VPOS="1415" ID="st5-605"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="669" VPOS="1415" ID="st5-606"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="680" VPOS="1415" ID="st5-607"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="691" VPOS="1415" ID="st5-608"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="701" VPOS="1415" ID="st5-609"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="712" VPOS="1415" ID="st5-610"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="723" VPOS="1415" ID="st5-611"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="734" VPOS="1415" ID="st5-612"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="745" VPOS="1415" ID="st5-613"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="756" VPOS="1415" ID="st5-614"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="767" VPOS="1415" ID="st5-615"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="778" VPOS="1415" ID="st5-616"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="789" VPOS="1415" ID="st5-617"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="800" VPOS="1415" ID="st5-618"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="811" VPOS="1415" ID="st5-619"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="822" VPOS="1415" ID="st5-620"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="833" VPOS="1415" ID="st5-621"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="844" VPOS="1415" ID="st5-622"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="854" VPOS="1415" ID="st5-623"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="865" VPOS="1415" ID="st5-624"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="876" VPOS="1415" ID="st5-625"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="887" VPOS="1415" ID="st5-626"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="898" VPOS="1415" ID="st5-627"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="909" VPOS="1415" ID="st5-628"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="920" VPOS="1415" ID="st5-629"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="931" VPOS="1415" ID="st5-630"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="942" VPOS="1415" ID="st5-631"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="953" VPOS="1415" ID="st5-632"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="964" VPOS="1415" ID="st5-633"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="975" VPOS="1415" ID="st5-634"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="986" VPOS="1415" ID="st5-635"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="997" VPOS="1415" ID="st5-636"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1007" VPOS="1415" ID="st5-637"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1018" VPOS="1415" ID="st5-638"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1029" VPOS="1415" ID="st5-639"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1040" VPOS="1415" ID="st5-640"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1051" VPOS="1415" ID="st5-641"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1062" VPOS="1415" ID="st5-642"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1073" VPOS="1415" ID="st5-643"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1084" VPOS="1415" ID="st5-644"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1095" VPOS="1415" ID="st5-645"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1106" VPOS="1415" ID="st5-646"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1117" VPOS="1415" ID="st5-647"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1128" VPOS="1415" ID="st5-648"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1139" VPOS="1415" ID="st5-649"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1150" VPOS="1415" ID="st5-650"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1160" VPOS="1415" ID="st5-651"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1171" VPOS="1415" ID="st5-652"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1182" VPOS="1415" ID="st5-653"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1193" VPOS="1415" ID="st5-654"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1204" VPOS="1415" ID="st5-655"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1215" VPOS="1415" ID="st5-656"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1226" VPOS="1415" ID="st5-657"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1237" VPOS="1415" ID="st5-658"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1248" VPOS="1415" ID="st5-659"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1259" VPOS="1415" ID="st5-660"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1270" VPOS="1415" ID="st5-661"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1281" VPOS="1415" ID="st5-662"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1292" VPOS="1415" ID="st5-663"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1303" VPOS="1415" ID="st5-664"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1313" VPOS="1415" ID="st5-665"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1324" VPOS="1415" ID="st5-666"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1335" VPOS="1415" ID="st5-667"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1346" VPOS="1415" ID="st5-668"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1357" VPOS="1415" ID="st5-669"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1368" VPOS="1415" ID="st5-670"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1379" VPOS="1415" ID="st5-671"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1390" VPOS="1415" ID="st5-672"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1401" VPOS="1415" ID="st5-673"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1412" VPOS="1415" ID="st5-674"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1423" VPOS="1415" ID="st5-675"/><String HEIGHT="31" CONTENT="21" WIDTH="22" HPOS="1434" VPOS="1415" ID="st5-676"/></TextLine><TextLine HPOS="295" VPOS="1515" ID="tl5-19" WIDTH="1156" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="295" VPOS="1515" ID="st5-677"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1515" ID="st5-678"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="325" VPOS="1515" ID="st5-679"/><SP/><String HEIGHT="31" CONTENT="Bessere" WIDTH="122" HPOS="393" VPOS="1515" ID="st5-680"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="237" HPOS="525" VPOS="1515" ID="st5-681"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="762" VPOS="1515" ID="st5-682"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="773" VPOS="1515" ID="st5-683"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="784" VPOS="1515" ID="st5-684"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="796" VPOS="1515" ID="st5-685"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="807" VPOS="1515" ID="st5-686"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="818" VPOS="1515" ID="st5-687"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="829" VPOS="1515" ID="st5-688"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="841" VPOS="1515" ID="st5-689"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="852" VPOS="1515" ID="st5-690"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="863" VPOS="1515" ID="st5-691"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="875" VPOS="1515" ID="st5-692"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="886" VPOS="1515" ID="st5-693"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="897" VPOS="1515" ID="st5-694"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="908" VPOS="1515" ID="st5-695"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="920" VPOS="1515" ID="st5-696"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="931" VPOS="1515" ID="st5-697"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="942" VPOS="1515" ID="st5-698"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="954" VPOS="1515" ID="st5-699"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="965" VPOS="1515" ID="st5-700"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="976" VPOS="1515" ID="st5-701"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="988" VPOS="1515" ID="st5-702"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="999" VPOS="1515" ID="st5-703"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1010" VPOS="1515" ID="st5-704"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1021" VPOS="1515" ID="st5-705"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1033" VPOS="1515" ID="st5-706"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1044" VPOS="1515" ID="st5-707"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1055" VPOS="1515" ID="st5-708"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1067" VPOS="1515" ID="st5-709"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1078" VPOS="1515" ID="st5-710"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1089" VPOS="1515" ID="st5-711"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1100" VPOS="1515" ID="st5-712"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1112" VPOS="1515" ID="st5-713"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1123" VPOS="1515" ID="st5-714"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1134" VPOS="1515" ID="st5-715"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1146" VPOS="1515" ID="st5-716"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1157" VPOS="1515" ID="st5-717"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1168" VPOS="1515" ID="st5-718"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1179" VPOS="1515" ID="st5-719"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1191" VPOS="1515" ID="st5-720"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1202" VPOS="1515" ID="st5-721"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1213" VPOS="1515" ID="st5-722"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1225" VPOS="1515" ID="st5-723"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1236" VPOS="1515" ID="st5-724"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1247" VPOS="1515" ID="st5-725"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1259" VPOS="1515" ID="st5-726"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1270" VPOS="1515" ID="st5-727"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1281" VPOS="1515" ID="st5-728"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1292" VPOS="1515" ID="st5-729"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1304" VPOS="1515" ID="st5-730"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1315" VPOS="1515" ID="st5-731"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1326" VPOS="1515" ID="st5-732"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1338" VPOS="1515" ID="st5-733"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1349" VPOS="1515" ID="st5-734"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1360" VPOS="1515" ID="st5-735"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1371" VPOS="1515" ID="st5-736"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1383" VPOS="1515" ID="st5-737"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1394" VPOS="1515" ID="st5-738"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1405" VPOS="1515" ID="st5-739"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1417" VPOS="1515" ID="st5-740"/><String HEIGHT="31" CONTENT="22" WIDTH="23" HPOS="1428" VPOS="1515" ID="st5-741"/></TextLine><TextLine HPOS="295" VPOS="1565" ID="tl5-20" WIDTH="760" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="295" VPOS="1565" ID="st5-742"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1565" ID="st5-743"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="325" VPOS="1565" ID="st5-744"/><SP/><String HEIGHT="31" CONTENT="Faire" WIDTH="76" HPOS="393" VPOS="1565" ID="st5-745"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="196" HPOS="479" VPOS="1565" ID="st5-746"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="684" VPOS="1565" ID="st5-747"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="97" HPOS="732" VPOS="1565" ID="st5-748"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="829" VPOS="1565" ID="st5-749"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="845" VPOS="1565" ID="st5-750"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="102" HPOS="871" VPOS="1565" ID="st5-751"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="973" VPOS="1565" ID="st5-752"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="999" VPOS="1565" ID="st5-753"/></TextLine><TextLine HPOS="393" VPOS="1615" ID="tl5-21" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherung" WIDTH="345" HPOS="393" VPOS="1615" ID="st5-754"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="738" VPOS="1615" ID="st5-755"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="749" VPOS="1615" ID="st5-756"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="761" VPOS="1615" ID="st5-757"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="772" VPOS="1615" ID="st5-758"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="784" VPOS="1615" ID="st5-759"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="795" VPOS="1615" ID="st5-760"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="807" VPOS="1615" ID="st5-761"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="818" VPOS="1615" ID="st5-762"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="830" VPOS="1615" ID="st5-763"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="841" VPOS="1615" ID="st5-764"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="853" VPOS="1615" ID="st5-765"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="864" VPOS="1615" ID="st5-766"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="876" VPOS="1615" ID="st5-767"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="887" VPOS="1615" ID="st5-768"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="899" VPOS="1615" ID="st5-769"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="910" VPOS="1615" ID="st5-770"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="922" VPOS="1615" ID="st5-771"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="933" VPOS="1615" ID="st5-772"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="945" VPOS="1615" ID="st5-773"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="956" VPOS="1615" ID="st5-774"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="968" VPOS="1615" ID="st5-775"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="979" VPOS="1615" ID="st5-776"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="991" VPOS="1615" ID="st5-777"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1002" VPOS="1615" ID="st5-778"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1014" VPOS="1615" ID="st5-779"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1025" VPOS="1615" ID="st5-780"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1037" VPOS="1615" ID="st5-781"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1048" VPOS="1615" ID="st5-782"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1060" VPOS="1615" ID="st5-783"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1071" VPOS="1615" ID="st5-784"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1083" VPOS="1615" ID="st5-785"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1094" VPOS="1615" ID="st5-786"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1106" VPOS="1615" ID="st5-787"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1117" VPOS="1615" ID="st5-788"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1129" VPOS="1615" ID="st5-789"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1140" VPOS="1615" ID="st5-790"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1152" VPOS="1615" ID="st5-791"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1163" VPOS="1615" ID="st5-792"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1175" VPOS="1615" ID="st5-793"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1186" VPOS="1615" ID="st5-794"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1198" VPOS="1615" ID="st5-795"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1209" VPOS="1615" ID="st5-796"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1221" VPOS="1615" ID="st5-797"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1232" VPOS="1615" ID="st5-798"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1244" VPOS="1615" ID="st5-799"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1255" VPOS="1615" ID="st5-800"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1267" VPOS="1615" ID="st5-801"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1278" VPOS="1615" ID="st5-802"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1290" VPOS="1615" ID="st5-803"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1301" VPOS="1615" ID="st5-804"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1313" VPOS="1615" ID="st5-805"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1324" VPOS="1615" ID="st5-806"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1336" VPOS="1615" ID="st5-807"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1347" VPOS="1615" ID="st5-808"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1359" VPOS="1615" ID="st5-809"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1370" VPOS="1615" ID="st5-810"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1382" VPOS="1615" ID="st5-811"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1393" VPOS="1615" ID="st5-812"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1405" VPOS="1615" ID="st5-813"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1416" VPOS="1615" ID="st5-814"/><String HEIGHT="31" CONTENT="25" WIDTH="23" HPOS="1428" VPOS="1615" ID="st5-815"/></TextLine><TextLine HPOS="393" VPOS="1665" ID="tl5-22" WIDTH="1060" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="1665" ID="st5-816"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1665" ID="st5-817"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="1665" ID="st5-818"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1665" ID="st5-819"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="452" VPOS="1665" ID="st5-820"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="491" VPOS="1665" ID="st5-821"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="838" VPOS="1665" ID="st5-822"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="873" VPOS="1665" ID="st5-823"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung……………" WIDTH="444" HPOS="931" VPOS="1665" ID="st5-824"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="1375" VPOS="1665" ID="st5-825"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1395" VPOS="1665" ID="st5-826"/><String HEIGHT="31" CONTENT="25" WIDTH="39" HPOS="1414" VPOS="1665" ID="st5-827"/></TextLine><TextLine HPOS="393" VPOS="1715" ID="tl5-23" WIDTH="1062" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="1715" ID="st5-828"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1715" ID="st5-829"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="1715" ID="st5-830"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1715" ID="st5-831"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="452" VPOS="1715" ID="st5-832"/><SP/><String HEIGHT="31" CONTENT="Implementation" WIDTH="228" HPOS="491" VPOS="1715" ID="st5-833"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="729" VPOS="1715" ID="st5-834"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="786" VPOS="1715" ID="st5-835"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswertbedingungen………" WIDTH="493" HPOS="888" VPOS="1715" ID="st5-836"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1381" VPOS="1715" ID="st5-837"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1400" VPOS="1715" ID="st5-838"/><String HEIGHT="31" CONTENT="28" WIDTH="37" HPOS="1418" VPOS="1715" ID="st5-839"/></TextLine><TextLine HPOS="393" VPOS="1765" ID="tl5-24" WIDTH="951" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="1765" ID="st5-840"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1765" ID="st5-841"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="1765" ID="st5-842"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1765" ID="st5-843"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="452" VPOS="1765" ID="st5-844"/><SP/><String HEIGHT="31" CONTENT="Finanzrechtliche" WIDTH="243" HPOS="491" VPOS="1765" ID="st5-845"/><SP/><String HEIGHT="31" CONTENT="Stellung" WIDTH="120" HPOS="743" VPOS="1765" ID="st5-846"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="873" VPOS="1765" ID="st5-847"/><SP/><String HEIGHT="31" CONTENT="steuerliche" WIDTH="161" HPOS="938" VPOS="1765" ID="st5-848"/><SP/><String HEIGHT="31" CONTENT="Behandlung" WIDTH="178" HPOS="1108" VPOS="1765" ID="st5-849"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1295" VPOS="1765" ID="st5-850"/></TextLine><TextLine HPOS="495" VPOS="1815" ID="tl5-25" WIDTH="960" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungen……………………………………………" WIDTH="866" HPOS="495" VPOS="1815" ID="st5-851"/><String HEIGHT="31" CONTENT="." WIDTH="23" HPOS="1361" VPOS="1815" ID="st5-852"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1384" VPOS="1815" ID="st5-853"/><String HEIGHT="31" CONTENT="29" WIDTH="47" HPOS="1408" VPOS="1815" ID="st5-854"/></TextLine><TextLine HPOS="393" VPOS="1865" ID="tl5-26" WIDTH="860" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="1865" ID="st5-855"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1865" ID="st5-856"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="1865" ID="st5-857"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1865" ID="st5-858"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="452" VPOS="1865" ID="st5-859"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="270" HPOS="491" VPOS="1865" ID="st5-860"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="771" VPOS="1865" ID="st5-861"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="847" VPOS="1865" ID="st5-862"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="912" VPOS="1865" ID="st5-863"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1084" VPOS="1865" ID="st5-864"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="104" HPOS="1132" VPOS="1865" ID="st5-865" SUBS_TYPE="HypPart1" SUBS_CONTENT="LebensVersicherungen…………………………………………………"/><HYP CONTENT="-" WIDTH="17" HPOS="1236" VPOS="1865" HEIGHT="31"/></TextLine><TextLine HPOS="491" VPOS="1915" ID="tl5-27" WIDTH="960" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungen…………………………………………………" WIDTH="772" HPOS="491" VPOS="1915" ID="st5-866" SUBS_TYPE="HypPart2" SUBS_CONTENT="LebensVersicherungen…………………………………………………"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1263" VPOS="1915" ID="st5-867"/><String HEIGHT="31" CONTENT="." WIDTH="23" HPOS="1287" VPOS="1915" ID="st5-868"/><String HEIGHT="31" CONTENT="." WIDTH="23" HPOS="1310" VPOS="1915" ID="st5-869"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1333" VPOS="1915" ID="st5-870"/><String HEIGHT="31" CONTENT="." WIDTH="23" HPOS="1357" VPOS="1915" ID="st5-871"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1380" VPOS="1915" ID="st5-872"/><String HEIGHT="31" CONTENT="30" WIDTH="47" HPOS="1404" VPOS="1915" ID="st5-873"/></TextLine><TextLine HPOS="393" VPOS="1965" ID="tl5-28" WIDTH="971" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="1965" ID="st5-874"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1965" ID="st5-875"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="422" VPOS="1965" ID="st5-876"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1965" ID="st5-877"/><String HEIGHT="31" CONTENT="5" WIDTH="15" HPOS="452" VPOS="1965" ID="st5-878"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="319" HPOS="491" VPOS="1965" ID="st5-879"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="819" VPOS="1965" ID="st5-880"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="96" HPOS="877" VPOS="1965" ID="st5-881"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="973" VPOS="1965" ID="st5-882"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="989" VPOS="1965" ID="st5-883"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeits" WIDTH="270" HPOS="1014" VPOS="1965" ID="st5-884"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1284" VPOS="1965" ID="st5-885"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1309" VPOS="1965" ID="st5-886"/></TextLine><TextLine HPOS="491" VPOS="2015" ID="tl5-29" WIDTH="962" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenversicherung………………………………………………" WIDTH="889" HPOS="491" VPOS="2015" ID="st5-887"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1380" VPOS="2015" ID="st5-888"/><String HEIGHT="31" CONTENT="33" WIDTH="49" HPOS="1404" VPOS="2015" ID="st5-889"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="6" ID="p592520" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592520" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592520" HEIGHT="2338"><TextLine HPOS="295" VPOS="215" ID="tl6-0" WIDTH="1154" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="295" VPOS="215" ID="st6-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="215" ID="st6-1"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="325" VPOS="215" ID="st6-2"/><SP/><String HEIGHT="31" CONTENT="Optimierte" WIDTH="154" HPOS="395" VPOS="215" ID="st6-3"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatung" WIDTH="239" HPOS="558" VPOS="215" ID="st6-4"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="797" VPOS="215" ID="st6-5"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="809" VPOS="215" ID="st6-6"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="820" VPOS="215" ID="st6-7"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="832" VPOS="215" ID="st6-8"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="843" VPOS="215" ID="st6-9"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="855" VPOS="215" ID="st6-10"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="866" VPOS="215" ID="st6-11"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="877" VPOS="215" ID="st6-12"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="889" VPOS="215" ID="st6-13"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="900" VPOS="215" ID="st6-14"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="912" VPOS="215" ID="st6-15"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="923" VPOS="215" ID="st6-16"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="934" VPOS="215" ID="st6-17"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="946" VPOS="215" ID="st6-18"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="957" VPOS="215" ID="st6-19"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="969" VPOS="215" ID="st6-20"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="980" VPOS="215" ID="st6-21"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="992" VPOS="215" ID="st6-22"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1003" VPOS="215" ID="st6-23"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1014" VPOS="215" ID="st6-24"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1026" VPOS="215" ID="st6-25"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1037" VPOS="215" ID="st6-26"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1049" VPOS="215" ID="st6-27"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1060" VPOS="215" ID="st6-28"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1072" VPOS="215" ID="st6-29"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1083" VPOS="215" ID="st6-30"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1094" VPOS="215" ID="st6-31"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1106" VPOS="215" ID="st6-32"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1117" VPOS="215" ID="st6-33"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1129" VPOS="215" ID="st6-34"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1140" VPOS="215" ID="st6-35"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1152" VPOS="215" ID="st6-36"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1163" VPOS="215" ID="st6-37"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1174" VPOS="215" ID="st6-38"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1186" VPOS="215" ID="st6-39"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1197" VPOS="215" ID="st6-40"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1209" VPOS="215" ID="st6-41"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1220" VPOS="215" ID="st6-42"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1231" VPOS="215" ID="st6-43"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1243" VPOS="215" ID="st6-44"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1254" VPOS="215" ID="st6-45"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1266" VPOS="215" ID="st6-46"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1277" VPOS="215" ID="st6-47"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1289" VPOS="215" ID="st6-48"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1300" VPOS="215" ID="st6-49"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1311" VPOS="215" ID="st6-50"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1323" VPOS="215" ID="st6-51"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1334" VPOS="215" ID="st6-52"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1346" VPOS="215" ID="st6-53"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1357" VPOS="215" ID="st6-54"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1369" VPOS="215" ID="st6-55"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1380" VPOS="215" ID="st6-56"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1391" VPOS="215" ID="st6-57"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1403" VPOS="215" ID="st6-58"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1414" VPOS="215" ID="st6-59"/><String HEIGHT="31" CONTENT="34" WIDTH="23" HPOS="1426" VPOS="215" ID="st6-60"/></TextLine><TextLine HPOS="393" VPOS="265" ID="tl6-1" WIDTH="740" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="265" ID="st6-61"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="265" ID="st6-62"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="265" ID="st6-63"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="265" ID="st6-64"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="452" VPOS="265" ID="st6-65"/><SP/><String HEIGHT="31" CONTENT="Hintergründe" WIDTH="193" HPOS="493" VPOS="265" ID="st6-66"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="695" VPOS="265" ID="st6-67"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatung" WIDTH="344" HPOS="753" VPOS="265" ID="st6-68"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1107" VPOS="265" ID="st6-69"/></TextLine><TextLine HPOS="493" VPOS="315" ID="tl6-2" WIDTH="956" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland…………………………………………………………32" WIDTH="956" HPOS="493" VPOS="315" ID="st6-70"/></TextLine><TextLine HPOS="393" VPOS="365" ID="tl6-3" WIDTH="1060" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="365" ID="st6-71"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="365" ID="st6-72"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="365" ID="st6-73"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="365" ID="st6-74"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="452" VPOS="365" ID="st6-75"/><SP/><String HEIGHT="31" CONTENT="Stärkung" WIDTH="134" HPOS="493" VPOS="365" ID="st6-76"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="636" VPOS="365" ID="st6-77"/><SP/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="212" HPOS="693" VPOS="365" ID="st6-78"/><SP/><String HEIGHT="31" CONTENT="Beratung……………………………35" WIDTH="539" HPOS="914" VPOS="365" ID="st6-79"/></TextLine><TextLine HPOS="393" VPOS="415" ID="tl6-4" WIDTH="1056" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="415" ID="st6-80"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="415" ID="st6-81"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="415" ID="st6-82"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="415" ID="st6-83"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="452" VPOS="415" ID="st6-84"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="493" VPOS="415" ID="st6-85"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="553" VPOS="415" ID="st6-86"/><SP/><String HEIGHT="31" CONTENT="Beratungspflichten" WIDTH="276" HPOS="655" VPOS="415" ID="st6-87"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="940" VPOS="415" ID="st6-88"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="975" VPOS="415" ID="st6-89"/><SP/><String HEIGHT="31" CONTENT="Diskussion………………" WIDTH="332" HPOS="1033" VPOS="415" ID="st6-90"/><String HEIGHT="31" CONTENT="." WIDTH="21" HPOS="1365" VPOS="415" ID="st6-91"/><String HEIGHT="31" CONTENT="." WIDTH="21" HPOS="1386" VPOS="415" ID="st6-92"/><String HEIGHT="31" CONTENT="37" WIDTH="42" HPOS="1407" VPOS="415" ID="st6-93"/></TextLine><TextLine HPOS="393" VPOS="465" ID="tl6-5" WIDTH="938" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="465" ID="st6-94"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="465" ID="st6-95"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="465" ID="st6-96"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="465" ID="st6-97"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="452" VPOS="465" ID="st6-98"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="493" VPOS="465" ID="st6-99"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="552" VPOS="465" ID="st6-100"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="417" HPOS="654" VPOS="465" ID="st6-101"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1081" VPOS="465" ID="st6-102"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="1129" VPOS="465" ID="st6-103"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="1248" VPOS="465" ID="st6-104"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1283" VPOS="465" ID="st6-105"/></TextLine><TextLine HPOS="493" VPOS="515" ID="tl6-6" WIDTH="960" HEIGHT="31"><String HEIGHT="31" CONTENT="Diskussion…………………………………………………………" WIDTH="830" HPOS="493" VPOS="515" ID="st6-106"/><String HEIGHT="31" CONTENT="." WIDTH="26" HPOS="1323" VPOS="515" ID="st6-107"/><String HEIGHT="31" CONTENT="." WIDTH="26" HPOS="1349" VPOS="515" ID="st6-108"/><String HEIGHT="31" CONTENT="." WIDTH="26" HPOS="1375" VPOS="515" ID="st6-109"/><String HEIGHT="31" CONTENT="40" WIDTH="52" HPOS="1401" VPOS="515" ID="st6-110"/></TextLine><TextLine HPOS="393" VPOS="565" ID="tl6-7" WIDTH="888" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="565" ID="st6-111"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="565" ID="st6-112"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="565" ID="st6-113"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="565" ID="st6-114"/><String HEIGHT="31" CONTENT="5" WIDTH="15" HPOS="452" VPOS="565" ID="st6-115"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="493" VPOS="565" ID="st6-116"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="226" HPOS="553" VPOS="565" ID="st6-117"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="788" VPOS="565" ID="st6-118"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="816" VPOS="565" ID="st6-119"/><SP/><String HEIGHT="31" CONTENT="umstrittenes" WIDTH="181" HPOS="870" VPOS="565" ID="st6-120"/><SP/><String HEIGHT="31" CONTENT="Instrument" WIDTH="158" HPOS="1060" VPOS="565" ID="st6-121"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1227" VPOS="565" ID="st6-122"/></TextLine><TextLine HPOS="493" VPOS="615" ID="tl6-8" WIDTH="962" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutzes………………………………………………" WIDTH="889" HPOS="493" VPOS="615" ID="st6-123"/><String HEIGHT="31" CONTENT="." WIDTH="24" HPOS="1382" VPOS="615" ID="st6-124"/><String HEIGHT="31" CONTENT="44" WIDTH="49" HPOS="1406" VPOS="615" ID="st6-125"/></TextLine><TextLine HPOS="295" VPOS="665" ID="tl6-9" WIDTH="1017" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="295" VPOS="665" ID="st6-126"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="665" ID="st6-127"/><String HEIGHT="31" CONTENT="4" WIDTH="16" HPOS="325" VPOS="665" ID="st6-128"/><SP/><String HEIGHT="31" CONTENT="Weitere" WIDTH="115" HPOS="395" VPOS="665" ID="st6-129"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="87" HPOS="519" VPOS="665" ID="st6-130"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="615" VPOS="665" ID="st6-131"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="660" VPOS="665" ID="st6-132"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="272" HPOS="745" VPOS="665" ID="st6-133"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="1017" VPOS="665" ID="st6-134"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="253" HPOS="1043" VPOS="665" ID="st6-135"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1296" VPOS="665" ID="st6-136"/></TextLine><TextLine HPOS="393" VPOS="715" ID="tl6-10" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="Bildung" WIDTH="105" HPOS="393" VPOS="715" ID="st6-137"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="498" VPOS="715" ID="st6-138"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="104" HPOS="523" VPOS="715" ID="st6-139"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="627" VPOS="715" ID="st6-140"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="637" VPOS="715" ID="st6-141"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="648" VPOS="715" ID="st6-142"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="658" VPOS="715" ID="st6-143"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="668" VPOS="715" ID="st6-144"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="679" VPOS="715" ID="st6-145"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="689" VPOS="715" ID="st6-146"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="700" VPOS="715" ID="st6-147"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="710" VPOS="715" ID="st6-148"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="721" VPOS="715" ID="st6-149"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="731" VPOS="715" ID="st6-150"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="741" VPOS="715" ID="st6-151"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="752" VPOS="715" ID="st6-152"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="762" VPOS="715" ID="st6-153"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="773" VPOS="715" ID="st6-154"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="783" VPOS="715" ID="st6-155"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="794" VPOS="715" ID="st6-156"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="804" VPOS="715" ID="st6-157"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="814" VPOS="715" ID="st6-158"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="825" VPOS="715" ID="st6-159"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="835" VPOS="715" ID="st6-160"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="846" VPOS="715" ID="st6-161"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="856" VPOS="715" ID="st6-162"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="867" VPOS="715" ID="st6-163"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="877" VPOS="715" ID="st6-164"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="887" VPOS="715" ID="st6-165"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="898" VPOS="715" ID="st6-166"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="908" VPOS="715" ID="st6-167"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="919" VPOS="715" ID="st6-168"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="929" VPOS="715" ID="st6-169"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="940" VPOS="715" ID="st6-170"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="950" VPOS="715" ID="st6-171"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="960" VPOS="715" ID="st6-172"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="971" VPOS="715" ID="st6-173"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="981" VPOS="715" ID="st6-174"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="992" VPOS="715" ID="st6-175"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1002" VPOS="715" ID="st6-176"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1013" VPOS="715" ID="st6-177"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1023" VPOS="715" ID="st6-178"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1033" VPOS="715" ID="st6-179"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1044" VPOS="715" ID="st6-180"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1054" VPOS="715" ID="st6-181"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1065" VPOS="715" ID="st6-182"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1075" VPOS="715" ID="st6-183"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1086" VPOS="715" ID="st6-184"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1096" VPOS="715" ID="st6-185"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1106" VPOS="715" ID="st6-186"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1117" VPOS="715" ID="st6-187"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1127" VPOS="715" ID="st6-188"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1138" VPOS="715" ID="st6-189"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1148" VPOS="715" ID="st6-190"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1159" VPOS="715" ID="st6-191"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1169" VPOS="715" ID="st6-192"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1179" VPOS="715" ID="st6-193"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1190" VPOS="715" ID="st6-194"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1200" VPOS="715" ID="st6-195"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1211" VPOS="715" ID="st6-196"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1221" VPOS="715" ID="st6-197"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1232" VPOS="715" ID="st6-198"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1242" VPOS="715" ID="st6-199"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1252" VPOS="715" ID="st6-200"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1263" VPOS="715" ID="st6-201"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1273" VPOS="715" ID="st6-202"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1284" VPOS="715" ID="st6-203"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1294" VPOS="715" ID="st6-204"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1305" VPOS="715" ID="st6-205"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1315" VPOS="715" ID="st6-206"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1325" VPOS="715" ID="st6-207"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1336" VPOS="715" ID="st6-208"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1346" VPOS="715" ID="st6-209"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1357" VPOS="715" ID="st6-210"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1367" VPOS="715" ID="st6-211"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1378" VPOS="715" ID="st6-212"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1388" VPOS="715" ID="st6-213"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1398" VPOS="715" ID="st6-214"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1409" VPOS="715" ID="st6-215"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1419" VPOS="715" ID="st6-216"/><String HEIGHT="31" CONTENT="46" WIDTH="21" HPOS="1430" VPOS="715" ID="st6-217"/></TextLine><TextLine HPOS="393" VPOS="765" ID="tl6-11" WIDTH="819" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="765" ID="st6-218"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="765" ID="st6-219"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="422" VPOS="765" ID="st6-220"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="765" ID="st6-221"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="452" VPOS="765" ID="st6-222"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="491" VPOS="765" ID="st6-223"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="259" HPOS="560" VPOS="765" ID="st6-224"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="828" VPOS="765" ID="st6-225"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="856" VPOS="765" ID="st6-226"/><SP/><String HEIGHT="31" CONTENT="Einflussfaktor" WIDTH="200" HPOS="910" VPOS="765" ID="st6-227"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1119" VPOS="765" ID="st6-228"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1167" VPOS="765" ID="st6-229"/></TextLine><TextLine HPOS="491" VPOS="815" ID="tl6-12" WIDTH="963" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungsqualität" WIDTH="182" HPOS="491" VPOS="815" ID="st6-230"/><String HEIGHT="31" CONTENT="?" WIDTH="10" HPOS="673" VPOS="815" ID="st6-231"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="683" VPOS="815" ID="st6-232"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="694" VPOS="815" ID="st6-233"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="705" VPOS="815" ID="st6-234"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="715" VPOS="815" ID="st6-235"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="726" VPOS="815" ID="st6-236"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="737" VPOS="815" ID="st6-237"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="748" VPOS="815" ID="st6-238"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="758" VPOS="815" ID="st6-239"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="769" VPOS="815" ID="st6-240"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="780" VPOS="815" ID="st6-241"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="790" VPOS="815" ID="st6-242"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="801" VPOS="815" ID="st6-243"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="812" VPOS="815" ID="st6-244"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="823" VPOS="815" ID="st6-245"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="833" VPOS="815" ID="st6-246"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="844" VPOS="815" ID="st6-247"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="855" VPOS="815" ID="st6-248"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="865" VPOS="815" ID="st6-249"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="876" VPOS="815" ID="st6-250"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="887" VPOS="815" ID="st6-251"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="898" VPOS="815" ID="st6-252"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="908" VPOS="815" ID="st6-253"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="919" VPOS="815" ID="st6-254"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="930" VPOS="815" ID="st6-255"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="940" VPOS="815" ID="st6-256"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="951" VPOS="815" ID="st6-257"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="962" VPOS="815" ID="st6-258"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="972" VPOS="815" ID="st6-259"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="983" VPOS="815" ID="st6-260"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="994" VPOS="815" ID="st6-261"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1005" VPOS="815" ID="st6-262"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1015" VPOS="815" ID="st6-263"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1026" VPOS="815" ID="st6-264"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1037" VPOS="815" ID="st6-265"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1047" VPOS="815" ID="st6-266"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1058" VPOS="815" ID="st6-267"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1069" VPOS="815" ID="st6-268"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1080" VPOS="815" ID="st6-269"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1090" VPOS="815" ID="st6-270"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1101" VPOS="815" ID="st6-271"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1112" VPOS="815" ID="st6-272"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1122" VPOS="815" ID="st6-273"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1133" VPOS="815" ID="st6-274"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1144" VPOS="815" ID="st6-275"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1155" VPOS="815" ID="st6-276"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1165" VPOS="815" ID="st6-277"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1176" VPOS="815" ID="st6-278"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1187" VPOS="815" ID="st6-279"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1197" VPOS="815" ID="st6-280"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1208" VPOS="815" ID="st6-281"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1219" VPOS="815" ID="st6-282"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1230" VPOS="815" ID="st6-283"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1240" VPOS="815" ID="st6-284"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1251" VPOS="815" ID="st6-285"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1262" VPOS="815" ID="st6-286"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1272" VPOS="815" ID="st6-287"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1283" VPOS="815" ID="st6-288"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1294" VPOS="815" ID="st6-289"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1305" VPOS="815" ID="st6-290"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1315" VPOS="815" ID="st6-291"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1326" VPOS="815" ID="st6-292"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1337" VPOS="815" ID="st6-293"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1347" VPOS="815" ID="st6-294"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1358" VPOS="815" ID="st6-295"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1369" VPOS="815" ID="st6-296"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1380" VPOS="815" ID="st6-297"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1390" VPOS="815" ID="st6-298"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1401" VPOS="815" ID="st6-299"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1412" VPOS="815" ID="st6-300"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1422" VPOS="815" ID="st6-301"/><String HEIGHT="31" CONTENT="46" WIDTH="21" HPOS="1433" VPOS="815" ID="st6-302"/></TextLine><TextLine HPOS="393" VPOS="865" ID="tl6-13" WIDTH="1060" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="393" VPOS="865" ID="st6-303"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="865" ID="st6-304"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="422" VPOS="865" ID="st6-305"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="865" ID="st6-306"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="452" VPOS="865" ID="st6-307"/><SP/><String HEIGHT="31" CONTENT="Bildung" WIDTH="111" HPOS="491" VPOS="865" ID="st6-308"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="612" VPOS="865" ID="st6-309"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="660" VPOS="865" ID="st6-310"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="853" VPOS="865" ID="st6-311"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="918" VPOS="865" ID="st6-312"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="971" VPOS="865" ID="st6-313"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1158" VPOS="865" ID="st6-314"/><SP/><String HEIGHT="31" CONTENT="Vermittler……47" WIDTH="246" HPOS="1207" VPOS="865" ID="st6-315"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl6-14" WIDTH="1137" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="196" VPOS="965" ID="st6-316"/><SP/><String HEIGHT="31" CONTENT="Versicherteninteressen" WIDTH="369" HPOS="294" VPOS="965" ID="st6-317"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="48" HPOS="672" VPOS="965" ID="st6-318"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="729" VPOS="965" ID="st6-319"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="181" HPOS="791" VPOS="965" ID="st6-320"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="60" HPOS="981" VPOS="965" ID="st6-321"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="213" HPOS="1050" VPOS="965" ID="st6-322"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1272" VPOS="965" ID="st6-323"/></TextLine><TextLine HPOS="294" VPOS="1015" ID="tl6-15" WIDTH="1158" HEIGHT="31"><String HEIGHT="31" CONTENT="Tarifen" WIDTH="68" HPOS="294" VPOS="1015" ID="st6-324"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="362" VPOS="1015" ID="st6-325"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="372" VPOS="1015" ID="st6-326"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="382" VPOS="1015" ID="st6-327"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="392" VPOS="1015" ID="st6-328"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="401" VPOS="1015" ID="st6-329"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="411" VPOS="1015" ID="st6-330"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="421" VPOS="1015" ID="st6-331"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="431" VPOS="1015" ID="st6-332"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="441" VPOS="1015" ID="st6-333"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="451" VPOS="1015" ID="st6-334"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="460" VPOS="1015" ID="st6-335"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="470" VPOS="1015" ID="st6-336"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="480" VPOS="1015" ID="st6-337"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="490" VPOS="1015" ID="st6-338"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="500" VPOS="1015" ID="st6-339"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="509" VPOS="1015" ID="st6-340"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="519" VPOS="1015" ID="st6-341"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="529" VPOS="1015" ID="st6-342"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="539" VPOS="1015" ID="st6-343"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="549" VPOS="1015" ID="st6-344"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="558" VPOS="1015" ID="st6-345"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="568" VPOS="1015" ID="st6-346"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="578" VPOS="1015" ID="st6-347"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="588" VPOS="1015" ID="st6-348"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="598" VPOS="1015" ID="st6-349"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="608" VPOS="1015" ID="st6-350"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="617" VPOS="1015" ID="st6-351"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="627" VPOS="1015" ID="st6-352"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="637" VPOS="1015" ID="st6-353"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="647" VPOS="1015" ID="st6-354"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="657" VPOS="1015" ID="st6-355"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="666" VPOS="1015" ID="st6-356"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="676" VPOS="1015" ID="st6-357"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="686" VPOS="1015" ID="st6-358"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="696" VPOS="1015" ID="st6-359"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="706" VPOS="1015" ID="st6-360"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="715" VPOS="1015" ID="st6-361"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="725" VPOS="1015" ID="st6-362"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="735" VPOS="1015" ID="st6-363"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="745" VPOS="1015" ID="st6-364"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="755" VPOS="1015" ID="st6-365"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="765" VPOS="1015" ID="st6-366"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="774" VPOS="1015" ID="st6-367"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="784" VPOS="1015" ID="st6-368"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="794" VPOS="1015" ID="st6-369"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="804" VPOS="1015" ID="st6-370"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="814" VPOS="1015" ID="st6-371"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="823" VPOS="1015" ID="st6-372"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="833" VPOS="1015" ID="st6-373"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="843" VPOS="1015" ID="st6-374"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="853" VPOS="1015" ID="st6-375"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="863" VPOS="1015" ID="st6-376"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="873" VPOS="1015" ID="st6-377"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="882" VPOS="1015" ID="st6-378"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="892" VPOS="1015" ID="st6-379"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="902" VPOS="1015" ID="st6-380"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="912" VPOS="1015" ID="st6-381"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="922" VPOS="1015" ID="st6-382"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="931" VPOS="1015" ID="st6-383"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="941" VPOS="1015" ID="st6-384"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="951" VPOS="1015" ID="st6-385"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="961" VPOS="1015" ID="st6-386"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="971" VPOS="1015" ID="st6-387"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="980" VPOS="1015" ID="st6-388"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="990" VPOS="1015" ID="st6-389"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1000" VPOS="1015" ID="st6-390"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1010" VPOS="1015" ID="st6-391"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1020" VPOS="1015" ID="st6-392"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1030" VPOS="1015" ID="st6-393"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1039" VPOS="1015" ID="st6-394"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1049" VPOS="1015" ID="st6-395"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1059" VPOS="1015" ID="st6-396"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1069" VPOS="1015" ID="st6-397"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1079" VPOS="1015" ID="st6-398"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1088" VPOS="1015" ID="st6-399"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1098" VPOS="1015" ID="st6-400"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1108" VPOS="1015" ID="st6-401"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1118" VPOS="1015" ID="st6-402"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1128" VPOS="1015" ID="st6-403"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1137" VPOS="1015" ID="st6-404"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1147" VPOS="1015" ID="st6-405"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1157" VPOS="1015" ID="st6-406"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1167" VPOS="1015" ID="st6-407"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1177" VPOS="1015" ID="st6-408"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1187" VPOS="1015" ID="st6-409"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1196" VPOS="1015" ID="st6-410"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1206" VPOS="1015" ID="st6-411"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1216" VPOS="1015" ID="st6-412"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1226" VPOS="1015" ID="st6-413"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1236" VPOS="1015" ID="st6-414"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1245" VPOS="1015" ID="st6-415"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1255" VPOS="1015" ID="st6-416"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1265" VPOS="1015" ID="st6-417"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1275" VPOS="1015" ID="st6-418"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1285" VPOS="1015" ID="st6-419"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1294" VPOS="1015" ID="st6-420"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1304" VPOS="1015" ID="st6-421"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1314" VPOS="1015" ID="st6-422"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1324" VPOS="1015" ID="st6-423"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1334" VPOS="1015" ID="st6-424"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1344" VPOS="1015" ID="st6-425"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1353" VPOS="1015" ID="st6-426"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1363" VPOS="1015" ID="st6-427"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1373" VPOS="1015" ID="st6-428"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1383" VPOS="1015" ID="st6-429"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1393" VPOS="1015" ID="st6-430"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1402" VPOS="1015" ID="st6-431"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1412" VPOS="1015" ID="st6-432"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1422" VPOS="1015" ID="st6-433"/><String HEIGHT="31" CONTENT="49" WIDTH="20" HPOS="1432" VPOS="1015" ID="st6-434"/></TextLine><TextLine HPOS="295" VPOS="1115" ID="tl6-16" WIDTH="945" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="295" VPOS="1115" ID="st6-435"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1115" ID="st6-436"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="325" VPOS="1115" ID="st6-437"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="393" VPOS="1115" ID="st6-438"/><SP/><String HEIGHT="31" CONTENT="laufender" WIDTH="139" HPOS="584" VPOS="1115" ID="st6-439"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="732" VPOS="1115" ID="st6-440"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="869" VPOS="1115" ID="st6-441"/><SP/><String HEIGHT="31" CONTENT="Wohl" WIDTH="76" HPOS="897" VPOS="1115" ID="st6-442"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="982" VPOS="1115" ID="st6-443"/><SP/><String HEIGHT="31" CONTENT="Übel" WIDTH="69" HPOS="1058" VPOS="1115" ID="st6-444"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1136" VPOS="1115" ID="st6-445"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1184" VPOS="1115" ID="st6-446"/></TextLine><TextLine HPOS="393" VPOS="1165" ID="tl6-17" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="123" HPOS="393" VPOS="1165" ID="st6-447"/><String HEIGHT="31" CONTENT="?" WIDTH="10" HPOS="516" VPOS="1165" ID="st6-448"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="526" VPOS="1165" ID="st6-449"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="536" VPOS="1165" ID="st6-450"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="547" VPOS="1165" ID="st6-451"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="557" VPOS="1165" ID="st6-452"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="567" VPOS="1165" ID="st6-453"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="577" VPOS="1165" ID="st6-454"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="588" VPOS="1165" ID="st6-455"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="598" VPOS="1165" ID="st6-456"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="608" VPOS="1165" ID="st6-457"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="618" VPOS="1165" ID="st6-458"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="629" VPOS="1165" ID="st6-459"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="639" VPOS="1165" ID="st6-460"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="649" VPOS="1165" ID="st6-461"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="660" VPOS="1165" ID="st6-462"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="670" VPOS="1165" ID="st6-463"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="680" VPOS="1165" ID="st6-464"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="690" VPOS="1165" ID="st6-465"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="701" VPOS="1165" ID="st6-466"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="711" VPOS="1165" ID="st6-467"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="721" VPOS="1165" ID="st6-468"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="731" VPOS="1165" ID="st6-469"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="742" VPOS="1165" ID="st6-470"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="752" VPOS="1165" ID="st6-471"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="762" VPOS="1165" ID="st6-472"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="773" VPOS="1165" ID="st6-473"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="783" VPOS="1165" ID="st6-474"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="793" VPOS="1165" ID="st6-475"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="803" VPOS="1165" ID="st6-476"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="814" VPOS="1165" ID="st6-477"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="824" VPOS="1165" ID="st6-478"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="834" VPOS="1165" ID="st6-479"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="844" VPOS="1165" ID="st6-480"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="855" VPOS="1165" ID="st6-481"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="865" VPOS="1165" ID="st6-482"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="875" VPOS="1165" ID="st6-483"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="886" VPOS="1165" ID="st6-484"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="896" VPOS="1165" ID="st6-485"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="906" VPOS="1165" ID="st6-486"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="916" VPOS="1165" ID="st6-487"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="927" VPOS="1165" ID="st6-488"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="937" VPOS="1165" ID="st6-489"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="947" VPOS="1165" ID="st6-490"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="957" VPOS="1165" ID="st6-491"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="968" VPOS="1165" ID="st6-492"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="978" VPOS="1165" ID="st6-493"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="988" VPOS="1165" ID="st6-494"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="999" VPOS="1165" ID="st6-495"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1009" VPOS="1165" ID="st6-496"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1019" VPOS="1165" ID="st6-497"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1029" VPOS="1165" ID="st6-498"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1040" VPOS="1165" ID="st6-499"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1050" VPOS="1165" ID="st6-500"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1060" VPOS="1165" ID="st6-501"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1070" VPOS="1165" ID="st6-502"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1081" VPOS="1165" ID="st6-503"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1091" VPOS="1165" ID="st6-504"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1101" VPOS="1165" ID="st6-505"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1112" VPOS="1165" ID="st6-506"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1122" VPOS="1165" ID="st6-507"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1132" VPOS="1165" ID="st6-508"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1142" VPOS="1165" ID="st6-509"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1153" VPOS="1165" ID="st6-510"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1163" VPOS="1165" ID="st6-511"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1173" VPOS="1165" ID="st6-512"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1183" VPOS="1165" ID="st6-513"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1194" VPOS="1165" ID="st6-514"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1204" VPOS="1165" ID="st6-515"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1214" VPOS="1165" ID="st6-516"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1225" VPOS="1165" ID="st6-517"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1235" VPOS="1165" ID="st6-518"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1245" VPOS="1165" ID="st6-519"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1255" VPOS="1165" ID="st6-520"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1266" VPOS="1165" ID="st6-521"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1276" VPOS="1165" ID="st6-522"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1286" VPOS="1165" ID="st6-523"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1296" VPOS="1165" ID="st6-524"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1307" VPOS="1165" ID="st6-525"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1317" VPOS="1165" ID="st6-526"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1327" VPOS="1165" ID="st6-527"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1338" VPOS="1165" ID="st6-528"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1348" VPOS="1165" ID="st6-529"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1358" VPOS="1165" ID="st6-530"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1368" VPOS="1165" ID="st6-531"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1379" VPOS="1165" ID="st6-532"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1389" VPOS="1165" ID="st6-533"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1399" VPOS="1165" ID="st6-534"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1409" VPOS="1165" ID="st6-535"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1420" VPOS="1165" ID="st6-536"/><String HEIGHT="31" CONTENT="50" WIDTH="21" HPOS="1430" VPOS="1165" ID="st6-537"/></TextLine><TextLine HPOS="295" VPOS="1215" ID="tl6-18" WIDTH="1154" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="295" VPOS="1215" ID="st6-538"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1215" ID="st6-539"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="325" VPOS="1215" ID="st6-540"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="393" VPOS="1215" ID="st6-541"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="715" VPOS="1215" ID="st6-542"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="167" HPOS="771" VPOS="1215" ID="st6-543"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="947" VPOS="1215" ID="st6-544"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="196" HPOS="1010" VPOS="1215" ID="st6-545"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1216" VPOS="1215" ID="st6-546"/><SP/><String HEIGHT="31" CONTENT="Tarifen" WIDTH="98" HPOS="1281" VPOS="1215" ID="st6-547"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1379" VPOS="1215" ID="st6-548"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1393" VPOS="1215" ID="st6-549"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1407" VPOS="1215" ID="st6-550"/><String HEIGHT="31" CONTENT="51" WIDTH="28" HPOS="1421" VPOS="1215" ID="st6-551"/></TextLine><TextLine HPOS="295" VPOS="1265" ID="tl6-19" WIDTH="1156" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="295" VPOS="1265" ID="st6-552"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="310" VPOS="1265" ID="st6-553"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="325" VPOS="1265" ID="st6-554"/><SP/><String HEIGHT="31" CONTENT="Alternative" WIDTH="157" HPOS="393" VPOS="1265" ID="st6-555"/><SP/><String HEIGHT="31" CONTENT="Änderungsmodi" WIDTH="141" HPOS="560" VPOS="1265" ID="st6-556"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="701" VPOS="1265" ID="st6-557"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="712" VPOS="1265" ID="st6-558"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="722" VPOS="1265" ID="st6-559"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="733" VPOS="1265" ID="st6-560"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="744" VPOS="1265" ID="st6-561"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="755" VPOS="1265" ID="st6-562"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="766" VPOS="1265" ID="st6-563"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="777" VPOS="1265" ID="st6-564"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="788" VPOS="1265" ID="st6-565"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="799" VPOS="1265" ID="st6-566"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="809" VPOS="1265" ID="st6-567"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="820" VPOS="1265" ID="st6-568"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="831" VPOS="1265" ID="st6-569"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="842" VPOS="1265" ID="st6-570"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="853" VPOS="1265" ID="st6-571"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="864" VPOS="1265" ID="st6-572"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="875" VPOS="1265" ID="st6-573"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="885" VPOS="1265" ID="st6-574"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="896" VPOS="1265" ID="st6-575"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="907" VPOS="1265" ID="st6-576"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="918" VPOS="1265" ID="st6-577"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="929" VPOS="1265" ID="st6-578"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="940" VPOS="1265" ID="st6-579"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="951" VPOS="1265" ID="st6-580"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="962" VPOS="1265" ID="st6-581"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="972" VPOS="1265" ID="st6-582"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="983" VPOS="1265" ID="st6-583"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="994" VPOS="1265" ID="st6-584"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1005" VPOS="1265" ID="st6-585"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1016" VPOS="1265" ID="st6-586"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1027" VPOS="1265" ID="st6-587"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1038" VPOS="1265" ID="st6-588"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1048" VPOS="1265" ID="st6-589"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1059" VPOS="1265" ID="st6-590"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1070" VPOS="1265" ID="st6-591"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1081" VPOS="1265" ID="st6-592"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1092" VPOS="1265" ID="st6-593"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1103" VPOS="1265" ID="st6-594"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1114" VPOS="1265" ID="st6-595"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1125" VPOS="1265" ID="st6-596"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1135" VPOS="1265" ID="st6-597"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1146" VPOS="1265" ID="st6-598"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1157" VPOS="1265" ID="st6-599"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1168" VPOS="1265" ID="st6-600"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1179" VPOS="1265" ID="st6-601"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1190" VPOS="1265" ID="st6-602"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1201" VPOS="1265" ID="st6-603"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1211" VPOS="1265" ID="st6-604"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1222" VPOS="1265" ID="st6-605"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1233" VPOS="1265" ID="st6-606"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1244" VPOS="1265" ID="st6-607"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1255" VPOS="1265" ID="st6-608"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1266" VPOS="1265" ID="st6-609"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1277" VPOS="1265" ID="st6-610"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1288" VPOS="1265" ID="st6-611"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1298" VPOS="1265" ID="st6-612"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1309" VPOS="1265" ID="st6-613"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1320" VPOS="1265" ID="st6-614"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1331" VPOS="1265" ID="st6-615"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1342" VPOS="1265" ID="st6-616"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1353" VPOS="1265" ID="st6-617"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1364" VPOS="1265" ID="st6-618"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1374" VPOS="1265" ID="st6-619"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1385" VPOS="1265" ID="st6-620"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1396" VPOS="1265" ID="st6-621"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1407" VPOS="1265" ID="st6-622"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1418" VPOS="1265" ID="st6-623"/><String HEIGHT="31" CONTENT="54" WIDTH="22" HPOS="1429" VPOS="1265" ID="st6-624"/></TextLine><TextLine HPOS="393" VPOS="1315" ID="tl6-20" WIDTH="1058" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="393" VPOS="1315" ID="st6-625"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1315" ID="st6-626"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="1315" ID="st6-627"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1315" ID="st6-628"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="452" VPOS="1315" ID="st6-629"/><SP/><String HEIGHT="31" CONTENT="Festlegung" WIDTH="165" HPOS="491" VPOS="1315" ID="st6-630"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="666" VPOS="1315" ID="st6-631"/><SP/><String HEIGHT="31" CONTENT="Vertrag……………………………………………" WIDTH="613" HPOS="710" VPOS="1315" ID="st6-632"/><String HEIGHT="31" CONTENT="." WIDTH="25" HPOS="1323" VPOS="1315" ID="st6-633"/><String HEIGHT="31" CONTENT="." WIDTH="26" HPOS="1348" VPOS="1315" ID="st6-634"/><String HEIGHT="31" CONTENT="." WIDTH="25" HPOS="1374" VPOS="1315" ID="st6-635"/><String HEIGHT="31" CONTENT="54" WIDTH="52" HPOS="1399" VPOS="1315" ID="st6-636"/></TextLine><TextLine HPOS="393" VPOS="1365" ID="tl6-21" WIDTH="1059" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="393" VPOS="1365" ID="st6-637"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1365" ID="st6-638"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="1365" ID="st6-639"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1365" ID="st6-640"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="452" VPOS="1365" ID="st6-641"/><SP/><String HEIGHT="31" CONTENT="Musterklage…………………………………………………………" WIDTH="880" HPOS="491" VPOS="1365" ID="st6-642"/><String HEIGHT="31" CONTENT="." WIDTH="27" HPOS="1371" VPOS="1365" ID="st6-643"/><String HEIGHT="31" CONTENT="54" WIDTH="54" HPOS="1398" VPOS="1365" ID="st6-644"/></TextLine><TextLine HPOS="393" VPOS="1415" ID="tl6-22" WIDTH="1061" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="393" VPOS="1415" ID="st6-645"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1415" ID="st6-646"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="1415" ID="st6-647"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1415" ID="st6-648"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="452" VPOS="1415" ID="st6-649"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzpflicht………………………………………………55" WIDTH="963" HPOS="491" VPOS="1415" ID="st6-650"/></TextLine><TextLine HPOS="393" VPOS="1465" ID="tl6-23" WIDTH="1060" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="393" VPOS="1465" ID="st6-651"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="407" VPOS="1465" ID="st6-652"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="422" VPOS="1465" ID="st6-653"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="437" VPOS="1465" ID="st6-654"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="452" VPOS="1465" ID="st6-655"/><SP/><String HEIGHT="31" CONTENT="Proaktive" WIDTH="139" HPOS="491" VPOS="1465" ID="st6-656"/><SP/><String HEIGHT="31" CONTENT="contra" WIDTH="92" HPOS="640" VPOS="1465" ID="st6-657"/><SP/><String HEIGHT="31" CONTENT="passive" WIDTH="112" HPOS="742" VPOS="1465" ID="st6-658"/><SP/><String HEIGHT="31" CONTENT="Schuldenbegleichung…………………56" WIDTH="589" HPOS="864" VPOS="1465" ID="st6-659"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl6-24" WIDTH="1129" HEIGHT="31"><String HEIGHT="31" CONTENT="Moderation" WIDTH="160" HPOS="196" VPOS="1565" ID="st6-660"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="356" VPOS="1565" ID="st6-661"/><SP/><String HEIGHT="31" CONTENT="Referenten" WIDTH="158" HPOS="382" VPOS="1565" ID="st6-662"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="540" VPOS="1565" ID="st6-663"/><SP/><String HEIGHT="31" CONTENT="Tagungsplanung" WIDTH="248" HPOS="565" VPOS="1565" ID="st6-664"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="823" VPOS="1565" ID="st6-665"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="888" VPOS="1565" ID="st6-666"/><String HEIGHT="31" CONTENT="organisation" WIDTH="173" HPOS="902" VPOS="1565" ID="st6-667"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1075" VPOS="1565" ID="st6-668"/><SP/><String HEIGHT="31" CONTENT="Verfasserin" WIDTH="168" HPOS="1099" VPOS="1565" ID="st6-669"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1277" VPOS="1565" ID="st6-670"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl6-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Broschüre………………………………………………………" WIDTH="525" HPOS="196" VPOS="1615" ID="st6-671"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="721" VPOS="1615" ID="st6-672"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="738" VPOS="1615" ID="st6-673"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="756" VPOS="1615" ID="st6-674"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="773" VPOS="1615" ID="st6-675"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="791" VPOS="1615" ID="st6-676"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="808" VPOS="1615" ID="st6-677"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="826" VPOS="1615" ID="st6-678"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="843" VPOS="1615" ID="st6-679"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="861" VPOS="1615" ID="st6-680"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="878" VPOS="1615" ID="st6-681"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="896" VPOS="1615" ID="st6-682"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="913" VPOS="1615" ID="st6-683"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="931" VPOS="1615" ID="st6-684"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="948" VPOS="1615" ID="st6-685"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="966" VPOS="1615" ID="st6-686"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="983" VPOS="1615" ID="st6-687"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1001" VPOS="1615" ID="st6-688"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1018" VPOS="1615" ID="st6-689"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1036" VPOS="1615" ID="st6-690"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1053" VPOS="1615" ID="st6-691"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1071" VPOS="1615" ID="st6-692"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1088" VPOS="1615" ID="st6-693"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1106" VPOS="1615" ID="st6-694"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1123" VPOS="1615" ID="st6-695"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1141" VPOS="1615" ID="st6-696"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1158" VPOS="1615" ID="st6-697"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1176" VPOS="1615" ID="st6-698"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1193" VPOS="1615" ID="st6-699"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1211" VPOS="1615" ID="st6-700"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1228" VPOS="1615" ID="st6-701"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1246" VPOS="1615" ID="st6-702"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1263" VPOS="1615" ID="st6-703"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1281" VPOS="1615" ID="st6-704"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1298" VPOS="1615" ID="st6-705"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1316" VPOS="1615" ID="st6-706"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1333" VPOS="1615" ID="st6-707"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1351" VPOS="1615" ID="st6-708"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1368" VPOS="1615" ID="st6-709"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1386" VPOS="1615" ID="st6-710"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1403" VPOS="1615" ID="st6-711"/><String HEIGHT="31" CONTENT="57" WIDTH="35" HPOS="1421" VPOS="1615" ID="st6-712"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl6-26" WIDTH="1054" HEIGHT="31"><String HEIGHT="31" CONTENT="Bisherige" WIDTH="139" HPOS="196" VPOS="1665" ID="st6-713"/><SP/><String HEIGHT="31" CONTENT="Publikationen" WIDTH="201" HPOS="344" VPOS="1665" ID="st6-714"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="554" VPOS="1665" ID="st6-715"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungen" WIDTH="242" HPOS="619" VPOS="1665" ID="st6-716"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="871" VPOS="1665" ID="st6-717"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitischen" WIDTH="335" HPOS="915" VPOS="1665" ID="st6-718"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl6-27" WIDTH="1252" HEIGHT="31"><String HEIGHT="31" CONTENT="Themen" WIDTH="59" HPOS="196" VPOS="1715" ID="st6-719"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="255" VPOS="1715" ID="st6-720"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="265" VPOS="1715" ID="st6-721"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="275" VPOS="1715" ID="st6-722"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="285" VPOS="1715" ID="st6-723"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="295" VPOS="1715" ID="st6-724"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="305" VPOS="1715" ID="st6-725"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="315" VPOS="1715" ID="st6-726"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="325" VPOS="1715" ID="st6-727"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="335" VPOS="1715" ID="st6-728"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="345" VPOS="1715" ID="st6-729"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="354" VPOS="1715" ID="st6-730"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="364" VPOS="1715" ID="st6-731"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="374" VPOS="1715" ID="st6-732"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="384" VPOS="1715" ID="st6-733"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="394" VPOS="1715" ID="st6-734"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="404" VPOS="1715" ID="st6-735"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="414" VPOS="1715" ID="st6-736"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="424" VPOS="1715" ID="st6-737"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="434" VPOS="1715" ID="st6-738"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="444" VPOS="1715" ID="st6-739"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="454" VPOS="1715" ID="st6-740"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="464" VPOS="1715" ID="st6-741"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="474" VPOS="1715" ID="st6-742"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="484" VPOS="1715" ID="st6-743"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="494" VPOS="1715" ID="st6-744"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="504" VPOS="1715" ID="st6-745"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="513" VPOS="1715" ID="st6-746"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="523" VPOS="1715" ID="st6-747"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="533" VPOS="1715" ID="st6-748"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="543" VPOS="1715" ID="st6-749"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="553" VPOS="1715" ID="st6-750"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="563" VPOS="1715" ID="st6-751"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="573" VPOS="1715" ID="st6-752"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="583" VPOS="1715" ID="st6-753"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="593" VPOS="1715" ID="st6-754"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="603" VPOS="1715" ID="st6-755"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="613" VPOS="1715" ID="st6-756"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="623" VPOS="1715" ID="st6-757"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="633" VPOS="1715" ID="st6-758"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="643" VPOS="1715" ID="st6-759"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="653" VPOS="1715" ID="st6-760"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="663" VPOS="1715" ID="st6-761"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="672" VPOS="1715" ID="st6-762"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="682" VPOS="1715" ID="st6-763"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="692" VPOS="1715" ID="st6-764"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="702" VPOS="1715" ID="st6-765"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="712" VPOS="1715" ID="st6-766"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="722" VPOS="1715" ID="st6-767"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="732" VPOS="1715" ID="st6-768"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="742" VPOS="1715" ID="st6-769"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="752" VPOS="1715" ID="st6-770"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="762" VPOS="1715" ID="st6-771"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="772" VPOS="1715" ID="st6-772"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="782" VPOS="1715" ID="st6-773"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="792" VPOS="1715" ID="st6-774"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="802" VPOS="1715" ID="st6-775"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="812" VPOS="1715" ID="st6-776"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="822" VPOS="1715" ID="st6-777"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="831" VPOS="1715" ID="st6-778"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="841" VPOS="1715" ID="st6-779"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="851" VPOS="1715" ID="st6-780"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="861" VPOS="1715" ID="st6-781"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="871" VPOS="1715" ID="st6-782"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="881" VPOS="1715" ID="st6-783"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="891" VPOS="1715" ID="st6-784"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="901" VPOS="1715" ID="st6-785"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="911" VPOS="1715" ID="st6-786"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="921" VPOS="1715" ID="st6-787"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="931" VPOS="1715" ID="st6-788"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="941" VPOS="1715" ID="st6-789"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="951" VPOS="1715" ID="st6-790"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="961" VPOS="1715" ID="st6-791"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="971" VPOS="1715" ID="st6-792"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="980" VPOS="1715" ID="st6-793"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="990" VPOS="1715" ID="st6-794"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1000" VPOS="1715" ID="st6-795"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1010" VPOS="1715" ID="st6-796"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1020" VPOS="1715" ID="st6-797"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1030" VPOS="1715" ID="st6-798"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1040" VPOS="1715" ID="st6-799"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1050" VPOS="1715" ID="st6-800"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1060" VPOS="1715" ID="st6-801"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1070" VPOS="1715" ID="st6-802"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1080" VPOS="1715" ID="st6-803"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1090" VPOS="1715" ID="st6-804"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1100" VPOS="1715" ID="st6-805"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1110" VPOS="1715" ID="st6-806"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1120" VPOS="1715" ID="st6-807"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1130" VPOS="1715" ID="st6-808"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1139" VPOS="1715" ID="st6-809"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1149" VPOS="1715" ID="st6-810"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1159" VPOS="1715" ID="st6-811"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1169" VPOS="1715" ID="st6-812"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1179" VPOS="1715" ID="st6-813"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1189" VPOS="1715" ID="st6-814"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1199" VPOS="1715" ID="st6-815"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1209" VPOS="1715" ID="st6-816"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1219" VPOS="1715" ID="st6-817"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1229" VPOS="1715" ID="st6-818"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1239" VPOS="1715" ID="st6-819"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1249" VPOS="1715" ID="st6-820"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1259" VPOS="1715" ID="st6-821"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1269" VPOS="1715" ID="st6-822"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1279" VPOS="1715" ID="st6-823"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1289" VPOS="1715" ID="st6-824"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1298" VPOS="1715" ID="st6-825"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1308" VPOS="1715" ID="st6-826"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1318" VPOS="1715" ID="st6-827"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1328" VPOS="1715" ID="st6-828"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1338" VPOS="1715" ID="st6-829"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1348" VPOS="1715" ID="st6-830"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1358" VPOS="1715" ID="st6-831"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1368" VPOS="1715" ID="st6-832"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1378" VPOS="1715" ID="st6-833"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1388" VPOS="1715" ID="st6-834"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1398" VPOS="1715" ID="st6-835"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1408" VPOS="1715" ID="st6-836"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1418" VPOS="1715" ID="st6-837"/><String HEIGHT="31" CONTENT="59" WIDTH="20" HPOS="1428" VPOS="1715" ID="st6-838"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="7" ID="p592521" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592521" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592521" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl7-0" WIDTH="127" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorwort" WIDTH="127" HPOS="196" VPOS="215" ID="st7-0"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl7-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="315" ID="st7-1"/><SP/><String HEIGHT="31" CONTENT="deutsche" WIDTH="135" HPOS="270" VPOS="315" ID="st7-2"/><SP/><String HEIGHT="31" CONTENT="Versicherungsmarkt" WIDTH="296" HPOS="425" VPOS="315" ID="st7-3"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="741" VPOS="315" ID="st7-4"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="794" VPOS="315" ID="st7-5"/><SP/><String HEIGHT="31" CONTENT="Bewegung" WIDTH="148" HPOS="840" VPOS="315" ID="st7-6"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="988" VPOS="315" ID="st7-7"/><SP/><String HEIGHT="31" CONTENT="Versicherungskunden" WIDTH="322" HPOS="1027" VPOS="315" ID="st7-8"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="1369" VPOS="315" ID="st7-9"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl7-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="endlich" WIDTH="106" HPOS="196" VPOS="365" ID="st7-10"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="324" VPOS="365" ID="st7-11"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="421" VPOS="365" ID="st7-12"/><SP/><String HEIGHT="31" CONTENT="bekommen" WIDTH="154" HPOS="549" VPOS="365" ID="st7-13"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="703" VPOS="365" ID="st7-14"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="745" VPOS="365" ID="st7-15"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="92" HPOS="1076" VPOS="365" ID="st7-16"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1190" VPOS="365" ID="st7-17"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="1273" VPOS="365" ID="st7-18"/><SP/><String HEIGHT="31" CONTENT="langem" WIDTH="109" HPOS="1347" VPOS="365" ID="st7-19"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl7-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gefordert" WIDTH="128" HPOS="196" VPOS="415" ID="st7-20"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="324" VPOS="415" ID="st7-21"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="79" HPOS="358" VPOS="415" ID="st7-22"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="456" VPOS="415" ID="st7-23"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="548" VPOS="415" ID="st7-24"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="184" HPOS="641" VPOS="415" ID="st7-25"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="844" VPOS="415" ID="st7-26"/><SP/><String HEIGHT="31" CONTENT="viele" WIDTH="65" HPOS="924" VPOS="415" ID="st7-27"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="989" VPOS="415" ID="st7-28"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="1021" VPOS="415" ID="st7-29"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1120" VPOS="415" ID="st7-30"/><SP/><String HEIGHT="31" CONTENT="gar" WIDTH="48" HPOS="1209" VPOS="415" ID="st7-31"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1276" VPOS="415" ID="st7-32"/><SP/><String HEIGHT="31" CONTENT="meisten" WIDTH="116" HPOS="1340" VPOS="415" ID="st7-33"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl7-4" WIDTH="831" HEIGHT="31"><String HEIGHT="31" CONTENT="Bürgerinnen" WIDTH="182" HPOS="196" VPOS="465" ID="st7-34"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="387" VPOS="465" ID="st7-35"/><SP/><String HEIGHT="31" CONTENT="Bürger" WIDTH="93" HPOS="452" VPOS="465" ID="st7-36"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="545" VPOS="465" ID="st7-37"/><SP/><String HEIGHT="31" CONTENT="falsch" WIDTH="87" HPOS="571" VPOS="465" ID="st7-38"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="667" VPOS="465" ID="st7-39"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="743" VPOS="465" ID="st7-40"/><SP/><String HEIGHT="31" CONTENT="teuer" WIDTH="76" HPOS="788" VPOS="465" ID="st7-41"/><SP/><String HEIGHT="31" CONTENT="versichert" WIDTH="140" HPOS="873" VPOS="465" ID="st7-42"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1013" VPOS="465" ID="st7-43"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl7-5" WIDTH="630" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="565" ID="st7-44"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="256" VPOS="565" ID="st7-45"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="76" HPOS="376" VPOS="565" ID="st7-46"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="62" HPOS="461" VPOS="565" ID="st7-47"/><SP/><String HEIGHT="31" CONTENT="hinlänglich" WIDTH="157" HPOS="532" VPOS="565" ID="st7-48"/><SP/><String HEIGHT="31" CONTENT="bekannt" WIDTH="112" HPOS="698" VPOS="565" ID="st7-49"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="810" VPOS="565" ID="st7-50"/></TextLine><TextLine HPOS="246" VPOS="664" ID="tl7-6" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="664" ID="st7-51"/></TextLine><TextLine HPOS="296" VPOS="665" ID="tl7-7" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="296" VPOS="665" ID="st7-52"/><SP/><String HEIGHT="31" CONTENT="fehlen" WIDTH="91" HPOS="345" VPOS="665" ID="st7-53"/><SP/><String HEIGHT="31" CONTENT="klare" WIDTH="72" HPOS="446" VPOS="665" ID="st7-54"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="529" VPOS="665" ID="st7-55"/><SP/><String HEIGHT="31" CONTENT="vollständige" WIDTH="176" HPOS="594" VPOS="665" ID="st7-56"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="780" VPOS="665" ID="st7-57"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="994" VPOS="665" ID="st7-58"/><SP/><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="1051" VPOS="665" ID="st7-59"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1335" VPOS="665" ID="st7-60"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="665" ID="st7-61"/></TextLine><TextLine HPOS="296" VPOS="715" ID="tl7-8" WIDTH="834" HEIGHT="31"><String HEIGHT="31" CONTENT="angebotenen" WIDTH="195" HPOS="296" VPOS="715" ID="st7-62"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="500" VPOS="715" ID="st7-63"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="643" VPOS="715" ID="st7-64"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="708" VPOS="715" ID="st7-65"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="105" HPOS="762" VPOS="715" ID="st7-66"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="876" VPOS="715" ID="st7-67"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="934" VPOS="715" ID="st7-68"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1114" VPOS="715" ID="st7-69"/></TextLine><TextLine HPOS="246" VPOS="764" ID="tl7-9" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="764" ID="st7-70"/></TextLine><TextLine HPOS="296" VPOS="765" ID="tl7-10" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="765" ID="st7-71"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprodukte" WIDTH="342" HPOS="356" VPOS="765" ID="st7-72"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="708" VPOS="765" ID="st7-73"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="773" VPOS="765" ID="st7-74"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="838" VPOS="765" ID="st7-75"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1011" VPOS="765" ID="st7-76"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="1081" VPOS="765" ID="st7-77"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="1126" VPOS="765" ID="st7-78"/><SP/><String HEIGHT="31" CONTENT="transparent" WIDTH="168" HPOS="1223" VPOS="765" ID="st7-79"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="765" ID="st7-80"/></TextLine><TextLine HPOS="296" VPOS="815" ID="tl7-11" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="296" VPOS="815" ID="st7-81"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="345" VPOS="815" ID="st7-82"/><SP/><String HEIGHT="31" CONTENT="vergleichbar" WIDTH="175" HPOS="445" VPOS="815" ID="st7-83"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="620" VPOS="815" ID="st7-84"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="649" VPOS="815" ID="st7-85"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="732" VPOS="815" ID="st7-86"/><SP/><String HEIGHT="31" CONTENT="kaum" WIDTH="81" HPOS="929" VPOS="815" ID="st7-87"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1023" VPOS="815" ID="st7-88"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1062" VPOS="815" ID="st7-89"/><SP/><String HEIGHT="31" CONTENT="Lage" WIDTH="74" HPOS="1124" VPOS="815" ID="st7-90"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1211" VPOS="815" ID="st7-91"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1267" VPOS="815" ID="st7-92"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1294" VPOS="815" ID="st7-93"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="1389" VPOS="815" ID="st7-94"/></TextLine><TextLine HPOS="296" VPOS="865" ID="tl7-12" WIDTH="878" HEIGHT="31"><String HEIGHT="31" CONTENT="Risikolage" WIDTH="154" HPOS="296" VPOS="865" ID="st7-95"/><SP/><String HEIGHT="31" CONTENT="angemessenen" WIDTH="228" HPOS="459" VPOS="865" ID="st7-96"/><SP/><String HEIGHT="31" CONTENT="Versicherungsschutz" WIDTH="309" HPOS="697" VPOS="865" ID="st7-97"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1015" VPOS="865" ID="st7-98"/><SP/><String HEIGHT="31" CONTENT="wählen" WIDTH="97" HPOS="1060" VPOS="865" ID="st7-99"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1157" VPOS="865" ID="st7-100"/></TextLine><TextLine HPOS="246" VPOS="914" ID="tl7-13" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="914" ID="st7-101"/></TextLine><TextLine HPOS="296" VPOS="915" ID="tl7-14" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="296" VPOS="915" ID="st7-102"/><SP/><String HEIGHT="31" CONTENT="mangelt" WIDTH="119" HPOS="350" VPOS="915" ID="st7-103"/><SP/><String HEIGHT="31" CONTENT="oftmals" WIDTH="108" HPOS="483" VPOS="915" ID="st7-104"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="606" VPOS="915" ID="st7-105"/><SP/><String HEIGHT="31" CONTENT="kompetenter" WIDTH="185" HPOS="658" VPOS="915" ID="st7-106"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="128" HPOS="858" VPOS="915" ID="st7-107"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="986" VPOS="915" ID="st7-108"/><SP/><String HEIGHT="31" CONTENT="denn" WIDTH="74" HPOS="1017" VPOS="915" ID="st7-109"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="1106" VPOS="915" ID="st7-110"/></TextLine><TextLine HPOS="296" VPOS="965" ID="tl7-15" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="verfügen" WIDTH="130" HPOS="296" VPOS="965" ID="st7-111"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="441" VPOS="965" ID="st7-112"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="93" HPOS="525" VPOS="965" ID="st7-113"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="633" VPOS="965" ID="st7-114"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="714" VPOS="965" ID="st7-115"/><SP/><String HEIGHT="31" CONTENT="notwendige" WIDTH="170" HPOS="773" VPOS="965" ID="st7-116"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="178" HPOS="958" VPOS="965" ID="st7-117"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1136" VPOS="965" ID="st7-118"/><SP/><String HEIGHT="31" CONTENT="Vor" WIDTH="52" HPOS="1165" VPOS="965" ID="st7-119"/><SP/><String HEIGHT="31" CONTENT="allem" WIDTH="80" HPOS="1231" VPOS="965" ID="st7-120"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1325" VPOS="965" ID="st7-121"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="1401" VPOS="965" ID="st7-122"/></TextLine><TextLine HPOS="296" VPOS="1015" ID="tl7-16" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="296" VPOS="1015" ID="st7-123"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="474" VPOS="1015" ID="st7-124"/><SP/><String HEIGHT="31" CONTENT="anders" WIDTH="102" HPOS="586" VPOS="1015" ID="st7-125"/><SP/><String HEIGHT="31" CONTENT="gelagert" WIDTH="121" HPOS="710" VPOS="1015" ID="st7-126"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="852" VPOS="1015" ID="st7-127"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="917" VPOS="1015" ID="st7-128"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="983" VPOS="1015" ID="st7-129"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="1053" VPOS="1015" ID="st7-130"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1229" VPOS="1015" ID="st7-131"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1268" VPOS="1015" ID="st7-132"/><SP/><String HEIGHT="31" CONTENT="zuletzt" WIDTH="96" HPOS="1360" VPOS="1015" ID="st7-133"/></TextLine><TextLine HPOS="296" VPOS="1065" ID="tl7-17" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="abhängig" WIDTH="137" HPOS="296" VPOS="1065" ID="st7-134"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="479" VPOS="1065" ID="st7-135"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="578" VPOS="1065" ID="st7-136"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="679" VPOS="1065" ID="st7-137"/><SP/><String HEIGHT="31" CONTENT="Vertragtyp" WIDTH="153" HPOS="778" VPOS="1065" ID="st7-138"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="977" VPOS="1065" ID="st7-139"/><SP/><String HEIGHT="31" CONTENT="Vertragstyp" WIDTH="171" HPOS="1057" VPOS="1065" ID="st7-140"/><SP/><String HEIGHT="31" CONTENT="variierenden" WIDTH="183" HPOS="1273" VPOS="1065" ID="st7-141"/></TextLine><TextLine HPOS="296" VPOS="1115" ID="tl7-18" WIDTH="332" HEIGHT="31"><String HEIGHT="31" CONTENT="Abschlussprovisionen" WIDTH="316" HPOS="296" VPOS="1115" ID="st7-142"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="612" VPOS="1115" ID="st7-143"/></TextLine><TextLine HPOS="246" VPOS="1164" ID="tl7-19" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1164" ID="st7-144"/></TextLine><TextLine HPOS="296" VPOS="1165" ID="tl7-20" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="An" WIDTH="41" HPOS="296" VPOS="1165" ID="st7-145"/><SP/><String HEIGHT="31" CONTENT="vielen" WIDTH="87" HPOS="352" VPOS="1165" ID="st7-146"/><SP/><String HEIGHT="31" CONTENT="vertraglichen" WIDTH="190" HPOS="454" VPOS="1165" ID="st7-147"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="659" VPOS="1165" ID="st7-148"/><SP/><String HEIGHT="31" CONTENT="zeigt" WIDTH="71" HPOS="853" VPOS="1165" ID="st7-149"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="938" VPOS="1165" ID="st7-150"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="90" HPOS="1012" VPOS="1165" ID="st7-151"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="1102" VPOS="1165" ID="st7-152"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1136" VPOS="1165" ID="st7-153"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1221" VPOS="1165" ID="st7-154"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="1280" VPOS="1165" ID="st7-155"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1165" ID="st7-156"/></TextLine><TextLine HPOS="296" VPOS="1215" ID="tl7-21" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Pflichten" WIDTH="128" HPOS="296" VPOS="1215" ID="st7-157"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="448" VPOS="1215" ID="st7-158"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="609" VPOS="1215" ID="st7-159"/><SP/><String HEIGHT="31" CONTENT="einerseits" WIDTH="143" HPOS="986" VPOS="1215" ID="st7-160"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1153" VPOS="1215" ID="st7-161"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1215" ID="st7-162" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungskunden"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1215" HEIGHT="31"/></TextLine><TextLine HPOS="296" VPOS="1265" ID="tl7-22" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="kunden" WIDTH="110" HPOS="296" VPOS="1265" ID="st7-163" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungskunden"/><SP/><String HEIGHT="31" CONTENT="andererseits" WIDTH="183" HPOS="424" VPOS="1265" ID="st7-164"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="625" VPOS="1265" ID="st7-165"/><SP/><String HEIGHT="31" CONTENT="ungleich" WIDTH="124" HPOS="708" VPOS="1265" ID="st7-166"/><SP/><String HEIGHT="31" CONTENT="verteilt" WIDTH="98" HPOS="850" VPOS="1265" ID="st7-167"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="966" VPOS="1265" ID="st7-168"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1022" VPOS="1265" ID="st7-169"/><SP/><String HEIGHT="31" CONTENT="Versicherungskunden" WIDTH="322" HPOS="1055" VPOS="1265" ID="st7-170"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1395" VPOS="1265" ID="st7-171"/></TextLine><TextLine HPOS="296" VPOS="1315" ID="tl7-23" WIDTH="597" HEIGHT="31"><String HEIGHT="31" CONTENT="eindeutig" WIDTH="136" HPOS="296" VPOS="1315" ID="st7-172"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="441" VPOS="1315" ID="st7-173"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="476" VPOS="1315" ID="st7-174"/><SP/><String HEIGHT="31" CONTENT="schwächeren" WIDTH="196" HPOS="560" VPOS="1315" ID="st7-175"/><SP/><String HEIGHT="31" CONTENT="Position" WIDTH="113" HPOS="765" VPOS="1315" ID="st7-176"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="878" VPOS="1315" ID="st7-177"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl7-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="1415" ID="st7-178"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="271" VPOS="1415" ID="st7-179"/><SP/><String HEIGHT="31" CONTENT="nun" WIDTH="56" HPOS="337" VPOS="1415" ID="st7-180"/><SP/><String HEIGHT="31" CONTENT="anders" WIDTH="101" HPOS="409" VPOS="1415" ID="st7-181"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="526" VPOS="1415" ID="st7-182"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="628" VPOS="1415" ID="st7-183"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="661" VPOS="1415" ID="st7-184"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="287" HPOS="736" VPOS="1415" ID="st7-185"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1038" VPOS="1415" ID="st7-186"/><SP/><String HEIGHT="31" CONTENT="verbraucherfreundlicher" WIDTH="352" HPOS="1104" VPOS="1415" ID="st7-187"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl7-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1465" ID="st7-188"/><SP/><String HEIGHT="31" CONTENT="zeitgemäßer" WIDTH="186" HPOS="270" VPOS="1465" ID="st7-189"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="474" VPOS="1465" ID="st7-190"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="576" VPOS="1465" ID="st7-191"/><SP/><String HEIGHT="31" CONTENT="Zwei" WIDTH="71" HPOS="611" VPOS="1465" ID="st7-192"/><SP/><String HEIGHT="31" CONTENT="Gesetzesvorhaben" WIDTH="280" HPOS="700" VPOS="1465" ID="st7-193"/><SP/><String HEIGHT="31" CONTENT="zielen" WIDTH="87" HPOS="999" VPOS="1465" ID="st7-194"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1104" VPOS="1465" ID="st7-195"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1149" VPOS="1465" ID="st7-196"/><SP/><String HEIGHT="31" CONTENT="Richtung" WIDTH="125" HPOS="1247" VPOS="1465" ID="st7-197"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1372" VPOS="1465" ID="st7-198"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="1465" ID="st7-199"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl7-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="längst" WIDTH="89" HPOS="196" VPOS="1515" ID="st7-200"/><SP/><String HEIGHT="31" CONTENT="überfällige" WIDTH="154" HPOS="297" VPOS="1515" ID="st7-201"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="109" HPOS="462" VPOS="1515" ID="st7-202"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="583" VPOS="1515" ID="st7-203"/><SP/><String HEIGHT="31" CONTENT="fast" WIDTH="53" HPOS="648" VPOS="1515" ID="st7-204"/><SP/><String HEIGHT="31" CONTENT="100" WIDTH="46" HPOS="713" VPOS="1515" ID="st7-205"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="759" VPOS="1515" ID="st7-206"/><String HEIGHT="31" CONTENT="jährigen" WIDTH="124" HPOS="774" VPOS="1515" ID="st7-207"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsrechts" WIDTH="424" HPOS="909" VPOS="1515" ID="st7-208"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1344" VPOS="1515" ID="st7-209"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1411" VPOS="1515" ID="st7-210"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl7-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="196" VPOS="1565" ID="st7-211"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="225" VPOS="1565" ID="st7-212"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="240" VPOS="1565" ID="st7-213"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="398" VPOS="1565" ID="st7-214"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="474" VPOS="1565" ID="st7-215"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="528" VPOS="1565" ID="st7-216"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="914" VPOS="1565" ID="st7-217"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="977" VPOS="1565" ID="st7-218"/><SP/><String HEIGHT="31" CONTENT="2002" WIDTH="66" HPOS="1065" VPOS="1565" ID="st7-219"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1131" VPOS="1565" ID="st7-220"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="86" HPOS="1157" VPOS="1565" ID="st7-221"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="1252" VPOS="1565" ID="st7-222"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1565" ID="st7-223"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl7-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="deutsches" WIDTH="152" HPOS="196" VPOS="1615" ID="st7-224"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="365" VPOS="1615" ID="st7-225"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="468" VPOS="1615" ID="st7-226"/><SP/><String HEIGHT="31" CONTENT="aussteht" WIDTH="120" HPOS="557" VPOS="1615" ID="st7-227"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="677" VPOS="1615" ID="st7-228"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="709" VPOS="1615" ID="st7-229"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="779" VPOS="1615" ID="st7-230"/><SP/><String HEIGHT="31" CONTENT="Februar" WIDTH="116" HPOS="831" VPOS="1615" ID="st7-231"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="964" VPOS="1615" ID="st7-232"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1055" VPOS="1615" ID="st7-233"/><SP/><String HEIGHT="31" CONTENT="Bundesjustizministerin" WIDTH="331" HPOS="1125" VPOS="1615" ID="st7-234"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl7-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="196" VPOS="1665" ID="st7-235"/><SP/><String HEIGHT="31" CONTENT="Zypries" WIDTH="110" HPOS="314" VPOS="1665" ID="st7-236"/><SP/><String HEIGHT="31" CONTENT="vorgelegte" WIDTH="156" HPOS="438" VPOS="1665" ID="st7-237"/><SP/><String HEIGHT="31" CONTENT="Eckpunktekatalog" WIDTH="264" HPOS="608" VPOS="1665" ID="st7-238"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="886" VPOS="1665" ID="st7-239"/><SP/><String HEIGHT="31" CONTENT="geplanten" WIDTH="146" HPOS="964" VPOS="1665" ID="st7-240"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1125" VPOS="1665" ID="st7-241"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1665" ID="st7-242" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvertragsgesetz"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl7-30" WIDTH="1095" HEIGHT="31"><String HEIGHT="31" CONTENT="vertragsgesetz" WIDTH="219" HPOS="196" VPOS="1715" ID="st7-243" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvertragsgesetz"/><SP/><String HEIGHT="31" CONTENT="berücksichtigt" WIDTH="204" HPOS="424" VPOS="1715" ID="st7-244"/><SP/><String HEIGHT="31" CONTENT="zentrale" WIDTH="119" HPOS="637" VPOS="1715" ID="st7-245"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitische" WIDTH="317" HPOS="765" VPOS="1715" ID="st7-246"/><SP/><String HEIGHT="31" CONTENT="Forderungen" WIDTH="183" HPOS="1091" VPOS="1715" ID="st7-247"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="1274" VPOS="1715" ID="st7-248"/></TextLine><TextLine HPOS="246" VPOS="1814" ID="tl7-31" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1814" ID="st7-249"/></TextLine><TextLine HPOS="296" VPOS="1815" ID="tl7-32" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="296" VPOS="1815" ID="st7-250"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="347" VPOS="1815" ID="st7-251"/><SP/><String HEIGHT="31" CONTENT="u" WIDTH="13" HPOS="410" VPOS="1815" ID="st7-252"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="423" VPOS="1815" ID="st7-253"/><String HEIGHT="31" CONTENT="a" WIDTH="14" HPOS="437" VPOS="1815" ID="st7-254"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="451" VPOS="1815" ID="st7-255"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="477" VPOS="1815" ID="st7-256"/><SP/><String HEIGHT="31" CONTENT="Beratungs" WIDTH="146" HPOS="553" VPOS="1815" ID="st7-257"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="699" VPOS="1815" ID="st7-258"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="728" VPOS="1815" ID="st7-259"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="270" HPOS="796" VPOS="1815" ID="st7-260"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="1078" VPOS="1815" ID="st7-261"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1250" VPOS="1815" ID="st7-262"/><SP/><String HEIGHT="31" CONTENT="Verbrau" WIDTH="113" HPOS="1327" VPOS="1815" ID="st7-263" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucher"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1815" HEIGHT="31"/></TextLine><TextLine HPOS="296" VPOS="1865" ID="tl7-33" WIDTH="1107" HEIGHT="31"><String HEIGHT="31" CONTENT="cher" WIDTH="65" HPOS="296" VPOS="1865" ID="st7-264" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucher"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="93" HPOS="370" VPOS="1865" ID="st7-265"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="86" HPOS="472" VPOS="1865" ID="st7-266"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="567" VPOS="1865" ID="st7-267"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="91" HPOS="639" VPOS="1865" ID="st7-268"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="739" VPOS="1865" ID="st7-269"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="224" HPOS="795" VPOS="1865" ID="st7-270"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1028" VPOS="1865" ID="st7-271"/><SP/><String HEIGHT="31" CONTENT="Beratungsgespräche" WIDTH="300" HPOS="1086" VPOS="1865" ID="st7-272"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1386" VPOS="1865" ID="st7-273"/></TextLine><TextLine HPOS="246" VPOS="1914" ID="tl7-34" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1914" ID="st7-274"/></TextLine><TextLine HPOS="296" VPOS="1915" ID="tl7-35" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="296" VPOS="1915" ID="st7-275"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="346" VPOS="1915" ID="st7-276"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="406" VPOS="1915" ID="st7-277"/><SP/><String HEIGHT="31" CONTENT="gesetzlich" WIDTH="148" HPOS="499" VPOS="1915" ID="st7-278"/><SP/><String HEIGHT="31" CONTENT="verankerten" WIDTH="176" HPOS="658" VPOS="1915" ID="st7-279"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="855" VPOS="1915" ID="st7-280"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1006" VPOS="1915" ID="st7-281"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="1063" VPOS="1915" ID="st7-282"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="1411" VPOS="1915" ID="st7-283"/></TextLine><TextLine HPOS="296" VPOS="1965" ID="tl7-36" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="296" VPOS="1965" ID="st7-284"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="644" VPOS="1965" ID="st7-285"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="740" VPOS="1965" ID="st7-286"/><SP/><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="195" HPOS="795" VPOS="1965" ID="st7-287"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1000" VPOS="1965" ID="st7-288"/><SP/><String HEIGHT="31" CONTENT="klaren" WIDTH="91" HPOS="1046" VPOS="1965" ID="st7-289"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="133" HPOS="1148" VPOS="1965" ID="st7-290"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1292" VPOS="1965" ID="st7-291"/><SP/><String HEIGHT="31" CONTENT="Rück" WIDTH="70" HPOS="1369" VPOS="1965" ID="st7-292" SUBS_TYPE="HypPart1" SUBS_CONTENT="Rückkaufswerte"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1965" HEIGHT="31"/></TextLine><TextLine HPOS="296" VPOS="2015" ID="tl7-37" WIDTH="1090" HEIGHT="31"><String HEIGHT="31" CONTENT="kaufswerte" WIDTH="161" HPOS="296" VPOS="2015" ID="st7-293" SUBS_TYPE="HypPart2" SUBS_CONTENT="Rückkaufswerte"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="467" VPOS="2015" ID="st7-294"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="524" VPOS="2015" ID="st7-295"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="834" VPOS="2015" ID="st7-296"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="928" VPOS="2015" ID="st7-297"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="973" VPOS="2015" ID="st7-298"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1038" VPOS="2015" ID="st7-299"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="1132" VPOS="2015" ID="st7-300"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="1284" VPOS="2015" ID="st7-301"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1369" VPOS="2015" ID="st7-302"/></TextLine><TextLine HPOS="246" VPOS="2064" ID="tl7-38" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="2064" ID="st7-303"/></TextLine><TextLine HPOS="296" VPOS="2065" ID="tl7-39" WIDTH="854" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="2065" ID="st7-304"/><SP/><String HEIGHT="31" CONTENT="Abschlusskosten" WIDTH="250" HPOS="356" VPOS="2065" ID="st7-305"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="615" VPOS="2065" ID="st7-306"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="711" VPOS="2065" ID="st7-307"/><SP/><String HEIGHT="31" CONTENT="fünf" WIDTH="55" HPOS="767" VPOS="2065" ID="st7-308"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="832" VPOS="2065" ID="st7-309"/><SP/><String HEIGHT="31" CONTENT="verteilt" WIDTH="99" HPOS="924" VPOS="2065" ID="st7-310"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1032" VPOS="2065" ID="st7-311"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1133" VPOS="2065" ID="st7-312"/></TextLine><TextLine HPOS="246" VPOS="2114" ID="tl7-40" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="2114" ID="st7-313"/></TextLine><TextLine HPOS="296" VPOS="2115" ID="tl7-41" WIDTH="797" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="296" VPOS="2115" ID="st7-314"/><SP/><String HEIGHT="31" CONTENT="Alles" WIDTH="69" HPOS="365" VPOS="2115" ID="st7-315"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="434" VPOS="2115" ID="st7-316"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="458" VPOS="2115" ID="st7-317"/><SP/><String HEIGHT="31" CONTENT="Nichtsprinzip" WIDTH="190" HPOS="534" VPOS="2115" ID="st7-318"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="734" VPOS="2115" ID="st7-319"/><SP/><String HEIGHT="31" CONTENT="abgeschafft" WIDTH="172" HPOS="793" VPOS="2115" ID="st7-320"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="975" VPOS="2115" ID="st7-321"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1076" VPOS="2115" ID="st7-322"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="8" ID="p592522" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592522" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592522" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl8-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Darüber" WIDTH="121" HPOS="196" VPOS="215" ID="st8-0"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="99" HPOS="328" VPOS="215" ID="st8-1"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="438" VPOS="215" ID="st8-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="521" VPOS="215" ID="st8-3"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="28" HPOS="577" VPOS="215" ID="st8-4"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="605" VPOS="215" ID="st8-5"/><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="280" HPOS="619" VPOS="215" ID="st8-6"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="911" VPOS="215" ID="st8-7"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="227" HPOS="985" VPOS="215" ID="st8-8"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1223" VPOS="215" ID="st8-9"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1274" VPOS="215" ID="st8-10"/><SP/><String HEIGHT="31" CONTENT="Tätigkeit" WIDTH="126" HPOS="1330" VPOS="215" ID="st8-11"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl8-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="265" ID="st8-12"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="265" VPOS="265" ID="st8-13"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="661" VPOS="265" ID="st8-14"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="703" VPOS="265" ID="st8-15"/><SP/><String HEIGHT="31" CONTENT="Nur" WIDTH="53" HPOS="737" VPOS="265" ID="st8-16"/><SP/><String HEIGHT="31" CONTENT="derjenige" WIDTH="137" HPOS="811" VPOS="265" ID="st8-17"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="968" VPOS="265" ID="st8-18"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1038" VPOS="265" ID="st8-19"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="1101" VPOS="265" ID="st8-20"/><SP/><String HEIGHT="31" CONTENT="tätig" WIDTH="63" HPOS="1264" VPOS="265" ID="st8-21"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1347" VPOS="265" ID="st8-22"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl8-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dürfen" WIDTH="89" HPOS="196" VPOS="315" ID="st8-23"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="285" VPOS="315" ID="st8-24"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="330" VPOS="315" ID="st8-25"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="407" VPOS="315" ID="st8-26"/><SP/><String HEIGHT="31" CONTENT="Nachweis" WIDTH="144" HPOS="493" VPOS="315" ID="st8-27"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="667" VPOS="315" ID="st8-28"/><SP/><String HEIGHT="31" CONTENT="angemessenen" WIDTH="228" HPOS="771" VPOS="315" ID="st8-29"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="1028" VPOS="315" ID="st8-30"/><SP/><String HEIGHT="31" CONTENT="erbringt" WIDTH="108" HPOS="1242" VPOS="315" ID="st8-31"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1350" VPOS="315" ID="st8-32"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="315" ID="st8-33"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl8-3" WIDTH="1079" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="430" HPOS="196" VPOS="365" ID="st8-34"/><SP/><String HEIGHT="31" CONTENT="nachweist" WIDTH="149" HPOS="635" VPOS="365" ID="st8-35"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="793" VPOS="365" ID="st8-36"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="887" VPOS="365" ID="st8-37"/><SP/><String HEIGHT="31" CONTENT="guten" WIDTH="84" HPOS="978" VPOS="365" ID="st8-38"/><SP/><String HEIGHT="31" CONTENT="Leumund" WIDTH="139" HPOS="1071" VPOS="365" ID="st8-39"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="1219" VPOS="365" ID="st8-40"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1261" VPOS="365" ID="st8-41"/></TextLine><TextLine HPOS="196" VPOS="453" ID="tl8-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="453" ID="st8-42"/><SP/><String HEIGHT="31" CONTENT="Weichen" WIDTH="129" HPOS="260" VPOS="453" ID="st8-43"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="403" VPOS="453" ID="st8-44"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="455" VPOS="453" ID="st8-45"/><SP/><String HEIGHT="31" CONTENT="Stärkung" WIDTH="134" HPOS="531" VPOS="453" ID="st8-46"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="678" VPOS="453" ID="st8-47"/><SP/><String HEIGHT="31" CONTENT="Verbraucherrechte" WIDTH="276" HPOS="739" VPOS="453" ID="st8-48"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1029" VPOS="453" ID="st8-49"/><SP/><String HEIGHT="31" CONTENT="also" WIDTH="61" HPOS="1103" VPOS="453" ID="st8-50"/><SP/><String HEIGHT="31" CONTENT="gestellt" WIDTH="102" HPOS="1178" VPOS="453" ID="st8-51"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1280" VPOS="453" ID="st8-52"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="1306" VPOS="453" ID="st8-53"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="1384" VPOS="453" ID="st8-54"/></TextLine><TextLine HPOS="196" VPOS="503" ID="tl8-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zwar" WIDTH="71" HPOS="196" VPOS="503" ID="st8-55"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="280" VPOS="503" ID="st8-56"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="363" VPOS="503" ID="st8-57"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="429" VPOS="503" ID="st8-58"/><SP/><String HEIGHT="31" CONTENT="Quantensprung" WIDTH="221" HPOS="533" VPOS="503" ID="st8-59"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="754" VPOS="503" ID="st8-60"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="785" VPOS="503" ID="st8-61"/><SP/><String HEIGHT="31" CONTENT="doch" WIDTH="72" HPOS="864" VPOS="503" ID="st8-62"/><SP/><String HEIGHT="31" CONTENT="zumindest" WIDTH="152" HPOS="949" VPOS="503" ID="st8-63"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1114" VPOS="503" ID="st8-64"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1180" VPOS="503" ID="st8-65"/><SP/><String HEIGHT="31" CONTENT="Durchbruch" WIDTH="172" HPOS="1284" VPOS="503" ID="st8-66"/></TextLine><TextLine HPOS="196" VPOS="553" ID="tl8-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="553" ID="st8-67"/><SP/><String HEIGHT="31" CONTENT="Verbraucherrechte" WIDTH="276" HPOS="260" VPOS="553" ID="st8-68"/><SP/><String HEIGHT="31" CONTENT="sprechen" WIDTH="130" HPOS="560" VPOS="553" ID="st8-69"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="690" VPOS="553" ID="st8-70"/><SP/><String HEIGHT="31" CONTENT="Ob" WIDTH="44" HPOS="731" VPOS="553" ID="st8-71"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="800" VPOS="553" ID="st8-72"/><SP/><String HEIGHT="31" CONTENT="Reformvorhaben" WIDTH="248" HPOS="868" VPOS="553" ID="st8-73"/><SP/><String HEIGHT="31" CONTENT="tatsächlich" WIDTH="157" HPOS="1141" VPOS="553" ID="st8-74"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1322" VPOS="553" ID="st8-75"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="553" ID="st8-76"/></TextLine><TextLine HPOS="196" VPOS="603" ID="tl8-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="spürbaren" WIDTH="150" HPOS="196" VPOS="603" ID="st8-77"/><SP/><String HEIGHT="31" CONTENT="Stärkung" WIDTH="134" HPOS="367" VPOS="603" ID="st8-78"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="522" VPOS="603" ID="st8-79"/><SP/><String HEIGHT="31" CONTENT="Verbraucherposition" WIDTH="298" HPOS="591" VPOS="603" ID="st8-80"/><SP/><String HEIGHT="31" CONTENT="führen" WIDTH="89" HPOS="910" VPOS="603" ID="st8-81"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="999" VPOS="603" ID="st8-82"/><SP/><String HEIGHT="31" CONTENT="hängt" WIDTH="83" HPOS="1035" VPOS="603" ID="st8-83"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1139" VPOS="603" ID="st8-84"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1214" VPOS="603" ID="st8-85"/><SP/><String HEIGHT="31" CONTENT="Fülle" WIDTH="72" HPOS="1309" VPOS="603" ID="st8-86"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1402" VPOS="603" ID="st8-87"/></TextLine><TextLine HPOS="196" VPOS="653" ID="tl8-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Detailfragen" WIDTH="180" HPOS="196" VPOS="653" ID="st8-88"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="386" VPOS="653" ID="st8-89"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="451" VPOS="653" ID="st8-90"/><SP/><String HEIGHT="31" CONTENT="zuletzt" WIDTH="96" HPOS="532" VPOS="653" ID="st8-91"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="638" VPOS="653" ID="st8-92"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="702" VPOS="653" ID="st8-93"/><SP/><String HEIGHT="31" CONTENT="konkreten" WIDTH="146" HPOS="779" VPOS="653" ID="st8-94"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="935" VPOS="653" ID="st8-95"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="31" HPOS="1113" VPOS="653" ID="st8-96"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1144" VPOS="653" ID="st8-97"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="103" HPOS="1170" VPOS="653" ID="st8-98"/><SP/><String HEIGHT="31" CONTENT="besteht" WIDTH="110" HPOS="1283" VPOS="653" ID="st8-99"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1403" VPOS="653" ID="st8-100"/></TextLine><TextLine HPOS="196" VPOS="703" ID="tl8-9" WIDTH="653" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbrauchersicht" WIDTH="252" HPOS="196" VPOS="703" ID="st8-101"/><SP/><String HEIGHT="31" CONTENT="weiterer" WIDTH="118" HPOS="458" VPOS="703" ID="st8-102"/><SP/><String HEIGHT="31" CONTENT="Handlungsbedarf" WIDTH="246" HPOS="586" VPOS="703" ID="st8-103"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="832" VPOS="703" ID="st8-104"/></TextLine><TextLine HPOS="196" VPOS="792" ID="tl8-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="792" ID="st8-105"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="250" HPOS="262" VPOS="792" ID="st8-106"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="524" VPOS="792" ID="st8-107"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="295" HPOS="540" VPOS="792" ID="st8-108"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="835" VPOS="792" ID="st8-109"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="864" VPOS="792" ID="st8-110"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="141" HPOS="925" VPOS="792" ID="st8-111"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1066" VPOS="792" ID="st8-112"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="79" HPOS="1081" VPOS="792" ID="st8-113"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1160" VPOS="792" ID="st8-114"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="126" HPOS="1175" VPOS="792" ID="st8-115"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="1313" VPOS="792" ID="st8-116"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="1371" VPOS="792" ID="st8-117"/></TextLine><TextLine HPOS="196" VPOS="842" ID="tl8-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dieses" WIDTH="97" HPOS="196" VPOS="842" ID="st8-118"/><SP/><String HEIGHT="31" CONTENT="Thema" WIDTH="103" HPOS="303" VPOS="842" ID="st8-119"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="416" VPOS="842" ID="st8-120"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="91" HPOS="472" VPOS="842" ID="st8-121"/><SP/><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="205" HPOS="573" VPOS="842" ID="st8-122"/><String HEIGHT="31" CONTENT="„" WIDTH="21" HPOS="789" VPOS="842" ID="st8-123"/><String HEIGHT="31" CONTENT="Was" WIDTH="64" HPOS="810" VPOS="842" ID="st8-124"/><SP/><String HEIGHT="31" CONTENT="bringt" WIDTH="94" HPOS="884" VPOS="842" ID="st8-125"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="58" HPOS="988" VPOS="842" ID="st8-126"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="78" HPOS="1055" VPOS="842" ID="st8-127"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="1143" VPOS="842" ID="st8-128"/></TextLine><TextLine HPOS="196" VPOS="892" ID="tl8-12" WIDTH="1025" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="45" HPOS="196" VPOS="892" ID="st8-129"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="48" HPOS="250" VPOS="892" ID="st8-130"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="197" HPOS="308" VPOS="892" ID="st8-131"/><String HEIGHT="31" CONTENT="?" WIDTH="18" HPOS="505" VPOS="892" ID="st8-132"/><String HEIGHT="31" CONTENT="“" WIDTH="18" HPOS="523" VPOS="892" ID="st8-133"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="49" HPOS="550" VPOS="892" ID="st8-134"/><SP/><String HEIGHT="31" CONTENT="25" WIDTH="30" HPOS="608" VPOS="892" ID="st8-135"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="638" VPOS="892" ID="st8-136"/><SP/><String HEIGHT="31" CONTENT="April" WIDTH="75" HPOS="664" VPOS="892" ID="st8-137"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="749" VPOS="892" ID="st8-138"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="832" VPOS="892" ID="st8-139"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="159" HPOS="867" VPOS="892" ID="st8-140"/><SP/><String HEIGHT="31" CONTENT="aufgegriffen" WIDTH="170" HPOS="1036" VPOS="892" ID="st8-141"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1206" VPOS="892" ID="st8-142"/></TextLine><TextLine HPOS="196" VPOS="980" ID="tl8-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="980" ID="st8-143"/><SP/><String HEIGHT="31" CONTENT="zeigte" WIDTH="89" HPOS="250" VPOS="980" ID="st8-144"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="354" VPOS="980" ID="st8-145"/><SP/><String HEIGHT="31" CONTENT="erwartungsgemäß" WIDTH="260" HPOS="428" VPOS="980" ID="st8-146"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="688" VPOS="980" ID="st8-147"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="721" VPOS="980" ID="st8-148"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="807" VPOS="980" ID="st8-149"/><SP/><String HEIGHT="31" CONTENT="Meinungen" WIDTH="165" HPOS="866" VPOS="980" ID="st8-150"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1046" VPOS="980" ID="st8-151"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1096" VPOS="980" ID="st8-152"/><SP/><String HEIGHT="31" CONTENT="Reformvorhaben" WIDTH="248" HPOS="1167" VPOS="980" ID="st8-153"/><SP/><String HEIGHT="31" CONTENT="je" WIDTH="26" HPOS="1430" VPOS="980" ID="st8-154"/></TextLine><TextLine HPOS="196" VPOS="1030" ID="tl8-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="196" VPOS="1030" ID="st8-155"/><SP/><String HEIGHT="31" CONTENT="Interessenlage" WIDTH="218" HPOS="280" VPOS="1030" ID="st8-156"/><SP/><String HEIGHT="31" CONTENT="geteilt" WIDTH="89" HPOS="510" VPOS="1030" ID="st8-157"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="610" VPOS="1030" ID="st8-158"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="666" VPOS="1030" ID="st8-159"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="692" VPOS="1030" ID="st8-160"/><SP/><String HEIGHT="31" CONTENT="begrüßen" WIDTH="142" HPOS="1013" VPOS="1030" ID="st8-161"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1167" VPOS="1030" ID="st8-162"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="63" HPOS="1221" VPOS="1030" ID="st8-163"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1284" VPOS="1030" ID="st8-164"/><SP/><String HEIGHT="31" CONTENT="halten" WIDTH="90" HPOS="1312" VPOS="1030" ID="st8-165"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1414" VPOS="1030" ID="st8-166"/></TextLine><TextLine HPOS="196" VPOS="1080" ID="tl8-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="196" VPOS="1080" ID="st8-167"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="277" VPOS="1080" ID="st8-168"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="362" VPOS="1080" ID="st8-169"/><SP/><String HEIGHT="31" CONTENT="ausreichend" WIDTH="175" HPOS="415" VPOS="1080" ID="st8-170"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="590" VPOS="1080" ID="st8-171"/><SP/><String HEIGHT="31" CONTENT="Kritisiert" WIDTH="120" HPOS="621" VPOS="1080" ID="st8-172"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="755" VPOS="1080" ID="st8-173"/><SP/><String HEIGHT="31" CONTENT="u" WIDTH="13" HPOS="831" VPOS="1080" ID="st8-174"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="844" VPOS="1080" ID="st8-175"/><String HEIGHT="31" CONTENT="a" WIDTH="13" HPOS="857" VPOS="1080" ID="st8-176"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="870" VPOS="1080" ID="st8-177"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="883" VPOS="1080" ID="st8-178"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="910" VPOS="1080" ID="st8-179"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="995" VPOS="1080" ID="st8-180"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1054" VPOS="1080" ID="st8-181"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="38" HPOS="1203" VPOS="1080" ID="st8-182"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1255" VPOS="1080" ID="st8-183"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="79" HPOS="1314" VPOS="1080" ID="st8-184"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1080" ID="st8-185"/></TextLine><TextLine HPOS="196" VPOS="1130" ID="tl8-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Prämie" WIDTH="106" HPOS="196" VPOS="1130" ID="st8-186"/><SP/><String HEIGHT="31" CONTENT="gekoppelt" WIDTH="145" HPOS="324" VPOS="1130" ID="st8-187"/><SP/><String HEIGHT="31" CONTENT="bleiben" WIDTH="108" HPOS="491" VPOS="1130" ID="st8-188"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="47" HPOS="621" VPOS="1130" ID="st8-189"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="668" VPOS="1130" ID="st8-190"/><SP/><String HEIGHT="31" CONTENT="Gesundheitsfragen" WIDTH="282" HPOS="703" VPOS="1130" ID="st8-191"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1007" VPOS="1130" ID="st8-192"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="1065" VPOS="1130" ID="st8-193"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1200" VPOS="1130" ID="st8-194"/><SP/><String HEIGHT="31" CONTENT="substitutiven" WIDTH="185" HPOS="1271" VPOS="1130" ID="st8-195"/></TextLine><TextLine HPOS="196" VPOS="1180" ID="tl8-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="privaten" WIDTH="119" HPOS="196" VPOS="1180" ID="st8-196"/><SP/><String HEIGHT="31" CONTENT="Krankenvollversicherungen" WIDTH="402" HPOS="329" VPOS="1180" ID="st8-197"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="745" VPOS="1180" ID="st8-198"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="831" VPOS="1180" ID="st8-199"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="895" VPOS="1180" ID="st8-200"/><SP/><String HEIGHT="31" CONTENT="zulässig" WIDTH="121" HPOS="955" VPOS="1180" ID="st8-201"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="1090" VPOS="1180" ID="st8-202"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="1165" VPOS="1180" ID="st8-203"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1266" VPOS="1180" ID="st8-204"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="103" HPOS="1336" VPOS="1180" ID="st8-205" SUBS_TYPE="HypPart1" SUBS_CONTENT="Lebensversicherungen"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1180" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1230" ID="tl8-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherungen" WIDTH="228" HPOS="196" VPOS="1230" ID="st8-206" SUBS_TYPE="HypPart2" SUBS_CONTENT="Lebensversicherungen"/><SP/><String HEIGHT="31" CONTENT="weiterhin" WIDTH="134" HPOS="448" VPOS="1230" ID="st8-207"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="606" VPOS="1230" ID="st8-208"/><SP/><String HEIGHT="31" CONTENT="Vorzugsbehandlung" WIDTH="296" HPOS="693" VPOS="1230" ID="st8-209"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="160" HPOS="1013" VPOS="1230" ID="st8-210"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1197" VPOS="1230" ID="st8-211"/><SP/><String HEIGHT="31" CONTENT="Kapital" WIDTH="99" HPOS="1343" VPOS="1230" ID="st8-212" SUBS_TYPE="HypPart1" SUBS_CONTENT="Kapitalanlageformen"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1230" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1280" ID="tl8-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anlageformen" WIDTH="204" HPOS="196" VPOS="1280" ID="st8-213" SUBS_TYPE="HypPart2" SUBS_CONTENT="Kapitalanlageformen"/><SP/><String HEIGHT="31" CONTENT="gewährt" WIDTH="119" HPOS="411" VPOS="1280" ID="st8-214"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="540" VPOS="1280" ID="st8-215"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="596" VPOS="1280" ID="st8-216"/><SP/><String HEIGHT="31" CONTENT="Gefordert" WIDTH="140" HPOS="622" VPOS="1280" ID="st8-217"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="773" VPOS="1280" ID="st8-218"/><SP/><String HEIGHT="31" CONTENT="einheitliche" WIDTH="167" HPOS="893" VPOS="1280" ID="st8-219"/><SP/><String HEIGHT="31" CONTENT="Rahmenbedingungen" WIDTH="319" HPOS="1071" VPOS="1280" ID="st8-220"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1280" ID="st8-221"/></TextLine><TextLine HPOS="196" VPOS="1330" ID="tl8-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einheitliche" WIDTH="167" HPOS="196" VPOS="1330" ID="st8-222"/><SP/><String HEIGHT="31" CONTENT="Förderbedingungen" WIDTH="290" HPOS="373" VPOS="1330" ID="st8-223"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="673" VPOS="1330" ID="st8-224"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="721" VPOS="1330" ID="st8-225"/><SP/><String HEIGHT="31" CONTENT="Arten" WIDTH="80" HPOS="783" VPOS="1330" ID="st8-226"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="872" VPOS="1330" ID="st8-227"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="209" HPOS="930" VPOS="1330" ID="st8-228"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1139" VPOS="1330" ID="st8-229"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="104" HPOS="1163" VPOS="1330" ID="st8-230"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="1277" VPOS="1330" ID="st8-231"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1330" ID="st8-232"/></TextLine><TextLine HPOS="196" VPOS="1380" ID="tl8-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ausbildungsanforderungen" WIDTH="399" HPOS="196" VPOS="1380" ID="st8-233"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="633" VPOS="1380" ID="st8-234"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="710" VPOS="1380" ID="st8-235"/><SP/><String HEIGHT="31" CONTENT="Vermittlerberuf" WIDTH="218" HPOS="804" VPOS="1380" ID="st8-236"/><SP/><String HEIGHT="31" CONTENT="klar" WIDTH="54" HPOS="1060" VPOS="1380" ID="st8-237"/><SP/><String HEIGHT="31" CONTENT="definiert" WIDTH="119" HPOS="1152" VPOS="1380" ID="st8-238"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1309" VPOS="1380" ID="st8-239"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1380" ID="st8-240"/></TextLine><TextLine HPOS="196" VPOS="1430" ID="tl8-22" WIDTH="745" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorhandensein" WIDTH="224" HPOS="196" VPOS="1430" ID="st8-241"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="430" VPOS="1430" ID="st8-242"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="487" VPOS="1430" ID="st8-243"/><SP/><String HEIGHT="31" CONTENT="überprüft" WIDTH="134" HPOS="680" VPOS="1430" ID="st8-244"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="823" VPOS="1430" ID="st8-245"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="924" VPOS="1430" ID="st8-246"/></TextLine><TextLine HPOS="196" VPOS="1518" ID="tl8-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="1518" ID="st8-247"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="303" VPOS="1518" ID="st8-248"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="379" VPOS="1518" ID="st8-249"/><SP/><String HEIGHT="31" CONTENT="begrüßt" WIDTH="114" HPOS="764" VPOS="1518" ID="st8-250"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="910" VPOS="1518" ID="st8-251"/><SP/><String HEIGHT="31" CONTENT="Reformvorhaben" WIDTH="239" HPOS="985" VPOS="1518" ID="st8-252"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1224" VPOS="1518" ID="st8-253"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1273" VPOS="1518" ID="st8-254"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1358" VPOS="1518" ID="st8-255"/></TextLine><TextLine HPOS="196" VPOS="1568" ID="tl8-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zahlreiche" WIDTH="152" HPOS="196" VPOS="1568" ID="st8-256"/><SP/><String HEIGHT="31" CONTENT="Empfehlungen" WIDTH="215" HPOS="360" VPOS="1568" ID="st8-257"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="586" VPOS="1568" ID="st8-258"/><SP/><String HEIGHT="31" CONTENT="problematisch" WIDTH="200" HPOS="637" VPOS="1568" ID="st8-259"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="837" VPOS="1568" ID="st8-260"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="865" VPOS="1568" ID="st8-261"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="879" VPOS="1568" ID="st8-262"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="893" VPOS="1568" ID="st8-263"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="907" VPOS="1568" ID="st8-264"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="934" VPOS="1568" ID="st8-265"/><SP/><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="990" VPOS="1568" ID="st8-266"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1126" VPOS="1568" ID="st8-267"/><SP/><String HEIGHT="31" CONTENT="Alles" WIDTH="73" HPOS="1191" VPOS="1568" ID="st8-268"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1264" VPOS="1568" ID="st8-269"/><String HEIGHT="31" CONTENT="oder" WIDTH="59" HPOS="1279" VPOS="1568" ID="st8-270"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1338" VPOS="1568" ID="st8-271"/><String HEIGHT="31" CONTENT="Nichts" WIDTH="90" HPOS="1352" VPOS="1568" ID="st8-272" SUBS_TYPE="HypPart1" SUBS_CONTENT="NichtsPrinzips"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1568" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1618" ID="tl8-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Prinzips" WIDTH="119" HPOS="196" VPOS="1618" ID="st8-273" SUBS_TYPE="HypPart2" SUBS_CONTENT="NichtsPrinzips"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="333" VPOS="1618" ID="st8-274"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="417" VPOS="1618" ID="st8-275"/><SP/><String HEIGHT="31" CONTENT="Abschaffung" WIDTH="185" HPOS="480" VPOS="1618" ID="st8-276"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="683" VPOS="1618" ID="st8-277"/><SP/><String HEIGHT="31" CONTENT="Policenmodells" WIDTH="217" HPOS="755" VPOS="1618" ID="st8-278"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="972" VPOS="1618" ID="st8-279"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="1006" VPOS="1618" ID="st8-280"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1100" VPOS="1618" ID="st8-281"/><SP/><String HEIGHT="31" CONTENT="Vorschläge" WIDTH="166" HPOS="1163" VPOS="1618" ID="st8-282"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1347" VPOS="1618" ID="st8-283"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1618" ID="st8-284"/></TextLine><TextLine HPOS="196" VPOS="1668" ID="tl8-26" WIDTH="1094" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestrückkaufswerten" WIDTH="360" HPOS="196" VPOS="1668" ID="st8-285"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="565" VPOS="1668" ID="st8-286"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="619" VPOS="1668" ID="st8-287"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="965" VPOS="1668" ID="st8-288"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1054" VPOS="1668" ID="st8-289"/><SP/><String HEIGHT="31" CONTENT="ausgereift" WIDTH="141" HPOS="1134" VPOS="1668" ID="st8-290"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1275" VPOS="1668" ID="st8-291"/></TextLine><TextLine HPOS="196" VPOS="1757" ID="tl8-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1757" ID="st8-292"/><SP/><String HEIGHT="31" CONTENT="Referate" WIDTH="121" HPOS="259" VPOS="1757" ID="st8-293"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="380" VPOS="1757" ID="st8-294"/><SP/><String HEIGHT="31" CONTENT="Diskussionen" WIDTH="198" HPOS="409" VPOS="1757" ID="st8-295"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="619" VPOS="1757" ID="st8-296"/><SP/><String HEIGHT="31" CONTENT="Ergebnisse" WIDTH="167" HPOS="688" VPOS="1757" ID="st8-297"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="867" VPOS="1757" ID="st8-298"/><SP/><String HEIGHT="31" CONTENT="Tagung" WIDTH="113" HPOS="928" VPOS="1757" ID="st8-299"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1054" VPOS="1757" ID="st8-300"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1127" VPOS="1757" ID="st8-301"/><SP/><String HEIGHT="31" CONTENT="vorliegenden" WIDTH="191" HPOS="1175" VPOS="1757" ID="st8-302"/><SP/><String HEIGHT="31" CONTENT="Band" WIDTH="78" HPOS="1378" VPOS="1757" ID="st8-303"/></TextLine><TextLine HPOS="196" VPOS="1807" ID="tl8-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="196" VPOS="1807" ID="st8-304"/><SP/><String HEIGHT="31" CONTENT="strukturierter" WIDTH="187" HPOS="236" VPOS="1807" ID="st8-305"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="436" VPOS="1807" ID="st8-306"/><SP/><String HEIGHT="31" CONTENT="zusammengefasst" WIDTH="261" HPOS="528" VPOS="1807" ID="st8-307"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="789" VPOS="1807" ID="st8-308"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="821" VPOS="1807" ID="st8-309"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="885" VPOS="1807" ID="st8-310"/><SP/><String HEIGHT="31" CONTENT="Konzeption" WIDTH="167" HPOS="943" VPOS="1807" ID="st8-311"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1123" VPOS="1807" ID="st8-312"/><SP/><String HEIGHT="31" CONTENT="Durchführung" WIDTH="202" HPOS="1192" VPOS="1807" ID="st8-313"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1807" ID="st8-314"/></TextLine><TextLine HPOS="196" VPOS="1857" ID="tl8-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1857" ID="st8-315"/><SP/><String HEIGHT="31" CONTENT="war" WIDTH="53" HPOS="429" VPOS="1857" ID="st8-316"/><SP/><String HEIGHT="31" CONTENT="Hannelore" WIDTH="154" HPOS="509" VPOS="1857" ID="st8-317"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="161" HPOS="690" VPOS="1857" ID="st8-318"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="877" VPOS="1857" ID="st8-319"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="958" VPOS="1857" ID="st8-320"/><SP/><String HEIGHT="31" CONTENT="Abteilung" WIDTH="138" HPOS="1033" VPOS="1857" ID="st8-321"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="1198" VPOS="1857" ID="st8-322"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1359" VPOS="1857" ID="st8-323"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1857" ID="st8-324"/></TextLine><TextLine HPOS="196" VPOS="1907" ID="tl8-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="176" HPOS="196" VPOS="1907" ID="st8-325"/><SP/><String HEIGHT="31" CONTENT="verantwortlich" WIDTH="200" HPOS="387" VPOS="1907" ID="st8-326"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="587" VPOS="1907" ID="st8-327"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="617" VPOS="1907" ID="st8-328"/><SP/><String HEIGHT="31" CONTENT="Tagungssekretariat" WIDTH="285" HPOS="692" VPOS="1907" ID="st8-329"/><SP/><String HEIGHT="31" CONTENT="lag" WIDTH="45" HPOS="992" VPOS="1907" ID="st8-330"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1052" VPOS="1907" ID="st8-331"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1093" VPOS="1907" ID="st8-332"/><SP/><String HEIGHT="31" CONTENT="Händen" WIDTH="117" HPOS="1163" VPOS="1907" ID="st8-333"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1295" VPOS="1907" ID="st8-334"/><SP/><String HEIGHT="31" CONTENT="Margit" WIDTH="92" HPOS="1364" VPOS="1907" ID="st8-335"/></TextLine><TextLine HPOS="196" VPOS="1957" ID="tl8-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Durch" WIDTH="81" HPOS="196" VPOS="1957" ID="st8-336"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="277" VPOS="1957" ID="st8-337"/><SP/><String HEIGHT="31" CONTENT="Ilona" WIDTH="72" HPOS="308" VPOS="1957" ID="st8-338"/><SP/><String HEIGHT="31" CONTENT="Denk" WIDTH="78" HPOS="394" VPOS="1957" ID="st8-339"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="485" VPOS="1957" ID="st8-340"/><SP/><String HEIGHT="31" CONTENT="Helga" WIDTH="87" HPOS="554" VPOS="1957" ID="st8-341"/><SP/><String HEIGHT="31" CONTENT="Schneider" WIDTH="143" HPOS="655" VPOS="1957" ID="st8-342"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="798" VPOS="1957" ID="st8-343"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="828" VPOS="1957" ID="st8-344"/><SP/><String HEIGHT="31" CONTENT="Tagungsdokumentation" WIDTH="348" HPOS="892" VPOS="1957" ID="st8-345"/><SP/><String HEIGHT="31" CONTENT="erstellte" WIDTH="116" HPOS="1254" VPOS="1957" ID="st8-346"/><SP/><String HEIGHT="31" CONTENT="Jutta" WIDTH="72" HPOS="1384" VPOS="1957" ID="st8-347"/></TextLine><TextLine HPOS="196" VPOS="2007" ID="tl8-32" WIDTH="619" HEIGHT="31"><String HEIGHT="31" CONTENT="Winters" WIDTH="107" HPOS="196" VPOS="2007" ID="st8-348"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="303" VPOS="2007" ID="st8-349"/><SP/><String HEIGHT="31" CONTENT="Diplom" WIDTH="89" HPOS="328" VPOS="2007" ID="st8-350"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="417" VPOS="2007" ID="st8-351"/><String HEIGHT="31" CONTENT="Politologin" WIDTH="164" HPOS="432" VPOS="2007" ID="st8-352"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="606" VPOS="2007" ID="st8-353"/><SP/><String HEIGHT="31" CONTENT="München" WIDTH="127" HPOS="669" VPOS="2007" ID="st8-354"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="796" VPOS="2007" ID="st8-355"/></TextLine><TextLine HPOS="196" VPOS="2107" ID="tl8-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hannelore" WIDTH="154" HPOS="196" VPOS="2107" ID="st8-356"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="162" HPOS="359" VPOS="2107" ID="st8-357"/><SP/><String HEIGHT="31" CONTENT="August" WIDTH="104" HPOS="1263" VPOS="2107" ID="st8-358"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="1382" VPOS="2107" ID="st8-359"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="9" ID="p592523" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592523" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592523" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl9-0" WIDTH="711" HEIGHT="31"><String HEIGHT="31" CONTENT="Zusammenfassung" WIDTH="304" HPOS="196" VPOS="215" ID="st9-0"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="509" VPOS="215" ID="st9-1"/><SP/><String HEIGHT="31" CONTENT="Politikempfehlungen" WIDTH="327" HPOS="580" VPOS="215" ID="st9-2"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl9-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="315" ID="st9-3"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="283" HPOS="266" VPOS="315" ID="st9-4"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="559" VPOS="315" ID="st9-5"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="85" HPOS="617" VPOS="315" ID="st9-6"/><SP/><String HEIGHT="31" CONTENT="stellte" WIDTH="87" HPOS="712" VPOS="315" ID="st9-7"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="809" VPOS="315" ID="st9-8"/><SP/><String HEIGHT="31" CONTENT="Februar" WIDTH="117" HPOS="854" VPOS="315" ID="st9-9"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="981" VPOS="315" ID="st9-10"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1065" VPOS="315" ID="st9-11"/><SP/><String HEIGHT="31" CONTENT="Kernpunkte" WIDTH="171" HPOS="1119" VPOS="315" ID="st9-12"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1300" VPOS="315" ID="st9-13"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="315" ID="st9-14"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl9-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetztes" WIDTH="476" HPOS="196" VPOS="365" ID="st9-15"/><String HEIGHT="31" CONTENT="(" WIDTH="18" HPOS="687" VPOS="365" ID="st9-16"/><String HEIGHT="31" CONTENT="VVG" WIDTH="56" HPOS="705" VPOS="365" ID="st9-17"/><String HEIGHT="31" CONTENT=")" WIDTH="19" HPOS="761" VPOS="365" ID="st9-18"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="794" VPOS="365" ID="st9-19"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="836" VPOS="365" ID="st9-20"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="864" VPOS="365" ID="st9-21"/><SP/><String HEIGHT="31" CONTENT="Gesetzesreform" WIDTH="237" HPOS="929" VPOS="365" ID="st9-22"/><SP/><String HEIGHT="31" CONTENT="verfolgt" WIDTH="109" HPOS="1181" VPOS="365" ID="st9-23"/><SP/><String HEIGHT="31" CONTENT="drei" WIDTH="55" HPOS="1305" VPOS="365" ID="st9-24"/><SP/><String HEIGHT="31" CONTENT="Ziele" WIDTH="67" HPOS="1375" VPOS="365" ID="st9-25"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="1442" VPOS="365" ID="st9-26"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl9-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Erstens" WIDTH="113" HPOS="196" VPOS="415" ID="st9-27"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="330" VPOS="415" ID="st9-28"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="400" VPOS="415" ID="st9-29"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="166" HPOS="466" VPOS="415" ID="st9-30"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="653" VPOS="415" ID="st9-31"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="729" VPOS="415" ID="st9-32"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="885" VPOS="415" ID="st9-33"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="954" VPOS="415" ID="st9-34"/><SP/><String HEIGHT="31" CONTENT="verbessert" WIDTH="155" HPOS="1162" VPOS="415" ID="st9-35"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1338" VPOS="415" ID="st9-36"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="415" ID="st9-37"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl9-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zweitens" WIDTH="134" HPOS="196" VPOS="465" ID="st9-38"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="49" HPOS="361" VPOS="465" ID="st9-39"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="441" VPOS="465" ID="st9-40"/><SP/><String HEIGHT="31" CONTENT="gerechter" WIDTH="141" HPOS="516" VPOS="465" ID="st9-41"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="296" HPOS="688" VPOS="465" ID="st9-42"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1015" VPOS="465" ID="st9-43"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1183" VPOS="465" ID="st9-44"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="465" ID="st9-45"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl9-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherern" WIDTH="189" HPOS="196" VPOS="515" ID="st9-46"/><SP/><String HEIGHT="31" CONTENT="gefördert" WIDTH="134" HPOS="431" VPOS="515" ID="st9-47"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="610" VPOS="515" ID="st9-48"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="712" VPOS="515" ID="st9-49"/><SP/><String HEIGHT="31" CONTENT="Drittens" WIDTH="115" HPOS="775" VPOS="515" ID="st9-50"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="935" VPOS="515" ID="st9-51"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1042" VPOS="515" ID="st9-52"/><SP/><String HEIGHT="31" CONTENT="Modernisierung" WIDTH="229" HPOS="1133" VPOS="515" ID="st9-53"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="515" ID="st9-54"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl9-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="301" HPOS="196" VPOS="565" ID="st9-55"/><SP/><String HEIGHT="31" CONTENT="angestrebt" WIDTH="151" HPOS="507" VPOS="565" ID="st9-56"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="658" VPOS="565" ID="st9-57"/><SP/><String HEIGHT="31" CONTENT="Informationstransparenz" WIDTH="359" HPOS="684" VPOS="565" ID="st9-58"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1053" VPOS="565" ID="st9-59"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1119" VPOS="565" ID="st9-60"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="119" HPOS="1192" VPOS="565" ID="st9-61"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1321" VPOS="565" ID="st9-62"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl9-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="196" VPOS="615" ID="st9-63"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="270" VPOS="615" ID="st9-64"/><SP/><String HEIGHT="31" CONTENT="Verbrauchersicht" WIDTH="252" HPOS="336" VPOS="615" ID="st9-65"/><SP/><String HEIGHT="31" CONTENT="dringend" WIDTH="130" HPOS="600" VPOS="615" ID="st9-66"/><SP/><String HEIGHT="31" CONTENT="erforderlich" WIDTH="162" HPOS="742" VPOS="615" ID="st9-67"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="904" VPOS="615" ID="st9-68"/><SP/><String HEIGHT="31" CONTENT="Studien" WIDTH="113" HPOS="931" VPOS="615" ID="st9-69"/><SP/><String HEIGHT="31" CONTENT="zeigen" WIDTH="91" HPOS="1056" VPOS="615" ID="st9-70"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1147" VPOS="615" ID="st9-71"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1176" VPOS="615" ID="st9-72"/><SP/><String HEIGHT="31" CONTENT="Unter" WIDTH="72" HPOS="1259" VPOS="615" ID="st9-73"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1331" VPOS="615" ID="st9-74"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1346" VPOS="615" ID="st9-75"/><SP/><String HEIGHT="31" CONTENT="Über" WIDTH="67" HPOS="1373" VPOS="615" ID="st9-76" SUBS_TYPE="HypPart1" SUBS_CONTENT="Überund"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl9-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="665" ID="st9-77" SUBS_TYPE="HypPart2" SUBS_CONTENT="Überund"/><SP/><String HEIGHT="31" CONTENT="Fehlversicherungen" WIDTH="293" HPOS="274" VPOS="665" ID="st9-78"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="589" VPOS="665" ID="st9-79"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="638" VPOS="665" ID="st9-80"/><SP/><String HEIGHT="31" CONTENT="weit" WIDTH="59" HPOS="846" VPOS="665" ID="st9-81"/><SP/><String HEIGHT="31" CONTENT="verbreitet" WIDTH="139" HPOS="927" VPOS="665" ID="st9-82"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1089" VPOS="665" ID="st9-83"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1145" VPOS="665" ID="st9-84"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="94" HPOS="1182" VPOS="665" ID="st9-85"/><SP/><String HEIGHT="31" CONTENT="finde" WIDTH="72" HPOS="1299" VPOS="665" ID="st9-86"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="665" ID="st9-87"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl9-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="umfassende" WIDTH="182" HPOS="196" VPOS="715" ID="st9-88"/><SP/><String HEIGHT="31" CONTENT="individuelle" WIDTH="165" HPOS="410" VPOS="715" ID="st9-89"/><SP/><String HEIGHT="31" CONTENT="Bedarfsanalyse" WIDTH="230" HPOS="607" VPOS="715" ID="st9-90"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="869" VPOS="715" ID="st9-91"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="993" VPOS="715" ID="st9-92"/><SP/><String HEIGHT="31" CONTENT="statt" WIDTH="60" HPOS="1095" VPOS="715" ID="st9-93"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1155" VPOS="715" ID="st9-94"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1200" VPOS="715" ID="st9-95"/><SP/><String HEIGHT="31" CONTENT="mangelnde" WIDTH="164" HPOS="1292" VPOS="715" ID="st9-96"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl9-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachwissen" WIDTH="176" HPOS="196" VPOS="765" ID="st9-97"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="397" VPOS="765" ID="st9-98"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="470" VPOS="765" ID="st9-99"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="678" VPOS="765" ID="st9-100"/><SP/><String HEIGHT="31" CONTENT="genutzt" WIDTH="104" HPOS="793" VPOS="765" ID="st9-101"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="897" VPOS="765" ID="st9-102"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="937" VPOS="765" ID="st9-103"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1008" VPOS="765" ID="st9-104"/><SP/><String HEIGHT="31" CONTENT="Gunsten" WIDTH="126" HPOS="1068" VPOS="765" ID="st9-105"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1219" VPOS="765" ID="st9-106"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="1297" VPOS="765" ID="st9-107"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl9-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="abzuschließen" WIDTH="208" HPOS="196" VPOS="815" ID="st9-108"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="404" VPOS="815" ID="st9-109"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="434" VPOS="815" ID="st9-110"/><SP/><String HEIGHT="31" CONTENT="Berufserfahrung" WIDTH="239" HPOS="497" VPOS="815" ID="st9-111"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="749" VPOS="815" ID="st9-112"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="848" VPOS="815" ID="st9-113"/><SP/><String HEIGHT="31" CONTENT="Sach" WIDTH="69" HPOS="905" VPOS="815" ID="st9-114"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="974" VPOS="815" ID="st9-115"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1005" VPOS="815" ID="st9-116"/><SP/><String HEIGHT="31" CONTENT="Fachkunde" WIDTH="165" HPOS="1074" VPOS="815" ID="st9-117"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1252" VPOS="815" ID="st9-118"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="1314" VPOS="815" ID="st9-119"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl9-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="196" VPOS="865" ID="st9-120"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="289" VPOS="865" ID="st9-121"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="378" VPOS="865" ID="st9-122"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="484" VPOS="865" ID="st9-123"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="650" VPOS="865" ID="st9-124"/><SP/><String HEIGHT="31" CONTENT="transparent" WIDTH="163" HPOS="770" VPOS="865" ID="st9-125"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="933" VPOS="865" ID="st9-126"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="998" VPOS="865" ID="st9-127"/><SP/><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="190" HPOS="1086" VPOS="865" ID="st9-128"/><SP/><String HEIGHT="31" CONTENT="zögerten" WIDTH="129" HPOS="1327" VPOS="865" ID="st9-129"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl9-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungskonzerne" WIDTH="351" HPOS="196" VPOS="915" ID="st9-130"/><SP/><String HEIGHT="31" CONTENT="Leistungszahlungen" WIDTH="297" HPOS="556" VPOS="915" ID="st9-131"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="863" VPOS="915" ID="st9-132"/><SP/><String HEIGHT="31" CONTENT="Gutachten" WIDTH="154" HPOS="956" VPOS="915" ID="st9-133"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1120" VPOS="915" ID="st9-134"/><SP/><String HEIGHT="31" CONTENT="Prozesse" WIDTH="139" HPOS="1185" VPOS="915" ID="st9-135"/><SP/><String HEIGHT="31" CONTENT="bewusst" WIDTH="122" HPOS="1334" VPOS="915" ID="st9-136"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl9-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hinaus" WIDTH="92" HPOS="196" VPOS="965" ID="st9-137"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="288" VPOS="965" ID="st9-138"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="322" VPOS="965" ID="st9-139"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="369" VPOS="965" ID="st9-140"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="435" VPOS="965" ID="st9-141"/><SP/><String HEIGHT="31" CONTENT="benachteiligten" WIDTH="224" HPOS="754" VPOS="965" ID="st9-142"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="997" VPOS="965" ID="st9-143"/><SP/><String HEIGHT="31" CONTENT="bestehenden" WIDTH="192" HPOS="1060" VPOS="965" ID="st9-144"/><SP/><String HEIGHT="31" CONTENT="gesetzlichen" WIDTH="185" HPOS="1271" VPOS="965" ID="st9-145"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl9-15" WIDTH="1080" HEIGHT="31"><String HEIGHT="31" CONTENT="Regeln" WIDTH="106" HPOS="196" VPOS="1015" ID="st9-146"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="311" VPOS="1015" ID="st9-147"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswerten" WIDTH="255" HPOS="356" VPOS="1015" ID="st9-148"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="621" VPOS="1015" ID="st9-149"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="686" VPOS="1015" ID="st9-150"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="741" VPOS="1015" ID="st9-151"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1087" VPOS="1015" ID="st9-152"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="106" HPOS="1152" VPOS="1015" ID="st9-153"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1258" VPOS="1015" ID="st9-154"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl9-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="61" HPOS="196" VPOS="1115" ID="st9-155"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="78" HPOS="274" VPOS="1115" ID="st9-156"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="368" VPOS="1115" ID="st9-157"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="698" VPOS="1115" ID="st9-158"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="744" VPOS="1115" ID="st9-159"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="178" HPOS="812" VPOS="1115" ID="st9-160"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="1007" VPOS="1115" ID="st9-161"/><SP/><String HEIGHT="31" CONTENT="Vielfältige" WIDTH="157" HPOS="1042" VPOS="1115" ID="st9-162"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="1216" VPOS="1115" ID="st9-163"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="1321" VPOS="1115" ID="st9-164"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="81" HPOS="1375" VPOS="1115" ID="st9-165"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl9-17" WIDTH="302" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="196" VPOS="1165" ID="st9-166"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl9-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Alle" WIDTH="56" HPOS="196" VPOS="1265" ID="st9-167"/><SP/><String HEIGHT="31" CONTENT="Diskussionsteilnehmer" WIDTH="333" HPOS="264" VPOS="1265" ID="st9-168"/><SP/><String HEIGHT="31" CONTENT="stimmen" WIDTH="126" HPOS="609" VPOS="1265" ID="st9-169"/><SP/><String HEIGHT="31" CONTENT="darin" WIDTH="74" HPOS="747" VPOS="1265" ID="st9-170"/><SP/><String HEIGHT="31" CONTENT="überein" WIDTH="105" HPOS="833" VPOS="1265" ID="st9-171"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="938" VPOS="1265" ID="st9-172"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="965" VPOS="1265" ID="st9-173"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1047" VPOS="1265" ID="st9-174"/><SP/><String HEIGHT="31" CONTENT="größeres" WIDTH="134" HPOS="1103" VPOS="1265" ID="st9-175"/><SP/><String HEIGHT="31" CONTENT="Gleichgewicht" WIDTH="207" HPOS="1249" VPOS="1265" ID="st9-176"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl9-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1315" ID="st9-177"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="273" VPOS="1315" ID="st9-178"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="408" VPOS="1315" ID="st9-179"/><SP/><String HEIGHT="31" CONTENT="Pflichten" WIDTH="128" HPOS="492" VPOS="1315" ID="st9-180"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="649" VPOS="1315" ID="st9-181"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="731" VPOS="1315" ID="st9-182"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1170" VPOS="1315" ID="st9-183"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="1254" VPOS="1315" ID="st9-184"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl9-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="herzustellen" WIDTH="180" HPOS="196" VPOS="1365" ID="st9-185"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="38" HPOS="393" VPOS="1365" ID="st9-186"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="431" VPOS="1365" ID="st9-187"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="461" VPOS="1365" ID="st9-188"/><SP/><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="211" HPOS="528" VPOS="1365" ID="st9-189"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="756" VPOS="1365" ID="st9-190"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="954" VPOS="1365" ID="st9-191"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="1050" VPOS="1365" ID="st9-192"/><SP/><String HEIGHT="31" CONTENT="keineswegs" WIDTH="175" HPOS="1165" VPOS="1365" ID="st9-193"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="1356" VPOS="1365" ID="st9-194"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1365" ID="st9-195"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl9-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherinteresse" WIDTH="312" HPOS="196" VPOS="1415" ID="st9-196"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="508" VPOS="1415" ID="st9-197"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="557" VPOS="1415" ID="st9-198"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="667" VPOS="1415" ID="st9-199"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="745" VPOS="1415" ID="st9-200"/><SP/><String HEIGHT="31" CONTENT="warte" WIDTH="82" HPOS="1132" VPOS="1415" ID="st9-201"/><SP/><String HEIGHT="31" CONTENT="dringend" WIDTH="130" HPOS="1247" VPOS="1415" ID="st9-202"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1415" ID="st9-203"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl9-22" WIDTH="313" HEIGHT="31"><String HEIGHT="31" CONTENT="juristische" WIDTH="149" HPOS="196" VPOS="1465" ID="st9-204"/><SP/><String HEIGHT="31" CONTENT="Reformen" WIDTH="137" HPOS="354" VPOS="1465" ID="st9-205"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="491" VPOS="1465" ID="st9-206"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl9-23" WIDTH="1013" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehr" WIDTH="80" HPOS="196" VPOS="1565" ID="st9-207"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="285" VPOS="1565" ID="st9-208"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="92" HPOS="597" VPOS="1565" ID="st9-209"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="126" HPOS="698" VPOS="1565" ID="st9-210"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="375" HPOS="834" VPOS="1565" ID="st9-211"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl9-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="1665" ID="st9-212"/><SP/><String HEIGHT="31" CONTENT="Optimierung" WIDTH="181" HPOS="281" VPOS="1665" ID="st9-213"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="480" VPOS="1665" ID="st9-214"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="343" HPOS="546" VPOS="1665" ID="st9-215"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="907" VPOS="1665" ID="st9-216"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="1002" VPOS="1665" ID="st9-217"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="1074" VPOS="1665" ID="st9-218"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1166" VPOS="1665" ID="st9-219"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1665" ID="st9-220" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungswirtschaft"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl9-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wirtschaft" WIDTH="141" HPOS="196" VPOS="1715" ID="st9-221" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungswirtschaft"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="353" VPOS="1715" ID="st9-222"/><SP/><String HEIGHT="31" CONTENT="Kerninformationen" WIDTH="273" HPOS="414" VPOS="1715" ID="st9-223"/><SP/><String HEIGHT="31" CONTENT="reduziert" WIDTH="130" HPOS="702" VPOS="1715" ID="st9-224"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="847" VPOS="1715" ID="st9-225"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="949" VPOS="1715" ID="st9-226"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="981" VPOS="1715" ID="st9-227"/><SP/><String HEIGHT="31" CONTENT="Versicherungsinteressenten" WIDTH="413" HPOS="1043" VPOS="1715" ID="st9-228"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl9-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1765" ID="st9-229"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="297" VPOS="1765" ID="st9-230"/><SP/><String HEIGHT="31" CONTENT="unnötigen" WIDTH="146" HPOS="371" VPOS="1765" ID="st9-231"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="547" VPOS="1765" ID="st9-232"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="781" VPOS="1765" ID="st9-233"/><SP/><String HEIGHT="31" CONTENT="belasten" WIDTH="120" HPOS="846" VPOS="1765" ID="st9-234"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="966" VPOS="1765" ID="st9-235"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="310" HPOS="1011" VPOS="1765" ID="st9-236"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="1351" VPOS="1765" ID="st9-237"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl9-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="130" HPOS="196" VPOS="1815" ID="st9-238"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="326" VPOS="1815" ID="st9-239"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="365" VPOS="1815" ID="st9-240"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="458" VPOS="1815" ID="st9-241"/><SP/><String HEIGHT="31" CONTENT="rechtzeitig" WIDTH="151" HPOS="596" VPOS="1815" ID="st9-242"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="770" VPOS="1815" ID="st9-243"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="66" HPOS="839" VPOS="1815" ID="st9-244"/><SP/><String HEIGHT="31" CONTENT="Vertragsentscheidung" WIDTH="324" HPOS="928" VPOS="1815" ID="st9-245"/><SP/><String HEIGHT="31" CONTENT="wahrhaftige" WIDTH="165" HPOS="1275" VPOS="1815" ID="st9-246"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1815" ID="st9-247"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl9-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="prägnante" WIDTH="144" HPOS="196" VPOS="1865" ID="st9-248"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="340" VPOS="1865" ID="st9-249"/><SP/><String HEIGHT="31" CONTENT="vollständige" WIDTH="176" HPOS="367" VPOS="1865" ID="st9-250"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="554" VPOS="1865" ID="st9-251"/><SP/><String HEIGHT="31" CONTENT="vergleichbare" WIDTH="200" HPOS="621" VPOS="1865" ID="st9-252"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="343" HPOS="832" VPOS="1865" ID="st9-253"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="115" HPOS="1186" VPOS="1865" ID="st9-254"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1301" VPOS="1865" ID="st9-255"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="129" HPOS="1327" VPOS="1865" ID="st9-256"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl9-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1915" ID="st9-257"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="353" HPOS="259" VPOS="1915" ID="st9-258"/><SP/><String HEIGHT="31" CONTENT="erklären" WIDTH="120" HPOS="627" VPOS="1915" ID="st9-259"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="761" VPOS="1915" ID="st9-260"/><SP/><String HEIGHT="31" CONTENT="bereit" WIDTH="78" HPOS="835" VPOS="1915" ID="st9-261"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="913" VPOS="1915" ID="st9-262"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="941" VPOS="1915" ID="st9-263"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1139" VPOS="1915" ID="st9-264"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1220" VPOS="1915" ID="st9-265"/><SP/><String HEIGHT="31" CONTENT="Entwicklung" WIDTH="177" HPOS="1279" VPOS="1915" ID="st9-266"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl9-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1965" ID="st9-267"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswerte" WIDTH="237" HPOS="261" VPOS="1965" ID="st9-268"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="515" VPOS="1965" ID="st9-269"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="587" VPOS="1965" ID="st9-270"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="652" VPOS="1965" ID="st9-271"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1006" VPOS="1965" ID="st9-272"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1049" VPOS="1965" ID="st9-273"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1114" VPOS="1965" ID="st9-274"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1965" ID="st9-275"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl9-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verständlicherer" WIDTH="237" HPOS="196" VPOS="2015" ID="st9-276"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="69" HPOS="446" VPOS="2015" ID="st9-277"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="515" VPOS="2015" ID="st9-278"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="546" VPOS="2015" ID="st9-279"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="560" VPOS="2015" ID="st9-280"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="575" VPOS="2015" ID="st9-281"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="589" VPOS="2015" ID="st9-282"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="616" VPOS="2015" ID="st9-283"/><SP/><String HEIGHT="31" CONTENT="Vermeidung" WIDTH="179" HPOS="713" VPOS="2015" ID="st9-284"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="905" VPOS="2015" ID="st9-285"/><SP/><String HEIGHT="31" CONTENT="Fachbegriffen" WIDTH="204" HPOS="971" VPOS="2015" ID="st9-286"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1188" VPOS="2015" ID="st9-287"/><SP/><String HEIGHT="31" CONTENT="Gestaltung" WIDTH="162" HPOS="1256" VPOS="2015" ID="st9-288"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="2015" ID="st9-289"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl9-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Frage" WIDTH="81" HPOS="196" VPOS="2065" ID="st9-290"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="277" VPOS="2065" ID="st9-291"/><String HEIGHT="31" CONTENT="Antwort" WIDTH="115" HPOS="293" VPOS="2065" ID="st9-292"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="408" VPOS="2065" ID="st9-293"/><String HEIGHT="31" CONTENT="Form" WIDTH="65" HPOS="424" VPOS="2065" ID="st9-294"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="489" VPOS="2065" ID="st9-295"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="517" VPOS="2065" ID="st9-296"/><SP/><String HEIGHT="31" CONTENT="unterrichten" WIDTH="171" HPOS="564" VPOS="2065" ID="st9-297"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="735" VPOS="2065" ID="st9-298"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="762" VPOS="2065" ID="st9-299"/><SP/><String HEIGHT="31" CONTENT="Forderung" WIDTH="146" HPOS="823" VPOS="2065" ID="st9-300"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="969" VPOS="2065" ID="st9-301"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="998" VPOS="2065" ID="st9-302"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1153" VPOS="2065" ID="st9-303"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="1211" VPOS="2065" ID="st9-304"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1389" VPOS="2065" ID="st9-305"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl9-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="2115" ID="st9-306"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="164" HPOS="267" VPOS="2115" ID="st9-307"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="446" VPOS="2115" ID="st9-308"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="338" HPOS="500" VPOS="2115" ID="st9-309"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="853" VPOS="2115" ID="st9-310"/><SP/><String HEIGHT="31" CONTENT="verpflichten" WIDTH="166" HPOS="904" VPOS="2115" ID="st9-311"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1070" VPOS="2115" ID="st9-312"/><SP/><String HEIGHT="31" CONTENT="lehnt" WIDTH="72" HPOS="1099" VPOS="2115" ID="st9-313"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1187" VPOS="2115" ID="st9-314"/><SP/><String HEIGHT="31" CONTENT="Bundesjustiz" WIDTH="185" HPOS="1256" VPOS="2115" ID="st9-315" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesjustiz1"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="2115" HEIGHT="31"/></TextLine><TextLine HPOS="1438" VPOS="2207" ID="tl9-34" WIDTH="18" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="18" HPOS="1438" VPOS="2207" ID="st9-316" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesjustiz1"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="10" ID="p592524" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592524" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592524" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl10-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ministerium" WIDTH="171" HPOS="196" VPOS="215" ID="st10-0"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="382" VPOS="215" ID="st10-1"/><SP/><String HEIGHT="31" CONTENT="unvereinbar" WIDTH="177" HPOS="439" VPOS="215" ID="st10-2"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="631" VPOS="215" ID="st10-3"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="690" VPOS="215" ID="st10-4"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="31" HPOS="753" VPOS="215" ID="st10-5"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="784" VPOS="215" ID="st10-6"/><String HEIGHT="31" CONTENT="Lebensversicherungsrichtlinie" WIDTH="451" HPOS="799" VPOS="215" ID="st10-7"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1265" VPOS="215" ID="st10-8"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1335" VPOS="215" ID="st10-9"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="215" ID="st10-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl10-1" WIDTH="410" HEIGHT="31"><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="196" VPOS="265" ID="st10-11"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="291" VPOS="265" ID="st10-12"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="363" VPOS="265" ID="st10-13"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="30" HPOS="560" VPOS="265" ID="st10-14"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="590" VPOS="265" ID="st10-15"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl10-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehr" WIDTH="80" HPOS="196" VPOS="365" ID="st10-16"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="286" VPOS="365" ID="st10-17"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="93" HPOS="598" VPOS="365" ID="st10-18"/><SP/><String HEIGHT="31" CONTENT="faire" WIDTH="70" HPOS="701" VPOS="365" ID="st10-19"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="103" HPOS="781" VPOS="365" ID="st10-20"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="884" VPOS="365" ID="st10-21"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="901" VPOS="365" ID="st10-22"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="99" HPOS="929" VPOS="365" ID="st10-23"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1028" VPOS="365" ID="st10-24"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1045" VPOS="365" ID="st10-25"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeits" WIDTH="296" HPOS="1072" VPOS="365" ID="st10-26"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1368" VPOS="365" ID="st10-27"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1395" VPOS="365" ID="st10-28"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl10-3" WIDTH="382" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenversicherungen" WIDTH="382" HPOS="196" VPOS="415" ID="st10-29"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl10-4" WIDTH="753" HEIGHT="31"><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="196" VPOS="515" ID="st10-30"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="543" VPOS="515" ID="st10-31"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswerte" WIDTH="341" HPOS="608" VPOS="515" ID="st10-32"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl10-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Dem" WIDTH="71" HPOS="196" VPOS="615" ID="st10-33"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="282" VPOS="615" ID="st10-34"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="512" VPOS="615" ID="st10-35"/><SP/><String HEIGHT="31" CONTENT="VVG" WIDTH="71" HPOS="580" VPOS="615" ID="st10-36"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="666" VPOS="615" ID="st10-37"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="788" VPOS="615" ID="st10-38"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="850" VPOS="615" ID="st10-39"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="913" VPOS="615" ID="st10-40"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="1254" VPOS="615" ID="st10-41"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="615" ID="st10-42"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl10-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="665" ID="st10-43"/><SP/><String HEIGHT="31" CONTENT="Teil" WIDTH="54" HPOS="265" VPOS="665" ID="st10-44"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="90" HPOS="332" VPOS="665" ID="st10-45"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="293" HPOS="435" VPOS="665" ID="st10-46"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="728" VPOS="665" ID="st10-47"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="758" VPOS="665" ID="st10-48"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="826" VPOS="665" ID="st10-49"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="893" VPOS="665" ID="st10-50"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1316" VPOS="665" ID="st10-51"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="665" ID="st10-52"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl10-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="196" VPOS="715" ID="st10-53"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="325" HPOS="272" VPOS="715" ID="st10-54"/><SP/><String HEIGHT="31" CONTENT="eingezahlten" WIDTH="189" HPOS="610" VPOS="715" ID="st10-55"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="811" VPOS="715" ID="st10-56"/><SP/><String HEIGHT="31" CONTENT="erwirtschaftet" WIDTH="198" HPOS="948" VPOS="715" ID="st10-57"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="1158" VPOS="715" ID="st10-58"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1200" VPOS="715" ID="st10-59"/><SP/><String HEIGHT="31" CONTENT="Dieses" WIDTH="102" HPOS="1226" VPOS="715" ID="st10-60"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="1340" VPOS="715" ID="st10-61"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1406" VPOS="715" ID="st10-62"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl10-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erreicht" WIDTH="111" HPOS="196" VPOS="765" ID="st10-63"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="333" VPOS="765" ID="st10-64"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="434" VPOS="765" ID="st10-65"/><SP/><String HEIGHT="31" CONTENT="indem" WIDTH="91" HPOS="477" VPOS="765" ID="st10-66"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="593" VPOS="765" ID="st10-67"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="667" VPOS="765" ID="st10-68"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="1018" VPOS="765" ID="st10-69"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1235" VPOS="765" ID="st10-70"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1297" VPOS="765" ID="st10-71"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1371" VPOS="765" ID="st10-72"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl10-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Reserve" WIDTH="124" HPOS="196" VPOS="815" ID="st10-73"/><SP/><String HEIGHT="31" CONTENT="beteiligt" WIDTH="115" HPOS="340" VPOS="815" ID="st10-74"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="475" VPOS="815" ID="st10-75"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="531" VPOS="815" ID="st10-76"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="565" VPOS="815" ID="st10-77"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="613" VPOS="815" ID="st10-78"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="161" HPOS="681" VPOS="815" ID="st10-79"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="862" VPOS="815" ID="st10-80"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="894" VPOS="815" ID="st10-81"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="925" VPOS="815" ID="st10-82"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschussbeteiligung" WIDTH="448" HPOS="1008" VPOS="815" ID="st10-83"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl10-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ausdrücklich" WIDTH="185" HPOS="196" VPOS="865" ID="st10-84"/><SP/><String HEIGHT="31" CONTENT="zuzulassen" WIDTH="167" HPOS="394" VPOS="865" ID="st10-85"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="574" VPOS="865" ID="st10-86"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="643" VPOS="865" ID="st10-87"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="704" VPOS="865" ID="st10-88"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1051" VPOS="865" ID="st10-89"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1110" VPOS="865" ID="st10-90"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="1203" VPOS="865" ID="st10-91"/><SP/><String HEIGHT="31" CONTENT="finanzielle" WIDTH="148" HPOS="1308" VPOS="865" ID="st10-92"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl10-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sicherheitspuffer" WIDTH="250" HPOS="196" VPOS="915" ID="st10-93"/><SP/><String HEIGHT="31" CONTENT="einzuräumen" WIDTH="185" HPOS="472" VPOS="915" ID="st10-94"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="657" VPOS="915" ID="st10-95"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="700" VPOS="915" ID="st10-96"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="776" VPOS="915" ID="st10-97"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1156" VPOS="915" ID="st10-98"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1236" VPOS="915" ID="st10-99"/><SP/><String HEIGHT="31" CONTENT="getroffene" WIDTH="150" HPOS="1306" VPOS="915" ID="st10-100"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl10-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="196" VPOS="965" ID="st10-101"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="363" VPOS="965" ID="st10-102"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="426" VPOS="965" ID="st10-103"/><SP/><String HEIGHT="31" CONTENT="rigide" WIDTH="81" HPOS="485" VPOS="965" ID="st10-104"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="590" VPOS="965" ID="st10-105"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="670" VPOS="965" ID="st10-106"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="764" VPOS="965" ID="st10-107"/><SP/><String HEIGHT="31" CONTENT="Solvenz" WIDTH="119" HPOS="832" VPOS="965" ID="st10-108"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="975" VPOS="965" ID="st10-109"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="1047" VPOS="965" ID="st10-110"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl10-13" WIDTH="151" HEIGHT="31"><String HEIGHT="31" CONTENT="gefährdet" WIDTH="135" HPOS="196" VPOS="1015" ID="st10-111"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="331" VPOS="1015" ID="st10-112"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl10-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1115" ID="st10-113"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="333" HPOS="269" VPOS="1115" ID="st10-114"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="624" VPOS="1115" ID="st10-115"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="697" VPOS="1115" ID="st10-116"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="766" VPOS="1115" ID="st10-117"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="833" VPOS="1115" ID="st10-118"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="909" VPOS="1115" ID="st10-119"/><SP/><String HEIGHT="31" CONTENT="Gerichtsurteilen" WIDTH="234" HPOS="987" VPOS="1115" ID="st10-120"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1243" VPOS="1115" ID="st10-121"/><SP/><String HEIGHT="31" CONTENT="Mindest" WIDTH="112" HPOS="1328" VPOS="1115" ID="st10-122" SUBS_TYPE="HypPart1" SUBS_CONTENT="Mindestrückkaufswert"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl10-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rückkaufswert" WIDTH="206" HPOS="196" VPOS="1165" ID="st10-123" SUBS_TYPE="HypPart2" SUBS_CONTENT="Mindestrückkaufswert"/><SP/><String HEIGHT="31" CONTENT="betroffenen" WIDTH="169" HPOS="413" VPOS="1165" ID="st10-124"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="188" HPOS="593" VPOS="1165" ID="st10-125"/><SP/><String HEIGHT="31" CONTENT="aktiv" WIDTH="68" HPOS="792" VPOS="1165" ID="st10-126"/><SP/><String HEIGHT="31" CONTENT="zugehen" WIDTH="119" HPOS="872" VPOS="1165" ID="st10-127"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="991" VPOS="1165" ID="st10-128"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="1021" VPOS="1165" ID="st10-129"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="302" HPOS="1138" VPOS="1165" ID="st10-130"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1165" ID="st10-131"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl10-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachjournalisten" WIDTH="245" HPOS="196" VPOS="1215" ID="st10-132"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="473" VPOS="1215" ID="st10-133"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="130" HPOS="560" VPOS="1215" ID="st10-134"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="722" VPOS="1215" ID="st10-135"/><SP/><String HEIGHT="31" CONTENT="Wissenschaft" WIDTH="191" HPOS="802" VPOS="1215" ID="st10-136"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="993" VPOS="1215" ID="st10-137"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1041" VPOS="1215" ID="st10-138"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="333" HPOS="1123" VPOS="1215" ID="st10-139"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl10-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="argumentiert" WIDTH="180" HPOS="196" VPOS="1265" ID="st10-140"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="376" VPOS="1265" ID="st10-141"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="407" VPOS="1265" ID="st10-142"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="72" HPOS="491" VPOS="1265" ID="st10-143"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="578" VPOS="1265" ID="st10-144"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="655" VPOS="1265" ID="st10-145"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="750" VPOS="1265" ID="st10-146"/><SP/><String HEIGHT="31" CONTENT="Rechtspflicht" WIDTH="191" HPOS="844" VPOS="1265" ID="st10-147"/><SP/><String HEIGHT="31" CONTENT="bestehe" WIDTH="112" HPOS="1049" VPOS="1265" ID="st10-148"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1161" VPOS="1265" ID="st10-149"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1191" VPOS="1265" ID="st10-150"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1266" VPOS="1265" ID="st10-151"/><SP/><String HEIGHT="31" CONTENT="zweiten" WIDTH="113" HPOS="1343" VPOS="1265" ID="st10-152"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl10-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1315" ID="st10-153"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="256" VPOS="1315" ID="st10-154"/><SP/><String HEIGHT="31" CONTENT="erheblichen" WIDTH="173" HPOS="361" VPOS="1315" ID="st10-155"/><SP/><String HEIGHT="31" CONTENT="Ermittlungsaufwand" WIDTH="292" HPOS="549" VPOS="1315" ID="st10-156"/><SP/><String HEIGHT="31" CONTENT="verbunden" WIDTH="158" HPOS="856" VPOS="1315" ID="st10-157"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1029" VPOS="1315" ID="st10-158"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1087" VPOS="1315" ID="st10-159"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1157" VPOS="1315" ID="st10-160"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1215" VPOS="1315" ID="st10-161"/><SP/><String HEIGHT="31" CONTENT="dritten" WIDTH="93" HPOS="1293" VPOS="1315" ID="st10-162"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1315" ID="st10-163"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl10-19" WIDTH="1112" HEIGHT="31"><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="196" VPOS="1365" ID="st10-164"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="361" VPOS="1365" ID="st10-165"/><SP/><String HEIGHT="31" CONTENT="Aktionäre" WIDTH="140" HPOS="419" VPOS="1365" ID="st10-166"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="569" VPOS="1365" ID="st10-167"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="633" VPOS="1365" ID="st10-168"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="385" HPOS="691" VPOS="1365" ID="st10-169"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="161" HPOS="1086" VPOS="1365" ID="st10-170"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1256" VPOS="1365" ID="st10-171"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1295" VPOS="1365" ID="st10-172"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl10-20" WIDTH="1014" HEIGHT="31"><String HEIGHT="31" CONTENT="Keine" WIDTH="86" HPOS="196" VPOS="1465" ID="st10-173"/><SP/><String HEIGHT="31" CONTENT="Vorzugsbehandlung" WIDTH="296" HPOS="291" VPOS="1465" ID="st10-174"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="597" VPOS="1465" ID="st10-175"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="645" VPOS="1465" ID="st10-176"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlage" WIDTH="202" HPOS="699" VPOS="1465" ID="st10-177"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="910" VPOS="1465" ID="st10-178"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl10-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="196" VPOS="1565" ID="st10-179"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="239" VPOS="1565" ID="st10-180"/><SP/><String HEIGHT="31" CONTENT="Wissenschaft" WIDTH="198" HPOS="302" VPOS="1565" ID="st10-181"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="515" VPOS="1565" ID="st10-182"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="128" HPOS="591" VPOS="1565" ID="st10-183"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="719" VPOS="1565" ID="st10-184"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="749" VPOS="1565" ID="st10-185"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1101" VPOS="1565" ID="st10-186"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlagerecht" WIDTH="276" HPOS="1180" VPOS="1565" ID="st10-187"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl10-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="1615" ID="st10-188"/><SP/><String HEIGHT="31" CONTENT="unterstellen" WIDTH="173" HPOS="254" VPOS="1615" ID="st10-189"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="449" VPOS="1615" ID="st10-190"/><SP/><String HEIGHT="31" CONTENT="somit" WIDTH="79" HPOS="528" VPOS="1615" ID="st10-191"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="630" VPOS="1615" ID="st10-192"/><SP/><String HEIGHT="31" CONTENT="Vorzugsbehandlung" WIDTH="296" HPOS="697" VPOS="1615" ID="st10-193"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="160" HPOS="1016" VPOS="1615" ID="st10-194"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1198" VPOS="1615" ID="st10-195"/><SP/><String HEIGHT="31" CONTENT="Kapital" WIDTH="99" HPOS="1343" VPOS="1615" ID="st10-196" SUBS_TYPE="HypPart1" SUBS_CONTENT="Kapitalanlagen"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl10-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anlagen" WIDTH="119" HPOS="196" VPOS="1665" ID="st10-197" SUBS_TYPE="HypPart2" SUBS_CONTENT="Kapitalanlagen"/><SP/><String HEIGHT="31" CONTENT="aufzuheben" WIDTH="166" HPOS="328" VPOS="1665" ID="st10-198"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="494" VPOS="1665" ID="st10-199"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="524" VPOS="1665" ID="st10-200"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="587" VPOS="1665" ID="st10-201"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="680" VPOS="1665" ID="st10-202"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="785" VPOS="1665" ID="st10-203"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="889" VPOS="1665" ID="st10-204"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="950" VPOS="1665" ID="st10-205"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1017" VPOS="1665" ID="st10-206"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1086" VPOS="1665" ID="st10-207"/><SP/><String HEIGHT="31" CONTENT="eingezahlte" WIDTH="170" HPOS="1286" VPOS="1665" ID="st10-208"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl10-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kapitalstock" WIDTH="180" HPOS="196" VPOS="1715" ID="st10-209"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="388" VPOS="1715" ID="st10-210"/><SP/><String HEIGHT="31" CONTENT="Unternehmensvermögen" WIDTH="367" HPOS="463" VPOS="1715" ID="st10-211"/><SP/><String HEIGHT="31" CONTENT="getrennt" WIDTH="123" HPOS="842" VPOS="1715" ID="st10-212"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="977" VPOS="1715" ID="st10-213"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1045" VPOS="1715" ID="st10-214"/><SP/><String HEIGHT="31" CONTENT="erhielten" WIDTH="128" HPOS="1240" VPOS="1715" ID="st10-215"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="1715" ID="st10-216"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl10-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="196" VPOS="1765" ID="st10-217"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="409" VPOS="1765" ID="st10-218"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="502" VPOS="1765" ID="st10-219"/><SP/><String HEIGHT="31" CONTENT="Sparanteil" WIDTH="150" HPOS="584" VPOS="1765" ID="st10-220"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="760" VPOS="1765" ID="st10-221"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="841" VPOS="1765" ID="st10-222"/><SP/><String HEIGHT="31" CONTENT="Garantieverzinsung" WIDTH="289" HPOS="912" VPOS="1765" ID="st10-223"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="66" HPOS="1227" VPOS="1765" ID="st10-224"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="121" HPOS="1319" VPOS="1765" ID="st10-225"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1765" ID="st10-226"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl10-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="310" HPOS="196" VPOS="1815" ID="st10-227"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="106" HPOS="523" VPOS="1815" ID="st10-228"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="647" VPOS="1815" ID="st10-229"/><SP/><String HEIGHT="31" CONTENT="Gleichbehandlung" WIDTH="269" HPOS="727" VPOS="1815" ID="st10-230"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="1014" VPOS="1815" ID="st10-231"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorgeformen" WIDTH="319" HPOS="1094" VPOS="1815" ID="st10-232"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1815" ID="st10-233"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl10-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bezug" WIDTH="95" HPOS="196" VPOS="1865" ID="st10-234"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="314" VPOS="1865" ID="st10-235"/><SP/><String HEIGHT="31" CONTENT="Besteuerung" WIDTH="181" HPOS="383" VPOS="1865" ID="st10-236"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="564" VPOS="1865" ID="st10-237"/><SP/><String HEIGHT="31" CONTENT="Sozialabgaben" WIDTH="221" HPOS="604" VPOS="1865" ID="st10-238"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="848" VPOS="1865" ID="st10-239"/><SP/><String HEIGHT="31" CONTENT="Pfändungsschutz" WIDTH="256" HPOS="926" VPOS="1865" ID="st10-240"/><SP/><String HEIGHT="31" CONTENT="unabhängig" WIDTH="175" HPOS="1205" VPOS="1865" ID="st10-241"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="1865" ID="st10-242"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl10-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorsorgeform" WIDTH="194" HPOS="196" VPOS="1915" ID="st10-243"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="390" VPOS="1915" ID="st10-244"/><SP/><String HEIGHT="31" CONTENT="Durchführungsweg" WIDTH="280" HPOS="429" VPOS="1915" ID="st10-245"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="730" VPOS="1915" ID="st10-246"/><SP/><String HEIGHT="31" CONTENT="Beschäftigungsstatus" WIDTH="311" HPOS="807" VPOS="1915" ID="st10-247"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1118" VPOS="1915" ID="st10-248"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1155" VPOS="1915" ID="st10-249"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="1360" VPOS="1915" ID="st10-250"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl10-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="196" VPOS="1965" ID="st10-251"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="269" VPOS="1965" ID="st10-252"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="326" VPOS="1965" ID="st10-253"/><SP/><String HEIGHT="31" CONTENT="Produktauswahl" WIDTH="237" HPOS="387" VPOS="1965" ID="st10-254"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="637" VPOS="1965" ID="st10-255"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="696" VPOS="1965" ID="st10-256"/><SP/><String HEIGHT="31" CONTENT="Qualität" WIDTH="115" HPOS="754" VPOS="1965" ID="st10-257"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="882" VPOS="1965" ID="st10-258"/><SP/><String HEIGHT="31" CONTENT="Angebotes" WIDTH="159" HPOS="949" VPOS="1965" ID="st10-259"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1121" VPOS="1965" ID="st10-260"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1190" VPOS="1965" ID="st10-261"/><SP/><String HEIGHT="31" CONTENT="Eignung" WIDTH="122" HPOS="1282" VPOS="1965" ID="st10-262"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1965" ID="st10-263"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl10-30" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="196" VPOS="2015" ID="st10-264"/><SP/><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="176" HPOS="264" VPOS="2015" ID="st10-265"/><SP/><String HEIGHT="31" CONTENT="konzentrieren" WIDTH="201" HPOS="452" VPOS="2015" ID="st10-266"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="665" VPOS="2015" ID="st10-267"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="767" VPOS="2015" ID="st10-268"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="796" VPOS="2015" ID="st10-269"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="856" VPOS="2015" ID="st10-270"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="965" VPOS="2015" ID="st10-271"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="1047" VPOS="2015" ID="st10-272"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1191" VPOS="2015" ID="st10-273"/><SP/><String HEIGHT="31" CONTENT="steuerlichen" WIDTH="180" HPOS="1277" VPOS="2015" ID="st10-274"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl10-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorzugsbehandlung" WIDTH="297" HPOS="196" VPOS="2065" ID="st10-275"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="509" VPOS="2065" ID="st10-276"/><SP/><String HEIGHT="31" CONTENT="langfristige" WIDTH="162" HPOS="551" VPOS="2065" ID="st10-277"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="729" VPOS="2065" ID="st10-278"/><SP/><String HEIGHT="31" CONTENT="gelockt" WIDTH="106" HPOS="873" VPOS="2065" ID="st10-279"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="995" VPOS="2065" ID="st10-280"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1097" VPOS="2065" ID="st10-281"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1130" VPOS="2065" ID="st10-282"/><SP/><String HEIGHT="31" CONTENT="unterschiedlichen" WIDTH="259" HPOS="1197" VPOS="2065" ID="st10-283"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl10-32" WIDTH="19" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="19" HPOS="196" VPOS="2207" ID="st10-284"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="11" ID="p592525" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592525" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592525" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl11-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="staatlichen" WIDTH="160" HPOS="196" VPOS="215" ID="st11-0"/><SP/><String HEIGHT="31" CONTENT="Förderbedingungen" WIDTH="290" HPOS="383" VPOS="215" ID="st11-1"/><SP/><String HEIGHT="31" CONTENT="bedingten" WIDTH="146" HPOS="701" VPOS="215" ID="st11-2"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="100" HPOS="874" VPOS="215" ID="st11-3"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1001" VPOS="215" ID="st11-4"/><SP/><String HEIGHT="31" CONTENT="faktischen" WIDTH="150" HPOS="1110" VPOS="215" ID="st11-5"/><SP/><String HEIGHT="31" CONTENT="Ausschluss" WIDTH="169" HPOS="1287" VPOS="215" ID="st11-6"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl11-1" WIDTH="1175" HEIGHT="31"><String HEIGHT="31" CONTENT="bestimmter" WIDTH="165" HPOS="196" VPOS="265" ID="st11-7"/><SP/><String HEIGHT="31" CONTENT="Bevölkerungsteile" WIDTH="263" HPOS="371" VPOS="265" ID="st11-8"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="643" VPOS="265" ID="st11-9"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="706" VPOS="265" ID="st11-10"/><SP/><String HEIGHT="31" CONTENT="Förderung" WIDTH="146" HPOS="763" VPOS="265" ID="st11-11"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="909" VPOS="265" ID="st11-12"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="936" VPOS="265" ID="st11-13"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="995" VPOS="265" ID="st11-14"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1009" VPOS="265" ID="st11-15"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1023" VPOS="265" ID="st11-16"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1037" VPOS="265" ID="st11-17"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1062" VPOS="265" ID="st11-18"/><SP/><String HEIGHT="31" CONTENT="Selbstständigen" WIDTH="230" HPOS="1125" VPOS="265" ID="st11-19"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1355" VPOS="265" ID="st11-20"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl11-2" WIDTH="453" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbot" WIDTH="98" HPOS="196" VPOS="365" ID="st11-21"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="304" VPOS="365" ID="st11-22"/><SP/><String HEIGHT="31" CONTENT="Gesundheitsfragen" WIDTH="282" HPOS="367" VPOS="365" ID="st11-23"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl11-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ferner" WIDTH="98" HPOS="196" VPOS="465" ID="st11-24"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="304" VPOS="465" ID="st11-25"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="419" VPOS="465" ID="st11-26"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="171" HPOS="738" VPOS="465" ID="st11-27"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="909" VPOS="465" ID="st11-28"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="936" VPOS="465" ID="st11-29"/><SP/><String HEIGHT="31" CONTENT="allen" WIDTH="70" HPOS="990" VPOS="465" ID="st11-30"/><SP/><String HEIGHT="31" CONTENT="Menschen" WIDTH="154" HPOS="1070" VPOS="465" ID="st11-31"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1233" VPOS="465" ID="st11-32"/><SP/><String HEIGHT="31" CONTENT="Zugang" WIDTH="113" HPOS="1298" VPOS="465" ID="st11-33"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="465" ID="st11-34"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl11-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufsunfähigkeits" WIDTH="270" HPOS="196" VPOS="515" ID="st11-35"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="466" VPOS="515" ID="st11-36"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="511" VPOS="515" ID="st11-37"/><SP/><String HEIGHT="31" CONTENT="substitutiven" WIDTH="185" HPOS="595" VPOS="515" ID="st11-38"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="810" VPOS="515" ID="st11-39"/><SP/><String HEIGHT="31" CONTENT="Krankenvoll" WIDTH="169" HPOS="957" VPOS="515" ID="st11-40"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1126" VPOS="515" ID="st11-41"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1172" VPOS="515" ID="st11-42"/><SP/><String HEIGHT="31" CONTENT="Krankentage" WIDTH="184" HPOS="1256" VPOS="515" ID="st11-43" SUBS_TYPE="HypPart1" SUBS_CONTENT="Krankentagegeldversicherungen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl11-5" WIDTH="1116" HEIGHT="31"><String HEIGHT="31" CONTENT="geldversicherungen" WIDTH="291" HPOS="196" VPOS="565" ID="st11-44" SUBS_TYPE="HypPart2" SUBS_CONTENT="Krankentagegeldversicherungen"/><SP/><String HEIGHT="31" CONTENT="eröffnen" WIDTH="116" HPOS="497" VPOS="565" ID="st11-45"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="613" VPOS="565" ID="st11-46"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="638" VPOS="565" ID="st11-47"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="652" VPOS="565" ID="st11-48"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="666" VPOS="565" ID="st11-49"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="680" VPOS="565" ID="st11-50"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="704" VPOS="565" ID="st11-51"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="797" VPOS="565" ID="st11-52"/><SP/><String HEIGHT="31" CONTENT="Verbot" WIDTH="98" HPOS="851" VPOS="565" ID="st11-53"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="958" VPOS="565" ID="st11-54"/><SP/><String HEIGHT="31" CONTENT="Gesundheitsfragen" WIDTH="274" HPOS="1021" VPOS="565" ID="st11-55"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1295" VPOS="565" ID="st11-56"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl11-6" WIDTH="819" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehr" WIDTH="80" HPOS="196" VPOS="665" ID="st11-57"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="285" VPOS="665" ID="st11-58"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="92" HPOS="597" VPOS="665" ID="st11-59"/><SP/><String HEIGHT="31" CONTENT="optimierte" WIDTH="162" HPOS="698" VPOS="665" ID="st11-60"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="146" HPOS="869" VPOS="665" ID="st11-61"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl11-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="765" ID="st11-62"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="28" HPOS="280" VPOS="765" ID="st11-63"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="308" VPOS="765" ID="st11-64"/><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="280" HPOS="322" VPOS="765" ID="st11-65"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="636" VPOS="765" ID="st11-66"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="740" VPOS="765" ID="st11-67"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="226" HPOS="837" VPOS="765" ID="st11-68"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1097" VPOS="765" ID="st11-69"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1170" VPOS="765" ID="st11-70"/><SP/><String HEIGHT="31" CONTENT="Tätigkeit" WIDTH="126" HPOS="1248" VPOS="765" ID="st11-71"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="765" ID="st11-72"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl11-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="196" VPOS="815" ID="st11-73"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="596" VPOS="815" ID="st11-74"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="637" VPOS="815" ID="st11-75"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="674" VPOS="815" ID="st11-76"/><SP/><String HEIGHT="31" CONTENT="Erlaubnis" WIDTH="139" HPOS="748" VPOS="815" ID="st11-77"/><SP/><String HEIGHT="31" CONTENT="darf" WIDTH="57" HPOS="910" VPOS="815" ID="st11-78"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="991" VPOS="815" ID="st11-79"/><SP/><String HEIGHT="31" CONTENT="erteilt" WIDTH="82" HPOS="1062" VPOS="815" ID="st11-80"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1167" VPOS="815" ID="st11-81"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1269" VPOS="815" ID="st11-82"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1309" VPOS="815" ID="st11-83"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="815" ID="st11-84"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl11-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="865" ID="st11-85"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="351" VPOS="865" ID="st11-86"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="427" VPOS="865" ID="st11-87"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="179" HPOS="648" VPOS="865" ID="st11-88"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="827" VPOS="865" ID="st11-89"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="853" VPOS="865" ID="st11-90"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="430" HPOS="929" VPOS="865" ID="st11-91"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1371" VPOS="865" ID="st11-92"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl11-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="196" VPOS="915" ID="st11-93"/><SP/><String HEIGHT="31" CONTENT="guten" WIDTH="84" HPOS="296" VPOS="915" ID="st11-94"/><SP/><String HEIGHT="31" CONTENT="Leumund" WIDTH="138" HPOS="399" VPOS="915" ID="st11-95"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="556" VPOS="915" ID="st11-96"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="641" VPOS="915" ID="st11-97"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="130" HPOS="677" VPOS="915" ID="st11-98"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="825" VPOS="915" ID="st11-99"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="56" HPOS="892" VPOS="915" ID="st11-100"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="967" VPOS="915" ID="st11-101"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1041" VPOS="915" ID="st11-102"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="1108" VPOS="915" ID="st11-103"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl11-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verurteilen" WIDTH="156" HPOS="196" VPOS="965" ID="st11-104"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="375" VPOS="965" ID="st11-105"/><SP/><String HEIGHT="31" CONTENT="Systemwechsel" WIDTH="231" HPOS="453" VPOS="965" ID="st11-106"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="707" VPOS="965" ID="st11-107"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="784" VPOS="965" ID="st11-108"/><SP/><String HEIGHT="31" CONTENT="erlaubnisfreien" WIDTH="219" HPOS="897" VPOS="965" ID="st11-109"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1138" VPOS="965" ID="st11-110"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1196" VPOS="965" ID="st11-111"/><SP/><String HEIGHT="31" CONTENT="erlaubnis" WIDTH="133" HPOS="1309" VPOS="965" ID="st11-112" SUBS_TYPE="HypPart1" SUBS_CONTENT="erlaubnispflichtigen"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="965" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl11-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="pflichtigen" WIDTH="150" HPOS="196" VPOS="1015" ID="st11-113" SUBS_TYPE="HypPart2" SUBS_CONTENT="erlaubnispflichtigen"/><SP/><String HEIGHT="31" CONTENT="Gewerbe" WIDTH="135" HPOS="364" VPOS="1015" ID="st11-114"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="516" VPOS="1015" ID="st11-115"/><SP/><String HEIGHT="31" CONTENT="Eingriff" WIDTH="104" HPOS="576" VPOS="1015" ID="st11-116"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="697" VPOS="1015" ID="st11-117"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="740" VPOS="1015" ID="st11-118"/><SP/><String HEIGHT="31" CONTENT="Gewerbefreiheit" WIDTH="228" HPOS="802" VPOS="1015" ID="st11-119"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1030" VPOS="1015" ID="st11-120"/><SP/><String HEIGHT="31" CONTENT="Ebenso" WIDTH="113" HPOS="1064" VPOS="1015" ID="st11-121"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1194" VPOS="1015" ID="st11-122"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="1262" VPOS="1015" ID="st11-123" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucherschützer"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl11-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schützer" WIDTH="126" HPOS="196" VPOS="1065" ID="st11-124" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucherschützer"/><SP/><String HEIGHT="31" CONTENT="kritisieren" WIDTH="142" HPOS="349" VPOS="1065" ID="st11-125"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="38" HPOS="518" VPOS="1065" ID="st11-126"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="556" VPOS="1065" ID="st11-127"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="596" VPOS="1065" ID="st11-128"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="693" VPOS="1065" ID="st11-129"/><SP/><String HEIGHT="31" CONTENT="zahlreiche" WIDTH="152" HPOS="802" VPOS="1065" ID="st11-130"/><SP/><String HEIGHT="31" CONTENT="Ausnahmeregelungen" WIDTH="326" HPOS="981" VPOS="1065" ID="st11-131"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1333" VPOS="1065" ID="st11-132"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1347" VPOS="1065" ID="st11-133"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1362" VPOS="1065" ID="st11-134"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1376" VPOS="1065" ID="st11-135"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1065" ID="st11-136"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl11-14" WIDTH="1219" HEIGHT="31"><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="211" HPOS="196" VPOS="1115" ID="st11-137"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="417" VPOS="1115" ID="st11-138"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="474" VPOS="1115" ID="st11-139"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="504" VPOS="1115" ID="st11-140"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="19" HPOS="528" VPOS="1115" ID="st11-141"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="556" VPOS="1115" ID="st11-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="595" VPOS="1115" ID="st11-143"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="652" VPOS="1115" ID="st11-144"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="804" VPOS="1115" ID="st11-145"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="889" VPOS="1115" ID="st11-146"/><SP/><String HEIGHT="31" CONTENT="gesetzlichen" WIDTH="185" HPOS="943" VPOS="1115" ID="st11-147"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="1137" VPOS="1115" ID="st11-148"/><SP/><String HEIGHT="31" CONTENT="fallen" WIDTH="75" HPOS="1327" VPOS="1115" ID="st11-149"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1402" VPOS="1115" ID="st11-150"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl11-15" WIDTH="865" HEIGHT="31"><String HEIGHT="31" CONTENT="Bessere" WIDTH="122" HPOS="196" VPOS="1215" ID="st11-151"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="328" VPOS="1215" ID="st11-152"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="520" VPOS="1215" ID="st11-153"/><SP/><String HEIGHT="31" CONTENT="Voraussetzung" WIDTH="223" HPOS="572" VPOS="1215" ID="st11-154"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="804" VPOS="1215" ID="st11-155"/><SP/><String HEIGHT="31" CONTENT="gute" WIDTH="65" HPOS="852" VPOS="1215" ID="st11-156"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="926" VPOS="1215" ID="st11-157"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl11-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aus" WIDTH="58" HPOS="196" VPOS="1315" ID="st11-158"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="271" VPOS="1315" ID="st11-159"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="362" VPOS="1315" ID="st11-160"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="318" HPOS="428" VPOS="1315" ID="st11-161"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="763" VPOS="1315" ID="st11-162"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="836" VPOS="1315" ID="st11-163"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="62" HPOS="1162" VPOS="1315" ID="st11-164"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1241" VPOS="1315" ID="st11-165"/><SP/><String HEIGHT="31" CONTENT="bisherigen" WIDTH="154" HPOS="1302" VPOS="1315" ID="st11-166"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl11-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="417" HPOS="196" VPOS="1365" ID="st11-167"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="633" VPOS="1365" ID="st11-168"/><SP/><String HEIGHT="31" CONTENT="ausreichend" WIDTH="175" HPOS="724" VPOS="1365" ID="st11-169"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="899" VPOS="1365" ID="st11-170"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="935" VPOS="1365" ID="st11-171"/><SP/><String HEIGHT="31" CONTENT="plädieren" WIDTH="137" HPOS="1003" VPOS="1365" ID="st11-172"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1160" VPOS="1365" ID="st11-173"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1219" VPOS="1365" ID="st11-174"/><SP/><String HEIGHT="31" CONTENT="abgestuftes" WIDTH="172" HPOS="1284" VPOS="1365" ID="st11-175"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl11-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikationssystem" WIDTH="306" HPOS="196" VPOS="1415" ID="st11-176"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="519" VPOS="1415" ID="st11-177"/><SP/><String HEIGHT="31" CONTENT="geringeren" WIDTH="159" HPOS="581" VPOS="1415" ID="st11-178"/><SP/><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="221" HPOS="757" VPOS="1415" ID="st11-179"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="995" VPOS="1415" ID="st11-180"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="1049" VPOS="1415" ID="st11-181"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1187" VPOS="1415" ID="st11-182"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1219" VPOS="1415" ID="st11-183"/><SP/><String HEIGHT="31" CONTENT="mittelhohe" WIDTH="154" HPOS="1302" VPOS="1415" ID="st11-184"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl11-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="221" HPOS="196" VPOS="1465" ID="st11-185"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="430" VPOS="1465" ID="st11-186"/><SP/><String HEIGHT="31" CONTENT="Honorarberater" WIDTH="227" HPOS="479" VPOS="1465" ID="st11-187"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="718" VPOS="1465" ID="st11-188"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="774" VPOS="1465" ID="st11-189"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="92" HPOS="822" VPOS="1465" ID="st11-190"/><SP/><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="220" HPOS="927" VPOS="1465" ID="st11-191"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1160" VPOS="1465" ID="st11-192"/><SP/><String HEIGHT="31" CONTENT="gerichtlich" WIDTH="150" HPOS="1210" VPOS="1465" ID="st11-193"/><SP/><String HEIGHT="31" CONTENT="zuge" WIDTH="67" HPOS="1373" VPOS="1465" ID="st11-194" SUBS_TYPE="HypPart1" SUBS_CONTENT="zugelassene"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl11-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="lassene" WIDTH="115" HPOS="196" VPOS="1515" ID="st11-195" SUBS_TYPE="HypPart2" SUBS_CONTENT="zugelassene"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="312" HPOS="332" VPOS="1515" ID="st11-196"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="644" VPOS="1515" ID="st11-197"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="201" HPOS="681" VPOS="1515" ID="st11-198"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="903" VPOS="1515" ID="st11-199"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="963" VPOS="1515" ID="st11-200"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="1039" VPOS="1515" ID="st11-201"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1173" VPOS="1515" ID="st11-202"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="1241" VPOS="1515" ID="st11-203"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl11-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="196" VPOS="1565" ID="st11-204"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="304" VPOS="1565" ID="st11-205"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="457" VPOS="1565" ID="st11-206"/><SP/><String HEIGHT="31" CONTENT="Fähigkeit" WIDTH="135" HPOS="513" VPOS="1565" ID="st11-207"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="659" VPOS="1565" ID="st11-208"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="744" VPOS="1565" ID="st11-209"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="771" VPOS="1565" ID="st11-210"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1016" VPOS="1565" ID="st11-211"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1071" VPOS="1565" ID="st11-212"/><SP/><String HEIGHT="31" CONTENT="Anlageprodukten" WIDTH="252" HPOS="1204" VPOS="1565" ID="st11-213"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl11-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="1615" ID="st11-214"/><SP/><String HEIGHT="31" CONTENT="vergleichen" WIDTH="165" HPOS="243" VPOS="1615" ID="st11-215"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="408" VPOS="1615" ID="st11-216"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="130" HPOS="434" VPOS="1615" ID="st11-217"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="575" VPOS="1615" ID="st11-218"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="634" VPOS="1615" ID="st11-219"/><SP/><String HEIGHT="31" CONTENT="halten" WIDTH="91" HPOS="979" VPOS="1615" ID="st11-220"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1081" VPOS="1615" ID="st11-221"/><SP/><String HEIGHT="31" CONTENT="deutsche" WIDTH="135" HPOS="1137" VPOS="1615" ID="st11-222"/><SP/><String HEIGHT="31" CONTENT="Fachqualifi" WIDTH="158" HPOS="1284" VPOS="1615" ID="st11-223" SUBS_TYPE="HypPart1" SUBS_CONTENT="Fachqualifikation"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl11-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kation" WIDTH="89" HPOS="196" VPOS="1665" ID="st11-224" SUBS_TYPE="HypPart2" SUBS_CONTENT="Fachqualifikation"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="303" VPOS="1665" ID="st11-225"/><SP/><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="292" HPOS="364" VPOS="1665" ID="st11-226"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="674" VPOS="1665" ID="st11-227"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="829" VPOS="1665" ID="st11-228"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="886" VPOS="1665" ID="st11-229"/><SP/><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="939" VPOS="1665" ID="st11-230"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="1157" VPOS="1665" ID="st11-231"/><SP/><String HEIGHT="31" CONTENT="herausra" WIDTH="127" HPOS="1314" VPOS="1665" ID="st11-232" SUBS_TYPE="HypPart1" SUBS_CONTENT="herausragend"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl11-24" WIDTH="1249" HEIGHT="31"><String HEIGHT="31" CONTENT="gend" WIDTH="67" HPOS="196" VPOS="1715" ID="st11-233" SUBS_TYPE="HypPart2" SUBS_CONTENT="herausragend"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="263" VPOS="1715" ID="st11-234"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="289" VPOS="1715" ID="st11-235"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="348" VPOS="1715" ID="st11-236"/><SP/><String HEIGHT="31" CONTENT="komplizierten" WIDTH="197" HPOS="413" VPOS="1715" ID="st11-237"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="619" VPOS="1715" ID="st11-238"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="741" VPOS="1715" ID="st11-239"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="214" HPOS="799" VPOS="1715" ID="st11-240"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="1023" VPOS="1715" ID="st11-241"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1110" VPOS="1715" ID="st11-242"/><SP/><String HEIGHT="31" CONTENT="Spezialisten" WIDTH="180" HPOS="1154" VPOS="1715" ID="st11-243"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="1343" VPOS="1715" ID="st11-244"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1428" VPOS="1715" ID="st11-245"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl11-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Von" WIDTH="60" HPOS="196" VPOS="1815" ID="st11-246"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="266" VPOS="1815" ID="st11-247"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="370" VPOS="1815" ID="st11-248"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="429" VPOS="1815" ID="st11-249"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="787" VPOS="1815" ID="st11-250"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="112" HPOS="858" VPOS="1815" ID="st11-251"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="970" VPOS="1815" ID="st11-252"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="992" VPOS="1815" ID="st11-253"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1073" VPOS="1815" ID="st11-254"/><SP/><String HEIGHT="31" CONTENT="Nebenberuflern" WIDTH="229" HPOS="1137" VPOS="1815" ID="st11-255"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1377" VPOS="1815" ID="st11-256"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl11-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="beratungskompetente" WIDTH="323" HPOS="196" VPOS="1865" ID="st11-257"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="165" HPOS="530" VPOS="1865" ID="st11-258"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="133" HPOS="706" VPOS="1865" ID="st11-259"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="850" VPOS="1865" ID="st11-260"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="952" VPOS="1865" ID="st11-261"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="1019" VPOS="1865" ID="st11-262"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsstandards" WIDTH="346" HPOS="1110" VPOS="1865" ID="st11-263"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl11-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="1915" ID="st11-264"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="255" VPOS="1915" ID="st11-265"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="418" VPOS="1915" ID="st11-266"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="464" VPOS="1915" ID="st11-267"/><SP/><String HEIGHT="31" CONTENT="vorgesehen" WIDTH="175" HPOS="686" VPOS="1915" ID="st11-268"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="74" HPOS="881" VPOS="1915" ID="st11-269"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="955" VPOS="1915" ID="st11-270"/><SP/><String HEIGHT="31" CONTENT="Wirtschaftsverbände" WIDTH="303" HPOS="990" VPOS="1915" ID="st11-271"/><SP/><String HEIGHT="31" CONTENT="kritisieren" WIDTH="142" HPOS="1314" VPOS="1915" ID="st11-272"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl11-28" WIDTH="997" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="196" VPOS="1965" ID="st11-273"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="343" VPOS="1965" ID="st11-274"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="361" VPOS="1965" ID="st11-275"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="415" VPOS="1965" ID="st11-276"/><SP/><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="460" VPOS="1965" ID="st11-277"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="669" VPOS="1965" ID="st11-278"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="817" VPOS="1965" ID="st11-279"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="92" HPOS="862" VPOS="1965" ID="st11-280"/><SP/><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="212" HPOS="964" VPOS="1965" ID="st11-281"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1176" VPOS="1965" ID="st11-282"/></TextLine><TextLine HPOS="1438" VPOS="2207" ID="tl11-29" WIDTH="18" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="18" HPOS="1438" VPOS="2207" ID="st11-283"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="12" ID="p592526" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592526" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592526" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl12-0" WIDTH="491" HEIGHT="31"><String HEIGHT="31" CONTENT="Operationalisierung" WIDTH="289" HPOS="196" VPOS="215" ID="st12-0"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="495" VPOS="215" ID="st12-1"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="552" VPOS="215" ID="st12-2"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl12-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Von" WIDTH="60" HPOS="196" VPOS="315" ID="st12-3"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="95" HPOS="287" VPOS="315" ID="st12-4"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="413" VPOS="315" ID="st12-5"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="493" VPOS="315" ID="st12-6"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="873" VPOS="315" ID="st12-7"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="965" VPOS="315" ID="st12-8"/><SP/><String HEIGHT="31" CONTENT="klare" WIDTH="67" HPOS="1060" VPOS="315" ID="st12-9"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1127" VPOS="315" ID="st12-10"/><SP/><String HEIGHT="31" CONTENT="verständliche" WIDTH="196" HPOS="1173" VPOS="315" ID="st12-11"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="315" ID="st12-12"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl12-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wirtschaftlich" WIDTH="191" HPOS="196" VPOS="365" ID="st12-13"/><SP/><String HEIGHT="31" CONTENT="zumutbare" WIDTH="157" HPOS="397" VPOS="365" ID="st12-14"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="564" VPOS="365" ID="st12-15"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="717" VPOS="365" ID="st12-16"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="775" VPOS="365" ID="st12-17"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="127" HPOS="921" VPOS="365" ID="st12-18"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1048" VPOS="365" ID="st12-19"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="1074" VPOS="365" ID="st12-20"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="1111" VPOS="365" ID="st12-21"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="1229" VPOS="365" ID="st12-22"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1324" VPOS="365" ID="st12-23"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="365" ID="st12-24"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl12-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="195" HPOS="196" VPOS="415" ID="st12-25"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="412" VPOS="415" ID="st12-26"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlers" WIDTH="367" HPOS="486" VPOS="415" ID="st12-27"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="95" HPOS="874" VPOS="415" ID="st12-28"/><SP/><String HEIGHT="31" CONTENT="beschränkt" WIDTH="163" HPOS="990" VPOS="415" ID="st12-29"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1174" VPOS="415" ID="st12-30"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1230" VPOS="415" ID="st12-31"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1265" VPOS="415" ID="st12-32"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1341" VPOS="415" ID="st12-33"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl12-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bezogen" WIDTH="128" HPOS="196" VPOS="465" ID="st12-34"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="336" VPOS="465" ID="st12-35"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="107" HPOS="394" VPOS="465" ID="st12-36"/><SP/><String HEIGHT="31" CONTENT="Versicherungswunsch" WIDTH="325" HPOS="513" VPOS="465" ID="st12-37"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="45" HPOS="850" VPOS="465" ID="st12-38"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="906" VPOS="465" ID="st12-39"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1109" VPOS="465" ID="st12-40"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="107" HPOS="1155" VPOS="465" ID="st12-41"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1262" VPOS="465" ID="st12-42"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1289" VPOS="465" ID="st12-43"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="1345" VPOS="465" ID="st12-44"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl12-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="515" ID="st12-45"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="256" VPOS="515" ID="st12-46"/><SP/><String HEIGHT="31" CONTENT="erteilten" WIDTH="119" HPOS="332" VPOS="515" ID="st12-47"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="472" VPOS="515" ID="st12-48"/><SP/><String HEIGHT="31" CONTENT="anzugeben" WIDTH="164" HPOS="545" VPOS="515" ID="st12-49"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="730" VPOS="515" ID="st12-50"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="807" VPOS="515" ID="st12-51"/><SP/><String HEIGHT="31" CONTENT="dokumentieren" WIDTH="213" HPOS="863" VPOS="515" ID="st12-52"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1076" VPOS="515" ID="st12-53"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="1114" VPOS="515" ID="st12-54"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1168" VPOS="515" ID="st12-55"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1267" VPOS="515" ID="st12-56"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="515" ID="st12-57"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl12-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="161" HPOS="196" VPOS="565" ID="st12-58"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="371" VPOS="565" ID="st12-59"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="472" VPOS="565" ID="st12-60"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="503" VPOS="565" ID="st12-61"/><SP/><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="177" HPOS="561" VPOS="565" ID="st12-62"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="751" VPOS="565" ID="st12-63"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="819" VPOS="565" ID="st12-64"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="947" VPOS="565" ID="st12-65"/><SP/><String HEIGHT="31" CONTENT="ermitteln" WIDTH="123" HPOS="996" VPOS="565" ID="st12-66"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1119" VPOS="565" ID="st12-67"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="1147" VPOS="565" ID="st12-68"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl12-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fordern" WIDTH="106" HPOS="196" VPOS="615" ID="st12-69"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="317" VPOS="615" ID="st12-70"/><SP/><String HEIGHT="31" CONTENT="festzulegen" WIDTH="164" HPOS="469" VPOS="615" ID="st12-71"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="633" VPOS="615" ID="st12-72"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="663" VPOS="615" ID="st12-73"/><SP/><String HEIGHT="31" CONTENT="passend" WIDTH="126" HPOS="748" VPOS="615" ID="st12-74"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="889" VPOS="615" ID="st12-75"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="939" VPOS="615" ID="st12-76"/><SP/><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="194" HPOS="1010" VPOS="615" ID="st12-77"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="1219" VPOS="615" ID="st12-78"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1347" VPOS="615" ID="st12-79"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl12-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="196" VPOS="665" ID="st12-80"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="304" VPOS="665" ID="st12-81"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="369" VPOS="665" ID="st12-82"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="351" HPOS="427" VPOS="665" ID="st12-83"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="787" VPOS="665" ID="st12-84"/><SP/><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="191" HPOS="832" VPOS="665" ID="st12-85"/><SP/><String HEIGHT="31" CONTENT="nachzuweisen" WIDTH="211" HPOS="1033" VPOS="665" ID="st12-86"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="67" HPOS="1253" VPOS="665" ID="st12-87"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1320" VPOS="665" ID="st12-88"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1347" VPOS="665" ID="st12-89"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="1427" VPOS="665" ID="st12-90"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl12-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seiner" WIDTH="91" HPOS="196" VPOS="715" ID="st12-91"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="91" HPOS="303" VPOS="715" ID="st12-92"/><SP/><String HEIGHT="31" CONTENT="nachgekommen" WIDTH="238" HPOS="409" VPOS="715" ID="st12-93"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="662" VPOS="715" ID="st12-94"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="694" VPOS="715" ID="st12-95"/><SP/><String HEIGHT="31" CONTENT="Ob" WIDTH="45" HPOS="720" VPOS="715" ID="st12-96"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="781" VPOS="715" ID="st12-97"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="826" VPOS="715" ID="st12-98"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="877" VPOS="715" ID="st12-99"/><SP/><String HEIGHT="31" CONTENT="Zweck" WIDTH="96" HPOS="1000" VPOS="715" ID="st12-100"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1112" VPOS="715" ID="st12-101"/><SP/><String HEIGHT="31" CONTENT="Protokoll" WIDTH="130" HPOS="1172" VPOS="715" ID="st12-102"/><SP/><String HEIGHT="31" CONTENT="anfertige" WIDTH="125" HPOS="1317" VPOS="715" ID="st12-103"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1442" VPOS="715" ID="st12-104"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl12-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="196" VPOS="765" ID="st12-105"/><SP/><String HEIGHT="31" CONTENT="ihm" WIDTH="53" HPOS="289" VPOS="765" ID="st12-106"/><SP/><String HEIGHT="31" CONTENT="überlassen" WIDTH="163" HPOS="357" VPOS="765" ID="st12-107"/><SP/><String HEIGHT="31" CONTENT="bleiben" WIDTH="102" HPOS="535" VPOS="765" ID="st12-108"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="637" VPOS="765" ID="st12-109"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="666" VPOS="765" ID="st12-110"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="120" HPOS="735" VPOS="765" ID="st12-111"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="870" VPOS="765" ID="st12-112"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="931" VPOS="765" ID="st12-113"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="76" HPOS="1081" VPOS="765" ID="st12-114"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1171" VPOS="765" ID="st12-115"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1256" VPOS="765" ID="st12-116"/><SP/><String HEIGHT="31" CONTENT="eigentlich" WIDTH="141" HPOS="1315" VPOS="765" ID="st12-117"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl12-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="intendierte" WIDTH="156" HPOS="196" VPOS="815" ID="st12-118"/><SP/><String HEIGHT="31" CONTENT="stärkere" WIDTH="121" HPOS="364" VPOS="815" ID="st12-119"/><SP/><String HEIGHT="31" CONTENT="Haftung" WIDTH="117" HPOS="497" VPOS="815" ID="st12-120"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="626" VPOS="815" ID="st12-121"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="693" VPOS="815" ID="st12-122"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="865" VPOS="815" ID="st12-123"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="913" VPOS="815" ID="st12-124"/><SP/><String HEIGHT="31" CONTENT="Haftungsentlastung" WIDTH="287" HPOS="999" VPOS="815" ID="st12-125"/><SP/><String HEIGHT="31" CONTENT="umkehren" WIDTH="139" HPOS="1299" VPOS="815" ID="st12-126"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1438" VPOS="815" ID="st12-127"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl12-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="865" ID="st12-128"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="139" HPOS="267" VPOS="865" ID="st12-129"/><SP/><String HEIGHT="31" CONTENT="schlägt" WIDTH="105" HPOS="429" VPOS="865" ID="st12-130"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="557" VPOS="865" ID="st12-131"/><SP/><String HEIGHT="31" CONTENT="Differenzierung" WIDTH="226" HPOS="642" VPOS="865" ID="st12-132"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="890" VPOS="865" ID="st12-133"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1050" VPOS="865" ID="st12-134"/><SP/><String HEIGHT="31" CONTENT="Zwangsberatung" WIDTH="248" HPOS="1147" VPOS="865" ID="st12-135"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="865" ID="st12-136"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl12-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="langlaufende" WIDTH="191" HPOS="196" VPOS="915" ID="st12-137"/><SP/><String HEIGHT="31" CONTENT="kapitalbildende" WIDTH="222" HPOS="409" VPOS="915" ID="st12-138"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="653" VPOS="915" ID="st12-139"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="909" VPOS="915" ID="st12-140"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="986" VPOS="915" ID="st12-141"/><SP/><String HEIGHT="31" CONTENT="freiwilligen" WIDTH="155" HPOS="1083" VPOS="915" ID="st12-142"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1260" VPOS="915" ID="st12-143"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="915" ID="st12-144"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl12-14" WIDTH="942" HEIGHT="31"><String HEIGHT="31" CONTENT="einfache" WIDTH="126" HPOS="196" VPOS="965" ID="st12-145"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="332" VPOS="965" ID="st12-146"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="574" VPOS="965" ID="st12-147"/><SP/><String HEIGHT="31" CONTENT="Reiserücktrittsversicherungen" WIDTH="440" HPOS="633" VPOS="965" ID="st12-148"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="1082" VPOS="965" ID="st12-149"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1124" VPOS="965" ID="st12-150"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl12-15" WIDTH="708" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="196" VPOS="1065" ID="st12-151"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="393" VPOS="1065" ID="st12-152"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="469" VPOS="1065" ID="st12-153"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="522" VPOS="1065" ID="st12-154"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="715" VPOS="1065" ID="st12-155"/><SP/><String HEIGHT="31" CONTENT="Beraters" WIDTH="126" HPOS="778" VPOS="1065" ID="st12-156"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl12-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1165" ID="st12-157"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="262" VPOS="1165" ID="st12-158"/><String HEIGHT="31" CONTENT="Statuserklärung" WIDTH="225" HPOS="277" VPOS="1165" ID="st12-159"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="502" VPOS="1165" ID="st12-160"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="534" VPOS="1165" ID="st12-161"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlers" WIDTH="367" HPOS="604" VPOS="1165" ID="st12-162"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="986" VPOS="1165" ID="st12-163"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1080" VPOS="1165" ID="st12-164"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="1122" VPOS="1165" ID="st12-165"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1216" VPOS="1165" ID="st12-166"/><SP/><String HEIGHT="31" CONTENT="einfachen" WIDTH="144" HPOS="1312" VPOS="1165" ID="st12-167"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl12-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schemas" WIDTH="139" HPOS="196" VPOS="1215" ID="st12-168"/><SP/><String HEIGHT="31" CONTENT="aufzeigen" WIDTH="138" HPOS="353" VPOS="1215" ID="st12-169"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="491" VPOS="1215" ID="st12-170"/><SP/><String HEIGHT="31" CONTENT="welche" WIDTH="103" HPOS="525" VPOS="1215" ID="st12-171"/><SP/><String HEIGHT="31" CONTENT="Formen" WIDTH="115" HPOS="646" VPOS="1215" ID="st12-172"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="779" VPOS="1215" ID="st12-173"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="845" VPOS="1215" ID="st12-174"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1213" VPOS="1215" ID="st12-175"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1286" VPOS="1215" ID="st12-176"/><String HEIGHT="31" CONTENT="berater" WIDTH="103" HPOS="1300" VPOS="1215" ID="st12-177"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1421" VPOS="1215" ID="st12-178"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl12-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gibt" WIDTH="50" HPOS="196" VPOS="1265" ID="st12-179"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="246" VPOS="1265" ID="st12-180"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="269" VPOS="1265" ID="st12-181"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="328" VPOS="1265" ID="st12-182"/><SP/><String HEIGHT="31" CONTENT="fachliche" WIDTH="131" HPOS="382" VPOS="1265" ID="st12-183"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderung" WIDTH="379" HPOS="523" VPOS="1265" ID="st12-184"/><SP/><String HEIGHT="31" CONTENT="aussieht" WIDTH="118" HPOS="912" VPOS="1265" ID="st12-185"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1030" VPOS="1265" ID="st12-186"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1054" VPOS="1265" ID="st12-187"/><SP/><String HEIGHT="31" CONTENT="wer" WIDTH="54" HPOS="1119" VPOS="1265" ID="st12-188"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1182" VPOS="1265" ID="st12-189"/><SP/><String HEIGHT="31" CONTENT="Schadenfall" WIDTH="174" HPOS="1227" VPOS="1265" ID="st12-190"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="1265" ID="st12-191"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl12-19" WIDTH="904" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechtsvertretung" WIDTH="254" HPOS="196" VPOS="1315" ID="st12-192"/><SP/><String HEIGHT="31" CONTENT="berechtigt" WIDTH="147" HPOS="459" VPOS="1315" ID="st12-193"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="615" VPOS="1315" ID="st12-194"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="647" VPOS="1315" ID="st12-195"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="667" VPOS="1315" ID="st12-196"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="302" HPOS="782" VPOS="1315" ID="st12-197"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1084" VPOS="1315" ID="st12-198"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl12-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachjournalisten" WIDTH="245" HPOS="196" VPOS="1415" ID="st12-199"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="454" VPOS="1415" ID="st12-200"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="309" HPOS="523" VPOS="1415" ID="st12-201"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="846" VPOS="1415" ID="st12-202"/><SP/><String HEIGHT="31" CONTENT="transparente" WIDTH="187" HPOS="964" VPOS="1415" ID="st12-203"/><SP/><String HEIGHT="31" CONTENT="Provisionen" WIDTH="167" HPOS="1165" VPOS="1415" ID="st12-204"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1332" VPOS="1415" ID="st12-205"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1362" VPOS="1415" ID="st12-206"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1415" ID="st12-207"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl12-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="196" VPOS="1465" ID="st12-208"/><SP/><String HEIGHT="31" CONTENT="aufwandsgerechten" WIDTH="291" HPOS="303" VPOS="1465" ID="st12-209"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="259" HPOS="611" VPOS="1465" ID="st12-210"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="886" VPOS="1465" ID="st12-211"/><SP/><String HEIGHT="31" CONTENT="gelangen" WIDTH="129" HPOS="938" VPOS="1465" ID="st12-212"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1067" VPOS="1465" ID="st12-213"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunterneh" WIDTH="339" HPOS="1101" VPOS="1465" ID="st12-214" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl12-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="men" WIDTH="65" HPOS="196" VPOS="1515" ID="st12-215" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="285" VPOS="1515" ID="st12-216"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="161" HPOS="406" VPOS="1515" ID="st12-217"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="592" VPOS="1515" ID="st12-218"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="693" VPOS="1515" ID="st12-219"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="107" HPOS="734" VPOS="1515" ID="st12-220"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="841" VPOS="1515" ID="st12-221"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="883" VPOS="1515" ID="st12-222"/><SP/><String HEIGHT="31" CONTENT="Expertisen" WIDTH="157" HPOS="952" VPOS="1515" ID="st12-223"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1134" VPOS="1515" ID="st12-224"/><SP/><String HEIGHT="31" CONTENT="Honorarberatern" WIDTH="244" HPOS="1212" VPOS="1515" ID="st12-225"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl12-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einholen" WIDTH="120" HPOS="196" VPOS="1565" ID="st12-226"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="316" VPOS="1565" ID="st12-227"/><SP/><String HEIGHT="31" CONTENT="Nettotarife" WIDTH="153" HPOS="345" VPOS="1565" ID="st12-228"/><SP/><String HEIGHT="31" CONTENT="anzubieten" WIDTH="157" HPOS="511" VPOS="1565" ID="st12-229"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="668" VPOS="1565" ID="st12-230"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="697" VPOS="1565" ID="st12-231"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="763" VPOS="1565" ID="st12-232"/><SP/><String HEIGHT="31" CONTENT="Provision" WIDTH="137" HPOS="869" VPOS="1565" ID="st12-233"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1019" VPOS="1565" ID="st12-234"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="105" HPOS="1088" VPOS="1565" ID="st12-235"/><SP/><String HEIGHT="31" CONTENT="herausgerechnet" WIDTH="250" HPOS="1206" VPOS="1565" ID="st12-236"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl12-24" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="196" VPOS="1615" ID="st12-237"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="252" VPOS="1615" ID="st12-238"/><SP/><String HEIGHT="31" CONTENT="Von" WIDTH="59" HPOS="276" VPOS="1615" ID="st12-239"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="345" VPOS="1615" ID="st12-240"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="448" VPOS="1615" ID="st12-241"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="506" VPOS="1615" ID="st12-242"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="863" VPOS="1615" ID="st12-243"/><SP/><String HEIGHT="31" CONTENT="bezweifelt" WIDTH="142" HPOS="934" VPOS="1615" ID="st12-244"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1076" VPOS="1615" ID="st12-245"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1101" VPOS="1615" ID="st12-246"/><SP/><String HEIGHT="31" CONTENT="Provisionsstruktur" WIDTH="263" HPOS="1180" VPOS="1615" ID="st12-247" SUBS_TYPE="HypPart1" SUBS_CONTENT="Provisionsstrukturänderungen"/><HYP CONTENT="-" WIDTH="14" HPOS="1443" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl12-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="änderungen" WIDTH="178" HPOS="196" VPOS="1665" ID="st12-248" SUBS_TYPE="HypPart2" SUBS_CONTENT="Provisionsstrukturänderungen"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="394" VPOS="1665" ID="st12-249"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="459" VPOS="1665" ID="st12-250"/><SP/><String HEIGHT="31" CONTENT="verbessern" WIDTH="158" HPOS="614" VPOS="1665" ID="st12-251"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="772" VPOS="1665" ID="st12-252"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="129" HPOS="809" VPOS="1665" ID="st12-253"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="958" VPOS="1665" ID="st12-254"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="333" HPOS="1027" VPOS="1665" ID="st12-255"/><SP/><String HEIGHT="31" CONTENT="infor" WIDTH="64" HPOS="1380" VPOS="1665" ID="st12-256" SUBS_TYPE="HypPart1" SUBS_CONTENT="informieren"/><HYP CONTENT="-" WIDTH="12" HPOS="1444" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl12-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mieren" WIDTH="102" HPOS="196" VPOS="1715" ID="st12-257" SUBS_TYPE="HypPart2" SUBS_CONTENT="informieren"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="313" VPOS="1715" ID="st12-258"/><SP/><String HEIGHT="31" CONTENT="Bestrebungen" WIDTH="200" HPOS="395" VPOS="1715" ID="st12-259"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="595" VPOS="1715" ID="st12-260"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="627" VPOS="1715" ID="st12-261"/><SP/><String HEIGHT="31" CONTENT="Vergütungssysteme" WIDTH="294" HPOS="688" VPOS="1715" ID="st12-262"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="998" VPOS="1715" ID="st12-263"/><SP/><String HEIGHT="31" CONTENT="Außendienstmitarbeiter" WIDTH="345" HPOS="1061" VPOS="1715" ID="st12-264"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1421" VPOS="1715" ID="st12-265"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl12-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="umzugestalten" WIDTH="209" HPOS="196" VPOS="1765" ID="st12-266"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="405" VPOS="1765" ID="st12-267"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="458" VPOS="1765" ID="st12-268"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="565" VPOS="1765" ID="st12-269"/><SP/><String HEIGHT="31" CONTENT="bestehende" WIDTH="174" HPOS="655" VPOS="1765" ID="st12-270"/><SP/><String HEIGHT="31" CONTENT="Übergewicht" WIDTH="185" HPOS="865" VPOS="1765" ID="st12-271"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1087" VPOS="1765" ID="st12-272"/><SP/><String HEIGHT="31" CONTENT="Abschlussprovision" WIDTH="285" HPOS="1171" VPOS="1765" ID="st12-273"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl12-28" WIDTH="1129" HEIGHT="31"><String HEIGHT="31" CONTENT="gegenüber" WIDTH="160" HPOS="196" VPOS="1815" ID="st12-274"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="365" VPOS="1815" ID="st12-275"/><SP/><String HEIGHT="31" CONTENT="Provision" WIDTH="137" HPOS="422" VPOS="1815" ID="st12-276"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="569" VPOS="1815" ID="st12-277"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="617" VPOS="1815" ID="st12-278"/><SP/><String HEIGHT="31" CONTENT="laufende" WIDTH="127" HPOS="671" VPOS="1815" ID="st12-279"/><SP/><String HEIGHT="31" CONTENT="Betreuung" WIDTH="154" HPOS="808" VPOS="1815" ID="st12-280"/><SP/><String HEIGHT="31" CONTENT="erheblich" WIDTH="135" HPOS="971" VPOS="1815" ID="st12-281"/><SP/><String HEIGHT="31" CONTENT="reduziert" WIDTH="130" HPOS="1115" VPOS="1815" ID="st12-282"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="1254" VPOS="1815" ID="st12-283"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1310" VPOS="1815" ID="st12-284"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl12-29" WIDTH="1014" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehr" WIDTH="76" HPOS="196" VPOS="1915" ID="st12-285"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="282" VPOS="1915" ID="st12-286"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="571" VPOS="1915" ID="st12-287"/><SP/><String HEIGHT="31" CONTENT="Bildung" WIDTH="111" HPOS="663" VPOS="1915" ID="st12-288"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="784" VPOS="1915" ID="st12-289"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="849" VPOS="1915" ID="st12-290"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="941" VPOS="1915" ID="st12-291"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="1032" VPOS="1915" ID="st12-292"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl12-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schon" WIDTH="95" HPOS="196" VPOS="2015" ID="st12-293"/><SP/><String HEIGHT="31" CONTENT="junge" WIDTH="81" HPOS="302" VPOS="2015" ID="st12-294"/><SP/><String HEIGHT="31" CONTENT="Menschen" WIDTH="154" HPOS="394" VPOS="2015" ID="st12-295"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="559" VPOS="2015" ID="st12-296"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="696" VPOS="2015" ID="st12-297"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="733" VPOS="2015" ID="st12-298"/><SP/><String HEIGHT="31" CONTENT="Schule" WIDTH="102" HPOS="792" VPOS="2015" ID="st12-299"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="905" VPOS="2015" ID="st12-300"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="927" VPOS="2015" ID="st12-301"/><SP/><String HEIGHT="31" CONTENT="Gymnasium" WIDTH="178" HPOS="975" VPOS="2015" ID="st12-302"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1164" VPOS="2015" ID="st12-303"/><SP/><String HEIGHT="31" CONTENT="Berufsschule" WIDTH="193" HPOS="1241" VPOS="2015" ID="st12-304"/><SP/><String HEIGHT="31" CONTENT="" WIDTH="0" HPOS="1445" VPOS="2015" ID="st12-305" SUBS_TYPE="HypPart1" SUBS_CONTENT="besser"/><HYP CONTENT="-" WIDTH="11" HPOS="1445" VPOS="2015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl12-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="besser" WIDTH="100" HPOS="196" VPOS="2065" ID="st12-306" SUBS_TYPE="HypPart2" SUBS_CONTENT="besser"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="318" VPOS="2065" ID="st12-307"/><SP/><String HEIGHT="31" CONTENT="Fragen" WIDTH="106" HPOS="366" VPOS="2065" ID="st12-308"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="494" VPOS="2065" ID="st12-309"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="564" VPOS="2065" ID="st12-310"/><SP/><String HEIGHT="31" CONTENT="ausgebildet" WIDTH="171" HPOS="801" VPOS="2065" ID="st12-311"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="994" VPOS="2065" ID="st12-312"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1095" VPOS="2065" ID="st12-313"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="106" HPOS="1134" VPOS="2065" ID="st12-314"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="1262" VPOS="2065" ID="st12-315" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucherschützer"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="2065" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl12-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schützer" WIDTH="120" HPOS="196" VPOS="2115" ID="st12-316" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucherschützer"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="316" VPOS="2115" ID="st12-317"/><SP/><String HEIGHT="31" CONTENT="Außerdem" WIDTH="155" HPOS="343" VPOS="2115" ID="st12-318"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="509" VPOS="2115" ID="st12-319"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="617" VPOS="2115" ID="st12-320"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="978" VPOS="2115" ID="st12-321"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1036" VPOS="2115" ID="st12-322"/><SP/><String HEIGHT="31" CONTENT="Basis" WIDTH="81" HPOS="1095" VPOS="2115" ID="st12-323"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="1188" VPOS="2115" ID="st12-324"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="1278" VPOS="2115" ID="st12-325"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl12-33" WIDTH="19" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="196" VPOS="2207" ID="st12-326"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="13" ID="p592527" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592527" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592527" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl13-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="arbeiten" WIDTH="115" HPOS="196" VPOS="215" ID="st13-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="311" VPOS="215" ID="st13-1"/><SP/><String HEIGHT="31" CONTENT="Von" WIDTH="59" HPOS="378" VPOS="215" ID="st13-2"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="489" VPOS="215" ID="st13-3"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="635" VPOS="215" ID="st13-4"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="318" HPOS="735" VPOS="215" ID="st13-5"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1105" VPOS="215" ID="st13-6"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="127" HPOS="1218" VPOS="215" ID="st13-7"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1345" VPOS="215" ID="st13-8"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="215" ID="st13-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl13-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wettbewerbsrichtlinien" WIDTH="336" HPOS="196" VPOS="265" ID="st13-10"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="547" VPOS="265" ID="st13-11"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="610" VPOS="265" ID="st13-12"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="980" VPOS="265" ID="st13-13"/><SP/><String HEIGHT="31" CONTENT="stärken" WIDTH="109" HPOS="1030" VPOS="265" ID="st13-14"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1155" VPOS="265" ID="st13-15"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="1225" VPOS="265" ID="st13-16"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="1276" VPOS="265" ID="st13-17"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="265" ID="st13-18"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl13-2" WIDTH="1180" HEIGHT="31"><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="196" VPOS="315" ID="st13-19"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="383" VPOS="315" ID="st13-20"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="432" VPOS="315" ID="st13-21"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="485" VPOS="315" ID="st13-22"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="637" VPOS="315" ID="st13-23"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="672" VPOS="315" ID="st13-24"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="92" HPOS="730" VPOS="315" ID="st13-25"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="832" VPOS="315" ID="st13-26"/><SP/><String HEIGHT="31" CONTENT="Orientierungsmaßstab" WIDTH="329" HPOS="884" VPOS="315" ID="st13-27"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1223" VPOS="315" ID="st13-28"/><SP/><String HEIGHT="31" CONTENT="nutzen" WIDTH="93" HPOS="1267" VPOS="315" ID="st13-29"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1360" VPOS="315" ID="st13-30"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl13-3" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherteninteressen" WIDTH="369" HPOS="196" VPOS="415" ID="st13-31"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="48" HPOS="574" VPOS="415" ID="st13-32"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="51" HPOS="632" VPOS="415" ID="st13-33"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="181" HPOS="693" VPOS="415" ID="st13-34"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="59" HPOS="884" VPOS="415" ID="st13-35"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="213" HPOS="952" VPOS="415" ID="st13-36"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="62" HPOS="1174" VPOS="415" ID="st13-37"/><SP/><String HEIGHT="31" CONTENT="Tarifen" WIDTH="111" HPOS="1245" VPOS="415" ID="st13-38"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl13-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unumstritten" WIDTH="189" HPOS="196" VPOS="515" ID="st13-39"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="425" VPOS="515" ID="st13-40"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="499" VPOS="515" ID="st13-41"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="565" VPOS="515" ID="st13-42"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="154" HPOS="653" VPOS="515" ID="st13-43"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="807" VPOS="515" ID="st13-44"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="864" VPOS="515" ID="st13-45"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="974" VPOS="515" ID="st13-46"/><SP/><String HEIGHT="31" CONTENT="einseitige" WIDTH="141" HPOS="1077" VPOS="515" ID="st13-47"/><SP/><String HEIGHT="31" CONTENT="nachträgliche" WIDTH="198" HPOS="1258" VPOS="515" ID="st13-48"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl13-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="267" HPOS="196" VPOS="565" ID="st13-49"/><SP/><String HEIGHT="31" CONTENT="möglich" WIDTH="115" HPOS="480" VPOS="565" ID="st13-50"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="612" VPOS="565" ID="st13-51"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="74" HPOS="691" VPOS="565" ID="st13-52"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="765" VPOS="565" ID="st13-53"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="67" HPOS="795" VPOS="565" ID="st13-54"/><SP/><String HEIGHT="31" CONTENT="entspricht" WIDTH="145" HPOS="879" VPOS="565" ID="st13-55"/><SP/><String HEIGHT="31" CONTENT="sowohl" WIDTH="104" HPOS="1041" VPOS="565" ID="st13-56"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1162" VPOS="565" ID="st13-57"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="1235" VPOS="565" ID="st13-58"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="565" ID="st13-59"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl13-6" WIDTH="1036" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="196" VPOS="615" ID="st13-60"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="393" VPOS="615" ID="st13-61"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="444" VPOS="615" ID="st13-62"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="526" VPOS="615" ID="st13-63"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="155" HPOS="591" VPOS="615" ID="st13-64"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="756" VPOS="615" ID="st13-65"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="402" HPOS="813" VPOS="615" ID="st13-66"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1215" VPOS="615" ID="st13-67"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl13-7" WIDTH="1073" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="196" VPOS="715" ID="st13-68"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="519" VPOS="715" ID="st13-69"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="103" HPOS="584" VPOS="715" ID="st13-70"/><SP/><String HEIGHT="31" CONTENT="Modi" WIDTH="72" HPOS="697" VPOS="715" ID="st13-71"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="778" VPOS="715" ID="st13-72"/><SP/><String HEIGHT="31" CONTENT="einseitigen" WIDTH="159" HPOS="834" VPOS="715" ID="st13-73"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="267" HPOS="1002" VPOS="715" ID="st13-74"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl13-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="815" ID="st13-75"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="278" VPOS="815" ID="st13-76"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="109" HPOS="664" VPOS="815" ID="st13-77"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="805" VPOS="815" ID="st13-78"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderungen" WIDTH="303" HPOS="876" VPOS="815" ID="st13-79"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="1211" VPOS="815" ID="st13-80"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="1287" VPOS="815" ID="st13-81"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="815" ID="st13-82"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl13-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherteninteressen" WIDTH="341" HPOS="196" VPOS="865" ID="st13-83"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="568" VPOS="865" ID="st13-84"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="683" VPOS="865" ID="st13-85"/><SP/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="211" HPOS="796" VPOS="865" ID="st13-86"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1038" VPOS="865" ID="st13-87"/><SP/><String HEIGHT="31" CONTENT="fachlich" WIDTH="113" HPOS="1125" VPOS="865" ID="st13-88"/><SP/><String HEIGHT="31" CONTENT="qualifizierten" WIDTH="187" HPOS="1269" VPOS="865" ID="st13-89"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl13-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="196" VPOS="915" ID="st13-90"/><SP/><String HEIGHT="31" CONTENT="wahrgenommen" WIDTH="239" HPOS="408" VPOS="915" ID="st13-91"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="687" VPOS="915" ID="st13-92"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="789" VPOS="915" ID="st13-93"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="846" VPOS="915" ID="st13-94"/><SP/><String HEIGHT="31" CONTENT="Versicherungsaufsicht" WIDTH="327" HPOS="936" VPOS="915" ID="st13-95"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="69" HPOS="1303" VPOS="915" ID="st13-96"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="915" ID="st13-97"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl13-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="965" ID="st13-98"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="413" VPOS="965" ID="st13-99"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="494" VPOS="965" ID="st13-100"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="700" VPOS="965" ID="st13-101"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="788" VPOS="965" ID="st13-102"/><SP/><String HEIGHT="31" CONTENT="Rahmen" WIDTH="126" HPOS="857" VPOS="965" ID="st13-103"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1016" VPOS="965" ID="st13-104"/><SP/><String HEIGHT="31" CONTENT="Missstandsaufsicht" WIDTH="282" HPOS="1097" VPOS="965" ID="st13-105"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="965" ID="st13-106"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl13-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rechtmäßiges" WIDTH="202" HPOS="196" VPOS="1015" ID="st13-107"/><SP/><String HEIGHT="31" CONTENT="Vorgehen" WIDTH="144" HPOS="411" VPOS="1015" ID="st13-108"/><SP/><String HEIGHT="31" CONTENT="sicherstellen" WIDTH="180" HPOS="568" VPOS="1015" ID="st13-109"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="748" VPOS="1015" ID="st13-110"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="775" VPOS="1015" ID="st13-111"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="119" HPOS="913" VPOS="1015" ID="st13-112"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1044" VPOS="1015" ID="st13-113"/><SP/><String HEIGHT="31" CONTENT="Nachprüfung" WIDTH="191" HPOS="1103" VPOS="1015" ID="st13-114"/><SP/><String HEIGHT="31" CONTENT="angerufen" WIDTH="150" HPOS="1306" VPOS="1015" ID="st13-115"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl13-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="196" VPOS="1065" ID="st13-116"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="298" VPOS="1065" ID="st13-117"/><SP/><String HEIGHT="31" CONTENT="Verbraucherverbände" WIDTH="322" HPOS="327" VPOS="1065" ID="st13-118"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="661" VPOS="1065" ID="st13-119"/><SP/><String HEIGHT="31" CONTENT="Fachwissenschaftler" WIDTH="302" HPOS="729" VPOS="1065" ID="st13-120"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="1043" VPOS="1065" ID="st13-121"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="130" HPOS="1160" VPOS="1065" ID="st13-122"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1290" VPOS="1065" ID="st13-123"/><SP/><String HEIGHT="31" CONTENT="entweder" WIDTH="137" HPOS="1319" VPOS="1065" ID="st13-124"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl13-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="196" VPOS="1115" ID="st13-125"/><SP/><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="256" VPOS="1115" ID="st13-126"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="544" VPOS="1115" ID="st13-127"/><SP/><String HEIGHT="31" CONTENT="Modus" WIDTH="100" HPOS="613" VPOS="1115" ID="st13-128"/><SP/><String HEIGHT="31" CONTENT="festzulegen" WIDTH="165" HPOS="727" VPOS="1115" ID="st13-129"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="892" VPOS="1115" ID="st13-130"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="920" VPOS="1115" ID="st13-131"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="984" VPOS="1115" ID="st13-132"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="1033" VPOS="1115" ID="st13-133"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1119" VPOS="1115" ID="st13-134"/><SP/><String HEIGHT="31" CONTENT="Klauseländerung" WIDTH="250" HPOS="1206" VPOS="1115" ID="st13-135"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl13-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verfahren" WIDTH="141" HPOS="196" VPOS="1165" ID="st13-136"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="364" VPOS="1165" ID="st13-137"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="420" VPOS="1165" ID="st13-138"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="462" VPOS="1165" ID="st13-139"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="556" VPOS="1165" ID="st13-140"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsrecht" WIDTH="408" HPOS="618" VPOS="1165" ID="st13-141"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1053" VPOS="1165" ID="st13-142"/><SP/><String HEIGHT="31" CONTENT="Art" WIDTH="42" HPOS="1143" VPOS="1165" ID="st13-143"/><SP/><String HEIGHT="31" CONTENT="Musterklage" WIDTH="181" HPOS="1213" VPOS="1165" ID="st13-144"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1165" ID="st13-145"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl13-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="implementieren" WIDTH="221" HPOS="196" VPOS="1215" ID="st13-146"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="417" VPOS="1215" ID="st13-147"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="452" VPOS="1215" ID="st13-148"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="518" VPOS="1215" ID="st13-149"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="600" VPOS="1215" ID="st13-150"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="658" VPOS="1215" ID="st13-151"/><SP/><String HEIGHT="31" CONTENT="Masse" WIDTH="98" HPOS="722" VPOS="1215" ID="st13-152"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="839" VPOS="1215" ID="st13-153"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="906" VPOS="1215" ID="st13-154"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1053" VPOS="1215" ID="st13-155"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1128" VPOS="1215" ID="st13-156"/><SP/><String HEIGHT="31" CONTENT="vertragstypischen" WIDTH="261" HPOS="1195" VPOS="1215" ID="st13-157"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl13-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Interessenkollision" WIDTH="274" HPOS="196" VPOS="1265" ID="st13-158"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="496" VPOS="1265" ID="st13-159"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="109" HPOS="731" VPOS="1265" ID="st13-160"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="866" VPOS="1265" ID="st13-161"/><SP/><String HEIGHT="31" CONTENT="finden" WIDTH="85" HPOS="927" VPOS="1265" ID="st13-162"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1012" VPOS="1265" ID="st13-163"/><SP/><String HEIGHT="31" CONTENT="Als" WIDTH="46" HPOS="1053" VPOS="1265" ID="st13-164"/><SP/><String HEIGHT="31" CONTENT="weiterer" WIDTH="119" HPOS="1125" VPOS="1265" ID="st13-165"/><SP/><String HEIGHT="31" CONTENT="Lösungsweg" WIDTH="187" HPOS="1269" VPOS="1265" ID="st13-166"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl13-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="1315" ID="st13-167"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="324" VPOS="1315" ID="st13-168"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="524" VPOS="1315" ID="st13-169"/><SP/><String HEIGHT="31" CONTENT="bestehenden" WIDTH="193" HPOS="596" VPOS="1315" ID="st13-170"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahrens" WIDTH="329" HPOS="808" VPOS="1315" ID="st13-171"/><SP/><String HEIGHT="31" CONTENT="diskutiert" WIDTH="130" HPOS="1156" VPOS="1315" ID="st13-172"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1286" VPOS="1315" ID="st13-173"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1336" VPOS="1315" ID="st13-174"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1395" VPOS="1315" ID="st13-175"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl13-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vorgeschlagen" WIDTH="209" HPOS="196" VPOS="1365" ID="st13-176"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="405" VPOS="1365" ID="st13-177"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="432" VPOS="1365" ID="st13-178"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="211" HPOS="486" VPOS="1365" ID="st13-179"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="708" VPOS="1365" ID="st13-180"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungssaufsicht" WIDTH="453" HPOS="756" VPOS="1365" ID="st13-181"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1218" VPOS="1365" ID="st13-182"/><SP/><String HEIGHT="31" CONTENT="ermächtigen" WIDTH="176" HPOS="1263" VPOS="1365" ID="st13-183"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1365" ID="st13-184"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl13-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherverbände" WIDTH="323" HPOS="196" VPOS="1415" ID="st13-185"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="545" VPOS="1415" ID="st13-186"/><SP/><String HEIGHT="31" CONTENT="benennen" WIDTH="139" HPOS="606" VPOS="1415" ID="st13-187"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="745" VPOS="1415" ID="st13-188"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="789" VPOS="1415" ID="st13-189"/><SP/><String HEIGHT="31" CONTENT="ihrerseits" WIDTH="135" HPOS="860" VPOS="1415" ID="st13-190"/><SP/><String HEIGHT="31" CONTENT="sachkundige" WIDTH="187" HPOS="1021" VPOS="1415" ID="st13-191"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1234" VPOS="1415" ID="st13-192"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1316" VPOS="1415" ID="st13-193"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="1415" ID="st13-194"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl13-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherteninteressen" WIDTH="341" HPOS="196" VPOS="1465" ID="st13-195"/><SP/><String HEIGHT="31" CONTENT="verbundene" WIDTH="176" HPOS="563" VPOS="1465" ID="st13-196"/><SP/><String HEIGHT="31" CONTENT="Personen" WIDTH="143" HPOS="764" VPOS="1465" ID="st13-197"/><SP/><String HEIGHT="31" CONTENT="zeitlich" WIDTH="102" HPOS="933" VPOS="1465" ID="st13-198"/><SP/><String HEIGHT="31" CONTENT="befristet" WIDTH="118" HPOS="1061" VPOS="1465" ID="st13-199"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1205" VPOS="1465" ID="st13-200"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="190" HPOS="1266" VPOS="1465" ID="st13-201"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl13-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bestellt" WIDTH="102" HPOS="196" VPOS="1515" ID="st13-202"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="298" VPOS="1515" ID="st13-203"/><SP/><String HEIGHT="31" CONTENT="Oder" WIDTH="75" HPOS="327" VPOS="1515" ID="st13-204"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="418" VPOS="1515" ID="st13-205"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="482" VPOS="1515" ID="st13-206"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="736" VPOS="1515" ID="st13-207"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="800" VPOS="1515" ID="st13-208"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="970" VPOS="1515" ID="st13-209"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1340" VPOS="1515" ID="st13-210"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1515" ID="st13-211"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl13-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherverbände" WIDTH="323" HPOS="196" VPOS="1565" ID="st13-212"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="534" VPOS="1565" ID="st13-213"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="645" VPOS="1565" ID="st13-214"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="719" VPOS="1565" ID="st13-215"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="781" VPOS="1565" ID="st13-216"/><SP/><String HEIGHT="31" CONTENT="Liste" WIDTH="70" HPOS="859" VPOS="1565" ID="st13-217"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="944" VPOS="1565" ID="st13-218"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="1013" VPOS="1565" ID="st13-219"/><SP/><String HEIGHT="31" CONTENT="einigen" WIDTH="101" HPOS="1219" VPOS="1565" ID="st13-220"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1320" VPOS="1565" ID="st13-221"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1351" VPOS="1565" ID="st13-222"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1565" ID="st13-223"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl13-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="1615" ID="st13-224"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="399" VPOS="1615" ID="st13-225"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="474" VPOS="1615" ID="st13-226"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="725" VPOS="1615" ID="st13-227"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="793" VPOS="1615" ID="st13-228"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="985" VPOS="1615" ID="st13-229"/><SP/><String HEIGHT="31" CONTENT="garantieren" WIDTH="163" HPOS="1040" VPOS="1615" ID="st13-230"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1203" VPOS="1615" ID="st13-231"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="58" HPOS="1237" VPOS="1615" ID="st13-232"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="1314" VPOS="1615" ID="st13-233"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1615" ID="st13-234"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl13-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="öffentlichen" WIDTH="171" HPOS="196" VPOS="1665" ID="st13-235"/><SP/><String HEIGHT="31" CONTENT="Verwaltung" WIDTH="167" HPOS="389" VPOS="1665" ID="st13-236"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="579" VPOS="1665" ID="st13-237"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="663" VPOS="1665" ID="st13-238"/><SP/><String HEIGHT="31" CONTENT="Treuhändermechanismus" WIDTH="379" HPOS="733" VPOS="1665" ID="st13-239"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1134" VPOS="1665" ID="st13-240"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1203" VPOS="1665" ID="st13-241"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="1306" VPOS="1665" ID="st13-242"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1665" ID="st13-243"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl13-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bürokratisch" WIDTH="176" HPOS="196" VPOS="1715" ID="st13-244"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="372" VPOS="1715" ID="st13-245"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="104" HPOS="398" VPOS="1715" ID="st13-246"/><SP/><String HEIGHT="31" CONTENT="biete" WIDTH="72" HPOS="513" VPOS="1715" ID="st13-247"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="597" VPOS="1715" ID="st13-248"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="637" VPOS="1715" ID="st13-249"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="110" HPOS="728" VPOS="1715" ID="st13-250"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="849" VPOS="1715" ID="st13-251"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="899" VPOS="1715" ID="st13-252"/><SP/><String HEIGHT="31" CONTENT="Fall" WIDTH="50" HPOS="965" VPOS="1715" ID="st13-253"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1015" VPOS="1715" ID="st13-254"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1040" VPOS="1715" ID="st13-255"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1121" VPOS="1715" ID="st13-256"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1197" VPOS="1715" ID="st13-257"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1267" VPOS="1715" ID="st13-258"/><SP/><String HEIGHT="31" CONTENT="einigen" WIDTH="107" HPOS="1349" VPOS="1715" ID="st13-259"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl13-27" WIDTH="100" HEIGHT="31"><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="196" VPOS="1765" ID="st13-260"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="279" VPOS="1765" ID="st13-261"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl13-28" WIDTH="326" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadensersatzpflicht" WIDTH="326" HPOS="196" VPOS="1865" ID="st13-262"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl13-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="196" VPOS="1965" ID="st13-263"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="311" VPOS="1965" ID="st13-264"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="197" HPOS="464" VPOS="1965" ID="st13-265"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="688" VPOS="1965" ID="st13-266"/><SP/><String HEIGHT="31" CONTENT="unwirksam" WIDTH="159" HPOS="755" VPOS="1965" ID="st13-267"/><SP/><String HEIGHT="31" CONTENT="erklären" WIDTH="114" HPOS="942" VPOS="1965" ID="st13-268"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1056" VPOS="1965" ID="st13-269"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="1099" VPOS="1965" ID="st13-270"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="1223" VPOS="1965" ID="st13-271"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl13-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schadensersatzpflichtig" WIDTH="347" HPOS="196" VPOS="2015" ID="st13-272"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="557" VPOS="2015" ID="st13-273"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="613" VPOS="2015" ID="st13-274"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="643" VPOS="2015" ID="st13-275"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="704" VPOS="2015" ID="st13-276"/><SP/><String HEIGHT="31" CONTENT="abschreckende" WIDTH="226" HPOS="782" VPOS="2015" ID="st13-277"/><SP/><String HEIGHT="31" CONTENT="Wirkung" WIDTH="122" HPOS="1023" VPOS="2015" ID="st13-278"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1160" VPOS="2015" ID="st13-279"/><SP/><String HEIGHT="31" CONTENT="erzielen" WIDTH="112" HPOS="1210" VPOS="2015" ID="st13-280"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1322" VPOS="2015" ID="st13-281"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="1351" VPOS="2015" ID="st13-282"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl13-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="303" HPOS="196" VPOS="2065" ID="st13-283"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="499" VPOS="2065" ID="st13-284"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="57" HPOS="540" VPOS="2065" ID="st13-285"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="622" VPOS="2065" ID="st13-286"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="721" VPOS="2065" ID="st13-287"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="794" VPOS="2065" ID="st13-288"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="1153" VPOS="2065" ID="st13-289"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="1276" VPOS="2065" ID="st13-290"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="2065" ID="st13-291"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl13-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadensersatzpflicht" WIDTH="319" HPOS="196" VPOS="2115" ID="st13-292"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="515" VPOS="2115" ID="st13-293"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="542" VPOS="2115" ID="st13-294"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="623" VPOS="2115" ID="st13-295"/><SP/><String HEIGHT="31" CONTENT="bösartige" WIDTH="137" HPOS="713" VPOS="2115" ID="st13-296"/><SP/><String HEIGHT="31" CONTENT="Vorgehensweise" WIDTH="246" HPOS="861" VPOS="2115" ID="st13-297"/><SP/><String HEIGHT="31" CONTENT="vorliegt" WIDTH="108" HPOS="1117" VPOS="2115" ID="st13-298"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1235" VPOS="2115" ID="st13-299"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="100" HPOS="1301" VPOS="2115" ID="st13-300"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="2115" ID="st13-301"/></TextLine><TextLine HPOS="1438" VPOS="2207" ID="tl13-33" WIDTH="18" HEIGHT="31"><String HEIGHT="31" CONTENT="5" WIDTH="18" HPOS="1438" VPOS="2207" ID="st13-302"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="14" ID="p592528" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592528" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592528" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl14-0" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="386" HPOS="196" VPOS="215" ID="st14-0"/><SP/><String HEIGHT="31" CONTENT="bestraft" WIDTH="112" HPOS="628" VPOS="215" ID="st14-1"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="786" VPOS="215" ID="st14-2"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="842" VPOS="215" ID="st14-3"/><SP/><String HEIGHT="31" CONTENT="Um" WIDTH="52" HPOS="903" VPOS="215" ID="st14-4"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1002" VPOS="215" ID="st14-5"/><SP/><String HEIGHT="31" CONTENT="vermeiden" WIDTH="147" HPOS="1084" VPOS="215" ID="st14-6"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1231" VPOS="215" ID="st14-7"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1295" VPOS="215" ID="st14-8"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1412" VPOS="215" ID="st14-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl14-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="386" HPOS="196" VPOS="265" ID="st14-10"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="609" VPOS="265" ID="st14-11"/><SP/><String HEIGHT="31" CONTENT="Fehler" WIDTH="94" HPOS="675" VPOS="265" ID="st14-12"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="796" VPOS="265" ID="st14-13"/><SP/><String HEIGHT="31" CONTENT="Unternehmensführung" WIDTH="332" HPOS="872" VPOS="265" ID="st14-14"/><SP/><String HEIGHT="31" CONTENT="haftet" WIDTH="78" HPOS="1231" VPOS="265" ID="st14-15"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1309" VPOS="265" ID="st14-16"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="105" HPOS="1351" VPOS="265" ID="st14-17"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl14-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wissenschafter" WIDTH="221" HPOS="196" VPOS="315" ID="st14-18"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="417" VPOS="315" ID="st14-19"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="482" VPOS="315" ID="st14-20"/><SP/><String HEIGHT="31" CONTENT="Deckungsstock" WIDTH="226" HPOS="585" VPOS="315" ID="st14-21"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="860" VPOS="315" ID="st14-22"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="956" VPOS="315" ID="st14-23"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1413" VPOS="315" ID="st14-24"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl14-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unantastbares" WIDTH="211" HPOS="196" VPOS="365" ID="st14-25"/><SP/><String HEIGHT="31" CONTENT="Sondervermögen" WIDTH="256" HPOS="421" VPOS="365" ID="st14-26"/><SP/><String HEIGHT="31" CONTENT="getrennt" WIDTH="122" HPOS="691" VPOS="365" ID="st14-27"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="827" VPOS="365" ID="st14-28"/><SP/><String HEIGHT="31" CONTENT="Unternehmensgewinn" WIDTH="324" HPOS="904" VPOS="365" ID="st14-29"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1242" VPOS="365" ID="st14-30"/><SP/><String HEIGHT="31" CONTENT="verbuchen" WIDTH="148" HPOS="1291" VPOS="365" ID="st14-31"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="365" ID="st14-32"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl14-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="415" ID="st14-33"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="258" VPOS="415" ID="st14-34"/><SP/><String HEIGHT="31" CONTENT="argumentiert" WIDTH="180" HPOS="604" VPOS="415" ID="st14-35"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="784" VPOS="415" ID="st14-36"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="812" VPOS="415" ID="st14-37"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="894" VPOS="415" ID="st14-38"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="982" VPOS="415" ID="st14-39"/><SP/><String HEIGHT="31" CONTENT="Umständen" WIDTH="170" HPOS="1092" VPOS="415" ID="st14-40"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1274" VPOS="415" ID="st14-41"/><SP/><String HEIGHT="31" CONTENT="Aktionär" WIDTH="122" HPOS="1334" VPOS="415" ID="st14-42"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl14-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vollständig" WIDTH="158" HPOS="196" VPOS="465" ID="st14-43"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="368" VPOS="465" ID="st14-44"/><SP/><String HEIGHT="31" CONTENT="Verlustrisiken" WIDTH="200" HPOS="422" VPOS="465" ID="st14-45"/><SP/><String HEIGHT="31" CONTENT="haften" WIDTH="92" HPOS="637" VPOS="465" ID="st14-46"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="89" HPOS="744" VPOS="465" ID="st14-47"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="833" VPOS="465" ID="st14-48"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="866" VPOS="465" ID="st14-49"/><SP/><String HEIGHT="31" CONTENT="Gewinn" WIDTH="113" HPOS="927" VPOS="465" ID="st14-50"/><SP/><String HEIGHT="31" CONTENT="qua" WIDTH="55" HPOS="1055" VPOS="465" ID="st14-51"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="1125" VPOS="465" ID="st14-52"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="1245" VPOS="465" ID="st14-53"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1358" VPOS="465" ID="st14-54"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="465" ID="st14-55"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl14-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="maximal" WIDTH="124" HPOS="196" VPOS="515" ID="st14-56"/><SP/><String HEIGHT="31" CONTENT="10" WIDTH="37" HPOS="331" VPOS="515" ID="st14-57"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="378" VPOS="515" ID="st14-58"/><SP/><String HEIGHT="31" CONTENT="beteiligt" WIDTH="115" HPOS="418" VPOS="515" ID="st14-59"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="544" VPOS="515" ID="st14-60"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="627" VPOS="515" ID="st14-61"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="655" VPOS="515" ID="st14-62"/><SP/><String HEIGHT="31" CONTENT="Änderung" WIDTH="144" HPOS="733" VPOS="515" ID="st14-63"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="888" VPOS="515" ID="st14-64"/><SP/><String HEIGHT="31" CONTENT="Risikohaftungshöhe" WIDTH="293" HPOS="947" VPOS="515" ID="st14-65"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1251" VPOS="515" ID="st14-66"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1353" VPOS="515" ID="st14-67"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="515" ID="st14-68"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl14-7" WIDTH="773" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="565" ID="st14-69"/><SP/><String HEIGHT="31" CONTENT="Änderung" WIDTH="144" HPOS="280" VPOS="565" ID="st14-70"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="433" VPOS="565" ID="st14-71"/><SP/><String HEIGHT="31" CONTENT="Gewinnbeteiligung" WIDTH="274" HPOS="491" VPOS="565" ID="st14-72"/><SP/><String HEIGHT="31" CONTENT="einhergehen" WIDTH="178" HPOS="774" VPOS="565" ID="st14-73"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="952" VPOS="565" ID="st14-74"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl14-8" WIDTH="19" HEIGHT="31"><String HEIGHT="31" CONTENT="6" WIDTH="19" HPOS="196" VPOS="2207" ID="st14-75"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="15" ID="p592529" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592529" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592529" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl15-0" WIDTH="981" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="19" HPOS="196" VPOS="215" ID="st15-0"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="61" HPOS="256" VPOS="215" ID="st15-1"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="124" HPOS="327" VPOS="215" ID="st15-2"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="460" VPOS="215" ID="st15-3"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="782" VPOS="215" ID="st15-4"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="85" HPOS="853" VPOS="215" ID="st15-5"/><SP/><String HEIGHT="31" CONTENT="Auswirkungen" WIDTH="230" HPOS="947" VPOS="215" ID="st15-6"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl15-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="315" ID="st15-7"/><SP/><String HEIGHT="31" CONTENT="geltende" WIDTH="128" HPOS="266" VPOS="315" ID="st15-8"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="105" HPOS="405" VPOS="315" ID="st15-9"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="521" VPOS="315" ID="st15-10"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="595" VPOS="315" ID="st15-11"/><SP/><String HEIGHT="31" CONTENT="stammt" WIDTH="109" HPOS="1038" VPOS="315" ID="st15-12"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="1157" VPOS="315" ID="st15-13"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1222" VPOS="315" ID="st15-14"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="65" HPOS="1297" VPOS="315" ID="st15-15"/><SP/><String HEIGHT="31" CONTENT="1908" WIDTH="66" HPOS="1373" VPOS="315" ID="st15-16"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="315" ID="st15-17"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl15-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="196" VPOS="365" ID="st15-18"/><SP/><String HEIGHT="31" CONTENT="Seite" WIDTH="76" HPOS="268" VPOS="365" ID="st15-19"/><SP/><String HEIGHT="31" CONTENT="63" WIDTH="37" HPOS="365" VPOS="365" ID="st15-20"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="423" VPOS="365" ID="st15-21"/><SP/><String HEIGHT="31" CONTENT="Reichsgesetzblattes" WIDTH="299" HPOS="498" VPOS="365" ID="st15-22"/><SP/><String HEIGHT="31" CONTENT="steht" WIDTH="72" HPOS="818" VPOS="365" ID="st15-23"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="912" VPOS="365" ID="st15-24"/><String HEIGHT="31" CONTENT="Wir" WIDTH="42" HPOS="926" VPOS="365" ID="st15-25"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="968" VPOS="365" ID="st15-26"/><SP/><String HEIGHT="31" CONTENT="Wilhelm" WIDTH="119" HPOS="1003" VPOS="365" ID="st15-27"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1143" VPOS="365" ID="st15-28"/><SP/><String HEIGHT="31" CONTENT="Gottes" WIDTH="98" HPOS="1218" VPOS="365" ID="st15-29"/><SP/><String HEIGHT="31" CONTENT="Gnaden" WIDTH="118" HPOS="1338" VPOS="365" ID="st15-30"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl15-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="196" VPOS="415" ID="st15-31"/><SP/><String HEIGHT="31" CONTENT="Kaiser" WIDTH="89" HPOS="367" VPOS="415" ID="st15-32"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="456" VPOS="415" ID="st15-33"/><SP/><String HEIGHT="31" CONTENT="König" WIDTH="85" HPOS="490" VPOS="415" ID="st15-34"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="594" VPOS="415" ID="st15-35"/><SP/><String HEIGHT="31" CONTENT="Preußen" WIDTH="120" HPOS="666" VPOS="415" ID="st15-36"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="786" VPOS="415" ID="st15-37"/><SP/><String HEIGHT="31" CONTENT="verordnen" WIDTH="151" HPOS="822" VPOS="415" ID="st15-38"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="991" VPOS="415" ID="st15-39"/><SP/><String HEIGHT="31" CONTENT="Namen" WIDTH="108" HPOS="1045" VPOS="415" ID="st15-40"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1172" VPOS="415" ID="st15-41"/><SP/><String HEIGHT="31" CONTENT="Reiches" WIDTH="121" HPOS="1244" VPOS="415" ID="st15-42"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="415" ID="st15-43"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl15-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erfolgter" WIDTH="123" HPOS="196" VPOS="465" ID="st15-44"/><SP/><String HEIGHT="31" CONTENT="Zustimmung" WIDTH="184" HPOS="335" VPOS="465" ID="st15-45"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="536" VPOS="465" ID="st15-46"/><SP/><String HEIGHT="31" CONTENT="Bundesrates" WIDTH="187" HPOS="606" VPOS="465" ID="st15-47"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="810" VPOS="465" ID="st15-48"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="883" VPOS="465" ID="st15-49"/><SP/><String HEIGHT="31" CONTENT="Reichstages" WIDTH="184" HPOS="953" VPOS="465" ID="st15-50"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="1154" VPOS="465" ID="st15-51"/><SP/><String HEIGHT="31" CONTENT="folgt" WIDTH="56" HPOS="1230" VPOS="465" ID="st15-52"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1286" VPOS="465" ID="st15-53"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1298" VPOS="465" ID="st15-54"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1309" VPOS="465" ID="st15-55"/><String HEIGHT="31" CONTENT="“" WIDTH="12" HPOS="1320" VPOS="465" ID="st15-56"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1349" VPOS="465" ID="st15-57"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1421" VPOS="465" ID="st15-58"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl15-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="folgte" WIDTH="82" HPOS="196" VPOS="515" ID="st15-59"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="308" VPOS="515" ID="st15-60"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="392" VPOS="515" ID="st15-61"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="528" VPOS="515" ID="st15-62"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="625" VPOS="515" ID="st15-63"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertrag" WIDTH="310" HPOS="711" VPOS="515" ID="st15-64"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1021" VPOS="515" ID="st15-65"/><SP/><String HEIGHT="31" CONTENT="zitiert" WIDTH="79" HPOS="1068" VPOS="515" ID="st15-66"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1178" VPOS="515" ID="st15-67"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="1302" VPOS="515" ID="st15-68"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1447" VPOS="515" ID="st15-69"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl15-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Referatsleiter" WIDTH="198" HPOS="196" VPOS="565" ID="st15-70"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="287" HPOS="408" VPOS="565" ID="st15-71"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="708" VPOS="565" ID="st15-72"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="284" HPOS="756" VPOS="565" ID="st15-73"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1053" VPOS="565" ID="st15-74"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="80" HPOS="1115" VPOS="565" ID="st15-75"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1195" VPOS="565" ID="st15-76"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="1223" VPOS="565" ID="st15-77"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1308" VPOS="565" ID="st15-78"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="1330" VPOS="565" ID="st15-79"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl15-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="haben" WIDTH="93" HPOS="196" VPOS="615" ID="st15-80"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="302" VPOS="615" ID="st15-81"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="359" VPOS="615" ID="st15-82"/><SP/><String HEIGHT="31" CONTENT="damaligen" WIDTH="154" HPOS="406" VPOS="615" ID="st15-83"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="105" HPOS="573" VPOS="615" ID="st15-84"/><SP/><String HEIGHT="31" CONTENT="bestehenden" WIDTH="192" HPOS="691" VPOS="615" ID="st15-85"/><SP/><String HEIGHT="31" CONTENT="Defizite" WIDTH="111" HPOS="896" VPOS="615" ID="st15-86"/><SP/><String HEIGHT="31" CONTENT="hinsichtlich" WIDTH="163" HPOS="1020" VPOS="615" ID="st15-87"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1196" VPOS="615" ID="st15-88"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="1262" VPOS="615" ID="st15-89" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucherschutzes"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl15-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schutzes" WIDTH="132" HPOS="196" VPOS="665" ID="st15-90" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucherschutzes"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="354" VPOS="665" ID="st15-91"/><SP/><String HEIGHT="31" CONTENT="ausgeglichen" WIDTH="189" HPOS="472" VPOS="665" ID="st15-92"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="661" VPOS="665" ID="st15-93"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="135" HPOS="704" VPOS="665" ID="st15-94"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="76" HPOS="866" VPOS="665" ID="st15-95"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="62" HPOS="968" VPOS="665" ID="st15-96"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1056" VPOS="665" ID="st15-97"/><SP/><String HEIGHT="31" CONTENT="jüngsten" WIDTH="126" HPOS="1127" VPOS="665" ID="st15-98"/><SP/><String HEIGHT="31" CONTENT="Urteile" WIDTH="97" HPOS="1279" VPOS="665" ID="st15-99"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="665" ID="st15-100"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl15-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverfassungsgerichts" WIDTH="410" HPOS="196" VPOS="715" ID="st15-101"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="629" VPOS="715" ID="st15-102"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="699" VPOS="715" ID="st15-103"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1059" VPOS="715" ID="st15-104"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1138" VPOS="715" ID="st15-105"/><SP/><String HEIGHT="31" CONTENT="Bundesgerichts" WIDTH="225" HPOS="1215" VPOS="715" ID="st15-106" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesgerichtshofes"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="715" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl15-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hofes" WIDTH="82" HPOS="196" VPOS="765" ID="st15-107" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesgerichtshofes"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="289" VPOS="765" ID="st15-108"/><SP/><String HEIGHT="31" CONTENT="Berechnung" WIDTH="180" HPOS="346" VPOS="765" ID="st15-109"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="537" VPOS="765" ID="st15-110"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswerte" WIDTH="237" HPOS="596" VPOS="765" ID="st15-111"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="844" VPOS="765" ID="st15-112"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="881" VPOS="765" ID="st15-113"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="940" VPOS="765" ID="st15-114"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1251" VPOS="765" ID="st15-115"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1315" VPOS="765" ID="st15-116"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="65" HPOS="1391" VPOS="765" ID="st15-117"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl15-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="2005" WIDTH="67" HPOS="196" VPOS="815" ID="st15-118"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="263" VPOS="815" ID="st15-119"/><SP/><String HEIGHT="31" CONTENT="Zwei" WIDTH="70" HPOS="317" VPOS="815" ID="st15-120"/><SP/><String HEIGHT="31" CONTENT="Gesetzesvorhaben" WIDTH="279" HPOS="425" VPOS="815" ID="st15-121"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="742" VPOS="815" ID="st15-122"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="866" VPOS="815" ID="st15-123"/><SP/><String HEIGHT="31" CONTENT="bestehende" WIDTH="175" HPOS="957" VPOS="815" ID="st15-124"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="287" HPOS="1169" VPOS="815" ID="st15-125"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl15-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbraucherfreundlicher" WIDTH="352" HPOS="196" VPOS="865" ID="st15-126"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="575" VPOS="865" ID="st15-127"/><SP/><String HEIGHT="31" CONTENT="zeitgemäßer" WIDTH="185" HPOS="658" VPOS="865" ID="st15-128"/><SP/><String HEIGHT="31" CONTENT="gestalten" WIDTH="129" HPOS="871" VPOS="865" ID="st15-129"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="1000" VPOS="865" ID="st15-130"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1042" VPOS="865" ID="st15-131"/><SP/><String HEIGHT="31" CONTENT="neues" WIDTH="91" HPOS="1114" VPOS="865" ID="st15-132"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="865" ID="st15-133" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvertragsgesetz"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl15-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vertragsgesetz" WIDTH="219" HPOS="196" VPOS="915" ID="st15-134" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvertragsgesetz"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="439" VPOS="915" ID="st15-135"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="520" VPOS="915" ID="st15-136"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="589" VPOS="915" ID="st15-137"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="782" VPOS="915" ID="st15-138"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="854" VPOS="915" ID="st15-139"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="883" VPOS="915" ID="st15-140"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="898" VPOS="915" ID="st15-141"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1072" VPOS="915" ID="st15-142"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1163" VPOS="915" ID="st15-143"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="915" ID="st15-144" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlung"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl15-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittlung" WIDTH="163" HPOS="196" VPOS="965" ID="st15-145" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlung"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="371" VPOS="965" ID="st15-146"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="436" VPOS="965" ID="st15-147"/><SP/><String HEIGHT="31" CONTENT="2002" WIDTH="74" HPOS="526" VPOS="965" ID="st15-148"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="612" VPOS="965" ID="st15-149"/><SP/><String HEIGHT="31" CONTENT="deutsches" WIDTH="152" HPOS="650" VPOS="965" ID="st15-150"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="80" HPOS="813" VPOS="965" ID="st15-151"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="893" VPOS="965" ID="st15-152"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="49" HPOS="921" VPOS="965" ID="st15-153"/><SP/><String HEIGHT="31" CONTENT="Blick" WIDTH="71" HPOS="981" VPOS="965" ID="st15-154"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1063" VPOS="965" ID="st15-155"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1121" VPOS="965" ID="st15-156"/><SP/><String HEIGHT="31" CONTENT="ungleichen" WIDTH="161" HPOS="1178" VPOS="965" ID="st15-157"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="1350" VPOS="965" ID="st15-158"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl15-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="196" VPOS="1015" ID="st15-159"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmern" WIDTH="344" HPOS="366" VPOS="1015" ID="st15-160"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="743" VPOS="1015" ID="st15-161"/><SP/><String HEIGHT="31" CONTENT="Versicherungsanbietern" WIDTH="352" HPOS="831" VPOS="1015" ID="st15-162"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1215" VPOS="1015" ID="st15-163"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1333" VPOS="1015" ID="st15-164"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1015" ID="st15-165"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl15-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="184" HPOS="196" VPOS="1065" ID="st15-166"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="436" VPOS="1065" ID="st15-167"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="541" VPOS="1065" ID="st15-168"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="781" VPOS="1065" ID="st15-169"/><SP/><String HEIGHT="31" CONTENT="Umgang" WIDTH="126" HPOS="872" VPOS="1065" ID="st15-170"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1055" VPOS="1065" ID="st15-171"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="188" HPOS="1156" VPOS="1065" ID="st15-172"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1065" ID="st15-173"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl15-17" WIDTH="901" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="369" HPOS="196" VPOS="1115" ID="st15-174"/><SP/><String HEIGHT="31" CONTENT="offenbaren" WIDTH="160" HPOS="574" VPOS="1115" ID="st15-175"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="743" VPOS="1115" ID="st15-176"/><SP/><String HEIGHT="31" CONTENT="Reformbedürftigkeit" WIDTH="285" HPOS="797" VPOS="1115" ID="st15-177"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1082" VPOS="1115" ID="st15-178"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl15-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="196" VPOS="1215" ID="st15-179"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="1215" ID="st15-180"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="227" VPOS="1215" ID="st15-181"/><SP/><String HEIGHT="31" CONTENT="Ungleiche" WIDTH="159" HPOS="276" VPOS="1215" ID="st15-182"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="111" HPOS="452" VPOS="1215" ID="st15-183"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="149" HPOS="580" VPOS="1215" ID="st15-184"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmern" WIDTH="372" HPOS="746" VPOS="1215" ID="st15-185"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1136" VPOS="1215" ID="st15-186"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="225" HPOS="1214" VPOS="1215" ID="st15-187" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsanbietern"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1215" HEIGHT="31"/></TextLine><TextLine HPOS="276" VPOS="1265" ID="tl15-19" WIDTH="150" HEIGHT="31"><String HEIGHT="31" CONTENT="anbietern" WIDTH="150" HPOS="276" VPOS="1265" ID="st15-188" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsanbietern"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl15-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Studien" WIDTH="113" HPOS="196" VPOS="1365" ID="st15-189"/><SP/><String HEIGHT="31" CONTENT="zeigen" WIDTH="91" HPOS="328" VPOS="1365" ID="st15-190"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="419" VPOS="1365" ID="st15-191"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="453" VPOS="1365" ID="st15-192"/><SP/><String HEIGHT="31" CONTENT="Unter" WIDTH="72" HPOS="542" VPOS="1365" ID="st15-193"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="614" VPOS="1365" ID="st15-194"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="629" VPOS="1365" ID="st15-195"/><SP/><String HEIGHT="31" CONTENT="Fehl" WIDTH="60" HPOS="662" VPOS="1365" ID="st15-196"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="722" VPOS="1365" ID="st15-197"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="756" VPOS="1365" ID="st15-198"/><SP/><String HEIGHT="31" CONTENT="Überversicherungen" WIDTH="300" HPOS="830" VPOS="1365" ID="st15-199"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1149" VPOS="1365" ID="st15-200"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="1193" VPOS="1365" ID="st15-201"/><SP/><String HEIGHT="31" CONTENT="weit" WIDTH="59" HPOS="1397" VPOS="1365" ID="st15-202"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl15-21" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="verbreitet" WIDTH="139" HPOS="196" VPOS="1415" ID="st15-203"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="358" VPOS="1415" ID="st15-204"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="414" VPOS="1415" ID="st15-205"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="451" VPOS="1415" ID="st15-206"/><SP/><String HEIGHT="31" CONTENT="Manfred" WIDTH="122" HPOS="567" VPOS="1415" ID="st15-207"/><SP/><String HEIGHT="31" CONTENT="Zöllmer" WIDTH="105" HPOS="711" VPOS="1415" ID="st15-208"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="816" VPOS="1415" ID="st15-209"/><SP/><String HEIGHT="31" CONTENT="MdB" WIDTH="58" HPOS="854" VPOS="1415" ID="st15-210"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="912" VPOS="1415" ID="st15-211"/><SP/><String HEIGHT="31" CONTENT="Sprecher" WIDTH="135" HPOS="955" VPOS="1415" ID="st15-212"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1113" VPOS="1415" ID="st15-213"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreises" WIDTH="268" HPOS="1189" VPOS="1415" ID="st15-214"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl15-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="196" VPOS="1465" ID="st15-215"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="210" VPOS="1465" ID="st15-216"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="472" VPOS="1465" ID="st15-217"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="551" VPOS="1465" ID="st15-218"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="664" VPOS="1465" ID="st15-219"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="791" VPOS="1465" ID="st15-220"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="71" HPOS="805" VPOS="1465" ID="st15-221"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="876" VPOS="1465" ID="st15-222"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="890" VPOS="1465" ID="st15-223"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1003" VPOS="1465" ID="st15-224"/><SP/><String HEIGHT="31" CONTENT="SPD" WIDTH="48" HPOS="1082" VPOS="1465" ID="st15-225"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1130" VPOS="1465" ID="st15-226"/><String HEIGHT="31" CONTENT="Bundestagsfraktion" WIDTH="292" HPOS="1147" VPOS="1465" ID="st15-227"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1465" ID="st15-228"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl15-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Stellvertretender" WIDTH="245" HPOS="196" VPOS="1515" ID="st15-229"/><SP/><String HEIGHT="31" CONTENT="Vorsitzender" WIDTH="187" HPOS="481" VPOS="1515" ID="st15-230"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="709" VPOS="1515" ID="st15-231"/><SP/><String HEIGHT="31" CONTENT="Bundestagsausschusses" WIDTH="369" HPOS="803" VPOS="1515" ID="st15-232"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1212" VPOS="1515" ID="st15-233"/><SP/><String HEIGHT="31" CONTENT="Ernährung" WIDTH="148" HPOS="1291" VPOS="1515" ID="st15-234"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1515" ID="st15-235"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl15-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Landwirtschaft" WIDTH="215" HPOS="196" VPOS="1565" ID="st15-236"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="424" VPOS="1565" ID="st15-237"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="272" HPOS="493" VPOS="1565" ID="st15-238"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="765" VPOS="1565" ID="st15-239"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="795" VPOS="1565" ID="st15-240"/><SP/><String HEIGHT="31" CONTENT="Indiz" WIDTH="70" HPOS="856" VPOS="1565" ID="st15-241"/><SP/><String HEIGHT="31" CONTENT="hierfür" WIDTH="95" HPOS="939" VPOS="1565" ID="st15-242"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1047" VPOS="1565" ID="st15-243"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1086" VPOS="1565" ID="st15-244"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1112" VPOS="1565" ID="st15-245"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="37" HPOS="1195" VPOS="1565" ID="st15-246"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="1245" VPOS="1565" ID="st15-247"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="38" HPOS="1300" VPOS="1565" ID="st15-248"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1351" VPOS="1565" ID="st15-249"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="1393" VPOS="1565" ID="st15-250"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl15-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kapitallebensversicherungen" WIDTH="428" HPOS="196" VPOS="1615" ID="st15-251"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="660" VPOS="1615" ID="st15-252"/><SP/><String HEIGHT="31" CONTENT="Vertragsablauf" WIDTH="217" HPOS="742" VPOS="1615" ID="st15-253"/><SP/><String HEIGHT="31" CONTENT="beitragsfrei" WIDTH="165" HPOS="995" VPOS="1615" ID="st15-254"/><SP/><String HEIGHT="31" CONTENT="gestellt" WIDTH="106" HPOS="1196" VPOS="1615" ID="st15-255"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1338" VPOS="1615" ID="st15-256"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="1615" ID="st15-257"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl15-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verständliche" WIDTH="202" HPOS="196" VPOS="1665" ID="st15-258"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="415" VPOS="1665" ID="st15-259"/><SP/><String HEIGHT="31" CONTENT="vollständige" WIDTH="176" HPOS="488" VPOS="1665" ID="st15-260"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="681" VPOS="1665" ID="st15-261"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="902" VPOS="1665" ID="st15-262"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="986" VPOS="1665" ID="st15-263"/><SP/><String HEIGHT="31" CONTENT="angebotenen" WIDTH="195" HPOS="1047" VPOS="1665" ID="st15-264"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="1259" VPOS="1665" ID="st15-265"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1410" VPOS="1665" ID="st15-266"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl15-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="275" HPOS="196" VPOS="1715" ID="st15-267"/><SP/><String HEIGHT="31" CONTENT="fehlten" WIDTH="100" HPOS="486" VPOS="1715" ID="st15-268"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="85" HPOS="602" VPOS="1715" ID="st15-269"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="687" VPOS="1715" ID="st15-270"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="718" VPOS="1715" ID="st15-271"/><SP/><String HEIGHT="31" CONTENT="Hannelore" WIDTH="154" HPOS="769" VPOS="1715" ID="st15-272"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="151" HPOS="939" VPOS="1715" ID="st15-273"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="1090" VPOS="1715" ID="st15-274"/><SP/><String HEIGHT="31" CONTENT="Abteilung" WIDTH="140" HPOS="1125" VPOS="1715" ID="st15-275"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="162" HPOS="1280" VPOS="1715" ID="st15-276" SUBS_TYPE="HypPart1" SUBS_CONTENT="Wirtschaftsund"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1715" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl15-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1765" ID="st15-277" SUBS_TYPE="HypPart2" SUBS_CONTENT="Wirtschaftsund"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="176" HPOS="269" VPOS="1765" ID="st15-278"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="463" VPOS="1765" ID="st15-279"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="529" VPOS="1765" ID="st15-280"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="656" VPOS="1765" ID="st15-281"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="70" HPOS="670" VPOS="1765" ID="st15-282"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="740" VPOS="1765" ID="st15-283"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="754" VPOS="1765" ID="st15-284"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="867" VPOS="1765" ID="st15-285"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="900" VPOS="1765" ID="st15-286"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprodukte" WIDTH="343" HPOS="967" VPOS="1765" ID="st15-287"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1327" VPOS="1765" ID="st15-288"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="1400" VPOS="1765" ID="st15-289"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl15-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="196" VPOS="1815" ID="st15-290"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="370" VPOS="1815" ID="st15-291"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="460" VPOS="1815" ID="st15-292"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="506" VPOS="1815" ID="st15-293"/><SP/><String HEIGHT="31" CONTENT="transparent" WIDTH="168" HPOS="604" VPOS="1815" ID="st15-294"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="783" VPOS="1815" ID="st15-295"/><SP/><String HEIGHT="31" CONTENT="vergleichbar" WIDTH="175" HPOS="850" VPOS="1815" ID="st15-296"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1025" VPOS="1815" ID="st15-297"/><SP/><String HEIGHT="31" CONTENT="Einen" WIDTH="85" HPOS="1051" VPOS="1815" ID="st15-298"/><SP/><String HEIGHT="31" CONTENT="Versicherungsschutz" WIDTH="309" HPOS="1147" VPOS="1815" ID="st15-299"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl15-30" WIDTH="1259" HEIGHT="31"><String HEIGHT="31" CONTENT="entsprechend" WIDTH="202" HPOS="196" VPOS="1865" ID="st15-300"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="409" VPOS="1865" ID="st15-301"/><SP/><String HEIGHT="31" CONTENT="tatsächlich" WIDTH="157" HPOS="468" VPOS="1865" ID="st15-302"/><SP/><String HEIGHT="31" CONTENT="vorhandenen" WIDTH="194" HPOS="636" VPOS="1865" ID="st15-303"/><SP/><String HEIGHT="31" CONTENT="Risikolagen" WIDTH="172" HPOS="841" VPOS="1865" ID="st15-304"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1024" VPOS="1865" ID="st15-305"/><SP/><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="194" HPOS="1091" VPOS="1865" ID="st15-306"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1296" VPOS="1865" ID="st15-307"/><SP/><String HEIGHT="31" CONTENT="wählen" WIDTH="98" HPOS="1341" VPOS="1865" ID="st15-308"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1439" VPOS="1865" ID="st15-309"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl15-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="196" VPOS="1915" ID="st15-310"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="261" VPOS="1915" ID="st15-311"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="359" VPOS="1915" ID="st15-312"/><SP/><String HEIGHT="31" CONTENT="Umständen" WIDTH="171" HPOS="479" VPOS="1915" ID="st15-313"/><SP/><String HEIGHT="31" CONTENT="kaum" WIDTH="81" HPOS="672" VPOS="1915" ID="st15-314"/><SP/><String HEIGHT="31" CONTENT="möglich" WIDTH="108" HPOS="775" VPOS="1915" ID="st15-315"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="883" VPOS="1915" ID="st15-316"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="921" VPOS="1915" ID="st15-317"/><SP/><String HEIGHT="31" CONTENT="bestehenden" WIDTH="193" HPOS="993" VPOS="1915" ID="st15-318"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="1208" VPOS="1915" ID="st15-319"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="1915" ID="st15-320"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl15-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="196" VPOS="1965" ID="st15-321"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="544" VPOS="1965" ID="st15-322"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="582" VPOS="1965" ID="st15-323"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="641" VPOS="1965" ID="st15-324"/><SP/><String HEIGHT="31" CONTENT="führten" WIDTH="104" HPOS="952" VPOS="1965" ID="st15-325"/><SP/><String HEIGHT="31" CONTENT="beispielsweise" WIDTH="215" HPOS="1067" VPOS="1965" ID="st15-326"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="65" HPOS="1293" VPOS="1965" ID="st15-327"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1358" VPOS="1965" ID="st15-328"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="1965" ID="st15-329"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl15-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="2015" ID="st15-330"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="97" HPOS="255" VPOS="2015" ID="st15-331"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="56" HPOS="362" VPOS="2015" ID="st15-332"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="429" VPOS="2015" ID="st15-333"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="486" VPOS="2015" ID="st15-334"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="575" VPOS="2015" ID="st15-335"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="634" VPOS="2015" ID="st15-336"/><SP/><String HEIGHT="31" CONTENT="Jahrzehnte" WIDTH="165" HPOS="711" VPOS="2015" ID="st15-337"/><SP/><String HEIGHT="31" CONTENT="laufenden" WIDTH="146" HPOS="887" VPOS="2015" ID="st15-338"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="1044" VPOS="2015" ID="st15-339"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1183" VPOS="2015" ID="st15-340"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1260" VPOS="2015" ID="st15-341"/><SP/><String HEIGHT="31" CONTENT="Wert" WIDTH="70" HPOS="1327" VPOS="2015" ID="st15-342"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="2015" ID="st15-343"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl15-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anlage" WIDTH="104" HPOS="196" VPOS="2065" ID="st15-344"/><SP/><String HEIGHT="31" CONTENT="informiert" WIDTH="138" HPOS="310" VPOS="2065" ID="st15-345"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="458" VPOS="2065" ID="st15-346"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="541" VPOS="2065" ID="st15-347"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="567" VPOS="2065" ID="st15-348"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="653" VPOS="2065" ID="st15-349"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="707" VPOS="2065" ID="st15-350"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="852" VPOS="2065" ID="st15-351"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="944" VPOS="2065" ID="st15-352"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1304" VPOS="2065" ID="st15-353"/><SP/><String HEIGHT="31" CONTENT="hierbei" WIDTH="100" HPOS="1356" VPOS="2065" ID="st15-354"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl15-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="2115" ID="st15-355"/><SP/><String HEIGHT="31" CONTENT="unbedingt" WIDTH="147" HPOS="299" VPOS="2115" ID="st15-356"/><SP/><String HEIGHT="31" CONTENT="hilfreich" WIDTH="112" HPOS="478" VPOS="2115" ID="st15-357"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="590" VPOS="2115" ID="st15-358"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="635" VPOS="2115" ID="st15-359"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="735" VPOS="2115" ID="st15-360"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="849" VPOS="2115" ID="st15-361"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="956" VPOS="2115" ID="st15-362"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="90" HPOS="1024" VPOS="2115" ID="st15-363"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="1147" VPOS="2115" ID="st15-364"/><SP/><String HEIGHT="31" CONTENT="verbindlichen" WIDTH="196" HPOS="1260" VPOS="2115" ID="st15-365"/></TextLine><TextLine HPOS="1438" VPOS="2207" ID="tl15-36" WIDTH="18" HEIGHT="31"><String HEIGHT="31" CONTENT="7" WIDTH="18" HPOS="1438" VPOS="2207" ID="st15-366"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="16" ID="p592530" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592530" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592530" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl16-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="221" HPOS="196" VPOS="215" ID="st16-0"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="434" VPOS="215" ID="st16-1"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="487" VPOS="215" ID="st16-2"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="179" HPOS="560" VPOS="215" ID="st16-3"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="739" VPOS="215" ID="st16-4"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="770" VPOS="215" ID="st16-5"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="123" HPOS="853" VPOS="215" ID="st16-6"/><SP/><String HEIGHT="31" CONTENT="entsprächen" WIDTH="183" HPOS="993" VPOS="215" ID="st16-7"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="1193" VPOS="215" ID="st16-8"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="1265" VPOS="215" ID="st16-9"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="1438" VPOS="215" ID="st16-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl16-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="265" ID="st16-11"/><SP/><String HEIGHT="31" CONTENT="zuletzt" WIDTH="97" HPOS="278" VPOS="265" ID="st16-12"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="386" VPOS="265" ID="st16-13"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="481" VPOS="265" ID="st16-14"/><SP/><String HEIGHT="31" CONTENT="Vertragstyp" WIDTH="170" HPOS="547" VPOS="265" ID="st16-15"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="729" VPOS="265" ID="st16-16"/><SP/><String HEIGHT="31" CONTENT="Vertragstyp" WIDTH="171" HPOS="775" VPOS="265" ID="st16-17"/><SP/><String HEIGHT="31" CONTENT="variierende" WIDTH="165" HPOS="957" VPOS="265" ID="st16-18"/><SP/><String HEIGHT="31" CONTENT="Abschlussprovisionen" WIDTH="322" HPOS="1134" VPOS="265" ID="st16-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl16-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="196" VPOS="315" ID="st16-20"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="252" VPOS="315" ID="st16-21"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="93" HPOS="360" VPOS="315" ID="st16-22"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="490" VPOS="315" ID="st16-23"/><SP/><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="194" HPOS="584" VPOS="315" ID="st16-24"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="816" VPOS="315" ID="st16-25"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="107" HPOS="901" VPOS="315" ID="st16-26"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1008" VPOS="315" ID="st16-27"/><SP/><String HEIGHT="31" CONTENT="Fehlentscheidungen" WIDTH="300" HPOS="1063" VPOS="315" ID="st16-28"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="315" ID="st16-29"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl16-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fehleinschätzungen" WIDTH="298" HPOS="196" VPOS="365" ID="st16-30"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="511" VPOS="365" ID="st16-31"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedarfs" WIDTH="324" HPOS="581" VPOS="365" ID="st16-32"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="922" VPOS="365" ID="st16-33"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1018" VPOS="365" ID="st16-34"/><SP/><String HEIGHT="31" CONTENT="Folge" WIDTH="76" HPOS="1079" VPOS="365" ID="st16-35"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1155" VPOS="365" ID="st16-36"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1188" VPOS="365" ID="st16-37"/><SP/><String HEIGHT="31" CONTENT="Korrektur" WIDTH="137" HPOS="1255" VPOS="365" ID="st16-38"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="365" ID="st16-39"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl16-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Entscheidung" WIDTH="202" HPOS="196" VPOS="415" ID="st16-40"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="421" VPOS="415" ID="st16-41"/><SP/><String HEIGHT="31" CONTENT="Kündigung" WIDTH="159" HPOS="527" VPOS="415" ID="st16-42"/><SP/><String HEIGHT="31" CONTENT="wirke" WIDTH="78" HPOS="708" VPOS="415" ID="st16-43"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="809" VPOS="415" ID="st16-44"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="891" VPOS="415" ID="st16-45"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="948" VPOS="415" ID="st16-46"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1043" VPOS="415" ID="st16-47"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="1119" VPOS="415" ID="st16-48"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl16-5" WIDTH="780" HEIGHT="31"><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="196" VPOS="465" ID="st16-49"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="337" VPOS="465" ID="st16-50"/><SP/><String HEIGHT="31" CONTENT="geringen" WIDTH="129" HPOS="395" VPOS="465" ID="st16-51"/><SP/><String HEIGHT="31" CONTENT="Rückkaufwerte" WIDTH="220" HPOS="534" VPOS="465" ID="st16-52"/><SP/><String HEIGHT="31" CONTENT="nachteilig" WIDTH="141" HPOS="763" VPOS="465" ID="st16-53"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="913" VPOS="465" ID="st16-54"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="960" VPOS="465" ID="st16-55"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl16-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="565" ID="st16-56"/><SP/><String HEIGHT="31" CONTENT="Neutarierung" WIDTH="192" HPOS="277" VPOS="565" ID="st16-57"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="482" VPOS="565" ID="st16-58"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="544" VPOS="565" ID="st16-59"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="664" VPOS="565" ID="st16-60"/><SP/><String HEIGHT="31" CONTENT="Pflichten" WIDTH="127" HPOS="733" VPOS="565" ID="st16-61"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="874" VPOS="565" ID="st16-62"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="941" VPOS="565" ID="st16-63"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1142" VPOS="565" ID="st16-64"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="189" HPOS="1211" VPOS="565" ID="st16-65"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="565" ID="st16-66"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl16-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dringend" WIDTH="130" HPOS="196" VPOS="615" ID="st16-67"/><SP/><String HEIGHT="31" CONTENT="erforderlich" WIDTH="162" HPOS="340" VPOS="615" ID="st16-68"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="502" VPOS="615" ID="st16-69"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="531" VPOS="615" ID="st16-70"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="595" VPOS="615" ID="st16-71"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="93" HPOS="735" VPOS="615" ID="st16-72"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="843" VPOS="615" ID="st16-73"/><SP/><String HEIGHT="31" CONTENT="Gesetzgeber" WIDTH="191" HPOS="922" VPOS="615" ID="st16-74"/><SP/><String HEIGHT="31" CONTENT="konkrete" WIDTH="128" HPOS="1127" VPOS="615" ID="st16-75"/><SP/><String HEIGHT="31" CONTENT="Aufträge" WIDTH="126" HPOS="1269" VPOS="615" ID="st16-76"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="615" ID="st16-77"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl16-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Veränderung" WIDTH="193" HPOS="196" VPOS="665" ID="st16-78"/><SP/><String HEIGHT="31" CONTENT="erteilt" WIDTH="79" HPOS="407" VPOS="665" ID="st16-79"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="486" VPOS="665" ID="st16-80"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="82" HPOS="516" VPOS="665" ID="st16-81"/><SP/><String HEIGHT="31" CONTENT="Manfred" WIDTH="122" HPOS="616" VPOS="665" ID="st16-82"/><SP/><String HEIGHT="31" CONTENT="Zöllmer" WIDTH="111" HPOS="756" VPOS="665" ID="st16-83"/><SP/><String HEIGHT="31" CONTENT="MdB" WIDTH="58" HPOS="885" VPOS="665" ID="st16-84"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="943" VPOS="665" ID="st16-85"/><SP/><String HEIGHT="31" CONTENT="Sprecher" WIDTH="135" HPOS="981" VPOS="665" ID="st16-86"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1134" VPOS="665" ID="st16-87"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreise" WIDTH="250" HPOS="1206" VPOS="665" ID="st16-88"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl16-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="196" VPOS="715" ID="st16-89"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="210" VPOS="715" ID="st16-90"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="472" VPOS="715" ID="st16-91"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="505" VPOS="715" ID="st16-92"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="571" VPOS="715" ID="st16-93"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="700" VPOS="715" ID="st16-94"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="714" VPOS="715" ID="st16-95"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="786" VPOS="715" ID="st16-96"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="800" VPOS="715" ID="st16-97"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="933" VPOS="715" ID="st16-98"/><SP/><String HEIGHT="31" CONTENT="Stellvertretender" WIDTH="244" HPOS="1007" VPOS="715" ID="st16-99"/><SP/><String HEIGHT="31" CONTENT="Vorsitzender" WIDTH="187" HPOS="1269" VPOS="715" ID="st16-100"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl16-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="196" VPOS="765" ID="st16-101"/><SP/><String HEIGHT="31" CONTENT="Bundestagsausschusses" WIDTH="369" HPOS="262" VPOS="765" ID="st16-102"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="643" VPOS="765" ID="st16-103"/><SP/><String HEIGHT="31" CONTENT="Ernährung" WIDTH="147" HPOS="695" VPOS="765" ID="st16-104"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="842" VPOS="765" ID="st16-105"/><SP/><String HEIGHT="31" CONTENT="Landwirtschaft" WIDTH="215" HPOS="872" VPOS="765" ID="st16-106"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1099" VPOS="765" ID="st16-107"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="272" HPOS="1167" VPOS="765" ID="st16-108"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="765" ID="st16-109"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl16-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ebenso" WIDTH="113" HPOS="196" VPOS="815" ID="st16-110"/><SP/><String HEIGHT="31" CONTENT="dringe" WIDTH="93" HPOS="337" VPOS="815" ID="st16-111"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="458" VPOS="815" ID="st16-112"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="46" HPOS="530" VPOS="815" ID="st16-113"/><SP/><String HEIGHT="31" CONTENT="nachdrücklich" WIDTH="204" HPOS="604" VPOS="815" ID="st16-114"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="836" VPOS="815" ID="st16-115"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="910" VPOS="815" ID="st16-116"/><SP/><String HEIGHT="31" CONTENT="zügige" WIDTH="99" HPOS="1000" VPOS="815" ID="st16-117"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="1126" VPOS="815" ID="st16-118"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1323" VPOS="815" ID="st16-119"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="38" HPOS="1399" VPOS="815" ID="st16-120" SUBS_TYPE="HypPart1" SUBS_CONTENT="EUVersicherungsvermittlerrichtlinie"/><HYP CONTENT="-" WIDTH="19" HPOS="1437" VPOS="815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl16-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlerrichtlinie" WIDTH="467" HPOS="196" VPOS="865" ID="st16-121" SUBS_TYPE="HypPart2" SUBS_CONTENT="EUVersicherungsvermittlerrichtlinie"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="663" VPOS="865" ID="st16-122"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="692" VPOS="865" ID="st16-123"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="754" VPOS="865" ID="st16-124"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="839" VPOS="865" ID="st16-125"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="226" HPOS="916" VPOS="865" ID="st16-126"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1156" VPOS="865" ID="st16-127"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1209" VPOS="865" ID="st16-128"/><SP/><String HEIGHT="31" CONTENT="Tätigkeit" WIDTH="126" HPOS="1268" VPOS="865" ID="st16-129"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st16-130"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl16-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="196" VPOS="915" ID="st16-131"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="596" VPOS="915" ID="st16-132"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="637" VPOS="915" ID="st16-133"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="49" HPOS="675" VPOS="915" ID="st16-134"/><SP/><String HEIGHT="31" CONTENT="Erlaubnis" WIDTH="139" HPOS="748" VPOS="915" ID="st16-135"/><SP/><String HEIGHT="31" CONTENT="darf" WIDTH="57" HPOS="910" VPOS="915" ID="st16-136"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="991" VPOS="915" ID="st16-137"/><SP/><String HEIGHT="31" CONTENT="erteilt" WIDTH="82" HPOS="1062" VPOS="915" ID="st16-138"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1167" VPOS="915" ID="st16-139"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1269" VPOS="915" ID="st16-140"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1309" VPOS="915" ID="st16-141"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="915" ID="st16-142"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl16-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="965" ID="st16-143"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="351" VPOS="965" ID="st16-144"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="427" VPOS="965" ID="st16-145"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="179" HPOS="648" VPOS="965" ID="st16-146"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="827" VPOS="965" ID="st16-147"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="853" VPOS="965" ID="st16-148"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="430" HPOS="929" VPOS="965" ID="st16-149"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1371" VPOS="965" ID="st16-150"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl16-15" WIDTH="434" HEIGHT="31"><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="196" VPOS="1015" ID="st16-151"/><SP/><String HEIGHT="31" CONTENT="guten" WIDTH="84" HPOS="287" VPOS="1015" ID="st16-152"/><SP/><String HEIGHT="31" CONTENT="Leumund" WIDTH="139" HPOS="380" VPOS="1015" ID="st16-153"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="528" VPOS="1015" ID="st16-154"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="613" VPOS="1015" ID="st16-155"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl16-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="196" VPOS="1115" ID="st16-156"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="1115" ID="st16-157"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="227" VPOS="1115" ID="st16-158"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="198" HPOS="276" VPOS="1115" ID="st16-159"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="51" HPOS="510" VPOS="1115" ID="st16-160"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="196" HPOS="597" VPOS="1115" ID="st16-161"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="39" HPOS="828" VPOS="1115" ID="st16-162"/><SP/><String HEIGHT="31" CONTENT="Umgang" WIDTH="134" HPOS="902" VPOS="1115" ID="st16-163"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="50" HPOS="1071" VPOS="1115" ID="st16-164"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="204" HPOS="1156" VPOS="1115" ID="st16-165"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1395" VPOS="1115" ID="st16-166"/></TextLine><TextLine HPOS="276" VPOS="1165" ID="tl16-17" WIDTH="710" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="404" HPOS="276" VPOS="1165" ID="st16-167"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="689" VPOS="1165" ID="st16-168"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="48" HPOS="717" VPOS="1165" ID="st16-169"/><SP/><String HEIGHT="31" CONTENT="Praxisbericht" WIDTH="211" HPOS="775" VPOS="1165" ID="st16-170"/></TextLine><TextLine HPOS="433" VPOS="1265" ID="tl16-18" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="433" VPOS="1265" ID="st16-171"/><String HEIGHT="31" CONTENT="Das" WIDTH="53" HPOS="450" VPOS="1265" ID="st16-172"/><SP/><String HEIGHT="31" CONTENT="Licht" WIDTH="70" HPOS="515" VPOS="1265" ID="st16-173"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="597" VPOS="1265" ID="st16-174"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="654" VPOS="1265" ID="st16-175"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="744" VPOS="1265" ID="st16-176"/><SP/><String HEIGHT="31" CONTENT="Tunnel" WIDTH="102" HPOS="809" VPOS="1265" ID="st16-177"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="922" VPOS="1265" ID="st16-178"/><SP/><String HEIGHT="31" CONTENT="langsam" WIDTH="126" HPOS="995" VPOS="1265" ID="st16-179"/><SP/><String HEIGHT="31" CONTENT="etwas" WIDTH="87" HPOS="1133" VPOS="1265" ID="st16-180"/><SP/><String HEIGHT="31" CONTENT="heller" WIDTH="78" HPOS="1231" VPOS="1265" ID="st16-181"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1309" VPOS="1265" ID="st16-182"/><SP/><String HEIGHT="31" CONTENT="Was" WIDTH="66" HPOS="1334" VPOS="1265" ID="st16-183"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1265" ID="st16-184"/></TextLine><TextLine HPOS="433" VPOS="1315" ID="tl16-19" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechte" WIDTH="105" HPOS="433" VPOS="1315" ID="st16-185"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="549" VPOS="1315" ID="st16-186"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="607" VPOS="1315" ID="st16-187"/><SP/><String HEIGHT="31" CONTENT="betrifft" WIDTH="93" HPOS="801" VPOS="1315" ID="st16-188"/><SP/><String HEIGHT="31" CONTENT="befinden" WIDTH="128" HPOS="904" VPOS="1315" ID="st16-189"/><SP/><String HEIGHT="31" CONTENT="wir" WIDTH="43" HPOS="1042" VPOS="1315" ID="st16-190"/><SP/><String HEIGHT="31" CONTENT="uns" WIDTH="54" HPOS="1095" VPOS="1315" ID="st16-191"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="56" HPOS="1159" VPOS="1315" ID="st16-192"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1225" VPOS="1315" ID="st16-193"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1261" VPOS="1315" ID="st16-194"/><SP/><String HEIGHT="31" CONTENT="Mitte" WIDTH="72" HPOS="1320" VPOS="1315" ID="st16-195"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1315" ID="st16-196"/></TextLine><TextLine HPOS="433" VPOS="1365" ID="tl16-20" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Tunnels" WIDTH="118" HPOS="433" VPOS="1365" ID="st16-197"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="561" VPOS="1365" ID="st16-198"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="626" VPOS="1365" ID="st16-199"/><SP/><String HEIGHT="31" CONTENT="lange" WIDTH="82" HPOS="708" VPOS="1365" ID="st16-200"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="800" VPOS="1365" ID="st16-201"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="880" VPOS="1365" ID="st16-202"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="936" VPOS="1365" ID="st16-203"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1024" VPOS="1365" ID="st16-204"/><SP/><String HEIGHT="31" CONTENT="Weges" WIDTH="94" HPOS="1087" VPOS="1365" ID="st16-205"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1181" VPOS="1365" ID="st16-206"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="1210" VPOS="1365" ID="st16-207"/><SP/><String HEIGHT="31" CONTENT="liegt" WIDTH="61" HPOS="1259" VPOS="1365" ID="st16-208"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="1330" VPOS="1365" ID="st16-209"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1365" ID="st16-210"/></TextLine><TextLine HPOS="433" VPOS="1415" ID="tl16-21" WIDTH="502" HEIGHT="31"><String HEIGHT="31" CONTENT="großes" WIDTH="103" HPOS="433" VPOS="1415" ID="st16-211"/><SP/><String HEIGHT="31" CONTENT="Stück" WIDTH="83" HPOS="546" VPOS="1415" ID="st16-212"/><SP/><String HEIGHT="31" CONTENT="Dunkelheit" WIDTH="158" HPOS="638" VPOS="1415" ID="st16-213"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="805" VPOS="1415" ID="st16-214"/><SP/><String HEIGHT="31" CONTENT="uns" WIDTH="44" HPOS="861" VPOS="1415" ID="st16-215"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="905" VPOS="1415" ID="st16-216"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="920" VPOS="1415" ID="st16-217"/></TextLine><TextLine HPOS="1217" VPOS="1465" ID="tl16-22" WIDTH="239" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="1217" VPOS="1465" ID="st16-218"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="1330" VPOS="1465" ID="st16-219"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl16-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="196" VPOS="1565" ID="st16-220"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="115" HPOS="319" VPOS="1565" ID="st16-221"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="434" VPOS="1565" ID="st16-222"/><SP/><String HEIGHT="31" CONTENT="unabhängige" WIDTH="193" HPOS="472" VPOS="1565" ID="st16-223"/><SP/><String HEIGHT="31" CONTENT="Versicherungsexpertin" WIDTH="332" HPOS="683" VPOS="1565" ID="st16-224"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1034" VPOS="1565" ID="st16-225"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1091" VPOS="1565" ID="st16-226"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="1154" VPOS="1565" ID="st16-227"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl16-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Nordrhein" WIDTH="144" HPOS="196" VPOS="1615" ID="st16-228"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="340" VPOS="1615" ID="st16-229"/><String HEIGHT="31" CONTENT="Westfalen" WIDTH="145" HPOS="357" VPOS="1615" ID="st16-230"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="517" VPOS="1615" ID="st16-231"/><SP/><String HEIGHT="31" CONTENT="Essen" WIDTH="85" HPOS="557" VPOS="1615" ID="st16-232"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="642" VPOS="1615" ID="st16-233"/><SP/><String HEIGHT="31" CONTENT="berichtet" WIDTH="128" HPOS="674" VPOS="1615" ID="st16-234"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="817" VPOS="1615" ID="st16-235"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="886" VPOS="1615" ID="st16-236"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="176" HPOS="956" VPOS="1615" ID="st16-237"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1132" VPOS="1615" ID="st16-238"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1163" VPOS="1615" ID="st16-239"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1223" VPOS="1615" ID="st16-240"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1615" ID="st16-241"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl16-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Umgang" WIDTH="126" HPOS="196" VPOS="1665" ID="st16-242"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="336" VPOS="1665" ID="st16-243"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="368" HPOS="395" VPOS="1665" ID="st16-244"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="777" VPOS="1665" ID="st16-245"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="846" VPOS="1665" ID="st16-246"/><SP/><String HEIGHT="31" CONTENT="sammeln" WIDTH="126" HPOS="1270" VPOS="1665" ID="st16-247"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1396" VPOS="1665" ID="st16-248"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="1429" VPOS="1665" ID="st16-249"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl16-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="196" VPOS="1715" ID="st16-250"/><SP/><String HEIGHT="31" CONTENT="Beratungsarbeit" WIDTH="235" HPOS="283" VPOS="1715" ID="st16-251"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="538" VPOS="1715" ID="st16-252"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="632" VPOS="1715" ID="st16-253"/><SP/><String HEIGHT="31" CONTENT="festgestellt" WIDTH="155" HPOS="695" VPOS="1715" ID="st16-254"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="850" VPOS="1715" ID="st16-255"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="883" VPOS="1715" ID="st16-256"/><SP/><String HEIGHT="31" CONTENT="Verbraucherinnen" WIDTH="265" HPOS="973" VPOS="1715" ID="st16-257"/><SP/><String HEIGHT="31" CONTENT="sachkundiger" WIDTH="198" HPOS="1258" VPOS="1715" ID="st16-258"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl16-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geworden" WIDTH="147" HPOS="196" VPOS="1765" ID="st16-259"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="360" VPOS="1765" ID="st16-260"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="416" VPOS="1765" ID="st16-261"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="448" VPOS="1765" ID="st16-262"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="506" VPOS="1765" ID="st16-263"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="199" HPOS="604" VPOS="1765" ID="st16-264"/><SP/><String HEIGHT="31" CONTENT="junge" WIDTH="82" HPOS="821" VPOS="1765" ID="st16-265"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="106" HPOS="920" VPOS="1765" ID="st16-266"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1026" VPOS="1765" ID="st16-267"/><SP/><String HEIGHT="31" CONTENT="Akademiker" WIDTH="176" HPOS="1062" VPOS="1765" ID="st16-268"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1255" VPOS="1765" ID="st16-269"/><SP/><String HEIGHT="31" CONTENT="versierte" WIDTH="128" HPOS="1328" VPOS="1765" ID="st16-270"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl16-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="InternetznutzerInnen" WIDTH="306" HPOS="196" VPOS="1815" ID="st16-271"/><SP/><String HEIGHT="31" CONTENT="gut" WIDTH="46" HPOS="514" VPOS="1815" ID="st16-272"/><SP/><String HEIGHT="31" CONTENT="informiert" WIDTH="134" HPOS="572" VPOS="1815" ID="st16-273"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="706" VPOS="1815" ID="st16-274"/><SP/><String HEIGHT="31" CONTENT="wo" WIDTH="43" HPOS="732" VPOS="1815" ID="st16-275"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="787" VPOS="1815" ID="st16-276"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="841" VPOS="1815" ID="st16-277"/><SP/><String HEIGHT="31" CONTENT="günstig" WIDTH="108" HPOS="1086" VPOS="1815" ID="st16-278"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="121" HPOS="1205" VPOS="1815" ID="st16-279"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="1338" VPOS="1815" ID="st16-280"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="1815" ID="st16-281"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl16-29" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="1865" ID="st16-282"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="282" VPOS="1865" ID="st16-283"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="371" VPOS="1865" ID="st16-284"/><SP/><String HEIGHT="31" CONTENT="zunehmend" WIDTH="175" HPOS="563" VPOS="1865" ID="st16-285"/><SP/><String HEIGHT="31" CONTENT="kritischer" WIDTH="133" HPOS="747" VPOS="1865" ID="st16-286"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="890" VPOS="1865" ID="st16-287"/><SP/><String HEIGHT="31" CONTENT="holten" WIDTH="91" HPOS="954" VPOS="1865" ID="st16-288"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1055" VPOS="1865" ID="st16-289"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="1110" VPOS="1865" ID="st16-290"/><SP/><String HEIGHT="31" CONTENT="Unterschrift" WIDTH="170" HPOS="1186" VPOS="1865" ID="st16-291"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="1366" VPOS="1865" ID="st16-292"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl16-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="1915" ID="st16-293"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="273" VPOS="1915" ID="st16-294"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="345" VPOS="1915" ID="st16-295"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="414" VPOS="1915" ID="st16-296"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="40" HPOS="737" VPOS="1915" ID="st16-297"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="777" VPOS="1915" ID="st16-298"/><SP/><String HEIGHT="31" CONTENT="Verbraucherinnen" WIDTH="265" HPOS="812" VPOS="1915" ID="st16-299"/><SP/><String HEIGHT="31" CONTENT="setzten" WIDTH="108" HPOS="1097" VPOS="1915" ID="st16-300"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="1226" VPOS="1915" ID="st16-301"/><SP/><String HEIGHT="31" CONTENT="Schwer" WIDTH="106" HPOS="1333" VPOS="1915" ID="st16-302" SUBS_TYPE="HypPart1" SUBS_CONTENT="Schwerpunkte"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl16-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="punkte" WIDTH="94" HPOS="196" VPOS="1965" ID="st16-303" SUBS_TYPE="HypPart2" SUBS_CONTENT="Schwerpunkte"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="290" VPOS="1965" ID="st16-304"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="336" VPOS="1965" ID="st16-305"/><SP/><String HEIGHT="31" CONTENT="gewännen" WIDTH="154" HPOS="408" VPOS="1965" ID="st16-306"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherungen" WIDTH="503" HPOS="592" VPOS="1965" ID="st16-307"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1125" VPOS="1965" ID="st16-308"/><SP/><String HEIGHT="31" CONTENT="Investmentfonds" WIDTH="244" HPOS="1212" VPOS="1965" ID="st16-309"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl16-32" WIDTH="962" HEIGHT="31"><String HEIGHT="31" CONTENT="anstelle" WIDTH="115" HPOS="196" VPOS="2015" ID="st16-310"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="320" VPOS="2015" ID="st16-311"/><SP/><String HEIGHT="31" CONTENT="klassischen" WIDTH="172" HPOS="378" VPOS="2015" ID="st16-312"/><SP/><String HEIGHT="31" CONTENT="Ausbildungsversicherung" WIDTH="372" HPOS="560" VPOS="2015" ID="st16-313"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="941" VPOS="2015" ID="st16-314"/><SP/><String HEIGHT="31" CONTENT="Bedeutung" WIDTH="153" HPOS="987" VPOS="2015" ID="st16-315"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1140" VPOS="2015" ID="st16-316"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl16-33" WIDTH="19" HEIGHT="31"><String HEIGHT="31" CONTENT="8" WIDTH="19" HPOS="196" VPOS="2207" ID="st16-317"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="17" ID="p592531" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592531" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592531" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl17-0" WIDTH="869" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="196" VPOS="215" ID="st17-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="215" ID="st17-1"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="215" ID="st17-2"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="215" ID="st17-3"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="255" VPOS="215" ID="st17-4"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="296" VPOS="215" ID="st17-5"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="435" VPOS="215" ID="st17-6"/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="179" HPOS="451" VPOS="215" ID="st17-7"/><SP/><String HEIGHT="31" CONTENT="trifft" WIDTH="56" HPOS="639" VPOS="215" ID="st17-8"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="345" HPOS="704" VPOS="215" ID="st17-9"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1049" VPOS="215" ID="st17-10"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl17-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Diesen" WIDTH="104" HPOS="196" VPOS="315" ID="st17-11"/><SP/><String HEIGHT="31" CONTENT="positiven" WIDTH="131" HPOS="315" VPOS="315" ID="st17-12"/><SP/><String HEIGHT="31" CONTENT="Aspekten" WIDTH="139" HPOS="461" VPOS="315" ID="st17-13"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="614" VPOS="315" ID="st17-14"/><SP/><String HEIGHT="31" CONTENT="Verhältnisses" WIDTH="200" HPOS="683" VPOS="315" ID="st17-15"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="897" VPOS="315" ID="st17-16"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="966" VPOS="315" ID="st17-17"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1182" VPOS="315" ID="st17-18"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="315" ID="st17-19" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl17-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmen" WIDTH="197" HPOS="196" VPOS="365" ID="st17-20" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="404" VPOS="365" ID="st17-21"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="370" HPOS="471" VPOS="365" ID="st17-22"/><SP/><String HEIGHT="31" CONTENT="stünden" WIDTH="119" HPOS="852" VPOS="365" ID="st17-23"/><SP/><String HEIGHT="31" CONTENT="negative" WIDTH="126" HPOS="982" VPOS="365" ID="st17-24"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="152" HPOS="1120" VPOS="365" ID="st17-25"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1272" VPOS="365" ID="st17-26"/><SP/><String HEIGHT="31" CONTENT="bemängelt" WIDTH="156" HPOS="1300" VPOS="365" ID="st17-27"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl17-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="196" VPOS="415" ID="st17-28"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="310" VPOS="415" ID="st17-29"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="436" VPOS="415" ID="st17-30"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="456" VPOS="415" ID="st17-31"/><SP/><String HEIGHT="31" CONTENT="setzten" WIDTH="108" HPOS="507" VPOS="415" ID="st17-32"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="625" VPOS="415" ID="st17-33"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="778" VPOS="415" ID="st17-34"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="844" VPOS="415" ID="st17-35"/><SP/><String HEIGHT="31" CONTENT="emotional" WIDTH="144" HPOS="970" VPOS="415" ID="st17-36"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1125" VPOS="415" ID="st17-37"/><SP/><String HEIGHT="31" CONTENT="Druck" WIDTH="87" HPOS="1211" VPOS="415" ID="st17-38"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="1308" VPOS="415" ID="st17-39"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="415" ID="st17-40"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl17-4" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Motto" WIDTH="84" HPOS="196" VPOS="465" ID="st17-41"/><String HEIGHT="31" CONTENT="„" WIDTH="19" HPOS="296" VPOS="465" ID="st17-42"/><String HEIGHT="31" CONTENT="Man" WIDTH="57" HPOS="315" VPOS="465" ID="st17-43"/><SP/><String HEIGHT="31" CONTENT="kennt" WIDTH="81" HPOS="389" VPOS="465" ID="st17-44"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="487" VPOS="465" ID="st17-45"/><SP/><String HEIGHT="31" CONTENT="doch" WIDTH="72" HPOS="563" VPOS="465" ID="st17-46"/><SP/><String HEIGHT="31" CONTENT="schon" WIDTH="89" HPOS="652" VPOS="465" ID="st17-47"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="757" VPOS="465" ID="st17-48"/><SP/><String HEIGHT="31" CONTENT="lange" WIDTH="72" HPOS="809" VPOS="465" ID="st17-49"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="881" VPOS="465" ID="st17-50"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="896" VPOS="465" ID="st17-51"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="927" VPOS="465" ID="st17-52"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="1011" VPOS="465" ID="st17-53"/><String HEIGHT="31" CONTENT="Der" WIDTH="48" HPOS="1027" VPOS="465" ID="st17-54"/><SP/><String HEIGHT="31" CONTENT="Nachbar" WIDTH="126" HPOS="1092" VPOS="465" ID="st17-55"/><SP/><String HEIGHT="31" CONTENT="war" WIDTH="53" HPOS="1235" VPOS="465" ID="st17-56"/><SP/><String HEIGHT="31" CONTENT="ja" WIDTH="26" HPOS="1305" VPOS="465" ID="st17-57"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1347" VPOS="465" ID="st17-58"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1408" VPOS="465" ID="st17-59"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl17-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="196" VPOS="515" ID="st17-60"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="350" VPOS="515" ID="st17-61"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="440" VPOS="515" ID="st17-62"/><SP/><String HEIGHT="31" CONTENT="zufrieden" WIDTH="129" HPOS="494" VPOS="515" ID="st17-63"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="623" VPOS="515" ID="st17-64"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="637" VPOS="515" ID="st17-65"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="670" VPOS="515" ID="st17-66"/><SP/><String HEIGHT="31" CONTENT="finde" WIDTH="72" HPOS="764" VPOS="515" ID="st17-67"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="855" VPOS="515" ID="st17-68"/><SP/><String HEIGHT="31" CONTENT="individuelle" WIDTH="165" HPOS="953" VPOS="515" ID="st17-69"/><SP/><String HEIGHT="31" CONTENT="Bedarfsanalyse" WIDTH="230" HPOS="1136" VPOS="515" ID="st17-70"/><SP/><String HEIGHT="31" CONTENT="statt" WIDTH="60" HPOS="1384" VPOS="515" ID="st17-71"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1444" VPOS="515" ID="st17-72"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl17-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="196" VPOS="565" ID="st17-73"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="289" VPOS="565" ID="st17-74"/><SP/><String HEIGHT="31" CONTENT="Prinzip" WIDTH="102" HPOS="369" VPOS="565" ID="st17-75"/><String HEIGHT="31" CONTENT="„" WIDTH="18" HPOS="485" VPOS="565" ID="st17-76"/><String HEIGHT="31" CONTENT="Masse" WIDTH="92" HPOS="503" VPOS="565" ID="st17-77"/><SP/><String HEIGHT="31" CONTENT="statt" WIDTH="63" HPOS="610" VPOS="565" ID="st17-78"/><SP/><String HEIGHT="31" CONTENT="Klasse" WIDTH="95" HPOS="687" VPOS="565" ID="st17-79"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="782" VPOS="565" ID="st17-80"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="813" VPOS="565" ID="st17-81"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="919" VPOS="565" ID="st17-82"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="982" VPOS="565" ID="st17-83"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1093" VPOS="565" ID="st17-84"/><SP/><String HEIGHT="31" CONTENT="umfangreichen" WIDTH="221" HPOS="1152" VPOS="565" ID="st17-85"/><SP/><String HEIGHT="31" CONTENT="EDV" WIDTH="68" HPOS="1388" VPOS="565" ID="st17-86"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl17-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gestützten" WIDTH="154" HPOS="196" VPOS="615" ID="st17-87"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="369" VPOS="615" ID="st17-88"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="591" VPOS="615" ID="st17-89"/><SP/><String HEIGHT="31" CONTENT="Versorgungsanalysen" WIDTH="323" HPOS="645" VPOS="615" ID="st17-90"/><SP/><String HEIGHT="31" CONTENT="überflutet" WIDTH="134" HPOS="987" VPOS="615" ID="st17-91"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1121" VPOS="615" ID="st17-92"/><SP/><String HEIGHT="31" CONTENT="Dadurch" WIDTH="126" HPOS="1154" VPOS="615" ID="st17-93"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1298" VPOS="615" ID="st17-94"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="615" ID="st17-95"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl17-8" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Eindruck" WIDTH="130" HPOS="196" VPOS="665" ID="st17-96"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="349" VPOS="665" ID="st17-97"/><SP/><String HEIGHT="31" CONTENT="individuellen" WIDTH="183" HPOS="446" VPOS="665" ID="st17-98"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="652" VPOS="665" ID="st17-99"/><SP/><String HEIGHT="31" CONTENT="erweckt" WIDTH="108" HPOS="810" VPOS="665" ID="st17-100"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="918" VPOS="665" ID="st17-101"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="957" VPOS="665" ID="st17-102"/><SP/><String HEIGHT="31" CONTENT="Wahrheit" WIDTH="133" HPOS="1008" VPOS="665" ID="st17-103"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="1164" VPOS="665" ID="st17-104"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1289" VPOS="665" ID="st17-105"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="97" HPOS="1360" VPOS="665" ID="st17-106"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl17-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="196" VPOS="715" ID="st17-107"/><SP/><String HEIGHT="31" CONTENT="komplett" WIDTH="126" HPOS="346" VPOS="715" ID="st17-108"/><SP/><String HEIGHT="31" CONTENT="standardisierte" WIDTH="218" HPOS="485" VPOS="715" ID="st17-109"/><SP/><String HEIGHT="31" CONTENT="Analysen" WIDTH="129" HPOS="716" VPOS="715" ID="st17-110"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="845" VPOS="715" ID="st17-111"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="875" VPOS="715" ID="st17-112"/><SP/><String HEIGHT="31" CONTENT="traue" WIDTH="76" HPOS="921" VPOS="715" ID="st17-113"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1010" VPOS="715" ID="st17-114"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1082" VPOS="715" ID="st17-115"/><SP/><String HEIGHT="31" CONTENT="meist" WIDTH="80" HPOS="1192" VPOS="715" ID="st17-116"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="1285" VPOS="715" ID="st17-117"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1350" VPOS="715" ID="st17-118"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1377" VPOS="715" ID="st17-119"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl17-10" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="765" ID="st17-120"/><SP/><String HEIGHT="31" CONTENT="hinterfragen" WIDTH="172" HPOS="247" VPOS="765" ID="st17-121"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="419" VPOS="765" ID="st17-122"/><SP/><String HEIGHT="31" CONTENT="denn" WIDTH="74" HPOS="450" VPOS="765" ID="st17-123"/><String HEIGHT="31" CONTENT="„" WIDTH="12" HPOS="540" VPOS="765" ID="st17-124"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="552" VPOS="765" ID="st17-125"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="564" VPOS="765" ID="st17-126"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="577" VPOS="765" ID="st17-127"/><String HEIGHT="31" CONTENT="der" WIDTH="38" HPOS="589" VPOS="765" ID="st17-128"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="129" HPOS="643" VPOS="765" ID="st17-129"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="788" VPOS="765" ID="st17-130"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="850" VPOS="765" ID="st17-131"/><SP/><String HEIGHT="31" CONTENT="doch" WIDTH="72" HPOS="925" VPOS="765" ID="st17-132"/><SP/><String HEIGHT="31" CONTENT="soviel" WIDTH="85" HPOS="1013" VPOS="765" ID="st17-133"/><SP/><String HEIGHT="31" CONTENT="Arbeit" WIDTH="87" HPOS="1114" VPOS="765" ID="st17-134"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="115" HPOS="1217" VPOS="765" ID="st17-135"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1332" VPOS="765" ID="st17-136"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1348" VPOS="765" ID="st17-137"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="1381" VPOS="765" ID="st17-138"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl17-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vernachlässigten" WIDTH="251" HPOS="196" VPOS="815" ID="st17-139"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="345" HPOS="500" VPOS="815" ID="st17-140"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="845" VPOS="815" ID="st17-141"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="913" VPOS="815" ID="st17-142"/><SP/><String HEIGHT="31" CONTENT="entscheidende" WIDTH="217" HPOS="1013" VPOS="815" ID="st17-143"/><SP/><String HEIGHT="31" CONTENT="Risikolagen" WIDTH="172" HPOS="1284" VPOS="815" ID="st17-144"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl17-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hinzuweisen" WIDTH="176" HPOS="196" VPOS="865" ID="st17-145"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="372" VPOS="865" ID="st17-146"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="114" HPOS="409" VPOS="865" ID="st17-147"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="543" VPOS="865" ID="st17-148"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="665" VPOS="865" ID="st17-149"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="683" VPOS="865" ID="st17-150"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="142" HPOS="790" VPOS="865" ID="st17-151"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="932" VPOS="865" ID="st17-152"/><SP/><String HEIGHT="31" CONTENT="Chefredakteur" WIDTH="211" HPOS="969" VPOS="865" ID="st17-153"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1200" VPOS="865" ID="st17-154"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="166" HPOS="1273" VPOS="865" ID="st17-155"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="865" ID="st17-156"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl17-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="196" VPOS="915" ID="st17-157"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="281" VPOS="915" ID="st17-158"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="305" VPOS="915" ID="st17-159"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="360" VPOS="915" ID="st17-160"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="449" VPOS="915" ID="st17-161"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="70" HPOS="499" VPOS="915" ID="st17-162"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="29" HPOS="584" VPOS="915" ID="st17-163"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="613" VPOS="915" ID="st17-164"/><SP/><String HEIGHT="31" CONTENT="93" WIDTH="37" HPOS="643" VPOS="915" ID="st17-165"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="694" VPOS="915" ID="st17-166"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="741" VPOS="915" ID="st17-167"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="772" VPOS="915" ID="st17-168"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1123" VPOS="915" ID="st17-169"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1164" VPOS="915" ID="st17-170"/><SP/><String HEIGHT="31" CONTENT="Bundesrepublik" WIDTH="230" HPOS="1226" VPOS="915" ID="st17-171"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl17-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="178" HPOS="196" VPOS="965" ID="st17-172"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="374" VPOS="965" ID="st17-173"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="429" VPOS="965" ID="st17-174"/><SP/><String HEIGHT="31" CONTENT="verfügten" WIDTH="139" HPOS="566" VPOS="965" ID="st17-175"/><SP/><String HEIGHT="31" CONTENT="30" WIDTH="37" HPOS="744" VPOS="965" ID="st17-176"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="820" VPOS="965" ID="st17-177"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="888" VPOS="965" ID="st17-178"/><SP/><String HEIGHT="31" CONTENT="Haushalte" WIDTH="150" HPOS="990" VPOS="965" ID="st17-179"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1179" VPOS="965" ID="st17-180"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1288" VPOS="965" ID="st17-181"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="965" ID="st17-182"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl17-15" WIDTH="349" HEIGHT="31"><String HEIGHT="31" CONTENT="Haftpflichtversicherung" WIDTH="334" HPOS="196" VPOS="1015" ID="st17-183"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="530" VPOS="1015" ID="st17-184"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl17-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="1115" ID="st17-185"/><SP/><String HEIGHT="31" CONTENT="mangelnde" WIDTH="165" HPOS="272" VPOS="1115" ID="st17-186"/><SP/><String HEIGHT="31" CONTENT="Fachwissen" WIDTH="176" HPOS="454" VPOS="1115" ID="st17-187"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="647" VPOS="1115" ID="st17-188"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="711" VPOS="1115" ID="st17-189"/><SP/><String HEIGHT="31" CONTENT="nutze" WIDTH="81" HPOS="912" VPOS="1115" ID="st17-190"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1010" VPOS="1115" ID="st17-191"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="1075" VPOS="1115" ID="st17-192"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1213" VPOS="1115" ID="st17-193"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="1243" VPOS="1115" ID="st17-194"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1306" VPOS="1115" ID="st17-195"/><SP/><String HEIGHT="31" CONTENT="seinen" WIDTH="98" HPOS="1358" VPOS="1115" ID="st17-196"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl17-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="(" WIDTH="15" HPOS="196" VPOS="1165" ID="st17-197"/><String HEIGHT="31" CONTENT="Provisions" WIDTH="157" HPOS="211" VPOS="1165" ID="st17-198"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="368" VPOS="1165" ID="st17-199"/><String HEIGHT="31" CONTENT=")" WIDTH="16" HPOS="383" VPOS="1165" ID="st17-200"/><String HEIGHT="31" CONTENT="Gunsten" WIDTH="110" HPOS="399" VPOS="1165" ID="st17-201"/><SP/><String HEIGHT="31" CONTENT="abzuschließen" WIDTH="208" HPOS="524" VPOS="1165" ID="st17-202"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="732" VPOS="1165" ID="st17-203"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="763" VPOS="1165" ID="st17-204"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="813" VPOS="1165" ID="st17-205"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="931" VPOS="1165" ID="st17-206"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1057" VPOS="1165" ID="st17-207"/><SP/><String HEIGHT="31" CONTENT="Bereits" WIDTH="104" HPOS="1082" VPOS="1165" ID="st17-208"/><SP/><String HEIGHT="31" CONTENT="vorhandene" WIDTH="176" HPOS="1200" VPOS="1165" ID="st17-209"/><SP/><String HEIGHT="31" CONTENT="gute" WIDTH="65" HPOS="1391" VPOS="1165" ID="st17-210"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl17-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsverträge" WIDTH="335" HPOS="196" VPOS="1215" ID="st17-211"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="550" VPOS="1215" ID="st17-212"/><SP/><String HEIGHT="31" CONTENT="sogar" WIDTH="83" HPOS="679" VPOS="1215" ID="st17-213"/><SP/><String HEIGHT="31" CONTENT="schlecht" WIDTH="122" HPOS="781" VPOS="1215" ID="st17-214"/><SP/><String HEIGHT="31" CONTENT="geredet" WIDTH="113" HPOS="922" VPOS="1215" ID="st17-215"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1054" VPOS="1215" ID="st17-216"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1129" VPOS="1215" ID="st17-217"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1196" VPOS="1215" ID="st17-218"/><SP/><String HEIGHT="31" CONTENT="quasi" WIDTH="80" HPOS="1311" VPOS="1215" ID="st17-219"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="1215" ID="st17-220"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl17-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kündigung" WIDTH="160" HPOS="196" VPOS="1265" ID="st17-221"/><SP/><String HEIGHT="31" CONTENT="genötigt" WIDTH="113" HPOS="382" VPOS="1265" ID="st17-222"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="495" VPOS="1265" ID="st17-223"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="536" VPOS="1265" ID="st17-224"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="658" VPOS="1265" ID="st17-225"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="676" VPOS="1265" ID="st17-226"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="790" VPOS="1265" ID="st17-227"/><SP/><String HEIGHT="31" CONTENT="illustriert" WIDTH="125" HPOS="966" VPOS="1265" ID="st17-228"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1117" VPOS="1265" ID="st17-229"/><SP/><String HEIGHT="31" CONTENT="Beobachtungen" WIDTH="233" HPOS="1223" VPOS="1265" ID="st17-230"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl17-20" WIDTH="371" HEIGHT="31"><String HEIGHT="31" CONTENT="anhand" WIDTH="111" HPOS="196" VPOS="1315" ID="st17-231"/><SP/><String HEIGHT="31" CONTENT="zweier" WIDTH="96" HPOS="317" VPOS="1315" ID="st17-232"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="130" HPOS="422" VPOS="1315" ID="st17-233"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="552" VPOS="1315" ID="st17-234"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl17-21" WIDTH="158" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="196" VPOS="1415" ID="st17-235"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="16" HPOS="322" VPOS="1415" ID="st17-236"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="338" VPOS="1415" ID="st17-237"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl17-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="1465" ID="st17-238"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="255" VPOS="1465" ID="st17-239"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="616" VPOS="1465" ID="st17-240"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="673" VPOS="1465" ID="st17-241"/><SP/><String HEIGHT="31" CONTENT="68" WIDTH="37" HPOS="758" VPOS="1465" ID="st17-242"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="84" HPOS="805" VPOS="1465" ID="st17-243"/><SP/><String HEIGHT="31" CONTENT="alten" WIDTH="72" HPOS="900" VPOS="1465" ID="st17-244"/><SP/><String HEIGHT="31" CONTENT="Dame" WIDTH="88" HPOS="983" VPOS="1465" ID="st17-245"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1082" VPOS="1465" ID="st17-246"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1156" VPOS="1465" ID="st17-247"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl17-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1515" ID="st17-248"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="261" VPOS="1515" ID="st17-249"/><SP/><String HEIGHT="31" CONTENT="monatlichen" WIDTH="179" HPOS="355" VPOS="1515" ID="st17-250"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="105" HPOS="554" VPOS="1515" ID="st17-251"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="679" VPOS="1515" ID="st17-252"/><SP/><String HEIGHT="31" CONTENT="154" WIDTH="55" HPOS="753" VPOS="1515" ID="st17-253"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="70" HPOS="828" VPOS="1515" ID="st17-254"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="918" VPOS="1515" ID="st17-255"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="994" VPOS="1515" ID="st17-256"/><SP/><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="117" HPOS="1087" VPOS="1515" ID="st17-257"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1224" VPOS="1515" ID="st17-258"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="1298" VPOS="1515" ID="st17-259"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="1354" VPOS="1515" ID="st17-260"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl17-24" WIDTH="128" HEIGHT="31"><String HEIGHT="31" CONTENT="verkauft" WIDTH="113" HPOS="196" VPOS="1565" ID="st17-261"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="309" VPOS="1565" ID="st17-262"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl17-25" WIDTH="158" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="196" VPOS="1665" ID="st17-263"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="16" HPOS="322" VPOS="1665" ID="st17-264"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="338" VPOS="1665" ID="st17-265"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl17-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="1715" ID="st17-266"/><SP/><String HEIGHT="31" CONTENT="Ehepaar" WIDTH="126" HPOS="261" VPOS="1715" ID="st17-267"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="404" VPOS="1715" ID="st17-268"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="468" VPOS="1715" ID="st17-269"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="522" VPOS="1715" ID="st17-270"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="876" VPOS="1715" ID="st17-271"/><SP/><String HEIGHT="31" CONTENT="gleichen" WIDTH="124" HPOS="965" VPOS="1715" ID="st17-272"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="1106" VPOS="1715" ID="st17-273"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl17-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="abgeschlossen" WIDTH="215" HPOS="196" VPOS="1765" ID="st17-274"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="411" VPOS="1765" ID="st17-275"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="445" VPOS="1765" ID="st17-276"/><SP/><String HEIGHT="31" CONTENT="Mitarbeiter" WIDTH="157" HPOS="516" VPOS="1765" ID="st17-277"/><SP/><String HEIGHT="31" CONTENT="wurde" WIDTH="90" HPOS="691" VPOS="1765" ID="st17-278"/><SP/><String HEIGHT="31" CONTENT="hausintern" WIDTH="156" HPOS="798" VPOS="1765" ID="st17-279"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="971" VPOS="1765" ID="st17-280"/><SP/><String HEIGHT="31" CONTENT="bester" WIDTH="93" HPOS="1031" VPOS="1765" ID="st17-281"/><SP/><String HEIGHT="31" CONTENT="Außendienstler" WIDTH="224" HPOS="1141" VPOS="1765" ID="st17-282"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="1765" ID="st17-283"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl17-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Region" WIDTH="106" HPOS="196" VPOS="1815" ID="st17-284"/><SP/><String HEIGHT="31" CONTENT="prämiert" WIDTH="116" HPOS="312" VPOS="1815" ID="st17-285"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="428" VPOS="1815" ID="st17-286"/><SP/><String HEIGHT="31" CONTENT="Als" WIDTH="47" HPOS="453" VPOS="1815" ID="st17-287"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="509" VPOS="1815" ID="st17-288"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="549" VPOS="1815" ID="st17-289"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="613" VPOS="1815" ID="st17-290"/><SP/><String HEIGHT="31" CONTENT="wechselte" WIDTH="141" HPOS="1032" VPOS="1815" ID="st17-291"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1173" VPOS="1815" ID="st17-292"/><SP/><String HEIGHT="31" CONTENT="versuchte" WIDTH="145" HPOS="1199" VPOS="1815" ID="st17-293"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="25" HPOS="1354" VPOS="1815" ID="st17-294"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1379" VPOS="1815" ID="st17-295"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1815" ID="st17-296"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl17-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ehepaar" WIDTH="126" HPOS="196" VPOS="1865" ID="st17-297"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="350" VPOS="1865" ID="st17-298"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="412" VPOS="1865" ID="st17-299"/><SP/><String HEIGHT="31" CONTENT="Kündigung" WIDTH="159" HPOS="514" VPOS="1865" ID="st17-300"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="700" VPOS="1865" ID="st17-301"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="791" VPOS="1865" ID="st17-302"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="855" VPOS="1865" ID="st17-303"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1219" VPOS="1865" ID="st17-304"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1302" VPOS="1865" ID="st17-305"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="1865" ID="st17-306"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl17-30" WIDTH="879" HEIGHT="31"><String HEIGHT="31" CONTENT="Neuabschluss" WIDTH="210" HPOS="196" VPOS="1915" ID="st17-307"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="415" VPOS="1915" ID="st17-308"/><SP/><String HEIGHT="31" CONTENT="seinem" WIDTH="107" HPOS="469" VPOS="1915" ID="st17-309"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="586" VPOS="1915" ID="st17-310"/><SP/><String HEIGHT="31" CONTENT="Arbeitgeber" WIDTH="172" HPOS="688" VPOS="1915" ID="st17-311"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="869" VPOS="1915" ID="st17-312"/><SP/><String HEIGHT="31" CONTENT="überreden" WIDTH="144" HPOS="914" VPOS="1915" ID="st17-313"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1058" VPOS="1915" ID="st17-314"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl17-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Dies" WIDTH="67" HPOS="196" VPOS="2015" ID="st17-315"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="275" VPOS="2015" ID="st17-316"/><SP/><String HEIGHT="31" CONTENT="schwarze" WIDTH="141" HPOS="367" VPOS="2015" ID="st17-317"/><SP/><String HEIGHT="31" CONTENT="Schafe" WIDTH="96" HPOS="520" VPOS="2015" ID="st17-318"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="616" VPOS="2015" ID="st17-319"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="645" VPOS="2015" ID="st17-320"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="702" VPOS="2015" ID="st17-321"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="749" VPOS="2015" ID="st17-322"/><SP/><String HEIGHT="31" CONTENT="jeder" WIDTH="75" HPOS="787" VPOS="2015" ID="st17-323"/><SP/><String HEIGHT="31" CONTENT="Branche" WIDTH="124" HPOS="874" VPOS="2015" ID="st17-324"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="67" HPOS="1010" VPOS="2015" ID="st17-325"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1077" VPOS="2015" ID="st17-326"/><SP/><String HEIGHT="31" CONTENT="wirft" WIDTH="61" HPOS="1106" VPOS="2015" ID="st17-327"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1179" VPOS="2015" ID="st17-328"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1327" VPOS="2015" ID="st17-329"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1447" VPOS="2015" ID="st17-330"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl17-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="196" VPOS="2065" ID="st17-331"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="448" VPOS="2065" ID="st17-332"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="618" VPOS="2065" ID="st17-333"/><String HEIGHT="31" CONTENT="," WIDTH="10" HPOS="966" VPOS="2065" ID="st17-334"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="40" HPOS="994" VPOS="2065" ID="st17-335"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1034" VPOS="2065" ID="st17-336"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1066" VPOS="2065" ID="st17-337"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="135" HPOS="1134" VPOS="2065" ID="st17-338"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="1288" VPOS="2065" ID="st17-339"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="2065" ID="st17-340"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl17-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="repräsentativ" WIDTH="187" HPOS="196" VPOS="2115" ID="st17-341"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="383" VPOS="2115" ID="st17-342"/><SP/><String HEIGHT="31" CONTENT="Zur" WIDTH="50" HPOS="413" VPOS="2115" ID="st17-343"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="477" VPOS="2115" ID="st17-344"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="627" VPOS="2115" ID="st17-345"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="321" HPOS="689" VPOS="2115" ID="st17-346"/><SP/><String HEIGHT="31" CONTENT="kämen" WIDTH="100" HPOS="1024" VPOS="2115" ID="st17-347"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1138" VPOS="2115" ID="st17-348"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1223" VPOS="2115" ID="st17-349"/><SP/><String HEIGHT="31" CONTENT="zufriedenen" WIDTH="174" HPOS="1282" VPOS="2115" ID="st17-350"/></TextLine><TextLine HPOS="1438" VPOS="2207" ID="tl17-34" WIDTH="18" HEIGHT="31"><String HEIGHT="31" CONTENT="9" WIDTH="18" HPOS="1438" VPOS="2207" ID="st17-351"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="18" ID="p592532" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592532" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592532" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl18-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="196" VPOS="215" ID="st18-0"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="372" VPOS="215" ID="st18-1"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="403" VPOS="215" ID="st18-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="538" VPOS="215" ID="st18-3"/><SP/><String HEIGHT="31" CONTENT="falsch" WIDTH="87" HPOS="597" VPOS="215" ID="st18-4"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="699" VPOS="215" ID="st18-5"/><SP/><String HEIGHT="31" CONTENT="ungünstig" WIDTH="144" HPOS="780" VPOS="215" ID="st18-6"/><SP/><String HEIGHT="31" CONTENT="versicherten" WIDTH="176" HPOS="938" VPOS="215" ID="st18-7"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1114" VPOS="215" ID="st18-8"/><SP/><String HEIGHT="31" CONTENT="Insofern" WIDTH="120" HPOS="1144" VPOS="215" ID="st18-9"/><SP/><String HEIGHT="31" CONTENT="ergebe" WIDTH="103" HPOS="1279" VPOS="215" ID="st18-10"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1397" VPOS="215" ID="st18-11"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl18-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="196" VPOS="265" ID="st18-12"/><SP/><String HEIGHT="31" CONTENT="einseitiges" WIDTH="158" HPOS="254" VPOS="265" ID="st18-13"/><SP/><String HEIGHT="31" CONTENT="Bild" WIDTH="51" HPOS="426" VPOS="265" ID="st18-14"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="477" VPOS="265" ID="st18-15"/><SP/><String HEIGHT="31" CONTENT="räumt" WIDTH="85" HPOS="504" VPOS="265" ID="st18-16"/><SP/><String HEIGHT="31" CONTENT="Elke" WIDTH="65" HPOS="603" VPOS="265" ID="st18-17"/><SP/><String HEIGHT="31" CONTENT="Weidenbach" WIDTH="177" HPOS="681" VPOS="265" ID="st18-18"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="858" VPOS="265" ID="st18-19"/><SP/><String HEIGHT="31" CONTENT="Gruppe" WIDTH="111" HPOS="889" VPOS="265" ID="st18-20"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="341" HPOS="1014" VPOS="265" ID="st18-21"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1368" VPOS="265" ID="st18-22"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="265" ID="st18-23"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl18-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="196" VPOS="315" ID="st18-24"/><SP/><String HEIGHT="31" CONTENT="Nordrhein" WIDTH="144" HPOS="509" VPOS="315" ID="st18-25"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="653" VPOS="315" ID="st18-26"/><String HEIGHT="31" CONTENT="Westfalen" WIDTH="145" HPOS="669" VPOS="315" ID="st18-27"/><String HEIGHT="31" CONTENT="," WIDTH="10" HPOS="814" VPOS="315" ID="st18-28"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="40" HPOS="834" VPOS="315" ID="st18-29"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="874" VPOS="315" ID="st18-30"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="898" VPOS="315" ID="st18-31"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="958" VPOS="315" ID="st18-32"/><SP/><String HEIGHT="31" CONTENT="ließen" WIDTH="91" HPOS="1202" VPOS="315" ID="st18-33"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="1303" VPOS="315" ID="st18-34"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="315" ID="st18-35"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl18-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verhältnis" WIDTH="148" HPOS="196" VPOS="365" ID="st18-36"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="358" VPOS="365" ID="st18-37"/><SP/><String HEIGHT="31" CONTENT="500" WIDTH="51" HPOS="425" VPOS="365" ID="st18-38"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="476" VPOS="365" ID="st18-39"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="493" VPOS="365" ID="st18-40"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="559" VPOS="365" ID="st18-41"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="714" VPOS="365" ID="st18-42"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="763" VPOS="365" ID="st18-43"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="46" HPOS="814" VPOS="365" ID="st18-44"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="860" VPOS="365" ID="st18-45"/><SP/><String HEIGHT="31" CONTENT="Bundesbürgern" WIDTH="228" HPOS="890" VPOS="365" ID="st18-46"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="30" HPOS="1131" VPOS="365" ID="st18-47"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1161" VPOS="365" ID="st18-48"/><SP/><String HEIGHT="31" CONTENT="Angesichts" WIDTH="163" HPOS="1189" VPOS="365" ID="st18-49"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="91" HPOS="1365" VPOS="365" ID="st18-50"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl18-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Masse" WIDTH="98" HPOS="196" VPOS="415" ID="st18-51"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="310" VPOS="415" ID="st18-52"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="417" VPOS="415" ID="st18-53"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="90" HPOS="503" VPOS="415" ID="st18-54"/><SP/><String HEIGHT="31" CONTENT="ausgegangen" WIDTH="202" HPOS="609" VPOS="415" ID="st18-55"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="827" VPOS="415" ID="st18-56"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="928" VPOS="415" ID="st18-57"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="961" VPOS="415" ID="st18-58"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="1047" VPOS="415" ID="st18-59"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl18-5" WIDTH="1012" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="465" ID="st18-60"/><SP/><String HEIGHT="31" CONTENT="Auswahl" WIDTH="126" HPOS="269" VPOS="465" ID="st18-61"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="404" VPOS="465" ID="st18-62"/><SP/><String HEIGHT="31" CONTENT="schwarzen" WIDTH="159" HPOS="551" VPOS="465" ID="st18-63"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="719" VPOS="465" ID="st18-64"/><SP/><String HEIGHT="31" CONTENT="weißen" WIDTH="107" HPOS="784" VPOS="465" ID="st18-65"/><SP/><String HEIGHT="31" CONTENT="Schafen" WIDTH="122" HPOS="901" VPOS="465" ID="st18-66"/><SP/><String HEIGHT="31" CONTENT="vornähmen" WIDTH="158" HPOS="1032" VPOS="465" ID="st18-67"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1190" VPOS="465" ID="st18-68"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl18-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="196" VPOS="565" ID="st18-69"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="321" VPOS="565" ID="st18-70"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="112" HPOS="469" VPOS="565" ID="st18-71"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="581" VPOS="565" ID="st18-72"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="614" VPOS="565" ID="st18-73"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="706" VPOS="565" ID="st18-74"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="104" HPOS="771" VPOS="565" ID="st18-75"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="897" VPOS="565" ID="st18-76"/><SP/><String HEIGHT="31" CONTENT="Vermittlung" WIDTH="169" HPOS="966" VPOS="565" ID="st18-77"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1156" VPOS="565" ID="st18-78"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1231" VPOS="565" ID="st18-79"/><SP/><String HEIGHT="31" CONTENT="selten" WIDTH="89" HPOS="1367" VPOS="565" ID="st18-80"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl18-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="angesprochen" WIDTH="212" HPOS="196" VPOS="615" ID="st18-81"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="428" VPOS="615" ID="st18-82"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="504" VPOS="615" ID="st18-83"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="587" VPOS="615" ID="st18-84"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="750" VPOS="615" ID="st18-85"/><SP/><String HEIGHT="31" CONTENT="transparent" WIDTH="169" HPOS="840" VPOS="615" ID="st18-86"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="128" HPOS="1029" VPOS="615" ID="st18-87"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1177" VPOS="615" ID="st18-88"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1279" VPOS="615" ID="st18-89"/><SP/><String HEIGHT="31" CONTENT="Dass" WIDTH="76" HPOS="1316" VPOS="615" ID="st18-90"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="615" ID="st18-91"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl18-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="meisten" WIDTH="117" HPOS="196" VPOS="665" ID="st18-92"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="323" VPOS="665" ID="st18-93"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="476" VPOS="665" ID="st18-94"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="534" VPOS="665" ID="st18-95"/><SP/><String HEIGHT="31" CONTENT="Neuabschluss" WIDTH="209" HPOS="607" VPOS="665" ID="st18-96"/><SP/><String HEIGHT="31" CONTENT="leben" WIDTH="75" HPOS="827" VPOS="665" ID="st18-97"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="902" VPOS="665" ID="st18-98"/><SP/><String HEIGHT="31" CONTENT="wisse" WIDTH="83" HPOS="928" VPOS="665" ID="st18-99"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1021" VPOS="665" ID="st18-100"/><SP/><String HEIGHT="31" CONTENT="Kundin" WIDTH="103" HPOS="1076" VPOS="665" ID="st18-101"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="90" HPOS="1190" VPOS="665" ID="st18-102"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="1291" VPOS="665" ID="st18-103"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1356" VPOS="665" ID="st18-104"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="1380" VPOS="665" ID="st18-105"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl18-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="stellten" WIDTH="106" HPOS="196" VPOS="715" ID="st18-106"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="317" VPOS="715" ID="st18-107"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="376" VPOS="715" ID="st18-108"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="574" VPOS="715" ID="st18-109"/><SP/><String HEIGHT="31" CONTENT="Expertenwissen" WIDTH="236" HPOS="642" VPOS="715" ID="st18-110"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="892" VPOS="715" ID="st18-111"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="961" VPOS="715" ID="st18-112"/><SP/><String HEIGHT="31" CONTENT="selten" WIDTH="89" HPOS="1135" VPOS="715" ID="st18-113"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1238" VPOS="715" ID="st18-114"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1299" VPOS="715" ID="st18-115"/><SP/><String HEIGHT="31" CONTENT="Probe" WIDTH="81" HPOS="1358" VPOS="715" ID="st18-116"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="715" ID="st18-117"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl18-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="196" VPOS="765" ID="st18-118"/><SP/><String HEIGHT="31" CONTENT="frage" WIDTH="76" HPOS="268" VPOS="765" ID="st18-119"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="368" VPOS="765" ID="st18-120"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="462" VPOS="765" ID="st18-121"/><SP/><String HEIGHT="31" CONTENT="Nachweisen" WIDTH="182" HPOS="558" VPOS="765" ID="st18-122"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="91" HPOS="764" VPOS="765" ID="st18-123"/><SP/><String HEIGHT="31" CONTENT="Sach" WIDTH="69" HPOS="879" VPOS="765" ID="st18-124"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="948" VPOS="765" ID="st18-125"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="990" VPOS="765" ID="st18-126"/><SP/><String HEIGHT="31" CONTENT="Fachkunde" WIDTH="165" HPOS="1069" VPOS="765" ID="st18-127"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1258" VPOS="765" ID="st18-128"/><SP/><String HEIGHT="31" CONTENT="Berufs" WIDTH="92" HPOS="1349" VPOS="765" ID="st18-129" SUBS_TYPE="HypPart1" SUBS_CONTENT="Berufserfahrungen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl18-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erfahrungen" WIDTH="173" HPOS="196" VPOS="815" ID="st18-130" SUBS_TYPE="HypPart2" SUBS_CONTENT="Berufserfahrungen"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="369" VPOS="815" ID="st18-131"/><SP/><String HEIGHT="31" CONTENT="Keiner" WIDTH="96" HPOS="400" VPOS="815" ID="st18-132"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="511" VPOS="815" ID="st18-133"/><SP/><String HEIGHT="31" CONTENT="150" WIDTH="55" HPOS="574" VPOS="815" ID="st18-134"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="644" VPOS="815" ID="st18-135"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="713" VPOS="815" ID="st18-136"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="764" VPOS="815" ID="st18-137"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="805" VPOS="815" ID="st18-138"/><SP/><String HEIGHT="31" CONTENT="letzten" WIDTH="98" HPOS="875" VPOS="815" ID="st18-139"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="988" VPOS="815" ID="st18-140"/><SP/><String HEIGHT="31" CONTENT="Monaten" WIDTH="130" HPOS="1069" VPOS="815" ID="st18-141"/><SP/><String HEIGHT="31" CONTENT="Beratenen" WIDTH="153" HPOS="1214" VPOS="815" ID="st18-142"/><SP/><String HEIGHT="31" CONTENT="hatte" WIDTH="74" HPOS="1382" VPOS="815" ID="st18-143"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl18-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="196" VPOS="865" ID="st18-144"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="275" VPOS="865" ID="st18-145"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="338" VPOS="865" ID="st18-146"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="369" HPOS="431" VPOS="865" ID="st18-147"/><SP/><String HEIGHT="31" CONTENT="danach" WIDTH="109" HPOS="819" VPOS="865" ID="st18-148"/><SP/><String HEIGHT="31" CONTENT="erkundigt" WIDTH="132" HPOS="947" VPOS="865" ID="st18-149"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1079" VPOS="865" ID="st18-150"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="57" HPOS="1113" VPOS="865" ID="st18-151"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="1189" VPOS="865" ID="st18-152"/><SP/><String HEIGHT="31" CONTENT="langjährigen" WIDTH="181" HPOS="1275" VPOS="865" ID="st18-153"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl18-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungspraxis" WIDTH="241" HPOS="196" VPOS="915" ID="st18-154"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="449" VPOS="915" ID="st18-155"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="500" VPOS="915" ID="st18-156"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="320" HPOS="557" VPOS="915" ID="st18-157"/><SP/><String HEIGHT="31" CONTENT="zieht" WIDTH="70" HPOS="890" VPOS="915" ID="st18-158"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="972" VPOS="915" ID="st18-159"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="1088" VPOS="915" ID="st18-160"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1226" VPOS="915" ID="st18-161"/><SP/><String HEIGHT="31" CONTENT="Fazit" WIDTH="68" HPOS="1292" VPOS="915" ID="st18-162"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1360" VPOS="915" ID="st18-163"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="915" ID="st18-164"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl18-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="965" ID="st18-165"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="569" VPOS="965" ID="st18-166"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="665" VPOS="965" ID="st18-167"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="738" VPOS="965" ID="st18-168"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="807" VPOS="965" ID="st18-169"/><SP/><String HEIGHT="31" CONTENT="viel" WIDTH="50" HPOS="900" VPOS="965" ID="st18-170"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="76" HPOS="973" VPOS="965" ID="st18-171"/><SP/><String HEIGHT="31" CONTENT="tun" WIDTH="42" HPOS="1072" VPOS="965" ID="st18-172"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1114" VPOS="965" ID="st18-173"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1151" VPOS="965" ID="st18-174"/><SP/><String HEIGHT="31" CONTENT="Berufsimage" WIDTH="187" HPOS="1211" VPOS="965" ID="st18-175"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="965" ID="st18-176"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl18-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbessern" WIDTH="165" HPOS="196" VPOS="1015" ID="st18-177"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="372" VPOS="1015" ID="st18-178"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="438" VPOS="1015" ID="st18-179"/><SP/><String HEIGHT="31" CONTENT="meisten" WIDTH="116" HPOS="494" VPOS="1015" ID="st18-180"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="621" VPOS="1015" ID="st18-181"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="815" VPOS="1015" ID="st18-182"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="899" VPOS="1015" ID="st18-183"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="959" VPOS="1015" ID="st18-184"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="86" HPOS="1017" VPOS="1015" ID="st18-185"/><SP/><String HEIGHT="31" CONTENT="kritisch" WIDTH="104" HPOS="1114" VPOS="1015" ID="st18-186"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1229" VPOS="1015" ID="st18-187"/><SP/><String HEIGHT="31" CONTENT="Umgang" WIDTH="126" HPOS="1275" VPOS="1015" ID="st18-188"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="1015" ID="st18-189"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl18-16" WIDTH="688" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="1065" ID="st18-190"/><SP/><String HEIGHT="31" CONTENT="scheinbaren" WIDTH="182" HPOS="270" VPOS="1065" ID="st18-191"/><SP/><String HEIGHT="31" CONTENT="Versicherungsexperten" WIDTH="343" HPOS="461" VPOS="1065" ID="st18-192"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="813" VPOS="1065" ID="st18-193"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="869" VPOS="1065" ID="st18-194"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl18-17" WIDTH="851" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="196" VPOS="1165" ID="st18-195"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1165" ID="st18-196"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="1165" ID="st18-197"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1165" ID="st18-198"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="255" VPOS="1165" ID="st18-199"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="296" VPOS="1165" ID="st18-200"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="435" VPOS="1165" ID="st18-201"/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="179" HPOS="451" VPOS="1165" ID="st18-202"/><SP/><String HEIGHT="31" CONTENT="trifft" WIDTH="56" HPOS="639" VPOS="1165" ID="st18-203"/><SP/><String HEIGHT="31" CONTENT="Versicherungskonzern" WIDTH="326" HPOS="704" VPOS="1165" ID="st18-204"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1030" VPOS="1165" ID="st18-205"/></TextLine><TextLine HPOS="433" VPOS="1265" ID="tl18-18" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="433" VPOS="1265" ID="st18-206"/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="449" VPOS="1265" ID="st18-207"/><SP/><String HEIGHT="31" CONTENT="trifft" WIDTH="55" HPOS="645" VPOS="1265" ID="st18-208"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="718" VPOS="1265" ID="st18-209"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="190" HPOS="781" VPOS="1265" ID="st18-210"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="971" VPOS="1265" ID="st18-211"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1004" VPOS="1265" ID="st18-212"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1081" VPOS="1265" ID="st18-213"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1132" VPOS="1265" ID="st18-214"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1199" VPOS="1265" ID="st18-215"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1296" VPOS="1265" ID="st18-216"/><SP/><String HEIGHT="31" CONTENT="kleiner" WIDTH="98" HPOS="1358" VPOS="1265" ID="st18-217"/></TextLine><TextLine HPOS="433" VPOS="1315" ID="tl18-19" WIDTH="630" HEIGHT="31"><String HEIGHT="31" CONTENT="Meteorit" WIDTH="120" HPOS="433" VPOS="1315" ID="st18-218"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="562" VPOS="1315" ID="st18-219"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="618" VPOS="1315" ID="st18-220"/><SP/><String HEIGHT="31" CONTENT="Sonne" WIDTH="96" HPOS="672" VPOS="1315" ID="st18-221"/><SP/><String HEIGHT="31" CONTENT="prallt" WIDTH="72" HPOS="778" VPOS="1315" ID="st18-222"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="859" VPOS="1315" ID="st18-223"/><SP/><String HEIGHT="31" CONTENT="verglüht" WIDTH="111" HPOS="924" VPOS="1315" ID="st18-224"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1035" VPOS="1315" ID="st18-225"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="1049" VPOS="1315" ID="st18-226"/></TextLine><TextLine HPOS="1217" VPOS="1365" ID="tl18-20" WIDTH="239" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="1217" VPOS="1365" ID="st18-227"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="1330" VPOS="1365" ID="st18-228"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl18-21" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="196" VPOS="1465" ID="st18-229"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="275" VPOS="1465" ID="st18-230"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="398" VPOS="1465" ID="st18-231"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="474" VPOS="1465" ID="st18-232"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="68" HPOS="912" VPOS="1465" ID="st18-233"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="103" HPOS="1009" VPOS="1465" ID="st18-234"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="125" HPOS="1141" VPOS="1465" ID="st18-235"/><SP/><String HEIGHT="31" CONTENT="fest" WIDTH="50" HPOS="1295" VPOS="1465" ID="st18-236"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1345" VPOS="1465" ID="st18-237"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1386" VPOS="1465" ID="st18-238"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl18-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zahlungen" WIDTH="158" HPOS="196" VPOS="1515" ID="st18-239"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="366" VPOS="1515" ID="st18-240"/><SP/><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="190" HPOS="413" VPOS="1515" ID="st18-241"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="615" VPOS="1515" ID="st18-242"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="718" VPOS="1515" ID="st18-243"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="774" VPOS="1515" ID="st18-244"/><SP/><String HEIGHT="31" CONTENT="Satz" WIDTH="66" HPOS="851" VPOS="1515" ID="st18-245"/><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="929" VPOS="1515" ID="st18-246"/><String HEIGHT="31" CONTENT="Das" WIDTH="54" HPOS="946" VPOS="1515" ID="st18-247"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="1011" VPOS="1515" ID="st18-248"/><SP/><String HEIGHT="31" CONTENT="überhaupt" WIDTH="150" HPOS="1057" VPOS="1515" ID="st18-249"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1219" VPOS="1515" ID="st18-250"/><SP/><String HEIGHT="31" CONTENT="versichert" WIDTH="140" HPOS="1301" VPOS="1515" ID="st18-251"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="1441" VPOS="1515" ID="st18-252"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl18-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="abgewehrt" WIDTH="156" HPOS="196" VPOS="1565" ID="st18-253"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="362" VPOS="1565" ID="st18-254"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="463" VPOS="1565" ID="st18-255"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="203" HPOS="490" VPOS="1565" ID="st18-256"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="703" VPOS="1565" ID="st18-257"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="757" VPOS="1565" ID="st18-258"/><SP/><String HEIGHT="31" CONTENT="Anerkennung" WIDTH="199" HPOS="815" VPOS="1565" ID="st18-259"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1024" VPOS="1565" ID="st18-260"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeitsrenten" WIDTH="368" HPOS="1088" VPOS="1565" ID="st18-261"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl18-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="196" VPOS="1615" ID="st18-262"/><SP/><String HEIGHT="31" CONTENT="Invaliditätsgraden" WIDTH="261" HPOS="286" VPOS="1615" ID="st18-263"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="569" VPOS="1615" ID="st18-264"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="636" VPOS="1615" ID="st18-265"/><SP/><String HEIGHT="31" CONTENT="Unfallversicherung" WIDTH="276" HPOS="733" VPOS="1615" ID="st18-266"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1031" VPOS="1615" ID="st18-267"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1145" VPOS="1615" ID="st18-268"/><SP/><String HEIGHT="31" CONTENT="Auszahlung" WIDTH="174" HPOS="1212" VPOS="1615" ID="st18-269"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1615" ID="st18-270"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl18-25" WIDTH="1155" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsleistungen" WIDTH="365" HPOS="196" VPOS="1665" ID="st18-271"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="571" VPOS="1665" ID="st18-272"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="625" VPOS="1665" ID="st18-273"/><SP/><String HEIGHT="31" CONTENT="Anfertigung" WIDTH="170" HPOS="682" VPOS="1665" ID="st18-274"/><SP/><String HEIGHT="31" CONTENT="vieler" WIDTH="79" HPOS="862" VPOS="1665" ID="st18-275"/><SP/><String HEIGHT="31" CONTENT="Gutachten" WIDTH="153" HPOS="951" VPOS="1665" ID="st18-276"/><SP/><String HEIGHT="31" CONTENT="hinausgezögert" WIDTH="221" HPOS="1114" VPOS="1665" ID="st18-277"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1335" VPOS="1665" ID="st18-278"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl18-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="196" VPOS="1765" ID="st18-279"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="278" VPOS="1765" ID="st18-280"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="403" VPOS="1765" ID="st18-281"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="483" VPOS="1765" ID="st18-282"/><SP/><String HEIGHT="31" CONTENT="konstatiert" WIDTH="154" HPOS="697" VPOS="1765" ID="st18-283"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="882" VPOS="1765" ID="st18-284"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="956" VPOS="1765" ID="st18-285"/><SP/><String HEIGHT="31" CONTENT="relativ" WIDTH="89" HPOS="1031" VPOS="1765" ID="st18-286"/><SP/><String HEIGHT="31" CONTENT="stark" WIDTH="72" HPOS="1151" VPOS="1765" ID="st18-287"/><SP/><String HEIGHT="31" CONTENT="ausgeprägtes" WIDTH="201" HPOS="1255" VPOS="1765" ID="st18-288"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl18-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Obrigkeitsdenken" WIDTH="259" HPOS="196" VPOS="1815" ID="st18-289"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="467" VPOS="1815" ID="st18-290"/><SP/><String HEIGHT="31" CONTENT="Verhältnis" WIDTH="148" HPOS="514" VPOS="1815" ID="st18-291"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="673" VPOS="1815" ID="st18-292"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="226" HPOS="720" VPOS="1815" ID="st18-293"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="946" VPOS="1815" ID="st18-294"/><SP/><String HEIGHT="31" CONTENT="ganz" WIDTH="73" HPOS="974" VPOS="1815" ID="st18-295"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1058" VPOS="1815" ID="st18-296"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1142" VPOS="1815" ID="st18-297"/><SP/><String HEIGHT="31" CONTENT="Motto" WIDTH="84" HPOS="1218" VPOS="1815" ID="st18-298"/><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="1313" VPOS="1815" ID="st18-299"/><String HEIGHT="31" CONTENT="Das" WIDTH="54" HPOS="1330" VPOS="1815" ID="st18-300"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1395" VPOS="1815" ID="st18-301"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl18-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="doch" WIDTH="73" HPOS="196" VPOS="1865" ID="st18-302"/><SP/><String HEIGHT="31" CONTENT="Experten" WIDTH="127" HPOS="284" VPOS="1865" ID="st18-303"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="411" VPOS="1865" ID="st18-304"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="443" VPOS="1865" ID="st18-305"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="503" VPOS="1865" ID="st18-306"/><SP/><String HEIGHT="31" CONTENT="schon" WIDTH="88" HPOS="628" VPOS="1865" ID="st18-307"/><SP/><String HEIGHT="31" CONTENT="recht" WIDTH="74" HPOS="732" VPOS="1865" ID="st18-308"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="80" HPOS="822" VPOS="1865" ID="st18-309"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="902" VPOS="1865" ID="st18-310"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="918" VPOS="1865" ID="st18-311"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="951" VPOS="1865" ID="st18-312"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1020" VPOS="1865" ID="st18-313"/><SP/><String HEIGHT="31" CONTENT="hinter" WIDTH="81" HPOS="1362" VPOS="1865" ID="st18-314" SUBS_TYPE="HypPart1" SUBS_CONTENT="hinterfrage"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="1865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl18-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="frage" WIDTH="76" HPOS="196" VPOS="1915" ID="st18-315" SUBS_TYPE="HypPart2" SUBS_CONTENT="hinterfrage"/><SP/><String HEIGHT="31" CONTENT="Ablehnungsschreiben" WIDTH="320" HPOS="291" VPOS="1915" ID="st18-316"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="630" VPOS="1915" ID="st18-317"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="698" VPOS="1915" ID="st18-318"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="950" VPOS="1915" ID="st18-319"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1060" VPOS="1915" ID="st18-320"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1149" VPOS="1915" ID="st18-321"/><SP/><String HEIGHT="31" CONTENT="lege" WIDTH="63" HPOS="1224" VPOS="1915" ID="st18-322"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1306" VPOS="1915" ID="st18-323"/><SP/><String HEIGHT="31" CONTENT="selten" WIDTH="89" HPOS="1367" VPOS="1915" ID="st18-324"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl18-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="211" HPOS="196" VPOS="1965" ID="st18-325"/><SP/><String HEIGHT="31" CONTENT="Versicherungsexperten" WIDTH="343" HPOS="425" VPOS="1965" ID="st18-326"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="785" VPOS="1965" ID="st18-327"/><SP/><String HEIGHT="31" CONTENT="Prüfung" WIDTH="117" HPOS="849" VPOS="1965" ID="st18-328"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="983" VPOS="1965" ID="st18-329"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1025" VPOS="1965" ID="st18-330"/><SP/><String HEIGHT="31" CONTENT="Klagten" WIDTH="113" HPOS="1056" VPOS="1965" ID="st18-331"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1187" VPOS="1965" ID="st18-332"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1319" VPOS="1965" ID="st18-333"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl18-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="2015" ID="st18-334"/><SP/><String HEIGHT="31" CONTENT="komme" WIDTH="110" HPOS="261" VPOS="2015" ID="st18-335"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="380" VPOS="2015" ID="st18-336"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="425" VPOS="2015" ID="st18-337"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="506" VPOS="2015" ID="st18-338"/><SP/><String HEIGHT="31" CONTENT="Verfahren" WIDTH="146" HPOS="607" VPOS="2015" ID="st18-339"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="762" VPOS="2015" ID="st18-340"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="807" VPOS="2015" ID="st18-341"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="133" HPOS="907" VPOS="2015" ID="st18-342"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1040" VPOS="2015" ID="st18-343"/><SP/><String HEIGHT="31" CONTENT="fühle" WIDTH="72" HPOS="1065" VPOS="2015" ID="st18-344"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1147" VPOS="2015" ID="st18-345"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1215" VPOS="2015" ID="st18-346"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1273" VPOS="2015" ID="st18-347"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl18-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="196" VPOS="2065" ID="st18-348"/><SP/><String HEIGHT="31" CONTENT="billig" WIDTH="67" HPOS="310" VPOS="2065" ID="st18-349"/><SP/><String HEIGHT="31" CONTENT="abgespeist" WIDTH="161" HPOS="400" VPOS="2065" ID="st18-350"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="585" VPOS="2065" ID="st18-351"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="664" VPOS="2065" ID="st18-352"/><SP/><String HEIGHT="31" CONTENT="fair" WIDTH="46" HPOS="757" VPOS="2065" ID="st18-353"/><SP/><String HEIGHT="31" CONTENT="behandelt" WIDTH="139" HPOS="827" VPOS="2065" ID="st18-354"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="966" VPOS="2065" ID="st18-355"/><SP/><String HEIGHT="31" CONTENT="beobachtet" WIDTH="165" HPOS="1006" VPOS="2065" ID="st18-356"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="104" HPOS="1194" VPOS="2065" ID="st18-357"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="1321" VPOS="2065" ID="st18-358"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1447" VPOS="2065" ID="st18-359"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl18-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="196" VPOS="2115" ID="st18-360"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="446" VPOS="2115" ID="st18-361"/><SP/><String HEIGHT="31" CONTENT="scheuten" WIDTH="135" HPOS="600" VPOS="2115" ID="st18-362"/><SP/><String HEIGHT="31" CONTENT="kein" WIDTH="61" HPOS="752" VPOS="2115" ID="st18-363"/><SP/><String HEIGHT="31" CONTENT="Prozessrisiko" WIDTH="192" HPOS="830" VPOS="2115" ID="st18-364"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1022" VPOS="2115" ID="st18-365"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="1054" VPOS="2115" ID="st18-366"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1158" VPOS="2115" ID="st18-367"/><SP/><String HEIGHT="31" CONTENT="kleinen" WIDTH="106" HPOS="1219" VPOS="2115" ID="st18-368"/><SP/><String HEIGHT="31" CONTENT="Streitig" WIDTH="103" HPOS="1341" VPOS="2115" ID="st18-369" SUBS_TYPE="HypPart1" SUBS_CONTENT="Streitig10"/><HYP CONTENT="-" WIDTH="12" HPOS="1444" VPOS="2115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl18-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="10" WIDTH="37" HPOS="196" VPOS="2207" ID="st18-370" SUBS_TYPE="HypPart2" SUBS_CONTENT="Streitig10"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="19" ID="p592533" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592533" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592533" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl19-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="keiten" WIDTH="84" HPOS="196" VPOS="215" ID="st19-0"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="280" VPOS="215" ID="st19-1"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="309" VPOS="215" ID="st19-2"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="368" VPOS="215" ID="st19-3"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="425" VPOS="215" ID="st19-4"/><SP/><String HEIGHT="31" CONTENT="viel" WIDTH="50" HPOS="510" VPOS="215" ID="st19-5"/><SP/><String HEIGHT="31" CONTENT="Geld" WIDTH="70" HPOS="575" VPOS="215" ID="st19-6"/><SP/><String HEIGHT="31" CONTENT="kosteten" WIDTH="120" HPOS="659" VPOS="215" ID="st19-7"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="779" VPOS="215" ID="st19-8"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="809" VPOS="215" ID="st19-9"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="874" VPOS="215" ID="st19-10"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="983" VPOS="215" ID="st19-11"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1045" VPOS="215" ID="st19-12"/><SP/><String HEIGHT="31" CONTENT="bestehe" WIDTH="119" HPOS="1243" VPOS="215" ID="st19-13"/><SP/><String HEIGHT="31" CONTENT="meist" WIDTH="80" HPOS="1376" VPOS="215" ID="st19-14"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl19-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="196" VPOS="265" ID="st19-15"/><SP/><String HEIGHT="31" CONTENT="Kostendeckung" WIDTH="230" HPOS="290" VPOS="265" ID="st19-16"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="534" VPOS="265" ID="st19-17"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="631" VPOS="265" ID="st19-18"/><SP/><String HEIGHT="31" CONTENT="Rechtschutzversicherung" WIDTH="368" HPOS="707" VPOS="265" ID="st19-19"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1075" VPOS="265" ID="st19-20"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1105" VPOS="265" ID="st19-21"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1154" VPOS="265" ID="st19-22"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="1238" VPOS="265" ID="st19-23"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="1281" VPOS="265" ID="st19-24"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="265" ID="st19-25"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl19-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="315" ID="st19-26"/><SP/><String HEIGHT="31" CONTENT="finanziellen" WIDTH="167" HPOS="263" VPOS="315" ID="st19-27"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="442" VPOS="315" ID="st19-28"/><SP/><String HEIGHT="31" CONTENT="nervlich" WIDTH="114" HPOS="509" VPOS="315" ID="st19-29"/><SP/><String HEIGHT="31" CONTENT="langen" WIDTH="100" HPOS="635" VPOS="315" ID="st19-30"/><SP/><String HEIGHT="31" CONTENT="Atem" WIDTH="78" HPOS="746" VPOS="315" ID="st19-31"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="836" VPOS="315" ID="st19-32"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="902" VPOS="315" ID="st19-33"/><SP/><String HEIGHT="31" CONTENT="Prozesse" WIDTH="139" HPOS="931" VPOS="315" ID="st19-34"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="1081" VPOS="315" ID="st19-35"/><SP/><String HEIGHT="31" CONTENT="mehrere" WIDTH="124" HPOS="1176" VPOS="315" ID="st19-36"/><SP/><String HEIGHT="31" CONTENT="Instanzen" WIDTH="144" HPOS="1312" VPOS="315" ID="st19-37"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl19-3" WIDTH="228" HEIGHT="31"><String HEIGHT="31" CONTENT="durchzustehen" WIDTH="211" HPOS="196" VPOS="365" ID="st19-38"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="407" VPOS="365" ID="st19-39"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl19-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="465" ID="st19-40"/><SP/><String HEIGHT="31" CONTENT="gesetzliche" WIDTH="167" HPOS="277" VPOS="465" ID="st19-41"/><SP/><String HEIGHT="31" CONTENT="Kündigungsrecht" WIDTH="250" HPOS="465" VPOS="465" ID="st19-42"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="736" VPOS="465" ID="st19-43"/><SP/><String HEIGHT="31" CONTENT="Eintreten" WIDTH="133" HPOS="829" VPOS="465" ID="st19-44"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="983" VPOS="465" ID="st19-45"/><SP/><String HEIGHT="31" CONTENT="Schadenfalls" WIDTH="191" HPOS="1084" VPOS="465" ID="st19-46"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="1296" VPOS="465" ID="st19-47"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="465" ID="st19-48"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl19-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="196" VPOS="515" ID="st19-49"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="379" VPOS="515" ID="st19-50"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="482" VPOS="515" ID="st19-51"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="548" VPOS="515" ID="st19-52"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="762" VPOS="515" ID="st19-53"/><SP/><String HEIGHT="31" CONTENT="Missfallensvotum" WIDTH="256" HPOS="817" VPOS="515" ID="st19-54"/><SP/><String HEIGHT="31" CONTENT="gewertet" WIDTH="121" HPOS="1085" VPOS="515" ID="st19-55"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1206" VPOS="515" ID="st19-56"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="1234" VPOS="515" ID="st19-57"/><SP/><String HEIGHT="31" CONTENT="verstehe" WIDTH="128" HPOS="1279" VPOS="515" ID="st19-58"/><SP/><String HEIGHT="31" CONTENT="oft" WIDTH="37" HPOS="1419" VPOS="515" ID="st19-59"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl19-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="565" ID="st19-60"/><SP/><String HEIGHT="31" CONTENT="Welt" WIDTH="67" HPOS="252" VPOS="565" ID="st19-61"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="331" VPOS="565" ID="st19-62"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="68" HPOS="413" VPOS="565" ID="st19-63"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="481" VPOS="565" ID="st19-64"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="510" VPOS="565" ID="st19-65"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="579" VPOS="565" ID="st19-66"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="620" VPOS="565" ID="st19-67"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="691" VPOS="565" ID="st19-68"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="747" VPOS="565" ID="st19-69"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="807" VPOS="565" ID="st19-70"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1015" VPOS="565" ID="st19-71"/><SP/><String HEIGHT="31" CONTENT="langjähriger" WIDTH="174" HPOS="1070" VPOS="565" ID="st19-72"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="97" HPOS="1255" VPOS="565" ID="st19-73"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="93" HPOS="1363" VPOS="565" ID="st19-74"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl19-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gut" WIDTH="47" HPOS="196" VPOS="615" ID="st19-75"/><SP/><String HEIGHT="31" CONTENT="aufgehoben" WIDTH="176" HPOS="254" VPOS="615" ID="st19-76"/><SP/><String HEIGHT="31" CONTENT="gefühlt" WIDTH="100" HPOS="441" VPOS="615" ID="st19-77"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="552" VPOS="615" ID="st19-78"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="618" VPOS="615" ID="st19-79"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="77" HPOS="646" VPOS="615" ID="st19-80"/><SP/><String HEIGHT="31" CONTENT="dränge" WIDTH="103" HPOS="734" VPOS="615" ID="st19-81"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="848" VPOS="615" ID="st19-82"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="908" VPOS="615" ID="st19-83"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1089" VPOS="615" ID="st19-84"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1156" VPOS="615" ID="st19-85"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1282" VPOS="615" ID="st19-86"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="615" ID="st19-87"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl19-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="191" HPOS="196" VPOS="665" ID="st19-88"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="90" HPOS="408" VPOS="665" ID="st19-89"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="519" VPOS="665" ID="st19-90"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="574" VPOS="665" ID="st19-91"/><SP/><String HEIGHT="31" CONTENT="schlechteren" WIDTH="189" HPOS="686" VPOS="665" ID="st19-92"/><SP/><String HEIGHT="31" CONTENT="Tarif" WIDTH="63" HPOS="895" VPOS="665" ID="st19-93"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="958" VPOS="665" ID="st19-94"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="991" VPOS="665" ID="st19-95"/><SP/><String HEIGHT="31" CONTENT="entweder" WIDTH="137" HPOS="1060" VPOS="665" ID="st19-96"/><SP/><String HEIGHT="31" CONTENT="teurer" WIDTH="87" HPOS="1217" VPOS="665" ID="st19-97"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1325" VPOS="665" ID="st19-98"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="665" ID="st19-99"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl19-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Selbstbehalten" WIDTH="221" HPOS="196" VPOS="715" ID="st19-100"/><SP/><String HEIGHT="31" CONTENT="verbunden" WIDTH="157" HPOS="429" VPOS="715" ID="st19-101"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="599" VPOS="715" ID="st19-102"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="638" VPOS="715" ID="st19-103"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="664" VPOS="715" ID="st19-104"/><SP/><String HEIGHT="31" CONTENT="klärten" WIDTH="100" HPOS="909" VPOS="715" ID="st19-105"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1022" VPOS="715" ID="st19-106"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1218" VPOS="715" ID="st19-107"/><SP/><String HEIGHT="31" CONTENT="selten" WIDTH="89" HPOS="1367" VPOS="715" ID="st19-108"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl19-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aktiv" WIDTH="69" HPOS="196" VPOS="765" ID="st19-109"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="277" VPOS="765" ID="st19-110"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="355" VPOS="765" ID="st19-111"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="405" VPOS="765" ID="st19-112"/><SP/><String HEIGHT="31" CONTENT="attraktive" WIDTH="135" HPOS="460" VPOS="765" ID="st19-113"/><SP/><String HEIGHT="31" CONTENT="Alternativen" WIDTH="176" HPOS="607" VPOS="765" ID="st19-114"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="42" HPOS="794" VPOS="765" ID="st19-115"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="836" VPOS="765" ID="st19-116"/><SP/><String HEIGHT="31" CONTENT="Dass" WIDTH="76" HPOS="862" VPOS="765" ID="st19-117"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="949" VPOS="765" ID="st19-118"/><SP/><String HEIGHT="31" CONTENT="günstigere" WIDTH="156" HPOS="996" VPOS="765" ID="st19-119"/><SP/><String HEIGHT="31" CONTENT="Tarife" WIDTH="81" HPOS="1163" VPOS="765" ID="st19-120"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1244" VPOS="765" ID="st19-121"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1270" VPOS="765" ID="st19-122"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1331" VPOS="765" ID="st19-123"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1345" VPOS="765" ID="st19-124"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1360" VPOS="765" ID="st19-125"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1374" VPOS="765" ID="st19-126"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="765" ID="st19-127"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl19-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Singletarife" WIDTH="162" HPOS="196" VPOS="815" ID="st19-128"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="358" VPOS="815" ID="st19-129"/><SP/><String HEIGHT="31" CONTENT="Seniorentarife" WIDTH="201" HPOS="398" VPOS="815" ID="st19-130"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="599" VPOS="815" ID="st19-131"/><SP/><String HEIGHT="31" CONTENT="Selbstbehalte" WIDTH="195" HPOS="640" VPOS="815" ID="st19-132"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="835" VPOS="815" ID="st19-133"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="66" HPOS="876" VPOS="815" ID="st19-134"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="942" VPOS="815" ID="st19-135"/><SP/><String HEIGHT="31" CONTENT="erführen" WIDTH="124" HPOS="985" VPOS="815" ID="st19-136"/><SP/><String HEIGHT="31" CONTENT="Versicherungskunden" WIDTH="322" HPOS="1134" VPOS="815" ID="st19-137"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl19-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="196" VPOS="865" ID="st19-138"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="55" HPOS="308" VPOS="865" ID="st19-139"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="384" VPOS="865" ID="st19-140"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="488" VPOS="865" ID="st19-141"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="313" HPOS="554" VPOS="865" ID="st19-142"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="867" VPOS="865" ID="st19-143"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="904" VPOS="865" ID="st19-144"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1012" VPOS="865" ID="st19-145"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1062" VPOS="865" ID="st19-146"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="1130" VPOS="865" ID="st19-147"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="87" HPOS="1258" VPOS="865" ID="st19-148"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="90" HPOS="1366" VPOS="865" ID="st19-149"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl19-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erfahre" WIDTH="100" HPOS="196" VPOS="915" ID="st19-150"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="296" VPOS="915" ID="st19-151"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="328" VPOS="915" ID="st19-152"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="387" VPOS="915" ID="st19-153"/><SP/><String HEIGHT="31" CONTENT="Versicherte" WIDTH="169" HPOS="452" VPOS="915" ID="st19-154"/><SP/><String HEIGHT="31" CONTENT="verärgert" WIDTH="134" HPOS="637" VPOS="915" ID="st19-155"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="787" VPOS="915" ID="st19-156"/><SP/><String HEIGHT="31" CONTENT="kündige" WIDTH="110" HPOS="860" VPOS="915" ID="st19-157"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="970" VPOS="915" ID="st19-158"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="1002" VPOS="915" ID="st19-159"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1106" VPOS="915" ID="st19-160"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1202" VPOS="915" ID="st19-161"/><SP/><String HEIGHT="31" CONTENT="oft" WIDTH="37" HPOS="1280" VPOS="915" ID="st19-162"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1334" VPOS="915" ID="st19-163"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="915" ID="st19-164"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl19-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seinem" WIDTH="108" HPOS="196" VPOS="965" ID="st19-165"/><SP/><String HEIGHT="31" CONTENT="Besten" WIDTH="104" HPOS="315" VPOS="965" ID="st19-166"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="38" HPOS="431" VPOS="965" ID="st19-167"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="469" VPOS="965" ID="st19-168"/><SP/><String HEIGHT="31" CONTENT="Jeder" WIDTH="83" HPOS="494" VPOS="965" ID="st19-169"/><SP/><String HEIGHT="31" CONTENT="verärgerte" WIDTH="152" HPOS="589" VPOS="965" ID="st19-170"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="752" VPOS="965" ID="st19-171"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="860" VPOS="965" ID="st19-172"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="914" VPOS="965" ID="st19-173"/><SP/><String HEIGHT="31" CONTENT="verlorener" WIDTH="150" HPOS="970" VPOS="965" ID="st19-174"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="88" HPOS="1131" VPOS="965" ID="st19-175"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1219" VPOS="965" ID="st19-176"/><SP/><String HEIGHT="31" CONTENT="mahnt" WIDTH="93" HPOS="1248" VPOS="965" ID="st19-177"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="103" HPOS="1353" VPOS="965" ID="st19-178"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl19-15" WIDTH="135" HEIGHT="31"><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="196" VPOS="1015" ID="st19-179"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="322" VPOS="1015" ID="st19-180"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl19-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Als" WIDTH="47" HPOS="196" VPOS="1115" ID="st19-181"/><SP/><String HEIGHT="31" CONTENT="Fazit" WIDTH="73" HPOS="281" VPOS="1115" ID="st19-182"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="392" VPOS="1115" ID="st19-183"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="485" VPOS="1115" ID="st19-184"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="184" HPOS="597" VPOS="1115" ID="st19-185"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="96" HPOS="820" VPOS="1115" ID="st19-186"/><SP/><String HEIGHT="31" CONTENT="Brigitte" WIDTH="103" HPOS="955" VPOS="1115" ID="st19-187"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="126" HPOS="1097" VPOS="1115" ID="st19-188"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1262" VPOS="1115" ID="st19-189"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="1363" VPOS="1115" ID="st19-190"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl19-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsrecht" WIDTH="408" HPOS="196" VPOS="1165" ID="st19-191"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="619" VPOS="1165" ID="st19-192"/><SP/><String HEIGHT="31" CONTENT="größere" WIDTH="116" HPOS="698" VPOS="1165" ID="st19-193"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="830" VPOS="1165" ID="st19-194"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1032" VPOS="1165" ID="st19-195"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="1096" VPOS="1165" ID="st19-196"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1244" VPOS="1165" ID="st19-197"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="1315" VPOS="1165" ID="st19-198"/><SP/><String HEIGHT="31" CONTENT="allem" WIDTH="79" HPOS="1377" VPOS="1165" ID="st19-199"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl19-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1215" ID="st19-200"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="265" VPOS="1215" ID="st19-201"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="421" VPOS="1215" ID="st19-202"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="498" VPOS="1215" ID="st19-203"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="224" HPOS="582" VPOS="1215" ID="st19-204"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="827" VPOS="1215" ID="st19-205"/><SP/><String HEIGHT="31" CONTENT="gesamten" WIDTH="147" HPOS="901" VPOS="1215" ID="st19-206"/><SP/><String HEIGHT="31" CONTENT="Beratungsprozesses" WIDTH="304" HPOS="1069" VPOS="1215" ID="st19-207"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1393" VPOS="1215" ID="st19-208"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl19-19" WIDTH="508" HEIGHT="31"><String HEIGHT="31" CONTENT="besseren" WIDTH="137" HPOS="196" VPOS="1265" ID="st19-209"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="343" VPOS="1265" ID="st19-210"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="454" VPOS="1265" ID="st19-211"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="512" VPOS="1265" ID="st19-212"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="688" VPOS="1265" ID="st19-213"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl19-20" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="11" WIDTH="37" HPOS="1419" VPOS="2207" ID="st19-214"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="20" ID="p592534" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592534" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592534" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl20-0" WIDTH="1190" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="19" HPOS="196" VPOS="215" ID="st20-0"/><SP/><String HEIGHT="31" CONTENT="Was" WIDTH="69" HPOS="256" VPOS="215" ID="st20-1"/><SP/><String HEIGHT="31" CONTENT="bringt" WIDTH="95" HPOS="334" VPOS="215" ID="st20-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="48" HPOS="438" VPOS="215" ID="st20-3"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="117" HPOS="495" VPOS="215" ID="st20-4"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="58" HPOS="621" VPOS="215" ID="st20-5"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="504" HPOS="688" VPOS="215" ID="st20-6"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1201" VPOS="215" ID="st20-7"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="49" HPOS="1271" VPOS="215" ID="st20-8"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="38" HPOS="1329" VPOS="215" ID="st20-9" SUBS_TYPE="HypPart1" SUBS_CONTENT="EUVermittlerrichtlinie"/><HYP CONTENT="-" WIDTH="19" HPOS="1367" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="256" VPOS="265" ID="tl20-1" WIDTH="575" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="295" HPOS="256" VPOS="265" ID="st20-10" SUBS_TYPE="HypPart2" SUBS_CONTENT="EUVermittlerrichtlinie"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="44" HPOS="560" VPOS="265" ID="st20-11"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="198" HPOS="614" VPOS="265" ID="st20-12"/><String HEIGHT="31" CONTENT="?" WIDTH="19" HPOS="812" VPOS="265" ID="st20-13"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl20-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="365" ID="st20-14"/><SP/><String HEIGHT="31" CONTENT="Februar" WIDTH="117" HPOS="245" VPOS="365" ID="st20-15"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="373" VPOS="365" ID="st20-16"/><SP/><String HEIGHT="31" CONTENT="stellte" WIDTH="87" HPOS="459" VPOS="365" ID="st20-17"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="558" VPOS="365" ID="st20-18"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="284" HPOS="623" VPOS="365" ID="st20-19"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="918" VPOS="365" ID="st20-20"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="85" HPOS="978" VPOS="365" ID="st20-21"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1075" VPOS="365" ID="st20-22"/><SP/><String HEIGHT="31" CONTENT="Eckpunkte" WIDTH="156" HPOS="1131" VPOS="365" ID="st20-23"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1298" VPOS="365" ID="st20-24"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="365" ID="st20-25"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl20-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetztes" WIDTH="477" HPOS="196" VPOS="415" ID="st20-26"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="682" VPOS="415" ID="st20-27"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="724" VPOS="415" ID="st20-28"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="744" VPOS="415" ID="st20-29"/><SP/><String HEIGHT="31" CONTENT="beruht" WIDTH="95" HPOS="792" VPOS="415" ID="st20-30"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="896" VPOS="415" ID="st20-31"/><SP/><String HEIGHT="31" CONTENT="Wesentlichen" WIDTH="200" HPOS="941" VPOS="415" ID="st20-32"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1150" VPOS="415" ID="st20-33"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1206" VPOS="415" ID="st20-34"/><SP/><String HEIGHT="31" CONTENT="Vorschlägen" WIDTH="185" HPOS="1271" VPOS="415" ID="st20-35"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl20-4" WIDTH="927" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="465" ID="st20-36"/><SP/><String HEIGHT="31" CONTENT="Kommission" WIDTH="182" HPOS="257" VPOS="465" ID="st20-37"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="451" VPOS="465" ID="st20-38"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="109" HPOS="510" VPOS="465" ID="st20-39"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="632" VPOS="465" ID="st20-40"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsrechts" WIDTH="425" HPOS="698" VPOS="465" ID="st20-41"/></TextLine><TextLine HPOS="1122" VPOS="458" ID="tl20-5" WIDTH="13" HEIGHT="20"><String HEIGHT="20" CONTENT="1" WIDTH="13" HPOS="1122" VPOS="458" ID="st20-42"/></TextLine><TextLine HPOS="1135" VPOS="465" ID="tl20-6" WIDTH="321" HEIGHT="31"><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1135" VPOS="465" ID="st20-43"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1157" VPOS="465" ID="st20-44"/><SP/><String HEIGHT="31" CONTENT="Gesetzesreform" WIDTH="237" HPOS="1219" VPOS="465" ID="st20-45"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl20-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zielt" WIDTH="60" HPOS="196" VPOS="515" ID="st20-46"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="265" VPOS="515" ID="st20-47"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="321" VPOS="515" ID="st20-48"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="193" HPOS="411" VPOS="515" ID="st20-49"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="613" VPOS="515" ID="st20-50"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="902" VPOS="515" ID="st20-51"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="995" VPOS="515" ID="st20-52"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="1080" VPOS="515" ID="st20-53"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1256" VPOS="515" ID="st20-54"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1321" VPOS="515" ID="st20-55"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl20-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="565" ID="st20-56"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="281" VPOS="565" ID="st20-57"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="461" VPOS="565" ID="st20-58"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="513" VPOS="565" ID="st20-59"/><SP/><String HEIGHT="31" CONTENT="gerechteren" WIDTH="178" HPOS="630" VPOS="565" ID="st20-60"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="297" HPOS="844" VPOS="565" ID="st20-61"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1177" VPOS="565" ID="st20-62"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1298" VPOS="565" ID="st20-63"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="565" ID="st20-64"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl20-9" WIDTH="1029" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="196" VPOS="615" ID="st20-65"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="401" VPOS="615" ID="st20-66"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="330" HPOS="463" VPOS="615" ID="st20-67"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="793" VPOS="615" ID="st20-68"/><SP/><String HEIGHT="31" CONTENT="referiert" WIDTH="115" HPOS="827" VPOS="615" ID="st20-69"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="960" VPOS="615" ID="st20-70"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="1072" VPOS="615" ID="st20-71"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1216" VPOS="615" ID="st20-72"/></TextLine><TextLine HPOS="1226" VPOS="608" ID="tl20-10" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="2" WIDTH="12" HPOS="1226" VPOS="608" ID="st20-73"/></TextLine><TextLine HPOS="1255" VPOS="615" ID="tl20-11" WIDTH="201" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1255" VPOS="615" ID="st20-74"/><SP/><String HEIGHT="31" CONTENT="folgenden" WIDTH="146" HPOS="1310" VPOS="615" ID="st20-75"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl20-12" WIDTH="823" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="665" ID="st20-76"/><SP/><String HEIGHT="31" CONTENT="zentrale" WIDTH="118" HPOS="315" VPOS="665" ID="st20-77"/><SP/><String HEIGHT="31" CONTENT="Aspekte" WIDTH="120" HPOS="443" VPOS="665" ID="st20-78"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="573" VPOS="665" ID="st20-79"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="636" VPOS="665" ID="st20-80"/><SP/><String HEIGHT="31" CONTENT="Gesetzes" WIDTH="140" HPOS="738" VPOS="665" ID="st20-81"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="117" HPOS="888" VPOS="665" ID="st20-82"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1005" VPOS="665" ID="st20-83"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl20-13" WIDTH="490" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="196" VPOS="765" ID="st20-84"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="765" ID="st20-85"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="227" VPOS="765" ID="st20-86"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="184" HPOS="276" VPOS="765" ID="st20-87"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="469" VPOS="765" ID="st20-88"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="147" HPOS="539" VPOS="765" ID="st20-89"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl20-14" WIDTH="239" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungspflicht" WIDTH="239" HPOS="196" VPOS="865" ID="st20-90"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl20-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="965" ID="st20-91"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="284" VPOS="965" ID="st20-92"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="386" VPOS="965" ID="st20-93"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="846" VPOS="965" ID="st20-94"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="944" VPOS="965" ID="st20-95"/><SP/><String HEIGHT="31" CONTENT="verbesserte" WIDTH="174" HPOS="1035" VPOS="965" ID="st20-96"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="1237" VPOS="965" ID="st20-97"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="965" ID="st20-98"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl20-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="196" VPOS="1015" ID="st20-99"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="381" VPOS="1015" ID="st20-100"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="447" VPOS="1015" ID="st20-101"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="792" VPOS="1015" ID="st20-102"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="833" VPOS="1015" ID="st20-103"/><SP/><String HEIGHT="31" CONTENT="Vor" WIDTH="52" HPOS="865" VPOS="1015" ID="st20-104"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="935" VPOS="1015" ID="st20-105"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1105" VPOS="1015" ID="st20-106"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="1177" VPOS="1015" ID="st20-107"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="116" HPOS="1340" VPOS="1015" ID="st20-108"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl20-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="196" VPOS="1065" ID="st20-109"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="379" VPOS="1065" ID="st20-110"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="435" VPOS="1065" ID="st20-111"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="98" HPOS="773" VPOS="1065" ID="st20-112"/><SP/><String HEIGHT="31" CONTENT="umfassender" WIDTH="193" HPOS="883" VPOS="1065" ID="st20-113"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="1088" VPOS="1065" ID="st20-114"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1213" VPOS="1065" ID="st20-115"/><SP/><String HEIGHT="31" CONTENT="informieren" WIDTH="161" HPOS="1280" VPOS="1065" ID="st20-116"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="1065" ID="st20-117"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl20-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="1115" ID="st20-118"/><SP/><String HEIGHT="31" CONTENT="während" WIDTH="128" HPOS="286" VPOS="1115" ID="st20-119"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="427" VPOS="1115" ID="st20-120"/><SP/><String HEIGHT="31" CONTENT="laufenden" WIDTH="147" HPOS="494" VPOS="1115" ID="st20-121"/><SP/><String HEIGHT="31" CONTENT="Vertragsverhältnisses" WIDTH="320" HPOS="654" VPOS="1115" ID="st20-122"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="988" VPOS="1115" ID="st20-123"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1048" VPOS="1115" ID="st20-124"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="1109" VPOS="1115" ID="st20-125"/><SP/><String HEIGHT="31" CONTENT="Beratungs" WIDTH="147" HPOS="1293" VPOS="1115" ID="st20-126" SUBS_TYPE="HypPart1" SUBS_CONTENT="Beratungsaufgaben"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl20-19" WIDTH="720" HEIGHT="31"><String HEIGHT="31" CONTENT="aufgaben" WIDTH="139" HPOS="196" VPOS="1165" ID="st20-127" SUBS_TYPE="HypPart2" SUBS_CONTENT="Beratungsaufgaben"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="345" VPOS="1165" ID="st20-128"/><SP/><String HEIGHT="31" CONTENT="erfüllen" WIDTH="105" HPOS="389" VPOS="1165" ID="st20-129"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="494" VPOS="1165" ID="st20-130"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="517" VPOS="1165" ID="st20-131"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="72" HPOS="606" VPOS="1165" ID="st20-132"/><SP/><String HEIGHT="31" CONTENT="Anlass" WIDTH="100" HPOS="688" VPOS="1165" ID="st20-133"/><SP/><String HEIGHT="31" CONTENT="besteht" WIDTH="104" HPOS="797" VPOS="1165" ID="st20-134"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="901" VPOS="1165" ID="st20-135"/></TextLine><TextLine HPOS="295" VPOS="1269" ID="tl20-20" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="295" VPOS="1269" ID="st20-136"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="407" VPOS="1269" ID="st20-137"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="49" HPOS="432" VPOS="1269" ID="st20-138"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="492" VPOS="1269" ID="st20-139"/><SP/><String HEIGHT="31" CONTENT="möchte" WIDTH="109" HPOS="830" VPOS="1269" ID="st20-140"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="951" VPOS="1269" ID="st20-141"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1042" VPOS="1269" ID="st20-142"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1354" VPOS="1269" ID="st20-143"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="18" HPOS="1438" VPOS="1269" ID="st20-144"/></TextLine><TextLine HPOS="295" VPOS="1319" ID="tl20-21" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="295" VPOS="1319" ID="st20-145"/><SP/><String HEIGHT="31" CONTENT="kündigen" WIDTH="128" HPOS="414" VPOS="1319" ID="st20-146"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="542" VPOS="1319" ID="st20-147"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="576" VPOS="1319" ID="st20-148"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="651" VPOS="1319" ID="st20-149"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="697" VPOS="1319" ID="st20-150"/><SP/><String HEIGHT="31" CONTENT="finanzielle" WIDTH="148" HPOS="741" VPOS="1319" ID="st20-151"/><SP/><String HEIGHT="31" CONTENT="Schwierigkeiten" WIDTH="233" HPOS="907" VPOS="1319" ID="st20-152"/><SP/><String HEIGHT="31" CONTENT="geraten" WIDTH="113" HPOS="1158" VPOS="1319" ID="st20-153"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="1288" VPOS="1319" ID="st20-154"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1339" VPOS="1319" ID="st20-155"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1319" ID="st20-156"/></TextLine><TextLine HPOS="295" VPOS="1369" ID="tl20-22" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="Prämie" WIDTH="105" HPOS="295" VPOS="1369" ID="st20-157"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="418" VPOS="1369" ID="st20-158"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="506" VPOS="1369" ID="st20-159"/><SP/><String HEIGHT="31" CONTENT="bezahlen" WIDTH="135" HPOS="600" VPOS="1369" ID="st20-160"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="65" HPOS="753" VPOS="1369" ID="st20-161"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="818" VPOS="1369" ID="st20-162"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="853" VPOS="1369" ID="st20-163"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlerin" WIDTH="375" HPOS="921" VPOS="1369" ID="st20-164"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="80" HPOS="1314" VPOS="1369" ID="st20-165"/><SP/><String HEIGHT="31" CONTENT="ihn" WIDTH="44" HPOS="1412" VPOS="1369" ID="st20-166"/></TextLine><TextLine HPOS="295" VPOS="1419" ID="tl20-23" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="295" VPOS="1419" ID="st20-167"/><SP/><String HEIGHT="31" CONTENT="hinweisen" WIDTH="142" HPOS="400" VPOS="1419" ID="st20-168"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="542" VPOS="1419" ID="st20-169"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="569" VPOS="1419" ID="st20-170"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="650" VPOS="1419" ID="st20-171"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="691" VPOS="1419" ID="st20-172"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="747" VPOS="1419" ID="st20-173"/><SP/><String HEIGHT="31" CONTENT="prämienfrei" WIDTH="166" HPOS="1058" VPOS="1419" ID="st20-174"/><SP/><String HEIGHT="31" CONTENT="stellen" WIDTH="96" HPOS="1236" VPOS="1419" ID="st20-175"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1343" VPOS="1419" ID="st20-176"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1419" ID="st20-177"/></TextLine><TextLine HPOS="295" VPOS="1470" ID="tl20-24" WIDTH="685" HEIGHT="30"><String HEIGHT="30" CONTENT="diese" WIDTH="79" HPOS="295" VPOS="1470" ID="st20-178"/><SP/><String HEIGHT="30" CONTENT="Weise" WIDTH="92" HPOS="384" VPOS="1470" ID="st20-179"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="486" VPOS="1470" ID="st20-180"/><SP/><String HEIGHT="30" CONTENT="Stornogebühren" WIDTH="239" HPOS="539" VPOS="1470" ID="st20-181"/><SP/><String HEIGHT="30" CONTENT="sparen" WIDTH="101" HPOS="788" VPOS="1470" ID="st20-182"/><SP/><String HEIGHT="30" CONTENT="kann" WIDTH="64" HPOS="899" VPOS="1470" ID="st20-183"/><String HEIGHT="30" CONTENT="." WIDTH="17" HPOS="963" VPOS="1470" ID="st20-184"/></TextLine><TextLine HPOS="196" VPOS="1573" ID="tl20-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verletzt" WIDTH="113" HPOS="196" VPOS="1573" ID="st20-185"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="333" VPOS="1573" ID="st20-186"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="405" VPOS="1573" ID="st20-187"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="599" VPOS="1573" ID="st20-188"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="689" VPOS="1573" ID="st20-189"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="761" VPOS="1573" ID="st20-190"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1135" VPOS="1573" ID="st20-191"/><SP/><String HEIGHT="31" CONTENT="Beratungs" WIDTH="146" HPOS="1203" VPOS="1573" ID="st20-192"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1349" VPOS="1573" ID="st20-193"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1390" VPOS="1573" ID="st20-194"/></TextLine><TextLine HPOS="196" VPOS="1623" ID="tl20-26" WIDTH="784" HEIGHT="31"><String HEIGHT="31" CONTENT="Dokumentationspflicht" WIDTH="321" HPOS="196" VPOS="1623" ID="st20-195"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="517" VPOS="1623" ID="st20-196"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="543" VPOS="1623" ID="st20-197"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="585" VPOS="1623" ID="st20-198"/><SP/><String HEIGHT="31" CONTENT="schadensersatzpflichtig" WIDTH="341" HPOS="624" VPOS="1623" ID="st20-199"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="965" VPOS="1623" ID="st20-200"/></TextLine><TextLine HPOS="196" VPOS="1992" ID="tl20-27" WIDTH="10" HEIGHT="17"><String HEIGHT="17" CONTENT="1" WIDTH="10" HPOS="196" VPOS="1992" ID="st20-201"/></TextLine><TextLine HPOS="215" VPOS="1999" ID="tl20-28" WIDTH="1241" HEIGHT="26"><String HEIGHT="26" CONTENT="Die" WIDTH="42" HPOS="215" VPOS="1999" ID="st20-202"/><SP/><String HEIGHT="26" CONTENT="Zusammensetzung" WIDTH="236" HPOS="265" VPOS="1999" ID="st20-203"/><SP/><String HEIGHT="26" CONTENT="der" WIDTH="40" HPOS="510" VPOS="1999" ID="st20-204"/><SP/><String HEIGHT="26" CONTENT="Kommission" WIDTH="151" HPOS="559" VPOS="1999" ID="st20-205"/><SP/><String HEIGHT="26" CONTENT="zur" WIDTH="39" HPOS="718" VPOS="1999" ID="st20-206"/><SP/><String HEIGHT="26" CONTENT="Reform" WIDTH="91" HPOS="765" VPOS="1999" ID="st20-207"/><SP/><String HEIGHT="26" CONTENT="des" WIDTH="45" HPOS="865" VPOS="1999" ID="st20-208"/><SP/><String HEIGHT="26" CONTENT="Versicherungsvertragsrechts" WIDTH="348" HPOS="918" VPOS="1999" ID="st20-209"/><String HEIGHT="26" CONTENT="," WIDTH="13" HPOS="1266" VPOS="1999" ID="st20-210"/><SP/><String HEIGHT="26" CONTENT="ihre" WIDTH="46" HPOS="1288" VPOS="1999" ID="st20-211"/><SP/><String HEIGHT="26" CONTENT="Ziele" WIDTH="60" HPOS="1343" VPOS="1999" ID="st20-212"/><SP/><String HEIGHT="26" CONTENT="etc" WIDTH="33" HPOS="1411" VPOS="1999" ID="st20-213"/><String HEIGHT="26" CONTENT="." WIDTH="12" HPOS="1444" VPOS="1999" ID="st20-214"/></TextLine><TextLine HPOS="216" VPOS="2038" ID="tl20-29" WIDTH="1240" HEIGHT="25"><String HEIGHT="25" CONTENT="sind" WIDTH="51" HPOS="216" VPOS="2038" ID="st20-215"/><SP/><String HEIGHT="25" CONTENT="nachzulesen" WIDTH="156" HPOS="289" VPOS="2038" ID="st20-216"/><SP/><String HEIGHT="25" CONTENT="in" WIDTH="22" HPOS="467" VPOS="2038" ID="st20-217"/><SP/><String HEIGHT="25" CONTENT="ihrem" WIDTH="69" HPOS="511" VPOS="2038" ID="st20-218"/><SP/><String HEIGHT="25" CONTENT="Abschlussbericht" WIDTH="210" HPOS="602" VPOS="2038" ID="st20-219"/><SP/><String HEIGHT="25" CONTENT="vom" WIDTH="53" HPOS="834" VPOS="2038" ID="st20-220"/><SP/><String HEIGHT="25" CONTENT="19" WIDTH="26" HPOS="909" VPOS="2038" ID="st20-221"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="935" VPOS="2038" ID="st20-222"/><SP/><String HEIGHT="25" CONTENT="April" WIDTH="55" HPOS="970" VPOS="2038" ID="st20-223"/><SP/><String HEIGHT="25" CONTENT="2004" WIDTH="62" HPOS="1047" VPOS="2038" ID="st20-224"/><SP/><String HEIGHT="25" CONTENT="auf" WIDTH="39" HPOS="1131" VPOS="2038" ID="st20-225"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="1192" VPOS="2038" ID="st20-226"/><SP/><String HEIGHT="25" CONTENT="Homepage" WIDTH="136" HPOS="1254" VPOS="2038" ID="st20-227"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="44" HPOS="1412" VPOS="2038" ID="st20-228"/></TextLine><TextLine HPOS="216" VPOS="2077" ID="tl20-30" WIDTH="955" HEIGHT="25"><String HEIGHT="25" CONTENT="Bundesministeriums" WIDTH="250" HPOS="216" VPOS="2077" ID="st20-229"/><SP/><String HEIGHT="25" CONTENT="für" WIDTH="32" HPOS="474" VPOS="2077" ID="st20-230"/><SP/><String HEIGHT="25" CONTENT="Justiz" WIDTH="66" HPOS="514" VPOS="2077" ID="st20-231"/><String HEIGHT="25" CONTENT=":" WIDTH="12" HPOS="580" VPOS="2077" ID="st20-232"/><SP/><String HEIGHT="25" CONTENT="http" WIDTH="51" HPOS="600" VPOS="2077" ID="st20-233"/><String HEIGHT="25" CONTENT=":" WIDTH="13" HPOS="651" VPOS="2077" ID="st20-234"/><String HEIGHT="25" CONTENT="//www" WIDTH="65" HPOS="664" VPOS="2077" ID="st20-235"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="729" VPOS="2077" ID="st20-236"/><String HEIGHT="25" CONTENT="bmj" WIDTH="39" HPOS="742" VPOS="2077" ID="st20-237"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="781" VPOS="2077" ID="st20-238"/><String HEIGHT="25" CONTENT="bund" WIDTH="52" HPOS="794" VPOS="2077" ID="st20-239"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="846" VPOS="2077" ID="st20-240"/><String HEIGHT="25" CONTENT="de/media/archive/647" WIDTH="260" HPOS="859" VPOS="2077" ID="st20-241"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="1119" VPOS="2077" ID="st20-242"/><String HEIGHT="25" CONTENT="pdf" WIDTH="39" HPOS="1132" VPOS="2077" ID="st20-243"/></TextLine><TextLine HPOS="196" VPOS="2109" ID="tl20-31" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="2" WIDTH="10" HPOS="196" VPOS="2109" ID="st20-244"/></TextLine><TextLine HPOS="218" VPOS="2116" ID="tl20-32" WIDTH="1239" HEIGHT="25"><String HEIGHT="25" CONTENT="Die" WIDTH="42" HPOS="218" VPOS="2116" ID="st20-245"/><SP/><String HEIGHT="25" CONTENT="Kernpunkte" WIDTH="142" HPOS="271" VPOS="2116" ID="st20-246"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="425" VPOS="2116" ID="st20-247"/><SP/><String HEIGHT="25" CONTENT="Gesetzentwurfs" WIDTH="193" HPOS="481" VPOS="2116" ID="st20-248"/><SP/><String HEIGHT="25" CONTENT="finden" WIDTH="76" HPOS="686" VPOS="2116" ID="st20-249"/><SP/><String HEIGHT="25" CONTENT="sich" WIDTH="50" HPOS="773" VPOS="2116" ID="st20-250"/><SP/><String HEIGHT="25" CONTENT="im" WIDTH="29" HPOS="834" VPOS="2116" ID="st20-251"/><SP/><String HEIGHT="25" CONTENT="Internet" WIDTH="94" HPOS="875" VPOS="2116" ID="st20-252"/><SP/><String HEIGHT="25" CONTENT="unter" WIDTH="63" HPOS="981" VPOS="2116" ID="st20-253"/><SP/><String HEIGHT="25" CONTENT="folgender" WIDTH="116" HPOS="1056" VPOS="2116" ID="st20-254"/><SP/><String HEIGHT="25" CONTENT="Adresse" WIDTH="102" HPOS="1183" VPOS="2116" ID="st20-255"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="1297" VPOS="2116" ID="st20-256"/><SP/><String HEIGHT="25" CONTENT="Bundes" WIDTH="90" HPOS="1353" VPOS="2116" ID="st20-257" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesministeriums"/><HYP CONTENT="-" WIDTH="14" HPOS="1443" VPOS="2116" HEIGHT="25"/></TextLine><TextLine HPOS="216" VPOS="2154" ID="tl20-33" WIDTH="588" HEIGHT="26"><String HEIGHT="26" CONTENT="ministeriums" WIDTH="156" HPOS="216" VPOS="2154" ID="st20-258" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesministeriums"/><SP/><String HEIGHT="26" CONTENT="für" WIDTH="32" HPOS="380" VPOS="2154" ID="st20-259"/><SP/><String HEIGHT="26" CONTENT="Justiz" WIDTH="66" HPOS="420" VPOS="2154" ID="st20-260"/><String HEIGHT="26" CONTENT=":" WIDTH="12" HPOS="486" VPOS="2154" ID="st20-261"/><SP/><String HEIGHT="26" CONTENT="http" WIDTH="52" HPOS="514" VPOS="2154" ID="st20-262"/><String HEIGHT="26" CONTENT=":" WIDTH="13" HPOS="566" VPOS="2154" ID="st20-263"/><String HEIGHT="26" CONTENT="//www" WIDTH="66" HPOS="579" VPOS="2154" ID="st20-264"/><String HEIGHT="26" CONTENT="." WIDTH="14" HPOS="645" VPOS="2154" ID="st20-265"/><String HEIGHT="26" CONTENT="bmj" WIDTH="39" HPOS="659" VPOS="2154" ID="st20-266"/><String HEIGHT="26" CONTENT="." WIDTH="13" HPOS="698" VPOS="2154" ID="st20-267"/><String HEIGHT="26" CONTENT="bund" WIDTH="53" HPOS="711" VPOS="2154" ID="st20-268"/><String HEIGHT="26" CONTENT="." WIDTH="13" HPOS="764" VPOS="2154" ID="st20-269"/><String HEIGHT="26" CONTENT="de" WIDTH="27" HPOS="777" VPOS="2154" ID="st20-270"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl20-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="12" WIDTH="37" HPOS="196" VPOS="2207" ID="st20-271"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="21" ID="p592535" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592535" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592535" HEIGHT="2338"><TextLine HPOS="295" VPOS="219" ID="tl21-0" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="295" VPOS="219" ID="st21-0"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="407" VPOS="219" ID="st21-1"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="432" VPOS="219" ID="st21-2"/><SP/><String HEIGHT="31" CONTENT="Autofahrerin" WIDTH="182" HPOS="509" VPOS="219" ID="st21-3"/><SP/><String HEIGHT="31" CONTENT="will" WIDTH="46" HPOS="702" VPOS="219" ID="st21-4"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="760" VPOS="219" ID="st21-5"/><SP/><String HEIGHT="31" CONTENT="Vollkaskoversicherung" WIDTH="333" HPOS="834" VPOS="219" ID="st21-6"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1178" VPOS="219" ID="st21-7"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1228" VPOS="219" ID="st21-8"/><SP/><String HEIGHT="31" CONTENT="Urlaub" WIDTH="98" HPOS="1321" VPOS="219" ID="st21-9"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="219" ID="st21-10"/></TextLine><TextLine HPOS="295" VPOS="269" ID="tl21-1" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="295" VPOS="269" ID="st21-11"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="78" HPOS="401" VPOS="269" ID="st21-12"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="479" VPOS="269" ID="st21-13"/><String HEIGHT="31" CONTENT="europäischen" WIDTH="188" HPOS="495" VPOS="269" ID="st21-14"/><SP/><String HEIGHT="31" CONTENT="Land" WIDTH="74" HPOS="698" VPOS="269" ID="st21-15"/><SP/><String HEIGHT="31" CONTENT="abschließen" WIDTH="173" HPOS="788" VPOS="269" ID="st21-16"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="961" VPOS="269" ID="st21-17"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="992" VPOS="269" ID="st21-18"/><SP/><String HEIGHT="31" CONTENT="entscheidet" WIDTH="170" HPOS="1056" VPOS="269" ID="st21-19"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="55" HPOS="1242" VPOS="269" ID="st21-20"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1297" VPOS="269" ID="st21-21"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1326" VPOS="269" ID="st21-22"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1340" VPOS="269" ID="st21-23"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1355" VPOS="269" ID="st21-24"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1369" VPOS="269" ID="st21-25"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="1399" VPOS="269" ID="st21-26"/></TextLine><TextLine HPOS="295" VPOS="319" ID="tl21-2" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="295" VPOS="319" ID="st21-27"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="357" VPOS="319" ID="st21-28"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="513" VPOS="319" ID="st21-29"/><SP/><String HEIGHT="31" CONTENT="gefragt" WIDTH="104" HPOS="597" VPOS="319" ID="st21-30"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="41" HPOS="715" VPOS="319" ID="st21-31"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="756" VPOS="319" ID="st21-32"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="784" VPOS="319" ID="st21-33"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="837" VPOS="319" ID="st21-34"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="104" HPOS="932" VPOS="319" ID="st21-35"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1036" VPOS="319" ID="st21-36"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1065" VPOS="319" ID="st21-37"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1127" VPOS="319" ID="st21-38"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1189" VPOS="319" ID="st21-39"/><SP/><String HEIGHT="31" CONTENT="Europa" WIDTH="107" HPOS="1242" VPOS="319" ID="st21-40"/><SP/><String HEIGHT="31" CONTENT="gilt" WIDTH="41" HPOS="1363" VPOS="319" ID="st21-41"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1404" VPOS="319" ID="st21-42"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="1429" VPOS="319" ID="st21-43"/></TextLine><TextLine HPOS="295" VPOS="369" ID="tl21-3" WIDTH="1161" HEIGHT="31"><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="295" VPOS="369" ID="st21-44"/><SP/><String HEIGHT="31" CONTENT="Fall" WIDTH="53" HPOS="414" VPOS="369" ID="st21-45"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="79" HPOS="479" VPOS="369" ID="st21-46"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="570" VPOS="369" ID="st21-47"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="630" VPOS="369" ID="st21-48"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="768" VPOS="369" ID="st21-49"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="794" VPOS="369" ID="st21-50"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="845" VPOS="369" ID="st21-51"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="874" VPOS="369" ID="st21-52"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="73" HPOS="920" VPOS="369" ID="st21-53"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1004" VPOS="369" ID="st21-54"/><SP/><String HEIGHT="31" CONTENT="direkten" WIDTH="118" HPOS="1096" VPOS="369" ID="st21-55"/><SP/><String HEIGHT="31" CONTENT="Abschlusse" WIDTH="170" HPOS="1226" VPOS="369" ID="st21-56"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="369" ID="st21-57"/></TextLine><TextLine HPOS="295" VPOS="420" ID="tl21-4" WIDTH="813" HEIGHT="30"><String HEIGHT="30" CONTENT="Versicherer" WIDTH="164" HPOS="295" VPOS="420" ID="st21-58"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="459" VPOS="420" ID="st21-59"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="38" HPOS="484" VPOS="420" ID="st21-60"/><SP/><String HEIGHT="30" CONTENT="einen" WIDTH="81" HPOS="532" VPOS="420" ID="st21-61"/><SP/><String HEIGHT="30" CONTENT="möglichen" WIDTH="151" HPOS="623" VPOS="420" ID="st21-62"/><SP/><String HEIGHT="30" CONTENT="Schaden" WIDTH="131" HPOS="784" VPOS="420" ID="st21-63"/><SP/><String HEIGHT="30" CONTENT="aufkommen" WIDTH="164" HPOS="925" VPOS="420" ID="st21-64"/><String HEIGHT="30" CONTENT="." WIDTH="19" HPOS="1089" VPOS="420" ID="st21-65"/></TextLine><TextLine HPOS="196" VPOS="523" ID="tl21-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="523" ID="st21-66"/><SP/><String HEIGHT="31" CONTENT="Gesetzesnovelle" WIDTH="246" HPOS="257" VPOS="523" ID="st21-67"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="513" VPOS="523" ID="st21-68"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="594" VPOS="523" ID="st21-69"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="635" VPOS="523" ID="st21-70"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="660" VPOS="523" ID="st21-71"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="740" VPOS="523" ID="st21-72"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="795" VPOS="523" ID="st21-73"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="940" VPOS="523" ID="st21-74"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1013" VPOS="523" ID="st21-75"/><SP/><String HEIGHT="31" CONTENT="klar" WIDTH="54" HPOS="1105" VPOS="523" ID="st21-76"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1169" VPOS="523" ID="st21-77"/><SP/><String HEIGHT="31" CONTENT="verständlich" WIDTH="178" HPOS="1235" VPOS="523" ID="st21-78"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1423" VPOS="523" ID="st21-79"/></TextLine><TextLine HPOS="196" VPOS="573" ID="tl21-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="573" ID="st21-80"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="272" VPOS="573" ID="st21-81"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="356" VPOS="573" ID="st21-82"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="498" VPOS="573" ID="st21-83"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="565" VPOS="573" ID="st21-84"/><SP/><String HEIGHT="31" CONTENT="Wünsche" WIDTH="139" HPOS="630" VPOS="573" ID="st21-85"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="789" VPOS="573" ID="st21-86"/><SP/><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="176" HPOS="865" VPOS="573" ID="st21-87"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1062" VPOS="573" ID="st21-88"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1130" VPOS="573" ID="st21-89"/></TextLine><TextLine HPOS="196" VPOS="623" ID="tl21-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ausgerichtet" WIDTH="182" HPOS="196" VPOS="623" ID="st21-90"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="397" VPOS="623" ID="st21-91"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="453" VPOS="623" ID="st21-92"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="487" VPOS="623" ID="st21-93"/><SP/><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="161" HPOS="543" VPOS="623" ID="st21-94"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="723" VPOS="623" ID="st21-95"/><SP/><String HEIGHT="31" CONTENT="bisherigen" WIDTH="154" HPOS="788" VPOS="623" ID="st21-96"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="93" HPOS="961" VPOS="623" ID="st21-97"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1073" VPOS="623" ID="st21-98"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1142" VPOS="623" ID="st21-99"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1196" VPOS="623" ID="st21-100"/><SP/><String HEIGHT="31" CONTENT="verbindliche" WIDTH="177" HPOS="1279" VPOS="623" ID="st21-101"/></TextLine><TextLine HPOS="196" VPOS="673" ID="tl21-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="195" HPOS="196" VPOS="673" ID="st21-102"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="401" VPOS="673" ID="st21-103"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="486" VPOS="673" ID="st21-104"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="513" VPOS="673" ID="st21-105"/><SP/><String HEIGHT="31" CONTENT="Beratungsgespräch" WIDTH="289" HPOS="576" VPOS="673" ID="st21-106"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="875" VPOS="673" ID="st21-107"/><SP/><String HEIGHT="31" CONTENT="dokumentieren" WIDTH="220" HPOS="921" VPOS="673" ID="st21-108"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1151" VPOS="673" ID="st21-109"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1217" VPOS="673" ID="st21-110"/><SP/><String HEIGHT="31" CONTENT="angefertigte" WIDTH="176" HPOS="1280" VPOS="673" ID="st21-111"/></TextLine><TextLine HPOS="196" VPOS="723" ID="tl21-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Protokoll" WIDTH="130" HPOS="196" VPOS="723" ID="st21-112"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="346" VPOS="723" ID="st21-113"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="432" VPOS="723" ID="st21-114"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="778" VPOS="723" ID="st21-115"/><SP/><String HEIGHT="31" CONTENT="übermitteln" WIDTH="159" HPOS="834" VPOS="723" ID="st21-116"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="993" VPOS="723" ID="st21-117"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1028" VPOS="723" ID="st21-118"/><SP/><String HEIGHT="31" CONTENT="Streitfall" WIDTH="117" HPOS="1086" VPOS="723" ID="st21-119"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1203" VPOS="723" ID="st21-120"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1236" VPOS="723" ID="st21-121"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1306" VPOS="723" ID="st21-122"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1320" VPOS="723" ID="st21-123"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1335" VPOS="723" ID="st21-124"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1349" VPOS="723" ID="st21-125"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="1384" VPOS="723" ID="st21-126"/></TextLine><TextLine HPOS="196" VPOS="773" ID="tl21-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorwurf" WIDTH="115" HPOS="196" VPOS="773" ID="st21-127"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="321" VPOS="773" ID="st21-128"/><SP/><String HEIGHT="31" CONTENT="fehlerhaften" WIDTH="176" HPOS="406" VPOS="773" ID="st21-129"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="128" HPOS="592" VPOS="773" ID="st21-130"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="720" VPOS="773" ID="st21-131"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="746" VPOS="773" ID="st21-132"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="818" VPOS="773" ID="st21-133"/><SP/><String HEIGHT="31" CONTENT="Beweisführung" WIDTH="221" HPOS="872" VPOS="773" ID="st21-134"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1103" VPOS="773" ID="st21-135"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1159" VPOS="773" ID="st21-136"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="93" HPOS="1249" VPOS="773" ID="st21-137"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1352" VPOS="773" ID="st21-138"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="773" ID="st21-139"/></TextLine><TextLine HPOS="196" VPOS="823" ID="tl21-11" WIDTH="508" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="823" ID="st21-140"/><SP/><String HEIGHT="31" CONTENT="vereinfacht" WIDTH="157" HPOS="532" VPOS="823" ID="st21-141"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="689" VPOS="823" ID="st21-142"/></TextLine><TextLine HPOS="196" VPOS="924" ID="tl21-12" WIDTH="267" HEIGHT="30"><String HEIGHT="30" CONTENT="Beratungsverzicht" WIDTH="267" HPOS="196" VPOS="924" ID="st21-143"/></TextLine><TextLine HPOS="196" VPOS="1023" ID="tl21-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1023" ID="st21-144"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="258" VPOS="1023" ID="st21-145"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="623" VPOS="1023" ID="st21-146"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="707" VPOS="1023" ID="st21-147"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="765" VPOS="1023" ID="st21-148"/><SP/><String HEIGHT="31" CONTENT="solche" WIDTH="96" HPOS="841" VPOS="1023" ID="st21-149"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="949" VPOS="1023" ID="st21-150"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1097" VPOS="1023" ID="st21-151"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="1164" VPOS="1023" ID="st21-152"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="224" HPOS="1232" VPOS="1023" ID="st21-153"/></TextLine><TextLine HPOS="196" VPOS="1073" ID="tl21-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="196" VPOS="1073" ID="st21-154"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="298" VPOS="1073" ID="st21-155"/><SP/><String HEIGHT="31" CONTENT="gesonderte" WIDTH="167" HPOS="379" VPOS="1073" ID="st21-156"/><SP/><String HEIGHT="31" CONTENT="schriftliche" WIDTH="158" HPOS="564" VPOS="1073" ID="st21-157"/><SP/><String HEIGHT="31" CONTENT="Erklärung" WIDTH="143" HPOS="740" VPOS="1073" ID="st21-158"/><SP/><String HEIGHT="31" CONTENT="verzichten" WIDTH="146" HPOS="901" VPOS="1073" ID="st21-159"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1047" VPOS="1073" ID="st21-160"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1080" VPOS="1073" ID="st21-161"/><SP/><String HEIGHT="31" CONTENT="Unterschreiben" WIDTH="226" HPOS="1158" VPOS="1073" ID="st21-162"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1073" ID="st21-163"/></TextLine><TextLine HPOS="196" VPOS="1123" ID="tl21-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verzichts" WIDTH="137" HPOS="196" VPOS="1123" ID="st21-164"/><SP/><String HEIGHT="31" CONTENT="bedeutet" WIDTH="129" HPOS="349" VPOS="1123" ID="st21-165"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="494" VPOS="1123" ID="st21-166"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="121" HPOS="607" VPOS="1123" ID="st21-167"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="743" VPOS="1123" ID="st21-168"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="805" VPOS="1123" ID="st21-169"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="133" HPOS="876" VPOS="1123" ID="st21-170"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1009" VPOS="1123" ID="st21-171"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="1042" VPOS="1123" ID="st21-172"/><SP/><String HEIGHT="31" CONTENT="lediglich" WIDTH="117" HPOS="1177" VPOS="1123" ID="st21-173"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1294" VPOS="1123" ID="st21-174"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1322" VPOS="1123" ID="st21-175"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1123" ID="st21-176"/></TextLine><TextLine HPOS="196" VPOS="1173" ID="tl21-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="196" VPOS="1173" ID="st21-177"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="348" VPOS="1173" ID="st21-178"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="405" VPOS="1173" ID="st21-179"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="551" VPOS="1173" ID="st21-180"/><SP/><String HEIGHT="31" CONTENT="genutzt" WIDTH="109" HPOS="632" VPOS="1173" ID="st21-181"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="752" VPOS="1173" ID="st21-182"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="808" VPOS="1173" ID="st21-183"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="833" VPOS="1173" ID="st21-184"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="897" VPOS="1173" ID="st21-185"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1078" VPOS="1173" ID="st21-186"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1122" VPOS="1173" ID="st21-187"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="156" HPOS="1231" VPOS="1173" ID="st21-188"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1387" VPOS="1173" ID="st21-189"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1173" ID="st21-190"/></TextLine><TextLine HPOS="196" VPOS="1223" ID="tl21-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="196" VPOS="1223" ID="st21-191"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="584" VPOS="1223" ID="st21-192"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="666" VPOS="1223" ID="st21-193"/><SP/><String HEIGHT="31" CONTENT="nachteiligen" WIDTH="178" HPOS="746" VPOS="1223" ID="st21-194"/><SP/><String HEIGHT="31" CONTENT="Auswirkungen" WIDTH="209" HPOS="959" VPOS="1223" ID="st21-195"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1204" VPOS="1223" ID="st21-196"/><SP/><String HEIGHT="31" CONTENT="Verzichts" WIDTH="137" HPOS="1319" VPOS="1223" ID="st21-197"/></TextLine><TextLine HPOS="196" VPOS="1273" ID="tl21-18" WIDTH="193" HEIGHT="31"><String HEIGHT="31" CONTENT="hinzuweisen" WIDTH="176" HPOS="196" VPOS="1273" ID="st21-198"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="372" VPOS="1273" ID="st21-199"/></TextLine><TextLine HPOS="196" VPOS="1374" ID="tl21-19" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="1374" ID="st21-200"/><String HEIGHT="30" CONTENT=":" WIDTH="14" HPOS="308" VPOS="1374" ID="st21-201"/><SP/><String HEIGHT="30" CONTENT="Ein" WIDTH="48" HPOS="366" VPOS="1374" ID="st21-202"/><SP/><String HEIGHT="30" CONTENT="Versicherungsinteressent" WIDTH="376" HPOS="457" VPOS="1374" ID="st21-203"/><SP/><String HEIGHT="30" CONTENT="will" WIDTH="46" HPOS="877" VPOS="1374" ID="st21-204"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="966" VPOS="1374" ID="st21-205"/><SP/><String HEIGHT="30" CONTENT="Reisegepäckversicherung" WIDTH="383" HPOS="1073" VPOS="1374" ID="st21-206"/></TextLine><TextLine HPOS="196" VPOS="1424" ID="tl21-20" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="abschließen" WIDTH="173" HPOS="196" VPOS="1424" ID="st21-207"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="369" VPOS="1424" ID="st21-208"/><SP/><String HEIGHT="30" CONTENT="Er" WIDTH="34" HPOS="397" VPOS="1424" ID="st21-209"/><SP/><String HEIGHT="30" CONTENT="hat" WIDTH="46" HPOS="443" VPOS="1424" ID="st21-210"/><SP/><String HEIGHT="30" CONTENT="keine" WIDTH="79" HPOS="502" VPOS="1424" ID="st21-211"/><SP/><String HEIGHT="30" CONTENT="Zeit" WIDTH="56" HPOS="593" VPOS="1424" ID="st21-212"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="39" HPOS="661" VPOS="1424" ID="st21-213"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="712" VPOS="1424" ID="st21-214"/><SP/><String HEIGHT="30" CONTENT="umfassende" WIDTH="181" HPOS="788" VPOS="1424" ID="st21-215"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="128" HPOS="981" VPOS="1424" ID="st21-216"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="1109" VPOS="1424" ID="st21-217"/><SP/><String HEIGHT="30" CONTENT="weil" WIDTH="57" HPOS="1138" VPOS="1424" ID="st21-218"/><SP/><String HEIGHT="30" CONTENT="sein" WIDTH="61" HPOS="1207" VPOS="1424" ID="st21-219"/><SP/><String HEIGHT="30" CONTENT="Flugzeug" WIDTH="137" HPOS="1281" VPOS="1424" ID="st21-220"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1424" ID="st21-221"/></TextLine><TextLine HPOS="196" VPOS="1474" ID="tl21-21" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="30" WIDTH="37" HPOS="196" VPOS="1474" ID="st21-222"/><SP/><String HEIGHT="30" CONTENT="Minuten" WIDTH="118" HPOS="250" VPOS="1474" ID="st21-223"/><SP/><String HEIGHT="30" CONTENT="startet" WIDTH="88" HPOS="385" VPOS="1474" ID="st21-224"/><String HEIGHT="30" CONTENT="." WIDTH="13" HPOS="473" VPOS="1474" ID="st21-225"/><SP/><String HEIGHT="30" CONTENT="Oder" WIDTH="74" HPOS="503" VPOS="1474" ID="st21-226"/><SP/><String HEIGHT="30" CONTENT="er" WIDTH="30" HPOS="593" VPOS="1474" ID="st21-227"/><SP/><String HEIGHT="30" CONTENT="will" WIDTH="46" HPOS="639" VPOS="1474" ID="st21-228"/><SP/><String HEIGHT="30" CONTENT="keine" WIDTH="80" HPOS="701" VPOS="1474" ID="st21-229"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="128" HPOS="797" VPOS="1474" ID="st21-230"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="925" VPOS="1474" ID="st21-231"/><SP/><String HEIGHT="30" CONTENT="weil" WIDTH="57" HPOS="958" VPOS="1474" ID="st21-232"/><SP/><String HEIGHT="30" CONTENT="er" WIDTH="29" HPOS="1032" VPOS="1474" ID="st21-233"/><SP/><String HEIGHT="30" CONTENT="sich" WIDTH="59" HPOS="1078" VPOS="1474" ID="st21-234"/><SP/><String HEIGHT="30" CONTENT="bereits" WIDTH="100" HPOS="1153" VPOS="1474" ID="st21-235"/><SP/><String HEIGHT="30" CONTENT="vor" WIDTH="46" HPOS="1270" VPOS="1474" ID="st21-236"/><SP/><String HEIGHT="30" CONTENT="früheren" WIDTH="124" HPOS="1332" VPOS="1474" ID="st21-237"/></TextLine><TextLine HPOS="196" VPOS="1524" ID="tl21-22" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Reisen" WIDTH="104" HPOS="196" VPOS="1524" ID="st21-238"/><SP/><String HEIGHT="30" CONTENT="umfassend" WIDTH="163" HPOS="324" VPOS="1524" ID="st21-239"/><SP/><String HEIGHT="30" CONTENT="informiert" WIDTH="139" HPOS="511" VPOS="1524" ID="st21-240"/><SP/><String HEIGHT="30" CONTENT="hatte" WIDTH="69" HPOS="674" VPOS="1524" ID="st21-241"/><String HEIGHT="30" CONTENT="." WIDTH="14" HPOS="743" VPOS="1524" ID="st21-242"/><SP/><String HEIGHT="30" CONTENT="Durch" WIDTH="89" HPOS="781" VPOS="1524" ID="st21-243"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="894" VPOS="1524" ID="st21-244"/><SP/><String HEIGHT="30" CONTENT="Verzichtserklärung" WIDTH="276" HPOS="962" VPOS="1524" ID="st21-245"/><SP/><String HEIGHT="30" CONTENT="kann" WIDTH="72" HPOS="1262" VPOS="1524" ID="st21-246"/><SP/><String HEIGHT="30" CONTENT="er" WIDTH="30" HPOS="1358" VPOS="1524" ID="st21-247"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1524" ID="st21-248"/></TextLine><TextLine HPOS="196" VPOS="1574" ID="tl21-23" WIDTH="704" HEIGHT="30"><String HEIGHT="30" CONTENT="Versicherung" WIDTH="197" HPOS="196" VPOS="1574" ID="st21-249"/><SP/><String HEIGHT="30" CONTENT="auch" WIDTH="72" HPOS="402" VPOS="1574" ID="st21-250"/><SP/><String HEIGHT="30" CONTENT="ohne" WIDTH="75" HPOS="483" VPOS="1574" ID="st21-251"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="135" HPOS="567" VPOS="1574" ID="st21-252"/><SP/><String HEIGHT="30" CONTENT="abschließen" WIDTH="173" HPOS="711" VPOS="1574" ID="st21-253"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="884" VPOS="1574" ID="st21-254"/></TextLine><TextLine HPOS="196" VPOS="1674" ID="tl21-24" WIDTH="421" HEIGHT="30"><String HEIGHT="30" CONTENT="Aufgabe" WIDTH="124" HPOS="196" VPOS="1674" ID="st21-255"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="53" HPOS="330" VPOS="1674" ID="st21-256"/><SP/><String HEIGHT="30" CONTENT="Policenmodells" WIDTH="224" HPOS="393" VPOS="1674" ID="st21-257"/></TextLine><TextLine HPOS="196" VPOS="1773" ID="tl21-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1773" ID="st21-258"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="270" VPOS="1773" ID="st21-259"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="403" VPOS="1773" ID="st21-260"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="466" HPOS="477" VPOS="1773" ID="st21-261"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="963" VPOS="1773" ID="st21-262"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1054" VPOS="1773" ID="st21-263"/><SP/><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="1118" VPOS="1773" ID="st21-264"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1262" VPOS="1773" ID="st21-265"/><SP/><String HEIGHT="31" CONTENT="Policen" WIDTH="105" HPOS="1336" VPOS="1773" ID="st21-266" SUBS_TYPE="HypPart1" SUBS_CONTENT="Policenmodells"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1773" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1823" ID="tl21-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="modells" WIDTH="115" HPOS="196" VPOS="1823" ID="st21-267" SUBS_TYPE="HypPart2" SUBS_CONTENT="Policenmodells"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="334" VPOS="1823" ID="st21-268"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="376" VPOS="1823" ID="st21-269"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="413" VPOS="1823" ID="st21-270"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="79" HPOS="478" VPOS="1823" ID="st21-271"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="580" VPOS="1823" ID="st21-272"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="652" VPOS="1823" ID="st21-273"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="846" VPOS="1823" ID="st21-274"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="913" VPOS="1823" ID="st21-275"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="99" HPOS="1288" VPOS="1823" ID="st21-276"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1410" VPOS="1823" ID="st21-277"/></TextLine><TextLine HPOS="196" VPOS="1873" ID="tl21-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="196" VPOS="1873" ID="st21-278"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="485" VPOS="1873" ID="st21-279"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="565" VPOS="1873" ID="st21-280"/><SP/><String HEIGHT="31" CONTENT="Vertragsbestimmungen" WIDTH="344" HPOS="624" VPOS="1873" ID="st21-281"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="982" VPOS="1873" ID="st21-282"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1052" VPOS="1873" ID="st21-283"/><SP/><String HEIGHT="31" CONTENT="allgemeinen" WIDTH="180" HPOS="1110" VPOS="1873" ID="st21-284"/><SP/><String HEIGHT="31" CONTENT="Versicher" WIDTH="137" HPOS="1304" VPOS="1873" ID="st21-285" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsbedingungen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1873" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1923" ID="tl21-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ungsbedingungen" WIDTH="265" HPOS="196" VPOS="1923" ID="st21-286" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsbedingungen"/><SP/><String HEIGHT="31" CONTENT="informieren" WIDTH="161" HPOS="475" VPOS="1923" ID="st21-287"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="636" VPOS="1923" ID="st21-288"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="666" VPOS="1923" ID="st21-289"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="708" VPOS="1923" ID="st21-290"/><SP/><String HEIGHT="31" CONTENT="bisherigen" WIDTH="154" HPOS="770" VPOS="1923" ID="st21-291"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="92" HPOS="938" VPOS="1923" ID="st21-292"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1045" VPOS="1923" ID="st21-293"/><SP/><String HEIGHT="31" CONTENT="Policenmodells" WIDTH="224" HPOS="1113" VPOS="1923" ID="st21-294"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="1351" VPOS="1923" ID="st21-295"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1923" ID="st21-296"/></TextLine><TextLine HPOS="196" VPOS="1973" ID="tl21-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="196" VPOS="1973" ID="st21-297"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="407" VPOS="1973" ID="st21-298"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="469" VPOS="1973" ID="st21-299"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="835" VPOS="1973" ID="st21-300"/><SP/><String HEIGHT="31" CONTENT="vollständigen" WIDTH="195" HPOS="894" VPOS="1973" ID="st21-301"/><SP/><String HEIGHT="31" CONTENT="Vertragsunterlagen" WIDTH="283" HPOS="1103" VPOS="1973" ID="st21-302"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="56" HPOS="1400" VPOS="1973" ID="st21-303"/></TextLine><TextLine HPOS="196" VPOS="2023" ID="tl21-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zusammen" WIDTH="163" HPOS="196" VPOS="2023" ID="st21-304"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="383" VPOS="2023" ID="st21-305"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="451" VPOS="2023" ID="st21-306"/><SP/><String HEIGHT="31" CONTENT="Versicherungsschein" WIDTH="310" HPOS="539" VPOS="2023" ID="st21-307"/><SP/><String HEIGHT="31" CONTENT="zukommen" WIDTH="163" HPOS="872" VPOS="2023" ID="st21-308"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="1059" VPOS="2023" ID="st21-309"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1149" VPOS="2023" ID="st21-310"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1188" VPOS="2023" ID="st21-311"/><SP/><String HEIGHT="31" CONTENT="eingeräumte" WIDTH="185" HPOS="1271" VPOS="2023" ID="st21-312"/></TextLine><TextLine HPOS="196" VPOS="2073" ID="tl21-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rücktrittsrecht" WIDTH="214" HPOS="196" VPOS="2073" ID="st21-313"/><SP/><String HEIGHT="31" CONTENT="wurde" WIDTH="91" HPOS="436" VPOS="2073" ID="st21-314"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="553" VPOS="2073" ID="st21-315"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="677" VPOS="2073" ID="st21-316"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="768" VPOS="2073" ID="st21-317"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="931" VPOS="2073" ID="st21-318"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="1006" VPOS="2073" ID="st21-319"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="2073" ID="st21-320"/></TextLine><TextLine HPOS="196" VPOS="2123" ID="tl21-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="frühzeitiger" WIDTH="165" HPOS="196" VPOS="2123" ID="st21-321"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="381" VPOS="2123" ID="st21-322"/><SP/><String HEIGHT="31" CONTENT="umfassender" WIDTH="192" HPOS="457" VPOS="2123" ID="st21-323"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="166" HPOS="670" VPOS="2123" ID="st21-324"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="856" VPOS="2123" ID="st21-325"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="944" VPOS="2123" ID="st21-326"/><SP/><String HEIGHT="31" CONTENT="Vertragsinhalt" WIDTH="205" HPOS="1020" VPOS="2123" ID="st21-327"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1245" VPOS="2123" ID="st21-328"/><SP/><String HEIGHT="31" CONTENT="gerecht" WIDTH="105" HPOS="1336" VPOS="2123" ID="st21-329"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="2123" ID="st21-330"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl21-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="13" WIDTH="37" HPOS="1419" VPOS="2207" ID="st21-331"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="22" ID="p592536" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592536" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592536" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl22-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Welche" WIDTH="111" HPOS="196" VPOS="215" ID="st22-0"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="327" VPOS="215" ID="st22-1"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="550" VPOS="215" ID="st22-2"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="617" VPOS="215" ID="st22-3"/><SP/><String HEIGHT="31" CONTENT="mitzuteilen" WIDTH="159" HPOS="989" VPOS="215" ID="st22-4"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1167" VPOS="215" ID="st22-5"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1223" VPOS="215" ID="st22-6"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1257" VPOS="215" ID="st22-7"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1337" VPOS="215" ID="st22-8"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="215" ID="st22-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl22-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechtsverordnung" WIDTH="273" HPOS="196" VPOS="265" ID="st22-10"/><SP/><String HEIGHT="31" CONTENT="geregelt" WIDTH="121" HPOS="478" VPOS="265" ID="st22-11"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="609" VPOS="265" ID="st22-12"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="710" VPOS="265" ID="st22-13"/><SP/><String HEIGHT="31" CONTENT="Hierzu" WIDTH="96" HPOS="737" VPOS="265" ID="st22-14"/><SP/><String HEIGHT="31" CONTENT="bestehen" WIDTH="137" HPOS="843" VPOS="265" ID="st22-15"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="30" HPOS="990" VPOS="265" ID="st22-16"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1020" VPOS="265" ID="st22-17"/><String HEIGHT="31" CONTENT="rechtliche" WIDTH="154" HPOS="1036" VPOS="265" ID="st22-18"/><SP/><String HEIGHT="31" CONTENT="Vorgaben" WIDTH="136" HPOS="1200" VPOS="265" ID="st22-19"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1336" VPOS="265" ID="st22-20"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1363" VPOS="265" ID="st22-21"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1377" VPOS="265" ID="st22-22"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1392" VPOS="265" ID="st22-23"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1406" VPOS="265" ID="st22-24"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="265" ID="st22-25"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl22-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="196" VPOS="315" ID="st22-26"/><SP/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="265" VPOS="315" ID="st22-27"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="420" VPOS="315" ID="st22-28"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="507" VPOS="315" ID="st22-29"/><SP/><String HEIGHT="31" CONTENT="Fernabsatz" WIDTH="167" HPOS="583" VPOS="315" ID="st22-30"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="771" VPOS="315" ID="st22-31"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="341" HPOS="845" VPOS="315" ID="st22-32"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1206" VPOS="315" ID="st22-33"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="1264" VPOS="315" ID="st22-34"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="315" ID="st22-35"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl22-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Derzeit" WIDTH="106" HPOS="196" VPOS="365" ID="st22-36"/><SP/><String HEIGHT="31" CONTENT="laufe" WIDTH="72" HPOS="313" VPOS="365" ID="st22-37"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="395" VPOS="365" ID="st22-38"/><SP/><String HEIGHT="31" CONTENT="Vertragsverletzungsverfahren" WIDTH="437" HPOS="451" VPOS="365" ID="st22-39"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="898" VPOS="365" ID="st22-40"/><SP/><String HEIGHT="31" CONTENT="Europäischen" WIDTH="204" HPOS="957" VPOS="365" ID="st22-41"/><SP/><String HEIGHT="31" CONTENT="Kommission" WIDTH="182" HPOS="1171" VPOS="365" ID="st22-42"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="1364" VPOS="365" ID="st22-43"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl22-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="415" ID="st22-44"/><SP/><String HEIGHT="31" CONTENT="Bundesrepublik" WIDTH="230" HPOS="255" VPOS="415" ID="st22-45"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="177" HPOS="499" VPOS="415" ID="st22-46"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="676" VPOS="415" ID="st22-47"/><SP/><String HEIGHT="31" CONTENT="Zur" WIDTH="50" HPOS="708" VPOS="415" ID="st22-48"/><SP/><String HEIGHT="31" CONTENT="Disposition" WIDTH="163" HPOS="772" VPOS="415" ID="st22-49"/><SP/><String HEIGHT="31" CONTENT="stehe" WIDTH="82" HPOS="949" VPOS="415" ID="st22-50"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1045" VPOS="415" ID="st22-51"/><SP/><String HEIGHT="31" CONTENT="Policenmodell" WIDTH="201" HPOS="1113" VPOS="415" ID="st22-52"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1314" VPOS="415" ID="st22-53"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1344" VPOS="415" ID="st22-54"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="415" ID="st22-55"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl22-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesregierung" WIDTH="254" HPOS="196" VPOS="465" ID="st22-56"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="473" VPOS="465" ID="st22-57"/><SP/><String HEIGHT="31" CONTENT="verteidigt" WIDTH="136" HPOS="587" VPOS="465" ID="st22-58"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="746" VPOS="465" ID="st22-59"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="812" VPOS="465" ID="st22-60"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="853" VPOS="465" ID="st22-61"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="963" VPOS="465" ID="st22-62"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1022" VPOS="465" ID="st22-63"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1080" VPOS="465" ID="st22-64"/><SP/><String HEIGHT="31" CONTENT="Entscheidung" WIDTH="202" HPOS="1177" VPOS="465" ID="st22-65"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="465" ID="st22-66"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl22-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Europäischen" WIDTH="204" HPOS="196" VPOS="515" ID="st22-67"/><SP/><String HEIGHT="31" CONTENT="Gerichtshofs" WIDTH="187" HPOS="415" VPOS="515" ID="st22-68"/><SP/><String HEIGHT="31" CONTENT="komme" WIDTH="99" HPOS="616" VPOS="515" ID="st22-69"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="715" VPOS="515" ID="st22-70"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="749" VPOS="515" ID="st22-71"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="873" VPOS="515" ID="st22-72"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="947" VPOS="515" ID="st22-73"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="1059" VPOS="515" ID="st22-74"/><SP/><String HEIGHT="31" CONTENT="Voraussicht" WIDTH="174" HPOS="1137" VPOS="515" ID="st22-75"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1325" VPOS="515" ID="st22-76"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="515" ID="st22-77"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl22-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="EU" WIDTH="37" HPOS="196" VPOS="565" ID="st22-78"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="233" VPOS="565" ID="st22-79"/><String HEIGHT="31" CONTENT="Bedenken" WIDTH="152" HPOS="252" VPOS="565" ID="st22-80"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="426" VPOS="565" ID="st22-81"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="540" VPOS="565" ID="st22-82"/><SP/><String HEIGHT="31" CONTENT="Policenmodell" WIDTH="208" HPOS="615" VPOS="565" ID="st22-83"/><SP/><String HEIGHT="31" CONTENT="durchsetzen" WIDTH="175" HPOS="845" VPOS="565" ID="st22-84"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1020" VPOS="565" ID="st22-85"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="1057" VPOS="565" ID="st22-86"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1115" VPOS="565" ID="st22-87"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="1231" VPOS="565" ID="st22-88"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1375" VPOS="565" ID="st22-89"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="565" ID="st22-90"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl22-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Europäische" WIDTH="186" HPOS="196" VPOS="615" ID="st22-91"/><SP/><String HEIGHT="31" CONTENT="Kommission" WIDTH="182" HPOS="404" VPOS="615" ID="st22-92"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="75" HPOS="608" VPOS="615" ID="st22-93"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="100" HPOS="705" VPOS="615" ID="st22-94"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="828" VPOS="615" ID="st22-95"/><SP/><String HEIGHT="31" CONTENT="erkennen" WIDTH="139" HPOS="951" VPOS="615" ID="st22-96"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="1112" VPOS="615" ID="st22-97"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1202" VPOS="615" ID="st22-98"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1241" VPOS="615" ID="st22-99"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1334" VPOS="615" ID="st22-100"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="615" ID="st22-101"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl22-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Abschaffung" WIDTH="186" HPOS="196" VPOS="665" ID="st22-102"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="435" VPOS="665" ID="st22-103"/><SP/><String HEIGHT="31" CONTENT="Policenmodells" WIDTH="224" HPOS="542" VPOS="665" ID="st22-104"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="56" HPOS="819" VPOS="665" ID="st22-105"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="928" VPOS="665" ID="st22-106"/><SP/><String HEIGHT="31" CONTENT="Inkrafttreten" WIDTH="177" HPOS="1026" VPOS="665" ID="st22-107"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1256" VPOS="665" ID="st22-108"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="1363" VPOS="665" ID="st22-109"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl22-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsrechts" WIDTH="425" HPOS="196" VPOS="715" ID="st22-110"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="668" VPOS="715" ID="st22-111"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="777" VPOS="715" ID="st22-112"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="793" VPOS="715" ID="st22-113"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="809" VPOS="715" ID="st22-114"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="825" VPOS="715" ID="st22-115"/><String HEIGHT="31" CONTENT="2008" WIDTH="65" HPOS="842" VPOS="715" ID="st22-116"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="954" VPOS="715" ID="st22-117"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1116" VPOS="715" ID="st22-118"/><SP/><String HEIGHT="31" CONTENT="spät" WIDTH="63" HPOS="1198" VPOS="715" ID="st22-119"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="1307" VPOS="715" ID="st22-120"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1339" VPOS="715" ID="st22-121"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1397" VPOS="715" ID="st22-122"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl22-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Justizministerium" WIDTH="256" HPOS="196" VPOS="765" ID="st22-123"/><SP/><String HEIGHT="31" CONTENT="hofft" WIDTH="61" HPOS="464" VPOS="765" ID="st22-124"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="525" VPOS="765" ID="st22-125"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="549" VPOS="765" ID="st22-126"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="631" VPOS="765" ID="st22-127"/><SP/><String HEIGHT="31" CONTENT="Hinweis" WIDTH="117" HPOS="691" VPOS="765" ID="st22-128"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="819" VPOS="765" ID="st22-129"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="877" VPOS="765" ID="st22-130"/><SP/><String HEIGHT="31" CONTENT="laufende" WIDTH="127" HPOS="943" VPOS="765" ID="st22-131"/><SP/><String HEIGHT="31" CONTENT="Gesetzgebungsverfahren" WIDTH="374" HPOS="1082" VPOS="765" ID="st22-132"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl22-12" WIDTH="467" HEIGHT="31"><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="196" VPOS="815" ID="st22-133"/><SP/><String HEIGHT="31" CONTENT="Begründung" WIDTH="182" HPOS="248" VPOS="815" ID="st22-134"/><SP/><String HEIGHT="31" CONTENT="akzeptiert" WIDTH="144" HPOS="439" VPOS="815" ID="st22-135"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="593" VPOS="815" ID="st22-136"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="649" VPOS="815" ID="st22-137"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl22-13" WIDTH="608" HEIGHT="31"><String HEIGHT="31" CONTENT="Direktanspruch" WIDTH="225" HPOS="196" VPOS="915" ID="st22-138"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="430" VPOS="915" ID="st22-139"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="465" VPOS="915" ID="st22-140"/><SP/><String HEIGHT="31" CONTENT="Pflichtversicherung" WIDTH="281" HPOS="523" VPOS="915" ID="st22-141"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl22-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="196" VPOS="1015" ID="st22-142"/><SP/><String HEIGHT="31" CONTENT="allen" WIDTH="70" HPOS="260" VPOS="1015" ID="st22-143"/><SP/><String HEIGHT="31" CONTENT="Pflichtversicherungen" WIDTH="318" HPOS="346" VPOS="1015" ID="st22-144"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="679" VPOS="1015" ID="st22-145"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="756" VPOS="1015" ID="st22-146"/><SP/><String HEIGHT="31" CONTENT="Geschädigte" WIDTH="188" HPOS="819" VPOS="1015" ID="st22-147"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="98" HPOS="1022" VPOS="1015" ID="st22-148"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1135" VPOS="1015" ID="st22-149"/><SP/><String HEIGHT="31" CONTENT="Direktanspruch" WIDTH="224" HPOS="1232" VPOS="1015" ID="st22-150"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl22-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gegen" WIDTH="93" HPOS="196" VPOS="1065" ID="st22-151"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="299" VPOS="1065" ID="st22-152"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="365" VPOS="1065" ID="st22-153"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="115" HPOS="545" VPOS="1065" ID="st22-154"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="660" VPOS="1065" ID="st22-155"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="685" VPOS="1065" ID="st22-156"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="745" VPOS="1065" ID="st22-157"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="898" VPOS="1065" ID="st22-158"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="962" VPOS="1065" ID="st22-159"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1011" VPOS="1065" ID="st22-160"/><SP/><String HEIGHT="31" CONTENT="Kraftfahrzeugversicherung" WIDTH="391" HPOS="1065" VPOS="1065" ID="st22-161"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl22-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geltenden" WIDTH="147" HPOS="196" VPOS="1115" ID="st22-162"/><SP/><String HEIGHT="31" CONTENT="Pflichtversicherungsgesetzes" WIDTH="431" HPOS="365" VPOS="1115" ID="st22-163"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="818" VPOS="1115" ID="st22-164"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="901" VPOS="1115" ID="st22-165"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="949" VPOS="1115" ID="st22-166"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="1025" VPOS="1115" ID="st22-167"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl22-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="übernommen" WIDTH="197" HPOS="196" VPOS="1165" ID="st22-168"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="418" VPOS="1165" ID="st22-169"/><SP/><String HEIGHT="31" CONTENT="gilt" WIDTH="42" HPOS="500" VPOS="1165" ID="st22-170"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="98" HPOS="568" VPOS="1165" ID="st22-171"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="692" VPOS="1165" ID="st22-172"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="757" VPOS="1165" ID="st22-173"/><SP/><String HEIGHT="31" CONTENT="Pflichtversicherungen" WIDTH="313" HPOS="834" VPOS="1165" ID="st22-174"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1147" VPOS="1165" ID="st22-175"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1188" VPOS="1165" ID="st22-176"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1254" VPOS="1165" ID="st22-177"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1330" VPOS="1165" ID="st22-178"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="1165" ID="st22-179"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl22-18" WIDTH="1055" HEIGHT="31"><String HEIGHT="31" CONTENT="Geschädigten" WIDTH="206" HPOS="196" VPOS="1215" ID="st22-180"/><SP/><String HEIGHT="31" CONTENT="erleichtert" WIDTH="147" HPOS="411" VPOS="1215" ID="st22-181"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="567" VPOS="1215" ID="st22-182"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="669" VPOS="1215" ID="st22-183"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="695" VPOS="1215" ID="st22-184"/><SP/><String HEIGHT="31" CONTENT="Ersatzansprüche" WIDTH="250" HPOS="784" VPOS="1215" ID="st22-185"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1043" VPOS="1215" ID="st22-186"/><SP/><String HEIGHT="31" CONTENT="realisieren" WIDTH="149" HPOS="1088" VPOS="1215" ID="st22-187"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1237" VPOS="1215" ID="st22-188"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl22-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="1315" ID="st22-189"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="1315" ID="st22-190"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="358" VPOS="1315" ID="st22-191"/><SP/><String HEIGHT="31" CONTENT="Mandant" WIDTH="130" HPOS="441" VPOS="1315" ID="st22-192"/><SP/><String HEIGHT="31" CONTENT="verliert" WIDTH="100" HPOS="606" VPOS="1315" ID="st22-193"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="741" VPOS="1315" ID="st22-194"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzprozess" WIDTH="355" HPOS="858" VPOS="1315" ID="st22-195"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="1249" VPOS="1315" ID="st22-196"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="1376" VPOS="1315" ID="st22-197"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl22-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anspruchsgegnerin" WIDTH="288" HPOS="196" VPOS="1365" ID="st22-198"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="500" VPOS="1365" ID="st22-199"/><SP/><String HEIGHT="31" CONTENT="fehlerhaftes" WIDTH="174" HPOS="599" VPOS="1365" ID="st22-200"/><SP/><String HEIGHT="31" CONTENT="Handeln" WIDTH="125" HPOS="789" VPOS="1365" ID="st22-201"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="90" HPOS="930" VPOS="1365" ID="st22-202"/><SP/><String HEIGHT="31" CONTENT="Rechtsanwältin" WIDTH="219" HPOS="1037" VPOS="1365" ID="st22-203"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1256" VPOS="1365" ID="st22-204"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="34" HPOS="1288" VPOS="1365" ID="st22-205"/><SP/><String HEIGHT="31" CONTENT="verlangt" WIDTH="118" HPOS="1338" VPOS="1365" ID="st22-206"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl22-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadensersatz" WIDTH="239" HPOS="196" VPOS="1415" ID="st22-207"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="445" VPOS="1415" ID="st22-208"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="91" HPOS="508" VPOS="1415" ID="st22-209"/><SP/><String HEIGHT="31" CONTENT="Rechtsanwältin" WIDTH="219" HPOS="608" VPOS="1415" ID="st22-210"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="827" VPOS="1415" ID="st22-211"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="853" VPOS="1415" ID="st22-212"/><SP/><String HEIGHT="31" CONTENT="Anwältin" WIDTH="126" HPOS="913" VPOS="1415" ID="st22-213"/><SP/><String HEIGHT="31" CONTENT="steht" WIDTH="72" HPOS="1048" VPOS="1415" ID="st22-214"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1130" VPOS="1415" ID="st22-215"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1186" VPOS="1415" ID="st22-216"/><SP/><String HEIGHT="31" CONTENT="Insolvenz" WIDTH="135" HPOS="1243" VPOS="1415" ID="st22-217"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1378" VPOS="1415" ID="st22-218"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="1415" ID="st22-219"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl22-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Mandant" WIDTH="130" HPOS="196" VPOS="1465" ID="st22-220"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="336" VPOS="1465" ID="st22-221"/><SP/><String HEIGHT="31" CONTENT="zukünftig" WIDTH="133" HPOS="419" VPOS="1465" ID="st22-222"/><SP/><String HEIGHT="31" CONTENT="direkt" WIDTH="82" HPOS="562" VPOS="1465" ID="st22-223"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="654" VPOS="1465" ID="st22-224"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="430" HPOS="708" VPOS="1465" ID="st22-225"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1149" VPOS="1465" ID="st22-226"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="1185" VPOS="1465" ID="st22-227"/><SP/><String HEIGHT="31" CONTENT="nehmen" WIDTH="120" HPOS="1336" VPOS="1465" ID="st22-228"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl22-23" WIDTH="523" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1515" ID="st22-229"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="261" VPOS="1515" ID="st22-230"/><SP/><String HEIGHT="31" CONTENT="Schadensersatz" WIDTH="239" HPOS="317" VPOS="1515" ID="st22-231"/><SP/><String HEIGHT="31" CONTENT="verklagen" WIDTH="138" HPOS="565" VPOS="1515" ID="st22-232"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="703" VPOS="1515" ID="st22-233"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl22-24" WIDTH="352" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationsverordnung" WIDTH="352" HPOS="196" VPOS="1615" ID="st22-234"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl22-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="1715" ID="st22-235"/><SP/><String HEIGHT="31" CONTENT="wesentliches" WIDTH="190" HPOS="257" VPOS="1715" ID="st22-236"/><SP/><String HEIGHT="31" CONTENT="Anliegen" WIDTH="130" HPOS="460" VPOS="1715" ID="st22-237"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="602" VPOS="1715" ID="st22-238"/><SP/><String HEIGHT="31" CONTENT="Verordnung" WIDTH="174" HPOS="663" VPOS="1715" ID="st22-239"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="849" VPOS="1715" ID="st22-240"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="30" HPOS="895" VPOS="1715" ID="st22-241"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="925" VPOS="1715" ID="st22-242"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="952" VPOS="1715" ID="st22-243"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="1009" VPOS="1715" ID="st22-244"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1201" VPOS="1715" ID="st22-245"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="161" HPOS="1280" VPOS="1715" ID="st22-246"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1715" ID="st22-247"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl22-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1765" ID="st22-248"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="263" VPOS="1765" ID="st22-249"/><SP/><String HEIGHT="31" CONTENT="Aufsichtsrecht" WIDTH="204" HPOS="321" VPOS="1765" ID="st22-250"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="525" VPOS="1765" ID="st22-251"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="563" VPOS="1765" ID="st22-252"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="611" VPOS="1765" ID="st22-253"/><SP/><String HEIGHT="31" CONTENT="Fernabsatzrichtlinie" WIDTH="289" HPOS="682" VPOS="1765" ID="st22-254"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="994" VPOS="1765" ID="st22-255"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1072" VPOS="1765" ID="st22-256"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1121" VPOS="1765" ID="st22-257"/><SP/><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="265" HPOS="1191" VPOS="1765" ID="st22-258"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl22-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="festgelegt" WIDTH="145" HPOS="196" VPOS="1815" ID="st22-259"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="366" VPOS="1815" ID="st22-260"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="422" VPOS="1815" ID="st22-261"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="461" VPOS="1815" ID="st22-262"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="521" VPOS="1815" ID="st22-263"/><SP/><String HEIGHT="31" CONTENT="einheitlichen" WIDTH="185" HPOS="621" VPOS="1815" ID="st22-264"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="831" VPOS="1815" ID="st22-265"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="999" VPOS="1815" ID="st22-266"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="1090" VPOS="1815" ID="st22-267"/><SP/><String HEIGHT="31" CONTENT="zusammen" WIDTH="155" HPOS="1282" VPOS="1815" ID="st22-268" SUBS_TYPE="HypPart1" SUBS_CONTENT="zusammenzuführen"/><HYP CONTENT="-" WIDTH="19" HPOS="1437" VPOS="1815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl22-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zuführen" WIDTH="123" HPOS="196" VPOS="1865" ID="st22-269" SUBS_TYPE="HypPart2" SUBS_CONTENT="zusammenzuführen"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="319" VPOS="1865" ID="st22-270"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="347" VPOS="1865" ID="st22-271"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="409" VPOS="1865" ID="st22-272"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="625" VPOS="1865" ID="st22-273"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="724" VPOS="1865" ID="st22-274"/><SP/><String HEIGHT="31" CONTENT="gegliedert" WIDTH="146" HPOS="772" VPOS="1865" ID="st22-275"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="930" VPOS="1865" ID="st22-276"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1032" VPOS="1865" ID="st22-277"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1061" VPOS="1865" ID="st22-278"/><SP/><String HEIGHT="31" CONTENT="Wichtiges" WIDTH="145" HPOS="1143" VPOS="1865" ID="st22-279"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1300" VPOS="1865" ID="st22-280"/><SP/><String HEIGHT="31" CONTENT="wichtig" WIDTH="102" HPOS="1354" VPOS="1865" ID="st22-281"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl22-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erkannt" WIDTH="112" HPOS="196" VPOS="1915" ID="st22-282"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="326" VPOS="1915" ID="st22-283"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="382" VPOS="1915" ID="st22-284"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="415" VPOS="1915" ID="st22-285"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="526" VPOS="1915" ID="st22-286"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="638" VPOS="1915" ID="st22-287"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="783" VPOS="1915" ID="st22-288"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="810" VPOS="1915" ID="st22-289"/><SP/><String HEIGHT="31" CONTENT="Zusammenfassung" WIDTH="284" HPOS="895" VPOS="1915" ID="st22-290"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1197" VPOS="1915" ID="st22-291"/><SP/><String HEIGHT="31" CONTENT="wesentlichen" WIDTH="192" HPOS="1264" VPOS="1915" ID="st22-292"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl22-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsinhalte" WIDTH="224" HPOS="196" VPOS="1965" ID="st22-293"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="444" VPOS="1965" ID="st22-294"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="513" VPOS="1965" ID="st22-295"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="604" VPOS="1965" ID="st22-296"/><SP/><String HEIGHT="31" CONTENT="könnte" WIDTH="100" HPOS="722" VPOS="1965" ID="st22-297"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="845" VPOS="1965" ID="st22-298"/><SP/><String HEIGHT="31" CONTENT="Weg" WIDTH="68" HPOS="913" VPOS="1965" ID="st22-299"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1005" VPOS="1965" ID="st22-300"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1054" VPOS="1965" ID="st22-301"/><SP/><String HEIGHT="31" CONTENT="Richtung" WIDTH="131" HPOS="1158" VPOS="1965" ID="st22-302"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1312" VPOS="1965" ID="st22-303"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1368" VPOS="1965" ID="st22-304"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="1965" ID="st22-305"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl22-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationsverordnung" WIDTH="352" HPOS="196" VPOS="2015" ID="st22-306"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="561" VPOS="2015" ID="st22-307"/><SP/><String HEIGHT="31" CONTENT="parallel" WIDTH="108" HPOS="634" VPOS="2015" ID="st22-308"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="755" VPOS="2015" ID="st22-309"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="831" VPOS="2015" ID="st22-310"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="936" VPOS="2015" ID="st22-311"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1380" VPOS="2015" ID="st22-312"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl22-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="196" VPOS="2065" ID="st22-313"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="397" VPOS="2065" ID="st22-314"/><SP/><String HEIGHT="31" CONTENT="Fachverbände" WIDTH="213" HPOS="481" VPOS="2065" ID="st22-315"/><SP/><String HEIGHT="31" CONTENT="ausgearbeitet" WIDTH="195" HPOS="730" VPOS="2065" ID="st22-316"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="925" VPOS="2065" ID="st22-317"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="977" VPOS="2065" ID="st22-318"/><SP/><String HEIGHT="31" CONTENT="erster" WIDTH="85" HPOS="1061" VPOS="2065" ID="st22-319"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="148" HPOS="1182" VPOS="2065" ID="st22-320"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1366" VPOS="2065" ID="st22-321"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl22-33" WIDTH="682" HEIGHT="31"><String HEIGHT="31" CONTENT="voraussichtlich" WIDTH="219" HPOS="196" VPOS="2115" ID="st22-322"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="424" VPOS="2115" ID="st22-323"/><SP/><String HEIGHT="31" CONTENT="Laufe" WIDTH="84" HPOS="468" VPOS="2115" ID="st22-324"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="561" VPOS="2115" ID="st22-325"/><SP/><String HEIGHT="31" CONTENT="Jahres" WIDTH="100" HPOS="624" VPOS="2115" ID="st22-326"/><SP/><String HEIGHT="31" CONTENT="vorliegen" WIDTH="129" HPOS="734" VPOS="2115" ID="st22-327"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="863" VPOS="2115" ID="st22-328"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl22-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="14" WIDTH="37" HPOS="196" VPOS="2207" ID="st22-329"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="23" ID="p592537" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592537" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592537" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl23-0" WIDTH="889" HEIGHT="31"><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="196" VPOS="215" ID="st23-0"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="374" VPOS="215" ID="st23-1"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="431" VPOS="215" ID="st23-2"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="460" VPOS="215" ID="st23-3"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="475" VPOS="215" ID="st23-4"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="633" VPOS="215" ID="st23-5"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="709" VPOS="215" ID="st23-6"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl23-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="315" ID="st23-7"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="276" VPOS="315" ID="st23-8"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="370" VPOS="315" ID="st23-9"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="822" VPOS="315" ID="st23-10"/><SP/><String HEIGHT="31" CONTENT="ergänzt" WIDTH="111" HPOS="904" VPOS="315" ID="st23-11"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1036" VPOS="315" ID="st23-12"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1139" VPOS="315" ID="st23-13"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="1241" VPOS="315" ID="st23-14"/><SP/><String HEIGHT="31" CONTENT="24" WIDTH="32" HPOS="1308" VPOS="315" ID="st23-15"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1340" VPOS="315" ID="st23-16"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="1357" VPOS="315" ID="st23-17"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1373" VPOS="315" ID="st23-18"/><String HEIGHT="31" CONTENT="2006" WIDTH="66" HPOS="1390" VPOS="315" ID="st23-19"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl23-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vorgelegten" WIDTH="175" HPOS="196" VPOS="365" ID="st23-20"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="384" VPOS="365" ID="st23-21"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="612" VPOS="365" ID="st23-22"/><SP/><String HEIGHT="31" CONTENT="Bundesministeriums" WIDTH="300" HPOS="679" VPOS="365" ID="st23-23"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="992" VPOS="365" ID="st23-24"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="1045" VPOS="365" ID="st23-25"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1206" VPOS="365" ID="st23-26"/><SP/><String HEIGHT="31" CONTENT="Technologie" WIDTH="181" HPOS="1275" VPOS="365" ID="st23-27"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl23-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="196" VPOS="415" ID="st23-28"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="256" VPOS="415" ID="st23-29"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="437" VPOS="415" ID="st23-30"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="498" VPOS="415" ID="st23-31"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="527" VPOS="415" ID="st23-32"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="542" VPOS="415" ID="st23-33"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="704" VPOS="415" ID="st23-34"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="369" HPOS="784" VPOS="415" ID="st23-35"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1153" VPOS="415" ID="st23-36"/><SP/><String HEIGHT="31" CONTENT="Entsprechend" WIDTH="206" HPOS="1182" VPOS="415" ID="st23-37"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="415" ID="st23-38"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl23-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorgaben" WIDTH="145" HPOS="196" VPOS="465" ID="st23-39"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="360" VPOS="465" ID="st23-40"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="427" VPOS="465" ID="st23-41"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="456" VPOS="465" ID="st23-42"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="471" VPOS="465" ID="st23-43"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="639" VPOS="465" ID="st23-44"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="708" VPOS="465" ID="st23-45"/><SP/><String HEIGHT="31" CONTENT="bislang" WIDTH="106" HPOS="775" VPOS="465" ID="st23-46"/><SP/><String HEIGHT="31" CONTENT="frei" WIDTH="46" HPOS="900" VPOS="465" ID="st23-47"/><SP/><String HEIGHT="31" CONTENT="zugängliche" WIDTH="177" HPOS="966" VPOS="465" ID="st23-48"/><SP/><String HEIGHT="31" CONTENT="Beruf" WIDTH="80" HPOS="1162" VPOS="465" ID="st23-49"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1261" VPOS="465" ID="st23-50"/><SP/><String HEIGHT="31" CONTENT="Versich" WIDTH="107" HPOS="1334" VPOS="465" ID="st23-51" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlers"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl23-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erungsvermittlers" WIDTH="256" HPOS="196" VPOS="515" ID="st23-52" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlers"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="471" VPOS="515" ID="st23-53"/><SP/><String HEIGHT="31" CONTENT="Erlaubnis" WIDTH="139" HPOS="564" VPOS="515" ID="st23-54"/><SP/><String HEIGHT="31" CONTENT="unterworfen" WIDTH="176" HPOS="722" VPOS="515" ID="st23-55"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="918" VPOS="515" ID="st23-56"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1019" VPOS="515" ID="st23-57"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1055" VPOS="515" ID="st23-58"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="55" HPOS="1125" VPOS="515" ID="st23-59"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1199" VPOS="515" ID="st23-60"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1268" VPOS="515" ID="st23-61"/><SP/><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="1332" VPOS="515" ID="st23-62"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl23-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="übernehmen" WIDTH="179" HPOS="196" VPOS="565" ID="st23-63"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="375" VPOS="565" ID="st23-64"/><SP/><String HEIGHT="31" CONTENT="dezentral" WIDTH="137" HPOS="405" VPOS="565" ID="st23-65"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="555" VPOS="565" ID="st23-66"/><SP/><String HEIGHT="31" CONTENT="Erlaubnis" WIDTH="135" HPOS="610" VPOS="565" ID="st23-67"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="745" VPOS="565" ID="st23-68"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="773" VPOS="565" ID="st23-69"/><SP/><String HEIGHT="31" CONTENT="Registerbehörde" WIDTH="246" HPOS="841" VPOS="565" ID="st23-70"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1100" VPOS="565" ID="st23-71"/><SP/><String HEIGHT="31" CONTENT="fungieren" WIDTH="134" HPOS="1147" VPOS="565" ID="st23-72"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1281" VPOS="565" ID="st23-73"/><SP/><String HEIGHT="31" CONTENT="Inhalt" WIDTH="82" HPOS="1308" VPOS="565" ID="st23-74"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="565" ID="st23-75"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl23-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurfs" WIDTH="232" HPOS="196" VPOS="615" ID="st23-76"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="454" VPOS="615" ID="st23-77"/><SP/><String HEIGHT="31" CONTENT="Vorschriften" WIDTH="178" HPOS="541" VPOS="615" ID="st23-78"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="745" VPOS="615" ID="st23-79"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="837" VPOS="615" ID="st23-80"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="908" VPOS="615" ID="st23-81"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1117" VPOS="615" ID="st23-82"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="155" HPOS="1197" VPOS="615" ID="st23-83"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1352" VPOS="615" ID="st23-84"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="615" ID="st23-85"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl23-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kundengeldsicherung" WIDTH="315" HPOS="196" VPOS="665" ID="st23-86"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="511" VPOS="665" ID="st23-87"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="564" VPOS="665" ID="st23-88"/><SP/><String HEIGHT="31" CONTENT="obligatorische" WIDTH="206" HPOS="663" VPOS="665" ID="st23-89"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="430" HPOS="905" VPOS="665" ID="st23-90"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1371" VPOS="665" ID="st23-91"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl23-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungs" WIDTH="141" HPOS="196" VPOS="715" ID="st23-92"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="337" VPOS="715" ID="st23-93"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="353" VPOS="715" ID="st23-94"/><SP/><String HEIGHT="31" CONTENT="Informations" WIDTH="180" HPOS="379" VPOS="715" ID="st23-95"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="559" VPOS="715" ID="st23-96"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="584" VPOS="715" ID="st23-97"/><SP/><String HEIGHT="31" CONTENT="Dokumentationspflichten" WIDTH="365" HPOS="650" VPOS="715" ID="st23-98"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="1026" VPOS="715" ID="st23-99"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1196" VPOS="715" ID="st23-100"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="107" HPOS="1271" VPOS="715" ID="st23-101"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1378" VPOS="715" ID="st23-102"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="715" ID="st23-103"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl23-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="196" VPOS="765" ID="st23-104"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="225" VPOS="765" ID="st23-105"/><String HEIGHT="31" CONTENT="Versicherungsvermittlerrichtlinie" WIDTH="486" HPOS="240" VPOS="765" ID="st23-106"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="753" VPOS="765" ID="st23-107"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="829" VPOS="765" ID="st23-108"/><SP/><String HEIGHT="31" CONTENT="Position" WIDTH="119" HPOS="900" VPOS="765" ID="st23-109"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1045" VPOS="765" ID="st23-110"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1125" VPOS="765" ID="st23-111"/><SP/><String HEIGHT="31" CONTENT="stärken" WIDTH="103" HPOS="1267" VPOS="765" ID="st23-112"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1370" VPOS="765" ID="st23-113"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="765" ID="st23-114"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl23-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Tätigkeit" WIDTH="126" HPOS="196" VPOS="815" ID="st23-115"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="344" VPOS="815" ID="st23-116"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlers" WIDTH="367" HPOS="419" VPOS="815" ID="st23-117"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="808" VPOS="815" ID="st23-118"/><SP/><String HEIGHT="31" CONTENT="Europa" WIDTH="108" HPOS="855" VPOS="815" ID="st23-119"/><SP/><String HEIGHT="31" CONTENT="harmonisieren" WIDTH="212" HPOS="984" VPOS="815" ID="st23-120"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1217" VPOS="815" ID="st23-121"/><SP/><String HEIGHT="31" CONTENT="grenzüber" WIDTH="145" HPOS="1295" VPOS="815" ID="st23-122" SUBS_TYPE="HypPart1" SUBS_CONTENT="grenzüberschreitende"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl23-12" WIDTH="804" HEIGHT="31"><String HEIGHT="31" CONTENT="schreitende" WIDTH="173" HPOS="196" VPOS="865" ID="st23-123" SUBS_TYPE="HypPart2" SUBS_CONTENT="grenzüberschreitende"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlungen" WIDTH="413" HPOS="378" VPOS="865" ID="st23-124"/><SP/><String HEIGHT="31" CONTENT="vereinfachen" WIDTH="184" HPOS="800" VPOS="865" ID="st23-125"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="984" VPOS="865" ID="st23-126"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl23-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="965" ID="st23-127"/><SP/><String HEIGHT="31" CONTENT="neueste" WIDTH="119" HPOS="283" VPOS="965" ID="st23-128"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="435" VPOS="965" ID="st23-129"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="581" VPOS="965" ID="st23-130"/><SP/><String HEIGHT="31" CONTENT="Gesetzes" WIDTH="141" HPOS="668" VPOS="965" ID="st23-131"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="842" VPOS="965" ID="st23-132"/><SP/><String HEIGHT="31" CONTENT="Neuregelung" WIDTH="191" HPOS="921" VPOS="965" ID="st23-133"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1145" VPOS="965" ID="st23-134"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="965" ID="st23-135" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlerrechts"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="965" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl23-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittlerrechts" WIDTH="228" HPOS="196" VPOS="1015" ID="st23-136" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlerrechts"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="437" VPOS="1015" ID="st23-137"/><SP/><String HEIGHT="31" CONTENT="Bundesministeriums" WIDTH="301" HPOS="503" VPOS="1015" ID="st23-138"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="817" VPOS="1015" ID="st23-139"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="868" VPOS="1015" ID="st23-140"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1029" VPOS="1015" ID="st23-141"/><SP/><String HEIGHT="31" CONTENT="24" WIDTH="30" HPOS="1105" VPOS="1015" ID="st23-142"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1135" VPOS="1015" ID="st23-143"/><SP/><String HEIGHT="31" CONTENT="März" WIDTH="74" HPOS="1164" VPOS="1015" ID="st23-144"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="1251" VPOS="1015" ID="st23-145"/><SP/><String HEIGHT="31" CONTENT="enthalte" WIDTH="118" HPOS="1338" VPOS="1015" ID="st23-146"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl23-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="196" VPOS="1065" ID="st23-147"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="304" VPOS="1065" ID="st23-148"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="473" VPOS="1065" ID="st23-149"/><SP/><String HEIGHT="31" CONTENT="Referentenentwurf" WIDTH="274" HPOS="547" VPOS="1065" ID="st23-150"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="831" VPOS="1065" ID="st23-151"/><SP/><String HEIGHT="31" CONTENT="9" WIDTH="14" HPOS="903" VPOS="1065" ID="st23-152"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="917" VPOS="1065" ID="st23-153"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="153" HPOS="941" VPOS="1065" ID="st23-154"/><SP/><String HEIGHT="31" CONTENT="2004" WIDTH="74" HPOS="1104" VPOS="1065" ID="st23-155"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="1187" VPOS="1065" ID="st23-156"/><SP/><String HEIGHT="31" CONTENT="unwesentliche" WIDTH="211" HPOS="1245" VPOS="1065" ID="st23-157"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl23-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="196" VPOS="1115" ID="st23-158"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="401" VPOS="1115" ID="st23-159"/><SP/><String HEIGHT="31" CONTENT="Ergänzungen" WIDTH="190" HPOS="479" VPOS="1115" ID="st23-160"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="669" VPOS="1115" ID="st23-161"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="710" VPOS="1115" ID="st23-162"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="826" VPOS="1115" ID="st23-163"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="984" VPOS="1115" ID="st23-164"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1104" VPOS="1115" ID="st23-165"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="1136" VPOS="1115" ID="st23-166"/><SP/><String HEIGHT="31" CONTENT="umfassten" WIDTH="153" HPOS="1245" VPOS="1115" ID="st23-167"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1115" ID="st23-168"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl23-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wesentlichen" WIDTH="200" HPOS="196" VPOS="1165" ID="st23-169"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="423" VPOS="1165" ID="st23-170"/><SP/><String HEIGHT="31" CONTENT="Punkte" WIDTH="96" HPOS="517" VPOS="1165" ID="st23-171"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="613" VPOS="1165" ID="st23-172"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="684" VPOS="1165" ID="st23-173"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="777" VPOS="1165" ID="st23-174"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="886" VPOS="1165" ID="st23-175"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="141" HPOS="968" VPOS="1165" ID="st23-176"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1109" VPOS="1165" ID="st23-177"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1152" VPOS="1165" ID="st23-178"/><SP/><String HEIGHT="31" CONTENT="Erlaubnis" WIDTH="135" HPOS="1224" VPOS="1165" ID="st23-179"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1359" VPOS="1165" ID="st23-180"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1165" ID="st23-181"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl23-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Registerbehörde" WIDTH="247" HPOS="196" VPOS="1215" ID="st23-182"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="472" VPOS="1215" ID="st23-183"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="545" VPOS="1215" ID="st23-184"/><SP/><String HEIGHT="31" CONTENT="Industrie" WIDTH="125" HPOS="630" VPOS="1215" ID="st23-185"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="755" VPOS="1215" ID="st23-186"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="798" VPOS="1215" ID="st23-187"/><SP/><String HEIGHT="31" CONTENT="Handelskammern" WIDTH="261" HPOS="883" VPOS="1215" ID="st23-188"/><SP/><String HEIGHT="31" CONTENT="anzusiedeln" WIDTH="171" HPOS="1173" VPOS="1215" ID="st23-189"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1344" VPOS="1215" ID="st23-190"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="1390" VPOS="1215" ID="st23-191"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl23-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anderen" WIDTH="115" HPOS="196" VPOS="1265" ID="st23-192"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="311" VPOS="1265" ID="st23-193"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="356" VPOS="1265" ID="st23-194"/><SP/><String HEIGHT="31" CONTENT="Berufsgruppe" WIDTH="200" HPOS="429" VPOS="1265" ID="st23-195"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="657" VPOS="1265" ID="st23-196"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="733" VPOS="1265" ID="st23-197"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1080" VPOS="1265" ID="st23-198"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1134" VPOS="1265" ID="st23-199"/><SP/><String HEIGHT="31" CONTENT="Vermittlergesetz" WIDTH="240" HPOS="1216" VPOS="1265" ID="st23-200"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl23-20" WIDTH="212" HEIGHT="31"><String HEIGHT="31" CONTENT="aufzunehmen" WIDTH="194" HPOS="196" VPOS="1315" ID="st23-201"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="390" VPOS="1315" ID="st23-202"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl23-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="1415" ID="st23-203"/><SP/><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="285" VPOS="1415" ID="st23-204"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="116" HPOS="339" VPOS="1415" ID="st23-205"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="455" VPOS="1415" ID="st23-206"/><SP/><String HEIGHT="31" CONTENT="Geschäftführer" WIDTH="220" HPOS="483" VPOS="1415" ID="st23-207"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="716" VPOS="1415" ID="st23-208"/><SP/><String HEIGHT="31" CONTENT="Industrie" WIDTH="125" HPOS="777" VPOS="1415" ID="st23-209"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="902" VPOS="1415" ID="st23-210"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="929" VPOS="1415" ID="st23-211"/><SP/><String HEIGHT="31" CONTENT="Handelskammer" WIDTH="243" HPOS="997" VPOS="1415" ID="st23-212"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1253" VPOS="1415" ID="st23-213"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="137" HPOS="1301" VPOS="1415" ID="st23-214"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="1415" ID="st23-215"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl23-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="196" VPOS="1465" ID="st23-216"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="312" VPOS="1465" ID="st23-217"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="389" VPOS="1465" ID="st23-218"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="499" VPOS="1465" ID="st23-219"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="572" VPOS="1465" ID="st23-220"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="804" VPOS="1465" ID="st23-221"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="851" VPOS="1465" ID="st23-222"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="885" VPOS="1465" ID="st23-223"/><SP/><String HEIGHT="31" CONTENT="darin" WIDTH="75" HPOS="952" VPOS="1465" ID="st23-224"/><SP/><String HEIGHT="31" CONTENT="vorgesehene" WIDTH="193" HPOS="1044" VPOS="1465" ID="st23-225"/><SP/><String HEIGHT="31" CONTENT="umfangreiche" WIDTH="202" HPOS="1254" VPOS="1465" ID="st23-226"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl23-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sachkundeprüfung" WIDTH="280" HPOS="196" VPOS="1515" ID="st23-227"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="492" VPOS="1515" ID="st23-228"/><SP/><String HEIGHT="31" CONTENT="hohem" WIDTH="102" HPOS="555" VPOS="1515" ID="st23-229"/><SP/><String HEIGHT="31" CONTENT="Niveau" WIDTH="104" HPOS="673" VPOS="1515" ID="st23-230"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="793" VPOS="1515" ID="st23-231"/><SP/><String HEIGHT="31" CONTENT="Berufszugangsvoraussetzung" WIDTH="440" HPOS="851" VPOS="1515" ID="st23-232"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1307" VPOS="1515" ID="st23-233"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="90" HPOS="1366" VPOS="1515" ID="st23-234"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl23-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1565" ID="st23-235"/><SP/><String HEIGHT="31" CONTENT="erforderlich" WIDTH="167" HPOS="287" VPOS="1565" ID="st23-236"/><SP/><String HEIGHT="31" CONTENT="gewesen" WIDTH="133" HPOS="475" VPOS="1565" ID="st23-237"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="629" VPOS="1565" ID="st23-238"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="705" VPOS="1565" ID="st23-239"/><SP/><String HEIGHT="31" CONTENT="Art" WIDTH="39" HPOS="809" VPOS="1565" ID="st23-240"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="848" VPOS="1565" ID="st23-241"/><SP/><String HEIGHT="31" CONTENT="12" WIDTH="37" HPOS="882" VPOS="1565" ID="st23-242"/><SP/><String HEIGHT="31" CONTENT="GG" WIDTH="52" HPOS="940" VPOS="1565" ID="st23-243"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1012" VPOS="1565" ID="st23-244"/><SP/><String HEIGHT="31" CONTENT="gerechtfertigt" WIDTH="189" HPOS="1104" VPOS="1565" ID="st23-245"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1293" VPOS="1565" ID="st23-246"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1328" VPOS="1565" ID="st23-247"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="38" HPOS="1399" VPOS="1565" ID="st23-248" SUBS_TYPE="HypPart1" SUBS_CONTENT="EURichtlinie"/><HYP CONTENT="-" WIDTH="19" HPOS="1437" VPOS="1565" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl23-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="196" VPOS="1615" ID="st23-249" SUBS_TYPE="HypPart2" SUBS_CONTENT="EURichtlinie"/><SP/><String HEIGHT="31" CONTENT="verlange" WIDTH="121" HPOS="366" VPOS="1615" ID="st23-250"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="487" VPOS="1615" ID="st23-251"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="537" VPOS="1615" ID="st23-252"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="642" VPOS="1615" ID="st23-253"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1026" VPOS="1615" ID="st23-254"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1127" VPOS="1615" ID="st23-255"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1205" VPOS="1615" ID="st23-256"/><SP/><String HEIGHT="31" CONTENT="Herkunfts" WIDTH="138" HPOS="1303" VPOS="1615" ID="st23-257" SUBS_TYPE="HypPart1" SUBS_CONTENT="Herkunftsmitgliedstaat"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl23-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mitgliedstaat" WIDTH="187" HPOS="196" VPOS="1665" ID="st23-258" SUBS_TYPE="HypPart2" SUBS_CONTENT="Herkunftsmitgliedstaat"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="422" VPOS="1665" ID="st23-259"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="514" VPOS="1665" ID="st23-260"/><SP/><String HEIGHT="31" CONTENT="festgelegten" WIDTH="182" HPOS="711" VPOS="1665" ID="st23-261"/><SP/><String HEIGHT="31" CONTENT="angemessenen" WIDTH="228" HPOS="931" VPOS="1665" ID="st23-262"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="164" HPOS="1198" VPOS="1665" ID="st23-263"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1665" ID="st23-264"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl23-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fertigkeiten" WIDTH="174" HPOS="196" VPOS="1715" ID="st23-265"/><SP/><String HEIGHT="31" CONTENT="verfügen" WIDTH="129" HPOS="388" VPOS="1715" ID="st23-266"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="108" HPOS="535" VPOS="1715" ID="st23-267"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="643" VPOS="1715" ID="st23-268"/><SP/><String HEIGHT="31" CONTENT="Wie" WIDTH="57" HPOS="678" VPOS="1715" ID="st23-269"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="753" VPOS="1715" ID="st23-270"/><SP/><String HEIGHT="31" CONTENT="jeweilige" WIDTH="128" HPOS="818" VPOS="1715" ID="st23-271"/><SP/><String HEIGHT="31" CONTENT="Mitgliedstaat" WIDTH="188" HPOS="963" VPOS="1715" ID="st23-272"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1168" VPOS="1715" ID="st23-273"/><SP/><String HEIGHT="31" CONTENT="regele" WIDTH="87" HPOS="1246" VPOS="1715" ID="st23-274"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1333" VPOS="1715" ID="st23-275"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1366" VPOS="1715" ID="st23-276"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl23-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1765" ID="st23-277"/><SP/><String HEIGHT="31" CONTENT="vorgegeben" WIDTH="168" HPOS="279" VPOS="1765" ID="st23-278"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="447" VPOS="1765" ID="st23-279"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="40" HPOS="477" VPOS="1765" ID="st23-280"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="530" VPOS="1765" ID="st23-281"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="585" VPOS="1765" ID="st23-282"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="797" VPOS="1765" ID="st23-283"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="880" VPOS="1765" ID="st23-284"/><SP/><String HEIGHT="31" CONTENT="Ablegung" WIDTH="141" HPOS="937" VPOS="1765" ID="st23-285"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1090" VPOS="1765" ID="st23-286"/><SP/><String HEIGHT="31" CONTENT="Sachkundeprüfung" WIDTH="280" HPOS="1176" VPOS="1765" ID="st23-287"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl23-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1815" ID="st23-288"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="267" VPOS="1815" ID="st23-289"/><SP/><String HEIGHT="31" CONTENT="bestimmten" WIDTH="172" HPOS="384" VPOS="1815" ID="st23-290"/><SP/><String HEIGHT="31" CONTENT="Niveau" WIDTH="104" HPOS="582" VPOS="1815" ID="st23-291"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="127" HPOS="712" VPOS="1815" ID="st23-292"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="839" VPOS="1815" ID="st23-293"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="880" VPOS="1815" ID="st23-294"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="934" VPOS="1815" ID="st23-295"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="1145" VPOS="1815" ID="st23-296"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1297" VPOS="1815" ID="st23-297"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="1382" VPOS="1815" ID="st23-298"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl23-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufszugangsschranken" WIDTH="377" HPOS="196" VPOS="1865" ID="st23-299"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="594" VPOS="1865" ID="st23-300"/><SP/><String HEIGHT="31" CONTENT="Artikel" WIDTH="93" HPOS="652" VPOS="1865" ID="st23-301"/><SP/><String HEIGHT="31" CONTENT="12" WIDTH="37" HPOS="766" VPOS="1865" ID="st23-302"/><SP/><String HEIGHT="31" CONTENT="GG" WIDTH="52" HPOS="825" VPOS="1865" ID="st23-303"/><SP/><String HEIGHT="31" CONTENT="messen" WIDTH="117" HPOS="898" VPOS="1865" ID="st23-304"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="1036" VPOS="1865" ID="st23-305"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1126" VPOS="1865" ID="st23-306"/><SP/><String HEIGHT="31" CONTENT="Danach" WIDTH="115" HPOS="1163" VPOS="1865" ID="st23-307"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1299" VPOS="1865" ID="st23-308"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1865" ID="st23-309"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl23-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gewerbefreiheit" WIDTH="236" HPOS="196" VPOS="1915" ID="st23-310"/><SP/><String HEIGHT="31" CONTENT="lediglich" WIDTH="121" HPOS="454" VPOS="1915" ID="st23-311"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="597" VPOS="1915" ID="st23-312"/><SP/><String HEIGHT="31" CONTENT="Schutze" WIDTH="120" HPOS="683" VPOS="1915" ID="st23-313"/><SP/><String HEIGHT="31" CONTENT="besonders" WIDTH="155" HPOS="826" VPOS="1915" ID="st23-314"/><SP/><String HEIGHT="31" CONTENT="wichtiger" WIDTH="131" HPOS="1004" VPOS="1915" ID="st23-315"/><SP/><String HEIGHT="31" CONTENT="Gemeinschaftsgüter" WIDTH="298" HPOS="1158" VPOS="1915" ID="st23-316"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl23-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eingeschränkt" WIDTH="208" HPOS="196" VPOS="1965" ID="st23-317"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="418" VPOS="1965" ID="st23-318"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="519" VPOS="1965" ID="st23-319"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="550" VPOS="1965" ID="st23-320"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="618" VPOS="1965" ID="st23-321"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="911" VPOS="1965" ID="st23-322"/><SP/><String HEIGHT="31" CONTENT="etwa" WIDTH="70" HPOS="1016" VPOS="1965" ID="st23-323"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1100" VPOS="1965" ID="st23-324"/><SP/><String HEIGHT="31" CONTENT="solcher" WIDTH="107" HPOS="1158" VPOS="1965" ID="st23-325"/><SP/><String HEIGHT="31" CONTENT="Grund" WIDTH="93" HPOS="1279" VPOS="1965" ID="st23-326"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1386" VPOS="1965" ID="st23-327"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="1965" ID="st23-328"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl23-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Allerdings" WIDTH="147" HPOS="196" VPOS="2015" ID="st23-329"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="354" VPOS="2015" ID="st23-330"/><SP/><String HEIGHT="31" CONTENT="dabei" WIDTH="82" HPOS="407" VPOS="2015" ID="st23-331"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="92" HPOS="500" VPOS="2015" ID="st23-332"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="603" VPOS="2015" ID="st23-333"/><SP/><String HEIGHT="31" CONTENT="prüfen" WIDTH="88" HPOS="650" VPOS="2015" ID="st23-334"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="738" VPOS="2015" ID="st23-335"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="764" VPOS="2015" ID="st23-336"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="812" VPOS="2015" ID="st23-337"/><SP/><String HEIGHT="31" CONTENT="Einschränkung" WIDTH="220" HPOS="868" VPOS="2015" ID="st23-338"/><SP/><String HEIGHT="31" CONTENT="geeignet" WIDTH="128" HPOS="1099" VPOS="2015" ID="st23-339"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="1238" VPOS="2015" ID="st23-340"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="1269" VPOS="2015" ID="st23-341"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1291" VPOS="2015" ID="st23-342"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="1356" VPOS="2015" ID="st23-343"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="2015" ID="st23-344"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl23-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erreichen" WIDTH="133" HPOS="196" VPOS="2065" ID="st23-345"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="329" VPOS="2065" ID="st23-346"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="356" VPOS="2065" ID="st23-347"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="405" VPOS="2065" ID="st23-348"/><SP/><String HEIGHT="31" CONTENT="Einschränkung" WIDTH="220" HPOS="496" VPOS="2065" ID="st23-349"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="728" VPOS="2065" ID="st23-350"/><SP/><String HEIGHT="31" CONTENT="erforderlich" WIDTH="167" HPOS="775" VPOS="2065" ID="st23-351"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="953" VPOS="2065" ID="st23-352"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="985" VPOS="2065" ID="st23-353"/><SP/><String HEIGHT="31" CONTENT="also" WIDTH="61" HPOS="1008" VPOS="2065" ID="st23-354"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1081" VPOS="2065" ID="st23-355"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1163" VPOS="2065" ID="st23-356"/><SP/><String HEIGHT="31" CONTENT="milderen" WIDTH="128" HPOS="1219" VPOS="2065" ID="st23-357"/><SP/><String HEIGHT="31" CONTENT="Mitteln" WIDTH="98" HPOS="1358" VPOS="2065" ID="st23-358"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl23-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="2115" ID="st23-359"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="261" VPOS="2115" ID="st23-360"/><SP/><String HEIGHT="31" CONTENT="erreicht" WIDTH="111" HPOS="326" VPOS="2115" ID="st23-361"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="448" VPOS="2115" ID="st23-362"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="65" HPOS="568" VPOS="2115" ID="st23-363"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="633" VPOS="2115" ID="st23-364"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="661" VPOS="2115" ID="st23-365"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="728" VPOS="2115" ID="st23-366"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="776" VPOS="2115" ID="st23-367"/><SP/><String HEIGHT="31" CONTENT="Einschränkung" WIDTH="220" HPOS="832" VPOS="2115" ID="st23-368"/><SP/><String HEIGHT="31" CONTENT="bezogen" WIDTH="128" HPOS="1063" VPOS="2115" ID="st23-369"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1202" VPOS="2115" ID="st23-370"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1260" VPOS="2115" ID="st23-371"/><SP/><String HEIGHT="31" CONTENT="Schutzgut" WIDTH="148" HPOS="1308" VPOS="2115" ID="st23-372"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl23-36" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="15" WIDTH="37" HPOS="1419" VPOS="2207" ID="st23-373"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="24" ID="p592538" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592538" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592538" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl24-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verhältnismäßig" WIDTH="236" HPOS="196" VPOS="215" ID="st24-0"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="444" VPOS="215" ID="st24-1"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="476" VPOS="215" ID="st24-2"/><SP/><String HEIGHT="31" CONTENT="Betrachte" WIDTH="143" HPOS="499" VPOS="215" ID="st24-3"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="655" VPOS="215" ID="st24-4"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="732" VPOS="215" ID="st24-5"/><SP/><String HEIGHT="31" CONTENT="Auswirkungen" WIDTH="210" HPOS="789" VPOS="215" ID="st24-6"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1011" VPOS="215" ID="st24-7"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1072" VPOS="215" ID="st24-8"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="1119" VPOS="215" ID="st24-9"/><SP/><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="211" HPOS="1245" VPOS="215" ID="st24-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl24-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Regelungen" WIDTH="171" HPOS="196" VPOS="265" ID="st24-11"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="367" VPOS="265" ID="st24-12"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="403" VPOS="265" ID="st24-13"/><SP/><String HEIGHT="31" CONTENT="lasse" WIDTH="78" HPOS="457" VPOS="265" ID="st24-14"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="553" VPOS="265" ID="st24-15"/><SP/><String HEIGHT="31" CONTENT="feststellen" WIDTH="145" HPOS="630" VPOS="265" ID="st24-16"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="775" VPOS="265" ID="st24-17"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="808" VPOS="265" ID="st24-18"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="896" VPOS="265" ID="st24-19"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="50" HPOS="968" VPOS="265" ID="st24-20"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1018" VPOS="265" ID="st24-21"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1049" VPOS="265" ID="st24-22"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="1123" VPOS="265" ID="st24-23"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="265" ID="st24-24"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl24-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="stärken" WIDTH="104" HPOS="196" VPOS="315" ID="st24-25"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="300" VPOS="315" ID="st24-26"/><SP/><String HEIGHT="31" CONTENT="dadurch" WIDTH="121" HPOS="325" VPOS="315" ID="st24-27"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="456" VPOS="315" ID="st24-28"/><SP/><String HEIGHT="31" CONTENT="erreicht" WIDTH="111" HPOS="537" VPOS="315" ID="st24-29"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="658" VPOS="315" ID="st24-30"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="778" VPOS="315" ID="st24-31"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="861" VPOS="315" ID="st24-32"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="888" VPOS="315" ID="st24-33"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="939" VPOS="315" ID="st24-34"/><SP/><String HEIGHT="31" CONTENT="beispielsweise" WIDTH="215" HPOS="1040" VPOS="315" ID="st24-35"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="131" HPOS="1266" VPOS="315" ID="st24-36"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="315" ID="st24-37"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl24-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="multiplen" WIDTH="134" HPOS="196" VPOS="365" ID="st24-38"/><SP/><String HEIGHT="31" CONTENT="Ausnahmetatbestände" WIDTH="325" HPOS="341" VPOS="365" ID="st24-39"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="666" VPOS="365" ID="st24-40"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="696" VPOS="365" ID="st24-41"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="752" VPOS="365" ID="st24-42"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="812" VPOS="365" ID="st24-43"/><SP/><String HEIGHT="31" CONTENT="beinhalte" WIDTH="129" HPOS="937" VPOS="365" ID="st24-44"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1066" VPOS="365" ID="st24-45"/><SP/><String HEIGHT="31" CONTENT="faktisch" WIDTH="113" HPOS="1093" VPOS="365" ID="st24-46"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1218" VPOS="365" ID="st24-47"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1278" VPOS="365" ID="st24-48"/><SP/><String HEIGHT="31" CONTENT="geringer" WIDTH="122" HPOS="1334" VPOS="365" ID="st24-49"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl24-4" WIDTH="495" HEIGHT="31"><String HEIGHT="31" CONTENT="Anteil" WIDTH="84" HPOS="196" VPOS="415" ID="st24-50"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="289" VPOS="415" ID="st24-51"/><SP/><String HEIGHT="31" CONTENT="Branche" WIDTH="125" HPOS="346" VPOS="415" ID="st24-52"/><SP/><String HEIGHT="31" CONTENT="betroffen" WIDTH="131" HPOS="480" VPOS="415" ID="st24-53"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="621" VPOS="415" ID="st24-54"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="677" VPOS="415" ID="st24-55"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl24-5" WIDTH="567" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="196" VPOS="515" ID="st24-56"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="515" ID="st24-57"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="227" VPOS="515" ID="st24-58"/><SP/><String HEIGHT="31" CONTENT="Gerechter" WIDTH="158" HPOS="276" VPOS="515" ID="st24-59"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="320" HPOS="443" VPOS="515" ID="st24-60"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl24-6" WIDTH="317" HEIGHT="31"><String HEIGHT="31" CONTENT="Wegfall" WIDTH="111" HPOS="196" VPOS="615" ID="st24-61"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="317" VPOS="615" ID="st24-62"/><SP/><String HEIGHT="31" CONTENT="Klagefrist" WIDTH="139" HPOS="374" VPOS="615" ID="st24-63"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl24-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="715" ID="st24-64"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="268" VPOS="715" ID="st24-65"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="355" VPOS="715" ID="st24-66"/><SP/><String HEIGHT="31" CONTENT="hebt" WIDTH="64" HPOS="799" VPOS="715" ID="st24-67"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="876" VPOS="715" ID="st24-68"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="64" HPOS="933" VPOS="715" ID="st24-69"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1010" VPOS="715" ID="st24-70"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1061" VPOS="715" ID="st24-71"/><SP/><String HEIGHT="31" CONTENT="Klagemöglichkeit" WIDTH="252" HPOS="1136" VPOS="715" ID="st24-72"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="41" HPOS="1401" VPOS="715" ID="st24-73"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="715" ID="st24-74"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl24-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="196" VPOS="765" ID="st24-75"/><SP/><String HEIGHT="31" CONTENT="altem" WIDTH="81" HPOS="289" VPOS="765" ID="st24-76"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="385" VPOS="765" ID="st24-77"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="79" HPOS="487" VPOS="765" ID="st24-78"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="581" VPOS="765" ID="st24-79"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="640" VPOS="765" ID="st24-80"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="1007" VPOS="765" ID="st24-81"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="1095" VPOS="765" ID="st24-82"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="1251" VPOS="765" ID="st24-83"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="765" ID="st24-84"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl24-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sechs" WIDTH="87" HPOS="196" VPOS="815" ID="st24-85"/><SP/><String HEIGHT="31" CONTENT="Monaten" WIDTH="129" HPOS="294" VPOS="815" ID="st24-86"/><SP/><String HEIGHT="31" CONTENT="geltend" WIDTH="109" HPOS="434" VPOS="815" ID="st24-87"/><SP/><String HEIGHT="31" CONTENT="machen" WIDTH="109" HPOS="553" VPOS="815" ID="st24-88"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="662" VPOS="815" ID="st24-89"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="691" VPOS="815" ID="st24-90"/><SP/><String HEIGHT="31" CONTENT="einseitige" WIDTH="141" HPOS="787" VPOS="815" ID="st24-91"/><SP/><String HEIGHT="31" CONTENT="Verkürzung" WIDTH="171" HPOS="938" VPOS="815" ID="st24-92"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1119" VPOS="815" ID="st24-93"/><SP/><String HEIGHT="31" CONTENT="Verjährungsfrist" WIDTH="234" HPOS="1177" VPOS="815" ID="st24-94"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="815" ID="st24-95"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl24-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="196" VPOS="865" ID="st24-96"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="321" VPOS="865" ID="st24-97"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="395" VPOS="865" ID="st24-98"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="772" VPOS="865" ID="st24-99"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="847" VPOS="865" ID="st24-100"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="907" VPOS="865" ID="st24-101"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="1025" VPOS="865" ID="st24-102"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl24-11" WIDTH="150" HEIGHT="31"><String HEIGHT="31" CONTENT="wegfallen" WIDTH="135" HPOS="196" VPOS="915" ID="st24-103"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="331" VPOS="915" ID="st24-104"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl24-12" WIDTH="460" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorvertragliche" WIDTH="224" HPOS="196" VPOS="1015" ID="st24-105"/><SP/><String HEIGHT="31" CONTENT="Anzeigenpflicht" WIDTH="226" HPOS="430" VPOS="1015" ID="st24-106"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl24-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1115" ID="st24-107"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="214" HPOS="263" VPOS="1115" ID="st24-108"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="490" VPOS="1115" ID="st24-109"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="573" VPOS="1115" ID="st24-110"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="614" VPOS="1115" ID="st24-111"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="641" VPOS="1115" ID="st24-112"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="724" VPOS="1115" ID="st24-113"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="785" VPOS="1115" ID="st24-114"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1123" VPOS="1115" ID="st24-115"/><SP/><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="1182" VPOS="1115" ID="st24-116"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl24-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="196" VPOS="1165" ID="st24-117"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="271" VPOS="1165" ID="st24-118"/><SP/><String HEIGHT="31" CONTENT="solche" WIDTH="97" HPOS="369" VPOS="1165" ID="st24-119"/><SP/><String HEIGHT="31" CONTENT="Umstände" WIDTH="152" HPOS="492" VPOS="1165" ID="st24-120"/><SP/><String HEIGHT="31" CONTENT="angeben" WIDTH="130" HPOS="670" VPOS="1165" ID="st24-121"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="71" HPOS="826" VPOS="1165" ID="st24-122"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="897" VPOS="1165" ID="st24-123"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="942" VPOS="1165" ID="st24-124"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="1040" VPOS="1165" ID="st24-125"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1159" VPOS="1165" ID="st24-126"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="1234" VPOS="1165" ID="st24-127"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1165" ID="st24-128"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl24-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schriftlicher" WIDTH="169" HPOS="196" VPOS="1215" ID="st24-129"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="381" VPOS="1215" ID="st24-130"/><SP/><String HEIGHT="31" CONTENT="gefragt" WIDTH="103" HPOS="476" VPOS="1215" ID="st24-131"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="41" HPOS="596" VPOS="1215" ID="st24-132"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="637" VPOS="1215" ID="st24-133"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="668" VPOS="1215" ID="st24-134"/><SP/><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="117" HPOS="734" VPOS="1215" ID="st24-135"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="851" VPOS="1215" ID="st24-136"/><SP/><String HEIGHT="31" CONTENT="einzuschätzen" WIDTH="213" HPOS="885" VPOS="1215" ID="st24-137"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="1114" VPOS="1215" ID="st24-138"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1168" VPOS="1215" ID="st24-139"/><SP/><String HEIGHT="31" CONTENT="Aspekt" WIDTH="102" HPOS="1229" VPOS="1215" ID="st24-140"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1347" VPOS="1215" ID="st24-141"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1215" ID="st24-142"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl24-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherte" WIDTH="163" HPOS="196" VPOS="1265" ID="st24-143"/><SP/><String HEIGHT="31" CONTENT="Risiko" WIDTH="91" HPOS="371" VPOS="1265" ID="st24-144"/><SP/><String HEIGHT="31" CONTENT="relevant" WIDTH="119" HPOS="474" VPOS="1265" ID="st24-145"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="605" VPOS="1265" ID="st24-146"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="637" VPOS="1265" ID="st24-147"/><SP/><String HEIGHT="31" CONTENT="fällt" WIDTH="51" HPOS="660" VPOS="1265" ID="st24-148"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="723" VPOS="1265" ID="st24-149"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="817" VPOS="1265" ID="st24-150"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="894" VPOS="1265" ID="st24-151"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="29" HPOS="1077" VPOS="1265" ID="st24-152"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1106" VPOS="1265" ID="st24-153"/><SP/><String HEIGHT="31" CONTENT="Ferner" WIDTH="98" HPOS="1133" VPOS="1265" ID="st24-154"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="80" HPOS="1243" VPOS="1265" ID="st24-155"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1335" VPOS="1265" ID="st24-156"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1377" VPOS="1265" ID="st24-157"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl24-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechte" WIDTH="106" HPOS="196" VPOS="1315" ID="st24-158"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="316" VPOS="1315" ID="st24-159"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="384" VPOS="1315" ID="st24-160"/><SP/><String HEIGHT="31" CONTENT="Verletzung" WIDTH="159" HPOS="447" VPOS="1315" ID="st24-161"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="620" VPOS="1315" ID="st24-162"/><SP/><String HEIGHT="31" CONTENT="Anzeigepflicht" WIDTH="207" HPOS="683" VPOS="1315" ID="st24-163"/><SP/><String HEIGHT="31" CONTENT="binnen" WIDTH="100" HPOS="904" VPOS="1315" ID="st24-164"/><SP/><String HEIGHT="31" CONTENT="fünf" WIDTH="55" HPOS="1019" VPOS="1315" ID="st24-165"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="101" HPOS="1089" VPOS="1315" ID="st24-166"/><SP/><String HEIGHT="31" CONTENT="geltend" WIDTH="109" HPOS="1205" VPOS="1315" ID="st24-167"/><SP/><String HEIGHT="31" CONTENT="machen" WIDTH="109" HPOS="1328" VPOS="1315" ID="st24-168"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1437" VPOS="1315" ID="st24-169"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl24-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="196" VPOS="1365" ID="st24-170"/><SP/><String HEIGHT="31" CONTENT="Ausschlussfrist" WIDTH="223" HPOS="292" VPOS="1365" ID="st24-171"/><SP/><String HEIGHT="31" CONTENT="verschafft" WIDTH="145" HPOS="525" VPOS="1365" ID="st24-172"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="680" VPOS="1365" ID="st24-173"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="756" VPOS="1365" ID="st24-174"/><SP/><String HEIGHT="31" CONTENT="Sicherheit" WIDTH="149" HPOS="1092" VPOS="1365" ID="st24-175"/><SP/><String HEIGHT="31" CONTENT="darüber" WIDTH="108" HPOS="1251" VPOS="1365" ID="st24-176"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1359" VPOS="1365" ID="st24-177"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="1365" ID="st24-178"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl24-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="196" VPOS="1415" ID="st24-179"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="255" VPOS="1415" ID="st24-180"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="374" VPOS="1415" ID="st24-181"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="429" VPOS="1415" ID="st24-182"/><SP/><String HEIGHT="31" CONTENT="vereinbarten" WIDTH="185" HPOS="504" VPOS="1415" ID="st24-183"/><SP/><String HEIGHT="31" CONTENT="Inhalt" WIDTH="82" HPOS="699" VPOS="1415" ID="st24-184"/><SP/><String HEIGHT="31" CONTENT="Bestand" WIDTH="122" HPOS="791" VPOS="1415" ID="st24-185"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="923" VPOS="1415" ID="st24-186"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="965" VPOS="1415" ID="st24-187"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="989" VPOS="1415" ID="st24-188"/><SP/><String HEIGHT="31" CONTENT="Rückabwicklung" WIDTH="240" HPOS="1066" VPOS="1415" ID="st24-189"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1316" VPOS="1415" ID="st24-190"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1415" ID="st24-191"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl24-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rückwirkende" WIDTH="197" HPOS="196" VPOS="1465" ID="st24-192"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="167" HPOS="407" VPOS="1465" ID="st24-193"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="588" VPOS="1465" ID="st24-194"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="144" HPOS="656" VPOS="1465" ID="st24-195"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="814" VPOS="1465" ID="st24-196"/><SP/><String HEIGHT="31" CONTENT="Verletzung" WIDTH="159" HPOS="927" VPOS="1465" ID="st24-197"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1100" VPOS="1465" ID="st24-198"/><SP/><String HEIGHT="31" CONTENT="Anzeigepflicht" WIDTH="208" HPOS="1162" VPOS="1465" ID="st24-199"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="1465" ID="st24-200"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl24-21" WIDTH="1010" HEIGHT="31"><String HEIGHT="31" CONTENT="vielen" WIDTH="87" HPOS="196" VPOS="1515" ID="st24-201"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="101" HPOS="293" VPOS="1515" ID="st24-202"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="404" VPOS="1515" ID="st24-203"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="485" VPOS="1515" ID="st24-204"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="550" VPOS="1515" ID="st24-205"/><SP/><String HEIGHT="31" CONTENT="unzumutbar" WIDTH="176" HPOS="886" VPOS="1515" ID="st24-206"/><SP/><String HEIGHT="31" CONTENT="belasten" WIDTH="120" HPOS="1071" VPOS="1515" ID="st24-207"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1191" VPOS="1515" ID="st24-208"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl24-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="1615" ID="st24-209"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="1615" ID="st24-210"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="356" VPOS="1615" ID="st24-211"/><SP/><String HEIGHT="31" CONTENT="Wohnungseigentümerin" WIDTH="351" HPOS="457" VPOS="1615" ID="st24-212"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="54" HPOS="842" VPOS="1615" ID="st24-213"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="73" HPOS="929" VPOS="1615" ID="st24-214"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="1035" VPOS="1615" ID="st24-215"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1221" VPOS="1615" ID="st24-216"/><SP/><String HEIGHT="31" CONTENT="Hausrat" WIDTH="112" HPOS="1329" VPOS="1615" ID="st24-217" SUBS_TYPE="HypPart1" SUBS_CONTENT="Hausratversicherung"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl24-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherung" WIDTH="191" HPOS="196" VPOS="1665" ID="st24-218" SUBS_TYPE="HypPart2" SUBS_CONTENT="Hausratversicherung"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="398" VPOS="1665" ID="st24-219"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="480" VPOS="1665" ID="st24-220"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="510" VPOS="1665" ID="st24-221"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="537" VPOS="1665" ID="st24-222"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="618" VPOS="1665" ID="st24-223"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="689" VPOS="1665" ID="st24-224"/><SP/><String HEIGHT="31" CONTENT="Erdgeschoss" WIDTH="193" HPOS="734" VPOS="1665" ID="st24-225"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="938" VPOS="1665" ID="st24-226"/><SP/><String HEIGHT="31" CONTENT="Hauses" WIDTH="113" HPOS="1003" VPOS="1665" ID="st24-227"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1127" VPOS="1665" ID="st24-228"/><SP/><String HEIGHT="31" CONTENT="Hotel" WIDTH="78" HPOS="1182" VPOS="1665" ID="st24-229"/><SP/><String HEIGHT="31" CONTENT="befindet" WIDTH="119" HPOS="1271" VPOS="1665" ID="st24-230"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1665" ID="st24-231"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl24-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="196" VPOS="1715" ID="st24-232"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="299" VPOS="1715" ID="st24-233"/><SP/><String HEIGHT="31" CONTENT="erhöhter" WIDTH="125" HPOS="365" VPOS="1715" ID="st24-234"/><SP/><String HEIGHT="31" CONTENT="Publikumsverkehr" WIDTH="265" HPOS="511" VPOS="1715" ID="st24-235"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="798" VPOS="1715" ID="st24-236"/><SP/><String HEIGHT="31" CONTENT="Hause" WIDTH="96" HPOS="855" VPOS="1715" ID="st24-237"/><SP/><String HEIGHT="31" CONTENT="herrscht" WIDTH="114" HPOS="973" VPOS="1715" ID="st24-238"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1087" VPOS="1715" ID="st24-239"/><SP/><String HEIGHT="31" CONTENT="Kommt" WIDTH="105" HPOS="1124" VPOS="1715" ID="st24-240"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1251" VPOS="1715" ID="st24-241"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1308" VPOS="1715" ID="st24-242"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="1715" ID="st24-243"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl24-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einbruch" WIDTH="132" HPOS="196" VPOS="1765" ID="st24-244"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="345" VPOS="1765" ID="st24-245"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="389" VPOS="1765" ID="st24-246"/><SP/><String HEIGHT="31" CONTENT="Wohnung" WIDTH="133" HPOS="462" VPOS="1765" ID="st24-247"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="595" VPOS="1765" ID="st24-248"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="632" VPOS="1765" ID="st24-249"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="722" VPOS="1765" ID="st24-250"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="784" VPOS="1765" ID="st24-251"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="998" VPOS="1765" ID="st24-252"/><SP/><String HEIGHT="31" CONTENT="dann" WIDTH="74" HPOS="1064" VPOS="1765" ID="st24-253"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="1156" VPOS="1765" ID="st24-254"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1337" VPOS="1765" ID="st24-255"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1765" ID="st24-256"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl24-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hausratversicherung" WIDTH="308" HPOS="196" VPOS="1815" ID="st24-257"/><SP/><String HEIGHT="31" CONTENT="verweigern" WIDTH="156" HPOS="525" VPOS="1815" ID="st24-258"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="681" VPOS="1815" ID="st24-259"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="719" VPOS="1815" ID="st24-260"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="820" VPOS="1815" ID="st24-261"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="884" VPOS="1815" ID="st24-262"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="950" VPOS="1815" ID="st24-263"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1324" VPOS="1815" ID="st24-264"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="1815" ID="st24-265"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl24-27" WIDTH="1207" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="196" VPOS="1865" ID="st24-266"/><SP/><String HEIGHT="31" CONTENT="ausdrücklich" WIDTH="185" HPOS="480" VPOS="1865" ID="st24-267"/><SP/><String HEIGHT="31" CONTENT="gefragt" WIDTH="104" HPOS="674" VPOS="1865" ID="st24-268"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="787" VPOS="1865" ID="st24-269"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="829" VPOS="1865" ID="st24-270"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="852" VPOS="1865" ID="st24-271"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="899" VPOS="1865" ID="st24-272"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="943" VPOS="1865" ID="st24-273"/><SP/><String HEIGHT="31" CONTENT="Haus" WIDTH="77" HPOS="988" VPOS="1865" ID="st24-274"/><SP/><String HEIGHT="31" CONTENT="Gewerbebetriebe" WIDTH="255" HPOS="1075" VPOS="1865" ID="st24-275"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="50" HPOS="1340" VPOS="1865" ID="st24-276"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1390" VPOS="1865" ID="st24-277"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl24-28" WIDTH="580" HEIGHT="31"><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="196" VPOS="1965" ID="st24-278"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="330" VPOS="1965" ID="st24-279"/><SP/><String HEIGHT="31" CONTENT="Alles" WIDTH="73" HPOS="393" VPOS="1965" ID="st24-280"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="466" VPOS="1965" ID="st24-281"/><String HEIGHT="31" CONTENT="oder" WIDTH="59" HPOS="481" VPOS="1965" ID="st24-282"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="540" VPOS="1965" ID="st24-283"/><String HEIGHT="31" CONTENT="Nichts" WIDTH="88" HPOS="555" VPOS="1965" ID="st24-284"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="643" VPOS="1965" ID="st24-285"/><String HEIGHT="31" CONTENT="Prinzips" WIDTH="118" HPOS="658" VPOS="1965" ID="st24-286"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl24-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zukünftig" WIDTH="137" HPOS="196" VPOS="2065" ID="st24-287"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="343" VPOS="2065" ID="st24-288"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="462" VPOS="2065" ID="st24-289"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="531" VPOS="2065" ID="st24-290"/><SP/><String HEIGHT="31" CONTENT="Folgen" WIDTH="102" HPOS="585" VPOS="2065" ID="st24-291"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="696" VPOS="2065" ID="st24-292"/><SP/><String HEIGHT="31" CONTENT="Anzeige" WIDTH="115" HPOS="760" VPOS="2065" ID="st24-293"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="875" VPOS="2065" ID="st24-294"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="901" VPOS="2065" ID="st24-295"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="952" VPOS="2065" ID="st24-296"/><SP/><String HEIGHT="31" CONTENT="Obliegenheitsverletzungen" WIDTH="394" HPOS="980" VPOS="2065" ID="st24-297"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="2065" ID="st24-298"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl24-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="2115" ID="st24-299"/><SP/><String HEIGHT="31" CONTENT="Stärke" WIDTH="97" HPOS="259" VPOS="2115" ID="st24-300"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="371" VPOS="2115" ID="st24-301"/><SP/><String HEIGHT="31" CONTENT="Verschuldens" WIDTH="202" HPOS="440" VPOS="2115" ID="st24-302"/><SP/><String HEIGHT="31" CONTENT="richten" WIDTH="95" HPOS="657" VPOS="2115" ID="st24-303"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="752" VPOS="2115" ID="st24-304"/><SP/><String HEIGHT="31" CONTENT="Dieses" WIDTH="102" HPOS="781" VPOS="2115" ID="st24-305"/><SP/><String HEIGHT="31" CONTENT="abgestufte" WIDTH="156" HPOS="898" VPOS="2115" ID="st24-306"/><SP/><String HEIGHT="31" CONTENT="Modell" WIDTH="98" HPOS="1069" VPOS="2115" ID="st24-307"/><SP/><String HEIGHT="31" CONTENT="ersetzt" WIDTH="100" HPOS="1182" VPOS="2115" ID="st24-308"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1297" VPOS="2115" ID="st24-309"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="90" HPOS="1366" VPOS="2115" ID="st24-310"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl24-31" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="16" WIDTH="37" HPOS="196" VPOS="2207" ID="st24-311"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="25" ID="p592539" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592539" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592539" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl25-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geltende" WIDTH="128" HPOS="196" VPOS="215" ID="st25-0"/><SP/><String HEIGHT="31" CONTENT="Alles" WIDTH="72" HPOS="343" VPOS="215" ID="st25-1"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="415" VPOS="215" ID="st25-2"/><String HEIGHT="31" CONTENT="oder" WIDTH="58" HPOS="429" VPOS="215" ID="st25-3"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="487" VPOS="215" ID="st25-4"/><String HEIGHT="31" CONTENT="Nichts" WIDTH="86" HPOS="502" VPOS="215" ID="st25-5"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="588" VPOS="215" ID="st25-6"/><String HEIGHT="31" CONTENT="Prinzip" WIDTH="101" HPOS="603" VPOS="215" ID="st25-7"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="704" VPOS="215" ID="st25-8"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="739" VPOS="215" ID="st25-9"/><SP/><String HEIGHT="31" CONTENT="entweder" WIDTH="137" HPOS="828" VPOS="215" ID="st25-10"/><SP/><String HEIGHT="31" CONTENT="0" WIDTH="19" HPOS="984" VPOS="215" ID="st25-11"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1022" VPOS="215" ID="st25-12"/><SP/><String HEIGHT="31" CONTENT="100" WIDTH="56" HPOS="1108" VPOS="215" ID="st25-13"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1183" VPOS="215" ID="st25-14"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="215" ID="st25-15" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsleistungen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl25-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="leistungen" WIDTH="152" HPOS="196" VPOS="265" ID="st25-16" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsleistungen"/><SP/><String HEIGHT="31" CONTENT="zubilligte" WIDTH="125" HPOS="363" VPOS="265" ID="st25-17"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="488" VPOS="265" ID="st25-18"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="94" HPOS="516" VPOS="265" ID="st25-19"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="625" VPOS="265" ID="st25-20"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="686" VPOS="265" ID="st25-21"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="764" VPOS="265" ID="st25-22"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1130" VPOS="265" ID="st25-23"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1144" VPOS="265" ID="st25-24"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1159" VPOS="265" ID="st25-25"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1173" VPOS="265" ID="st25-26"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1203" VPOS="265" ID="st25-27"/><SP/><String HEIGHT="31" CONTENT="Ansprüche" WIDTH="159" HPOS="1297" VPOS="265" ID="st25-28"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl25-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="196" VPOS="315" ID="st25-29"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="272" VPOS="315" ID="st25-30"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertrag" WIDTH="310" HPOS="358" VPOS="315" ID="st25-31"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="668" VPOS="315" ID="st25-32"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="706" VPOS="315" ID="st25-33"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="807" VPOS="315" ID="st25-34"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="871" VPOS="315" ID="st25-35"/><SP/><String HEIGHT="31" CONTENT="Versicherungsfall" WIDTH="256" HPOS="948" VPOS="315" ID="st25-36"/><SP/><String HEIGHT="31" CONTENT="grob" WIDTH="67" HPOS="1225" VPOS="315" ID="st25-37"/><SP/><String HEIGHT="31" CONTENT="fahrlässig" WIDTH="143" HPOS="1313" VPOS="315" ID="st25-38"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl25-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="herbeiführt" WIDTH="154" HPOS="196" VPOS="365" ID="st25-39"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="350" VPOS="365" ID="st25-40"/><SP/><String HEIGHT="31" CONTENT="Demgegenüber" WIDTH="230" HPOS="384" VPOS="365" ID="st25-41"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="633" VPOS="365" ID="st25-42"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="698" VPOS="365" ID="st25-43"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="140" HPOS="760" VPOS="365" ID="st25-44"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="919" VPOS="365" ID="st25-45"/><SP/><String HEIGHT="31" CONTENT="volle" WIDTH="68" HPOS="985" VPOS="365" ID="st25-46"/><SP/><String HEIGHT="31" CONTENT="Entschädigung" WIDTH="213" HPOS="1072" VPOS="365" ID="st25-47"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1285" VPOS="365" ID="st25-48"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="1321" VPOS="365" ID="st25-49"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1419" VPOS="365" ID="st25-50"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl25-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="lediglich" WIDTH="121" HPOS="196" VPOS="415" ID="st25-51"/><SP/><String HEIGHT="31" CONTENT="einfache" WIDTH="126" HPOS="330" VPOS="415" ID="st25-52"/><SP/><String HEIGHT="31" CONTENT="Fahrlässigkeit" WIDTH="205" HPOS="470" VPOS="415" ID="st25-53"/><SP/><String HEIGHT="31" CONTENT="vorzuwerfen" WIDTH="181" HPOS="689" VPOS="415" ID="st25-54"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="884" VPOS="415" ID="st25-55"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="915" VPOS="415" ID="st25-56"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="940" VPOS="415" ID="st25-57"/><SP/><String HEIGHT="31" CONTENT="vorsätzlichen" WIDTH="194" HPOS="1002" VPOS="415" ID="st25-58"/><SP/><String HEIGHT="31" CONTENT="Verstößen" WIDTH="154" HPOS="1209" VPOS="415" ID="st25-59"/><SP/><String HEIGHT="31" CONTENT="bleibt" WIDTH="79" HPOS="1377" VPOS="415" ID="st25-60"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl25-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="196" VPOS="465" ID="st25-61"/><SP/><String HEIGHT="31" CONTENT="dabei" WIDTH="75" HPOS="241" VPOS="465" ID="st25-62"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="316" VPOS="465" ID="st25-63"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="342" VPOS="465" ID="st25-64"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="422" VPOS="465" ID="st25-65"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="480" VPOS="465" ID="st25-66"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="660" VPOS="465" ID="st25-67"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="741" VPOS="465" ID="st25-68"/><SP/><String HEIGHT="31" CONTENT="Leistung" WIDTH="126" HPOS="797" VPOS="465" ID="st25-69"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="161" HPOS="932" VPOS="465" ID="st25-70"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="1103" VPOS="465" ID="st25-71"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1135" VPOS="465" ID="st25-72"/><SP/><String HEIGHT="31" CONTENT="Einfache" WIDTH="129" HPOS="1156" VPOS="465" ID="st25-73"/><SP/><String HEIGHT="31" CONTENT="fahrlässige" WIDTH="161" HPOS="1295" VPOS="465" ID="st25-74"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl25-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verstöße" WIDTH="136" HPOS="196" VPOS="515" ID="st25-75"/><SP/><String HEIGHT="31" CONTENT="bleiben" WIDTH="107" HPOS="350" VPOS="515" ID="st25-76"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="475" VPOS="515" ID="st25-77"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="532" VPOS="515" ID="st25-78"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="595" VPOS="515" ID="st25-79"/><SP/><String HEIGHT="31" CONTENT="folgenlos" WIDTH="128" HPOS="965" VPOS="515" ID="st25-80"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1093" VPOS="515" ID="st25-81"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="1126" VPOS="515" ID="st25-82"/><SP/><String HEIGHT="31" CONTENT="grob" WIDTH="67" HPOS="1192" VPOS="515" ID="st25-83"/><SP/><String HEIGHT="31" CONTENT="fahrlässigen" WIDTH="179" HPOS="1277" VPOS="515" ID="st25-84"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl25-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verstößen" WIDTH="154" HPOS="196" VPOS="565" ID="st25-85"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="371" VPOS="565" ID="st25-86"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="440" VPOS="565" ID="st25-87"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="93" HPOS="813" VPOS="565" ID="st25-88"/><SP/><String HEIGHT="31" CONTENT="Obliegenheiten" WIDTH="225" HPOS="926" VPOS="565" ID="st25-89"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="1172" VPOS="565" ID="st25-90"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1265" VPOS="565" ID="st25-91"/><SP/><String HEIGHT="31" CONTENT="Leistung" WIDTH="126" HPOS="1330" VPOS="565" ID="st25-92"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl25-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="entsprechend" WIDTH="202" HPOS="196" VPOS="615" ID="st25-93"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="410" VPOS="615" ID="st25-94"/><SP/><String HEIGHT="31" CONTENT="Schwere" WIDTH="129" HPOS="470" VPOS="615" ID="st25-95"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="611" VPOS="615" ID="st25-96"/><SP/><String HEIGHT="31" CONTENT="Verschuldens" WIDTH="202" HPOS="676" VPOS="615" ID="st25-97"/><SP/><String HEIGHT="31" CONTENT="gekürzt" WIDTH="103" HPOS="890" VPOS="615" ID="st25-98"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="993" VPOS="615" ID="st25-99"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1020" VPOS="615" ID="st25-100"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1129" VPOS="615" ID="st25-101"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1211" VPOS="615" ID="st25-102"/><SP/><String HEIGHT="31" CONTENT="vollständig" WIDTH="157" HPOS="1299" VPOS="615" ID="st25-103"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl25-9" WIDTH="238" HEIGHT="31"><String HEIGHT="31" CONTENT="versagt" WIDTH="110" HPOS="196" VPOS="665" ID="st25-104"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="315" VPOS="665" ID="st25-105"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="417" VPOS="665" ID="st25-106"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl25-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="765" ID="st25-107"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="765" ID="st25-108"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="346" VPOS="765" ID="st25-109"/><SP/><String HEIGHT="31" CONTENT="kleineren" WIDTH="135" HPOS="418" VPOS="765" ID="st25-110"/><SP/><String HEIGHT="31" CONTENT="Renovierungsarbeiten" WIDTH="326" HPOS="577" VPOS="765" ID="st25-111"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="927" VPOS="765" ID="st25-112"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="987" VPOS="765" ID="st25-113"/><SP/><String HEIGHT="31" CONTENT="Haus" WIDTH="77" HPOS="1102" VPOS="765" ID="st25-114"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1203" VPOS="765" ID="st25-115"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1288" VPOS="765" ID="st25-116"/><SP/><String HEIGHT="31" CONTENT="Gerüst" WIDTH="100" HPOS="1356" VPOS="765" ID="st25-117"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl25-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aufgebaut" WIDTH="142" HPOS="196" VPOS="815" ID="st25-118"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="338" VPOS="815" ID="st25-119"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="366" VPOS="815" ID="st25-120"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="432" VPOS="815" ID="st25-121"/><SP/><String HEIGHT="31" CONTENT="meldet" WIDTH="99" HPOS="770" VPOS="815" ID="st25-122"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="62" HPOS="881" VPOS="815" ID="st25-123"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="90" HPOS="955" VPOS="815" ID="st25-124"/><SP/><String HEIGHT="31" CONTENT="Hausratversicherung" WIDTH="307" HPOS="1057" VPOS="815" ID="st25-125"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="66" HPOS="1376" VPOS="815" ID="st25-126"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="815" ID="st25-127"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl25-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einbrecher" WIDTH="162" HPOS="196" VPOS="865" ID="st25-128"/><SP/><String HEIGHT="31" CONTENT="nutzen" WIDTH="100" HPOS="370" VPOS="865" ID="st25-129"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="482" VPOS="865" ID="st25-130"/><SP/><String HEIGHT="31" CONTENT="Gelegenheit" WIDTH="180" HPOS="538" VPOS="865" ID="st25-131"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="730" VPOS="865" ID="st25-132"/><SP/><String HEIGHT="31" CONTENT="steigen" WIDTH="107" HPOS="798" VPOS="865" ID="st25-133"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="917" VPOS="865" ID="st25-134"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="955" VPOS="865" ID="st25-135"/><SP/><String HEIGHT="31" CONTENT="Wohnung" WIDTH="142" HPOS="1012" VPOS="865" ID="st25-136"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1167" VPOS="865" ID="st25-137"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="865" ID="st25-138" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsnehmers"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl25-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nehmers" WIDTH="130" HPOS="196" VPOS="915" ID="st25-139" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsnehmers"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="39" HPOS="337" VPOS="915" ID="st25-140"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="376" VPOS="915" ID="st25-141"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="401" VPOS="915" ID="st25-142"/><SP/><String HEIGHT="31" CONTENT="geltendem" WIDTH="155" HPOS="490" VPOS="915" ID="st25-143"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="656" VPOS="915" ID="st25-144"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="754" VPOS="915" ID="st25-145"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="856" VPOS="915" ID="st25-146"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="896" VPOS="915" ID="st25-147"/><SP/><String HEIGHT="31" CONTENT="Entschädigung" WIDTH="220" HPOS="987" VPOS="915" ID="st25-148"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="114" HPOS="1218" VPOS="915" ID="st25-149"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1332" VPOS="915" ID="st25-150"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="58" HPOS="1358" VPOS="915" ID="st25-151"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1426" VPOS="915" ID="st25-152"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl25-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="196" VPOS="965" ID="st25-153"/><SP/><String HEIGHT="31" CONTENT="Anzeigepflicht" WIDTH="208" HPOS="285" VPOS="965" ID="st25-154"/><SP/><String HEIGHT="31" CONTENT="verletzt" WIDTH="108" HPOS="502" VPOS="965" ID="st25-155"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="41" HPOS="619" VPOS="965" ID="st25-156"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="660" VPOS="965" ID="st25-157"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="77" HPOS="684" VPOS="965" ID="st25-158"/><SP/><String HEIGHT="31" CONTENT="neuem" WIDTH="102" HPOS="771" VPOS="965" ID="st25-159"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="882" VPOS="965" ID="st25-160"/><SP/><String HEIGHT="31" CONTENT="kommt" WIDTH="100" HPOS="978" VPOS="965" ID="st25-161"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1088" VPOS="965" ID="st25-162"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="1132" VPOS="965" ID="st25-163"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1236" VPOS="965" ID="st25-164"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1266" VPOS="965" ID="st25-165"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1291" VPOS="965" ID="st25-166"/><SP/><String HEIGHT="31" CONTENT="schwer" WIDTH="105" HPOS="1351" VPOS="965" ID="st25-167"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl25-15" WIDTH="353" HEIGHT="31"><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="196" VPOS="1015" ID="st25-168"/><SP/><String HEIGHT="31" CONTENT="Verschulden" WIDTH="185" HPOS="267" VPOS="1015" ID="st25-169"/><SP/><String HEIGHT="31" CONTENT="wiegt" WIDTH="72" HPOS="462" VPOS="1015" ID="st25-170"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="534" VPOS="1015" ID="st25-171"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl25-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="196" VPOS="1115" ID="st25-172"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="310" VPOS="1115" ID="st25-173"/><SP/><String HEIGHT="31" CONTENT="weist" WIDTH="76" HPOS="473" VPOS="1115" ID="st25-174"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="569" VPOS="1115" ID="st25-175"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="40" HPOS="682" VPOS="1115" ID="st25-176"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="722" VPOS="1115" ID="st25-177"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="755" VPOS="1115" ID="st25-178"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="845" VPOS="1115" ID="st25-179"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="908" VPOS="1115" ID="st25-180"/><SP/><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="123" HPOS="976" VPOS="1115" ID="st25-181"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1118" VPOS="1115" ID="st25-182"/><SP/><String HEIGHT="31" CONTENT="Alles" WIDTH="73" HPOS="1191" VPOS="1115" ID="st25-183"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1264" VPOS="1115" ID="st25-184"/><String HEIGHT="31" CONTENT="oder" WIDTH="59" HPOS="1279" VPOS="1115" ID="st25-185"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1338" VPOS="1115" ID="st25-186"/><String HEIGHT="31" CONTENT="Nichts" WIDTH="90" HPOS="1352" VPOS="1115" ID="st25-187" SUBS_TYPE="HypPart1" SUBS_CONTENT="NichtsPrinzips"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl25-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Prinzips" WIDTH="119" HPOS="196" VPOS="1165" ID="st25-188" SUBS_TYPE="HypPart2" SUBS_CONTENT="NichtsPrinzips"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="339" VPOS="1165" ID="st25-189"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="401" VPOS="1165" ID="st25-190"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="469" VPOS="1165" ID="st25-191"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="619" VPOS="1165" ID="st25-192"/><SP/><String HEIGHT="31" CONTENT="größere" WIDTH="116" HPOS="706" VPOS="1165" ID="st25-193"/><SP/><String HEIGHT="31" CONTENT="Belastung" WIDTH="148" HPOS="846" VPOS="1165" ID="st25-194"/><SP/><String HEIGHT="31" CONTENT="einhergehen" WIDTH="185" HPOS="1018" VPOS="1165" ID="st25-195"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="1227" VPOS="1165" ID="st25-196"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1310" VPOS="1165" ID="st25-197"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="1351" VPOS="1165" ID="st25-198"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="1165" ID="st25-199"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl25-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="deswegen" WIDTH="152" HPOS="196" VPOS="1215" ID="st25-200"/><SP/><String HEIGHT="31" CONTENT="denkbar" WIDTH="113" HPOS="366" VPOS="1215" ID="st25-201"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="479" VPOS="1215" ID="st25-202"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="514" VPOS="1215" ID="st25-203"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="602" VPOS="1215" ID="st25-204"/><SP/><String HEIGHT="31" CONTENT="Bundesrat" WIDTH="144" HPOS="669" VPOS="1215" ID="st25-205"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="813" VPOS="1215" ID="st25-206"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="848" VPOS="1215" ID="st25-207"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="914" VPOS="1215" ID="st25-208"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="1011" VPOS="1215" ID="st25-209"/><SP/><String HEIGHT="31" CONTENT="beteilige" WIDTH="124" HPOS="1155" VPOS="1215" ID="st25-210"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1297" VPOS="1215" ID="st25-211"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="1371" VPOS="1215" ID="st25-212"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl25-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Belastung" WIDTH="149" HPOS="196" VPOS="1265" ID="st25-213"/><SP/><String HEIGHT="31" CONTENT="berücksichtigen" WIDTH="232" HPOS="376" VPOS="1265" ID="st25-214"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="639" VPOS="1265" ID="st25-215"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="722" VPOS="1265" ID="st25-216"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="770" VPOS="1265" ID="st25-217"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="846" VPOS="1265" ID="st25-218"/><SP/><String HEIGHT="31" CONTENT="vorgeschlagenen" WIDTH="254" HPOS="925" VPOS="1265" ID="st25-219"/><SP/><String HEIGHT="31" CONTENT="Änderung" WIDTH="145" HPOS="1210" VPOS="1265" ID="st25-220"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1265" ID="st25-221"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl25-20" WIDTH="271" HEIGHT="31"><String HEIGHT="31" CONTENT="einverstanden" WIDTH="210" HPOS="196" VPOS="1315" ID="st25-222"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="415" VPOS="1315" ID="st25-223"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="454" VPOS="1315" ID="st25-224"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl25-21" WIDTH="739" HEIGHT="31"><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="196" VPOS="1415" ID="st25-225"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="330" VPOS="1415" ID="st25-226"/><SP/><String HEIGHT="31" CONTENT="Prinzips" WIDTH="118" HPOS="393" VPOS="1415" ID="st25-227"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="521" VPOS="1415" ID="st25-228"/><SP/><String HEIGHT="31" CONTENT="Unteilbarkeit" WIDTH="185" HPOS="578" VPOS="1415" ID="st25-229"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="772" VPOS="1415" ID="st25-230"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="105" HPOS="830" VPOS="1415" ID="st25-231"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl25-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1515" ID="st25-232"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="260" VPOS="1515" ID="st25-233"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="79" HPOS="626" VPOS="1515" ID="st25-234"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="719" VPOS="1515" ID="st25-235"/><SP/><String HEIGHT="31" CONTENT="neuem" WIDTH="102" HPOS="805" VPOS="1515" ID="st25-236"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="920" VPOS="1515" ID="st25-237"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1021" VPOS="1515" ID="st25-238"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprämie" WIDTH="315" HPOS="1079" VPOS="1515" ID="st25-239"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1408" VPOS="1515" ID="st25-240"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl25-23" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="196" VPOS="1565" ID="st25-241"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="265" VPOS="1565" ID="st25-242"/><SP/><String HEIGHT="31" CONTENT="Zeitpunkt" WIDTH="137" HPOS="355" VPOS="1565" ID="st25-243"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="518" VPOS="1565" ID="st25-244"/><SP/><String HEIGHT="31" CONTENT="Kündigung" WIDTH="159" HPOS="612" VPOS="1565" ID="st25-245"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="92" HPOS="797" VPOS="1565" ID="st25-246"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="889" VPOS="1565" ID="st25-247"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="931" VPOS="1565" ID="st25-248"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1030" VPOS="1565" ID="st25-249"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1136" VPOS="1565" ID="st25-250"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="1205" VPOS="1565" ID="st25-251"/><SP/><String HEIGHT="31" CONTENT="Laufe" WIDTH="83" HPOS="1267" VPOS="1565" ID="st25-252"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1377" VPOS="1565" ID="st25-253"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl25-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsjahres" WIDTH="304" HPOS="196" VPOS="1615" ID="st25-254"/><SP/><String HEIGHT="31" CONTENT="kündigt" WIDTH="107" HPOS="516" VPOS="1615" ID="st25-255"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="640" VPOS="1615" ID="st25-256"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="722" VPOS="1615" ID="st25-257"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="783" VPOS="1615" ID="st25-258"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="995" VPOS="1615" ID="st25-259"/><SP/><String HEIGHT="31" CONTENT="Rücktritt" WIDTH="122" HPOS="1095" VPOS="1615" ID="st25-260"/><SP/><String HEIGHT="31" CONTENT="beendet" WIDTH="113" HPOS="1233" VPOS="1615" ID="st25-261"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1346" VPOS="1615" ID="st25-262"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="77" HPOS="1379" VPOS="1615" ID="st25-263"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl25-25" WIDTH="1108" HEIGHT="31"><String HEIGHT="31" CONTENT="geltendem" WIDTH="156" HPOS="196" VPOS="1665" ID="st25-264"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="361" VPOS="1665" ID="st25-265"/><SP/><String HEIGHT="31" CONTENT="schuldet" WIDTH="124" HPOS="457" VPOS="1665" ID="st25-266"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="591" VPOS="1665" ID="st25-267"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="643" VPOS="1665" ID="st25-268"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="724" VPOS="1665" ID="st25-269"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="760" VPOS="1665" ID="st25-270"/><SP/><String HEIGHT="31" CONTENT="Fall" WIDTH="53" HPOS="877" VPOS="1665" ID="st25-271"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="939" VPOS="1665" ID="st25-272"/><SP/><String HEIGHT="31" CONTENT="ganze" WIDTH="91" HPOS="993" VPOS="1665" ID="st25-273"/><SP/><String HEIGHT="31" CONTENT="Jahresprämie" WIDTH="194" HPOS="1093" VPOS="1665" ID="st25-274"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1287" VPOS="1665" ID="st25-275"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl25-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="1765" ID="st25-276"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="1765" ID="st25-277"/><SP/><String HEIGHT="31" CONTENT="Kündigt" WIDTH="113" HPOS="340" VPOS="1765" ID="st25-278"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="471" VPOS="1765" ID="st25-279"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="537" VPOS="1765" ID="st25-280"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="725" VPOS="1765" ID="st25-281"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="799" VPOS="1765" ID="st25-282"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="926" VPOS="1765" ID="st25-283"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1076" VPOS="1765" ID="st25-284"/><SP/><String HEIGHT="31" CONTENT="Zahlungsverzug" WIDTH="237" HPOS="1147" VPOS="1765" ID="st25-285"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1765" ID="st25-286"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl25-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmers" WIDTH="343" HPOS="196" VPOS="1815" ID="st25-287"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="549" VPOS="1815" ID="st25-288"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="622" VPOS="1815" ID="st25-289"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="636" VPOS="1815" ID="st25-290"/><SP/><String HEIGHT="31" CONTENT="Juli" WIDTH="49" HPOS="660" VPOS="1815" ID="st25-291"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="719" VPOS="1815" ID="st25-292"/><SP/><String HEIGHT="31" CONTENT="Jahres" WIDTH="100" HPOS="809" VPOS="1815" ID="st25-293"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="919" VPOS="1815" ID="st25-294"/><SP/><String HEIGHT="31" CONTENT="endet" WIDTH="84" HPOS="984" VPOS="1815" ID="st25-295"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1078" VPOS="1815" ID="st25-296"/><SP/><String HEIGHT="31" CONTENT="Versicherungsperiode" WIDTH="324" HPOS="1132" VPOS="1815" ID="st25-297"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl25-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="196" VPOS="1865" ID="st25-298"/><SP/><String HEIGHT="31" CONTENT="31" WIDTH="30" HPOS="258" VPOS="1865" ID="st25-299"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="288" VPOS="1865" ID="st25-300"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="153" HPOS="320" VPOS="1865" ID="st25-301"/><SP/><String HEIGHT="31" CONTENT="dieses" WIDTH="96" HPOS="489" VPOS="1865" ID="st25-302"/><SP/><String HEIGHT="31" CONTENT="Jahres" WIDTH="93" HPOS="601" VPOS="1865" ID="st25-303"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="694" VPOS="1865" ID="st25-304"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="726" VPOS="1865" ID="st25-305"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="776" VPOS="1865" ID="st25-306"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="853" VPOS="1865" ID="st25-307"/><SP/><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="913" VPOS="1865" ID="st25-308"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1052" VPOS="1865" ID="st25-309"/><SP/><String HEIGHT="31" CONTENT="geltendem" WIDTH="156" HPOS="1140" VPOS="1865" ID="st25-310"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="1311" VPOS="1865" ID="st25-311"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="1414" VPOS="1865" ID="st25-312"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl25-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einschließlich" WIDTH="200" HPOS="196" VPOS="1915" ID="st25-313"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="154" HPOS="410" VPOS="1915" ID="st25-314"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="578" VPOS="1915" ID="st25-315"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="91" HPOS="627" VPOS="1915" ID="st25-316"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="718" VPOS="1915" ID="st25-317"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="748" VPOS="1915" ID="st25-318"/><SP/><String HEIGHT="31" CONTENT="neuem" WIDTH="102" HPOS="840" VPOS="1915" ID="st25-319"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="955" VPOS="1915" ID="st25-320"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1056" VPOS="1915" ID="st25-321"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1131" VPOS="1915" ID="st25-322"/><SP/><String HEIGHT="31" CONTENT="lediglich" WIDTH="120" HPOS="1188" VPOS="1915" ID="st25-323"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="1322" VPOS="1915" ID="st25-324"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="1378" VPOS="1915" ID="st25-325"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl25-30" WIDTH="223" HEIGHT="31"><String HEIGHT="31" CONTENT="Juni" WIDTH="61" HPOS="196" VPOS="1965" ID="st25-326"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="267" VPOS="1965" ID="st25-327"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="92" HPOS="311" VPOS="1965" ID="st25-328"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="403" VPOS="1965" ID="st25-329"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl25-31" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="1419" VPOS="2207" ID="st25-330"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="26" ID="p592540" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592540" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592540" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl26-0" WIDTH="727" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="196" VPOS="215" ID="st26-0"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="215" ID="st26-1"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="227" VPOS="215" ID="st26-2"/><SP/><String HEIGHT="31" CONTENT="Modernisierung" WIDTH="250" HPOS="276" VPOS="215" ID="st26-3"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="51" HPOS="536" VPOS="215" ID="st26-4"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="326" HPOS="597" VPOS="215" ID="st26-5"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl26-1" WIDTH="238" HEIGHT="31"><String HEIGHT="31" CONTENT="Rückkaufswerte" WIDTH="238" HPOS="196" VPOS="315" ID="st26-6"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl26-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="415" ID="st26-7"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="218" HPOS="266" VPOS="415" ID="st26-8"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="500" VPOS="415" ID="st26-9"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="564" VPOS="415" ID="st26-10"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="880" VPOS="415" ID="st26-11"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="98" HPOS="929" VPOS="415" ID="st26-12"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1043" VPOS="415" ID="st26-13"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1131" VPOS="415" ID="st26-14"/><SP/><String HEIGHT="31" CONTENT="Deckungskapital" WIDTH="244" HPOS="1212" VPOS="415" ID="st26-15"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl26-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="465" ID="st26-16"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="257" VPOS="465" ID="st26-17"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="465" VPOS="465" ID="st26-18"/><SP/><String HEIGHT="31" CONTENT="berechnen" WIDTH="149" HPOS="513" VPOS="465" ID="st26-19"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="662" VPOS="465" ID="st26-20"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="692" VPOS="465" ID="st26-21"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="776" VPOS="465" ID="st26-22"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="868" VPOS="465" ID="st26-23"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="929" VPOS="465" ID="st26-24"/><SP/><String HEIGHT="31" CONTENT="vorzeitig" WIDTH="124" HPOS="1051" VPOS="465" ID="st26-25"/><SP/><String HEIGHT="31" CONTENT="beendet" WIDTH="121" HPOS="1187" VPOS="465" ID="st26-26"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="1320" VPOS="465" ID="st26-27"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1376" VPOS="465" ID="st26-28"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="465" ID="st26-29"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl26-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="196" VPOS="515" ID="st26-30"/><SP/><String HEIGHT="31" CONTENT="folgt" WIDTH="63" HPOS="421" VPOS="515" ID="st26-31"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="494" VPOS="515" ID="st26-32"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="586" VPOS="515" ID="st26-33"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="77" HPOS="661" VPOS="515" ID="st26-34"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="748" VPOS="515" ID="st26-35"/><SP/><String HEIGHT="31" CONTENT="Bundesgerichtshofs" WIDTH="293" HPOS="812" VPOS="515" ID="st26-36"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1115" VPOS="515" ID="st26-37"/><SP/><String HEIGHT="31" CONTENT="12" WIDTH="30" HPOS="1188" VPOS="515" ID="st26-38"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1218" VPOS="515" ID="st26-39"/><SP/><String HEIGHT="31" CONTENT="Oktober" WIDTH="119" HPOS="1244" VPOS="515" ID="st26-40"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="66" HPOS="1373" VPOS="515" ID="st26-41"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="515" ID="st26-42"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl26-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="565" ID="st26-43"/><SP/><String HEIGHT="31" CONTENT="Deckungskapital" WIDTH="244" HPOS="269" VPOS="565" ID="st26-44"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="527" VPOS="565" ID="st26-45"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="573" VPOS="565" ID="st26-46"/><SP/><String HEIGHT="31" CONTENT="Kapital" WIDTH="97" HPOS="640" VPOS="565" ID="st26-47"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="737" VPOS="565" ID="st26-48"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="765" VPOS="565" ID="st26-49"/><SP/><String HEIGHT="31" CONTENT="vorhanden" WIDTH="157" HPOS="832" VPOS="565" ID="st26-50"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="1003" VPOS="565" ID="st26-51"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="71" HPOS="1077" VPOS="565" ID="st26-52"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1148" VPOS="565" ID="st26-53"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1180" VPOS="565" ID="st26-54"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1239" VPOS="565" ID="st26-55"/><SP/><String HEIGHT="31" CONTENT="Ansprüche" WIDTH="159" HPOS="1297" VPOS="565" ID="st26-56"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl26-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="196" VPOS="615" ID="st26-57"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmers" WIDTH="342" HPOS="262" VPOS="615" ID="st26-58"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="616" VPOS="615" ID="st26-59"/><SP/><String HEIGHT="31" CONTENT="erfüllen" WIDTH="105" HPOS="663" VPOS="615" ID="st26-60"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="768" VPOS="615" ID="st26-61"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="794" VPOS="615" ID="st26-62"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="219" HPOS="859" VPOS="615" ID="st26-63"/><SP/><String HEIGHT="31" CONTENT="lässt" WIDTH="69" HPOS="1090" VPOS="615" ID="st26-64"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1171" VPOS="615" ID="st26-65"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1242" VPOS="615" ID="st26-66"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1289" VPOS="615" ID="st26-67"/><SP/><String HEIGHT="31" CONTENT="Streitfall" WIDTH="120" HPOS="1336" VPOS="615" ID="st26-68"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl26-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="klar" WIDTH="54" HPOS="196" VPOS="665" ID="st26-69"/><SP/><String HEIGHT="31" CONTENT="bestimmen" WIDTH="154" HPOS="267" VPOS="665" ID="st26-70"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="421" VPOS="665" ID="st26-71"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="456" VPOS="665" ID="st26-72"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="523" VPOS="665" ID="st26-73"/><SP/><String HEIGHT="31" CONTENT="Berechnung" WIDTH="180" HPOS="584" VPOS="665" ID="st26-74"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="781" VPOS="665" ID="st26-75"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswertes" WIDTH="253" HPOS="852" VPOS="665" ID="st26-76"/><SP/><String HEIGHT="31" CONTENT="wurde" WIDTH="91" HPOS="1122" VPOS="665" ID="st26-77"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="1230" VPOS="665" ID="st26-78"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1338" VPOS="665" ID="st26-79"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="665" ID="st26-80"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl26-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unklaren" WIDTH="128" HPOS="196" VPOS="715" ID="st26-81"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="337" VPOS="715" ID="st26-82"/><SP/><String HEIGHT="31" CONTENT="deswegen" WIDTH="152" HPOS="406" VPOS="715" ID="st26-83"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="571" VPOS="715" ID="st26-84"/><SP/><String HEIGHT="31" CONTENT="transparenten" WIDTH="205" HPOS="655" VPOS="715" ID="st26-85"/><SP/><String HEIGHT="31" CONTENT="Begriff" WIDTH="96" HPOS="874" VPOS="715" ID="st26-86"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="983" VPOS="715" ID="st26-87"/><SP/><String HEIGHT="31" CONTENT="Zeitwerts" WIDTH="135" HPOS="1050" VPOS="715" ID="st26-88"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1199" VPOS="715" ID="st26-89"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="1260" VPOS="715" ID="st26-90"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl26-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zurückgegriffen" WIDTH="222" HPOS="196" VPOS="765" ID="st26-91"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="418" VPOS="765" ID="st26-92"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="447" VPOS="765" ID="st26-93"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="513" VPOS="765" ID="st26-94"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="599" VPOS="765" ID="st26-95"/><SP/><String HEIGHT="31" CONTENT="Deckungskapital" WIDTH="244" HPOS="677" VPOS="765" ID="st26-96"/><SP/><String HEIGHT="31" CONTENT="berechnete" WIDTH="166" HPOS="935" VPOS="765" ID="st26-97"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="218" HPOS="1115" VPOS="765" ID="st26-98"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1347" VPOS="765" ID="st26-99"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="765" ID="st26-100"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl26-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Regelfall" WIDTH="130" HPOS="196" VPOS="815" ID="st26-101"/><SP/><String HEIGHT="31" CONTENT="höher" WIDTH="85" HPOS="338" VPOS="815" ID="st26-102"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="435" VPOS="815" ID="st26-103"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="508" VPOS="815" ID="st26-104"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="562" VPOS="815" ID="st26-105"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="622" VPOS="815" ID="st26-106"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="706" VPOS="815" ID="st26-107"/><SP/><String HEIGHT="31" CONTENT="Zeitwert" WIDTH="119" HPOS="782" VPOS="815" ID="st26-108"/><SP/><String HEIGHT="31" CONTENT="berechnete" WIDTH="160" HPOS="913" VPOS="815" ID="st26-109"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1073" VPOS="815" ID="st26-110"/><SP/><String HEIGHT="31" CONTENT="Allerdings" WIDTH="147" HPOS="1100" VPOS="815" ID="st26-111"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1259" VPOS="815" ID="st26-112"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1313" VPOS="815" ID="st26-113"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="815" ID="st26-114"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl26-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="primäres" WIDTH="130" HPOS="196" VPOS="865" ID="st26-115"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="336" VPOS="865" ID="st26-116"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="400" VPOS="865" ID="st26-117"/><SP/><String HEIGHT="31" CONTENT="Änderung" WIDTH="136" HPOS="459" VPOS="865" ID="st26-118"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="595" VPOS="865" ID="st26-119"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="623" VPOS="865" ID="st26-120"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="755" VPOS="865" ID="st26-121"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="860" VPOS="865" ID="st26-122"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1004" VPOS="865" ID="st26-123"/><SP/><String HEIGHT="31" CONTENT="Vielmehr" WIDTH="132" HPOS="1024" VPOS="865" ID="st26-124"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1166" VPOS="865" ID="st26-125"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1267" VPOS="865" ID="st26-126"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="1312" VPOS="865" ID="st26-127"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st26-128"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl26-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="915" ID="st26-129"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="252" VPOS="915" ID="st26-130"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="314" VPOS="915" ID="st26-131"/><SP/><String HEIGHT="31" CONTENT="ergangenen" WIDTH="178" HPOS="668" VPOS="915" ID="st26-132"/><SP/><String HEIGHT="31" CONTENT="Entscheidung" WIDTH="202" HPOS="863" VPOS="915" ID="st26-133"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1082" VPOS="915" ID="st26-134"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungs" WIDTH="288" HPOS="1152" VPOS="915" ID="st26-135" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesverfassungsgerichts"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl26-13" WIDTH="856" HEIGHT="31"><String HEIGHT="31" CONTENT="gerichts" WIDTH="117" HPOS="196" VPOS="965" ID="st26-136" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesverfassungsgerichts"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="322" VPOS="965" ID="st26-137"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="408" VPOS="965" ID="st26-138"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="604" VPOS="965" ID="st26-139"/><SP/><String HEIGHT="31" CONTENT="Rechtsklarheit" WIDTH="211" HPOS="669" VPOS="965" ID="st26-140"/><SP/><String HEIGHT="31" CONTENT="hergestellt" WIDTH="149" HPOS="889" VPOS="965" ID="st26-141"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1038" VPOS="965" ID="st26-142"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl26-14" WIDTH="543" HEIGHT="31"><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="196" VPOS="1065" ID="st26-143"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="346" VPOS="1065" ID="st26-144"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="402" VPOS="1065" ID="st26-145"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl26-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1165" ID="st26-146"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="261" VPOS="1165" ID="st26-147"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="412" VPOS="1165" ID="st26-148"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="469" VPOS="1165" ID="st26-149"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="817" VPOS="1165" ID="st26-150"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="888" VPOS="1165" ID="st26-151"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="934" VPOS="1165" ID="st26-152"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1050" VPOS="1165" ID="st26-153"/><SP/><String HEIGHT="31" CONTENT="Regelfall" WIDTH="130" HPOS="1103" VPOS="1165" ID="st26-154"/><SP/><String HEIGHT="31" CONTENT="verankert" WIDTH="133" HPOS="1244" VPOS="1165" ID="st26-155"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1377" VPOS="1165" ID="st26-156"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1402" VPOS="1165" ID="st26-157"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl26-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1215" ID="st26-158"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="540" VPOS="1215" ID="st26-159"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="607" VPOS="1215" ID="st26-160"/><SP/><String HEIGHT="31" CONTENT="Zukunft" WIDTH="111" HPOS="651" VPOS="1215" ID="st26-161"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="190" HPOS="780" VPOS="1215" ID="st26-162"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="988" VPOS="1215" ID="st26-163"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1042" VPOS="1215" ID="st26-164"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="1116" VPOS="1215" ID="st26-165"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1205" VPOS="1215" ID="st26-166"/><SP/><String HEIGHT="31" CONTENT="realisierten" WIDTH="163" HPOS="1293" VPOS="1215" ID="st26-167"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl26-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gewinnen" WIDTH="142" HPOS="196" VPOS="1265" ID="st26-168"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="338" VPOS="1265" ID="st26-169"/><SP/><String HEIGHT="31" CONTENT="d" WIDTH="14" HPOS="373" VPOS="1265" ID="st26-170"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="387" VPOS="1265" ID="st26-171"/><SP/><String HEIGHT="31" CONTENT="h" WIDTH="14" HPOS="418" VPOS="1265" ID="st26-172"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="432" VPOS="1265" ID="st26-173"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="463" VPOS="1265" ID="st26-174"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="517" VPOS="1265" ID="st26-175"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="583" VPOS="1265" ID="st26-176"/><SP/><String HEIGHT="31" CONTENT="Reserve" WIDTH="117" HPOS="685" VPOS="1265" ID="st26-177"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="802" VPOS="1265" ID="st26-178"/><SP/><String HEIGHT="31" CONTENT="beteiligt" WIDTH="115" HPOS="836" VPOS="1265" ID="st26-179"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="968" VPOS="1265" ID="st26-180"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1070" VPOS="1265" ID="st26-181"/><SP/><String HEIGHT="31" CONTENT="soweit" WIDTH="95" HPOS="1104" VPOS="1265" ID="st26-182"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1216" VPOS="1265" ID="st26-183"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1276" VPOS="1265" ID="st26-184"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1377" VPOS="1265" ID="st26-185"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl26-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="196" VPOS="1315" ID="st26-186"/><SP/><String HEIGHT="31" CONTENT="realisiert" WIDTH="126" HPOS="342" VPOS="1315" ID="st26-187"/><SP/><String HEIGHT="31" CONTENT="worden" WIDTH="109" HPOS="490" VPOS="1315" ID="st26-188"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="621" VPOS="1315" ID="st26-189"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="677" VPOS="1315" ID="st26-190"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="712" VPOS="1315" ID="st26-191"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="819" VPOS="1315" ID="st26-192"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="915" VPOS="1315" ID="st26-193"/><SP/><String HEIGHT="31" CONTENT="entspricht" WIDTH="145" HPOS="1079" VPOS="1315" ID="st26-194"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1245" VPOS="1315" ID="st26-195"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="107" HPOS="1332" VPOS="1315" ID="st26-196" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesverfassungsgerichtsurteil"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl26-19" WIDTH="1051" HEIGHT="31"><String HEIGHT="31" CONTENT="verfassungsgerichtsurteil" WIDTH="369" HPOS="196" VPOS="1365" ID="st26-197" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesverfassungsgerichtsurteil"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="574" VPOS="1365" ID="st26-198"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="630" VPOS="1365" ID="st26-199"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="976" VPOS="1365" ID="st26-200"/><SP/><String HEIGHT="31" CONTENT="26" WIDTH="31" HPOS="1048" VPOS="1365" ID="st26-201"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1079" VPOS="1365" ID="st26-202"/><SP/><String HEIGHT="31" CONTENT="Juli" WIDTH="50" HPOS="1104" VPOS="1365" ID="st26-203"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="67" HPOS="1163" VPOS="1365" ID="st26-204"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1230" VPOS="1365" ID="st26-205"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl26-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1465" ID="st26-206"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="117" HPOS="621" VPOS="1465" ID="st26-207"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="753" VPOS="1465" ID="st26-208"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="86" HPOS="813" VPOS="1465" ID="st26-209"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="914" VPOS="1465" ID="st26-210"/><SP/><String HEIGHT="31" CONTENT="zunächst" WIDTH="134" HPOS="1072" VPOS="1465" ID="st26-211"/><SP/><String HEIGHT="31" CONTENT="offen" WIDTH="74" HPOS="1221" VPOS="1465" ID="st26-212"/><SP/><String HEIGHT="31" CONTENT="legen" WIDTH="75" HPOS="1311" VPOS="1465" ID="st26-213"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1386" VPOS="1465" ID="st26-214"/><SP/><String HEIGHT="31" CONTENT="Zu" WIDTH="39" HPOS="1417" VPOS="1465" ID="st26-215"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl26-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="196" VPOS="1515" ID="st26-216"/><SP/><String HEIGHT="31" CONTENT="Zweck" WIDTH="97" HPOS="313" VPOS="1515" ID="st26-217"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="420" VPOS="1515" ID="st26-218"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="539" VPOS="1515" ID="st26-219"/><SP/><String HEIGHT="31" CONTENT="entsprechenden" WIDTH="239" HPOS="593" VPOS="1515" ID="st26-220"/><SP/><String HEIGHT="31" CONTENT="Bilanzierungsvorschriften" WIDTH="373" HPOS="841" VPOS="1515" ID="st26-221"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="1224" VPOS="1515" ID="st26-222"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="1236" VPOS="1515" ID="st26-223"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1248" VPOS="1515" ID="st26-224"/><String HEIGHT="31" CONTENT="§" WIDTH="18" HPOS="1270" VPOS="1515" ID="st26-225"/><String HEIGHT="31" CONTENT="341d" WIDTH="75" HPOS="1288" VPOS="1515" ID="st26-226"/><SP/><String HEIGHT="31" CONTENT="HBG" WIDTH="62" HPOS="1373" VPOS="1515" ID="st26-227"/><String HEIGHT="31" CONTENT=")" WIDTH="21" HPOS="1435" VPOS="1515" ID="st26-228"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl26-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geändert" WIDTH="125" HPOS="196" VPOS="1565" ID="st26-229"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="321" VPOS="1565" ID="st26-230"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlagen" WIDTH="220" HPOS="351" VPOS="1565" ID="st26-231"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="585" VPOS="1565" ID="st26-232"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="660" VPOS="1565" ID="st26-233"/><SP/><String HEIGHT="31" CONTENT="ihrem" WIDTH="83" HPOS="709" VPOS="1565" ID="st26-234"/><SP/><String HEIGHT="31" CONTENT="Zeitwert" WIDTH="118" HPOS="806" VPOS="1565" ID="st26-235"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="938" VPOS="1565" ID="st26-236"/><SP/><String HEIGHT="31" CONTENT="bewerten" WIDTH="130" HPOS="987" VPOS="1565" ID="st26-237"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1117" VPOS="1565" ID="st26-238"/><SP/><String HEIGHT="31" CONTENT="Grundsätzlich" WIDTH="204" HPOS="1147" VPOS="1565" ID="st26-239"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1365" VPOS="1565" ID="st26-240"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1565" ID="st26-241"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl26-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hälfte" WIDTH="87" HPOS="196" VPOS="1615" ID="st26-242"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="296" VPOS="1615" ID="st26-243"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="356" VPOS="1615" ID="st26-244"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="142" HPOS="454" VPOS="1615" ID="st26-245"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="609" VPOS="1615" ID="st26-246"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="647" VPOS="1615" ID="st26-247"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="704" VPOS="1615" ID="st26-248"/><SP/><String HEIGHT="31" CONTENT="einzubeziehen" WIDTH="208" HPOS="1053" VPOS="1615" ID="st26-249"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1261" VPOS="1615" ID="st26-250"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1290" VPOS="1615" ID="st26-251"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="103" HPOS="1353" VPOS="1615" ID="st26-252"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl26-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hälfte" WIDTH="87" HPOS="196" VPOS="1665" ID="st26-253"/><SP/><String HEIGHT="31" CONTENT="verbleibt" WIDTH="126" HPOS="308" VPOS="1665" ID="st26-254"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="459" VPOS="1665" ID="st26-255"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="194" HPOS="518" VPOS="1665" ID="st26-256"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="712" VPOS="1665" ID="st26-257"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="754" VPOS="1665" ID="st26-258"/><SP/><String HEIGHT="31" CONTENT="Wertschwankungsrisiken" WIDTH="369" HPOS="825" VPOS="1665" ID="st26-259"/><SP/><String HEIGHT="31" CONTENT="ausgleichen" WIDTH="178" HPOS="1218" VPOS="1665" ID="st26-260"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1665" ID="st26-261"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl26-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="196" VPOS="1715" ID="st26-262"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="298" VPOS="1715" ID="st26-263"/><SP/><String HEIGHT="31" CONTENT="Dieses" WIDTH="102" HPOS="343" VPOS="1715" ID="st26-264"/><SP/><String HEIGHT="31" CONTENT="Verfahren" WIDTH="147" HPOS="473" VPOS="1715" ID="st26-265"/><SP/><String HEIGHT="31" CONTENT="sichert" WIDTH="98" HPOS="648" VPOS="1715" ID="st26-266"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="775" VPOS="1715" ID="st26-267"/><SP/><String HEIGHT="31" CONTENT="einzelnen" WIDTH="143" HPOS="868" VPOS="1715" ID="st26-268"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1039" VPOS="1715" ID="st26-269"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1715" ID="st26-270"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl26-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="196" VPOS="1765" ID="st26-271"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="391" VPOS="1765" ID="st26-272"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="458" VPOS="1765" ID="st26-273"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="135" HPOS="543" VPOS="1765" ID="st26-274"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="678" VPOS="1765" ID="st26-275"/><SP/><String HEIGHT="31" CONTENT="berücksichtigt" WIDTH="204" HPOS="725" VPOS="1765" ID="st26-276"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="959" VPOS="1765" ID="st26-277"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="1055" VPOS="1765" ID="st26-278"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1158" VPOS="1765" ID="st26-279"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="1241" VPOS="1765" ID="st26-280"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1765" ID="st26-281"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl26-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="386" HPOS="196" VPOS="1815" ID="st26-282"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="593" VPOS="1815" ID="st26-283"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="641" VPOS="1815" ID="st26-284"/><SP/><String HEIGHT="31" CONTENT="Erhaltung" WIDTH="143" HPOS="700" VPOS="1815" ID="st26-285"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="854" VPOS="1815" ID="st26-286"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="135" HPOS="919" VPOS="1815" ID="st26-287"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1054" VPOS="1815" ID="st26-288"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1082" VPOS="1815" ID="st26-289"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungs" WIDTH="287" HPOS="1153" VPOS="1815" ID="st26-290" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesverfassungsgericht"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl26-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gericht" WIDTH="100" HPOS="196" VPOS="1865" ID="st26-291" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesverfassungsgericht"/><SP/><String HEIGHT="31" CONTENT="hatte" WIDTH="75" HPOS="318" VPOS="1865" ID="st26-292"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="415" VPOS="1865" ID="st26-293"/><SP/><String HEIGHT="31" CONTENT="seinem" WIDTH="107" HPOS="463" VPOS="1865" ID="st26-294"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="592" VPOS="1865" ID="st26-295"/><SP/><String HEIGHT="31" CONTENT="ebenfalls" WIDTH="133" HPOS="692" VPOS="1865" ID="st26-296"/><SP/><String HEIGHT="31" CONTENT="beide" WIDTH="82" HPOS="847" VPOS="1865" ID="st26-297"/><SP/><String HEIGHT="31" CONTENT="Aspekte" WIDTH="120" HPOS="951" VPOS="1865" ID="st26-298"/><SP/><String HEIGHT="31" CONTENT="betont" WIDTH="87" HPOS="1093" VPOS="1865" ID="st26-299"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1180" VPOS="1865" ID="st26-300"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="123" HPOS="1217" VPOS="1865" ID="st26-301"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1362" VPOS="1865" ID="st26-302"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl26-29" WIDTH="154" HEIGHT="31"><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="196" VPOS="1915" ID="st26-303"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="341" VPOS="1915" ID="st26-304"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl26-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="2015" ID="st26-305"/><SP/><String HEIGHT="31" CONTENT="Gesetzesentwurf" WIDTH="250" HPOS="265" VPOS="2015" ID="st26-306"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="530" VPOS="2015" ID="st26-307"/><SP/><String HEIGHT="31" CONTENT="ferner" WIDTH="87" HPOS="615" VPOS="2015" ID="st26-308"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="716" VPOS="2015" ID="st26-309"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="187" HPOS="794" VPOS="2015" ID="st26-310"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="996" VPOS="2015" ID="st26-311"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1055" VPOS="2015" ID="st26-312"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="1118" VPOS="2015" ID="st26-313"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl26-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="196" VPOS="2065" ID="st26-314"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="238" VPOS="2065" ID="st26-315"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="264" VPOS="2065" ID="st26-316"/><SP/><String HEIGHT="31" CONTENT="ermittelten" WIDTH="155" HPOS="327" VPOS="2065" ID="st26-317"/><SP/><String HEIGHT="31" CONTENT="Überschüsse" WIDTH="186" HPOS="495" VPOS="2065" ID="st26-318"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="681" VPOS="2065" ID="st26-319"/><SP/><String HEIGHT="31" CONTENT="inklusive" WIDTH="128" HPOS="711" VPOS="2065" ID="st26-320"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="851" VPOS="2065" ID="st26-321"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="912" VPOS="2065" ID="st26-322"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1089" VPOS="2065" ID="st26-323"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1139" VPOS="2065" ID="st26-324"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1207" VPOS="2065" ID="st26-325"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="135" HPOS="1304" VPOS="2065" ID="st26-326"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="2065" ID="st26-327"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl26-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="müssen" WIDTH="117" HPOS="196" VPOS="2115" ID="st26-328"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="323" VPOS="2115" ID="st26-329"/><SP/><String HEIGHT="31" CONTENT="Zukunft" WIDTH="111" HPOS="359" VPOS="2115" ID="st26-330"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="480" VPOS="2115" ID="st26-331"/><SP/><String HEIGHT="31" CONTENT="einzelnen" WIDTH="142" HPOS="555" VPOS="2115" ID="st26-332"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="707" VPOS="2115" ID="st26-333"/><SP/><String HEIGHT="31" CONTENT="spätestens" WIDTH="161" HPOS="1043" VPOS="2115" ID="st26-334"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="1214" VPOS="2115" ID="st26-335"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="1291" VPOS="2115" ID="st26-336"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="2115" ID="st26-337"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl26-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="18" WIDTH="37" HPOS="196" VPOS="2207" ID="st26-338"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="27" ID="p592541" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592541" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592541" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl27-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ermittlung" WIDTH="150" HPOS="196" VPOS="215" ID="st27-0"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="363" VPOS="215" ID="st27-1"/><SP/><String HEIGHT="31" CONTENT="Überschüsse" WIDTH="195" HPOS="428" VPOS="215" ID="st27-2"/><SP/><String HEIGHT="31" CONTENT="gutgeschrieben" WIDTH="228" HPOS="640" VPOS="215" ID="st27-3"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="885" VPOS="215" ID="st27-4"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="986" VPOS="215" ID="st27-5"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1020" VPOS="215" ID="st27-6"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1085" VPOS="215" ID="st27-7"/><SP/><String HEIGHT="31" CONTENT="konkret" WIDTH="110" HPOS="1211" VPOS="215" ID="st27-8"/><SP/><String HEIGHT="31" CONTENT="beziffert" WIDTH="118" HPOS="1338" VPOS="215" ID="st27-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl27-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="265" ID="st27-10"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="270" VPOS="265" ID="st27-11"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="313" VPOS="265" ID="st27-12"/><SP/><String HEIGHT="31" CONTENT="bezifferten" WIDTH="156" HPOS="379" VPOS="265" ID="st27-13"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="79" HPOS="553" VPOS="265" ID="st27-14"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="650" VPOS="265" ID="st27-15"/><SP/><String HEIGHT="31" CONTENT="Beendigung" WIDTH="178" HPOS="712" VPOS="265" ID="st27-16"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="908" VPOS="265" ID="st27-17"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="979" VPOS="265" ID="st27-18"/><SP/><String HEIGHT="31" CONTENT="ausgezahlt" WIDTH="155" HPOS="1141" VPOS="265" ID="st27-19"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1296" VPOS="265" ID="st27-20"/><SP/><String HEIGHT="31" CONTENT="Mit" WIDTH="45" HPOS="1329" VPOS="265" ID="st27-21"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="265" ID="st27-22"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl27-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Inkrafttreten" WIDTH="178" HPOS="196" VPOS="315" ID="st27-23"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="387" VPOS="315" ID="st27-24"/><SP/><String HEIGHT="31" CONTENT="Gesetzes" WIDTH="141" HPOS="454" VPOS="315" ID="st27-25"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="608" VPOS="315" ID="st27-26"/><SP/><String HEIGHT="31" CONTENT="jeder" WIDTH="74" HPOS="668" VPOS="315" ID="st27-27"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="755" VPOS="315" ID="st27-28"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="99" HPOS="1094" VPOS="315" ID="st27-29"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="1206" VPOS="315" ID="st27-30"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1360" VPOS="315" ID="st27-31"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="315" ID="st27-32"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl27-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Restlaufzeit" WIDTH="174" HPOS="196" VPOS="365" ID="st27-33"/><SP/><String HEIGHT="31" CONTENT="seines" WIDTH="96" HPOS="397" VPOS="365" ID="st27-34"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="144" HPOS="519" VPOS="365" ID="st27-35"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="690" VPOS="365" ID="st27-36"/><SP/><String HEIGHT="31" CONTENT="Inkrafttreten" WIDTH="174" HPOS="788" VPOS="365" ID="st27-37"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="962" VPOS="365" ID="st27-38"/><SP/><String HEIGHT="31" CONTENT="Bereits" WIDTH="103" HPOS="1002" VPOS="365" ID="st27-39"/><SP/><String HEIGHT="31" CONTENT="erfolgte" WIDTH="111" HPOS="1132" VPOS="365" ID="st27-40"/><SP/><String HEIGHT="31" CONTENT="Überschuss" WIDTH="170" HPOS="1269" VPOS="365" ID="st27-41" SUBS_TYPE="HypPart1" SUBS_CONTENT="Überschussbeteiligungen"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="365" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl27-4" WIDTH="1033" HEIGHT="31"><String HEIGHT="31" CONTENT="beteiligungen" WIDTH="199" HPOS="196" VPOS="415" ID="st27-42" SUBS_TYPE="HypPart2" SUBS_CONTENT="Überschussbeteiligungen"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="404" VPOS="415" ID="st27-43"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="452" VPOS="415" ID="st27-44"/><SP/><String HEIGHT="31" CONTENT="Zeit" WIDTH="55" HPOS="506" VPOS="415" ID="st27-45"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="571" VPOS="415" ID="st27-46"/><SP/><String HEIGHT="31" CONTENT="Inkrafttreten" WIDTH="178" HPOS="626" VPOS="415" ID="st27-47"/><SP/><String HEIGHT="31" CONTENT="bleiben" WIDTH="108" HPOS="813" VPOS="415" ID="st27-48"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="930" VPOS="415" ID="st27-49"/><SP/><String HEIGHT="31" CONTENT="unberührt" WIDTH="136" HPOS="1077" VPOS="415" ID="st27-50"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1213" VPOS="415" ID="st27-51"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl27-5" WIDTH="161" HEIGHT="31"><String HEIGHT="31" CONTENT="Frühstorno" WIDTH="161" HPOS="196" VPOS="515" ID="st27-52"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl27-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="615" ID="st27-53"/><SP/><String HEIGHT="31" CONTENT="Abschlusskosten" WIDTH="250" HPOS="265" VPOS="615" ID="st27-54"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="533" VPOS="615" ID="st27-55"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="599" VPOS="615" ID="st27-56"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="918" VPOS="615" ID="st27-57"/><SP/><String HEIGHT="31" CONTENT="künftig" WIDTH="98" HPOS="1046" VPOS="615" ID="st27-58"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1162" VPOS="615" ID="st27-59"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1227" VPOS="615" ID="st27-60"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="93" HPOS="1289" VPOS="615" ID="st27-61"/><SP/><String HEIGHT="31" CONTENT="fünf" WIDTH="56" HPOS="1400" VPOS="615" ID="st27-62"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl27-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragsjahre" WIDTH="200" HPOS="196" VPOS="665" ID="st27-63"/><SP/><String HEIGHT="31" CONTENT="verteilt" WIDTH="95" HPOS="411" VPOS="665" ID="st27-64"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="506" VPOS="665" ID="st27-65"/><SP/><String HEIGHT="31" CONTENT="Vorbild" WIDTH="104" HPOS="532" VPOS="665" ID="st27-66"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="650" VPOS="665" ID="st27-67"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="698" VPOS="665" ID="st27-68"/><SP/><String HEIGHT="31" CONTENT="Modell" WIDTH="98" HPOS="766" VPOS="665" ID="st27-69"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="878" VPOS="665" ID="st27-70"/><SP/><String HEIGHT="31" CONTENT="Riester" WIDTH="107" HPOS="940" VPOS="665" ID="st27-71"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1047" VPOS="665" ID="st27-72"/><String HEIGHT="31" CONTENT="Rente" WIDTH="77" HPOS="1062" VPOS="665" ID="st27-73"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1139" VPOS="665" ID="st27-74"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1169" VPOS="665" ID="st27-75"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="219" HPOS="1237" VPOS="665" ID="st27-76"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl27-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fällt" WIDTH="52" HPOS="196" VPOS="715" ID="st27-77"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="268" VPOS="715" ID="st27-78"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="369" VPOS="715" ID="st27-79"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="414" VPOS="715" ID="st27-80"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="93" HPOS="489" VPOS="715" ID="st27-81"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="601" VPOS="715" ID="st27-82"/><SP/><String HEIGHT="31" CONTENT="höher" WIDTH="86" HPOS="722" VPOS="715" ID="st27-83"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="827" VPOS="715" ID="st27-84"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="874" VPOS="715" ID="st27-85"/><SP/><String HEIGHT="31" CONTENT="Weil" WIDTH="64" HPOS="910" VPOS="715" ID="st27-86"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="994" VPOS="715" ID="st27-87"/><SP/><String HEIGHT="31" CONTENT="gezahlten" WIDTH="144" HPOS="1058" VPOS="715" ID="st27-88"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="1222" VPOS="715" ID="st27-89"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="1365" VPOS="715" ID="st27-90"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl27-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zunächst" WIDTH="134" HPOS="196" VPOS="765" ID="st27-91"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="341" VPOS="765" ID="st27-92"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="371" VPOS="765" ID="st27-93"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="70" HPOS="439" VPOS="765" ID="st27-94"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="90" HPOS="521" VPOS="765" ID="st27-95"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="623" VPOS="765" ID="st27-96"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="660" VPOS="765" ID="st27-97"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="93" HPOS="727" VPOS="765" ID="st27-98"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="832" VPOS="765" ID="st27-99"/><SP/><String HEIGHT="31" CONTENT="Vertragsjahren" WIDTH="218" HPOS="910" VPOS="765" ID="st27-100"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="1140" VPOS="765" ID="st27-101"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1170" VPOS="765" ID="st27-102"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1226" VPOS="765" ID="st27-103"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="147" HPOS="1293" VPOS="765" ID="st27-104" SUBS_TYPE="HypPart1" SUBS_CONTENT="Abschlusskosten"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl27-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kosten" WIDTH="98" HPOS="196" VPOS="815" ID="st27-105" SUBS_TYPE="HypPart2" SUBS_CONTENT="Abschlusskosten"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="308" VPOS="815" ID="st27-106"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="375" VPOS="815" ID="st27-107"/><SP/><String HEIGHT="31" CONTENT="verrechnet" WIDTH="157" HPOS="533" VPOS="815" ID="st27-108"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="704" VPOS="815" ID="st27-109"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="805" VPOS="815" ID="st27-110"/><SP/><String HEIGHT="31" CONTENT="erhält" WIDTH="83" HPOS="836" VPOS="815" ID="st27-111"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="933" VPOS="815" ID="st27-112"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmerin" WIDTH="352" HPOS="991" VPOS="815" ID="st27-113"/><SP/><String HEIGHT="31" CONTENT="derzeit" WIDTH="100" HPOS="1356" VPOS="815" ID="st27-114"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl27-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="196" VPOS="865" ID="st27-115"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="234" VPOS="865" ID="st27-116"/><SP/><String HEIGHT="31" CONTENT="Regel" WIDTH="87" HPOS="294" VPOS="865" ID="st27-117"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="394" VPOS="865" ID="st27-118"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="504" VPOS="865" ID="st27-119"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="582" VPOS="865" ID="st27-120"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="643" VPOS="865" ID="st27-121"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="736" VPOS="865" ID="st27-122"/><SP/><String HEIGHT="31" CONTENT="geringen" WIDTH="130" HPOS="813" VPOS="865" ID="st27-123"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="211" HPOS="955" VPOS="865" ID="st27-124"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1166" VPOS="865" ID="st27-125"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1195" VPOS="865" ID="st27-126"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1287" VPOS="865" ID="st27-127"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="1347" VPOS="865" ID="st27-128"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl27-12" WIDTH="345" HEIGHT="31"><String HEIGHT="31" CONTENT="frühzeitig" WIDTH="135" HPOS="196" VPOS="915" ID="st27-129"/><SP/><String HEIGHT="31" CONTENT="beendet" WIDTH="120" HPOS="341" VPOS="915" ID="st27-130"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="470" VPOS="915" ID="st27-131"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="526" VPOS="915" ID="st27-132"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl27-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="1015" ID="st27-133"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="1015" ID="st27-134"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="345" VPOS="1015" ID="st27-135"/><SP/><String HEIGHT="31" CONTENT="30" WIDTH="37" HPOS="417" VPOS="1015" ID="st27-136"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="477" VPOS="1015" ID="st27-137"/><SP/><String HEIGHT="31" CONTENT="alter" WIDTH="64" HPOS="584" VPOS="1015" ID="st27-138"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="325" HPOS="672" VPOS="1015" ID="st27-139"/><SP/><String HEIGHT="31" CONTENT="schließt" WIDTH="115" HPOS="1021" VPOS="1015" ID="st27-140"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1159" VPOS="1015" ID="st27-141"/><SP/><String HEIGHT="31" CONTENT="Kapitallebens" WIDTH="196" HPOS="1245" VPOS="1015" ID="st27-142" SUBS_TYPE="HypPart1" SUBS_CONTENT="Kapitallebensversicherung"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl27-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherung" WIDTH="191" HPOS="196" VPOS="1065" ID="st27-143" SUBS_TYPE="HypPart2" SUBS_CONTENT="Kapitallebensversicherung"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="401" VPOS="1065" ID="st27-144"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="460" VPOS="1065" ID="st27-145"/><SP/><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="117" HPOS="548" VPOS="1065" ID="st27-146"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="679" VPOS="1065" ID="st27-147"/><SP/><String HEIGHT="31" CONTENT="35" WIDTH="37" HPOS="747" VPOS="1065" ID="st27-148"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="798" VPOS="1065" ID="st27-149"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="914" VPOS="1065" ID="st27-150"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="984" VPOS="1065" ID="st27-151"/><SP/><String HEIGHT="31" CONTENT="Jahresbeitrag" WIDTH="202" HPOS="1089" VPOS="1065" ID="st27-152"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1305" VPOS="1065" ID="st27-153"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="1373" VPOS="1065" ID="st27-154"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1389" VPOS="1065" ID="st27-155"/><String HEIGHT="31" CONTENT="000" WIDTH="50" HPOS="1406" VPOS="1065" ID="st27-156"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl27-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Euro" WIDTH="71" HPOS="196" VPOS="1115" ID="st27-157"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="30" HPOS="285" VPOS="1115" ID="st27-158"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="315" VPOS="1115" ID="st27-159"/><SP/><String HEIGHT="31" CONTENT="Kündigt" WIDTH="113" HPOS="349" VPOS="1115" ID="st27-160"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="480" VPOS="1115" ID="st27-161"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="325" HPOS="547" VPOS="1115" ID="st27-162"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="890" VPOS="1115" ID="st27-163"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="981" VPOS="1115" ID="st27-164"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="59" HPOS="1089" VPOS="1115" ID="st27-165"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1148" VPOS="1115" ID="st27-166"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1182" VPOS="1115" ID="st27-167"/><SP/><String HEIGHT="31" CONTENT="erhält" WIDTH="83" HPOS="1235" VPOS="1115" ID="st27-168"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1336" VPOS="1115" ID="st27-169"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1384" VPOS="1115" ID="st27-170"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl27-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geltendem" WIDTH="156" HPOS="196" VPOS="1165" ID="st27-171"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="362" VPOS="1165" ID="st27-172"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="459" VPOS="1165" ID="st27-173"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="211" HPOS="567" VPOS="1165" ID="st27-174"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="778" VPOS="1165" ID="st27-175"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="805" VPOS="1165" ID="st27-176"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="893" VPOS="1165" ID="st27-177"/><SP/><String HEIGHT="31" CONTENT="Referentenentwurf" WIDTH="274" HPOS="968" VPOS="1165" ID="st27-178"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1252" VPOS="1165" ID="st27-179"/><SP/><String HEIGHT="31" CONTENT="Verteilung" WIDTH="150" HPOS="1306" VPOS="1165" ID="st27-180"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl27-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1215" ID="st27-181"/><SP/><String HEIGHT="31" CONTENT="Abschlusskosten" WIDTH="250" HPOS="256" VPOS="1215" ID="st27-182"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="517" VPOS="1215" ID="st27-183"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="574" VPOS="1215" ID="st27-184"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="92" HPOS="630" VPOS="1215" ID="st27-185"/><SP/><String HEIGHT="31" CONTENT="fünf" WIDTH="55" HPOS="734" VPOS="1215" ID="st27-186"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="84" HPOS="800" VPOS="1215" ID="st27-187"/><SP/><String HEIGHT="31" CONTENT="beträgt" WIDTH="104" HPOS="895" VPOS="1215" ID="st27-188"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1010" VPOS="1215" ID="st27-189"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="219" HPOS="1069" VPOS="1215" ID="st27-190"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="29" HPOS="1299" VPOS="1215" ID="st27-191"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1328" VPOS="1215" ID="st27-192"/><SP/><String HEIGHT="31" CONTENT="560,00" WIDTH="102" HPOS="1354" VPOS="1215" ID="st27-193"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl27-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Euro" WIDTH="64" HPOS="196" VPOS="1265" ID="st27-194"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="260" VPOS="1265" ID="st27-195"/><String HEIGHT="31" CONTENT="(" WIDTH="16" HPOS="292" VPOS="1265" ID="st27-196"/><String HEIGHT="31" CONTENT="Dabei" WIDTH="82" HPOS="308" VPOS="1265" ID="st27-197"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="62" HPOS="405" VPOS="1265" ID="st27-198"/><SP/><String HEIGHT="31" CONTENT="Folgendes" WIDTH="156" HPOS="482" VPOS="1265" ID="st27-199"/><SP/><String HEIGHT="31" CONTENT="angenommen" WIDTH="193" HPOS="654" VPOS="1265" ID="st27-200"/><String HEIGHT="31" CONTENT=":" WIDTH="20" HPOS="847" VPOS="1265" ID="st27-201"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="882" VPOS="1265" ID="st27-202"/><SP/><String HEIGHT="31" CONTENT="Verwaltungskosten" WIDTH="282" HPOS="948" VPOS="1265" ID="st27-203"/><SP/><String HEIGHT="31" CONTENT="betragen" WIDTH="132" HPOS="1245" VPOS="1265" ID="st27-204"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="19" HPOS="1392" VPOS="1265" ID="st27-205"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1427" VPOS="1265" ID="st27-206"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl27-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="196" VPOS="1315" ID="st27-207"/><SP/><String HEIGHT="31" CONTENT="Jahresbeitrag" WIDTH="196" HPOS="278" VPOS="1315" ID="st27-208"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="474" VPOS="1315" ID="st27-209"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="509" VPOS="1315" ID="st27-210"/><SP/><String HEIGHT="31" CONTENT="Abschlusskosten" WIDTH="250" HPOS="573" VPOS="1315" ID="st27-211"/><SP/><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="842" VPOS="1315" ID="st27-212"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="880" VPOS="1315" ID="st27-213"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="929" VPOS="1315" ID="st27-214"/><SP/><String HEIGHT="31" CONTENT="Beitragssumme" WIDTH="231" HPOS="997" VPOS="1315" ID="st27-215"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="1248" VPOS="1315" ID="st27-216"/><SP/><String HEIGHT="31" CONTENT="Berück" WIDTH="99" HPOS="1341" VPOS="1315" ID="st27-217" SUBS_TYPE="HypPart1" SUBS_CONTENT="Berücksichtigung"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl27-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sichtigung" WIDTH="150" HPOS="196" VPOS="1365" ID="st27-218" SUBS_TYPE="HypPart2" SUBS_CONTENT="Berücksichtigung"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="356" VPOS="1365" ID="st27-219"/><SP/><String HEIGHT="31" CONTENT="weiteren" WIDTH="126" HPOS="445" VPOS="1365" ID="st27-220"/><SP/><String HEIGHT="31" CONTENT="Stornoabzugs" WIDTH="198" HPOS="581" VPOS="1365" ID="st27-221"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="779" VPOS="1365" ID="st27-222"/><SP/><String HEIGHT="31" CONTENT="Ferner" WIDTH="98" HPOS="806" VPOS="1365" ID="st27-223"/><SP/><String HEIGHT="31" CONTENT="wurde" WIDTH="91" HPOS="913" VPOS="1365" ID="st27-224"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1014" VPOS="1365" ID="st27-225"/><SP/><String HEIGHT="31" CONTENT="Sterbetafel" WIDTH="161" HPOS="1068" VPOS="1365" ID="st27-226"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1239" VPOS="1365" ID="st27-227"/><SP/><String HEIGHT="31" CONTENT="Deutschen" WIDTH="159" HPOS="1297" VPOS="1365" ID="st27-228"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl27-21" WIDTH="1156" HEIGHT="31"><String HEIGHT="31" CONTENT="Aktuarvereinigung" WIDTH="269" HPOS="196" VPOS="1415" ID="st27-229"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="14" HPOS="474" VPOS="1415" ID="st27-230"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="488" VPOS="1415" ID="st27-231"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="503" VPOS="1415" ID="st27-232"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="518" VPOS="1415" ID="st27-233"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="543" VPOS="1415" ID="st27-234"/><SP/><String HEIGHT="31" CONTENT="1994" WIDTH="74" HPOS="606" VPOS="1415" ID="st27-235"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="689" VPOS="1415" ID="st27-236"/><SP/><String HEIGHT="31" CONTENT="2,75" WIDTH="65" HPOS="743" VPOS="1415" ID="st27-237"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="817" VPOS="1415" ID="st27-238"/><SP/><String HEIGHT="31" CONTENT="Rechnungszins" WIDTH="228" HPOS="856" VPOS="1415" ID="st27-239"/><SP/><String HEIGHT="31" CONTENT="zugrunde" WIDTH="139" HPOS="1093" VPOS="1415" ID="st27-240"/><SP/><String HEIGHT="31" CONTENT="gelegt" WIDTH="83" HPOS="1241" VPOS="1415" ID="st27-241"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1324" VPOS="1415" ID="st27-242"/><String HEIGHT="31" CONTENT=")" WIDTH="14" HPOS="1338" VPOS="1415" ID="st27-243"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl27-22" WIDTH="719" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="196" VPOS="1515" ID="st27-244"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="393" VPOS="1515" ID="st27-245"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="147" HPOS="446" VPOS="1515" ID="st27-246"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="593" VPOS="1515" ID="st27-247"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="619" VPOS="1515" ID="st27-248"/><SP/><String HEIGHT="31" CONTENT="Vertriebskosten" WIDTH="231" HPOS="684" VPOS="1515" ID="st27-249"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl27-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1615" ID="st27-250"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="277" VPOS="1615" ID="st27-251"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="519" VPOS="1615" ID="st27-252"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="617" VPOS="1615" ID="st27-253"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="658" VPOS="1615" ID="st27-254"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="700" VPOS="1615" ID="st27-255"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="771" VPOS="1615" ID="st27-256"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="969" VPOS="1615" ID="st27-257"/><SP/><String HEIGHT="31" CONTENT="verpflichten" WIDTH="166" HPOS="1031" VPOS="1615" ID="st27-258"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1197" VPOS="1615" ID="st27-259"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1238" VPOS="1615" ID="st27-260"/><SP/><String HEIGHT="31" CONTENT="jeweiligen" WIDTH="146" HPOS="1310" VPOS="1615" ID="st27-261"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl27-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Abschluss" WIDTH="146" HPOS="196" VPOS="1665" ID="st27-262"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="342" VPOS="1665" ID="st27-263"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="373" VPOS="1665" ID="st27-264"/><SP/><String HEIGHT="31" CONTENT="Vertriebskosten" WIDTH="231" HPOS="443" VPOS="1665" ID="st27-265"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="688" VPOS="1665" ID="st27-266"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="861" VPOS="1665" ID="st27-267"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="940" VPOS="1665" ID="st27-268"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1279" VPOS="1665" ID="st27-269"/><SP/><String HEIGHT="31" CONTENT="beziffern" WIDTH="128" HPOS="1328" VPOS="1665" ID="st27-270"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl27-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1715" ID="st27-271"/><SP/><String HEIGHT="31" CONTENT="offen" WIDTH="74" HPOS="270" VPOS="1715" ID="st27-272"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="363" VPOS="1715" ID="st27-273"/><SP/><String HEIGHT="31" CONTENT="legen" WIDTH="75" HPOS="417" VPOS="1715" ID="st27-274"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="492" VPOS="1715" ID="st27-275"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="526" VPOS="1715" ID="st27-276"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="630" VPOS="1715" ID="st27-277"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="835" VPOS="1715" ID="st27-278"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="945" VPOS="1715" ID="st27-279"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1036" VPOS="1715" ID="st27-280"/><SP/><String HEIGHT="31" CONTENT="Wettbewerb" WIDTH="178" HPOS="1110" VPOS="1715" ID="st27-281"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1306" VPOS="1715" ID="st27-282"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1715" ID="st27-283"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl27-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1765" ID="st27-284"/><SP/><String HEIGHT="31" CONTENT="fördern" WIDTH="100" HPOS="621" VPOS="1765" ID="st27-285"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="721" VPOS="1765" ID="st27-286"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="751" VPOS="1765" ID="st27-287"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="825" VPOS="1765" ID="st27-288"/><SP/><String HEIGHT="31" CONTENT="Forderung" WIDTH="153" HPOS="915" VPOS="1765" ID="st27-289"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1084" VPOS="1765" ID="st27-290"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungs" WIDTH="288" HPOS="1152" VPOS="1765" ID="st27-291" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesverfassungsgerichts"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl27-27" WIDTH="968" HEIGHT="31"><String HEIGHT="31" CONTENT="gerichts" WIDTH="117" HPOS="196" VPOS="1815" ID="st27-292" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesverfassungsgerichts"/><SP/><String HEIGHT="31" CONTENT="entspricht" WIDTH="140" HPOS="322" VPOS="1815" ID="st27-293"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="462" VPOS="1815" ID="st27-294"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="485" VPOS="1815" ID="st27-295"/><SP/><String HEIGHT="31" CONTENT="Einzelheiten" WIDTH="181" HPOS="545" VPOS="1815" ID="st27-296"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="736" VPOS="1815" ID="st27-297"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="806" VPOS="1815" ID="st27-298"/><SP/><String HEIGHT="31" CONTENT="Verordnung" WIDTH="174" HPOS="878" VPOS="1815" ID="st27-299"/><SP/><String HEIGHT="31" CONTENT="regeln" WIDTH="87" HPOS="1062" VPOS="1815" ID="st27-300"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1149" VPOS="1815" ID="st27-301"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl27-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="1915" ID="st27-302"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="257" VPOS="1915" ID="st27-303"/><SP/><String HEIGHT="31" CONTENT="ferner" WIDTH="87" HPOS="340" VPOS="1915" ID="st27-304"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="449" VPOS="1915" ID="st27-305"/><SP/><String HEIGHT="31" CONTENT="hergestellt" WIDTH="149" HPOS="658" VPOS="1915" ID="st27-306"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="807" VPOS="1915" ID="st27-307"/><SP/><String HEIGHT="31" CONTENT="indem" WIDTH="91" HPOS="843" VPOS="1915" ID="st27-308"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="955" VPOS="1915" ID="st27-309"/><SP/><String HEIGHT="31" CONTENT="Zeitwertbilanzierung" WIDTH="298" HPOS="1022" VPOS="1915" ID="st27-310"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1342" VPOS="1915" ID="st27-311"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1403" VPOS="1915" ID="st27-312"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl27-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungsunternehmen" WIDTH="513" HPOS="196" VPOS="1965" ID="st27-313"/><SP/><String HEIGHT="31" CONTENT="vorgesehen" WIDTH="174" HPOS="729" VPOS="1965" ID="st27-314"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="922" VPOS="1965" ID="st27-315"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="954" VPOS="1965" ID="st27-316"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="985" VPOS="1965" ID="st27-317"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgericht" WIDTH="393" HPOS="1063" VPOS="1965" ID="st27-318"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl27-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hatte" WIDTH="74" HPOS="196" VPOS="2015" ID="st27-319"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="293" VPOS="2015" ID="st27-320"/><SP/><String HEIGHT="31" CONTENT="anderem" WIDTH="131" HPOS="391" VPOS="2015" ID="st27-321"/><SP/><String HEIGHT="31" CONTENT="vorgeschlagen" WIDTH="210" HPOS="544" VPOS="2015" ID="st27-322"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="754" VPOS="2015" ID="st27-323"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="793" VPOS="2015" ID="st27-324"/><SP/><String HEIGHT="31" CONTENT="versicherungsspezifische" WIDTH="373" HPOS="878" VPOS="2015" ID="st27-325"/><SP/><String HEIGHT="31" CONTENT="Bilanzierung" WIDTH="183" HPOS="1273" VPOS="2015" ID="st27-326"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl27-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einzuführen" WIDTH="168" HPOS="196" VPOS="2065" ID="st27-327"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="364" VPOS="2065" ID="st27-328"/><SP/><String HEIGHT="31" CONTENT="referiert" WIDTH="114" HPOS="396" VPOS="2065" ID="st27-329"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="526" VPOS="2065" ID="st27-330"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="636" VPOS="2065" ID="st27-331"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="781" VPOS="2065" ID="st27-332"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="806" VPOS="2065" ID="st27-333"/><SP/><String HEIGHT="31" CONTENT="Bilanzierungsvorschrift" WIDTH="335" HPOS="872" VPOS="2065" ID="st27-334"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1223" VPOS="2065" ID="st27-335"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="1274" VPOS="2065" ID="st27-336"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="2065" ID="st27-337"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl27-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="196" VPOS="2115" ID="st27-338"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="467" HPOS="322" VPOS="2115" ID="st27-339"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="822" VPOS="2115" ID="st27-340"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="926" VPOS="2115" ID="st27-341"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="967" VPOS="2115" ID="st27-342"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1014" VPOS="2115" ID="st27-343"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1118" VPOS="2115" ID="st27-344"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="86" HPOS="1195" VPOS="2115" ID="st27-345"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="142" HPOS="1314" VPOS="2115" ID="st27-346"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl27-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="19" WIDTH="37" HPOS="1419" VPOS="2207" ID="st27-347"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="28" ID="p592542" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592542" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592542" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl28-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="offengelegt" WIDTH="165" HPOS="196" VPOS="215" ID="st28-0"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="387" VPOS="215" ID="st28-1"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="469" VPOS="215" ID="st28-2"/><SP/><String HEIGHT="31" CONTENT="gleichzeitig" WIDTH="165" HPOS="530" VPOS="215" ID="st28-3"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="721" VPOS="215" ID="st28-4"/><SP/><String HEIGHT="31" CONTENT="Entwicklung" WIDTH="178" HPOS="791" VPOS="215" ID="st28-5"/><SP/><String HEIGHT="31" CONTENT="mitgeteilt" WIDTH="133" HPOS="995" VPOS="215" ID="st28-6"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="1154" VPOS="215" ID="st28-7"/><String HEIGHT="31" CONTENT=";" WIDTH="15" HPOS="1210" VPOS="215" ID="st28-8"/><SP/><String HEIGHT="31" CONTENT="jedenfalls" WIDTH="140" HPOS="1251" VPOS="215" ID="st28-9"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="215" ID="st28-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl28-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachleute" WIDTH="147" HPOS="196" VPOS="265" ID="st28-11"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="355" VPOS="265" ID="st28-12"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="410" VPOS="265" ID="st28-13"/><SP/><String HEIGHT="31" CONTENT="volle" WIDTH="68" HPOS="504" VPOS="265" ID="st28-14"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="585" VPOS="265" ID="st28-15"/><SP/><String HEIGHT="31" CONTENT="hinsichtlich" WIDTH="163" HPOS="784" VPOS="265" ID="st28-16"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="80" HPOS="960" VPOS="265" ID="st28-17"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1052" VPOS="265" ID="st28-18"/><SP/><String HEIGHT="31" CONTENT="Entwicklung" WIDTH="178" HPOS="1120" VPOS="265" ID="st28-19"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1310" VPOS="265" ID="st28-20"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1371" VPOS="265" ID="st28-21"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl28-2" WIDTH="315" HEIGHT="31"><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="196" VPOS="315" ID="st28-22"/><SP/><String HEIGHT="31" CONTENT="hergestellt" WIDTH="149" HPOS="348" VPOS="315" ID="st28-23"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="497" VPOS="315" ID="st28-24"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl28-3" WIDTH="738" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="196" VPOS="415" ID="st28-25"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="415" ID="st28-26"/><String HEIGHT="31" CONTENT="4" WIDTH="16" HPOS="227" VPOS="415" ID="st28-27"/><SP/><String HEIGHT="31" CONTENT="Zeitplan" WIDTH="128" HPOS="276" VPOS="415" ID="st28-28"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="45" HPOS="413" VPOS="415" ID="st28-29"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="58" HPOS="467" VPOS="415" ID="st28-30"/><SP/><String HEIGHT="31" CONTENT="Gesetzgebungsverfahren" WIDTH="400" HPOS="534" VPOS="415" ID="st28-31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl28-4" WIDTH="1217" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="515" ID="st28-32"/><SP/><String HEIGHT="31" CONTENT="erster" WIDTH="85" HPOS="254" VPOS="515" ID="st28-33"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="148" HPOS="348" VPOS="515" ID="st28-34"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="506" VPOS="515" ID="st28-35"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="554" VPOS="515" ID="st28-36"/><SP/><String HEIGHT="31" CONTENT="Informationsverordnung" WIDTH="352" HPOS="626" VPOS="515" ID="st28-37"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="987" VPOS="515" ID="st28-38"/><SP/><String HEIGHT="31" CONTENT="voraussichtlich" WIDTH="218" HPOS="1058" VPOS="515" ID="st28-39"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1286" VPOS="515" ID="st28-40"/><SP/><String HEIGHT="31" CONTENT="Laufe" WIDTH="83" HPOS="1330" VPOS="515" ID="st28-41"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl28-5" WIDTH="721" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="196" VPOS="565" ID="st28-42"/><SP/><String HEIGHT="31" CONTENT="Jahres" WIDTH="100" HPOS="259" VPOS="565" ID="st28-43"/><SP/><String HEIGHT="31" CONTENT="vorliegen" WIDTH="129" HPOS="369" VPOS="565" ID="st28-44"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="498" VPOS="565" ID="st28-45"/><SP/><String HEIGHT="31" CONTENT="berichtet" WIDTH="127" HPOS="523" VPOS="565" ID="st28-46"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="660" VPOS="565" ID="st28-47"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="763" VPOS="565" ID="st28-48"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="908" VPOS="565" ID="st28-49"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl28-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="665" ID="st28-50"/><SP/><String HEIGHT="31" CONTENT="Eckpunkte" WIDTH="156" HPOS="270" VPOS="665" ID="st28-51"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="450" VPOS="665" ID="st28-52"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="527" VPOS="665" ID="st28-53"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetztes" WIDTH="476" HPOS="644" VPOS="665" ID="st28-54"/><SP/><String HEIGHT="31" CONTENT="stellte" WIDTH="87" HPOS="1143" VPOS="665" ID="st28-55"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1254" VPOS="665" ID="st28-56"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="107" HPOS="1332" VPOS="665" ID="st28-57" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesministerium"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl28-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ministerium" WIDTH="171" HPOS="196" VPOS="715" ID="st28-58" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesministerium"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="387" VPOS="715" ID="st28-59"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="85" HPOS="455" VPOS="715" ID="st28-60"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="560" VPOS="715" ID="st28-61"/><SP/><String HEIGHT="31" CONTENT="Februar" WIDTH="117" HPOS="615" VPOS="715" ID="st28-62"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="752" VPOS="715" ID="st28-63"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="846" VPOS="715" ID="st28-64"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="888" VPOS="715" ID="st28-65"/><SP/><String HEIGHT="31" CONTENT="Zunächst" WIDTH="136" HPOS="919" VPOS="715" ID="st28-66"/><SP/><String HEIGHT="31" CONTENT="wurden" WIDTH="109" HPOS="1076" VPOS="715" ID="st28-67"/><SP/><String HEIGHT="31" CONTENT="weitere" WIDTH="107" HPOS="1205" VPOS="715" ID="st28-68"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="107" HPOS="1332" VPOS="715" ID="st28-69" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesressorts"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="715" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl28-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ressorts" WIDTH="119" HPOS="196" VPOS="765" ID="st28-70" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesressorts"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="325" VPOS="765" ID="st28-71"/><SP/><String HEIGHT="31" CONTENT="Stellungnahmen" WIDTH="240" HPOS="381" VPOS="765" ID="st28-72"/><SP/><String HEIGHT="31" CONTENT="gebeten" WIDTH="113" HPOS="631" VPOS="765" ID="st28-73"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="744" VPOS="765" ID="st28-74"/><SP/><String HEIGHT="31" CONTENT="Bis" WIDTH="46" HPOS="771" VPOS="765" ID="st28-75"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="827" VPOS="765" ID="st28-76"/><SP/><String HEIGHT="31" CONTENT="15" WIDTH="30" HPOS="900" VPOS="765" ID="st28-77"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="930" VPOS="765" ID="st28-78"/><SP/><String HEIGHT="31" CONTENT="Mai" WIDTH="54" HPOS="956" VPOS="765" ID="st28-79"/><SP/><String HEIGHT="31" CONTENT="hatten" WIDTH="92" HPOS="1020" VPOS="765" ID="st28-80"/><SP/><String HEIGHT="31" CONTENT="Verbände" WIDTH="144" HPOS="1122" VPOS="765" ID="st28-81"/><SP/><String HEIGHT="31" CONTENT="Gelegenheit" WIDTH="180" HPOS="1276" VPOS="765" ID="st28-82"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl28-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="196" VPOS="815" ID="st28-83"/><SP/><String HEIGHT="31" CONTENT="Positionen" WIDTH="155" HPOS="265" VPOS="815" ID="st28-84"/><SP/><String HEIGHT="31" CONTENT="einzubringen" WIDTH="184" HPOS="433" VPOS="815" ID="st28-85"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="617" VPOS="815" ID="st28-86"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="646" VPOS="815" ID="st28-87"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="709" VPOS="815" ID="st28-88"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="766" VPOS="815" ID="st28-89"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="944" VPOS="815" ID="st28-90"/><SP/><String HEIGHT="31" CONTENT="Bundesländer" WIDTH="205" HPOS="1005" VPOS="815" ID="st28-91"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="1223" VPOS="815" ID="st28-92"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1255" VPOS="815" ID="st28-93"/><SP/><String HEIGHT="31" CONTENT="wiederum" WIDTH="144" HPOS="1312" VPOS="815" ID="st28-94"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl28-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="196" VPOS="865" ID="st28-95"/><SP/><String HEIGHT="31" CONTENT="Landesgerichte" WIDTH="228" HPOS="273" VPOS="865" ID="st28-96"/><SP/><String HEIGHT="31" CONTENT="involvieren" WIDTH="159" HPOS="522" VPOS="865" ID="st28-97"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="702" VPOS="865" ID="st28-98"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="741" VPOS="865" ID="st28-99"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="795" VPOS="865" ID="st28-100"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="65" HPOS="879" VPOS="865" ID="st28-101"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="965" VPOS="865" ID="st28-102"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="77" HPOS="1029" VPOS="865" ID="st28-103"/><SP/><String HEIGHT="31" CONTENT="Mai" WIDTH="54" HPOS="1127" VPOS="865" ID="st28-104"/><SP/><String HEIGHT="31" CONTENT="vorgesehen" WIDTH="166" HPOS="1202" VPOS="865" ID="st28-105"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1368" VPOS="865" ID="st28-106"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="865" ID="st28-107"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl28-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesländer" WIDTH="206" HPOS="196" VPOS="915" ID="st28-108"/><SP/><String HEIGHT="31" CONTENT="hatten" WIDTH="93" HPOS="412" VPOS="915" ID="st28-109"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="515" VPOS="915" ID="st28-110"/><SP/><String HEIGHT="31" CONTENT="angekündigt" WIDTH="175" HPOS="623" VPOS="915" ID="st28-111"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="798" VPOS="915" ID="st28-112"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="824" VPOS="915" ID="st28-113"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="905" VPOS="915" ID="st28-114"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="958" VPOS="915" ID="st28-115"/><SP/><String HEIGHT="31" CONTENT="Fristverlängerung" WIDTH="259" HPOS="1031" VPOS="915" ID="st28-116"/><SP/><String HEIGHT="31" CONTENT="benötigen" WIDTH="140" HPOS="1300" VPOS="915" ID="st28-117"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="915" ID="st28-118"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl28-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Frühestens" WIDTH="167" HPOS="196" VPOS="965" ID="st28-119"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="377" VPOS="965" ID="st28-120"/><SP/><String HEIGHT="31" CONTENT="August" WIDTH="104" HPOS="469" VPOS="965" ID="st28-121"/><SP/><String HEIGHT="31" CONTENT="könnte" WIDTH="101" HPOS="586" VPOS="965" ID="st28-122"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="700" VPOS="965" ID="st28-123"/><SP/><String HEIGHT="31" CONTENT="Kabinett" WIDTH="122" HPOS="768" VPOS="965" ID="st28-124"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="904" VPOS="965" ID="st28-125"/><SP/><String HEIGHT="31" CONTENT="Regierungsentwurf" WIDTH="279" HPOS="974" VPOS="965" ID="st28-126"/><SP/><String HEIGHT="31" CONTENT="beschließen" WIDTH="173" HPOS="1267" VPOS="965" ID="st28-127"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="965" ID="st28-128"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl28-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bis" WIDTH="47" HPOS="196" VPOS="1015" ID="st28-129"/><SP/><String HEIGHT="31" CONTENT="Mitte" WIDTH="73" HPOS="253" VPOS="1015" ID="st28-130"/><SP/><String HEIGHT="31" CONTENT="Oktober" WIDTH="119" HPOS="336" VPOS="1015" ID="st28-131"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="466" VPOS="1015" ID="st28-132"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="538" VPOS="1015" ID="st28-133"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="608" VPOS="1015" ID="st28-134"/><SP/><String HEIGHT="31" CONTENT="Bundesrat" WIDTH="151" HPOS="667" VPOS="1015" ID="st28-135"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="829" VPOS="1015" ID="st28-136"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="885" VPOS="1015" ID="st28-137"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="960" VPOS="1015" ID="st28-138"/><SP/><String HEIGHT="31" CONTENT="befassen" WIDTH="128" HPOS="1186" VPOS="1015" ID="st28-139"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1314" VPOS="1015" ID="st28-140"/><SP/><String HEIGHT="31" CONTENT="Danach" WIDTH="115" HPOS="1341" VPOS="1015" ID="st28-141"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl28-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="könnte" WIDTH="100" HPOS="196" VPOS="1065" ID="st28-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="317" VPOS="1065" ID="st28-143"/><SP/><String HEIGHT="31" CONTENT="Bundestag" WIDTH="159" HPOS="386" VPOS="1065" ID="st28-144"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="566" VPOS="1065" ID="st28-145"/><SP/><String HEIGHT="31" CONTENT="Beratungen" WIDTH="172" HPOS="666" VPOS="1065" ID="st28-146"/><SP/><String HEIGHT="31" CONTENT="aufnehmen" WIDTH="158" HPOS="859" VPOS="1065" ID="st28-147"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1017" VPOS="1065" ID="st28-148"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="86" HPOS="1055" VPOS="1065" ID="st28-149"/><SP/><String HEIGHT="31" CONTENT="Dauer" WIDTH="91" HPOS="1161" VPOS="1065" ID="st28-150"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1273" VPOS="1065" ID="st28-151"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="90" HPOS="1366" VPOS="1065" ID="st28-152"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl28-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="abhängt" WIDTH="113" HPOS="196" VPOS="1115" ID="st28-153"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="309" VPOS="1115" ID="st28-154"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="344" VPOS="1115" ID="st28-155"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="399" VPOS="1115" ID="st28-156"/><SP/><String HEIGHT="31" CONTENT="Anhörung" WIDTH="144" HPOS="480" VPOS="1115" ID="st28-157"/><SP/><String HEIGHT="31" CONTENT="durchgeführt" WIDTH="187" HPOS="642" VPOS="1115" ID="st28-158"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="847" VPOS="1115" ID="st28-159"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="48" HPOS="974" VPOS="1115" ID="st28-160"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1022" VPOS="1115" ID="st28-161"/><SP/><String HEIGHT="31" CONTENT="Voraussichtlich" WIDTH="224" HPOS="1052" VPOS="1115" ID="st28-162"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="90" HPOS="1294" VPOS="1115" ID="st28-163"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1115" ID="st28-164"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl28-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="196" VPOS="1165" ID="st28-165"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="318" VPOS="1165" ID="st28-166"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="360" VPOS="1165" ID="st28-167"/><SP/><String HEIGHT="31" CONTENT="zweiten" WIDTH="113" HPOS="425" VPOS="1165" ID="st28-168"/><SP/><String HEIGHT="31" CONTENT="Jahreshälfte" WIDTH="181" HPOS="554" VPOS="1165" ID="st28-169"/><SP/><String HEIGHT="31" CONTENT="2007" WIDTH="74" HPOS="752" VPOS="1165" ID="st28-170"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="842" VPOS="1165" ID="st28-171"/><SP/><String HEIGHT="31" CONTENT="Bundesgesetzblatt" WIDTH="274" HPOS="894" VPOS="1165" ID="st28-172"/><SP/><String HEIGHT="31" CONTENT="verkündet" WIDTH="147" HPOS="1184" VPOS="1165" ID="st28-173"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1347" VPOS="1165" ID="st28-174"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl28-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1215" ID="st28-175"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="297" VPOS="1215" ID="st28-176"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="405" VPOS="1215" ID="st28-177"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="419" VPOS="1215" ID="st28-178"/><SP/><String HEIGHT="31" CONTENT="Januar" WIDTH="102" HPOS="478" VPOS="1215" ID="st28-179"/><SP/><String HEIGHT="31" CONTENT="2008" WIDTH="74" HPOS="625" VPOS="1215" ID="st28-180"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="744" VPOS="1215" ID="st28-181"/><SP/><String HEIGHT="31" CONTENT="Kraft" WIDTH="70" HPOS="816" VPOS="1215" ID="st28-182"/><SP/><String HEIGHT="31" CONTENT="treten" WIDTH="81" HPOS="931" VPOS="1215" ID="st28-183"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1012" VPOS="1215" ID="st28-184"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="1071" VPOS="1215" ID="st28-185"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="65" HPOS="1201" VPOS="1215" ID="st28-186"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="1311" VPOS="1215" ID="st28-187"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1403" VPOS="1215" ID="st28-188"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl28-18" WIDTH="1214" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverfassungsgericht" WIDTH="393" HPOS="196" VPOS="1265" ID="st28-189"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="598" VPOS="1265" ID="st28-190"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="646" VPOS="1265" ID="st28-191"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="700" VPOS="1265" ID="st28-192"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="891" VPOS="1265" ID="st28-193"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="926" VPOS="1265" ID="st28-194"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="984" VPOS="1265" ID="st28-195"/><SP/><String HEIGHT="31" CONTENT="gesetzt" WIDTH="102" HPOS="1293" VPOS="1265" ID="st28-196"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1395" VPOS="1265" ID="st28-197"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl28-19" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1365" ID="st28-198"/><SP/><String HEIGHT="31" CONTENT="Kommission" WIDTH="181" HPOS="256" VPOS="1365" ID="st28-199"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="446" VPOS="1365" ID="st28-200"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="109" HPOS="502" VPOS="1365" ID="st28-201"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="621" VPOS="1365" ID="st28-202"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsrechts" WIDTH="424" HPOS="684" VPOS="1365" ID="st28-203"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="1117" VPOS="1365" ID="st28-204"/><SP/><String HEIGHT="31" CONTENT="vorgeschlagen" WIDTH="209" HPOS="1173" VPOS="1365" ID="st28-205"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1382" VPOS="1365" ID="st28-206"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1408" VPOS="1365" ID="st28-207"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl28-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="196" VPOS="1415" ID="st28-208"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="563" VPOS="1415" ID="st28-209"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="65" HPOS="638" VPOS="1415" ID="st28-210"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="715" VPOS="1415" ID="st28-211"/><SP/><String HEIGHT="31" CONTENT="etwa" WIDTH="71" HPOS="781" VPOS="1415" ID="st28-212"/><SP/><String HEIGHT="31" CONTENT="eineinhalb" WIDTH="152" HPOS="864" VPOS="1415" ID="st28-213"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="1028" VPOS="1415" ID="st28-214"/><SP/><String HEIGHT="31" CONTENT="zuzubilligen" WIDTH="169" HPOS="1142" VPOS="1415" ID="st28-215"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1311" VPOS="1415" ID="st28-216"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="1338" VPOS="1415" ID="st28-217"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1397" VPOS="1415" ID="st28-218"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl28-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="1465" ID="st28-219"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="261" VPOS="1465" ID="st28-220"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="324" VPOS="1465" ID="st28-221"/><SP/><String HEIGHT="31" CONTENT="einzustellen" WIDTH="171" HPOS="523" VPOS="1465" ID="st28-222"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="694" VPOS="1465" ID="st28-223"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="727" VPOS="1465" ID="st28-224"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="795" VPOS="1465" ID="st28-225"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="809" VPOS="1465" ID="st28-226"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="824" VPOS="1465" ID="st28-227"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="838" VPOS="1465" ID="st28-228"/><SP/><String HEIGHT="31" CONTENT="allgemeine" WIDTH="161" HPOS="871" VPOS="1465" ID="st28-229"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="406" HPOS="1050" VPOS="1465" ID="st28-230"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl28-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anzupassen" WIDTH="171" HPOS="196" VPOS="1515" ID="st28-231"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="367" VPOS="1515" ID="st28-232"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="401" VPOS="1515" ID="st28-233"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="64" HPOS="467" VPOS="1515" ID="st28-234"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="547" VPOS="1515" ID="st28-235"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgerichts" WIDTH="409" HPOS="617" VPOS="1515" ID="st28-236"/><SP/><String HEIGHT="31" CONTENT="steht" WIDTH="72" HPOS="1042" VPOS="1515" ID="st28-237"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1130" VPOS="1515" ID="st28-238"/><SP/><String HEIGHT="31" CONTENT="Konflikt" WIDTH="110" HPOS="1180" VPOS="1515" ID="st28-239"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1305" VPOS="1515" ID="st28-240"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="90" HPOS="1366" VPOS="1515" ID="st28-241"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl28-23" WIDTH="1088" HEIGHT="31"><String HEIGHT="31" CONTENT="Übergangsfrist" WIDTH="210" HPOS="196" VPOS="1565" ID="st28-242"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="406" VPOS="1565" ID="st28-243"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="432" VPOS="1565" ID="st28-244"/><SP/><String HEIGHT="31" CONTENT="Kompromiss" WIDTH="185" HPOS="489" VPOS="1565" ID="st28-245"/><SP/><String HEIGHT="31" CONTENT="könnte" WIDTH="100" HPOS="683" VPOS="1565" ID="st28-246"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="793" VPOS="1565" ID="st28-247"/><SP/><String HEIGHT="31" CONTENT="gestaffeltes" WIDTH="170" HPOS="847" VPOS="1565" ID="st28-248"/><SP/><String HEIGHT="31" CONTENT="Inkrafttreten" WIDTH="178" HPOS="1026" VPOS="1565" ID="st28-249"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1214" VPOS="1565" ID="st28-250"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1270" VPOS="1565" ID="st28-251"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl28-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1665" ID="st28-252"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="260" VPOS="1665" ID="st28-253"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="384" VPOS="1665" ID="st28-254"/><SP/><String HEIGHT="31" CONTENT="Übergangsbestimmung" WIDTH="345" HPOS="442" VPOS="1665" ID="st28-255"/><SP/><String HEIGHT="31" CONTENT="lehnt" WIDTH="72" HPOS="797" VPOS="1665" ID="st28-256"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="880" VPOS="1665" ID="st28-257"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="949" VPOS="1665" ID="st28-258"/><SP/><String HEIGHT="31" CONTENT="Artikel" WIDTH="92" HPOS="997" VPOS="1665" ID="st28-259"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="19" HPOS="1099" VPOS="1665" ID="st28-260"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1128" VPOS="1665" ID="st28-261"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="1187" VPOS="1665" ID="st28-262"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1216" VPOS="1665" ID="st28-263"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="148" HPOS="1231" VPOS="1665" ID="st28-264"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1390" VPOS="1665" ID="st28-265"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl28-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="196" VPOS="1715" ID="st28-266"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="591" VPOS="1715" ID="st28-267"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="621" VPOS="1715" ID="st28-268"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="655" VPOS="1715" ID="st28-269"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="699" VPOS="1715" ID="st28-270"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="783" VPOS="1715" ID="st28-271"/><SP/><String HEIGHT="31" CONTENT="Bezugsdatum" WIDTH="204" HPOS="855" VPOS="1715" ID="st28-272"/><SP/><String HEIGHT="31" CONTENT="Anfang" WIDTH="106" HPOS="1077" VPOS="1715" ID="st28-273"/><SP/><String HEIGHT="31" CONTENT="September" WIDTH="163" HPOS="1201" VPOS="1715" ID="st28-274"/><SP/><String HEIGHT="31" CONTENT="2000" WIDTH="74" HPOS="1382" VPOS="1715" ID="st28-275"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl28-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="genannt" WIDTH="121" HPOS="196" VPOS="1765" ID="st28-276"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="331" VPOS="1765" ID="st28-277"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="387" VPOS="1765" ID="st28-278"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="416" VPOS="1765" ID="st28-279"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="524" VPOS="1765" ID="st28-280"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="113" HPOS="673" VPOS="1765" ID="st28-281"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="786" VPOS="1765" ID="st28-282"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="818" VPOS="1765" ID="st28-283"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="1066" VPOS="1765" ID="st28-284"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1765" ID="st28-285" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungskaufleute"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl28-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kaufleute" WIDTH="130" HPOS="196" VPOS="1815" ID="st28-286" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungskaufleute"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="326" VPOS="1815" ID="st28-287"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="78" HPOS="351" VPOS="1815" ID="st28-288"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="429" VPOS="1815" ID="st28-289"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="449" VPOS="1815" ID="st28-290"/><SP/><String HEIGHT="31" CONTENT="rechtzeitiger" WIDTH="182" HPOS="507" VPOS="1815" ID="st28-291"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="700" VPOS="1815" ID="st28-292"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="878" VPOS="1815" ID="st28-293"/><SP/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="136" HPOS="937" VPOS="1815" ID="st28-294"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="72" HPOS="1083" VPOS="1815" ID="st28-295"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1166" VPOS="1815" ID="st28-296"/><SP/><String HEIGHT="31" CONTENT="Bestandsschutz" WIDTH="235" HPOS="1221" VPOS="1815" ID="st28-297"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl28-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="196" VPOS="1865" ID="st28-298"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="251" VPOS="1865" ID="st28-299"/><SP/><String HEIGHT="31" CONTENT="berücksichtigt" WIDTH="198" HPOS="355" VPOS="1865" ID="st28-300"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="553" VPOS="1865" ID="st28-301"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="578" VPOS="1865" ID="st28-302"/><SP/><String HEIGHT="31" CONTENT="länger" WIDTH="93" HPOS="633" VPOS="1865" ID="st28-303"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="737" VPOS="1865" ID="st28-304"/><SP/><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="790" VPOS="1865" ID="st28-305"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="84" HPOS="819" VPOS="1865" ID="st28-306"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="913" VPOS="1865" ID="st28-307"/><SP/><String HEIGHT="31" CONTENT="4,5" WIDTH="46" HPOS="980" VPOS="1865" ID="st28-308"/><SP/><String HEIGHT="31" CONTENT="Monate" WIDTH="111" HPOS="1037" VPOS="1865" ID="st28-309"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1158" VPOS="1865" ID="st28-310"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1865" ID="st28-311" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlungstätigkeit"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl28-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittlungstätigkeit" WIDTH="295" HPOS="196" VPOS="1915" ID="st28-312" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlungstätigkeit"/><SP/><String HEIGHT="31" CONTENT="ausübten" WIDTH="129" HPOS="505" VPOS="1915" ID="st28-313"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="634" VPOS="1915" ID="st28-314"/><SP/><String HEIGHT="31" CONTENT="Wegen" WIDTH="106" HPOS="665" VPOS="1915" ID="st28-315"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="785" VPOS="1915" ID="st28-316"/><SP/><String HEIGHT="31" CONTENT="verspäteten" WIDTH="174" HPOS="848" VPOS="1915" ID="st28-317"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="1036" VPOS="1915" ID="st28-318"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1219" VPOS="1915" ID="st28-319"/><SP/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="1281" VPOS="1915" ID="st28-320"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1915" ID="st28-321"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl28-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="186" HPOS="196" VPOS="1965" ID="st28-322"/><SP/><String HEIGHT="31" CONTENT="umfasst" WIDTH="117" HPOS="397" VPOS="1965" ID="st28-323"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="530" VPOS="1965" ID="st28-324"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="64" HPOS="626" VPOS="1965" ID="st28-325"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="707" VPOS="1965" ID="st28-326"/><SP/><String HEIGHT="31" CONTENT="6" WIDTH="19" HPOS="860" VPOS="1965" ID="st28-327"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="895" VPOS="1965" ID="st28-328"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="994" VPOS="1965" ID="st28-329"/><SP/><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="1065" VPOS="1965" ID="st28-330"/><SP/><String HEIGHT="31" CONTENT="Monate" WIDTH="102" HPOS="1100" VPOS="1965" ID="st28-331"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1202" VPOS="1965" ID="st28-332"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1236" VPOS="1965" ID="st28-333"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="1302" VPOS="1965" ID="st28-334"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl28-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="2015" ID="st28-335"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="353" VPOS="2015" ID="st28-336"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="477" VPOS="2015" ID="st28-337"/><SP/><String HEIGHT="31" CONTENT="allein" WIDTH="77" HPOS="577" VPOS="2015" ID="st28-338"/><SP/><String HEIGHT="31" CONTENT="deswegen" WIDTH="152" HPOS="669" VPOS="2015" ID="st28-339"/><SP/><String HEIGHT="31" CONTENT="schlechter" WIDTH="152" HPOS="835" VPOS="2015" ID="st28-340"/><SP/><String HEIGHT="31" CONTENT="gestellt" WIDTH="101" HPOS="1002" VPOS="2015" ID="st28-341"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1103" VPOS="2015" ID="st28-342"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="1131" VPOS="2015" ID="st28-343"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1203" VPOS="2015" ID="st28-344"/><SP/><String HEIGHT="31" CONTENT="Gesetzgeber" WIDTH="191" HPOS="1265" VPOS="2015" ID="st28-345"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl28-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="2065" ID="st28-346"/><SP/><String HEIGHT="31" CONTENT="Vermittlungsrecht" WIDTH="259" HPOS="270" VPOS="2065" ID="st28-347"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="549" VPOS="2065" ID="st28-348"/><SP/><String HEIGHT="31" CONTENT="rechtzeitig" WIDTH="151" HPOS="640" VPOS="2065" ID="st28-349"/><SP/><String HEIGHT="31" CONTENT="erarbeitet" WIDTH="141" HPOS="811" VPOS="2065" ID="st28-350"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="972" VPOS="2065" ID="st28-351"/><SP/><String HEIGHT="31" CONTENT="verabschiedet" WIDTH="207" HPOS="1048" VPOS="2065" ID="st28-352"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="1275" VPOS="2065" ID="st28-353"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1317" VPOS="2065" ID="st28-354"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1351" VPOS="2065" ID="st28-355"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="2065" ID="st28-356"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl28-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="196" VPOS="2115" ID="st28-357"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="436" VPOS="2115" ID="st28-358"/><SP/><String HEIGHT="31" CONTENT="festzustellende" WIDTH="222" HPOS="614" VPOS="2115" ID="st28-359"/><SP/><String HEIGHT="31" CONTENT="Ungleichbehandlung" WIDTH="303" HPOS="876" VPOS="2115" ID="st28-360"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1219" VPOS="2115" ID="st28-361"/><SP/><String HEIGHT="31" CONTENT="dadurch" WIDTH="120" HPOS="1336" VPOS="2115" ID="st28-362"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl28-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="20" WIDTH="37" HPOS="196" VPOS="2207" ID="st28-363"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="29" ID="p592543" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592543" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592543" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl29-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="überwunden" WIDTH="184" HPOS="196" VPOS="215" ID="st29-0"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="390" VPOS="215" ID="st29-1"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="492" VPOS="215" ID="st29-2"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="519" VPOS="215" ID="st29-3"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="600" VPOS="215" ID="st29-4"/><SP/><String HEIGHT="31" CONTENT="Sachkundeprüfung" WIDTH="280" HPOS="673" VPOS="215" ID="st29-5"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="963" VPOS="215" ID="st29-6"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="1018" VPOS="215" ID="st29-7"/><SP/><String HEIGHT="31" CONTENT="entfällt" WIDTH="96" HPOS="1121" VPOS="215" ID="st29-8"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1217" VPOS="215" ID="st29-9"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1239" VPOS="215" ID="st29-10"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="1294" VPOS="215" ID="st29-11"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="1404" VPOS="215" ID="st29-12"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl29-1" WIDTH="1164" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="265" ID="st29-13"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="270" VPOS="265" ID="st29-14"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="284" VPOS="265" ID="st29-15"/><SP/><String HEIGHT="31" CONTENT="September" WIDTH="163" HPOS="308" VPOS="265" ID="st29-16"/><SP/><String HEIGHT="31" CONTENT="2002" WIDTH="74" HPOS="480" VPOS="265" ID="st29-17"/><SP/><String HEIGHT="31" CONTENT="ununterbrochen" WIDTH="234" HPOS="563" VPOS="265" ID="st29-18"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="806" VPOS="265" ID="st29-19"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="858" VPOS="265" ID="st29-20"/><SP/><String HEIGHT="31" CONTENT="tätig" WIDTH="63" HPOS="1217" VPOS="265" ID="st29-21"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1290" VPOS="265" ID="st29-22"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1346" VPOS="265" ID="st29-23"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl29-2" WIDTH="1127" HEIGHT="31"><String HEIGHT="31" CONTENT="Schaubild" WIDTH="147" HPOS="196" VPOS="415" ID="st29-24"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="352" VPOS="415" ID="st29-25"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="366" VPOS="415" ID="st29-26"/><SP/><String HEIGHT="31" CONTENT="Voraussichtlicher" WIDTH="254" HPOS="389" VPOS="415" ID="st29-27"/><SP/><String HEIGHT="31" CONTENT="Zeitplan" WIDTH="119" HPOS="652" VPOS="415" ID="st29-28"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="780" VPOS="415" ID="st29-29"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="828" VPOS="415" ID="st29-30"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="891" VPOS="415" ID="st29-31"/></TextLine><TextLine HPOS="224" VPOS="615" ID="tl29-3" WIDTH="1128" HEIGHT="19"><String HEIGHT="19" CONTENT="Feb" WIDTH="28" HPOS="224" VPOS="615" ID="st29-32"/><String HEIGHT="19" CONTENT="." WIDTH="10" HPOS="252" VPOS="615" ID="st29-33"/><SP/><String HEIGHT="19" CONTENT="2006" WIDTH="41" HPOS="266" VPOS="615" ID="st29-34"/><SP/><String HEIGHT="19" CONTENT="bis" WIDTH="25" HPOS="445" VPOS="615" ID="st29-35"/><SP/><String HEIGHT="19" CONTENT="15" WIDTH="16" HPOS="475" VPOS="615" ID="st29-36"/><String HEIGHT="19" CONTENT="." WIDTH="9" HPOS="491" VPOS="615" ID="st29-37"/><SP/><String HEIGHT="19" CONTENT="Mai" WIDTH="35" HPOS="505" VPOS="615" ID="st29-38"/><SP/><String HEIGHT="19" CONTENT="2006" WIDTH="41" HPOS="544" VPOS="615" ID="st29-39"/><SP/><String HEIGHT="19" CONTENT="August/Sept" WIDTH="99" HPOS="705" VPOS="615" ID="st29-40"/><String HEIGHT="19" CONTENT="." WIDTH="10" HPOS="804" VPOS="615" ID="st29-41"/><SP/><String HEIGHT="19" CONTENT="2006" WIDTH="41" HPOS="819" VPOS="615" ID="st29-42"/><SP/><String HEIGHT="19" CONTENT="2" WIDTH="7" HPOS="980" VPOS="615" ID="st29-43"/><String HEIGHT="19" CONTENT="." WIDTH="8" HPOS="987" VPOS="615" ID="st29-44"/><SP/><String HEIGHT="19" CONTENT="Hälfte" WIDTH="54" HPOS="1000" VPOS="615" ID="st29-45"/><SP/><String HEIGHT="19" CONTENT="2007" WIDTH="40" HPOS="1059" VPOS="615" ID="st29-46"/><SP/><String HEIGHT="19" CONTENT="1" WIDTH="7" HPOS="1254" VPOS="615" ID="st29-47"/><String HEIGHT="19" CONTENT="." WIDTH="8" HPOS="1261" VPOS="615" ID="st29-48"/><SP/><String HEIGHT="19" CONTENT="Juli" WIDTH="32" HPOS="1274" VPOS="615" ID="st29-49"/><SP/><String HEIGHT="19" CONTENT="2009" WIDTH="41" HPOS="1311" VPOS="615" ID="st29-50"/></TextLine><TextLine HPOS="324" VPOS="653" ID="tl29-4" WIDTH="909" HEIGHT="18"><String HEIGHT="18" CONTENT="seit" WIDTH="29" HPOS="324" VPOS="653" ID="st29-51"/><SP/><String HEIGHT="18" CONTENT="Feb" WIDTH="28" HPOS="358" VPOS="653" ID="st29-52"/><String HEIGHT="18" CONTENT="." WIDTH="10" HPOS="386" VPOS="653" ID="st29-53"/><SP/><String HEIGHT="18" CONTENT="2006" WIDTH="41" HPOS="400" VPOS="653" ID="st29-54"/><SP/><String HEIGHT="18" CONTENT="bis" WIDTH="24" HPOS="576" VPOS="653" ID="st29-55"/><SP/><String HEIGHT="18" CONTENT="31" WIDTH="16" HPOS="605" VPOS="653" ID="st29-56"/><String HEIGHT="18" CONTENT="." WIDTH="9" HPOS="621" VPOS="653" ID="st29-57"/><SP/><String HEIGHT="18" CONTENT="Mai" WIDTH="35" HPOS="635" VPOS="653" ID="st29-58"/><SP/><String HEIGHT="18" CONTENT="2006" WIDTH="40" HPOS="675" VPOS="653" ID="st29-59"/><SP/><String HEIGHT="18" CONTENT="ab" WIDTH="22" HPOS="839" VPOS="653" ID="st29-60"/><SP/><String HEIGHT="18" CONTENT="Oktober" WIDTH="73" HPOS="865" VPOS="653" ID="st29-61"/><SP/><String HEIGHT="18" CONTENT="2006" WIDTH="41" HPOS="942" VPOS="653" ID="st29-62"/><SP/><String HEIGHT="18" CONTENT="1" WIDTH="8" HPOS="1106" VPOS="653" ID="st29-63"/><String HEIGHT="18" CONTENT="." WIDTH="8" HPOS="1114" VPOS="653" ID="st29-64"/><SP/><String HEIGHT="18" CONTENT="Januar" WIDTH="62" HPOS="1126" VPOS="653" ID="st29-65"/><SP/><String HEIGHT="18" CONTENT="2008" WIDTH="40" HPOS="1193" VPOS="653" ID="st29-66"/></TextLine><TextLine HPOS="268" VPOS="831" ID="tl29-5" WIDTH="83" HEIGHT="19"><String HEIGHT="19" CONTENT="BMJ" WIDTH="39" HPOS="268" VPOS="831" ID="st29-67"/><SP/><String HEIGHT="19" CONTENT="stellt" WIDTH="39" HPOS="312" VPOS="831" ID="st29-68"/></TextLine><TextLine HPOS="268" VPOS="856" ID="tl29-6" WIDTH="46" HEIGHT="19"><String HEIGHT="19" CONTENT="neues" WIDTH="46" HPOS="268" VPOS="856" ID="st29-69"/></TextLine><TextLine HPOS="268" VPOS="881" ID="tl29-7" WIDTH="75" HEIGHT="19"><String HEIGHT="19" CONTENT="VVG" WIDTH="44" HPOS="268" VPOS="881" ID="st29-70"/><SP/><String HEIGHT="19" CONTENT="vor" WIDTH="27" HPOS="316" VPOS="881" ID="st29-71"/></TextLine><TextLine HPOS="399" VPOS="922" ID="tl29-8" WIDTH="73" HEIGHT="19"><String HEIGHT="19" CONTENT="Stellung" WIDTH="65" HPOS="399" VPOS="922" ID="st29-72" SUBS_TYPE="HypPart1" SUBS_CONTENT="Stellungnahme"/><HYP CONTENT="-" WIDTH="8" HPOS="464" VPOS="922" HEIGHT="19"/></TextLine><TextLine HPOS="399" VPOS="947" ID="tl29-9" WIDTH="53" HEIGHT="19"><String HEIGHT="19" CONTENT="nahme" WIDTH="53" HPOS="399" VPOS="947" ID="st29-73" SUBS_TYPE="HypPart2" SUBS_CONTENT="Stellungnahme"/></TextLine><TextLine HPOS="399" VPOS="972" ID="tl29-10" WIDTH="67" HEIGHT="19"><String HEIGHT="19" CONTENT="Bundes" WIDTH="58" HPOS="399" VPOS="972" ID="st29-74" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesressorts"/><HYP CONTENT="-" WIDTH="9" HPOS="457" VPOS="972" HEIGHT="19"/></TextLine><TextLine HPOS="399" VPOS="997" ID="tl29-11" WIDTH="61" HEIGHT="19"><String HEIGHT="19" CONTENT="ressorts" WIDTH="61" HPOS="399" VPOS="997" ID="st29-75" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesressorts"/></TextLine><TextLine HPOS="530" VPOS="831" ID="tl29-12" WIDTH="74" HEIGHT="19"><String HEIGHT="19" CONTENT="Stellung" WIDTH="66" HPOS="530" VPOS="831" ID="st29-76" SUBS_TYPE="HypPart1" SUBS_CONTENT="Stellungnahme"/><HYP CONTENT="-" WIDTH="8" HPOS="596" VPOS="831" HEIGHT="19"/></TextLine><TextLine HPOS="530" VPOS="856" ID="tl29-13" WIDTH="54" HEIGHT="19"><String HEIGHT="19" CONTENT="nahme" WIDTH="54" HPOS="530" VPOS="856" ID="st29-77" SUBS_TYPE="HypPart2" SUBS_CONTENT="Stellungnahme"/></TextLine><TextLine HPOS="530" VPOS="881" ID="tl29-14" WIDTH="78" HEIGHT="19"><String HEIGHT="19" CONTENT="Verbände" WIDTH="78" HPOS="530" VPOS="881" ID="st29-78"/></TextLine><TextLine HPOS="661" VPOS="922" ID="tl29-15" WIDTH="74" HEIGHT="19"><String HEIGHT="19" CONTENT="Stellung" WIDTH="66" HPOS="661" VPOS="922" ID="st29-79" SUBS_TYPE="HypPart1" SUBS_CONTENT="Stellungnahme"/><HYP CONTENT="-" WIDTH="8" HPOS="727" VPOS="922" HEIGHT="19"/></TextLine><TextLine HPOS="661" VPOS="947" ID="tl29-16" WIDTH="54" HEIGHT="19"><String HEIGHT="19" CONTENT="nahme" WIDTH="54" HPOS="661" VPOS="947" ID="st29-80" SUBS_TYPE="HypPart2" SUBS_CONTENT="Stellungnahme"/></TextLine><TextLine HPOS="661" VPOS="972" ID="tl29-17" WIDTH="67" HEIGHT="19"><String HEIGHT="19" CONTENT="Bundes" WIDTH="58" HPOS="661" VPOS="972" ID="st29-81" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesländer"/><HYP CONTENT="-" WIDTH="9" HPOS="719" VPOS="972" HEIGHT="19"/></TextLine><TextLine HPOS="661" VPOS="997" ID="tl29-18" WIDTH="51" HEIGHT="19"><String HEIGHT="19" CONTENT="länder" WIDTH="51" HPOS="661" VPOS="997" ID="st29-82" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesländer"/></TextLine><TextLine HPOS="792" VPOS="831" ID="tl29-19" WIDTH="81" HEIGHT="19"><String HEIGHT="19" CONTENT="Beschluss" WIDTH="81" HPOS="792" VPOS="831" ID="st29-83"/></TextLine><TextLine HPOS="792" VPOS="856" ID="tl29-20" WIDTH="68" HEIGHT="19"><String HEIGHT="19" CONTENT="Bundes" WIDTH="59" HPOS="792" VPOS="856" ID="st29-84" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundeskabinett"/><HYP CONTENT="-" WIDTH="9" HPOS="851" VPOS="856" HEIGHT="19"/></TextLine><TextLine HPOS="792" VPOS="881" ID="tl29-21" WIDTH="65" HEIGHT="19"><String HEIGHT="19" CONTENT="kabinett" WIDTH="65" HPOS="792" VPOS="881" ID="st29-85" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundeskabinett"/></TextLine><TextLine HPOS="924" VPOS="922" ID="tl29-22" WIDTH="73" HEIGHT="19"><String HEIGHT="19" CONTENT="Beratung" WIDTH="73" HPOS="924" VPOS="922" ID="st29-86"/></TextLine><TextLine HPOS="924" VPOS="947" ID="tl29-23" WIDTH="81" HEIGHT="19"><String HEIGHT="19" CONTENT="Bundesrat" WIDTH="81" HPOS="924" VPOS="947" ID="st29-87"/></TextLine><TextLine HPOS="1055" VPOS="831" ID="tl29-24" WIDTH="67" HEIGHT="19"><String HEIGHT="19" CONTENT="Verkün" WIDTH="58" HPOS="1055" VPOS="831" ID="st29-88" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verkündung"/><HYP CONTENT="-" WIDTH="9" HPOS="1113" VPOS="831" HEIGHT="19"/></TextLine><TextLine HPOS="1055" VPOS="856" ID="tl29-25" WIDTH="67" HEIGHT="19"><String HEIGHT="19" CONTENT="dung" WIDTH="40" HPOS="1055" VPOS="856" ID="st29-89" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verkündung"/><SP/><String HEIGHT="19" CONTENT="im" WIDTH="22" HPOS="1100" VPOS="856" ID="st29-90"/></TextLine><TextLine HPOS="1055" VPOS="881" ID="tl29-26" WIDTH="67" HEIGHT="19"><String HEIGHT="19" CONTENT="Bundes" WIDTH="58" HPOS="1055" VPOS="881" ID="st29-91" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesgesetz¬"/><HYP CONTENT="-" WIDTH="9" HPOS="1113" VPOS="881" HEIGHT="19"/></TextLine><TextLine HPOS="1055" VPOS="906" ID="tl29-27" WIDTH="57" HEIGHT="19"><String HEIGHT="19" CONTENT="gesetz" WIDTH="49" HPOS="1055" VPOS="906" ID="st29-92" SUBS_TYPE="HypPart1" SUBS_CONTENT="gesetzblatt"/><HYP CONTENT="-" WIDTH="8" HPOS="1104" VPOS="906" HEIGHT="19"/></TextLine><TextLine HPOS="1055" VPOS="931" ID="tl29-28" WIDTH="35" HEIGHT="19"><String HEIGHT="19" CONTENT="blatt" WIDTH="35" HPOS="1055" VPOS="931" ID="st29-93" SUBS_TYPE="HypPart2" SUBS_CONTENT="gesetzblatt"/></TextLine><TextLine HPOS="1317" VPOS="831" ID="tl29-29" WIDTH="72" HEIGHT="19"><String HEIGHT="19" CONTENT="Ende" WIDTH="42" HPOS="1317" VPOS="831" ID="st29-94"/><SP/><String HEIGHT="19" CONTENT="der" WIDTH="25" HPOS="1364" VPOS="831" ID="st29-95"/></TextLine><TextLine HPOS="1317" VPOS="856" ID="tl29-30" WIDTH="119" HEIGHT="19"><String HEIGHT="19" CONTENT="Übergangsfrist" WIDTH="119" HPOS="1317" VPOS="856" ID="st29-96"/></TextLine><TextLine HPOS="1186" VPOS="922" ID="tl29-31" WIDTH="100" HEIGHT="19"><String HEIGHT="19" CONTENT="Inkrafttreten" WIDTH="100" HPOS="1186" VPOS="922" ID="st29-97"/></TextLine><TextLine HPOS="196" VPOS="1144" ID="tl29-32" WIDTH="1197" HEIGHT="31"><String HEIGHT="31" CONTENT="Quelle" WIDTH="90" HPOS="196" VPOS="1144" ID="st29-98"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="286" VPOS="1144" ID="st29-99"/><SP/><String HEIGHT="31" CONTENT="Zusammengestellt" WIDTH="273" HPOS="311" VPOS="1144" ID="st29-100"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="593" VPOS="1144" ID="st29-101"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="674" VPOS="1144" ID="st29-102"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="888" VPOS="1144" ID="st29-103"/><SP/><String HEIGHT="31" CONTENT="Bundesministeriums" WIDTH="300" HPOS="951" VPOS="1144" ID="st29-104"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1260" VPOS="1144" ID="st29-105"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="85" HPOS="1308" VPOS="1144" ID="st29-106"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl29-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="21" WIDTH="37" HPOS="1419" VPOS="2207" ID="st29-107"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="30" ID="p592544" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592544" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592544" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl30-0" WIDTH="1231" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="19" HPOS="196" VPOS="215" ID="st30-0"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="61" HPOS="256" VPOS="215" ID="st30-1"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="78" HPOS="327" VPOS="215" ID="st30-2"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="313" HPOS="414" VPOS="215" ID="st30-3"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="736" VPOS="215" ID="st30-4"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="775" VPOS="215" ID="st30-5"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="171" HPOS="836" VPOS="215" ID="st30-6"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="1007" VPOS="215" ID="st30-7"/><SP/><String HEIGHT="31" CONTENT="Vielfältige" WIDTH="157" HPOS="1035" VPOS="215" ID="st30-8"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="1201" VPOS="215" ID="st30-9"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="1300" VPOS="215" ID="st30-10"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="81" HPOS="1346" VPOS="215" ID="st30-11"/></TextLine><TextLine HPOS="256" VPOS="265" ID="tl30-1" WIDTH="302" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="256" VPOS="265" ID="st30-12"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl30-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="365" ID="st30-13"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="268" VPOS="365" ID="st30-14"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="398" VPOS="365" ID="st30-15"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="469" VPOS="365" ID="st30-16"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="467" HPOS="579" VPOS="365" ID="st30-17"/><SP/><String HEIGHT="31" CONTENT="strebt" WIDTH="83" HPOS="1064" VPOS="365" ID="st30-18"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1165" VPOS="365" ID="st30-19"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="192" HPOS="1264" VPOS="365" ID="st30-20"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl30-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="196" VPOS="415" ID="st30-21"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="494" VPOS="415" ID="st30-22"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="568" VPOS="415" ID="st30-23"/><SP/><String HEIGHT="31" CONTENT="gerechteren" WIDTH="178" HPOS="668" VPOS="415" ID="st30-24"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="296" HPOS="864" VPOS="415" ID="st30-25"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="138" HPOS="1178" VPOS="415" ID="st30-26"/><SP/><String HEIGHT="31" CONTENT="Versich" WIDTH="107" HPOS="1334" VPOS="415" ID="st30-27" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherten"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="415" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl30-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erten" WIDTH="76" HPOS="196" VPOS="465" ID="st30-28" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherten"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="307" VPOS="465" ID="st30-29"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="189" HPOS="398" VPOS="465" ID="st30-30"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="31" HPOS="622" VPOS="465" ID="st30-31"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="653" VPOS="465" ID="st30-32"/><SP/><String HEIGHT="31" CONTENT="Transparentere" WIDTH="228" HPOS="704" VPOS="465" ID="st30-33"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="967" VPOS="465" ID="st30-34"/><SP/><String HEIGHT="31" CONTENT="umfassendere" WIDTH="211" HPOS="1058" VPOS="465" ID="st30-35"/><SP/><String HEIGHT="31" CONTENT="Angebots" WIDTH="136" HPOS="1304" VPOS="465" ID="st30-36" SUBS_TYPE="HypPart1" SUBS_CONTENT="Angebotsinformationen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl30-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="informationen" WIDTH="195" HPOS="196" VPOS="515" ID="st30-37" SUBS_TYPE="HypPart2" SUBS_CONTENT="Angebotsinformationen"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="391" VPOS="515" ID="st30-38"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="119" HPOS="438" VPOS="515" ID="st30-39"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="319" HPOS="588" VPOS="515" ID="st30-40"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="938" VPOS="515" ID="st30-41"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="994" VPOS="515" ID="st30-42"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="96" HPOS="1074" VPOS="515" ID="st30-43"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1170" VPOS="515" ID="st30-44"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1186" VPOS="515" ID="st30-45"/><SP/><String HEIGHT="31" CONTENT="Kranken" WIDTH="119" HPOS="1234" VPOS="515" ID="st30-46"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1353" VPOS="515" ID="st30-47"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="515" ID="st30-48"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl30-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherung" WIDTH="458" HPOS="196" VPOS="565" ID="st30-49"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="654" VPOS="565" ID="st30-50"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="704" VPOS="565" ID="st30-51"/><SP/><String HEIGHT="31" CONTENT="optimierte" WIDTH="146" HPOS="800" VPOS="565" ID="st30-52"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="979" VPOS="565" ID="st30-53"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="1147" VPOS="565" ID="st30-54"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1290" VPOS="565" ID="st30-55"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="1349" VPOS="565" ID="st30-56"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl30-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="196" VPOS="615" ID="st30-57"/><SP/><String HEIGHT="31" CONTENT="kontrovers" WIDTH="156" HPOS="460" VPOS="615" ID="st30-58"/><SP/><String HEIGHT="31" CONTENT="diskutiert" WIDTH="130" HPOS="639" VPOS="615" ID="st30-59"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="769" VPOS="615" ID="st30-60"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="805" VPOS="615" ID="st30-61"/><SP/><String HEIGHT="31" CONTENT="alternative" WIDTH="153" HPOS="905" VPOS="615" ID="st30-62"/><SP/><String HEIGHT="31" CONTENT="Instrumente" WIDTH="169" HPOS="1082" VPOS="615" ID="st30-63"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1251" VPOS="615" ID="st30-64"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1290" VPOS="615" ID="st30-65"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="1358" VPOS="615" ID="st30-66"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl30-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eingang" WIDTH="123" HPOS="196" VPOS="665" ID="st30-67"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="354" VPOS="665" ID="st30-68"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="414" VPOS="665" ID="st30-69"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="494" VPOS="665" ID="st30-70"/><SP/><String HEIGHT="31" CONTENT="Gesetze" WIDTH="124" HPOS="621" VPOS="665" ID="st30-71"/><SP/><String HEIGHT="31" CONTENT="fanden" WIDTH="96" HPOS="780" VPOS="665" ID="st30-72"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="876" VPOS="665" ID="st30-73"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="927" VPOS="665" ID="st30-74"/><SP/><String HEIGHT="31" CONTENT="angesprochen" WIDTH="203" HPOS="1071" VPOS="665" ID="st30-75"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1274" VPOS="665" ID="st30-76"/><SP/><String HEIGHT="31" CONTENT="Konsens" WIDTH="130" HPOS="1326" VPOS="665" ID="st30-77"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl30-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bestehtingegen" WIDTH="228" HPOS="196" VPOS="715" ID="st30-78"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="477" VPOS="715" ID="st30-79"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="596" VPOS="715" ID="st30-80"/><SP/><String HEIGHT="31" CONTENT="Reformbedürftigkeit" WIDTH="291" HPOS="693" VPOS="715" ID="st30-81"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1037" VPOS="715" ID="st30-82"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrechts" WIDTH="297" HPOS="1143" VPOS="715" ID="st30-83"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="715" ID="st30-84"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl30-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschützer" WIDTH="310" HPOS="196" VPOS="765" ID="st30-85"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="106" HPOS="518" VPOS="765" ID="st30-86"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="636" VPOS="765" ID="st30-87"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="709" VPOS="765" ID="st30-88"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="95" HPOS="774" VPOS="765" ID="st30-89"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="869" VPOS="765" ID="st30-90"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="897" VPOS="765" ID="st30-91"/><SP/><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="211" HPOS="959" VPOS="765" ID="st30-92"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="1183" VPOS="765" ID="st30-93"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="1377" VPOS="765" ID="st30-94"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl30-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="196" VPOS="815" ID="st30-95"/><SP/><String HEIGHT="31" CONTENT="keineswegs" WIDTH="174" HPOS="329" VPOS="815" ID="st30-96"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="537" VPOS="815" ID="st30-97"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="619" VPOS="815" ID="st30-98"/><SP/><String HEIGHT="31" CONTENT="Verbraucherinteresse" WIDTH="312" HPOS="689" VPOS="815" ID="st30-99"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1001" VPOS="815" ID="st30-100"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1051" VPOS="815" ID="st30-101"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1178" VPOS="815" ID="st30-102"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="114" HPOS="1323" VPOS="815" ID="st30-103"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="1437" VPOS="815" ID="st30-104"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl30-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungskorrespondent" WIDTH="419" HPOS="196" VPOS="865" ID="st30-105"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="615" VPOS="865" ID="st30-106"/><SP/><String HEIGHT="31" CONTENT="Financial" WIDTH="134" HPOS="641" VPOS="865" ID="st30-107"/><SP/><String HEIGHT="31" CONTENT="Times" WIDTH="90" HPOS="785" VPOS="865" ID="st30-108"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="186" HPOS="885" VPOS="865" ID="st30-109"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1080" VPOS="865" ID="st30-110"/><SP/><String HEIGHT="31" CONTENT="Vorstandsmitglied" WIDTH="265" HPOS="1146" VPOS="865" ID="st30-111"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="865" ID="st30-112"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl30-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verein" WIDTH="97" HPOS="196" VPOS="915" ID="st30-113"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="320" VPOS="915" ID="st30-114"/><SP/><String HEIGHT="31" CONTENT="Versicherungsjournalisten" WIDTH="384" HPOS="396" VPOS="915" ID="st30-115"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="780" VPOS="915" ID="st30-116"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="817" VPOS="915" ID="st30-117"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="921" VPOS="915" ID="st30-118"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="993" VPOS="915" ID="st30-119"/><SP/><String HEIGHT="31" CONTENT="warte" WIDTH="81" HPOS="1375" VPOS="915" ID="st30-120"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl30-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dringend" WIDTH="130" HPOS="196" VPOS="965" ID="st30-121"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="339" VPOS="965" ID="st30-122"/><SP/><String HEIGHT="31" CONTENT="Reformen" WIDTH="138" HPOS="397" VPOS="965" ID="st30-123"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="535" VPOS="965" ID="st30-124"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="566" VPOS="965" ID="st30-125"/><SP/><String HEIGHT="31" CONTENT="sonst" WIDTH="79" HPOS="636" VPOS="965" ID="st30-126"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="728" VPOS="965" ID="st30-127"/><SP/><String HEIGHT="31" CONTENT="geänderten" WIDTH="168" HPOS="785" VPOS="965" ID="st30-128"/><SP/><String HEIGHT="31" CONTENT="Rahmenbedingungen" WIDTH="319" HPOS="966" VPOS="965" ID="st30-129"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1297" VPOS="965" ID="st30-130"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="965" ID="st30-131"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl30-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1015" ID="st30-132"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="253" VPOS="1015" ID="st30-133"/><SP/><String HEIGHT="31" CONTENT="juristischen" WIDTH="167" HPOS="330" VPOS="1015" ID="st30-134"/><SP/><String HEIGHT="31" CONTENT="Korsett" WIDTH="106" HPOS="509" VPOS="1015" ID="st30-135"/><SP/><String HEIGHT="31" CONTENT="zusammenpassten" WIDTH="270" HPOS="627" VPOS="1015" ID="st30-136"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="897" VPOS="1015" ID="st30-137"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="929" VPOS="1015" ID="st30-138"/><SP/><String HEIGHT="31" CONTENT="Politik" WIDTH="85" HPOS="1008" VPOS="1015" ID="st30-139"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1093" VPOS="1015" ID="st30-140"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1118" VPOS="1015" ID="st30-141"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1175" VPOS="1015" ID="st30-142"/><SP/><String HEIGHT="31" CONTENT="Nachfrageseite" WIDTH="224" HPOS="1232" VPOS="1015" ID="st30-143"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl30-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="stärken" WIDTH="110" HPOS="196" VPOS="1065" ID="st30-144"/><SP/><String HEIGHT="31" CONTENT="will" WIDTH="44" HPOS="346" VPOS="1065" ID="st30-145"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="390" VPOS="1065" ID="st30-146"/><SP/><String HEIGHT="31" CONTENT="stehe" WIDTH="82" HPOS="441" VPOS="1065" ID="st30-147"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="563" VPOS="1065" ID="st30-148"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="674" VPOS="1065" ID="st30-149"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="740" VPOS="1065" ID="st30-150"/><SP/><String HEIGHT="31" CONTENT="unauflöslichen" WIDTH="213" HPOS="871" VPOS="1065" ID="st30-151"/><SP/><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="161" HPOS="1124" VPOS="1065" ID="st30-152"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1325" VPOS="1065" ID="st30-153"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1065" ID="st30-154"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl30-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unternehmensinteressen" WIDTH="365" HPOS="196" VPOS="1115" ID="st30-155"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="561" VPOS="1115" ID="st30-156"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="588" VPOS="1115" ID="st30-157"/><SP/><String HEIGHT="31" CONTENT="Manfred" WIDTH="122" HPOS="631" VPOS="1115" ID="st30-158"/><SP/><String HEIGHT="31" CONTENT="Zöllmer" WIDTH="105" HPOS="763" VPOS="1115" ID="st30-159"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="868" VPOS="1115" ID="st30-160"/><SP/><String HEIGHT="31" CONTENT="MdB" WIDTH="58" HPOS="893" VPOS="1115" ID="st30-161"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="951" VPOS="1115" ID="st30-162"/><SP/><String HEIGHT="31" CONTENT="Sprecher" WIDTH="135" HPOS="981" VPOS="1115" ID="st30-163"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1126" VPOS="1115" ID="st30-164"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreises" WIDTH="266" HPOS="1190" VPOS="1115" ID="st30-165"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl30-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="196" VPOS="1165" ID="st30-166"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="210" VPOS="1165" ID="st30-167"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="472" VPOS="1165" ID="st30-168"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="503" VPOS="1165" ID="st30-169"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="566" VPOS="1165" ID="st30-170"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="693" VPOS="1165" ID="st30-171"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="71" HPOS="707" VPOS="1165" ID="st30-172"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="778" VPOS="1165" ID="st30-173"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="792" VPOS="1165" ID="st30-174"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="905" VPOS="1165" ID="st30-175"/><SP/><String HEIGHT="31" CONTENT="überzeugt" WIDTH="142" HPOS="935" VPOS="1165" ID="st30-176"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1077" VPOS="1165" ID="st30-177"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="1108" VPOS="1165" ID="st30-178"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1211" VPOS="1165" ID="st30-179"/><SP/><String HEIGHT="31" CONTENT="Markt" WIDTH="84" HPOS="1274" VPOS="1165" ID="st30-180"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1373" VPOS="1165" ID="st30-181"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl30-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Intransparenz" WIDTH="204" HPOS="196" VPOS="1215" ID="st30-182"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="411" VPOS="1215" ID="st30-183"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="103" HPOS="477" VPOS="1215" ID="st30-184"/><SP/><String HEIGHT="31" CONTENT="Fehlentwicklungen" WIDTH="276" HPOS="591" VPOS="1215" ID="st30-185"/><SP/><String HEIGHT="31" CONTENT="nachhaltig" WIDTH="152" HPOS="877" VPOS="1215" ID="st30-186"/><SP/><String HEIGHT="31" CONTENT="geschädigt" WIDTH="162" HPOS="1039" VPOS="1215" ID="st30-187"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1211" VPOS="1215" ID="st30-188"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1294" VPOS="1215" ID="st30-189"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="1322" VPOS="1215" ID="st30-190"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1215" ID="st30-191"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl30-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmerischen" WIDTH="286" HPOS="196" VPOS="1265" ID="st30-192"/><SP/><String HEIGHT="31" CONTENT="Geschäftsmodelle" WIDTH="267" HPOS="494" VPOS="1265" ID="st30-193"/><SP/><String HEIGHT="31" CONTENT="betroffen" WIDTH="126" HPOS="773" VPOS="1265" ID="st30-194"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="899" VPOS="1265" ID="st30-195"/><SP/><String HEIGHT="31" CONTENT="Fehlender" WIDTH="150" HPOS="926" VPOS="1265" ID="st30-196"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="1088" VPOS="1265" ID="st30-197"/><SP/><String HEIGHT="31" CONTENT="führe" WIDTH="76" HPOS="1380" VPOS="1265" ID="st30-198"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl30-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="1315" ID="st30-199"/><SP/><String HEIGHT="31" CONTENT="Umsatzeinbußen" WIDTH="252" HPOS="256" VPOS="1315" ID="st30-200"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="532" VPOS="1315" ID="st30-201"/><SP/><String HEIGHT="31" CONTENT="schrumpfenden" WIDTH="229" HPOS="612" VPOS="1315" ID="st30-202"/><SP/><String HEIGHT="31" CONTENT="Märkten" WIDTH="113" HPOS="865" VPOS="1315" ID="st30-203"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="978" VPOS="1315" ID="st30-204"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="80" HPOS="1019" VPOS="1315" ID="st30-205"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="80" HPOS="1123" VPOS="1315" ID="st30-206"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1203" VPOS="1315" ID="st30-207"/><SP/><String HEIGHT="31" CONTENT="Syndikus" WIDTH="135" HPOS="1243" VPOS="1315" ID="st30-208"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="1315" ID="st30-209"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl30-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesamtverbandes" WIDTH="272" HPOS="196" VPOS="1365" ID="st30-210"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="481" VPOS="1365" ID="st30-211"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="543" VPOS="1365" ID="st30-212"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="353" HPOS="710" VPOS="1365" ID="st30-213"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1064" VPOS="1365" ID="st30-214"/><SP/><String HEIGHT="31" CONTENT="bestätigt" WIDTH="121" HPOS="1086" VPOS="1365" ID="st30-215"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1207" VPOS="1365" ID="st30-216"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1234" VPOS="1365" ID="st30-217"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1318" VPOS="1365" ID="st30-218"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1403" VPOS="1365" ID="st30-219"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl30-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="196" VPOS="1415" ID="st30-220"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="292" VPOS="1415" ID="st30-221"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="361" VPOS="1415" ID="st30-222"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="736" VPOS="1415" ID="st30-223"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="110" HPOS="820" VPOS="1415" ID="st30-224"/><SP/><String HEIGHT="31" CONTENT="dringend" WIDTH="130" HPOS="951" VPOS="1415" ID="st30-225"/><SP/><String HEIGHT="31" CONTENT="notwendig" WIDTH="152" HPOS="1102" VPOS="1415" ID="st30-226"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="1275" VPOS="1415" ID="st30-227"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1307" VPOS="1415" ID="st30-228"/><SP/><String HEIGHT="31" CONTENT="Um" WIDTH="52" HPOS="1339" VPOS="1415" ID="st30-229"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1415" ID="st30-230"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl30-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="größeres" WIDTH="134" HPOS="196" VPOS="1465" ID="st30-231"/><SP/><String HEIGHT="31" CONTENT="Gleichgewicht" WIDTH="207" HPOS="353" VPOS="1465" ID="st30-232"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="583" VPOS="1465" ID="st30-233"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="743" VPOS="1465" ID="st30-234"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1176" VPOS="1465" ID="st30-235"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="1254" VPOS="1465" ID="st30-236"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl30-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="herzustellen" WIDTH="174" HPOS="196" VPOS="1515" ID="st30-237"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="370" VPOS="1515" ID="st30-238"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="410" VPOS="1515" ID="st30-239"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="514" VPOS="1515" ID="st30-240"/><SP/><String HEIGHT="31" CONTENT="Verbrauchern" WIDTH="202" HPOS="594" VPOS="1515" ID="st30-241"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="821" VPOS="1515" ID="st30-242"/><SP/><String HEIGHT="31" CONTENT="Rechte" WIDTH="105" HPOS="922" VPOS="1515" ID="st30-243"/><SP/><String HEIGHT="31" CONTENT="einzuräumen" WIDTH="185" HPOS="1052" VPOS="1515" ID="st30-244"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1237" VPOS="1515" ID="st30-245"/><SP/><String HEIGHT="31" CONTENT="Letztendlich" WIDTH="178" HPOS="1278" VPOS="1515" ID="st30-246"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl30-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="profitiere" WIDTH="130" HPOS="196" VPOS="1565" ID="st30-247"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="336" VPOS="1565" ID="st30-248"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="390" VPOS="1565" ID="st30-249"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="83" HPOS="734" VPOS="1565" ID="st30-250"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="817" VPOS="1565" ID="st30-251"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="201" HPOS="844" VPOS="1565" ID="st30-252"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1055" VPOS="1565" ID="st30-253"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1108" VPOS="1565" ID="st30-254"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="1162" VPOS="1565" ID="st30-255"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1341" VPOS="1565" ID="st30-256"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="38" HPOS="1399" VPOS="1565" ID="st30-257" SUBS_TYPE="HypPart1" SUBS_CONTENT="EURichtlinie"/><HYP CONTENT="-" WIDTH="19" HPOS="1437" VPOS="1565" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl30-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="196" VPOS="1615" ID="st30-258" SUBS_TYPE="HypPart2" SUBS_CONTENT="EURichtlinie"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="350" VPOS="1615" ID="st30-259"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="435" VPOS="1615" ID="st30-260"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="830" VPOS="1615" ID="st30-261"/><SP/><String HEIGHT="31" CONTENT="deutsches" WIDTH="152" HPOS="874" VPOS="1615" ID="st30-262"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="1045" VPOS="1615" ID="st30-263"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1150" VPOS="1615" ID="st30-264"/><SP/><String HEIGHT="31" CONTENT="begrüßen" WIDTH="135" HPOS="1204" VPOS="1615" ID="st30-265"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1339" VPOS="1615" ID="st30-266"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="81" HPOS="1375" VPOS="1615" ID="st30-267"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl30-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="196" VPOS="1665" ID="st30-268"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="372" VPOS="1665" ID="st30-269"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="493" VPOS="1665" ID="st30-270"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="543" VPOS="1665" ID="st30-271"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="817" VPOS="1665" ID="st30-272"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="1010" VPOS="1665" ID="st30-273"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1358" VPOS="1665" ID="st30-274"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1408" VPOS="1665" ID="st30-275"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl30-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ermögliche" WIDTH="163" HPOS="196" VPOS="1715" ID="st30-276"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="372" VPOS="1715" ID="st30-277"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="440" VPOS="1715" ID="st30-278"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="362" HPOS="607" VPOS="1715" ID="st30-279"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="969" VPOS="1715" ID="st30-280"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="997" VPOS="1715" ID="st30-281"/><SP/><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="1056" VPOS="1715" ID="st30-282"/><SP/><String HEIGHT="31" CONTENT="Binnenmarkt" WIDTH="187" HPOS="1269" VPOS="1715" ID="st30-283"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl30-30" WIDTH="208" HEIGHT="31"><String HEIGHT="31" CONTENT="teilzunehmen" WIDTH="192" HPOS="196" VPOS="1765" ID="st30-284"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="388" VPOS="1765" ID="st30-285"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl30-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="196" VPOS="1865" ID="st30-286"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="85" HPOS="288" VPOS="1865" ID="st30-287"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="373" VPOS="1865" ID="st30-288"/><SP/><String HEIGHT="31" CONTENT="Vorstand" WIDTH="134" HPOS="402" VPOS="1865" ID="st30-289"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="550" VPOS="1865" ID="st30-290"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="866" VPOS="1865" ID="st30-291"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="14" HPOS="1114" VPOS="1865" ID="st30-292"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1128" VPOS="1865" ID="st30-293"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="1143" VPOS="1865" ID="st30-294"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1158" VPOS="1865" ID="st30-295"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1188" VPOS="1865" ID="st30-296"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="1228" VPOS="1865" ID="st30-297"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1313" VPOS="1865" ID="st30-298"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="1337" VPOS="1865" ID="st30-299"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1865" ID="st30-300"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl30-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vorliegenden" WIDTH="191" HPOS="196" VPOS="1915" ID="st30-301"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="112" HPOS="398" VPOS="1915" ID="st30-302"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="521" VPOS="1915" ID="st30-303"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="570" VPOS="1915" ID="st30-304"/><SP/><String HEIGHT="31" CONTENT="neues" WIDTH="91" HPOS="625" VPOS="1915" ID="st30-305"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="726" VPOS="1915" ID="st30-306"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1168" VPOS="1915" ID="st30-307"/><SP/><String HEIGHT="31" CONTENT="positives" WIDTH="130" HPOS="1223" VPOS="1915" ID="st30-308"/><SP/><String HEIGHT="31" CONTENT="Signal" WIDTH="92" HPOS="1364" VPOS="1915" ID="st30-309"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl30-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1965" ID="st30-310"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="264" VPOS="1965" ID="st30-311"/><SP/><String HEIGHT="31" CONTENT="richtige" WIDTH="108" HPOS="321" VPOS="1965" ID="st30-312"/><SP/><String HEIGHT="31" CONTENT="Weichenstellung" WIDTH="245" HPOS="441" VPOS="1965" ID="st30-313"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="698" VPOS="1965" ID="st30-314"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="749" VPOS="1965" ID="st30-315"/><SP/><String HEIGHT="31" CONTENT="verbrauchergerechte" WIDTH="307" HPOS="825" VPOS="1965" ID="st30-316"/><SP/><String HEIGHT="31" CONTENT="Versicherungspraxis" WIDTH="295" HPOS="1145" VPOS="1965" ID="st30-317"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1965" ID="st30-318"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl30-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hauptziel" WIDTH="139" HPOS="196" VPOS="2015" ID="st30-319"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="354" VPOS="2015" ID="st30-320"/><SP/><String HEIGHT="31" CONTENT="Reformen" WIDTH="147" HPOS="420" VPOS="2015" ID="st30-321"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="585" VPOS="2015" ID="st30-322"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="702" VPOS="2015" ID="st30-323"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutzperspektive" WIDTH="450" HPOS="774" VPOS="2015" ID="st30-324"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1243" VPOS="2015" ID="st30-325"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1299" VPOS="2015" ID="st30-326"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1332" VPOS="2015" ID="st30-327"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="2015" ID="st30-328"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl30-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsbereich" WIDTH="323" HPOS="196" VPOS="2065" ID="st30-329"/><SP/><String HEIGHT="31" CONTENT="wesentlich" WIDTH="156" HPOS="542" VPOS="2065" ID="st30-330"/><SP/><String HEIGHT="31" CONTENT="stärker" WIDTH="102" HPOS="721" VPOS="2065" ID="st30-331"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="846" VPOS="2065" ID="st30-332"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="912" VPOS="2065" ID="st30-333"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1027" VPOS="2065" ID="st30-334"/><SP/><String HEIGHT="31" CONTENT="Güte" WIDTH="73" HPOS="1094" VPOS="2065" ID="st30-335"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1190" VPOS="2065" ID="st30-336"/><SP/><String HEIGHT="31" CONTENT="angebotenen" WIDTH="194" HPOS="1262" VPOS="2065" ID="st30-337"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl30-36" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="196" VPOS="2115" ID="st30-338"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="355" VPOS="2115" ID="st30-339"/><SP/><String HEIGHT="31" CONTENT="Dienstleistungen" WIDTH="246" HPOS="437" VPOS="2115" ID="st30-340"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="709" VPOS="2115" ID="st30-341"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="801" VPOS="2115" ID="st30-342"/><SP/><String HEIGHT="31" CONTENT="Markterfolg" WIDTH="167" HPOS="882" VPOS="2115" ID="st30-343"/><SP/><String HEIGHT="31" CONTENT="entscheidet" WIDTH="165" HPOS="1075" VPOS="2115" ID="st30-344"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1240" VPOS="2115" ID="st30-345"/><SP/><String HEIGHT="31" CONTENT="Von" WIDTH="60" HPOS="1280" VPOS="2115" ID="st30-346"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="2115" ID="st30-347"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl30-37" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="22" WIDTH="37" HPOS="196" VPOS="2207" ID="st30-348"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="31" ID="p592545" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592545" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592545" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl31-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Durchbruch" WIDTH="173" HPOS="196" VPOS="215" ID="st31-0"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="385" VPOS="215" ID="st31-1"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="445" VPOS="215" ID="st31-2"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="110" HPOS="509" VPOS="215" ID="st31-3"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="90" HPOS="635" VPOS="215" ID="st31-4"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="742" VPOS="215" ID="st31-5"/><SP/><String HEIGHT="31" CONTENT="erst" WIDTH="55" HPOS="856" VPOS="215" ID="st31-6"/><SP/><String HEIGHT="31" CONTENT="gesprochen" WIDTH="174" HPOS="927" VPOS="215" ID="st31-7"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1117" VPOS="215" ID="st31-8"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1219" VPOS="215" ID="st31-9"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1252" VPOS="215" ID="st31-10"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1348" VPOS="215" ID="st31-11"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="215" ID="st31-12"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl31-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="196" VPOS="265" ID="st31-13"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="412" VPOS="265" ID="st31-14"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="508" VPOS="265" ID="st31-15"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="537" VPOS="265" ID="st31-16"/><String HEIGHT="31" CONTENT="Versicherungsvermittlerrichtlinie" WIDTH="486" HPOS="552" VPOS="265" ID="st31-17"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1085" VPOS="265" ID="st31-18"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1218" VPOS="265" ID="st31-19"/><SP/><String HEIGHT="31" CONTENT="sonstigen" WIDTH="142" HPOS="1314" VPOS="265" ID="st31-20"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl31-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rahmenbedingungen" WIDTH="319" HPOS="196" VPOS="315" ID="st31-21"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="527" VPOS="315" ID="st31-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="577" VPOS="315" ID="st31-23"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="633" VPOS="315" ID="st31-24"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="999" VPOS="315" ID="st31-25"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="1064" VPOS="315" ID="st31-26"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1213" VPOS="315" ID="st31-27"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1273" VPOS="315" ID="st31-28"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl31-3" WIDTH="1197" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="365" ID="st31-29"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="261" VPOS="365" ID="st31-30"/><SP/><String HEIGHT="31" CONTENT="Volkswirtschaft" WIDTH="222" HPOS="319" VPOS="365" ID="st31-31"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="550" VPOS="365" ID="st31-32"/><SP/><String HEIGHT="31" CONTENT="gleichberechtigt" WIDTH="233" HPOS="619" VPOS="365" ID="st31-33"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="862" VPOS="365" ID="st31-34"/><SP/><String HEIGHT="31" CONTENT="Brancheninteresse" WIDTH="278" HPOS="934" VPOS="365" ID="st31-35"/><SP/><String HEIGHT="31" CONTENT="durchsetze" WIDTH="156" HPOS="1221" VPOS="365" ID="st31-36"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1377" VPOS="365" ID="st31-37"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl31-4" WIDTH="605" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="196" VPOS="465" ID="st31-38"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="465" ID="st31-39"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="227" VPOS="465" ID="st31-40"/><SP/><String HEIGHT="31" CONTENT="Bessere" WIDTH="129" HPOS="286" VPOS="465" ID="st31-41"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="376" HPOS="425" VPOS="465" ID="st31-42"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl31-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="565" ID="st31-43"/><SP/><String HEIGHT="31" CONTENT="Einigkeit" WIDTH="126" HPOS="260" VPOS="565" ID="st31-44"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="399" VPOS="565" ID="st31-45"/><SP/><String HEIGHT="31" CONTENT="Diskussionsteilnehmer" WIDTH="334" HPOS="460" VPOS="565" ID="st31-46"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="807" VPOS="565" ID="st31-47"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="887" VPOS="565" ID="st31-48"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="109" HPOS="963" VPOS="565" ID="st31-49"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1085" VPOS="565" ID="st31-50"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrechts" WIDTH="304" HPOS="1152" VPOS="565" ID="st31-51"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl31-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="endet" WIDTH="84" HPOS="196" VPOS="615" ID="st31-52"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="300" VPOS="615" ID="st31-53"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="365" VPOS="615" ID="st31-54"/><SP/><String HEIGHT="31" CONTENT="Festlegung" WIDTH="165" HPOS="433" VPOS="615" ID="st31-55"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="619" VPOS="615" ID="st31-56"/><SP/><String HEIGHT="31" CONTENT="Details" WIDTH="97" HPOS="687" VPOS="615" ID="st31-57"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="784" VPOS="615" ID="st31-58"/><SP/><String HEIGHT="31" CONTENT="welche" WIDTH="104" HPOS="819" VPOS="615" ID="st31-59"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="943" VPOS="615" ID="st31-60"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1167" VPOS="615" ID="st31-61"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="615" ID="st31-62" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsangebot"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl31-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="angebot" WIDTH="121" HPOS="196" VPOS="665" ID="st31-63" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsangebot"/><SP/><String HEIGHT="31" CONTENT="erhält" WIDTH="79" HPOS="346" VPOS="665" ID="st31-64"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="425" VPOS="665" ID="st31-65"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="469" VPOS="665" ID="st31-66"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="558" VPOS="665" ID="st31-67"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="662" VPOS="665" ID="st31-68"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="1123" VPOS="665" ID="st31-69"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="1223" VPOS="665" ID="st31-70"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1264" VPOS="665" ID="st31-71"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1308" VPOS="665" ID="st31-72"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="665" ID="st31-73"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl31-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsinteressent" WIDTH="377" HPOS="196" VPOS="715" ID="st31-74"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="583" VPOS="715" ID="st31-75"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="151" HPOS="641" VPOS="715" ID="st31-76"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="803" VPOS="715" ID="st31-77"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="144" HPOS="868" VPOS="715" ID="st31-78"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="1023" VPOS="715" ID="st31-79"/><SP/><String HEIGHT="31" CONTENT="relevanten" WIDTH="156" HPOS="1086" VPOS="715" ID="st31-80"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="1252" VPOS="715" ID="st31-81"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl31-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erhalten" WIDTH="121" HPOS="196" VPOS="765" ID="st31-82"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="47" HPOS="335" VPOS="765" ID="st31-83"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="382" VPOS="765" ID="st31-84"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="413" VPOS="765" ID="st31-85"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="85" HPOS="509" VPOS="765" ID="st31-86"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="594" VPOS="765" ID="st31-87"/><SP/><String HEIGHT="31" CONTENT="Vorstand" WIDTH="133" HPOS="628" VPOS="765" ID="st31-88"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="780" VPOS="765" ID="st31-89"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="1100" VPOS="765" ID="st31-90"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="14" HPOS="1353" VPOS="765" ID="st31-91"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1367" VPOS="765" ID="st31-92"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="1382" VPOS="765" ID="st31-93"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1397" VPOS="765" ID="st31-94"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="765" ID="st31-95"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl31-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berlin" WIDTH="81" HPOS="196" VPOS="815" ID="st31-96"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="277" VPOS="815" ID="st31-97"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="306" VPOS="815" ID="st31-98"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="80" HPOS="428" VPOS="815" ID="st31-99"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="523" VPOS="815" ID="st31-100"/><SP/><String HEIGHT="31" CONTENT="kommende" WIDTH="164" HPOS="583" VPOS="815" ID="st31-101"/><SP/><String HEIGHT="31" CONTENT="Informationspflichtenverordnung" WIDTH="476" HPOS="763" VPOS="815" ID="st31-102"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="76" HPOS="1254" VPOS="815" ID="st31-103"/><SP/><String HEIGHT="31" CONTENT="sorgen" WIDTH="95" HPOS="1345" VPOS="815" ID="st31-104"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="815" ID="st31-105"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl31-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="865" ID="st31-106"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="291" VPOS="865" ID="st31-107"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="343" HPOS="360" VPOS="865" ID="st31-108"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="727" VPOS="865" ID="st31-109"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="799" VPOS="865" ID="st31-110"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="994" VPOS="865" ID="st31-111"/><SP/><String HEIGHT="31" CONTENT="Interessenten" WIDTH="202" HPOS="1074" VPOS="865" ID="st31-112"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="1300" VPOS="865" ID="st31-113"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="1371" VPOS="865" ID="st31-114"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl31-12" WIDTH="1119" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertragserklärung" WIDTH="265" HPOS="196" VPOS="915" ID="st31-115"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="470" VPOS="915" ID="st31-116"/><SP/><String HEIGHT="31" CONTENT="Verfügung" WIDTH="154" HPOS="526" VPOS="915" ID="st31-117"/><SP/><String HEIGHT="31" CONTENT="stehen" WIDTH="100" HPOS="689" VPOS="915" ID="st31-118"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="798" VPOS="915" ID="st31-119"/><SP/><String HEIGHT="31" CONTENT="folgende" WIDTH="128" HPOS="863" VPOS="915" ID="st31-120"/><SP/><String HEIGHT="31" CONTENT="Merkmale" WIDTH="146" HPOS="1001" VPOS="915" ID="st31-121"/><SP/><String HEIGHT="31" CONTENT="aufweisen" WIDTH="143" HPOS="1156" VPOS="915" ID="st31-122"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1299" VPOS="915" ID="st31-123"/></TextLine><TextLine HPOS="246" VPOS="1014" ID="tl31-13" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1014" ID="st31-124"/></TextLine><TextLine HPOS="296" VPOS="1015" ID="tl31-14" WIDTH="897" HEIGHT="31"><String HEIGHT="31" CONTENT="wahrhaftig" WIDTH="148" HPOS="296" VPOS="1015" ID="st31-125"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="444" VPOS="1015" ID="st31-126"/><SP/><String HEIGHT="31" CONTENT="Produktmängel" WIDTH="224" HPOS="469" VPOS="1015" ID="st31-127"/><SP/><String HEIGHT="31" CONTENT="dürften" WIDTH="104" HPOS="702" VPOS="1015" ID="st31-128"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="815" VPOS="1015" ID="st31-129"/><SP/><String HEIGHT="31" CONTENT="verschleiert" WIDTH="170" HPOS="895" VPOS="1015" ID="st31-130"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1075" VPOS="1015" ID="st31-131"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1176" VPOS="1015" ID="st31-132"/></TextLine><TextLine HPOS="246" VPOS="1114" ID="tl31-15" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1114" ID="st31-133"/></TextLine><TextLine HPOS="296" VPOS="1115" ID="tl31-16" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="prägnant" WIDTH="125" HPOS="296" VPOS="1115" ID="st31-134"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="421" VPOS="1115" ID="st31-135"/><SP/><String HEIGHT="31" CONTENT="Alle" WIDTH="56" HPOS="460" VPOS="1115" ID="st31-136"/><SP/><String HEIGHT="31" CONTENT="wesentlichen" WIDTH="193" HPOS="539" VPOS="1115" ID="st31-137"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="755" VPOS="1115" ID="st31-138"/><SP/><String HEIGHT="31" CONTENT="beurteilungsrelevanten" WIDTH="338" HPOS="834" VPOS="1115" ID="st31-139"/><SP/><String HEIGHT="31" CONTENT="Produktmerkmale" WIDTH="261" HPOS="1195" VPOS="1115" ID="st31-140"/></TextLine><TextLine HPOS="296" VPOS="1165" ID="tl31-17" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="296" VPOS="1165" ID="st31-141"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="404" VPOS="1165" ID="st31-142"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="462" VPOS="1165" ID="st31-143"/><SP/><String HEIGHT="31" CONTENT="Blick" WIDTH="71" HPOS="554" VPOS="1165" ID="st31-144"/><SP/><String HEIGHT="31" CONTENT="erkennbar" WIDTH="150" HPOS="636" VPOS="1165" ID="st31-145"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="798" VPOS="1165" ID="st31-146"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="835" VPOS="1165" ID="st31-147"/><SP/><String HEIGHT="31" CONTENT="Kurzfassung" WIDTH="185" HPOS="895" VPOS="1165" ID="st31-148"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1091" VPOS="1165" ID="st31-149"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformation" WIDTH="305" HPOS="1151" VPOS="1165" ID="st31-150"/></TextLine><TextLine HPOS="296" VPOS="1215" ID="tl31-18" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="enthalten" WIDTH="137" HPOS="296" VPOS="1215" ID="st31-151"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="445" VPOS="1215" ID="st31-152"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="501" VPOS="1215" ID="st31-153"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="528" VPOS="1215" ID="st31-154"/><SP/><String HEIGHT="31" CONTENT="dürften" WIDTH="103" HPOS="588" VPOS="1215" ID="st31-155"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="703" VPOS="1215" ID="st31-156"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="785" VPOS="1215" ID="st31-157"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="823" VPOS="1215" ID="st31-158"/><SP/><String HEIGHT="31" CONTENT="Vielfalt" WIDTH="100" HPOS="898" VPOS="1215" ID="st31-159"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1010" VPOS="1215" ID="st31-160"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="1075" VPOS="1215" ID="st31-161"/><SP/><String HEIGHT="31" CONTENT="eingebettet" WIDTH="165" HPOS="1291" VPOS="1215" ID="st31-162"/></TextLine><TextLine HPOS="296" VPOS="1265" ID="tl31-19" WIDTH="751" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="296" VPOS="1265" ID="st31-163"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="361" VPOS="1265" ID="st31-164"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="452" VPOS="1265" ID="st31-165"/><SP/><String HEIGHT="31" CONTENT="Desinformation" WIDTH="224" HPOS="487" VPOS="1265" ID="st31-166"/><SP/><String HEIGHT="31" CONTENT="umgewandelt" WIDTH="198" HPOS="721" VPOS="1265" ID="st31-167"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="928" VPOS="1265" ID="st31-168"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1030" VPOS="1265" ID="st31-169"/></TextLine><TextLine HPOS="246" VPOS="1364" ID="tl31-20" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1364" ID="st31-170"/></TextLine><TextLine HPOS="296" VPOS="1365" ID="tl31-21" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="rechtzeitig" WIDTH="147" HPOS="296" VPOS="1365" ID="st31-171"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="443" VPOS="1365" ID="st31-172"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="495" VPOS="1365" ID="st31-173"/><SP/><String HEIGHT="31" CONTENT="gesetzliche" WIDTH="166" HPOS="599" VPOS="1365" ID="st31-174"/><SP/><String HEIGHT="31" CONTENT="Bedenkfrist" WIDTH="167" HPOS="803" VPOS="1365" ID="st31-175"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1007" VPOS="1365" ID="st31-176"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1182" VPOS="1365" ID="st31-177"/><SP/><String HEIGHT="31" CONTENT="Erhalt" WIDTH="87" HPOS="1284" VPOS="1365" ID="st31-178"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1365" ID="st31-179"/></TextLine><TextLine HPOS="296" VPOS="1415" ID="tl31-22" WIDTH="992" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="296" VPOS="1415" ID="st31-180"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="509" VPOS="1415" ID="st31-181"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="574" VPOS="1415" ID="st31-182"/><SP/><String HEIGHT="31" CONTENT="Vertragserklärung" WIDTH="265" HPOS="632" VPOS="1415" ID="st31-183"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="906" VPOS="1415" ID="st31-184"/><SP/><String HEIGHT="31" CONTENT="eingeräumt" WIDTH="167" HPOS="993" VPOS="1415" ID="st31-185"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1169" VPOS="1415" ID="st31-186"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1271" VPOS="1415" ID="st31-187"/></TextLine><TextLine HPOS="246" VPOS="1514" ID="tl31-23" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1514" ID="st31-188"/></TextLine><TextLine HPOS="296" VPOS="1515" ID="tl31-24" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="vollständig" WIDTH="153" HPOS="296" VPOS="1515" ID="st31-189"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="449" VPOS="1515" ID="st31-190"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="481" VPOS="1515" ID="st31-191"/><SP/><String HEIGHT="31" CONTENT="Angebot" WIDTH="124" HPOS="558" VPOS="1515" ID="st31-192"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="700" VPOS="1515" ID="st31-193"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="795" VPOS="1515" ID="st31-194"/><SP/><String HEIGHT="31" CONTENT="Langfassung" WIDTH="191" HPOS="876" VPOS="1515" ID="st31-195"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1085" VPOS="1515" ID="st31-196"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformation" WIDTH="306" HPOS="1150" VPOS="1515" ID="st31-197"/></TextLine><TextLine HPOS="296" VPOS="1565" ID="tl31-25" WIDTH="1036" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="296" VPOS="1565" ID="st31-198"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="406" HPOS="361" VPOS="1565" ID="st31-199"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="776" VPOS="1565" ID="st31-200"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="871" VPOS="1565" ID="st31-201"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="79" HPOS="925" VPOS="1565" ID="st31-202"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1014" VPOS="1565" ID="st31-203"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="106" HPOS="1071" VPOS="1565" ID="st31-204"/><SP/><String HEIGHT="31" CONTENT="enthalten" WIDTH="131" HPOS="1186" VPOS="1565" ID="st31-205"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1317" VPOS="1565" ID="st31-206"/></TextLine><TextLine HPOS="246" VPOS="1664" ID="tl31-26" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1664" ID="st31-207"/></TextLine><TextLine HPOS="296" VPOS="1665" ID="tl31-27" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="vergleichbar" WIDTH="176" HPOS="296" VPOS="1665" ID="st31-208"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="472" VPOS="1665" ID="st31-209"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="502" VPOS="1665" ID="st31-210"/><SP/><String HEIGHT="31" CONTENT="Angebot" WIDTH="125" HPOS="575" VPOS="1665" ID="st31-211"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="714" VPOS="1665" ID="st31-212"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="806" VPOS="1665" ID="st31-213"/><SP/><String HEIGHT="31" CONTENT="gestaltet" WIDTH="126" HPOS="856" VPOS="1665" ID="st31-214"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="996" VPOS="1665" ID="st31-215"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1052" VPOS="1665" ID="st31-216"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1081" VPOS="1665" ID="st31-217"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1166" VPOS="1665" ID="st31-218"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1216" VPOS="1665" ID="st31-219"/><SP/><String HEIGHT="31" CONTENT="Konkurrenz" WIDTH="165" HPOS="1275" VPOS="1665" ID="st31-220" SUBS_TYPE="HypPart1" SUBS_CONTENT="Konkurrenzangeboten"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="296" VPOS="1715" ID="tl31-28" WIDTH="401" HEIGHT="31"><String HEIGHT="31" CONTENT="angeboten" WIDTH="158" HPOS="296" VPOS="1715" ID="st31-221" SUBS_TYPE="HypPart2" SUBS_CONTENT="Konkurrenzangeboten"/><SP/><String HEIGHT="31" CONTENT="vergleichbar" WIDTH="182" HPOS="463" VPOS="1715" ID="st31-222"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="654" VPOS="1715" ID="st31-223"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="686" VPOS="1715" ID="st31-224"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl31-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1815" ID="st31-225"/><SP/><String HEIGHT="31" CONTENT="Informationspflichtenverordnung" WIDTH="476" HPOS="258" VPOS="1815" ID="st31-226"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="746" VPOS="1815" ID="st31-227"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="791" VPOS="1815" ID="st31-228"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="841" VPOS="1815" ID="st31-229"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="908" VPOS="1815" ID="st31-230"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1103" VPOS="1815" ID="st31-231"/><SP/><String HEIGHT="31" CONTENT="zentrale" WIDTH="118" HPOS="1169" VPOS="1815" ID="st31-232"/><SP/><String HEIGHT="31" CONTENT="Regelwerk" WIDTH="157" HPOS="1299" VPOS="1815" ID="st31-233"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl31-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="196" VPOS="1865" ID="st31-234"/><SP/><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="246" VPOS="1865" ID="st31-235"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="501" VPOS="1865" ID="st31-236"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="560" VPOS="1865" ID="st31-237"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="425" HPOS="639" VPOS="1865" ID="st31-238"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1064" VPOS="1865" ID="st31-239"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1095" VPOS="1865" ID="st31-240"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="77" HPOS="1202" VPOS="1865" ID="st31-241"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="91" HPOS="1294" VPOS="1865" ID="st31-242"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1385" VPOS="1865" ID="st31-243"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1408" VPOS="1865" ID="st31-244"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl31-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="196" VPOS="1915" ID="st31-245"/><SP/><String HEIGHT="31" CONTENT="laut" WIDTH="54" HPOS="310" VPOS="1915" ID="st31-246"/><SP/><String HEIGHT="31" CONTENT="Referentenentwurf" WIDTH="274" HPOS="387" VPOS="1915" ID="st31-247"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="683" VPOS="1915" ID="st31-248"/><SP/><String HEIGHT="31" CONTENT="Ministerverordnung" WIDTH="285" HPOS="749" VPOS="1915" ID="st31-249"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1057" VPOS="1915" ID="st31-250"/><SP/><String HEIGHT="31" CONTENT="Justizministerium" WIDTH="255" HPOS="1143" VPOS="1915" ID="st31-251"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1915" ID="st31-252"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl31-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einvernehmen" WIDTH="215" HPOS="196" VPOS="1965" ID="st31-253"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="422" VPOS="1965" ID="st31-254"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="478" VPOS="1965" ID="st31-255"/><SP/><String HEIGHT="31" CONTENT="Finanzministerium" WIDTH="270" HPOS="554" VPOS="1965" ID="st31-256"/><SP/><String HEIGHT="31" CONTENT="erlassen" WIDTH="126" HPOS="836" VPOS="1965" ID="st31-257"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="973" VPOS="1965" ID="st31-258"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1074" VPOS="1965" ID="st31-259"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1102" VPOS="1965" ID="st31-260"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="283" HPOS="1173" VPOS="1965" ID="st31-261"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl31-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="2015" ID="st31-262"/><SP/><String HEIGHT="31" CONTENT="Ernährung" WIDTH="148" HPOS="255" VPOS="2015" ID="st31-263"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="403" VPOS="2015" ID="st31-264"/><SP/><String HEIGHT="31" CONTENT="Landwirtschaft" WIDTH="215" HPOS="440" VPOS="2015" ID="st31-265"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="675" VPOS="2015" ID="st31-266"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="751" VPOS="2015" ID="st31-267"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1051" VPOS="2015" ID="st31-268"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1170" VPOS="2015" ID="st31-269"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1288" VPOS="2015" ID="st31-270"/><SP/><String HEIGHT="31" CONTENT="Einver" WIDTH="90" HPOS="1351" VPOS="2015" ID="st31-271" SUBS_TYPE="HypPart1" SUBS_CONTENT="Einvernehmensbehörde"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="2015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl31-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nehmensbehörde" WIDTH="260" HPOS="196" VPOS="2065" ID="st31-272" SUBS_TYPE="HypPart2" SUBS_CONTENT="Einvernehmensbehörde"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="483" VPOS="2065" ID="st31-273"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="535" VPOS="2065" ID="st31-274"/><SP/><String HEIGHT="31" CONTENT="Prozess" WIDTH="120" HPOS="618" VPOS="2065" ID="st31-275"/><SP/><String HEIGHT="31" CONTENT="aufgenommen" WIDTH="213" HPOS="765" VPOS="2065" ID="st31-276"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1005" VPOS="2065" ID="st31-277"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1107" VPOS="2065" ID="st31-278"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="96" HPOS="1151" VPOS="2065" ID="st31-279"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1274" VPOS="2065" ID="st31-280"/><SP/><String HEIGHT="31" CONTENT="oberste" WIDTH="111" HPOS="1345" VPOS="2065" ID="st31-281"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl31-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="23" WIDTH="37" HPOS="1419" VPOS="2207" ID="st31-282"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="32" ID="p592546" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592546" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592546" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl32-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschützerin" WIDTH="329" HPOS="196" VPOS="215" ID="st32-0"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="525" VPOS="215" ID="st32-1"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="559" VPOS="215" ID="st32-2"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="652" VPOS="215" ID="st32-3"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="796" VPOS="215" ID="st32-4"/><SP/><String HEIGHT="31" CONTENT="Verbraucherverbände" WIDTH="323" HPOS="858" VPOS="215" ID="st32-5"/><SP/><String HEIGHT="31" CONTENT="rechtzeitig" WIDTH="152" HPOS="1198" VPOS="215" ID="st32-6"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1368" VPOS="215" ID="st32-7"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="215" ID="st32-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl32-1" WIDTH="1245" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorbereitung" WIDTH="191" HPOS="196" VPOS="265" ID="st32-9"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="397" VPOS="265" ID="st32-10"/><SP/><String HEIGHT="31" CONTENT="Entwurfs" WIDTH="129" HPOS="460" VPOS="265" ID="st32-11"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="599" VPOS="265" ID="st32-12"/><SP/><String HEIGHT="31" CONTENT="Informationspflichtenverordnung" WIDTH="476" HPOS="656" VPOS="265" ID="st32-13"/><SP/><String HEIGHT="31" CONTENT="einbezogen" WIDTH="173" HPOS="1141" VPOS="265" ID="st32-14"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1323" VPOS="265" ID="st32-15"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1424" VPOS="265" ID="st32-16"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl32-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Von" WIDTH="60" HPOS="196" VPOS="365" ID="st32-17"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="295" VPOS="365" ID="st32-18"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="428" VPOS="365" ID="st32-19"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="516" VPOS="365" ID="st32-20"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="909" VPOS="365" ID="st32-21"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1009" VPOS="365" ID="st32-22"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1087" VPOS="365" ID="st32-23"/><SP/><String HEIGHT="31" CONTENT="Begrenzung" WIDTH="180" HPOS="1189" VPOS="365" ID="st32-24"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="365" ID="st32-25"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl32-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherinformationen" WIDTH="386" HPOS="196" VPOS="415" ID="st32-26"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="104" HPOS="593" VPOS="415" ID="st32-27"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="697" VPOS="415" ID="st32-28"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="722" VPOS="415" ID="st32-29"/><SP/><String HEIGHT="31" CONTENT="Optimierung" WIDTH="182" HPOS="800" VPOS="415" ID="st32-30"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="993" VPOS="415" ID="st32-31"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="343" HPOS="1052" VPOS="415" ID="st32-32"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1406" VPOS="415" ID="st32-33"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl32-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Peter" WIDTH="80" HPOS="196" VPOS="465" ID="st32-34"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="80" HPOS="346" VPOS="465" ID="st32-35"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="426" VPOS="465" ID="st32-36"/><SP/><String HEIGHT="31" CONTENT="Syndikus" WIDTH="135" HPOS="513" VPOS="465" ID="st32-37"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="718" VPOS="465" ID="st32-38"/><SP/><String HEIGHT="31" CONTENT="Gesamtverbandes" WIDTH="272" HPOS="842" VPOS="465" ID="st32-39"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1184" VPOS="465" ID="st32-40"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="153" HPOS="1303" VPOS="465" ID="st32-41"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl32-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="348" HPOS="196" VPOS="515" ID="st32-42"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="544" VPOS="515" ID="st32-43"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="572" VPOS="515" ID="st32-44"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="692" VPOS="515" ID="st32-45"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="841" VPOS="515" ID="st32-46"/><SP/><String HEIGHT="31" CONTENT="aussehen" WIDTH="136" HPOS="889" VPOS="515" ID="st32-47"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1025" VPOS="515" ID="st32-48"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1055" VPOS="515" ID="st32-49"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1137" VPOS="515" ID="st32-50"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1198" VPOS="515" ID="st32-51"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1393" VPOS="515" ID="st32-52"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl32-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zeitpunkt" WIDTH="137" HPOS="196" VPOS="565" ID="st32-53"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="350" VPOS="565" ID="st32-54"/><SP/><String HEIGHT="31" CONTENT="Antragstellung" WIDTH="213" HPOS="415" VPOS="565" ID="st32-55"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="645" VPOS="565" ID="st32-56"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="710" VPOS="565" ID="st32-57"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="772" VPOS="565" ID="st32-58"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="828" VPOS="565" ID="st32-59"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="900" VPOS="565" ID="st32-60"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1069" VPOS="565" ID="st32-61"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="1139" VPOS="565" ID="st32-62"/><SP/><String HEIGHT="31" CONTENT="relevanten" WIDTH="155" HPOS="1301" VPOS="565" ID="st32-63"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl32-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="196" VPOS="615" ID="st32-64"/><SP/><String HEIGHT="31" CONTENT="erhält" WIDTH="78" HPOS="410" VPOS="615" ID="st32-65"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="488" VPOS="615" ID="st32-66"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="512" VPOS="615" ID="st32-67"/><SP/><String HEIGHT="31" CONTENT="Reduktion" WIDTH="151" HPOS="588" VPOS="615" ID="st32-68"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="748" VPOS="615" ID="st32-69"/><SP/><String HEIGHT="31" CONTENT="sinnvoll" WIDTH="106" HPOS="801" VPOS="615" ID="st32-70"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="907" VPOS="615" ID="st32-71"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="931" VPOS="615" ID="st32-72"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1022" VPOS="615" ID="st32-73"/><SP/><String HEIGHT="31" CONTENT="Versicherungsinteressent" WIDTH="376" HPOS="1080" VPOS="615" ID="st32-74"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl32-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="665" ID="st32-75"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="289" VPOS="665" ID="st32-76"/><SP/><String HEIGHT="31" CONTENT="unnötigen" WIDTH="146" HPOS="356" VPOS="665" ID="st32-77"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="203" HPOS="525" VPOS="665" ID="st32-78"/><SP/><String HEIGHT="31" CONTENT="überflutet" WIDTH="139" HPOS="750" VPOS="665" ID="st32-79"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="912" VPOS="665" ID="st32-80"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="968" VPOS="665" ID="st32-81"/><SP/><String HEIGHT="31" CONTENT="Elemente" WIDTH="141" HPOS="1004" VPOS="665" ID="st32-82"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1167" VPOS="665" ID="st32-83"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="193" HPOS="1263" VPOS="665" ID="st32-84"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl32-9" WIDTH="1068" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationspolitik" WIDTH="269" HPOS="196" VPOS="715" ID="st32-85"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="474" VPOS="715" ID="st32-86"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="532" VPOS="715" ID="st32-87"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="950" VPOS="715" ID="st32-88"/><SP/><String HEIGHT="31" CONTENT="folgende" WIDTH="128" HPOS="1056" VPOS="715" ID="st32-89"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1193" VPOS="715" ID="st32-90"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="1249" VPOS="715" ID="st32-91"/></TextLine><TextLine HPOS="246" VPOS="814" ID="tl32-10" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="814" ID="st32-92"/></TextLine><TextLine HPOS="296" VPOS="815" ID="tl32-11" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Kerninformationsblatt" WIDTH="309" HPOS="296" VPOS="815" ID="st32-93"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="605" VPOS="815" ID="st32-94"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="652" VPOS="815" ID="st32-95"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="729" VPOS="815" ID="st32-96"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="825" VPOS="815" ID="st32-97"/><SP/><String HEIGHT="31" CONTENT="wesentlichen" WIDTH="193" HPOS="901" VPOS="815" ID="st32-98"/><SP/><String HEIGHT="31" CONTENT="Daten" WIDTH="89" HPOS="1125" VPOS="815" ID="st32-99"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1245" VPOS="815" ID="st32-100"/><SP/><String HEIGHT="31" CONTENT="Vertrags" WIDTH="126" HPOS="1330" VPOS="815" ID="st32-101"/></TextLine><TextLine HPOS="296" VPOS="865" ID="tl32-12" WIDTH="274" HEIGHT="31"><String HEIGHT="31" CONTENT="ausgewiesen" WIDTH="195" HPOS="296" VPOS="865" ID="st32-102"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="500" VPOS="865" ID="st32-103"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="556" VPOS="865" ID="st32-104"/></TextLine><TextLine HPOS="246" VPOS="964" ID="tl32-13" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="964" ID="st32-105"/></TextLine><TextLine HPOS="296" VPOS="965" ID="tl32-14" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="laufende" WIDTH="128" HPOS="296" VPOS="965" ID="st32-106"/><SP/><String HEIGHT="31" CONTENT="Unterrichtung" WIDTH="200" HPOS="443" VPOS="965" ID="st32-107"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="663" VPOS="965" ID="st32-108"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="749" VPOS="965" ID="st32-109"/><SP/><String HEIGHT="31" CONTENT="Entwicklung" WIDTH="178" HPOS="812" VPOS="965" ID="st32-110"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1009" VPOS="965" ID="st32-111"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswerte" WIDTH="237" HPOS="1077" VPOS="965" ID="st32-112"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1333" VPOS="965" ID="st32-113"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="965" ID="st32-114"/></TextLine><TextLine HPOS="296" VPOS="1015" ID="tl32-15" WIDTH="739" HEIGHT="31"><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="296" VPOS="1015" ID="st32-115"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="643" VPOS="1015" ID="st32-116"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="678" VPOS="1015" ID="st32-117"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="735" VPOS="1015" ID="st32-118"/></TextLine><TextLine HPOS="246" VPOS="1114" ID="tl32-16" WIDTH="16" HEIGHT="32"><String HEIGHT="32" CONTENT="•" WIDTH="16" HPOS="246" VPOS="1114" ID="st32-119"/></TextLine><TextLine HPOS="296" VPOS="1115" ID="tl32-17" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="stärkere" WIDTH="121" HPOS="296" VPOS="1115" ID="st32-120"/><SP/><String HEIGHT="31" CONTENT="Kundenfreundlichkeit" WIDTH="311" HPOS="440" VPOS="1115" ID="st32-121"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="775" VPOS="1115" ID="st32-122"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="843" VPOS="1115" ID="st32-123"/><SP/><String HEIGHT="31" CONTENT="Ausgestaltung" WIDTH="211" HPOS="915" VPOS="1115" ID="st32-124"/><SP/><String HEIGHT="31" CONTENT="neuer" WIDTH="85" HPOS="1150" VPOS="1115" ID="st32-125"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="1259" VPOS="1115" ID="st32-126"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1310" VPOS="1115" ID="st32-127"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1351" VPOS="1115" ID="st32-128"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1115" ID="st32-129"/></TextLine><TextLine HPOS="296" VPOS="1165" ID="tl32-18" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechtslage" WIDTH="167" HPOS="296" VPOS="1165" ID="st32-130"/><SP/><String HEIGHT="31" CONTENT="angepasster" WIDTH="183" HPOS="493" VPOS="1165" ID="st32-131"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="406" HPOS="706" VPOS="1165" ID="st32-132"/><String HEIGHT="31" CONTENT="(" WIDTH="13" HPOS="1141" VPOS="1165" ID="st32-133"/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1154" VPOS="1165" ID="st32-134"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1168" VPOS="1165" ID="st32-135"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1182" VPOS="1165" ID="st32-136"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1196" VPOS="1165" ID="st32-137"/><SP/><String HEIGHT="31" CONTENT="Gestaltung" WIDTH="161" HPOS="1240" VPOS="1165" ID="st32-138"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1165" ID="st32-139"/></TextLine><TextLine HPOS="296" VPOS="1215" ID="tl32-19" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Frage" WIDTH="77" HPOS="296" VPOS="1215" ID="st32-140"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="373" VPOS="1215" ID="st32-141"/><String HEIGHT="31" CONTENT="/" WIDTH="16" HPOS="388" VPOS="1215" ID="st32-142"/><SP/><String HEIGHT="31" CONTENT="Antwort" WIDTH="114" HPOS="442" VPOS="1215" ID="st32-143"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="556" VPOS="1215" ID="st32-144"/><String HEIGHT="31" CONTENT="Form" WIDTH="65" HPOS="572" VPOS="1215" ID="st32-145"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="637" VPOS="1215" ID="st32-146"/><SP/><String HEIGHT="31" CONTENT="Konzentration" WIDTH="206" HPOS="692" VPOS="1215" ID="st32-147"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="936" VPOS="1215" ID="st32-148"/><SP/><String HEIGHT="31" CONTENT="regelungsrelevante" WIDTH="284" HPOS="1021" VPOS="1215" ID="st32-149"/><SP/><String HEIGHT="31" CONTENT="Punkte" WIDTH="96" HPOS="1343" VPOS="1215" ID="st32-150"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1215" ID="st32-151"/></TextLine><TextLine HPOS="296" VPOS="1265" ID="tl32-20" WIDTH="467" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermeidung" WIDTH="180" HPOS="296" VPOS="1265" ID="st32-152"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="485" VPOS="1265" ID="st32-153"/><SP/><String HEIGHT="31" CONTENT="Fachbegriffen" WIDTH="199" HPOS="548" VPOS="1265" ID="st32-154"/><String HEIGHT="31" CONTENT=")" WIDTH="16" HPOS="747" VPOS="1265" ID="st32-155"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl32-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="1365" ID="st32-156"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="263" VPOS="1365" ID="st32-157"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="377" VPOS="1365" ID="st32-158"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="192" HPOS="481" VPOS="1365" ID="st32-159"/><SP/><String HEIGHT="31" CONTENT="Kundeninformation" WIDTH="280" HPOS="703" VPOS="1365" ID="st32-160"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1012" VPOS="1365" ID="st32-161"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1116" VPOS="1365" ID="st32-162"/><SP/><String HEIGHT="31" CONTENT="Assekuranz" WIDTH="174" HPOS="1190" VPOS="1365" ID="st32-163"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1365" ID="st32-164"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl32-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenzoffensive" WIDTH="321" HPOS="196" VPOS="1415" ID="st32-165"/><SP/><String HEIGHT="31" CONTENT="gestartet" WIDTH="125" HPOS="526" VPOS="1415" ID="st32-166"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="651" VPOS="1415" ID="st32-167"/><SP/><String HEIGHT="31" CONTENT="Transparenzoffensiven" WIDTH="338" HPOS="675" VPOS="1415" ID="st32-168"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="1023" VPOS="1415" ID="st32-169"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="93" HPOS="1141" VPOS="1415" ID="st32-170"/><SP/><String HEIGHT="31" CONTENT="wieder" WIDTH="98" HPOS="1243" VPOS="1415" ID="st32-171"/><SP/><String HEIGHT="31" CONTENT="initiiert" WIDTH="94" HPOS="1351" VPOS="1415" ID="st32-172"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="1445" VPOS="1415" ID="st32-173"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl32-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="oft" WIDTH="37" HPOS="196" VPOS="1465" ID="st32-174"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="249" VPOS="1465" ID="st32-175"/><SP/><String HEIGHT="31" CONTENT="Wellen" WIDTH="102" HPOS="291" VPOS="1465" ID="st32-176"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="409" VPOS="1465" ID="st32-177"/><SP/><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="460" VPOS="1465" ID="st32-178"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="716" VPOS="1465" ID="st32-179"/><SP/><String HEIGHT="31" CONTENT="gesetzgeberischen" WIDTH="279" HPOS="777" VPOS="1465" ID="st32-180"/><SP/><String HEIGHT="31" CONTENT="Vorschlägen" WIDTH="185" HPOS="1072" VPOS="1465" ID="st32-181"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1273" VPOS="1465" ID="st32-182"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="1343" VPOS="1465" ID="st32-183"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl32-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="196" VPOS="1515" ID="st32-184"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="275" VPOS="1515" ID="st32-185"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="36" HPOS="335" VPOS="1515" ID="st32-186"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="371" VPOS="1515" ID="st32-187"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="402" VPOS="1515" ID="st32-188"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="460" VPOS="1515" ID="st32-189"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="518" VPOS="1515" ID="st32-190"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="574" VPOS="1515" ID="st32-191"/><SP/><String HEIGHT="31" CONTENT="ändernden" WIDTH="160" HPOS="645" VPOS="1515" ID="st32-192"/><SP/><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="175" HPOS="817" VPOS="1515" ID="st32-193"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1004" VPOS="1515" ID="st32-194"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1064" VPOS="1515" ID="st32-195"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1259" VPOS="1515" ID="st32-196"/><SP/><String HEIGHT="31" CONTENT="reagieren" WIDTH="135" HPOS="1306" VPOS="1515" ID="st32-197"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="1515" ID="st32-198"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl32-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Früher" WIDTH="99" HPOS="196" VPOS="1565" ID="st32-199"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="304" VPOS="1565" ID="st32-200"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="388" VPOS="1565" ID="st32-201"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="462" VPOS="1565" ID="st32-202"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="548" VPOS="1565" ID="st32-203"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="745" VPOS="1565" ID="st32-204"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="821" VPOS="1565" ID="st32-205"/><SP/><String HEIGHT="31" CONTENT="staatliche" WIDTH="141" HPOS="894" VPOS="1565" ID="st32-206"/><SP/><String HEIGHT="31" CONTENT="Aufsichtsbehörde" WIDTH="257" HPOS="1045" VPOS="1565" ID="st32-207"/><SP/><String HEIGHT="31" CONTENT="herstellen" WIDTH="144" HPOS="1312" VPOS="1565" ID="st32-208"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl32-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="196" VPOS="1615" ID="st32-209"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="298" VPOS="1615" ID="st32-210"/><SP/><String HEIGHT="31" CONTENT="Heute" WIDTH="89" HPOS="331" VPOS="1615" ID="st32-211"/><SP/><String HEIGHT="31" CONTENT="diene" WIDTH="81" HPOS="437" VPOS="1615" ID="st32-212"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="72" HPOS="535" VPOS="1615" ID="st32-213"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="623" VPOS="1615" ID="st32-214"/><SP/><String HEIGHT="31" CONTENT="Instrument" WIDTH="157" HPOS="694" VPOS="1615" ID="st32-215"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="868" VPOS="1615" ID="st32-216"/><SP/><String HEIGHT="31" CONTENT="Verbandsempfehlungen" WIDTH="345" HPOS="932" VPOS="1615" ID="st32-217"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1277" VPOS="1615" ID="st32-218"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1312" VPOS="1615" ID="st32-219"/><SP/><String HEIGHT="31" CONTENT="recht" WIDTH="74" HPOS="1382" VPOS="1615" ID="st32-220"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl32-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wirkungsvoll" WIDTH="182" HPOS="196" VPOS="1665" ID="st32-221"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="393" VPOS="1665" ID="st32-222"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="432" VPOS="1665" ID="st32-223"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="460" VPOS="1665" ID="st32-224"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="529" VPOS="1665" ID="st32-225"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="781" VPOS="1665" ID="st32-226"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="844" VPOS="1665" ID="st32-227"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="1013" VPOS="1665" ID="st32-228"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="1382" VPOS="1665" ID="st32-229"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl32-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Empfehlungen" WIDTH="215" HPOS="196" VPOS="1715" ID="st32-230"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="422" VPOS="1715" ID="st32-231"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="470" VPOS="1715" ID="st32-232"/><SP/><String HEIGHT="31" CONTENT="Versicherungskonzerne" WIDTH="350" HPOS="526" VPOS="1715" ID="st32-233"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="887" VPOS="1715" ID="st32-234"/><SP/><String HEIGHT="31" CONTENT="Thema" WIDTH="103" HPOS="962" VPOS="1715" ID="st32-235"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="119" HPOS="1076" VPOS="1715" ID="st32-236"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="1206" VPOS="1715" ID="st32-237"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1715" ID="st32-238"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl32-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungsprodukten" WIDTH="457" HPOS="196" VPOS="1765" ID="st32-239"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="653" VPOS="1765" ID="st32-240"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="686" VPOS="1765" ID="st32-241"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="740" VPOS="1765" ID="st32-242"/><SP/><String HEIGHT="31" CONTENT="beabsichtigt" WIDTH="178" HPOS="798" VPOS="1765" ID="st32-243"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="183" HPOS="992" VPOS="1765" ID="st32-244"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="1190" VPOS="1765" ID="st32-245"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="1259" VPOS="1765" ID="st32-246"/><SP/><String HEIGHT="31" CONTENT="Feld" WIDTH="59" HPOS="1382" VPOS="1765" ID="st32-247"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1765" ID="st32-248"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl32-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="196" VPOS="1815" ID="st32-249"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="259" VPOS="1815" ID="st32-250"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="273" VPOS="1815" ID="st32-251"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="287" VPOS="1815" ID="st32-252"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="301" VPOS="1815" ID="st32-253"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="329" VPOS="1815" ID="st32-254"/><SP/><String HEIGHT="31" CONTENT="Kurzblatt" WIDTH="131" HPOS="395" VPOS="1815" ID="st32-255"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="539" VPOS="1815" ID="st32-256"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="596" VPOS="1815" ID="st32-257"/><SP/><String HEIGHT="31" CONTENT="oben" WIDTH="74" HPOS="664" VPOS="1815" ID="st32-258"/><SP/><String HEIGHT="31" CONTENT="angesprochenen" WIDTH="249" HPOS="750" VPOS="1815" ID="st32-259"/><SP/><String HEIGHT="31" CONTENT="Kerninformationen" WIDTH="266" HPOS="1011" VPOS="1815" ID="st32-260"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1277" VPOS="1815" ID="st32-261"/><SP/><String HEIGHT="31" CONTENT="später" WIDTH="93" HPOS="1305" VPOS="1815" ID="st32-262"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1815" ID="st32-263"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl32-31" WIDTH="627" HEIGHT="31"><String HEIGHT="31" CONTENT="andere" WIDTH="104" HPOS="196" VPOS="1865" ID="st32-264"/><SP/><String HEIGHT="31" CONTENT="Versicherungsarten" WIDTH="290" HPOS="309" VPOS="1865" ID="st32-265"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="608" VPOS="1865" ID="st32-266"/><SP/><String HEIGHT="31" CONTENT="übertragen" WIDTH="155" HPOS="652" VPOS="1865" ID="st32-267"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="807" VPOS="1865" ID="st32-268"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl32-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1965" ID="st32-269"/><SP/><String HEIGHT="31" CONTENT="Versicherungsinformationen" WIDTH="409" HPOS="264" VPOS="1965" ID="st32-270"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="673" VPOS="1965" ID="st32-271"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="706" VPOS="1965" ID="st32-272"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="774" VPOS="1965" ID="st32-273"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="788" VPOS="1965" ID="st32-274"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="803" VPOS="1965" ID="st32-275"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="817" VPOS="1965" ID="st32-276"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="850" VPOS="1965" ID="st32-277"/><SP/><String HEIGHT="31" CONTENT="Allgemeinen" WIDTH="184" HPOS="912" VPOS="1965" ID="st32-278"/><SP/><String HEIGHT="31" CONTENT="Geschäftsbedingungen" WIDTH="342" HPOS="1114" VPOS="1965" ID="st32-279"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl32-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="(" WIDTH="17" HPOS="196" VPOS="2015" ID="st32-280"/><String HEIGHT="31" CONTENT="AGB" WIDTH="51" HPOS="213" VPOS="2015" ID="st32-281"/><String HEIGHT="31" CONTENT=")" WIDTH="17" HPOS="264" VPOS="2015" ID="st32-282"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="281" VPOS="2015" ID="st32-283"/><SP/><String HEIGHT="31" CONTENT="einzuholen" WIDTH="154" HPOS="323" VPOS="2015" ID="st32-284"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="477" VPOS="2015" ID="st32-285"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="518" VPOS="2015" ID="st32-286"/><SP/><String HEIGHT="31" CONTENT="schwierig" WIDTH="133" HPOS="585" VPOS="2015" ID="st32-287"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="718" VPOS="2015" ID="st32-288"/><SP/><String HEIGHT="31" CONTENT="beklagt" WIDTH="107" HPOS="758" VPOS="2015" ID="st32-289"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="890" VPOS="2015" ID="st32-290"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="1055" VPOS="2015" ID="st32-291"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1146" VPOS="2015" ID="st32-292"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1180" VPOS="2015" ID="st32-293"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="1254" VPOS="2015" ID="st32-294"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl32-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="entzögen" WIDTH="137" HPOS="196" VPOS="2065" ID="st32-295"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="343" VPOS="2065" ID="st32-296"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="114" HPOS="428" VPOS="2065" ID="st32-297"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="553" VPOS="2065" ID="st32-298"/><SP/><String HEIGHT="31" CONTENT="AGB" WIDTH="71" HPOS="607" VPOS="2065" ID="st32-299"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="688" VPOS="2065" ID="st32-300"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="774" VPOS="2065" ID="st32-301"/><SP/><String HEIGHT="31" CONTENT="Vorwand" WIDTH="123" HPOS="849" VPOS="2065" ID="st32-302"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="972" VPOS="2065" ID="st32-303"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1000" VPOS="2065" ID="st32-304"/><SP/><String HEIGHT="31" CONTENT="läsen" WIDTH="79" HPOS="1053" VPOS="2065" ID="st32-305"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1143" VPOS="2065" ID="st32-306"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="66" HPOS="1195" VPOS="2065" ID="st32-307"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1261" VPOS="2065" ID="st32-308"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="1285" VPOS="2065" ID="st32-309"/><SP/><String HEIGHT="31" CONTENT="Wahrheit" WIDTH="133" HPOS="1323" VPOS="2065" ID="st32-310"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl32-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wollten" WIDTH="104" HPOS="196" VPOS="2115" ID="st32-311"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="320" VPOS="2115" ID="st32-312"/><SP/><String HEIGHT="31" CONTENT="verhindern" WIDTH="151" HPOS="383" VPOS="2115" ID="st32-313"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="534" VPOS="2115" ID="st32-314"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="570" VPOS="2115" ID="st32-315"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="661" VPOS="2115" ID="st32-316"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="796" VPOS="2115" ID="st32-317"/><SP/><String HEIGHT="31" CONTENT="kritisch" WIDTH="103" HPOS="859" VPOS="2115" ID="st32-318"/><SP/><String HEIGHT="31" CONTENT="prüfen" WIDTH="89" HPOS="982" VPOS="2115" ID="st32-319"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1071" VPOS="2115" ID="st32-320"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1106" VPOS="2115" ID="st32-321"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="1176" VPOS="2115" ID="st32-322"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="2115" ID="st32-323" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungs24"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="2115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl32-36" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="24" WIDTH="37" HPOS="196" VPOS="2207" ID="st32-324" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungs24"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="33" ID="p592547" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592547" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592547" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl33-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vertragsgesetz" WIDTH="219" HPOS="196" VPOS="215" ID="st33-0"/><SP/><String HEIGHT="31" CONTENT="vorgesehene" WIDTH="192" HPOS="446" VPOS="215" ID="st33-1"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="669" VPOS="215" ID="st33-2"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="887" VPOS="215" ID="st33-3"/><SP/><String HEIGHT="31" CONTENT="AGB" WIDTH="71" HPOS="966" VPOS="215" ID="st33-4"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1067" VPOS="215" ID="st33-5"/><SP/><String HEIGHT="31" CONTENT="Teil" WIDTH="54" HPOS="1141" VPOS="215" ID="st33-6"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1225" VPOS="215" ID="st33-7"/><SP/><String HEIGHT="31" CONTENT="Angebots" WIDTH="136" HPOS="1304" VPOS="215" ID="st33-8" SUBS_TYPE="HypPart1" SUBS_CONTENT="Angebotsinformationen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl33-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="informationen" WIDTH="202" HPOS="196" VPOS="265" ID="st33-9" SUBS_TYPE="HypPart2" SUBS_CONTENT="Angebotsinformationen"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="409" VPOS="265" ID="st33-10"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="462" VPOS="265" ID="st33-11"/><SP/><String HEIGHT="31" CONTENT="begrüßen" WIDTH="135" HPOS="508" VPOS="265" ID="st33-12"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="643" VPOS="265" ID="st33-13"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="672" VPOS="265" ID="st33-14"/><SP/><String HEIGHT="31" CONTENT="Angebotsinformationen" WIDTH="343" HPOS="732" VPOS="265" ID="st33-15"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="1086" VPOS="265" ID="st33-16"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="1193" VPOS="265" ID="st33-17"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1277" VPOS="265" ID="st33-18"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="1332" VPOS="265" ID="st33-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl33-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einschließen" WIDTH="181" HPOS="196" VPOS="315" ID="st33-20"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="377" VPOS="315" ID="st33-21"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="411" VPOS="315" ID="st33-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="511" VPOS="315" ID="st33-23"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="574" VPOS="315" ID="st33-24"/><SP/><String HEIGHT="31" CONTENT="wissen" WIDTH="95" HPOS="707" VPOS="315" ID="st33-25"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="802" VPOS="315" ID="st33-26"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="60" HPOS="836" VPOS="315" ID="st33-27"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="914" VPOS="315" ID="st33-28"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="986" VPOS="315" ID="st33-29"/><SP/><String HEIGHT="31" CONTENT="kostet" WIDTH="84" HPOS="1119" VPOS="315" ID="st33-30"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1203" VPOS="315" ID="st33-31"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1236" VPOS="315" ID="st33-32"/><SP/><String HEIGHT="31" CONTENT="Angebots" WIDTH="136" HPOS="1304" VPOS="315" ID="st33-33" SUBS_TYPE="HypPart1" SUBS_CONTENT="Angebotsinformationen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl33-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="informationen" WIDTH="202" HPOS="196" VPOS="365" ID="st33-34" SUBS_TYPE="HypPart2" SUBS_CONTENT="Angebotsinformationen"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="414" VPOS="365" ID="st33-35"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="525" VPOS="365" ID="st33-36"/><SP/><String HEIGHT="31" CONTENT="ausgestaltet" WIDTH="180" HPOS="576" VPOS="365" ID="st33-37"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="771" VPOS="365" ID="st33-38"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="827" VPOS="365" ID="st33-39"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="857" VPOS="365" ID="st33-40"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="942" VPOS="365" ID="st33-41"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1006" VPOS="365" ID="st33-42"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1118" VPOS="365" ID="st33-43"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="1187" VPOS="365" ID="st33-44"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1317" VPOS="365" ID="st33-45"/><SP/><String HEIGHT="31" CONTENT="seinen" WIDTH="98" HPOS="1358" VPOS="365" ID="st33-46"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl33-4" WIDTH="1170" HEIGHT="31"><String HEIGHT="31" CONTENT="Grundzügen" WIDTH="184" HPOS="196" VPOS="415" ID="st33-47"/><SP/><String HEIGHT="31" CONTENT="beurteilen" WIDTH="146" HPOS="389" VPOS="415" ID="st33-48"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="64" HPOS="545" VPOS="415" ID="st33-49"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="609" VPOS="415" ID="st33-50"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="40" HPOS="636" VPOS="415" ID="st33-51"/><SP/><String HEIGHT="31" CONTENT="hätte" WIDTH="74" HPOS="686" VPOS="415" ID="st33-52"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="769" VPOS="415" ID="st33-53"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="827" VPOS="415" ID="st33-54"/><SP/><String HEIGHT="31" CONTENT="wesentlich" WIDTH="156" HPOS="978" VPOS="415" ID="st33-55"/><SP/><String HEIGHT="31" CONTENT="weniger" WIDTH="117" HPOS="1143" VPOS="415" ID="st33-56"/><SP/><String HEIGHT="31" CONTENT="Arbeit" WIDTH="83" HPOS="1269" VPOS="415" ID="st33-57"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1352" VPOS="415" ID="st33-58"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl33-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="515" ID="st33-59"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="265" VPOS="515" ID="st33-60"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="383" VPOS="515" ID="st33-61"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="468" VPOS="515" ID="st33-62"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="576" VPOS="515" ID="st33-63"/><SP/><String HEIGHT="31" CONTENT="empfiehlt" WIDTH="135" HPOS="795" VPOS="515" ID="st33-64"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="962" VPOS="515" ID="st33-65"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="100" HPOS="1083" VPOS="515" ID="st33-66"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1183" VPOS="515" ID="st33-67"/><SP/><String HEIGHT="31" CONTENT="Präsident" WIDTH="141" HPOS="1230" VPOS="515" ID="st33-68"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="515" ID="st33-69"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl33-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverbandes" WIDTH="269" HPOS="196" VPOS="565" ID="st33-70"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="312" HPOS="497" VPOS="565" ID="st33-71"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="809" VPOS="565" ID="st33-72"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="857" VPOS="565" ID="st33-73"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="238" HPOS="953" VPOS="565" ID="st33-74"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1222" VPOS="565" ID="st33-75"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="1302" VPOS="565" ID="st33-76"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl33-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="348" HPOS="196" VPOS="615" ID="st33-77"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="544" VPOS="615" ID="st33-78"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="585" VPOS="615" ID="st33-79"/><SP/><String HEIGHT="31" CONTENT="Link" WIDTH="62" HPOS="691" VPOS="615" ID="st33-80"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="778" VPOS="615" ID="st33-81"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="849" VPOS="615" ID="st33-82"/><SP/><String HEIGHT="31" CONTENT="Homepage" WIDTH="163" HPOS="919" VPOS="615" ID="st33-83"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1107" VPOS="615" ID="st33-84"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="211" HPOS="1181" VPOS="615" ID="st33-85"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="615" ID="st33-86"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl33-8" WIDTH="436" HEIGHT="31"><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="436" HPOS="196" VPOS="665" ID="st33-87"/></TextLine><TextLine HPOS="632" VPOS="658" ID="tl33-9" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="3" WIDTH="12" HPOS="632" VPOS="658" ID="st33-88"/></TextLine><TextLine HPOS="658" VPOS="665" ID="tl33-10" WIDTH="798" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="658" VPOS="665" ID="st33-89"/><SP/><String HEIGHT="31" CONTENT="setzen" WIDTH="91" HPOS="708" VPOS="665" ID="st33-90"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="799" VPOS="665" ID="st33-91"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="43" HPOS="829" VPOS="665" ID="st33-92"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="886" VPOS="665" ID="st33-93"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1002" VPOS="665" ID="st33-94"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1081" VPOS="665" ID="st33-95"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="1171" VPOS="665" ID="st33-96"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1389" VPOS="665" ID="st33-97"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl33-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="715" ID="st33-98"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="256" VPOS="715" ID="st33-99"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="625" VPOS="715" ID="st33-100"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="683" VPOS="715" ID="st33-101"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="778" VPOS="715" ID="st33-102"/><SP/><String HEIGHT="31" CONTENT="veröffentliche" WIDTH="193" HPOS="881" VPOS="715" ID="st33-103"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1074" VPOS="715" ID="st33-104"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1103" VPOS="715" ID="st33-105"/><SP/><String HEIGHT="31" CONTENT="beispielsweise" WIDTH="215" HPOS="1159" VPOS="715" ID="st33-106"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1389" VPOS="715" ID="st33-107"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl33-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="765" ID="st33-108"/><SP/><String HEIGHT="31" CONTENT="entstehenden" WIDTH="201" HPOS="254" VPOS="765" ID="st33-109"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="104" HPOS="468" VPOS="765" ID="st33-110"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="585" VPOS="765" ID="st33-111"/><SP/><String HEIGHT="31" CONTENT="Vertrieb" WIDTH="116" HPOS="637" VPOS="765" ID="st33-112"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="766" VPOS="765" ID="st33-113"/><SP/><String HEIGHT="31" CONTENT="Verwaltung" WIDTH="160" HPOS="834" VPOS="765" ID="st33-114"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="994" VPOS="765" ID="st33-115"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1023" VPOS="765" ID="st33-116"/><SP/><String HEIGHT="31" CONTENT="Kostenquote" WIDTH="187" HPOS="1086" VPOS="765" ID="st33-117"/><SP/><String HEIGHT="31" CONTENT="betrage" WIDTH="113" HPOS="1286" VPOS="765" ID="st33-118"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="765" ID="st33-119"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl33-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadens" WIDTH="142" HPOS="196" VPOS="815" ID="st33-120"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="338" VPOS="815" ID="st33-121"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="369" VPOS="815" ID="st33-122"/><SP/><String HEIGHT="31" CONTENT="Unfallversicherungen" WIDTH="313" HPOS="437" VPOS="815" ID="st33-123"/><SP/><String HEIGHT="31" CONTENT="beinahe" WIDTH="119" HPOS="763" VPOS="815" ID="st33-124"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="895" VPOS="815" ID="st33-125"/><SP/><String HEIGHT="31" CONTENT="Drittel" WIDTH="87" HPOS="952" VPOS="815" ID="st33-126"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1052" VPOS="815" ID="st33-127"/><SP/><String HEIGHT="31" CONTENT="Beitragszahlungen" WIDTH="269" HPOS="1114" VPOS="815" ID="st33-128"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1383" VPOS="815" ID="st33-129"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="815" ID="st33-130"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl33-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="338" HPOS="196" VPOS="865" ID="st33-131"/><SP/><String HEIGHT="31" CONTENT="etwa" WIDTH="70" HPOS="543" VPOS="865" ID="st33-132"/><SP/><String HEIGHT="31" CONTENT="15" WIDTH="37" HPOS="623" VPOS="865" ID="st33-133"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="669" VPOS="865" ID="st33-134"/><SP/><String HEIGHT="31" CONTENT="20" WIDTH="37" HPOS="721" VPOS="865" ID="st33-135"/><String HEIGHT="31" CONTENT="%" WIDTH="19" HPOS="767" VPOS="865" ID="st33-136"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="786" VPOS="865" ID="st33-137"/><SP/><String HEIGHT="31" CONTENT="d" WIDTH="14" HPOS="815" VPOS="865" ID="st33-138"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="829" VPOS="865" ID="st33-139"/><String HEIGHT="31" CONTENT="h" WIDTH="14" HPOS="843" VPOS="865" ID="st33-140"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="857" VPOS="865" ID="st33-141"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="880" VPOS="865" ID="st33-142"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="64" HPOS="925" VPOS="865" ID="st33-143"/><SP/><String HEIGHT="31" CONTENT="2004" WIDTH="74" HPOS="999" VPOS="865" ID="st33-144"/><SP/><String HEIGHT="31" CONTENT="16" WIDTH="37" HPOS="1082" VPOS="865" ID="st33-145"/><SP/><String HEIGHT="31" CONTENT="Mrd" WIDTH="49" HPOS="1129" VPOS="865" ID="st33-146"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1178" VPOS="865" ID="st33-147"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="64" HPOS="1204" VPOS="865" ID="st33-148"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1268" VPOS="865" ID="st33-149"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="1293" VPOS="865" ID="st33-150"/><SP/><String HEIGHT="31" CONTENT="derart" WIDTH="87" HPOS="1369" VPOS="865" ID="st33-151"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl33-15" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="hohe" WIDTH="74" HPOS="196" VPOS="915" ID="st33-152"/><SP/><String HEIGHT="31" CONTENT="Kostenquote" WIDTH="188" HPOS="295" VPOS="915" ID="st33-153"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="507" VPOS="915" ID="st33-154"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="623" VPOS="915" ID="st33-155"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="719" VPOS="915" ID="st33-156"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="779" VPOS="915" ID="st33-157"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="889" VPOS="915" ID="st33-158"/><SP/><String HEIGHT="31" CONTENT="Verbrauchers" WIDTH="200" HPOS="967" VPOS="915" ID="st33-159"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1192" VPOS="915" ID="st33-160"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1248" VPOS="915" ID="st33-161"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1287" VPOS="915" ID="st33-162"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1377" VPOS="915" ID="st33-163"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl33-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ausgaben" WIDTH="150" HPOS="196" VPOS="965" ID="st33-164"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="377" VPOS="965" ID="st33-165"/><SP/><String HEIGHT="31" CONTENT="meist" WIDTH="79" HPOS="505" VPOS="965" ID="st33-166"/><SP/><String HEIGHT="31" CONTENT="unbekannt" WIDTH="155" HPOS="615" VPOS="965" ID="st33-167"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="800" VPOS="965" ID="st33-168"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="856" VPOS="965" ID="st33-169"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="901" VPOS="965" ID="st33-170"/><SP/><String HEIGHT="31" CONTENT="Verwaltungskostenanteil" WIDTH="361" HPOS="985" VPOS="965" ID="st33-171"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="965" ID="st33-172"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl33-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="196" VPOS="1015" ID="st33-173"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="367" VPOS="1015" ID="st33-174"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="436" VPOS="1015" ID="st33-175"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="534" VPOS="1015" ID="st33-176"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="607" VPOS="1015" ID="st33-177"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="87" HPOS="740" VPOS="1015" ID="st33-178"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="853" VPOS="1015" ID="st33-179"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="950" VPOS="1015" ID="st33-180"/><SP/><String HEIGHT="31" CONTENT="ermitteln" WIDTH="123" HPOS="1011" VPOS="1015" ID="st33-181"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1134" VPOS="1015" ID="st33-182"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="115" HPOS="1174" VPOS="1015" ID="st33-183"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="140" HPOS="1316" VPOS="1015" ID="st33-184"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl33-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schünemann" WIDTH="187" HPOS="196" VPOS="1065" ID="st33-185"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="383" VPOS="1065" ID="st33-186"/><SP/><String HEIGHT="31" CONTENT="Lehrstuhl" WIDTH="138" HPOS="423" VPOS="1065" ID="st33-187"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="582" VPOS="1065" ID="st33-188"/><SP/><String HEIGHT="31" CONTENT="Privatrecht" WIDTH="154" HPOS="642" VPOS="1065" ID="st33-189"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="796" VPOS="1065" ID="st33-190"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="832" VPOS="1065" ID="st33-191"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="993" VPOS="1065" ID="st33-192"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1029" VPOS="1065" ID="st33-193"/><SP/><String HEIGHT="31" CONTENT="Sozialwissenschaftliche" WIDTH="350" HPOS="1106" VPOS="1065" ID="st33-194"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl33-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fakultät" WIDTH="113" HPOS="196" VPOS="1115" ID="st33-195"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="309" VPOS="1115" ID="st33-196"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="146" HPOS="337" VPOS="1115" ID="st33-197"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="483" VPOS="1115" ID="st33-198"/><SP/><String HEIGHT="31" CONTENT="Ebenso" WIDTH="113" HPOS="504" VPOS="1115" ID="st33-199"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="629" VPOS="1115" ID="st33-200"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="729" VPOS="1115" ID="st33-201"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="80" HPOS="785" VPOS="1115" ID="st33-202"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="877" VPOS="1115" ID="st33-203"/><SP/><String HEIGHT="31" CONTENT="Deckungsstocks" WIDTH="235" HPOS="943" VPOS="1115" ID="st33-204"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1178" VPOS="1115" ID="st33-205"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1207" VPOS="1115" ID="st33-206"/><SP/><String HEIGHT="31" CONTENT="Sparanteil" WIDTH="150" HPOS="1268" VPOS="1115" ID="st33-207"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1115" ID="st33-208"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl33-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1165" ID="st33-209"/><SP/><String HEIGHT="31" CONTENT="Kapitallebensversicherung" WIDTH="384" HPOS="254" VPOS="1165" ID="st33-210"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="638" VPOS="1165" ID="st33-211"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="664" VPOS="1165" ID="st33-212"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="722" VPOS="1165" ID="st33-213"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="777" VPOS="1165" ID="st33-214"/><SP/><String HEIGHT="31" CONTENT="Garantiesatz" WIDTH="189" HPOS="851" VPOS="1165" ID="st33-215"/><SP/><String HEIGHT="31" CONTENT="verzinst" WIDTH="115" HPOS="1050" VPOS="1165" ID="st33-216"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1175" VPOS="1165" ID="st33-217"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1275" VPOS="1165" ID="st33-218"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1352" VPOS="1165" ID="st33-219"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1165" ID="st33-220"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl33-21" WIDTH="595" HEIGHT="31"><String HEIGHT="31" CONTENT="Höhe" WIDTH="80" HPOS="196" VPOS="1215" ID="st33-221"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="285" VPOS="1215" ID="st33-222"/><SP/><String HEIGHT="31" CONTENT="Überschüsse" WIDTH="194" HPOS="343" VPOS="1215" ID="st33-223"/><SP/><String HEIGHT="31" CONTENT="bestimmt" WIDTH="135" HPOS="547" VPOS="1215" ID="st33-224"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="691" VPOS="1215" ID="st33-225"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="774" VPOS="1215" ID="st33-226"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl33-22" WIDTH="825" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1315" ID="st33-227"/><SP/><String HEIGHT="31" CONTENT="journalistische" WIDTH="211" HPOS="259" VPOS="1315" ID="st33-228"/><SP/><String HEIGHT="31" CONTENT="Kampf" WIDTH="96" HPOS="480" VPOS="1315" ID="st33-229"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="586" VPOS="1315" ID="st33-230"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="688" VPOS="1315" ID="st33-231"/><SP/><String HEIGHT="31" CONTENT="Informationsdefizit" WIDTH="270" HPOS="751" VPOS="1315" ID="st33-232"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl33-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1415" ID="st33-233"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="262" VPOS="1415" ID="st33-234"/><SP/><String HEIGHT="31" CONTENT="verdiene" WIDTH="127" HPOS="612" VPOS="1415" ID="st33-235"/><SP/><String HEIGHT="31" CONTENT="daran" WIDTH="79" HPOS="755" VPOS="1415" ID="st33-236"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="834" VPOS="1415" ID="st33-237"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="866" VPOS="1415" ID="st33-238"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="952" VPOS="1415" ID="st33-239"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1011" VPOS="1415" ID="st33-240"/><SP/><String HEIGHT="31" CONTENT="wisse" WIDTH="84" HPOS="1102" VPOS="1415" ID="st33-241"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1202" VPOS="1415" ID="st33-242"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="1260" VPOS="1415" ID="st33-243"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="106" HPOS="1332" VPOS="1415" ID="st33-244"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="1415" ID="st33-245"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl33-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="merkt" WIDTH="84" HPOS="196" VPOS="1465" ID="st33-246"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="296" VPOS="1465" ID="st33-247"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="418" VPOS="1465" ID="st33-248"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="436" VPOS="1465" ID="st33-249"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="142" HPOS="540" VPOS="1465" ID="st33-250"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="682" VPOS="1465" ID="st33-251"/><SP/><String HEIGHT="31" CONTENT="Chefredakteur" WIDTH="211" HPOS="716" VPOS="1465" ID="st33-252"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="943" VPOS="1465" ID="st33-253"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="167" HPOS="1013" VPOS="1465" ID="st33-254"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1180" VPOS="1465" ID="st33-255"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1213" VPOS="1465" ID="st33-256"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1243" VPOS="1465" ID="st33-257"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="1276" VPOS="1465" ID="st33-258"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="1325" VPOS="1465" ID="st33-259"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1465" ID="st33-260"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl33-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aufgabe" WIDTH="124" HPOS="196" VPOS="1515" ID="st33-261"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="335" VPOS="1515" ID="st33-262"/><SP/><String HEIGHT="31" CONTENT="Versicherungsmagazinen" WIDTH="376" HPOS="403" VPOS="1515" ID="st33-263"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="794" VPOS="1515" ID="st33-264"/><SP/><String HEIGHT="31" CONTENT="Versicherungsjournalisten" WIDTH="383" HPOS="864" VPOS="1515" ID="st33-265"/><SP/><String HEIGHT="31" CONTENT="darin" WIDTH="69" HPOS="1262" VPOS="1515" ID="st33-266"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1331" VPOS="1515" ID="st33-267"/><SP/><String HEIGHT="31" CONTENT="dieses" WIDTH="96" HPOS="1360" VPOS="1515" ID="st33-268"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl33-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ungleichgewicht" WIDTH="243" HPOS="196" VPOS="1565" ID="st33-269"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="450" VPOS="1565" ID="st33-270"/><SP/><String HEIGHT="31" CONTENT="verringern" WIDTH="144" HPOS="497" VPOS="1565" ID="st33-271"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="641" VPOS="1565" ID="st33-272"/><SP/><String HEIGHT="31" CONTENT="Zu" WIDTH="39" HPOS="668" VPOS="1565" ID="st33-273"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="718" VPOS="1565" ID="st33-274"/><SP/><String HEIGHT="31" CONTENT="Zweck" WIDTH="97" HPOS="837" VPOS="1565" ID="st33-275"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="945" VPOS="1565" ID="st33-276"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1031" VPOS="1565" ID="st33-277"/><SP/><String HEIGHT="31" CONTENT="Magazin" WIDTH="126" HPOS="1096" VPOS="1565" ID="st33-278"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="174" HPOS="1234" VPOS="1565" ID="st33-279"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="1419" VPOS="1565" ID="st33-280"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl33-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="196" VPOS="1615" ID="st33-281"/><SP/><String HEIGHT="31" CONTENT="identifiziert" WIDTH="156" HPOS="412" VPOS="1615" ID="st33-282"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="568" VPOS="1615" ID="st33-283"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="592" VPOS="1615" ID="st33-284"/><SP/><String HEIGHT="31" CONTENT="optimalerweise" WIDTH="223" HPOS="647" VPOS="1615" ID="st33-285"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="881" VPOS="1615" ID="st33-286"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="919" VPOS="1615" ID="st33-287"/><SP/><String HEIGHT="31" CONTENT="Standmitteilung" WIDTH="230" HPOS="1005" VPOS="1615" ID="st33-288"/><SP/><String HEIGHT="31" CONTENT="enthalten" WIDTH="137" HPOS="1246" VPOS="1615" ID="st33-289"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="1395" VPOS="1615" ID="st33-290"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl33-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sollten" WIDTH="92" HPOS="196" VPOS="1665" ID="st33-291"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="288" VPOS="1665" ID="st33-292"/><SP/><String HEIGHT="31" CONTENT="Kapitallebensversicherungsunternehmen" WIDTH="604" HPOS="325" VPOS="1665" ID="st33-293"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="952" VPOS="1665" ID="st33-294"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="1035" VPOS="1665" ID="st33-295"/><SP/><String HEIGHT="31" CONTENT="1995" WIDTH="74" HPOS="1110" VPOS="1665" ID="st33-296"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="157" HPOS="1207" VPOS="1665" ID="st33-297"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1364" VPOS="1665" ID="st33-298"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="1401" VPOS="1665" ID="st33-299"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl33-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="196" VPOS="1715" ID="st33-300"/><SP/><String HEIGHT="31" CONTENT="jährlich" WIDTH="106" HPOS="405" VPOS="1715" ID="st33-301"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="533" VPOS="1715" ID="st33-302"/><SP/><String HEIGHT="31" CONTENT="Rahmen" WIDTH="126" HPOS="590" VPOS="1715" ID="st33-303"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="738" VPOS="1715" ID="st33-304"/><SP/><String HEIGHT="31" CONTENT="Standmitteilung" WIDTH="230" HPOS="834" VPOS="1715" ID="st33-305"/><SP/><String HEIGHT="31" CONTENT="darüber" WIDTH="115" HPOS="1086" VPOS="1715" ID="st33-306"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1223" VPOS="1715" ID="st33-307"/><SP/><String HEIGHT="31" CONTENT="informieren" WIDTH="161" HPOS="1280" VPOS="1715" ID="st33-308"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1715" ID="st33-309"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl33-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="welche" WIDTH="104" HPOS="196" VPOS="1765" ID="st33-310"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="313" VPOS="1765" ID="st33-311"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="488" VPOS="1765" ID="st33-312"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="544" VPOS="1765" ID="st33-313"/><SP/><String HEIGHT="31" CONTENT="Ablauf" WIDTH="95" HPOS="601" VPOS="1765" ID="st33-314"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="709" VPOS="1765" ID="st33-315"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="770" VPOS="1765" ID="st33-316"/><SP/><String HEIGHT="31" CONTENT="erwarten" WIDTH="129" HPOS="979" VPOS="1765" ID="st33-317"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="1121" VPOS="1765" ID="st33-318"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1223" VPOS="1765" ID="st33-319"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1252" VPOS="1765" ID="st33-320"/><SP/><String HEIGHT="31" CONTENT="Aussage" WIDTH="124" HPOS="1315" VPOS="1765" ID="st33-321" SUBS_TYPE="HypPart1" SUBS_CONTENT="Aussagefähigkeit"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl33-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fähigkeit" WIDTH="124" HPOS="196" VPOS="1815" ID="st33-322" SUBS_TYPE="HypPart2" SUBS_CONTENT="Aussagefähigkeit"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="334" VPOS="1815" ID="st33-323"/><SP/><String HEIGHT="31" CONTENT="Schreiben" WIDTH="150" HPOS="395" VPOS="1815" ID="st33-324"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="558" VPOS="1815" ID="st33-325"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="614" VPOS="1815" ID="st33-326"/><SP/><String HEIGHT="31" CONTENT="dürftig" WIDTH="89" HPOS="718" VPOS="1815" ID="st33-327"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="807" VPOS="1815" ID="st33-328"/><SP/><String HEIGHT="31" CONTENT="stellte" WIDTH="87" HPOS="833" VPOS="1815" ID="st33-329"/><SP/><String HEIGHT="31" CONTENT="FINANZTEST" WIDTH="206" HPOS="933" VPOS="1815" ID="st33-330"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="1152" VPOS="1815" ID="st33-331"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1210" VPOS="1815" ID="st33-332"/><SP/><String HEIGHT="31" CONTENT="Überprüfung" WIDTH="185" HPOS="1271" VPOS="1815" ID="st33-333"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl33-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="196" VPOS="1865" ID="st33-334"/><SP/><String HEIGHT="31" CONTENT="rund" WIDTH="67" HPOS="269" VPOS="1865" ID="st33-335"/><SP/><String HEIGHT="31" CONTENT="1600" WIDTH="75" HPOS="354" VPOS="1865" ID="st33-336"/><SP/><String HEIGHT="31" CONTENT="Standmitteilungen" WIDTH="267" HPOS="447" VPOS="1865" ID="st33-337"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="733" VPOS="1865" ID="st33-338"/><SP/><String HEIGHT="31" CONTENT="61" WIDTH="37" HPOS="806" VPOS="1865" ID="st33-339"/><SP/><String HEIGHT="31" CONTENT="Versicherern" WIDTH="189" HPOS="862" VPOS="1865" ID="st33-340"/><SP/><String HEIGHT="31" CONTENT="fest" WIDTH="50" HPOS="1070" VPOS="1865" ID="st33-341"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1120" VPOS="1865" ID="st33-342"/><SP/><String HEIGHT="31" CONTENT="Keine" WIDTH="86" HPOS="1151" VPOS="1865" ID="st33-343"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1256" VPOS="1865" ID="st33-344"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="1348" VPOS="1865" ID="st33-345"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="37" HPOS="1419" VPOS="1865" ID="st33-346"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl33-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="196" VPOS="1915" ID="st33-347"/><SP/><String HEIGHT="31" CONTENT="enthalten" WIDTH="131" HPOS="417" VPOS="1915" ID="st33-348"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="548" VPOS="1915" ID="st33-349"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="580" VPOS="1915" ID="st33-350"/><SP/><String HEIGHT="31" CONTENT="beste" WIDTH="82" HPOS="647" VPOS="1915" ID="st33-351"/><SP/><String HEIGHT="31" CONTENT="getestete" WIDTH="138" HPOS="745" VPOS="1915" ID="st33-352"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="899" VPOS="1915" ID="st33-353"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1113" VPOS="1915" ID="st33-354"/><SP/><String HEIGHT="31" CONTENT="zwölf" WIDTH="76" HPOS="1204" VPOS="1915" ID="st33-355"/><SP/><String HEIGHT="31" CONTENT="aufgeführt" WIDTH="144" HPOS="1297" VPOS="1915" ID="st33-356"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="1915" ID="st33-357"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl33-34" WIDTH="710" HEIGHT="31"><String HEIGHT="31" CONTENT="Andere" WIDTH="108" HPOS="196" VPOS="1965" ID="st33-358"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="313" VPOS="1965" ID="st33-359"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="556" VPOS="1965" ID="st33-360"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="702" VPOS="1965" ID="st33-361"/><SP/><String HEIGHT="31" CONTENT="einzige" WIDTH="100" HPOS="791" VPOS="1965" ID="st33-362"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="891" VPOS="1965" ID="st33-363"/></TextLine><TextLine HPOS="196" VPOS="2098" ID="tl33-35" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="3" WIDTH="10" HPOS="196" VPOS="2098" ID="st33-364"/></TextLine><TextLine HPOS="214" VPOS="2105" ID="tl33-36" WIDTH="1106" HEIGHT="25"><String HEIGHT="25" CONTENT="Die" WIDTH="42" HPOS="214" VPOS="2105" ID="st33-365"/><SP/><String HEIGHT="25" CONTENT="Homepage" WIDTH="136" HPOS="263" VPOS="2105" ID="st33-366"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="407" VPOS="2105" ID="st33-367"/><SP/><String HEIGHT="25" CONTENT="Bundesanstalt" WIDTH="176" HPOS="455" VPOS="2105" ID="st33-368"/><SP/><String HEIGHT="25" CONTENT="für" WIDTH="32" HPOS="639" VPOS="2105" ID="st33-369"/><SP/><String HEIGHT="25" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="362" HPOS="679" VPOS="2105" ID="st33-370"/><SP/><String HEIGHT="25" CONTENT="hat" WIDTH="39" HPOS="1049" VPOS="2105" ID="st33-371"/><SP/><String HEIGHT="25" CONTENT="folgende" WIDTH="107" HPOS="1095" VPOS="2105" ID="st33-372"/><SP/><String HEIGHT="25" CONTENT="Adresse" WIDTH="96" HPOS="1210" VPOS="2105" ID="st33-373"/><String HEIGHT="25" CONTENT=":" WIDTH="14" HPOS="1306" VPOS="2105" ID="st33-374"/></TextLine><TextLine HPOS="216" VPOS="2155" ID="tl33-37" WIDTH="236" HEIGHT="25"><String HEIGHT="25" CONTENT="http" WIDTH="49" HPOS="216" VPOS="2155" ID="st33-375"/><String HEIGHT="25" CONTENT=":" WIDTH="13" HPOS="265" VPOS="2155" ID="st33-376"/><String HEIGHT="25" CONTENT="//www" WIDTH="62" HPOS="278" VPOS="2155" ID="st33-377"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="340" VPOS="2155" ID="st33-378"/><String HEIGHT="25" CONTENT="bafin" WIDTH="62" HPOS="352" VPOS="2155" ID="st33-379"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="414" VPOS="2155" ID="st33-380"/><String HEIGHT="25" CONTENT="de" WIDTH="25" HPOS="427" VPOS="2155" ID="st33-381"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl33-38" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="25" WIDTH="37" HPOS="1419" VPOS="2207" ID="st33-382"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="34" ID="p592548" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592548" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592548" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl34-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsjournalisten" WIDTH="384" HPOS="196" VPOS="215" ID="st34-0"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="109" HPOS="593" VPOS="215" ID="st34-1"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="715" VPOS="215" ID="st34-2"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="781" VPOS="215" ID="st34-3"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="868" VPOS="215" ID="st34-4"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="935" VPOS="215" ID="st34-5"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="1059" VPOS="215" ID="st34-6"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1195" VPOS="215" ID="st34-7"/><SP/><String HEIGHT="31" CONTENT="Informations" WIDTH="180" HPOS="1262" VPOS="215" ID="st34-8" SUBS_TYPE="HypPart1" SUBS_CONTENT="Informationsdefizit"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl34-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="defizit" WIDTH="87" HPOS="196" VPOS="265" ID="st34-9" SUBS_TYPE="HypPart2" SUBS_CONTENT="Informationsdefizit"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="295" VPOS="265" ID="st34-10"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="351" VPOS="265" ID="st34-11"/><SP/><String HEIGHT="31" CONTENT="kaum" WIDTH="82" HPOS="700" VPOS="265" ID="st34-12"/><SP/><String HEIGHT="31" CONTENT="abmildern" WIDTH="140" HPOS="793" VPOS="265" ID="st34-13"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="933" VPOS="265" ID="st34-14"/><SP/><String HEIGHT="31" CONTENT="Während" WIDTH="135" HPOS="961" VPOS="265" ID="st34-15"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1108" VPOS="265" ID="st34-16"/><SP/><String HEIGHT="31" CONTENT="langen" WIDTH="101" HPOS="1167" VPOS="265" ID="st34-17"/><SP/><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="117" HPOS="1279" VPOS="265" ID="st34-18"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="265" ID="st34-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl34-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="196" VPOS="315" ID="st34-20"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="340" VPOS="315" ID="st34-21"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="447" VPOS="315" ID="st34-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="522" VPOS="315" ID="st34-23"/><SP/><String HEIGHT="31" CONTENT="Unternehmenssituation" WIDTH="343" HPOS="583" VPOS="315" ID="st34-24"/><SP/><String HEIGHT="31" CONTENT="grundlegend" WIDTH="185" HPOS="942" VPOS="315" ID="st34-25"/><SP/><String HEIGHT="31" CONTENT="ändern" WIDTH="96" HPOS="1143" VPOS="315" ID="st34-26"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1239" VPOS="315" ID="st34-27"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1272" VPOS="315" ID="st34-28"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1323" VPOS="315" ID="st34-29"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="315" ID="st34-30"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl34-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="196" VPOS="365" ID="st34-31"/><SP/><String HEIGHT="31" CONTENT="Gebiet" WIDTH="98" HPOS="315" VPOS="365" ID="st34-32"/><SP/><String HEIGHT="31" CONTENT="schwer" WIDTH="105" HPOS="424" VPOS="365" ID="st34-33"/><SP/><String HEIGHT="31" CONTENT="Empfehlungen" WIDTH="214" HPOS="541" VPOS="365" ID="st34-34"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="766" VPOS="365" ID="st34-35"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="816" VPOS="365" ID="st34-36"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="883" VPOS="365" ID="st34-37"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1046" VPOS="365" ID="st34-38"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1105" VPOS="365" ID="st34-39"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1197" VPOS="365" ID="st34-40"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1275" VPOS="365" ID="st34-41"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1334" VPOS="365" ID="st34-42"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl34-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="196" VPOS="415" ID="st34-43"/><SP/><String HEIGHT="31" CONTENT="gegeben" WIDTH="130" HPOS="407" VPOS="415" ID="st34-44"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="551" VPOS="415" ID="st34-45"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="675" VPOS="415" ID="st34-46"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="758" VPOS="415" ID="st34-47"/><SP/><String HEIGHT="31" CONTENT="Zwar" WIDTH="75" HPOS="789" VPOS="415" ID="st34-48"/><SP/><String HEIGHT="31" CONTENT="ließen" WIDTH="91" HPOS="878" VPOS="415" ID="st34-49"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="983" VPOS="415" ID="st34-50"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1057" VPOS="415" ID="st34-51"/><SP/><String HEIGHT="31" CONTENT="Faktoren" WIDTH="131" HPOS="1116" VPOS="415" ID="st34-52"/><SP/><String HEIGHT="31" CONTENT="Management" WIDTH="194" HPOS="1262" VPOS="415" ID="st34-53"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl34-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="465" ID="st34-54"/><SP/><String HEIGHT="31" CONTENT="Kapitalmärkte" WIDTH="204" HPOS="269" VPOS="465" ID="st34-55"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="490" VPOS="465" ID="st34-56"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="577" VPOS="465" ID="st34-57"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="641" VPOS="465" ID="st34-58"/><SP/><String HEIGHT="31" CONTENT="nächsten" WIDTH="136" HPOS="702" VPOS="465" ID="st34-59"/><SP/><String HEIGHT="31" CONTENT="20" WIDTH="37" HPOS="855" VPOS="465" ID="st34-60"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="909" VPOS="465" ID="st34-61"/><SP/><String HEIGHT="31" CONTENT="abschätzen" WIDTH="163" HPOS="1009" VPOS="465" ID="st34-62"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1172" VPOS="465" ID="st34-63"/><SP/><String HEIGHT="31" CONTENT="räumt" WIDTH="85" HPOS="1206" VPOS="465" ID="st34-64"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="130" HPOS="1308" VPOS="465" ID="st34-65" SUBS_TYPE="HypPart1" SUBS_CONTENT="HermannJosef"/><HYP CONTENT="-" WIDTH="18" HPOS="1438" VPOS="465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl34-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Josef" WIDTH="80" HPOS="196" VPOS="515" ID="st34-66" SUBS_TYPE="HypPart2" SUBS_CONTENT="HermannJosef"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="312" VPOS="515" ID="st34-67"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="40" HPOS="498" VPOS="515" ID="st34-68"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="538" VPOS="515" ID="st34-69"/><SP/><String HEIGHT="31" CONTENT="Jedoch" WIDTH="108" HPOS="587" VPOS="515" ID="st34-70"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="119" HPOS="731" VPOS="515" ID="st34-71"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="885" VPOS="515" ID="st34-72"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="318" HPOS="966" VPOS="515" ID="st34-73"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1320" VPOS="515" ID="st34-74"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="515" ID="st34-75"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl34-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="212" HPOS="196" VPOS="565" ID="st34-76"/><SP/><String HEIGHT="31" CONTENT="Kostenstrukturen" WIDTH="252" HPOS="418" VPOS="565" ID="st34-77"/><SP/><String HEIGHT="31" CONTENT="bewertet" WIDTH="128" HPOS="680" VPOS="565" ID="st34-78"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="818" VPOS="565" ID="st34-79"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="920" VPOS="565" ID="st34-80"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="947" VPOS="565" ID="st34-81"/><SP/><String HEIGHT="31" CONTENT="wichtige" WIDTH="120" HPOS="1017" VPOS="565" ID="st34-82"/><SP/><String HEIGHT="31" CONTENT="Voraussetzungen" WIDTH="259" HPOS="1148" VPOS="565" ID="st34-83"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="565" ID="st34-84"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl34-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="615" ID="st34-85"/><SP/><String HEIGHT="31" CONTENT="Zukunftsentwicklung" WIDTH="301" HPOS="269" VPOS="615" ID="st34-86"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="74" HPOS="598" VPOS="615" ID="st34-87"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="672" VPOS="615" ID="st34-88"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="715" VPOS="615" ID="st34-89"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="854" VPOS="615" ID="st34-90"/><SP/><String HEIGHT="31" CONTENT="führt" WIDTH="67" HPOS="1006" VPOS="615" ID="st34-91"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1101" VPOS="615" ID="st34-92"/><SP/><String HEIGHT="31" CONTENT="Gegenbeispiel" WIDTH="213" HPOS="1171" VPOS="615" ID="st34-93"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="615" ID="st34-94"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl34-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="196" VPOS="665" ID="st34-95"/><SP/><String HEIGHT="31" CONTENT="Hannoversche" WIDTH="214" HPOS="417" VPOS="665" ID="st34-96"/><SP/><String HEIGHT="31" CONTENT="Leben" WIDTH="93" HPOS="655" VPOS="665" ID="st34-97"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="772" VPOS="665" ID="st34-98"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="802" VPOS="665" ID="st34-99"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="842" VPOS="665" ID="st34-100"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="910" VPOS="665" ID="st34-101"/><SP/><String HEIGHT="31" CONTENT="zehn" WIDTH="72" HPOS="981" VPOS="665" ID="st34-102"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="1077" VPOS="665" ID="st34-103"/><SP/><String HEIGHT="31" CONTENT="günstige" WIDTH="126" HPOS="1203" VPOS="665" ID="st34-104"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="103" HPOS="1353" VPOS="665" ID="st34-105"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl34-10" WIDTH="862" HEIGHT="31"><String HEIGHT="31" CONTENT="aufgewiesen" WIDTH="187" HPOS="196" VPOS="715" ID="st34-106"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="393" VPOS="715" ID="st34-107"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="458" VPOS="715" ID="st34-108"/><SP/><String HEIGHT="31" CONTENT="trotzdem" WIDTH="130" HPOS="526" VPOS="715" ID="st34-109"/><SP/><String HEIGHT="31" CONTENT="ungünstig" WIDTH="145" HPOS="665" VPOS="715" ID="st34-110"/><SP/><String HEIGHT="31" CONTENT="entwickelt" WIDTH="146" HPOS="819" VPOS="715" ID="st34-111"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="975" VPOS="715" ID="st34-112"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1041" VPOS="715" ID="st34-113"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl34-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="196" VPOS="815" ID="st34-114"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="815" ID="st34-115"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="227" VPOS="815" ID="st34-116"/><SP/><String HEIGHT="31" CONTENT="Faire" WIDTH="80" HPOS="276" VPOS="815" ID="st34-117"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="213" HPOS="389" VPOS="815" ID="st34-118"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="45" HPOS="635" VPOS="815" ID="st34-119"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="102" HPOS="713" VPOS="815" ID="st34-120"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="815" VPOS="815" ID="st34-121"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="832" VPOS="815" ID="st34-122"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="99" HPOS="883" VPOS="815" ID="st34-123"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="982" VPOS="815" ID="st34-124"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="999" VPOS="815" ID="st34-125"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeits" WIDTH="296" HPOS="1049" VPOS="815" ID="st34-126"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1345" VPOS="815" ID="st34-127"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1395" VPOS="815" ID="st34-128"/></TextLine><TextLine HPOS="276" VPOS="865" ID="tl34-12" WIDTH="382" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenversicherungen" WIDTH="382" HPOS="276" VPOS="865" ID="st34-129"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl34-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="202" HPOS="196" VPOS="965" ID="st34-130"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="410" VPOS="965" ID="st34-131"/><SP/><String HEIGHT="31" CONTENT="gesetzlichen" WIDTH="186" HPOS="467" VPOS="965" ID="st34-132"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="665" VPOS="965" ID="st34-133"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="857" VPOS="965" ID="st34-134"/><SP/><String HEIGHT="31" CONTENT="langlaufende" WIDTH="191" HPOS="908" VPOS="965" ID="st34-135"/><SP/><String HEIGHT="31" CONTENT="Versicherungsverträge" WIDTH="329" HPOS="1111" VPOS="965" ID="st34-136"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="965" ID="st34-137"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl34-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1015" ID="st34-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="257" VPOS="1015" ID="st34-139"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="321" VPOS="1015" ID="st34-140"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="433" VPOS="1015" ID="st34-141"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="498" VPOS="1015" ID="st34-142"/><SP/><String HEIGHT="31" CONTENT="großem" WIDTH="115" HPOS="558" VPOS="1015" ID="st34-143"/><SP/><String HEIGHT="31" CONTENT="finanziellen" WIDTH="167" HPOS="689" VPOS="1015" ID="st34-144"/><SP/><String HEIGHT="31" CONTENT="Verlust" WIDTH="104" HPOS="871" VPOS="1015" ID="st34-145"/><SP/><String HEIGHT="31" CONTENT="wechseln" WIDTH="139" HPOS="991" VPOS="1015" ID="st34-146"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="1146" VPOS="1015" ID="st34-147"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1234" VPOS="1015" ID="st34-148"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1306" VPOS="1015" ID="st34-149"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1361" VPOS="1015" ID="st34-150"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1421" VPOS="1015" ID="st34-151"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl34-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="oftmals" WIDTH="108" HPOS="196" VPOS="1065" ID="st34-152"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="324" VPOS="1065" ID="st34-153"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="380" VPOS="1065" ID="st34-154"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="472" VPOS="1065" ID="st34-155"/><SP/><String HEIGHT="31" CONTENT="Auflösung" WIDTH="148" HPOS="567" VPOS="1065" ID="st34-156"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="99" HPOS="735" VPOS="1065" ID="st34-157"/><SP/><String HEIGHT="31" CONTENT="adäquaten" WIDTH="157" HPOS="854" VPOS="1065" ID="st34-158"/><SP/><String HEIGHT="31" CONTENT="Ersatz" WIDTH="94" HPOS="1032" VPOS="1065" ID="st34-159"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="50" HPOS="1147" VPOS="1065" ID="st34-160"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1197" VPOS="1065" ID="st34-161"/><SP/><String HEIGHT="31" CONTENT="bedürfen" WIDTH="132" HPOS="1230" VPOS="1065" ID="st34-162"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="1065" ID="st34-163"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl34-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Modernisierung" WIDTH="230" HPOS="196" VPOS="1115" ID="st34-164"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="445" VPOS="1115" ID="st34-165"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="500" VPOS="1115" ID="st34-166"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="605" VPOS="1115" ID="st34-167"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutzes" WIDTH="307" HPOS="678" VPOS="1115" ID="st34-168"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="985" VPOS="1115" ID="st34-169"/><SP/><String HEIGHT="31" CONTENT="Diskutiert" WIDTH="139" HPOS="1022" VPOS="1115" ID="st34-170"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1180" VPOS="1115" ID="st34-171"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1309" VPOS="1115" ID="st34-172"/><SP/><String HEIGHT="31" CONTENT="Über" WIDTH="67" HPOS="1373" VPOS="1115" ID="st34-173" SUBS_TYPE="HypPart1" SUBS_CONTENT="Überschussbeteiligung"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl34-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schussbeteiligung" WIDTH="265" HPOS="196" VPOS="1165" ID="st34-174" SUBS_TYPE="HypPart2" SUBS_CONTENT="Überschussbeteiligung"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="490" VPOS="1165" ID="st34-175"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="544" VPOS="1165" ID="st34-176"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="293" HPOS="620" VPOS="1165" ID="st34-177"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="913" VPOS="1165" ID="st34-178"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="958" VPOS="1165" ID="st34-179"/><SP/><String HEIGHT="31" CONTENT="Implementation" WIDTH="228" HPOS="1031" VPOS="1165" ID="st34-180"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1287" VPOS="1165" ID="st34-181"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="1165" ID="st34-182"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl34-18" WIDTH="1259" HEIGHT="31"><String HEIGHT="31" CONTENT="Rückkaufswertbedingungen" WIDTH="404" HPOS="196" VPOS="1215" ID="st34-183"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="600" VPOS="1215" ID="st34-184"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="627" VPOS="1215" ID="st34-185"/><SP/><String HEIGHT="31" CONTENT="finanzrechtliche" WIDTH="231" HPOS="681" VPOS="1215" ID="st34-186"/><SP/><String HEIGHT="31" CONTENT="Stellung" WIDTH="120" HPOS="922" VPOS="1215" ID="st34-187"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1052" VPOS="1215" ID="st34-188"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="329" HPOS="1110" VPOS="1215" ID="st34-189"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1439" VPOS="1215" ID="st34-190"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl34-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="1265" ID="st34-191"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="271" HPOS="270" VPOS="1265" ID="st34-192"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="551" VPOS="1265" ID="st34-193"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="625" VPOS="1265" ID="st34-194"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="799" VPOS="1265" ID="st34-195"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="895" VPOS="1265" ID="st34-196"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="318" HPOS="950" VPOS="1265" ID="st34-197"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1279" VPOS="1265" ID="st34-198"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="102" HPOS="1338" VPOS="1265" ID="st34-199" SUBS_TYPE="HypPart1" SUBS_CONTENT="Rentenund"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1265" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl34-20" WIDTH="539" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1315" ID="st34-200" SUBS_TYPE="HypPart2" SUBS_CONTENT="Rentenund"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherung" WIDTH="458" HPOS="261" VPOS="1315" ID="st34-201"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="719" VPOS="1315" ID="st34-202"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl34-21" WIDTH="840" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1415" ID="st34-203"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1415" ID="st34-204"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="1415" ID="st34-205"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1415" ID="st34-206"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="255" VPOS="1415" ID="st34-207"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="296" VPOS="1415" ID="st34-208"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="643" VPOS="1415" ID="st34-209"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="678" VPOS="1415" ID="st34-210"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="736" VPOS="1415" ID="st34-211"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl34-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1515" ID="st34-212"/><SP/><String HEIGHT="31" CONTENT="Überschussbestimmungen" WIDTH="394" HPOS="260" VPOS="1515" ID="st34-213"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="668" VPOS="1515" ID="st34-214"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="717" VPOS="1515" ID="st34-215"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="823" VPOS="1515" ID="st34-216"/><SP/><String HEIGHT="31" CONTENT="basieren" WIDTH="128" HPOS="1268" VPOS="1515" ID="st34-217"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1515" ID="st34-218"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl34-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="196" VPOS="1565" ID="st34-219"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="297" VPOS="1565" ID="st34-220"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="385" VPOS="1565" ID="st34-221"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgerichts" WIDTH="410" HPOS="449" VPOS="1565" ID="st34-222"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="869" VPOS="1565" ID="st34-223"/><SP/><String HEIGHT="31" CONTENT="26" WIDTH="30" HPOS="942" VPOS="1565" ID="st34-224"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="972" VPOS="1565" ID="st34-225"/><SP/><String HEIGHT="31" CONTENT="Juli" WIDTH="50" HPOS="999" VPOS="1565" ID="st34-226"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="66" HPOS="1059" VPOS="1565" ID="st34-227"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1125" VPOS="1565" ID="st34-228"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="1152" VPOS="1565" ID="st34-229"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1198" VPOS="1565" ID="st34-230"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="1303" VPOS="1565" ID="st34-231"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1447" VPOS="1565" ID="st34-232"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl34-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="1615" ID="st34-233"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="75" HPOS="264" VPOS="1615" ID="st34-234"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="368" VPOS="1615" ID="st34-235"/><SP/><String HEIGHT="31" CONTENT="Neuregelung" WIDTH="191" HPOS="460" VPOS="1615" ID="st34-236"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="680" VPOS="1615" ID="st34-237"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="757" VPOS="1615" ID="st34-238"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="128" HPOS="1124" VPOS="1615" ID="st34-239"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1252" VPOS="1615" ID="st34-240"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="1296" VPOS="1615" ID="st34-241"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="1615" ID="st34-242"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl34-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzgeber" WIDTH="191" HPOS="196" VPOS="1665" ID="st34-243"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="418" VPOS="1665" ID="st34-244"/><SP/><String HEIGHT="31" CONTENT="großen" WIDTH="106" HPOS="531" VPOS="1665" ID="st34-245"/><SP/><String HEIGHT="31" CONTENT="Spielraum" WIDTH="150" HPOS="668" VPOS="1665" ID="st34-246"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="849" VPOS="1665" ID="st34-247"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="907" VPOS="1665" ID="st34-248"/><SP/><String HEIGHT="31" CONTENT="Ausgestaltung" WIDTH="211" HPOS="986" VPOS="1665" ID="st34-249"/><SP/><String HEIGHT="31" CONTENT="gelassen" WIDTH="127" HPOS="1228" VPOS="1665" ID="st34-250"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1355" VPOS="1665" ID="st34-251"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1402" VPOS="1665" ID="st34-252"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl34-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="196" VPOS="1715" ID="st34-253"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="71" HPOS="424" VPOS="1715" ID="st34-254"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="508" VPOS="1715" ID="st34-255"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="549" VPOS="1715" ID="st34-256"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="576" VPOS="1715" ID="st34-257"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="660" VPOS="1715" ID="st34-258"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="721" VPOS="1715" ID="st34-259"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1060" VPOS="1715" ID="st34-260"/><SP/><String HEIGHT="31" CONTENT="Teil" WIDTH="54" HPOS="1128" VPOS="1715" ID="st34-261"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="120" HPOS="1195" VPOS="1715" ID="st34-262"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="48" HPOS="1328" VPOS="1715" ID="st34-263"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1376" VPOS="1715" ID="st34-264"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1715" ID="st34-265"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl34-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="1765" ID="st34-266"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="264" VPOS="1765" ID="st34-267"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="480" VPOS="1765" ID="st34-268"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="578" VPOS="1765" ID="st34-269"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="671" VPOS="1765" ID="st34-270"/><SP/><String HEIGHT="31" CONTENT="erwirtschaftet" WIDTH="198" HPOS="810" VPOS="1765" ID="st34-271"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="41" HPOS="1022" VPOS="1765" ID="st34-272"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1063" VPOS="1765" ID="st34-273"/><SP/><String HEIGHT="31" CONTENT="Entsprechend" WIDTH="205" HPOS="1092" VPOS="1765" ID="st34-274"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1311" VPOS="1765" ID="st34-275"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1375" VPOS="1765" ID="st34-276"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1419" VPOS="1765" ID="st34-277"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl34-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1815" ID="st34-278"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="257" VPOS="1815" ID="st34-279"/><SP/><String HEIGHT="31" CONTENT="Reserve" WIDTH="124" HPOS="355" VPOS="1815" ID="st34-280"/><SP/><String HEIGHT="31" CONTENT="beteiligt" WIDTH="115" HPOS="491" VPOS="1815" ID="st34-281"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="619" VPOS="1815" ID="st34-282"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="720" VPOS="1815" ID="st34-283"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="750" VPOS="1815" ID="st34-284"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="847" VPOS="1815" ID="st34-285"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="51" HPOS="910" VPOS="1815" ID="st34-286"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="974" VPOS="1815" ID="st34-287"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="84" HPOS="1053" VPOS="1815" ID="st34-288"/><SP/><String HEIGHT="31" CONTENT="zugewiesen" WIDTH="176" HPOS="1149" VPOS="1815" ID="st34-289"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1338" VPOS="1815" ID="st34-290"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="1815" ID="st34-291"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl34-29" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="1865" ID="st34-292"/><SP/><String HEIGHT="31" CONTENT="Schlussbeteiligung" WIDTH="278" HPOS="272" VPOS="1865" ID="st34-293"/><SP/><String HEIGHT="31" CONTENT="allein" WIDTH="78" HPOS="559" VPOS="1865" ID="st34-294"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="647" VPOS="1865" ID="st34-295"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="699" VPOS="1865" ID="st34-296"/><SP/><String HEIGHT="31" CONTENT="gerecht" WIDTH="105" HPOS="778" VPOS="1865" ID="st34-297"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="883" VPOS="1865" ID="st34-298"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="908" VPOS="1865" ID="st34-299"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="136" HPOS="967" VPOS="1865" ID="st34-300"/><SP/><String HEIGHT="31" CONTENT="zeigen" WIDTH="91" HPOS="1112" VPOS="1865" ID="st34-301"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1203" VPOS="1865" ID="st34-302"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl34-30" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="26" WIDTH="37" HPOS="196" VPOS="2207" ID="st34-303"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="35" ID="p592549" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592549" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592549" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl35-0" WIDTH="584" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="112" HPOS="196" VPOS="215" ID="st35-0"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="308" VPOS="215" ID="st35-1"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschussbeteiligung" WIDTH="448" HPOS="332" VPOS="215" ID="st35-2"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl35-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="315" ID="st35-3"/><SP/><String HEIGHT="31" CONTENT="Personen" WIDTH="142" HPOS="263" VPOS="315" ID="st35-4"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="22" HPOS="422" VPOS="315" ID="st35-5"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="461" VPOS="315" ID="st35-6"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="22" HPOS="533" VPOS="315" ID="st35-7"/><SP/><String HEIGHT="31" CONTENT="erwerben" WIDTH="139" HPOS="572" VPOS="315" ID="st35-8"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="727" VPOS="315" ID="st35-9"/><SP/><String HEIGHT="31" CONTENT="gleichen" WIDTH="124" HPOS="779" VPOS="315" ID="st35-10"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="64" HPOS="920" VPOS="315" ID="st35-11"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1001" VPOS="315" ID="st35-12"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="293" HPOS="1080" VPOS="315" ID="st35-13"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1373" VPOS="315" ID="st35-14"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="315" ID="st35-15"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl35-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="301" HPOS="196" VPOS="365" ID="st35-16"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="506" VPOS="365" ID="st35-17"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="22" HPOS="569" VPOS="365" ID="st35-18"/><SP/><String HEIGHT="31" CONTENT="läuft" WIDTH="63" HPOS="601" VPOS="365" ID="st35-19"/><SP/><String HEIGHT="31" CONTENT="33" WIDTH="37" HPOS="673" VPOS="365" ID="st35-20"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="76" HPOS="720" VPOS="365" ID="st35-21"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="796" VPOS="365" ID="st35-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="822" VPOS="365" ID="st35-23"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="875" VPOS="365" ID="st35-24"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="23" HPOS="938" VPOS="365" ID="st35-25"/><SP/><String HEIGHT="31" CONTENT="35" WIDTH="37" HPOS="970" VPOS="365" ID="st35-26"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="76" HPOS="1017" VPOS="365" ID="st35-27"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1093" VPOS="365" ID="st35-28"/><SP/><String HEIGHT="31" CONTENT="Angenommen" WIDTH="207" HPOS="1119" VPOS="365" ID="st35-29"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1336" VPOS="365" ID="st35-30"/><SP/><String HEIGHT="31" CONTENT="stille" WIDTH="66" HPOS="1390" VPOS="365" ID="st35-31"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl35-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Reserve" WIDTH="124" HPOS="196" VPOS="415" ID="st35-32"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="332" VPOS="415" ID="st35-33"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="377" VPOS="415" ID="st35-34"/><SP/><String HEIGHT="31" CONTENT="33" WIDTH="37" HPOS="460" VPOS="415" ID="st35-35"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="508" VPOS="415" ID="st35-36"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="622" VPOS="415" ID="st35-37"/><SP/><String HEIGHT="31" CONTENT="hoch" WIDTH="72" HPOS="698" VPOS="415" ID="st35-38"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="782" VPOS="415" ID="st35-39"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="849" VPOS="415" ID="st35-40"/><SP/><String HEIGHT="31" CONTENT="35" WIDTH="37" HPOS="932" VPOS="415" ID="st35-41"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="981" VPOS="415" ID="st35-42"/><SP/><String HEIGHT="31" CONTENT="aufgebraucht" WIDTH="188" HPOS="1094" VPOS="415" ID="st35-43"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1282" VPOS="415" ID="st35-44"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="1309" VPOS="415" ID="st35-45"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="1348" VPOS="415" ID="st35-46"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl35-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fall" WIDTH="54" HPOS="196" VPOS="465" ID="st35-47"/><SP/><String HEIGHT="31" CONTENT="profitiert" WIDTH="120" HPOS="264" VPOS="465" ID="st35-48"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="22" HPOS="398" VPOS="465" ID="st35-49"/><SP/><String HEIGHT="31" CONTENT="weniger" WIDTH="117" HPOS="434" VPOS="465" ID="st35-50"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="565" VPOS="465" ID="st35-51"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="632" VPOS="465" ID="st35-52"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="103" HPOS="711" VPOS="465" ID="st35-53"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="814" VPOS="465" ID="st35-54"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="843" VPOS="465" ID="st35-55"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="914" VPOS="465" ID="st35-56"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschussbeteiligung" WIDTH="448" HPOS="1008" VPOS="465" ID="st35-57"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl35-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wegfällt" WIDTH="109" HPOS="196" VPOS="515" ID="st35-58"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="305" VPOS="515" ID="st35-59"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="22" HPOS="334" VPOS="515" ID="st35-60"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="371" VPOS="515" ID="st35-61"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="433" VPOS="515" ID="st35-62"/><SP/><String HEIGHT="31" CONTENT="genauso" WIDTH="128" HPOS="547" VPOS="515" ID="st35-63"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="690" VPOS="515" ID="st35-64"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="23" HPOS="755" VPOS="515" ID="st35-65"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="793" VPOS="515" ID="st35-66"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="844" VPOS="515" ID="st35-67"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="915" VPOS="515" ID="st35-68"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="1015" VPOS="515" ID="st35-69"/><SP/><String HEIGHT="31" CONTENT="beigetragen" WIDTH="169" HPOS="1174" VPOS="515" ID="st35-70"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1343" VPOS="515" ID="st35-71"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1374" VPOS="515" ID="st35-72"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="22" HPOS="1434" VPOS="515" ID="st35-73"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl35-6" WIDTH="918" HEIGHT="31"><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="196" VPOS="565" ID="st35-74"/><SP/><String HEIGHT="31" CONTENT="33" WIDTH="37" HPOS="278" VPOS="565" ID="st35-75"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="324" VPOS="565" ID="st35-76"/><SP/><String HEIGHT="31" CONTENT="erhält" WIDTH="84" HPOS="435" VPOS="565" ID="st35-77"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="528" VPOS="565" ID="st35-78"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="593" VPOS="565" ID="st35-79"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="669" VPOS="565" ID="st35-80"/><SP/><String HEIGHT="31" CONTENT="länger" WIDTH="92" HPOS="762" VPOS="565" ID="st35-81"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="864" VPOS="565" ID="st35-82"/><SP/><String HEIGHT="31" CONTENT="gezahlt" WIDTH="102" HPOS="997" VPOS="565" ID="st35-83"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1099" VPOS="565" ID="st35-84"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl35-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Um" WIDTH="52" HPOS="196" VPOS="665" ID="st35-85"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="258" VPOS="665" ID="st35-86"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="321" VPOS="665" ID="st35-87"/><SP/><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="376" VPOS="665" ID="st35-88"/><SP/><String HEIGHT="31" CONTENT="illustrierte" WIDTH="143" HPOS="502" VPOS="665" ID="st35-89"/><SP/><String HEIGHT="31" CONTENT="wirtschaftliche" WIDTH="209" HPOS="654" VPOS="665" ID="st35-90"/><SP/><String HEIGHT="31" CONTENT="Risiko" WIDTH="90" HPOS="873" VPOS="665" ID="st35-91"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="973" VPOS="665" ID="st35-92"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1021" VPOS="665" ID="st35-93"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1086" VPOS="665" ID="st35-94"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1282" VPOS="665" ID="st35-95"/><SP/><String HEIGHT="31" CONTENT="mindern" WIDTH="112" HPOS="1327" VPOS="665" ID="st35-96"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="665" ID="st35-97"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl35-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="196" VPOS="715" ID="st35-98"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="273" VPOS="715" ID="st35-99"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="214" HPOS="351" VPOS="715" ID="st35-100"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="595" VPOS="715" ID="st35-101"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschussbeteiligung" WIDTH="448" HPOS="670" VPOS="715" ID="st35-102"/><SP/><String HEIGHT="31" CONTENT="begrenzt" WIDTH="130" HPOS="1148" VPOS="715" ID="st35-103"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1308" VPOS="715" ID="st35-104"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="715" ID="st35-105"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl35-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="188" HPOS="196" VPOS="765" ID="st35-106"/><SP/><String HEIGHT="31" CONTENT="eingeführt" WIDTH="143" HPOS="395" VPOS="765" ID="st35-107"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="538" VPOS="765" ID="st35-108"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="123" HPOS="564" VPOS="765" ID="st35-109"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="698" VPOS="765" ID="st35-110"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="804" VPOS="765" ID="st35-111"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="948" VPOS="765" ID="st35-112"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="969" VPOS="765" ID="st35-113"/><SP/><String HEIGHT="31" CONTENT="Kommission" WIDTH="181" HPOS="1031" VPOS="765" ID="st35-114"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1224" VPOS="765" ID="st35-115"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="109" HPOS="1282" VPOS="765" ID="st35-116"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="765" ID="st35-117"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl35-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsrechts" WIDTH="425" HPOS="196" VPOS="815" ID="st35-118"/><SP/><String HEIGHT="31" CONTENT="hatte" WIDTH="74" HPOS="650" VPOS="815" ID="st35-119"/><SP/><String HEIGHT="31" CONTENT="vorgeschlagen" WIDTH="209" HPOS="753" VPOS="815" ID="st35-120"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="962" VPOS="815" ID="st35-121"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1008" VPOS="815" ID="st35-122"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1063" VPOS="815" ID="st35-123"/><SP/><String HEIGHT="31" CONTENT="Vertragsrecht" WIDTH="200" HPOS="1146" VPOS="815" ID="st35-124"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1375" VPOS="815" ID="st35-125"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl35-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anspruch" WIDTH="141" HPOS="196" VPOS="865" ID="st35-126"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="377" VPOS="865" ID="st35-127"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="463" VPOS="865" ID="st35-128"/><SP/><String HEIGHT="31" CONTENT="aufzunehmen" WIDTH="202" HPOS="840" VPOS="865" ID="st35-129"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1082" VPOS="865" ID="st35-130"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1177" VPOS="865" ID="st35-131"/><SP/><String HEIGHT="31" CONTENT="Überschüsse" WIDTH="194" HPOS="1262" VPOS="865" ID="st35-132"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl35-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verursachungsorientiert" WIDTH="348" HPOS="196" VPOS="915" ID="st35-133"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="572" VPOS="915" ID="st35-134"/><SP/><String HEIGHT="31" CONTENT="verteilen" WIDTH="121" HPOS="635" VPOS="915" ID="st35-135"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="756" VPOS="915" ID="st35-136"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="798" VPOS="915" ID="st35-137"/><SP/><String HEIGHT="31" CONTENT="greift" WIDTH="74" HPOS="885" VPOS="915" ID="st35-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="986" VPOS="915" ID="st35-139"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="1062" VPOS="915" ID="st35-140"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="41" HPOS="1203" VPOS="915" ID="st35-141"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1244" VPOS="915" ID="st35-142"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="1286" VPOS="915" ID="st35-143"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1392" VPOS="915" ID="st35-144"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl35-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Abschlussbereicht" WIDTH="271" HPOS="196" VPOS="965" ID="st35-145"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="489" VPOS="965" ID="st35-146"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="558" VPOS="965" ID="st35-147"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgericht" WIDTH="393" HPOS="634" VPOS="965" ID="st35-148"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1049" VPOS="965" ID="st35-149"/><SP/><String HEIGHT="31" CONTENT="geurteilt" WIDTH="115" HPOS="1169" VPOS="965" ID="st35-150"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1284" VPOS="965" ID="st35-151"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1319" VPOS="965" ID="st35-152"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="965" ID="st35-153"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl35-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="196" VPOS="1015" ID="st35-154"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="395" VPOS="1015" ID="st35-155"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="477" VPOS="1015" ID="st35-156"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="536" VPOS="1015" ID="st35-157"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="585" VPOS="1015" ID="st35-158"/><SP/><String HEIGHT="31" CONTENT="Überschüssen" WIDTH="204" HPOS="652" VPOS="1015" ID="st35-159"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="856" VPOS="1015" ID="st35-160"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="886" VPOS="1015" ID="st35-161"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="1017" VPOS="1015" ID="st35-162"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1101" VPOS="1015" ID="st35-163"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1150" VPOS="1015" ID="st35-164"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1217" VPOS="1015" ID="st35-165"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="1313" VPOS="1015" ID="st35-166"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl35-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="196" VPOS="1065" ID="st35-167"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="397" VPOS="1065" ID="st35-168"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="142" HPOS="442" VPOS="1065" ID="st35-169"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="594" VPOS="1065" ID="st35-170"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="650" VPOS="1065" ID="st35-171"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="674" VPOS="1065" ID="st35-172"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="743" VPOS="1065" ID="st35-173"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="831" VPOS="1065" ID="st35-174"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="887" VPOS="1065" ID="st35-175"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="995" VPOS="1065" ID="st35-176"/><SP/><String HEIGHT="31" CONTENT="geklärt" WIDTH="95" HPOS="1076" VPOS="1065" ID="st35-177"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1171" VPOS="1065" ID="st35-178"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1195" VPOS="1065" ID="st35-179"/><String HEIGHT="31" CONTENT="„" WIDTH="18" HPOS="1254" VPOS="1065" ID="st35-180"/><String HEIGHT="31" CONTENT="angemessen" WIDTH="184" HPOS="1272" VPOS="1065" ID="st35-181"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl35-16" WIDTH="766" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="1115" ID="st35-182"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="140" HPOS="241" VPOS="1115" ID="st35-183"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="381" VPOS="1115" ID="st35-184"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="404" VPOS="1115" ID="st35-185"/><String HEIGHT="31" CONTENT="„" WIDTH="11" HPOS="469" VPOS="1115" ID="st35-186"/><String HEIGHT="31" CONTENT="stille" WIDTH="67" HPOS="480" VPOS="1115" ID="st35-187"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="136" HPOS="556" VPOS="1115" ID="st35-188"/><String HEIGHT="31" CONTENT="“" WIDTH="18" HPOS="692" VPOS="1115" ID="st35-189"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="719" VPOS="1115" ID="st35-190"/><SP/><String HEIGHT="31" CONTENT="definieren" WIDTH="146" HPOS="764" VPOS="1115" ID="st35-191"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="919" VPOS="1115" ID="st35-192"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="951" VPOS="1115" ID="st35-193"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl35-17" WIDTH="576" HEIGHT="31"><String HEIGHT="31" CONTENT="Definition" WIDTH="139" HPOS="196" VPOS="1215" ID="st35-194"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="345" VPOS="1215" ID="st35-195"/><String HEIGHT="31" CONTENT="„" WIDTH="18" HPOS="408" VPOS="1215" ID="st35-196"/><String HEIGHT="31" CONTENT="angemessen" WIDTH="183" HPOS="426" VPOS="1215" ID="st35-197"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="139" HPOS="619" VPOS="1215" ID="st35-198"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="758" VPOS="1215" ID="st35-199"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl35-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="1315" ID="st35-200"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="268" VPOS="1315" ID="st35-201"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="358" VPOS="1315" ID="st35-202"/><SP/><String HEIGHT="31" CONTENT="umgesetzt" WIDTH="146" HPOS="432" VPOS="1315" ID="st35-203"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="578" VPOS="1315" ID="st35-204"/><SP/><String HEIGHT="31" CONTENT="indem" WIDTH="91" HPOS="607" VPOS="1315" ID="st35-205"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="711" VPOS="1315" ID="st35-206"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="758" VPOS="1315" ID="st35-207"/><SP/><String HEIGHT="31" CONTENT="steht" WIDTH="67" HPOS="986" VPOS="1315" ID="st35-208"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1053" VPOS="1315" ID="st35-209"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1080" VPOS="1315" ID="st35-210"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1163" VPOS="1315" ID="st35-211"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="188" HPOS="1219" VPOS="1315" ID="st35-212"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1419" VPOS="1315" ID="st35-213"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl35-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="1365" ID="st35-214"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="86" HPOS="262" VPOS="1365" ID="st35-215"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="358" VPOS="1365" ID="st35-216"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="511" VPOS="1365" ID="st35-217"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="712" VPOS="1365" ID="st35-218"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="143" HPOS="758" VPOS="1365" ID="st35-219"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="911" VPOS="1365" ID="st35-220"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="967" VPOS="1365" ID="st35-221"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="992" VPOS="1365" ID="st35-222"/><SP/><String HEIGHT="31" CONTENT="weiteren" WIDTH="126" HPOS="1040" VPOS="1365" ID="st35-223"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1176" VPOS="1365" ID="st35-224"/><SP/><String HEIGHT="31" CONTENT="definiert" WIDTH="114" HPOS="1248" VPOS="1365" ID="st35-225"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1362" VPOS="1365" ID="st35-226"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="1365" ID="st35-227"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl35-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="1415" ID="st35-228"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="279" VPOS="1415" ID="st35-229"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="164" HPOS="508" VPOS="1415" ID="st35-230"/><SP/><String HEIGHT="31" CONTENT="vorliegt" WIDTH="103" HPOS="692" VPOS="1415" ID="st35-231"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="795" VPOS="1415" ID="st35-232"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="828" VPOS="1415" ID="st35-233"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="37" HPOS="927" VPOS="1415" ID="st35-234"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="983" VPOS="1415" ID="st35-235"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1032" VPOS="1415" ID="st35-236"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="1100" VPOS="1415" ID="st35-237"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="142" HPOS="1205" VPOS="1415" ID="st35-238"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1367" VPOS="1415" ID="st35-239"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1415" ID="st35-240"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl35-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="196" VPOS="1465" ID="st35-241"/><SP/><String HEIGHT="31" CONTENT="einfließen" WIDTH="140" HPOS="547" VPOS="1465" ID="st35-242"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="687" VPOS="1465" ID="st35-243"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="714" VPOS="1465" ID="st35-244"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="786" VPOS="1465" ID="st35-245"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="833" VPOS="1465" ID="st35-246"/><SP/><String HEIGHT="31" CONTENT="gesetzliche" WIDTH="167" HPOS="910" VPOS="1465" ID="st35-247"/><SP/><String HEIGHT="31" CONTENT="Vermutung" WIDTH="154" HPOS="1090" VPOS="1465" ID="st35-248"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1244" VPOS="1465" ID="st35-249"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1276" VPOS="1465" ID="st35-250"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1334" VPOS="1465" ID="st35-251"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1465" ID="st35-252"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl35-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Betroffenen" WIDTH="173" HPOS="196" VPOS="1515" ID="st35-253"/><SP/><String HEIGHT="31" CONTENT="widerlegt" WIDTH="133" HPOS="398" VPOS="1515" ID="st35-254"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="560" VPOS="1515" ID="st35-255"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="64" HPOS="699" VPOS="1515" ID="st35-256"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="763" VPOS="1515" ID="st35-257"/><SP/><String HEIGHT="31" CONTENT="Beispielsweise" WIDTH="219" HPOS="809" VPOS="1515" ID="st35-258"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="1057" VPOS="1515" ID="st35-259"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1158" VPOS="1515" ID="st35-260"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1515" ID="st35-261" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl35-23" WIDTH="1248" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmen" WIDTH="188" HPOS="196" VPOS="1565" ID="st35-262" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="384" VPOS="1565" ID="st35-263"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="444" VPOS="1565" ID="st35-264"/><SP/><String HEIGHT="31" CONTENT="Hinweis" WIDTH="117" HPOS="530" VPOS="1565" ID="st35-265"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="689" VPOS="1565" ID="st35-266"/><SP/><String HEIGHT="31" CONTENT="aufsichtsrechtliche" WIDTH="275" HPOS="777" VPOS="1565" ID="st35-267"/><SP/><String HEIGHT="31" CONTENT="Solvabilitätsvorschriften" WIDTH="350" HPOS="1094" VPOS="1565" ID="st35-268"/></TextLine><TextLine HPOS="1444" VPOS="1558" ID="tl35-24" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="4" WIDTH="12" HPOS="1444" VPOS="1558" ID="st35-269"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl35-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="argumentieren" WIDTH="208" HPOS="196" VPOS="1615" ID="st35-270"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="404" VPOS="1615" ID="st35-271"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="430" VPOS="1615" ID="st35-272"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="510" VPOS="1615" ID="st35-273"/><SP/><String HEIGHT="31" CONTENT="konkreten" WIDTH="146" HPOS="545" VPOS="1615" ID="st35-274"/><SP/><String HEIGHT="31" CONTENT="Fällen" WIDTH="91" HPOS="700" VPOS="1615" ID="st35-275"/><SP/><String HEIGHT="31" CONTENT="weniger" WIDTH="116" HPOS="801" VPOS="1615" ID="st35-276"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="927" VPOS="1615" ID="st35-277"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="38" HPOS="978" VPOS="1615" ID="st35-278"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1025" VPOS="1615" ID="st35-279"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="190" HPOS="1064" VPOS="1615" ID="st35-280"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="1264" VPOS="1615" ID="st35-281"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1295" VPOS="1615" ID="st35-282"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="1316" VPOS="1615" ID="st35-283"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1615" ID="st35-284"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl35-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unternehmenssolvenz" WIDTH="332" HPOS="196" VPOS="1665" ID="st35-285"/><SP/><String HEIGHT="31" CONTENT="gefährdet" WIDTH="140" HPOS="541" VPOS="1665" ID="st35-286"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="694" VPOS="1665" ID="st35-287"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="725" VPOS="1665" ID="st35-288"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="749" VPOS="1665" ID="st35-289"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="804" VPOS="1665" ID="st35-290"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="852" VPOS="1665" ID="st35-291"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="935" VPOS="1665" ID="st35-292"/><SP/><String HEIGHT="31" CONTENT="gerechtfertigt" WIDTH="189" HPOS="1024" VPOS="1665" ID="st35-293"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1213" VPOS="1665" ID="st35-294"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1240" VPOS="1665" ID="st35-295"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1297" VPOS="1665" ID="st35-296"/><SP/><String HEIGHT="31" CONTENT="Polster" WIDTH="104" HPOS="1352" VPOS="1665" ID="st35-297"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl35-27" WIDTH="536" HEIGHT="31"><String HEIGHT="31" CONTENT="benötigte" WIDTH="137" HPOS="196" VPOS="1715" ID="st35-298"/><SP/><String HEIGHT="31" CONTENT="stille" WIDTH="66" HPOS="343" VPOS="1715" ID="st35-299"/><SP/><String HEIGHT="31" CONTENT="Reserve" WIDTH="124" HPOS="419" VPOS="1715" ID="st35-300"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="552" VPOS="1715" ID="st35-301"/><SP/><String HEIGHT="31" CONTENT="verteilen" WIDTH="121" HPOS="597" VPOS="1715" ID="st35-302"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="718" VPOS="1715" ID="st35-303"/></TextLine><TextLine HPOS="196" VPOS="2098" ID="tl35-28" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="4" WIDTH="10" HPOS="196" VPOS="2098" ID="st35-304"/></TextLine><TextLine HPOS="219" VPOS="2105" ID="tl35-29" WIDTH="1237" HEIGHT="25"><String HEIGHT="25" CONTENT="Die" WIDTH="42" HPOS="219" VPOS="2105" ID="st35-305"/><SP/><String HEIGHT="25" CONTENT="im" WIDTH="30" HPOS="273" VPOS="2105" ID="st35-306"/><SP/><String HEIGHT="25" CONTENT="Aufsichtsrecht" WIDTH="175" HPOS="315" VPOS="2105" ID="st35-307"/><SP/><String HEIGHT="25" CONTENT="festgelegten" WIDTH="152" HPOS="502" VPOS="2105" ID="st35-308"/><SP/><String HEIGHT="25" CONTENT="Solvabilitätsvorschriften" WIDTH="292" HPOS="666" VPOS="2105" ID="st35-309"/><SP/><String HEIGHT="25" CONTENT="sollen" WIDTH="73" HPOS="970" VPOS="2105" ID="st35-310"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="37" HPOS="1055" VPOS="2105" ID="st35-311"/><SP/><String HEIGHT="25" CONTENT="Solvenz" WIDTH="99" HPOS="1105" VPOS="2105" ID="st35-312"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="1217" VPOS="2105" ID="st35-313"/><SP/><String HEIGHT="25" CONTENT="Versicherungs" WIDTH="173" HPOS="1270" VPOS="2105" ID="st35-314" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="2105" HEIGHT="25"/></TextLine><TextLine HPOS="216" VPOS="2155" ID="tl35-30" WIDTH="334" HEIGHT="25"><String HEIGHT="25" CONTENT="unternehmen" WIDTH="164" HPOS="216" VPOS="2155" ID="st35-315" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="25" CONTENT="sicherstellen" WIDTH="151" HPOS="387" VPOS="2155" ID="st35-316"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="538" VPOS="2155" ID="st35-317"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl35-31" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="27" WIDTH="37" HPOS="1419" VPOS="2207" ID="st35-318"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="36" ID="p592550" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592550" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592550" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl36-0" WIDTH="452" HEIGHT="31"><String HEIGHT="31" CONTENT="Definition" WIDTH="139" HPOS="196" VPOS="215" ID="st36-0"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="344" VPOS="215" ID="st36-1"/><String HEIGHT="31" CONTENT="„" WIDTH="11" HPOS="408" VPOS="215" ID="st36-2"/><String HEIGHT="31" CONTENT="stille" WIDTH="66" HPOS="419" VPOS="215" ID="st36-3"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="136" HPOS="495" VPOS="215" ID="st36-4"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="631" VPOS="215" ID="st36-5"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl36-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="315" ID="st36-6"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="278" VPOS="315" ID="st36-7"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="458" VPOS="315" ID="st36-8"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="522" VPOS="315" ID="st36-9"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="863" VPOS="315" ID="st36-10"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="915" VPOS="315" ID="st36-11"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="979" VPOS="315" ID="st36-12"/><SP/><String HEIGHT="31" CONTENT="Reserve" WIDTH="124" HPOS="1079" VPOS="315" ID="st36-13"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="49" HPOS="1219" VPOS="315" ID="st36-14"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1284" VPOS="315" ID="st36-15"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="315" ID="st36-16"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl36-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="VVG" WIDTH="71" HPOS="196" VPOS="365" ID="st36-17"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="277" VPOS="365" ID="st36-18"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="360" VPOS="365" ID="st36-19"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="437" VPOS="365" ID="st36-20"/><SP/><String HEIGHT="31" CONTENT="sogenannte" WIDTH="174" HPOS="492" VPOS="365" ID="st36-21"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="187" HPOS="676" VPOS="365" ID="st36-22"/><SP/><String HEIGHT="31" CONTENT="erfolgen" WIDTH="114" HPOS="874" VPOS="365" ID="st36-23"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="988" VPOS="365" ID="st36-24"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="1014" VPOS="365" ID="st36-25"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="1146" VPOS="365" ID="st36-26"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="1251" VPOS="365" ID="st36-27"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1396" VPOS="365" ID="st36-28"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1415" VPOS="365" ID="st36-29"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl36-3" WIDTH="1099" HEIGHT="31"><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="196" VPOS="415" ID="st36-30"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="293" VPOS="415" ID="st36-31"/><SP/><String HEIGHT="31" CONTENT="Überschüsse" WIDTH="195" HPOS="346" VPOS="415" ID="st36-32"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="550" VPOS="415" ID="st36-33"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="595" VPOS="415" ID="st36-34"/><SP/><String HEIGHT="31" CONTENT="Jahres" WIDTH="100" HPOS="671" VPOS="415" ID="st36-35"/><SP/><String HEIGHT="31" CONTENT="Rhythmus" WIDTH="150" HPOS="780" VPOS="415" ID="st36-36"/><SP/><String HEIGHT="31" CONTENT="gutgeschrieben" WIDTH="228" HPOS="939" VPOS="415" ID="st36-37"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1176" VPOS="415" ID="st36-38"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1278" VPOS="415" ID="st36-39"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl36-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="515" ID="st36-40"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="187" HPOS="270" VPOS="515" ID="st36-41"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="481" VPOS="515" ID="st36-42"/><SP/><String HEIGHT="31" CONTENT="laufenden" WIDTH="146" HPOS="554" VPOS="515" ID="st36-43"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="338" HPOS="724" VPOS="515" ID="st36-44"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="1086" VPOS="515" ID="st36-45"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="1171" VPOS="515" ID="st36-46"/><SP/><String HEIGHT="31" CONTENT="heute" WIDTH="83" HPOS="1295" VPOS="515" ID="st36-47"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1402" VPOS="515" ID="st36-48"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl36-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="565" ID="st36-49"/><SP/><String HEIGHT="31" CONTENT="vorgenommen" WIDTH="203" HPOS="636" VPOS="565" ID="st36-50"/><String HEIGHT="31" CONTENT=";" WIDTH="19" HPOS="839" VPOS="565" ID="st36-51"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="888" VPOS="565" ID="st36-52"/><SP/><String HEIGHT="31" CONTENT="laufende" WIDTH="128" HPOS="962" VPOS="565" ID="st36-53"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="1119" VPOS="565" ID="st36-54"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl36-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erfolgt" WIDTH="93" HPOS="196" VPOS="615" ID="st36-55"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="305" VPOS="615" ID="st36-56"/><SP/><String HEIGHT="31" CONTENT="Mitteilung" WIDTH="142" HPOS="394" VPOS="615" ID="st36-57"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="552" VPOS="615" ID="st36-58"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="617" VPOS="615" ID="st36-59"/><SP/><String HEIGHT="31" CONTENT="jährlich" WIDTH="102" HPOS="987" VPOS="615" ID="st36-60"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1089" VPOS="615" ID="st36-61"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="43" HPOS="1118" VPOS="615" ID="st36-62"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1177" VPOS="615" ID="st36-63"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="1241" VPOS="615" ID="st36-64"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl36-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="665" ID="st36-65"/><SP/><String HEIGHT="31" CONTENT="Frist" WIDTH="64" HPOS="276" VPOS="665" ID="st36-66"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="357" VPOS="665" ID="st36-67"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="427" VPOS="665" ID="st36-68"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="510" VPOS="665" ID="st36-69"/><SP/><String HEIGHT="31" CONTENT="vorsieht" WIDTH="112" HPOS="628" VPOS="665" ID="st36-70"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="740" VPOS="665" ID="st36-71"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="119" HPOS="771" VPOS="665" ID="st36-72"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="906" VPOS="665" ID="st36-73"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="981" VPOS="665" ID="st36-74"/><SP/><String HEIGHT="31" CONTENT="entgegen" WIDTH="139" HPOS="1016" VPOS="665" ID="st36-75"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="1172" VPOS="665" ID="st36-76"/><SP/><String HEIGHT="31" CONTENT="Kritik" WIDTH="74" HPOS="1251" VPOS="665" ID="st36-77"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="1342" VPOS="665" ID="st36-78"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1377" VPOS="665" ID="st36-79"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl36-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Probleme" WIDTH="143" HPOS="196" VPOS="715" ID="st36-80"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="350" VPOS="715" ID="st36-81"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="401" VPOS="715" ID="st36-82"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="457" VPOS="715" ID="st36-83"/><SP/><String HEIGHT="31" CONTENT="ergeben" WIDTH="114" HPOS="822" VPOS="715" ID="st36-84"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="936" VPOS="715" ID="st36-85"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="965" VPOS="715" ID="st36-86"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1069" VPOS="715" ID="st36-87"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="1174" VPOS="715" ID="st36-88"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1319" VPOS="715" ID="st36-89"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="1339" VPOS="715" ID="st36-90"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="1418" VPOS="715" ID="st36-91"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl36-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="765" ID="st36-92"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="263" VPOS="765" ID="st36-93"/><SP/><String HEIGHT="31" CONTENT="günstigere" WIDTH="156" HPOS="600" VPOS="765" ID="st36-94"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="93" HPOS="767" VPOS="765" ID="st36-95"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="871" VPOS="765" ID="st36-96"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="973" VPOS="765" ID="st36-97"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="1047" VPOS="765" ID="st36-98"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl36-10" WIDTH="525" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="815" ID="st36-99"/><SP/><String HEIGHT="31" CONTENT="zukünftig" WIDTH="133" HPOS="278" VPOS="815" ID="st36-100"/><SP/><String HEIGHT="31" CONTENT="beibehalten" WIDTH="172" HPOS="421" VPOS="815" ID="st36-101"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="602" VPOS="815" ID="st36-102"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="704" VPOS="815" ID="st36-103"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl36-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kritisiert" WIDTH="121" HPOS="196" VPOS="915" ID="st36-104"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="330" VPOS="915" ID="st36-105"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="433" VPOS="915" ID="st36-106"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="491" VPOS="915" ID="st36-107"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="539" VPOS="915" ID="st36-108"/><SP/><String HEIGHT="31" CONTENT="vorgesehene" WIDTH="193" HPOS="767" VPOS="915" ID="st36-109"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="180" HPOS="973" VPOS="915" ID="st36-110"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1153" VPOS="915" ID="st36-111"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="1182" VPOS="915" ID="st36-112"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1252" VPOS="915" ID="st36-113"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1308" VPOS="915" ID="st36-114"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="1365" VPOS="915" ID="st36-115"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl36-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="196" VPOS="965" ID="st36-116"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="262" VPOS="965" ID="st36-117"/><SP/><String HEIGHT="31" CONTENT="vorgenommene" WIDTH="231" HPOS="683" VPOS="965" ID="st36-118"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschussbeteiligung" WIDTH="448" HPOS="926" VPOS="965" ID="st36-119"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="965" ID="st36-120"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl36-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="196" VPOS="1015" ID="st36-121"/><SP/><String HEIGHT="31" CONTENT="zulasse" WIDTH="107" HPOS="295" VPOS="1015" ID="st36-122"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="402" VPOS="1015" ID="st36-123"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="441" VPOS="1015" ID="st36-124"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="499" VPOS="1015" ID="st36-125"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="617" VPOS="1015" ID="st36-126"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="761" VPOS="1015" ID="st36-127"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="794" VPOS="1015" ID="st36-128"/><SP/><String HEIGHT="31" CONTENT="Begrenzung" WIDTH="179" HPOS="884" VPOS="1015" ID="st36-129"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1087" VPOS="1015" ID="st36-130"/><SP/><String HEIGHT="31" CONTENT="Schlussüberschuss" WIDTH="282" HPOS="1158" VPOS="1015" ID="st36-131" SUBS_TYPE="HypPart1" SUBS_CONTENT="Schlussüberschussbeteiligung"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl36-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="beteiligung" WIDTH="161" HPOS="196" VPOS="1065" ID="st36-132" SUBS_TYPE="HypPart2" SUBS_CONTENT="Schlussüberschussbeteiligung"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="381" VPOS="1065" ID="st36-133"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="447" VPOS="1065" ID="st36-134"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="569" VPOS="1065" ID="st36-135"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="628" VPOS="1065" ID="st36-136"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="737" VPOS="1065" ID="st36-137"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutzes" WIDTH="308" HPOS="814" VPOS="1065" ID="st36-138"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1122" VPOS="1065" ID="st36-139"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="95" HPOS="1162" VPOS="1065" ID="st36-140"/><SP/><String HEIGHT="31" CONTENT="wusste" WIDTH="104" HPOS="1280" VPOS="1065" ID="st36-141"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1065" ID="st36-142"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl36-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1115" ID="st36-143"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="535" VPOS="1115" ID="st36-144"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="590" VPOS="1115" ID="st36-145"/><SP/><String HEIGHT="31" CONTENT="Ablauf" WIDTH="94" HPOS="665" VPOS="1115" ID="st36-146"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="772" VPOS="1115" ID="st36-147"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="832" VPOS="1115" ID="st36-148"/><SP/><String HEIGHT="31" CONTENT="Jahrzehnte" WIDTH="165" HPOS="911" VPOS="1115" ID="st36-149"/><SP/><String HEIGHT="31" CONTENT="währenden" WIDTH="165" HPOS="1088" VPOS="1115" ID="st36-150"/><SP/><String HEIGHT="31" CONTENT="Vertragslauf" WIDTH="177" HPOS="1265" VPOS="1115" ID="st36-151" SUBS_TYPE="HypPart1" SUBS_CONTENT="Vertragslaufzeiten"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl36-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zeiten" WIDTH="89" HPOS="196" VPOS="1165" ID="st36-152" SUBS_TYPE="HypPart2" SUBS_CONTENT="Vertragslaufzeiten"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="66" HPOS="297" VPOS="1165" ID="st36-153"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="363" VPOS="1165" ID="st36-154"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="388" VPOS="1165" ID="st36-155"/><SP/><String HEIGHT="31" CONTENT="hoch" WIDTH="72" HPOS="450" VPOS="1165" ID="st36-156"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="534" VPOS="1165" ID="st36-157"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="590" VPOS="1165" ID="st36-158"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="648" VPOS="1165" ID="st36-159"/><SP/><String HEIGHT="31" CONTENT="ausgezahlte" WIDTH="180" HPOS="738" VPOS="1165" ID="st36-160"/><SP/><String HEIGHT="31" CONTENT="Summe" WIDTH="114" HPOS="930" VPOS="1165" ID="st36-161"/><SP/><String HEIGHT="31" CONTENT="ausfallen" WIDTH="134" HPOS="1056" VPOS="1165" ID="st36-162"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="83" HPOS="1201" VPOS="1165" ID="st36-163"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1284" VPOS="1165" ID="st36-164"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="57" HPOS="1313" VPOS="1165" ID="st36-165"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="1382" VPOS="1165" ID="st36-166"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl36-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1215" ID="st36-167"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="257" VPOS="1215" ID="st36-168"/><SP/><String HEIGHT="31" CONTENT="gestaltete" WIDTH="144" HPOS="595" VPOS="1215" ID="st36-169"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="752" VPOS="1215" ID="st36-170"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="823" VPOS="1215" ID="st36-171"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="92" HPOS="915" VPOS="1215" ID="st36-172"/><SP/><String HEIGHT="31" CONTENT="bedenklich" WIDTH="153" HPOS="1020" VPOS="1215" ID="st36-173"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1173" VPOS="1215" ID="st36-174"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="1201" VPOS="1215" ID="st36-175"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1270" VPOS="1215" ID="st36-176"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1325" VPOS="1215" ID="st36-177"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="1215" ID="st36-178"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl36-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="1265" ID="st36-179"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="526" VPOS="1265" ID="st36-180"/><SP/><String HEIGHT="31" CONTENT="sichere" WIDTH="107" HPOS="619" VPOS="1265" ID="st36-181"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlage" WIDTH="202" HPOS="756" VPOS="1265" ID="st36-182"/><SP/><String HEIGHT="31" CONTENT="anstrebten" WIDTH="151" HPOS="987" VPOS="1265" ID="st36-183"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1138" VPOS="1265" ID="st36-184"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1184" VPOS="1265" ID="st36-185"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="1286" VPOS="1265" ID="st36-186"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1395" VPOS="1265" ID="st36-187"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl36-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bedeutete" WIDTH="142" HPOS="196" VPOS="1315" ID="st36-188"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="338" VPOS="1315" ID="st36-189"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="366" VPOS="1315" ID="st36-190"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="449" VPOS="1315" ID="st36-191"/><SP/><String HEIGHT="31" CONTENT="möglicherweise" WIDTH="230" HPOS="504" VPOS="1315" ID="st36-192"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="746" VPOS="1315" ID="st36-193"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="807" VPOS="1315" ID="st36-194"/><SP/><String HEIGHT="31" CONTENT="geringem" WIDTH="139" HPOS="845" VPOS="1315" ID="st36-195"/><SP/><String HEIGHT="31" CONTENT="Umfang" WIDTH="116" HPOS="997" VPOS="1315" ID="st36-196"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1126" VPOS="1315" ID="st36-197"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1175" VPOS="1315" ID="st36-198"/><SP/><String HEIGHT="31" CONTENT="Überschüssen" WIDTH="213" HPOS="1243" VPOS="1315" ID="st36-199"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl36-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="beteiligt" WIDTH="115" HPOS="196" VPOS="1365" ID="st36-200"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="324" VPOS="1365" ID="st36-201"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="102" HPOS="447" VPOS="1365" ID="st36-202"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="549" VPOS="1365" ID="st36-203"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="58" HPOS="579" VPOS="1365" ID="st36-204"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="650" VPOS="1365" ID="st36-205"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="737" VPOS="1365" ID="st36-206"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="799" VPOS="1365" ID="st36-207"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="983" VPOS="1365" ID="st36-208"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1039" VPOS="1365" ID="st36-209"/><SP/><String HEIGHT="31" CONTENT="Flexibilität" WIDTH="148" HPOS="1132" VPOS="1365" ID="st36-210"/><SP/><String HEIGHT="31" CONTENT="hinsichtlich" WIDTH="163" HPOS="1293" VPOS="1365" ID="st36-211"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl36-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1415" ID="st36-212"/><SP/><String HEIGHT="31" CONTENT="Verteilung" WIDTH="150" HPOS="259" VPOS="1415" ID="st36-213"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="423" VPOS="1415" ID="st36-214"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="486" VPOS="1415" ID="st36-215"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="142" HPOS="586" VPOS="1415" ID="st36-216"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="743" VPOS="1415" ID="st36-217"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="824" VPOS="1415" ID="st36-218"/><SP/><String HEIGHT="31" CONTENT="wichtiger" WIDTH="132" HPOS="883" VPOS="1415" ID="st36-219"/><SP/><String HEIGHT="31" CONTENT="Sicherheitspuffer" WIDTH="244" HPOS="1029" VPOS="1415" ID="st36-220"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1273" VPOS="1415" ID="st36-221"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="66" HPOS="1303" VPOS="1415" ID="st36-222"/><SP/><String HEIGHT="31" CONTENT="gelte" WIDTH="72" HPOS="1384" VPOS="1415" ID="st36-223"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl36-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1465" ID="st36-224"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="285" VPOS="1465" ID="st36-225"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="340" VPOS="1465" ID="st36-226"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="400" VPOS="1465" ID="st36-227"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="135" HPOS="501" VPOS="1465" ID="st36-228"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="636" VPOS="1465" ID="st36-229"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="669" VPOS="1465" ID="st36-230"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="730" VPOS="1465" ID="st36-231"/><SP/><String HEIGHT="31" CONTENT="wieder" WIDTH="99" HPOS="805" VPOS="1465" ID="st36-232"/><SP/><String HEIGHT="31" CONTENT="auflösen" WIDTH="126" HPOS="920" VPOS="1465" ID="st36-233"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="1062" VPOS="1465" ID="st36-234"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1163" VPOS="1465" ID="st36-235"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="1197" VPOS="1465" ID="st36-236"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1241" VPOS="1465" ID="st36-237"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="92" HPOS="1305" VPOS="1465" ID="st36-238"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="1465" ID="st36-239"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl36-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="196" VPOS="1515" ID="st36-240"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="91" HPOS="309" VPOS="1515" ID="st36-241"/><SP/><String HEIGHT="31" CONTENT="auszugehen" WIDTH="172" HPOS="415" VPOS="1515" ID="st36-242"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="587" VPOS="1515" ID="st36-243"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="620" VPOS="1515" ID="st36-244"/><SP/><String HEIGHT="31" CONTENT="ebenso" WIDTH="109" HPOS="705" VPOS="1515" ID="st36-245"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="829" VPOS="1515" ID="st36-246"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="894" VPOS="1515" ID="st36-247"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="973" VPOS="1515" ID="st36-248"/><SP/><String HEIGHT="31" CONTENT="Börsengeschäft" WIDTH="232" HPOS="1023" VPOS="1515" ID="st36-249"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="1269" VPOS="1515" ID="st36-250"/><SP/><String HEIGHT="31" CONTENT="Aktien" WIDTH="92" HPOS="1364" VPOS="1515" ID="st36-251"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl36-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1565" ID="st36-252"/><SP/><String HEIGHT="31" CONTENT="40" WIDTH="37" HPOS="282" VPOS="1565" ID="st36-253"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="334" VPOS="1565" ID="st36-254"/><SP/><String HEIGHT="31" CONTENT="lang" WIDTH="63" HPOS="432" VPOS="1565" ID="st36-255"/><SP/><String HEIGHT="31" CONTENT="halte" WIDTH="72" HPOS="510" VPOS="1565" ID="st36-256"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="597" VPOS="1565" ID="st36-257"/><SP/><String HEIGHT="31" CONTENT="dann" WIDTH="74" HPOS="668" VPOS="1565" ID="st36-258"/><SP/><String HEIGHT="31" CONTENT="verkaufe" WIDTH="121" HPOS="757" VPOS="1565" ID="st36-259"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="878" VPOS="1565" ID="st36-260"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="909" VPOS="1565" ID="st36-261"/><SP/><String HEIGHT="31" CONTENT="stille" WIDTH="67" HPOS="996" VPOS="1565" ID="st36-262"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="1078" VPOS="1565" ID="st36-263"/><SP/><String HEIGHT="31" CONTENT="zwischendurch" WIDTH="220" HPOS="1236" VPOS="1565" ID="st36-264"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl36-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="realisiert" WIDTH="126" HPOS="196" VPOS="1615" ID="st36-265"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="336" VPOS="1615" ID="st36-266"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="438" VPOS="1615" ID="st36-267"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="469" VPOS="1615" ID="st36-268"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="518" VPOS="1615" ID="st36-269"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="602" VPOS="1615" ID="st36-270"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="659" VPOS="1615" ID="st36-271"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="745" VPOS="1615" ID="st36-272"/><SP/><String HEIGHT="31" CONTENT="regelmäßigen" WIDTH="204" HPOS="785" VPOS="1615" ID="st36-273"/><SP/><String HEIGHT="31" CONTENT="Zeitabständen" WIDTH="211" HPOS="1003" VPOS="1615" ID="st36-274"/><SP/><String HEIGHT="31" CONTENT="gutgeschrieben" WIDTH="228" HPOS="1228" VPOS="1615" ID="st36-275"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl36-26" WIDTH="247" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="1665" ID="st36-276"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="112" HPOS="315" VPOS="1665" ID="st36-277"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="427" VPOS="1665" ID="st36-278"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl36-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1765" ID="st36-279"/><SP/><String HEIGHT="31" CONTENT="Aspekt" WIDTH="102" HPOS="263" VPOS="1765" ID="st36-280"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="378" VPOS="1765" ID="st36-281"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="187" HPOS="439" VPOS="1765" ID="st36-282"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="639" VPOS="1765" ID="st36-283"/><SP/><String HEIGHT="31" CONTENT="derzeit" WIDTH="100" HPOS="743" VPOS="1765" ID="st36-284"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="856" VPOS="1765" ID="st36-285"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1006" VPOS="1765" ID="st36-286"/><SP/><String HEIGHT="31" CONTENT="Bundesregierung" WIDTH="254" HPOS="1067" VPOS="1765" ID="st36-287"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1334" VPOS="1765" ID="st36-288"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1392" VPOS="1765" ID="st36-289"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl36-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Finanzministerium" WIDTH="264" HPOS="196" VPOS="1815" ID="st36-290"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="460" VPOS="1815" ID="st36-291"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="491" VPOS="1815" ID="st36-292"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="550" VPOS="1815" ID="st36-293"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="612" VPOS="1815" ID="st36-294"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="838" VPOS="1815" ID="st36-295"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="435" HPOS="892" VPOS="1815" ID="st36-296"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1341" VPOS="1815" ID="st36-297"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="1815" ID="st36-298"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl36-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="1865" ID="st36-299"/><SP/><String HEIGHT="31" CONTENT="Verbänden" WIDTH="163" HPOS="278" VPOS="1865" ID="st36-300"/><SP/><String HEIGHT="31" CONTENT="diskutiert" WIDTH="130" HPOS="467" VPOS="1865" ID="st36-301"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="597" VPOS="1865" ID="st36-302"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="636" VPOS="1865" ID="st36-303"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="755" VPOS="1865" ID="st36-304"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="876" VPOS="1865" ID="st36-305"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1020" VPOS="1865" ID="st36-306"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="38" HPOS="1056" VPOS="1865" ID="st36-307"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1121" VPOS="1865" ID="st36-308"/><SP/><String HEIGHT="31" CONTENT="überlegt" WIDTH="114" HPOS="1238" VPOS="1865" ID="st36-309"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1352" VPOS="1865" ID="st36-310"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1865" ID="st36-311"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl36-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schlussbeteiligung" WIDTH="278" HPOS="196" VPOS="1915" ID="st36-312"/><SP/><String HEIGHT="31" CONTENT="entsprechend" WIDTH="202" HPOS="515" VPOS="1915" ID="st36-313"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="758" VPOS="1915" ID="st36-314"/><SP/><String HEIGHT="31" CONTENT="Vorgaben" WIDTH="145" HPOS="854" VPOS="1915" ID="st36-315"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1039" VPOS="1915" ID="st36-316"/><SP/><String HEIGHT="31" CONTENT="Versicherungsaufsicht" WIDTH="328" HPOS="1128" VPOS="1915" ID="st36-317"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl36-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zuzulassen" WIDTH="160" HPOS="196" VPOS="1965" ID="st36-318"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="356" VPOS="1965" ID="st36-319"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="401" VPOS="1965" ID="st36-320"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="480" VPOS="1965" ID="st36-321"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="588" VPOS="1965" ID="st36-322"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="709" VPOS="1965" ID="st36-323"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="847" VPOS="1965" ID="st36-324"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="931" VPOS="1965" ID="st36-325"/><SP/><String HEIGHT="31" CONTENT="große" WIDTH="87" HPOS="1369" VPOS="1965" ID="st36-326"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl36-32" WIDTH="436" HEIGHT="31"><String HEIGHT="31" CONTENT="Sicherheitspuffer" WIDTH="250" HPOS="196" VPOS="2015" ID="st36-327"/><SP/><String HEIGHT="31" CONTENT="eingeräumt" WIDTH="160" HPOS="456" VPOS="2015" ID="st36-328"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="616" VPOS="2015" ID="st36-329"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl36-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="28" WIDTH="37" HPOS="196" VPOS="2207" ID="st36-330"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="37" ID="p592551" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592551" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592551" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl37-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="215" ID="st37-0"/><SP/><String HEIGHT="31" CONTENT="Gesetzgeber" WIDTH="191" HPOS="265" VPOS="215" ID="st37-1"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="471" VPOS="215" ID="st37-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="560" VPOS="215" ID="st37-3"/><SP/><String HEIGHT="31" CONTENT="Überschussbeteiligung" WIDTH="337" HPOS="620" VPOS="215" ID="st37-4"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="973" VPOS="215" ID="st37-5"/><SP/><String HEIGHT="31" CONTENT="rigide" WIDTH="82" HPOS="1023" VPOS="215" ID="st37-6"/><SP/><String HEIGHT="31" CONTENT="geregelt" WIDTH="115" HPOS="1120" VPOS="215" ID="st37-7"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1235" VPOS="215" ID="st37-8"/><SP/><String HEIGHT="31" CONTENT="rigider" WIDTH="92" HPOS="1265" VPOS="215" ID="st37-9"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1372" VPOS="215" ID="st37-10"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="215" ID="st37-11"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl37-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jedem" WIDTH="91" HPOS="196" VPOS="265" ID="st37-12"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="310" VPOS="265" ID="st37-13"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="30" HPOS="455" VPOS="265" ID="st37-14"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="485" VPOS="265" ID="st37-15"/><String HEIGHT="31" CONTENT="Mitgliedstaat" WIDTH="195" HPOS="500" VPOS="265" ID="st37-16"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="695" VPOS="265" ID="st37-17"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="115" HPOS="733" VPOS="265" ID="st37-18"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="80" HPOS="871" VPOS="265" ID="st37-19"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="80" HPOS="974" VPOS="265" ID="st37-20"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1054" VPOS="265" ID="st37-21"/><SP/><String HEIGHT="31" CONTENT="Syndikus" WIDTH="135" HPOS="1093" VPOS="265" ID="st37-22"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1252" VPOS="265" ID="st37-23"/><SP/><String HEIGHT="31" CONTENT="Gesamt" WIDTH="109" HPOS="1329" VPOS="265" ID="st37-24" SUBS_TYPE="HypPart1" SUBS_CONTENT="Gesamtverbandes"/><HYP CONTENT="-" WIDTH="18" HPOS="1438" VPOS="265" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl37-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbandes" WIDTH="156" HPOS="196" VPOS="315" ID="st37-25" SUBS_TYPE="HypPart2" SUBS_CONTENT="Gesamtverbandes"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="363" VPOS="315" ID="st37-26"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="153" HPOS="422" VPOS="315" ID="st37-27"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="586" VPOS="315" ID="st37-28"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="940" VPOS="315" ID="st37-29"/><SP/><String HEIGHT="31" CONTENT="Damit" WIDTH="87" HPOS="960" VPOS="315" ID="st37-30"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1058" VPOS="315" ID="st37-31"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="1112" VPOS="315" ID="st37-32"/><SP/><String HEIGHT="31" CONTENT="weit" WIDTH="59" HPOS="1187" VPOS="315" ID="st37-33"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1257" VPOS="315" ID="st37-34"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1335" VPOS="315" ID="st37-35"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="38" HPOS="1399" VPOS="315" ID="st37-36" SUBS_TYPE="HypPart1" SUBS_CONTENT="EUrechtlich"/><HYP CONTENT="-" WIDTH="19" HPOS="1437" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl37-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rechtlich" WIDTH="124" HPOS="196" VPOS="365" ID="st37-37" SUBS_TYPE="HypPart2" SUBS_CONTENT="EUrechtlich"/><SP/><String HEIGHT="31" CONTENT="vorgegebene" WIDTH="195" HPOS="334" VPOS="365" ID="st37-38"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="543" VPOS="365" ID="st37-39"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="611" VPOS="365" ID="st37-40"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="680" VPOS="365" ID="st37-41"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="761" VPOS="365" ID="st37-42"/><SP/><String HEIGHT="31" CONTENT="Vorgaben" WIDTH="144" HPOS="820" VPOS="365" ID="st37-43"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="979" VPOS="365" ID="st37-44"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgerichts" WIDTH="410" HPOS="1046" VPOS="365" ID="st37-45"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl37-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hinausgeschossen" WIDTH="277" HPOS="196" VPOS="415" ID="st37-46"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="486" VPOS="415" ID="st37-47"/><SP/><String HEIGHT="31" CONTENT="gefährde" WIDTH="131" HPOS="555" VPOS="415" ID="st37-48"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="700" VPOS="415" ID="st37-49"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="758" VPOS="415" ID="st37-50"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="826" VPOS="415" ID="st37-51"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1020" VPOS="415" ID="st37-52"/><SP/><String HEIGHT="31" CONTENT="Verstetigung" WIDTH="187" HPOS="1079" VPOS="415" ID="st37-53"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1280" VPOS="415" ID="st37-54"/><SP/><String HEIGHT="31" CONTENT="Solvenz" WIDTH="118" HPOS="1338" VPOS="415" ID="st37-55"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl37-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="465" ID="st37-56"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="401" HPOS="264" VPOS="465" ID="st37-57"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="665" VPOS="465" ID="st37-58"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="702" VPOS="465" ID="st37-59"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="110" HPOS="754" VPOS="465" ID="st37-60"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="883" VPOS="465" ID="st37-61"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="941" VPOS="465" ID="st37-62"/><SP/><String HEIGHT="31" CONTENT="angemessenen" WIDTH="228" HPOS="1042" VPOS="465" ID="st37-63"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="151" HPOS="1290" VPOS="465" ID="st37-64" SUBS_TYPE="HypPart1" SUBS_CONTENT="Interessenausgleich"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl37-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ausgleich" WIDTH="135" HPOS="196" VPOS="515" ID="st37-65" SUBS_TYPE="HypPart2" SUBS_CONTENT="Interessenausgleich"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="331" VPOS="515" ID="st37-66"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="361" VPOS="515" ID="st37-67"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="423" VPOS="515" ID="st37-68"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="493" VPOS="515" ID="st37-69"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="609" VPOS="515" ID="st37-70"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="386" HPOS="671" VPOS="515" ID="st37-71"/><SP/><String HEIGHT="31" CONTENT="sicherstellt" WIDTH="154" HPOS="1071" VPOS="515" ID="st37-72"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1225" VPOS="515" ID="st37-73"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1252" VPOS="515" ID="st37-74"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="1303" VPOS="515" ID="st37-75"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="515" ID="st37-76"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl37-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutzes" WIDTH="315" HPOS="196" VPOS="565" ID="st37-77"/><SP/><String HEIGHT="31" CONTENT="begrüßt" WIDTH="115" HPOS="538" VPOS="565" ID="st37-78"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="88" HPOS="681" VPOS="565" ID="st37-79"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="99" HPOS="797" VPOS="565" ID="st37-80"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="896" VPOS="565" ID="st37-81"/><SP/><String HEIGHT="31" CONTENT="Präsident" WIDTH="141" HPOS="938" VPOS="565" ID="st37-82"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1106" VPOS="565" ID="st37-83"/><SP/><String HEIGHT="31" CONTENT="Bundesverbandes" WIDTH="269" HPOS="1187" VPOS="565" ID="st37-84"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl37-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="312" HPOS="196" VPOS="615" ID="st37-85"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="508" VPOS="615" ID="st37-86"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="550" VPOS="615" ID="st37-87"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="713" VPOS="615" ID="st37-88"/><SP/><String HEIGHT="31" CONTENT="Richtung" WIDTH="132" HPOS="819" VPOS="615" ID="st37-89"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="977" VPOS="615" ID="st37-90"/><SP/><String HEIGHT="31" CONTENT="Gesetzgebers" WIDTH="200" HPOS="1056" VPOS="615" ID="st37-91"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1256" VPOS="615" ID="st37-92"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="1299" VPOS="615" ID="st37-93"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1358" VPOS="615" ID="st37-94"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl37-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="durchaus" WIDTH="137" HPOS="196" VPOS="665" ID="st37-95"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="355" VPOS="665" ID="st37-96"/><SP/><String HEIGHT="31" CONTENT="warten" WIDTH="93" HPOS="446" VPOS="665" ID="st37-97"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="539" VPOS="665" ID="st37-98"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="577" VPOS="665" ID="st37-99"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="640" VPOS="665" ID="st37-100"/><SP/><String HEIGHT="31" CONTENT="Gerichtsurteil" WIDTH="196" HPOS="706" VPOS="665" ID="st37-101"/><SP/><String HEIGHT="31" CONTENT="ihn" WIDTH="45" HPOS="923" VPOS="665" ID="st37-102"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="989" VPOS="665" ID="st37-103"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1045" VPOS="665" ID="st37-104"/><SP/><String HEIGHT="31" CONTENT="strikteren" WIDTH="138" HPOS="1140" VPOS="665" ID="st37-105"/><SP/><String HEIGHT="31" CONTENT="Auslegung" WIDTH="157" HPOS="1299" VPOS="665" ID="st37-106"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl37-10" WIDTH="113" HEIGHT="31"><String HEIGHT="31" CONTENT="zwinge" WIDTH="96" HPOS="196" VPOS="715" ID="st37-107"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="292" VPOS="715" ID="st37-108"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl37-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="815" ID="st37-109"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="275" VPOS="815" ID="st37-110"/><SP/><String HEIGHT="31" CONTENT="aktuellen" WIDTH="133" HPOS="338" VPOS="815" ID="st37-111"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="214" HPOS="500" VPOS="815" ID="st37-112"/><SP/><String HEIGHT="31" CONTENT="enthaltenen" WIDTH="174" HPOS="743" VPOS="815" ID="st37-113"/><SP/><String HEIGHT="31" CONTENT="Vorschläge" WIDTH="166" HPOS="945" VPOS="815" ID="st37-114"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1140" VPOS="815" ID="st37-115"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="1214" VPOS="815" ID="st37-116"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="815" ID="st37-117"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl37-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="865" ID="st37-118"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="532" VPOS="865" ID="st37-119"/><SP/><String HEIGHT="31" CONTENT="Überschüssen" WIDTH="213" HPOS="578" VPOS="865" ID="st37-120"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="801" VPOS="865" ID="st37-121"/><SP/><String HEIGHT="31" CONTENT="stillen" WIDTH="85" HPOS="866" VPOS="865" ID="st37-122"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="142" HPOS="961" VPOS="865" ID="st37-123"/><SP/><String HEIGHT="31" CONTENT="machten" WIDTH="127" HPOS="1113" VPOS="865" ID="st37-124"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1250" VPOS="865" ID="st37-125"/><SP/><String HEIGHT="31" CONTENT="unmöglich" WIDTH="144" HPOS="1295" VPOS="865" ID="st37-126"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="865" ID="st37-127"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl37-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="196" VPOS="915" ID="st37-128"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="343" VPOS="915" ID="st37-129"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="402" VPOS="915" ID="st37-130"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="471" VPOS="915" ID="st37-131"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="576" VPOS="915" ID="st37-132"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="615" VPOS="915" ID="st37-133"/><SP/><String HEIGHT="31" CONTENT="üblichen" WIDTH="124" HPOS="814" VPOS="915" ID="st37-134"/><SP/><String HEIGHT="31" CONTENT="Eigenschaften" WIDTH="211" HPOS="952" VPOS="915" ID="st37-135"/><SP/><String HEIGHT="31" CONTENT="anzubieten" WIDTH="157" HPOS="1177" VPOS="915" ID="st37-136"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1334" VPOS="915" ID="st37-137"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1364" VPOS="915" ID="st37-138"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl37-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="196" VPOS="965" ID="st37-139"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="90" HPOS="361" VPOS="965" ID="st37-140"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="451" VPOS="965" ID="st37-141"/><SP/><String HEIGHT="31" CONTENT="Mitglied" WIDTH="114" HPOS="487" VPOS="965" ID="st37-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="622" VPOS="965" ID="st37-143"/><SP/><String HEIGHT="31" CONTENT="Vorstände" WIDTH="152" HPOS="690" VPOS="965" ID="st37-144"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="862" VPOS="965" ID="st37-145"/><SP/><String HEIGHT="31" CONTENT="Deutschen" WIDTH="160" HPOS="930" VPOS="965" ID="st37-146"/><SP/><String HEIGHT="31" CONTENT="Aktuarvereinigung" WIDTH="262" HPOS="1110" VPOS="965" ID="st37-147"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1372" VPOS="965" ID="st37-148"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="965" ID="st37-149"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl37-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hamburg" WIDTH="129" HPOS="196" VPOS="1015" ID="st37-150"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="325" VPOS="1015" ID="st37-151"/><String HEIGHT="31" CONTENT="Mannheimer" WIDTH="186" HPOS="344" VPOS="1015" ID="st37-152"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="221" HPOS="548" VPOS="1015" ID="st37-153"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="769" VPOS="1015" ID="st37-154"/><String HEIGHT="31" CONTENT="AG" WIDTH="35" HPOS="786" VPOS="1015" ID="st37-155"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="839" VPOS="1015" ID="st37-156"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="913" VPOS="1015" ID="st37-157"/><SP/><String HEIGHT="31" CONTENT="VICTORIA" WIDTH="157" HPOS="980" VPOS="1015" ID="st37-158"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1156" VPOS="1015" ID="st37-159"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl37-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="AG" WIDTH="38" HPOS="196" VPOS="1065" ID="st37-160"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="234" VPOS="1065" ID="st37-161"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="202" HPOS="266" VPOS="1065" ID="st37-162"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="480" VPOS="1065" ID="st37-163"/><SP/><String HEIGHT="31" CONTENT="Garantien" WIDTH="146" HPOS="536" VPOS="1065" ID="st37-164"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="694" VPOS="1065" ID="st37-165"/><SP/><String HEIGHT="31" CONTENT="heutigen" WIDTH="128" HPOS="741" VPOS="1065" ID="st37-166"/><SP/><String HEIGHT="31" CONTENT="Umfang" WIDTH="108" HPOS="881" VPOS="1065" ID="st37-167"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="989" VPOS="1065" ID="st37-168"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1019" VPOS="1065" ID="st37-169"/><SP/><String HEIGHT="31" CONTENT="Glättung" WIDTH="126" HPOS="1075" VPOS="1065" ID="st37-170"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1213" VPOS="1065" ID="st37-171"/><SP/><String HEIGHT="31" CONTENT="variierenden" WIDTH="183" HPOS="1273" VPOS="1065" ID="st37-172"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl37-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einzeljahresergebnisse" WIDTH="345" HPOS="196" VPOS="1115" ID="st37-173"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="552" VPOS="1115" ID="st37-174"/><SP/><String HEIGHT="31" CONTENT="Zeitverlauf" WIDTH="156" HPOS="599" VPOS="1115" ID="st37-175"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="766" VPOS="1115" ID="st37-176"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="863" VPOS="1115" ID="st37-177"/><SP/><String HEIGHT="31" CONTENT="gewisser" WIDTH="132" HPOS="919" VPOS="1115" ID="st37-178"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="1062" VPOS="1115" ID="st37-179"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1176" VPOS="1115" ID="st37-180"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="1235" VPOS="1115" ID="st37-181"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1410" VPOS="1115" ID="st37-182"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl37-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="inflationären" WIDTH="182" HPOS="196" VPOS="1165" ID="st37-183"/><SP/><String HEIGHT="31" CONTENT="Einflüssen" WIDTH="153" HPOS="390" VPOS="1165" ID="st37-184"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="555" VPOS="1165" ID="st37-185"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="658" VPOS="1165" ID="st37-186"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="705" VPOS="1165" ID="st37-187"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="761" VPOS="1165" ID="st37-188"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="838" VPOS="1165" ID="st37-189"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="942" VPOS="1165" ID="st37-190"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1165" ID="st37-191"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl37-19" WIDTH="188" HEIGHT="31"><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="196" VPOS="1215" ID="st37-192"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="282" VPOS="1215" ID="st37-193"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="367" VPOS="1215" ID="st37-194"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl37-20" WIDTH="908" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1315" ID="st37-195"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1315" ID="st37-196"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="1315" ID="st37-197"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1315" ID="st37-198"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="255" VPOS="1315" ID="st37-199"/><SP/><String HEIGHT="31" CONTENT="Implementation" WIDTH="228" HPOS="296" VPOS="1315" ID="st37-200"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="533" VPOS="1315" ID="st37-201"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="591" VPOS="1315" ID="st37-202"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswertbedingungen" WIDTH="411" HPOS="693" VPOS="1315" ID="st37-203"/></TextLine><TextLine HPOS="433" VPOS="1415" ID="tl37-21" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="433" VPOS="1415" ID="st37-204"/><String HEIGHT="31" CONTENT="Die" WIDTH="46" HPOS="448" VPOS="1415" ID="st37-205"/><SP/><String HEIGHT="31" CONTENT="Assekuranz" WIDTH="174" HPOS="510" VPOS="1415" ID="st37-206"/><SP/><String HEIGHT="31" CONTENT="wechselt" WIDTH="129" HPOS="700" VPOS="1415" ID="st37-207"/><SP/><String HEIGHT="31" CONTENT="relativ" WIDTH="89" HPOS="845" VPOS="1415" ID="st37-208"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="950" VPOS="1415" ID="st37-209"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="1057" VPOS="1415" ID="st37-210"/><SP/><String HEIGHT="31" CONTENT="Mantel" WIDTH="93" HPOS="1147" VPOS="1415" ID="st37-211"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1240" VPOS="1415" ID="st37-212"/><SP/><String HEIGHT="31" CONTENT="Spricht" WIDTH="104" HPOS="1272" VPOS="1415" ID="st37-213"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="1392" VPOS="1415" ID="st37-214"/></TextLine><TextLine HPOS="433" VPOS="1465" ID="tl37-22" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="mal" WIDTH="53" HPOS="433" VPOS="1465" ID="st37-215"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="506" VPOS="1465" ID="st37-216"/><SP/><String HEIGHT="31" CONTENT="ihnen" WIDTH="75" HPOS="570" VPOS="1465" ID="st37-217"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="645" VPOS="1465" ID="st37-218"/><SP/><String HEIGHT="31" CONTENT="dann" WIDTH="74" HPOS="681" VPOS="1465" ID="st37-219"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="775" VPOS="1465" ID="st37-220"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="828" VPOS="1465" ID="st37-221"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="892" VPOS="1465" ID="st37-222"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1108" VPOS="1465" ID="st37-223"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="1172" VPOS="1465" ID="st37-224"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1307" VPOS="1465" ID="st37-225"/><SP/><String HEIGHT="31" CONTENT="jedes" WIDTH="80" HPOS="1376" VPOS="1465" ID="st37-226"/></TextLine><TextLine HPOS="433" VPOS="1515" ID="tl37-23" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="andere" WIDTH="96" HPOS="433" VPOS="1515" ID="st37-227"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="529" VPOS="1515" ID="st37-228"/><SP/><String HEIGHT="31" CONTENT="Sobald" WIDTH="104" HPOS="561" VPOS="1515" ID="st37-229"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="680" VPOS="1515" ID="st37-230"/><SP/><String HEIGHT="31" CONTENT="darum" WIDTH="95" HPOS="730" VPOS="1515" ID="st37-231"/><SP/><String HEIGHT="31" CONTENT="geht" WIDTH="59" HPOS="840" VPOS="1515" ID="st37-232"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="899" VPOS="1515" ID="st37-233"/><SP/><String HEIGHT="31" CONTENT="Geld" WIDTH="71" HPOS="929" VPOS="1515" ID="st37-234"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1015" VPOS="1515" ID="st37-235"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="92" HPOS="1065" VPOS="1515" ID="st37-236"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1157" VPOS="1515" ID="st37-237"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="1188" VPOS="1515" ID="st37-238"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1237" VPOS="1515" ID="st37-239"/><SP/><String HEIGHT="31" CONTENT="einmal" WIDTH="98" HPOS="1299" VPOS="1515" ID="st37-240"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1515" ID="st37-241"/></TextLine><TextLine HPOS="433" VPOS="1565" ID="tl37-24" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsgemeinschaft" WIDTH="411" HPOS="433" VPOS="1565" ID="st37-242"/><SP/><String HEIGHT="31" CONTENT="da" WIDTH="30" HPOS="863" VPOS="1565" ID="st37-243"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="893" VPOS="1565" ID="st37-244"/><SP/><String HEIGHT="31" CONTENT="Von" WIDTH="59" HPOS="928" VPOS="1565" ID="st37-245"/><SP/><String HEIGHT="31" CONTENT="Produkten" WIDTH="152" HPOS="1005" VPOS="1565" ID="st37-246"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="1176" VPOS="1565" ID="st37-247"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1228" VPOS="1565" ID="st37-248"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1317" VPOS="1565" ID="st37-249"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1565" ID="st37-250"/></TextLine><TextLine HPOS="433" VPOS="1615" ID="tl37-25" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Rede" WIDTH="71" HPOS="433" VPOS="1615" ID="st37-251"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="504" VPOS="1615" ID="st37-252"/><SP/><String HEIGHT="31" CONTENT="Spricht" WIDTH="104" HPOS="552" VPOS="1615" ID="st37-253"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="686" VPOS="1615" ID="st37-254"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="781" VPOS="1615" ID="st37-255"/><SP/><String HEIGHT="31" CONTENT="Investoren" WIDTH="150" HPOS="855" VPOS="1615" ID="st37-256"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1005" VPOS="1615" ID="st37-257"/><SP/><String HEIGHT="31" CONTENT="redet" WIDTH="76" HPOS="1051" VPOS="1615" ID="st37-258"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1157" VPOS="1615" ID="st37-259"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1252" VPOS="1615" ID="st37-260"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="103" HPOS="1336" VPOS="1615" ID="st37-261" SUBS_TYPE="HypPart1" SUBS_CONTENT="Lebensversicherungen"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1615" HEIGHT="31"/></TextLine><TextLine HPOS="433" VPOS="1665" ID="tl37-26" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherungen" WIDTH="227" HPOS="433" VPOS="1665" ID="st37-262" SUBS_TYPE="HypPart2" SUBS_CONTENT="Lebensversicherungen"/><SP/><String HEIGHT="31" CONTENT="eigentlich" WIDTH="141" HPOS="674" VPOS="1665" ID="st37-263"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="828" VPOS="1665" ID="st37-264"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="890" VPOS="1665" ID="st37-265"/><SP/><String HEIGHT="31" CONTENT="künftige" WIDTH="117" HPOS="945" VPOS="1665" ID="st37-266"/><SP/><String HEIGHT="31" CONTENT="Gewinne" WIDTH="123" HPOS="1075" VPOS="1665" ID="st37-267"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1198" VPOS="1665" ID="st37-268"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1229" VPOS="1665" ID="st37-269"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1287" VPOS="1665" ID="st37-270"/><SP/><String HEIGHT="31" CONTENT="vorne" WIDTH="83" HPOS="1373" VPOS="1665" ID="st37-271"/></TextLine><TextLine HPOS="433" VPOS="1715" ID="tl37-27" WIDTH="257" HEIGHT="31"><String HEIGHT="31" CONTENT="gebucht" WIDTH="118" HPOS="433" VPOS="1715" ID="st37-272"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="96" HPOS="561" VPOS="1715" ID="st37-273"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="657" VPOS="1715" ID="st37-274"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="673" VPOS="1715" ID="st37-275"/></TextLine><TextLine HPOS="1212" VPOS="1765" ID="tl37-28" WIDTH="245" HEIGHT="31"><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1212" VPOS="1765" ID="st37-276"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="1333" VPOS="1765" ID="st37-277"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl37-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1865" ID="st37-278"/><SP/><String HEIGHT="31" CONTENT="Gerichtsurteile" WIDTH="210" HPOS="274" VPOS="1865" ID="st37-279"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="484" VPOS="1865" ID="st37-280"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="527" VPOS="1865" ID="st37-281"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="188" HPOS="599" VPOS="1865" ID="st37-282"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="815" VPOS="1865" ID="st37-283"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswert" WIDTH="323" HPOS="924" VPOS="1865" ID="st37-284"/><SP/><String HEIGHT="31" CONTENT="zusprachen" WIDTH="164" HPOS="1275" VPOS="1865" ID="st37-285"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1865" ID="st37-286"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl37-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="196" VPOS="1915" ID="st37-287"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="326" VPOS="1915" ID="st37-288"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="400" VPOS="1915" ID="st37-289"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="468" VPOS="1915" ID="st37-290"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="842" VPOS="1915" ID="st37-291"/><SP/><String HEIGHT="31" CONTENT="umgesetzt" WIDTH="146" HPOS="933" VPOS="1915" ID="st37-292"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1079" VPOS="1915" ID="st37-293"/><SP/><String HEIGHT="31" CONTENT="beklagt" WIDTH="107" HPOS="1116" VPOS="1915" ID="st37-294"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1243" VPOS="1915" ID="st37-295"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="133" HPOS="1308" VPOS="1915" ID="st37-296"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="1915" ID="st37-297"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl37-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Jeder" WIDTH="84" HPOS="196" VPOS="1965" ID="st37-298"/><SP/><String HEIGHT="31" CONTENT="Espressomaschinenhersteller" WIDTH="437" HPOS="292" VPOS="1965" ID="st37-299"/><SP/><String HEIGHT="31" CONTENT="hätte" WIDTH="74" HPOS="741" VPOS="1965" ID="st37-300"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="826" VPOS="1965" ID="st37-301"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="918" VPOS="1965" ID="st37-302"/><SP/><String HEIGHT="31" CONTENT="längst" WIDTH="89" HPOS="1063" VPOS="1965" ID="st37-303"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="1164" VPOS="1965" ID="st37-304"/><SP/><String HEIGHT="31" CONTENT="Mängeln" WIDTH="128" HPOS="1274" VPOS="1965" ID="st37-305"/><SP/><String HEIGHT="31" CONTENT="ins" WIDTH="43" HPOS="1413" VPOS="1965" ID="st37-306"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl37-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Werk" WIDTH="78" HPOS="196" VPOS="2015" ID="st37-307"/><SP/><String HEIGHT="31" CONTENT="zurückgerufen" WIDTH="212" HPOS="290" VPOS="2015" ID="st37-308"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="518" VPOS="2015" ID="st37-309"/><SP/><String HEIGHT="31" CONTENT="reparieren" WIDTH="152" HPOS="590" VPOS="2015" ID="st37-310"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="758" VPOS="2015" ID="st37-311"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="848" VPOS="2015" ID="st37-312"/><SP/><String HEIGHT="31" CONTENT="bemängelt" WIDTH="156" HPOS="880" VPOS="2015" ID="st37-313"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="1052" VPOS="2015" ID="st37-314"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="1174" VPOS="2015" ID="st37-315"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="1192" VPOS="2015" ID="st37-316"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="1297" VPOS="2015" ID="st37-317"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1447" VPOS="2015" ID="st37-318"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl37-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Chefredakteur" WIDTH="211" HPOS="196" VPOS="2065" ID="st37-319"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="419" VPOS="2065" ID="st37-320"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="167" HPOS="483" VPOS="2065" ID="st37-321"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="650" VPOS="2065" ID="st37-322"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="678" VPOS="2065" ID="st37-323"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="726" VPOS="2065" ID="st37-324"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="810" VPOS="2065" ID="st37-325"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="869" VPOS="2065" ID="st37-326"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1234" VPOS="2065" ID="st37-327"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1319" VPOS="2065" ID="st37-328"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl37-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="2115" ID="st37-329"/><SP/><String HEIGHT="31" CONTENT="Ombudsmann" WIDTH="209" HPOS="255" VPOS="2115" ID="st37-330"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="475" VPOS="2115" ID="st37-331"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="530" VPOS="2115" ID="st37-332"/><SP/><String HEIGHT="31" CONTENT="mehrfach" WIDTH="139" HPOS="743" VPOS="2115" ID="st37-333"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="72" HPOS="893" VPOS="2115" ID="st37-334"/><SP/><String HEIGHT="31" CONTENT="auffordern" WIDTH="152" HPOS="976" VPOS="2115" ID="st37-335"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="108" HPOS="1139" VPOS="2115" ID="st37-336"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1247" VPOS="2115" ID="st37-337"/><SP/><String HEIGHT="31" CONTENT="aktiv" WIDTH="69" HPOS="1275" VPOS="2115" ID="st37-338"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1355" VPOS="2115" ID="st37-339"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="2115" ID="st37-340"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl37-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="29" WIDTH="37" HPOS="1419" VPOS="2207" ID="st37-341"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="38" ID="p592552" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592552" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592552" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl38-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="196" VPOS="215" ID="st38-0"/><SP/><String HEIGHT="31" CONTENT="Gerichtsurteilen" WIDTH="234" HPOS="265" VPOS="215" ID="st38-1"/><SP/><String HEIGHT="31" CONTENT="betroffenen" WIDTH="168" HPOS="514" VPOS="215" ID="st38-2"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="114" HPOS="698" VPOS="215" ID="st38-3"/><SP/><String HEIGHT="31" CONTENT="zuzugehen" WIDTH="154" HPOS="828" VPOS="215" ID="st38-4"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="982" VPOS="215" ID="st38-5"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="79" HPOS="1016" VPOS="215" ID="st38-6"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="87" HPOS="1111" VPOS="215" ID="st38-7"/><SP/><String HEIGHT="31" CONTENT="entgegnet" WIDTH="142" HPOS="1213" VPOS="215" ID="st38-8"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1355" VPOS="215" ID="st38-9"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="215" ID="st38-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl38-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="265" ID="st38-11"/><SP/><String HEIGHT="31" CONTENT="Urteile" WIDTH="96" HPOS="255" VPOS="265" ID="st38-12"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="365" VPOS="265" ID="st38-13"/><SP/><String HEIGHT="31" CONTENT="Zweifel" WIDTH="105" HPOS="454" VPOS="265" ID="st38-14"/><SP/><String HEIGHT="31" CONTENT="umgesetzt" WIDTH="154" HPOS="573" VPOS="265" ID="st38-15"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="741" VPOS="265" ID="st38-16"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="864" VPOS="265" ID="st38-17"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1004" VPOS="265" ID="st38-18"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1074" VPOS="265" ID="st38-19"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="101" HPOS="1161" VPOS="265" ID="st38-20"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1262" VPOS="265" ID="st38-21"/><SP/><String HEIGHT="31" CONTENT="Angesichts" WIDTH="163" HPOS="1293" VPOS="265" ID="st38-22"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl38-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="315" ID="st38-23"/><SP/><String HEIGHT="31" CONTENT="vielen" WIDTH="87" HPOS="258" VPOS="315" ID="st38-24"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="359" VPOS="315" ID="st38-25"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="539" VPOS="315" ID="st38-26"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="569" VPOS="315" ID="st38-27"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="627" VPOS="315" ID="st38-28"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="696" VPOS="315" ID="st38-29"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1010" VPOS="315" ID="st38-30"/><SP/><String HEIGHT="31" CONTENT="durchhielten" WIDTH="176" HPOS="1094" VPOS="315" ID="st38-31"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1270" VPOS="315" ID="st38-32"/><SP/><String HEIGHT="31" CONTENT="befürworte" WIDTH="157" HPOS="1299" VPOS="315" ID="st38-33"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl38-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="196" VPOS="365" ID="st38-34"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="243" VPOS="365" ID="st38-35"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswert" WIDTH="316" HPOS="316" VPOS="365" ID="st38-36"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="632" VPOS="365" ID="st38-37"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="34" HPOS="665" VPOS="365" ID="st38-38"/><SP/><String HEIGHT="31" CONTENT="weist" WIDTH="76" HPOS="716" VPOS="365" ID="st38-39"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="810" VPOS="365" ID="st38-40"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="39" HPOS="922" VPOS="365" ID="st38-41"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="961" VPOS="365" ID="st38-42"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="993" VPOS="365" ID="st38-43"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1081" VPOS="365" ID="st38-44"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="1146" VPOS="365" ID="st38-45"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="365" ID="st38-46"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl38-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="415" ID="st38-47"/><SP/><String HEIGHT="31" CONTENT="stets" WIDTH="71" HPOS="623" VPOS="415" ID="st38-48"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="711" VPOS="415" ID="st38-49"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="764" VPOS="415" ID="st38-50"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="867" VPOS="415" ID="st38-51"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="959" VPOS="415" ID="st38-52"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1145" VPOS="415" ID="st38-53"/><SP/><String HEIGHT="31" CONTENT="Urteile" WIDTH="96" HPOS="1211" VPOS="415" ID="st38-54"/><SP/><String HEIGHT="31" CONTENT="assistiert" WIDTH="131" HPOS="1325" VPOS="415" ID="st38-55"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl38-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="habe" WIDTH="67" HPOS="196" VPOS="465" ID="st38-56"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="263" VPOS="465" ID="st38-57"/><SP/><String HEIGHT="31" CONTENT="Dazu" WIDTH="78" HPOS="289" VPOS="465" ID="st38-58"/><SP/><String HEIGHT="31" CONTENT="gehöre" WIDTH="104" HPOS="377" VPOS="465" ID="st38-59"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="490" VPOS="465" ID="st38-60"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="66" HPOS="598" VPOS="465" ID="st38-61"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="664" VPOS="465" ID="st38-62"/><SP/><String HEIGHT="31" CONTENT="aktiv" WIDTH="69" HPOS="687" VPOS="465" ID="st38-63"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="766" VPOS="465" ID="st38-64"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="822" VPOS="465" ID="st38-65"/><SP/><String HEIGHT="31" CONTENT="ehemals" WIDTH="126" HPOS="876" VPOS="465" ID="st38-66"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1011" VPOS="465" ID="st38-67"/><SP/><String HEIGHT="31" CONTENT="zuzugehen" WIDTH="154" HPOS="1208" VPOS="465" ID="st38-68"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1362" VPOS="465" ID="st38-69"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="1390" VPOS="465" ID="st38-70"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl38-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="196" VPOS="515" ID="st38-71"/><SP/><String HEIGHT="31" CONTENT="bestehe" WIDTH="118" HPOS="294" VPOS="515" ID="st38-72"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="73" HPOS="428" VPOS="515" ID="st38-73"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="517" VPOS="515" ID="st38-74"/><SP/><String HEIGHT="31" CONTENT="Rechtspflicht" WIDTH="185" HPOS="612" VPOS="515" ID="st38-75"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="797" VPOS="515" ID="st38-76"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="828" VPOS="515" ID="st38-77"/><SP/><String HEIGHT="31" CONTENT="zweiten" WIDTH="113" HPOS="911" VPOS="515" ID="st38-78"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="90" HPOS="1040" VPOS="515" ID="st38-79"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="62" HPOS="1146" VPOS="515" ID="st38-80"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="62" HPOS="1224" VPOS="515" ID="st38-81"/><SP/><String HEIGHT="31" CONTENT="erhebliche" WIDTH="154" HPOS="1302" VPOS="515" ID="st38-82"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl38-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ermittlungsarbeit" WIDTH="250" HPOS="196" VPOS="565" ID="st38-83"/><SP/><String HEIGHT="31" CONTENT="bedeuten" WIDTH="131" HPOS="457" VPOS="565" ID="st38-84"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="588" VPOS="565" ID="st38-85"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="615" VPOS="565" ID="st38-86"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="682" VPOS="565" ID="st38-87"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="728" VPOS="565" ID="st38-88"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="797" VPOS="565" ID="st38-89"/><SP/><String HEIGHT="31" CONTENT="Vorgänge" WIDTH="144" HPOS="854" VPOS="565" ID="st38-90"/><SP/><String HEIGHT="31" CONTENT="handele" WIDTH="111" HPOS="1009" VPOS="565" ID="st38-91"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1120" VPOS="565" ID="st38-92"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1147" VPOS="565" ID="st38-93"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="1201" VPOS="565" ID="st38-94"/><SP/><String HEIGHT="31" CONTENT="ins" WIDTH="43" HPOS="1254" VPOS="565" ID="st38-95"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="65" HPOS="1307" VPOS="565" ID="st38-96"/><SP/><String HEIGHT="31" CONTENT="1994" WIDTH="74" HPOS="1382" VPOS="565" ID="st38-97"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl38-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zurückgingen" WIDTH="192" HPOS="196" VPOS="615" ID="st38-98"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="388" VPOS="615" ID="st38-99"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="434" VPOS="615" ID="st38-100"/><SP/><String HEIGHT="31" CONTENT="dritten" WIDTH="93" HPOS="530" VPOS="615" ID="st38-101"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="653" VPOS="615" ID="st38-102"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="725" VPOS="615" ID="st38-103"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="820" VPOS="615" ID="st38-104"/><SP/><String HEIGHT="31" CONTENT="Aktionären" WIDTH="159" HPOS="905" VPOS="615" ID="st38-105"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1094" VPOS="615" ID="st38-106"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1180" VPOS="615" ID="st38-107"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="183" HPOS="1258" VPOS="615" ID="st38-108" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versichertengemeinschaft"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl38-9" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="gemeinschaft" WIDTH="199" HPOS="196" VPOS="665" ID="st38-109" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versichertengemeinschaft"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="422" VPOS="665" ID="st38-110"/><SP/><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="157" HPOS="526" VPOS="665" ID="st38-111"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="683" VPOS="665" ID="st38-112"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="79" HPOS="725" VPOS="665" ID="st38-113"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="87" HPOS="832" VPOS="665" ID="st38-114"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="112" HPOS="947" VPOS="665" ID="st38-115"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1059" VPOS="665" ID="st38-116"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1099" VPOS="665" ID="st38-117"/><SP/><String HEIGHT="31" CONTENT="Gerichtsfälle" WIDTH="185" HPOS="1197" VPOS="665" ID="st38-118"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1410" VPOS="665" ID="st38-119"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl38-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Stimmungsmache" WIDTH="267" HPOS="196" VPOS="715" ID="st38-120"/><SP/><String HEIGHT="31" CONTENT="genutzt" WIDTH="109" HPOS="485" VPOS="715" ID="st38-121"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="102" HPOS="615" VPOS="715" ID="st38-122"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="717" VPOS="715" ID="st38-123"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="755" VPOS="715" ID="st38-124"/><SP/><String HEIGHT="31" CONTENT="manchen" WIDTH="137" HPOS="805" VPOS="715" ID="st38-125"/><SP/><String HEIGHT="31" CONTENT="Fällen" WIDTH="91" HPOS="963" VPOS="715" ID="st38-126"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="92" HPOS="1076" VPOS="715" ID="st38-127"/><SP/><String HEIGHT="31" CONTENT="Versicherte" WIDTH="169" HPOS="1190" VPOS="715" ID="st38-128"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="715" ID="st38-129"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl38-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erhalten" WIDTH="115" HPOS="196" VPOS="765" ID="st38-130"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="311" VPOS="765" ID="st38-131"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="339" VPOS="765" ID="st38-132"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="395" VPOS="765" ID="st38-133"/><SP/><String HEIGHT="31" CONTENT="Bundesgerichtshof" WIDTH="276" HPOS="456" VPOS="765" ID="st38-134"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="746" VPOS="765" ID="st38-135"/><SP/><String HEIGHT="31" CONTENT="seinem" WIDTH="107" HPOS="785" VPOS="765" ID="st38-136"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="905" VPOS="765" ID="st38-137"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="92" HPOS="996" VPOS="765" ID="st38-138"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1088" VPOS="765" ID="st38-139"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1115" VPOS="765" ID="st38-140"/><SP/><String HEIGHT="31" CONTENT="trotzdem" WIDTH="129" HPOS="1184" VPOS="765" ID="st38-141"/><SP/><String HEIGHT="31" CONTENT="dagegen" WIDTH="129" HPOS="1327" VPOS="765" ID="st38-142"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl38-12" WIDTH="117" HEIGHT="31"><String HEIGHT="31" CONTENT="geklagt" WIDTH="102" HPOS="196" VPOS="815" ID="st38-143"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="298" VPOS="815" ID="st38-144"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl38-13" WIDTH="953" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="915" ID="st38-145"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="915" ID="st38-146"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="915" ID="st38-147"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="915" ID="st38-148"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="255" VPOS="915" ID="st38-149"/><SP/><String HEIGHT="31" CONTENT="Finanzrechtliche" WIDTH="243" HPOS="296" VPOS="915" ID="st38-150"/><SP/><String HEIGHT="31" CONTENT="Stellung" WIDTH="121" HPOS="548" VPOS="915" ID="st38-151"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="678" VPOS="915" ID="st38-152"/><SP/><String HEIGHT="31" CONTENT="steuerliche" WIDTH="161" HPOS="743" VPOS="915" ID="st38-153"/><SP/><String HEIGHT="31" CONTENT="Behandlung" WIDTH="178" HPOS="913" VPOS="915" ID="st38-154"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1101" VPOS="915" ID="st38-155"/></TextLine><TextLine HPOS="296" VPOS="965" ID="tl38-14" WIDTH="337" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="296" VPOS="965" ID="st38-156"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl38-15" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="196" VPOS="1065" ID="st38-157"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="187" HPOS="369" VPOS="1065" ID="st38-158"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="556" VPOS="1065" ID="st38-159"/><SP/><String HEIGHT="31" CONTENT="Professor" WIDTH="142" HPOS="607" VPOS="1065" ID="st38-160"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="781" VPOS="1065" ID="st38-161"/><SP/><String HEIGHT="31" CONTENT="Privatrecht" WIDTH="160" HPOS="852" VPOS="1065" ID="st38-162"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1044" VPOS="1065" ID="st38-163"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1113" VPOS="1065" ID="st38-164"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="1193" VPOS="1065" ID="st38-165"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1354" VPOS="1065" ID="st38-166"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1401" VPOS="1065" ID="st38-167"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl38-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sozialwissenschaftlichen" WIDTH="369" HPOS="196" VPOS="1115" ID="st38-168"/><SP/><String HEIGHT="31" CONTENT="Fakultät" WIDTH="113" HPOS="580" VPOS="1115" ID="st38-169"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="693" VPOS="1115" ID="st38-170"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="146" HPOS="723" VPOS="1115" ID="st38-171"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="870" VPOS="1115" ID="st38-172"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="110" HPOS="894" VPOS="1115" ID="st38-173"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="70" HPOS="1019" VPOS="1115" ID="st38-174"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1089" VPOS="1115" ID="st38-175"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="1119" VPOS="1115" ID="st38-176"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl38-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="1165" ID="st38-177"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlagerecht" WIDTH="276" HPOS="276" VPOS="1165" ID="st38-178"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="567" VPOS="1165" ID="st38-179"/><SP/><String HEIGHT="31" CONTENT="unterstellen" WIDTH="168" HPOS="617" VPOS="1165" ID="st38-180"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="785" VPOS="1165" ID="st38-181"/><SP/><String HEIGHT="31" CONTENT="da" WIDTH="38" HPOS="813" VPOS="1165" ID="st38-182"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="865" VPOS="1165" ID="st38-183"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="915" VPOS="1165" ID="st38-184"/><SP/><String HEIGHT="31" CONTENT="dabei" WIDTH="81" HPOS="990" VPOS="1165" ID="st38-185"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1086" VPOS="1165" ID="st38-186"/><SP/><String HEIGHT="31" CONTENT="Wesentlichen" WIDTH="200" HPOS="1136" VPOS="1165" ID="st38-187"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1351" VPOS="1165" ID="st38-188"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1165" ID="st38-189"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl38-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anlageprodukt" WIDTH="215" HPOS="196" VPOS="1215" ID="st38-190"/><SP/><String HEIGHT="31" CONTENT="handele" WIDTH="112" HPOS="425" VPOS="1215" ID="st38-191"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="537" VPOS="1215" ID="st38-192"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="567" VPOS="1215" ID="st38-193"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="631" VPOS="1215" ID="st38-194"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="93" HPOS="725" VPOS="1215" ID="st38-195"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="90" HPOS="832" VPOS="1215" ID="st38-196"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="936" VPOS="1215" ID="st38-197"/><SP/><String HEIGHT="31" CONTENT="Deckungskapital" WIDTH="244" HPOS="1004" VPOS="1215" ID="st38-198"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="1262" VPOS="1215" ID="st38-199"/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="1274" VPOS="1215" ID="st38-200"/><SP/><String HEIGHT="31" CONTENT="Wahrheit" WIDTH="127" HPOS="1313" VPOS="1215" ID="st38-201"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1440" VPOS="1215" ID="st38-202"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl38-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1265" ID="st38-203"/><String HEIGHT="31" CONTENT="&quot;" WIDTH="14" HPOS="255" VPOS="1265" ID="st38-204"/><String HEIGHT="31" CONTENT="Sparanteile" WIDTH="163" HPOS="269" VPOS="1265" ID="st38-205"/><String HEIGHT="31" CONTENT="&quot;" WIDTH="15" HPOS="432" VPOS="1265" ID="st38-206"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="461" VPOS="1265" ID="st38-207"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="118" HPOS="523" VPOS="1265" ID="st38-208"/><String HEIGHT="31" CONTENT=")" WIDTH="17" HPOS="641" VPOS="1265" ID="st38-209"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="672" VPOS="1265" ID="st38-210"/><SP/><String HEIGHT="31" CONTENT="Unternehmensgewinn" WIDTH="324" HPOS="749" VPOS="1265" ID="st38-211"/><SP/><String HEIGHT="31" CONTENT="klar" WIDTH="54" HPOS="1087" VPOS="1265" ID="st38-212"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1155" VPOS="1265" ID="st38-213"/><SP/><String HEIGHT="31" CONTENT="nachvollziehbar" WIDTH="231" HPOS="1225" VPOS="1265" ID="st38-214"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl38-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="getrennt" WIDTH="123" HPOS="196" VPOS="1315" ID="st38-215"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="338" VPOS="1315" ID="st38-216"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="413" VPOS="1315" ID="st38-217"/><SP/><String HEIGHT="31" CONTENT="Deckungskapital" WIDTH="244" HPOS="487" VPOS="1315" ID="st38-218"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="750" VPOS="1315" ID="st38-219"/><SP/><String HEIGHT="31" CONTENT="unantastbares" WIDTH="211" HPOS="813" VPOS="1315" ID="st38-220"/><SP/><String HEIGHT="31" CONTENT="Sondervermögen" WIDTH="256" HPOS="1044" VPOS="1315" ID="st38-221"/><SP/><String HEIGHT="31" CONTENT="verbucht" WIDTH="121" HPOS="1319" VPOS="1315" ID="st38-222"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1315" ID="st38-223"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl38-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Querverrechnungen" WIDTH="289" HPOS="196" VPOS="1365" ID="st38-224"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="485" VPOS="1365" ID="st38-225"/><SP/><String HEIGHT="31" CONTENT="etwa" WIDTH="70" HPOS="524" VPOS="1365" ID="st38-226"/><SP/><String HEIGHT="31" CONTENT="Schmälerungen" WIDTH="234" HPOS="616" VPOS="1365" ID="st38-227"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="872" VPOS="1365" ID="st38-228"/><SP/><String HEIGHT="31" CONTENT="Investments" WIDTH="180" HPOS="948" VPOS="1365" ID="st38-229"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1150" VPOS="1365" ID="st38-230"/><String HEIGHT="31" CONTENT="&quot;" WIDTH="15" HPOS="1220" VPOS="1365" ID="st38-231"/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="206" HPOS="1235" VPOS="1365" ID="st38-232" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsnehmer"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1365" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl38-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nehmer" WIDTH="107" HPOS="196" VPOS="1415" ID="st38-233" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsnehmer"/><String HEIGHT="31" CONTENT="&quot;" WIDTH="18" HPOS="303" VPOS="1415" ID="st38-234"/><SP/><String HEIGHT="31" CONTENT="zugunsten" WIDTH="154" HPOS="332" VPOS="1415" ID="st38-235"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="497" VPOS="1415" ID="st38-236"/><SP/><String HEIGHT="31" CONTENT="Verwaltungsaufwandes" WIDTH="345" HPOS="561" VPOS="1415" ID="st38-237"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="917" VPOS="1415" ID="st38-238"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="193" HPOS="976" VPOS="1415" ID="st38-239"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1169" VPOS="1415" ID="st38-240"/><SP/><String HEIGHT="31" CONTENT="wären" WIDTH="91" HPOS="1198" VPOS="1415" ID="st38-241"/><SP/><String HEIGHT="31" CONTENT="dann" WIDTH="74" HPOS="1300" VPOS="1415" ID="st38-242"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1385" VPOS="1415" ID="st38-243"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl38-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="196" VPOS="1465" ID="st38-244"/><SP/><String HEIGHT="31" CONTENT="möglich" WIDTH="108" HPOS="289" VPOS="1465" ID="st38-245"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="397" VPOS="1465" ID="st38-246"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="430" VPOS="1465" ID="st38-247"/><SP/><String HEIGHT="31" CONTENT="wüsste" WIDTH="103" HPOS="523" VPOS="1465" ID="st38-248"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="643" VPOS="1465" ID="st38-249"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="708" VPOS="1465" ID="st38-250"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="884" VPOS="1465" ID="st38-251"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="918" VPOS="1465" ID="st38-252"/><SP/><String HEIGHT="31" CONTENT="hoch" WIDTH="72" HPOS="985" VPOS="1465" ID="st38-253"/><SP/><String HEIGHT="31" CONTENT="überhaupt" WIDTH="150" HPOS="1074" VPOS="1465" ID="st38-254"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1241" VPOS="1465" ID="st38-255"/><SP/><String HEIGHT="31" CONTENT="Sparanteil" WIDTH="150" HPOS="1306" VPOS="1465" ID="st38-256"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl38-24" WIDTH="1181" HEIGHT="31"><String HEIGHT="31" CONTENT="seines" WIDTH="97" HPOS="196" VPOS="1515" ID="st38-257"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="144" HPOS="302" VPOS="1515" ID="st38-258"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="456" VPOS="1515" ID="st38-259"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="498" VPOS="1515" ID="st38-260"/><SP/><String HEIGHT="31" CONTENT="welcher" WIDTH="115" HPOS="563" VPOS="1515" ID="st38-261"/><SP/><String HEIGHT="31" CONTENT="Anteil" WIDTH="84" HPOS="687" VPOS="1515" ID="st38-262"/><SP/><String HEIGHT="31" CONTENT="somit" WIDTH="80" HPOS="780" VPOS="1515" ID="st38-263"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="869" VPOS="1515" ID="st38-264"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="954" VPOS="1515" ID="st38-265"/><SP/><String HEIGHT="31" CONTENT="Garantieverzinsung" WIDTH="289" HPOS="1008" VPOS="1515" ID="st38-266"/><SP/><String HEIGHT="31" CONTENT="falle" WIDTH="59" HPOS="1306" VPOS="1515" ID="st38-267"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1365" VPOS="1515" ID="st38-268"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl38-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="196" VPOS="1615" ID="st38-269"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="85" HPOS="284" VPOS="1615" ID="st38-270"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="369" VPOS="1615" ID="st38-271"/><SP/><String HEIGHT="31" CONTENT="Vorstand" WIDTH="134" HPOS="393" VPOS="1615" ID="st38-272"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="537" VPOS="1615" ID="st38-273"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="848" VPOS="1615" ID="st38-274"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="14" HPOS="1092" VPOS="1615" ID="st38-275"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1106" VPOS="1615" ID="st38-276"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="1121" VPOS="1615" ID="st38-277"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1136" VPOS="1615" ID="st38-278"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1161" VPOS="1615" ID="st38-279"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="81" HPOS="1196" VPOS="1615" ID="st38-280"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1277" VPOS="1615" ID="st38-281"/><SP/><String HEIGHT="31" CONTENT="unterstützt" WIDTH="155" HPOS="1301" VPOS="1615" ID="st38-282"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl38-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dieses" WIDTH="97" HPOS="196" VPOS="1665" ID="st38-283"/><SP/><String HEIGHT="31" CONTENT="Argument" WIDTH="136" HPOS="303" VPOS="1665" ID="st38-284"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="439" VPOS="1665" ID="st38-285"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="79" HPOS="468" VPOS="1665" ID="st38-286"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="558" VPOS="1665" ID="st38-287"/><SP/><String HEIGHT="31" CONTENT="Kapitallebensversicherung" WIDTH="391" HPOS="613" VPOS="1665" ID="st38-288"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1015" VPOS="1665" ID="st38-289"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1068" VPOS="1665" ID="st38-290"/><SP/><String HEIGHT="31" CONTENT="echte" WIDTH="82" HPOS="1158" VPOS="1665" ID="st38-291"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="190" HPOS="1250" VPOS="1665" ID="st38-292"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1665" ID="st38-293"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl38-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1715" ID="st38-294"/><SP/><String HEIGHT="31" CONTENT="abgeschlossen" WIDTH="222" HPOS="268" VPOS="1715" ID="st38-295"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="517" VPOS="1715" ID="st38-296"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="600" VPOS="1715" ID="st38-297"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="645" VPOS="1715" ID="st38-298"/><SP/><String HEIGHT="31" CONTENT="Risiken" WIDTH="109" HPOS="718" VPOS="1715" ID="st38-299"/><SP/><String HEIGHT="31" CONTENT="abzusichern" WIDTH="172" HPOS="855" VPOS="1715" ID="st38-300"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1027" VPOS="1715" ID="st38-301"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1071" VPOS="1715" ID="st38-302"/><SP/><String HEIGHT="31" CONTENT="diene" WIDTH="81" HPOS="1146" VPOS="1715" ID="st38-303"/><SP/><String HEIGHT="31" CONTENT="vielmehr" WIDTH="126" HPOS="1255" VPOS="1715" ID="st38-304"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1715" ID="st38-305"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl38-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Geldanlage" WIDTH="163" HPOS="196" VPOS="1765" ID="st38-306"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="359" VPOS="1765" ID="st38-307"/><SP/><String HEIGHT="31" CONTENT="Insofern" WIDTH="120" HPOS="405" VPOS="1765" ID="st38-308"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="554" VPOS="1765" ID="st38-309"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="661" VPOS="1765" ID="st38-310"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="754" VPOS="1765" ID="st38-311"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="826" VPOS="1765" ID="st38-312"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="899" VPOS="1765" ID="st38-313"/><SP/><String HEIGHT="31" CONTENT="Anlageformen" WIDTH="200" HPOS="1050" VPOS="1765" ID="st38-314"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1250" VPOS="1765" ID="st38-315"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1296" VPOS="1765" ID="st38-316"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1310" VPOS="1765" ID="st38-317"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1324" VPOS="1765" ID="st38-318"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1338" VPOS="1765" ID="st38-319"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="1765" ID="st38-320"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl38-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="langfristigen" WIDTH="180" HPOS="196" VPOS="1815" ID="st38-321"/><SP/><String HEIGHT="31" CONTENT="Anlage" WIDTH="104" HPOS="390" VPOS="1815" ID="st38-322"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="508" VPOS="1815" ID="st38-323"/><SP/><String HEIGHT="31" CONTENT="Kapitalmarkt" WIDTH="179" HPOS="568" VPOS="1815" ID="st38-324"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="747" VPOS="1815" ID="st38-325"/><SP/><String HEIGHT="31" CONTENT="vergleichen" WIDTH="171" HPOS="776" VPOS="1815" ID="st38-326"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="961" VPOS="1815" ID="st38-327"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1062" VPOS="1815" ID="st38-328"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1093" VPOS="1815" ID="st38-329"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="1155" VPOS="1815" ID="st38-330"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="1267" VPOS="1815" ID="st38-331"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1340" VPOS="1815" ID="st38-332"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1815" ID="st38-333"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl38-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="steuerliche" WIDTH="161" HPOS="196" VPOS="1865" ID="st38-334"/><SP/><String HEIGHT="31" CONTENT="Gleichbehandlung" WIDTH="269" HPOS="407" VPOS="1865" ID="st38-335"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="726" VPOS="1865" ID="st38-336"/><SP/><String HEIGHT="31" CONTENT="Altervorsorgeformen" WIDTH="302" HPOS="838" VPOS="1865" ID="st38-337"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1190" VPOS="1865" ID="st38-338"/><SP/><String HEIGHT="31" CONTENT="Bezug" WIDTH="94" HPOS="1266" VPOS="1865" ID="st38-339"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1865" ID="st38-340"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl38-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorbesteuerung" WIDTH="230" HPOS="196" VPOS="1915" ID="st38-341"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="426" VPOS="1915" ID="st38-342"/><SP/><String HEIGHT="31" CONTENT="Sozialabgaben" WIDTH="221" HPOS="512" VPOS="1915" ID="st38-343"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="802" VPOS="1915" ID="st38-344"/><SP/><String HEIGHT="31" CONTENT="Pfändungsgrenzen" WIDTH="279" HPOS="928" VPOS="1915" ID="st38-345"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="1277" VPOS="1915" ID="st38-346"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1324" VPOS="1915" ID="st38-347"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1410" VPOS="1915" ID="st38-348"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl38-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wettbewerbsneutralität" WIDTH="341" HPOS="196" VPOS="1965" ID="st38-349"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="549" VPOS="1965" ID="st38-350"/><SP/><String HEIGHT="31" CONTENT="garantieren" WIDTH="163" HPOS="596" VPOS="1965" ID="st38-351"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="759" VPOS="1965" ID="st38-352"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="786" VPOS="1965" ID="st38-353"/><SP/><String HEIGHT="31" CONTENT="Förderung" WIDTH="154" HPOS="848" VPOS="1965" ID="st38-354"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1014" VPOS="1965" ID="st38-355"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1104" VPOS="1965" ID="st38-356"/><SP/><String HEIGHT="31" CONTENT="konsequent" WIDTH="172" HPOS="1175" VPOS="1965" ID="st38-357"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1359" VPOS="1965" ID="st38-358"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1965" ID="st38-359"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl38-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eignung" WIDTH="123" HPOS="196" VPOS="2015" ID="st38-360"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="335" VPOS="2015" ID="st38-361"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="401" VPOS="2015" ID="st38-362"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="551" VPOS="2015" ID="st38-363"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="607" VPOS="2015" ID="st38-364"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="668" VPOS="2015" ID="st38-365"/><SP/><String HEIGHT="31" CONTENT="orientieren" WIDTH="158" HPOS="899" VPOS="2015" ID="st38-366"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1074" VPOS="2015" ID="st38-367"/><SP/><String HEIGHT="31" CONTENT="unabhängig" WIDTH="174" HPOS="1146" VPOS="2015" ID="st38-368"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1337" VPOS="2015" ID="st38-369"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="2015" ID="st38-370"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl38-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="30" WIDTH="37" HPOS="196" VPOS="2207" ID="st38-371"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="39" ID="p592553" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592553" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592553" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl39-0" WIDTH="1178" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorsorgeform" WIDTH="194" HPOS="196" VPOS="215" ID="st39-0"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="390" VPOS="215" ID="st39-1"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="427" VPOS="215" ID="st39-2"/><SP/><String HEIGHT="31" CONTENT="Durchführungsweg" WIDTH="279" HPOS="511" VPOS="215" ID="st39-3"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="809" VPOS="215" ID="st39-4"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="884" VPOS="215" ID="st39-5"/><SP/><String HEIGHT="31" CONTENT="Beschäftigungsstatus" WIDTH="317" HPOS="968" VPOS="215" ID="st39-6"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1304" VPOS="215" ID="st39-7"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1360" VPOS="215" ID="st39-8"/></TextLine><TextLine HPOS="1375" VPOS="208" ID="tl39-1" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="5" WIDTH="12" HPOS="1375" VPOS="208" ID="st39-9"/></TextLine><TextLine HPOS="1406" VPOS="215" ID="tl39-2" WIDTH="50" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="215" ID="st39-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl39-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bisherige" WIDTH="135" HPOS="196" VPOS="265" ID="st39-11"/><SP/><String HEIGHT="31" CONTENT="unterschiedliche" WIDTH="240" HPOS="343" VPOS="265" ID="st39-12"/><SP/><String HEIGHT="31" CONTENT="Behandlung" WIDTH="178" HPOS="594" VPOS="265" ID="st39-13"/><SP/><String HEIGHT="31" CONTENT="führe" WIDTH="77" HPOS="783" VPOS="265" ID="st39-14"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="871" VPOS="265" ID="st39-15"/><SP/><String HEIGHT="31" CONTENT="Wettbewerbsverzerrungen" WIDTH="391" HPOS="917" VPOS="265" ID="st39-16"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1319" VPOS="265" ID="st39-17"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl39-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="315" ID="st39-18"/><SP/><String HEIGHT="31" CONTENT="verschiedenen" WIDTH="217" HPOS="289" VPOS="315" ID="st39-19"/><SP/><String HEIGHT="31" CONTENT="Produkten" WIDTH="152" HPOS="544" VPOS="315" ID="st39-20"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="733" VPOS="315" ID="st39-21"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="826" VPOS="315" ID="st39-22"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="899" VPOS="315" ID="st39-23"/><SP/><String HEIGHT="31" CONTENT="massiven" WIDTH="141" HPOS="1011" VPOS="315" ID="st39-24"/><SP/><String HEIGHT="31" CONTENT="Komplexität" WIDTH="174" HPOS="1189" VPOS="315" ID="st39-25"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="315" ID="st39-26"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl39-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verkomplizierung" WIDTH="258" HPOS="196" VPOS="365" ID="st39-27"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="480" VPOS="365" ID="st39-28"/><SP/><String HEIGHT="31" CONTENT="Vorsorgeentscheidung" WIDTH="326" HPOS="555" VPOS="365" ID="st39-29"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="881" VPOS="365" ID="st39-30"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="925" VPOS="365" ID="st39-31"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1005" VPOS="365" ID="st39-32"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1358" VPOS="365" ID="st39-33"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl39-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="196" VPOS="415" ID="st39-34"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="327" VPOS="415" ID="st39-35"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="438" VPOS="415" ID="st39-36"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="527" VPOS="415" ID="st39-37"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="634" VPOS="415" ID="st39-38"/><SP/><String HEIGHT="31" CONTENT="spezifischen" WIDTH="184" HPOS="718" VPOS="415" ID="st39-39"/><SP/><String HEIGHT="31" CONTENT="Aspekte" WIDTH="113" HPOS="942" VPOS="415" ID="st39-40"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1055" VPOS="415" ID="st39-41"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1113" VPOS="415" ID="st39-42"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1198" VPOS="415" ID="st39-43"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="1297" VPOS="415" ID="st39-44"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="415" ID="st39-45"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl39-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertrag" WIDTH="317" HPOS="196" VPOS="465" ID="st39-46"/><SP/><String HEIGHT="31" CONTENT="ergeben" WIDTH="114" HPOS="526" VPOS="465" ID="st39-47"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="640" VPOS="465" ID="st39-48"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="670" VPOS="465" ID="st39-49"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="796" VPOS="465" ID="st39-50"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="898" VPOS="465" ID="st39-51"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="928" VPOS="465" ID="st39-52"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1062" VPOS="465" ID="st39-53"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1147" VPOS="465" ID="st39-54"/><SP/><String HEIGHT="31" CONTENT="steuerliche" WIDTH="161" HPOS="1227" VPOS="465" ID="st39-55"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="465" ID="st39-56"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl39-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sozialversicherungsspezifische" WIDTH="458" HPOS="196" VPOS="515" ID="st39-57"/><SP/><String HEIGHT="31" CONTENT="Aspekte" WIDTH="113" HPOS="672" VPOS="515" ID="st39-58"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="785" VPOS="515" ID="st39-59"/><SP/><String HEIGHT="31" CONTENT="Darüber" WIDTH="120" HPOS="820" VPOS="515" ID="st39-60"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="98" HPOS="959" VPOS="515" ID="st39-61"/><SP/><String HEIGHT="31" CONTENT="bedingten" WIDTH="147" HPOS="1075" VPOS="515" ID="st39-62"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1240" VPOS="515" ID="st39-63"/><SP/><String HEIGHT="31" CONTENT="bisherigen" WIDTH="153" HPOS="1303" VPOS="515" ID="st39-64"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl39-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="196" VPOS="565" ID="st39-65"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="397" VPOS="565" ID="st39-66"/><SP/><String HEIGHT="31" CONTENT="faktischen" WIDTH="150" HPOS="500" VPOS="565" ID="st39-67"/><SP/><String HEIGHT="31" CONTENT="Ausschluss" WIDTH="168" HPOS="672" VPOS="565" ID="st39-68"/><SP/><String HEIGHT="31" CONTENT="bestimmter" WIDTH="165" HPOS="862" VPOS="565" ID="st39-69"/><SP/><String HEIGHT="31" CONTENT="Bevölkerungsteile" WIDTH="263" HPOS="1048" VPOS="565" ID="st39-70"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1333" VPOS="565" ID="st39-71"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="565" ID="st39-72"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl39-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Förderung" WIDTH="146" HPOS="196" VPOS="615" ID="st39-73"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="342" VPOS="615" ID="st39-74"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="371" VPOS="615" ID="st39-75"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="424" VPOS="615" ID="st39-76"/><SP/><String HEIGHT="31" CONTENT="Selbstständige" WIDTH="212" HPOS="515" VPOS="615" ID="st39-77"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="727" VPOS="615" ID="st39-78"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="755" VPOS="615" ID="st39-79"/><SP/><String HEIGHT="31" CONTENT="weder" WIDTH="90" HPOS="812" VPOS="615" ID="st39-80"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="914" VPOS="615" ID="st39-81"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="980" VPOS="615" ID="st39-82"/><SP/><String HEIGHT="31" CONTENT="Riester" WIDTH="106" HPOS="1040" VPOS="615" ID="st39-83"/><SP/><String HEIGHT="31" CONTENT="Rente" WIDTH="89" HPOS="1157" VPOS="615" ID="st39-84"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="1258" VPOS="615" ID="st39-85"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1343" VPOS="615" ID="st39-86"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="615" ID="st39-87"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl39-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Entgeltumwandlung" WIDTH="293" HPOS="196" VPOS="665" ID="st39-88"/><SP/><String HEIGHT="31" CONTENT="profitieren" WIDTH="148" HPOS="509" VPOS="665" ID="st39-89"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="678" VPOS="665" ID="st39-90"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="779" VPOS="665" ID="st39-91"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="817" VPOS="665" ID="st39-92"/><SP/><String HEIGHT="31" CONTENT="deutlichsten" WIDTH="177" HPOS="884" VPOS="665" ID="st39-93"/><SP/><String HEIGHT="31" CONTENT="ausgegrenzt" WIDTH="176" HPOS="1082" VPOS="665" ID="st39-94"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1258" VPOS="665" ID="st39-95"/><SP/><String HEIGHT="31" CONTENT="Schließlich" WIDTH="161" HPOS="1295" VPOS="665" ID="st39-96"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl39-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="führten" WIDTH="104" HPOS="196" VPOS="715" ID="st39-97"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="312" VPOS="715" ID="st39-98"/><SP/><String HEIGHT="31" CONTENT="unterschiedlichen" WIDTH="259" HPOS="369" VPOS="715" ID="st39-99"/><SP/><String HEIGHT="31" CONTENT="Rahmenbedingungen" WIDTH="319" HPOS="640" VPOS="715" ID="st39-100"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="65" HPOS="971" VPOS="715" ID="st39-101"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1036" VPOS="715" ID="st39-102"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1065" VPOS="715" ID="st39-103"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1147" VPOS="715" ID="st39-104"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1342" VPOS="715" ID="st39-105"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="715" ID="st39-106"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl39-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedarfsgerechtheit" WIDTH="280" HPOS="196" VPOS="765" ID="st39-107"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="486" VPOS="765" ID="st39-108"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="544" VPOS="765" ID="st39-109"/><SP/><String HEIGHT="31" CONTENT="Auswahl" WIDTH="125" HPOS="601" VPOS="765" ID="st39-110"/><SP/><String HEIGHT="31" CONTENT="stehenden" WIDTH="156" HPOS="736" VPOS="765" ID="st39-111"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="902" VPOS="765" ID="st39-112"/><SP/><String HEIGHT="31" CONTENT="abgelenkt" WIDTH="145" HPOS="1045" VPOS="765" ID="st39-113"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1200" VPOS="765" ID="st39-114"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1301" VPOS="765" ID="st39-115"/><SP/><String HEIGHT="31" CONTENT="Wichtige" WIDTH="128" HPOS="1328" VPOS="765" ID="st39-116"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl39-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aspekte" WIDTH="121" HPOS="196" VPOS="815" ID="st39-117"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="341" VPOS="815" ID="st39-118"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="415" VPOS="815" ID="st39-119"/><SP/><String HEIGHT="31" CONTENT="Verfügbarkeit" WIDTH="198" HPOS="484" VPOS="815" ID="st39-120"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="707" VPOS="815" ID="st39-121"/><SP/><String HEIGHT="31" CONTENT="Flexibilität" WIDTH="148" HPOS="798" VPOS="815" ID="st39-122"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="970" VPOS="815" ID="st39-123"/><SP/><String HEIGHT="31" CONTENT="Kapitals" WIDTH="113" HPOS="1048" VPOS="815" ID="st39-124"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1161" VPOS="815" ID="st39-125"/><SP/><String HEIGHT="31" CONTENT="Sicherheits" WIDTH="160" HPOS="1201" VPOS="815" ID="st39-126"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1361" VPOS="815" ID="st39-127"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="815" ID="st39-128"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl39-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rentabilitätsansprüche" WIDTH="340" HPOS="196" VPOS="865" ID="st39-129"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="568" VPOS="865" ID="st39-130"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="638" VPOS="865" ID="st39-131"/><SP/><String HEIGHT="31" CONTENT="jeweilige" WIDTH="127" HPOS="716" VPOS="865" ID="st39-132"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlage" WIDTH="202" HPOS="876" VPOS="865" ID="st39-133"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1111" VPOS="865" ID="st39-134"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1211" VPOS="865" ID="st39-135"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="87" HPOS="1288" VPOS="865" ID="st39-136"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st39-137"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl39-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Notwendigkeit" WIDTH="210" HPOS="196" VPOS="915" ID="st39-138"/><SP/><String HEIGHT="31" CONTENT="träten" WIDTH="85" HPOS="415" VPOS="915" ID="st39-139"/><SP/><String HEIGHT="31" CONTENT="deshalb" WIDTH="116" HPOS="510" VPOS="915" ID="st39-140"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="636" VPOS="915" ID="st39-141"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="671" VPOS="915" ID="st39-142"/><SP/><String HEIGHT="31" CONTENT="Hintergrund" WIDTH="168" HPOS="736" VPOS="915" ID="st39-143"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="904" VPOS="915" ID="st39-144"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="929" VPOS="915" ID="st39-145"/><SP/><String HEIGHT="31" CONTENT="viele" WIDTH="68" HPOS="989" VPOS="915" ID="st39-146"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1067" VPOS="915" ID="st39-147"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1259" VPOS="915" ID="st39-148"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1312" VPOS="915" ID="st39-149"/><SP/><String HEIGHT="31" CONTENT="starke" WIDTH="91" HPOS="1365" VPOS="915" ID="st39-150"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl39-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="steuerliche" WIDTH="161" HPOS="196" VPOS="965" ID="st39-151"/><SP/><String HEIGHT="31" CONTENT="Förderung" WIDTH="154" HPOS="371" VPOS="965" ID="st39-152"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="538" VPOS="965" ID="st39-153"/><SP/><String HEIGHT="31" CONTENT="Anreiz" WIDTH="89" HPOS="596" VPOS="965" ID="st39-154"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="685" VPOS="965" ID="st39-155"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="714" VPOS="965" ID="st39-156"/><SP/><String HEIGHT="31" CONTENT="merkten" WIDTH="120" HPOS="770" VPOS="965" ID="st39-157"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="904" VPOS="965" ID="st39-158"/><SP/><String HEIGHT="31" CONTENT="später" WIDTH="87" HPOS="1015" VPOS="965" ID="st39-159"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1102" VPOS="965" ID="st39-160"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1131" VPOS="965" ID="st39-161"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1215" VPOS="965" ID="st39-162"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1271" VPOS="965" ID="st39-163"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="127" HPOS="1329" VPOS="965" ID="st39-164"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl39-18" WIDTH="391" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1015" ID="st39-165"/><SP/><String HEIGHT="31" CONTENT="durchhalten" WIDTH="174" HPOS="276" VPOS="1015" ID="st39-166"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="112" HPOS="459" VPOS="1015" ID="st39-167"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="571" VPOS="1015" ID="st39-168"/></TextLine><TextLine HPOS="587" VPOS="1008" ID="tl39-19" WIDTH="13" HEIGHT="20"><String HEIGHT="20" CONTENT="6" WIDTH="13" HPOS="587" VPOS="1008" ID="st39-169"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl39-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="196" VPOS="1115" ID="st39-170"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="304" VPOS="1115" ID="st39-171"/><SP/><String HEIGHT="31" CONTENT="weist" WIDTH="76" HPOS="462" VPOS="1115" ID="st39-172"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="552" VPOS="1115" ID="st39-173"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="703" VPOS="1115" ID="st39-174"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="39" HPOS="811" VPOS="1115" ID="st39-175"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="850" VPOS="1115" ID="st39-176"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="878" VPOS="1115" ID="st39-177"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="962" VPOS="1115" ID="st39-178"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1020" VPOS="1115" ID="st39-179"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1333" VPOS="1115" ID="st39-180"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="1391" VPOS="1115" ID="st39-181"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl39-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="beliebtes" WIDTH="134" HPOS="196" VPOS="1165" ID="st39-182"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="339" VPOS="1165" ID="st39-183"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="464" VPOS="1165" ID="st39-184"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="503" VPOS="1165" ID="st39-185"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="525" VPOS="1165" ID="st39-186"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="589" VPOS="1165" ID="st39-187"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="669" VPOS="1165" ID="st39-188"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="724" VPOS="1165" ID="st39-189"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="814" VPOS="1165" ID="st39-190"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="916" VPOS="1165" ID="st39-191"/><SP/><String HEIGHT="31" CONTENT="unattraktiv" WIDTH="153" HPOS="961" VPOS="1165" ID="st39-192"/><SP/><String HEIGHT="31" CONTENT="gestaltet" WIDTH="126" HPOS="1124" VPOS="1165" ID="st39-193"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1259" VPOS="1165" ID="st39-194"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="65" HPOS="1378" VPOS="1165" ID="st39-195"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1443" VPOS="1165" ID="st39-196"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl39-22" WIDTH="908" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="1215" ID="st39-197"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="259" VPOS="1215" ID="st39-198"/><SP/><String HEIGHT="31" CONTENT="faktisch" WIDTH="113" HPOS="304" VPOS="1215" ID="st39-199"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="426" VPOS="1215" ID="st39-200"/><SP/><String HEIGHT="31" CONTENT="Vorsorgeform" WIDTH="202" HPOS="478" VPOS="1215" ID="st39-201"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="689" VPOS="1215" ID="st39-202"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="769" VPOS="1215" ID="st39-203"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="854" VPOS="1215" ID="st39-204"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="87" HPOS="889" VPOS="1215" ID="st39-205"/><SP/><String HEIGHT="31" CONTENT="komme" WIDTH="98" HPOS="986" VPOS="1215" ID="st39-206"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="1084" VPOS="1215" ID="st39-207"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl39-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="196" VPOS="1315" ID="st39-208"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="394" VPOS="1315" ID="st39-209"/><SP/><String HEIGHT="31" CONTENT="Japan" WIDTH="90" HPOS="462" VPOS="1315" ID="st39-210"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="565" VPOS="1315" ID="st39-211"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="657" VPOS="1315" ID="st39-212"/><SP/><String HEIGHT="31" CONTENT="einzigen" WIDTH="125" HPOS="713" VPOS="1315" ID="st39-213"/><SP/><String HEIGHT="31" CONTENT="Länder" WIDTH="96" HPOS="850" VPOS="1315" ID="st39-214"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="946" VPOS="1315" ID="st39-215"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="976" VPOS="1315" ID="st39-216"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="1014" VPOS="1315" ID="st39-217"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="1119" VPOS="1315" ID="st39-218"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl39-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="1365" ID="st39-219"/><SP/><String HEIGHT="31" CONTENT="dominierende" WIDTH="202" HPOS="260" VPOS="1365" ID="st39-220"/><SP/><String HEIGHT="31" CONTENT="Element" WIDTH="122" HPOS="473" VPOS="1365" ID="st39-221"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="605" VPOS="1365" ID="st39-222"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="664" VPOS="1365" ID="st39-223"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="793" VPOS="1365" ID="st39-224"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1018" VPOS="1365" ID="st39-225"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1074" VPOS="1365" ID="st39-226"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1099" VPOS="1365" ID="st39-227"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1202" VPOS="1365" ID="st39-228"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="1323" VPOS="1365" ID="st39-229"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1447" VPOS="1365" ID="st39-230"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl39-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sei" WIDTH="48" HPOS="196" VPOS="1415" ID="st39-231"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="260" VPOS="1415" ID="st39-232"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="312" VPOS="1415" ID="st39-233"/><SP/><String HEIGHT="31" CONTENT="paternalistisch" WIDTH="208" HPOS="398" VPOS="1415" ID="st39-234"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="606" VPOS="1415" ID="st39-235"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="636" VPOS="1415" ID="st39-236"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="723" VPOS="1415" ID="st39-237"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="787" VPOS="1415" ID="st39-238"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="899" VPOS="1415" ID="st39-239"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="978" VPOS="1415" ID="st39-240"/><SP/><String HEIGHT="31" CONTENT="abschließe" WIDTH="155" HPOS="1190" VPOS="1415" ID="st39-241"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1345" VPOS="1415" ID="st39-242"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1377" VPOS="1415" ID="st39-243"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl39-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="196" VPOS="1465" ID="st39-244"/><SP/><String HEIGHT="31" CONTENT="zahle" WIDTH="80" HPOS="334" VPOS="1465" ID="st39-245"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="427" VPOS="1465" ID="st39-246"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="496" VPOS="1465" ID="st39-247"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="540" VPOS="1465" ID="st39-248"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="612" VPOS="1465" ID="st39-249"/><SP/><String HEIGHT="31" CONTENT="alles" WIDTH="68" HPOS="665" VPOS="1465" ID="st39-250"/><SP/><String HEIGHT="31" CONTENT="weitere" WIDTH="102" HPOS="747" VPOS="1465" ID="st39-251"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="849" VPOS="1465" ID="st39-252"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="877" VPOS="1465" ID="st39-253"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="941" VPOS="1465" ID="st39-254"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="955" VPOS="1465" ID="st39-255"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="969" VPOS="1465" ID="st39-256"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="983" VPOS="1465" ID="st39-257"/><SP/><String HEIGHT="31" CONTENT="stille" WIDTH="66" HPOS="1012" VPOS="1465" ID="st39-258"/><SP/><String HEIGHT="31" CONTENT="Reserven" WIDTH="143" HPOS="1092" VPOS="1465" ID="st39-259"/><SP/><String HEIGHT="31" CONTENT="aufbauen" WIDTH="139" HPOS="1248" VPOS="1465" ID="st39-260"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1400" VPOS="1465" ID="st39-261"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl39-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbuchen" WIDTH="148" HPOS="196" VPOS="1515" ID="st39-262"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="344" VPOS="1515" ID="st39-263"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="388" VPOS="1515" ID="st39-264"/><SP/><String HEIGHT="31" CONTENT="interessieren" WIDTH="191" HPOS="485" VPOS="1515" ID="st39-265"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="65" HPOS="703" VPOS="1515" ID="st39-266"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="768" VPOS="1515" ID="st39-267"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="808" VPOS="1515" ID="st39-268"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="955" VPOS="1515" ID="st39-269"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="1026" VPOS="1515" ID="st39-270"/><SP/><String HEIGHT="31" CONTENT="alles" WIDTH="68" HPOS="1250" VPOS="1515" ID="st39-271"/><SP/><String HEIGHT="31" CONTENT="regele" WIDTH="95" HPOS="1345" VPOS="1515" ID="st39-272"/><String HEIGHT="31" CONTENT="?" WIDTH="16" HPOS="1440" VPOS="1515" ID="st39-273"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl39-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eigentlich" WIDTH="145" HPOS="196" VPOS="1565" ID="st39-274"/><SP/><String HEIGHT="31" CONTENT="sorgten" WIDTH="111" HPOS="355" VPOS="1565" ID="st39-275"/><SP/><String HEIGHT="31" CONTENT="Menschen" WIDTH="154" HPOS="481" VPOS="1565" ID="st39-276"/><SP/><String HEIGHT="31" CONTENT="ja" WIDTH="26" HPOS="649" VPOS="1565" ID="st39-277"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="690" VPOS="1565" ID="st39-278"/><SP/><String HEIGHT="31" CONTENT="wirklich" WIDTH="109" HPOS="775" VPOS="1565" ID="st39-279"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="898" VPOS="1565" ID="st39-280"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="952" VPOS="1565" ID="st39-281"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="1026" VPOS="1565" ID="st39-282"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1067" VPOS="1565" ID="st39-283"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="1096" VPOS="1565" ID="st39-284"/><SP/><String HEIGHT="31" CONTENT="überließen" WIDTH="158" HPOS="1230" VPOS="1565" ID="st39-285"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1565" ID="st39-286"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl39-29" WIDTH="132" HEIGHT="31"><String HEIGHT="31" CONTENT="anderen" WIDTH="115" HPOS="196" VPOS="1615" ID="st39-287"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="311" VPOS="1615" ID="st39-288"/></TextLine><TextLine HPOS="196" VPOS="1848" ID="tl39-30" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="5" WIDTH="10" HPOS="196" VPOS="1848" ID="st39-289"/></TextLine><TextLine HPOS="219" VPOS="1855" ID="tl39-31" WIDTH="1238" HEIGHT="25"><String HEIGHT="25" CONTENT="Detaillierte" WIDTH="131" HPOS="219" VPOS="1855" ID="st39-290"/><SP/><String HEIGHT="25" CONTENT="Vorschläge" WIDTH="139" HPOS="362" VPOS="1855" ID="st39-291"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="513" VPOS="1855" ID="st39-292"/><SP/><String HEIGHT="25" CONTENT="Verbraucherzentrale" WIDTH="252" HPOS="565" VPOS="1855" ID="st39-293"/><SP/><String HEIGHT="25" CONTENT="Bundesverband" WIDTH="195" HPOS="829" VPOS="1855" ID="st39-294"/><SP/><String HEIGHT="25" CONTENT="für" WIDTH="32" HPOS="1036" VPOS="1855" ID="st39-295"/><SP/><String HEIGHT="25" CONTENT="eine" WIDTH="53" HPOS="1080" VPOS="1855" ID="st39-296"/><SP/><String HEIGHT="25" CONTENT="wettbewerbsneutrale" WIDTH="256" HPOS="1145" VPOS="1855" ID="st39-297"/><SP/><String HEIGHT="25" CONTENT="Be" WIDTH="30" HPOS="1413" VPOS="1855" ID="st39-298" SUBS_TYPE="HypPart1" SUBS_CONTENT="Behandlung"/><HYP CONTENT="-" WIDTH="14" HPOS="1443" VPOS="1855" HEIGHT="25"/></TextLine><TextLine HPOS="216" VPOS="1905" ID="tl39-32" WIDTH="1240" HEIGHT="25"><String HEIGHT="25" CONTENT="handlung" WIDTH="114" HPOS="216" VPOS="1905" ID="st39-299" SUBS_TYPE="HypPart2" SUBS_CONTENT="Behandlung"/><SP/><String HEIGHT="25" CONTENT="von" WIDTH="44" HPOS="353" VPOS="1905" ID="st39-300"/><SP/><String HEIGHT="25" CONTENT="Altersvorsorgeprodukten" WIDTH="303" HPOS="419" VPOS="1905" ID="st39-301"/><SP/><String HEIGHT="25" CONTENT="stehen" WIDTH="84" HPOS="744" VPOS="1905" ID="st39-302"/><SP/><String HEIGHT="25" CONTENT="auf" WIDTH="38" HPOS="850" VPOS="1905" ID="st39-303"/><SP/><String HEIGHT="25" CONTENT="seiner" WIDTH="75" HPOS="911" VPOS="1905" ID="st39-304"/><SP/><String HEIGHT="25" CONTENT="Homepage" WIDTH="136" HPOS="1008" VPOS="1905" ID="st39-305"/><SP/><String HEIGHT="25" CONTENT="zum" WIDTH="53" HPOS="1166" VPOS="1905" ID="st39-306"/><SP/><String HEIGHT="25" CONTENT="Downloaden" WIDTH="154" HPOS="1241" VPOS="1905" ID="st39-307"/><SP/><String HEIGHT="25" CONTENT="zur" WIDTH="39" HPOS="1417" VPOS="1905" ID="st39-308"/></TextLine><TextLine HPOS="216" VPOS="1955" ID="tl39-33" WIDTH="1166" HEIGHT="25"><String HEIGHT="25" CONTENT="Verfügung" WIDTH="122" HPOS="216" VPOS="1955" ID="st39-309"/><String HEIGHT="25" CONTENT=":" WIDTH="14" HPOS="338" VPOS="1955" ID="st39-310"/><SP/><String HEIGHT="25" CONTENT="http" WIDTH="54" HPOS="360" VPOS="1955" ID="st39-311"/><String HEIGHT="25" CONTENT=":" WIDTH="14" HPOS="414" VPOS="1955" ID="st39-312"/><String HEIGHT="25" CONTENT="//www" WIDTH="68" HPOS="428" VPOS="1955" ID="st39-313"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="496" VPOS="1955" ID="st39-314"/><String HEIGHT="25" CONTENT="vzbv" WIDTH="55" HPOS="509" VPOS="1955" ID="st39-315"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="564" VPOS="1955" ID="st39-316"/><String HEIGHT="25" CONTENT="de/mediapics/vorschlaege" WIDTH="327" HPOS="578" VPOS="1955" ID="st39-317"/><String HEIGHT="25" CONTENT="_" WIDTH="13" HPOS="905" VPOS="1955" ID="st39-318"/><String HEIGHT="25" CONTENT="behandlung" WIDTH="136" HPOS="918" VPOS="1955" ID="st39-319"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="1054" VPOS="1955" ID="st39-320"/><String HEIGHT="25" CONTENT="av" WIDTH="27" HPOS="1068" VPOS="1955" ID="st39-321"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="1095" VPOS="1955" ID="st39-322"/><String HEIGHT="25" CONTENT="produkte" WIDTH="109" HPOS="1109" VPOS="1955" ID="st39-323"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="1218" VPOS="1955" ID="st39-324"/><String HEIGHT="25" CONTENT="05" WIDTH="27" HPOS="1232" VPOS="1955" ID="st39-325"/><String HEIGHT="25" CONTENT="_" WIDTH="13" HPOS="1259" VPOS="1955" ID="st39-326"/><String HEIGHT="25" CONTENT="2006" WIDTH="55" HPOS="1272" VPOS="1955" ID="st39-327"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="1327" VPOS="1955" ID="st39-328"/><String HEIGHT="25" CONTENT="pdf" WIDTH="41" HPOS="1341" VPOS="1955" ID="st39-329"/></TextLine><TextLine HPOS="196" VPOS="1998" ID="tl39-34" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="6" WIDTH="10" HPOS="196" VPOS="1998" ID="st39-330"/></TextLine><TextLine HPOS="215" VPOS="2005" ID="tl39-35" WIDTH="1242" HEIGHT="25"><String HEIGHT="25" CONTENT="Ausführliche" WIDTH="153" HPOS="215" VPOS="2005" ID="st39-331"/><SP/><String HEIGHT="25" CONTENT="Informationen" WIDTH="170" HPOS="377" VPOS="2005" ID="st39-332"/><SP/><String HEIGHT="25" CONTENT="zu" WIDTH="30" HPOS="556" VPOS="2005" ID="st39-333"/><SP/><String HEIGHT="25" CONTENT="diesem" WIDTH="90" HPOS="595" VPOS="2005" ID="st39-334"/><SP/><String HEIGHT="25" CONTENT="Thema" WIDTH="87" HPOS="693" VPOS="2005" ID="st39-335"/><SP/><String HEIGHT="25" CONTENT="sind" WIDTH="51" HPOS="798" VPOS="2005" ID="st39-336"/><SP/><String HEIGHT="25" CONTENT="in" WIDTH="22" HPOS="858" VPOS="2005" ID="st39-337"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="889" VPOS="2005" ID="st39-338"/><SP/><String HEIGHT="25" CONTENT="Tagungsdokumentation" WIDTH="290" HPOS="938" VPOS="2005" ID="st39-339"/><SP/><String HEIGHT="25" CONTENT="zur" WIDTH="39" HPOS="1237" VPOS="2005" ID="st39-340"/><SP/><String HEIGHT="25" CONTENT="Veranstaltung" WIDTH="172" HPOS="1285" VPOS="2005" ID="st39-341"/></TextLine><TextLine HPOS="216" VPOS="2055" ID="tl39-36" WIDTH="1240" HEIGHT="25"><String HEIGHT="25" CONTENT="&quot;" WIDTH="13" HPOS="216" VPOS="2055" ID="st39-342"/><String HEIGHT="25" CONTENT="Verbrauchergerechte" WIDTH="258" HPOS="229" VPOS="2055" ID="st39-343"/><SP/><String HEIGHT="25" CONTENT="Reform" WIDTH="91" HPOS="501" VPOS="2055" ID="st39-344"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="606" VPOS="2055" ID="st39-345"/><SP/><String HEIGHT="25" CONTENT="Versicherungsrechts" WIDTH="249" HPOS="665" VPOS="2055" ID="st39-346"/><String HEIGHT="25" CONTENT="&quot;" WIDTH="14" HPOS="914" VPOS="2055" ID="st39-347"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="942" VPOS="2055" ID="st39-348"/><SP/><String HEIGHT="25" CONTENT="Verbraucherzentrale" WIDTH="252" HPOS="996" VPOS="2055" ID="st39-349"/><SP/><String HEIGHT="25" CONTENT="Bundesverband" WIDTH="194" HPOS="1262" VPOS="2055" ID="st39-350"/></TextLine><TextLine HPOS="216" VPOS="2105" ID="tl39-37" WIDTH="1240" HEIGHT="25"><String HEIGHT="25" CONTENT="am" WIDTH="39" HPOS="216" VPOS="2105" ID="st39-351"/><SP/><String HEIGHT="25" CONTENT="24" WIDTH="26" HPOS="264" VPOS="2105" ID="st39-352"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="290" VPOS="2105" ID="st39-353"/><SP/><String HEIGHT="25" CONTENT="November" WIDTH="129" HPOS="312" VPOS="2105" ID="st39-354"/><SP/><String HEIGHT="25" CONTENT="2004" WIDTH="62" HPOS="450" VPOS="2105" ID="st39-355"/><SP/><String HEIGHT="25" CONTENT="in" WIDTH="22" HPOS="521" VPOS="2105" ID="st39-356"/><SP/><String HEIGHT="25" CONTENT="Berlin" WIDTH="71" HPOS="552" VPOS="2105" ID="st39-357"/><SP/><String HEIGHT="25" CONTENT="auf" WIDTH="38" HPOS="633" VPOS="2105" ID="st39-358"/><SP/><String HEIGHT="25" CONTENT="den" WIDTH="46" HPOS="681" VPOS="2105" ID="st39-359"/><SP/><String HEIGHT="25" CONTENT="Seiten" WIDTH="78" HPOS="737" VPOS="2105" ID="st39-360"/><SP/><String HEIGHT="25" CONTENT="18" WIDTH="31" HPOS="825" VPOS="2105" ID="st39-361"/><SP/><String HEIGHT="25" CONTENT="bis" WIDTH="36" HPOS="865" VPOS="2105" ID="st39-362"/><SP/><String HEIGHT="25" CONTENT="22" WIDTH="31" HPOS="910" VPOS="2105" ID="st39-363"/><SP/><String HEIGHT="25" CONTENT="zu" WIDTH="29" HPOS="951" VPOS="2105" ID="st39-364"/><SP/><String HEIGHT="25" CONTENT="finden" WIDTH="72" HPOS="989" VPOS="2105" ID="st39-365"/><String HEIGHT="25" CONTENT=":" WIDTH="12" HPOS="1061" VPOS="2105" ID="st39-366"/><SP/><String HEIGHT="25" CONTENT="http" WIDTH="51" HPOS="1082" VPOS="2105" ID="st39-367"/><String HEIGHT="25" CONTENT=":" WIDTH="13" HPOS="1133" VPOS="2105" ID="st39-368"/><String HEIGHT="25" CONTENT="//www" WIDTH="64" HPOS="1146" VPOS="2105" ID="st39-369"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="1210" VPOS="2105" ID="st39-370"/><String HEIGHT="25" CONTENT="vzbv" WIDTH="52" HPOS="1223" VPOS="2105" ID="st39-371"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="1275" VPOS="2105" ID="st39-372"/><String HEIGHT="25" CONTENT="de/mediapics" WIDTH="155" HPOS="1288" VPOS="2105" ID="st39-373"/><String HEIGHT="25" CONTENT="/" WIDTH="13" HPOS="1443" VPOS="2105" ID="st39-374"/></TextLine><TextLine HPOS="216" VPOS="2155" ID="tl39-38" WIDTH="788" HEIGHT="25"><String HEIGHT="25" CONTENT="dokumentation" WIDTH="179" HPOS="216" VPOS="2155" ID="st39-375"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="395" VPOS="2155" ID="st39-376"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="409" VPOS="2155" ID="st39-377"/><String HEIGHT="25" CONTENT="reform" WIDTH="83" HPOS="423" VPOS="2155" ID="st39-378"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="506" VPOS="2155" ID="st39-379"/><String HEIGHT="25" CONTENT="versicherungsrecht" WIDTH="248" HPOS="520" VPOS="2155" ID="st39-380"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="768" VPOS="2155" ID="st39-381"/><String HEIGHT="25" CONTENT="11" WIDTH="28" HPOS="782" VPOS="2155" ID="st39-382"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="810" VPOS="2155" ID="st39-383"/><String HEIGHT="25" CONTENT="2004" WIDTH="55" HPOS="824" VPOS="2155" ID="st39-384"/><String HEIGHT="25" CONTENT="_" WIDTH="14" HPOS="879" VPOS="2155" ID="st39-385"/><String HEIGHT="25" CONTENT="copy" WIDTH="55" HPOS="893" VPOS="2155" ID="st39-386"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="948" VPOS="2155" ID="st39-387"/><String HEIGHT="25" CONTENT="pdf" WIDTH="42" HPOS="962" VPOS="2155" ID="st39-388"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl39-39" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="31" WIDTH="37" HPOS="1419" VPOS="2207" ID="st39-389"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="40" ID="p592554" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592554" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592554" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl40-0" WIDTH="1078" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="215" ID="st40-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="215" ID="st40-1"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="215" ID="st40-2"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="215" ID="st40-3"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="255" VPOS="215" ID="st40-4"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="271" HPOS="296" VPOS="215" ID="st40-5"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="576" VPOS="215" ID="st40-6"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="652" VPOS="215" ID="st40-7"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="717" VPOS="215" ID="st40-8"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="889" VPOS="215" ID="st40-9"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="937" VPOS="215" ID="st40-10"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl40-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="196" VPOS="315" ID="st40-11"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="277" VPOS="315" ID="st40-12"/><SP/><String HEIGHT="31" CONTENT="1999" WIDTH="75" HPOS="372" VPOS="315" ID="st40-13"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="477" VPOS="315" ID="st40-14"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="534" VPOS="315" ID="st40-15"/><SP/><String HEIGHT="31" CONTENT="entstandenen" WIDTH="203" HPOS="749" VPOS="315" ID="st40-16"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="982" VPOS="315" ID="st40-17"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1176" VPOS="315" ID="st40-18"/><SP/><String HEIGHT="31" CONTENT="Kapitallebens" WIDTH="196" HPOS="1245" VPOS="315" ID="st40-19" SUBS_TYPE="HypPart1" SUBS_CONTENT="Kapitallebensversicherungen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl40-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherungen" WIDTH="228" HPOS="196" VPOS="365" ID="st40-20" SUBS_TYPE="HypPart2" SUBS_CONTENT="Kapitallebensversicherungen"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="92" HPOS="445" VPOS="365" ID="st40-21"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="558" VPOS="365" ID="st40-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="761" VPOS="365" ID="st40-23"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="161" HPOS="826" VPOS="365" ID="st40-24"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="987" VPOS="365" ID="st40-25"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="1023" VPOS="365" ID="st40-26"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1099" VPOS="365" ID="st40-27"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1419" VPOS="365" ID="st40-28"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl40-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="196" VPOS="415" ID="st40-29"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="408" VPOS="415" ID="st40-30"/><SP/><String HEIGHT="31" CONTENT="verkaufen" WIDTH="146" HPOS="453" VPOS="415" ID="st40-31"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="609" VPOS="415" ID="st40-32"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="675" VPOS="415" ID="st40-33"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="731" VPOS="415" ID="st40-34"/><SP/><String HEIGHT="31" CONTENT="Weg" WIDTH="68" HPOS="849" VPOS="415" ID="st40-35"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="928" VPOS="415" ID="st40-36"/><SP/><String HEIGHT="31" CONTENT="Geld" WIDTH="70" HPOS="1014" VPOS="415" ID="st40-37"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1094" VPOS="415" ID="st40-38"/><SP/><String HEIGHT="31" CONTENT="erlösen" WIDTH="109" HPOS="1139" VPOS="415" ID="st40-39"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1258" VPOS="415" ID="st40-40"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1311" VPOS="415" ID="st40-41"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="415" ID="st40-42"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl40-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsstorno" WIDTH="299" HPOS="196" VPOS="465" ID="st40-43"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="495" VPOS="465" ID="st40-44"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="531" VPOS="465" ID="st40-45"/><SP/><String HEIGHT="31" CONTENT="Gerd" WIDTH="74" HPOS="643" VPOS="465" ID="st40-46"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="90" HPOS="736" VPOS="465" ID="st40-47"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="826" VPOS="465" ID="st40-48"/><SP/><String HEIGHT="31" CONTENT="Beirat" WIDTH="87" HPOS="861" VPOS="465" ID="st40-49"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="967" VPOS="465" ID="st40-50"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="1022" VPOS="465" ID="st40-51"/><SP/><String HEIGHT="31" CONTENT="Vermögens" WIDTH="163" HPOS="1275" VPOS="465" ID="st40-52" SUBS_TYPE="HypPart1" SUBS_CONTENT="Vermögensanlagen"/><HYP CONTENT="-" WIDTH="18" HPOS="1438" VPOS="465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl40-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anlagen" WIDTH="119" HPOS="196" VPOS="515" ID="st40-53" SUBS_TYPE="HypPart2" SUBS_CONTENT="Vermögensanlagen"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="343" VPOS="515" ID="st40-54"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="406" VPOS="515" ID="st40-55"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="330" HPOS="596" VPOS="515" ID="st40-56"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="926" VPOS="515" ID="st40-57"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="971" VPOS="515" ID="st40-58"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="77" HPOS="1036" VPOS="515" ID="st40-59"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1141" VPOS="515" ID="st40-60"/><SP/><String HEIGHT="31" CONTENT="kapitalbildenden" WIDTH="241" HPOS="1215" VPOS="515" ID="st40-61"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl40-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="565" ID="st40-62"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="513" VPOS="565" ID="st40-63"/><SP/><String HEIGHT="31" CONTENT="26" WIDTH="30" HPOS="592" VPOS="565" ID="st40-64"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="622" VPOS="565" ID="st40-65"/><SP/><String HEIGHT="31" CONTENT="Juli" WIDTH="50" HPOS="654" VPOS="565" ID="st40-66"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="74" HPOS="720" VPOS="565" ID="st40-67"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="811" VPOS="565" ID="st40-68"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="901" VPOS="565" ID="st40-69"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgericht" WIDTH="393" HPOS="971" VPOS="565" ID="st40-70"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="565" ID="st40-71"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl40-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechtssicherheit" WIDTH="247" HPOS="196" VPOS="615" ID="st40-72"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="463" VPOS="615" ID="st40-73"/><SP/><String HEIGHT="31" CONTENT="–klarheit" WIDTH="126" HPOS="539" VPOS="615" ID="st40-74"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="685" VPOS="615" ID="st40-75"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="744" VPOS="615" ID="st40-76"/><SP/><String HEIGHT="31" CONTENT="Branche" WIDTH="124" HPOS="809" VPOS="615" ID="st40-77"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="953" VPOS="615" ID="st40-78"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1029" VPOS="615" ID="st40-79"/><SP/><String HEIGHT="31" CONTENT="erwirkt" WIDTH="93" HPOS="1233" VPOS="615" ID="st40-80"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1326" VPOS="615" ID="st40-81"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="1360" VPOS="615" ID="st40-82"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="615" ID="st40-83"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl40-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Urteilsbegründung" WIDTH="273" HPOS="196" VPOS="665" ID="st40-84"/><SP/><String HEIGHT="31" CONTENT="heißt" WIDTH="74" HPOS="485" VPOS="665" ID="st40-85"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="29" HPOS="575" VPOS="665" ID="st40-86"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="604" VPOS="665" ID="st40-87"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="635" VPOS="665" ID="st40-88"/><SP/><String HEIGHT="31" CONTENT="Wettbewerb" WIDTH="178" HPOS="699" VPOS="665" ID="st40-89"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="893" VPOS="665" ID="st40-90"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="956" VPOS="665" ID="st40-91"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="1025" VPOS="665" ID="st40-92"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="1156" VPOS="665" ID="st40-93"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl40-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="funktioniere" WIDTH="173" HPOS="196" VPOS="715" ID="st40-94"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="387" VPOS="715" ID="st40-95"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="445" VPOS="715" ID="st40-96"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="186" HPOS="508" VPOS="715" ID="st40-97"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="713" VPOS="715" ID="st40-98"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="780" VPOS="715" ID="st40-99"/><SP/><String HEIGHT="31" CONTENT="beschränkter" WIDTH="193" HPOS="824" VPOS="715" ID="st40-100"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="84" HPOS="1036" VPOS="715" ID="st40-101"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1120" VPOS="715" ID="st40-102"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1156" VPOS="715" ID="st40-103"/><SP/><String HEIGHT="31" CONTENT="Kündigung" WIDTH="160" HPOS="1224" VPOS="715" ID="st40-104"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="715" ID="st40-105"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl40-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="196" VPOS="765" ID="st40-106"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="356" VPOS="765" ID="st40-107"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="414" VPOS="765" ID="st40-108"/><SP/><String HEIGHT="31" CONTENT="wirtschaftlich" WIDTH="190" HPOS="510" VPOS="765" ID="st40-109"/><SP/><String HEIGHT="31" CONTENT="sinnvolle" WIDTH="129" HPOS="716" VPOS="765" ID="st40-110"/><SP/><String HEIGHT="31" CONTENT="Option" WIDTH="91" HPOS="861" VPOS="765" ID="st40-111"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="952" VPOS="765" ID="st40-112"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="984" VPOS="765" ID="st40-113"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="1053" VPOS="765" ID="st40-114"/><SP/><String HEIGHT="31" CONTENT="biete" WIDTH="73" HPOS="1231" VPOS="765" ID="st40-115"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1319" VPOS="765" ID="st40-116"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl40-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="815" ID="st40-117"/><SP/><String HEIGHT="31" CONTENT="marktwirtschaftliche" WIDTH="293" HPOS="273" VPOS="815" ID="st40-118"/><SP/><String HEIGHT="31" CONTENT="Alternative" WIDTH="153" HPOS="579" VPOS="815" ID="st40-119"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="732" VPOS="815" ID="st40-120"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="760" VPOS="815" ID="st40-121"/><SP/><String HEIGHT="31" CONTENT="Gerd" WIDTH="74" HPOS="807" VPOS="815" ID="st40-122"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="97" HPOS="894" VPOS="815" ID="st40-123"/><SP/><String HEIGHT="31" CONTENT="überzeugt" WIDTH="141" HPOS="1005" VPOS="815" ID="st40-124"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1146" VPOS="815" ID="st40-125"/><SP/><String HEIGHT="31" CONTENT="Durch" WIDTH="89" HPOS="1176" VPOS="815" ID="st40-126"/><SP/><String HEIGHT="31" CONTENT="Wettbewerb" WIDTH="177" HPOS="1279" VPOS="815" ID="st40-127"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl40-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="196" VPOS="865" ID="st40-128"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="269" VPOS="865" ID="st40-129"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="219" HPOS="351" VPOS="865" ID="st40-130"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="596" VPOS="865" ID="st40-131"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="713" VPOS="865" ID="st40-132"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="804" VPOS="865" ID="st40-133"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1014" VPOS="865" ID="st40-134"/><SP/><String HEIGHT="31" CONTENT="Kaufpreis" WIDTH="141" HPOS="1085" VPOS="865" ID="st40-135"/><SP/><String HEIGHT="31" CONTENT="geboten" WIDTH="113" HPOS="1252" VPOS="865" ID="st40-136"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1365" VPOS="865" ID="st40-137"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st40-138"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl40-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="regelmäßig" WIDTH="167" HPOS="196" VPOS="915" ID="st40-139"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="375" VPOS="915" ID="st40-140"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="455" VPOS="915" ID="st40-141"/><SP/><String HEIGHT="31" CONTENT="Auszahlungsbetrag" WIDTH="285" HPOS="532" VPOS="915" ID="st40-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="830" VPOS="915" ID="st40-143"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="890" VPOS="915" ID="st40-144"/><SP/><String HEIGHT="31" CONTENT="liegt" WIDTH="58" HPOS="1099" VPOS="915" ID="st40-145"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1157" VPOS="915" ID="st40-146"/><SP/><String HEIGHT="31" CONTENT="Insofern" WIDTH="121" HPOS="1181" VPOS="915" ID="st40-147"/><SP/><String HEIGHT="31" CONTENT="stehe" WIDTH="82" HPOS="1314" VPOS="915" ID="st40-148"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="915" ID="st40-149"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl40-14" WIDTH="1249" HEIGHT="31"><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="196" VPOS="965" ID="st40-150"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="369" VPOS="965" ID="st40-151"/><SP/><String HEIGHT="31" CONTENT="Wettbewerb" WIDTH="178" HPOS="417" VPOS="965" ID="st40-152"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="604" VPOS="965" ID="st40-153"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="669" VPOS="965" ID="st40-154"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="754" VPOS="965" ID="st40-155"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1043" VPOS="965" ID="st40-156"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1078" VPOS="965" ID="st40-157"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="292" HPOS="1136" VPOS="965" ID="st40-158"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1428" VPOS="965" ID="st40-159"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl40-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Insgesamt" WIDTH="154" HPOS="196" VPOS="1065" ID="st40-160"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="388" VPOS="1065" ID="st40-161"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="500" VPOS="1065" ID="st40-162"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="573" VPOS="1065" ID="st40-163"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="637" VPOS="1065" ID="st40-164"/><SP/><String HEIGHT="31" CONTENT="Bundesrepublik" WIDTH="230" HPOS="723" VPOS="1065" ID="st40-165"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="991" VPOS="1065" ID="st40-166"/><SP/><String HEIGHT="31" CONTENT="rund" WIDTH="66" HPOS="1214" VPOS="1065" ID="st40-167"/><SP/><String HEIGHT="31" CONTENT="97" WIDTH="37" HPOS="1318" VPOS="1065" ID="st40-168"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="1393" VPOS="1065" ID="st40-169"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1065" ID="st40-170"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl40-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungsverträge" WIDTH="432" HPOS="196" VPOS="1115" ID="st40-171"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="628" VPOS="1115" ID="st40-172"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="659" VPOS="1115" ID="st40-173"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="717" VPOS="1115" ID="st40-174"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="791" VPOS="1115" ID="st40-175"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="29" HPOS="852" VPOS="1115" ID="st40-176"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="881" VPOS="1115" ID="st40-177"/><SP/><String HEIGHT="31" CONTENT="31" WIDTH="37" HPOS="910" VPOS="1115" ID="st40-178"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="962" VPOS="1115" ID="st40-179"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1009" VPOS="1115" ID="st40-180"/><SP/><String HEIGHT="31" CONTENT="Versicherte" WIDTH="168" HPOS="1039" VPOS="1115" ID="st40-181"/><SP/><String HEIGHT="31" CONTENT="verteilten" WIDTH="130" HPOS="1222" VPOS="1115" ID="st40-182"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1352" VPOS="1115" ID="st40-183"/><SP/><String HEIGHT="31" CONTENT="Mehr" WIDTH="76" HPOS="1380" VPOS="1115" ID="st40-184"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl40-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="196" VPOS="1165" ID="st40-185"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="37" HPOS="261" VPOS="1165" ID="st40-186"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="320" VPOS="1165" ID="st40-187"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="372" VPOS="1165" ID="st40-188"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="443" VPOS="1165" ID="st40-189"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="699" VPOS="1165" ID="st40-190"/><SP/><String HEIGHT="31" CONTENT="vorzeitig" WIDTH="124" HPOS="830" VPOS="1165" ID="st40-191"/><SP/><String HEIGHT="31" CONTENT="storniert" WIDTH="117" HPOS="976" VPOS="1165" ID="st40-192"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1093" VPOS="1165" ID="st40-193"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="1129" VPOS="1165" ID="st40-194"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1188" VPOS="1165" ID="st40-195"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1240" VPOS="1165" ID="st40-196"/><SP/><String HEIGHT="31" CONTENT="Stornierer" WIDTH="146" HPOS="1310" VPOS="1165" ID="st40-197"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl40-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kündigten" WIDTH="145" HPOS="196" VPOS="1215" ID="st40-198"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="353" VPOS="1215" ID="st40-199"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="421" VPOS="1215" ID="st40-200"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="629" VPOS="1215" ID="st40-201"/><SP/><String HEIGHT="31" CONTENT="finanzieller" WIDTH="159" HPOS="695" VPOS="1215" ID="st40-202"/><SP/><String HEIGHT="31" CONTENT="Not" WIDTH="46" HPOS="866" VPOS="1215" ID="st40-203"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="912" VPOS="1215" ID="st40-204"/><SP/><String HEIGHT="31" CONTENT="Je" WIDTH="35" HPOS="940" VPOS="1215" ID="st40-205"/><SP/><String HEIGHT="31" CONTENT="länger" WIDTH="93" HPOS="987" VPOS="1215" ID="st40-206"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1092" VPOS="1215" ID="st40-207"/><SP/><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="112" HPOS="1149" VPOS="1215" ID="st40-208"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1261" VPOS="1215" ID="st40-209"/><SP/><String HEIGHT="31" CONTENT="desto" WIDTH="81" HPOS="1287" VPOS="1215" ID="st40-210"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="1215" ID="st40-211"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl40-19" WIDTH="695" HEIGHT="31"><String HEIGHT="31" CONTENT="Stornofälle" WIDTH="160" HPOS="196" VPOS="1265" ID="st40-212"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="365" VPOS="1265" ID="st40-213"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="454" VPOS="1265" ID="st40-214"/><SP/><String HEIGHT="31" CONTENT="verzeichnen" WIDTH="179" HPOS="499" VPOS="1265" ID="st40-215"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="688" VPOS="1265" ID="st40-216"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="700" VPOS="1265" ID="st40-217"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="712" VPOS="1265" ID="st40-218"/><SP/><String HEIGHT="31" CONTENT="Tabelle" WIDTH="109" HPOS="734" VPOS="1265" ID="st40-219"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="12" HPOS="853" VPOS="1265" ID="st40-220"/><String HEIGHT="31" CONTENT=")" WIDTH="13" HPOS="865" VPOS="1265" ID="st40-221"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="878" VPOS="1265" ID="st40-222"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl40-20" WIDTH="738" HEIGHT="31"><String HEIGHT="31" CONTENT="Tabelle" WIDTH="110" HPOS="196" VPOS="1365" ID="st40-223"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="315" VPOS="1365" ID="st40-224"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="329" VPOS="1365" ID="st40-225"/><SP/><String HEIGHT="31" CONTENT="Stornierung" WIDTH="172" HPOS="352" VPOS="1365" ID="st40-226"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="534" VPOS="1365" ID="st40-227"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="597" VPOS="1365" ID="st40-228"/></TextLine><TextLine HPOS="196" VPOS="1467" ID="tl40-21" WIDTH="284" HEIGHT="30"><String HEIGHT="30" CONTENT="Laufzeit" WIDTH="126" HPOS="196" VPOS="1467" ID="st40-229"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="29" HPOS="332" VPOS="1467" ID="st40-230"/><SP/><String HEIGHT="30" CONTENT="Jahren" WIDTH="109" HPOS="371" VPOS="1467" ID="st40-231"/></TextLine><TextLine HPOS="196" VPOS="1518" ID="tl40-22" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="12" WIDTH="37" HPOS="196" VPOS="1518" ID="st40-232"/></TextLine><TextLine HPOS="196" VPOS="1569" ID="tl40-23" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="20" WIDTH="37" HPOS="196" VPOS="1569" ID="st40-233"/></TextLine><TextLine HPOS="196" VPOS="1621" ID="tl40-24" WIDTH="37" HEIGHT="30"><String HEIGHT="30" CONTENT="30" WIDTH="37" HPOS="196" VPOS="1621" ID="st40-234"/></TextLine><TextLine HPOS="196" VPOS="1672" ID="tl40-25" WIDTH="282" HEIGHT="31"><String HEIGHT="31" CONTENT="Durchschnittlich" WIDTH="235" HPOS="196" VPOS="1672" ID="st40-235"/><SP/><String HEIGHT="31" CONTENT="27" WIDTH="37" HPOS="441" VPOS="1672" ID="st40-236"/></TextLine><TextLine HPOS="611" VPOS="1467" ID="tl40-26" WIDTH="426" HEIGHT="30"><String HEIGHT="30" CONTENT="vorzeitige" WIDTH="156" HPOS="611" VPOS="1467" ID="st40-237"/><SP/><String HEIGHT="30" CONTENT="Kündigungsfälle" WIDTH="261" HPOS="776" VPOS="1467" ID="st40-238"/></TextLine><TextLine HPOS="611" VPOS="1518" ID="tl40-27" WIDTH="76" HEIGHT="31"><String HEIGHT="31" CONTENT="32" WIDTH="37" HPOS="611" VPOS="1518" ID="st40-239"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="657" VPOS="1518" ID="st40-240"/></TextLine><TextLine HPOS="611" VPOS="1569" ID="tl40-28" WIDTH="76" HEIGHT="31"><String HEIGHT="31" CONTENT="55" WIDTH="37" HPOS="611" VPOS="1569" ID="st40-241"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="657" VPOS="1569" ID="st40-242"/></TextLine><TextLine HPOS="611" VPOS="1621" ID="tl40-29" WIDTH="76" HEIGHT="30"><String HEIGHT="30" CONTENT="76" WIDTH="37" HPOS="611" VPOS="1621" ID="st40-243"/><String HEIGHT="30" CONTENT="%" WIDTH="30" HPOS="657" VPOS="1621" ID="st40-244"/></TextLine><TextLine HPOS="611" VPOS="1672" ID="tl40-30" WIDTH="76" HEIGHT="31"><String HEIGHT="31" CONTENT="70" WIDTH="37" HPOS="611" VPOS="1672" ID="st40-245"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="657" VPOS="1672" ID="st40-246"/></TextLine><TextLine HPOS="196" VPOS="1773" ID="tl40-31" WIDTH="1241" HEIGHT="31"><String HEIGHT="31" CONTENT="Quelle" WIDTH="90" HPOS="196" VPOS="1773" ID="st40-247"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="286" VPOS="1773" ID="st40-248"/><SP/><String HEIGHT="31" CONTENT="Zusammengestellt" WIDTH="272" HPOS="311" VPOS="1773" ID="st40-249"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="593" VPOS="1773" ID="st40-250"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="134" HPOS="674" VPOS="1773" ID="st40-251"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="817" VPOS="1773" ID="st40-252"/><SP/><String HEIGHT="31" CONTENT="DAV" WIDTH="68" HPOS="875" VPOS="1773" ID="st40-253"/><SP/><String HEIGHT="31" CONTENT="Mitteilung" WIDTH="143" HPOS="952" VPOS="1773" ID="st40-254"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1104" VPOS="1773" ID="st40-255"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1133" VPOS="1773" ID="st40-256"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="13" HPOS="1158" VPOS="1773" ID="st40-257"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1171" VPOS="1773" ID="st40-258"/><SP/><String HEIGHT="31" CONTENT="Stornoabzüge" WIDTH="207" HPOS="1195" VPOS="1773" ID="st40-259"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1411" VPOS="1773" ID="st40-260"/></TextLine><TextLine HPOS="196" VPOS="1823" ID="tl40-32" WIDTH="538" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1823" ID="st40-261"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="292" HPOS="254" VPOS="1823" ID="st40-262"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="546" VPOS="1823" ID="st40-263"/><SP/><String HEIGHT="31" CONTENT="Nov" WIDTH="51" HPOS="573" VPOS="1823" ID="st40-264"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="624" VPOS="1823" ID="st40-265"/><SP/><String HEIGHT="31" CONTENT="1995" WIDTH="66" HPOS="651" VPOS="1823" ID="st40-266"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="717" VPOS="1823" ID="st40-267"/></TextLine><TextLine HPOS="196" VPOS="1923" ID="tl40-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="1923" ID="st40-268"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="77" HPOS="277" VPOS="1923" ID="st40-269"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="376" VPOS="1923" ID="st40-270"/><SP/><String HEIGHT="31" CONTENT="Bundesgerichtshofs" WIDTH="293" HPOS="450" VPOS="1923" ID="st40-271"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="764" VPOS="1923" ID="st40-272"/><SP/><String HEIGHT="31" CONTENT="Oktober" WIDTH="119" HPOS="848" VPOS="1923" ID="st40-273"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="66" HPOS="988" VPOS="1923" ID="st40-274"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1054" VPOS="1923" ID="st40-275"/><SP/><String HEIGHT="31" CONTENT="demzufolge" WIDTH="172" HPOS="1093" VPOS="1923" ID="st40-276"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="1286" VPOS="1923" ID="st40-277"/></TextLine><TextLine HPOS="196" VPOS="1973" ID="tl40-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="161" HPOS="196" VPOS="1973" ID="st40-278"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="369" VPOS="1973" ID="st40-279"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="425" VPOS="1973" ID="st40-280"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="450" VPOS="1973" ID="st40-281"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="488" VPOS="1973" ID="st40-282"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="92" HPOS="555" VPOS="1973" ID="st40-283"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="101" HPOS="659" VPOS="1973" ID="st40-284"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswerte" WIDTH="341" HPOS="772" VPOS="1973" ID="st40-285"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1124" VPOS="1973" ID="st40-286"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="92" HPOS="1170" VPOS="1973" ID="st40-287"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1262" VPOS="1973" ID="st40-288"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1301" VPOS="1973" ID="st40-289"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="70" HPOS="1386" VPOS="1973" ID="st40-290"/></TextLine><TextLine HPOS="196" VPOS="2023" ID="tl40-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbesserungen" WIDTH="245" HPOS="196" VPOS="2023" ID="st40-291"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="451" VPOS="2023" ID="st40-292"/><SP/><String HEIGHT="31" CONTENT="Frühstornofälle" WIDTH="222" HPOS="500" VPOS="2023" ID="st40-293"/><SP/><String HEIGHT="31" CONTENT="erreicht" WIDTH="107" HPOS="732" VPOS="2023" ID="st40-294"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="839" VPOS="2023" ID="st40-295"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="863" VPOS="2023" ID="st40-296"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="943" VPOS="2023" ID="st40-297"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1051" VPOS="2023" ID="st40-298"/><SP/><String HEIGHT="31" CONTENT="Spätstornofälle" WIDTH="217" HPOS="1100" VPOS="2023" ID="st40-299"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1317" VPOS="2023" ID="st40-300"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="114" HPOS="1342" VPOS="2023" ID="st40-301"/></TextLine><TextLine HPOS="196" VPOS="2073" ID="tl40-36" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gerd" WIDTH="74" HPOS="196" VPOS="2073" ID="st40-302"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="96" HPOS="294" VPOS="2073" ID="st40-303"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="390" VPOS="2073" ID="st40-304"/><SP/><String HEIGHT="31" CONTENT="Durch" WIDTH="89" HPOS="423" VPOS="2073" ID="st40-305"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="536" VPOS="2073" ID="st40-306"/><SP/><String HEIGHT="31" CONTENT="Festlegung" WIDTH="165" HPOS="604" VPOS="2073" ID="st40-307"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="793" VPOS="2073" ID="st40-308"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswertes" WIDTH="357" HPOS="896" VPOS="2073" ID="st40-309"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1277" VPOS="2073" ID="st40-310"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="2073" ID="st40-311"/></TextLine><TextLine HPOS="196" VPOS="2123" ID="tl40-37" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="196" VPOS="2123" ID="st40-312"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="321" VPOS="2123" ID="st40-313"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="357" VPOS="2123" ID="st40-314"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="93" HPOS="422" VPOS="2123" ID="st40-315"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="524" VPOS="2123" ID="st40-316"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="636" VPOS="2123" ID="st40-317"/><SP/><String HEIGHT="31" CONTENT="zurückgezahlt" WIDTH="205" HPOS="722" VPOS="2123" ID="st40-318"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="937" VPOS="2123" ID="st40-319"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="989" VPOS="2123" ID="st40-320"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="1025" VPOS="2123" ID="st40-321"/><SP/><String HEIGHT="31" CONTENT="Zeitraum" WIDTH="132" HPOS="1142" VPOS="2123" ID="st40-322"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1284" VPOS="2123" ID="st40-323"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1377" VPOS="2123" ID="st40-324"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl40-38" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="32" WIDTH="37" HPOS="196" VPOS="2207" ID="st40-325"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="41" ID="p592555" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592555" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592555" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl41-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="196" VPOS="215" ID="st41-0"/><SP/><String HEIGHT="31" CONTENT="erwirtschaftet" WIDTH="198" HPOS="337" VPOS="215" ID="st41-1"/><SP/><String HEIGHT="31" CONTENT="worden" WIDTH="109" HPOS="552" VPOS="215" ID="st41-2"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="678" VPOS="215" ID="st41-3"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="717" VPOS="215" ID="st41-4"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="104" HPOS="746" VPOS="215" ID="st41-5"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="93" HPOS="867" VPOS="215" ID="st41-6"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="976" VPOS="215" ID="st41-7"/><SP/><String HEIGHT="31" CONTENT="betroffenen" WIDTH="168" HPOS="1038" VPOS="215" ID="st41-8"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="1223" VPOS="215" ID="st41-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl41-1" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Rückstellungen" WIDTH="228" HPOS="196" VPOS="265" ID="st41-10"/><SP/><String HEIGHT="31" CONTENT="gebildet" WIDTH="112" HPOS="433" VPOS="265" ID="st41-11"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="545" VPOS="265" ID="st41-12"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="569" VPOS="265" ID="st41-13"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="628" VPOS="265" ID="st41-14"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="642" VPOS="265" ID="st41-15"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="657" VPOS="265" ID="st41-16"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="671" VPOS="265" ID="st41-17"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="695" VPOS="265" ID="st41-18"/><SP/><String HEIGHT="31" CONTENT="Allianz" WIDTH="98" HPOS="749" VPOS="265" ID="st41-19"/><SP/><String HEIGHT="31" CONTENT="Leben" WIDTH="93" HPOS="856" VPOS="265" ID="st41-20"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="958" VPOS="265" ID="st41-21"/><SP/><String HEIGHT="31" CONTENT="Höhe" WIDTH="80" HPOS="993" VPOS="265" ID="st41-22"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1082" VPOS="265" ID="st41-23"/><SP/><String HEIGHT="31" CONTENT="130" WIDTH="56" HPOS="1145" VPOS="265" ID="st41-24"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="1210" VPOS="265" ID="st41-25"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1257" VPOS="265" ID="st41-26"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="64" HPOS="1282" VPOS="265" ID="st41-27"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1346" VPOS="265" ID="st41-28"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="1371" VPOS="265" ID="st41-29"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl41-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="belasteten" WIDTH="154" HPOS="196" VPOS="315" ID="st41-30"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="362" VPOS="315" ID="st41-31"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="418" VPOS="315" ID="st41-32"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="598" VPOS="315" ID="st41-33"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="626" VPOS="315" ID="st41-34"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="697" VPOS="315" ID="st41-35"/><SP/><String HEIGHT="31" CONTENT="bedeute" WIDTH="121" HPOS="787" VPOS="315" ID="st41-36"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="920" VPOS="315" ID="st41-37"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1013" VPOS="315" ID="st41-38"/><SP/><String HEIGHT="31" CONTENT="Umverteilung" WIDTH="196" HPOS="1088" VPOS="315" ID="st41-39"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1296" VPOS="315" ID="st41-40"/><SP/><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="1356" VPOS="315" ID="st41-41"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl41-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="196" VPOS="365" ID="st41-42"/><SP/><String HEIGHT="31" CONTENT="Frühstornierern" WIDTH="228" HPOS="308" VPOS="365" ID="st41-43"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="594" VPOS="365" ID="st41-44"/><SP/><String HEIGHT="31" CONTENT="Spätstornierer" WIDTH="204" HPOS="698" VPOS="365" ID="st41-45"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="902" VPOS="365" ID="st41-46"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="975" VPOS="365" ID="st41-47"/><SP/><String HEIGHT="31" CONTENT="Mehrkosten" WIDTH="174" HPOS="1083" VPOS="365" ID="st41-48"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1315" VPOS="365" ID="st41-49"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="365" ID="st41-50"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl41-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="196" VPOS="415" ID="st41-51"/><SP/><String HEIGHT="31" CONTENT="führe" WIDTH="76" HPOS="578" VPOS="415" ID="st41-52"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="682" VPOS="415" ID="st41-53"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="745" VPOS="415" ID="st41-54"/><SP/><String HEIGHT="31" CONTENT="insgesamt" WIDTH="151" HPOS="864" VPOS="415" ID="st41-55"/><SP/><String HEIGHT="31" CONTENT="langsameren" WIDTH="193" HPOS="1043" VPOS="415" ID="st41-56"/><SP/><String HEIGHT="31" CONTENT="Anstieg" WIDTH="111" HPOS="1264" VPOS="415" ID="st41-57"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="415" ID="st41-58"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl41-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wertverlaufs" WIDTH="187" HPOS="196" VPOS="465" ID="st41-59"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="417" VPOS="465" ID="st41-60"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="144" HPOS="505" VPOS="465" ID="st41-61"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="684" VPOS="465" ID="st41-62"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="773" VPOS="465" ID="st41-63"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="842" VPOS="465" ID="st41-64"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="967" VPOS="465" ID="st41-65"/><SP/><String HEIGHT="31" CONTENT="späteren" WIDTH="130" HPOS="1116" VPOS="465" ID="st41-66"/><SP/><String HEIGHT="31" CONTENT="Eintritt" WIDTH="94" HPOS="1280" VPOS="465" ID="st41-67"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="465" ID="st41-68"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl41-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="515" ID="st41-69"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="522" VPOS="515" ID="st41-70"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="573" VPOS="515" ID="st41-71"/><SP/><String HEIGHT="31" CONTENT="Gewinnphase" WIDTH="195" HPOS="643" VPOS="515" ID="st41-72"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="838" VPOS="515" ID="st41-73"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="882" VPOS="515" ID="st41-74"/><SP/><String HEIGHT="31" CONTENT="Differenz" WIDTH="134" HPOS="957" VPOS="515" ID="st41-75"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1116" VPOS="515" ID="st41-76"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1279" VPOS="515" ID="st41-77"/><SP/><String HEIGHT="31" CONTENT="Rück" WIDTH="70" HPOS="1369" VPOS="515" ID="st41-78" SUBS_TYPE="HypPart1" SUBS_CONTENT="Rückkaufswert"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl41-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kaufswert" WIDTH="143" HPOS="196" VPOS="565" ID="st41-79" SUBS_TYPE="HypPart2" SUBS_CONTENT="Rückkaufswert"/><SP/><String HEIGHT="31" CONTENT="einerseits" WIDTH="142" HPOS="350" VPOS="565" ID="st41-80"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="503" VPOS="565" ID="st41-81"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="569" VPOS="565" ID="st41-82"/><SP/><String HEIGHT="31" CONTENT="Marktwert" WIDTH="147" HPOS="644" VPOS="565" ID="st41-83"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="801" VPOS="565" ID="st41-84"/><SP/><String HEIGHT="31" CONTENT="Police" WIDTH="91" HPOS="860" VPOS="565" ID="st41-85"/><SP/><String HEIGHT="31" CONTENT="andererseits" WIDTH="184" HPOS="961" VPOS="565" ID="st41-86"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1155" VPOS="565" ID="st41-87"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="1256" VPOS="565" ID="st41-88"/><SP/><String HEIGHT="31" CONTENT="größer" WIDTH="91" HPOS="1349" VPOS="565" ID="st41-89"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="565" ID="st41-90"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl41-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="615" ID="st41-91"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="263" VPOS="615" ID="st41-92"/><SP/><String HEIGHT="31" CONTENT="flankiere" WIDTH="126" HPOS="439" VPOS="615" ID="st41-93"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="578" VPOS="615" ID="st41-94"/><SP/><String HEIGHT="31" CONTENT="Konsequenzen" WIDTH="222" HPOS="636" VPOS="615" ID="st41-95"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="872" VPOS="615" ID="st41-96"/><SP/><String HEIGHT="31" CONTENT="Urteils" WIDTH="90" HPOS="939" VPOS="615" ID="st41-97"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1029" VPOS="615" ID="st41-98"/><SP/><String HEIGHT="31" CONTENT="indem" WIDTH="91" HPOS="1055" VPOS="615" ID="st41-99"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1159" VPOS="615" ID="st41-100"/><SP/><String HEIGHT="31" CONTENT="künftige" WIDTH="117" HPOS="1202" VPOS="615" ID="st41-101"/><SP/><String HEIGHT="31" CONTENT="Gewinn" WIDTH="107" HPOS="1332" VPOS="615" ID="st41-102" SUBS_TYPE="HypPart1" SUBS_CONTENT="Gewinnzuweisungen"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl41-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zuweisungen" WIDTH="195" HPOS="196" VPOS="665" ID="st41-103" SUBS_TYPE="HypPart2" SUBS_CONTENT="Gewinnzuweisungen"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="407" VPOS="665" ID="st41-104"/><SP/><String HEIGHT="31" CONTENT="Berechnung" WIDTH="180" HPOS="469" VPOS="665" ID="st41-105"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="664" VPOS="665" ID="st41-106"/><SP/><String HEIGHT="31" CONTENT="Verkaufswertes" WIDTH="230" HPOS="734" VPOS="665" ID="st41-107"/><SP/><String HEIGHT="31" CONTENT="berücksichtige" WIDTH="207" HPOS="980" VPOS="665" ID="st41-108"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1187" VPOS="665" ID="st41-109"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="1218" VPOS="665" ID="st41-110"/><SP/><String HEIGHT="31" CONTENT="Spätstorno" WIDTH="157" HPOS="1284" VPOS="665" ID="st41-111" SUBS_TYPE="HypPart1" SUBS_CONTENT="Spätstornofälle"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="665" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl41-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fälle" WIDTH="61" HPOS="196" VPOS="715" ID="st41-112" SUBS_TYPE="HypPart2" SUBS_CONTENT="Spätstornofälle"/><SP/><String HEIGHT="31" CONTENT="biete" WIDTH="72" HPOS="271" VPOS="715" ID="st41-113"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="356" VPOS="715" ID="st41-114"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="417" VPOS="715" ID="st41-115"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="594" VPOS="715" ID="st41-116"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="688" VPOS="715" ID="st41-117"/><SP/><String HEIGHT="31" CONTENT="Alternative" WIDTH="153" HPOS="764" VPOS="715" ID="st41-118"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="917" VPOS="715" ID="st41-119"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="944" VPOS="715" ID="st41-120"/><SP/><String HEIGHT="31" CONTENT="Zweimarkt" WIDTH="153" HPOS="1011" VPOS="715" ID="st41-121"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1178" VPOS="715" ID="st41-122"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="1265" VPOS="715" ID="st41-123"/><SP/><String HEIGHT="31" CONTENT="1999" WIDTH="74" HPOS="1330" VPOS="715" ID="st41-124"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="715" ID="st41-125"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl41-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="196" VPOS="765" ID="st41-126"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="226" VPOS="765" ID="st41-127"/><SP/><String HEIGHT="31" CONTENT="1,3" WIDTH="47" HPOS="251" VPOS="765" ID="st41-128"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="308" VPOS="765" ID="st41-129"/><SP/><String HEIGHT="31" CONTENT="1,4" WIDTH="47" HPOS="361" VPOS="765" ID="st41-130"/><SP/><String HEIGHT="31" CONTENT="Mrd" WIDTH="50" HPOS="418" VPOS="765" ID="st41-131"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="468" VPOS="765" ID="st41-132"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="70" HPOS="496" VPOS="765" ID="st41-133"/><SP/><String HEIGHT="31" CONTENT="Policen" WIDTH="110" HPOS="576" VPOS="765" ID="st41-134"/><SP/><String HEIGHT="31" CONTENT="aufgekauft" WIDTH="156" HPOS="696" VPOS="765" ID="st41-135"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="863" VPOS="765" ID="st41-136"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="929" VPOS="765" ID="st41-137"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1014" VPOS="765" ID="st41-138"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1139" VPOS="765" ID="st41-139"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1196" VPOS="765" ID="st41-140"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="93" HPOS="1286" VPOS="765" ID="st41-141"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1389" VPOS="765" ID="st41-142"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl41-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="100" WIDTH="56" HPOS="196" VPOS="815" ID="st41-143"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="270" VPOS="815" ID="st41-144"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="317" VPOS="815" ID="st41-145"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="351" VPOS="815" ID="st41-146"/><SP/><String HEIGHT="31" CONTENT="bezahlt" WIDTH="108" HPOS="444" VPOS="815" ID="st41-147"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="570" VPOS="815" ID="st41-148"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="630" VPOS="815" ID="st41-149"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="691" VPOS="815" ID="st41-150"/><SP/><String HEIGHT="31" CONTENT="Stornofall" WIDTH="141" HPOS="744" VPOS="815" ID="st41-151"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="121" HPOS="902" VPOS="815" ID="st41-152"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="86" HPOS="1041" VPOS="815" ID="st41-153"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1127" VPOS="815" ID="st41-154"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1160" VPOS="815" ID="st41-155"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="815" ID="st41-156" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsnehmer"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl41-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nehmer" WIDTH="113" HPOS="196" VPOS="865" ID="st41-157" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsnehmer"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="321" VPOS="865" ID="st41-158"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="435" VPOS="865" ID="st41-159"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="473" VPOS="865" ID="st41-160"/><SP/><String HEIGHT="31" CONTENT="Regel" WIDTH="87" HPOS="533" VPOS="865" ID="st41-161"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="632" VPOS="865" ID="st41-162"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="725" VPOS="865" ID="st41-163"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="772" VPOS="865" ID="st41-164"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="923" VPOS="865" ID="st41-165"/><SP/><String HEIGHT="31" CONTENT="Storno" WIDTH="98" HPOS="998" VPOS="865" ID="st41-166"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="1108" VPOS="865" ID="st41-167"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="19" HPOS="1166" VPOS="865" ID="st41-168"/><String HEIGHT="31" CONTENT="%" WIDTH="19" HPOS="1197" VPOS="865" ID="st41-169"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="1216" VPOS="865" ID="st41-170"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1248" VPOS="865" ID="st41-171"/><SP/><String HEIGHT="31" CONTENT="Ausnahme" WIDTH="152" HPOS="1286" VPOS="865" ID="st41-172" SUBS_TYPE="HypPart1" SUBS_CONTENT="Ausnahmefällen"/><HYP CONTENT="-" WIDTH="18" HPOS="1438" VPOS="865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl41-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fällen" WIDTH="80" HPOS="196" VPOS="915" ID="st41-173" SUBS_TYPE="HypPart2" SUBS_CONTENT="Ausnahmefällen"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="286" VPOS="915" ID="st41-174"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="338" VPOS="915" ID="st41-175"/><SP/><String HEIGHT="31" CONTENT="15" WIDTH="37" HPOS="384" VPOS="915" ID="st41-176"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="431" VPOS="915" ID="st41-177"/><SP/><String HEIGHT="31" CONTENT="höheren" WIDTH="122" HPOS="470" VPOS="915" ID="st41-178"/><SP/><String HEIGHT="31" CONTENT="Rückkaufwert" WIDTH="202" HPOS="602" VPOS="915" ID="st41-179"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="814" VPOS="915" ID="st41-180"/><SP/><String HEIGHT="31" CONTENT="Police" WIDTH="84" HPOS="873" VPOS="915" ID="st41-181"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="957" VPOS="915" ID="st41-182"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="104" HPOS="982" VPOS="915" ID="st41-183"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="1096" VPOS="915" ID="st41-184"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1197" VPOS="915" ID="st41-185"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1255" VPOS="915" ID="st41-186"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1361" VPOS="915" ID="st41-187"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="915" ID="st41-188"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl41-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fortsetzungsrendite" WIDTH="295" HPOS="196" VPOS="965" ID="st41-189"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="505" VPOS="965" ID="st41-190"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="568" VPOS="965" ID="st41-191"/><SP/><String HEIGHT="31" CONTENT="beteiligt" WIDTH="111" HPOS="711" VPOS="965" ID="st41-192"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="822" VPOS="965" ID="st41-193"/><SP/><String HEIGHT="31" CONTENT="Darüber" WIDTH="120" HPOS="850" VPOS="965" ID="st41-194"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="98" HPOS="985" VPOS="965" ID="st41-195"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="1097" VPOS="965" ID="st41-196"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1214" VPOS="965" ID="st41-197"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1277" VPOS="965" ID="st41-198"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="1388" VPOS="965" ID="st41-199"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="965" ID="st41-200"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl41-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="196" VPOS="1015" ID="st41-201"/><SP/><String HEIGHT="31" CONTENT="Erben" WIDTH="89" HPOS="286" VPOS="1015" ID="st41-202"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="386" VPOS="1015" ID="st41-203"/><SP/><String HEIGHT="31" CONTENT="Todesfall" WIDTH="135" HPOS="431" VPOS="1015" ID="st41-204"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="577" VPOS="1015" ID="st41-205"/><SP/><String HEIGHT="31" CONTENT="nachträgliche" WIDTH="199" HPOS="650" VPOS="1015" ID="st41-206"/><SP/><String HEIGHT="31" CONTENT="Kaufpreiserhöhung" WIDTH="274" HPOS="859" VPOS="1015" ID="st41-207"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1133" VPOS="1015" ID="st41-208"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1160" VPOS="1015" ID="st41-209"/><SP/><String HEIGHT="31" CONTENT="Todesfallschutz" WIDTH="232" HPOS="1224" VPOS="1015" ID="st41-210"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl41-17" WIDTH="299" HEIGHT="31"><String HEIGHT="31" CONTENT="bleibe" WIDTH="89" HPOS="196" VPOS="1065" ID="st41-211"/><SP/><String HEIGHT="31" CONTENT="also" WIDTH="61" HPOS="295" VPOS="1065" ID="st41-212"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="115" HPOS="365" VPOS="1065" ID="st41-213"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="480" VPOS="1065" ID="st41-214"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl41-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1165" ID="st41-215"/><SP/><String HEIGHT="31" CONTENT="Alternative" WIDTH="157" HPOS="281" VPOS="1165" ID="st41-216"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="473" VPOS="1165" ID="st41-217"/><SP/><String HEIGHT="31" CONTENT="Storno" WIDTH="98" HPOS="571" VPOS="1165" ID="st41-218"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="703" VPOS="1165" ID="st41-219"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="780" VPOS="1165" ID="st41-220"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="891" VPOS="1165" ID="st41-221"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="1113" VPOS="1165" ID="st41-222"/><SP/><String HEIGHT="31" CONTENT="bekannt" WIDTH="112" HPOS="1234" VPOS="1165" ID="st41-223"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1346" VPOS="1165" ID="st41-224"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1397" VPOS="1165" ID="st41-225"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl41-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Stornierungsvolumen" WIDTH="315" HPOS="196" VPOS="1215" ID="st41-226"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="530" VPOS="1215" ID="st41-227"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="153" HPOS="597" VPOS="1215" ID="st41-228"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungswirtschaft" WIDTH="458" HPOS="769" VPOS="1215" ID="st41-229"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1245" VPOS="1215" ID="st41-230"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1338" VPOS="1215" ID="st41-231"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="65" HPOS="1391" VPOS="1215" ID="st41-232"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl41-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="2005" WIDTH="74" HPOS="196" VPOS="1265" ID="st41-233"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="294" VPOS="1265" ID="st41-234"/><SP/><String HEIGHT="31" CONTENT="12,6" WIDTH="65" HPOS="361" VPOS="1265" ID="st41-235"/><SP/><String HEIGHT="31" CONTENT="Mrd" WIDTH="50" HPOS="449" VPOS="1265" ID="st41-236"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="499" VPOS="1265" ID="st41-237"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="70" HPOS="539" VPOS="1265" ID="st41-238"/><SP/><String HEIGHT="31" CONTENT="gelegen" WIDTH="112" HPOS="632" VPOS="1265" ID="st41-239"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="744" VPOS="1265" ID="st41-240"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="783" VPOS="1265" ID="st41-241"/><SP/><String HEIGHT="31" CONTENT="Ankaufsvolumen" WIDTH="247" HPOS="866" VPOS="1265" ID="st41-242"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1136" VPOS="1265" ID="st41-243"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1205" VPOS="1265" ID="st41-244"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="1293" VPOS="1265" ID="st41-245"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl41-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="196" VPOS="1315" ID="st41-246"/><SP/><String HEIGHT="31" CONTENT="lediglich" WIDTH="120" HPOS="348" VPOS="1315" ID="st41-247"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="482" VPOS="1315" ID="st41-248"/><SP/><String HEIGHT="31" CONTENT="500" WIDTH="56" HPOS="541" VPOS="1315" ID="st41-249"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="43" HPOS="611" VPOS="1315" ID="st41-250"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="654" VPOS="1315" ID="st41-251"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="668" VPOS="1315" ID="st41-252"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="698" VPOS="1315" ID="st41-253"/><SP/><String HEIGHT="31" CONTENT="Gerd" WIDTH="74" HPOS="834" VPOS="1315" ID="st41-254"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="96" HPOS="923" VPOS="1315" ID="st41-255"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1019" VPOS="1315" ID="st41-256"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="1043" VPOS="1315" ID="st41-257"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="1085" VPOS="1315" ID="st41-258"/><SP/><String HEIGHT="31" CONTENT="kennen" WIDTH="110" HPOS="1284" VPOS="1315" ID="st41-259"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1408" VPOS="1315" ID="st41-260"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl41-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="7" WIDTH="19" HPOS="196" VPOS="1365" ID="st41-261"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="224" VPOS="1365" ID="st41-262"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="264" VPOS="1365" ID="st41-263"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="323" VPOS="1365" ID="st41-264"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="520" VPOS="1365" ID="st41-265"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="575" VPOS="1365" ID="st41-266"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="752" VPOS="1365" ID="st41-267"/><SP/><String HEIGHT="31" CONTENT="Verkaufs" WIDTH="132" HPOS="816" VPOS="1365" ID="st41-268"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="958" VPOS="1365" ID="st41-269"/><SP/><String HEIGHT="31" CONTENT="Police" WIDTH="91" HPOS="1016" VPOS="1365" ID="st41-270"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1118" VPOS="1365" ID="st41-271"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1175" VPOS="1365" ID="st41-272"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="1250" VPOS="1365" ID="st41-273"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1423" VPOS="1365" ID="st41-274"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl41-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="1415" ID="st41-275"/><SP/><String HEIGHT="31" CONTENT="Ergebnis" WIDTH="131" HPOS="261" VPOS="1415" ID="st41-276"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="403" VPOS="1415" ID="st41-277"/><SP/><String HEIGHT="31" CONTENT="Allensbachstudie" WIDTH="252" HPOS="488" VPOS="1415" ID="st41-278"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="751" VPOS="1415" ID="st41-279"/><SP/><String HEIGHT="31" CONTENT="Auftrag" WIDTH="107" HPOS="797" VPOS="1415" ID="st41-280"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="915" VPOS="1415" ID="st41-281"/><SP/><String HEIGHT="31" CONTENT="cash" WIDTH="54" HPOS="974" VPOS="1415" ID="st41-282"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1028" VPOS="1415" ID="st41-283"/><String HEIGHT="31" CONTENT="life" WIDTH="55" HPOS="1041" VPOS="1415" ID="st41-284"/><SP/><String HEIGHT="31" CONTENT="AG" WIDTH="38" HPOS="1107" VPOS="1415" ID="st41-285"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1145" VPOS="1415" ID="st41-286"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="1175" VPOS="1415" ID="st41-287"/><SP/><String HEIGHT="31" CONTENT="Hinweispflicht" WIDTH="204" HPOS="1252" VPOS="1415" ID="st41-288"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl41-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="196" VPOS="1465" ID="st41-289"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="276" VPOS="1465" ID="st41-290"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="332" VPOS="1465" ID="st41-291"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="512" VPOS="1465" ID="st41-292"/><SP/><String HEIGHT="31" CONTENT="Verkaufs" WIDTH="131" HPOS="578" VPOS="1465" ID="st41-293"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="722" VPOS="1465" ID="st41-294"/><SP/><String HEIGHT="31" CONTENT="Versicherungspolice" WIDTH="299" HPOS="783" VPOS="1465" ID="st41-295"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1095" VPOS="1465" ID="st41-296"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="1185" VPOS="1465" ID="st41-297"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1283" VPOS="1465" ID="st41-298"/><SP/><String HEIGHT="31" CONTENT="Rahmen" WIDTH="126" HPOS="1330" VPOS="1465" ID="st41-299"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl41-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1515" ID="st41-300"/><SP/><String HEIGHT="31" CONTENT="Reform" WIDTH="110" HPOS="259" VPOS="1515" ID="st41-301"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="383" VPOS="1515" ID="st41-302"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetzes" WIDTH="467" HPOS="452" VPOS="1515" ID="st41-303"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="934" VPOS="1515" ID="st41-304"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="975" VPOS="1515" ID="st41-305"/><SP/><String HEIGHT="31" CONTENT="eingeführt" WIDTH="148" HPOS="1175" VPOS="1515" ID="st41-306"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1338" VPOS="1515" ID="st41-307"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1515" ID="st41-308"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl41-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fordert" WIDTH="97" HPOS="196" VPOS="1565" ID="st41-309"/><SP/><String HEIGHT="31" CONTENT="Gerd" WIDTH="74" HPOS="308" VPOS="1565" ID="st41-310"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="97" HPOS="396" VPOS="1565" ID="st41-311"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="493" VPOS="1565" ID="st41-312"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="517" VPOS="1565" ID="st41-313"/><SP/><String HEIGHT="31" CONTENT="Großbritannien" WIDTH="223" HPOS="559" VPOS="1565" ID="st41-314"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="796" VPOS="1565" ID="st41-315"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="891" VPOS="1565" ID="st41-316"/><SP/><String HEIGHT="31" CONTENT="Einführung" WIDTH="162" HPOS="952" VPOS="1565" ID="st41-317"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1128" VPOS="1565" ID="st41-318"/><SP/><String HEIGHT="31" CONTENT="entsprechenden" WIDTH="239" HPOS="1217" VPOS="1565" ID="st41-319"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl41-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hinweispflicht" WIDTH="204" HPOS="196" VPOS="1615" ID="st41-320"/><SP/><String HEIGHT="31" CONTENT="25" WIDTH="34" HPOS="416" VPOS="1615" ID="st41-321"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="450" VPOS="1615" ID="st41-322"/><String HEIGHT="31" CONTENT="35" WIDTH="34" HPOS="467" VPOS="1615" ID="st41-323"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="518" VPOS="1615" ID="st41-324"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="563" VPOS="1615" ID="st41-325"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="628" VPOS="1615" ID="st41-326"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="759" VPOS="1615" ID="st41-327"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="842" VPOS="1615" ID="st41-328"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="902" VPOS="1615" ID="st41-329"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1085" VPOS="1615" ID="st41-330"/><SP/><String HEIGHT="31" CONTENT="Verkaufs" WIDTH="132" HPOS="1181" VPOS="1615" ID="st41-331"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1329" VPOS="1615" ID="st41-332"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1392" VPOS="1615" ID="st41-333"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl41-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="196" VPOS="1665" ID="st41-334"/><SP/><String HEIGHT="31" CONTENT="aufgeklärt" WIDTH="146" HPOS="374" VPOS="1665" ID="st41-335"/><SP/><String HEIGHT="31" CONTENT="gewesen" WIDTH="125" HPOS="535" VPOS="1665" ID="st41-336"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="660" VPOS="1665" ID="st41-337"/><SP/><String HEIGHT="31" CONTENT="Danach" WIDTH="115" HPOS="692" VPOS="1665" ID="st41-338"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="822" VPOS="1665" ID="st41-339"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="879" VPOS="1665" ID="st41-340"/><SP/><String HEIGHT="31" CONTENT="Quote" WIDTH="91" HPOS="938" VPOS="1665" ID="st41-341"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1044" VPOS="1665" ID="st41-342"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="1105" VPOS="1665" ID="st41-343"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="1156" VPOS="1665" ID="st41-344"/><SP/><String HEIGHT="31" CONTENT="85" WIDTH="37" HPOS="1214" VPOS="1665" ID="st41-345"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1266" VPOS="1665" ID="st41-346"/><SP/><String HEIGHT="31" CONTENT="geklettert" WIDTH="132" HPOS="1310" VPOS="1665" ID="st41-347"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="1665" ID="st41-348"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl41-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Positiv" WIDTH="98" HPOS="196" VPOS="1715" ID="st41-349"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="308" VPOS="1715" ID="st41-350"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="365" VPOS="1715" ID="st41-351"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="417" VPOS="1715" ID="st41-352"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="90" HPOS="614" VPOS="1715" ID="st41-353"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="704" VPOS="1715" ID="st41-354"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="737" VPOS="1715" ID="st41-355"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="821" VPOS="1715" ID="st41-356"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="861" VPOS="1715" ID="st41-357"/><SP/><String HEIGHT="31" CONTENT="Einführung" WIDTH="161" HPOS="923" VPOS="1715" ID="st41-358"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1098" VPOS="1715" ID="st41-359"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="270" HPOS="1186" VPOS="1715" ID="st41-360"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl41-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="196" VPOS="1765" ID="st41-361"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="279" VPOS="1765" ID="st41-362"/><SP/><String HEIGHT="31" CONTENT="Verkaufsmöglichkeit" WIDTH="298" HPOS="340" VPOS="1765" ID="st41-363"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="655" VPOS="1765" ID="st41-364"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="717" VPOS="1765" ID="st41-365"/><SP/><String HEIGHT="31" CONTENT="zugleich" WIDTH="123" HPOS="896" VPOS="1765" ID="st41-366"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1035" VPOS="1765" ID="st41-367"/><SP/><String HEIGHT="31" CONTENT="Vorabgenehmigung" WIDTH="291" HPOS="1095" VPOS="1765" ID="st41-368"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1765" ID="st41-369"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl41-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherers" WIDTH="188" HPOS="196" VPOS="1815" ID="st41-370"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="420" VPOS="1815" ID="st41-371"/><SP/><String HEIGHT="31" CONTENT="Vertragsübertragung" WIDTH="306" HPOS="502" VPOS="1815" ID="st41-372"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="844" VPOS="1815" ID="st41-373"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="927" VPOS="1815" ID="st41-374"/><SP/><String HEIGHT="31" CONTENT="Zweitmarktunternehmen" WIDTH="360" HPOS="1016" VPOS="1815" ID="st41-375"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1815" ID="st41-376"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl41-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verwertung" WIDTH="171" HPOS="196" VPOS="1865" ID="st41-377"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="379" VPOS="1865" ID="st41-378"/><SP/><String HEIGHT="31" CONTENT="Police" WIDTH="91" HPOS="439" VPOS="1865" ID="st41-379"/><SP/><String HEIGHT="31" CONTENT="liege" WIDTH="65" HPOS="542" VPOS="1865" ID="st41-380"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="607" VPOS="1865" ID="st41-381"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="634" VPOS="1865" ID="st41-382"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="699" VPOS="1865" ID="st41-383"/><SP/><String HEIGHT="31" CONTENT="Vermögensanlagen" WIDTH="289" HPOS="945" VPOS="1865" ID="st41-384"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1246" VPOS="1865" ID="st41-385"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="1293" VPOS="1865" ID="st41-386"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl41-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="338" HPOS="196" VPOS="1915" ID="st41-387"/><SP/><String HEIGHT="31" CONTENT="begrüße" WIDTH="124" HPOS="548" VPOS="1915" ID="st41-388"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="686" VPOS="1915" ID="st41-389"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="148" HPOS="755" VPOS="1915" ID="st41-390"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="918" VPOS="1915" ID="st41-391"/><SP/><String HEIGHT="31" CONTENT="Wissenschaftlichen" WIDTH="285" HPOS="985" VPOS="1915" ID="st41-392"/><SP/><String HEIGHT="31" CONTENT="Beirats" WIDTH="103" HPOS="1285" VPOS="1915" ID="st41-393"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1915" ID="st41-394"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl41-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="196" VPOS="1965" ID="st41-395"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="335" VPOS="1965" ID="st41-396"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="188" HPOS="409" VPOS="1965" ID="st41-397"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="623" VPOS="1965" ID="st41-398"/><SP/><String HEIGHT="31" CONTENT="Schaffung" WIDTH="150" HPOS="695" VPOS="1965" ID="st41-399"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="871" VPOS="1965" ID="st41-400"/><SP/><String HEIGHT="31" CONTENT="gesetzlichen" WIDTH="185" HPOS="971" VPOS="1965" ID="st41-401"/><SP/><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="195" HPOS="1182" VPOS="1965" ID="st41-402"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="1965" ID="st41-403"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl41-35" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherern" WIDTH="286" HPOS="196" VPOS="2015" ID="st41-404"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="482" VPOS="2015" ID="st41-405"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="512" VPOS="2015" ID="st41-406"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="581" VPOS="2015" ID="st41-407"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="710" VPOS="2015" ID="st41-408"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="790" VPOS="2015" ID="st41-409"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="848" VPOS="2015" ID="st41-410"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1028" VPOS="2015" ID="st41-411"/><SP/><String HEIGHT="31" CONTENT="Verkaufs" WIDTH="131" HPOS="1122" VPOS="2015" ID="st41-412"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="1267" VPOS="2015" ID="st41-413"/><SP/><String HEIGHT="31" CONTENT="Policen" WIDTH="110" HPOS="1347" VPOS="2015" ID="st41-414"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl41-36" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="2065" ID="st41-415"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="291" VPOS="2065" ID="st41-416"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="404" VPOS="2065" ID="st41-417"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="616" VPOS="2065" ID="st41-418"/><SP/><String HEIGHT="31" CONTENT="informieren" WIDTH="160" HPOS="700" VPOS="2065" ID="st41-419"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="860" VPOS="2065" ID="st41-420"/><SP/><String HEIGHT="31" CONTENT="Gemeinsam" WIDTH="180" HPOS="924" VPOS="2065" ID="st41-421"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1152" VPOS="2065" ID="st41-422"/><SP/><String HEIGHT="31" CONTENT="institutionellen" WIDTH="212" HPOS="1245" VPOS="2065" ID="st41-423"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl41-37" WIDTH="951" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschützern" WIDTH="328" HPOS="196" VPOS="2115" ID="st41-424"/><SP/><String HEIGHT="31" CONTENT="strebe" WIDTH="92" HPOS="534" VPOS="2115" ID="st41-425"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="636" VPOS="2115" ID="st41-426"/><SP/><String HEIGHT="31" CONTENT="Verband" WIDTH="126" HPOS="693" VPOS="2115" ID="st41-427"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="828" VPOS="2115" ID="st41-428"/><SP/><String HEIGHT="31" CONTENT="Neuregelung" WIDTH="190" HPOS="901" VPOS="2115" ID="st41-429"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1101" VPOS="2115" ID="st41-430"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1131" VPOS="2115" ID="st41-431"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl41-38" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="33" WIDTH="37" HPOS="1419" VPOS="2207" ID="st41-432"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="42" ID="p592556" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592556" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592556" HEIGHT="2338"><TextLine HPOS="196" VPOS="265" ID="tl42-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="196" VPOS="265" ID="st42-0"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="317" VPOS="265" ID="st42-1"/><SP/><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="194" HPOS="401" VPOS="265" ID="st42-2"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="616" VPOS="265" ID="st42-3"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="685" VPOS="265" ID="st42-4"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1059" VPOS="265" ID="st42-5"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="1126" VPOS="265" ID="st42-6"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1313" VPOS="265" ID="st42-7"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="265" ID="st42-8"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl42-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="196" VPOS="315" ID="st42-9"/><SP/><String HEIGHT="31" CONTENT="sprechen" WIDTH="137" HPOS="377" VPOS="315" ID="st42-10"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="532" VPOS="315" ID="st42-11"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="643" VPOS="315" ID="st42-12"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="108" HPOS="805" VPOS="315" ID="st42-13"/><SP/><String HEIGHT="31" CONTENT="drei" WIDTH="55" HPOS="931" VPOS="315" ID="st42-14"/><SP/><String HEIGHT="31" CONTENT="Argumente" WIDTH="154" HPOS="1004" VPOS="315" ID="st42-15"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="1158" VPOS="315" ID="st42-16"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="1193" VPOS="315" ID="st42-17"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1278" VPOS="315" ID="st42-18"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="1377" VPOS="315" ID="st42-19"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl42-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="365" ID="st42-20"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="292" VPOS="365" ID="st42-21"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="369" VPOS="365" ID="st42-22"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="522" VPOS="365" ID="st42-23"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="594" VPOS="365" ID="st42-24"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="684" VPOS="365" ID="st42-25"/><SP/><String HEIGHT="31" CONTENT="verkäuflich" WIDTH="154" HPOS="873" VPOS="365" ID="st42-26"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1027" VPOS="365" ID="st42-27"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="49" HPOS="1067" VPOS="365" ID="st42-28"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1142" VPOS="365" ID="st42-29"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1156" VPOS="365" ID="st42-30"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1170" VPOS="365" ID="st42-31"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1184" VPOS="365" ID="st42-32"/><SP/><String HEIGHT="31" CONTENT="Frühstornofälle" WIDTH="216" HPOS="1225" VPOS="365" ID="st42-33"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="365" ID="st42-34"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl42-3" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="196" VPOS="415" ID="st42-35"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="395" VPOS="415" ID="st42-36"/><SP/><String HEIGHT="31" CONTENT="somit" WIDTH="80" HPOS="536" VPOS="415" ID="st42-37"/><SP/><String HEIGHT="31" CONTENT="darüber" WIDTH="115" HPOS="631" VPOS="415" ID="st42-38"/><SP/><String HEIGHT="31" CONTENT="aufgeklärt" WIDTH="147" HPOS="761" VPOS="415" ID="st42-39"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="923" VPOS="415" ID="st42-40"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1024" VPOS="415" ID="st42-41"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="1057" VPOS="415" ID="st42-42"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1109" VPOS="415" ID="st42-43"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="110" HPOS="1161" VPOS="415" ID="st42-44"/><SP/><String HEIGHT="31" CONTENT="zweitmarkt" WIDTH="156" HPOS="1286" VPOS="415" ID="st42-45" SUBS_TYPE="HypPart1" SUBS_CONTENT="zweitmarktfähig"/><HYP CONTENT="-" WIDTH="15" HPOS="1442" VPOS="415" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl42-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fähig" WIDTH="73" HPOS="196" VPOS="465" ID="st42-46" SUBS_TYPE="HypPart2" SUBS_CONTENT="zweitmarktfähig"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="294" VPOS="465" ID="st42-47"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="352" VPOS="465" ID="st42-48"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="444" VPOS="465" ID="st42-49"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="509" VPOS="465" ID="st42-50"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="549" VPOS="465" ID="st42-51"/><SP/><String HEIGHT="31" CONTENT="einfache" WIDTH="126" HPOS="640" VPOS="465" ID="st42-52"/><SP/><String HEIGHT="31" CONTENT="kurze" WIDTH="82" HPOS="791" VPOS="465" ID="st42-53"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="898" VPOS="465" ID="st42-54"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1090" VPOS="465" ID="st42-55"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1182" VPOS="465" ID="st42-56"/><SP/><String HEIGHT="31" CONTENT="Existenz" WIDTH="126" HPOS="1251" VPOS="465" ID="st42-57"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="465" ID="st42-58"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl42-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zweitmarktes" WIDTH="198" HPOS="196" VPOS="515" ID="st42-59"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="415" VPOS="515" ID="st42-60"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="86" HPOS="477" VPOS="515" ID="st42-61"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="583" VPOS="515" ID="st42-62"/><SP/><String HEIGHT="31" CONTENT="ausreichend" WIDTH="175" HPOS="673" VPOS="515" ID="st42-63"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="848" VPOS="515" ID="st42-64"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="38" HPOS="885" VPOS="515" ID="st42-65"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="72" HPOS="944" VPOS="515" ID="st42-66"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1036" VPOS="515" ID="st42-67"/><SP/><String HEIGHT="31" CONTENT="umfassende" WIDTH="182" HPOS="1119" VPOS="515" ID="st42-68"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1321" VPOS="515" ID="st42-69"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl42-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="notwendig" WIDTH="145" HPOS="196" VPOS="565" ID="st42-70"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="341" VPOS="565" ID="st42-71"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="395" VPOS="565" ID="st42-72"/><SP/><String HEIGHT="31" CONTENT="zweiten" WIDTH="113" HPOS="498" VPOS="565" ID="st42-73"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="648" VPOS="565" ID="st42-74"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="795" VPOS="565" ID="st42-75"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="884" VPOS="565" ID="st42-76"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="106" HPOS="1247" VPOS="565" ID="st42-77"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1353" VPOS="565" ID="st42-78"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="565" ID="st42-79"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl42-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="entstehenden" WIDTH="202" HPOS="196" VPOS="615" ID="st42-80"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="103" HPOS="414" VPOS="615" ID="st42-81"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="533" VPOS="615" ID="st42-82"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="674" VPOS="615" ID="st42-83"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="762" VPOS="615" ID="st42-84"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="92" HPOS="831" VPOS="615" ID="st42-85"/><SP/><String HEIGHT="31" CONTENT="getragen" WIDTH="131" HPOS="939" VPOS="615" ID="st42-86"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1086" VPOS="615" ID="st42-87"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1188" VPOS="615" ID="st42-88"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1220" VPOS="615" ID="st42-89"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1280" VPOS="615" ID="st42-90"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="90" HPOS="1366" VPOS="615" ID="st42-91"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl42-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gebrauch" WIDTH="147" HPOS="196" VPOS="665" ID="st42-92"/><SP/><String HEIGHT="31" CONTENT="machen" WIDTH="119" HPOS="353" VPOS="665" ID="st42-93"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="112" HPOS="482" VPOS="665" ID="st42-94"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="594" VPOS="665" ID="st42-95"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="620" VPOS="665" ID="st42-96"/><SP/><String HEIGHT="31" CONTENT="dritten" WIDTH="88" HPOS="698" VPOS="665" ID="st42-97"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="786" VPOS="665" ID="st42-98"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="810" VPOS="665" ID="st42-99"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="848" VPOS="665" ID="st42-100"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="31" HPOS="907" VPOS="665" ID="st42-101"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="938" VPOS="665" ID="st42-102"/><String HEIGHT="31" CONTENT="Lebensversicherungsrichtlinie" WIDTH="450" HPOS="953" VPOS="665" ID="st42-103"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="665" ID="st42-104"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl42-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geregelt" WIDTH="115" HPOS="196" VPOS="715" ID="st42-105"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="311" VPOS="715" ID="st42-106"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="341" VPOS="715" ID="st42-107"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="427" VPOS="715" ID="st42-108"/><SP/><String HEIGHT="31" CONTENT="Mitgliedstaat" WIDTH="187" HPOS="487" VPOS="715" ID="st42-109"/><SP/><String HEIGHT="31" CONTENT="zusätzliche" WIDTH="165" HPOS="690" VPOS="715" ID="st42-110"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="197" HPOS="870" VPOS="715" ID="st42-111"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1067" VPOS="715" ID="st42-112"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1098" VPOS="715" ID="st42-113"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1158" VPOS="715" ID="st42-114"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1240" VPOS="715" ID="st42-115"/><SP/><String HEIGHT="31" CONTENT="Inhalt" WIDTH="82" HPOS="1311" VPOS="715" ID="st42-116"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="715" ID="st42-117"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl42-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="196" VPOS="765" ID="st42-118"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="225" VPOS="765" ID="st42-119"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="240" VPOS="765" ID="st42-120"/><SP/><String HEIGHT="31" CONTENT="hinausgehen" WIDTH="183" HPOS="408" VPOS="765" ID="st42-121"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="591" VPOS="765" ID="st42-122"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="627" VPOS="765" ID="st42-123"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="710" VPOS="765" ID="st42-124"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1139" VPOS="765" ID="st42-125"/><SP/><String HEIGHT="31" CONTENT="dann" WIDTH="74" HPOS="1206" VPOS="765" ID="st42-126"/><SP/><String HEIGHT="31" CONTENT="auferlegen" WIDTH="157" HPOS="1299" VPOS="765" ID="st42-127"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl42-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kann" WIDTH="65" HPOS="196" VPOS="815" ID="st42-128"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="261" VPOS="815" ID="st42-129"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="300" VPOS="815" ID="st42-130"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="401" VPOS="815" ID="st42-131"/><SP/><String HEIGHT="31" CONTENT="dazu" WIDTH="72" HPOS="466" VPOS="815" ID="st42-132"/><SP/><String HEIGHT="31" CONTENT="dienen" WIDTH="93" HPOS="560" VPOS="815" ID="st42-133"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="653" VPOS="815" ID="st42-134"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="691" VPOS="815" ID="st42-135"/><SP/><String HEIGHT="31" CONTENT="konkrete" WIDTH="128" HPOS="758" VPOS="815" ID="st42-136"/><SP/><String HEIGHT="31" CONTENT="Police" WIDTH="90" HPOS="908" VPOS="815" ID="st42-137"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1020" VPOS="815" ID="st42-138"/><SP/><String HEIGHT="31" CONTENT="verstehen" WIDTH="140" HPOS="1077" VPOS="815" ID="st42-139"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1217" VPOS="815" ID="st42-140"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1255" VPOS="815" ID="st42-141"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="1314" VPOS="815" ID="st42-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="815" ID="st42-143"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl42-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Information" WIDTH="167" HPOS="196" VPOS="865" ID="st42-144"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="380" VPOS="865" ID="st42-145"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="464" VPOS="865" ID="st42-146"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="163" HPOS="537" VPOS="865" ID="st42-147"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="717" VPOS="865" ID="st42-148"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="777" VPOS="865" ID="st42-149"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="856" VPOS="865" ID="st42-150"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="944" VPOS="865" ID="st42-151"/><SP/><String HEIGHT="31" CONTENT="Fall" WIDTH="50" HPOS="1009" VPOS="865" ID="st42-152"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1059" VPOS="865" ID="st42-153"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1090" VPOS="865" ID="st42-154"/><SP/><String HEIGHT="31" CONTENT="Europäische" WIDTH="186" HPOS="1166" VPOS="865" ID="st42-155"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="1369" VPOS="865" ID="st42-156"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl42-13" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="spreche" WIDTH="119" HPOS="196" VPOS="915" ID="st42-157"/><SP/><String HEIGHT="31" CONTENT="also" WIDTH="61" HPOS="338" VPOS="915" ID="st42-158"/><SP/><String HEIGHT="31" CONTENT="dagegen" WIDTH="121" HPOS="422" VPOS="915" ID="st42-159"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="543" VPOS="915" ID="st42-160"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="584" VPOS="915" ID="st42-161"/><SP/><String HEIGHT="31" CONTENT="solche" WIDTH="97" HPOS="670" VPOS="915" ID="st42-162"/><SP/><String HEIGHT="31" CONTENT="Hinweispflicht" WIDTH="204" HPOS="790" VPOS="915" ID="st42-163"/><SP/><String HEIGHT="31" CONTENT="bezüglich" WIDTH="141" HPOS="1017" VPOS="915" ID="st42-164"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1181" VPOS="915" ID="st42-165"/><SP/><String HEIGHT="31" CONTENT="Zweitmarktes" WIDTH="199" HPOS="1258" VPOS="915" ID="st42-166"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl42-14" WIDTH="180" HEIGHT="31"><String HEIGHT="31" CONTENT="festzulegen" WIDTH="165" HPOS="196" VPOS="965" ID="st42-167"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="361" VPOS="965" ID="st42-168"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl42-15" WIDTH="973" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1065" ID="st42-169"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1065" ID="st42-170"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="225" VPOS="1065" ID="st42-171"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1065" ID="st42-172"/><String HEIGHT="31" CONTENT="5" WIDTH="15" HPOS="255" VPOS="1065" ID="st42-173"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="319" HPOS="296" VPOS="1065" ID="st42-174"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="624" VPOS="1065" ID="st42-175"/><SP/><String HEIGHT="31" CONTENT="Renten" WIDTH="96" HPOS="682" VPOS="1065" ID="st42-176"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="778" VPOS="1065" ID="st42-177"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="794" VPOS="1065" ID="st42-178"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeits" WIDTH="270" HPOS="819" VPOS="1065" ID="st42-179"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1089" VPOS="1065" ID="st42-180"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1114" VPOS="1065" ID="st42-181"/></TextLine><TextLine HPOS="296" VPOS="1115" ID="tl42-16" WIDTH="315" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenversicherung" WIDTH="315" HPOS="296" VPOS="1115" ID="st42-182"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl42-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1215" ID="st42-183"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="406" HPOS="267" VPOS="1215" ID="st42-184"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="694" VPOS="1215" ID="st42-185"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="759" VPOS="1215" ID="st42-186"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="828" VPOS="1215" ID="st42-187"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1064" VPOS="1215" ID="st42-188"/><SP/><String HEIGHT="31" CONTENT="mangelhaft" WIDTH="158" HPOS="1146" VPOS="1215" ID="st42-189"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1304" VPOS="1215" ID="st42-190"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="115" HPOS="1341" VPOS="1215" ID="st42-191"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl42-18" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="196" VPOS="1265" ID="st42-192"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="318" VPOS="1265" ID="st42-193"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="336" VPOS="1265" ID="st42-194"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="439" VPOS="1265" ID="st42-195"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="589" VPOS="1265" ID="st42-196"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="612" VPOS="1265" ID="st42-197"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="694" VPOS="1265" ID="st42-198"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="790" VPOS="1265" ID="st42-199"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="878" VPOS="1265" ID="st42-200"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="928" VPOS="1265" ID="st42-201"/><SP/><String HEIGHT="31" CONTENT="Rückschritt" WIDTH="165" HPOS="1024" VPOS="1265" ID="st42-202"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1203" VPOS="1265" ID="st42-203"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1244" VPOS="1265" ID="st42-204"/><SP/><String HEIGHT="31" CONTENT="Verteilung" WIDTH="151" HPOS="1306" VPOS="1265" ID="st42-205"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl42-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1315" ID="st42-206"/><SP/><String HEIGHT="31" CONTENT="Abschlusskosten" WIDTH="242" HPOS="256" VPOS="1315" ID="st42-207"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="498" VPOS="1315" ID="st42-208"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="526" VPOS="1315" ID="st42-209"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="585" VPOS="1315" ID="st42-210"/><SP/><String HEIGHT="31" CONTENT="Riester" WIDTH="110" HPOS="645" VPOS="1315" ID="st42-211"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="755" VPOS="1315" ID="st42-212"/><String HEIGHT="31" CONTENT="Rente" WIDTH="79" HPOS="771" VPOS="1315" ID="st42-213"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="861" VPOS="1315" ID="st42-214"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="952" VPOS="1315" ID="st42-215"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="104" HPOS="1008" VPOS="1315" ID="st42-216"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1123" VPOS="1315" ID="st42-217"/><SP/><String HEIGHT="31" CONTENT="zehn" WIDTH="72" HPOS="1180" VPOS="1315" ID="st42-218"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="83" HPOS="1264" VPOS="1315" ID="st42-219"/><SP/><String HEIGHT="31" CONTENT="verteilt" WIDTH="98" HPOS="1358" VPOS="1315" ID="st42-220"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl42-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="worden" WIDTH="102" HPOS="196" VPOS="1365" ID="st42-221"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="298" VPOS="1365" ID="st42-222"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="324" VPOS="1365" ID="st42-223"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="378" VPOS="1365" ID="st42-224"/><SP/><String HEIGHT="31" CONTENT="Rürup" WIDTH="86" HPOS="436" VPOS="1365" ID="st42-225"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="522" VPOS="1365" ID="st42-226"/><String HEIGHT="31" CONTENT="Rente" WIDTH="87" HPOS="539" VPOS="1365" ID="st42-227"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="636" VPOS="1365" ID="st42-228"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="693" VPOS="1365" ID="st42-229"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="775" VPOS="1365" ID="st42-230"/><SP/><String HEIGHT="31" CONTENT="fünf" WIDTH="55" HPOS="831" VPOS="1365" ID="st42-231"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="77" HPOS="896" VPOS="1365" ID="st42-232"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="973" VPOS="1365" ID="st42-233"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="998" VPOS="1365" ID="st42-234"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1074" VPOS="1365" ID="st42-235"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1206" VPOS="1365" ID="st42-236"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1306" VPOS="1365" ID="st42-237"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1360" VPOS="1365" ID="st42-238"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl42-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="196" VPOS="1415" ID="st42-239"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="237" VPOS="1415" ID="st42-240"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="300" VPOS="1415" ID="st42-241"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="433" VPOS="1415" ID="st42-242"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="662" VPOS="1415" ID="st42-243"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="764" VPOS="1415" ID="st42-244"/><SP/><String HEIGHT="31" CONTENT="schlecht" WIDTH="123" HPOS="860" VPOS="1415" ID="st42-245"/><SP/><String HEIGHT="31" CONTENT="gemanagten" WIDTH="186" HPOS="997" VPOS="1415" ID="st42-246"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="1197" VPOS="1415" ID="st42-247"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="1382" VPOS="1415" ID="st42-248"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl42-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="derbe" WIDTH="86" HPOS="196" VPOS="1465" ID="st42-249"/><SP/><String HEIGHT="31" CONTENT="Verluste" WIDTH="122" HPOS="305" VPOS="1465" ID="st42-250"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="451" VPOS="1465" ID="st42-251"/><SP/><String HEIGHT="31" CONTENT="verlassen" WIDTH="136" HPOS="545" VPOS="1465" ID="st42-252"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="681" VPOS="1465" ID="st42-253"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="721" VPOS="1465" ID="st42-254"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="772" VPOS="1465" ID="st42-255"/><SP/><String HEIGHT="31" CONTENT="betrieblichen" WIDTH="189" HPOS="844" VPOS="1465" ID="st42-256"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="1057" VPOS="1465" ID="st42-257"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="93" HPOS="1295" VPOS="1465" ID="st42-258"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1465" ID="st42-259"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl42-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1515" ID="st42-260"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="635" VPOS="1515" ID="st42-261"/><SP/><String HEIGHT="31" CONTENT="Problem" WIDTH="124" HPOS="718" VPOS="1515" ID="st42-262"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="871" VPOS="1515" ID="st42-263"/><SP/><String HEIGHT="31" CONTENT="Versicherungswechsels" WIDTH="350" HPOS="954" VPOS="1515" ID="st42-264"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1333" VPOS="1515" ID="st42-265"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1515" ID="st42-266"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl42-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="196" VPOS="1565" ID="st42-267"/><SP/><String HEIGHT="31" CONTENT="gelöst" WIDTH="84" HPOS="337" VPOS="1565" ID="st42-268"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="421" VPOS="1565" ID="st42-269"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="461" VPOS="1565" ID="st42-270"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="541" VPOS="1565" ID="st42-271"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="72" HPOS="663" VPOS="1565" ID="st42-272"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="761" VPOS="1565" ID="st42-273"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="860" VPOS="1565" ID="st42-274"/><SP/><String HEIGHT="31" CONTENT="Arbeitgeber" WIDTH="172" HPOS="978" VPOS="1565" ID="st42-275"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="1176" VPOS="1565" ID="st42-276"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1275" VPOS="1565" ID="st42-277"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="1565" ID="st42-278"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl42-25" WIDTH="899" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1615" ID="st42-279"/><SP/><String HEIGHT="31" CONTENT="wechseln" WIDTH="139" HPOS="615" VPOS="1615" ID="st42-280"/><String HEIGHT="31" CONTENT="-" WIDTH="12" HPOS="763" VPOS="1615" ID="st42-281"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="784" VPOS="1615" ID="st42-282"/><SP/><String HEIGHT="31" CONTENT="großen" WIDTH="106" HPOS="867" VPOS="1615" ID="st42-283"/><SP/><String HEIGHT="31" CONTENT="Verlust" WIDTH="98" HPOS="982" VPOS="1615" ID="st42-284"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1080" VPOS="1615" ID="st42-285"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl42-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1715" ID="st42-286"/><SP/><String HEIGHT="31" CONTENT="Behandlung" WIDTH="178" HPOS="278" VPOS="1715" ID="st42-287"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="488" VPOS="1715" ID="st42-288"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherung" WIDTH="465" HPOS="568" VPOS="1715" ID="st42-289"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1065" VPOS="1715" ID="st42-290"/><SP/><String HEIGHT="31" CONTENT="Gesetzesentwurf" WIDTH="250" HPOS="1132" VPOS="1715" ID="st42-291"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="1715" ID="st42-292"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl42-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="stiefmütterliche" WIDTH="220" HPOS="196" VPOS="1765" ID="st42-293"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="416" VPOS="1765" ID="st42-294"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="115" HPOS="448" VPOS="1765" ID="st42-295"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="581" VPOS="1765" ID="st42-296"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="703" VPOS="1765" ID="st42-297"/><String HEIGHT="31" CONTENT="Josef" WIDTH="87" HPOS="720" VPOS="1765" ID="st42-298"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="827" VPOS="1765" ID="st42-299"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="977" VPOS="1765" ID="st42-300"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1004" VPOS="1765" ID="st42-301"/><SP/><String HEIGHT="31" CONTENT="erste" WIDTH="75" HPOS="1081" VPOS="1765" ID="st42-302"/><SP/><String HEIGHT="31" CONTENT="Problem" WIDTH="124" HPOS="1174" VPOS="1765" ID="st42-303"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1316" VPOS="1765" ID="st42-304"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1355" VPOS="1765" ID="st42-305"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="1765" ID="st42-306"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl42-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="viele" WIDTH="69" HPOS="196" VPOS="1815" ID="st42-307"/><SP/><String HEIGHT="31" CONTENT="Versicherungsinteressenten" WIDTH="413" HPOS="295" VPOS="1815" ID="st42-308"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="738" VPOS="1815" ID="st42-309"/><SP/><String HEIGHT="31" CONTENT="Vorerkrankungen" WIDTH="256" HPOS="866" VPOS="1815" ID="st42-310"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1152" VPOS="1815" ID="st42-311"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="1248" VPOS="1815" ID="st42-312"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="1815" ID="st42-313"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl42-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="risikoreichen" WIDTH="187" HPOS="196" VPOS="1865" ID="st42-314"/><SP/><String HEIGHT="31" CONTENT="Berufes" WIDTH="108" HPOS="396" VPOS="1865" ID="st42-315"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="504" VPOS="1865" ID="st42-316"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="533" VPOS="1865" ID="st42-317"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="596" VPOS="1865" ID="st42-318"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="610" VPOS="1865" ID="st42-319"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="625" VPOS="1865" ID="st42-320"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="639" VPOS="1865" ID="st42-321"/><SP/><String HEIGHT="31" CONTENT="Musiker" WIDTH="110" HPOS="667" VPOS="1865" ID="st42-322"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="777" VPOS="1865" ID="st42-323"/><SP/><String HEIGHT="31" CONTENT="kein" WIDTH="61" HPOS="806" VPOS="1865" ID="st42-324"/><SP/><String HEIGHT="31" CONTENT="Vertragsangebot" WIDTH="246" HPOS="880" VPOS="1865" ID="st42-325"/><SP/><String HEIGHT="31" CONTENT="erhielten" WIDTH="123" HPOS="1139" VPOS="1865" ID="st42-326"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1262" VPOS="1865" ID="st42-327"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1289" VPOS="1865" ID="st42-328"/><SP/><String HEIGHT="31" CONTENT="zweite" WIDTH="94" HPOS="1362" VPOS="1865" ID="st42-329"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl42-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Problem" WIDTH="124" HPOS="196" VPOS="1915" ID="st42-330"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="337" VPOS="1915" ID="st42-331"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="433" VPOS="1915" ID="st42-332"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="493" VPOS="1915" ID="st42-333"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="689" VPOS="1915" ID="st42-334"/><SP/><String HEIGHT="31" CONTENT="Leistungsfall" WIDTH="180" HPOS="741" VPOS="1915" ID="st42-335"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="921" VPOS="1915" ID="st42-336"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="951" VPOS="1915" ID="st42-337"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="327" HPOS="1015" VPOS="1915" ID="st42-338"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1358" VPOS="1915" ID="st42-339"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl42-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="196" VPOS="1965" ID="st42-340"/><SP/><String HEIGHT="31" CONTENT="lange" WIDTH="81" HPOS="274" VPOS="1965" ID="st42-341"/><SP/><String HEIGHT="31" CONTENT="warten" WIDTH="93" HPOS="368" VPOS="1965" ID="st42-342"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="461" VPOS="1965" ID="st42-343"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="490" VPOS="1965" ID="st42-344"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="545" VPOS="1965" ID="st42-345"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="587" VPOS="1965" ID="st42-346"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="97" HPOS="762" VPOS="1965" ID="st42-347"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="859" VPOS="1965" ID="st42-348"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="886" VPOS="1965" ID="st42-349"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="958" VPOS="1965" ID="st42-350"/><SP/><String HEIGHT="31" CONTENT="Branche" WIDTH="124" HPOS="1015" VPOS="1965" ID="st42-351"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1152" VPOS="1965" ID="st42-352"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1236" VPOS="1965" ID="st42-353"/><SP/><String HEIGHT="31" CONTENT="bestreite" WIDTH="123" HPOS="1319" VPOS="1965" ID="st42-354"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="1965" ID="st42-355"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl42-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Manche" WIDTH="119" HPOS="196" VPOS="2015" ID="st42-356"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="327" VPOS="2015" ID="st42-357"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="535" VPOS="2015" ID="st42-358"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="621" VPOS="2015" ID="st42-359"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="680" VPOS="2015" ID="st42-360"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="741" VPOS="2015" ID="st42-361"/><SP/><String HEIGHT="31" CONTENT="Seite" WIDTH="76" HPOS="834" VPOS="2015" ID="st42-362"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="33" HPOS="923" VPOS="2015" ID="st42-363"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="956" VPOS="2015" ID="st42-364"/><String HEIGHT="31" CONTENT="000" WIDTH="51" HPOS="973" VPOS="2015" ID="st42-365"/><SP/><String HEIGHT="31" CONTENT="Neuabschlüsse" WIDTH="228" HPOS="1036" VPOS="2015" ID="st42-366"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1276" VPOS="2015" ID="st42-367"/><SP/><String HEIGHT="31" CONTENT="Jahr" WIDTH="64" HPOS="1324" VPOS="2015" ID="st42-368"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="2015" ID="st42-369"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl42-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="196" VPOS="2065" ID="st42-370"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="314" VPOS="2065" ID="st42-371"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="380" VPOS="2065" ID="st42-372"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="123" HPOS="448" VPOS="2065" ID="st42-373"/><SP/><String HEIGHT="31" CONTENT="Seite" WIDTH="76" HPOS="590" VPOS="2065" ID="st42-374"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="37" HPOS="686" VPOS="2065" ID="st42-375"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="743" VPOS="2065" ID="st42-376"/><SP/><String HEIGHT="31" CONTENT="abwickeln" WIDTH="140" HPOS="890" VPOS="2065" ID="st42-377"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1030" VPOS="2065" ID="st42-378"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="1066" VPOS="2065" ID="st42-379"/><SP/><String HEIGHT="31" CONTENT="letzteres" WIDTH="126" HPOS="1136" VPOS="2065" ID="st42-380"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1282" VPOS="2065" ID="st42-381"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1344" VPOS="2065" ID="st42-382"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="2065" ID="st42-383"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl42-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sachbearbeiter" WIDTH="226" HPOS="196" VPOS="2115" ID="st42-384"/><SP/><String HEIGHT="31" CONTENT="eingesetzt" WIDTH="146" HPOS="436" VPOS="2115" ID="st42-385"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="582" VPOS="2115" ID="st42-386"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="88" HPOS="611" VPOS="2115" ID="st42-387"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="713" VPOS="2115" ID="st42-388"/><SP/><String HEIGHT="31" CONTENT="erkranke" WIDTH="123" HPOS="775" VPOS="2115" ID="st42-389"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="898" VPOS="2115" ID="st42-390"/><SP/><String HEIGHT="31" CONTENT="verzögere" WIDTH="148" HPOS="928" VPOS="2115" ID="st42-391"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1090" VPOS="2115" ID="st42-392"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1163" VPOS="2115" ID="st42-393"/><SP/><String HEIGHT="31" CONTENT="Auszahlung" WIDTH="166" HPOS="1222" VPOS="2115" ID="st42-394"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1388" VPOS="2115" ID="st42-395"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1419" VPOS="2115" ID="st42-396"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl42-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="34" WIDTH="37" HPOS="196" VPOS="2207" ID="st42-397"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="43" ID="p592557" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592557" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592557" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl43-0" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="196" VPOS="215" ID="st43-0"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="313" VPOS="215" ID="st43-1"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="769" VPOS="215" ID="st43-2"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="867" VPOS="215" ID="st43-3"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="926" VPOS="215" ID="st43-4"/><SP/><String HEIGHT="31" CONTENT="Ansätze" WIDTH="113" HPOS="1030" VPOS="215" ID="st43-5"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1143" VPOS="215" ID="st43-6"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1184" VPOS="215" ID="st43-7"/><SP/><String HEIGHT="31" CONTENT="ungewöhnlich" WIDTH="204" HPOS="1253" VPOS="215" ID="st43-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl43-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="langen" WIDTH="100" HPOS="196" VPOS="265" ID="st43-9"/><SP/><String HEIGHT="31" CONTENT="Zeiträume" WIDTH="150" HPOS="311" VPOS="265" ID="st43-10"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="475" VPOS="265" ID="st43-11"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="532" VPOS="265" ID="st43-12"/><SP/><String HEIGHT="31" CONTENT="Leistungszahlungen" WIDTH="296" HPOS="593" VPOS="265" ID="st43-13"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="903" VPOS="265" ID="st43-14"/><SP/><String HEIGHT="31" CONTENT="verkürzen" WIDTH="146" HPOS="953" VPOS="265" ID="st43-15"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1113" VPOS="265" ID="st43-16"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1194" VPOS="265" ID="st43-17"/><SP/><String HEIGHT="31" CONTENT="anderer" WIDTH="114" HPOS="1235" VPOS="265" ID="st43-18"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="1364" VPOS="265" ID="st43-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl43-2" WIDTH="967" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualitätskontrollen" WIDTH="276" HPOS="196" VPOS="315" ID="st43-20"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="481" VPOS="315" ID="st43-21"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="530" VPOS="315" ID="st43-22"/><SP/><String HEIGHT="31" CONTENT="Abwicklung" WIDTH="169" HPOS="583" VPOS="315" ID="st43-23"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="761" VPOS="315" ID="st43-24"/><SP/><String HEIGHT="31" CONTENT="Verträgen" WIDTH="147" HPOS="824" VPOS="315" ID="st43-25"/><SP/><String HEIGHT="31" CONTENT="einzuführen" WIDTH="167" HPOS="980" VPOS="315" ID="st43-26"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1147" VPOS="315" ID="st43-27"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl43-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="415" ID="st43-28"/><SP/><String HEIGHT="31" CONTENT="gesetzliches" WIDTH="184" HPOS="271" VPOS="415" ID="st43-29"/><SP/><String HEIGHT="31" CONTENT="Verbot" WIDTH="98" HPOS="481" VPOS="415" ID="st43-30"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="606" VPOS="415" ID="st43-31"/><SP/><String HEIGHT="31" CONTENT="Gesundheitsfragen" WIDTH="281" HPOS="687" VPOS="415" ID="st43-32"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="995" VPOS="415" ID="st43-33"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="1057" VPOS="415" ID="st43-34"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1196" VPOS="415" ID="st43-35"/><SP/><String HEIGHT="31" CONTENT="substitutiven" WIDTH="185" HPOS="1271" VPOS="415" ID="st43-36"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl43-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenvoll" WIDTH="169" HPOS="196" VPOS="465" ID="st43-37"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="365" VPOS="465" ID="st43-38"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="394" VPOS="465" ID="st43-39"/><SP/><String HEIGHT="31" CONTENT="Krankentagegeldversicherung" WIDTH="444" HPOS="461" VPOS="465" ID="st43-40"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="96" HPOS="917" VPOS="465" ID="st43-41"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="1025" VPOS="465" ID="st43-42"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="91" HPOS="1115" VPOS="465" ID="st43-43"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1206" VPOS="465" ID="st43-44"/><SP/><String HEIGHT="31" CONTENT="Dadurch" WIDTH="125" HPOS="1228" VPOS="465" ID="st43-45"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1366" VPOS="465" ID="st43-46"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl43-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="515" ID="st43-47"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="310" VPOS="515" ID="st43-48"/><SP/><String HEIGHT="31" CONTENT="Wettbewerbsgerechtigkeit" WIDTH="383" HPOS="427" VPOS="515" ID="st43-49"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="851" VPOS="515" ID="st43-50"/><SP/><String HEIGHT="31" CONTENT="gesetzlicher" WIDTH="177" HPOS="1030" VPOS="515" ID="st43-51"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1248" VPOS="515" ID="st43-52"/><SP/><String HEIGHT="31" CONTENT="privater" WIDTH="111" HPOS="1345" VPOS="515" ID="st43-53"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl43-6" WIDTH="445" HEIGHT="31"><String HEIGHT="31" CONTENT="Krankenversicherung" WIDTH="315" HPOS="196" VPOS="565" ID="st43-54"/><SP/><String HEIGHT="31" CONTENT="erreicht" WIDTH="106" HPOS="521" VPOS="565" ID="st43-55"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="627" VPOS="565" ID="st43-56"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl43-7" WIDTH="630" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="196" VPOS="665" ID="st43-57"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="665" ID="st43-58"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="227" VPOS="665" ID="st43-59"/><SP/><String HEIGHT="31" CONTENT="Optimierte" WIDTH="167" HPOS="276" VPOS="665" ID="st43-60"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatung" WIDTH="374" HPOS="452" VPOS="665" ID="st43-61"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl43-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="765" ID="st43-62"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="74" HPOS="266" VPOS="765" ID="st43-63"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="350" VPOS="765" ID="st43-64"/><SP/><String HEIGHT="31" CONTENT="ebenso" WIDTH="109" HPOS="792" VPOS="765" ID="st43-65"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="912" VPOS="765" ID="st43-66"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="972" VPOS="765" ID="st43-67"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="1026" VPOS="765" ID="st43-68"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1205" VPOS="765" ID="st43-69"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="1264" VPOS="765" ID="st43-70"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1293" VPOS="765" ID="st43-71"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="148" HPOS="1308" VPOS="765" ID="st43-72"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl43-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="196" VPOS="815" ID="st43-73"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="277" VPOS="815" ID="st43-74"/><SP/><String HEIGHT="31" CONTENT="streben" WIDTH="111" HPOS="667" VPOS="815" ID="st43-75"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="792" VPOS="815" ID="st43-76"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="119" HPOS="868" VPOS="815" ID="st43-77"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1001" VPOS="815" ID="st43-78"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1150" VPOS="815" ID="st43-79"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1212" VPOS="815" ID="st43-80"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1410" VPOS="815" ID="st43-81"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="815" ID="st43-82"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl43-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Angesichts" WIDTH="163" HPOS="196" VPOS="865" ID="st43-83"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="372" VPOS="865" ID="st43-84"/><SP/><String HEIGHT="31" CONTENT="großen" WIDTH="106" HPOS="433" VPOS="865" ID="st43-85"/><SP/><String HEIGHT="31" CONTENT="Anzahl" WIDTH="102" HPOS="552" VPOS="865" ID="st43-86"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="667" VPOS="865" ID="st43-87"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="717" VPOS="865" ID="st43-88"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="756" VPOS="865" ID="st43-89"/><SP/><String HEIGHT="31" CONTENT="tätigen" WIDTH="100" HPOS="954" VPOS="865" ID="st43-90"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="156" HPOS="1067" VPOS="865" ID="st43-91"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1223" VPOS="865" ID="st43-92"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1251" VPOS="865" ID="st43-93"/><SP/><String HEIGHT="31" CONTENT="Vertriebs" WIDTH="130" HPOS="1312" VPOS="865" ID="st43-94" SUBS_TYPE="HypPart1" SUBS_CONTENT="Vertriebsstruktur"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl43-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="struktur" WIDTH="111" HPOS="196" VPOS="915" ID="st43-95" SUBS_TYPE="HypPart2" SUBS_CONTENT="Vertriebsstruktur"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="319" VPOS="915" ID="st43-96"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="416" VPOS="915" ID="st43-97"/><SP/><String HEIGHT="31" CONTENT="divergierenden" WIDTH="221" HPOS="476" VPOS="915" ID="st43-98"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="155" HPOS="709" VPOS="915" ID="st43-99"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="876" VPOS="915" ID="st43-100"/><SP/><String HEIGHT="31" CONTENT="Beteiligten" WIDTH="155" HPOS="936" VPOS="915" ID="st43-101"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="69" HPOS="1103" VPOS="915" ID="st43-102"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1184" VPOS="915" ID="st43-103"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1255" VPOS="915" ID="st43-104"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="80" HPOS="1311" VPOS="915" ID="st43-105"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1391" VPOS="915" ID="st43-106"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="1419" VPOS="915" ID="st43-107"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl43-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="965" ID="st43-108"/><SP/><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="211" HPOS="272" VPOS="965" ID="st43-109"/><SP/><String HEIGHT="31" CONTENT="Bestimmungen" WIDTH="222" HPOS="515" VPOS="965" ID="st43-110"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="769" VPOS="965" ID="st43-111"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="839" VPOS="965" ID="st43-112"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="193" HPOS="952" VPOS="965" ID="st43-113"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="1176" VPOS="965" ID="st43-114"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl43-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ausreichen" WIDTH="157" HPOS="196" VPOS="1015" ID="st43-115"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="353" VPOS="1015" ID="st43-116"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="393" VPOS="1015" ID="st43-117"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="495" VPOS="1015" ID="st43-118"/><SP/><String HEIGHT="31" CONTENT="kurzen" WIDTH="100" HPOS="610" VPOS="1015" ID="st43-119"/><SP/><String HEIGHT="31" CONTENT="Überblick" WIDTH="139" HPOS="734" VPOS="1015" ID="st43-120"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="898" VPOS="1015" ID="st43-121"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="989" VPOS="1015" ID="st43-122"/><SP/><String HEIGHT="31" CONTENT="Struktur" WIDTH="117" HPOS="1057" VPOS="1015" ID="st43-123"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1198" VPOS="1015" ID="st43-124"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1271" VPOS="1015" ID="st43-125"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1015" ID="st43-126"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl43-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="186" HPOS="196" VPOS="1065" ID="st43-127"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="410" VPOS="1065" ID="st43-128"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="548" VPOS="1065" ID="st43-129"/><SP/><String HEIGHT="31" CONTENT="Stärkung" WIDTH="134" HPOS="639" VPOS="1065" ID="st43-130"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="801" VPOS="1065" ID="st43-131"/><SP/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="211" HPOS="878" VPOS="1065" ID="st43-132"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="128" HPOS="1118" VPOS="1065" ID="st43-133"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1246" VPOS="1065" ID="st43-134"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1291" VPOS="1065" ID="st43-135"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="1364" VPOS="1065" ID="st43-136"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl43-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungspflichten" WIDTH="270" HPOS="196" VPOS="1115" ID="st43-137"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="466" VPOS="1115" ID="st43-138"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="417" HPOS="495" VPOS="1115" ID="st43-139"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="926" VPOS="1115" ID="st43-140"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="996" VPOS="1115" ID="st43-141"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="226" HPOS="1054" VPOS="1115" ID="st43-142"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1294" VPOS="1115" ID="st43-143"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="1347" VPOS="1115" ID="st43-144"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl43-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1165" ID="st43-145"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="285" VPOS="1165" ID="st43-146"/><SP/><String HEIGHT="31" CONTENT="diskutiert" WIDTH="130" HPOS="460" VPOS="1165" ID="st43-147"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="590" VPOS="1165" ID="st43-148"/><SP/><String HEIGHT="31" CONTENT="Darüber" WIDTH="121" HPOS="635" VPOS="1165" ID="st43-149"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="99" HPOS="788" VPOS="1165" ID="st43-150"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="920" VPOS="1165" ID="st43-151"/><SP/><String HEIGHT="31" CONTENT="Aspekte" WIDTH="113" HPOS="1062" VPOS="1165" ID="st43-152"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1175" VPOS="1165" ID="st43-153"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1224" VPOS="1165" ID="st43-154"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1301" VPOS="1165" ID="st43-155"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1165" ID="st43-156"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl43-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einflussbereich" WIDTH="226" HPOS="196" VPOS="1215" ID="st43-157"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="449" VPOS="1215" ID="st43-158"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="529" VPOS="1215" ID="st43-159"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrechts" WIDTH="304" HPOS="649" VPOS="1215" ID="st43-160"/><SP/><String HEIGHT="31" CONTENT="hinausgehen" WIDTH="184" HPOS="979" VPOS="1215" ID="st43-161"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1163" VPOS="1215" ID="st43-162"/><SP/><String HEIGHT="31" CONTENT="erörtert" WIDTH="104" HPOS="1206" VPOS="1215" ID="st43-163"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1310" VPOS="1215" ID="st43-164"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1350" VPOS="1215" ID="st43-165"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1215" ID="st43-166"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl43-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Struktur" WIDTH="117" HPOS="196" VPOS="1265" ID="st43-167"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="330" VPOS="1265" ID="st43-168"/><SP/><String HEIGHT="31" CONTENT="Provisionssystems" WIDTH="269" HPOS="400" VPOS="1265" ID="st43-169"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="669" VPOS="1265" ID="st43-170"/><SP/><String HEIGHT="31" CONTENT="Schulbildung" WIDTH="191" HPOS="701" VPOS="1265" ID="st43-171"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="909" VPOS="1265" ID="st43-172"/><SP/><String HEIGHT="31" CONTENT="Thema" WIDTH="104" HPOS="988" VPOS="1265" ID="st43-173"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="1108" VPOS="1265" ID="st43-174"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1340" VPOS="1265" ID="st43-175"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1265" ID="st43-176"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl43-19" WIDTH="595" HEIGHT="31"><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="196" VPOS="1315" ID="st43-177"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="383" VPOS="1315" ID="st43-178"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="344" HPOS="432" VPOS="1315" ID="st43-179"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="776" VPOS="1315" ID="st43-180"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl43-20" WIDTH="934" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1415" ID="st43-181"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1415" ID="st43-182"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1415" ID="st43-183"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1415" ID="st43-184"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="255" VPOS="1415" ID="st43-185"/><SP/><String HEIGHT="31" CONTENT="Hintergründe" WIDTH="193" HPOS="296" VPOS="1415" ID="st43-186"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="498" VPOS="1415" ID="st43-187"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatung" WIDTH="344" HPOS="556" VPOS="1415" ID="st43-188"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="910" VPOS="1415" ID="st43-189"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="945" VPOS="1415" ID="st43-190"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl43-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1515" ID="st43-191"/><SP/><String HEIGHT="31" CONTENT="Struktur" WIDTH="117" HPOS="264" VPOS="1515" ID="st43-192"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="399" VPOS="1515" ID="st43-193"/><SP/><String HEIGHT="31" CONTENT="Anzahl" WIDTH="102" HPOS="473" VPOS="1515" ID="st43-194"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="593" VPOS="1515" ID="st43-195"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="659" VPOS="1515" ID="st43-196"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="1028" VPOS="1515" ID="st43-197"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="1072" VPOS="1515" ID="st43-198"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="1275" VPOS="1515" ID="st43-199"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1327" VPOS="1515" ID="st43-200"/><SP/><String HEIGHT="31" CONTENT="inter" WIDTH="64" HPOS="1380" VPOS="1515" ID="st43-201" SUBS_TYPE="HypPart1" SUBS_CONTENT="internationalen"/><HYP CONTENT="-" WIDTH="12" HPOS="1444" VPOS="1515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl43-22" WIDTH="516" HEIGHT="31"><String HEIGHT="31" CONTENT="nationalen" WIDTH="154" HPOS="196" VPOS="1565" ID="st43-202" SUBS_TYPE="HypPart2" SUBS_CONTENT="internationalen"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="359" VPOS="1565" ID="st43-203"/><SP/><String HEIGHT="31" CONTENT="ungewöhnlich" WIDTH="204" HPOS="508" VPOS="1565" ID="st43-204"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl43-23" WIDTH="649" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="1665" ID="st43-205"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="254" VPOS="1665" ID="st43-206"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="372" VPOS="1665" ID="st43-207"/><SP/><String HEIGHT="31" CONTENT="160" WIDTH="56" HPOS="420" VPOS="1665" ID="st43-208"/><SP/><String HEIGHT="31" CONTENT="Bundesbürger" WIDTH="209" HPOS="485" VPOS="1665" ID="st43-209"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="704" VPOS="1665" ID="st43-210"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="732" VPOS="1665" ID="st43-211"/><SP/><String HEIGHT="31" CONTENT="viel" WIDTH="55" HPOS="776" VPOS="1665" ID="st43-212"/><String HEIGHT="31" CONTENT="?" WIDTH="14" HPOS="831" VPOS="1665" ID="st43-213"/></TextLine><TextLine HPOS="433" VPOS="1765" ID="tl43-24" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="433" VPOS="1765" ID="st43-214"/><String HEIGHT="31" CONTENT="Wir" WIDTH="46" HPOS="448" VPOS="1765" ID="st43-215"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="93" HPOS="505" VPOS="1765" ID="st43-216"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="75" HPOS="610" VPOS="1765" ID="st43-217"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="697" VPOS="1765" ID="st43-218"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1059" VPOS="1765" ID="st43-219"/><SP/><String HEIGHT="31" CONTENT="niedergelassene" WIDTH="244" HPOS="1113" VPOS="1765" ID="st43-220"/><SP/><String HEIGHT="31" CONTENT="Ärzte" WIDTH="72" HPOS="1369" VPOS="1765" ID="st43-221"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1441" VPOS="1765" ID="st43-222"/></TextLine><TextLine HPOS="433" VPOS="1815" ID="tl43-25" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehr" WIDTH="76" HPOS="433" VPOS="1815" ID="st43-223"/><SP/><String HEIGHT="31" CONTENT="Menschen" WIDTH="153" HPOS="538" VPOS="1815" ID="st43-224"/><SP/><String HEIGHT="31" CONTENT="leben" WIDTH="81" HPOS="721" VPOS="1815" ID="st43-225"/><SP/><String HEIGHT="31" CONTENT="davon" WIDTH="83" HPOS="831" VPOS="1815" ID="st43-226"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="914" VPOS="1815" ID="st43-227"/><SP/><String HEIGHT="31" CONTENT="uns" WIDTH="53" HPOS="961" VPOS="1815" ID="st43-228"/><SP/><String HEIGHT="31" CONTENT="versicherungstechnisch" WIDTH="348" HPOS="1044" VPOS="1815" ID="st43-229"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1815" ID="st43-230"/></TextLine><TextLine HPOS="433" VPOS="1865" ID="tl43-26" WIDTH="635" HEIGHT="31"><String HEIGHT="31" CONTENT="betreuen" WIDTH="131" HPOS="433" VPOS="1865" ID="st43-231"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="574" VPOS="1865" ID="st43-232"/><SP/><String HEIGHT="31" CONTENT="uns" WIDTH="54" HPOS="625" VPOS="1865" ID="st43-233"/><SP/><String HEIGHT="31" CONTENT="medizinisch" WIDTH="173" HPOS="689" VPOS="1865" ID="st43-234"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="872" VPOS="1865" ID="st43-235"/><SP/><String HEIGHT="31" CONTENT="betreuen" WIDTH="121" HPOS="916" VPOS="1865" ID="st43-236"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1037" VPOS="1865" ID="st43-237"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1052" VPOS="1865" ID="st43-238"/></TextLine><TextLine HPOS="1212" VPOS="1965" ID="tl43-27" WIDTH="244" HEIGHT="31"><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1212" VPOS="1965" ID="st43-239"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="1332" VPOS="1965" ID="st43-240"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl43-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Angesichts" WIDTH="163" HPOS="196" VPOS="2065" ID="st43-241"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="374" VPOS="2065" ID="st43-242"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="93" HPOS="437" VPOS="2065" ID="st43-243"/><SP/><String HEIGHT="31" CONTENT="Zahl" WIDTH="64" HPOS="545" VPOS="2065" ID="st43-244"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="624" VPOS="2065" ID="st43-245"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="687" VPOS="2065" ID="st43-246"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1052" VPOS="2065" ID="st43-247"/><SP/><String HEIGHT="31" CONTENT="–berater" WIDTH="124" HPOS="1123" VPOS="2065" ID="st43-248"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="68" HPOS="1262" VPOS="2065" ID="st43-249"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1345" VPOS="2065" ID="st43-250"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl43-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="196" VPOS="2115" ID="st43-251"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="345" VPOS="2115" ID="st43-252"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="80" HPOS="415" VPOS="2115" ID="st43-253"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="495" VPOS="2115" ID="st43-254"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="536" VPOS="2115" ID="st43-255"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="598" VPOS="2115" ID="st43-256"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="694" VPOS="2115" ID="st43-257"/><SP/><String HEIGHT="31" CONTENT="volkswirtschaftliche" WIDTH="285" HPOS="782" VPOS="2115" ID="st43-258"/><SP/><String HEIGHT="31" CONTENT="Fehlsteuerung" WIDTH="213" HPOS="1092" VPOS="2115" ID="st43-259"/><SP/><String HEIGHT="31" CONTENT="vorliege" WIDTH="112" HPOS="1330" VPOS="2115" ID="st43-260"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="2115" ID="st43-261"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl43-30" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="35" WIDTH="37" HPOS="1419" VPOS="2207" ID="st43-262"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="44" ID="p592558" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592558" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592558" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl44-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Entscheidend" WIDTH="202" HPOS="196" VPOS="215" ID="st44-0"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="444" VPOS="215" ID="st44-1"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="533" VPOS="215" ID="st44-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="649" VPOS="215" ID="st44-3"/><SP/><String HEIGHT="31" CONTENT="Quantität" WIDTH="130" HPOS="739" VPOS="215" ID="st44-4"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="869" VPOS="215" ID="st44-5"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="929" VPOS="215" ID="st44-6"/><SP/><String HEIGHT="31" CONTENT="welche" WIDTH="103" HPOS="1096" VPOS="215" ID="st44-7"/><SP/><String HEIGHT="31" CONTENT="Schwerpunkte" WIDTH="211" HPOS="1245" VPOS="215" ID="st44-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl44-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="265" ID="st44-9"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="587" VPOS="265" ID="st44-10"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="653" VPOS="265" ID="st44-11"/><SP/><String HEIGHT="31" CONTENT="Arbeit" WIDTH="87" HPOS="761" VPOS="265" ID="st44-12"/><SP/><String HEIGHT="31" CONTENT="legten" WIDTH="85" HPOS="888" VPOS="265" ID="st44-13"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="973" VPOS="265" ID="st44-14"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="81" HPOS="1029" VPOS="265" ID="st44-15"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1151" VPOS="265" ID="st44-16"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="112" HPOS="1327" VPOS="265" ID="st44-17"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="265" ID="st44-18"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl44-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="196" VPOS="315" ID="st44-19"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="447" VPOS="315" ID="st44-20"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="341" HPOS="616" VPOS="315" ID="st44-21"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="957" VPOS="315" ID="st44-22"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="78" HPOS="990" VPOS="315" ID="st44-23"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1068" VPOS="315" ID="st44-24"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="95" HPOS="1094" VPOS="315" ID="st44-25"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="92" HPOS="1206" VPOS="315" ID="st44-26"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1315" VPOS="315" ID="st44-27"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="1391" VPOS="315" ID="st44-28"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl44-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="viele" WIDTH="69" HPOS="196" VPOS="365" ID="st44-29"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="300" VPOS="365" ID="st44-30"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="477" VPOS="365" ID="st44-31"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="559" VPOS="365" ID="st44-32"/><SP/><String HEIGHT="31" CONTENT="spezialisiert" WIDTH="169" HPOS="931" VPOS="365" ID="st44-33"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1100" VPOS="365" ID="st44-34"/><SP/><String HEIGHT="31" CONTENT="Nach" WIDTH="78" HPOS="1149" VPOS="365" ID="st44-35"/><SP/><String HEIGHT="31" CONTENT="Wegfall" WIDTH="111" HPOS="1262" VPOS="365" ID="st44-36"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="365" ID="st44-37"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl44-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Steuervergünstigungen" WIDTH="345" HPOS="196" VPOS="415" ID="st44-38"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="75" HPOS="558" VPOS="415" ID="st44-39"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="650" VPOS="415" ID="st44-40"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="727" VPOS="415" ID="st44-41"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="798" VPOS="415" ID="st44-42"/><SP/><String HEIGHT="31" CONTENT="reguliert" WIDTH="116" HPOS="903" VPOS="415" ID="st44-43"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1019" VPOS="415" ID="st44-44"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1050" VPOS="415" ID="st44-45"/><SP/><String HEIGHT="31" CONTENT="neue" WIDTH="75" HPOS="1117" VPOS="415" ID="st44-46"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="1209" VPOS="415" ID="st44-47"/><String HEIGHT="31" CONTENT="Spielwiese" WIDTH="151" HPOS="1224" VPOS="415" ID="st44-48"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1375" VPOS="415" ID="st44-49"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="415" ID="st44-50"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl44-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="465" ID="st44-51"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="366" VPOS="465" ID="st44-52"/><SP/><String HEIGHT="31" CONTENT="voraussichtlich" WIDTH="218" HPOS="484" VPOS="465" ID="st44-53"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="729" VPOS="465" ID="st44-54"/><SP/><String HEIGHT="31" CONTENT="betriebliche" WIDTH="171" HPOS="801" VPOS="465" ID="st44-55"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="999" VPOS="465" ID="st44-56"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1241" VPOS="465" ID="st44-57"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1297" VPOS="465" ID="st44-58"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="43" HPOS="1338" VPOS="465" ID="st44-59"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="465" ID="st44-60"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl44-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="196" VPOS="515" ID="st44-61"/><SP/><String HEIGHT="31" CONTENT="verfehle" WIDTH="113" HPOS="421" VPOS="515" ID="st44-62"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="534" VPOS="515" ID="st44-63"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="559" VPOS="515" ID="st44-64"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="621" VPOS="515" ID="st44-65"/><SP/><String HEIGHT="31" CONTENT="beratungskompetent" WIDTH="304" HPOS="773" VPOS="515" ID="st44-66"/><SP/><String HEIGHT="31" CONTENT="auszubilden" WIDTH="171" HPOS="1087" VPOS="515" ID="st44-67"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1258" VPOS="515" ID="st44-68"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1284" VPOS="515" ID="st44-69"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1385" VPOS="515" ID="st44-70"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="515" ID="st44-71"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl44-7" WIDTH="1032" HEIGHT="31"><String HEIGHT="31" CONTENT="Zukunft" WIDTH="112" HPOS="196" VPOS="565" ID="st44-72"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="317" VPOS="565" ID="st44-73"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="75" HPOS="399" VPOS="565" ID="st44-74"/><SP/><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="211" HPOS="484" VPOS="565" ID="st44-75"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="704" VPOS="565" ID="st44-76"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="789" VPOS="565" ID="st44-77"/><SP/><String HEIGHT="31" CONTENT="vermutet" WIDTH="129" HPOS="816" VPOS="565" ID="st44-78"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="954" VPOS="565" ID="st44-79"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1099" VPOS="565" ID="st44-80"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1219" VPOS="565" ID="st44-81"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl44-8" WIDTH="680" HEIGHT="31"><String HEIGHT="31" CONTENT="Berater" WIDTH="110" HPOS="196" VPOS="665" ID="st44-82"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="315" VPOS="665" ID="st44-83"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="380" VPOS="665" ID="st44-84"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="532" VPOS="665" ID="st44-85"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="560" VPOS="665" ID="st44-86"/><SP/><String HEIGHT="31" CONTENT="feine" WIDTH="72" HPOS="617" VPOS="665" ID="st44-87"/><SP/><String HEIGHT="31" CONTENT="Unterschied" WIDTH="177" HPOS="699" VPOS="665" ID="st44-88"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl44-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="765" ID="st44-89"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="296" VPOS="765" ID="st44-90"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="365" VPOS="765" ID="st44-91"/><SP/><String HEIGHT="31" CONTENT="berate" WIDTH="95" HPOS="739" VPOS="765" ID="st44-92"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="858" VPOS="765" ID="st44-93"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="107" HPOS="961" VPOS="765" ID="st44-94"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1068" VPOS="765" ID="st44-95"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1110" VPOS="765" ID="st44-96"/><SP/><String HEIGHT="31" CONTENT="tendiere" WIDTH="121" HPOS="1232" VPOS="765" ID="st44-97"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1377" VPOS="765" ID="st44-98"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl44-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="196" VPOS="815" ID="st44-99"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="352" VPOS="815" ID="st44-100"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="398" VPOS="815" ID="st44-101"/><SP/><String HEIGHT="31" CONTENT="Richtung" WIDTH="125" HPOS="481" VPOS="815" ID="st44-102"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="606" VPOS="815" ID="st44-103"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="642" VPOS="815" ID="st44-104"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="755" VPOS="815" ID="st44-105"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="105" HPOS="864" VPOS="815" ID="st44-106"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="990" VPOS="815" ID="st44-107"/><SP/><String HEIGHT="31" CONTENT="wesentlichen" WIDTH="193" HPOS="1065" VPOS="815" ID="st44-108"/><SP/><String HEIGHT="31" CONTENT="Unterschied" WIDTH="178" HPOS="1278" VPOS="815" ID="st44-109"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl44-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="196" VPOS="865" ID="st44-110"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="369" HPOS="354" VPOS="865" ID="st44-111"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="743" VPOS="865" ID="st44-112"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatern" WIDTH="330" HPOS="820" VPOS="865" ID="st44-113"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1150" VPOS="865" ID="st44-114"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1187" VPOS="865" ID="st44-115"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1258" VPOS="865" ID="st44-116"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="865" ID="st44-117"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl44-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="beeinflusst" WIDTH="160" HPOS="196" VPOS="915" ID="st44-118"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="375" VPOS="915" ID="st44-119"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="457" VPOS="915" ID="st44-120"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="613" VPOS="915" ID="st44-121"/><SP/><String HEIGHT="31" CONTENT="vertretenen" WIDTH="169" HPOS="686" VPOS="915" ID="st44-122"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmens" WIDTH="426" HPOS="874" VPOS="915" ID="st44-123"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1319" VPOS="915" ID="st44-124"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1393" VPOS="915" ID="st44-125"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl44-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eigenen" WIDTH="119" HPOS="196" VPOS="965" ID="st44-126"/><SP/><String HEIGHT="31" CONTENT="Provisionsinteresse" WIDTH="289" HPOS="336" VPOS="965" ID="st44-127"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="646" VPOS="965" ID="st44-128"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="154" HPOS="721" VPOS="965" ID="st44-129"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="875" VPOS="965" ID="st44-130"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="910" VPOS="965" ID="st44-131"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="979" VPOS="965" ID="st44-132"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1319" VPOS="965" ID="st44-133"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl44-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="arbeite" WIDTH="102" HPOS="196" VPOS="1015" ID="st44-134"/><SP/><String HEIGHT="31" CONTENT="unabhängig" WIDTH="174" HPOS="310" VPOS="1015" ID="st44-135"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="495" VPOS="1015" ID="st44-136"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="560" VPOS="1015" ID="st44-137"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="805" VPOS="1015" ID="st44-138"/><SP/><String HEIGHT="31" CONTENT="Provisionsinteressen" WIDTH="307" HPOS="872" VPOS="1015" ID="st44-139"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1191" VPOS="1015" ID="st44-140"/><SP/><String HEIGHT="31" CONTENT="Honorarbasis" WIDTH="192" HPOS="1248" VPOS="1015" ID="st44-141"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1015" ID="st44-142"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl44-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Obwohl" WIDTH="113" HPOS="196" VPOS="1065" ID="st44-143"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="323" VPOS="1065" ID="st44-144"/><SP/><String HEIGHT="31" CONTENT="Berufsbezeichnung" WIDTH="285" HPOS="381" VPOS="1065" ID="st44-145"/><SP/><String HEIGHT="31" CONTENT="geschützt" WIDTH="143" HPOS="679" VPOS="1065" ID="st44-146"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="835" VPOS="1065" ID="st44-147"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="867" VPOS="1065" ID="st44-148"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="891" VPOS="1065" ID="st44-149"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="995" VPOS="1065" ID="st44-150"/><SP/><String HEIGHT="31" CONTENT="vielfältig" WIDTH="121" HPOS="1051" VPOS="1065" ID="st44-151"/><SP/><String HEIGHT="31" CONTENT="verwendet" WIDTH="147" HPOS="1185" VPOS="1065" ID="st44-152"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1332" VPOS="1065" ID="st44-153"/><SP/><String HEIGHT="31" CONTENT="Suche" WIDTH="94" HPOS="1362" VPOS="1065" ID="st44-154"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl44-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="196" VPOS="1115" ID="st44-155"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="280" VPOS="1115" ID="st44-156"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="334" VPOS="1115" ID="st44-157"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="466" VPOS="1115" ID="st44-158"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="557" VPOS="1115" ID="st44-159"/><SP/><String HEIGHT="31" CONTENT="Begriff" WIDTH="97" HPOS="640" VPOS="1115" ID="st44-160"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="755" VPOS="1115" ID="st44-161"/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="305" HPOS="770" VPOS="1115" ID="st44-162"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="1075" VPOS="1115" ID="st44-163"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1090" VPOS="1115" ID="st44-164"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="1124" VPOS="1115" ID="st44-165"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1245" VPOS="1115" ID="st44-166"/><SP/><String HEIGHT="31" CONTENT="2,2" WIDTH="47" HPOS="1328" VPOS="1115" ID="st44-167"/><SP/><String HEIGHT="31" CONTENT="Mio" WIDTH="47" HPOS="1393" VPOS="1115" ID="st44-168"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="1115" ID="st44-169"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl44-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treffer" WIDTH="94" HPOS="196" VPOS="1165" ID="st44-170"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="290" VPOS="1165" ID="st44-171"/><SP/><String HEIGHT="31" CONTENT="obwohl" WIDTH="105" HPOS="346" VPOS="1165" ID="st44-172"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="493" VPOS="1165" ID="st44-173"/><SP/><String HEIGHT="31" CONTENT="Bundesgebiet" WIDTH="204" HPOS="571" VPOS="1165" ID="st44-174"/><SP/><String HEIGHT="31" CONTENT="lediglich" WIDTH="120" HPOS="817" VPOS="1165" ID="st44-175"/><SP/><String HEIGHT="31" CONTENT="200" WIDTH="56" HPOS="979" VPOS="1165" ID="st44-176"/><SP/><String HEIGHT="31" CONTENT="gerichtlich" WIDTH="150" HPOS="1077" VPOS="1165" ID="st44-177"/><SP/><String HEIGHT="31" CONTENT="zugelassene" WIDTH="187" HPOS="1269" VPOS="1165" ID="st44-178"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl44-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="196" VPOS="1215" ID="st44-179"/><SP/><String HEIGHT="31" CONTENT="existierten" WIDTH="152" HPOS="538" VPOS="1215" ID="st44-180"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="714" VPOS="1215" ID="st44-181"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="726" VPOS="1215" ID="st44-182"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="738" VPOS="1215" ID="st44-183"/><SP/><String HEIGHT="31" CONTENT="Tabelle" WIDTH="110" HPOS="774" VPOS="1215" ID="st44-184"/><SP/><String HEIGHT="31" CONTENT="2" WIDTH="13" HPOS="907" VPOS="1215" ID="st44-185"/><String HEIGHT="31" CONTENT=")" WIDTH="13" HPOS="920" VPOS="1215" ID="st44-186"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="933" VPOS="1215" ID="st44-187"/><SP/><String HEIGHT="31" CONTENT="Suche" WIDTH="94" HPOS="970" VPOS="1215" ID="st44-188"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="1088" VPOS="1215" ID="st44-189"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1176" VPOS="1215" ID="st44-190"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1272" VPOS="1215" ID="st44-191"/><SP/><String HEIGHT="31" CONTENT="Begriff" WIDTH="96" HPOS="1360" VPOS="1215" ID="st44-192"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl44-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="196" VPOS="1265" ID="st44-193"/><String HEIGHT="31" CONTENT="Versicherungsvertreter" WIDTH="325" HPOS="210" VPOS="1265" ID="st44-194"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="535" VPOS="1265" ID="st44-195"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="550" VPOS="1265" ID="st44-196"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="575" VPOS="1265" ID="st44-197"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="687" VPOS="1265" ID="st44-198"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="138" HPOS="761" VPOS="1265" ID="st44-199"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="909" VPOS="1265" ID="st44-200"/><SP/><String HEIGHT="31" CONTENT="700" WIDTH="51" HPOS="967" VPOS="1265" ID="st44-201"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1018" VPOS="1265" ID="st44-202"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="1035" VPOS="1265" ID="st44-203"/><SP/><String HEIGHT="31" CONTENT="Treffer" WIDTH="94" HPOS="1097" VPOS="1265" ID="st44-204"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1191" VPOS="1265" ID="st44-205"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1215" VPOS="1265" ID="st44-206"/><SP/><String HEIGHT="31" CONTENT="Unterschied" WIDTH="178" HPOS="1278" VPOS="1265" ID="st44-207"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl44-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="196" VPOS="1315" ID="st44-208"/><SP/><String HEIGHT="31" CONTENT="Beratern" WIDTH="128" HPOS="353" VPOS="1315" ID="st44-209"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="501" VPOS="1315" ID="st44-210"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="161" HPOS="577" VPOS="1315" ID="st44-211"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="758" VPOS="1315" ID="st44-212"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="876" VPOS="1315" ID="st44-213"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="922" VPOS="1315" ID="st44-214"/><SP/><String HEIGHT="31" CONTENT="gesetzlichen" WIDTH="185" HPOS="990" VPOS="1315" ID="st44-215"/><SP/><String HEIGHT="31" CONTENT="Behandlung" WIDTH="178" HPOS="1195" VPOS="1315" ID="st44-216"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1393" VPOS="1315" ID="st44-217"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl44-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ausdruck" WIDTH="139" HPOS="196" VPOS="1365" ID="st44-218"/><SP/><String HEIGHT="31" CONTENT="kommen" WIDTH="117" HPOS="348" VPOS="1365" ID="st44-219"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="465" VPOS="1365" ID="st44-220"/><SP/><String HEIGHT="31" CONTENT="Gemeinsame" WIDTH="198" HPOS="499" VPOS="1365" ID="st44-221"/><SP/><String HEIGHT="31" CONTENT="Regelungen" WIDTH="180" HPOS="710" VPOS="1365" ID="st44-222"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="903" VPOS="1365" ID="st44-223"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="955" VPOS="1365" ID="st44-224"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1078" VPOS="1365" ID="st44-225"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="1146" VPOS="1365" ID="st44-226"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1284" VPOS="1365" ID="st44-227"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1311" VPOS="1365" ID="st44-228"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1375" VPOS="1365" ID="st44-229"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1365" ID="st44-230"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl44-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1415" ID="st44-231"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="31" HPOS="267" VPOS="1415" ID="st44-232"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="298" VPOS="1415" ID="st44-233"/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="361" HPOS="313" VPOS="1415" ID="st44-234"/><SP/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="697" VPOS="1415" ID="st44-235"/><SP/><String HEIGHT="31" CONTENT="vorgesehen" WIDTH="174" HPOS="855" VPOS="1415" ID="st44-236"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1052" VPOS="1415" ID="st44-237"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1108" VPOS="1415" ID="st44-238"/><SP/><String HEIGHT="31" CONTENT="lehnt" WIDTH="72" HPOS="1145" VPOS="1415" ID="st44-239"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="1239" VPOS="1415" ID="st44-240"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="105" HPOS="1351" VPOS="1415" ID="st44-241"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl44-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="daher" WIDTH="86" HPOS="196" VPOS="1465" ID="st44-242"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="30" HPOS="323" VPOS="1465" ID="st44-243"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="353" VPOS="1465" ID="st44-244"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="410" VPOS="1465" ID="st44-245"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="501" VPOS="1465" ID="st44-246"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="651" VPOS="1465" ID="st44-247"/><SP/><String HEIGHT="31" CONTENT="weiterhin" WIDTH="133" HPOS="789" VPOS="1465" ID="st44-248"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="963" VPOS="1465" ID="st44-249"/><SP/><String HEIGHT="31" CONTENT="Rahmenbedingungen" WIDTH="319" HPOS="1048" VPOS="1465" ID="st44-250"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1465" ID="st44-251"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl44-24" WIDTH="456" HEIGHT="31"><String HEIGHT="31" CONTENT="Rechtsberatungsberufe" WIDTH="347" HPOS="196" VPOS="1515" ID="st44-252"/><SP/><String HEIGHT="31" CONTENT="gelten" WIDTH="85" HPOS="552" VPOS="1515" ID="st44-253"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="637" VPOS="1515" ID="st44-254"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl44-25" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="36" WIDTH="37" HPOS="196" VPOS="2207" ID="st44-255"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="45" ID="p592559" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592559" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592559" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl45-0" WIDTH="1160" HEIGHT="31"><String HEIGHT="31" CONTENT="Tabelle" WIDTH="110" HPOS="196" VPOS="215" ID="st45-0"/><SP/><String HEIGHT="31" CONTENT="2" WIDTH="14" HPOS="315" VPOS="215" ID="st45-1"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="329" VPOS="215" ID="st45-2"/><SP/><String HEIGHT="31" CONTENT="Aufschlüsselung" WIDTH="243" HPOS="352" VPOS="215" ID="st45-3"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="604" VPOS="215" ID="st45-4"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="318" HPOS="662" VPOS="215" ID="st45-5"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="989" VPOS="215" ID="st45-6"/><SP/><String HEIGHT="31" CONTENT="–vermittlerstruktur" WIDTH="267" HPOS="1054" VPOS="215" ID="st45-7"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="1331" VPOS="215" ID="st45-8"/></TextLine><TextLine HPOS="354" VPOS="265" ID="tl45-1" WIDTH="185" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="185" HPOS="354" VPOS="265" ID="st45-9"/></TextLine><TextLine HPOS="196" VPOS="367" ID="tl45-2" WIDTH="136" HEIGHT="30"><String HEIGHT="30" CONTENT="Berufsart" WIDTH="136" HPOS="196" VPOS="367" ID="st45-10"/></TextLine><TextLine HPOS="196" VPOS="468" ID="tl45-3" WIDTH="319" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="196" VPOS="468" ID="st45-11"/></TextLine><TextLine HPOS="196" VPOS="519" ID="tl45-4" WIDTH="350" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="519" ID="st45-12"/></TextLine><TextLine HPOS="271" VPOS="569" ID="tl45-5" WIDTH="243" HEIGHT="31"><String HEIGHT="31" CONTENT="darunter" WIDTH="118" HPOS="271" VPOS="569" ID="st45-13"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="389" VPOS="569" ID="st45-14"/><SP/><String HEIGHT="31" CONTENT="Makler" WIDTH="100" HPOS="414" VPOS="569" ID="st45-15"/></TextLine><TextLine HPOS="410" VPOS="619" ID="tl45-6" WIDTH="355" HEIGHT="31"><String HEIGHT="31" CONTENT="ungebundene" WIDTH="203" HPOS="410" VPOS="619" ID="st45-16"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="623" VPOS="619" ID="st45-17"/></TextLine><TextLine HPOS="410" VPOS="669" ID="tl45-7" WIDTH="327" HEIGHT="31"><String HEIGHT="31" CONTENT="gebundene" WIDTH="166" HPOS="410" VPOS="669" ID="st45-18"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="585" VPOS="669" ID="st45-19"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="723" VPOS="669" ID="st45-20"/></TextLine><TextLine HPOS="410" VPOS="719" ID="tl45-8" WIDTH="279" HEIGHT="31"><String HEIGHT="31" CONTENT="inkl" WIDTH="47" HPOS="410" VPOS="719" ID="st45-21"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="457" VPOS="719" ID="st45-22"/><SP/><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="211" HPOS="478" VPOS="719" ID="st45-23"/></TextLine><TextLine HPOS="836" VPOS="367" ID="tl45-9" WIDTH="510" HEIGHT="30"><String HEIGHT="30" CONTENT="Anzahl" WIDTH="102" HPOS="836" VPOS="367" ID="st45-24"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="947" VPOS="367" ID="st45-25"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="1005" VPOS="367" ID="st45-26"/><SP/><String HEIGHT="30" CONTENT="Deutschland" WIDTH="185" HPOS="1040" VPOS="367" ID="st45-27"/><SP/><String HEIGHT="30" CONTENT="Tätigen" WIDTH="112" HPOS="1234" VPOS="367" ID="st45-28"/></TextLine><TextLine HPOS="836" VPOS="417" ID="tl45-10" WIDTH="154" HEIGHT="30"><String HEIGHT="30" CONTENT="(" WIDTH="15" HPOS="836" VPOS="417" ID="st45-29"/><String HEIGHT="30" CONTENT="gerundet" WIDTH="123" HPOS="851" VPOS="417" ID="st45-30"/><String HEIGHT="30" CONTENT=")" WIDTH="16" HPOS="974" VPOS="417" ID="st45-31"/></TextLine><TextLine HPOS="836" VPOS="468" ID="tl45-11" WIDTH="56" HEIGHT="31"><String HEIGHT="31" CONTENT="200" WIDTH="56" HPOS="836" VPOS="468" ID="st45-32"/></TextLine><TextLine HPOS="836" VPOS="519" ID="tl45-12" WIDTH="120" HEIGHT="31"><String HEIGHT="31" CONTENT="410" WIDTH="51" HPOS="836" VPOS="519" ID="st45-33"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="887" VPOS="519" ID="st45-34"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="904" VPOS="519" ID="st45-35"/></TextLine><TextLine HPOS="836" VPOS="569" ID="tl45-13" WIDTH="196" HEIGHT="31"><String HEIGHT="31" CONTENT="6" WIDTH="16" HPOS="836" VPOS="569" ID="st45-36"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="852" VPOS="569" ID="st45-37"/><String HEIGHT="31" CONTENT="000" WIDTH="50" HPOS="869" VPOS="569" ID="st45-38"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="929" VPOS="569" ID="st45-39"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="16" HPOS="949" VPOS="569" ID="st45-40"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="965" VPOS="569" ID="st45-41"/><String HEIGHT="31" CONTENT="000" WIDTH="50" HPOS="982" VPOS="569" ID="st45-42"/></TextLine><TextLine HPOS="836" VPOS="619" ID="tl45-14" WIDTH="83" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="836" VPOS="619" ID="st45-43"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="852" VPOS="619" ID="st45-44"/><String HEIGHT="31" CONTENT="000" WIDTH="50" HPOS="869" VPOS="619" ID="st45-45"/></TextLine><TextLine HPOS="836" VPOS="719" ID="tl45-15" WIDTH="120" HEIGHT="31"><String HEIGHT="31" CONTENT="400" WIDTH="51" HPOS="836" VPOS="719" ID="st45-46"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="887" VPOS="719" ID="st45-47"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="904" VPOS="719" ID="st45-48"/></TextLine><TextLine HPOS="196" VPOS="821" ID="tl45-16" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Quelle" WIDTH="90" HPOS="196" VPOS="821" ID="st45-49"/><String HEIGHT="30" CONTENT=":" WIDTH="16" HPOS="286" VPOS="821" ID="st45-50"/><SP/><String HEIGHT="30" CONTENT="Zusammengestellt" WIDTH="272" HPOS="312" VPOS="821" ID="st45-51"/><SP/><String HEIGHT="30" CONTENT="nach" WIDTH="72" HPOS="594" VPOS="821" ID="st45-52"/><SP/><String HEIGHT="30" CONTENT="Informationen" WIDTH="204" HPOS="676" VPOS="821" ID="st45-53"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="53" HPOS="890" VPOS="821" ID="st45-54"/><SP/><String HEIGHT="30" CONTENT="Bundesverbandes" WIDTH="269" HPOS="953" VPOS="821" ID="st45-55"/><SP/><String HEIGHT="30" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="821" ID="st45-56" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsberater"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="821" HEIGHT="30"/></TextLine><TextLine HPOS="315" VPOS="871" ID="tl45-17" WIDTH="1141" HEIGHT="30"><String HEIGHT="30" CONTENT="berater" WIDTH="99" HPOS="315" VPOS="871" ID="st45-57" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsberater"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="414" VPOS="871" ID="st45-58"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="54" HPOS="446" VPOS="871" ID="st45-59"/><SP/><String HEIGHT="30" CONTENT="Bundesverbandes" WIDTH="269" HPOS="516" VPOS="871" ID="st45-60"/><SP/><String HEIGHT="30" CONTENT="Deutscher" WIDTH="152" HPOS="802" VPOS="871" ID="st45-61"/><SP/><String HEIGHT="30" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="971" VPOS="871" ID="st45-62"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="1336" VPOS="871" ID="st45-63"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="871" ID="st45-64"/></TextLine><TextLine HPOS="315" VPOS="921" ID="tl45-18" WIDTH="455" HEIGHT="30"><String HEIGHT="30" CONTENT="Industrie" WIDTH="124" HPOS="315" VPOS="921" ID="st45-65"/><String HEIGHT="30" CONTENT="-" WIDTH="14" HPOS="439" VPOS="921" ID="st45-66"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="463" VPOS="921" ID="st45-67"/><SP/><String HEIGHT="30" CONTENT="Handelskammer" WIDTH="242" HPOS="528" VPOS="921" ID="st45-68"/></TextLine><TextLine HPOS="196" VPOS="1021" ID="tl45-19" WIDTH="656" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1021" ID="st45-69"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1021" ID="st45-70"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1021" ID="st45-71"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1021" ID="st45-72"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="255" VPOS="1021" ID="st45-73"/><SP/><String HEIGHT="31" CONTENT="Stärkung" WIDTH="134" HPOS="296" VPOS="1021" ID="st45-74"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="439" VPOS="1021" ID="st45-75"/><SP/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="212" HPOS="496" VPOS="1021" ID="st45-76"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="717" VPOS="1021" ID="st45-77"/></TextLine><TextLine HPOS="196" VPOS="1121" ID="tl45-20" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Ziel" WIDTH="54" HPOS="196" VPOS="1121" ID="st45-78"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="53" HPOS="265" VPOS="1121" ID="st45-79"/><SP/><String HEIGHT="30" CONTENT="neuen" WIDTH="92" HPOS="333" VPOS="1121" ID="st45-80"/><SP/><String HEIGHT="30" CONTENT="Versicherungsrechts" WIDTH="304" HPOS="440" VPOS="1121" ID="st45-81"/><SP/><String HEIGHT="30" CONTENT="müsse" WIDTH="98" HPOS="758" VPOS="1121" ID="st45-82"/><SP/><String HEIGHT="30" CONTENT="es" WIDTH="35" HPOS="871" VPOS="1121" ID="st45-83"/><SP/><String HEIGHT="30" CONTENT="sein" WIDTH="56" HPOS="920" VPOS="1121" ID="st45-84"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="976" VPOS="1121" ID="st45-85"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="1005" VPOS="1121" ID="st45-86"/><SP/><String HEIGHT="30" CONTENT="unabhängige" WIDTH="193" HPOS="1064" VPOS="1121" ID="st45-87"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="136" HPOS="1271" VPOS="1121" ID="st45-88"/><SP/><String HEIGHT="30" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1121" ID="st45-89"/></TextLine><TextLine HPOS="196" VPOS="1171" ID="tl45-21" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="stärken" WIDTH="104" HPOS="196" VPOS="1171" ID="st45-90"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="300" VPOS="1171" ID="st45-91"/><SP/><String HEIGHT="30" CONTENT="fordert" WIDTH="96" HPOS="325" VPOS="1171" ID="st45-92"/><SP/><String HEIGHT="30" CONTENT="Edda" WIDTH="77" HPOS="431" VPOS="1171" ID="st45-93"/><SP/><String HEIGHT="30" CONTENT="Müller" WIDTH="91" HPOS="518" VPOS="1171" ID="st45-94"/><String HEIGHT="30" CONTENT="." WIDTH="9" HPOS="609" VPOS="1171" ID="st45-95"/><SP/><String HEIGHT="30" CONTENT="Dies" WIDTH="66" HPOS="628" VPOS="1171" ID="st45-96"/><SP/><String HEIGHT="30" CONTENT="soll" WIDTH="50" HPOS="704" VPOS="1171" ID="st45-97"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="764" VPOS="1171" ID="st45-98"/><SP/><String HEIGHT="30" CONTENT="vier" WIDTH="54" HPOS="799" VPOS="1171" ID="st45-99"/><SP/><String HEIGHT="30" CONTENT="Schritten" WIDTH="131" HPOS="863" VPOS="1171" ID="st45-100"/><SP/><String HEIGHT="30" CONTENT="erfolgen" WIDTH="115" HPOS="1004" VPOS="1171" ID="st45-101"/><String HEIGHT="30" CONTENT="." WIDTH="15" HPOS="1119" VPOS="1171" ID="st45-102"/><SP/><String HEIGHT="30" CONTENT="Zum" WIDTH="67" HPOS="1143" VPOS="1171" ID="st45-103"/><SP/><String HEIGHT="30" CONTENT="einen" WIDTH="81" HPOS="1220" VPOS="1171" ID="st45-104"/><SP/><String HEIGHT="30" CONTENT="könne" WIDTH="91" HPOS="1311" VPOS="1171" ID="st45-105"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1171" ID="st45-106"/></TextLine><TextLine HPOS="196" VPOS="1221" ID="tl45-22" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="unabhängige" WIDTH="193" HPOS="196" VPOS="1221" ID="st45-107"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="136" HPOS="400" VPOS="1221" ID="st45-108"/><SP/><String HEIGHT="30" CONTENT="am" WIDTH="46" HPOS="547" VPOS="1221" ID="st45-109"/><SP/><String HEIGHT="30" CONTENT="besten" WIDTH="100" HPOS="605" VPOS="1221" ID="st45-110"/><SP/><String HEIGHT="30" CONTENT="gestärkt" WIDTH="118" HPOS="716" VPOS="1221" ID="st45-111"/><SP/><String HEIGHT="30" CONTENT="werden" WIDTH="101" HPOS="846" VPOS="1221" ID="st45-112"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="947" VPOS="1221" ID="st45-113"/><SP/><String HEIGHT="30" CONTENT="indem" WIDTH="91" HPOS="976" VPOS="1221" ID="st45-114"/><SP/><String HEIGHT="30" CONTENT="Verbrauchern" WIDTH="202" HPOS="1078" VPOS="1221" ID="st45-115"/><SP/><String HEIGHT="30" CONTENT="offengelegt" WIDTH="165" HPOS="1291" VPOS="1221" ID="st45-116"/></TextLine><TextLine HPOS="196" VPOS="1271" ID="tl45-23" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="werde" WIDTH="83" HPOS="196" VPOS="1271" ID="st45-117"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="279" VPOS="1271" ID="st45-118"/><SP/><String HEIGHT="30" CONTENT="dass" WIDTH="70" HPOS="309" VPOS="1271" ID="st45-119"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="49" HPOS="391" VPOS="1271" ID="st45-120"/><SP/><String HEIGHT="30" CONTENT="Rat" WIDTH="52" HPOS="452" VPOS="1271" ID="st45-121"/><SP/><String HEIGHT="30" CONTENT="von" WIDTH="54" HPOS="516" VPOS="1271" ID="st45-122"/><SP/><String HEIGHT="30" CONTENT="versicherungsgebundenen" WIDTH="393" HPOS="582" VPOS="1271" ID="st45-123"/><SP/><String HEIGHT="30" CONTENT="Vertretern" WIDTH="148" HPOS="987" VPOS="1271" ID="st45-124"/><SP/><String HEIGHT="30" CONTENT="keinesfalls" WIDTH="156" HPOS="1147" VPOS="1271" ID="st45-125"/><SP/><String HEIGHT="30" CONTENT="kostenlos" WIDTH="141" HPOS="1315" VPOS="1271" ID="st45-126"/></TextLine><TextLine HPOS="196" VPOS="1321" ID="tl45-24" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="ist" WIDTH="32" HPOS="196" VPOS="1321" ID="st45-127"/><String HEIGHT="30" CONTENT="," WIDTH="11" HPOS="228" VPOS="1321" ID="st45-128"/><SP/><String HEIGHT="30" CONTENT="sondern" WIDTH="121" HPOS="261" VPOS="1321" ID="st45-129"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="404" VPOS="1321" ID="st45-130"/><SP/><String HEIGHT="30" CONTENT="Form" WIDTH="77" HPOS="453" VPOS="1321" ID="st45-131"/><SP/><String HEIGHT="30" CONTENT="einer" WIDTH="74" HPOS="553" VPOS="1321" ID="st45-132"/><SP/><String HEIGHT="30" CONTENT="Provision" WIDTH="137" HPOS="650" VPOS="1321" ID="st45-133"/><SP/><String HEIGHT="30" CONTENT="zu" WIDTH="35" HPOS="809" VPOS="1321" ID="st45-134"/><SP/><String HEIGHT="30" CONTENT="den" WIDTH="55" HPOS="867" VPOS="1321" ID="st45-135"/><SP/><String HEIGHT="30" CONTENT="Kosten" WIDTH="103" HPOS="945" VPOS="1321" ID="st45-136"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="54" HPOS="1071" VPOS="1321" ID="st45-137"/><SP/><String HEIGHT="30" CONTENT="Vertragsabschlusses" WIDTH="309" HPOS="1147" VPOS="1321" ID="st45-138"/></TextLine><TextLine HPOS="196" VPOS="1371" ID="tl45-25" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="hinzukomme" WIDTH="180" HPOS="196" VPOS="1371" ID="st45-139"/><String HEIGHT="30" CONTENT="." WIDTH="19" HPOS="376" VPOS="1371" ID="st45-140"/><SP/><String HEIGHT="30" CONTENT="Dieses" WIDTH="101" HPOS="415" VPOS="1371" ID="st45-141"/><SP/><String HEIGHT="30" CONTENT="Provisionsinteresse" WIDTH="288" HPOS="537" VPOS="1371" ID="st45-142"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="845" VPOS="1371" ID="st45-143"/><SP/><String HEIGHT="30" CONTENT="Vermittler" WIDTH="143" HPOS="913" VPOS="1371" ID="st45-144"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="1076" VPOS="1371" ID="st45-145"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="1151" VPOS="1371" ID="st45-146"/><SP/><String HEIGHT="30" CONTENT="unterschiedliche" WIDTH="241" HPOS="1215" VPOS="1371" ID="st45-147"/></TextLine><TextLine HPOS="196" VPOS="1421" ID="tl45-26" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Höhe" WIDTH="80" HPOS="196" VPOS="1421" ID="st45-148"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="39" HPOS="304" VPOS="1421" ID="st45-149"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="370" VPOS="1421" ID="st45-150"/><SP/><String HEIGHT="30" CONTENT="einzelnen" WIDTH="142" HPOS="443" VPOS="1421" ID="st45-151"/><SP/><String HEIGHT="30" CONTENT="Produkte" WIDTH="134" HPOS="613" VPOS="1421" ID="st45-152"/><SP/><String HEIGHT="30" CONTENT="beeinflusse" WIDTH="169" HPOS="774" VPOS="1421" ID="st45-153"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="971" VPOS="1421" ID="st45-154"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="128" HPOS="1043" VPOS="1421" ID="st45-155"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="1171" VPOS="1421" ID="st45-156"/><SP/><String HEIGHT="30" CONTENT="Aus" WIDTH="58" HPOS="1215" VPOS="1421" ID="st45-157"/><SP/><String HEIGHT="30" CONTENT="Sicht" WIDTH="74" HPOS="1301" VPOS="1421" ID="st45-158"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1421" ID="st45-159"/></TextLine><TextLine HPOS="196" VPOS="1471" ID="tl45-27" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Bundesverbandes" WIDTH="269" HPOS="196" VPOS="1471" ID="st45-160"/><SP/><String HEIGHT="30" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="481" VPOS="1471" ID="st45-161"/><SP/><String HEIGHT="30" CONTENT="ist" WIDTH="33" HPOS="776" VPOS="1471" ID="st45-162"/><SP/><String HEIGHT="30" CONTENT="das" WIDTH="54" HPOS="825" VPOS="1471" ID="st45-163"/><SP/><String HEIGHT="30" CONTENT="derzeitige" WIDTH="145" HPOS="894" VPOS="1471" ID="st45-164"/><SP/><String HEIGHT="30" CONTENT="Provisionssystem" WIDTH="259" HPOS="1055" VPOS="1471" ID="st45-165"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="62" HPOS="1330" VPOS="1471" ID="st45-166"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1471" ID="st45-167"/></TextLine><TextLine HPOS="196" VPOS="1521" ID="tl45-28" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Ursachen" WIDTH="143" HPOS="196" VPOS="1521" ID="st45-168"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="39" HPOS="351" VPOS="1521" ID="st45-169"/><SP/><String HEIGHT="30" CONTENT="den" WIDTH="56" HPOS="402" VPOS="1521" ID="st45-170"/><SP/><String HEIGHT="30" CONTENT="nicht" WIDTH="71" HPOS="470" VPOS="1521" ID="st45-171"/><SP/><String HEIGHT="30" CONTENT="risikogerechten" WIDTH="226" HPOS="553" VPOS="1521" ID="st45-172"/><SP/><String HEIGHT="30" CONTENT="Versicherungsschutz" WIDTH="310" HPOS="791" VPOS="1521" ID="st45-173"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1113" VPOS="1521" ID="st45-174"/><SP/><String HEIGHT="30" CONTENT="meisten" WIDTH="116" HPOS="1174" VPOS="1521" ID="st45-175"/><SP/><String HEIGHT="30" CONTENT="deutschen" WIDTH="154" HPOS="1302" VPOS="1521" ID="st45-176"/></TextLine><TextLine HPOS="196" VPOS="1571" ID="tl45-29" WIDTH="160" HEIGHT="30"><String HEIGHT="30" CONTENT="Haushalte" WIDTH="144" HPOS="196" VPOS="1571" ID="st45-177"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="340" VPOS="1571" ID="st45-178"/></TextLine><TextLine HPOS="196" VPOS="1671" ID="tl45-30" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Zum" WIDTH="67" HPOS="196" VPOS="1671" ID="st45-179"/><SP/><String HEIGHT="30" CONTENT="zweiten" WIDTH="113" HPOS="295" VPOS="1671" ID="st45-180"/><SP/><String HEIGHT="30" CONTENT="sollten" WIDTH="96" HPOS="440" VPOS="1671" ID="st45-181"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="568" VPOS="1671" ID="st45-182"/><SP/><String HEIGHT="30" CONTENT="anbieterunabhängige" WIDTH="313" HPOS="645" VPOS="1671" ID="st45-183"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="990" VPOS="1671" ID="st45-184"/><SP/><String HEIGHT="30" CONTENT="damit" WIDTH="82" HPOS="1077" VPOS="1671" ID="st45-185"/><SP/><String HEIGHT="30" CONTENT="auch" WIDTH="72" HPOS="1191" VPOS="1671" ID="st45-186"/><SP/><String HEIGHT="30" CONTENT="provisions" WIDTH="147" HPOS="1295" VPOS="1671" ID="st45-187" SUBS_TYPE="HypPart1" SUBS_CONTENT="provisionsunabhängige"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1671" HEIGHT="30"/></TextLine><TextLine HPOS="196" VPOS="1721" ID="tl45-31" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="unabhängige" WIDTH="193" HPOS="196" VPOS="1721" ID="st45-188" SUBS_TYPE="HypPart2" SUBS_CONTENT="provisionsunabhängige"/><SP/><String HEIGHT="30" CONTENT="Versicherungsberatung" WIDTH="345" HPOS="416" VPOS="1721" ID="st45-189"/><SP/><String HEIGHT="30" CONTENT="durch" WIDTH="83" HPOS="788" VPOS="1721" ID="st45-190"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="898" VPOS="1721" ID="st45-191"/><SP/><String HEIGHT="30" CONTENT="Verpflichtung" WIDTH="194" HPOS="989" VPOS="1721" ID="st45-192"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1210" VPOS="1721" ID="st45-193"/><SP/><String HEIGHT="30" CONTENT="Versicherer" WIDTH="170" HPOS="1286" VPOS="1721" ID="st45-194"/></TextLine><TextLine HPOS="196" VPOS="1771" ID="tl45-32" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="gestärkt" WIDTH="119" HPOS="196" VPOS="1771" ID="st45-195"/><SP/><String HEIGHT="30" CONTENT="werden" WIDTH="102" HPOS="332" VPOS="1771" ID="st45-196"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="434" VPOS="1771" ID="st45-197"/><SP/><String HEIGHT="30" CONTENT="neben" WIDTH="93" HPOS="468" VPOS="1771" ID="st45-198"/><SP/><String HEIGHT="30" CONTENT="den" WIDTH="55" HPOS="578" VPOS="1771" ID="st45-199"/><SP/><String HEIGHT="30" CONTENT="Bruttotarifen" WIDTH="181" HPOS="651" VPOS="1771" ID="st45-200"/><SP/><String HEIGHT="30" CONTENT="so" WIDTH="35" HPOS="850" VPOS="1771" ID="st45-201"/><SP/><String HEIGHT="30" CONTENT="genannte" WIDTH="139" HPOS="902" VPOS="1771" ID="st45-202"/><SP/><String HEIGHT="30" CONTENT="Nettotarife" WIDTH="149" HPOS="1059" VPOS="1771" ID="st45-203"/><String HEIGHT="30" CONTENT="," WIDTH="14" HPOS="1208" VPOS="1771" ID="st45-204"/><SP/><String HEIGHT="30" CONTENT="d" WIDTH="13" HPOS="1239" VPOS="1771" ID="st45-205"/><String HEIGHT="30" CONTENT="." WIDTH="14" HPOS="1252" VPOS="1771" ID="st45-206"/><String HEIGHT="30" CONTENT="h" WIDTH="14" HPOS="1266" VPOS="1771" ID="st45-207"/><String HEIGHT="30" CONTENT="." WIDTH="14" HPOS="1280" VPOS="1771" ID="st45-208"/><SP/><String HEIGHT="30" CONTENT="Bruttotarif" WIDTH="144" HPOS="1312" VPOS="1771" ID="st45-209"/></TextLine><TextLine HPOS="196" VPOS="1821" ID="tl45-33" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="minus" WIDTH="89" HPOS="196" VPOS="1821" ID="st45-210"/><SP/><String HEIGHT="30" CONTENT="Vermittlungsprovision" WIDTH="313" HPOS="295" VPOS="1821" ID="st45-211"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="608" VPOS="1821" ID="st45-212"/><SP/><String HEIGHT="30" CONTENT="auszuweisen" WIDTH="185" HPOS="632" VPOS="1821" ID="st45-213"/><String HEIGHT="30" CONTENT="." WIDTH="17" HPOS="817" VPOS="1821" ID="st45-214"/><SP/><String HEIGHT="30" CONTENT="Begrüßenswert" WIDTH="226" HPOS="844" VPOS="1821" ID="st45-215"/><SP/><String HEIGHT="30" CONTENT="sei" WIDTH="39" HPOS="1079" VPOS="1821" ID="st45-216"/><String HEIGHT="30" CONTENT="," WIDTH="13" HPOS="1118" VPOS="1821" ID="st45-217"/><SP/><String HEIGHT="30" CONTENT="dass" WIDTH="70" HPOS="1141" VPOS="1821" ID="st45-218"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1221" VPOS="1821" ID="st45-219"/><SP/><String HEIGHT="30" CONTENT="Offenlegung" WIDTH="181" HPOS="1275" VPOS="1821" ID="st45-220"/></TextLine><TextLine HPOS="196" VPOS="1871" ID="tl45-34" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1871" ID="st45-221"/><SP/><String HEIGHT="30" CONTENT="Abschluss" WIDTH="146" HPOS="282" VPOS="1871" ID="st45-222"/><String HEIGHT="30" CONTENT="-" WIDTH="17" HPOS="428" VPOS="1871" ID="st45-223"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="482" VPOS="1871" ID="st45-224"/><SP/><String HEIGHT="30" CONTENT="Vertriebskosten" WIDTH="232" HPOS="574" VPOS="1871" ID="st45-225"/><SP/><String HEIGHT="30" CONTENT="eines" WIDTH="80" HPOS="843" VPOS="1871" ID="st45-226"/><SP/><String HEIGHT="30" CONTENT="Versicherungsvertrages" WIDTH="352" HPOS="960" VPOS="1871" ID="st45-227"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="1349" VPOS="1871" ID="st45-228"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1871" ID="st45-229"/></TextLine><TextLine HPOS="196" VPOS="1921" ID="tl45-35" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Informationspflichtenverordnung" WIDTH="476" HPOS="196" VPOS="1921" ID="st45-230"/><SP/><String HEIGHT="30" CONTENT="einbezogen" WIDTH="172" HPOS="698" VPOS="1921" ID="st45-231"/><SP/><String HEIGHT="30" CONTENT="werden" WIDTH="109" HPOS="896" VPOS="1921" ID="st45-232"/><SP/><String HEIGHT="30" CONTENT="solle" WIDTH="65" HPOS="1031" VPOS="1921" ID="st45-233"/><String HEIGHT="30" CONTENT="." WIDTH="13" HPOS="1096" VPOS="1921" ID="st45-234"/><SP/><String HEIGHT="30" CONTENT="Versicherer" WIDTH="171" HPOS="1134" VPOS="1921" ID="st45-235"/><SP/><String HEIGHT="30" CONTENT="müssten" WIDTH="126" HPOS="1330" VPOS="1921" ID="st45-236"/></TextLine><TextLine HPOS="196" VPOS="1971" ID="tl45-36" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="jedoch" WIDTH="98" HPOS="196" VPOS="1971" ID="st45-237"/><SP/><String HEIGHT="30" CONTENT="auch" WIDTH="72" HPOS="308" VPOS="1971" ID="st45-238"/><SP/><String HEIGHT="30" CONTENT="verpflichtet" WIDTH="161" HPOS="394" VPOS="1971" ID="st45-239"/><SP/><String HEIGHT="30" CONTENT="werden" WIDTH="102" HPOS="568" VPOS="1971" ID="st45-240"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="670" VPOS="1971" ID="st45-241"/><SP/><String HEIGHT="30" CONTENT="Versicherungsnehmern" WIDTH="345" HPOS="700" VPOS="1971" ID="st45-242"/><SP/><String HEIGHT="30" CONTENT="Nettotarife" WIDTH="154" HPOS="1059" VPOS="1971" ID="st45-243"/><SP/><String HEIGHT="30" CONTENT="anzubieten" WIDTH="156" HPOS="1226" VPOS="1971" ID="st45-244"/><String HEIGHT="30" CONTENT="," WIDTH="16" HPOS="1382" VPOS="1971" ID="st45-245"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1971" ID="st45-246"/></TextLine><TextLine HPOS="196" VPOS="2021" ID="tl45-37" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="anstelle" WIDTH="115" HPOS="196" VPOS="2021" ID="st45-247"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="324" VPOS="2021" ID="st45-248"/><SP/><String HEIGHT="30" CONTENT="versicherungsgebundenen" WIDTH="393" HPOS="384" VPOS="2021" ID="st45-249"/><SP/><String HEIGHT="30" CONTENT="Beratung" WIDTH="135" HPOS="789" VPOS="2021" ID="st45-250"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="937" VPOS="2021" ID="st45-251"/><SP/><String HEIGHT="30" CONTENT="Honorarberatung" WIDTH="252" HPOS="1013" VPOS="2021" ID="st45-252"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="1277" VPOS="2021" ID="st45-253"/><SP/><String HEIGHT="30" CONTENT="Anspruch" WIDTH="141" HPOS="1315" VPOS="2021" ID="st45-254"/></TextLine><TextLine HPOS="196" VPOS="2071" ID="tl45-38" WIDTH="428" HEIGHT="30"><String HEIGHT="30" CONTENT="nähmen" WIDTH="111" HPOS="196" VPOS="2071" ID="st45-255"/><String HEIGHT="30" CONTENT="," WIDTH="19" HPOS="307" VPOS="2071" ID="st45-256"/><SP/><String HEIGHT="30" CONTENT="mahnt" WIDTH="93" HPOS="335" VPOS="2071" ID="st45-257"/><SP/><String HEIGHT="30" CONTENT="Edda" WIDTH="78" HPOS="437" VPOS="2071" ID="st45-258"/><SP/><String HEIGHT="30" CONTENT="Müller" WIDTH="91" HPOS="524" VPOS="2071" ID="st45-259"/><String HEIGHT="30" CONTENT="." WIDTH="9" HPOS="615" VPOS="2071" ID="st45-260"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl45-39" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="37" WIDTH="37" HPOS="1419" VPOS="2207" ID="st45-261"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="46" ID="p592560" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592560" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592560" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl46-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="196" VPOS="215" ID="st46-0"/><SP/><String HEIGHT="31" CONTENT="dritten" WIDTH="93" HPOS="302" VPOS="215" ID="st46-1"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="434" VPOS="215" ID="st46-2"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="551" VPOS="215" ID="st46-3"/><SP/><String HEIGHT="31" CONTENT="Provisionsabgabeverbot" WIDTH="358" HPOS="643" VPOS="215" ID="st46-4"/><SP/><String HEIGHT="31" CONTENT="abgeschafft" WIDTH="172" HPOS="1041" VPOS="215" ID="st46-5"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1252" VPOS="215" ID="st46-6"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1354" VPOS="215" ID="st46-7"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1410" VPOS="215" ID="st46-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl46-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="212" HPOS="196" VPOS="265" ID="st46-9"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatern" WIDTH="337" HPOS="434" VPOS="265" ID="st46-10"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="798" VPOS="265" ID="st46-11"/><SP/><String HEIGHT="31" CONTENT="Wettbewerbschance" WIDTH="303" HPOS="887" VPOS="265" ID="st46-12"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1216" VPOS="265" ID="st46-13"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="1278" VPOS="265" ID="st46-14"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1363" VPOS="265" ID="st46-15"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="265" ID="st46-16"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl46-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ungebundenen" WIDTH="223" HPOS="196" VPOS="315" ID="st46-17"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="460" VPOS="315" ID="st46-18"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="643" VPOS="315" ID="st46-19"/><SP/><String HEIGHT="31" CONTENT="Provisionen" WIDTH="174" HPOS="781" VPOS="315" ID="st46-20"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="996" VPOS="315" ID="st46-21"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1081" VPOS="315" ID="st46-22"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1213" VPOS="315" ID="st46-23"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="315" ID="st46-24"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl46-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsinteressenten" WIDTH="413" HPOS="196" VPOS="365" ID="st46-25"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="636" VPOS="365" ID="st46-26"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="719" VPOS="365" ID="st46-27"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="811" VPOS="365" ID="st46-28"/><SP/><String HEIGHT="31" CONTENT="verabredeten" WIDTH="196" HPOS="981" VPOS="365" ID="st46-29"/><SP/><String HEIGHT="31" CONTENT="Beratungsentgelt" WIDTH="252" HPOS="1204" VPOS="365" ID="st46-30"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl46-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verrechnen" WIDTH="167" HPOS="196" VPOS="415" ID="st46-31"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="385" VPOS="415" ID="st46-32"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="487" VPOS="415" ID="st46-33"/><SP/><String HEIGHT="31" CONTENT="Damit" WIDTH="87" HPOS="526" VPOS="415" ID="st46-34"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="118" HPOS="635" VPOS="415" ID="st46-35"/><SP/><String HEIGHT="31" CONTENT="ungebundene" WIDTH="204" HPOS="775" VPOS="415" ID="st46-36"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="1001" VPOS="415" ID="st46-37"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1165" VPOS="415" ID="st46-38"/><SP/><String HEIGHT="31" CONTENT="Honorarberater" WIDTH="226" HPOS="1230" VPOS="415" ID="st46-39"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl46-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auftreten" WIDTH="126" HPOS="196" VPOS="465" ID="st46-40"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="322" VPOS="465" ID="st46-41"/><SP/><String HEIGHT="31" CONTENT="Somit" WIDTH="85" HPOS="353" VPOS="465" ID="st46-42"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="454" VPOS="465" ID="st46-43"/><SP/><String HEIGHT="31" CONTENT="gewährleistet" WIDTH="191" HPOS="513" VPOS="465" ID="st46-44"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="704" VPOS="465" ID="st46-45"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="735" VPOS="465" ID="st46-46"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="821" VPOS="465" ID="st46-47"/><SP/><String HEIGHT="31" CONTENT="Entscheidung" WIDTH="202" HPOS="882" VPOS="465" ID="st46-48"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1100" VPOS="465" ID="st46-49"/><SP/><String HEIGHT="31" CONTENT="Verbrauchers" WIDTH="200" HPOS="1170" VPOS="465" ID="st46-50"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="465" ID="st46-51"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl46-6" WIDTH="1153" HEIGHT="31"><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="196" VPOS="515" ID="st46-52"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="289" VPOS="515" ID="st46-53"/><SP/><String HEIGHT="31" CONTENT="persönlichen" WIDTH="189" HPOS="343" VPOS="515" ID="st46-54"/><SP/><String HEIGHT="31" CONTENT="finanziellen" WIDTH="167" HPOS="541" VPOS="515" ID="st46-55"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="717" VPOS="515" ID="st46-56"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="882" VPOS="515" ID="st46-57"/><SP/><String HEIGHT="31" CONTENT="Beraters" WIDTH="126" HPOS="945" VPOS="515" ID="st46-58"/><SP/><String HEIGHT="31" CONTENT="beeinflusst" WIDTH="159" HPOS="1081" VPOS="515" ID="st46-59"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1249" VPOS="515" ID="st46-60"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1332" VPOS="515" ID="st46-61"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl46-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="196" VPOS="615" ID="st46-62"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="285" VPOS="615" ID="st46-63"/><SP/><String HEIGHT="31" CONTENT="Bund" WIDTH="78" HPOS="346" VPOS="615" ID="st46-64"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="437" VPOS="615" ID="st46-65"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="498" VPOS="615" ID="st46-66"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="109" HPOS="859" VPOS="615" ID="st46-67"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="981" VPOS="615" ID="st46-68"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1032" VPOS="615" ID="st46-69"/><SP/><String HEIGHT="31" CONTENT="Beratungsentgelt" WIDTH="245" HPOS="1090" VPOS="615" ID="st46-70"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1335" VPOS="615" ID="st46-71"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1364" VPOS="615" ID="st46-72"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl46-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="196" VPOS="665" ID="st46-73"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="356" VPOS="665" ID="st46-74"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="477" VPOS="665" ID="st46-75"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="510" VPOS="665" ID="st46-76"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="884" VPOS="665" ID="st46-77"/><SP/><String HEIGHT="31" CONTENT="grundsätzlich" WIDTH="196" HPOS="1005" VPOS="665" ID="st46-78"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1226" VPOS="665" ID="st46-79"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="1286" VPOS="665" ID="st46-80"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="665" ID="st46-81"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl46-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="196" VPOS="715" ID="st46-82"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="356" VPOS="715" ID="st46-83"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="106" HPOS="461" VPOS="715" ID="st46-84"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="567" VPOS="715" ID="st46-85"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="609" VPOS="715" ID="st46-86"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="679" VPOS="715" ID="st46-87"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="774" VPOS="715" ID="st46-88"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="861" VPOS="715" ID="st46-89"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1038" VPOS="715" ID="st46-90"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="1142" VPOS="715" ID="st46-91"/><SP/><String HEIGHT="31" CONTENT="führt" WIDTH="63" HPOS="1311" VPOS="715" ID="st46-92"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1374" VPOS="715" ID="st46-93"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="715" ID="st46-94"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl46-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungsentgelt" WIDTH="252" HPOS="196" VPOS="765" ID="st46-95"/><SP/><String HEIGHT="31" CONTENT="vereinbaren" WIDTH="176" HPOS="459" VPOS="765" ID="st46-96"/><SP/><String HEIGHT="31" CONTENT="dürfen" WIDTH="89" HPOS="645" VPOS="765" ID="st46-97"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="734" VPOS="765" ID="st46-98"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="96" HPOS="760" VPOS="765" ID="st46-99"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="148" HPOS="867" VPOS="765" ID="st46-100"/><SP/><String HEIGHT="31" CONTENT="beruhe" WIDTH="104" HPOS="1026" VPOS="765" ID="st46-101"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1140" VPOS="765" ID="st46-102"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1198" VPOS="765" ID="st46-103"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="176" HPOS="1264" VPOS="765" ID="st46-104"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="765" ID="st46-105"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl46-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="815" ID="st46-106"/><SP/><String HEIGHT="31" CONTENT="sowohl" WIDTH="104" HPOS="292" VPOS="815" ID="st46-107"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertreter" WIDTH="337" HPOS="422" VPOS="815" ID="st46-108"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="785" VPOS="815" ID="st46-109"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="853" VPOS="815" ID="st46-110"/><SP/><String HEIGHT="31" CONTENT="Versicherungsmakler" WIDTH="313" HPOS="951" VPOS="815" ID="st46-111"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1290" VPOS="815" ID="st46-112"/><SP/><String HEIGHT="31" CONTENT="großem" WIDTH="115" HPOS="1341" VPOS="815" ID="st46-113"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl46-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Umfang" WIDTH="117" HPOS="196" VPOS="865" ID="st46-114"/><SP/><String HEIGHT="31" CONTENT="Beratungsleistungen" WIDTH="304" HPOS="324" VPOS="865" ID="st46-115"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="640" VPOS="865" ID="st46-116"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="654" VPOS="865" ID="st46-117"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="668" VPOS="865" ID="st46-118"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="682" VPOS="865" ID="st46-119"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="709" VPOS="865" ID="st46-120"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="746" VPOS="865" ID="st46-121"/><SP/><String HEIGHT="31" CONTENT="betrieblichen" WIDTH="189" HPOS="806" VPOS="865" ID="st46-122"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1007" VPOS="865" ID="st46-123"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="119" HPOS="1074" VPOS="865" ID="st46-124"/><SP/><String HEIGHT="31" CONTENT="Altersversorgung" WIDTH="252" HPOS="1204" VPOS="865" ID="st46-125"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl46-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erbringen" WIDTH="135" HPOS="196" VPOS="915" ID="st46-126"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="331" VPOS="915" ID="st46-127"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="367" VPOS="915" ID="st46-128"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="127" HPOS="432" VPOS="915" ID="st46-129"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="580" VPOS="915" ID="st46-130"/><SP/><String HEIGHT="31" CONTENT="anschließend" WIDTH="198" HPOS="699" VPOS="915" ID="st46-131"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="917" VPOS="915" ID="st46-132"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1069" VPOS="915" ID="st46-133"/><SP/><String HEIGHT="31" CONTENT="Tarifvorbehaltes" WIDTH="239" HPOS="1143" VPOS="915" ID="st46-134"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="915" ID="st46-135"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl46-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Altersvermögensgesetzes" WIDTH="384" HPOS="196" VPOS="965" ID="st46-136"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="589" VPOS="965" ID="st46-137"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="645" VPOS="965" ID="st46-138"/><SP/><String HEIGHT="31" CONTENT="Ebene" WIDTH="97" HPOS="702" VPOS="965" ID="st46-139"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="808" VPOS="965" ID="st46-140"/><SP/><String HEIGHT="31" CONTENT="Tarifparteien" WIDTH="186" HPOS="866" VPOS="965" ID="st46-141"/><SP/><String HEIGHT="31" CONTENT="erfolgen" WIDTH="120" HPOS="1062" VPOS="965" ID="st46-142"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1191" VPOS="965" ID="st46-143"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1256" VPOS="965" ID="st46-144"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="1314" VPOS="965" ID="st46-145"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl46-15" WIDTH="877" HEIGHT="31"><String HEIGHT="31" CONTENT="daher" WIDTH="86" HPOS="196" VPOS="1015" ID="st46-146"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="291" VPOS="1015" ID="st46-147"/><SP/><String HEIGHT="31" CONTENT="Leistungen" WIDTH="163" HPOS="380" VPOS="1015" ID="st46-148"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="552" VPOS="1015" ID="st46-149"/><SP/><String HEIGHT="31" CONTENT="Entgeltanspruch" WIDTH="240" HPOS="636" VPOS="1015" ID="st46-150"/><SP/><String HEIGHT="31" CONTENT="erbracht" WIDTH="122" HPOS="886" VPOS="1015" ID="st46-151"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="1017" VPOS="1015" ID="st46-152"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1059" VPOS="1015" ID="st46-153"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl46-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Viertens" WIDTH="117" HPOS="196" VPOS="1115" ID="st46-154"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="313" VPOS="1115" ID="st46-155"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="96" HPOS="341" VPOS="1115" ID="st46-156"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="450" VPOS="1115" ID="st46-157"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="91" HPOS="540" VPOS="1115" ID="st46-158"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="644" VPOS="1115" ID="st46-159"/><SP/><String HEIGHT="31" CONTENT="Statuserklärung" WIDTH="233" HPOS="720" VPOS="1115" ID="st46-160"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="966" VPOS="1115" ID="st46-161"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlers" WIDTH="367" HPOS="1032" VPOS="1115" ID="st46-162"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1115" ID="st46-163"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl46-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jedem" WIDTH="91" HPOS="196" VPOS="1165" ID="st46-164"/><SP/><String HEIGHT="31" CONTENT="ersten" WIDTH="93" HPOS="300" VPOS="1165" ID="st46-165"/><SP/><String HEIGHT="31" CONTENT="Kontakt" WIDTH="113" HPOS="406" VPOS="1165" ID="st46-166"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="533" VPOS="1165" ID="st46-167"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="591" VPOS="1165" ID="st46-168"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="106" HPOS="669" VPOS="1165" ID="st46-169"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="775" VPOS="1165" ID="st46-170"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="806" VPOS="1165" ID="st46-171"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="905" VPOS="1165" ID="st46-172"/><SP/><String HEIGHT="31" CONTENT="aufzeigen" WIDTH="137" HPOS="996" VPOS="1165" ID="st46-173"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1133" VPOS="1165" ID="st46-174"/><SP/><String HEIGHT="31" CONTENT="welche" WIDTH="103" HPOS="1163" VPOS="1165" ID="st46-175"/><SP/><String HEIGHT="31" CONTENT="Formen" WIDTH="115" HPOS="1280" VPOS="1165" ID="st46-176"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1165" ID="st46-177"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl46-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="1215" ID="st46-178"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="569" VPOS="1215" ID="st46-179"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="647" VPOS="1215" ID="st46-180"/><String HEIGHT="31" CONTENT="berater" WIDTH="103" HPOS="661" VPOS="1215" ID="st46-181"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="786" VPOS="1215" ID="st46-182"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="50" HPOS="844" VPOS="1215" ID="st46-183"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="894" VPOS="1215" ID="st46-184"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="929" VPOS="1215" ID="st46-185"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1002" VPOS="1215" ID="st46-186"/><SP/><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="220" HPOS="1069" VPOS="1215" ID="st46-187"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1312" VPOS="1215" ID="st46-188"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="1371" VPOS="1215" ID="st46-189"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl46-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fachliche" WIDTH="132" HPOS="196" VPOS="1265" ID="st46-190"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="337" VPOS="1265" ID="st46-191"/><SP/><String HEIGHT="31" CONTENT="aussehen" WIDTH="145" HPOS="530" VPOS="1265" ID="st46-192"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="684" VPOS="1265" ID="st46-193"/><SP/><String HEIGHT="31" CONTENT="welcher" WIDTH="115" HPOS="749" VPOS="1265" ID="st46-194"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="874" VPOS="1265" ID="st46-195"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="993" VPOS="1265" ID="st46-196"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="1069" VPOS="1265" ID="st46-197"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1221" VPOS="1265" ID="st46-198"/><SP/><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="190" HPOS="1266" VPOS="1265" ID="st46-199"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl46-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="196" VPOS="1315" ID="st46-200"/><SP/><String HEIGHT="31" CONTENT="Rechtsvertretung" WIDTH="254" HPOS="264" VPOS="1315" ID="st46-201"/><SP/><String HEIGHT="31" CONTENT="berechtigt" WIDTH="146" HPOS="540" VPOS="1315" ID="st46-202"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="708" VPOS="1315" ID="st46-203"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="739" VPOS="1315" ID="st46-204"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="57" HPOS="772" VPOS="1315" ID="st46-205"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="851" VPOS="1315" ID="st46-206"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="920" VPOS="1315" ID="st46-207"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="968" VPOS="1315" ID="st46-208"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="30" HPOS="1038" VPOS="1315" ID="st46-209"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1068" VPOS="1315" ID="st46-210"/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="357" HPOS="1084" VPOS="1315" ID="st46-211" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlerrichtlinie"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl46-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="richtlinie" WIDTH="122" HPOS="196" VPOS="1365" ID="st46-212" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlerrichtlinie"/><SP/><String HEIGHT="31" CONTENT="vorgesehenen" WIDTH="211" HPOS="333" VPOS="1365" ID="st46-213"/><SP/><String HEIGHT="31" CONTENT="Statuserklärung" WIDTH="233" HPOS="559" VPOS="1365" ID="st46-214"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="807" VPOS="1365" ID="st46-215"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="872" VPOS="1365" ID="st46-216"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="934" VPOS="1365" ID="st46-217"/><SP/><String HEIGHT="31" CONTENT="erkennen" WIDTH="139" HPOS="1132" VPOS="1365" ID="st46-218"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="1286" VPOS="1365" ID="st46-219"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1388" VPOS="1365" ID="st46-220"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="1419" VPOS="1365" ID="st46-221"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl46-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1415" ID="st46-222"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="259" VPOS="1415" ID="st46-223"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="416" VPOS="1415" ID="st46-224"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="478" VPOS="1415" ID="st46-225"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="531" VPOS="1415" ID="st46-226"/><SP/><String HEIGHT="31" CONTENT="einzelnes" WIDTH="141" HPOS="590" VPOS="1415" ID="st46-227"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="745" VPOS="1415" ID="st46-228"/><SP/><String HEIGHT="31" CONTENT="arbeitet" WIDTH="111" HPOS="1169" VPOS="1415" ID="st46-229"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1294" VPOS="1415" ID="st46-230"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="1375" VPOS="1415" ID="st46-231"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="1427" VPOS="1415" ID="st46-232"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl46-23" WIDTH="1151" HEIGHT="31"><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="196" VPOS="1465" ID="st46-233"/><SP/><String HEIGHT="31" CONTENT="Ratschläge" WIDTH="167" HPOS="285" VPOS="1465" ID="st46-234"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="461" VPOS="1465" ID="st46-235"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="517" VPOS="1465" ID="st46-236"/><SP/><String HEIGHT="31" CONTENT="breite" WIDTH="83" HPOS="589" VPOS="1465" ID="st46-237"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="682" VPOS="1465" ID="st46-238"/><SP/><String HEIGHT="31" CONTENT="ausgewogene" WIDTH="207" HPOS="747" VPOS="1465" ID="st46-239"/><SP/><String HEIGHT="31" CONTENT="Marktuntersuchung" WIDTH="285" HPOS="964" VPOS="1465" ID="st46-240"/><SP/><String HEIGHT="31" CONTENT="stützt" WIDTH="76" HPOS="1258" VPOS="1465" ID="st46-241"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1334" VPOS="1465" ID="st46-242"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl46-24" WIDTH="801" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1565" ID="st46-243"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1565" ID="st46-244"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1565" ID="st46-245"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1565" ID="st46-246"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="255" VPOS="1565" ID="st46-247"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="1565" ID="st46-248"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="356" VPOS="1565" ID="st46-249"/><SP/><String HEIGHT="31" CONTENT="Beratungspflichten" WIDTH="276" HPOS="458" VPOS="1565" ID="st46-250"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="743" VPOS="1565" ID="st46-251"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="778" VPOS="1565" ID="st46-252"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="161" HPOS="836" VPOS="1565" ID="st46-253"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl46-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1665" ID="st46-254"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="270" VPOS="1665" ID="st46-255"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="463" VPOS="1665" ID="st46-256"/><SP/><String HEIGHT="31" CONTENT="Beratungsvorschriften" WIDTH="324" HPOS="535" VPOS="1665" ID="st46-257"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="883" VPOS="1665" ID="st46-258"/><SP/><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="977" VPOS="1665" ID="st46-259"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="122" HPOS="1042" VPOS="1665" ID="st46-260"/><SP/><String HEIGHT="31" CONTENT="problematisch" WIDTH="201" HPOS="1188" VPOS="1665" ID="st46-261"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1389" VPOS="1665" ID="st46-262"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="1429" VPOS="1665" ID="st46-263"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl46-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="welchem" WIDTH="132" HPOS="196" VPOS="1715" ID="st46-264"/><SP/><String HEIGHT="31" CONTENT="Maße" WIDTH="85" HPOS="338" VPOS="1715" ID="st46-265"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="432" VPOS="1715" ID="st46-266"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="490" VPOS="1715" ID="st46-267"/><SP/><String HEIGHT="31" CONTENT="investigativ" WIDTH="165" HPOS="642" VPOS="1715" ID="st46-268"/><SP/><String HEIGHT="31" CONTENT="jedem" WIDTH="91" HPOS="817" VPOS="1715" ID="st46-269"/><SP/><String HEIGHT="31" CONTENT="Bedürfnis" WIDTH="141" HPOS="918" VPOS="1715" ID="st46-270"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1068" VPOS="1715" ID="st46-271"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="114" HPOS="1132" VPOS="1715" ID="st46-272"/><SP/><String HEIGHT="31" CONTENT="nachforschen" WIDTH="200" HPOS="1256" VPOS="1715" ID="st46-273"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl46-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="müsse" WIDTH="90" HPOS="196" VPOS="1765" ID="st46-274"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="286" VPOS="1765" ID="st46-275"/><SP/><String HEIGHT="31" CONTENT="bleibe" WIDTH="89" HPOS="317" VPOS="1765" ID="st46-276"/><SP/><String HEIGHT="31" CONTENT="unklar" WIDTH="85" HPOS="420" VPOS="1765" ID="st46-277"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="505" VPOS="1765" ID="st46-278"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="533" VPOS="1765" ID="st46-279"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="139" HPOS="595" VPOS="1765" ID="st46-280"/><SP/><String HEIGHT="31" CONTENT="verweist" WIDTH="123" HPOS="747" VPOS="1765" ID="st46-281"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="883" VPOS="1765" ID="st46-282"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="943" VPOS="1765" ID="st46-283"/><SP/><String HEIGHT="31" CONTENT="Arbeitskreis" WIDTH="174" HPOS="1038" VPOS="1765" ID="st46-284"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1226" VPOS="1765" ID="st46-285"/><SP/><String HEIGHT="31" CONTENT="praktischen" WIDTH="170" HPOS="1286" VPOS="1765" ID="st46-286"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl46-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="169" HPOS="196" VPOS="1815" ID="st46-287"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="387" VPOS="1815" ID="st46-288"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="27" HPOS="456" VPOS="1815" ID="st46-289"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="483" VPOS="1815" ID="st46-290"/><String HEIGHT="31" CONTENT="Vermittlerrichtlinie" WIDTH="277" HPOS="497" VPOS="1815" ID="st46-291"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="774" VPOS="1815" ID="st46-292"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="97" HPOS="809" VPOS="1815" ID="st46-293"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="75" HPOS="927" VPOS="1815" ID="st46-294"/><SP/><String HEIGHT="31" CONTENT="Protokolle" WIDTH="143" HPOS="1023" VPOS="1815" ID="st46-295"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1166" VPOS="1815" ID="st46-296"/><SP/><String HEIGHT="31" CONTENT="Beratungsbögen" WIDTH="237" HPOS="1202" VPOS="1815" ID="st46-297"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1815" ID="st46-298"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl46-29" WIDTH="540" HEIGHT="31"><String HEIGHT="31" CONTENT="Risikoanalysebögen" WIDTH="298" HPOS="196" VPOS="1865" ID="st46-299"/><SP/><String HEIGHT="31" CONTENT="etc" WIDTH="40" HPOS="535" VPOS="1865" ID="st46-300"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="575" VPOS="1865" ID="st46-301"/><SP/><String HEIGHT="31" CONTENT="erstellt" WIDTH="95" HPOS="629" VPOS="1865" ID="st46-302"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="724" VPOS="1865" ID="st46-303"/></TextLine><TextLine HPOS="737" VPOS="1858" ID="tl46-30" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="7" WIDTH="12" HPOS="737" VPOS="1858" ID="st46-304"/></TextLine><TextLine HPOS="789" VPOS="1865" ID="tl46-31" WIDTH="667" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="789" VPOS="1865" ID="st46-305"/><SP/><String HEIGHT="31" CONTENT="Umsetzung" WIDTH="168" HPOS="880" VPOS="1865" ID="st46-306"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1088" VPOS="1865" ID="st46-307"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="1177" VPOS="1865" ID="st46-308"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1206" VPOS="1865" ID="st46-309"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="148" HPOS="1221" VPOS="1865" ID="st46-310"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="1865" ID="st46-311"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl46-32" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="196" VPOS="1915" ID="st46-312"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="585" VPOS="1915" ID="st46-313"/><SP/><String HEIGHT="31" CONTENT="deutsches" WIDTH="152" HPOS="624" VPOS="1915" ID="st46-314"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="789" VPOS="1915" ID="st46-315"/><SP/><String HEIGHT="31" CONTENT="kompliziere" WIDTH="169" HPOS="889" VPOS="1915" ID="st46-316"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1071" VPOS="1915" ID="st46-317"/><SP/><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="221" HPOS="1128" VPOS="1915" ID="st46-318"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1362" VPOS="1915" ID="st46-319"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1412" VPOS="1915" ID="st46-320"/></TextLine><TextLine HPOS="196" VPOS="2048" ID="tl46-33" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="7" WIDTH="10" HPOS="196" VPOS="2048" ID="st46-321"/></TextLine><TextLine HPOS="220" VPOS="2055" ID="tl46-34" WIDTH="1237" HEIGHT="25"><String HEIGHT="25" CONTENT="Der" WIDTH="45" HPOS="220" VPOS="2055" ID="st46-322"/><SP/><String HEIGHT="25" CONTENT="Arbeitskreis" WIDTH="146" HPOS="278" VPOS="2055" ID="st46-323"/><SP/><String HEIGHT="25" CONTENT="ist" WIDTH="28" HPOS="437" VPOS="2055" ID="st46-324"/><SP/><String HEIGHT="25" CONTENT="Teil" WIDTH="44" HPOS="479" VPOS="2055" ID="st46-325"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="537" VPOS="2055" ID="st46-326"/><SP/><String HEIGHT="25" CONTENT="Verbandes" WIDTH="134" HPOS="595" VPOS="2055" ID="st46-327"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="743" VPOS="2055" ID="st46-328"/><SP/><String HEIGHT="25" CONTENT="Klein" WIDTH="59" HPOS="797" VPOS="2055" ID="st46-329"/><String HEIGHT="25" CONTENT="-" WIDTH="12" HPOS="856" VPOS="2055" ID="st46-330"/><SP/><String HEIGHT="25" CONTENT="und" WIDTH="46" HPOS="882" VPOS="2055" ID="st46-331"/><SP/><String HEIGHT="25" CONTENT="Mittelstandsbetriebe" WIDTH="249" HPOS="941" VPOS="2055" ID="st46-332"/><SP/><String HEIGHT="25" CONTENT="in" WIDTH="22" HPOS="1204" VPOS="2055" ID="st46-333"/><SP/><String HEIGHT="25" CONTENT="Deutschland" WIDTH="148" HPOS="1239" VPOS="2055" ID="st46-334"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="1387" VPOS="2055" ID="st46-335"/><SP/><String HEIGHT="25" CONTENT="Die" WIDTH="42" HPOS="1415" VPOS="2055" ID="st46-336"/></TextLine><TextLine HPOS="225" VPOS="2105" ID="tl46-35" WIDTH="1231" HEIGHT="25"><String HEIGHT="25" CONTENT="Dokumente" WIDTH="143" HPOS="225" VPOS="2105" ID="st46-337"/><SP/><String HEIGHT="25" CONTENT="stehen" WIDTH="84" HPOS="398" VPOS="2105" ID="st46-338"/><SP/><String HEIGHT="25" CONTENT="auf" WIDTH="39" HPOS="513" VPOS="2105" ID="st46-339"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="583" VPOS="2105" ID="st46-340"/><SP/><String HEIGHT="25" CONTENT="Homepage" WIDTH="136" HPOS="654" VPOS="2105" ID="st46-341"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="821" VPOS="2105" ID="st46-342"/><SP/><String HEIGHT="25" CONTENT="Arbeitskreises" WIDTH="174" HPOS="897" VPOS="2105" ID="st46-343"/><SP/><String HEIGHT="25" CONTENT="kostenlos" WIDTH="118" HPOS="1102" VPOS="2105" ID="st46-344"/><SP/><String HEIGHT="25" CONTENT="zur" WIDTH="38" HPOS="1251" VPOS="2105" ID="st46-345"/><SP/><String HEIGHT="25" CONTENT="Verfügung" WIDTH="122" HPOS="1320" VPOS="2105" ID="st46-346"/><String HEIGHT="25" CONTENT=":" WIDTH="14" HPOS="1442" VPOS="2105" ID="st46-347"/></TextLine><TextLine HPOS="225" VPOS="2155" ID="tl46-36" WIDTH="424" HEIGHT="25"><String HEIGHT="25" CONTENT="http" WIDTH="47" HPOS="225" VPOS="2155" ID="st46-348"/><String HEIGHT="25" CONTENT=":" WIDTH="11" HPOS="272" VPOS="2155" ID="st46-349"/><String HEIGHT="25" CONTENT="//www" WIDTH="59" HPOS="283" VPOS="2155" ID="st46-350"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="342" VPOS="2155" ID="st46-351"/><String HEIGHT="25" CONTENT="euvermittlerrichtlinie" WIDTH="259" HPOS="354" VPOS="2155" ID="st46-352"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="613" VPOS="2155" ID="st46-353"/><String HEIGHT="25" CONTENT="de" WIDTH="24" HPOS="625" VPOS="2155" ID="st46-354"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl46-37" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="38" WIDTH="37" HPOS="196" VPOS="2207" ID="st46-355"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="47" ID="p592561" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592561" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592561" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl47-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="196" VPOS="215" ID="st47-0"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="352" VPOS="215" ID="st47-1"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="429" VPOS="215" ID="st47-2"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="225" HPOS="505" VPOS="215" ID="st47-3"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="114" HPOS="751" VPOS="215" ID="st47-4"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="886" VPOS="215" ID="st47-5"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="1042" VPOS="215" ID="st47-6"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1163" VPOS="215" ID="st47-7"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1193" VPOS="215" ID="st47-8"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="1264" VPOS="215" ID="st47-9"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1293" VPOS="215" ID="st47-10"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="148" HPOS="1308" VPOS="215" ID="st47-11"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl47-1" WIDTH="886" HEIGHT="31"><String HEIGHT="31" CONTENT="beschränke" WIDTH="173" HPOS="196" VPOS="265" ID="st47-12"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="378" VPOS="265" ID="st47-13"/><SP/><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="270" HPOS="432" VPOS="265" ID="st47-14"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="711" VPOS="265" ID="st47-15"/><SP/><String HEIGHT="31" CONTENT="folgende" WIDTH="128" HPOS="767" VPOS="265" ID="st47-16"/><SP/><String HEIGHT="31" CONTENT="drei" WIDTH="56" HPOS="904" VPOS="265" ID="st47-17"/><SP/><String HEIGHT="31" CONTENT="Säulen" WIDTH="96" HPOS="969" VPOS="265" ID="st47-18"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="1065" VPOS="265" ID="st47-19"/></TextLine><TextLine HPOS="246" VPOS="365" ID="tl47-2" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="246" VPOS="365" ID="st47-20"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="365" ID="st47-21"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="103" HPOS="296" VPOS="365" ID="st47-22"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="399" VPOS="365" ID="st47-23"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="429" VPOS="365" ID="st47-24"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="486" VPOS="365" ID="st47-25"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="554" VPOS="365" ID="st47-26"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="709" VPOS="365" ID="st47-27"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="784" VPOS="365" ID="st47-28"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="849" VPOS="365" ID="st47-29"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="900" VPOS="365" ID="st47-30"/><SP/><String HEIGHT="31" CONTENT="vermittelte" WIDTH="154" HPOS="966" VPOS="365" ID="st47-31"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprodukt" WIDTH="324" HPOS="1132" VPOS="365" ID="st47-32"/></TextLine><TextLine HPOS="296" VPOS="415" ID="tl47-3" WIDTH="619" HEIGHT="31"><String HEIGHT="31" CONTENT="veranlasst" WIDTH="152" HPOS="296" VPOS="415" ID="st47-33"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="84" HPOS="458" VPOS="415" ID="st47-34"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="542" VPOS="415" ID="st47-35"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="569" VPOS="415" ID="st47-36"/><SP/><String HEIGHT="31" CONTENT="genau" WIDTH="93" HPOS="639" VPOS="415" ID="st47-37"/><SP/><String HEIGHT="31" CONTENT="anzugeben" WIDTH="156" HPOS="741" VPOS="415" ID="st47-38"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="897" VPOS="415" ID="st47-39"/></TextLine><TextLine HPOS="246" VPOS="515" ID="tl47-4" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="14" HPOS="246" VPOS="515" ID="st47-40"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="515" ID="st47-41"/><SP/><String HEIGHT="31" CONTENT="Beim" WIDTH="76" HPOS="296" VPOS="515" ID="st47-42"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="396" VPOS="515" ID="st47-43"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="472" VPOS="515" ID="st47-44"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="556" VPOS="515" ID="st47-45"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="133" HPOS="625" VPOS="515" ID="st47-46"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="782" VPOS="515" ID="st47-47"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="859" VPOS="515" ID="st47-48"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="998" VPOS="515" ID="st47-49"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="107" HPOS="1107" VPOS="515" ID="st47-50"/><SP/><String HEIGHT="31" CONTENT="Wünsche" WIDTH="139" HPOS="1238" VPOS="515" ID="st47-51"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="515" ID="st47-52"/></TextLine><TextLine HPOS="296" VPOS="565" ID="tl47-5" WIDTH="471" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="176" HPOS="296" VPOS="565" ID="st47-53"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="482" VPOS="565" ID="st47-54"/><SP/><String HEIGHT="31" CONTENT="berücksichtigen" WIDTH="225" HPOS="526" VPOS="565" ID="st47-55"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="751" VPOS="565" ID="st47-56"/></TextLine><TextLine HPOS="246" VPOS="665" ID="tl47-6" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="246" VPOS="665" ID="st47-57"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="665" ID="st47-58"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="665" ID="st47-59"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="133" HPOS="369" VPOS="665" ID="st47-60"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="525" VPOS="665" ID="st47-61"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="601" VPOS="665" ID="st47-62"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="116" HPOS="783" VPOS="665" ID="st47-63"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="922" VPOS="665" ID="st47-64"/><SP/><String HEIGHT="31" CONTENT="Komplexität" WIDTH="174" HPOS="989" VPOS="665" ID="st47-65"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1185" VPOS="665" ID="st47-66"/><SP/><String HEIGHT="31" CONTENT="angebotenen" WIDTH="194" HPOS="1262" VPOS="665" ID="st47-67"/></TextLine><TextLine HPOS="296" VPOS="715" ID="tl47-7" WIDTH="395" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="296" VPOS="715" ID="st47-68"/><SP/><String HEIGHT="31" CONTENT="berücksichtigen" WIDTH="225" HPOS="450" VPOS="715" ID="st47-69"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="675" VPOS="715" ID="st47-70"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl47-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="815" ID="st47-71"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="261" VPOS="815" ID="st47-72"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="401" VPOS="815" ID="st47-73"/><SP/><String HEIGHT="31" CONTENT="Bundesministeriums" WIDTH="300" HPOS="482" VPOS="815" ID="st47-74"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="809" VPOS="815" ID="st47-75"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="875" VPOS="815" ID="st47-76"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1050" VPOS="815" ID="st47-77"/><SP/><String HEIGHT="31" CONTENT="Technologie" WIDTH="182" HPOS="1133" VPOS="815" ID="st47-78"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1342" VPOS="815" ID="st47-79"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="815" ID="st47-80"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl47-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationspflicht" WIDTH="271" HPOS="196" VPOS="865" ID="st47-81"/><SP/><String HEIGHT="31" CONTENT="umfangreicher" WIDTH="213" HPOS="491" VPOS="865" ID="st47-82"/><SP/><String HEIGHT="31" CONTENT="gestaltet" WIDTH="121" HPOS="728" VPOS="865" ID="st47-83"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="849" VPOS="865" ID="st47-84"/><SP/><String HEIGHT="31" CONTENT="hebt" WIDTH="65" HPOS="887" VPOS="865" ID="st47-85"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="976" VPOS="865" ID="st47-86"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1136" VPOS="865" ID="st47-87"/><SP/><String HEIGHT="31" CONTENT="hervor" WIDTH="89" HPOS="1280" VPOS="865" ID="st47-88"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1369" VPOS="865" ID="st47-89"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="1408" VPOS="865" ID="st47-90"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl47-10" WIDTH="493" HEIGHT="31"><String HEIGHT="31" CONTENT="umfasse" WIDTH="126" HPOS="196" VPOS="915" ID="st47-91"/><SP/><String HEIGHT="31" CONTENT="folgende" WIDTH="127" HPOS="332" VPOS="915" ID="st47-92"/><SP/><String HEIGHT="31" CONTENT="sieben" WIDTH="98" HPOS="469" VPOS="915" ID="st47-93"/><SP/><String HEIGHT="31" CONTENT="Punkte" WIDTH="96" HPOS="576" VPOS="915" ID="st47-94"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="672" VPOS="915" ID="st47-95"/></TextLine><TextLine HPOS="246" VPOS="1015" ID="tl47-11" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="246" VPOS="1015" ID="st47-96"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1015" ID="st47-97"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="296" VPOS="1015" ID="st47-98"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="378" VPOS="1015" ID="st47-99"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="47" HPOS="756" VPOS="1015" ID="st47-100"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="831" VPOS="1015" ID="st47-101"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="87" HPOS="903" VPOS="1015" ID="st47-102"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="990" VPOS="1015" ID="st47-103"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="1031" VPOS="1015" ID="st47-104"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1132" VPOS="1015" ID="st47-105"/><SP/><String HEIGHT="31" CONTENT="Wünschen" WIDTH="158" HPOS="1215" VPOS="1015" ID="st47-106"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1015" ID="st47-107"/></TextLine><TextLine HPOS="296" VPOS="1065" ID="tl47-12" WIDTH="540" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="195" HPOS="296" VPOS="1065" ID="st47-108"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="500" VPOS="1065" ID="st47-109"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="563" VPOS="1065" ID="st47-110"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="687" VPOS="1065" ID="st47-111"/><SP/><String HEIGHT="31" CONTENT="fragen" WIDTH="89" HPOS="732" VPOS="1065" ID="st47-112"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="821" VPOS="1065" ID="st47-113"/></TextLine><TextLine HPOS="295" VPOS="1165" ID="tl47-13" WIDTH="382" HEIGHT="31"><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="295" VPOS="1165" ID="st47-114"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="91" HPOS="389" VPOS="1165" ID="st47-115"/><SP/><String HEIGHT="31" CONTENT="besteht" WIDTH="104" HPOS="489" VPOS="1165" ID="st47-116"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="593" VPOS="1165" ID="st47-117"/><SP/><String HEIGHT="31" CONTENT="falls" WIDTH="60" HPOS="617" VPOS="1165" ID="st47-118"/></TextLine><TextLine HPOS="246" VPOS="1215" ID="tl47-14" WIDTH="958" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="14" HPOS="246" VPOS="1215" ID="st47-119"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1215" ID="st47-120"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="296" VPOS="1215" ID="st47-121"/><SP/><String HEIGHT="31" CONTENT="Schwierigkeit" WIDTH="191" HPOS="350" VPOS="1215" ID="st47-122"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="541" VPOS="1215" ID="st47-123"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="565" VPOS="1215" ID="st47-124"/><SP/><String HEIGHT="31" CONTENT="angebotene" WIDTH="176" HPOS="628" VPOS="1215" ID="st47-125"/><SP/><String HEIGHT="31" CONTENT="Produkt" WIDTH="115" HPOS="813" VPOS="1215" ID="st47-126"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="937" VPOS="1215" ID="st47-127"/><SP/><String HEIGHT="31" CONTENT="beurteilen" WIDTH="146" HPOS="982" VPOS="1215" ID="st47-128"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1138" VPOS="1215" ID="st47-129"/></TextLine><TextLine HPOS="246" VPOS="1265" ID="tl47-15" WIDTH="701" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="246" VPOS="1265" ID="st47-130"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1265" ID="st47-131"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="296" VPOS="1265" ID="st47-132"/><SP/><String HEIGHT="31" CONTENT="Person" WIDTH="106" HPOS="350" VPOS="1265" ID="st47-133"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="465" VPOS="1265" ID="st47-134"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmers" WIDTH="343" HPOS="528" VPOS="1265" ID="st47-135"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="880" VPOS="1265" ID="st47-136"/></TextLine><TextLine HPOS="246" VPOS="1315" ID="tl47-16" WIDTH="297" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="246" VPOS="1315" ID="st47-137"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1315" ID="st47-138"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="108" HPOS="296" VPOS="1315" ID="st47-139"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="413" VPOS="1315" ID="st47-140"/></TextLine><TextLine HPOS="296" VPOS="1365" ID="tl47-17" WIDTH="430" HEIGHT="31"><String HEIGHT="31" CONTENT="Anlass" WIDTH="100" HPOS="296" VPOS="1365" ID="st47-141"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="406" VPOS="1365" ID="st47-142"/><SP/><String HEIGHT="31" CONTENT="Befragung" WIDTH="154" HPOS="461" VPOS="1365" ID="st47-143"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="624" VPOS="1365" ID="st47-144"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="709" VPOS="1365" ID="st47-145"/></TextLine><TextLine HPOS="246" VPOS="1465" ID="tl47-18" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="5" WIDTH="14" HPOS="246" VPOS="1465" ID="st47-146"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1465" ID="st47-147"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="296" VPOS="1465" ID="st47-148"/><SP/><String HEIGHT="31" CONTENT="Beratungsaufwand" WIDTH="278" HPOS="365" VPOS="1465" ID="st47-149"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="80" HPOS="658" VPOS="1465" ID="st47-150"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="753" VPOS="1465" ID="st47-151"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="794" VPOS="1465" ID="st47-152"/><SP/><String HEIGHT="31" CONTENT="angemessenen" WIDTH="229" HPOS="900" VPOS="1465" ID="st47-153"/><SP/><String HEIGHT="31" CONTENT="Verhältnis" WIDTH="148" HPOS="1144" VPOS="1465" ID="st47-154"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1307" VPOS="1465" ID="st47-155"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1358" VPOS="1465" ID="st47-156"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1465" ID="st47-157"/></TextLine><TextLine HPOS="296" VPOS="1515" ID="tl47-19" WIDTH="388" HEIGHT="31"><String HEIGHT="31" CONTENT="zahlenden" WIDTH="154" HPOS="296" VPOS="1515" ID="st47-158"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="106" HPOS="459" VPOS="1515" ID="st47-159"/><SP/><String HEIGHT="31" CONTENT="stehen" WIDTH="94" HPOS="574" VPOS="1515" ID="st47-160"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="668" VPOS="1515" ID="st47-161"/></TextLine><TextLine HPOS="246" VPOS="1565" ID="tl47-20" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="6" WIDTH="14" HPOS="246" VPOS="1565" ID="st47-162"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1565" ID="st47-163"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="1565" ID="st47-164"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="363" VPOS="1565" ID="st47-165"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="491" VPOS="1565" ID="st47-166"/><SP/><String HEIGHT="31" CONTENT="jeden" WIDTH="81" HPOS="547" VPOS="1565" ID="st47-167"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="645" VPOS="1565" ID="st47-168"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="697" VPOS="1565" ID="st47-169"/><SP/><String HEIGHT="31" CONTENT="bestimmten" WIDTH="173" HPOS="788" VPOS="1565" ID="st47-170"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="977" VPOS="1565" ID="st47-171"/><SP/><String HEIGHT="31" CONTENT="erteilten" WIDTH="118" HPOS="1191" VPOS="1565" ID="st47-172"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="1326" VPOS="1565" ID="st47-173"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1395" VPOS="1565" ID="st47-174"/></TextLine><TextLine HPOS="296" VPOS="1615" ID="tl47-21" WIDTH="175" HEIGHT="31"><String HEIGHT="31" CONTENT="anzugeben" WIDTH="157" HPOS="296" VPOS="1615" ID="st47-175"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="453" VPOS="1615" ID="st47-176"/></TextLine><TextLine HPOS="246" VPOS="1665" ID="tl47-22" WIDTH="1210" HEIGHT="31"><String HEIGHT="31" CONTENT="7" WIDTH="14" HPOS="246" VPOS="1665" ID="st47-177"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="260" VPOS="1665" ID="st47-178"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="1665" ID="st47-179"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="224" HPOS="373" VPOS="1665" ID="st47-180"/><SP/><String HEIGHT="31" CONTENT="erfolgt" WIDTH="93" HPOS="624" VPOS="1665" ID="st47-181"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="743" VPOS="1665" ID="st47-182"/><SP/><String HEIGHT="31" CONTENT="Berücksichtigung" WIDTH="254" HPOS="846" VPOS="1665" ID="st47-183"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1126" VPOS="1665" ID="st47-184"/><SP/><String HEIGHT="31" CONTENT="Komplexität" WIDTH="175" HPOS="1201" VPOS="1665" ID="st47-185"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="1665" ID="st47-186"/></TextLine><TextLine HPOS="296" VPOS="1715" ID="tl47-23" WIDTH="565" HEIGHT="31"><String HEIGHT="31" CONTENT="angebotenen" WIDTH="195" HPOS="296" VPOS="1715" ID="st47-187"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertrages" WIDTH="345" HPOS="500" VPOS="1715" ID="st47-188"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="845" VPOS="1715" ID="st47-189"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl47-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="1815" ID="st47-190"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="256" VPOS="1815" ID="st47-191"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="365" VPOS="1815" ID="st47-192"/><SP/><String HEIGHT="31" CONTENT="klaren" WIDTH="85" HPOS="462" VPOS="1815" ID="st47-193"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="547" VPOS="1815" ID="st47-194"/><SP/><String HEIGHT="31" CONTENT="verständlichen" WIDTH="214" HPOS="585" VPOS="1815" ID="st47-195"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="822" VPOS="1815" ID="st47-196"/><SP/><String HEIGHT="31" CONTENT="wirtschaftlich" WIDTH="191" HPOS="901" VPOS="1815" ID="st47-197"/><SP/><String HEIGHT="31" CONTENT="zumutbaren" WIDTH="176" HPOS="1115" VPOS="1815" ID="st47-198"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="142" HPOS="1314" VPOS="1815" ID="st47-199"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl47-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schlägt" WIDTH="106" HPOS="196" VPOS="1865" ID="st47-200"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="345" VPOS="1865" ID="st47-201"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="437" VPOS="1865" ID="st47-202"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="714" VPOS="1865" ID="st47-203"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="910" VPOS="1865" ID="st47-204"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="1301" VPOS="1865" ID="st47-205"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1343" VPOS="1865" ID="st47-206"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1865" ID="st47-207"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl47-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="1915" ID="st47-208"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="581" VPOS="1915" ID="st47-209"/><SP/><String HEIGHT="31" CONTENT="verpflichten" WIDTH="166" HPOS="651" VPOS="1915" ID="st47-210"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="817" VPOS="1915" ID="st47-211"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="865" VPOS="1915" ID="st47-212"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="955" VPOS="1915" ID="st47-213"/><SP/><String HEIGHT="31" CONTENT="bezogen" WIDTH="128" HPOS="1105" VPOS="1915" ID="st47-214"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1268" VPOS="1915" ID="st47-215"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="107" HPOS="1349" VPOS="1915" ID="st47-216"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl47-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswunsch" WIDTH="326" HPOS="196" VPOS="1965" ID="st47-217"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="44" HPOS="535" VPOS="1965" ID="st47-218"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="592" VPOS="1965" ID="st47-219"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="795" VPOS="1965" ID="st47-220"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="843" VPOS="1965" ID="st47-221"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="969" VPOS="1965" ID="st47-222"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1037" VPOS="1965" ID="st47-223"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="1094" VPOS="1965" ID="st47-224"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1218" VPOS="1965" ID="st47-225"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1270" VPOS="1965" ID="st47-226"/><SP/><String HEIGHT="31" CONTENT="erteilten" WIDTH="118" HPOS="1338" VPOS="1965" ID="st47-227"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl47-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="196" VPOS="2015" ID="st47-228"/><SP/><String HEIGHT="31" CONTENT="anzugeben" WIDTH="156" HPOS="259" VPOS="2015" ID="st47-229"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="415" VPOS="2015" ID="st47-230"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="443" VPOS="2015" ID="st47-231"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="507" VPOS="2015" ID="st47-232"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="69" HPOS="660" VPOS="2015" ID="st47-233"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="739" VPOS="2015" ID="st47-234"/><SP/><String HEIGHT="31" CONTENT="Kundenwunsch" WIDTH="218" HPOS="806" VPOS="2015" ID="st47-235"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="1024" VPOS="2015" ID="st47-236"/><SP/><String HEIGHT="31" CONTENT="seinen" WIDTH="98" HPOS="1053" VPOS="2015" ID="st47-237"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="1162" VPOS="2015" ID="st47-238"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1224" VPOS="2015" ID="st47-239"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1290" VPOS="2015" ID="st47-240"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="1345" VPOS="2015" ID="st47-241"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl47-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dazu" WIDTH="73" HPOS="196" VPOS="2065" ID="st47-242"/><SP/><String HEIGHT="31" CONTENT="dokumentieren" WIDTH="212" HPOS="300" VPOS="2065" ID="st47-243"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="512" VPOS="2065" ID="st47-244"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="202" HPOS="560" VPOS="2065" ID="st47-245"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="793" VPOS="2065" ID="st47-246"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="902" VPOS="2065" ID="st47-247"/><SP/><String HEIGHT="31" CONTENT="Ermittlungspflicht" WIDTH="253" HPOS="1013" VPOS="2065" ID="st47-248"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="1297" VPOS="2065" ID="st47-249"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="2065" ID="st47-250"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl47-30" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="39" WIDTH="37" HPOS="1419" VPOS="2207" ID="st47-251"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="48" ID="p592562" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592562" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592562" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl48-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="195" HPOS="196" VPOS="215" ID="st48-0"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="417" VPOS="215" ID="st48-1"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="498" VPOS="215" ID="st48-2"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="639" VPOS="215" ID="st48-3"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="786" VPOS="215" ID="st48-4"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="861" VPOS="215" ID="st48-5"/><SP/><String HEIGHT="31" CONTENT="Beratungspflicht" WIDTH="239" HPOS="951" VPOS="215" ID="st48-6"/><SP/><String HEIGHT="31" CONTENT="gesetzlich" WIDTH="148" HPOS="1217" VPOS="215" ID="st48-7"/><SP/><String HEIGHT="31" CONTENT="fest" WIDTH="52" HPOS="1391" VPOS="215" ID="st48-8" SUBS_TYPE="HypPart1" SUBS_CONTENT="festgeschrieben"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl48-1" WIDTH="310" HEIGHT="31"><String HEIGHT="31" CONTENT="geschrieben" WIDTH="182" HPOS="196" VPOS="265" ID="st48-9" SUBS_TYPE="HypPart2" SUBS_CONTENT="festgeschrieben"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="387" VPOS="265" ID="st48-10"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="489" VPOS="265" ID="st48-11"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl48-2" WIDTH="426" HEIGHT="31"><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="224" HPOS="196" VPOS="365" ID="st48-12"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="430" VPOS="365" ID="st48-13"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="487" VPOS="365" ID="st48-14"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl48-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bereits" WIDTH="104" HPOS="196" VPOS="465" ID="st48-15"/><SP/><String HEIGHT="31" CONTENT="heute" WIDTH="83" HPOS="313" VPOS="465" ID="st48-16"/><SP/><String HEIGHT="31" CONTENT="dokumentierten" WIDTH="230" HPOS="409" VPOS="465" ID="st48-17"/><SP/><String HEIGHT="31" CONTENT="seriöse" WIDTH="108" HPOS="651" VPOS="465" ID="st48-18"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="349" HPOS="771" VPOS="465" ID="st48-19"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="1133" VPOS="465" ID="st48-20"/><SP/><String HEIGHT="31" CONTENT="Gespräche" WIDTH="154" HPOS="1201" VPOS="465" ID="st48-21"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1355" VPOS="465" ID="st48-22"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="465" ID="st48-23"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl48-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zuletzt" WIDTH="97" HPOS="196" VPOS="515" ID="st48-24"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="313" VPOS="515" ID="st48-25"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="432" VPOS="515" ID="st48-26"/><SP/><String HEIGHT="31" CONTENT="Haftungssituation" WIDTH="252" HPOS="500" VPOS="515" ID="st48-27"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="752" VPOS="515" ID="st48-28"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="787" VPOS="515" ID="st48-29"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="843" VPOS="515" ID="st48-30"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="999" VPOS="515" ID="st48-31"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="62" HPOS="1140" VPOS="515" ID="st48-32"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="1223" VPOS="515" ID="st48-33"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl48-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="196" VPOS="565" ID="st48-34"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="369" VPOS="565" ID="st48-35"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="13" HPOS="738" VPOS="565" ID="st48-36"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="751" VPOS="565" ID="st48-37"/><String HEIGHT="31" CONTENT="V" WIDTH="14" HPOS="765" VPOS="565" ID="st48-38"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="779" VPOS="565" ID="st48-39"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="793" VPOS="565" ID="st48-40"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="69" HPOS="828" VPOS="565" ID="st48-41"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="897" VPOS="565" ID="st48-42"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="936" VPOS="565" ID="st48-43"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1007" VPOS="565" ID="st48-44"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1073" VPOS="565" ID="st48-45"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1216" VPOS="565" ID="st48-46"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1328" VPOS="565" ID="st48-47"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="565" ID="st48-48"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl48-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratungsaufwand" WIDTH="278" HPOS="196" VPOS="615" ID="st48-49"/><SP/><String HEIGHT="31" CONTENT="dramatisch" WIDTH="163" HPOS="490" VPOS="615" ID="st48-50"/><SP/><String HEIGHT="31" CONTENT="erhöhen" WIDTH="114" HPOS="669" VPOS="615" ID="st48-51"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="783" VPOS="615" ID="st48-52"/><SP/><String HEIGHT="31" CONTENT="Beratungsprotokolle" WIDTH="296" HPOS="816" VPOS="615" ID="st48-53"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="1128" VPOS="615" ID="st48-54"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="1253" VPOS="615" ID="st48-55"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1335" VPOS="615" ID="st48-56"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="615" ID="st48-57"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl48-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="665" ID="st48-58"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="282" VPOS="665" ID="st48-59"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="333" VPOS="665" ID="st48-60"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="400" VPOS="665" ID="st48-61"/><SP/><String HEIGHT="31" CONTENT="verbesserten" WIDTH="193" HPOS="595" VPOS="665" ID="st48-62"/><SP/><String HEIGHT="31" CONTENT="Haftungssituation" WIDTH="258" HPOS="799" VPOS="665" ID="st48-63"/><SP/><String HEIGHT="31" CONTENT="führen" WIDTH="89" HPOS="1068" VPOS="665" ID="st48-64"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1157" VPOS="665" ID="st48-65"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="1184" VPOS="665" ID="st48-66"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1235" VPOS="665" ID="st48-67"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1337" VPOS="665" ID="st48-68"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1408" VPOS="665" ID="st48-69"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl48-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="etwas" WIDTH="87" HPOS="196" VPOS="715" ID="st48-70"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="295" VPOS="715" ID="st48-71"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="343" VPOS="715" ID="st48-72"/><SP/><String HEIGHT="31" CONTENT="Beweislast" WIDTH="159" HPOS="402" VPOS="715" ID="st48-73"/><SP/><String HEIGHT="31" CONTENT="ändern" WIDTH="96" HPOS="573" VPOS="715" ID="st48-74"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="669" VPOS="715" ID="st48-75"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="697" VPOS="715" ID="st48-76"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="88" HPOS="761" VPOS="715" ID="st48-77"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="849" VPOS="715" ID="st48-78"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="878" VPOS="715" ID="st48-79"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="938" VPOS="715" ID="st48-80"/><SP/><String HEIGHT="31" CONTENT="Antrag" WIDTH="98" HPOS="1030" VPOS="715" ID="st48-81"/><SP/><String HEIGHT="31" CONTENT="unterschreiben" WIDTH="221" HPOS="1139" VPOS="715" ID="st48-82"/><SP/><String HEIGHT="31" CONTENT="wolle" WIDTH="70" HPOS="1371" VPOS="715" ID="st48-83"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="715" ID="st48-84"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl48-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="196" VPOS="765" ID="st48-85"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="305" VPOS="765" ID="st48-86"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="395" VPOS="765" ID="st48-87"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="120" HPOS="495" VPOS="765" ID="st48-88"/><SP/><String HEIGHT="31" CONTENT="unterschreiben" WIDTH="213" HPOS="633" VPOS="765" ID="st48-89"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="846" VPOS="765" ID="st48-90"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="880" VPOS="765" ID="st48-91"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="937" VPOS="765" ID="st48-92"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1046" VPOS="765" ID="st48-93"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1134" VPOS="765" ID="st48-94"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1187" VPOS="765" ID="st48-95"/><SP/><String HEIGHT="31" CONTENT="Lawine" WIDTH="106" HPOS="1279" VPOS="765" ID="st48-96"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1402" VPOS="765" ID="st48-97"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl48-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Prozessen" WIDTH="158" HPOS="196" VPOS="815" ID="st48-98"/><SP/><String HEIGHT="31" CONTENT="kommen" WIDTH="117" HPOS="366" VPOS="815" ID="st48-99"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="483" VPOS="815" ID="st48-100"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="68" HPOS="514" VPOS="815" ID="st48-101"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="582" VPOS="815" ID="st48-102"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="58" HPOS="611" VPOS="815" ID="st48-103"/><SP/><String HEIGHT="31" CONTENT="Haftungsprozesse" WIDTH="269" HPOS="680" VPOS="815" ID="st48-104"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="961" VPOS="815" ID="st48-105"/><SP/><String HEIGHT="31" CONTENT="Kapitalanalgebereich" WIDTH="311" HPOS="1008" VPOS="815" ID="st48-106"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1331" VPOS="815" ID="st48-107"/><SP/><String HEIGHT="31" CONTENT="95" WIDTH="37" HPOS="1378" VPOS="815" ID="st48-108"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="1427" VPOS="815" ID="st48-109"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl48-11" WIDTH="500" HEIGHT="31"><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="196" VPOS="865" ID="st48-110"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="259" VPOS="865" ID="st48-111"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="324" VPOS="865" ID="st48-112"/><SP/><String HEIGHT="31" CONTENT="verloren" WIDTH="121" HPOS="448" VPOS="865" ID="st48-113"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="578" VPOS="865" ID="st48-114"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="679" VPOS="865" ID="st48-115"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl48-12" WIDTH="1069" HEIGHT="31"><String HEIGHT="31" CONTENT="Option" WIDTH="98" HPOS="196" VPOS="965" ID="st48-116"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="304" VPOS="965" ID="st48-117"/><SP/><String HEIGHT="31" CONTENT="Beratungsverzichts" WIDTH="283" HPOS="367" VPOS="965" ID="st48-118"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="660" VPOS="965" ID="st48-119"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="687" VPOS="965" ID="st48-120"/><SP/><String HEIGHT="31" CONTENT="Schlupfloch" WIDTH="172" HPOS="741" VPOS="965" ID="st48-121"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="923" VPOS="965" ID="st48-122"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="971" VPOS="965" ID="st48-123"/><String HEIGHT="31" CONTENT="schwarze" WIDTH="136" HPOS="987" VPOS="965" ID="st48-124"/><SP/><String HEIGHT="31" CONTENT="Schafe" WIDTH="99" HPOS="1132" VPOS="965" ID="st48-125"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1231" VPOS="965" ID="st48-126"/><String HEIGHT="31" CONTENT="?" WIDTH="17" HPOS="1248" VPOS="965" ID="st48-127"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl48-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1065" ID="st48-128"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="267" VPOS="1065" ID="st48-129"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="431" VPOS="1065" ID="st48-130"/><SP/><String HEIGHT="31" CONTENT="Beratungsverzicht" WIDTH="266" HPOS="515" VPOS="1065" ID="st48-131"/><SP/><String HEIGHT="31" CONTENT="basieren" WIDTH="128" HPOS="802" VPOS="1065" ID="st48-132"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="951" VPOS="1065" ID="st48-133"/><SP/><String HEIGHT="31" CONTENT="verschiedenen" WIDTH="217" HPOS="1018" VPOS="1065" ID="st48-134"/><SP/><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="1256" VPOS="1065" ID="st48-135"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl48-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Richtlinien" WIDTH="149" HPOS="196" VPOS="1115" ID="st48-136"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="345" VPOS="1115" ID="st48-137"/><SP/><String HEIGHT="31" CONTENT="u" WIDTH="14" HPOS="372" VPOS="1115" ID="st48-138"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="386" VPOS="1115" ID="st48-139"/><String HEIGHT="31" CONTENT="a" WIDTH="14" HPOS="400" VPOS="1115" ID="st48-140"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="414" VPOS="1115" ID="st48-141"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="440" VPOS="1115" ID="st48-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="500" VPOS="1115" ID="st48-143"/><SP/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="135" HPOS="561" VPOS="1115" ID="st48-144"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="709" VPOS="1115" ID="st48-145"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="292" HPOS="768" VPOS="1115" ID="st48-146"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1060" VPOS="1115" ID="st48-147"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="1090" VPOS="1115" ID="st48-148"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1196" VPOS="1115" ID="st48-149"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="1303" VPOS="1115" ID="st48-150"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1447" VPOS="1115" ID="st48-151"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl48-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sie" WIDTH="48" HPOS="196" VPOS="1165" ID="st48-152"/><SP/><String HEIGHT="31" CONTENT="sähen" WIDTH="91" HPOS="278" VPOS="1165" ID="st48-153"/><SP/><String HEIGHT="31" CONTENT="bestimmte" WIDTH="154" HPOS="402" VPOS="1165" ID="st48-154"/><SP/><String HEIGHT="31" CONTENT="Beratungen" WIDTH="172" HPOS="589" VPOS="1165" ID="st48-155"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="795" VPOS="1165" ID="st48-156"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="836" VPOS="1165" ID="st48-157"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="884" VPOS="1165" ID="st48-158"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1015" VPOS="1165" ID="st48-159"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1097" VPOS="1165" ID="st48-160"/><SP/><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="194" HPOS="1175" VPOS="1165" ID="st48-161"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1165" ID="st48-162"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl48-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unternehmens" WIDTH="210" HPOS="196" VPOS="1215" ID="st48-163"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="406" VPOS="1215" ID="st48-164"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="445" VPOS="1215" ID="st48-165"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="107" HPOS="500" VPOS="1215" ID="st48-166"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="607" VPOS="1215" ID="st48-167"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="643" VPOS="1215" ID="st48-168"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="734" VPOS="1215" ID="st48-169"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="164" HPOS="808" VPOS="1215" ID="st48-170"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="972" VPOS="1215" ID="st48-171"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1008" VPOS="1215" ID="st48-172"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="114" HPOS="1087" VPOS="1215" ID="st48-173"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1221" VPOS="1215" ID="st48-174"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="1277" VPOS="1215" ID="st48-175"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1367" VPOS="1215" ID="st48-176"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="1215" ID="st48-177"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl48-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="196" VPOS="1265" ID="st48-178"/><SP/><String HEIGHT="31" CONTENT="erkenne" WIDTH="120" HPOS="445" VPOS="1265" ID="st48-179"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="598" VPOS="1265" ID="st48-180"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="678" VPOS="1265" ID="st48-181"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="93" HPOS="791" VPOS="1265" ID="st48-182"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="917" VPOS="1265" ID="st48-183"/><SP/><String HEIGHT="31" CONTENT="Selbstbestimmungsrecht" WIDTH="365" HPOS="1004" VPOS="1265" ID="st48-184"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="1265" ID="st48-185"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl48-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmers" WIDTH="343" HPOS="196" VPOS="1315" ID="st48-186"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="553" VPOS="1315" ID="st48-187"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="583" VPOS="1315" ID="st48-188"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="613" VPOS="1315" ID="st48-189"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="677" VPOS="1315" ID="st48-190"/><SP/><String HEIGHT="31" CONTENT="schriftlich" WIDTH="139" HPOS="826" VPOS="1315" ID="st48-191"/><SP/><String HEIGHT="31" CONTENT="festzuhalten" WIDTH="180" HPOS="979" VPOS="1315" ID="st48-192"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1173" VPOS="1315" ID="st48-193"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1261" VPOS="1315" ID="st48-194"/><SP/><String HEIGHT="31" CONTENT="doppelten" WIDTH="146" HPOS="1310" VPOS="1315" ID="st48-195"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl48-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sinne" WIDTH="86" HPOS="196" VPOS="1365" ID="st48-196"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="295" VPOS="1365" ID="st48-197"/><SP/><String HEIGHT="31" CONTENT="Schutzcharakter" WIDTH="234" HPOS="390" VPOS="1365" ID="st48-198"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="624" VPOS="1365" ID="st48-199"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="654" VPOS="1365" ID="st48-200"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="734" VPOS="1365" ID="st48-201"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="829" VPOS="1365" ID="st48-202"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="933" VPOS="1365" ID="st48-203"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="1001" VPOS="1365" ID="st48-204"/><SP/><String HEIGHT="31" CONTENT="geschützt" WIDTH="137" HPOS="1216" VPOS="1365" ID="st48-205"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1353" VPOS="1365" ID="st48-206"/><SP/><String HEIGHT="31" CONTENT="denn" WIDTH="74" HPOS="1382" VPOS="1365" ID="st48-207"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl48-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="196" VPOS="1415" ID="st48-208"/><SP/><String HEIGHT="31" CONTENT="erhalte" WIDTH="102" HPOS="254" VPOS="1415" ID="st48-209"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="378" VPOS="1415" ID="st48-210"/><SP/><String HEIGHT="31" CONTENT="schriftliche" WIDTH="158" HPOS="463" VPOS="1415" ID="st48-211"/><SP/><String HEIGHT="31" CONTENT="Bestätigung" WIDTH="169" HPOS="643" VPOS="1415" ID="st48-212"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="812" VPOS="1415" ID="st48-213"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="850" VPOS="1415" ID="st48-214"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="943" VPOS="1415" ID="st48-215"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1013" VPOS="1415" ID="st48-216"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="1219" VPOS="1415" ID="st48-217"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="1321" VPOS="1415" ID="st48-218"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl48-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wünscht" WIDTH="115" HPOS="196" VPOS="1465" ID="st48-219"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="311" VPOS="1465" ID="st48-220"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="338" VPOS="1465" ID="st48-221"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="123" HPOS="415" VPOS="1465" ID="st48-222"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="548" VPOS="1465" ID="st48-223"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="649" VPOS="1465" ID="st48-224"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="724" VPOS="1465" ID="st48-225"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="918" VPOS="1465" ID="st48-226"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1012" VPOS="1465" ID="st48-227"/><SP/><String HEIGHT="31" CONTENT="schriftliche" WIDTH="157" HPOS="1076" VPOS="1465" ID="st48-228"/><SP/><String HEIGHT="31" CONTENT="Festhalten" WIDTH="155" HPOS="1244" VPOS="1465" ID="st48-229"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1465" ID="st48-230"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl48-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="1515" ID="st48-231"/><SP/><String HEIGHT="31" CONTENT="gesonderten" WIDTH="185" HPOS="285" VPOS="1515" ID="st48-232"/><SP/><String HEIGHT="31" CONTENT="Erklärung" WIDTH="143" HPOS="484" VPOS="1515" ID="st48-233"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="641" VPOS="1515" ID="st48-234"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="770" VPOS="1515" ID="st48-235"/><SP/><String HEIGHT="31" CONTENT="Augen" WIDTH="96" HPOS="831" VPOS="1515" ID="st48-236"/><SP/><String HEIGHT="31" CONTENT="geführt" WIDTH="98" HPOS="942" VPOS="1515" ID="st48-237"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1040" VPOS="1515" ID="st48-238"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1069" VPOS="1515" ID="st48-239"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="90" HPOS="1154" VPOS="1515" ID="st48-240"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="120" HPOS="1259" VPOS="1515" ID="st48-241"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1515" ID="st48-242"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl48-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="besondere" WIDTH="158" HPOS="196" VPOS="1565" ID="st48-243"/><SP/><String HEIGHT="31" CONTENT="Bedeutung" WIDTH="161" HPOS="378" VPOS="1565" ID="st48-244"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="93" HPOS="563" VPOS="1565" ID="st48-245"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="65" HPOS="679" VPOS="1565" ID="st48-246"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="744" VPOS="1565" ID="st48-247"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="785" VPOS="1565" ID="st48-248"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="799" VPOS="1565" ID="st48-249"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="813" VPOS="1565" ID="st48-250"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="827" VPOS="1565" ID="st48-251"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="866" VPOS="1565" ID="st48-252"/><SP/><String HEIGHT="31" CONTENT="Bezug" WIDTH="94" HPOS="916" VPOS="1565" ID="st48-253"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1034" VPOS="1565" ID="st48-254"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1105" VPOS="1565" ID="st48-255"/><SP/><String HEIGHT="31" CONTENT="Durchsetzung" WIDTH="206" HPOS="1173" VPOS="1565" ID="st48-256"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="1565" ID="st48-257"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl48-24" WIDTH="406" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadenersatzansprüchen" WIDTH="389" HPOS="196" VPOS="1615" ID="st48-258"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="585" VPOS="1615" ID="st48-259"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl48-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="1715" ID="st48-260"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="87" HPOS="280" VPOS="1715" ID="st48-261"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="367" VPOS="1715" ID="st48-262"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="397" VPOS="1715" ID="st48-263"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="470" VPOS="1715" ID="st48-264"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="602" VPOS="1715" ID="st48-265"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="121" HPOS="664" VPOS="1715" ID="st48-266"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="802" VPOS="1715" ID="st48-267"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="865" VPOS="1715" ID="st48-268"/><SP/><String HEIGHT="31" CONTENT="schriftliche" WIDTH="157" HPOS="946" VPOS="1715" ID="st48-269"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="225" HPOS="1120" VPOS="1715" ID="st48-270"/><SP/><String HEIGHT="31" CONTENT="darauf" WIDTH="94" HPOS="1362" VPOS="1715" ID="st48-271"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl48-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hinzuweisen" WIDTH="176" HPOS="196" VPOS="1765" ID="st48-272"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="372" VPOS="1765" ID="st48-273"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="416" VPOS="1765" ID="st48-274"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="514" VPOS="1765" ID="st48-275"/><SP/><String HEIGHT="31" CONTENT="möglicherweise" WIDTH="230" HPOS="602" VPOS="1765" ID="st48-276"/><SP/><String HEIGHT="31" CONTENT="nachteilige" WIDTH="159" HPOS="859" VPOS="1765" ID="st48-277"/><SP/><String HEIGHT="31" CONTENT="Auswirkungen" WIDTH="209" HPOS="1046" VPOS="1765" ID="st48-278"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1282" VPOS="1765" ID="st48-279"/><SP/><String HEIGHT="31" CONTENT="eigene" WIDTH="100" HPOS="1356" VPOS="1765" ID="st48-280"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl48-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadenersatzansprüche" WIDTH="378" HPOS="196" VPOS="1815" ID="st48-281"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="595" VPOS="1815" ID="st48-282"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="708" VPOS="1815" ID="st48-283"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="784" VPOS="1815" ID="st48-284"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="947" VPOS="1815" ID="st48-285"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="989" VPOS="1815" ID="st48-286"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1024" VPOS="1815" ID="st48-287"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="1078" VPOS="1815" ID="st48-288"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="1152" VPOS="1815" ID="st48-289"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1247" VPOS="1815" ID="st48-290"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1321" VPOS="1815" ID="st48-291"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl48-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="196" VPOS="1865" ID="st48-292"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="333" VPOS="1865" ID="st48-293"/><SP/><String HEIGHT="31" CONTENT="akzeptabel" WIDTH="154" HPOS="420" VPOS="1865" ID="st48-294"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="574" VPOS="1865" ID="st48-295"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="95" HPOS="607" VPOS="1865" ID="st48-296"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="718" VPOS="1865" ID="st48-297"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="777" VPOS="1865" ID="st48-298"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="829" VPOS="1865" ID="st48-299"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="910" VPOS="1865" ID="st48-300"/><SP/><String HEIGHT="31" CONTENT="Recht" WIDTH="87" HPOS="1081" VPOS="1865" ID="st48-301"/><SP/><String HEIGHT="31" CONTENT="unbekannt" WIDTH="148" HPOS="1184" VPOS="1865" ID="st48-302"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1332" VPOS="1865" ID="st48-303"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="1366" VPOS="1865" ID="st48-304"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl48-29" WIDTH="905" HEIGHT="31"><String HEIGHT="31" CONTENT="Dienstleistungsanbieter" WIDTH="347" HPOS="196" VPOS="1915" ID="st48-305"/><SP/><String HEIGHT="31" CONTENT="solche" WIDTH="96" HPOS="552" VPOS="1915" ID="st48-306"/><SP/><String HEIGHT="31" CONTENT="Verpflichtungen" WIDTH="231" HPOS="658" VPOS="1915" ID="st48-307"/><SP/><String HEIGHT="31" CONTENT="aufzuerlegen" WIDTH="186" HPOS="899" VPOS="1915" ID="st48-308"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1085" VPOS="1915" ID="st48-309"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl48-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="2015" ID="st48-310"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="166" HPOS="276" VPOS="2015" ID="st48-311"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="472" VPOS="2015" ID="st48-312"/><SP/><String HEIGHT="31" CONTENT="Verzichtserklärung" WIDTH="276" HPOS="548" VPOS="2015" ID="st48-313"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="853" VPOS="2015" ID="st48-314"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="973" VPOS="2015" ID="st48-315"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1203" VPOS="2015" ID="st48-316"/><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="1286" VPOS="2015" ID="st48-317"/><String HEIGHT="31" CONTENT="schwarzen" WIDTH="153" HPOS="1303" VPOS="2015" ID="st48-318"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl48-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schafen" WIDTH="117" HPOS="196" VPOS="2065" ID="st48-319"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="313" VPOS="2065" ID="st48-320"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="345" VPOS="2065" ID="st48-321"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="409" VPOS="2065" ID="st48-322"/><SP/><String HEIGHT="31" CONTENT="genutzt" WIDTH="110" HPOS="758" VPOS="2065" ID="st48-323"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="883" VPOS="2065" ID="st48-324"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="985" VPOS="2065" ID="st48-325"/><SP/><String HEIGHT="31" CONTENT="befürchtet" WIDTH="149" HPOS="1017" VPOS="2065" ID="st48-326"/><SP/><String HEIGHT="31" CONTENT="Elke" WIDTH="65" HPOS="1181" VPOS="2065" ID="st48-327"/><SP/><String HEIGHT="31" CONTENT="Weidenbach" WIDTH="176" HPOS="1262" VPOS="2065" ID="st48-328"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="2065" ID="st48-329"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl48-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gruppe" WIDTH="111" HPOS="196" VPOS="2115" ID="st48-330"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="334" HPOS="363" VPOS="2115" ID="st48-331"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="697" VPOS="2115" ID="st48-332"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="173" HPOS="769" VPOS="2115" ID="st48-333"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="942" VPOS="2115" ID="st48-334"/><String HEIGHT="31" CONTENT="Zentrale" WIDTH="127" HPOS="958" VPOS="2115" ID="st48-335"/><SP/><String HEIGHT="31" CONTENT="Nordrhein" WIDTH="141" HPOS="1141" VPOS="2115" ID="st48-336"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1282" VPOS="2115" ID="st48-337"/><String HEIGHT="31" CONTENT="Westfalen" WIDTH="142" HPOS="1298" VPOS="2115" ID="st48-338"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="2115" ID="st48-339"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl48-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="40" WIDTH="37" HPOS="196" VPOS="2207" ID="st48-340"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="49" ID="p592563" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592563" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592563" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl49-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Düsseldorf" WIDTH="153" HPOS="196" VPOS="215" ID="st49-0"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="349" VPOS="215" ID="st49-1"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="383" VPOS="215" ID="st49-2"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="451" VPOS="215" ID="st49-3"/><SP/><String HEIGHT="31" CONTENT="Bestimmungen" WIDTH="223" HPOS="562" VPOS="215" ID="st49-4"/><SP/><String HEIGHT="31" CONTENT="bewirkten" WIDTH="143" HPOS="803" VPOS="215" ID="st49-5"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="964" VPOS="215" ID="st49-6"/><SP/><String HEIGHT="31" CONTENT="Läuterung" WIDTH="150" HPOS="1062" VPOS="215" ID="st49-7"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1230" VPOS="215" ID="st49-8"/><SP/><String HEIGHT="31" CONTENT="schwarzen" WIDTH="159" HPOS="1297" VPOS="215" ID="st49-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl49-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schafe" WIDTH="104" HPOS="196" VPOS="265" ID="st49-10"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="312" VPOS="265" ID="st49-11"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="390" VPOS="265" ID="st49-12"/><SP/><String HEIGHT="31" CONTENT="Ausmusterung" WIDTH="206" HPOS="457" VPOS="265" ID="st49-13"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="663" VPOS="265" ID="st49-14"/><SP/><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="692" VPOS="265" ID="st49-15"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="804" VPOS="265" ID="st49-16"/><SP/><String HEIGHT="31" CONTENT="tendenziöse" WIDTH="180" HPOS="860" VPOS="265" ID="st49-17"/><SP/><String HEIGHT="31" CONTENT="Darstellung" WIDTH="169" HPOS="1051" VPOS="265" ID="st49-18"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1232" VPOS="265" ID="st49-19"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="1297" VPOS="265" ID="st49-20"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl49-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wehrt" WIDTH="82" HPOS="196" VPOS="315" ID="st49-21"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="293" VPOS="315" ID="st49-22"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="368" VPOS="315" ID="st49-23"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="519" VPOS="315" ID="st49-24"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="639" VPOS="315" ID="st49-25"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="38" HPOS="664" VPOS="315" ID="st49-26"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="718" VPOS="315" ID="st49-27"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="70" HPOS="807" VPOS="315" ID="st49-28"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="893" VPOS="315" ID="st49-29"/><String HEIGHT="31" CONTENT="schwarze" WIDTH="136" HPOS="909" VPOS="315" ID="st49-30"/><SP/><String HEIGHT="31" CONTENT="Schafe" WIDTH="93" HPOS="1060" VPOS="315" ID="st49-31"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="1153" VPOS="315" ID="st49-32"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1168" VPOS="315" ID="st49-33"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1199" VPOS="315" ID="st49-34"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="1294" VPOS="315" ID="st49-35"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="1389" VPOS="315" ID="st49-36"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl49-3" WIDTH="517" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="365" ID="st49-37"/><SP/><String HEIGHT="31" CONTENT="repräsentativ" WIDTH="193" HPOS="276" VPOS="365" ID="st49-38"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="478" VPOS="365" ID="st49-39"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="526" VPOS="365" ID="st49-40"/><SP/><String HEIGHT="31" CONTENT="Branche" WIDTH="116" HPOS="580" VPOS="365" ID="st49-41"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="696" VPOS="365" ID="st49-42"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl49-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="465" ID="st49-43"/><SP/><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="161" HPOS="245" VPOS="465" ID="st49-44"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="418" VPOS="465" ID="st49-45"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="493" VPOS="465" ID="st49-46"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="617" VPOS="465" ID="st49-47"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="692" VPOS="465" ID="st49-48"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="797" VPOS="465" ID="st49-49"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1240" VPOS="465" ID="st49-50"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="1294" VPOS="465" ID="st49-51"/><SP/><String HEIGHT="31" CONTENT="Original" WIDTH="115" HPOS="1341" VPOS="465" ID="st49-52"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl49-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="196" VPOS="515" ID="st49-53"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="262" VPOS="515" ID="st49-54"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="291" VPOS="515" ID="st49-55"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="306" VPOS="515" ID="st49-56"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="472" VPOS="515" ID="st49-57"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlungen" WIDTH="413" HPOS="556" VPOS="515" ID="st49-58"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="987" VPOS="515" ID="st49-59"/><SP/><String HEIGHT="31" CONTENT="Protokoll" WIDTH="129" HPOS="1049" VPOS="515" ID="st49-60"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1196" VPOS="515" ID="st49-61"/><SP/><String HEIGHT="31" CONTENT="erwähnt" WIDTH="119" HPOS="1283" VPOS="515" ID="st49-62"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="1419" VPOS="515" ID="st49-63"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="1431" VPOS="515" ID="st49-64"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1443" VPOS="515" ID="st49-65"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl49-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zitat" WIDTH="65" HPOS="196" VPOS="565" ID="st49-66"/><SP/><String HEIGHT="31" CONTENT="unten" WIDTH="74" HPOS="278" VPOS="565" ID="st49-67"/><String HEIGHT="31" CONTENT=")" WIDTH="15" HPOS="352" VPOS="565" ID="st49-68"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="367" VPOS="565" ID="st49-69"/><SP/><String HEIGHT="31" CONTENT="Vielmehr" WIDTH="131" HPOS="399" VPOS="565" ID="st49-70"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="547" VPOS="565" ID="st49-71"/><SP/><String HEIGHT="31" CONTENT="festgelegt" WIDTH="140" HPOS="606" VPOS="565" ID="st49-72"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="746" VPOS="565" ID="st49-73"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="777" VPOS="565" ID="st49-74"/><SP/><String HEIGHT="31" CONTENT="passend" WIDTH="126" HPOS="864" VPOS="565" ID="st49-75"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1007" VPOS="565" ID="st49-76"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1059" VPOS="565" ID="st49-77"/><SP/><String HEIGHT="31" CONTENT="Bedürfnissen" WIDTH="194" HPOS="1132" VPOS="565" ID="st49-78"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="1343" VPOS="565" ID="st49-79"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl49-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="615" ID="st49-80"/><SP/><String HEIGHT="31" CONTENT="muss" WIDTH="71" HPOS="326" VPOS="615" ID="st49-81"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="397" VPOS="615" ID="st49-82"/><SP/><String HEIGHT="31" CONTENT="merkt" WIDTH="84" HPOS="436" VPOS="615" ID="st49-83"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="140" HPOS="541" VPOS="615" ID="st49-84"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="702" VPOS="615" ID="st49-85"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="814" VPOS="615" ID="st49-86"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="844" VPOS="615" ID="st49-87"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="43" HPOS="881" VPOS="615" ID="st49-88"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="944" VPOS="615" ID="st49-89"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1056" VPOS="615" ID="st49-90"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1142" VPOS="615" ID="st49-91"/><SP/><String HEIGHT="31" CONTENT="Absicherung" WIDTH="186" HPOS="1205" VPOS="615" ID="st49-92"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="615" ID="st49-93"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl49-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Protokoll" WIDTH="130" HPOS="196" VPOS="665" ID="st49-94"/><SP/><String HEIGHT="31" CONTENT="anfertigen" WIDTH="148" HPOS="354" VPOS="665" ID="st49-95"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="531" VPOS="665" ID="st49-96"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="626" VPOS="665" ID="st49-97"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="727" VPOS="665" ID="st49-98"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="792" VPOS="665" ID="st49-99"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="834" VPOS="665" ID="st49-100"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="916" VPOS="665" ID="st49-101"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1295" VPOS="665" ID="st49-102"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="665" ID="st49-103"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl49-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadensfall" WIDTH="191" HPOS="196" VPOS="715" ID="st49-104"/><SP/><String HEIGHT="31" CONTENT="nachweisen" WIDTH="176" HPOS="400" VPOS="715" ID="st49-105"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="589" VPOS="715" ID="st49-106"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="690" VPOS="715" ID="st49-107"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="720" VPOS="715" ID="st49-108"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="803" VPOS="715" ID="st49-109"/><SP/><String HEIGHT="31" CONTENT="seiner" WIDTH="90" HPOS="846" VPOS="715" ID="st49-110"/><SP/><String HEIGHT="31" CONTENT="Pflicht" WIDTH="91" HPOS="949" VPOS="715" ID="st49-111"/><SP/><String HEIGHT="31" CONTENT="nachgekommen" WIDTH="237" HPOS="1053" VPOS="715" ID="st49-112"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="1303" VPOS="715" ID="st49-113"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="1334" VPOS="715" ID="st49-114"/><SP/><String HEIGHT="31" CONTENT="Falsch" WIDTH="98" HPOS="1358" VPOS="715" ID="st49-115"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl49-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="196" VPOS="765" ID="st49-116"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="30" HPOS="255" VPOS="765" ID="st49-117"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="285" VPOS="765" ID="st49-118"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="316" VPOS="765" ID="st49-119"/><SP/><String HEIGHT="31" CONTENT="Protokoll" WIDTH="129" HPOS="377" VPOS="765" ID="st49-120"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="523" VPOS="765" ID="st49-121"/><SP/><String HEIGHT="31" CONTENT="verlangen" WIDTH="140" HPOS="574" VPOS="765" ID="st49-122"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="714" VPOS="765" ID="st49-123"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="746" VPOS="765" ID="st49-124"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="807" VPOS="765" ID="st49-125"/><SP/><String HEIGHT="31" CONTENT="einzuräumen" WIDTH="185" HPOS="990" VPOS="765" ID="st49-126"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1175" VPOS="765" ID="st49-127"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1209" VPOS="765" ID="st49-128"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1295" VPOS="765" ID="st49-129"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1360" VPOS="765" ID="st49-130"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl49-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="darauf" WIDTH="95" HPOS="196" VPOS="815" ID="st49-131"/><SP/><String HEIGHT="31" CONTENT="verzichtet" WIDTH="143" HPOS="303" VPOS="815" ID="st49-132"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="458" VPOS="815" ID="st49-133"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="526" VPOS="815" ID="st49-134"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="619" VPOS="815" ID="st49-135"/><SP/><String HEIGHT="31" CONTENT="Beweislast" WIDTH="159" HPOS="676" VPOS="815" ID="st49-136"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="848" VPOS="815" ID="st49-137"/><SP/><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="895" VPOS="815" ID="st49-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1007" VPOS="815" ID="st49-139"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="1068" VPOS="815" ID="st49-140"/><SP/><String HEIGHT="31" CONTENT="umzukehren" WIDTH="175" HPOS="1263" VPOS="815" ID="st49-141"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1438" VPOS="815" ID="st49-142"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl49-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Er" WIDTH="34" HPOS="196" VPOS="865" ID="st49-143"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="110" HPOS="248" VPOS="865" ID="st49-144"/><SP/><String HEIGHT="31" CONTENT="dafür" WIDTH="70" HPOS="376" VPOS="865" ID="st49-145"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="446" VPOS="865" ID="st49-146"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="480" VPOS="865" ID="st49-147"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="543" VPOS="865" ID="st49-148"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="572" VPOS="865" ID="st49-149"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="587" VPOS="865" ID="st49-150"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="755" VPOS="865" ID="st49-151"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="108" HPOS="799" VPOS="865" ID="st49-152"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="926" VPOS="865" ID="st49-153"/><SP/><String HEIGHT="31" CONTENT="eins" WIDTH="62" HPOS="1029" VPOS="865" ID="st49-154"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1109" VPOS="865" ID="st49-155"/><SP/><String HEIGHT="31" CONTENT="eins" WIDTH="61" HPOS="1163" VPOS="865" ID="st49-156"/><SP/><String HEIGHT="31" CONTENT="umsetzen" WIDTH="136" HPOS="1243" VPOS="865" ID="st49-157"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1379" VPOS="865" ID="st49-158"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="40" HPOS="1416" VPOS="865" ID="st49-159"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl49-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="196" VPOS="915" ID="st49-160"/><SP/><String HEIGHT="31" CONTENT="Beratungsprotokolle" WIDTH="296" HPOS="332" VPOS="915" ID="st49-161"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="654" VPOS="915" ID="st49-162"/><SP/><String HEIGHT="31" CONTENT="eingesetzt" WIDTH="146" HPOS="728" VPOS="915" ID="st49-163"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="874" VPOS="915" ID="st49-164"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="915" VPOS="915" ID="st49-165"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1021" VPOS="915" ID="st49-166"/><SP/><String HEIGHT="31" CONTENT="Versicherungsabschluss" WIDTH="361" HPOS="1095" VPOS="915" ID="st49-167"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl49-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="weitreichende" WIDTH="206" HPOS="196" VPOS="965" ID="st49-168"/><SP/><String HEIGHT="31" CONTENT="Konsequenzen" WIDTH="222" HPOS="424" VPOS="965" ID="st49-169"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="668" VPOS="965" ID="st49-170"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="764" VPOS="965" ID="st49-171"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="842" VPOS="965" ID="st49-172"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="934" VPOS="965" ID="st49-173"/><SP/><String HEIGHT="31" CONTENT="jedem" WIDTH="91" HPOS="1001" VPOS="965" ID="st49-174"/><SP/><String HEIGHT="31" CONTENT="relativ" WIDTH="89" HPOS="1114" VPOS="965" ID="st49-175"/><SP/><String HEIGHT="31" CONTENT="unbedeutenden" WIDTH="231" HPOS="1225" VPOS="965" ID="st49-176"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl49-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertrag" WIDTH="104" HPOS="196" VPOS="1015" ID="st49-177"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="300" VPOS="1015" ID="st49-178"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="326" VPOS="1015" ID="st49-179"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="388" VPOS="1015" ID="st49-180"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="402" VPOS="1015" ID="st49-181"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="416" VPOS="1015" ID="st49-182"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="430" VPOS="1015" ID="st49-183"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="457" VPOS="1015" ID="st49-184"/><SP/><String HEIGHT="31" CONTENT="Verkauf" WIDTH="115" HPOS="541" VPOS="1015" ID="st49-185"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="667" VPOS="1015" ID="st49-186"/><SP/><String HEIGHT="31" CONTENT="Reiseversicherung" WIDTH="270" HPOS="752" VPOS="1015" ID="st49-187"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1022" VPOS="1015" ID="st49-188"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="1049" VPOS="1015" ID="st49-189"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="1137" VPOS="1015" ID="st49-190"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="106" HPOS="1237" VPOS="1015" ID="st49-191"/><SP/><String HEIGHT="31" CONTENT="betont" WIDTH="86" HPOS="1355" VPOS="1015" ID="st49-192"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1015" ID="st49-193"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl49-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="1065" ID="st49-194"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="280" VPOS="1065" ID="st49-195"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="225" HPOS="338" VPOS="1065" ID="st49-196"/><SP/><String HEIGHT="31" CONTENT="allein" WIDTH="78" HPOS="576" VPOS="1065" ID="st49-197"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="668" VPOS="1065" ID="st49-198"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="752" VPOS="1065" ID="st49-199"/><SP/><String HEIGHT="31" CONTENT="entscheidende" WIDTH="216" HPOS="814" VPOS="1065" ID="st49-200"/><SP/><String HEIGHT="31" CONTENT="Punkt" WIDTH="85" HPOS="1044" VPOS="1065" ID="st49-201"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1143" VPOS="1065" ID="st49-202"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1182" VPOS="1065" ID="st49-203"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1209" VPOS="1065" ID="st49-204"/><SP/><String HEIGHT="31" CONTENT="Verzicht" WIDTH="120" HPOS="1276" VPOS="1065" ID="st49-205"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1065" ID="st49-206"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl49-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="196" VPOS="1115" ID="st49-207"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="76" HPOS="347" VPOS="1115" ID="st49-208"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="438" VPOS="1115" ID="st49-209"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="523" VPOS="1115" ID="st49-210"/><SP/><String HEIGHT="31" CONTENT="eigentlich" WIDTH="141" HPOS="583" VPOS="1115" ID="st49-211"/><SP/><String HEIGHT="31" CONTENT="intendierte" WIDTH="156" HPOS="739" VPOS="1115" ID="st49-212"/><SP/><String HEIGHT="31" CONTENT="stärkere" WIDTH="121" HPOS="910" VPOS="1115" ID="st49-213"/><SP/><String HEIGHT="31" CONTENT="Haftung" WIDTH="116" HPOS="1046" VPOS="1115" ID="st49-214"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1178" VPOS="1115" ID="st49-215"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="1247" VPOS="1115" ID="st49-216"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1115" ID="st49-217"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl49-18" WIDTH="538" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="1165" ID="st49-218"/><SP/><String HEIGHT="31" CONTENT="Haftungsentlastung" WIDTH="287" HPOS="280" VPOS="1165" ID="st49-219"/><SP/><String HEIGHT="31" CONTENT="umkehren" WIDTH="140" HPOS="576" VPOS="1165" ID="st49-220"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="716" VPOS="1165" ID="st49-221"/></TextLine><TextLine HPOS="354" VPOS="1265" ID="tl49-19" WIDTH="807" HEIGHT="31"><String HEIGHT="31" CONTENT="Zitat" WIDTH="65" HPOS="354" VPOS="1265" ID="st49-222"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="428" VPOS="1265" ID="st49-223"/><SP/><String HEIGHT="31" CONTENT="Dokumentation" WIDTH="223" HPOS="484" VPOS="1265" ID="st49-224"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="717" VPOS="1265" ID="st49-225"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberatungen" WIDTH="381" HPOS="780" VPOS="1265" ID="st49-226"/></TextLine><TextLine HPOS="354" VPOS="1315" ID="tl49-20" WIDTH="783" HEIGHT="31"><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="354" VPOS="1315" ID="st49-227"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="417" VPOS="1315" ID="st49-228"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="474" VPOS="1315" ID="st49-229"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="503" VPOS="1315" ID="st49-230"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="518" VPOS="1315" ID="st49-231"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="676" VPOS="1315" ID="st49-232"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="369" HPOS="752" VPOS="1315" ID="st49-233"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="1121" VPOS="1315" ID="st49-234"/></TextLine><TextLine HPOS="354" VPOS="1415" ID="tl49-21" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="354" VPOS="1415" ID="st49-235"/><String HEIGHT="31" CONTENT="Vor" WIDTH="48" HPOS="369" VPOS="1415" ID="st49-236"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="444" VPOS="1415" ID="st49-237"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="623" VPOS="1415" ID="st49-238"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertrages" WIDTH="352" HPOS="704" VPOS="1415" ID="st49-239"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="1083" VPOS="1415" ID="st49-240"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1157" VPOS="1415" ID="st49-241"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1415" ID="st49-242" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittler"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1415" HEIGHT="31"/></TextLine><TextLine HPOS="354" VPOS="1465" ID="tl49-22" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittler" WIDTH="132" HPOS="354" VPOS="1465" ID="st49-243" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittler"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="486" VPOS="1465" ID="st49-244"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="516" VPOS="1465" ID="st49-245"/><SP/><String HEIGHT="31" CONTENT="anhand" WIDTH="111" HPOS="732" VPOS="1465" ID="st49-246"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="859" VPOS="1465" ID="st49-247"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="923" VPOS="1465" ID="st49-248"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1002" VPOS="1465" ID="st49-249"/><SP/><String HEIGHT="31" CONTENT="gemachten" WIDTH="164" HPOS="1133" VPOS="1465" ID="st49-250"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="125" HPOS="1313" VPOS="1465" ID="st49-251"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="1465" ID="st49-252"/></TextLine><TextLine HPOS="354" VPOS="1515" ID="tl49-23" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="zumindest" WIDTH="151" HPOS="354" VPOS="1515" ID="st49-253"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="107" HPOS="518" VPOS="1515" ID="st49-254"/><SP/><String HEIGHT="31" CONTENT="Wünsche" WIDTH="139" HPOS="638" VPOS="1515" ID="st49-255"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="789" VPOS="1515" ID="st49-256"/><SP/><String HEIGHT="31" CONTENT="Bedürfnisse" WIDTH="176" HPOS="857" VPOS="1515" ID="st49-257"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="1046" VPOS="1515" ID="st49-258"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1143" VPOS="1515" ID="st49-259"/><SP/><String HEIGHT="31" CONTENT="Gründe" WIDTH="111" HPOS="1200" VPOS="1515" ID="st49-260"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="1324" VPOS="1515" ID="st49-261"/><SP/><String HEIGHT="31" CONTENT="jeden" WIDTH="81" HPOS="1375" VPOS="1515" ID="st49-262"/></TextLine><TextLine HPOS="354" VPOS="1565" ID="tl49-24" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="354" VPOS="1565" ID="st49-263"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="477" VPOS="1565" ID="st49-264"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="528" VPOS="1565" ID="st49-265"/><SP/><String HEIGHT="31" CONTENT="bestimmten" WIDTH="172" HPOS="634" VPOS="1565" ID="st49-266"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprodukt" WIDTH="324" HPOS="822" VPOS="1565" ID="st49-267"/><SP/><String HEIGHT="31" CONTENT="erteilten" WIDTH="118" HPOS="1162" VPOS="1565" ID="st49-268"/><SP/><String HEIGHT="31" CONTENT="Rat" WIDTH="52" HPOS="1296" VPOS="1565" ID="st49-269"/><SP/><String HEIGHT="31" CONTENT="genau" WIDTH="92" HPOS="1364" VPOS="1565" ID="st49-270"/></TextLine><TextLine HPOS="354" VPOS="1615" ID="tl49-25" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="anzugeben" WIDTH="156" HPOS="354" VPOS="1615" ID="st49-271"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="510" VPOS="1615" ID="st49-272"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="86" HPOS="553" VPOS="1615" ID="st49-273"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="133" HPOS="664" VPOS="1615" ID="st49-274"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="823" VPOS="1615" ID="st49-275"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="909" VPOS="1615" ID="st49-276"/><SP/><String HEIGHT="31" CONTENT="Komplexität" WIDTH="174" HPOS="983" VPOS="1615" ID="st49-277"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1182" VPOS="1615" ID="st49-278"/><SP/><String HEIGHT="31" CONTENT="angebotenen" WIDTH="195" HPOS="1261" VPOS="1615" ID="st49-279"/></TextLine><TextLine HPOS="354" VPOS="1665" ID="tl49-26" WIDTH="1102" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertrages" WIDTH="352" HPOS="354" VPOS="1665" ID="st49-280"/><SP/><String HEIGHT="31" CONTENT="anzupassen" WIDTH="166" HPOS="723" VPOS="1665" ID="st49-281"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="889" VPOS="1665" ID="st49-282"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="906" VPOS="1665" ID="st49-283"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="939" VPOS="1665" ID="st49-284"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="968" VPOS="1665" ID="st49-285"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="983" VPOS="1665" ID="st49-286"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1149" VPOS="1665" ID="st49-287"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1665" ID="st49-288" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittlung"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1665" HEIGHT="31"/></TextLine><TextLine HPOS="354" VPOS="1715" ID="tl49-27" WIDTH="402" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittlung" WIDTH="163" HPOS="354" VPOS="1715" ID="st49-289" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittlung"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="517" VPOS="1715" ID="st49-290"/><SP/><String HEIGHT="31" CONTENT="Art" WIDTH="39" HPOS="535" VPOS="1715" ID="st49-291"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="574" VPOS="1715" ID="st49-292"/><SP/><String HEIGHT="31" CONTENT="12" WIDTH="30" HPOS="597" VPOS="1715" ID="st49-293"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="627" VPOS="1715" ID="st49-294"/><SP/><String HEIGHT="31" CONTENT="Abs" WIDTH="50" HPOS="652" VPOS="1715" ID="st49-295"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="702" VPOS="1715" ID="st49-296"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="728" VPOS="1715" ID="st49-297"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="742" VPOS="1715" ID="st49-298"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl49-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="1815" ID="st49-299"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="139" HPOS="263" VPOS="1815" ID="st49-300"/><SP/><String HEIGHT="31" CONTENT="schlägt" WIDTH="105" HPOS="421" VPOS="1815" ID="st49-301"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="545" VPOS="1815" ID="st49-302"/><SP/><String HEIGHT="31" CONTENT="Differenzierung" WIDTH="226" HPOS="626" VPOS="1815" ID="st49-303"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="871" VPOS="1815" ID="st49-304"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1027" VPOS="1815" ID="st49-305"/><SP/><String HEIGHT="31" CONTENT="Beratungsstandards" WIDTH="298" HPOS="1101" VPOS="1815" ID="st49-306"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1815" ID="st49-307"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl49-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="langlaufende" WIDTH="191" HPOS="196" VPOS="1865" ID="st49-308"/><SP/><String HEIGHT="31" CONTENT="kapitalbildende" WIDTH="222" HPOS="412" VPOS="1865" ID="st49-309"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="659" VPOS="1865" ID="st49-310"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="917" VPOS="1865" ID="st49-311"/><SP/><String HEIGHT="31" CONTENT="einfache" WIDTH="126" HPOS="997" VPOS="1865" ID="st49-312"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="1148" VPOS="1865" ID="st49-313"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1406" VPOS="1865" ID="st49-314"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl49-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Reiserücktrittsversicherungen" WIDTH="439" HPOS="196" VPOS="1915" ID="st49-315"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="650" VPOS="1915" ID="st49-316"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="692" VPOS="1915" ID="st49-317"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="720" VPOS="1915" ID="st49-318"/><SP/><String HEIGHT="31" CONTENT="Unterscheidung" WIDTH="233" HPOS="820" VPOS="1915" ID="st49-319"/><SP/><String HEIGHT="31" CONTENT="existiere" WIDTH="124" HPOS="1068" VPOS="1915" ID="st49-320"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="101" HPOS="1206" VPOS="1915" ID="st49-321"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1321" VPOS="1915" ID="st49-322"/><SP/><String HEIGHT="31" CONTENT="Bezug" WIDTH="94" HPOS="1362" VPOS="1915" ID="st49-323"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl49-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="1965" ID="st49-324"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="272" VPOS="1965" ID="st49-325"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="614" VPOS="1965" ID="st49-326"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="710" VPOS="1965" ID="st49-327"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="774" VPOS="1965" ID="st49-328"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="917" VPOS="1965" ID="st49-329"/><SP/><String HEIGHT="31" CONTENT="Widerrufsrechts" WIDTH="226" HPOS="1000" VPOS="1965" ID="st49-330"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1226" VPOS="1965" ID="st49-331"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="33" HPOS="1272" VPOS="1965" ID="st49-332"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1334" VPOS="1965" ID="st49-333"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1965" ID="st49-334"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl49-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="langlaufende" WIDTH="191" HPOS="196" VPOS="2015" ID="st49-335"/><SP/><String HEIGHT="31" CONTENT="kapitalbildende" WIDTH="222" HPOS="402" VPOS="2015" ID="st49-336"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="638" VPOS="2015" ID="st49-337"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="886" VPOS="2015" ID="st49-338"/><SP/><String HEIGHT="31" CONTENT="Zwangsberatung" WIDTH="248" HPOS="964" VPOS="2015" ID="st49-339"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1227" VPOS="2015" ID="st49-340"/><SP/><String HEIGHT="31" CONTENT="angebracht" WIDTH="160" HPOS="1280" VPOS="2015" ID="st49-341"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="2015" ID="st49-342"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl49-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="2065" ID="st49-343"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="166" HPOS="269" VPOS="2065" ID="st49-344"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="458" VPOS="2065" ID="st49-345"/><SP/><String HEIGHT="31" CONTENT="Verzichts" WIDTH="137" HPOS="534" VPOS="2065" ID="st49-346"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="693" VPOS="2065" ID="st49-347"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="761" VPOS="2065" ID="st49-348"/><SP/><String HEIGHT="31" CONTENT="berge" WIDTH="85" HPOS="919" VPOS="2065" ID="st49-349"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1026" VPOS="2065" ID="st49-350"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1112" VPOS="2065" ID="st49-351"/><SP/><String HEIGHT="31" CONTENT="große" WIDTH="87" HPOS="1169" VPOS="2065" ID="st49-352"/><SP/><String HEIGHT="31" CONTENT="Gefahr" WIDTH="102" HPOS="1278" VPOS="2065" ID="st49-353"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="2065" ID="st49-354"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl49-34" WIDTH="506" HEIGHT="31"><String HEIGHT="31" CONTENT="Missbrauchs" WIDTH="187" HPOS="196" VPOS="2115" ID="st49-355"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="393" VPOS="2115" ID="st49-356"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="485" VPOS="2115" ID="st49-357"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="550" VPOS="2115" ID="st49-358"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="688" VPOS="2115" ID="st49-359"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl49-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="41" WIDTH="37" HPOS="1419" VPOS="2207" ID="st49-360"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="50" ID="p592564" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592564" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592564" HEIGHT="2338"><TextLine HPOS="196" VPOS="265" ID="tl50-0" WIDTH="1108" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="265" ID="st50-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="265" ID="st50-1"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="265" ID="st50-2"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="265" ID="st50-3"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="255" VPOS="265" ID="st50-4"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="265" ID="st50-5"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="356" VPOS="265" ID="st50-6"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="417" HPOS="457" VPOS="265" ID="st50-7"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="883" VPOS="265" ID="st50-8"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="932" VPOS="265" ID="st50-9"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1050" VPOS="265" ID="st50-10"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1086" VPOS="265" ID="st50-11"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="161" HPOS="1143" VPOS="265" ID="st50-12"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl50-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="365" ID="st50-13"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="262" VPOS="365" ID="st50-14"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="283" HPOS="337" VPOS="365" ID="st50-15"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="632" VPOS="365" ID="st50-16"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="683" VPOS="365" ID="st50-17"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="843" VPOS="365" ID="st50-18"/><SP/><String HEIGHT="31" CONTENT="26" WIDTH="30" HPOS="901" VPOS="365" ID="st50-19"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="931" VPOS="365" ID="st50-20"/><SP/><String HEIGHT="31" CONTENT="März" WIDTH="74" HPOS="959" VPOS="365" ID="st50-21"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="74" HPOS="1045" VPOS="365" ID="st50-22"/><SP/><String HEIGHT="31" CONTENT="vorgelegte" WIDTH="155" HPOS="1131" VPOS="365" ID="st50-23"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="1298" VPOS="365" ID="st50-24"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1423" VPOS="365" ID="st50-25"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl50-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="196" VPOS="415" ID="st50-26"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="260" VPOS="415" ID="st50-27"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="343" VPOS="415" ID="st50-28"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="407" VPOS="415" ID="st50-29"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="718" VPOS="415" ID="st50-30"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="962" VPOS="415" ID="st50-31"/><SP/><String HEIGHT="31" CONTENT="geeignet" WIDTH="121" HPOS="1042" VPOS="415" ID="st50-32"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1163" VPOS="415" ID="st50-33"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1188" VPOS="415" ID="st50-34"/><SP/><String HEIGHT="31" CONTENT="Vertrauen" WIDTH="146" HPOS="1252" VPOS="415" ID="st50-35"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="415" ID="st50-36"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl50-3" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="196" VPOS="465" ID="st50-37"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="396" VPOS="465" ID="st50-38"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="439" VPOS="465" ID="st50-39"/><SP/><String HEIGHT="31" CONTENT="fachliche" WIDTH="131" HPOS="500" VPOS="465" ID="st50-40"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="648" VPOS="465" ID="st50-41"/><SP/><String HEIGHT="31" CONTENT="aller" WIDTH="63" HPOS="848" VPOS="465" ID="st50-42"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="351" HPOS="928" VPOS="465" ID="st50-43"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1295" VPOS="465" ID="st50-44"/><SP/><String HEIGHT="31" CONTENT="stärken" WIDTH="110" HPOS="1347" VPOS="465" ID="st50-45"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl50-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="515" ID="st50-46"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="279" VPOS="515" ID="st50-47"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="349" VPOS="515" ID="st50-48"/><SP/><String HEIGHT="31" CONTENT="unkundigen" WIDTH="164" HPOS="423" VPOS="515" ID="st50-49"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="587" VPOS="515" ID="st50-50"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="632" VPOS="515" ID="st50-51"/><SP/><String HEIGHT="31" CONTENT="nebenberuflich" WIDTH="219" HPOS="859" VPOS="515" ID="st50-52"/><SP/><String HEIGHT="31" CONTENT="tätigen" WIDTH="100" HPOS="1105" VPOS="515" ID="st50-53"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="161" HPOS="1233" VPOS="515" ID="st50-54"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="515" ID="st50-55"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl50-5" WIDTH="143" HEIGHT="31"><String HEIGHT="31" CONTENT="schützen" WIDTH="127" HPOS="196" VPOS="565" ID="st50-56"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="323" VPOS="565" ID="st50-57"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl50-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="665" ID="st50-58"/><SP/><String HEIGHT="31" CONTENT="Vertriebsstrukturen" WIDTH="281" HPOS="261" VPOS="665" ID="st50-59"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="557" VPOS="665" ID="st50-60"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="186" HPOS="597" VPOS="665" ID="st50-61"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="797" VPOS="665" ID="st50-62"/><SP/><String HEIGHT="31" CONTENT="stark" WIDTH="72" HPOS="892" VPOS="665" ID="st50-63"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="978" VPOS="665" ID="st50-64"/><SP/><String HEIGHT="31" CONTENT="nebenberuflich" WIDTH="219" HPOS="1047" VPOS="665" ID="st50-65"/><SP/><String HEIGHT="31" CONTENT="arbeitenden" WIDTH="176" HPOS="1280" VPOS="665" ID="st50-66"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl50-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="162" HPOS="196" VPOS="715" ID="st50-67"/><SP/><String HEIGHT="31" CONTENT="geprägt" WIDTH="107" HPOS="367" VPOS="715" ID="st50-68"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="474" VPOS="715" ID="st50-69"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="499" VPOS="715" ID="st50-70"/><SP/><String HEIGHT="31" CONTENT="stehe" WIDTH="82" HPOS="568" VPOS="715" ID="st50-71"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="659" VPOS="715" ID="st50-72"/><SP/><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="162" HPOS="704" VPOS="715" ID="st50-73"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="875" VPOS="715" ID="st50-74"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="920" VPOS="715" ID="st50-75"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="34" HPOS="1052" VPOS="715" ID="st50-76"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1086" VPOS="715" ID="st50-77"/><String HEIGHT="31" CONTENT="Ländern" WIDTH="120" HPOS="1103" VPOS="715" ID="st50-78"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1223" VPOS="715" ID="st50-79"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1251" VPOS="715" ID="st50-80"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="1301" VPOS="715" ID="st50-81"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1385" VPOS="715" ID="st50-82"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="715" ID="st50-83"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl50-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="186" HPOS="196" VPOS="765" ID="st50-84"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="398" VPOS="765" ID="st50-85"/><SP/><String HEIGHT="31" CONTENT="Angaben" WIDTH="134" HPOS="487" VPOS="765" ID="st50-86"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="637" VPOS="765" ID="st50-87"/><SP/><String HEIGHT="31" CONTENT="Gesamtverbandes" WIDTH="272" HPOS="708" VPOS="765" ID="st50-88"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="997" VPOS="765" ID="st50-89"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="1061" VPOS="765" ID="st50-90"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="765" ID="st50-91" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungswirtschaft"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl50-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wirtschaft" WIDTH="141" HPOS="196" VPOS="815" ID="st50-92" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungswirtschaft"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="366" VPOS="815" ID="st50-93"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="396" VPOS="815" ID="st50-94"/><SP/><String HEIGHT="31" CONTENT="500" WIDTH="51" HPOS="440" VPOS="815" ID="st50-95"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="491" VPOS="815" ID="st50-96"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="508" VPOS="815" ID="st50-97"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="351" HPOS="589" VPOS="815" ID="st50-98"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="969" VPOS="815" ID="st50-99"/><SP/><String HEIGHT="31" CONTENT="allen" WIDTH="70" HPOS="1026" VPOS="815" ID="st50-100"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1125" VPOS="815" ID="st50-101"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="35" HPOS="1277" VPOS="815" ID="st50-102"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="1312" VPOS="815" ID="st50-103"/><String HEIGHT="31" CONTENT="Ländern" WIDTH="126" HPOS="1330" VPOS="815" ID="st50-104"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl50-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="196" VPOS="865" ID="st50-105"/><SP/><String HEIGHT="31" CONTENT="jeweils" WIDTH="99" HPOS="344" VPOS="865" ID="st50-106"/><SP/><String HEIGHT="31" CONTENT="weniger" WIDTH="116" HPOS="454" VPOS="865" ID="st50-107"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="580" VPOS="865" ID="st50-108"/><SP/><String HEIGHT="31" CONTENT="50" WIDTH="31" HPOS="633" VPOS="865" ID="st50-109"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="664" VPOS="865" ID="st50-110"/><String HEIGHT="31" CONTENT="000" WIDTH="48" HPOS="680" VPOS="865" ID="st50-111"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="728" VPOS="865" ID="st50-112"/><SP/><String HEIGHT="31" CONTENT="Von" WIDTH="60" HPOS="754" VPOS="865" ID="st50-113"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="824" VPOS="865" ID="st50-114"/><SP/><String HEIGHT="31" CONTENT="500" WIDTH="51" HPOS="890" VPOS="865" ID="st50-115"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="941" VPOS="865" ID="st50-116"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="958" VPOS="865" ID="st50-117"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="161" HPOS="1020" VPOS="865" ID="st50-118"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="1191" VPOS="865" ID="st50-119"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="1281" VPOS="865" ID="st50-120"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1311" VPOS="865" ID="st50-121"/><SP/><String HEIGHT="31" CONTENT="320" WIDTH="51" HPOS="1336" VPOS="865" ID="st50-122"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1387" VPOS="865" ID="st50-123"/><String HEIGHT="31" CONTENT="000" WIDTH="52" HPOS="1404" VPOS="865" ID="st50-124"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl50-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nebenberuflich" WIDTH="219" HPOS="196" VPOS="915" ID="st50-125"/><SP/><String HEIGHT="31" CONTENT="tätig" WIDTH="60" HPOS="427" VPOS="915" ID="st50-126"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="487" VPOS="915" ID="st50-127"/><SP/><String HEIGHT="31" CONTENT="Ohne" WIDTH="81" HPOS="512" VPOS="915" ID="st50-128"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="606" VPOS="915" ID="st50-129"/><SP/><String HEIGHT="31" CONTENT="besondere" WIDTH="157" HPOS="682" VPOS="915" ID="st50-130"/><SP/><String HEIGHT="31" CONTENT="Berufsqualifikation" WIDTH="272" HPOS="852" VPOS="915" ID="st50-131"/><SP/><String HEIGHT="31" CONTENT="übten" WIDTH="83" HPOS="1136" VPOS="915" ID="st50-132"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="915" ID="st50-133" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittler"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl50-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittler" WIDTH="137" HPOS="196" VPOS="965" ID="st50-134" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittler"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="351" VPOS="965" ID="st50-135"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="135" HPOS="413" VPOS="965" ID="st50-136"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="565" VPOS="965" ID="st50-137"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="638" VPOS="965" ID="st50-138"/><SP/><String HEIGHT="31" CONTENT="Verkauf" WIDTH="115" HPOS="711" VPOS="965" ID="st50-139"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="844" VPOS="965" ID="st50-140"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="915" VPOS="965" ID="st50-141"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1166" VPOS="965" ID="st50-142"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="166" HPOS="1226" VPOS="965" ID="st50-143"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="965" ID="st50-144"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl50-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Erzielung" WIDTH="139" HPOS="196" VPOS="1015" ID="st50-145"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="351" VPOS="1015" ID="st50-146"/><SP/><String HEIGHT="31" CONTENT="Nebenverdienstes" WIDTH="269" HPOS="446" VPOS="1015" ID="st50-147"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="730" VPOS="1015" ID="st50-148"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="777" VPOS="1015" ID="st50-149"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="809" VPOS="1015" ID="st50-150"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="283" HPOS="884" VPOS="1015" ID="st50-151"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1183" VPOS="1015" ID="st50-152"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="148" HPOS="1237" VPOS="1015" ID="st50-153"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1015" ID="st50-154"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl50-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Technologie" WIDTH="182" HPOS="196" VPOS="1065" ID="st50-155"/><SP/><String HEIGHT="31" CONTENT="scheine" WIDTH="115" HPOS="395" VPOS="1065" ID="st50-156"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="528" VPOS="1065" ID="st50-157"/><SP/><String HEIGHT="31" CONTENT="unbefriedigende" WIDTH="239" HPOS="625" VPOS="1065" ID="st50-158"/><SP/><String HEIGHT="31" CONTENT="Situation" WIDTH="130" HPOS="882" VPOS="1065" ID="st50-159"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="121" HPOS="1029" VPOS="1065" ID="st50-160"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1167" VPOS="1065" ID="st50-161"/><SP/><String HEIGHT="31" CONTENT="wollen" WIDTH="89" HPOS="1220" VPOS="1065" ID="st50-162"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1309" VPOS="1065" ID="st50-163"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="114" HPOS="1342" VPOS="1065" ID="st50-164"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl50-15" WIDTH="893" HEIGHT="31"><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="196" VPOS="1115" ID="st50-165"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="85" HPOS="283" VPOS="1115" ID="st50-166"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="368" VPOS="1115" ID="st50-167"/><SP/><String HEIGHT="31" CONTENT="Vorstand" WIDTH="133" HPOS="393" VPOS="1115" ID="st50-168"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="535" VPOS="1115" ID="st50-169"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="224" HPOS="847" VPOS="1115" ID="st50-170"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1071" VPOS="1115" ID="st50-171"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl50-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ebenso" WIDTH="113" HPOS="196" VPOS="1215" ID="st50-172"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="343" VPOS="1215" ID="st50-173"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="427" VPOS="1215" ID="st50-174"/><SP/><String HEIGHT="31" CONTENT="Untervermittler" WIDTH="218" HPOS="505" VPOS="1215" ID="st50-175"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="757" VPOS="1215" ID="st50-176"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="817" VPOS="1215" ID="st50-177"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbetrieben" WIDTH="352" HPOS="906" VPOS="1215" ID="st50-178"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="1291" VPOS="1215" ID="st50-179"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1215" ID="st50-180"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl50-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nebenberuflich" WIDTH="219" HPOS="196" VPOS="1265" ID="st50-181"/><SP/><String HEIGHT="31" CONTENT="tätigen" WIDTH="100" HPOS="438" VPOS="1265" ID="st50-182"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="561" VPOS="1265" ID="st50-183"/><SP/><String HEIGHT="31" CONTENT="laut" WIDTH="54" HPOS="726" VPOS="1265" ID="st50-184"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="803" VPOS="1265" ID="st50-185"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="939" VPOS="1265" ID="st50-186"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="1024" VPOS="1265" ID="st50-187"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl50-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="lediglich" WIDTH="121" HPOS="196" VPOS="1315" ID="st50-188"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="331" VPOS="1315" ID="st50-189"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="408" VPOS="1315" ID="st50-190"/><SP/><String HEIGHT="31" CONTENT="Sachkunde" WIDTH="167" HPOS="631" VPOS="1315" ID="st50-191"/><SP/><String HEIGHT="31" CONTENT="nachweisen" WIDTH="168" HPOS="813" VPOS="1315" ID="st50-192"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="981" VPOS="1315" ID="st50-193"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1012" VPOS="1315" ID="st50-194"/><SP/><String HEIGHT="31" CONTENT="Entwurf" WIDTH="113" HPOS="1080" VPOS="1315" ID="st50-195"/><SP/><String HEIGHT="31" CONTENT="lasse" WIDTH="78" HPOS="1207" VPOS="1315" ID="st50-196"/><SP/><String HEIGHT="31" CONTENT="offen" WIDTH="70" HPOS="1299" VPOS="1315" ID="st50-197"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1369" VPOS="1315" ID="st50-198"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="1397" VPOS="1315" ID="st50-199"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl50-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="darunter" WIDTH="124" HPOS="196" VPOS="1365" ID="st50-200"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="333" VPOS="1365" ID="st50-201"/><SP/><String HEIGHT="31" CONTENT="verstehen" WIDTH="146" HPOS="382" VPOS="1365" ID="st50-202"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="541" VPOS="1365" ID="st50-203"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="573" VPOS="1365" ID="st50-204"/><SP/><String HEIGHT="31" CONTENT="bemängelt" WIDTH="155" HPOS="597" VPOS="1365" ID="st50-205"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="765" VPOS="1365" ID="st50-206"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="91" HPOS="856" VPOS="1365" ID="st50-207"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="947" VPOS="1365" ID="st50-208"/><SP/><String HEIGHT="31" CONTENT="Angesichts" WIDTH="163" HPOS="969" VPOS="1365" ID="st50-209"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1145" VPOS="1365" ID="st50-210"/><SP/><String HEIGHT="31" CONTENT="Arbeitsmarktlage" WIDTH="250" HPOS="1206" VPOS="1365" ID="st50-211"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl50-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wolle" WIDTH="76" HPOS="196" VPOS="1415" ID="st50-212"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="287" VPOS="1415" ID="st50-213"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="349" VPOS="1415" ID="st50-214"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="597" VPOS="1415" ID="st50-215"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="321" HPOS="659" VPOS="1415" ID="st50-216"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="71" HPOS="994" VPOS="1415" ID="st50-217"/><SP/><String HEIGHT="31" CONTENT="kein" WIDTH="61" HPOS="1079" VPOS="1415" ID="st50-218"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="1155" VPOS="1415" ID="st50-219"/><String HEIGHT="31" CONTENT="Berufsverbot" WIDTH="176" HPOS="1169" VPOS="1415" ID="st50-220"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="1345" VPOS="1415" ID="st50-221"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1360" VPOS="1415" ID="st50-222"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="1390" VPOS="1415" ID="st50-223"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl50-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1465" ID="st50-224"/><SP/><String HEIGHT="31" CONTENT="Berufsqualifikation" WIDTH="273" HPOS="262" VPOS="1465" ID="st50-225"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="556" VPOS="1465" ID="st50-226"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="626" VPOS="1465" ID="st50-227"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="790" VPOS="1465" ID="st50-228"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="867" VPOS="1465" ID="st50-229"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="998" VPOS="1465" ID="st50-230"/><SP/><String HEIGHT="31" CONTENT="verbessert" WIDTH="156" HPOS="1117" VPOS="1465" ID="st50-231"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1294" VPOS="1465" ID="st50-232"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="1371" VPOS="1465" ID="st50-233"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl50-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorhandensein" WIDTH="224" HPOS="196" VPOS="1515" ID="st50-234"/><SP/><String HEIGHT="31" CONTENT="überprüft" WIDTH="134" HPOS="448" VPOS="1515" ID="st50-235"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="610" VPOS="1515" ID="st50-236"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="711" VPOS="1515" ID="st50-237"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="756" VPOS="1515" ID="st50-238"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="823" VPOS="1515" ID="st50-239"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="893" VPOS="1515" ID="st50-240"/><SP/><String HEIGHT="31" CONTENT="verantwortbar" WIDTH="197" HPOS="991" VPOS="1515" ID="st50-241"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1188" VPOS="1515" ID="st50-242"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1515" ID="st50-243" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsvermittler"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl50-23" WIDTH="1012" HEIGHT="31"><String HEIGHT="31" CONTENT="vermittler" WIDTH="137" HPOS="196" VPOS="1565" ID="st50-244" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsvermittler"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="343" VPOS="1565" ID="st50-245"/><SP/><String HEIGHT="31" CONTENT="unzureichender" WIDTH="230" HPOS="396" VPOS="1565" ID="st50-246"/><SP/><String HEIGHT="31" CONTENT="Sachkunde" WIDTH="167" HPOS="635" VPOS="1565" ID="st50-247"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="811" VPOS="1565" ID="st50-248"/><SP/><String HEIGHT="31" CONTENT="beraten" WIDTH="113" HPOS="936" VPOS="1565" ID="st50-249"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1058" VPOS="1565" ID="st50-250"/><SP/><String HEIGHT="31" CONTENT="lassen" WIDTH="90" HPOS="1102" VPOS="1565" ID="st50-251"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1192" VPOS="1565" ID="st50-252"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl50-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1665" ID="st50-253"/><SP/><String HEIGHT="31" CONTENT="aktuell" WIDTH="96" HPOS="259" VPOS="1665" ID="st50-254"/><SP/><String HEIGHT="31" CONTENT="geforderten" WIDTH="171" HPOS="367" VPOS="1665" ID="st50-255"/><SP/><String HEIGHT="31" CONTENT="222" WIDTH="55" HPOS="550" VPOS="1665" ID="st50-256"/><SP/><String HEIGHT="31" CONTENT="Stunden" WIDTH="124" HPOS="618" VPOS="1665" ID="st50-257"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="165" HPOS="754" VPOS="1665" ID="st50-258"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="931" VPOS="1665" ID="st50-259"/><SP/><String HEIGHT="31" CONTENT="Voraussetzung" WIDTH="222" HPOS="986" VPOS="1665" ID="st50-260"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1221" VPOS="1665" ID="st50-261"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1272" VPOS="1665" ID="st50-262"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="1365" VPOS="1665" ID="st50-263"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl50-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gerichtlich" WIDTH="150" HPOS="196" VPOS="1715" ID="st50-264"/><SP/><String HEIGHT="31" CONTENT="zugelassenen" WIDTH="205" HPOS="368" VPOS="1715" ID="st50-265"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="311" HPOS="595" VPOS="1715" ID="st50-266"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="906" VPOS="1715" ID="st50-267"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="944" VPOS="1715" ID="st50-268"/><SP/><String HEIGHT="31" CONTENT="dessen" WIDTH="108" HPOS="1000" VPOS="1715" ID="st50-269"/><SP/><String HEIGHT="31" CONTENT="Aufgabengebiet" WIDTH="233" HPOS="1129" VPOS="1715" ID="st50-270"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1384" VPOS="1715" ID="st50-271"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl50-26" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Schadenfallberatung" WIDTH="306" HPOS="196" VPOS="1765" ID="st50-272"/><SP/><String HEIGHT="31" CONTENT="gehört" WIDTH="88" HPOS="514" VPOS="1765" ID="st50-273"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="602" VPOS="1765" ID="st50-274"/><SP/><String HEIGHT="31" CONTENT="reichen" WIDTH="109" HPOS="629" VPOS="1765" ID="st50-275"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="750" VPOS="1765" ID="st50-276"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="833" VPOS="1765" ID="st50-277"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="106" HPOS="934" VPOS="1765" ID="st50-278"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="1051" VPOS="1765" ID="st50-279"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1170" VPOS="1765" ID="st50-280"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="1252" VPOS="1765" ID="st50-281"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1299" VPOS="1765" ID="st50-282"/><SP/><String HEIGHT="31" CONTENT="Etwa" WIDTH="75" HPOS="1326" VPOS="1765" ID="st50-283"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1412" VPOS="1765" ID="st50-284"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl50-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hälfte" WIDTH="87" HPOS="196" VPOS="1815" ID="st50-285"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="91" HPOS="301" VPOS="1815" ID="st50-286"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="409" VPOS="1815" ID="st50-287"/><SP/><String HEIGHT="31" CONTENT="bestehe" WIDTH="119" HPOS="610" VPOS="1815" ID="st50-288"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="746" VPOS="1815" ID="st50-289"/><SP/><String HEIGHT="31" CONTENT="Verkaufsberatung" WIDTH="256" HPOS="818" VPOS="1815" ID="st50-290"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1074" VPOS="1815" ID="st50-291"/><SP/><String HEIGHT="31" CONTENT="Kundenkommunikation" WIDTH="330" HPOS="1108" VPOS="1815" ID="st50-292"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="1815" ID="st50-293"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl50-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einwandbehandlung" WIDTH="302" HPOS="196" VPOS="1865" ID="st50-294"/><SP/><String HEIGHT="31" CONTENT="etc" WIDTH="37" HPOS="510" VPOS="1865" ID="st50-295"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="547" VPOS="1865" ID="st50-296"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="560" VPOS="1865" ID="st50-297"/><SP/><String HEIGHT="31" CONTENT="kritisieren" WIDTH="142" HPOS="584" VPOS="1865" ID="st50-298"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="88" HPOS="738" VPOS="1865" ID="st50-299"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="106" HPOS="837" VPOS="1865" ID="st50-300"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="954" VPOS="1865" ID="st50-301"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="1021" VPOS="1865" ID="st50-302"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="1173" VPOS="1865" ID="st50-303"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1264" VPOS="1865" ID="st50-304"/><SP/><String HEIGHT="31" CONTENT="Würden" WIDTH="117" HPOS="1284" VPOS="1865" ID="st50-305"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1865" ID="st50-306"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl50-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="196" VPOS="1915" ID="st50-307"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="262" VPOS="1915" ID="st50-308"/><SP/><String HEIGHT="31" CONTENT="geforderten" WIDTH="170" HPOS="508" VPOS="1915" ID="st50-309"/><SP/><String HEIGHT="31" CONTENT="kommunikativen" WIDTH="241" HPOS="709" VPOS="1915" ID="st50-310"/><SP/><String HEIGHT="31" CONTENT="Fähigkeiten" WIDTH="172" HPOS="981" VPOS="1915" ID="st50-311"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1184" VPOS="1915" ID="st50-312"/><SP/><String HEIGHT="31" CONTENT="Richtung" WIDTH="132" HPOS="1240" VPOS="1915" ID="st50-313"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="1915" ID="st50-314"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl50-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kundenbeeinflussungsstrategien" WIDTH="484" HPOS="196" VPOS="1965" ID="st50-315"/><SP/><String HEIGHT="31" CONTENT="ausgelegt" WIDTH="138" HPOS="716" VPOS="1965" ID="st50-316"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="854" VPOS="1965" ID="st50-317"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="906" VPOS="1965" ID="st50-318"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="985" VPOS="1965" ID="st50-319"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1082" VPOS="1965" ID="st50-320"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1189" VPOS="1965" ID="st50-321"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="1261" VPOS="1965" ID="st50-322"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1382" VPOS="1965" ID="st50-323"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl50-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbesserten" WIDTH="193" HPOS="196" VPOS="2015" ID="st50-324"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="128" HPOS="401" VPOS="2015" ID="st50-325"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="529" VPOS="2015" ID="st50-326"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="558" VPOS="2015" ID="st50-327"/><SP/><String HEIGHT="31" CONTENT="umfangreichen" WIDTH="220" HPOS="621" VPOS="2015" ID="st50-328"/><SP/><String HEIGHT="31" CONTENT="schriftlichen" WIDTH="176" HPOS="854" VPOS="2015" ID="st50-329"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1042" VPOS="2015" ID="st50-330"/><SP/><String HEIGHT="31" CONTENT="praktischen" WIDTH="171" HPOS="1110" VPOS="2015" ID="st50-331"/><SP/><String HEIGHT="31" CONTENT="Prüfungen" WIDTH="146" HPOS="1293" VPOS="2015" ID="st50-332"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="2015" ID="st50-333"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl50-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="2065" ID="st50-334"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="263" VPOS="2065" ID="st50-335"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="329" VPOS="2065" ID="st50-336"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="493" VPOS="2065" ID="st50-337"/><SP/><String HEIGHT="31" CONTENT="durchlaufen" WIDTH="174" HPOS="550" VPOS="2065" ID="st50-338"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="67" HPOS="746" VPOS="2065" ID="st50-339"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="813" VPOS="2065" ID="st50-340"/><SP/><String HEIGHT="31" CONTENT="widerlegten" WIDTH="171" HPOS="852" VPOS="2065" ID="st50-341"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="1045" VPOS="2065" ID="st50-342"/><SP/><String HEIGHT="31" CONTENT="Verdacht" WIDTH="126" HPOS="1165" VPOS="2065" ID="st50-343"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1291" VPOS="2065" ID="st50-344"/><SP/><String HEIGHT="31" CONTENT="wirft" WIDTH="61" HPOS="1329" VPOS="2065" ID="st50-345"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="2065" ID="st50-346"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl50-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Diskutant" WIDTH="139" HPOS="196" VPOS="2115" ID="st50-347"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="40" HPOS="351" VPOS="2115" ID="st50-348"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="391" VPOS="2115" ID="st50-349"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="421" VPOS="2115" ID="st50-350"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="465" VPOS="2115" ID="st50-351"/><SP/><String HEIGHT="31" CONTENT="praktischen" WIDTH="170" HPOS="530" VPOS="2115" ID="st50-352"/><SP/><String HEIGHT="31" CONTENT="Prüfung" WIDTH="117" HPOS="716" VPOS="2115" ID="st50-353"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="849" VPOS="2115" ID="st50-354"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="991" VPOS="2115" ID="st50-355"/><SP/><String HEIGHT="31" CONTENT="zeigen" WIDTH="91" HPOS="1150" VPOS="2115" ID="st50-356"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1241" VPOS="2115" ID="st50-357"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1273" VPOS="2115" ID="st50-358"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1360" VPOS="2115" ID="st50-359"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="1419" VPOS="2115" ID="st50-360"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl50-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="42" WIDTH="37" HPOS="196" VPOS="2207" ID="st50-361"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="51" ID="p592565" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592565" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592565" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl51-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachwissen" WIDTH="176" HPOS="196" VPOS="215" ID="st51-0"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="403" VPOS="215" ID="st51-1"/><SP/><String HEIGHT="31" CONTENT="Kundensprache" WIDTH="234" HPOS="459" VPOS="215" ID="st51-2"/><SP/><String HEIGHT="31" CONTENT="umsetzen" WIDTH="145" HPOS="723" VPOS="215" ID="st51-3"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="112" HPOS="898" VPOS="215" ID="st51-4"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1010" VPOS="215" ID="st51-5"/><SP/><String HEIGHT="31" CONTENT="ebenso" WIDTH="109" HPOS="1057" VPOS="215" ID="st51-6"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1197" VPOS="215" ID="st51-7"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="1278" VPOS="215" ID="st51-8"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1334" VPOS="215" ID="st51-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl51-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kaufmännischen" WIDTH="243" HPOS="196" VPOS="265" ID="st51-10"/><SP/><String HEIGHT="31" CONTENT="Berufen" WIDTH="110" HPOS="453" VPOS="265" ID="st51-11"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="563" VPOS="265" ID="st51-12"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="593" VPOS="265" ID="st51-13"/><SP/><String HEIGHT="31" CONTENT="gehe" WIDTH="74" HPOS="646" VPOS="265" ID="st51-14"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="734" VPOS="265" ID="st51-15"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="818" VPOS="265" ID="st51-16"/><SP/><String HEIGHT="31" CONTENT="Methoden" WIDTH="139" HPOS="878" VPOS="265" ID="st51-17"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1017" VPOS="265" ID="st51-18"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="1049" VPOS="265" ID="st51-19"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="1178" VPOS="265" ID="st51-20"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1258" VPOS="265" ID="st51-21"/><SP/><String HEIGHT="31" CONTENT="Tisch" WIDTH="79" HPOS="1328" VPOS="265" ID="st51-22"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="265" ID="st51-23"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl51-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ziehen" WIDTH="98" HPOS="196" VPOS="315" ID="st51-24"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="328" VPOS="315" ID="st51-25"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="428" VPOS="315" ID="st51-26"/><SP/><String HEIGHT="31" CONTENT="überreden" WIDTH="145" HPOS="496" VPOS="315" ID="st51-27"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="641" VPOS="315" ID="st51-28"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="691" VPOS="315" ID="st51-29"/><SP/><String HEIGHT="31" CONTENT="europäischen" WIDTH="200" HPOS="762" VPOS="315" ID="st51-30"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="995" VPOS="315" ID="st51-31"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1167" VPOS="315" ID="st51-32"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1243" VPOS="315" ID="st51-33"/><SP/><String HEIGHT="31" CONTENT="deutsche" WIDTH="135" HPOS="1321" VPOS="315" ID="st51-34"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl51-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachqualifikation" WIDTH="250" HPOS="196" VPOS="365" ID="st51-35"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="499" VPOS="365" ID="st51-36"/><SP/><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="293" HPOS="593" VPOS="365" ID="st51-37"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="938" VPOS="365" ID="st51-38"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1029" VPOS="365" ID="st51-39"/><SP/><String HEIGHT="31" CONTENT="Privatkundengeschäft" WIDTH="321" HPOS="1135" VPOS="365" ID="st51-40"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl51-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="herausragend" WIDTH="198" HPOS="196" VPOS="415" ID="st51-41"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="394" VPOS="415" ID="st51-42"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="430" VPOS="415" ID="st51-43"/><SP/><String HEIGHT="31" CONTENT="gewerbliche" WIDTH="178" HPOS="499" VPOS="415" ID="st51-44"/><SP/><String HEIGHT="31" CONTENT="Vermittlungen" WIDTH="206" HPOS="696" VPOS="415" ID="st51-45"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="921" VPOS="415" ID="st51-46"/><SP/><String HEIGHT="31" CONTENT="industriellen" WIDTH="178" HPOS="975" VPOS="415" ID="st51-47"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="1172" VPOS="415" ID="st51-48"/><SP/><String HEIGHT="31" CONTENT="reiche" WIDTH="91" HPOS="1304" VPOS="415" ID="st51-49"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1414" VPOS="415" ID="st51-50"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl51-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="196" VPOS="465" ID="st51-51"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="346" VPOS="465" ID="st51-52"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="430" VPOS="465" ID="st51-53"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="477" VPOS="465" ID="st51-54"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="505" VPOS="465" ID="st51-55"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="555" VPOS="465" ID="st51-56"/><SP/><String HEIGHT="31" CONTENT="gehe" WIDTH="74" HPOS="783" VPOS="465" ID="st51-57"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="870" VPOS="465" ID="st51-58"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="918" VPOS="465" ID="st51-59"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1029" VPOS="465" ID="st51-60"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1088" VPOS="465" ID="st51-61"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="1156" VPOS="465" ID="st51-62"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1271" VPOS="465" ID="st51-63"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="1338" VPOS="465" ID="st51-64"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl51-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbrauchers" WIDTH="200" HPOS="196" VPOS="515" ID="st51-65"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="418" VPOS="515" ID="st51-66"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="226" HPOS="486" VPOS="515" ID="st51-67"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="712" VPOS="515" ID="st51-68"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="750" VPOS="515" ID="st51-69"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="842" VPOS="515" ID="st51-70"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="910" VPOS="515" ID="st51-71"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="987" VPOS="515" ID="st51-72"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1111" VPOS="515" ID="st51-73"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="1186" VPOS="515" ID="st51-74"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="1410" VPOS="515" ID="st51-75"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl51-7" WIDTH="1032" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="196" VPOS="565" ID="st51-76"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="439" VPOS="565" ID="st51-77"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="515" VPOS="565" ID="st51-78"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="578" VPOS="565" ID="st51-79"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="46" HPOS="821" VPOS="565" ID="st51-80"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="877" VPOS="565" ID="st51-81"/><SP/><String HEIGHT="31" CONTENT="Rückversicherern" WIDTH="252" HPOS="960" VPOS="565" ID="st51-82"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1212" VPOS="565" ID="st51-83"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl51-8" WIDTH="858" HEIGHT="31"><String HEIGHT="31" CONTENT="Gleiche" WIDTH="113" HPOS="196" VPOS="665" ID="st51-84"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="319" VPOS="665" ID="st51-85"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="511" VPOS="665" ID="st51-86"/><SP/><String HEIGHT="31" CONTENT="private" WIDTH="100" HPOS="559" VPOS="665" ID="st51-87"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="669" VPOS="665" ID="st51-88"/><SP/><String HEIGHT="31" CONTENT="gewerbliche" WIDTH="177" HPOS="734" VPOS="665" ID="st51-89"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="114" HPOS="921" VPOS="665" ID="st51-90"/><String HEIGHT="31" CONTENT="?" WIDTH="19" HPOS="1035" VPOS="665" ID="st51-91"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl51-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="765" ID="st51-92"/><SP/><String HEIGHT="31" CONTENT="Ruf" WIDTH="52" HPOS="263" VPOS="765" ID="st51-93"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="328" VPOS="765" ID="st51-94"/><SP/><String HEIGHT="31" CONTENT="geringeren" WIDTH="159" HPOS="414" VPOS="765" ID="st51-95"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="417" HPOS="586" VPOS="765" ID="st51-96"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="1017" VPOS="765" ID="st51-97"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1069" VPOS="765" ID="st51-98"/><SP/><String HEIGHT="31" CONTENT="Privatkundengeschäft" WIDTH="320" HPOS="1136" VPOS="765" ID="st51-99"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl51-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="196" VPOS="815" ID="st51-100"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="241" VPOS="815" ID="st51-101"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="291" VPOS="815" ID="st51-102"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="93" HPOS="354" VPOS="815" ID="st51-103"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="447" VPOS="815" ID="st51-104"/><SP/><String HEIGHT="31" CONTENT="Geschäftsführerin" WIDTH="263" HPOS="474" VPOS="815" ID="st51-105"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="748" VPOS="815" ID="st51-106"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="813" VPOS="815" ID="st51-107"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="937" VPOS="815" ID="st51-108"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="997" VPOS="815" ID="st51-109"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1184" VPOS="815" ID="st51-110"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1204" VPOS="815" ID="st51-111"/><SP/><String HEIGHT="31" CONTENT="akzeptabel" WIDTH="154" HPOS="1286" VPOS="815" ID="st51-112"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1440" VPOS="815" ID="st51-113"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl51-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="865" ID="st51-114"/><SP/><String HEIGHT="31" CONTENT="Bundesverfassungsgericht" WIDTH="393" HPOS="268" VPOS="865" ID="st51-115"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="674" VPOS="865" ID="st51-116"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="761" VPOS="865" ID="st51-117"/><SP/><String HEIGHT="31" CONTENT="seinem" WIDTH="108" HPOS="799" VPOS="865" ID="st51-118"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="77" HPOS="920" VPOS="865" ID="st51-119"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1010" VPOS="865" ID="st51-120"/><SP/><String HEIGHT="31" CONTENT="besonderen" WIDTH="175" HPOS="1105" VPOS="865" ID="st51-121"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="102" HPOS="1293" VPOS="865" ID="st51-122"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st51-123"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl51-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="196" VPOS="915" ID="st51-124"/><SP/><String HEIGHT="31" CONTENT="angemahnt" WIDTH="158" HPOS="397" VPOS="915" ID="st51-125"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="555" VPOS="915" ID="st51-126"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="67" HPOS="590" VPOS="915" ID="st51-127"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="674" VPOS="915" ID="st51-128"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="734" VPOS="915" ID="st51-129"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="952" VPOS="915" ID="st51-130"/><SP/><String HEIGHT="31" CONTENT="Hinblick" WIDTH="117" HPOS="1004" VPOS="915" ID="st51-131"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1138" VPOS="915" ID="st51-132"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1202" VPOS="915" ID="st51-133"/><SP/><String HEIGHT="31" CONTENT="zunehmende" WIDTH="192" HPOS="1264" VPOS="915" ID="st51-134"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl51-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedeutung" WIDTH="162" HPOS="196" VPOS="965" ID="st51-135"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="375" VPOS="965" ID="st51-136"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="119" HPOS="440" VPOS="965" ID="st51-137"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="214" HPOS="576" VPOS="965" ID="st51-138"/><SP/><String HEIGHT="31" CONTENT="notwendig" WIDTH="144" HPOS="808" VPOS="965" ID="st51-139"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="952" VPOS="965" ID="st51-140"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="986" VPOS="965" ID="st51-141"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="1062" VPOS="965" ID="st51-142"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1133" VPOS="965" ID="st51-143"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="165" HPOS="1198" VPOS="965" ID="st51-144"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="76" HPOS="1380" VPOS="965" ID="st51-145"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl51-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1015" ID="st51-146"/><SP/><String HEIGHT="31" CONTENT="beschränkt" WIDTH="163" HPOS="308" VPOS="1015" ID="st51-147"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="512" VPOS="1015" ID="st51-148"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="615" VPOS="1015" ID="st51-149"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="702" VPOS="1015" ID="st51-150"/><SP/><String HEIGHT="31" CONTENT="Fähigkeit" WIDTH="129" HPOS="788" VPOS="1015" ID="st51-151"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="917" VPOS="1015" ID="st51-152"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="234" HPOS="973" VPOS="1015" ID="st51-153"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1248" VPOS="1015" ID="st51-154"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1334" VPOS="1015" ID="st51-155"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl51-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsangeboten" WIDTH="371" HPOS="196" VPOS="1065" ID="st51-156"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="597" VPOS="1065" ID="st51-157"/><SP/><String HEIGHT="31" CONTENT="vergleichen" WIDTH="165" HPOS="662" VPOS="1065" ID="st51-158"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="827" VPOS="1065" ID="st51-159"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="872" VPOS="1065" ID="st51-160"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="979" VPOS="1065" ID="st51-161"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="139" HPOS="1090" VPOS="1065" ID="st51-162"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1259" VPOS="1065" ID="st51-163"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1334" VPOS="1065" ID="st51-164"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl51-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anlageprodukten" WIDTH="252" HPOS="196" VPOS="1115" ID="st51-165"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="457" VPOS="1115" ID="st51-166"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="545" VPOS="1115" ID="st51-167"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="351" HPOS="598" VPOS="1115" ID="st51-168"/><SP/><String HEIGHT="31" CONTENT="beherrschen" WIDTH="177" HPOS="958" VPOS="1115" ID="st51-169"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1135" VPOS="1115" ID="st51-170"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1162" VPOS="1115" ID="st51-171"/><SP/><String HEIGHT="31" CONTENT="vorgeschlagene" WIDTH="235" HPOS="1221" VPOS="1115" ID="st51-172"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl51-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="293" HPOS="196" VPOS="1165" ID="st51-173"/><SP/><String HEIGHT="31" CONTENT="erfülle" WIDTH="91" HPOS="512" VPOS="1165" ID="st51-174"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="627" VPOS="1165" ID="st51-175"/><SP/><String HEIGHT="31" CONTENT="Voraussetzung" WIDTH="223" HPOS="730" VPOS="1165" ID="st51-176"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="977" VPOS="1165" ID="st51-177"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1042" VPOS="1165" ID="st51-178"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="1080" VPOS="1165" ID="st51-179"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="139" HPOS="1152" VPOS="1165" ID="st51-180"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1314" VPOS="1165" ID="st51-181"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1392" VPOS="1165" ID="st51-182"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl51-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="entgegen" WIDTH="132" HPOS="196" VPOS="1215" ID="st51-183"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="328" VPOS="1215" ID="st51-184"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="354" VPOS="1215" ID="st51-185"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="434" VPOS="1215" ID="st51-186"/><SP/><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="293" HPOS="488" VPOS="1215" ID="st51-187"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="791" VPOS="1215" ID="st51-188"/><SP/><String HEIGHT="31" CONTENT="Einfirmenvertreter" WIDTH="265" HPOS="840" VPOS="1215" ID="st51-189"/><SP/><String HEIGHT="31" CONTENT="angebracht" WIDTH="167" HPOS="1114" VPOS="1215" ID="st51-190"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1291" VPOS="1215" ID="st51-191"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1330" VPOS="1215" ID="st51-192"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="1352" VPOS="1215" ID="st51-193"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1215" ID="st51-194"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl51-19" WIDTH="756" HEIGHT="31"><String HEIGHT="31" CONTENT="private" WIDTH="100" HPOS="196" VPOS="1265" ID="st51-195"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="214" HPOS="306" VPOS="1265" ID="st51-196"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="529" VPOS="1265" ID="st51-197"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="617" VPOS="1265" ID="st51-198"/><SP/><String HEIGHT="31" CONTENT="Spezialisten" WIDTH="180" HPOS="661" VPOS="1265" ID="st51-199"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="850" VPOS="1265" ID="st51-200"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="935" VPOS="1265" ID="st51-201"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl51-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1365" ID="st51-202"/><SP/><String HEIGHT="31" CONTENT="Differenzierung" WIDTH="225" HPOS="263" VPOS="1365" ID="st51-203"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="505" VPOS="1365" ID="st51-204"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="547" VPOS="1365" ID="st51-205"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="611" VPOS="1365" ID="st51-206"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="811" VPOS="1365" ID="st51-207"/><SP/><String HEIGHT="31" CONTENT="Privat" WIDTH="82" HPOS="965" VPOS="1365" ID="st51-208"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1047" VPOS="1365" ID="st51-209"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1077" VPOS="1365" ID="st51-210"/><SP/><String HEIGHT="31" CONTENT="Industriekunden" WIDTH="237" HPOS="1149" VPOS="1365" ID="st51-211"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="53" HPOS="1403" VPOS="1365" ID="st51-212"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl51-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="196" VPOS="1415" ID="st51-213"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="295" VPOS="1415" ID="st51-214"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="105" HPOS="410" VPOS="1415" ID="st51-215"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="542" VPOS="1415" ID="st51-216"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="607" VPOS="1415" ID="st51-217"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="181" HPOS="703" VPOS="1415" ID="st51-218"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="884" VPOS="1415" ID="st51-219"/><SP/><String HEIGHT="31" CONTENT="Besorgniserregend" WIDTH="281" HPOS="930" VPOS="1415" ID="st51-220"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1237" VPOS="1415" ID="st51-221"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1276" VPOS="1415" ID="st51-222"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1315" VPOS="1415" ID="st51-223"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1415" ID="st51-224"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl51-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="293" HPOS="196" VPOS="1465" ID="st51-225"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="504" VPOS="1465" ID="st51-226"/><SP/><String HEIGHT="31" CONTENT="außen" WIDTH="94" HPOS="592" VPOS="1465" ID="st51-227"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="701" VPOS="1465" ID="st51-228"/><SP/><String HEIGHT="31" CONTENT="dargestellt" WIDTH="154" HPOS="752" VPOS="1465" ID="st51-229"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="921" VPOS="1465" ID="st51-230"/><SP/><String HEIGHT="31" CONTENT="könnte" WIDTH="94" HPOS="1045" VPOS="1465" ID="st51-231"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1139" VPOS="1465" ID="st51-232"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1170" VPOS="1465" ID="st51-233"/><SP/><String HEIGHT="31" CONTENT="wären" WIDTH="91" HPOS="1228" VPOS="1465" ID="st51-234"/><SP/><String HEIGHT="31" CONTENT="nun" WIDTH="55" HPOS="1334" VPOS="1465" ID="st51-235"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="1404" VPOS="1465" ID="st51-236"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl51-23" WIDTH="1257" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="1515" ID="st51-237"/><SP/><String HEIGHT="31" CONTENT="bestens" WIDTH="117" HPOS="348" VPOS="1515" ID="st51-238"/><SP/><String HEIGHT="31" CONTENT="qualifiziert" WIDTH="147" HPOS="474" VPOS="1515" ID="st51-239"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="621" VPOS="1515" ID="st51-240"/><SP/><String HEIGHT="31" CONTENT="Mit" WIDTH="44" HPOS="643" VPOS="1515" ID="st51-241"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="697" VPOS="1515" ID="st51-242"/><SP/><String HEIGHT="31" CONTENT="Mindestqualifikation" WIDTH="293" HPOS="780" VPOS="1515" ID="st51-243"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1082" VPOS="1515" ID="st51-244"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="1182" VPOS="1515" ID="st51-245"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1253" VPOS="1515" ID="st51-246"/><SP/><String HEIGHT="31" CONTENT="erreicht" WIDTH="107" HPOS="1332" VPOS="1515" ID="st51-247"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1439" VPOS="1515" ID="st51-248"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl51-24" WIDTH="1190" HEIGHT="31"><String HEIGHT="31" CONTENT="Gleiche" WIDTH="113" HPOS="196" VPOS="1615" ID="st51-249"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="319" VPOS="1615" ID="st51-250"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="511" VPOS="1615" ID="st51-251"/><SP/><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="205" HPOS="559" VPOS="1615" ID="st51-252"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="764" VPOS="1615" ID="st51-253"/><SP/><String HEIGHT="31" CONTENT="ungebundene" WIDTH="204" HPOS="789" VPOS="1615" ID="st51-254"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1002" VPOS="1615" ID="st51-255"/><SP/><String HEIGHT="31" CONTENT="gebundene" WIDTH="167" HPOS="1067" VPOS="1615" ID="st51-256"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="1243" VPOS="1615" ID="st51-257"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl51-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Alle" WIDTH="56" HPOS="196" VPOS="1715" ID="st51-258"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="269" VPOS="1715" ID="st51-259"/><SP/><String HEIGHT="31" CONTENT="gleichen" WIDTH="124" HPOS="382" VPOS="1715" ID="st51-260"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsanforderungen" WIDTH="416" HPOS="523" VPOS="1715" ID="st51-261"/><SP/><String HEIGHT="31" CONTENT="unterliegen" WIDTH="159" HPOS="956" VPOS="1715" ID="st51-262"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1115" VPOS="1715" ID="st51-263"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1147" VPOS="1715" ID="st51-264"/><SP/><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="204" HPOS="1236" VPOS="1715" ID="st51-265"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1715" ID="st51-266"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl51-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="weil" WIDTH="58" HPOS="196" VPOS="1765" ID="st51-267"/><SP/><String HEIGHT="31" CONTENT="alle" WIDTH="52" HPOS="268" VPOS="1765" ID="st51-268"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="334" VPOS="1765" ID="st51-269"/><SP/><String HEIGHT="31" CONTENT="gleichen" WIDTH="124" HPOS="393" VPOS="1765" ID="st51-270"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="531" VPOS="1765" ID="st51-271"/><SP/><String HEIGHT="31" CONTENT="verkauften" WIDTH="150" HPOS="678" VPOS="1765" ID="st51-272"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="828" VPOS="1765" ID="st51-273"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="97" HPOS="857" VPOS="1765" ID="st51-274"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="968" VPOS="1765" ID="st51-275"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="1117" VPOS="1765" ID="st51-276"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1238" VPOS="1765" ID="st51-277"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1261" VPOS="1765" ID="st51-278"/><SP/><String HEIGHT="31" CONTENT="Ziel" WIDTH="54" HPOS="1335" VPOS="1765" ID="st51-279"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1403" VPOS="1765" ID="st51-280"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl51-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzentwurfs" WIDTH="224" HPOS="196" VPOS="1815" ID="st51-281"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="420" VPOS="1815" ID="st51-282"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="453" VPOS="1815" ID="st51-283"/><SP/><String HEIGHT="31" CONTENT="Nebenberufler" WIDTH="212" HPOS="540" VPOS="1815" ID="st51-284"/><SP/><String HEIGHT="31" CONTENT="beratungskompetent" WIDTH="304" HPOS="767" VPOS="1815" ID="st51-285"/><SP/><String HEIGHT="31" CONTENT="auszubilden" WIDTH="171" HPOS="1086" VPOS="1815" ID="st51-286"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1257" VPOS="1815" ID="st51-287"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1289" VPOS="1815" ID="st51-288"/><SP/><String HEIGHT="31" CONTENT="verfehlt" WIDTH="109" HPOS="1347" VPOS="1815" ID="st51-289"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl51-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="worden" WIDTH="102" HPOS="196" VPOS="1865" ID="st51-290"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="298" VPOS="1865" ID="st51-291"/><SP/><String HEIGHT="31" CONTENT="Ferner" WIDTH="98" HPOS="332" VPOS="1865" ID="st51-292"/><SP/><String HEIGHT="31" CONTENT="bliebe" WIDTH="88" HPOS="448" VPOS="1865" ID="st51-293"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="554" VPOS="1865" ID="st51-294"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="606" VPOS="1865" ID="st51-295"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="679" VPOS="1865" ID="st51-296"/><SP/><String HEIGHT="31" CONTENT="überlassen" WIDTH="157" HPOS="898" VPOS="1865" ID="st51-297"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1055" VPOS="1865" ID="st51-298"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1088" VPOS="1865" ID="st51-299"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1144" VPOS="1865" ID="st51-300"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1224" VPOS="1865" ID="st51-301"/><SP/><String HEIGHT="31" CONTENT="Vermittlung" WIDTH="168" HPOS="1288" VPOS="1865" ID="st51-302"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl51-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="angemessene" WIDTH="210" HPOS="196" VPOS="1915" ID="st51-303"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="419" VPOS="1915" ID="st51-304"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="616" VPOS="1915" ID="st51-305"/><SP/><String HEIGHT="31" CONTENT="gebundenen" WIDTH="185" HPOS="697" VPOS="1915" ID="st51-306"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="896" VPOS="1915" ID="st51-307"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1052" VPOS="1915" ID="st51-308"/><SP/><String HEIGHT="31" CONTENT="sorgen" WIDTH="95" HPOS="1101" VPOS="1915" ID="st51-309"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1196" VPOS="1915" ID="st51-310"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="1226" VPOS="1915" ID="st51-311"/><SP/><String HEIGHT="31" CONTENT="gebundene" WIDTH="166" HPOS="1290" VPOS="1915" ID="st51-312"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl51-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="196" VPOS="1965" ID="st51-313"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="354" VPOS="1965" ID="st51-314"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="443" VPOS="1965" ID="st51-315"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="493" VPOS="1965" ID="st51-316"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsstandards" WIDTH="341" HPOS="587" VPOS="1965" ID="st51-317"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="928" VPOS="1965" ID="st51-318"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="67" HPOS="958" VPOS="1965" ID="st51-319"/><SP/><String HEIGHT="31" CONTENT="entspreche" WIDTH="165" HPOS="1039" VPOS="1965" ID="st51-320"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1219" VPOS="1965" ID="st51-321"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1304" VPOS="1965" ID="st51-322"/><SP/><String HEIGHT="31" CONTENT="schon" WIDTH="89" HPOS="1367" VPOS="1965" ID="st51-323"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl51-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="heute" WIDTH="84" HPOS="196" VPOS="2015" ID="st51-324"/><SP/><String HEIGHT="31" CONTENT="verbreiteten" WIDTH="176" HPOS="296" VPOS="2015" ID="st51-325"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="86" HPOS="489" VPOS="2015" ID="st51-326"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="575" VPOS="2015" ID="st51-327"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="607" VPOS="2015" ID="st51-328"/><SP/><String HEIGHT="31" CONTENT="grundsätzlich" WIDTH="196" HPOS="694" VPOS="2015" ID="st51-329"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="907" VPOS="2015" ID="st51-330"/><SP/><String HEIGHT="31" CONTENT="derjenige" WIDTH="137" HPOS="971" VPOS="2015" ID="st51-331"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1125" VPOS="2015" ID="st51-332"/><SP/><String HEIGHT="31" CONTENT="Vertretervertrag" WIDTH="233" HPOS="1223" VPOS="2015" ID="st51-333"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl51-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erhält" WIDTH="79" HPOS="196" VPOS="2065" ID="st51-334"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="275" VPOS="2065" ID="st51-335"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="307" VPOS="2065" ID="st51-336"/><SP/><String HEIGHT="31" CONTENT="entweder" WIDTH="137" HPOS="372" VPOS="2065" ID="st51-337"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="527" VPOS="2065" ID="st51-338"/><SP/><String HEIGHT="31" CONTENT="Nachweis" WIDTH="144" HPOS="601" VPOS="2065" ID="st51-339"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="763" VPOS="2065" ID="st51-340"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="165" HPOS="829" VPOS="2065" ID="st51-341"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1011" VPOS="2065" ID="st51-342"/><SP/><String HEIGHT="31" CONTENT="Berufsbildungswerks" WIDTH="307" HPOS="1083" VPOS="2065" ID="st51-343"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="2065" ID="st51-344"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl51-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="196" VPOS="2115" ID="st51-345"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="374" VPOS="2115" ID="st51-346"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="752" VPOS="2115" ID="st51-347"/><SP/><String HEIGHT="31" CONTENT="Versicherungsfachmann" WIDTH="359" HPOS="839" VPOS="2115" ID="st51-348"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="1223" VPOS="2115" ID="st51-349"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1274" VPOS="2115" ID="st51-350"/><SP/><String HEIGHT="31" CONTENT="Versiche" WIDTH="126" HPOS="1315" VPOS="2115" ID="st51-351" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versiche43"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="2115" HEIGHT="31"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl51-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="43" WIDTH="37" HPOS="1419" VPOS="2207" ID="st51-352" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versiche43"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="52" ID="p592566" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592566" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592566" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl52-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rungsfachfrau" WIDTH="204" HPOS="196" VPOS="215" ID="st52-0"/><SP/><String HEIGHT="31" CONTENT="führt" WIDTH="67" HPOS="426" VPOS="215" ID="st52-1"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="519" VPOS="215" ID="st52-2"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="612" VPOS="215" ID="st52-3"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="736" VPOS="215" ID="st52-4"/><SP/><String HEIGHT="31" CONTENT="kurzer" WIDTH="93" HPOS="899" VPOS="215" ID="st52-5"/><SP/><String HEIGHT="31" CONTENT="Zeit" WIDTH="56" HPOS="1018" VPOS="215" ID="st52-6"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1100" VPOS="215" ID="st52-7"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="1198" VPOS="215" ID="st52-8"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="215" ID="st52-9"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl52-1" WIDTH="530" HEIGHT="31"><String HEIGHT="31" CONTENT="Handelsvertretervertrages" WIDTH="386" HPOS="196" VPOS="265" ID="st52-10"/><SP/><String HEIGHT="31" CONTENT="nachholt" WIDTH="120" HPOS="591" VPOS="265" ID="st52-11"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="711" VPOS="265" ID="st52-12"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl52-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="196" VPOS="365" ID="st52-13"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="313" VPOS="365" ID="st52-14"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="544" VPOS="365" ID="st52-15"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="618" VPOS="365" ID="st52-16"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="66" HPOS="831" VPOS="365" ID="st52-17"/><SP/><String HEIGHT="31" CONTENT="Ausschließlichkeitsvertreter" WIDTH="405" HPOS="927" VPOS="365" ID="st52-18"/><SP/><String HEIGHT="31" CONTENT="prüfen" WIDTH="94" HPOS="1362" VPOS="365" ID="st52-19"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl52-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="würden" WIDTH="102" HPOS="196" VPOS="415" ID="st52-20"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="298" VPOS="415" ID="st52-21"/><SP/><String HEIGHT="31" CONTENT="führe" WIDTH="76" HPOS="328" VPOS="415" ID="st52-22"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="418" VPOS="415" ID="st52-23"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="492" VPOS="415" ID="st52-24"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="541" VPOS="415" ID="st52-25"/><SP/><String HEIGHT="31" CONTENT="Abhängigkeit" WIDTH="193" HPOS="629" VPOS="415" ID="st52-26"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="835" VPOS="415" ID="st52-27"/><SP/><String HEIGHT="31" CONTENT="Vertreters" WIDTH="147" HPOS="902" VPOS="415" ID="st52-28"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1062" VPOS="415" ID="st52-29"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="193" HPOS="1139" VPOS="415" ID="st52-30"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1332" VPOS="415" ID="st52-31"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1364" VPOS="415" ID="st52-32"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl52-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="196" VPOS="465" ID="st52-33"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="342" VPOS="465" ID="st52-34"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="462" VPOS="465" ID="st52-35"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="481" VPOS="465" ID="st52-36"/><SP/><String HEIGHT="31" CONTENT="Erlaubnisfreiheit" WIDTH="239" HPOS="558" VPOS="465" ID="st52-37"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="807" VPOS="465" ID="st52-38"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="894" VPOS="465" ID="st52-39"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="952" VPOS="465" ID="st52-40"/><SP/><String HEIGHT="31" CONTENT="Nachweis" WIDTH="145" HPOS="1034" VPOS="465" ID="st52-41"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1189" VPOS="465" ID="st52-42"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="1273" VPOS="465" ID="st52-43"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl52-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="möglich" WIDTH="115" HPOS="196" VPOS="515" ID="st52-44"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="323" VPOS="515" ID="st52-45"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="396" VPOS="515" ID="st52-46"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="464" VPOS="515" ID="st52-47"/><SP/><String HEIGHT="31" CONTENT="Wechsel" WIDTH="127" HPOS="521" VPOS="515" ID="st52-48"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="660" VPOS="515" ID="st52-49"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="726" VPOS="515" ID="st52-50"/><SP/><String HEIGHT="31" CONTENT="erlaubnisfreien" WIDTH="219" HPOS="812" VPOS="515" ID="st52-51"/><SP/><String HEIGHT="31" CONTENT="Vermittlungstätigkeit" WIDTH="300" HPOS="1043" VPOS="515" ID="st52-52"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1355" VPOS="515" ID="st52-53"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="515" ID="st52-54"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl52-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erlaubnispflichtige" WIDTH="267" HPOS="196" VPOS="565" ID="st52-55"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="477" VPOS="565" ID="st52-56"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="587" VPOS="565" ID="st52-57"/><SP/><String HEIGHT="31" CONTENT="zusätzlichen" WIDTH="184" HPOS="681" VPOS="565" ID="st52-58"/><SP/><String HEIGHT="31" CONTENT="fachlichen" WIDTH="150" HPOS="879" VPOS="565" ID="st52-59"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="1043" VPOS="565" ID="st52-60"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1222" VPOS="565" ID="st52-61"/><SP/><String HEIGHT="31" CONTENT="Prüfungen" WIDTH="153" HPOS="1303" VPOS="565" ID="st52-62"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl52-7" WIDTH="673" HEIGHT="31"><String HEIGHT="31" CONTENT="nachzuleisten" WIDTH="204" HPOS="196" VPOS="615" ID="st52-63"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="410" VPOS="615" ID="st52-64"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="466" VPOS="615" ID="st52-65"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="97" HPOS="489" VPOS="615" ID="st52-66"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="595" VPOS="615" ID="st52-67"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="739" VPOS="615" ID="st52-68"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="860" VPOS="615" ID="st52-69"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl52-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="715" ID="st52-70"/><SP/><String HEIGHT="31" CONTENT="ordentliche" WIDTH="163" HPOS="280" VPOS="715" ID="st52-71"/><SP/><String HEIGHT="31" CONTENT="Prüfung" WIDTH="116" HPOS="461" VPOS="715" ID="st52-72"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="595" VPOS="715" ID="st52-73"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="655" VPOS="715" ID="st52-74"/><SP/><String HEIGHT="31" CONTENT="garantiert" WIDTH="136" HPOS="742" VPOS="715" ID="st52-75"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="878" VPOS="715" ID="st52-76"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="910" VPOS="715" ID="st52-77"/><SP/><String HEIGHT="31" CONTENT="Vorgesetzte" WIDTH="178" HPOS="1007" VPOS="715" ID="st52-78"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1202" VPOS="715" ID="st52-79"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="1254" VPOS="715" ID="st52-80"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl52-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="196" VPOS="765" ID="st52-81"/><SP/><String HEIGHT="31" CONTENT="prüften" WIDTH="98" HPOS="294" VPOS="765" ID="st52-82"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="392" VPOS="765" ID="st52-83"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="418" VPOS="765" ID="st52-84"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="465" VPOS="765" ID="st52-85"/><SP/><String HEIGHT="31" CONTENT="gebundene" WIDTH="166" HPOS="525" VPOS="765" ID="st52-86"/><SP/><String HEIGHT="31" CONTENT="Untervermittler" WIDTH="218" HPOS="702" VPOS="765" ID="st52-87"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="210" HPOS="931" VPOS="765" ID="st52-88"/><SP/><String HEIGHT="31" CONTENT="Sachkunde" WIDTH="167" HPOS="1151" VPOS="765" ID="st52-89"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="1329" VPOS="765" ID="st52-90"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1395" VPOS="765" ID="st52-91"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1423" VPOS="765" ID="st52-92"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl52-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="196" VPOS="815" ID="st52-93"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="354" VPOS="815" ID="st52-94"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="445" VPOS="815" ID="st52-95"/><SP/><String HEIGHT="31" CONTENT="vzbv" WIDTH="68" HPOS="471" VPOS="815" ID="st52-96"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="540" VPOS="815" ID="st52-97"/><SP/><String HEIGHT="31" CONTENT="überzeugt" WIDTH="141" HPOS="566" VPOS="815" ID="st52-98"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="707" VPOS="815" ID="st52-99"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="740" VPOS="815" ID="st52-100"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="833" VPOS="815" ID="st52-101"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="889" VPOS="815" ID="st52-102"/><SP/><String HEIGHT="31" CONTENT="Überwachung" WIDTH="206" HPOS="950" VPOS="815" ID="st52-103"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1173" VPOS="815" ID="st52-104"/><SP/><String HEIGHT="31" CONTENT="ausreichenden" WIDTH="218" HPOS="1238" VPOS="815" ID="st52-105"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl52-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="865" ID="st52-106"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="394" VPOS="865" ID="st52-107"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="434" VPOS="865" ID="st52-108"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="503" VPOS="865" ID="st52-109"/><SP/><String HEIGHT="31" CONTENT="brauche" WIDTH="120" HPOS="927" VPOS="865" ID="st52-110"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1062" VPOS="865" ID="st52-111"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="104" HPOS="1111" VPOS="865" ID="st52-112"/><SP/><String HEIGHT="31" CONTENT="Strukturen" WIDTH="148" HPOS="1229" VPOS="865" ID="st52-113"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1377" VPOS="865" ID="st52-114"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="865" ID="st52-115"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl52-12" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="überlastete" WIDTH="165" HPOS="196" VPOS="915" ID="st52-116"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="376" VPOS="915" ID="st52-117"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="603" VPOS="915" ID="st52-118"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="436" HPOS="657" VPOS="915" ID="st52-119"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1108" VPOS="915" ID="st52-120"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1165" VPOS="915" ID="st52-121"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1251" VPOS="915" ID="st52-122"/><SP/><String HEIGHT="31" CONTENT="geeignete" WIDTH="147" HPOS="1310" VPOS="915" ID="st52-123"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl52-13" WIDTH="93" HEIGHT="31"><String HEIGHT="31" CONTENT="Stelle" WIDTH="79" HPOS="196" VPOS="965" ID="st52-124"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="275" VPOS="965" ID="st52-125"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl52-14" WIDTH="586" HEIGHT="31"><String HEIGHT="31" CONTENT="Höhere" WIDTH="110" HPOS="196" VPOS="1065" ID="st52-126"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="315" VPOS="1065" ID="st52-127"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="508" VPOS="1065" ID="st52-128"/><SP/><String HEIGHT="31" CONTENT="Honorarberater" WIDTH="226" HPOS="556" VPOS="1065" ID="st52-129"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl52-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Honorarberater" WIDTH="226" HPOS="196" VPOS="1165" ID="st52-130"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="451" VPOS="1165" ID="st52-131"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="577" VPOS="1165" ID="st52-132"/><SP/><String HEIGHT="31" CONTENT="Auffassung" WIDTH="166" HPOS="678" VPOS="1165" ID="st52-133"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="873" VPOS="1165" ID="st52-134"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="956" VPOS="1165" ID="st52-135"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="1126" VPOS="1165" ID="st52-136"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1246" VPOS="1165" ID="st52-137"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="118" HPOS="1338" VPOS="1165" ID="st52-138"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl52-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufsqualifikation" WIDTH="272" HPOS="196" VPOS="1215" ID="st52-139"/><SP/><String HEIGHT="31" CONTENT="vorweisen" WIDTH="150" HPOS="482" VPOS="1215" ID="st52-140"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="645" VPOS="1215" ID="st52-141"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="104" HPOS="701" VPOS="1215" ID="st52-142"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="138" HPOS="819" VPOS="1215" ID="st52-143"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="957" VPOS="1215" ID="st52-144"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="984" VPOS="1215" ID="st52-145"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="1064" VPOS="1215" ID="st52-146"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1245" VPOS="1215" ID="st52-147"/><SP/><String HEIGHT="31" CONTENT="Abstufung" WIDTH="150" HPOS="1306" VPOS="1215" ID="st52-148"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl52-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wäre" WIDTH="65" HPOS="196" VPOS="1265" ID="st52-149"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="261" VPOS="1265" ID="st52-150"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="298" VPOS="1265" ID="st52-151"/><SP/><String HEIGHT="31" CONTENT="Honorarberatern" WIDTH="244" HPOS="372" VPOS="1265" ID="st52-152"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="636" VPOS="1265" ID="st52-153"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="183" HPOS="701" VPOS="1265" ID="st52-154"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="905" VPOS="1265" ID="st52-155"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufmanns" WIDTH="376" HPOS="1004" VPOS="1265" ID="st52-156"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1265" ID="st52-157"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl52-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zusätzliche" WIDTH="165" HPOS="196" VPOS="1315" ID="st52-158"/><SP/><String HEIGHT="31" CONTENT="Nachweise" WIDTH="163" HPOS="371" VPOS="1315" ID="st52-159"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="544" VPOS="1315" ID="st52-160"/><SP/><String HEIGHT="31" CONTENT="Marktkunde" WIDTH="174" HPOS="602" VPOS="1315" ID="st52-161"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="786" VPOS="1315" ID="st52-162"/><SP/><String HEIGHT="31" CONTENT="fordern" WIDTH="99" HPOS="832" VPOS="1315" ID="st52-163"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="931" VPOS="1315" ID="st52-164"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="956" VPOS="1315" ID="st52-165"/><SP/><String HEIGHT="31" CONTENT="berufsbegleitende" WIDTH="265" HPOS="1016" VPOS="1315" ID="st52-166"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="165" HPOS="1291" VPOS="1315" ID="st52-167"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl52-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="196" VPOS="1365" ID="st52-168"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufmann" WIDTH="359" HPOS="269" VPOS="1365" ID="st52-169"/><SP/><String HEIGHT="31" CONTENT="dauere" WIDTH="104" HPOS="637" VPOS="1365" ID="st52-170"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="751" VPOS="1365" ID="st52-171"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="786" VPOS="1365" ID="st52-172"/><SP/><String HEIGHT="31" CONTENT="Regel" WIDTH="87" HPOS="844" VPOS="1365" ID="st52-173"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="940" VPOS="1365" ID="st52-174"/><SP/><String HEIGHT="31" CONTENT="Jahre" WIDTH="76" HPOS="1017" VPOS="1365" ID="st52-175"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1093" VPOS="1365" ID="st52-176"/><SP/><String HEIGHT="31" CONTENT="Hier" WIDTH="61" HPOS="1119" VPOS="1365" ID="st52-177"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="1189" VPOS="1365" ID="st52-178"/><SP/><String HEIGHT="31" CONTENT="allgemeine" WIDTH="161" HPOS="1295" VPOS="1365" ID="st52-179"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl52-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherungsbezogene" WIDTH="354" HPOS="196" VPOS="1415" ID="st52-180"/><SP/><String HEIGHT="31" CONTENT="juristische" WIDTH="148" HPOS="571" VPOS="1415" ID="st52-181"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="741" VPOS="1415" ID="st52-182"/><SP/><String HEIGHT="31" CONTENT="versicherungsfachliche" WIDTH="339" HPOS="847" VPOS="1415" ID="st52-183"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="1207" VPOS="1415" ID="st52-184"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1393" VPOS="1415" ID="st52-185"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl52-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikationskriterium" WIDTH="328" HPOS="196" VPOS="1465" ID="st52-186"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="128" HPOS="538" VPOS="1465" ID="st52-187"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="681" VPOS="1465" ID="st52-188"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="782" VPOS="1465" ID="st52-189"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="814" VPOS="1465" ID="st52-190"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="898" VPOS="1465" ID="st52-191"/><SP/><String HEIGHT="31" CONTENT="betriebswirtschaftliche" WIDTH="328" HPOS="979" VPOS="1465" ID="st52-192"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1321" VPOS="1465" ID="st52-193"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="1465" ID="st52-194"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl52-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittlerrecht" WIDTH="217" HPOS="196" VPOS="1515" ID="st52-195"/><SP/><String HEIGHT="31" CONTENT="betreffende" WIDTH="168" HPOS="452" VPOS="1515" ID="st52-196"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="159" HPOS="659" VPOS="1515" ID="st52-197"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="818" VPOS="1515" ID="st52-198"/><SP/><String HEIGHT="31" CONTENT="abgesehen" WIDTH="166" HPOS="872" VPOS="1515" ID="st52-199"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1076" VPOS="1515" ID="st52-200"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1169" VPOS="1515" ID="st52-201"/><SP/><String HEIGHT="31" CONTENT="Haftung" WIDTH="117" HPOS="1256" VPOS="1515" ID="st52-202"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1515" ID="st52-203"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl52-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Falschberatung" WIDTH="223" HPOS="196" VPOS="1565" ID="st52-204"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="419" VPOS="1565" ID="st52-205"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="80" HPOS="449" VPOS="1565" ID="st52-206"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="543" VPOS="1565" ID="st52-207"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="636" VPOS="1565" ID="st52-208"/><SP/><String HEIGHT="31" CONTENT="dienten" WIDTH="109" HPOS="815" VPOS="1565" ID="st52-209"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="938" VPOS="1565" ID="st52-210"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1022" VPOS="1565" ID="st52-211"/><SP/><String HEIGHT="31" CONTENT="Kundenschutz" WIDTH="204" HPOS="1101" VPOS="1565" ID="st52-212"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1305" VPOS="1565" ID="st52-213"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="1335" VPOS="1565" ID="st52-214"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl52-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="1615" ID="st52-215"/><SP/><String HEIGHT="31" CONTENT="Eigeninteresse" WIDTH="220" HPOS="281" VPOS="1615" ID="st52-216"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="520" VPOS="1615" ID="st52-217"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="154" HPOS="594" VPOS="1615" ID="st52-218"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="748" VPOS="1615" ID="st52-219"/><SP/><String HEIGHT="31" CONTENT="Alternativ" WIDTH="139" HPOS="782" VPOS="1615" ID="st52-220"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="940" VPOS="1615" ID="st52-221"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1002" VPOS="1615" ID="st52-222"/><SP/><String HEIGHT="31" CONTENT="Versicherungsfachwirt" WIDTH="328" HPOS="1070" VPOS="1615" ID="st52-223"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1615" ID="st52-224"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl52-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Honorarberater" WIDTH="226" HPOS="196" VPOS="1665" ID="st52-225"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="432" VPOS="1665" ID="st52-226"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsniveau" WIDTH="298" HPOS="484" VPOS="1665" ID="st52-227"/><SP/><String HEIGHT="31" CONTENT="denkbar" WIDTH="112" HPOS="792" VPOS="1665" ID="st52-228"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="904" VPOS="1665" ID="st52-229"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="96" HPOS="931" VPOS="1665" ID="st52-230"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="1037" VPOS="1665" ID="st52-231"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="90" HPOS="1199" VPOS="1665" ID="st52-232"/><SP/><String HEIGHT="31" CONTENT="aufbauend" WIDTH="157" HPOS="1299" VPOS="1665" ID="st52-233"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl52-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="1715" ID="st52-234"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="270" VPOS="1715" ID="st52-235"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="164" HPOS="346" VPOS="1715" ID="st52-236"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="538" VPOS="1715" ID="st52-237"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufmann" WIDTH="360" HPOS="628" VPOS="1715" ID="st52-238"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="1015" VPOS="1715" ID="st52-239"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1179" VPOS="1715" ID="st52-240"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="1260" VPOS="1715" ID="st52-241"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="1354" VPOS="1715" ID="st52-242"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl52-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="berufsbegleitend" WIDTH="247" HPOS="196" VPOS="1765" ID="st52-243"/><SP/><String HEIGHT="31" CONTENT="erworben" WIDTH="139" HPOS="487" VPOS="1765" ID="st52-244"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="671" VPOS="1765" ID="st52-245"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="773" VPOS="1765" ID="st52-246"/><SP/><String HEIGHT="31" CONTENT="Für" WIDTH="50" HPOS="835" VPOS="1765" ID="st52-247"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="930" VPOS="1765" ID="st52-248"/><SP/><String HEIGHT="31" CONTENT="gerichtlich" WIDTH="150" HPOS="1056" VPOS="1765" ID="st52-249"/><SP/><String HEIGHT="31" CONTENT="zugelassenen" WIDTH="205" HPOS="1251" VPOS="1765" ID="st52-250"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl52-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="196" VPOS="1815" ID="st52-251"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="526" VPOS="1815" ID="st52-252"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="616" VPOS="1815" ID="st52-253"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="675" VPOS="1815" ID="st52-254"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="839" VPOS="1815" ID="st52-255"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbetriebswirts" WIDTH="400" HPOS="904" VPOS="1815" ID="st52-256"/><SP/><String HEIGHT="31" CONTENT="zwingend" WIDTH="140" HPOS="1316" VPOS="1815" ID="st52-257"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl52-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vorausgesetzt" WIDTH="208" HPOS="196" VPOS="1865" ID="st52-258"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="426" VPOS="1865" ID="st52-259"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="528" VPOS="1865" ID="st52-260"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="97" HPOS="567" VPOS="1865" ID="st52-261"/><SP/><String HEIGHT="31" CONTENT="Titel" WIDTH="63" HPOS="686" VPOS="1865" ID="st52-262"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="771" VPOS="1865" ID="st52-263"/><SP/><String HEIGHT="31" CONTENT="berufsbegleitend" WIDTH="246" HPOS="885" VPOS="1865" ID="st52-264"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="1154" VPOS="1865" ID="st52-265"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1313" VPOS="1865" ID="st52-266"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="1390" VPOS="1865" ID="st52-267"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl52-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="196" VPOS="1915" ID="st52-268"/><SP/><String HEIGHT="31" CONTENT="aufbauend" WIDTH="157" HPOS="314" VPOS="1915" ID="st52-269"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="487" VPOS="1915" ID="st52-270"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="549" VPOS="1915" ID="st52-271"/><SP/><String HEIGHT="31" CONTENT="Ausbildung" WIDTH="164" HPOS="613" VPOS="1915" ID="st52-272"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="793" VPOS="1915" ID="st52-273"/><SP/><String HEIGHT="31" CONTENT="Fachwirt" WIDTH="126" HPOS="872" VPOS="1915" ID="st52-274"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="1014" VPOS="1915" ID="st52-275"/><SP/><String HEIGHT="31" CONTENT="Berufsbildungswerk" WIDTH="291" HPOS="1101" VPOS="1915" ID="st52-276"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1915" ID="st52-277"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl52-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="196" VPOS="1965" ID="st52-278"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="373" VPOS="1965" ID="st52-279"/><SP/><String HEIGHT="31" CONTENT="erworben" WIDTH="139" HPOS="749" VPOS="1965" ID="st52-280"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="911" VPOS="1965" ID="st52-281"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1012" VPOS="1965" ID="st52-282"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="1052" VPOS="1965" ID="st52-283"/><SP/><String HEIGHT="31" CONTENT="Vorschläge" WIDTH="166" HPOS="1160" VPOS="1965" ID="st52-284"/><SP/><String HEIGHT="31" CONTENT="zeigten" WIDTH="107" HPOS="1349" VPOS="1965" ID="st52-285"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl52-32" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="44" WIDTH="37" HPOS="196" VPOS="2207" ID="st52-286"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="53" ID="p592567" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592567" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592567" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl53-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="196" VPOS="215" ID="st53-0"/><SP/><String HEIGHT="31" CONTENT="Weg" WIDTH="69" HPOS="287" VPOS="215" ID="st53-1"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="366" VPOS="215" ID="st53-2"/><SP/><String HEIGHT="31" CONTENT="klaren" WIDTH="90" HPOS="422" VPOS="215" ID="st53-3"/><SP/><String HEIGHT="31" CONTENT="Abstufung" WIDTH="150" HPOS="522" VPOS="215" ID="st53-4"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="682" VPOS="215" ID="st53-5"/><SP/><String HEIGHT="31" CONTENT="Unterscheidbarkeit" WIDTH="278" HPOS="747" VPOS="215" ID="st53-6"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1034" VPOS="215" ID="st53-7"/><SP/><String HEIGHT="31" CONTENT="jeweiligen" WIDTH="146" HPOS="1098" VPOS="215" ID="st53-8"/><SP/><String HEIGHT="31" CONTENT="Beraters" WIDTH="126" HPOS="1254" VPOS="215" ID="st53-9"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1390" VPOS="215" ID="st53-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl53-1" WIDTH="1051" HEIGHT="31"><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="160" HPOS="196" VPOS="265" ID="st53-11"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="365" VPOS="265" ID="st53-12"/><SP/><String HEIGHT="31" CONTENT="Bezug" WIDTH="95" HPOS="400" VPOS="265" ID="st53-13"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="504" VPOS="265" ID="st53-14"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="559" VPOS="265" ID="st53-15"/><SP/><String HEIGHT="31" CONTENT="Mindestberufsqualifikation" WIDTH="386" HPOS="648" VPOS="265" ID="st53-16"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="1043" VPOS="265" ID="st53-17"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="1055" VPOS="265" ID="st53-18"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1067" VPOS="265" ID="st53-19"/><SP/><String HEIGHT="31" CONTENT="Tabelle" WIDTH="110" HPOS="1089" VPOS="265" ID="st53-20"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="13" HPOS="1208" VPOS="265" ID="st53-21"/><String HEIGHT="31" CONTENT=")" WIDTH="13" HPOS="1221" VPOS="265" ID="st53-22"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1234" VPOS="265" ID="st53-23"/></TextLine><TextLine HPOS="1256" VPOS="258" ID="tl53-2" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="8" WIDTH="12" HPOS="1256" VPOS="258" ID="st53-24"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl53-3" WIDTH="923" HEIGHT="31"><String HEIGHT="31" CONTENT="Tabelle" WIDTH="110" HPOS="196" VPOS="365" ID="st53-25"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="315" VPOS="365" ID="st53-26"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="329" VPOS="365" ID="st53-27"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsabstufungen" WIDTH="383" HPOS="352" VPOS="365" ID="st53-28"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="745" VPOS="365" ID="st53-29"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="793" VPOS="365" ID="st53-30"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="945" VPOS="365" ID="st53-31"/><SP/><String HEIGHT="31" CONTENT="Berater" WIDTH="109" HPOS="1010" VPOS="365" ID="st53-32"/></TextLine><TextLine HPOS="196" VPOS="466" ID="tl53-4" WIDTH="191" HEIGHT="31"><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="196" VPOS="466" ID="st53-33"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="210" VPOS="466" ID="st53-34"/><SP/><String HEIGHT="31" CONTENT="Sehr" WIDTH="71" HPOS="233" VPOS="466" ID="st53-35"/><SP/><String HEIGHT="31" CONTENT="hohe" WIDTH="74" HPOS="313" VPOS="466" ID="st53-36"/></TextLine><TextLine HPOS="196" VPOS="516" ID="tl53-5" WIDTH="165" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachkunde" WIDTH="165" HPOS="196" VPOS="516" ID="st53-37"/></TextLine><TextLine HPOS="196" VPOS="618" ID="tl53-6" WIDTH="117" HEIGHT="31"><String HEIGHT="31" CONTENT="2" WIDTH="14" HPOS="196" VPOS="618" ID="st53-38"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="210" VPOS="618" ID="st53-39"/><SP/><String HEIGHT="31" CONTENT="Hohe" WIDTH="80" HPOS="233" VPOS="618" ID="st53-40"/></TextLine><TextLine HPOS="196" VPOS="668" ID="tl53-7" WIDTH="165" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachkunde" WIDTH="165" HPOS="196" VPOS="668" ID="st53-41"/></TextLine><TextLine HPOS="196" VPOS="719" ID="tl53-8" WIDTH="241" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="719" ID="st53-42"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="210" VPOS="719" ID="st53-43"/><SP/><String HEIGHT="31" CONTENT="Ausreichende" WIDTH="204" HPOS="233" VPOS="719" ID="st53-44"/></TextLine><TextLine HPOS="196" VPOS="769" ID="tl53-9" WIDTH="165" HEIGHT="31"><String HEIGHT="31" CONTENT="Fachkunde" WIDTH="165" HPOS="196" VPOS="769" ID="st53-45"/></TextLine><TextLine HPOS="479" VPOS="466" ID="tl53-10" WIDTH="157" HEIGHT="31"><String HEIGHT="31" CONTENT="Gerichtlich" WIDTH="157" HPOS="479" VPOS="466" ID="st53-46"/></TextLine><TextLine HPOS="479" VPOS="516" ID="tl53-11" WIDTH="198" HEIGHT="31"><String HEIGHT="31" CONTENT="zugelassener" WIDTH="198" HPOS="479" VPOS="516" ID="st53-47"/></TextLine><TextLine HPOS="479" VPOS="566" ID="tl53-12" WIDTH="319" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="479" VPOS="566" ID="st53-48"/></TextLine><TextLine HPOS="479" VPOS="618" ID="tl53-13" WIDTH="257" HEIGHT="31"><String HEIGHT="31" CONTENT="Honorarvermittler" WIDTH="257" HPOS="479" VPOS="618" ID="st53-49"/></TextLine><TextLine HPOS="479" VPOS="719" ID="tl53-14" WIDTH="281" HEIGHT="31"><String HEIGHT="31" CONTENT="Sonstige" WIDTH="130" HPOS="479" VPOS="719" ID="st53-50"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="618" VPOS="719" ID="st53-51"/></TextLine><TextLine HPOS="843" VPOS="466" ID="tl53-15" WIDTH="587" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestens" WIDTH="170" HPOS="843" VPOS="466" ID="st53-52"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="1023" VPOS="466" ID="st53-53"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1197" VPOS="466" ID="st53-54"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1252" VPOS="466" ID="st53-55"/><SP/><String HEIGHT="31" CONTENT="Niveau" WIDTH="103" HPOS="1327" VPOS="466" ID="st53-56"/></TextLine><TextLine HPOS="843" VPOS="516" ID="tl53-16" WIDTH="485" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="843" VPOS="516" ID="st53-57"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="906" VPOS="516" ID="st53-58"/><String HEIGHT="31" CONTENT="Versicherungsbetriebswirts" WIDTH="391" HPOS="921" VPOS="516" ID="st53-59"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1312" VPOS="516" ID="st53-60"/></TextLine><TextLine HPOS="843" VPOS="618" ID="tl53-17" WIDTH="587" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestens" WIDTH="170" HPOS="843" VPOS="618" ID="st53-61"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="1023" VPOS="618" ID="st53-62"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1197" VPOS="618" ID="st53-63"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1252" VPOS="618" ID="st53-64"/><SP/><String HEIGHT="31" CONTENT="Niveau" WIDTH="103" HPOS="1327" VPOS="618" ID="st53-65"/></TextLine><TextLine HPOS="843" VPOS="668" ID="tl53-18" WIDTH="461" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="843" VPOS="668" ID="st53-66"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="906" VPOS="668" ID="st53-67"/><String HEIGHT="31" CONTENT="Versicherungskaufmanns" WIDTH="365" HPOS="922" VPOS="668" ID="st53-68"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1287" VPOS="668" ID="st53-69"/></TextLine><TextLine HPOS="843" VPOS="719" ID="tl53-19" WIDTH="587" HEIGHT="31"><String HEIGHT="31" CONTENT="Mindestens" WIDTH="170" HPOS="843" VPOS="719" ID="st53-70"/><SP/><String HEIGHT="31" CONTENT="Kenntnisse" WIDTH="165" HPOS="1022" VPOS="719" ID="st53-71"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1197" VPOS="719" ID="st53-72"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1252" VPOS="719" ID="st53-73"/><SP/><String HEIGHT="31" CONTENT="Niveau" WIDTH="104" HPOS="1326" VPOS="719" ID="st53-74"/></TextLine><TextLine HPOS="843" VPOS="769" ID="tl53-20" WIDTH="332" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="843" VPOS="769" ID="st53-75"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="906" VPOS="769" ID="st53-76"/><String HEIGHT="31" CONTENT="Servicefachmann" WIDTH="253" HPOS="922" VPOS="769" ID="st53-77"/></TextLine><TextLine HPOS="843" VPOS="819" ID="tl53-21" WIDTH="613" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungen/Versicherungsfachmann" WIDTH="596" HPOS="843" VPOS="819" ID="st53-78"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1439" VPOS="819" ID="st53-79"/></TextLine><TextLine HPOS="196" VPOS="921" ID="tl53-22" WIDTH="660" HEIGHT="30"><String HEIGHT="30" CONTENT="Quelle" WIDTH="90" HPOS="196" VPOS="921" ID="st53-80"/><String HEIGHT="30" CONTENT=":" WIDTH="16" HPOS="286" VPOS="921" ID="st53-81"/><SP/><String HEIGHT="30" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="311" VPOS="921" ID="st53-82"/><SP/><String HEIGHT="30" CONTENT="Bundesverband" WIDTH="233" HPOS="623" VPOS="921" ID="st53-83"/></TextLine><TextLine HPOS="196" VPOS="1021" ID="tl53-23" WIDTH="1212" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="1021" ID="st53-84"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1021" ID="st53-85"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1021" ID="st53-86"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1021" ID="st53-87"/><String HEIGHT="31" CONTENT="5" WIDTH="15" HPOS="255" VPOS="1021" ID="st53-88"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="296" VPOS="1021" ID="st53-89"/><SP/><String HEIGHT="31" CONTENT="Erlaubnispflicht" WIDTH="226" HPOS="356" VPOS="1021" ID="st53-90"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="591" VPOS="1021" ID="st53-91"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="619" VPOS="1021" ID="st53-92"/><SP/><String HEIGHT="31" CONTENT="umstrittenes" WIDTH="181" HPOS="673" VPOS="1021" ID="st53-93"/><SP/><String HEIGHT="31" CONTENT="Instrument" WIDTH="158" HPOS="863" VPOS="1021" ID="st53-94"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1030" VPOS="1021" ID="st53-95"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutzes" WIDTH="315" HPOS="1093" VPOS="1021" ID="st53-96"/></TextLine><TextLine HPOS="196" VPOS="1121" ID="tl53-24" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1121" ID="st53-97"/><SP/><String HEIGHT="30" CONTENT="IHK" WIDTH="56" HPOS="264" VPOS="1121" ID="st53-98"/><SP/><String HEIGHT="30" CONTENT="lehnt" WIDTH="72" HPOS="338" VPOS="1121" ID="st53-99"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="429" VPOS="1121" ID="st53-100"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="491" VPOS="1121" ID="st53-101"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="535" VPOS="1121" ID="st53-102"/><SP/><String HEIGHT="30" CONTENT="EU" WIDTH="29" HPOS="602" VPOS="1121" ID="st53-103"/><String HEIGHT="30" CONTENT="-" WIDTH="15" HPOS="631" VPOS="1121" ID="st53-104"/><String HEIGHT="30" CONTENT="Richtlinie" WIDTH="148" HPOS="646" VPOS="1121" ID="st53-105"/><SP/><String HEIGHT="30" CONTENT="über" WIDTH="67" HPOS="812" VPOS="1121" ID="st53-106"/><SP/><String HEIGHT="30" CONTENT="Versicherungsvermittlung" WIDTH="376" HPOS="897" VPOS="1121" ID="st53-107"/><SP/><String HEIGHT="30" CONTENT="angelegten" WIDTH="165" HPOS="1291" VPOS="1121" ID="st53-108"/></TextLine><TextLine HPOS="196" VPOS="1171" ID="tl53-25" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Qualifikationsnachweise" WIDTH="358" HPOS="196" VPOS="1171" ID="st53-109"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="565" VPOS="1171" ID="st53-110"/><SP/><String HEIGHT="30" CONTENT="Registrierpflichten" WIDTH="267" HPOS="631" VPOS="1171" ID="st53-111"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="39" HPOS="909" VPOS="1171" ID="st53-112"/><SP/><String HEIGHT="30" CONTENT="Vermittler" WIDTH="142" HPOS="959" VPOS="1171" ID="st53-113"/><SP/><String HEIGHT="30" CONTENT="ab" WIDTH="31" HPOS="1112" VPOS="1171" ID="st53-114"/><String HEIGHT="30" CONTENT="," WIDTH="16" HPOS="1143" VPOS="1171" ID="st53-115"/><SP/><String HEIGHT="30" CONTENT="erklärt" WIDTH="93" HPOS="1169" VPOS="1171" ID="st53-116"/><SP/><String HEIGHT="30" CONTENT="Ulf" WIDTH="41" HPOS="1273" VPOS="1171" ID="st53-117"/><SP/><String HEIGHT="30" CONTENT="Wollrath" WIDTH="116" HPOS="1325" VPOS="1171" ID="st53-118"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1171" ID="st53-119"/></TextLine><TextLine HPOS="196" VPOS="1221" ID="tl53-26" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Geschäftsführer" WIDTH="238" HPOS="196" VPOS="1221" ID="st53-120"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="448" VPOS="1221" ID="st53-121"/><SP/><String HEIGHT="30" CONTENT="Industrie" WIDTH="125" HPOS="511" VPOS="1221" ID="st53-122"/><String HEIGHT="30" CONTENT="-" WIDTH="14" HPOS="636" VPOS="1221" ID="st53-123"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="56" HPOS="664" VPOS="1221" ID="st53-124"/><SP/><String HEIGHT="30" CONTENT="Handelskammer" WIDTH="243" HPOS="734" VPOS="1221" ID="st53-125"/><SP/><String HEIGHT="30" CONTENT="zu" WIDTH="36" HPOS="991" VPOS="1221" ID="st53-126"/><SP/><String HEIGHT="30" CONTENT="Dortmund" WIDTH="138" HPOS="1041" VPOS="1221" ID="st53-127"/><String HEIGHT="30" CONTENT="." WIDTH="18" HPOS="1179" VPOS="1221" ID="st53-128"/><SP/><String HEIGHT="30" CONTENT="Er" WIDTH="33" HPOS="1211" VPOS="1221" ID="st53-129"/><SP/><String HEIGHT="30" CONTENT="verurteilt" WIDTH="127" HPOS="1259" VPOS="1221" ID="st53-130"/><SP/><String HEIGHT="30" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1221" ID="st53-131"/></TextLine><TextLine HPOS="196" VPOS="1271" ID="tl53-27" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Systemwechsel" WIDTH="232" HPOS="196" VPOS="1271" ID="st53-132"/><SP/><String HEIGHT="30" CONTENT="von" WIDTH="54" HPOS="437" VPOS="1271" ID="st53-133"/><SP/><String HEIGHT="30" CONTENT="einem" WIDTH="91" HPOS="500" VPOS="1271" ID="st53-134"/><SP/><String HEIGHT="30" CONTENT="erlaubnisfreien" WIDTH="218" HPOS="601" VPOS="1271" ID="st53-135"/><SP/><String HEIGHT="30" CONTENT="zu" WIDTH="35" HPOS="829" VPOS="1271" ID="st53-136"/><SP/><String HEIGHT="30" CONTENT="einem" WIDTH="90" HPOS="874" VPOS="1271" ID="st53-137"/><SP/><String HEIGHT="30" CONTENT="erlaubnispflichtigen" WIDTH="285" HPOS="974" VPOS="1271" ID="st53-138"/><SP/><String HEIGHT="30" CONTENT="Gewerbe" WIDTH="135" HPOS="1269" VPOS="1271" ID="st53-139"/><SP/><String HEIGHT="30" CONTENT="als" WIDTH="43" HPOS="1413" VPOS="1271" ID="st53-140"/></TextLine><TextLine HPOS="196" VPOS="1321" ID="tl53-28" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Eingriff" WIDTH="104" HPOS="196" VPOS="1321" ID="st53-141"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="316" VPOS="1321" ID="st53-142"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="359" VPOS="1321" ID="st53-143"/><SP/><String HEIGHT="30" CONTENT="Gewerbefreiheit" WIDTH="235" HPOS="419" VPOS="1321" ID="st53-144"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="671" VPOS="1321" ID="st53-145"/><SP/><String HEIGHT="30" CONTENT="befürchtet" WIDTH="142" HPOS="743" VPOS="1321" ID="st53-146"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="885" VPOS="1321" ID="st53-147"/><SP/><String HEIGHT="30" CONTENT="dass" WIDTH="71" HPOS="916" VPOS="1321" ID="st53-148"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="1003" VPOS="1321" ID="st53-149"/><SP/><String HEIGHT="30" CONTENT="ähnliche" WIDTH="124" HPOS="1082" VPOS="1321" ID="st53-150"/><SP/><String HEIGHT="30" CONTENT="Berufszugangs" WIDTH="217" HPOS="1223" VPOS="1321" ID="st53-151" SUBS_TYPE="HypPart1" SUBS_CONTENT="Berufszugangssperre"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1321" HEIGHT="30"/></TextLine><TextLine HPOS="196" VPOS="1371" ID="tl53-29" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="sperre" WIDTH="95" HPOS="196" VPOS="1371" ID="st53-152" SUBS_TYPE="HypPart2" SUBS_CONTENT="Berufszugangssperre"/><SP/><String HEIGHT="30" CONTENT="auch" WIDTH="73" HPOS="302" VPOS="1371" ID="st53-153"/><SP/><String HEIGHT="30" CONTENT="andere" WIDTH="104" HPOS="386" VPOS="1371" ID="st53-154"/><SP/><String HEIGHT="30" CONTENT="Branchen" WIDTH="134" HPOS="502" VPOS="1371" ID="st53-155"/><String HEIGHT="30" CONTENT="," WIDTH="17" HPOS="636" VPOS="1371" ID="st53-156"/><SP/><String HEIGHT="30" CONTENT="wie" WIDTH="50" HPOS="665" VPOS="1371" ID="st53-157"/><SP/><String HEIGHT="30" CONTENT="z" WIDTH="14" HPOS="727" VPOS="1371" ID="st53-158"/><String HEIGHT="30" CONTENT="." WIDTH="14" HPOS="741" VPOS="1371" ID="st53-159"/><String HEIGHT="30" CONTENT="B" WIDTH="14" HPOS="755" VPOS="1371" ID="st53-160"/><String HEIGHT="30" CONTENT="." WIDTH="15" HPOS="769" VPOS="1371" ID="st53-161"/><SP/><String HEIGHT="30" CONTENT="Immobilienmakler" WIDTH="262" HPOS="795" VPOS="1371" ID="st53-162"/><SP/><String HEIGHT="30" CONTENT="oder" WIDTH="67" HPOS="1068" VPOS="1371" ID="st53-163"/><SP/><String HEIGHT="30" CONTENT="Markthändler" WIDTH="187" HPOS="1147" VPOS="1371" ID="st53-164"/><String HEIGHT="30" CONTENT="," WIDTH="16" HPOS="1334" VPOS="1371" ID="st53-165"/><SP/><String HEIGHT="30" CONTENT="treffen" WIDTH="94" HPOS="1362" VPOS="1371" ID="st53-166"/></TextLine><TextLine HPOS="196" VPOS="1421" ID="tl53-30" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="könnte" WIDTH="94" HPOS="196" VPOS="1421" ID="st53-167"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="290" VPOS="1421" ID="st53-168"/><SP/><String HEIGHT="30" CONTENT="Das" WIDTH="59" HPOS="316" VPOS="1421" ID="st53-169"/><SP/><String HEIGHT="30" CONTENT="Ziel" WIDTH="54" HPOS="385" VPOS="1421" ID="st53-170"/><SP/><String HEIGHT="30" CONTENT="eines" WIDTH="80" HPOS="449" VPOS="1421" ID="st53-171"/><SP/><String HEIGHT="30" CONTENT="erhöhten" WIDTH="131" HPOS="539" VPOS="1421" ID="st53-172"/><SP/><String HEIGHT="30" CONTENT="Verbraucherschutzes" WIDTH="314" HPOS="681" VPOS="1421" ID="st53-173"/><SP/><String HEIGHT="30" CONTENT="könne" WIDTH="91" HPOS="1005" VPOS="1421" ID="st53-174"/><SP/><String HEIGHT="30" CONTENT="zwar" WIDTH="71" HPOS="1106" VPOS="1421" ID="st53-175"/><SP/><String HEIGHT="30" CONTENT="grundsätzlich" WIDTH="196" HPOS="1187" VPOS="1421" ID="st53-176"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1421" ID="st53-177"/></TextLine><TextLine HPOS="196" VPOS="1471" ID="tl53-31" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Einschränkung" WIDTH="221" HPOS="196" VPOS="1471" ID="st53-178"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="434" VPOS="1471" ID="st53-179"/><SP/><String HEIGHT="30" CONTENT="Gewerbefreiheit" WIDTH="236" HPOS="499" VPOS="1471" ID="st53-180"/><SP/><String HEIGHT="30" CONTENT="rechtfertigen" WIDTH="180" HPOS="752" VPOS="1471" ID="st53-181"/><String HEIGHT="30" CONTENT="." WIDTH="14" HPOS="932" VPOS="1471" ID="st53-182"/><SP/><String HEIGHT="30" CONTENT="Aufgrund" WIDTH="135" HPOS="964" VPOS="1471" ID="st53-183"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1116" VPOS="1471" ID="st53-184"/><SP/><String HEIGHT="30" CONTENT="vielen" WIDTH="87" HPOS="1181" VPOS="1471" ID="st53-185"/><SP/><String HEIGHT="30" CONTENT="Ausnahme" WIDTH="152" HPOS="1286" VPOS="1471" ID="st53-186" SUBS_TYPE="HypPart1" SUBS_CONTENT="Ausnahmeregelungen"/><HYP CONTENT="-" WIDTH="18" HPOS="1438" VPOS="1471" HEIGHT="30"/></TextLine><TextLine HPOS="196" VPOS="1521" ID="tl53-32" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="regelungen" WIDTH="167" HPOS="196" VPOS="1521" ID="st53-187" SUBS_TYPE="HypPart2" SUBS_CONTENT="Ausnahmeregelungen"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="39" HPOS="398" VPOS="1521" ID="st53-188"/><SP/><String HEIGHT="30" CONTENT="Nebenberufler" WIDTH="211" HPOS="473" VPOS="1521" ID="st53-189"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="56" HPOS="719" VPOS="1521" ID="st53-190"/><SP/><String HEIGHT="30" CONTENT="gebundene" WIDTH="167" HPOS="810" VPOS="1521" ID="st53-191"/><SP/><String HEIGHT="30" CONTENT="Vermittler" WIDTH="142" HPOS="1013" VPOS="1521" ID="st53-192"/><SP/><String HEIGHT="30" CONTENT="träfe" WIDTH="66" HPOS="1191" VPOS="1521" ID="st53-193"/><SP/><String HEIGHT="30" CONTENT="das" WIDTH="54" HPOS="1293" VPOS="1521" ID="st53-194"/><SP/><String HEIGHT="30" CONTENT="neue" WIDTH="74" HPOS="1382" VPOS="1521" ID="st53-195"/></TextLine><TextLine HPOS="196" VPOS="1571" ID="tl53-33" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Versicherungsrecht" WIDTH="287" HPOS="196" VPOS="1571" ID="st53-196"/><SP/><String HEIGHT="30" CONTENT="im" WIDTH="35" HPOS="500" VPOS="1571" ID="st53-197"/><SP/><String HEIGHT="30" CONTENT="Wesentlichen" WIDTH="200" HPOS="552" VPOS="1571" ID="st53-198"/><SP/><String HEIGHT="30" CONTENT="ungebundene" WIDTH="204" HPOS="769" VPOS="1571" ID="st53-199"/><SP/><String HEIGHT="30" CONTENT="Vermittler" WIDTH="143" HPOS="989" VPOS="1571" ID="st53-200"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="1149" VPOS="1571" ID="st53-201"/><SP/><String HEIGHT="30" CONTENT="Makler" WIDTH="93" HPOS="1221" VPOS="1571" ID="st53-202"/><String HEIGHT="30" CONTENT="." WIDTH="16" HPOS="1314" VPOS="1571" ID="st53-203"/><SP/><String HEIGHT="30" CONTENT="Die" WIDTH="50" HPOS="1347" VPOS="1571" ID="st53-204"/><SP/><String HEIGHT="30" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="1571" ID="st53-205"/></TextLine><TextLine HPOS="196" VPOS="1621" ID="tl53-34" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="jedoch" WIDTH="99" HPOS="196" VPOS="1621" ID="st53-206"/><SP/><String HEIGHT="30" CONTENT="nur" WIDTH="48" HPOS="313" VPOS="1621" ID="st53-207"/><SP/><String HEIGHT="30" CONTENT="ein" WIDTH="45" HPOS="379" VPOS="1621" ID="st53-208"/><SP/><String HEIGHT="30" CONTENT="geringer" WIDTH="122" HPOS="442" VPOS="1621" ID="st53-209"/><SP/><String HEIGHT="30" CONTENT="Teil" WIDTH="54" HPOS="582" VPOS="1621" ID="st53-210"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="654" VPOS="1621" ID="st53-211"/><SP/><String HEIGHT="30" CONTENT="Branche" WIDTH="124" HPOS="721" VPOS="1621" ID="st53-212"/><String HEIGHT="30" CONTENT="(" WIDTH="12" HPOS="863" VPOS="1621" ID="st53-213"/><String HEIGHT="30" CONTENT="s" WIDTH="12" HPOS="875" VPOS="1621" ID="st53-214"/><String HEIGHT="30" CONTENT="." WIDTH="13" HPOS="887" VPOS="1621" ID="st53-215"/><SP/><String HEIGHT="30" CONTENT="Tabelle" WIDTH="110" HPOS="918" VPOS="1621" ID="st53-216"/><SP/><String HEIGHT="30" CONTENT="2" WIDTH="13" HPOS="1046" VPOS="1621" ID="st53-217"/><String HEIGHT="30" CONTENT=")" WIDTH="13" HPOS="1059" VPOS="1621" ID="st53-218"/><String HEIGHT="30" CONTENT="." WIDTH="13" HPOS="1072" VPOS="1621" ID="st53-219"/><SP/><String HEIGHT="30" CONTENT="Statt" WIDTH="69" HPOS="1103" VPOS="1621" ID="st53-220"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="54" HPOS="1190" VPOS="1621" ID="st53-221"/><SP/><String HEIGHT="30" CONTENT="angestrebten" WIDTH="194" HPOS="1262" VPOS="1621" ID="st53-222"/></TextLine><TextLine HPOS="196" VPOS="1671" ID="tl53-35" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Verbraucherschutzes" WIDTH="315" HPOS="196" VPOS="1671" ID="st53-223"/><SP/><String HEIGHT="30" CONTENT="finde" WIDTH="73" HPOS="537" VPOS="1671" ID="st53-224"/><SP/><String HEIGHT="30" CONTENT="eine" WIDTH="63" HPOS="636" VPOS="1671" ID="st53-225"/><SP/><String HEIGHT="30" CONTENT="Marktbereinigung" WIDTH="257" HPOS="725" VPOS="1671" ID="st53-226"/><SP/><String HEIGHT="30" CONTENT="zu" WIDTH="35" HPOS="1008" VPOS="1671" ID="st53-227"/><SP/><String HEIGHT="30" CONTENT="Lasten" WIDTH="100" HPOS="1069" VPOS="1671" ID="st53-228"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="1195" VPOS="1671" ID="st53-229"/><SP/><String HEIGHT="30" CONTENT="kleinen" WIDTH="106" HPOS="1269" VPOS="1671" ID="st53-230"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1671" ID="st53-231"/></TextLine><TextLine HPOS="196" VPOS="1721" ID="tl53-36" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="mittleren" WIDTH="128" HPOS="196" VPOS="1721" ID="st53-232"/><SP/><String HEIGHT="30" CONTENT="Unternehmen" WIDTH="202" HPOS="338" VPOS="1721" ID="st53-233"/><SP/><String HEIGHT="30" CONTENT="statt" WIDTH="60" HPOS="555" VPOS="1721" ID="st53-234"/><String HEIGHT="30" CONTENT="." WIDTH="12" HPOS="615" VPOS="1721" ID="st53-235"/><SP/><String HEIGHT="30" CONTENT="Wenn" WIDTH="87" HPOS="641" VPOS="1721" ID="st53-236"/><SP/><String HEIGHT="30" CONTENT="nur" WIDTH="49" HPOS="742" VPOS="1721" ID="st53-237"/><SP/><String HEIGHT="30" CONTENT="5" WIDTH="18" HPOS="805" VPOS="1721" ID="st53-238"/><String HEIGHT="30" CONTENT="%" WIDTH="29" HPOS="833" VPOS="1721" ID="st53-239"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="48" HPOS="877" VPOS="1721" ID="st53-240"/><SP/><String HEIGHT="30" CONTENT="Vermittler" WIDTH="143" HPOS="939" VPOS="1721" ID="st53-241"/><SP/><String HEIGHT="30" CONTENT="unter" WIDTH="76" HPOS="1096" VPOS="1721" ID="st53-242"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="1186" VPOS="1721" ID="st53-243"/><SP/><String HEIGHT="30" CONTENT="vorgesehenen" WIDTH="211" HPOS="1245" VPOS="1721" ID="st53-244"/></TextLine><TextLine HPOS="196" VPOS="1771" ID="tl53-37" WIDTH="1260" HEIGHT="30"><String HEIGHT="30" CONTENT="Bestimmung" WIDTH="186" HPOS="196" VPOS="1771" ID="st53-245"/><SP/><String HEIGHT="30" CONTENT="fielen" WIDTH="76" HPOS="411" VPOS="1771" ID="st53-246"/><String HEIGHT="30" CONTENT="," WIDTH="13" HPOS="487" VPOS="1771" ID="st53-247"/><SP/><String HEIGHT="30" CONTENT="sei" WIDTH="42" HPOS="529" VPOS="1771" ID="st53-248"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="45" HPOS="600" VPOS="1771" ID="st53-249"/><SP/><String HEIGHT="30" CONTENT="Rechtfertigung" WIDTH="216" HPOS="674" VPOS="1771" ID="st53-250"/><SP/><String HEIGHT="30" CONTENT="eines" WIDTH="80" HPOS="919" VPOS="1771" ID="st53-251"/><SP/><String HEIGHT="30" CONTENT="derartigen" WIDTH="150" HPOS="1028" VPOS="1771" ID="st53-252"/><SP/><String HEIGHT="30" CONTENT="Eingriffs" WIDTH="121" HPOS="1207" VPOS="1771" ID="st53-253"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="26" HPOS="1357" VPOS="1771" ID="st53-254"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1771" ID="st53-255"/></TextLine><TextLine HPOS="196" VPOS="1821" ID="tl53-38" WIDTH="866" HEIGHT="30"><String HEIGHT="30" CONTENT="Gewerbefreiheit" WIDTH="236" HPOS="196" VPOS="1821" ID="st53-256"/><SP/><String HEIGHT="30" CONTENT="fragwürdig" WIDTH="150" HPOS="441" VPOS="1821" ID="st53-257"/><String HEIGHT="30" CONTENT="," WIDTH="15" HPOS="591" VPOS="1821" ID="st53-258"/><SP/><String HEIGHT="30" CONTENT="meint" WIDTH="82" HPOS="615" VPOS="1821" ID="st53-259"/><SP/><String HEIGHT="30" CONTENT="auch" WIDTH="72" HPOS="706" VPOS="1821" ID="st53-260"/><SP/><String HEIGHT="30" CONTENT="Hubertus" WIDTH="135" HPOS="788" VPOS="1821" ID="st53-261"/><SP/><String HEIGHT="30" CONTENT="Münster" WIDTH="120" HPOS="932" VPOS="1821" ID="st53-262"/><String HEIGHT="30" CONTENT="." WIDTH="10" HPOS="1052" VPOS="1821" ID="st53-263"/></TextLine><TextLine HPOS="196" VPOS="2048" ID="tl53-39" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="8" WIDTH="10" HPOS="196" VPOS="2048" ID="st53-264"/></TextLine><TextLine HPOS="218" VPOS="2055" ID="tl53-40" WIDTH="1238" HEIGHT="25"><String HEIGHT="25" CONTENT="Vgl" WIDTH="35" HPOS="218" VPOS="2055" ID="st53-265"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="253" VPOS="2055" ID="st53-266"/><SP/><String HEIGHT="25" CONTENT="Verbraucherzentrale" WIDTH="251" HPOS="277" VPOS="2055" ID="st53-267"/><SP/><String HEIGHT="25" CONTENT="Bundesverband" WIDTH="188" HPOS="539" VPOS="2055" ID="st53-268"/><String HEIGHT="25" CONTENT=":" WIDTH="15" HPOS="727" VPOS="2055" ID="st53-269"/><SP/><String HEIGHT="25" CONTENT="Stellungnahme" WIDTH="185" HPOS="753" VPOS="2055" ID="st53-270"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="949" VPOS="2055" ID="st53-271"/><SP/><String HEIGHT="25" CONTENT="Verbraucherzentrale" WIDTH="252" HPOS="1005" VPOS="2055" ID="st53-272"/><SP/><String HEIGHT="25" CONTENT="Bundesverban" WIDTH="174" HPOS="1268" VPOS="2055" ID="st53-273" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundesverbandes"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="2055" HEIGHT="25"/></TextLine><TextLine HPOS="216" VPOS="2105" ID="tl53-41" WIDTH="1240" HEIGHT="25"><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="216" VPOS="2105" ID="st53-274" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundesverbandes"/><SP/><String HEIGHT="25" CONTENT="zur" WIDTH="39" HPOS="273" VPOS="2105" ID="st53-275"/><SP/><String HEIGHT="25" CONTENT="Neugestaltung" WIDTH="180" HPOS="324" VPOS="2105" ID="st53-276"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="516" VPOS="2105" ID="st53-277"/><SP/><String HEIGHT="25" CONTENT="Rechts" WIDTH="87" HPOS="573" VPOS="2105" ID="st53-278"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="673" VPOS="2105" ID="st53-279"/><SP/><String HEIGHT="25" CONTENT="Versicherungsvermittlung" WIDTH="314" HPOS="725" VPOS="2105" ID="st53-280"/><SP/><String HEIGHT="25" CONTENT="und" WIDTH="47" HPOS="1051" VPOS="2105" ID="st53-281"/><SP/><String HEIGHT="25" CONTENT="des" WIDTH="45" HPOS="1110" VPOS="2105" ID="st53-282"/><SP/><String HEIGHT="25" CONTENT="Berufs" WIDTH="80" HPOS="1168" VPOS="2105" ID="st53-283"/><String HEIGHT="25" CONTENT="„" WIDTH="13" HPOS="1260" VPOS="2105" ID="st53-284"/><String HEIGHT="25" CONTENT="Versicherungs" WIDTH="170" HPOS="1273" VPOS="2105" ID="st53-285" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsberater"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="2105" HEIGHT="25"/></TextLine><TextLine HPOS="216" VPOS="2155" ID="tl53-42" WIDTH="512" HEIGHT="25"><String HEIGHT="25" CONTENT="berater" WIDTH="81" HPOS="216" VPOS="2155" ID="st53-286" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsberater"/><String HEIGHT="25" CONTENT="“" WIDTH="12" HPOS="297" VPOS="2155" ID="st53-287"/><String HEIGHT="25" CONTENT="," WIDTH="12" HPOS="309" VPOS="2155" ID="st53-288"/><SP/><String HEIGHT="25" CONTENT="26" WIDTH="26" HPOS="336" VPOS="2155" ID="st53-289"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="362" VPOS="2155" ID="st53-290"/><SP/><String HEIGHT="25" CONTENT="März" WIDTH="62" HPOS="382" VPOS="2155" ID="st53-291"/><SP/><String HEIGHT="25" CONTENT="2006" WIDTH="55" HPOS="452" VPOS="2155" ID="st53-292"/><String HEIGHT="25" CONTENT="," WIDTH="14" HPOS="507" VPOS="2155" ID="st53-293"/><SP/><String HEIGHT="25" CONTENT="Berlin" WIDTH="67" HPOS="529" VPOS="2155" ID="st53-294"/><String HEIGHT="25" CONTENT="," WIDTH="12" HPOS="596" VPOS="2155" ID="st53-295"/><SP/><String HEIGHT="25" CONTENT="S" WIDTH="13" HPOS="615" VPOS="2155" ID="st53-296"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="628" VPOS="2155" ID="st53-297"/><SP/><String HEIGHT="25" CONTENT="10" WIDTH="26" HPOS="649" VPOS="2155" ID="st53-298"/><String HEIGHT="25" CONTENT="-" WIDTH="13" HPOS="675" VPOS="2155" ID="st53-299"/><String HEIGHT="25" CONTENT="11" WIDTH="26" HPOS="688" VPOS="2155" ID="st53-300"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="714" VPOS="2155" ID="st53-301"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl53-43" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="45" WIDTH="37" HPOS="1419" VPOS="2207" ID="st53-302"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="54" ID="p592568" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592568" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592568" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl54-0" WIDTH="619" HEIGHT="31"><String HEIGHT="31" CONTENT="Zentrale" WIDTH="123" HPOS="196" VPOS="215" ID="st54-0"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="328" VPOS="215" ID="st54-1"/><SP/><String HEIGHT="31" CONTENT="dezentrale" WIDTH="156" HPOS="404" VPOS="215" ID="st54-2"/><SP/><String HEIGHT="31" CONTENT="Registerbehörde" WIDTH="246" HPOS="569" VPOS="215" ID="st54-3"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl54-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="315" ID="st54-4"/><SP/><String HEIGHT="31" CONTENT="Erlaubnisbehörde" WIDTH="261" HPOS="269" VPOS="315" ID="st54-5"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="553" VPOS="315" ID="st54-6"/><SP/><String HEIGHT="31" CONTENT="laut" WIDTH="54" HPOS="636" VPOS="315" ID="st54-7"/><SP/><String HEIGHT="31" CONTENT="Gesetzentwurf" WIDTH="215" HPOS="712" VPOS="315" ID="st54-8"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="950" VPOS="315" ID="st54-9"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1017" VPOS="315" ID="st54-10"/><SP/><String HEIGHT="31" CONTENT="Industrie" WIDTH="127" HPOS="1095" VPOS="315" ID="st54-11"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1245" VPOS="315" ID="st54-12"/><SP/><String HEIGHT="31" CONTENT="Handels" WIDTH="117" HPOS="1323" VPOS="315" ID="st54-13" SUBS_TYPE="HypPart1" SUBS_CONTENT="Handelskammern"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="315" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl54-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kammern" WIDTH="139" HPOS="196" VPOS="365" ID="st54-14" SUBS_TYPE="HypPart2" SUBS_CONTENT="Handelskammern"/><String HEIGHT="31" CONTENT="(" WIDTH="15" HPOS="350" VPOS="365" ID="st54-15"/><String HEIGHT="31" CONTENT="IHK" WIDTH="46" HPOS="365" VPOS="365" ID="st54-16"/><String HEIGHT="31" CONTENT=")" WIDTH="16" HPOS="411" VPOS="365" ID="st54-17"/><SP/><String HEIGHT="31" CONTENT="angesiedelt" WIDTH="165" HPOS="442" VPOS="365" ID="st54-18"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="607" VPOS="365" ID="st54-19"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="636" VPOS="365" ID="st54-20"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="55" HPOS="701" VPOS="365" ID="st54-21"/><SP/><String HEIGHT="31" CONTENT="hatte" WIDTH="74" HPOS="771" VPOS="365" ID="st54-22"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="859" VPOS="365" ID="st54-23"/><SP/><String HEIGHT="31" CONTENT="Gewerbeämter" WIDTH="220" HPOS="918" VPOS="365" ID="st54-24"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1153" VPOS="365" ID="st54-25"/><SP/><String HEIGHT="31" CONTENT="Registerbehörde" WIDTH="246" HPOS="1210" VPOS="365" ID="st54-26"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl54-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="favorisiert" WIDTH="141" HPOS="196" VPOS="415" ID="st54-27"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="337" VPOS="415" ID="st54-28"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="361" VPOS="415" ID="st54-29"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="430" VPOS="415" ID="st54-30"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="520" VPOS="415" ID="st54-31"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="604" VPOS="415" ID="st54-32"/><SP/><String HEIGHT="31" CONTENT="Gewerbeanmeldungen" WIDTH="337" HPOS="659" VPOS="415" ID="st54-33"/><SP/><String HEIGHT="31" CONTENT="dezentral" WIDTH="137" HPOS="1008" VPOS="415" ID="st54-34"/><SP/><String HEIGHT="31" CONTENT="annehmen" WIDTH="148" HPOS="1156" VPOS="415" ID="st54-35"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="1304" VPOS="415" ID="st54-36"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="1334" VPOS="415" ID="st54-37"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl54-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="196" VPOS="465" ID="st54-38"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="116" HPOS="268" VPOS="465" ID="st54-39"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="384" VPOS="465" ID="st54-40"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="430" VPOS="465" ID="st54-41"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="595" VPOS="465" ID="st54-42"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="746" VPOS="465" ID="st54-43"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="875" VPOS="465" ID="st54-44"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="965" VPOS="465" ID="st54-45"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="93" HPOS="1132" VPOS="465" ID="st54-46"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1255" VPOS="465" ID="st54-47"/><SP/><String HEIGHT="31" CONTENT="örtlichen" WIDTH="126" HPOS="1330" VPOS="465" ID="st54-48"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl54-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gewerbeämter" WIDTH="221" HPOS="196" VPOS="515" ID="st54-49"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="428" VPOS="515" ID="st54-50"/><SP/><String HEIGHT="31" CONTENT="Registerbehörde" WIDTH="246" HPOS="482" VPOS="515" ID="st54-51"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="739" VPOS="515" ID="st54-52"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="786" VPOS="515" ID="st54-53"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="49" HPOS="813" VPOS="515" ID="st54-54"/><SP/><String HEIGHT="31" CONTENT="gleichzeitiger" WIDTH="194" HPOS="873" VPOS="515" ID="st54-55"/><SP/><String HEIGHT="31" CONTENT="Errichtung" WIDTH="152" HPOS="1078" VPOS="515" ID="st54-56"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1241" VPOS="515" ID="st54-57"/><SP/><String HEIGHT="31" CONTENT="einzigen" WIDTH="124" HPOS="1332" VPOS="515" ID="st54-58"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl54-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bundesweiten" WIDTH="206" HPOS="196" VPOS="565" ID="st54-59"/><SP/><String HEIGHT="31" CONTENT="Auskunftsregisters" WIDTH="274" HPOS="420" VPOS="565" ID="st54-60"/><SP/><String HEIGHT="31" CONTENT="hätte" WIDTH="74" HPOS="711" VPOS="565" ID="st54-61"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="803" VPOS="565" ID="st54-62"/><SP/><String HEIGHT="31" CONTENT="erforderliche" WIDTH="185" HPOS="869" VPOS="565" ID="st54-63"/><SP/><String HEIGHT="31" CONTENT="ständige" WIDTH="126" HPOS="1072" VPOS="565" ID="st54-64"/><SP/><String HEIGHT="31" CONTENT="Datenaustausch" WIDTH="241" HPOS="1215" VPOS="565" ID="st54-65"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl54-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="196" VPOS="615" ID="st54-66"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="360" VPOS="615" ID="st54-67"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="442" VPOS="615" ID="st54-68"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="472" VPOS="615" ID="st54-69"/><SP/><String HEIGHT="31" CONTENT="7" WIDTH="16" HPOS="513" VPOS="615" ID="st54-70"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="529" VPOS="615" ID="st54-71"/><String HEIGHT="31" CONTENT="400" WIDTH="51" HPOS="546" VPOS="615" ID="st54-72"/><SP/><String HEIGHT="31" CONTENT="Gewerbeämtern" WIDTH="239" HPOS="623" VPOS="615" ID="st54-73"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="889" VPOS="615" ID="st54-74"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="971" VPOS="615" ID="st54-75"/><SP/><String HEIGHT="31" CONTENT="Zentralregister" WIDTH="215" HPOS="1062" VPOS="615" ID="st54-76"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1303" VPOS="615" ID="st54-77"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1365" VPOS="615" ID="st54-78"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl54-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unverhältnismäßig" WIDTH="272" HPOS="196" VPOS="665" ID="st54-79"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="92" HPOS="490" VPOS="665" ID="st54-80"/><SP/><String HEIGHT="31" CONTENT="bürokratischen" WIDTH="219" HPOS="603" VPOS="665" ID="st54-81"/><SP/><String HEIGHT="31" CONTENT="Aufwand" WIDTH="130" HPOS="843" VPOS="665" ID="st54-82"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="994" VPOS="665" ID="st54-83"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1071" VPOS="665" ID="st54-84"/><SP/><String HEIGHT="31" CONTENT="vermeidbaren" WIDTH="204" HPOS="1127" VPOS="665" ID="st54-85"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="104" HPOS="1352" VPOS="665" ID="st54-86"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl54-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geführt" WIDTH="98" HPOS="196" VPOS="715" ID="st54-87"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="294" VPOS="715" ID="st54-88"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="323" VPOS="715" ID="st54-89"/><SP/><String HEIGHT="31" CONTENT="Registrierung" WIDTH="199" HPOS="386" VPOS="715" ID="st54-90"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="598" VPOS="715" ID="st54-91"/><SP/><String HEIGHT="31" CONTENT="Zulassung" WIDTH="154" HPOS="667" VPOS="715" ID="st54-92"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="834" VPOS="715" ID="st54-93"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="894" VPOS="715" ID="st54-94"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="56" HPOS="952" VPOS="715" ID="st54-95"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1021" VPOS="715" ID="st54-96"/><SP/><String HEIGHT="31" CONTENT="übertragen" WIDTH="154" HPOS="1070" VPOS="715" ID="st54-97"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1224" VPOS="715" ID="st54-98"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1254" VPOS="715" ID="st54-99"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1321" VPOS="715" ID="st54-100"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl54-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="196" VPOS="765" ID="st54-101"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="329" VPOS="765" ID="st54-102"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="380" VPOS="765" ID="st54-103"/><SP/><String HEIGHT="31" CONTENT="akzeptable" WIDTH="161" HPOS="455" VPOS="765" ID="st54-104"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="102" HPOS="628" VPOS="765" ID="st54-105"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="730" VPOS="765" ID="st54-106"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="759" VPOS="765" ID="st54-107"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="843" VPOS="765" ID="st54-108"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="935" VPOS="765" ID="st54-109"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="56" HPOS="991" VPOS="765" ID="st54-110"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="1059" VPOS="765" ID="st54-111"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1162" VPOS="765" ID="st54-112"/><SP/><String HEIGHT="31" CONTENT="Erfahrung" WIDTH="146" HPOS="1253" VPOS="765" ID="st54-113"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1411" VPOS="765" ID="st54-114"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl54-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="815" ID="st54-115"/><SP/><String HEIGHT="31" CONTENT="Registrierung" WIDTH="198" HPOS="261" VPOS="815" ID="st54-116"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="475" VPOS="815" ID="st54-117"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlern" WIDTH="368" HPOS="545" VPOS="815" ID="st54-118"/><SP/><String HEIGHT="31" CONTENT="gewonnen" WIDTH="153" HPOS="930" VPOS="815" ID="st54-119"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="66" HPOS="1100" VPOS="815" ID="st54-120"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1166" VPOS="815" ID="st54-121"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="1199" VPOS="815" ID="st54-122"/><SP/><String HEIGHT="31" CONTENT="dezentrale" WIDTH="155" HPOS="1301" VPOS="815" ID="st54-123"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl54-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lösung" WIDTH="110" HPOS="196" VPOS="865" ID="st54-124"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="325" VPOS="865" ID="st54-125"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="386" VPOS="865" ID="st54-126"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="504" VPOS="865" ID="st54-127"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="593" VPOS="865" ID="st54-128"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="657" VPOS="865" ID="st54-129"/><SP/><String HEIGHT="31" CONTENT="Argument" WIDTH="144" HPOS="741" VPOS="865" ID="st54-130"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="904" VPOS="865" ID="st54-131"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="93" HPOS="971" VPOS="865" ID="st54-132"/><SP/><String HEIGHT="31" CONTENT="Registereintragungen" WIDTH="319" HPOS="1083" VPOS="865" ID="st54-133"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="865" ID="st54-134"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl54-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="rechtfertigen" WIDTH="181" HPOS="196" VPOS="915" ID="st54-135"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="377" VPOS="915" ID="st54-136"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="79" HPOS="406" VPOS="915" ID="st54-137"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="500" VPOS="915" ID="st54-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="647" VPOS="915" ID="st54-139"/><SP/><String HEIGHT="31" CONTENT="vielen" WIDTH="87" HPOS="710" VPOS="915" ID="st54-140"/><SP/><String HEIGHT="31" CONTENT="Ausnahmeregelungen" WIDTH="326" HPOS="811" VPOS="915" ID="st54-141"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1152" VPOS="915" ID="st54-142"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1258" VPOS="915" ID="st54-143"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1332" VPOS="915" ID="st54-144"/><SP/><String HEIGHT="31" CONTENT="Zahl" WIDTH="65" HPOS="1391" VPOS="915" ID="st54-145"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl54-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="965" ID="st54-146"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="272" VPOS="965" ID="st54-147"/><SP/><String HEIGHT="31" CONTENT="registrierenden" WIDTH="222" HPOS="335" VPOS="965" ID="st54-148"/><SP/><String HEIGHT="31" CONTENT="Gewerbetreibenden" WIDTH="294" HPOS="584" VPOS="965" ID="st54-149"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="905" VPOS="965" ID="st54-150"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="30" HPOS="979" VPOS="965" ID="st54-151"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1009" VPOS="965" ID="st54-152"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="16" HPOS="1051" VPOS="965" ID="st54-153"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1067" VPOS="965" ID="st54-154"/><String HEIGHT="31" CONTENT="000" WIDTH="51" HPOS="1084" VPOS="965" ID="st54-155"/><SP/><String HEIGHT="31" CONTENT="Makler" WIDTH="100" HPOS="1162" VPOS="965" ID="st54-156"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1290" VPOS="965" ID="st54-157"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="1373" VPOS="965" ID="st54-158"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1389" VPOS="965" ID="st54-159"/><String HEIGHT="31" CONTENT="000" WIDTH="50" HPOS="1406" VPOS="965" ID="st54-160"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl54-15" WIDTH="436" HEIGHT="31"><String HEIGHT="31" CONTENT="Mehrfachagenten" WIDTH="260" HPOS="196" VPOS="1015" ID="st54-161"/><SP/><String HEIGHT="31" CONTENT="reduzieren" WIDTH="151" HPOS="465" VPOS="1015" ID="st54-162"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="616" VPOS="1015" ID="st54-163"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl54-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="196" VPOS="1115" ID="st54-164"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="306" VPOS="1115" ID="st54-165"/><SP/><String HEIGHT="31" CONTENT="dezentrale" WIDTH="155" HPOS="379" VPOS="1115" ID="st54-166"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="109" HPOS="544" VPOS="1115" ID="st54-167"/><SP/><String HEIGHT="31" CONTENT="spreche" WIDTH="112" HPOS="663" VPOS="1115" ID="st54-168"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="775" VPOS="1115" ID="st54-169"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="800" VPOS="1115" ID="st54-170"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="880" VPOS="1115" ID="st54-171"/><SP/><String HEIGHT="31" CONTENT="83" WIDTH="37" HPOS="934" VPOS="1115" ID="st54-172"/><SP/><String HEIGHT="31" CONTENT="Industrie" WIDTH="125" HPOS="981" VPOS="1115" ID="st54-173"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1106" VPOS="1115" ID="st54-174"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1130" VPOS="1115" ID="st54-175"/><SP/><String HEIGHT="31" CONTENT="Handelskammern" WIDTH="261" HPOS="1195" VPOS="1115" ID="st54-176"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl54-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unterschiedliche" WIDTH="241" HPOS="196" VPOS="1165" ID="st54-177"/><SP/><String HEIGHT="31" CONTENT="Rechtsauffassungen" WIDTH="304" HPOS="456" VPOS="1165" ID="st54-178"/><SP/><String HEIGHT="31" CONTENT="entwickeln" WIDTH="155" HPOS="780" VPOS="1165" ID="st54-179"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="954" VPOS="1165" ID="st54-180"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1083" VPOS="1165" ID="st54-181"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1158" VPOS="1165" ID="st54-182"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1236" VPOS="1165" ID="st54-183"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1335" VPOS="1165" ID="st54-184"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1349" VPOS="1165" ID="st54-185"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1364" VPOS="1165" ID="st54-186"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1378" VPOS="1165" ID="st54-187"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1165" ID="st54-188"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl54-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Auflagen" WIDTH="132" HPOS="196" VPOS="1215" ID="st54-189"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="351" VPOS="1215" ID="st54-190"/><SP/><String HEIGHT="31" CONTENT="Beschränkungen" WIDTH="250" HPOS="429" VPOS="1215" ID="st54-191"/><SP/><String HEIGHT="31" CONTENT="auswirken" WIDTH="150" HPOS="702" VPOS="1215" ID="st54-192"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="112" HPOS="875" VPOS="1215" ID="st54-193"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="987" VPOS="1215" ID="st54-194"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="1026" VPOS="1215" ID="st54-195"/><SP/><String HEIGHT="31" CONTENT="zentrale" WIDTH="118" HPOS="1116" VPOS="1215" ID="st54-196"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1257" VPOS="1215" ID="st54-197"/><SP/><String HEIGHT="31" CONTENT="neutrale" WIDTH="120" HPOS="1336" VPOS="1215" ID="st54-198"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl54-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Registrierstelle" WIDTH="221" HPOS="196" VPOS="1265" ID="st54-199"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="453" VPOS="1265" ID="st54-200"/><SP/><String HEIGHT="31" CONTENT="gesamten" WIDTH="146" HPOS="538" VPOS="1265" ID="st54-201"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="355" HPOS="720" VPOS="1265" ID="st54-202"/><SP/><String HEIGHT="31" CONTENT="gemeinsam" WIDTH="172" HPOS="1111" VPOS="1265" ID="st54-203"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1320" VPOS="1265" ID="st54-204"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1265" ID="st54-205"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl54-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbänden" WIDTH="155" HPOS="196" VPOS="1315" ID="st54-206"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="351" VPOS="1315" ID="st54-207"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="72" HPOS="382" VPOS="1315" ID="st54-208"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="467" VPOS="1315" ID="st54-209"/><SP/><String HEIGHT="31" CONTENT="beste" WIDTH="82" HPOS="524" VPOS="1315" ID="st54-210"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="109" HPOS="619" VPOS="1315" ID="st54-211"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="741" VPOS="1315" ID="st54-212"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="808" VPOS="1315" ID="st54-213"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="895" VPOS="1315" ID="st54-214"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="962" VPOS="1315" ID="st54-215"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1110" VPOS="1315" ID="st54-216"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="1230" VPOS="1315" ID="st54-217"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="42" HPOS="1253" VPOS="1315" ID="st54-218"/><SP/><String HEIGHT="31" CONTENT="weder" WIDTH="91" HPOS="1308" VPOS="1315" ID="st54-219"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1315" ID="st54-220"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl54-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1365" ID="st54-221"/><SP/><String HEIGHT="31" CONTENT="Erlaubniserteilung" WIDTH="267" HPOS="259" VPOS="1365" ID="st54-222"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="541" VPOS="1365" ID="st54-223"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="592" VPOS="1365" ID="st54-224"/><SP/><String HEIGHT="31" CONTENT="–befreiung" WIDTH="158" HPOS="624" VPOS="1365" ID="st54-225"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="796" VPOS="1365" ID="st54-226"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="884" VPOS="1365" ID="st54-227"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="943" VPOS="1365" ID="st54-228"/><SP/><String HEIGHT="31" CONTENT="Registrierung" WIDTH="198" HPOS="1006" VPOS="1365" ID="st54-229"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1219" VPOS="1365" ID="st54-230"/><SP/><String HEIGHT="31" CONTENT="Ermessens" WIDTH="161" HPOS="1278" VPOS="1365" ID="st54-231" SUBS_TYPE="HypPart1" SUBS_CONTENT="Ermessensspielraum"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1365" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl54-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="spielraum" WIDTH="145" HPOS="196" VPOS="1415" ID="st54-232" SUBS_TYPE="HypPart2" SUBS_CONTENT="Ermessensspielraum"/><SP/><String HEIGHT="31" CONTENT="gegeben" WIDTH="130" HPOS="360" VPOS="1415" ID="st54-233"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="31" HPOS="510" VPOS="1415" ID="st54-234"/><String HEIGHT="31" CONTENT="," WIDTH="11" HPOS="541" VPOS="1415" ID="st54-235"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="572" VPOS="1415" ID="st54-236"/><SP/><String HEIGHT="31" CONTENT="vielmehr" WIDTH="126" HPOS="712" VPOS="1415" ID="st54-237"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="858" VPOS="1415" ID="st54-238"/><SP/><String HEIGHT="31" CONTENT="reine" WIDTH="74" HPOS="941" VPOS="1415" ID="st54-239"/><SP/><String HEIGHT="31" CONTENT="Urkundenprüfung" WIDTH="258" HPOS="1034" VPOS="1415" ID="st54-240"/><SP/><String HEIGHT="31" CONTENT="stattfinde" WIDTH="130" HPOS="1312" VPOS="1415" ID="st54-241"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1442" VPOS="1415" ID="st54-242"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl54-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="196" VPOS="1465" ID="st54-243"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="316" VPOS="1465" ID="st54-244"/><SP/><String HEIGHT="31" CONTENT="unterschiedlichen" WIDTH="260" HPOS="370" VPOS="1465" ID="st54-245"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="640" VPOS="1465" ID="st54-246"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="806" VPOS="1465" ID="st54-247"/><SP/><String HEIGHT="31" CONTENT="verschiedenen" WIDTH="217" HPOS="864" VPOS="1465" ID="st54-248"/><SP/><String HEIGHT="31" CONTENT="Verbände" WIDTH="145" HPOS="1091" VPOS="1465" ID="st54-249"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="91" HPOS="1246" VPOS="1465" ID="st54-250"/><SP/><String HEIGHT="31" CONTENT="Lösung" WIDTH="109" HPOS="1347" VPOS="1465" ID="st54-251"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl54-24" WIDTH="328" HEIGHT="31"><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="196" VPOS="1515" ID="st54-252"/><SP/><String HEIGHT="31" CONTENT="entgegenstehen" WIDTH="231" HPOS="276" VPOS="1515" ID="st54-253"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="507" VPOS="1515" ID="st54-254"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl54-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Einen" WIDTH="86" HPOS="196" VPOS="1615" ID="st54-255"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="65" HPOS="292" VPOS="1615" ID="st54-256"/><SP/><String HEIGHT="31" CONTENT="engen" WIDTH="93" HPOS="368" VPOS="1615" ID="st54-257"/><SP/><String HEIGHT="31" CONTENT="Spielraum" WIDTH="144" HPOS="471" VPOS="1615" ID="st54-258"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="615" VPOS="1615" ID="st54-259"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="642" VPOS="1615" ID="st54-260"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="706" VPOS="1615" ID="st54-261"/><SP/><String HEIGHT="31" CONTENT="auszulegen" WIDTH="162" HPOS="823" VPOS="1615" ID="st54-262"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="985" VPOS="1615" ID="st54-263"/><SP/><String HEIGHT="31" CONTENT="sieht" WIDTH="70" HPOS="1013" VPOS="1615" ID="st54-264"/><SP/><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="1094" VPOS="1615" ID="st54-265"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="122" HPOS="1146" VPOS="1615" ID="st54-266"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1279" VPOS="1615" ID="st54-267"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1362" VPOS="1615" ID="st54-268"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1615" ID="st54-269"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl54-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="IHK" WIDTH="48" HPOS="196" VPOS="1665" ID="st54-270"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="244" VPOS="1665" ID="st54-271"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="271" VPOS="1665" ID="st54-272"/><SP/><String HEIGHT="31" CONTENT="Durchführungsverordnung" WIDTH="387" HPOS="331" VPOS="1665" ID="st54-273"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="728" VPOS="1665" ID="st54-274"/><SP/><String HEIGHT="31" CONTENT="klar" WIDTH="53" HPOS="829" VPOS="1665" ID="st54-275"/><SP/><String HEIGHT="31" CONTENT="regeln" WIDTH="87" HPOS="892" VPOS="1665" ID="st54-276"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="979" VPOS="1665" ID="st54-277"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1004" VPOS="1665" ID="st54-278"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1064" VPOS="1665" ID="st54-279"/><SP/><String HEIGHT="31" CONTENT="Registrierung" WIDTH="199" HPOS="1118" VPOS="1665" ID="st54-280"/><SP/><String HEIGHT="31" CONTENT="inhaltlich" WIDTH="129" HPOS="1327" VPOS="1665" ID="st54-281"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl54-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="196" VPOS="1715" ID="st54-282"/><SP/><String HEIGHT="31" CONTENT="gestalten" WIDTH="135" HPOS="246" VPOS="1715" ID="st54-283"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="395" VPOS="1715" ID="st54-284"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="434" VPOS="1715" ID="st54-285"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="38" HPOS="462" VPOS="1715" ID="st54-286"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="515" VPOS="1715" ID="st54-287"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="572" VPOS="1715" ID="st54-288"/><SP/><String HEIGHT="31" CONTENT="unklar" WIDTH="85" HPOS="677" VPOS="1715" ID="st54-289"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="762" VPOS="1715" ID="st54-290"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="38" HPOS="791" VPOS="1715" ID="st54-291"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="843" VPOS="1715" ID="st54-292"/><SP/><String HEIGHT="31" CONTENT="Feststellung" WIDTH="179" HPOS="902" VPOS="1715" ID="st54-293"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1096" VPOS="1715" ID="st54-294"/><SP/><String HEIGHT="31" CONTENT="Erlaubnisfreiheit" WIDTH="239" HPOS="1158" VPOS="1715" ID="st54-295"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1715" ID="st54-296"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl54-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="1765" ID="st54-297"/><SP/><String HEIGHT="31" CONTENT="IHKs" WIDTH="72" HPOS="290" VPOS="1765" ID="st54-298"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="401" VPOS="1765" ID="st54-299"/><SP/><String HEIGHT="31" CONTENT="Zulassungsbehörde" WIDTH="292" HPOS="482" VPOS="1765" ID="st54-300"/><SP/><String HEIGHT="31" CONTENT="liegen" WIDTH="89" HPOS="813" VPOS="1765" ID="st54-301"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="940" VPOS="1765" ID="st54-302"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1028" VPOS="1765" ID="st54-303"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1111" VPOS="1765" ID="st54-304"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="162" HPOS="1197" VPOS="1765" ID="st54-305"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1359" VPOS="1765" ID="st54-306"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1765" ID="st54-307"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl54-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Erlaubnispflichtigkeit" WIDTH="304" HPOS="196" VPOS="1815" ID="st54-308"/><SP/><String HEIGHT="31" CONTENT="festzustellen" WIDTH="181" HPOS="510" VPOS="1815" ID="st54-309"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="691" VPOS="1815" ID="st54-310"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="714" VPOS="1815" ID="st54-311"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="790" VPOS="1815" ID="st54-312"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="837" VPOS="1815" ID="st54-313"/><SP/><String HEIGHT="31" CONTENT="erlaubnisfreien" WIDTH="219" HPOS="891" VPOS="1815" ID="st54-314"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertreter" WIDTH="337" HPOS="1119" VPOS="1815" ID="st54-315"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl54-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="196" VPOS="1865" ID="st54-316"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="260" VPOS="1865" ID="st54-317"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="313" VPOS="1865" ID="st54-318"/><SP/><String HEIGHT="31" CONTENT="Register" WIDTH="124" HPOS="383" VPOS="1865" ID="st54-319"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="523" VPOS="1865" ID="st54-320"/><SP/><String HEIGHT="31" CONTENT="Eintragung" WIDTH="161" HPOS="585" VPOS="1865" ID="st54-321"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="762" VPOS="1865" ID="st54-322"/><SP/><String HEIGHT="31" CONTENT="melden" WIDTH="109" HPOS="813" VPOS="1865" ID="st54-323"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="73" HPOS="938" VPOS="1865" ID="st54-324"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1011" VPOS="1865" ID="st54-325"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="69" HPOS="1042" VPOS="1865" ID="st54-326"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1127" VPOS="1865" ID="st54-327"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1278" VPOS="1865" ID="st54-328"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1414" VPOS="1865" ID="st54-329"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl54-31" WIDTH="295" HEIGHT="31"><String HEIGHT="31" CONTENT="Frage" WIDTH="87" HPOS="196" VPOS="1915" ID="st54-330"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="293" VPOS="1915" ID="st54-331"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="328" VPOS="1915" ID="st54-332"/><SP/><String HEIGHT="31" CONTENT="Raum" WIDTH="78" HPOS="393" VPOS="1915" ID="st54-333"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="471" VPOS="1915" ID="st54-334"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl54-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="196" VPOS="2015" ID="st54-335"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="357" VPOS="2015" ID="st54-336"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="503" VPOS="2015" ID="st54-337"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="626" VPOS="2015" ID="st54-338"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="711" VPOS="2015" ID="st54-339"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="775" VPOS="2015" ID="st54-340"/><SP/><String HEIGHT="31" CONTENT="Verbändelösung" WIDTH="243" HPOS="863" VPOS="2015" ID="st54-341"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="1131" VPOS="2015" ID="st54-342"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1178" VPOS="2015" ID="st54-343"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1219" VPOS="2015" ID="st54-344"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1289" VPOS="2015" ID="st54-345"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1344" VPOS="2015" ID="st54-346"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="2015" ID="st54-347"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl54-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kostengünstigste" WIDTH="250" HPOS="196" VPOS="2065" ID="st54-348"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="461" VPOS="2065" ID="st54-349"/><SP/><String HEIGHT="31" CONTENT="unbürokratischste" WIDTH="263" HPOS="531" VPOS="2065" ID="st54-350"/><SP/><String HEIGHT="31" CONTENT="ansieht" WIDTH="102" HPOS="809" VPOS="2065" ID="st54-351"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="911" VPOS="2065" ID="st54-352"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="940" VPOS="2065" ID="st54-353"/><SP/><String HEIGHT="31" CONTENT="berechneten" WIDTH="185" HPOS="1005" VPOS="2065" ID="st54-354"/><SP/><String HEIGHT="31" CONTENT="Zulassungs" WIDTH="165" HPOS="1204" VPOS="2065" ID="st54-355"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1369" VPOS="2065" ID="st54-356"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="2065" ID="st54-357"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl54-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Registergebühren" WIDTH="265" HPOS="196" VPOS="2115" ID="st54-358"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="485" VPOS="2115" ID="st54-359"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="618" VPOS="2115" ID="st54-360"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="701" VPOS="2115" ID="st54-361"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="770" VPOS="2115" ID="st54-362"/><SP/><String HEIGHT="31" CONTENT="Verbändelösung" WIDTH="243" HPOS="842" VPOS="2115" ID="st54-363"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1108" VPOS="2115" ID="st54-364"/><SP/><String HEIGHT="31" CONTENT="ca" WIDTH="29" HPOS="1179" VPOS="2115" ID="st54-365"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1208" VPOS="2115" ID="st54-366"/><SP/><String HEIGHT="31" CONTENT="200" WIDTH="56" HPOS="1247" VPOS="2115" ID="st54-367"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="70" HPOS="1327" VPOS="2115" ID="st54-368"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="2115" ID="st54-369"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl54-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="46" WIDTH="37" HPOS="196" VPOS="2207" ID="st54-370"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="55" ID="p592569" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592569" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592569" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl55-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="162" HPOS="196" VPOS="215" ID="st55-0"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="369" VPOS="215" ID="st55-1"/><SP/><String HEIGHT="31" CONTENT="400" WIDTH="56" HPOS="416" VPOS="215" ID="st55-2"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="483" VPOS="215" ID="st55-3"/><SP/><String HEIGHT="31" CONTENT="1500" WIDTH="74" HPOS="538" VPOS="215" ID="st55-4"/><SP/><String HEIGHT="31" CONTENT="Euro" WIDTH="70" HPOS="624" VPOS="215" ID="st55-5"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="706" VPOS="215" ID="st55-6"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="762" VPOS="215" ID="st55-7"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="55" HPOS="822" VPOS="215" ID="st55-8"/><SP/><String HEIGHT="31" CONTENT="belaufen" WIDTH="121" HPOS="889" VPOS="215" ID="st55-9"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1010" VPOS="215" ID="st55-10"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1038" VPOS="215" ID="st55-11"/><SP/><String HEIGHT="31" CONTENT="IHK" WIDTH="55" HPOS="1100" VPOS="215" ID="st55-12"/><SP/><String HEIGHT="31" CONTENT="strebe" WIDTH="93" HPOS="1167" VPOS="215" ID="st55-13"/><SP/><String HEIGHT="31" CONTENT="zwar" WIDTH="70" HPOS="1272" VPOS="215" ID="st55-14"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1354" VPOS="215" ID="st55-15"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1384" VPOS="215" ID="st55-16"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="215" ID="st55-17"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl55-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Registrierung" WIDTH="199" HPOS="196" VPOS="265" ID="st55-18"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="414" VPOS="265" ID="st55-19"/><SP/><String HEIGHT="31" CONTENT="möglichst" WIDTH="141" HPOS="477" VPOS="265" ID="st55-20"/><SP/><String HEIGHT="31" CONTENT="wenig" WIDTH="87" HPOS="637" VPOS="265" ID="st55-21"/><SP/><String HEIGHT="31" CONTENT="administrativer" WIDTH="217" HPOS="743" VPOS="265" ID="st55-22"/><SP/><String HEIGHT="31" CONTENT="Belastung" WIDTH="149" HPOS="979" VPOS="265" ID="st55-23"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1147" VPOS="265" ID="st55-24"/><SP/><String HEIGHT="31" CONTENT="Kosten" WIDTH="103" HPOS="1222" VPOS="265" ID="st55-25"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1344" VPOS="265" ID="st55-26"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1403" VPOS="265" ID="st55-27"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl55-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gewerbe" WIDTH="136" HPOS="196" VPOS="315" ID="st55-28"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="347" VPOS="315" ID="st55-29"/><SP/><String HEIGHT="31" CONTENT="bewältigen" WIDTH="152" HPOS="398" VPOS="315" ID="st55-30"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="550" VPOS="315" ID="st55-31"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="582" VPOS="315" ID="st55-32"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprämien" WIDTH="333" HPOS="642" VPOS="315" ID="st55-33"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="991" VPOS="315" ID="st55-34"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="1115" VPOS="315" ID="st55-35"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1190" VPOS="315" ID="st55-36"/><SP/><String HEIGHT="31" CONTENT="Zukunft" WIDTH="111" HPOS="1232" VPOS="315" ID="st55-37"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1358" VPOS="315" ID="st55-38"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl55-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verteuern" WIDTH="135" HPOS="196" VPOS="365" ID="st55-39"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="331" VPOS="365" ID="st55-40"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="367" VPOS="365" ID="st55-41"/><SP/><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="422" VPOS="365" ID="st55-42"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="122" HPOS="483" VPOS="365" ID="st55-43"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="605" VPOS="365" ID="st55-44"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="635" VPOS="365" ID="st55-45"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="731" VPOS="365" ID="st55-46"/><SP/><String HEIGHT="31" CONTENT="Prämien" WIDTH="124" HPOS="796" VPOS="365" ID="st55-47"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="940" VPOS="365" ID="st55-48"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflicht" WIDTH="239" HPOS="1008" VPOS="365" ID="st55-49"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="1267" VPOS="365" ID="st55-50"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1397" VPOS="365" ID="st55-51"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl55-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erhöhen" WIDTH="115" HPOS="196" VPOS="415" ID="st55-52"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="311" VPOS="415" ID="st55-53"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="385" VPOS="415" ID="st55-54"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="502" VPOS="415" ID="st55-55"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="596" VPOS="415" ID="st55-56"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="697" VPOS="415" ID="st55-57"/><SP/><String HEIGHT="31" CONTENT="weitergegeben" WIDTH="219" HPOS="1080" VPOS="415" ID="st55-58"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1356" VPOS="415" ID="st55-59"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="415" ID="st55-60"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl55-5" WIDTH="762" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="280" HPOS="196" VPOS="465" ID="st55-61"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="485" VPOS="465" ID="st55-62"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="537" VPOS="465" ID="st55-63"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="617" VPOS="465" ID="st55-64"/><SP/><String HEIGHT="31" CONTENT="Nulltarif" WIDTH="113" HPOS="689" VPOS="465" ID="st55-65"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="811" VPOS="465" ID="st55-66"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="92" HPOS="856" VPOS="465" ID="st55-67"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="948" VPOS="465" ID="st55-68"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl55-6" WIDTH="895" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="196" VPOS="565" ID="st55-69"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="393" VPOS="565" ID="st55-70"/><SP/><String HEIGHT="31" CONTENT="Vermittlerqualifikation" WIDTH="318" HPOS="469" VPOS="565" ID="st55-71"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="797" VPOS="565" ID="st55-72"/><SP/><String HEIGHT="31" CONTENT="Abhängigkeiten" WIDTH="229" HPOS="862" VPOS="565" ID="st55-73"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl55-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beim" WIDTH="76" HPOS="196" VPOS="665" ID="st55-74"/><SP/><String HEIGHT="31" CONTENT="DIHK" WIDTH="80" HPOS="293" VPOS="665" ID="st55-75"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="394" VPOS="665" ID="st55-76"/><SP/><String HEIGHT="31" CONTENT="vermutlich" WIDTH="152" HPOS="505" VPOS="665" ID="st55-77"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="678" VPOS="665" ID="st55-78"/><SP/><String HEIGHT="31" CONTENT="zentrales" WIDTH="135" HPOS="743" VPOS="665" ID="st55-79"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="899" VPOS="665" ID="st55-80"/><SP/><String HEIGHT="31" CONTENT="öffentlich" WIDTH="134" HPOS="975" VPOS="665" ID="st55-81"/><SP/><String HEIGHT="31" CONTENT="einsehbares" WIDTH="181" HPOS="1130" VPOS="665" ID="st55-82"/><SP/><String HEIGHT="31" CONTENT="Register" WIDTH="124" HPOS="1332" VPOS="665" ID="st55-83"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl55-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eingerichtet" WIDTH="168" HPOS="196" VPOS="715" ID="st55-84"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="364" VPOS="715" ID="st55-85"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="392" VPOS="715" ID="st55-86"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="447" VPOS="715" ID="st55-87"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="503" VPOS="715" ID="st55-88"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="556" VPOS="715" ID="st55-89"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="626" VPOS="715" ID="st55-90"/><SP/><String HEIGHT="31" CONTENT="transparent" WIDTH="163" HPOS="823" VPOS="715" ID="st55-91"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="986" VPOS="715" ID="st55-92"/><SP/><String HEIGHT="31" CONTENT="wer" WIDTH="54" HPOS="1015" VPOS="715" ID="st55-93"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1083" VPOS="715" ID="st55-94"/><SP/><String HEIGHT="31" CONTENT="gebundener" WIDTH="178" HPOS="1141" VPOS="715" ID="st55-95"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1333" VPOS="715" ID="st55-96"/><SP/><String HEIGHT="31" CONTENT="wer" WIDTH="54" HPOS="1402" VPOS="715" ID="st55-97"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl55-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="196" VPOS="765" ID="st55-98"/><SP/><String HEIGHT="31" CONTENT="ungebundener" WIDTH="215" HPOS="258" VPOS="765" ID="st55-99"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="489" VPOS="765" ID="st55-100"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="649" VPOS="765" ID="st55-101"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="699" VPOS="765" ID="st55-102"/><SP/><String HEIGHT="31" CONTENT="wer" WIDTH="53" HPOS="772" VPOS="765" ID="st55-103"/><SP/><String HEIGHT="31" CONTENT="bestimmte" WIDTH="154" HPOS="842" VPOS="765" ID="st55-104"/><SP/><String HEIGHT="31" CONTENT="Kriterien" WIDTH="119" HPOS="1013" VPOS="765" ID="st55-105"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1132" VPOS="765" ID="st55-106"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1163" VPOS="765" ID="st55-107"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1230" VPOS="765" ID="st55-108"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1244" VPOS="765" ID="st55-109"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1258" VPOS="765" ID="st55-110"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1272" VPOS="765" ID="st55-111"/><SP/><String HEIGHT="31" CONTENT="Abschluss" WIDTH="152" HPOS="1304" VPOS="765" ID="st55-112"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl55-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="815" ID="st55-113"/><SP/><String HEIGHT="31" CONTENT="Berufshaftpflichtversicherung" WIDTH="424" HPOS="299" VPOS="815" ID="st55-114"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="723" VPOS="815" ID="st55-115"/><SP/><String HEIGHT="31" CONTENT="vorweisen" WIDTH="150" HPOS="766" VPOS="815" ID="st55-116"/><SP/><String HEIGHT="31" CONTENT="kann" WIDTH="64" HPOS="944" VPOS="815" ID="st55-117"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1008" VPOS="815" ID="st55-118"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="1053" VPOS="815" ID="st55-119"/><SP/><String HEIGHT="31" CONTENT="Ulf" WIDTH="41" HPOS="1174" VPOS="815" ID="st55-120"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="122" HPOS="1243" VPOS="815" ID="st55-121"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1365" VPOS="815" ID="st55-122"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="815" ID="st55-123"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl55-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzgeber" WIDTH="191" HPOS="196" VPOS="865" ID="st55-124"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="419" VPOS="865" ID="st55-125"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="501" VPOS="865" ID="st55-126"/><SP/><String HEIGHT="31" CONTENT="Inhalt" WIDTH="82" HPOS="588" VPOS="865" ID="st55-127"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="702" VPOS="865" ID="st55-128"/><SP/><String HEIGHT="31" CONTENT="Registers" WIDTH="140" HPOS="788" VPOS="865" ID="st55-129"/><SP/><String HEIGHT="31" CONTENT="präzisieren" WIDTH="163" HPOS="960" VPOS="865" ID="st55-130"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1155" VPOS="865" ID="st55-131"/><SP/><String HEIGHT="31" CONTENT="Hinweise" WIDTH="135" HPOS="1243" VPOS="865" ID="st55-132"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="865" ID="st55-133"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl55-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Operationalisierung" WIDTH="289" HPOS="196" VPOS="915" ID="st55-134"/><SP/><String HEIGHT="31" CONTENT="geben" WIDTH="85" HPOS="523" VPOS="915" ID="st55-135"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="608" VPOS="915" ID="st55-136"/><SP/><String HEIGHT="31" CONTENT="Beispielsweise" WIDTH="218" HPOS="663" VPOS="915" ID="st55-137"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="77" HPOS="919" VPOS="915" ID="st55-138"/><SP/><String HEIGHT="31" CONTENT="festgelegt" WIDTH="145" HPOS="1034" VPOS="915" ID="st55-139"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1216" VPOS="915" ID="st55-140"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1272" VPOS="915" ID="st55-141"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1324" VPOS="915" ID="st55-142"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="915" ID="st55-143"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl55-13" WIDTH="562" HEIGHT="31"><String HEIGHT="31" CONTENT="Beschwerdeverfahren" WIDTH="325" HPOS="196" VPOS="965" ID="st55-144"/><SP/><String HEIGHT="31" CONTENT="abzulaufen" WIDTH="163" HPOS="530" VPOS="965" ID="st55-145"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="702" VPOS="965" ID="st55-146"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="744" VPOS="965" ID="st55-147"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl55-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="1065" ID="st55-148"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="246" VPOS="1065" ID="st55-149"/><SP/><String HEIGHT="31" CONTENT="vorgesehen" WIDTH="166" HPOS="299" VPOS="1065" ID="st55-150"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="465" VPOS="1065" ID="st55-151"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="493" VPOS="1065" ID="st55-152"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="574" VPOS="1065" ID="st55-153"/><SP/><String HEIGHT="31" CONTENT="Allgemeinheit" WIDTH="200" HPOS="629" VPOS="1065" ID="st55-154"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="840" VPOS="1065" ID="st55-155"/><SP/><String HEIGHT="31" CONTENT="Zugriff" WIDTH="95" HPOS="949" VPOS="1065" ID="st55-156"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1054" VPOS="1065" ID="st55-157"/><SP/><String HEIGHT="31" CONTENT="Daten" WIDTH="89" HPOS="1111" VPOS="1065" ID="st55-158"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="120" HPOS="1211" VPOS="1065" ID="st55-159"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="47" HPOS="1342" VPOS="1065" ID="st55-160"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1389" VPOS="1065" ID="st55-161"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1065" ID="st55-162"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl55-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="1115" ID="st55-163"/><SP/><String HEIGHT="31" CONTENT="Umfang" WIDTH="117" HPOS="264" VPOS="1115" ID="st55-164"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="394" VPOS="1115" ID="st55-165"/><SP/><String HEIGHT="31" CONTENT="zugelassenen" WIDTH="206" HPOS="454" VPOS="1115" ID="st55-166"/><SP/><String HEIGHT="31" CONTENT="Tätigkeit" WIDTH="126" HPOS="673" VPOS="1115" ID="st55-167"/><SP/><String HEIGHT="31" CONTENT="betreffen" WIDTH="126" HPOS="811" VPOS="1115" ID="st55-168"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="937" VPOS="1115" ID="st55-169"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="965" VPOS="1115" ID="st55-170"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1100" VPOS="1115" ID="st55-171"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="121" HPOS="1247" VPOS="1115" ID="st55-172"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1368" VPOS="1115" ID="st55-173"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="1390" VPOS="1115" ID="st55-174"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl55-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="solche" WIDTH="97" HPOS="196" VPOS="1165" ID="st55-175"/><SP/><String HEIGHT="31" CONTENT="Einschränkung" WIDTH="220" HPOS="306" VPOS="1165" ID="st55-176"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="540" VPOS="1165" ID="st55-177"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="602" VPOS="1165" ID="st55-178"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="802" VPOS="1165" ID="st55-179"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="859" VPOS="1165" ID="st55-180"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="926" VPOS="1165" ID="st55-181"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1014" VPOS="1165" ID="st55-182"/><SP/><String HEIGHT="31" CONTENT="Verbrauchers" WIDTH="192" HPOS="1081" VPOS="1165" ID="st55-183"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1273" VPOS="1165" ID="st55-184"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="1304" VPOS="1165" ID="st55-185"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="1384" VPOS="1165" ID="st55-186"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl55-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="196" VPOS="1215" ID="st55-187"/><SP/><String HEIGHT="31" CONTENT="wettbewerbsrechtlichen" WIDTH="348" HPOS="287" VPOS="1215" ID="st55-188"/><SP/><String HEIGHT="31" CONTENT="Erwägungen" WIDTH="188" HPOS="672" VPOS="1215" ID="st55-189"/><SP/><String HEIGHT="31" CONTENT="abzulehnen" WIDTH="164" HPOS="897" VPOS="1215" ID="st55-190"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1061" VPOS="1215" ID="st55-191"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="77" HPOS="1115" VPOS="1215" ID="st55-192"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="1192" VPOS="1215" ID="st55-193"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1249" VPOS="1215" ID="st55-194"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1336" VPOS="1215" ID="st55-195"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1215" ID="st55-196"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl55-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gesetzesentwurf" WIDTH="250" HPOS="196" VPOS="1265" ID="st55-197"/><SP/><String HEIGHT="31" CONTENT="vorsieht" WIDTH="112" HPOS="474" VPOS="1265" ID="st55-198"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="586" VPOS="1265" ID="st55-199"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="628" VPOS="1265" ID="st55-200"/><SP/><String HEIGHT="31" CONTENT="solche" WIDTH="96" HPOS="728" VPOS="1265" ID="st55-201"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="852" VPOS="1265" ID="st55-202"/><SP/><String HEIGHT="31" CONTENT="registriert" WIDTH="139" HPOS="1023" VPOS="1265" ID="st55-203"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1189" VPOS="1265" ID="st55-204"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1291" VPOS="1265" ID="st55-205"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1336" VPOS="1265" ID="st55-206"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1408" VPOS="1265" ID="st55-207"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl55-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eingeschränkt" WIDTH="208" HPOS="196" VPOS="1315" ID="st55-208"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprodukte" WIDTH="343" HPOS="435" VPOS="1315" ID="st55-209"/><SP/><String HEIGHT="31" CONTENT="vermitteln" WIDTH="145" HPOS="809" VPOS="1315" ID="st55-210"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="985" VPOS="1315" ID="st55-211"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="1072" VPOS="1315" ID="st55-212"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1152" VPOS="1315" ID="st55-213"/><SP/><String HEIGHT="31" CONTENT="angemessene" WIDTH="209" HPOS="1247" VPOS="1315" ID="st55-214"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl55-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="1365" ID="st55-215"/><SP/><String HEIGHT="31" CONTENT="bezüglich" WIDTH="140" HPOS="416" VPOS="1365" ID="st55-216"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="90" HPOS="593" VPOS="1365" ID="st55-217"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="719" VPOS="1365" ID="st55-218"/><SP/><String HEIGHT="31" CONTENT="nachzuweisen" WIDTH="211" HPOS="889" VPOS="1365" ID="st55-219"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="1136" VPOS="1365" ID="st55-220"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1221" VPOS="1365" ID="st55-221"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1274" VPOS="1365" ID="st55-222"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1365" ID="st55-223"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl55-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="196" VPOS="1415" ID="st55-224"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="399" VPOS="1415" ID="st55-225"/><SP/><String HEIGHT="31" CONTENT="Einschränkung" WIDTH="221" HPOS="498" VPOS="1415" ID="st55-226"/><SP/><String HEIGHT="31" CONTENT="erkennen" WIDTH="139" HPOS="738" VPOS="1415" ID="st55-227"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="102" HPOS="897" VPOS="1415" ID="st55-228"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="999" VPOS="1415" ID="st55-229"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="1035" VPOS="1415" ID="st55-230"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1131" VPOS="1415" ID="st55-231"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1228" VPOS="1415" ID="st55-232"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="1296" VPOS="1415" ID="st55-233"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1415" ID="st55-234"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl55-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Geschäftsanschrift" WIDTH="276" HPOS="196" VPOS="1465" ID="st55-235"/><SP/><String HEIGHT="31" CONTENT="seines" WIDTH="97" HPOS="483" VPOS="1465" ID="st55-236"/><SP/><String HEIGHT="31" CONTENT="Vermittlers" WIDTH="159" HPOS="591" VPOS="1465" ID="st55-237"/><SP/><String HEIGHT="31" CONTENT="abfragen" WIDTH="131" HPOS="761" VPOS="1465" ID="st55-238"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="110" HPOS="903" VPOS="1465" ID="st55-239"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="86" HPOS="1023" VPOS="1465" ID="st55-240"/><SP/><String HEIGHT="31" CONTENT="Zugriff" WIDTH="94" HPOS="1120" VPOS="1465" ID="st55-241"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1225" VPOS="1465" ID="st55-242"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1282" VPOS="1465" ID="st55-243"/><SP/><String HEIGHT="31" CONTENT="Namen" WIDTH="107" HPOS="1349" VPOS="1465" ID="st55-244"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl55-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1515" ID="st55-245"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="265" VPOS="1515" ID="st55-246"/><SP/><String HEIGHT="31" CONTENT="Sitz" WIDTH="55" HPOS="333" VPOS="1515" ID="st55-247"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="401" VPOS="1515" ID="st55-248"/><SP/><String HEIGHT="31" CONTENT="Unternehmens" WIDTH="219" HPOS="467" VPOS="1515" ID="st55-249"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="114" HPOS="699" VPOS="1515" ID="st55-250"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="813" VPOS="1515" ID="st55-251"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="841" VPOS="1515" ID="st55-252"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="62" HPOS="908" VPOS="1515" ID="st55-253"/><SP/><String HEIGHT="31" CONTENT="Haftungsübernahme" WIDTH="302" HPOS="983" VPOS="1515" ID="st55-254"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1297" VPOS="1515" ID="st55-255"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1349" VPOS="1515" ID="st55-256"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="1515" ID="st55-257"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl55-24" WIDTH="610" HEIGHT="31"><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="196" VPOS="1565" ID="st55-258"/><SP/><String HEIGHT="31" CONTENT="tätigen" WIDTH="100" HPOS="265" VPOS="1565" ID="st55-259"/><SP/><String HEIGHT="31" CONTENT="Einfirmenvertreter" WIDTH="265" HPOS="374" VPOS="1565" ID="st55-260"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="649" VPOS="1565" ID="st55-261"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="41" HPOS="751" VPOS="1565" ID="st55-262"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="792" VPOS="1565" ID="st55-263"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl55-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="1665" ID="st55-264"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="244" VPOS="1665" ID="st55-265"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="340" VPOS="1665" ID="st55-266"/><SP/><String HEIGHT="31" CONTENT="Unterstützung" WIDTH="208" HPOS="424" VPOS="1665" ID="st55-267"/><SP/><String HEIGHT="31" CONTENT="gut" WIDTH="47" HPOS="642" VPOS="1665" ID="st55-268"/><SP/><String HEIGHT="31" CONTENT="qualifizierter" WIDTH="180" HPOS="699" VPOS="1665" ID="st55-269"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="889" VPOS="1665" ID="st55-270"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1043" VPOS="1665" ID="st55-271"/><SP/><String HEIGHT="31" CONTENT="Leistungswettbewerb" WIDTH="313" HPOS="1088" VPOS="1665" ID="st55-272"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="1665" ID="st55-273"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl55-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anderen" WIDTH="123" HPOS="196" VPOS="1715" ID="st55-274"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="161" HPOS="338" VPOS="1715" ID="st55-275"/><SP/><String HEIGHT="31" CONTENT="bedürfe" WIDTH="113" HPOS="519" VPOS="1715" ID="st55-276"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="651" VPOS="1715" ID="st55-277"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="706" VPOS="1715" ID="st55-278"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="802" VPOS="1715" ID="st55-279"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1008" VPOS="1715" ID="st55-280"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="75" HPOS="1084" VPOS="1715" ID="st55-281"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="161" HPOS="1179" VPOS="1715" ID="st55-282"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1340" VPOS="1715" ID="st55-283"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="81" HPOS="1375" VPOS="1715" ID="st55-284"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl55-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="196" VPOS="1765" ID="st55-285"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="91" HPOS="347" VPOS="1765" ID="st55-286"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="438" VPOS="1765" ID="st55-287"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="457" VPOS="1765" ID="st55-288"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="517" VPOS="1765" ID="st55-289"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="731" VPOS="1765" ID="st55-290"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="867" VPOS="1765" ID="st55-291"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="903" VPOS="1765" ID="st55-292"/><SP/><String HEIGHT="31" CONTENT="einfacher" WIDTH="137" HPOS="991" VPOS="1765" ID="st55-293"/><SP/><String HEIGHT="31" CONTENT="Schemata" WIDTH="150" HPOS="1139" VPOS="1765" ID="st55-294"/><SP/><String HEIGHT="31" CONTENT="aufbereitet" WIDTH="157" HPOS="1299" VPOS="1765" ID="st55-295"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl55-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="196" VPOS="1815" ID="st55-296"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="252" VPOS="1815" ID="st55-297"/><SP/><String HEIGHT="31" CONTENT="Als" WIDTH="46" HPOS="277" VPOS="1815" ID="st55-298"/><SP/><String HEIGHT="31" CONTENT="Beispiel" WIDTH="116" HPOS="334" VPOS="1815" ID="st55-299"/><SP/><String HEIGHT="31" CONTENT="führt" WIDTH="67" HPOS="461" VPOS="1815" ID="st55-300"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="538" VPOS="1815" ID="st55-301"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="578" VPOS="1815" ID="st55-302"/><SP/><String HEIGHT="31" CONTENT="Kennzeichnung" WIDTH="230" HPOS="633" VPOS="1815" ID="st55-303"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="873" VPOS="1815" ID="st55-304"/><SP/><String HEIGHT="31" CONTENT="Eiern" WIDTH="78" HPOS="937" VPOS="1815" ID="st55-305"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="31" HPOS="1025" VPOS="1815" ID="st55-306"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1056" VPOS="1815" ID="st55-307"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="48" HPOS="1082" VPOS="1815" ID="st55-308"/><SP/><String HEIGHT="31" CONTENT="Eiern" WIDTH="78" HPOS="1140" VPOS="1815" ID="st55-309"/><SP/><String HEIGHT="31" CONTENT="funktioniere" WIDTH="172" HPOS="1229" VPOS="1815" ID="st55-310"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="30" HPOS="1411" VPOS="1815" ID="st55-311"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1815" ID="st55-312"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl55-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="1865" ID="st55-313"/><SP/><String HEIGHT="31" CONTENT="Konsumenten" WIDTH="206" HPOS="279" VPOS="1865" ID="st55-314"/><SP/><String HEIGHT="31" CONTENT="bewusst" WIDTH="123" HPOS="497" VPOS="1865" ID="st55-315"/><SP/><String HEIGHT="31" CONTENT="anhand" WIDTH="111" HPOS="632" VPOS="1865" ID="st55-316"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="756" VPOS="1865" ID="st55-317"/><SP/><String HEIGHT="31" CONTENT="Informationsschemata" WIDTH="328" HPOS="817" VPOS="1865" ID="st55-318"/><SP/><String HEIGHT="31" CONTENT="Eier" WIDTH="59" HPOS="1157" VPOS="1865" ID="st55-319"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="1229" VPOS="1865" ID="st55-320"/><SP/><String HEIGHT="31" CONTENT="Qualitäts" WIDTH="128" HPOS="1314" VPOS="1865" ID="st55-321" SUBS_TYPE="HypPart1" SUBS_CONTENT="Qualitätsgesichtspunkten"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="1865" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl55-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gesichtspunkten" WIDTH="241" HPOS="196" VPOS="1915" ID="st55-322" SUBS_TYPE="HypPart2" SUBS_CONTENT="Qualitätsgesichtspunkten"/><SP/><String HEIGHT="31" CONTENT="auswählten" WIDTH="161" HPOS="455" VPOS="1915" ID="st55-323"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="616" VPOS="1915" ID="st55-324"/><SP/><String HEIGHT="31" CONTENT="Inhaltlich" WIDTH="131" HPOS="652" VPOS="1915" ID="st55-325"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="802" VPOS="1915" ID="st55-326"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="947" VPOS="1915" ID="st55-327"/><SP/><String HEIGHT="31" CONTENT="Schemata" WIDTH="150" HPOS="1010" VPOS="1915" ID="st55-328"/><SP/><String HEIGHT="31" CONTENT="erfassen" WIDTH="121" HPOS="1179" VPOS="1915" ID="st55-329"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1300" VPOS="1915" ID="st55-330"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="1334" VPOS="1915" ID="st55-331"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1915" ID="st55-332"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl55-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jeweiligen" WIDTH="147" HPOS="196" VPOS="1965" ID="st55-333"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="356" VPOS="1965" ID="st55-334"/><SP/><String HEIGHT="31" CONTENT="kennzeichnet" WIDTH="190" HPOS="512" VPOS="1965" ID="st55-335"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="702" VPOS="1965" ID="st55-336"/><SP/><String HEIGHT="31" CONTENT="d" WIDTH="13" HPOS="732" VPOS="1965" ID="st55-337"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="745" VPOS="1965" ID="st55-338"/><String HEIGHT="31" CONTENT="h" WIDTH="14" HPOS="759" VPOS="1965" ID="st55-339"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="773" VPOS="1965" ID="st55-340"/><SP/><String HEIGHT="31" CONTENT="insbesondere" WIDTH="200" HPOS="801" VPOS="1965" ID="st55-341"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="1014" VPOS="1965" ID="st55-342"/><SP/><String HEIGHT="31" CONTENT="Gebundenheiten" WIDTH="238" HPOS="1083" VPOS="1965" ID="st55-343"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1321" VPOS="1965" ID="st55-344"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="103" HPOS="1353" VPOS="1965" ID="st55-345"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl55-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sollten" WIDTH="97" HPOS="196" VPOS="2015" ID="st55-346"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="312" VPOS="2015" ID="st55-347"/><SP/><String HEIGHT="31" CONTENT="Statusinformationen" WIDTH="297" HPOS="376" VPOS="2015" ID="st55-348"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="73" HPOS="692" VPOS="2015" ID="st55-349"/><SP/><String HEIGHT="31" CONTENT="Erstkontakt" WIDTH="167" HPOS="784" VPOS="2015" ID="st55-350"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="970" VPOS="2015" ID="st55-351"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="1060" VPOS="2015" ID="st55-352"/><SP/><String HEIGHT="31" CONTENT="kurz" WIDTH="63" HPOS="1128" VPOS="2015" ID="st55-353"/><SP/><String HEIGHT="31" CONTENT="gezeigt" WIDTH="107" HPOS="1211" VPOS="2015" ID="st55-354"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1338" VPOS="2015" ID="st55-355"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="2015" ID="st55-356"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl55-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="196" VPOS="2065" ID="st55-357"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="333" VPOS="2065" ID="st55-358"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="414" VPOS="2065" ID="st55-359"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="546" VPOS="2065" ID="st55-360"/><SP/><String HEIGHT="31" CONTENT="Information" WIDTH="166" HPOS="605" VPOS="2065" ID="st55-361"/><SP/><String HEIGHT="31" CONTENT="übermittelt" WIDTH="155" HPOS="788" VPOS="2065" ID="st55-362"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="960" VPOS="2065" ID="st55-363"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1061" VPOS="2065" ID="st55-364"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="1095" VPOS="2065" ID="st55-365"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1192" VPOS="2065" ID="st55-366"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1238" VPOS="2065" ID="st55-367"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1334" VPOS="2065" ID="st55-368"/><SP/><String HEIGHT="31" CONTENT="Ruhe" WIDTH="79" HPOS="1377" VPOS="2065" ID="st55-369"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl55-34" WIDTH="247" HEIGHT="31"><String HEIGHT="31" CONTENT="studieren" WIDTH="137" HPOS="196" VPOS="2115" ID="st55-370"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="343" VPOS="2115" ID="st55-371"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="426" VPOS="2115" ID="st55-372"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl55-35" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="47" WIDTH="37" HPOS="1419" VPOS="2207" ID="st55-373"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="56" ID="p592570" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592570" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592570" HEIGHT="2338"><TextLine HPOS="196" VPOS="265" ID="tl56-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="196" VPOS="265" ID="st56-0"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="265" ID="st56-1"/><String HEIGHT="31" CONTENT="4" WIDTH="16" HPOS="227" VPOS="265" ID="st56-2"/><SP/><String HEIGHT="31" CONTENT="Weitere" WIDTH="121" HPOS="276" VPOS="265" ID="st56-3"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="415" VPOS="265" ID="st56-4"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="522" VPOS="265" ID="st56-5"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="82" HPOS="578" VPOS="265" ID="st56-6"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="295" HPOS="678" VPOS="265" ID="st56-7"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="973" VPOS="265" ID="st56-8"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="277" HPOS="1010" VPOS="265" ID="st56-9"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1287" VPOS="265" ID="st56-10"/><SP/><String HEIGHT="31" CONTENT="Bildung" WIDTH="116" HPOS="1323" VPOS="265" ID="st56-11"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="265" ID="st56-12"/></TextLine><TextLine HPOS="276" VPOS="315" ID="tl56-1" WIDTH="191" HEIGHT="31"><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="191" HPOS="276" VPOS="315" ID="st56-13"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl56-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Über" WIDTH="73" HPOS="196" VPOS="415" ID="st56-14"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="281" VPOS="415" ID="st56-15"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="338" VPOS="415" ID="st56-16"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="92" HPOS="386" VPOS="415" ID="st56-17"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="287" HPOS="491" VPOS="415" ID="st56-18"/><SP/><String HEIGHT="31" CONTENT="berücksichtigten" WIDTH="241" HPOS="791" VPOS="415" ID="st56-19"/><SP/><String HEIGHT="31" CONTENT="Punkte" WIDTH="104" HPOS="1044" VPOS="415" ID="st56-20"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="98" HPOS="1160" VPOS="415" ID="st56-21"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="1271" VPOS="415" ID="st56-22"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="415" ID="st56-23"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl56-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Änderung" WIDTH="145" HPOS="196" VPOS="465" ID="st56-24"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="365" VPOS="465" ID="st56-25"/><SP/><String HEIGHT="31" CONTENT="Provisionssystems" WIDTH="269" HPOS="442" VPOS="465" ID="st56-26"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="711" VPOS="465" ID="st56-27"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="751" VPOS="465" ID="st56-28"/><SP/><String HEIGHT="31" CONTENT="Aufnahme" WIDTH="153" HPOS="819" VPOS="465" ID="st56-29"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="995" VPOS="465" ID="st56-30"/><SP/><String HEIGHT="31" CONTENT="Versicherungsthemen" WIDTH="324" HPOS="1073" VPOS="465" ID="st56-31"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="465" ID="st56-32"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl56-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schulcurriculum" WIDTH="237" HPOS="196" VPOS="515" ID="st56-33"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="470" VPOS="515" ID="st56-34"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="562" VPOS="515" ID="st56-35"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="642" VPOS="515" ID="st56-36"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="857" VPOS="515" ID="st56-37"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="143" HPOS="932" VPOS="515" ID="st56-38"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1111" VPOS="515" ID="st56-39"/><SP/><String HEIGHT="31" CONTENT="Instrumente" WIDTH="176" HPOS="1190" VPOS="515" ID="st56-40"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="515" ID="st56-41"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl56-5" WIDTH="467" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutzes" WIDTH="315" HPOS="196" VPOS="565" ID="st56-42"/><SP/><String HEIGHT="31" CONTENT="diskutiert" WIDTH="129" HPOS="521" VPOS="565" ID="st56-43"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="650" VPOS="565" ID="st56-44"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl56-6" WIDTH="1117" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="665" ID="st56-45"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="665" ID="st56-46"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="225" VPOS="665" ID="st56-47"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="665" ID="st56-48"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="255" VPOS="665" ID="st56-49"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="306" VPOS="665" ID="st56-50"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="259" HPOS="374" VPOS="665" ID="st56-51"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="642" VPOS="665" ID="st56-52"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="670" VPOS="665" ID="st56-53"/><SP/><String HEIGHT="31" CONTENT="Einflussfaktor" WIDTH="200" HPOS="724" VPOS="665" ID="st56-54"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="933" VPOS="665" ID="st56-55"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="982" VPOS="665" ID="st56-56"/><SP/><String HEIGHT="31" CONTENT="Beratungsqualität" WIDTH="262" HPOS="1035" VPOS="665" ID="st56-57"/><String HEIGHT="31" CONTENT="?" WIDTH="16" HPOS="1297" VPOS="665" ID="st56-58"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl56-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="765" ID="st56-59"/><SP/><String HEIGHT="31" CONTENT="bestehe" WIDTH="118" HPOS="273" VPOS="765" ID="st56-60"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="429" VPOS="765" ID="st56-61"/><SP/><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="511" VPOS="765" ID="st56-62"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="789" VPOS="765" ID="st56-63"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="964" VPOS="765" ID="st56-64"/><SP/><String HEIGHT="31" CONTENT="Informationsproblem" WIDTH="304" HPOS="1066" VPOS="765" ID="st56-65"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="765" ID="st56-66"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl56-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsbranche" WIDTH="334" HPOS="196" VPOS="815" ID="st56-67"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="543" VPOS="815" ID="st56-68"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="612" VPOS="815" ID="st56-69"/><SP/><String HEIGHT="31" CONTENT="Provisionsstruktur" WIDTH="259" HPOS="674" VPOS="815" ID="st56-70"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="933" VPOS="815" ID="st56-71"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="82" HPOS="961" VPOS="815" ID="st56-72"/><SP/><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="1056" VPOS="815" ID="st56-73"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="1178" VPOS="815" ID="st56-74"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="1196" VPOS="815" ID="st56-75"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="141" HPOS="1297" VPOS="815" ID="st56-76"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="815" ID="st56-77"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl56-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Chefredakteur" WIDTH="211" HPOS="196" VPOS="865" ID="st56-78"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="439" VPOS="865" ID="st56-79"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="166" HPOS="525" VPOS="865" ID="st56-80"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="691" VPOS="865" ID="st56-81"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="740" VPOS="865" ID="st56-82"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="825" VPOS="865" ID="st56-83"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="866" VPOS="865" ID="st56-84"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="75" HPOS="936" VPOS="865" ID="st56-85"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="136" HPOS="1042" VPOS="865" ID="st56-86"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1209" VPOS="865" ID="st56-87"/><SP/><String HEIGHT="31" CONTENT="gravierende" WIDTH="176" HPOS="1280" VPOS="865" ID="st56-88"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl56-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="provisionsbedingte" WIDTH="278" HPOS="196" VPOS="915" ID="st56-89"/><SP/><String HEIGHT="31" CONTENT="Beratungsmängel" WIDTH="261" HPOS="500" VPOS="915" ID="st56-90"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="786" VPOS="915" ID="st56-91"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="838" VPOS="915" ID="st56-92"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="119" HPOS="911" VPOS="915" ID="st56-93"/><SP/><String HEIGHT="31" CONTENT="Kranken" WIDTH="118" HPOS="1056" VPOS="915" ID="st56-94"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1174" VPOS="915" ID="st56-95"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1216" VPOS="915" ID="st56-96"/><SP/><String HEIGHT="31" CONTENT="Haftpflicht" WIDTH="146" HPOS="1297" VPOS="915" ID="st56-97" SUBS_TYPE="HypPart1" SUBS_CONTENT="Haftpflichtversicherung"/><HYP CONTENT="-" WIDTH="13" HPOS="1443" VPOS="915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl56-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherung" WIDTH="191" HPOS="196" VPOS="965" ID="st56-98" SUBS_TYPE="HypPart2" SUBS_CONTENT="Haftpflichtversicherung"/><String HEIGHT="31" CONTENT="(" WIDTH="12" HPOS="399" VPOS="965" ID="st56-99"/><String HEIGHT="31" CONTENT="s" WIDTH="12" HPOS="411" VPOS="965" ID="st56-100"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="423" VPOS="965" ID="st56-101"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="135" HPOS="448" VPOS="965" ID="st56-102"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="22" HPOS="595" VPOS="965" ID="st56-103"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="629" VPOS="965" ID="st56-104"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="22" HPOS="697" VPOS="965" ID="st56-105"/><SP/><String HEIGHT="31" CONTENT="unten" WIDTH="74" HPOS="731" VPOS="965" ID="st56-106"/><String HEIGHT="31" CONTENT=")" WIDTH="15" HPOS="805" VPOS="965" ID="st56-107"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="820" VPOS="965" ID="st56-108"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="847" VPOS="965" ID="st56-109"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="913" VPOS="965" ID="st56-110"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1067" VPOS="965" ID="st56-111"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1122" VPOS="965" ID="st56-112"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1160" VPOS="965" ID="st56-113"/><SP/><String HEIGHT="31" CONTENT="Weitergabe" WIDTH="171" HPOS="1220" VPOS="965" ID="st56-114"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="965" ID="st56-115"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl56-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="196" VPOS="1015" ID="st56-116"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="429" VPOS="1015" ID="st56-117"/><SP/><String HEIGHT="31" CONTENT="frei" WIDTH="46" HPOS="529" VPOS="1015" ID="st56-118"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="604" VPOS="1015" ID="st56-119"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="687" VPOS="1015" ID="st56-120"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="872" VPOS="1015" ID="st56-121"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="939" VPOS="1015" ID="st56-122"/><SP/><String HEIGHT="31" CONTENT="Provision" WIDTH="131" HPOS="1016" VPOS="1015" ID="st56-123"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1147" VPOS="1015" ID="st56-124"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="1192" VPOS="1015" ID="st56-125"/><SP/><String HEIGHT="31" CONTENT="kurzfristiges" WIDTH="173" HPOS="1269" VPOS="1015" ID="st56-126"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1442" VPOS="1015" ID="st56-127"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl56-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="provisionsinteressengeleitetes" WIDTH="441" HPOS="196" VPOS="1065" ID="st56-128"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="637" VPOS="1065" ID="st56-129"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="669" VPOS="1065" ID="st56-130"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="734" VPOS="1065" ID="st56-131"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="798" VPOS="1065" ID="st56-132"/><SP/><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="870" VPOS="1065" ID="st56-133"/><SP/><String HEIGHT="31" CONTENT="gerichtetes" WIDTH="163" HPOS="1161" VPOS="1065" ID="st56-134"/><SP/><String HEIGHT="31" CONTENT="Denken" WIDTH="115" HPOS="1341" VPOS="1065" ID="st56-135"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl56-14" WIDTH="1025" HEIGHT="31"><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="196" VPOS="1115" ID="st56-136"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="99" HPOS="296" VPOS="1115" ID="st56-137"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="404" VPOS="1115" ID="st56-138"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="484" VPOS="1115" ID="st56-139"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="528" VPOS="1115" ID="st56-140"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="675" VPOS="1115" ID="st56-141"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="732" VPOS="1115" ID="st56-142"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1151" VPOS="1115" ID="st56-143"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1207" VPOS="1115" ID="st56-144"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl56-15" WIDTH="867" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiele" WIDTH="136" HPOS="196" VPOS="1215" ID="st56-145"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="341" VPOS="1215" ID="st56-146"/><SP/><String HEIGHT="31" CONTENT="provisionsinteressengeleitete" WIDTH="430" HPOS="389" VPOS="1215" ID="st56-147"/><SP/><String HEIGHT="31" CONTENT="Beratungsfehler" WIDTH="235" HPOS="828" VPOS="1215" ID="st56-148"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl56-16" WIDTH="176" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiele" WIDTH="136" HPOS="196" VPOS="1315" ID="st56-149"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="15" HPOS="341" VPOS="1315" ID="st56-150"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="356" VPOS="1315" ID="st56-151"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl56-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="196" VPOS="1365" ID="st56-152"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="236" VPOS="1365" ID="st56-153"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="297" VPOS="1365" ID="st56-154"/><SP/><String HEIGHT="31" CONTENT="Krankenversicherung" WIDTH="315" HPOS="427" VPOS="1365" ID="st56-155"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="754" VPOS="1365" ID="st56-156"/><SP/><String HEIGHT="31" CONTENT="Versicherungsinteressenten" WIDTH="413" HPOS="858" VPOS="1365" ID="st56-157"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="90" HPOS="1283" VPOS="1365" ID="st56-158"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1365" ID="st56-159"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl56-18" WIDTH="1227" HEIGHT="31"><String HEIGHT="31" CONTENT="erklärt" WIDTH="89" HPOS="196" VPOS="1415" ID="st56-160"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="285" VPOS="1415" ID="st56-161"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="307" VPOS="1415" ID="st56-162"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="387" VPOS="1415" ID="st56-163"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="439" VPOS="1415" ID="st56-164"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="521" VPOS="1415" ID="st56-165"/><SP/><String HEIGHT="31" CONTENT="Ruhestand" WIDTH="161" HPOS="565" VPOS="1415" ID="st56-166"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="735" VPOS="1415" ID="st56-167"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="798" VPOS="1415" ID="st56-168"/><SP/><String HEIGHT="31" CONTENT="Rente" WIDTH="89" HPOS="874" VPOS="1415" ID="st56-169"/><SP/><String HEIGHT="31" CONTENT="hohe" WIDTH="75" HPOS="972" VPOS="1415" ID="st56-170"/><SP/><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="1056" VPOS="1415" ID="st56-171"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="98" HPOS="1190" VPOS="1415" ID="st56-172"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="108" HPOS="1297" VPOS="1415" ID="st56-173"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1405" VPOS="1415" ID="st56-174"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl56-19" WIDTH="158" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="196" VPOS="1515" ID="st56-175"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="16" HPOS="322" VPOS="1515" ID="st56-176"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="338" VPOS="1515" ID="st56-177"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl56-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="In" WIDTH="28" HPOS="196" VPOS="1565" ID="st56-178"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="241" VPOS="1565" ID="st56-179"/><SP/><String HEIGHT="31" CONTENT="Haftpflichtversicherung" WIDTH="338" HPOS="306" VPOS="1565" ID="st56-180"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="661" VPOS="1565" ID="st56-181"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="752" VPOS="1565" ID="st56-182"/><SP/><String HEIGHT="31" CONTENT="Umfrage" WIDTH="127" HPOS="832" VPOS="1565" ID="st56-183"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="976" VPOS="1565" ID="st56-184"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="174" HPOS="1047" VPOS="1565" ID="st56-185"/><SP/><String HEIGHT="31" CONTENT="ergeben" WIDTH="114" HPOS="1238" VPOS="1565" ID="st56-186"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1352" VPOS="1565" ID="st56-187"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1386" VPOS="1565" ID="st56-188"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl56-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="196" VPOS="1615" ID="st56-189"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="390" VPOS="1615" ID="st56-190"/><SP/><String HEIGHT="31" CONTENT="Außendienstmitarbeitern" WIDTH="363" HPOS="455" VPOS="1615" ID="st56-191"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="829" VPOS="1615" ID="st56-192"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="906" VPOS="1615" ID="st56-193"/><SP/><String HEIGHT="31" CONTENT="Themen" WIDTH="122" HPOS="961" VPOS="1615" ID="st56-194"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="1094" VPOS="1615" ID="st56-195"/><String HEIGHT="31" CONTENT="schuldunfähige" WIDTH="220" HPOS="1109" VPOS="1615" ID="st56-196"/><SP/><String HEIGHT="31" CONTENT="Kinder" WIDTH="87" HPOS="1340" VPOS="1615" ID="st56-197"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="1427" VPOS="1615" ID="st56-198"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="1615" ID="st56-199"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl56-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="196" VPOS="1665" ID="st56-200"/><String HEIGHT="31" CONTENT="ehrenamtliche" WIDTH="206" HPOS="211" VPOS="1665" ID="st56-201"/><SP/><String HEIGHT="31" CONTENT="Tätigkeiten" WIDTH="154" HPOS="447" VPOS="1665" ID="st56-202"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="601" VPOS="1665" ID="st56-203"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="615" VPOS="1665" ID="st56-204"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="660" VPOS="1665" ID="st56-205"/><String HEIGHT="31" CONTENT="Gefälligkeitshandlungen" WIDTH="347" HPOS="675" VPOS="1665" ID="st56-206"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1022" VPOS="1665" ID="st56-207"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1068" VPOS="1665" ID="st56-208"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="1154" VPOS="1665" ID="st56-209"/><String HEIGHT="31" CONTENT="Geliehenes" WIDTH="159" HPOS="1169" VPOS="1665" ID="st56-210"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1328" VPOS="1665" ID="st56-211"/><SP/><String HEIGHT="31" CONTENT="kaum" WIDTH="82" HPOS="1374" VPOS="1665" ID="st56-212"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl56-23" WIDTH="275" HEIGHT="31"><String HEIGHT="31" CONTENT="aufgeklärt" WIDTH="147" HPOS="196" VPOS="1715" ID="st56-213"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="352" VPOS="1715" ID="st56-214"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="454" VPOS="1715" ID="st56-215"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl56-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="1815" ID="st56-216"/><SP/><String HEIGHT="31" CONTENT="Vergütungssystem" WIDTH="276" HPOS="267" VPOS="1815" ID="st56-217"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="554" VPOS="1815" ID="st56-218"/><SP/><String HEIGHT="31" CONTENT="Außendienstler" WIDTH="224" HPOS="605" VPOS="1815" ID="st56-219"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="840" VPOS="1815" ID="st56-220"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="894" VPOS="1815" ID="st56-221"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="977" VPOS="1815" ID="st56-222"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="1028" VPOS="1815" ID="st56-223"/><SP/><String HEIGHT="31" CONTENT="suboptimal" WIDTH="154" HPOS="1182" VPOS="1815" ID="st56-224"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1336" VPOS="1815" ID="st56-225"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="1363" VPOS="1815" ID="st56-226"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl56-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="196" VPOS="1865" ID="st56-227"/><SP/><String HEIGHT="31" CONTENT="Diskutant" WIDTH="133" HPOS="255" VPOS="1865" ID="st56-228"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="388" VPOS="1865" ID="st56-229"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="418" VPOS="1865" ID="st56-230"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="575" VPOS="1865" ID="st56-231"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="634" VPOS="1865" ID="st56-232"/><SP/><String HEIGHT="31" CONTENT="Anfang" WIDTH="105" HPOS="695" VPOS="1865" ID="st56-233"/><SP/><String HEIGHT="31" CONTENT="gut" WIDTH="46" HPOS="815" VPOS="1865" ID="st56-234"/><SP/><String HEIGHT="31" CONTENT="verdient" WIDTH="119" HPOS="876" VPOS="1865" ID="st56-235"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="87" HPOS="1009" VPOS="1865" ID="st56-236"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1096" VPOS="1865" ID="st56-237"/><SP/><String HEIGHT="31" CONTENT="merkten" WIDTH="120" HPOS="1126" VPOS="1865" ID="st56-238"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="1260" VPOS="1865" ID="st56-239"/><SP/><String HEIGHT="31" CONTENT="Laufe" WIDTH="84" HPOS="1310" VPOS="1865" ID="st56-240"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1865" ID="st56-241"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl56-26" WIDTH="1188" HEIGHT="31"><String HEIGHT="31" CONTENT="Zeit" WIDTH="52" HPOS="196" VPOS="1915" ID="st56-242"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="248" VPOS="1915" ID="st56-243"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="270" VPOS="1915" ID="st56-244"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="350" VPOS="1915" ID="st56-245"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="402" VPOS="1915" ID="st56-246"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="478" VPOS="1915" ID="st56-247"/><SP/><String HEIGHT="31" CONTENT="Stornoreservekonto" WIDTH="291" HPOS="541" VPOS="1915" ID="st56-248"/><SP/><String HEIGHT="31" CONTENT="vieles" WIDTH="86" HPOS="841" VPOS="1915" ID="st56-249"/><SP/><String HEIGHT="31" CONTENT="wieder" WIDTH="98" HPOS="936" VPOS="1915" ID="st56-250"/><SP/><String HEIGHT="31" CONTENT="zurückzahlen" WIDTH="197" HPOS="1043" VPOS="1915" ID="st56-251"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="118" HPOS="1249" VPOS="1915" ID="st56-252"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1367" VPOS="1915" ID="st56-253"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl56-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="196" VPOS="2015" ID="st56-254"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="259" VPOS="2015" ID="st56-255"/><SP/><String HEIGHT="31" CONTENT="Bestrebungen" WIDTH="200" HPOS="356" VPOS="2015" ID="st56-256"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="556" VPOS="2015" ID="st56-257"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="596" VPOS="2015" ID="st56-258"/><SP/><String HEIGHT="31" CONTENT="Vergütungssysteme" WIDTH="295" HPOS="664" VPOS="2015" ID="st56-259"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="982" VPOS="2015" ID="st56-260"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1061" VPOS="2015" ID="st56-261"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="1129" VPOS="2015" ID="st56-262"/><SP/><String HEIGHT="31" CONTENT="einhergehende" WIDTH="222" HPOS="1234" VPOS="2015" ID="st56-263"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl56-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Steuerung" WIDTH="154" HPOS="196" VPOS="2065" ID="st56-264"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="401" VPOS="2065" ID="st56-265"/><SP/><String HEIGHT="31" CONTENT="Außendienstmitarbeiter" WIDTH="344" HPOS="500" VPOS="2065" ID="st56-266"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="895" VPOS="2065" ID="st56-267"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1000" VPOS="2065" ID="st56-268"/><SP/><String HEIGHT="31" CONTENT="abschlussorientierten" WIDTH="315" HPOS="1141" VPOS="2065" ID="st56-269"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl56-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="260" HPOS="196" VPOS="2115" ID="st56-270"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="469" VPOS="2115" ID="st56-271"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="529" VPOS="2115" ID="st56-272"/><SP/><String HEIGHT="31" CONTENT="bestandsorientiertes" WIDTH="300" HPOS="586" VPOS="2115" ID="st56-273"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="259" HPOS="900" VPOS="2115" ID="st56-274"/><SP/><String HEIGHT="31" CONTENT="umzustellen" WIDTH="172" HPOS="1172" VPOS="2115" ID="st56-275"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1344" VPOS="2115" ID="st56-276"/><SP/><String HEIGHT="31" CONTENT="merkt" WIDTH="83" HPOS="1373" VPOS="2115" ID="st56-277"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl56-30" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="48" WIDTH="37" HPOS="196" VPOS="2207" ID="st56-278"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="57" ID="p592571" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592571" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592571" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl57-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hubertus" WIDTH="136" HPOS="196" VPOS="215" ID="st57-0"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="343" VPOS="215" ID="st57-1"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="31" HPOS="474" VPOS="215" ID="st57-2"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="505" VPOS="215" ID="st57-3"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="532" VPOS="215" ID="st57-4"/><SP/><String HEIGHT="31" CONTENT="Gewicht" WIDTH="120" HPOS="602" VPOS="215" ID="st57-5"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="734" VPOS="215" ID="st57-6"/><SP/><String HEIGHT="31" CONTENT="Abschlussprovision" WIDTH="285" HPOS="793" VPOS="215" ID="st57-7"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="160" HPOS="1089" VPOS="215" ID="st57-8"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1260" VPOS="215" ID="st57-9"/><SP/><String HEIGHT="31" CONTENT="Provision" WIDTH="137" HPOS="1319" VPOS="215" ID="st57-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl57-1" WIDTH="1118" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="265" ID="st57-11"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="245" VPOS="265" ID="st57-12"/><SP/><String HEIGHT="31" CONTENT="Betreuung" WIDTH="154" HPOS="298" VPOS="265" ID="st57-13"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="461" VPOS="265" ID="st57-14"/><SP/><String HEIGHT="31" CONTENT="laufenden" WIDTH="147" HPOS="524" VPOS="265" ID="st57-15"/><SP/><String HEIGHT="31" CONTENT="Vertrages" WIDTH="145" HPOS="680" VPOS="265" ID="st57-16"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="68" HPOS="834" VPOS="265" ID="st57-17"/><SP/><String HEIGHT="31" CONTENT="erheblich" WIDTH="135" HPOS="912" VPOS="265" ID="st57-18"/><SP/><String HEIGHT="31" CONTENT="reduziert" WIDTH="130" HPOS="1056" VPOS="265" ID="st57-19"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1195" VPOS="265" ID="st57-20"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1297" VPOS="265" ID="st57-21"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl57-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aus" WIDTH="58" HPOS="196" VPOS="365" ID="st57-22"/><SP/><String HEIGHT="31" CONTENT="europarechtlichen" WIDTH="265" HPOS="286" VPOS="365" ID="st57-23"/><SP/><String HEIGHT="31" CONTENT="Gründen" WIDTH="130" HPOS="583" VPOS="365" ID="st57-24"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="745" VPOS="365" ID="st57-25"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="869" VPOS="365" ID="st57-26"/><SP/><String HEIGHT="31" CONTENT="Provisionssystem" WIDTH="259" HPOS="955" VPOS="365" ID="st57-27"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1246" VPOS="365" ID="st57-28"/><SP/><String HEIGHT="31" CONTENT="einfach" WIDTH="107" HPOS="1349" VPOS="365" ID="st57-29"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl57-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="abgeschafft" WIDTH="173" HPOS="196" VPOS="415" ID="st57-30"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="383" VPOS="415" ID="st57-31"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="484" VPOS="415" ID="st57-32"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="81" HPOS="515" VPOS="415" ID="st57-33"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="610" VPOS="415" ID="st57-34"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="90" HPOS="765" VPOS="415" ID="st57-35"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="855" VPOS="415" ID="st57-36"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="188" HPOS="878" VPOS="415" ID="st57-37"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1079" VPOS="415" ID="st57-38"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="1184" VPOS="415" ID="st57-39"/><SP/><String HEIGHT="31" CONTENT="helfen" WIDTH="85" HPOS="1298" VPOS="415" ID="st57-40"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1383" VPOS="415" ID="st57-41"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="415" ID="st57-42"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl57-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Missstände" WIDTH="169" HPOS="196" VPOS="465" ID="st57-43"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="387" VPOS="465" ID="st57-44"/><SP/><String HEIGHT="31" CONTENT="mildern" WIDTH="104" HPOS="444" VPOS="465" ID="st57-45"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="548" VPOS="465" ID="st57-46"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="114" HPOS="585" VPOS="465" ID="st57-47"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="721" VPOS="465" ID="st57-48"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="853" VPOS="465" ID="st57-49"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="919" VPOS="465" ID="st57-50"/><SP/><String HEIGHT="31" CONTENT="Vermittlern" WIDTH="161" HPOS="997" VPOS="465" ID="st57-51"/><SP/><String HEIGHT="31" CONTENT="verhandeln" WIDTH="159" HPOS="1180" VPOS="465" ID="st57-52"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1339" VPOS="465" ID="st57-53"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="1377" VPOS="465" ID="st57-54"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl57-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Provisionen" WIDTH="174" HPOS="196" VPOS="515" ID="st57-55"/><SP/><String HEIGHT="31" CONTENT="hoch" WIDTH="72" HPOS="380" VPOS="515" ID="st57-56"/><SP/><String HEIGHT="31" CONTENT="angesetzt" WIDTH="144" HPOS="462" VPOS="515" ID="st57-57"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="616" VPOS="515" ID="st57-58"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="672" VPOS="515" ID="st57-59"/><SP/><String HEIGHT="31" CONTENT="In" WIDTH="27" HPOS="696" VPOS="515" ID="st57-60"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="733" VPOS="515" ID="st57-61"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="299" HPOS="791" VPOS="515" ID="st57-62"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="1100" VPOS="515" ID="st57-63"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1218" VPOS="515" ID="st57-64"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1274" VPOS="515" ID="st57-65"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="1364" VPOS="515" ID="st57-66"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl57-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="565" ID="st57-67"/><SP/><String HEIGHT="31" CONTENT="Provisionen" WIDTH="174" HPOS="270" VPOS="565" ID="st57-68"/><SP/><String HEIGHT="31" CONTENT="sinken" WIDTH="90" HPOS="473" VPOS="565" ID="st57-69"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="563" VPOS="565" ID="st57-70"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="608" VPOS="565" ID="st57-71"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="674" VPOS="565" ID="st57-72"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="816" VPOS="565" ID="st57-73"/><SP/><String HEIGHT="31" CONTENT="Sachversicherungen" WIDTH="296" HPOS="893" VPOS="565" ID="st57-74"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1189" VPOS="565" ID="st57-75"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1235" VPOS="565" ID="st57-76"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="1290" VPOS="565" ID="st57-77"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="565" ID="st57-78"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl57-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Provisionen" WIDTH="174" HPOS="196" VPOS="615" ID="st57-79"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="384" VPOS="615" ID="st57-80"/><SP/><String HEIGHT="31" CONTENT="gering" WIDTH="92" HPOS="433" VPOS="615" ID="st57-81"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="73" HPOS="539" VPOS="615" ID="st57-82"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="612" VPOS="615" ID="st57-83"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="641" VPOS="615" ID="st57-84"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="764" VPOS="615" ID="st57-85"/><SP/><String HEIGHT="31" CONTENT="steigen" WIDTH="102" HPOS="820" VPOS="615" ID="st57-86"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="922" VPOS="615" ID="st57-87"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="950" VPOS="615" ID="st57-88"/><SP/><String HEIGHT="31" CONTENT="käme" WIDTH="81" HPOS="1029" VPOS="615" ID="st57-89"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1124" VPOS="615" ID="st57-90"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="1221" VPOS="615" ID="st57-91"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="615" ID="st57-92"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl57-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="196" VPOS="665" ID="st57-93"/><SP/><String HEIGHT="31" CONTENT="aufwandsgerechten" WIDTH="291" HPOS="317" VPOS="665" ID="st57-94"/><SP/><String HEIGHT="31" CONTENT="Beratungssystem" WIDTH="250" HPOS="637" VPOS="665" ID="st57-95"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="887" VPOS="665" ID="st57-96"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="934" VPOS="665" ID="st57-97"/><SP/><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="1013" VPOS="665" ID="st57-98"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="1178" VPOS="665" ID="st57-99"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1299" VPOS="665" ID="st57-100"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="665" ID="st57-101"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl57-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Offenlegung" WIDTH="182" HPOS="196" VPOS="715" ID="st57-102"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="407" VPOS="715" ID="st57-103"/><SP/><String HEIGHT="31" CONTENT="Provision" WIDTH="137" HPOS="484" VPOS="715" ID="st57-104"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="650" VPOS="715" ID="st57-105"/><SP/><String HEIGHT="31" CONTENT="verbessert" WIDTH="149" HPOS="750" VPOS="715" ID="st57-106"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="899" VPOS="715" ID="st57-107"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="943" VPOS="715" ID="st57-108"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="135" HPOS="1006" VPOS="715" ID="st57-109"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="120" HPOS="1170" VPOS="715" ID="st57-110"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1319" VPOS="715" ID="st57-111"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl57-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="überzeugt" WIDTH="142" HPOS="196" VPOS="765" ID="st57-112"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="338" VPOS="765" ID="st57-113"/><SP/><String HEIGHT="31" CONTENT="Transparenz" WIDTH="187" HPOS="375" VPOS="765" ID="st57-114"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="583" VPOS="765" ID="st57-115"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="651" VPOS="765" ID="st57-116"/><SP/><String HEIGHT="31" CONTENT="Gebiet" WIDTH="98" HPOS="780" VPOS="765" ID="st57-117"/><SP/><String HEIGHT="31" CONTENT="lehnt" WIDTH="72" HPOS="899" VPOS="765" ID="st57-118"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="992" VPOS="765" ID="st57-119"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="31" HPOS="1043" VPOS="765" ID="st57-120"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1074" VPOS="765" ID="st57-121"/><SP/><String HEIGHT="31" CONTENT="denn" WIDTH="74" HPOS="1111" VPOS="765" ID="st57-122"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1206" VPOS="765" ID="st57-123"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1307" VPOS="765" ID="st57-124"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1393" VPOS="765" ID="st57-125"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl57-11" WIDTH="1164" HEIGHT="31"><String HEIGHT="31" CONTENT="Autohändler" WIDTH="180" HPOS="196" VPOS="815" ID="st57-126"/><SP/><String HEIGHT="31" CONTENT="gehe" WIDTH="67" HPOS="385" VPOS="815" ID="st57-127"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="452" VPOS="815" ID="st57-128"/><SP/><String HEIGHT="31" CONTENT="wisse" WIDTH="83" HPOS="478" VPOS="815" ID="st57-129"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="570" VPOS="815" ID="st57-130"/><SP/><String HEIGHT="31" CONTENT="schließlich" WIDTH="155" HPOS="645" VPOS="815" ID="st57-131"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="809" VPOS="815" ID="st57-132"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="66" HPOS="891" VPOS="815" ID="st57-133"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="957" VPOS="815" ID="st57-134"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="980" VPOS="815" ID="st57-135"/><SP/><String HEIGHT="31" CONTENT="teuer" WIDTH="76" HPOS="1039" VPOS="815" ID="st57-136"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1125" VPOS="815" ID="st57-137"/><SP/><String HEIGHT="31" CONTENT="Vertrieb" WIDTH="117" HPOS="1182" VPOS="815" ID="st57-138"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="1308" VPOS="815" ID="st57-139"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1347" VPOS="815" ID="st57-140"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl57-12" WIDTH="958" HEIGHT="31"><String HEIGHT="31" CONTENT="3" WIDTH="14" HPOS="196" VPOS="915" ID="st57-141"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="915" ID="st57-142"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="225" VPOS="915" ID="st57-143"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="915" ID="st57-144"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="255" VPOS="915" ID="st57-145"/><SP/><String HEIGHT="31" CONTENT="Bildung" WIDTH="111" HPOS="296" VPOS="915" ID="st57-146"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="417" VPOS="915" ID="st57-147"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="465" VPOS="915" ID="st57-148"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="658" VPOS="915" ID="st57-149"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="723" VPOS="915" ID="st57-150"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="178" HPOS="776" VPOS="915" ID="st57-151"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="964" VPOS="915" ID="st57-152"/><SP/><String HEIGHT="31" CONTENT="Vermittler" WIDTH="142" HPOS="1012" VPOS="915" ID="st57-153"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl57-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="196" VPOS="1015" ID="st57-154"/><SP/><String HEIGHT="31" CONTENT="verbesserte" WIDTH="174" HPOS="292" VPOS="1015" ID="st57-155"/><SP/><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="494" VPOS="1015" ID="st57-156"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="706" VPOS="1015" ID="st57-157"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="783" VPOS="1015" ID="st57-158"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1162" VPOS="1015" ID="st57-159"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1246" VPOS="1015" ID="st57-160"/><SP/><String HEIGHT="31" CONTENT="bessere" WIDTH="118" HPOS="1338" VPOS="1015" ID="st57-161"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl57-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beratung" WIDTH="136" HPOS="196" VPOS="1065" ID="st57-162"/><SP/><String HEIGHT="31" CONTENT="garantieren" WIDTH="168" HPOS="379" VPOS="1065" ID="st57-163"/><SP/><String HEIGHT="31" CONTENT="Elke" WIDTH="65" HPOS="594" VPOS="1065" ID="st57-164"/><SP/><String HEIGHT="31" CONTENT="Weidenbach" WIDTH="177" HPOS="706" VPOS="1065" ID="st57-165"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="883" VPOS="1065" ID="st57-166"/><SP/><String HEIGHT="31" CONTENT="Gruppe" WIDTH="111" HPOS="948" VPOS="1065" ID="st57-167"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="334" HPOS="1106" VPOS="1065" ID="st57-168"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1065" ID="st57-169"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl57-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="174" HPOS="196" VPOS="1115" ID="st57-170"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="370" VPOS="1115" ID="st57-171"/><String HEIGHT="31" CONTENT="Zentrale" WIDTH="127" HPOS="386" VPOS="1115" ID="st57-172"/><SP/><String HEIGHT="31" CONTENT="Nordrhein" WIDTH="141" HPOS="539" VPOS="1115" ID="st57-173"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="680" VPOS="1115" ID="st57-174"/><String HEIGHT="31" CONTENT="Westfalen" WIDTH="142" HPOS="696" VPOS="1115" ID="st57-175"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="838" VPOS="1115" ID="st57-176"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="881" VPOS="1115" ID="st57-177"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="1015" VPOS="1115" ID="st57-178"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="1113" VPOS="1115" ID="st57-179"/><SP/><String HEIGHT="31" CONTENT="ausreichenden" WIDTH="218" HPOS="1238" VPOS="1115" ID="st57-180"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl57-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="272" HPOS="196" VPOS="1165" ID="st57-181"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="468" VPOS="1165" ID="st57-182"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="500" VPOS="1165" ID="st57-183"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="581" VPOS="1165" ID="st57-184"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="677" VPOS="1165" ID="st57-185"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="183" HPOS="818" VPOS="1165" ID="st57-186"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="1016" VPOS="1165" ID="st57-187"/><SP/><String HEIGHT="31" CONTENT="besser" WIDTH="100" HPOS="1118" VPOS="1165" ID="st57-188"/><SP/><String HEIGHT="31" CONTENT="informiert" WIDTH="139" HPOS="1232" VPOS="1165" ID="st57-189"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1386" VPOS="1165" ID="st57-190"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1442" VPOS="1165" ID="st57-191"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl57-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schon" WIDTH="95" HPOS="196" VPOS="1215" ID="st57-192"/><SP/><String HEIGHT="31" CONTENT="junge" WIDTH="81" HPOS="302" VPOS="1215" ID="st57-193"/><SP/><String HEIGHT="31" CONTENT="Menschen" WIDTH="154" HPOS="394" VPOS="1215" ID="st57-194"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="559" VPOS="1215" ID="st57-195"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="696" VPOS="1215" ID="st57-196"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="733" VPOS="1215" ID="st57-197"/><SP/><String HEIGHT="31" CONTENT="Schule" WIDTH="102" HPOS="792" VPOS="1215" ID="st57-198"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="905" VPOS="1215" ID="st57-199"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="927" VPOS="1215" ID="st57-200"/><SP/><String HEIGHT="31" CONTENT="Gymnasium" WIDTH="178" HPOS="975" VPOS="1215" ID="st57-201"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1164" VPOS="1215" ID="st57-202"/><SP/><String HEIGHT="31" CONTENT="Berufsschule" WIDTH="193" HPOS="1241" VPOS="1215" ID="st57-203"/><SP/><String HEIGHT="31" CONTENT="" WIDTH="0" HPOS="1445" VPOS="1215" ID="st57-204" SUBS_TYPE="HypPart1" SUBS_CONTENT="besser"/><HYP CONTENT="-" WIDTH="11" HPOS="1445" VPOS="1215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl57-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="besser" WIDTH="100" HPOS="196" VPOS="1265" ID="st57-205" SUBS_TYPE="HypPart2" SUBS_CONTENT="besser"/><SP/><String HEIGHT="31" CONTENT="ausgebildet" WIDTH="171" HPOS="310" VPOS="1265" ID="st57-206"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="495" VPOS="1265" ID="st57-207"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="596" VPOS="1265" ID="st57-208"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="80" HPOS="627" VPOS="1265" ID="st57-209"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="720" VPOS="1265" ID="st57-210"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="777" VPOS="1265" ID="st57-211"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="900" VPOS="1265" ID="st57-212"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="940" VPOS="1265" ID="st57-213"/><SP/><String HEIGHT="31" CONTENT="Zukunft" WIDTH="111" HPOS="1002" VPOS="1265" ID="st57-214"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="92" HPOS="1127" VPOS="1265" ID="st57-215"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1233" VPOS="1265" ID="st57-216"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="133" HPOS="1323" VPOS="1265" ID="st57-217"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl57-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="196" VPOS="1315" ID="st57-218"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="252" VPOS="1315" ID="st57-219"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="293" VPOS="1315" ID="st57-220"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="378" VPOS="1315" ID="st57-221"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="450" VPOS="1315" ID="st57-222"/><SP/><String HEIGHT="31" CONTENT="Altersvorsorge" WIDTH="215" HPOS="531" VPOS="1315" ID="st57-223"/><SP/><String HEIGHT="31" CONTENT="selbst" WIDTH="87" HPOS="772" VPOS="1315" ID="st57-224"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="885" VPOS="1315" ID="st57-225"/><SP/><String HEIGHT="31" CONTENT="kümmern" WIDTH="129" HPOS="946" VPOS="1315" ID="st57-226"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="1075" VPOS="1315" ID="st57-227"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="66" HPOS="1120" VPOS="1315" ID="st57-228"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1212" VPOS="1315" ID="st57-229"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="1360" VPOS="1315" ID="st57-230"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl57-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvermittler" WIDTH="350" HPOS="196" VPOS="1365" ID="st57-231"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="563" VPOS="1365" ID="st57-232"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="627" VPOS="1365" ID="st57-233"/><SP/><String HEIGHT="31" CONTENT="Basis" WIDTH="81" HPOS="692" VPOS="1365" ID="st57-234"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="791" VPOS="1365" ID="st57-235"/><SP/><String HEIGHT="31" CONTENT="Ehrenkodex" WIDTH="177" HPOS="888" VPOS="1365" ID="st57-236"/><SP/><String HEIGHT="31" CONTENT="arbeiten" WIDTH="115" HPOS="1082" VPOS="1365" ID="st57-237"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1197" VPOS="1365" ID="st57-238"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1229" VPOS="1365" ID="st57-239"/><SP/><String HEIGHT="31" CONTENT="ihnen" WIDTH="82" HPOS="1294" VPOS="1365" ID="st57-240"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="1393" VPOS="1365" ID="st57-241"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl57-21" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="196" VPOS="1415" ID="st57-242"/><SP/><String HEIGHT="31" CONTENT="vermittelt" WIDTH="136" HPOS="378" VPOS="1415" ID="st57-243"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="525" VPOS="1415" ID="st57-244"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="581" VPOS="1415" ID="st57-245"/><SP/><String HEIGHT="31" CONTENT="Diesen" WIDTH="103" HPOS="607" VPOS="1415" ID="st57-246"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="54" HPOS="722" VPOS="1415" ID="st57-247"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="787" VPOS="1415" ID="st57-248"/><SP/><String HEIGHT="31" CONTENT="Oskar" WIDTH="89" HPOS="834" VPOS="1415" ID="st57-249"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="106" HPOS="934" VPOS="1415" ID="st57-250"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="108" HPOS="1051" VPOS="1415" ID="st57-251"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="1170" VPOS="1415" ID="st57-252"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1282" VPOS="1415" ID="st57-253"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="1319" VPOS="1415" ID="st57-254"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1408" VPOS="1415" ID="st57-255"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl57-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wettbewerbsrichtlinien" WIDTH="336" HPOS="196" VPOS="1465" ID="st57-256"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="546" VPOS="1465" ID="st57-257"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="347" HPOS="608" VPOS="1465" ID="st57-258"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="955" VPOS="1465" ID="st57-259"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="985" VPOS="1465" ID="st57-260"/><SP/><String HEIGHT="31" CONTENT="jeder" WIDTH="74" HPOS="1086" VPOS="1465" ID="st57-261"/><SP/><String HEIGHT="31" CONTENT="Vertreter" WIDTH="130" HPOS="1174" VPOS="1465" ID="st57-262"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1318" VPOS="1465" ID="st57-263"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1465" ID="st57-264"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl57-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="196" VPOS="1515" ID="st57-265"/><SP/><String HEIGHT="31" CONTENT="unterschreiben" WIDTH="220" HPOS="274" VPOS="1515" ID="st57-266"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="83" HPOS="523" VPOS="1515" ID="st57-267"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="606" VPOS="1515" ID="st57-268"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="653" VPOS="1515" ID="st57-269"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="802" VPOS="1515" ID="st57-270"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="867" VPOS="1515" ID="st57-271"/><SP/><String HEIGHT="31" CONTENT="Gegenstand" WIDTH="182" HPOS="968" VPOS="1515" ID="st57-272"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1179" VPOS="1515" ID="st57-273"/><SP/><String HEIGHT="31" CONTENT="Prüfung" WIDTH="117" HPOS="1256" VPOS="1515" ID="st57-274"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1515" ID="st57-275"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl57-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Berufsbildungswerks" WIDTH="308" HPOS="196" VPOS="1565" ID="st57-276"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="527" VPOS="1565" ID="st57-277"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="599" VPOS="1565" ID="st57-278"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="353" HPOS="777" VPOS="1565" ID="st57-279"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="72" HPOS="1154" VPOS="1565" ID="st57-280"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1250" VPOS="1565" ID="st57-281"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1329" VPOS="1565" ID="st57-282"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1565" ID="st57-283"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl57-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Vertreter" WIDTH="130" HPOS="196" VPOS="1615" ID="st57-284"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="340" VPOS="1615" ID="st57-285"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="380" VPOS="1615" ID="st57-286"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="92" HPOS="442" VPOS="1615" ID="st57-287"/><SP/><String HEIGHT="31" CONTENT="daran" WIDTH="86" HPOS="548" VPOS="1615" ID="st57-288"/><SP/><String HEIGHT="31" CONTENT="orientieren" WIDTH="158" HPOS="647" VPOS="1615" ID="st57-289"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="101" HPOS="819" VPOS="1615" ID="st57-290"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="920" VPOS="1615" ID="st57-291"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="951" VPOS="1615" ID="st57-292"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1008" VPOS="1615" ID="st57-293"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1087" VPOS="1615" ID="st57-294"/><SP/><String HEIGHT="31" CONTENT="großen" WIDTH="106" HPOS="1182" VPOS="1615" ID="st57-295"/><SP/><String HEIGHT="31" CONTENT="Schritt" WIDTH="95" HPOS="1301" VPOS="1615" ID="st57-296"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1410" VPOS="1615" ID="st57-297"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl57-26" WIDTH="771" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="1665" ID="st57-298"/><SP/><String HEIGHT="31" CONTENT="Weg" WIDTH="69" HPOS="270" VPOS="1665" ID="st57-299"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="348" VPOS="1665" ID="st57-300"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="421" VPOS="1665" ID="st57-301"/><SP/><String HEIGHT="31" CONTENT="vorangekommen" WIDTH="238" HPOS="710" VPOS="1665" ID="st57-302"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="948" VPOS="1665" ID="st57-303"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl57-27" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="49" WIDTH="37" HPOS="1419" VPOS="2207" ID="st57-304"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="58" ID="p592572" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592572" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592572" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl58-0" WIDTH="1220" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="196" VPOS="215" ID="st58-0"/><SP/><String HEIGHT="31" CONTENT="Versicherteninteressen" WIDTH="369" HPOS="256" VPOS="215" ID="st58-1"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="48" HPOS="634" VPOS="215" ID="st58-2"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="691" VPOS="215" ID="st58-3"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="181" HPOS="753" VPOS="215" ID="st58-4"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="60" HPOS="943" VPOS="215" ID="st58-5"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="213" HPOS="1012" VPOS="215" ID="st58-6"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1234" VPOS="215" ID="st58-7"/><SP/><String HEIGHT="31" CONTENT="Tarifen" WIDTH="111" HPOS="1305" VPOS="215" ID="st58-8"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl58-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsgesellschaften" WIDTH="426" HPOS="196" VPOS="315" ID="st58-9"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="109" HPOS="662" VPOS="315" ID="st58-10"/><SP/><String HEIGHT="31" CONTENT="Vertragsbedingungen" WIDTH="319" HPOS="810" VPOS="315" ID="st58-11"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1169" VPOS="315" ID="st58-12"/><SP/><String HEIGHT="31" CONTENT="bestimmten" WIDTH="172" HPOS="1284" VPOS="315" ID="st58-13"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl58-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Umständen" WIDTH="171" HPOS="196" VPOS="365" ID="st58-14"/><SP/><String HEIGHT="31" CONTENT="einseitig" WIDTH="122" HPOS="382" VPOS="365" ID="st58-15"/><SP/><String HEIGHT="31" CONTENT="ändern" WIDTH="96" HPOS="520" VPOS="365" ID="st58-16"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="616" VPOS="365" ID="st58-17"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="648" VPOS="365" ID="st58-18"/><SP/><String HEIGHT="31" CONTENT="gesetzlich" WIDTH="148" HPOS="748" VPOS="365" ID="st58-19"/><SP/><String HEIGHT="31" CONTENT="festgelegte" WIDTH="163" HPOS="912" VPOS="365" ID="st58-20"/><SP/><String HEIGHT="31" CONTENT="Option" WIDTH="98" HPOS="1090" VPOS="365" ID="st58-21"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="50" HPOS="1203" VPOS="365" ID="st58-22"/><SP/><String HEIGHT="31" CONTENT="ausgleichen" WIDTH="171" HPOS="1269" VPOS="365" ID="st58-23"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="365" ID="st58-24"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl58-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="415" ID="st58-25"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="321" VPOS="415" ID="st58-26"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="713" VPOS="415" ID="st58-27"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="823" VPOS="415" ID="st58-28"/><SP/><String HEIGHT="31" CONTENT="Krankenversicherungen" WIDTH="352" HPOS="996" VPOS="415" ID="st58-29"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="415" ID="st58-30"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl58-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kündigungsrecht" WIDTH="250" HPOS="196" VPOS="465" ID="st58-31"/><SP/><String HEIGHT="31" CONTENT="verwehrt" WIDTH="128" HPOS="478" VPOS="465" ID="st58-32"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="32" HPOS="638" VPOS="465" ID="st58-33"/><String HEIGHT="31" CONTENT="." WIDTH="11" HPOS="670" VPOS="465" ID="st58-34"/><SP/><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="202" HPOS="713" VPOS="465" ID="st58-35"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="947" VPOS="465" ID="st58-36"/><SP/><String HEIGHT="31" CONTENT="rechtliche" WIDTH="143" HPOS="1059" VPOS="465" ID="st58-37"/><SP/><String HEIGHT="31" CONTENT="Vertragslücken" WIDTH="222" HPOS="1234" VPOS="465" ID="st58-38"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl58-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="entstehen" WIDTH="140" HPOS="196" VPOS="515" ID="st58-39"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="336" VPOS="515" ID="st58-40"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="367" VPOS="515" ID="st58-41"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="381" VPOS="515" ID="st58-42"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="395" VPOS="515" ID="st58-43"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="409" VPOS="515" ID="st58-44"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="57" HPOS="439" VPOS="515" ID="st58-45"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="511" VPOS="515" ID="st58-46"/><SP/><String HEIGHT="31" CONTENT="Gerichtsurteil" WIDTH="197" HPOS="570" VPOS="515" ID="st58-47"/><SP/><String HEIGHT="31" CONTENT="Vertragsklauseln" WIDTH="249" HPOS="781" VPOS="515" ID="st58-48"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1045" VPOS="515" ID="st58-49"/><SP/><String HEIGHT="31" CONTENT="ungültig" WIDTH="117" HPOS="1099" VPOS="515" ID="st58-50"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="89" HPOS="1230" VPOS="515" ID="st58-51"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1319" VPOS="515" ID="st58-52"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="109" HPOS="1347" VPOS="515" ID="st58-53"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl58-6" WIDTH="358" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="196" VPOS="565" ID="st58-54"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="376" VPOS="565" ID="st58-55"/><SP/><String HEIGHT="31" CONTENT="füllen" WIDTH="76" HPOS="465" VPOS="565" ID="st58-56"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="541" VPOS="565" ID="st58-57"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl58-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zur" WIDTH="50" HPOS="196" VPOS="665" ID="st58-58"/><SP/><String HEIGHT="31" CONTENT="Zeit" WIDTH="55" HPOS="272" VPOS="665" ID="st58-59"/><SP/><String HEIGHT="31" CONTENT="existieren" WIDTH="142" HPOS="353" VPOS="665" ID="st58-60"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="66" HPOS="521" VPOS="665" ID="st58-61"/><SP/><String HEIGHT="31" CONTENT="Vorschriften" WIDTH="177" HPOS="613" VPOS="665" ID="st58-62"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="816" VPOS="665" ID="st58-63"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="425" HPOS="876" VPOS="665" ID="st58-64"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1301" VPOS="665" ID="st58-65"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1342" VPOS="665" ID="st58-66"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="665" ID="st58-67"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl58-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Änderung" WIDTH="145" HPOS="196" VPOS="715" ID="st58-68"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="374" VPOS="715" ID="st58-69"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="406" HPOS="462" VPOS="715" ID="st58-70"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="901" VPOS="715" ID="st58-71"/><SP/><String HEIGHT="31" CONTENT="–tarifen" WIDTH="112" HPOS="990" VPOS="715" ID="st58-72"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="1136" VPOS="715" ID="st58-73"/><SP/><String HEIGHT="31" CONTENT="unwirksamer" WIDTH="189" HPOS="1267" VPOS="715" ID="st58-74"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl58-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bestimmungen" WIDTH="223" HPOS="196" VPOS="765" ID="st58-75"/><SP/><String HEIGHT="31" CONTENT="vorsehen" WIDTH="130" HPOS="438" VPOS="765" ID="st58-76"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="568" VPOS="765" ID="st58-77"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="604" VPOS="765" ID="st58-78"/><SP/><String HEIGHT="31" CONTENT="handelt" WIDTH="109" HPOS="663" VPOS="765" ID="st58-79"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="792" VPOS="765" ID="st58-80"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="871" VPOS="765" ID="st58-81"/><String HEIGHT="31" CONTENT="§" WIDTH="19" HPOS="937" VPOS="765" ID="st58-82"/><SP/><String HEIGHT="31" CONTENT="172" WIDTH="55" HPOS="976" VPOS="765" ID="st58-83"/><SP/><String HEIGHT="31" CONTENT="VVG" WIDTH="70" HPOS="1051" VPOS="765" ID="st58-84"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1141" VPOS="765" ID="st58-85"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1200" VPOS="765" ID="st58-86"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="1275" VPOS="765" ID="st58-87"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="765" ID="st58-88"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl58-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="815" ID="st58-89"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="510" VPOS="815" ID="st58-90"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="579" VPOS="815" ID="st58-91"/><String HEIGHT="31" CONTENT="§" WIDTH="19" HPOS="638" VPOS="815" ID="st58-92"/><SP/><String HEIGHT="31" CONTENT="178" WIDTH="56" HPOS="670" VPOS="815" ID="st58-93"/><SP/><String HEIGHT="31" CONTENT="VVG" WIDTH="70" HPOS="739" VPOS="815" ID="st58-94"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="823" VPOS="815" ID="st58-95"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="875" VPOS="815" ID="st58-96"/><SP/><String HEIGHT="31" CONTENT="Bereich" WIDTH="113" HPOS="944" VPOS="815" ID="st58-97"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1071" VPOS="815" ID="st58-98"/><SP/><String HEIGHT="31" CONTENT="Krankenversicherung" WIDTH="307" HPOS="1132" VPOS="815" ID="st58-99"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="815" ID="st58-100"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl58-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Beide" WIDTH="85" HPOS="196" VPOS="865" ID="st58-101"/><SP/><String HEIGHT="31" CONTENT="Vorschriften" WIDTH="178" HPOS="309" VPOS="865" ID="st58-102"/><SP/><String HEIGHT="31" CONTENT="setzen" WIDTH="98" HPOS="515" VPOS="865" ID="st58-103"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="641" VPOS="865" ID="st58-104"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="707" VPOS="865" ID="st58-105"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="267" HPOS="798" VPOS="865" ID="st58-106"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1093" VPOS="865" ID="st58-107"/><SP/><String HEIGHT="31" CONTENT="Zustimmung" WIDTH="184" HPOS="1165" VPOS="865" ID="st58-108"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="865" ID="st58-109"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl58-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="212" HPOS="196" VPOS="915" ID="st58-110"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="442" VPOS="915" ID="st58-111"/><SP/><String HEIGHT="31" CONTENT="voraus" WIDTH="94" HPOS="665" VPOS="915" ID="st58-112"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="759" VPOS="915" ID="st58-113"/><SP/><String HEIGHT="31" CONTENT="Darüber" WIDTH="113" HPOS="809" VPOS="915" ID="st58-114"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="922" VPOS="915" ID="st58-115"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="973" VPOS="915" ID="st58-116"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1058" VPOS="915" ID="st58-117"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="1136" VPOS="915" ID="st58-118"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="915" ID="st58-119"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl58-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="196" VPOS="965" ID="st58-120"/><SP/><String HEIGHT="31" CONTENT="gewährleistet" WIDTH="196" HPOS="396" VPOS="965" ID="st58-121"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="602" VPOS="965" ID="st58-122"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="658" VPOS="965" ID="st58-123"/><SP/><String HEIGHT="31" CONTENT="enthalte" WIDTH="118" HPOS="683" VPOS="965" ID="st58-124"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="812" VPOS="965" ID="st58-125"/><SP/><String HEIGHT="31" CONTENT="derzeitige" WIDTH="144" HPOS="876" VPOS="965" ID="st58-126"/><SP/><String HEIGHT="31" CONTENT="VVG" WIDTH="70" HPOS="1031" VPOS="965" ID="st58-127"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="1111" VPOS="965" ID="st58-128"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="135" HPOS="1201" VPOS="965" ID="st58-129"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1336" VPOS="965" ID="st58-130"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="1364" VPOS="965" ID="st58-131"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl58-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="196" VPOS="1015" ID="st58-132"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="94" HPOS="280" VPOS="1015" ID="st58-133"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="374" VPOS="1015" ID="st58-134"/><SP/><String HEIGHT="31" CONTENT="Geschäftsführerin" WIDTH="263" HPOS="422" VPOS="1015" ID="st58-135"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="717" VPOS="1015" ID="st58-136"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="803" VPOS="1015" ID="st58-137"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="948" VPOS="1015" ID="st58-138"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1029" VPOS="1015" ID="st58-139"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1216" VPOS="1015" ID="st58-140"/><SP/><String HEIGHT="31" CONTENT="Lediglich" WIDTH="132" HPOS="1257" VPOS="1015" ID="st58-141"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1015" ID="st58-142"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl58-15" WIDTH="443" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsaufsichtsgesetz" WIDTH="443" HPOS="196" VPOS="1065" ID="st58-143"/></TextLine><TextLine HPOS="639" VPOS="1058" ID="tl58-16" WIDTH="12" HEIGHT="20"><String HEIGHT="20" CONTENT="9" WIDTH="12" HPOS="639" VPOS="1058" ID="st58-144"/></TextLine><TextLine HPOS="671" VPOS="1065" ID="tl58-17" WIDTH="785" HEIGHT="31"><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="671" VPOS="1065" ID="st58-145"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="781" VPOS="1065" ID="st58-146"/><SP/><String HEIGHT="31" CONTENT="fachliche" WIDTH="131" HPOS="845" VPOS="1065" ID="st58-147"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="996" VPOS="1065" ID="st58-148"/><SP/><String HEIGHT="31" CONTENT="persönliche" WIDTH="170" HPOS="1071" VPOS="1065" ID="st58-149"/><SP/><String HEIGHT="31" CONTENT="Eignung" WIDTH="122" HPOS="1261" VPOS="1065" ID="st58-150"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1065" ID="st58-151"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl58-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="196" VPOS="1115" ID="st58-152"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="128" HPOS="408" VPOS="1115" ID="st58-153"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="536" VPOS="1115" ID="st58-154"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="573" VPOS="1115" ID="st58-155"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="655" VPOS="1115" ID="st58-156"/><SP/><String HEIGHT="31" CONTENT="verlaufe" WIDTH="118" HPOS="991" VPOS="1115" ID="st58-157"/><SP/><String HEIGHT="31" CONTENT="folgendermaßen" WIDTH="235" HPOS="1132" VPOS="1115" ID="st58-158"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="1367" VPOS="1115" ID="st58-159"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="1115" ID="st58-160"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl58-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1165" ID="st58-161"/><SP/><String HEIGHT="31" CONTENT="benennen" WIDTH="148" HPOS="647" VPOS="1165" ID="st58-162"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="835" VPOS="1165" ID="st58-163"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="924" VPOS="1165" ID="st58-164"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1176" VPOS="1165" ID="st58-165"/><SP/><String HEIGHT="31" CONTENT="Finanzdienst" WIDTH="185" HPOS="1256" VPOS="1165" ID="st58-166" SUBS_TYPE="HypPart1" SUBS_CONTENT="Finanzdienstleistungsaufsicht"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1165" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl58-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="leistungsaufsicht" WIDTH="247" HPOS="196" VPOS="1215" ID="st58-167" SUBS_TYPE="HypPart2" SUBS_CONTENT="Finanzdienstleistungsaufsicht"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="456" VPOS="1215" ID="st58-168"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="164" HPOS="524" VPOS="1215" ID="st58-169"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="688" VPOS="1215" ID="st58-170"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="718" VPOS="1215" ID="st58-171"/><SP/><String HEIGHT="31" CONTENT="Behörde" WIDTH="126" HPOS="781" VPOS="1215" ID="st58-172"/><SP/><String HEIGHT="31" CONTENT="prüft" WIDTH="66" HPOS="920" VPOS="1215" ID="st58-173"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="999" VPOS="1215" ID="st58-174"/><SP/><String HEIGHT="31" CONTENT="Eignung" WIDTH="123" HPOS="1056" VPOS="1215" ID="st58-175"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1192" VPOS="1215" ID="st58-176"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="181" HPOS="1258" VPOS="1215" ID="st58-177"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1439" VPOS="1215" ID="st58-178"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl58-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="1265" ID="st58-179"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="269" VPOS="1265" ID="st58-180"/><SP/><String HEIGHT="31" CONTENT="stimmt" WIDTH="98" HPOS="618" VPOS="1265" ID="st58-181"/><SP/><String HEIGHT="31" CONTENT="also" WIDTH="61" HPOS="752" VPOS="1265" ID="st58-182"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="849" VPOS="1265" ID="st58-183"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="955" VPOS="1265" ID="st58-184"/><SP/><String HEIGHT="31" CONTENT="Vertragspartner" WIDTH="225" HPOS="1040" VPOS="1265" ID="st58-185"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1265" VPOS="1265" ID="st58-186"/><SP/><String HEIGHT="31" CONTENT="d" WIDTH="14" HPOS="1316" VPOS="1265" ID="st58-187"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1330" VPOS="1265" ID="st58-188"/><String HEIGHT="31" CONTENT="h" WIDTH="14" HPOS="1344" VPOS="1265" ID="st58-189"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1358" VPOS="1265" ID="st58-190"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1265" ID="st58-191"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl58-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1315" ID="st58-192"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="30" HPOS="533" VPOS="1315" ID="st58-193"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="563" VPOS="1315" ID="st58-194"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="589" VPOS="1315" ID="st58-195"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="720" VPOS="1315" ID="st58-196"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="775" VPOS="1315" ID="st58-197"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="840" VPOS="1315" ID="st58-198"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="899" VPOS="1315" ID="st58-199"/><SP/><String HEIGHT="31" CONTENT="bestellter" WIDTH="135" HPOS="1106" VPOS="1315" ID="st58-200"/><SP/><String HEIGHT="31" CONTENT="unabhängiger" WIDTH="204" HPOS="1252" VPOS="1315" ID="st58-201"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl58-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="165" HPOS="196" VPOS="1365" ID="st58-202"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="361" VPOS="1365" ID="st58-203"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="96" HPOS="393" VPOS="1365" ID="st58-204"/><SP/><String HEIGHT="31" CONTENT="genehmigt" WIDTH="156" HPOS="504" VPOS="1365" ID="st58-205"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="675" VPOS="1365" ID="st58-206"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="734" VPOS="1365" ID="st58-207"/><SP/><String HEIGHT="31" CONTENT="anstelle" WIDTH="115" HPOS="931" VPOS="1365" ID="st58-208"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1061" VPOS="1365" ID="st58-209"/><SP/><String HEIGHT="31" CONTENT="Vertragspartners" WIDTH="241" HPOS="1130" VPOS="1365" ID="st58-210"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1371" VPOS="1365" ID="st58-211"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1402" VPOS="1365" ID="st58-212"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl58-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1415" ID="st58-213"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="564" VPOS="1415" ID="st58-214"/><SP/><String HEIGHT="31" CONTENT="Vertragspartner" WIDTH="232" HPOS="647" VPOS="1415" ID="st58-215"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="46" HPOS="920" VPOS="1415" ID="st58-216"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="1007" VPOS="1415" ID="st58-217"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1094" VPOS="1415" ID="st58-218"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="1180" VPOS="1415" ID="st58-219"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1415" ID="st58-220"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl58-25" WIDTH="576" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertrags" WIDTH="334" HPOS="196" VPOS="1465" ID="st58-221"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="539" VPOS="1465" ID="st58-222"/><SP/><String HEIGHT="31" CONTENT="Einfluss" WIDTH="111" HPOS="647" VPOS="1465" ID="st58-223"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="758" VPOS="1465" ID="st58-224"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl58-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unumstritten" WIDTH="189" HPOS="196" VPOS="1565" ID="st58-225"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="410" VPOS="1565" ID="st58-226"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="467" VPOS="1565" ID="st58-227"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="517" VPOS="1565" ID="st58-228"/><SP/><String HEIGHT="31" CONTENT="Diskussion" WIDTH="154" HPOS="590" VPOS="1565" ID="st58-229"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="744" VPOS="1565" ID="st58-230"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="785" VPOS="1565" ID="st58-231"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="880" VPOS="1565" ID="st58-232"/><SP/><String HEIGHT="31" CONTENT="nachträgliche" WIDTH="198" HPOS="967" VPOS="1565" ID="st58-233"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="266" HPOS="1190" VPOS="1565" ID="st58-234"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl58-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="möglich" WIDTH="115" HPOS="196" VPOS="1615" ID="st58-235"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="61" HPOS="334" VPOS="1615" ID="st58-236"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="74" HPOS="418" VPOS="1615" ID="st58-237"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="492" VPOS="1615" ID="st58-238"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="528" VPOS="1615" ID="st58-239"/><SP/><String HEIGHT="31" CONTENT="gibt" WIDTH="54" HPOS="589" VPOS="1615" ID="st58-240"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="666" VPOS="1615" ID="st58-241"/><SP/><String HEIGHT="31" CONTENT="verschiedene" WIDTH="199" HPOS="787" VPOS="1615" ID="st58-242"/><SP/><String HEIGHT="31" CONTENT="Vorstellungen" WIDTH="203" HPOS="1009" VPOS="1615" ID="st58-243"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1235" VPOS="1615" ID="st58-244"/><SP/><String HEIGHT="31" CONTENT="welchen" WIDTH="122" HPOS="1334" VPOS="1615" ID="st58-245"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl58-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="197" HPOS="196" VPOS="1665" ID="st58-246"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="61" HPOS="409" VPOS="1665" ID="st58-247"/><SP/><String HEIGHT="31" CONTENT="wünschenswert" WIDTH="229" HPOS="486" VPOS="1665" ID="st58-248"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="34" HPOS="731" VPOS="1665" ID="st58-249"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="781" VPOS="1665" ID="st58-250"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="852" VPOS="1665" ID="st58-251"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="918" VPOS="1665" ID="st58-252"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="997" VPOS="1665" ID="st58-253"/><SP/><String HEIGHT="31" CONTENT="ersetzt" WIDTH="100" HPOS="1156" VPOS="1665" ID="st58-254"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1272" VPOS="1665" ID="st58-255"/><SP/><String HEIGHT="31" CONTENT="soll" WIDTH="47" HPOS="1397" VPOS="1665" ID="st58-256"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1444" VPOS="1665" ID="st58-257"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl58-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Insbesondere" WIDTH="202" HPOS="196" VPOS="1715" ID="st58-258"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="61" HPOS="411" VPOS="1715" ID="st58-259"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="485" VPOS="1715" ID="st58-260"/><SP/><String HEIGHT="31" CONTENT="Auswahlverfahren" WIDTH="267" HPOS="551" VPOS="1715" ID="st58-261"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="831" VPOS="1715" ID="st58-262"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="188" HPOS="898" VPOS="1715" ID="st58-263"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="112" HPOS="1099" VPOS="1715" ID="st58-264"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="1211" VPOS="1715" ID="st58-265"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="41" HPOS="1236" VPOS="1715" ID="st58-266"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="1290" VPOS="1715" ID="st58-267"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="1715" ID="st58-268"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl58-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1765" ID="st58-269"/><SP/><String HEIGHT="31" CONTENT="Prüfung" WIDTH="117" HPOS="274" VPOS="1765" ID="st58-270"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="420" VPOS="1765" ID="st58-271"/><SP/><String HEIGHT="31" CONTENT="Eignung" WIDTH="122" HPOS="498" VPOS="1765" ID="st58-272"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="650" VPOS="1765" ID="st58-273"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="733" VPOS="1765" ID="st58-274"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="951" VPOS="1765" ID="st58-275"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="156" HPOS="1025" VPOS="1765" ID="st58-276"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1210" VPOS="1765" ID="st58-277"/><SP/><String HEIGHT="31" CONTENT="betroffenen" WIDTH="168" HPOS="1288" VPOS="1765" ID="st58-278"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl58-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1815" ID="st58-279"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="538" VPOS="1815" ID="st58-280"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="624" VPOS="1815" ID="st58-281"/><SP/><String HEIGHT="31" CONTENT="berücksichtigt" WIDTH="198" HPOS="831" VPOS="1815" ID="st58-282"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1029" VPOS="1815" ID="st58-283"/><SP/><String HEIGHT="31" CONTENT="merkt" WIDTH="84" HPOS="1059" VPOS="1815" ID="st58-284"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="1158" VPOS="1815" ID="st58-285"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="1225" VPOS="1815" ID="st58-286"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1341" VPOS="1815" ID="st58-287"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1371" VPOS="1815" ID="st58-288"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="1815" ID="st58-289"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl58-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Referentenentwurf" WIDTH="275" HPOS="196" VPOS="1865" ID="st58-290"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="486" VPOS="1865" ID="st58-291"/><SP/><String HEIGHT="31" CONTENT="VVG" WIDTH="57" HPOS="547" VPOS="1865" ID="st58-292"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="604" VPOS="1865" ID="st58-293"/><String HEIGHT="31" CONTENT="Reform" WIDTH="115" HPOS="623" VPOS="1865" ID="st58-294"/><SP/><String HEIGHT="31" CONTENT="nehme" WIDTH="102" HPOS="753" VPOS="1865" ID="st58-295"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="870" VPOS="1865" ID="st58-296"/><SP/><String HEIGHT="31" CONTENT="erforderlichen" WIDTH="204" HPOS="941" VPOS="1865" ID="st58-297"/><SP/><String HEIGHT="31" CONTENT="Interessenausgleich" WIDTH="296" HPOS="1160" VPOS="1865" ID="st58-298"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl58-33" WIDTH="217" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1915" ID="st58-299"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="278" VPOS="1915" ID="st58-300"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="41" HPOS="358" VPOS="1915" ID="st58-301"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="399" VPOS="1915" ID="st58-302"/></TextLine><TextLine HPOS="196" VPOS="2098" ID="tl58-34" WIDTH="10" HEIGHT="16"><String HEIGHT="16" CONTENT="9" WIDTH="10" HPOS="196" VPOS="2098" ID="st58-303"/></TextLine><TextLine HPOS="225" VPOS="2105" ID="tl58-35" WIDTH="1231" HEIGHT="25"><String HEIGHT="25" CONTENT="Das" WIDTH="49" HPOS="225" VPOS="2105" ID="st58-304"/><SP/><String HEIGHT="25" CONTENT="Versicherungsaufsichtsgesetz" WIDTH="369" HPOS="293" VPOS="2105" ID="st58-305"/><SP/><String HEIGHT="25" CONTENT="vom" WIDTH="52" HPOS="681" VPOS="2105" ID="st58-306"/><SP/><String HEIGHT="25" CONTENT="17" WIDTH="27" HPOS="752" VPOS="2105" ID="st58-307"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="779" VPOS="2105" ID="st58-308"/><String HEIGHT="25" CONTENT="12" WIDTH="28" HPOS="793" VPOS="2105" ID="st58-309"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="821" VPOS="2105" ID="st58-310"/><String HEIGHT="25" CONTENT="1992" WIDTH="56" HPOS="835" VPOS="2105" ID="st58-311"/><SP/><String HEIGHT="25" CONTENT="regelt" WIDTH="70" HPOS="909" VPOS="2105" ID="st58-312"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="37" HPOS="998" VPOS="2105" ID="st58-313"/><SP/><String HEIGHT="25" CONTENT="Aufsicht" WIDTH="99" HPOS="1053" VPOS="2105" ID="st58-314"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="1171" VPOS="2105" ID="st58-315"/><SP/><String HEIGHT="25" CONTENT="Bundesanstalt" WIDTH="176" HPOS="1229" VPOS="2105" ID="st58-316"/><SP/><String HEIGHT="25" CONTENT="für" WIDTH="32" HPOS="1424" VPOS="2105" ID="st58-317"/></TextLine><TextLine HPOS="225" VPOS="2155" ID="tl58-36" WIDTH="828" HEIGHT="25"><String HEIGHT="25" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="363" HPOS="225" VPOS="2155" ID="st58-318"/><SP/><String HEIGHT="25" CONTENT="über" WIDTH="56" HPOS="596" VPOS="2155" ID="st58-319"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="38" HPOS="659" VPOS="2155" ID="st58-320"/><SP/><String HEIGHT="25" CONTENT="Versicherungsunternehmen" WIDTH="335" HPOS="704" VPOS="2155" ID="st58-321"/><String HEIGHT="25" CONTENT="." WIDTH="14" HPOS="1039" VPOS="2155" ID="st58-322"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl58-37" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="50" WIDTH="37" HPOS="196" VPOS="2207" ID="st58-323"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="59" ID="p592573" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592573" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592573" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl59-0" WIDTH="1216" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="196" VPOS="215" ID="st59-0"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="215" ID="st59-1"/><String HEIGHT="31" CONTENT="1" WIDTH="16" HPOS="227" VPOS="215" ID="st59-2"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="197" HPOS="276" VPOS="215" ID="st59-3"/><SP/><String HEIGHT="31" CONTENT="laufender" WIDTH="150" HPOS="482" VPOS="215" ID="st59-4"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="135" HPOS="641" VPOS="215" ID="st59-5"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="786" VPOS="215" ID="st59-6"/><SP/><String HEIGHT="31" CONTENT="Wohl" WIDTH="81" HPOS="814" VPOS="215" ID="st59-7"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="72" HPOS="904" VPOS="215" ID="st59-8"/><SP/><String HEIGHT="31" CONTENT="Übel" WIDTH="72" HPOS="986" VPOS="215" ID="st59-9"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="45" HPOS="1067" VPOS="215" ID="st59-10"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="59" HPOS="1121" VPOS="215" ID="st59-11"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="204" HPOS="1190" VPOS="215" ID="st59-12"/><String HEIGHT="31" CONTENT="?" WIDTH="18" HPOS="1394" VPOS="215" ID="st59-13"/></TextLine><TextLine HPOS="433" VPOS="315" ID="tl59-1" WIDTH="718" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="433" VPOS="315" ID="st59-14"/><String HEIGHT="31" CONTENT="Langlaufende" WIDTH="196" HPOS="449" VPOS="315" ID="st59-15"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="673" VPOS="315" ID="st59-16"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="828" VPOS="315" ID="st59-17"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="952" VPOS="315" ID="st59-18"/><SP/><String HEIGHT="31" CONTENT="lebender" WIDTH="129" HPOS="1022" VPOS="315" ID="st59-19"/></TextLine><TextLine HPOS="433" VPOS="365" ID="tl59-2" WIDTH="717" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="433" VPOS="365" ID="st59-20"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="534" VPOS="365" ID="st59-21"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="38" HPOS="561" VPOS="365" ID="st59-22"/><SP/><String HEIGHT="31" CONTENT="darf" WIDTH="57" HPOS="609" VPOS="365" ID="st59-23"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="676" VPOS="365" ID="st59-24"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="783" VPOS="365" ID="st59-25"/><SP/><String HEIGHT="31" CONTENT="Willkür" WIDTH="100" HPOS="872" VPOS="365" ID="st59-26"/><SP/><String HEIGHT="31" CONTENT="herrschen" WIDTH="138" HPOS="981" VPOS="365" ID="st59-27"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1119" VPOS="365" ID="st59-28"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1134" VPOS="365" ID="st59-29"/></TextLine><TextLine HPOS="1179" VPOS="315" ID="tl59-3" WIDTH="277" HEIGHT="31"><String HEIGHT="31" CONTENT="Prozess" WIDTH="120" HPOS="1179" VPOS="315" ID="st59-30"/><SP/><String HEIGHT="31" CONTENT="begriffen" WIDTH="130" HPOS="1326" VPOS="315" ID="st59-31"/></TextLine><TextLine HPOS="1206" VPOS="415" ID="tl59-4" WIDTH="250" HEIGHT="31"><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="1206" VPOS="415" ID="st59-32"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="96" HPOS="1360" VPOS="415" ID="st59-33"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl59-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Grundsätzlich" WIDTH="204" HPOS="196" VPOS="515" ID="st59-34"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="76" HPOS="422" VPOS="515" ID="st59-35"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="520" VPOS="515" ID="st59-36"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="578" VPOS="515" ID="st59-37"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="671" VPOS="515" ID="st59-38"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="728" VPOS="515" ID="st59-39"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="784" VPOS="515" ID="st59-40"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="820" VPOS="515" ID="st59-41"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="913" VPOS="515" ID="st59-42"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="1000" VPOS="515" ID="st59-43"/><SP/><String HEIGHT="31" CONTENT="vernünftige" WIDTH="165" HPOS="1096" VPOS="515" ID="st59-44"/><SP/><String HEIGHT="31" CONTENT="vertragliche" WIDTH="172" HPOS="1284" VPOS="515" ID="st59-45"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl59-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Regelung" WIDTH="143" HPOS="196" VPOS="565" ID="st59-46"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="197" HPOS="351" VPOS="565" ID="st59-47"/><SP/><String HEIGHT="31" CONTENT="ändert" WIDTH="89" HPOS="560" VPOS="565" ID="st59-48"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="649" VPOS="565" ID="st59-49"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="676" VPOS="565" ID="st59-50"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="781" VPOS="565" ID="st59-51"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="90" HPOS="938" VPOS="565" ID="st59-52"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1028" VPOS="565" ID="st59-53"/><SP/><String HEIGHT="31" CONTENT="Mitglied" WIDTH="115" HPOS="1056" VPOS="565" ID="st59-54"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1183" VPOS="565" ID="st59-55"/><SP/><String HEIGHT="31" CONTENT="Vorstände" WIDTH="152" HPOS="1244" VPOS="565" ID="st59-56"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="565" ID="st59-57"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl59-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschen" WIDTH="159" HPOS="196" VPOS="615" ID="st59-58"/><SP/><String HEIGHT="31" CONTENT="Aktuarvereinigung" WIDTH="262" HPOS="366" VPOS="615" ID="st59-59"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="628" VPOS="615" ID="st59-60"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="655" VPOS="615" ID="st59-61"/><SP/><String HEIGHT="31" CONTENT="Hamburg" WIDTH="129" HPOS="714" VPOS="615" ID="st59-62"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="843" VPOS="615" ID="st59-63"/><String HEIGHT="31" CONTENT="Mannheimer" WIDTH="185" HPOS="862" VPOS="615" ID="st59-64"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="221" HPOS="1058" VPOS="615" ID="st59-65"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1279" VPOS="615" ID="st59-66"/><String HEIGHT="31" CONTENT="AG" WIDTH="35" HPOS="1296" VPOS="615" ID="st59-67"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1342" VPOS="615" ID="st59-68"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="615" ID="st59-69"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl59-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="VICTORIA" WIDTH="158" HPOS="196" VPOS="665" ID="st59-70"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="369" VPOS="665" ID="st59-71"/><SP/><String HEIGHT="31" CONTENT="AG" WIDTH="38" HPOS="685" VPOS="665" ID="st59-72"/><String HEIGHT="31" CONTENT="." WIDTH="19" HPOS="723" VPOS="665" ID="st59-73"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="758" VPOS="665" ID="st59-74"/><SP/><String HEIGHT="31" CONTENT="nachträgliche" WIDTH="198" HPOS="840" VPOS="665" ID="st59-75"/><SP/><String HEIGHT="31" CONTENT="Änderung" WIDTH="144" HPOS="1054" VPOS="665" ID="st59-76"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1214" VPOS="665" ID="st59-77"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1272" VPOS="665" ID="st59-78"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1385" VPOS="665" ID="st59-79"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl59-9" WIDTH="921" HEIGHT="31"><String HEIGHT="31" CONTENT="grundsätzlich" WIDTH="197" HPOS="196" VPOS="715" ID="st59-80"/><SP/><String HEIGHT="31" CONTENT="verbraucherfeindlich" WIDTH="294" HPOS="402" VPOS="715" ID="st59-81"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="696" VPOS="715" ID="st59-82"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="721" VPOS="715" ID="st59-83"/><SP/><String HEIGHT="31" CONTENT="zwei" WIDTH="67" HPOS="780" VPOS="715" ID="st59-84"/><SP/><String HEIGHT="31" CONTENT="Beispiele" WIDTH="135" HPOS="856" VPOS="715" ID="st59-85"/><SP/><String HEIGHT="31" CONTENT="zeigten" WIDTH="101" HPOS="1001" VPOS="715" ID="st59-86"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1102" VPOS="715" ID="st59-87"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl59-10" WIDTH="486" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="196" VPOS="815" ID="st59-88"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="23" HPOS="322" VPOS="815" ID="st59-89"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="354" VPOS="815" ID="st59-90"/><SP/><String HEIGHT="31" CONTENT="Rentenversicherung" WIDTH="291" HPOS="374" VPOS="815" ID="st59-91"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="665" VPOS="815" ID="st59-92"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl59-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="196" VPOS="865" ID="st59-93"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="295" VPOS="865" ID="st59-94"/><SP/><String HEIGHT="31" CONTENT="20jähriger" WIDTH="148" HPOS="351" VPOS="865" ID="st59-95"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="511" VPOS="865" ID="st59-96"/><SP/><String HEIGHT="31" CONTENT="Rentenversicherung" WIDTH="299" HPOS="585" VPOS="865" ID="st59-97"/><SP/><String HEIGHT="31" CONTENT="abschließe" WIDTH="155" HPOS="895" VPOS="865" ID="st59-98"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1050" VPOS="865" ID="st59-99"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1077" VPOS="865" ID="st59-100"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="1179" VPOS="865" ID="st59-101"/><SP/><String HEIGHT="31" CONTENT="durchaus" WIDTH="138" HPOS="1270" VPOS="865" ID="st59-102"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="1419" VPOS="865" ID="st59-103"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl59-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Jahre" WIDTH="84" HPOS="196" VPOS="915" ID="st59-104"/><SP/><String HEIGHT="31" CONTENT="dauern" WIDTH="96" HPOS="292" VPOS="915" ID="st59-105"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="388" VPOS="915" ID="st59-106"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="418" VPOS="915" ID="st59-107"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="480" VPOS="915" ID="st59-108"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="531" VPOS="915" ID="st59-109"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="134" HPOS="588" VPOS="915" ID="st59-110"/><SP/><String HEIGHT="31" CONTENT="maßgeblichen" WIDTH="209" HPOS="734" VPOS="915" ID="st59-111"/><SP/><String HEIGHT="31" CONTENT="Umstände" WIDTH="152" HPOS="956" VPOS="915" ID="st59-112"/><SP/><String HEIGHT="31" CONTENT="ließen" WIDTH="90" HPOS="1121" VPOS="915" ID="st59-113"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1224" VPOS="915" ID="st59-114"/><SP/><String HEIGHT="31" CONTENT="kaum" WIDTH="82" HPOS="1295" VPOS="915" ID="st59-115"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="1389" VPOS="915" ID="st59-116"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl59-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zeiträume" WIDTH="150" HPOS="196" VPOS="965" ID="st59-117"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="360" VPOS="965" ID="st59-118"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="43" HPOS="428" VPOS="965" ID="st59-119"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="485" VPOS="965" ID="st59-120"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="535" VPOS="965" ID="st59-121"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="586" VPOS="965" ID="st59-122"/><SP/><String HEIGHT="31" CONTENT="voraussehen" WIDTH="183" HPOS="702" VPOS="965" ID="st59-123"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="885" VPOS="965" ID="st59-124"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="916" VPOS="965" ID="st59-125"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="1018" VPOS="965" ID="st59-126"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1097" VPOS="965" ID="st59-127"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="1167" VPOS="965" ID="st59-128"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="1290" VPOS="965" ID="st59-129"/><SP/><String HEIGHT="31" CONTENT="Anfang" WIDTH="105" HPOS="1351" VPOS="965" ID="st59-130"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl59-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="196" VPOS="1015" ID="st59-131"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="285" VPOS="1015" ID="st59-132"/><SP/><String HEIGHT="31" CONTENT="Bedingung" WIDTH="160" HPOS="345" VPOS="1015" ID="st59-133"/><SP/><String HEIGHT="31" CONTENT="gestalte" WIDTH="112" HPOS="517" VPOS="1015" ID="st59-134"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="629" VPOS="1015" ID="st59-135"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="656" VPOS="1015" ID="st59-136"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="739" VPOS="1015" ID="st59-137"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="816" VPOS="1015" ID="st59-138"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="854" VPOS="1015" ID="st59-139"/><SP/><String HEIGHT="31" CONTENT="80" WIDTH="37" HPOS="922" VPOS="1015" ID="st59-140"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="972" VPOS="1015" ID="st59-141"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="1087" VPOS="1015" ID="st59-142"/><SP/><String HEIGHT="31" CONTENT="keinen" WIDTH="98" HPOS="1175" VPOS="1015" ID="st59-143"/><SP/><String HEIGHT="31" CONTENT="Umständen" WIDTH="170" HPOS="1286" VPOS="1015" ID="st59-144"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl59-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="196" VPOS="1065" ID="st59-145"/><SP/><String HEIGHT="31" CONTENT="vornehmen" WIDTH="167" HPOS="401" VPOS="1065" ID="st59-146"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="70" HPOS="591" VPOS="1065" ID="st59-147"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="661" VPOS="1065" ID="st59-148"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="699" VPOS="1065" ID="st59-149"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="831" VPOS="1065" ID="st59-150"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="899" VPOS="1065" ID="st59-151"/><SP/><String HEIGHT="31" CONTENT="relativ" WIDTH="89" HPOS="1050" VPOS="1065" ID="st59-152"/><SP/><String HEIGHT="31" CONTENT="unattraktiv" WIDTH="154" HPOS="1162" VPOS="1065" ID="st59-153"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1339" VPOS="1065" ID="st59-154"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="1065" ID="st59-155"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl59-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="176" HPOS="196" VPOS="1115" ID="st59-156"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="372" VPOS="1115" ID="st59-157"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="416" VPOS="1115" ID="st59-158"/><SP/><String HEIGHT="31" CONTENT="Möglichkeiten" WIDTH="203" HPOS="493" VPOS="1115" ID="st59-159"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="723" VPOS="1115" ID="st59-160"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="167" HPOS="796" VPOS="1115" ID="st59-161"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="990" VPOS="1115" ID="st59-162"/><SP/><String HEIGHT="31" CONTENT="Tarife" WIDTH="85" HPOS="1065" VPOS="1115" ID="st59-163"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1177" VPOS="1115" ID="st59-164"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="196" HPOS="1260" VPOS="1115" ID="st59-165"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl59-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erlaubten" WIDTH="133" HPOS="196" VPOS="1165" ID="st59-166"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="329" VPOS="1165" ID="st59-167"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="365" VPOS="1165" ID="st59-168"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="430" VPOS="1165" ID="st59-169"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="578" VPOS="1165" ID="st59-170"/><SP/><String HEIGHT="31" CONTENT="geänderten" WIDTH="168" HPOS="655" VPOS="1165" ID="st59-171"/><SP/><String HEIGHT="31" CONTENT="Faktoren" WIDTH="131" HPOS="844" VPOS="1165" ID="st59-172"/><SP/><String HEIGHT="31" CONTENT="anzupassen" WIDTH="180" HPOS="996" VPOS="1165" ID="st59-173"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1197" VPOS="1165" ID="st59-174"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1273" VPOS="1165" ID="st59-175"/><SP/><String HEIGHT="31" CONTENT="dadurch" WIDTH="120" HPOS="1336" VPOS="1165" ID="st59-176"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl59-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="funktionstüchtig" WIDTH="232" HPOS="196" VPOS="1215" ID="st59-177"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="445" VPOS="1215" ID="st59-178"/><SP/><String HEIGHT="31" CONTENT="erhalten" WIDTH="114" HPOS="498" VPOS="1215" ID="st59-179"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="612" VPOS="1215" ID="st59-180"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="66" HPOS="645" VPOS="1215" ID="st59-181"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="729" VPOS="1215" ID="st59-182"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="72" HPOS="789" VPOS="1215" ID="st59-183"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="879" VPOS="1215" ID="st59-184"/><SP/><String HEIGHT="31" CONTENT="Vorteil" WIDTH="94" HPOS="959" VPOS="1215" ID="st59-185"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1070" VPOS="1215" ID="st59-186"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="181" HPOS="1136" VPOS="1215" ID="st59-187"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1317" VPOS="1215" ID="st59-188"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1350" VPOS="1215" ID="st59-189"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1215" ID="st59-190"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl59-19" WIDTH="723" HEIGHT="31"><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="196" VPOS="1265" ID="st59-191"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="343" VPOS="1265" ID="st59-192"/><SP/><String HEIGHT="31" CONTENT="Fortbestehen" WIDTH="197" HPOS="398" VPOS="1265" ID="st59-193"/><SP/><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="604" VPOS="1265" ID="st59-194"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="680" VPOS="1265" ID="st59-195"/><SP/><String HEIGHT="31" CONTENT="hätten" WIDTH="87" HPOS="817" VPOS="1265" ID="st59-196"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="904" VPOS="1265" ID="st59-197"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl59-20" WIDTH="652" HEIGHT="31"><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="196" VPOS="1365" ID="st59-198"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="23" HPOS="322" VPOS="1365" ID="st59-199"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="354" VPOS="1365" ID="st59-200"/><SP/><String HEIGHT="31" CONTENT="Berufsunfähigkeitsversicherung" WIDTH="458" HPOS="374" VPOS="1365" ID="st59-201"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="832" VPOS="1365" ID="st59-202"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl59-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Invalidität" WIDTH="141" HPOS="196" VPOS="1415" ID="st59-203"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="347" VPOS="1415" ID="st59-204"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="399" VPOS="1415" ID="st59-205"/><SP/><String HEIGHT="31" CONTENT="gesellschaftlicher" WIDTH="256" HPOS="453" VPOS="1415" ID="st59-206"/><SP/><String HEIGHT="31" CONTENT="Begriff" WIDTH="96" HPOS="719" VPOS="1415" ID="st59-207"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="825" VPOS="1415" ID="st59-208"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="891" VPOS="1415" ID="st59-209"/><SP/><String HEIGHT="31" CONTENT="extrem" WIDTH="102" HPOS="986" VPOS="1415" ID="st59-210"/><SP/><String HEIGHT="31" CONTENT="relativ" WIDTH="85" HPOS="1097" VPOS="1415" ID="st59-211"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1182" VPOS="1415" ID="st59-212"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="1205" VPOS="1415" ID="st59-213"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1302" VPOS="1415" ID="st59-214"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="1377" VPOS="1415" ID="st59-215"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl59-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anpassung" WIDTH="167" HPOS="196" VPOS="1465" ID="st59-216"/><SP/><String HEIGHT="31" CONTENT="vornehmen" WIDTH="167" HPOS="392" VPOS="1465" ID="st59-217"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="70" HPOS="588" VPOS="1465" ID="st59-218"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="658" VPOS="1465" ID="st59-219"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="703" VPOS="1465" ID="st59-220"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="830" VPOS="1465" ID="st59-221"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="924" VPOS="1465" ID="st59-222"/><SP/><String HEIGHT="31" CONTENT="vornherein" WIDTH="157" HPOS="1007" VPOS="1465" ID="st59-223"/><SP/><String HEIGHT="31" CONTENT="sehr" WIDTH="64" HPOS="1194" VPOS="1465" ID="st59-224"/><SP/><String HEIGHT="31" CONTENT="konservativ" WIDTH="168" HPOS="1288" VPOS="1465" ID="st59-225"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl59-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kalkulieren" WIDTH="154" HPOS="196" VPOS="1515" ID="st59-226"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="350" VPOS="1515" ID="st59-227"/><SP/><String HEIGHT="31" CONTENT="Änderungsmöglichkeiten" WIDTH="365" HPOS="375" VPOS="1515" ID="st59-228"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="750" VPOS="1515" ID="st59-229"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="840" VPOS="1515" ID="st59-230"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="935" VPOS="1515" ID="st59-231"/><SP/><String HEIGHT="31" CONTENT="beide" WIDTH="82" HPOS="984" VPOS="1515" ID="st59-232"/><SP/><String HEIGHT="31" CONTENT="Seiten" WIDTH="94" HPOS="1076" VPOS="1515" ID="st59-233"/><SP/><String HEIGHT="31" CONTENT="geboten" WIDTH="113" HPOS="1180" VPOS="1515" ID="st59-234"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1293" VPOS="1515" ID="st59-235"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="47" HPOS="1320" VPOS="1515" ID="st59-236"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="1377" VPOS="1515" ID="st59-237"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl59-24" WIDTH="1215" HEIGHT="31"><String HEIGHT="31" CONTENT="langlaufenden" WIDTH="210" HPOS="196" VPOS="1565" ID="st59-238"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="415" VPOS="1565" ID="st59-239"/><SP/><String HEIGHT="31" CONTENT="operable" WIDTH="129" HPOS="658" VPOS="1565" ID="st59-240"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="797" VPOS="1565" ID="st59-241"/><SP/><String HEIGHT="31" CONTENT="halten" WIDTH="85" HPOS="841" VPOS="1565" ID="st59-242"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="926" VPOS="1565" ID="st59-243"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="951" VPOS="1565" ID="st59-244"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="993" VPOS="1565" ID="st59-245"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="97" HPOS="1147" VPOS="1565" ID="st59-246"/><SP/><String HEIGHT="31" CONTENT="überzeugt" WIDTH="142" HPOS="1253" VPOS="1565" ID="st59-247"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1395" VPOS="1565" ID="st59-248"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl59-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Selbst" WIDTH="93" HPOS="196" VPOS="1665" ID="st59-249"/><SP/><String HEIGHT="31" CONTENT="scheinbar" WIDTH="144" HPOS="302" VPOS="1665" ID="st59-250"/><SP/><String HEIGHT="31" CONTENT="kundenunfreundliche" WIDTH="310" HPOS="459" VPOS="1665" ID="st59-251"/><SP/><String HEIGHT="31" CONTENT="Anpassungen" WIDTH="203" HPOS="782" VPOS="1665" ID="st59-252"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="998" VPOS="1665" ID="st59-253"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="1062" VPOS="1665" ID="st59-254"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1076" VPOS="1665" ID="st59-255"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="1090" VPOS="1665" ID="st59-256"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1104" VPOS="1665" ID="st59-257"/><SP/><String HEIGHT="31" CONTENT="Prämienanpassungen" WIDTH="324" HPOS="1132" VPOS="1665" ID="st59-258"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl59-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="196" VPOS="1715" ID="st59-259"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="306" VPOS="1715" ID="st59-260"/><SP/><String HEIGHT="31" CONTENT="Interesse" WIDTH="137" HPOS="372" VPOS="1715" ID="st59-261"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="539" VPOS="1715" ID="st59-262"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="618" VPOS="1715" ID="st59-263"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="798" VPOS="1715" ID="st59-264"/><SP/><String HEIGHT="31" CONTENT="Ohne" WIDTH="82" HPOS="844" VPOS="1715" ID="st59-265"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="956" VPOS="1715" ID="st59-266"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="1066" VPOS="1715" ID="st59-267"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="119" HPOS="1263" VPOS="1715" ID="st59-268"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1715" ID="st59-269"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl59-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="196" VPOS="1765" ID="st59-270"/><SP/><String HEIGHT="31" CONTENT="ggf" WIDTH="42" HPOS="416" VPOS="1765" ID="st59-271"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="458" VPOS="1765" ID="st59-272"/><SP/><String HEIGHT="31" CONTENT="insolvent" WIDTH="132" HPOS="490" VPOS="1765" ID="st59-273"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="640" VPOS="1765" ID="st59-274"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="741" VPOS="1765" ID="st59-275"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="777" VPOS="1765" ID="st59-276"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="830" VPOS="1765" ID="st59-277"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="919" VPOS="1765" ID="st59-278"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="981" VPOS="1765" ID="st59-279"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="1186" VPOS="1765" ID="st59-280"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1319" VPOS="1765" ID="st59-281"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="1413" VPOS="1765" ID="st59-282"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl59-28" WIDTH="471" HEIGHT="31"><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="196" VPOS="1815" ID="st59-283"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="289" VPOS="1815" ID="st59-284"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="167" HPOS="361" VPOS="1815" ID="st59-285"/><SP/><String HEIGHT="31" CONTENT="verlören" WIDTH="114" HPOS="538" VPOS="1815" ID="st59-286"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="652" VPOS="1815" ID="st59-287"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl59-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Veränderte" WIDTH="165" HPOS="196" VPOS="1915" ID="st59-288"/><SP/><String HEIGHT="31" CONTENT="Umstände" WIDTH="151" HPOS="371" VPOS="1915" ID="st59-289"/><SP/><String HEIGHT="31" CONTENT="erzeugten" WIDTH="148" HPOS="532" VPOS="1915" ID="st59-290"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="689" VPOS="1915" ID="st59-291"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="769" VPOS="1915" ID="st59-292"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="827" VPOS="1915" ID="st59-293"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="402" HPOS="908" VPOS="1915" ID="st59-294"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1310" VPOS="1915" ID="st59-295"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="1336" VPOS="1915" ID="st59-296"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl59-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1965" ID="st59-297"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="72" HPOS="294" VPOS="1965" ID="st59-298"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="391" VPOS="1965" ID="st59-299"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="604" VPOS="1965" ID="st59-300"/><SP/><String HEIGHT="31" CONTENT="Wunsch" WIDTH="121" HPOS="684" VPOS="1965" ID="st59-301"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="830" VPOS="1965" ID="st59-302"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderungen" WIDTH="296" HPOS="928" VPOS="1965" ID="st59-303"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1224" VPOS="1965" ID="st59-304"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="1266" VPOS="1965" ID="st59-305"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="1345" VPOS="1965" ID="st59-306"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl59-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="196" VPOS="2015" ID="st59-307"/><SP/><String HEIGHT="31" CONTENT="entgegen" WIDTH="131" HPOS="347" VPOS="2015" ID="st59-308"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="478" VPOS="2015" ID="st59-309"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="521" VPOS="2015" ID="st59-310"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="635" VPOS="2015" ID="st59-311"/><SP/><String HEIGHT="31" CONTENT="Kunde" WIDTH="96" HPOS="706" VPOS="2015" ID="st59-312"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="828" VPOS="2015" ID="st59-313"/><SP/><String HEIGHT="31" CONTENT="20" WIDTH="37" HPOS="927" VPOS="2015" ID="st59-314"/><SP/><String HEIGHT="31" CONTENT="Jahren" WIDTH="102" HPOS="990" VPOS="2015" ID="st59-315"/><SP/><String HEIGHT="31" CONTENT="Vertragslaufzeit" WIDTH="231" HPOS="1119" VPOS="2015" ID="st59-316"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="79" HPOS="1377" VPOS="2015" ID="st59-317"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl59-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="2065" ID="st59-318"/><SP/><String HEIGHT="31" CONTENT="auflösen" WIDTH="126" HPOS="507" VPOS="2065" ID="st59-319"/><SP/><String HEIGHT="31" CONTENT="wolle" WIDTH="71" HPOS="643" VPOS="2065" ID="st59-320"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="714" VPOS="2065" ID="st59-321"/><SP/><String HEIGHT="31" CONTENT="weil" WIDTH="58" HPOS="739" VPOS="2065" ID="st59-322"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="807" VPOS="2065" ID="st59-323"/><SP/><String HEIGHT="31" CONTENT="krank" WIDTH="82" HPOS="848" VPOS="2065" ID="st59-324"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="940" VPOS="2065" ID="st59-325"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="993" VPOS="2065" ID="st59-326"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1071" VPOS="2065" ID="st59-327"/><SP/><String HEIGHT="31" CONTENT="Scheidung" WIDTH="158" HPOS="1107" VPOS="2065" ID="st59-328"/><SP/><String HEIGHT="31" CONTENT="lebe" WIDTH="57" HPOS="1275" VPOS="2065" ID="st59-329"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1332" VPOS="2065" ID="st59-330"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1358" VPOS="2065" ID="st59-331"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl59-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="51" WIDTH="37" HPOS="1419" VPOS="2207" ID="st59-332"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="60" ID="p592574" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592574" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592574" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl60-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="196" VPOS="215" ID="st60-0"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="238" VPOS="215" ID="st60-1"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="92" HPOS="332" VPOS="215" ID="st60-2"/><SP/><String HEIGHT="31" CONTENT="Stornoabschlag" WIDTH="231" HPOS="437" VPOS="215" ID="st60-3"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="91" HPOS="681" VPOS="215" ID="st60-4"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="772" VPOS="215" ID="st60-5"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="800" VPOS="215" ID="st60-6"/><SP/><String HEIGHT="31" CONTENT="einfach" WIDTH="107" HPOS="879" VPOS="215" ID="st60-7"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="266" HPOS="999" VPOS="215" ID="st60-8"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1277" VPOS="215" ID="st60-9"/><SP/><String HEIGHT="31" CONTENT="Wunsch" WIDTH="120" HPOS="1336" VPOS="215" ID="st60-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl60-1" WIDTH="516" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="196" VPOS="265" ID="st60-11"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="188" HPOS="259" VPOS="265" ID="st60-12"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="456" VPOS="265" ID="st60-13"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="508" VPOS="265" ID="st60-14"/><SP/><String HEIGHT="31" CONTENT="möglich" WIDTH="109" HPOS="587" VPOS="265" ID="st60-15"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="696" VPOS="265" ID="st60-16"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl60-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="196" VPOS="365" ID="st60-17"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="96" HPOS="353" VPOS="365" ID="st60-18"/><SP/><String HEIGHT="31" CONTENT="weist" WIDTH="76" HPOS="462" VPOS="365" ID="st60-19"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="550" VPOS="365" ID="st60-20"/><SP/><String HEIGHT="31" CONTENT="diesem" WIDTH="107" HPOS="588" VPOS="365" ID="st60-21"/><SP/><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="240" HPOS="708" VPOS="365" ID="st60-22"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="961" VPOS="365" ID="st60-23"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1020" VPOS="365" ID="st60-24"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1085" VPOS="365" ID="st60-25"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1124" VPOS="365" ID="st60-26"/><SP/><String HEIGHT="31" CONTENT="Grundkonstruktion" WIDTH="272" HPOS="1184" VPOS="365" ID="st60-27"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl60-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="196" VPOS="415" ID="st60-28"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="258" VPOS="415" ID="st60-29"/><SP/><String HEIGHT="31" CONTENT="eingebaute" WIDTH="165" HPOS="571" VPOS="415" ID="st60-30"/><SP/><String HEIGHT="31" CONTENT="Kollektivelement" WIDTH="243" HPOS="749" VPOS="415" ID="st60-31"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="40" HPOS="1005" VPOS="415" ID="st60-32"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1045" VPOS="415" ID="st60-33"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="1072" VPOS="415" ID="st60-34"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="99" HPOS="1150" VPOS="415" ID="st60-35"/><SP/><String HEIGHT="31" CONTENT="sicherstellen" WIDTH="180" HPOS="1262" VPOS="415" ID="st60-36"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1442" VPOS="415" ID="st60-37"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl60-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="465" ID="st60-38"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="292" VPOS="465" ID="st60-39"/><SP/><String HEIGHT="31" CONTENT="Kollektiv" WIDTH="124" HPOS="372" VPOS="465" ID="st60-40"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="521" VPOS="465" ID="st60-41"/><SP/><String HEIGHT="31" CONTENT="Dauer" WIDTH="91" HPOS="593" VPOS="465" ID="st60-42"/><SP/><String HEIGHT="31" CONTENT="funktioniere" WIDTH="172" HPOS="710" VPOS="465" ID="st60-43"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="907" VPOS="465" ID="st60-44"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="988" VPOS="465" ID="st60-45"/><SP/><String HEIGHT="31" CONTENT="Ausgleich" WIDTH="144" HPOS="1059" VPOS="465" ID="st60-46"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1229" VPOS="465" ID="st60-47"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="1391" VPOS="465" ID="st60-48"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl60-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Individuum" WIDTH="161" HPOS="196" VPOS="515" ID="st60-49"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="373" VPOS="515" ID="st60-50"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="443" VPOS="515" ID="st60-51"/><SP/><String HEIGHT="31" CONTENT="Kollektiv" WIDTH="123" HPOS="524" VPOS="515" ID="st60-52"/><SP/><String HEIGHT="31" CONTENT="herrsche" WIDTH="123" HPOS="663" VPOS="515" ID="st60-53"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="786" VPOS="515" ID="st60-54"/><SP/><String HEIGHT="31" CONTENT="Produkte" WIDTH="133" HPOS="817" VPOS="515" ID="st60-55"/><SP/><String HEIGHT="31" CONTENT="dürften" WIDTH="104" HPOS="965" VPOS="515" ID="st60-56"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1084" VPOS="515" ID="st60-57"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1170" VPOS="515" ID="st60-58"/><SP/><String HEIGHT="31" CONTENT="gebaut" WIDTH="102" HPOS="1220" VPOS="515" ID="st60-59"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1337" VPOS="515" ID="st60-60"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="515" ID="st60-61"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl60-6" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="565" ID="st60-62"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="276" VPOS="565" ID="st60-63"/><SP/><String HEIGHT="31" CONTENT="Kollektiv" WIDTH="124" HPOS="339" VPOS="565" ID="st60-64"/><SP/><String HEIGHT="31" CONTENT="systematisch" WIDTH="193" HPOS="472" VPOS="565" ID="st60-65"/><SP/><String HEIGHT="31" CONTENT="beschädigt" WIDTH="161" HPOS="675" VPOS="565" ID="st60-66"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="845" VPOS="565" ID="st60-67"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="928" VPOS="565" ID="st60-68"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="954" VPOS="565" ID="st60-69"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="1043" VPOS="565" ID="st60-70"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1127" VPOS="565" ID="st60-71"/><SP/><String HEIGHT="31" CONTENT="Kollektiv" WIDTH="124" HPOS="1190" VPOS="565" ID="st60-72"/><SP/><String HEIGHT="31" CONTENT="verlasse" WIDTH="119" HPOS="1323" VPOS="565" ID="st60-73"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1442" VPOS="565" ID="st60-74"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl60-7" WIDTH="1049" HEIGHT="31"><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="196" VPOS="615" ID="st60-75"/><SP/><String HEIGHT="31" CONTENT="Teil" WIDTH="54" HPOS="254" VPOS="615" ID="st60-76"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="317" VPOS="615" ID="st60-77"/><SP/><String HEIGHT="31" CONTENT="Bestandes" WIDTH="157" HPOS="380" VPOS="615" ID="st60-78"/><SP/><String HEIGHT="31" CONTENT="dürfe" WIDTH="76" HPOS="547" VPOS="615" ID="st60-79"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="632" VPOS="615" ID="st60-80"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="92" HPOS="712" VPOS="615" ID="st60-81"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="814" VPOS="615" ID="st60-82"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="103" HPOS="877" VPOS="615" ID="st60-83"/><SP/><String HEIGHT="31" CONTENT="optimiert" WIDTH="127" HPOS="990" VPOS="615" ID="st60-84"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1127" VPOS="615" ID="st60-85"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1228" VPOS="615" ID="st60-86"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl60-8" WIDTH="1147" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="196" VPOS="715" ID="st60-87"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="715" ID="st60-88"/><String HEIGHT="31" CONTENT="2" WIDTH="16" HPOS="227" VPOS="715" ID="st60-89"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="335" HPOS="276" VPOS="715" ID="st60-90"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="50" HPOS="621" VPOS="715" ID="st60-91"/><SP/><String HEIGHT="31" CONTENT="Anpassung" WIDTH="181" HPOS="680" VPOS="715" ID="st60-92"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="59" HPOS="871" VPOS="715" ID="st60-93"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="213" HPOS="939" VPOS="715" ID="st60-94"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="62" HPOS="1161" VPOS="715" ID="st60-95"/><SP/><String HEIGHT="31" CONTENT="Tarifen" WIDTH="111" HPOS="1232" VPOS="715" ID="st60-96"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl60-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="815" ID="st60-97"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="253" VPOS="815" ID="st60-98"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="365" VPOS="815" ID="st60-99"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="817" VPOS="815" ID="st60-100"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="409" HPOS="946" VPOS="815" ID="st60-101"/><SP/><String HEIGHT="31" CONTENT="direkt" WIDTH="81" HPOS="1375" VPOS="815" ID="st60-102"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl60-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kraft" WIDTH="65" HPOS="196" VPOS="865" ID="st60-103"/><SP/><String HEIGHT="31" CONTENT="Gesetz" WIDTH="106" HPOS="275" VPOS="865" ID="st60-104"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="394" VPOS="865" ID="st60-105"/><SP/><String HEIGHT="31" CONTENT="einseitigen" WIDTH="160" HPOS="443" VPOS="865" ID="st60-106"/><SP/><String HEIGHT="31" CONTENT="Bedingungs" WIDTH="170" HPOS="617" VPOS="865" ID="st60-107"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="787" VPOS="865" ID="st60-108"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="818" VPOS="865" ID="st60-109"/><SP/><String HEIGHT="31" CONTENT="Prämienänderungen" WIDTH="302" HPOS="887" VPOS="865" ID="st60-110"/><SP/><String HEIGHT="31" CONTENT="ermächtigt" WIDTH="150" HPOS="1203" VPOS="865" ID="st60-111"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1353" VPOS="865" ID="st60-112"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="1382" VPOS="865" ID="st60-113"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl60-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="915" ID="st60-114"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="290" VPOS="915" ID="st60-115"/><SP/><String HEIGHT="31" CONTENT="offenbar" WIDTH="122" HPOS="348" VPOS="915" ID="st60-116"/><SP/><String HEIGHT="31" CONTENT="überhaupt" WIDTH="150" HPOS="494" VPOS="915" ID="st60-117"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="667" VPOS="915" ID="st60-118"/><SP/><String HEIGHT="31" CONTENT="vertraglicher" WIDTH="184" HPOS="762" VPOS="915" ID="st60-119"/><SP/><String HEIGHT="31" CONTENT="Änderungsklauseln" WIDTH="283" HPOS="969" VPOS="915" ID="st60-120"/><SP/><String HEIGHT="31" CONTENT="bedürfe" WIDTH="106" HPOS="1276" VPOS="915" ID="st60-121"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1382" VPOS="915" ID="st60-122"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1421" VPOS="915" ID="st60-123"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl60-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="196" VPOS="965" ID="st60-124"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="187" HPOS="354" VPOS="965" ID="st60-125"/><String HEIGHT="31" CONTENT="," WIDTH="19" HPOS="541" VPOS="965" ID="st60-126"/><SP/><String HEIGHT="31" CONTENT="Professor" WIDTH="143" HPOS="577" VPOS="965" ID="st60-127"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="737" VPOS="965" ID="st60-128"/><SP/><String HEIGHT="31" CONTENT="Privatrecht" WIDTH="159" HPOS="793" VPOS="965" ID="st60-129"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="969" VPOS="965" ID="st60-130"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1024" VPOS="965" ID="st60-131"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="1089" VPOS="965" ID="st60-132"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1250" VPOS="965" ID="st60-133"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1282" VPOS="965" ID="st60-134"/><SP/><String HEIGHT="31" CONTENT="Sozial" WIDTH="88" HPOS="1354" VPOS="965" ID="st60-135" SUBS_TYPE="HypPart1" SUBS_CONTENT="Sozialwissenschaftlichen"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="965" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl60-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wissenschaftlichen" WIDTH="278" HPOS="196" VPOS="1015" ID="st60-136" SUBS_TYPE="HypPart2" SUBS_CONTENT="Sozialwissenschaftlichen"/><SP/><String HEIGHT="31" CONTENT="Fakultät" WIDTH="113" HPOS="484" VPOS="1015" ID="st60-137"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="597" VPOS="1015" ID="st60-138"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="146" HPOS="621" VPOS="1015" ID="st60-139"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="767" VPOS="1015" ID="st60-140"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="786" VPOS="1015" ID="st60-141"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="846" VPOS="1015" ID="st60-142"/><SP/><String HEIGHT="31" CONTENT="bisher" WIDTH="91" HPOS="905" VPOS="1015" ID="st60-143"/><SP/><String HEIGHT="31" CONTENT="vorgesehene" WIDTH="193" HPOS="1005" VPOS="1015" ID="st60-144"/><SP/><String HEIGHT="31" CONTENT="Mitwirkung" WIDTH="159" HPOS="1208" VPOS="1015" ID="st60-145"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="1377" VPOS="1015" ID="st60-146"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl60-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="196" VPOS="1065" ID="st60-147"/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="206" HPOS="213" VPOS="1065" ID="st60-148"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="183" HPOS="438" VPOS="1065" ID="st60-149"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="621" VPOS="1065" ID="st60-150"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="658" VPOS="1065" ID="st60-151"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="723" VPOS="1065" ID="st60-152"/><SP/><String HEIGHT="31" CONTENT="einseitigen" WIDTH="160" HPOS="798" VPOS="1065" ID="st60-153"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderungen" WIDTH="304" HPOS="977" VPOS="1065" ID="st60-154"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1301" VPOS="1065" ID="st60-155"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1065" ID="st60-156"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl60-15" WIDTH="1155" HEIGHT="31"><String HEIGHT="31" CONTENT="fehlende" WIDTH="128" HPOS="196" VPOS="1115" ID="st60-157"/><SP/><String HEIGHT="31" CONTENT="Zustimmung" WIDTH="184" HPOS="333" VPOS="1115" ID="st60-158"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="526" VPOS="1115" ID="st60-159"/><SP/><String HEIGHT="31" CONTENT="individuellen" WIDTH="183" HPOS="589" VPOS="1115" ID="st60-160"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmers" WIDTH="343" HPOS="782" VPOS="1115" ID="st60-161"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1134" VPOS="1115" ID="st60-162"/><SP/><String HEIGHT="31" CONTENT="ersetzen" WIDTH="121" HPOS="1214" VPOS="1115" ID="st60-163"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1335" VPOS="1115" ID="st60-164"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl60-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1215" ID="st60-165"/><SP/><String HEIGHT="31" CONTENT="einseitige" WIDTH="141" HPOS="276" VPOS="1215" ID="st60-166"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="447" VPOS="1215" ID="st60-167"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="643" VPOS="1215" ID="st60-168"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="267" HPOS="720" VPOS="1215" ID="st60-169"/><SP/><String HEIGHT="31" CONTENT="regelmäßig" WIDTH="167" HPOS="1016" VPOS="1215" ID="st60-170"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1213" VPOS="1215" ID="st60-171"/><SP/><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="1278" VPOS="1215" ID="st60-172"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1215" ID="st60-173"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl60-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="1265" ID="st60-174"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="552" VPOS="1265" ID="st60-175"/><SP/><String HEIGHT="31" CONTENT="Abänderungsklauseln" WIDTH="320" HPOS="656" VPOS="1265" ID="st60-176"/><SP/><String HEIGHT="31" CONTENT="stehe" WIDTH="81" HPOS="1006" VPOS="1265" ID="st60-177"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1117" VPOS="1265" ID="st60-178"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="1173" VPOS="1265" ID="st60-179"/><SP/><String HEIGHT="31" CONTENT="natürlichen" WIDTH="163" HPOS="1293" VPOS="1265" ID="st60-180"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl60-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegensatz" WIDTH="162" HPOS="196" VPOS="1315" ID="st60-181"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="368" VPOS="1315" ID="st60-182"/><SP/><String HEIGHT="31" CONTENT="fundamentalen" WIDTH="220" HPOS="441" VPOS="1315" ID="st60-183"/><SP/><String HEIGHT="31" CONTENT="Grundsatz" WIDTH="153" HPOS="672" VPOS="1315" ID="st60-184"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="836" VPOS="1315" ID="st60-185"/><SP/><String HEIGHT="31" CONTENT="Vertragstreue" WIDTH="202" HPOS="894" VPOS="1315" ID="st60-186"/><String HEIGHT="31" CONTENT="(" WIDTH="15" HPOS="1106" VPOS="1315" ID="st60-187"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="1121" VPOS="1315" ID="st60-188"/><String HEIGHT="31" CONTENT="Pacta" WIDTH="78" HPOS="1136" VPOS="1315" ID="st60-189"/><SP/><String HEIGHT="31" CONTENT="sunt" WIDTH="63" HPOS="1224" VPOS="1315" ID="st60-190"/><SP/><String HEIGHT="31" CONTENT="servanda" WIDTH="127" HPOS="1297" VPOS="1315" ID="st60-191"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="1424" VPOS="1315" ID="st60-192"/><String HEIGHT="31" CONTENT=")" WIDTH="16" HPOS="1440" VPOS="1315" ID="st60-193"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl60-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1365" ID="st60-194"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="270" VPOS="1365" ID="st60-195"/><SP/><String HEIGHT="31" CONTENT="daher" WIDTH="85" HPOS="331" VPOS="1365" ID="st60-196"/><SP/><String HEIGHT="31" CONTENT="vertragsdogmatisch" WIDTH="291" HPOS="435" VPOS="1365" ID="st60-197"/><SP/><String HEIGHT="31" CONTENT="prekär" WIDTH="89" HPOS="744" VPOS="1365" ID="st60-198"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="833" VPOS="1365" ID="st60-199"/><SP/><String HEIGHT="31" CONTENT="merkt" WIDTH="84" HPOS="866" VPOS="1365" ID="st60-200"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="968" VPOS="1365" ID="st60-201"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="1127" VPOS="1365" ID="st60-202"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="30" HPOS="1342" VPOS="1365" ID="st60-203"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1372" VPOS="1365" ID="st60-204"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1406" VPOS="1365" ID="st60-205"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl60-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einseitige" WIDTH="141" HPOS="196" VPOS="1415" ID="st60-206"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="267" HPOS="348" VPOS="1415" ID="st60-207"/><SP/><String HEIGHT="31" CONTENT="speziell" WIDTH="112" HPOS="625" VPOS="1415" ID="st60-208"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="747" VPOS="1415" ID="st60-209"/><SP/><String HEIGHT="31" CONTENT="Prämienerhöhungen" WIDTH="302" HPOS="803" VPOS="1415" ID="st60-210"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1116" VPOS="1415" ID="st60-211"/><SP/><String HEIGHT="31" CONTENT="zudem" WIDTH="100" HPOS="1169" VPOS="1415" ID="st60-212"/><SP/><String HEIGHT="31" CONTENT="unvereinbar" WIDTH="176" HPOS="1280" VPOS="1415" ID="st60-213"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl60-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1465" ID="st60-214"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="258" VPOS="1465" ID="st60-215"/><SP/><String HEIGHT="31" CONTENT="herrschenden" WIDTH="204" HPOS="340" VPOS="1465" ID="st60-216"/><SP/><String HEIGHT="31" CONTENT="Verständnis" WIDTH="176" HPOS="561" VPOS="1465" ID="st60-217"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="754" VPOS="1465" ID="st60-218"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="402" HPOS="819" VPOS="1465" ID="st60-219"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1221" VPOS="1465" ID="st60-220"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1256" VPOS="1465" ID="st60-221"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1343" VPOS="1465" ID="st60-222"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1403" VPOS="1465" ID="st60-223"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl60-22" WIDTH="1029" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherte" WIDTH="163" HPOS="196" VPOS="1515" ID="st60-224"/><SP/><String HEIGHT="31" CONTENT="Risiko" WIDTH="90" HPOS="369" VPOS="1515" ID="st60-225"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="469" VPOS="1515" ID="st60-226"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="517" VPOS="1515" ID="st60-227"/><SP/><String HEIGHT="31" CONTENT="Vertragslaufzeit" WIDTH="231" HPOS="571" VPOS="1515" ID="st60-228"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="93" HPOS="811" VPOS="1515" ID="st60-229"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="106" HPOS="913" VPOS="1515" ID="st60-230"/><SP/><String HEIGHT="31" CONTENT="übernehmen" WIDTH="179" HPOS="1028" VPOS="1515" ID="st60-231"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1207" VPOS="1515" ID="st60-232"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl60-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="1615" ID="st60-233"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="73" HPOS="243" VPOS="1615" ID="st60-234"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="326" VPOS="1615" ID="st60-235"/><SP/><String HEIGHT="31" CONTENT="nachträglichen" WIDTH="217" HPOS="389" VPOS="1615" ID="st60-236"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="616" VPOS="1615" ID="st60-237"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="808" VPOS="1615" ID="st60-238"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="197" HPOS="871" VPOS="1615" ID="st60-239"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1078" VPOS="1615" ID="st60-240"/><SP/><String HEIGHT="31" CONTENT="Tarifen" WIDTH="104" HPOS="1143" VPOS="1615" ID="st60-241"/><SP/><String HEIGHT="31" CONTENT="plädiert" WIDTH="109" HPOS="1257" VPOS="1615" ID="st60-242"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="79" HPOS="1377" VPOS="1615" ID="st60-243"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl60-24" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Präve" WIDTH="80" HPOS="196" VPOS="1665" ID="st60-244"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="276" VPOS="1665" ID="st60-245"/><SP/><String HEIGHT="31" CONTENT="Syndikus" WIDTH="135" HPOS="307" VPOS="1665" ID="st60-246"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="456" VPOS="1665" ID="st60-247"/><SP/><String HEIGHT="31" CONTENT="Gesamtverbandes" WIDTH="272" HPOS="524" VPOS="1665" ID="st60-248"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="810" VPOS="1665" ID="st60-249"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="872" VPOS="1665" ID="st60-250"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="348" HPOS="1040" VPOS="1665" ID="st60-251"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1388" VPOS="1665" ID="st60-252"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1418" VPOS="1665" ID="st60-253"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl60-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="folgenden" WIDTH="147" HPOS="196" VPOS="1715" ID="st60-254"/><SP/><String HEIGHT="31" CONTENT="Treuhändermechanismus" WIDTH="369" HPOS="362" VPOS="1715" ID="st60-255"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="731" VPOS="1715" ID="st60-256"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="769" VPOS="1715" ID="st60-257"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="197" HPOS="838" VPOS="1715" ID="st60-258"/><SP/><String HEIGHT="31" CONTENT="zieht" WIDTH="71" HPOS="1054" VPOS="1715" ID="st60-259"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="1144" VPOS="1715" ID="st60-260"/><SP/><String HEIGHT="31" CONTENT="unabhängigen" WIDTH="211" HPOS="1245" VPOS="1715" ID="st60-261"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl60-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="1765" ID="st60-262"/><SP/><String HEIGHT="31" CONTENT="fachlich" WIDTH="113" HPOS="271" VPOS="1765" ID="st60-263"/><SP/><String HEIGHT="31" CONTENT="qualifizierten" WIDTH="187" HPOS="403" VPOS="1765" ID="st60-264"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="609" VPOS="1765" ID="st60-265"/><SP/><String HEIGHT="31" CONTENT="hinzu" WIDTH="74" HPOS="800" VPOS="1765" ID="st60-266"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="874" VPOS="1765" ID="st60-267"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="908" VPOS="1765" ID="st60-268"/><SP/><String HEIGHT="31" CONTENT="Versicherungsaufsicht" WIDTH="329" HPOS="977" VPOS="1765" ID="st60-269"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="68" HPOS="1325" VPOS="1765" ID="st60-270"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1765" ID="st60-271"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl60-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="1815" ID="st60-272"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="394" VPOS="1815" ID="st60-273"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="457" VPOS="1815" ID="st60-274"/><SP/><String HEIGHT="31" CONTENT="sicher" WIDTH="89" HPOS="643" VPOS="1815" ID="st60-275"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="747" VPOS="1815" ID="st60-276"/><SP/><String HEIGHT="31" CONTENT="achtet" WIDTH="91" HPOS="817" VPOS="1815" ID="st60-277"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="922" VPOS="1815" ID="st60-278"/><SP/><String HEIGHT="31" CONTENT="Rahmen" WIDTH="126" HPOS="972" VPOS="1815" ID="st60-279"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1112" VPOS="1815" ID="st60-280"/><SP/><String HEIGHT="31" CONTENT="Missstandsaufsicht" WIDTH="281" HPOS="1175" VPOS="1815" ID="st60-281"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl60-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="1865" ID="st60-282"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="265" VPOS="1865" ID="st60-283"/><SP/><String HEIGHT="31" CONTENT="rechtmäßiges" WIDTH="202" HPOS="332" VPOS="1865" ID="st60-284"/><SP/><String HEIGHT="31" CONTENT="Vorgehen" WIDTH="136" HPOS="557" VPOS="1865" ID="st60-285"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="693" VPOS="1865" ID="st60-286"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="734" VPOS="1865" ID="st60-287"/><SP/><String HEIGHT="31" CONTENT="könnten" WIDTH="119" HPOS="882" VPOS="1865" ID="st60-288"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1024" VPOS="1865" ID="st60-289"/><SP/><String HEIGHT="31" CONTENT="Nachprüfung" WIDTH="190" HPOS="1093" VPOS="1865" ID="st60-290"/><SP/><String HEIGHT="31" CONTENT="angerufen" WIDTH="150" HPOS="1306" VPOS="1865" ID="st60-291"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl60-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="196" VPOS="1915" ID="st60-292"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="298" VPOS="1915" ID="st60-293"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="332" VPOS="1915" ID="st60-294"/><SP/><String HEIGHT="31" CONTENT="Einbindung" WIDTH="167" HPOS="417" VPOS="1915" ID="st60-295"/><SP/><String HEIGHT="31" CONTENT="weiterer" WIDTH="119" HPOS="601" VPOS="1915" ID="st60-296"/><SP/><String HEIGHT="31" CONTENT="Stellen" WIDTH="102" HPOS="738" VPOS="1915" ID="st60-297"/><SP/><String HEIGHT="31" CONTENT="hält" WIDTH="54" HPOS="857" VPOS="1915" ID="st60-298"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="929" VPOS="1915" ID="st60-299"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="976" VPOS="1915" ID="st60-300"/><SP/><String HEIGHT="31" CONTENT="entbehrlich" WIDTH="163" HPOS="1033" VPOS="1915" ID="st60-301"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1213" VPOS="1915" ID="st60-302"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1286" VPOS="1915" ID="st60-303"/><SP/><String HEIGHT="31" CONTENT="Sicher" WIDTH="90" HPOS="1351" VPOS="1915" ID="st60-304" SUBS_TYPE="HypPart1" SUBS_CONTENT="Sicherstellung"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl60-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="stellung" WIDTH="115" HPOS="196" VPOS="1965" ID="st60-305" SUBS_TYPE="HypPart2" SUBS_CONTENT="Sicherstellung"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="321" VPOS="1965" ID="st60-306"/><SP/><String HEIGHT="31" CONTENT="funktionstüchtigen" WIDTH="268" HPOS="411" VPOS="1965" ID="st60-307"/><SP/><String HEIGHT="31" CONTENT="Prozesses" WIDTH="156" HPOS="689" VPOS="1965" ID="st60-308"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="855" VPOS="1965" ID="st60-309"/><SP/><String HEIGHT="31" CONTENT="schädlich" WIDTH="134" HPOS="903" VPOS="1965" ID="st60-310"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1037" VPOS="1965" ID="st60-311"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="1061" VPOS="1965" ID="st60-312"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="1123" VPOS="1965" ID="st60-313"/><SP/><String HEIGHT="31" CONTENT="kritisiert" WIDTH="115" HPOS="1233" VPOS="1965" ID="st60-314"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1358" VPOS="1965" ID="st60-315"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1965" ID="st60-316"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl60-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="196" VPOS="2015" ID="st60-317"/><SP/><String HEIGHT="31" CONTENT="vorgesehene" WIDTH="193" HPOS="646" VPOS="2015" ID="st60-318"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="305" HPOS="857" VPOS="2015" ID="st60-319"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1162" VPOS="2015" ID="st60-320"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1198" VPOS="2015" ID="st60-321"/><SP/><String HEIGHT="31" CONTENT="Unabhängig" WIDTH="173" HPOS="1266" VPOS="2015" ID="st60-322" SUBS_TYPE="HypPart1" SUBS_CONTENT="Unabhängigkeit"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="2015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl60-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="keit" WIDTH="52" HPOS="196" VPOS="2065" ID="st60-323" SUBS_TYPE="HypPart2" SUBS_CONTENT="Unabhängigkeit"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="258" VPOS="2065" ID="st60-324"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="316" VPOS="2065" ID="st60-325"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="498" VPOS="2065" ID="st60-326"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="564" VPOS="2065" ID="st60-327"/><SP/><String HEIGHT="31" CONTENT="Mitbestimmung" WIDTH="226" HPOS="618" VPOS="2065" ID="st60-328"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="854" VPOS="2065" ID="st60-329"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="912" VPOS="2065" ID="st60-330"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="1248" VPOS="2065" ID="st60-331"/><SP/><String HEIGHT="31" CONTENT="zentrale" WIDTH="118" HPOS="1338" VPOS="2065" ID="st60-332"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl60-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Elemente" WIDTH="141" HPOS="196" VPOS="2115" ID="st60-333"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="356" VPOS="2115" ID="st60-334"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="413" VPOS="2115" ID="st60-335"/><SP/><String HEIGHT="31" CONTENT="faire" WIDTH="64" HPOS="495" VPOS="2115" ID="st60-336"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderung" WIDTH="259" HPOS="578" VPOS="2115" ID="st60-337"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="837" VPOS="2115" ID="st60-338"/><SP/><String HEIGHT="31" CONTENT="Darüber" WIDTH="112" HPOS="873" VPOS="2115" ID="st60-339"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="985" VPOS="2115" ID="st60-340"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1021" VPOS="2115" ID="st60-341"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1089" VPOS="2115" ID="st60-342"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="1152" VPOS="2115" ID="st60-343"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="2115" ID="st60-344"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl60-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="52" WIDTH="37" HPOS="196" VPOS="2207" ID="st60-345"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="61" ID="p592575" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592575" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592575" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl61-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="196" VPOS="215" ID="st61-0"/><SP/><String HEIGHT="31" CONTENT="gewährleistet" WIDTH="197" HPOS="402" VPOS="215" ID="st61-1"/><SP/><String HEIGHT="31" CONTENT="wird" WIDTH="56" HPOS="616" VPOS="215" ID="st61-2"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="672" VPOS="215" ID="st61-3"/><SP/><String HEIGHT="31" CONTENT="enthalte" WIDTH="119" HPOS="703" VPOS="215" ID="st61-4"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="839" VPOS="215" ID="st61-5"/><SP/><String HEIGHT="31" CONTENT="gültige" WIDTH="99" HPOS="909" VPOS="215" ID="st61-6"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="431" HPOS="1025" VPOS="215" ID="st61-7"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl61-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="196" VPOS="265" ID="st61-8"/><SP/><String HEIGHT="31" CONTENT="Regelung" WIDTH="135" HPOS="288" VPOS="265" ID="st61-9"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="423" VPOS="265" ID="st61-10"/><SP/><String HEIGHT="31" CONTENT="Lediglich" WIDTH="132" HPOS="452" VPOS="265" ID="st61-11"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="596" VPOS="265" ID="st61-12"/><SP/><String HEIGHT="31" CONTENT="Versicherungsaufsichtsgesetz" WIDTH="443" HPOS="643" VPOS="265" ID="st61-13"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="1098" VPOS="265" ID="st61-14"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1200" VPOS="265" ID="st61-15"/><SP/><String HEIGHT="31" CONTENT="fachliche" WIDTH="132" HPOS="1257" VPOS="265" ID="st61-16"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="265" ID="st61-17"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl61-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="persönliche" WIDTH="171" HPOS="196" VPOS="315" ID="st61-18"/><SP/><String HEIGHT="31" CONTENT="Eignung" WIDTH="122" HPOS="395" VPOS="315" ID="st61-19"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="545" VPOS="315" ID="st61-20"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="627" VPOS="315" ID="st61-21"/><SP/><String HEIGHT="31" CONTENT="gefordert" WIDTH="127" HPOS="844" VPOS="315" ID="st61-22"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="971" VPOS="315" ID="st61-23"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="40" HPOS="1015" VPOS="315" ID="st61-24"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="1083" VPOS="315" ID="st61-25"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="1221" VPOS="315" ID="st61-26"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="315" ID="st61-27"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl61-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wesentlichem" WIDTH="210" HPOS="196" VPOS="365" ID="st61-28"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="418" VPOS="365" ID="st61-29"/><SP/><String HEIGHT="31" CONTENT="Straffälligkeit" WIDTH="191" HPOS="476" VPOS="365" ID="st61-30"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="679" VPOS="365" ID="st61-31"/><SP/><String HEIGHT="31" CONTENT="ähnliche" WIDTH="124" HPOS="747" VPOS="365" ID="st61-32"/><SP/><String HEIGHT="31" CONTENT="Unregelmäßigkeiten" WIDTH="298" HPOS="883" VPOS="365" ID="st61-33"/><SP/><String HEIGHT="31" CONTENT="hin" WIDTH="45" HPOS="1193" VPOS="365" ID="st61-34"/><SP/><String HEIGHT="31" CONTENT="überprüft" WIDTH="128" HPOS="1250" VPOS="365" ID="st61-35"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1378" VPOS="365" ID="st61-36"/><SP/><String HEIGHT="31" CONTENT="Um" WIDTH="51" HPOS="1405" VPOS="365" ID="st61-37"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl61-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="415" ID="st61-38"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="231" HPOS="251" VPOS="415" ID="st61-39"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="492" VPOS="415" ID="st61-40"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="556" VPOS="415" ID="st61-41"/><SP/><String HEIGHT="31" CONTENT="sicherzustellen" WIDTH="215" HPOS="757" VPOS="415" ID="st61-42"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="972" VPOS="415" ID="st61-43"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="997" VPOS="415" ID="st61-44"/><SP/><String HEIGHT="31" CONTENT="einvernehmlich" WIDTH="224" HPOS="1085" VPOS="415" ID="st61-45"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="1319" VPOS="415" ID="st61-46"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl61-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="196" VPOS="465" ID="st61-47"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="277" VPOS="465" ID="st61-48"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="529" VPOS="465" ID="st61-49"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="592" VPOS="465" ID="st61-50"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="962" VPOS="465" ID="st61-51"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="64" HPOS="1033" VPOS="465" ID="st61-52"/><SP/><String HEIGHT="31" CONTENT="Bund" WIDTH="78" HPOS="1113" VPOS="465" ID="st61-53"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1206" VPOS="465" ID="st61-54"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="1269" VPOS="465" ID="st61-55"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl61-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="196" VPOS="515" ID="st61-56"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="272" VPOS="515" ID="st61-57"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="357" VPOS="515" ID="st61-58"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="321" HPOS="610" VPOS="515" ID="st61-59"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="951" VPOS="515" ID="st61-60"/><SP/><String HEIGHT="31" CONTENT="Liste" WIDTH="71" HPOS="1033" VPOS="515" ID="st61-61"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1124" VPOS="515" ID="st61-62"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="1197" VPOS="515" ID="st61-63"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="515" ID="st61-64"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl61-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="196" VPOS="565" ID="st61-65"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="38" HPOS="428" VPOS="565" ID="st61-66"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="436" HPOS="486" VPOS="565" ID="st61-67"/><SP/><String HEIGHT="31" CONTENT="genannt" WIDTH="121" HPOS="941" VPOS="565" ID="st61-68"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1082" VPOS="565" ID="st61-69"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1183" VPOS="565" ID="st61-70"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1220" VPOS="565" ID="st61-71"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="1284" VPOS="565" ID="st61-72"/><SP/><String HEIGHT="31" CONTENT="unwirk" WIDTH="92" HPOS="1349" VPOS="565" ID="st61-73" SUBS_TYPE="HypPart1" SUBS_CONTENT="unwirksamen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="565" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl61-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="samen" WIDTH="100" HPOS="196" VPOS="615" ID="st61-74" SUBS_TYPE="HypPart2" SUBS_CONTENT="unwirksamen"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="197" HPOS="323" VPOS="615" ID="st61-75"/><SP/><String HEIGHT="31" CONTENT="Anbieter" WIDTH="120" HPOS="547" VPOS="615" ID="st61-76"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="667" VPOS="615" ID="st61-77"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="710" VPOS="615" ID="st61-78"/><SP/><String HEIGHT="31" CONTENT="Nachfragerinteressen" WIDTH="319" HPOS="792" VPOS="615" ID="st61-79"/><SP/><String HEIGHT="31" CONTENT="gleichrangig" WIDTH="180" HPOS="1138" VPOS="615" ID="st61-80"/><SP/><String HEIGHT="31" CONTENT="berück" WIDTH="96" HPOS="1345" VPOS="615" ID="st61-81" SUBS_TYPE="HypPart1" SUBS_CONTENT="berücksichtigen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="615" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl61-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sichtigen" WIDTH="126" HPOS="196" VPOS="665" ID="st61-82" SUBS_TYPE="HypPart2" SUBS_CONTENT="berücksichtigen"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="322" VPOS="665" ID="st61-83"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="360" VPOS="665" ID="st61-84"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="433" VPOS="665" ID="st61-85"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="93" HPOS="535" VPOS="665" ID="st61-86"/><SP/><String HEIGHT="31" CONTENT="hätte" WIDTH="74" HPOS="650" VPOS="665" ID="st61-87"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="747" VPOS="665" ID="st61-88"/><SP/><String HEIGHT="31" CONTENT="Seite" WIDTH="75" HPOS="815" VPOS="665" ID="st61-89"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="913" VPOS="665" ID="st61-90"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="984" VPOS="665" ID="st61-91"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="64" HPOS="1190" VPOS="665" ID="st61-92"/><SP/><String HEIGHT="31" CONTENT="Stimme" WIDTH="113" HPOS="1276" VPOS="665" ID="st61-93"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="1412" VPOS="665" ID="st61-94"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl61-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="196" VPOS="715" ID="st61-95"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="409" VPOS="715" ID="st61-96"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbedingungen" WIDTH="398" HPOS="488" VPOS="715" ID="st61-97"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="886" VPOS="715" ID="st61-98"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="78" HPOS="934" VPOS="715" ID="st61-99"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="91" HPOS="1043" VPOS="715" ID="st61-100"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="1165" VPOS="715" ID="st61-101"/><SP/><String HEIGHT="31" CONTENT="sollte" WIDTH="78" HPOS="1303" VPOS="715" ID="st61-102"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="715" ID="st61-103"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl61-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="196" VPOS="765" ID="st61-104"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="429" VPOS="765" ID="st61-105"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="435" HPOS="489" VPOS="765" ID="st61-106"/><SP/><String HEIGHT="31" CONTENT="ermächtigt" WIDTH="156" HPOS="945" VPOS="765" ID="st61-107"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1122" VPOS="765" ID="st61-108"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1224" VPOS="765" ID="st61-109"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="178" HPOS="1262" VPOS="765" ID="st61-110" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verbraucherverbände"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="765" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl61-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbände" WIDTH="139" HPOS="196" VPOS="815" ID="st61-111" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verbraucherverbände"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="359" VPOS="815" ID="st61-112"/><SP/><String HEIGHT="31" CONTENT="benenne" WIDTH="121" HPOS="417" VPOS="815" ID="st61-113"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="538" VPOS="815" ID="st61-114"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="580" VPOS="815" ID="st61-115"/><SP/><String HEIGHT="31" CONTENT="ihrerseits" WIDTH="135" HPOS="648" VPOS="815" ID="st61-116"/><SP/><String HEIGHT="31" CONTENT="sachkundige" WIDTH="187" HPOS="807" VPOS="815" ID="st61-117"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1017" VPOS="815" ID="st61-118"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1096" VPOS="815" ID="st61-119"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1190" VPOS="815" ID="st61-120"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="183" HPOS="1258" VPOS="815" ID="st61-121" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherteninteressen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl61-13" WIDTH="1127" HEIGHT="31"><String HEIGHT="31" CONTENT="interessen" WIDTH="154" HPOS="196" VPOS="865" ID="st61-122" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherteninteressen"/><SP/><String HEIGHT="31" CONTENT="verbundene" WIDTH="176" HPOS="359" VPOS="865" ID="st61-123"/><SP/><String HEIGHT="31" CONTENT="Personen" WIDTH="142" HPOS="545" VPOS="865" ID="st61-124"/><SP/><String HEIGHT="31" CONTENT="zeitlich" WIDTH="102" HPOS="696" VPOS="865" ID="st61-125"/><SP/><String HEIGHT="31" CONTENT="befristet" WIDTH="118" HPOS="808" VPOS="865" ID="st61-126"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="936" VPOS="865" ID="st61-127"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="980" VPOS="865" ID="st61-128"/><SP/><String HEIGHT="31" CONTENT="bestellen" WIDTH="128" HPOS="1180" VPOS="865" ID="st61-129"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1308" VPOS="865" ID="st61-130"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl61-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zur" WIDTH="50" HPOS="196" VPOS="965" ID="st61-131"/><SP/><String HEIGHT="31" CONTENT="Zeit" WIDTH="55" HPOS="261" VPOS="965" ID="st61-132"/><SP/><String HEIGHT="31" CONTENT="herrsche" WIDTH="129" HPOS="331" VPOS="965" ID="st61-133"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="475" VPOS="965" ID="st61-134"/><SP/><String HEIGHT="31" CONTENT="klassische" WIDTH="153" HPOS="543" VPOS="965" ID="st61-135"/><SP/><String HEIGHT="31" CONTENT="Paradigma" WIDTH="153" HPOS="711" VPOS="965" ID="st61-136"/><String HEIGHT="31" CONTENT=":" WIDTH="17" HPOS="864" VPOS="965" ID="st61-137"/><SP/><String HEIGHT="31" CONTENT="‚Der" WIDTH="61" HPOS="896" VPOS="965" ID="st61-138"/><SP/><String HEIGHT="31" CONTENT="Bock" WIDTH="74" HPOS="971" VPOS="965" ID="st61-139"/><SP/><String HEIGHT="31" CONTENT="ist" WIDTH="33" HPOS="1060" VPOS="965" ID="st61-140"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1107" VPOS="965" ID="st61-141"/><SP/><String HEIGHT="31" CONTENT="Gärtner" WIDTH="113" HPOS="1185" VPOS="965" ID="st61-142"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="112" HPOS="1312" VPOS="965" ID="st61-143"/><String HEIGHT="31" CONTENT="’" WIDTH="16" HPOS="1424" VPOS="965" ID="st61-144"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="965" ID="st61-145"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl61-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="erklärt" WIDTH="93" HPOS="196" VPOS="1015" ID="st61-146"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="321" VPOS="1015" ID="st61-147"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="494" VPOS="1015" ID="st61-148"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="690" VPOS="1015" ID="st61-149"/><SP/><String HEIGHT="31" CONTENT="Dass" WIDTH="76" HPOS="732" VPOS="1015" ID="st61-150"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="840" VPOS="1015" ID="st61-151"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1044" VPOS="1015" ID="st61-152"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1146" VPOS="1015" ID="st61-153"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1015" ID="st61-154" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1015" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl61-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmen" WIDTH="197" HPOS="196" VPOS="1065" ID="st61-155" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="413" VPOS="1065" ID="st61-156"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="506" VPOS="1065" ID="st61-157"/><SP/><String HEIGHT="31" CONTENT="Gutdünken" WIDTH="155" HPOS="611" VPOS="1065" ID="st61-158"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="766" VPOS="1065" ID="st61-159"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="120" HPOS="804" VPOS="1065" ID="st61-160"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="945" VPOS="1065" ID="st61-161"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutzverbänden" WIDTH="437" HPOS="1019" VPOS="1065" ID="st61-162"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl61-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="196" VPOS="1115" ID="st61-163"/><SP/><String HEIGHT="31" CONTENT="wenigstens" WIDTH="166" HPOS="277" VPOS="1115" ID="st61-164"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="457" VPOS="1115" ID="st61-165"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="519" VPOS="1115" ID="st61-166"/><SP/><String HEIGHT="31" CONTENT="deren" WIDTH="85" HPOS="579" VPOS="1115" ID="st61-167"/><SP/><String HEIGHT="31" CONTENT="Vorschlag" WIDTH="148" HPOS="678" VPOS="1115" ID="st61-168"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="840" VPOS="1115" ID="st61-169"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="920" VPOS="1115" ID="st61-170"/><SP/><String HEIGHT="31" CONTENT="Einvernehmen" WIDTH="215" HPOS="969" VPOS="1115" ID="st61-171"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="1197" VPOS="1115" ID="st61-172"/><SP/><String HEIGHT="31" CONTENT="ihnen" WIDTH="82" HPOS="1255" VPOS="1115" ID="st61-173"/><SP/><String HEIGHT="31" CONTENT="bestellt" WIDTH="105" HPOS="1351" VPOS="1115" ID="st61-174"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl61-18" WIDTH="638" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="1165" ID="st61-175"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="315" VPOS="1165" ID="st61-176"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="416" VPOS="1165" ID="st61-177"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="443" VPOS="1165" ID="st61-178"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="495" VPOS="1165" ID="st61-179"/><SP/><String HEIGHT="31" CONTENT="Minimalforderung" WIDTH="251" HPOS="567" VPOS="1165" ID="st61-180"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="818" VPOS="1165" ID="st61-181"/></TextLine><TextLine HPOS="433" VPOS="1265" ID="tl61-19" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="433" VPOS="1265" ID="st61-182"/><String HEIGHT="31" CONTENT="Der" WIDTH="49" HPOS="449" VPOS="1265" ID="st61-183"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="514" VPOS="1265" ID="st61-184"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="703" VPOS="1265" ID="st61-185"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="745" VPOS="1265" ID="st61-186"/><SP/><String HEIGHT="31" CONTENT="jetzigen" WIDTH="115" HPOS="810" VPOS="1265" ID="st61-187"/><SP/><String HEIGHT="31" CONTENT="Form" WIDTH="78" HPOS="942" VPOS="1265" ID="st61-188"/><SP/><String HEIGHT="31" CONTENT="gaukelt" WIDTH="107" HPOS="1036" VPOS="1265" ID="st61-189"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1160" VPOS="1265" ID="st61-190"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="1265" ID="st61-191" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsnehmern"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="1265" HEIGHT="31"/></TextLine><TextLine HPOS="433" VPOS="1315" ID="tl61-20" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="nehmern" WIDTH="131" HPOS="433" VPOS="1315" ID="st61-192" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsnehmern"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="582" VPOS="1315" ID="st61-193"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="663" VPOS="1315" ID="st61-194"/><SP/><String HEIGHT="31" CONTENT="einlullende" WIDTH="154" HPOS="724" VPOS="1315" ID="st61-195"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="878" VPOS="1315" ID="st61-196"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="911" VPOS="1315" ID="st61-197"/><SP/><String HEIGHT="31" CONTENT="Protest" WIDTH="105" HPOS="983" VPOS="1315" ID="st61-198"/><SP/><String HEIGHT="31" CONTENT="abhaltende" WIDTH="164" HPOS="1107" VPOS="1315" ID="st61-199"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="151" HPOS="1290" VPOS="1315" ID="st61-200" SUBS_TYPE="HypPart1" SUBS_CONTENT="Interessenwahrnehmung"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1315" HEIGHT="31"/></TextLine><TextLine HPOS="433" VPOS="1365" ID="tl61-21" WIDTH="970" HEIGHT="31"><String HEIGHT="31" CONTENT="wahrnehmung" WIDTH="211" HPOS="433" VPOS="1365" ID="st61-201" SUBS_TYPE="HypPart2" SUBS_CONTENT="Interessenwahrnehmung"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="42" HPOS="653" VPOS="1365" ID="st61-202"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="695" VPOS="1365" ID="st61-203"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="718" VPOS="1365" ID="st61-204"/><SP/><String HEIGHT="31" CONTENT="ihr" WIDTH="37" HPOS="773" VPOS="1365" ID="st61-205"/><SP/><String HEIGHT="31" CONTENT="Aggressionspotential" WIDTH="309" HPOS="820" VPOS="1365" ID="st61-206"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="1138" VPOS="1365" ID="st61-207"/><SP/><String HEIGHT="31" CONTENT="neutralisieren" WIDTH="192" HPOS="1183" VPOS="1365" ID="st61-208"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1375" VPOS="1365" ID="st61-209"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="1389" VPOS="1365" ID="st61-210"/></TextLine><TextLine HPOS="1110" VPOS="1465" ID="tl61-22" WIDTH="346" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="1110" VPOS="1465" ID="st61-211"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="1260" VPOS="1465" ID="st61-212"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl61-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="196" VPOS="1565" ID="st61-213"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="300" VPOS="1565" ID="st61-214"/><SP/><String HEIGHT="31" CONTENT="dürften" WIDTH="104" HPOS="509" VPOS="1565" ID="st61-215"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="79" HPOS="650" VPOS="1565" ID="st61-216"/><SP/><String HEIGHT="31" CONTENT="Rechtsanwälte" WIDTH="219" HPOS="766" VPOS="1565" ID="st61-217"/><SP/><String HEIGHT="31" CONTENT="bestimmt" WIDTH="135" HPOS="1022" VPOS="1565" ID="st61-218"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="101" HPOS="1194" VPOS="1565" ID="st61-219"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1295" VPOS="1565" ID="st61-220"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1349" VPOS="1565" ID="st61-221"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1565" ID="st61-222"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl61-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gerichtsverfahren" WIDTH="265" HPOS="196" VPOS="1615" ID="st61-223"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="487" VPOS="1615" ID="st61-224"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="649" VPOS="1615" ID="st61-225"/><SP/><String HEIGHT="31" CONTENT="gegen" WIDTH="93" HPOS="1084" VPOS="1615" ID="st61-226"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1202" VPOS="1615" ID="st61-227"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1411" VPOS="1615" ID="st61-228"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl61-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Seite" WIDTH="76" HPOS="196" VPOS="1665" ID="st61-229"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="290" VPOS="1665" ID="st61-230"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="355" VPOS="1665" ID="st61-231"/><SP/><String HEIGHT="31" CONTENT="vertreten" WIDTH="126" HPOS="726" VPOS="1665" ID="st61-232"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="852" VPOS="1665" ID="st61-233"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="97" HPOS="884" VPOS="1665" ID="st61-234"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="998" VPOS="1665" ID="st61-235"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="93" HPOS="1067" VPOS="1665" ID="st61-236"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1160" VPOS="1665" ID="st61-237"/><SP/><String HEIGHT="31" CONTENT="Geschäftsführerin" WIDTH="263" HPOS="1193" VPOS="1665" ID="st61-238"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl61-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="196" VPOS="1715" ID="st61-239"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="300" VPOS="1715" ID="st61-240"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="462" VPOS="1715" ID="st61-241"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="560" VPOS="1715" ID="st61-242"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="747" VPOS="1715" ID="st61-243"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="76" HPOS="806" VPOS="1715" ID="st61-244"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="932" VPOS="1715" ID="st61-245"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1061" VPOS="1715" ID="st61-246"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1153" VPOS="1715" ID="st61-247"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1242" VPOS="1715" ID="st61-248"/><SP/><String HEIGHT="31" CONTENT="anderes" WIDTH="120" HPOS="1336" VPOS="1715" ID="st61-249"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl61-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="1765" ID="st61-250"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="632" VPOS="1765" ID="st61-251"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="700" VPOS="1765" ID="st61-252"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="765" VPOS="1765" ID="st61-253"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="845" VPOS="1765" ID="st61-254"/><SP/><String HEIGHT="31" CONTENT="ihnen" WIDTH="81" HPOS="925" VPOS="1765" ID="st61-255"/><SP/><String HEIGHT="31" CONTENT="vor" WIDTH="47" HPOS="1032" VPOS="1765" ID="st61-256"/><SP/><String HEIGHT="31" CONTENT="Gericht" WIDTH="107" HPOS="1105" VPOS="1765" ID="st61-257"/><SP/><String HEIGHT="31" CONTENT="vertretene" WIDTH="150" HPOS="1238" VPOS="1765" ID="st61-258"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1414" VPOS="1765" ID="st61-259"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl61-28" WIDTH="373" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="196" VPOS="1815" ID="st61-260"/><SP/><String HEIGHT="31" CONTENT="tätig" WIDTH="63" HPOS="378" VPOS="1815" ID="st61-261"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="102" HPOS="450" VPOS="1815" ID="st61-262"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="552" VPOS="1815" ID="st61-263"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl61-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1915" ID="st61-264"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="256" VPOS="1915" ID="st61-265"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="498" VPOS="1915" ID="st61-266"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="562" VPOS="1915" ID="st61-267"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="90" HPOS="763" VPOS="1915" ID="st61-268"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="864" VPOS="1915" ID="st61-269"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="927" VPOS="1915" ID="st61-270"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="211" HPOS="986" VPOS="1915" ID="st61-271"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1207" VPOS="1915" ID="st61-272"/><SP/><String HEIGHT="31" CONTENT="Finanzdienst" WIDTH="185" HPOS="1256" VPOS="1915" ID="st61-273" SUBS_TYPE="HypPart1" SUBS_CONTENT="Finanzdienstleistungsaufsicht"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1915" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl61-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="leistungsaufsicht" WIDTH="247" HPOS="196" VPOS="1965" ID="st61-274" SUBS_TYPE="HypPart2" SUBS_CONTENT="Finanzdienstleistungsaufsicht"/><SP/><String HEIGHT="31" CONTENT="überprüft" WIDTH="128" HPOS="454" VPOS="1965" ID="st61-275"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="582" VPOS="1965" ID="st61-276"/><SP/><String HEIGHT="31" CONTENT="widerspricht" WIDTH="178" HPOS="608" VPOS="1965" ID="st61-277"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="79" HPOS="797" VPOS="1965" ID="st61-278"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="80" HPOS="888" VPOS="1965" ID="st61-279"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="968" VPOS="1965" ID="st61-280"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="995" VPOS="1965" ID="st61-281"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1243" VPOS="1965" ID="st61-282"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="1302" VPOS="1965" ID="st61-283"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl61-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="347" HPOS="196" VPOS="2015" ID="st61-284"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="543" VPOS="2015" ID="st61-285"/><SP/><String HEIGHT="31" CONTENT="Niemand" WIDTH="133" HPOS="592" VPOS="2015" ID="st61-286"/><SP/><String HEIGHT="31" CONTENT="innerhalb" WIDTH="137" HPOS="758" VPOS="2015" ID="st61-287"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="90" HPOS="928" VPOS="2015" ID="st61-288"/><SP/><String HEIGHT="31" CONTENT="Behörde" WIDTH="126" HPOS="1051" VPOS="2015" ID="st61-289"/><SP/><String HEIGHT="31" CONTENT="glaube" WIDTH="100" HPOS="1210" VPOS="2015" ID="st61-290"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1342" VPOS="2015" ID="st61-291"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="2015" ID="st61-292"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl61-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="196" VPOS="2065" ID="st61-293"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="438" VPOS="2065" ID="st61-294"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="165" HPOS="497" VPOS="2065" ID="st61-295"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="662" VPOS="2065" ID="st61-296"/><SP/><String HEIGHT="31" CONTENT="schildert" WIDTH="124" HPOS="689" VPOS="2065" ID="st61-297"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="824" VPOS="2065" ID="st61-298"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="976" VPOS="2065" ID="st61-299"/><SP/><String HEIGHT="31" CONTENT="seine" WIDTH="80" HPOS="1182" VPOS="2065" ID="st61-300"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="183" HPOS="1273" VPOS="2065" ID="st61-301"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl61-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="196" VPOS="2115" ID="st61-302"/><SP/><String HEIGHT="31" CONTENT="Versicherungsbeiratsmitglied" WIDTH="428" HPOS="273" VPOS="2115" ID="st61-303"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="735" VPOS="2115" ID="st61-304"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="825" VPOS="2115" ID="st61-305"/><SP/><String HEIGHT="31" CONTENT="Mitglied" WIDTH="114" HPOS="941" VPOS="2115" ID="st61-306"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1090" VPOS="2115" ID="st61-307"/><SP/><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="211" HPOS="1172" VPOS="2115" ID="st61-308"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="2115" ID="st61-309"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl61-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="53" WIDTH="37" HPOS="1419" VPOS="2207" ID="st61-310"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="62" ID="p592576" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592576" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592576" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl62-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="430" HPOS="196" VPOS="215" ID="st62-0"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="626" VPOS="215" ID="st62-1"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="681" VPOS="215" ID="st62-2"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="893" VPOS="215" ID="st62-3"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1043" VPOS="215" ID="st62-4"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1136" VPOS="215" ID="st62-5"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="215" ID="st62-6" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="215" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl62-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmen" WIDTH="197" HPOS="196" VPOS="265" ID="st62-7" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="76" HPOS="410" VPOS="265" ID="st62-8"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="110" HPOS="502" VPOS="265" ID="st62-9"/><SP/><String HEIGHT="31" CONTENT="genommen" WIDTH="156" HPOS="629" VPOS="265" ID="st62-10"/><String HEIGHT="31" CONTENT="." WIDTH="20" HPOS="785" VPOS="265" ID="st62-11"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="822" VPOS="265" ID="st62-12"/><SP/><String HEIGHT="31" CONTENT="Assekuranz" WIDTH="174" HPOS="889" VPOS="265" ID="st62-13"/><SP/><String HEIGHT="31" CONTENT="bestelle" WIDTH="115" HPOS="1080" VPOS="265" ID="st62-14"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="1211" VPOS="265" ID="st62-15"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="1284" VPOS="265" ID="st62-16"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl62-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="selbst" WIDTH="83" HPOS="196" VPOS="315" ID="st62-17"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="279" VPOS="315" ID="st62-18"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="309" VPOS="315" ID="st62-19"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="370" VPOS="315" ID="st62-20"/><SP/><String HEIGHT="31" CONTENT="Bedingungs" WIDTH="170" HPOS="479" VPOS="315" ID="st62-21"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="649" VPOS="315" ID="st62-22"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="683" VPOS="315" ID="st62-23"/><SP/><String HEIGHT="31" CONTENT="Prämienänderungen" WIDTH="302" HPOS="755" VPOS="315" ID="st62-24"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="128" HPOS="1073" VPOS="315" ID="st62-25"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="102" HPOS="1217" VPOS="315" ID="st62-26"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1319" VPOS="315" ID="st62-27"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="104" HPOS="1352" VPOS="315" ID="st62-28"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl62-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ständen" WIDTH="119" HPOS="196" VPOS="365" ID="st62-29"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="329" VPOS="365" ID="st62-30"/><SP/><String HEIGHT="31" CONTENT="ausgewählten" WIDTH="205" HPOS="388" VPOS="365" ID="st62-31"/><SP/><String HEIGHT="31" CONTENT="Personen" WIDTH="143" HPOS="607" VPOS="365" ID="st62-32"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="764" VPOS="365" ID="st62-33"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="851" VPOS="365" ID="st62-34"/><SP/><String HEIGHT="31" CONTENT="Erfahrungen" WIDTH="183" HPOS="921" VPOS="365" ID="st62-35"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1118" VPOS="365" ID="st62-36"/><SP/><String HEIGHT="31" CONTENT="Vergangenheit" WIDTH="216" HPOS="1181" VPOS="365" ID="st62-37"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="1412" VPOS="365" ID="st62-38"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl62-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="196" VPOS="415" ID="st62-39"/><SP/><String HEIGHT="31" CONTENT="jeweiligen" WIDTH="146" HPOS="289" VPOS="415" ID="st62-40"/><SP/><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="471" VPOS="415" ID="st62-41"/><SP/><String HEIGHT="31" CONTENT="durchaus" WIDTH="138" HPOS="917" VPOS="415" ID="st62-42"/><SP/><String HEIGHT="31" CONTENT="häufig" WIDTH="91" HPOS="1092" VPOS="415" ID="st62-43"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1219" VPOS="415" ID="st62-44"/><SP/><String HEIGHT="31" CONTENT="langjähriger" WIDTH="174" HPOS="1282" VPOS="415" ID="st62-45"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl62-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="anwaltlicher" WIDTH="176" HPOS="196" VPOS="465" ID="st62-46"/><SP/><String HEIGHT="31" CONTENT="Beziehung" WIDTH="158" HPOS="386" VPOS="465" ID="st62-47"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="558" VPOS="465" ID="st62-48"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="109" HPOS="627" VPOS="465" ID="st62-49"/><SP/><String HEIGHT="31" CONTENT="lukrativ" WIDTH="106" HPOS="750" VPOS="465" ID="st62-50"/><SP/><String HEIGHT="31" CONTENT="honoriert" WIDTH="126" HPOS="870" VPOS="465" ID="st62-51"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="996" VPOS="465" ID="st62-52"/><SP/><String HEIGHT="31" CONTENT="Bisher" WIDTH="95" HPOS="1025" VPOS="465" ID="st62-53"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1134" VPOS="465" ID="st62-54"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1222" VPOS="465" ID="st62-55"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="1284" VPOS="465" ID="st62-56"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl62-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="515" ID="st62-57"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="256" VPOS="515" ID="st62-58"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="73" HPOS="622" VPOS="515" ID="st62-59"/><SP/><String HEIGHT="31" CONTENT="nie" WIDTH="44" HPOS="707" VPOS="515" ID="st62-60"/><SP/><String HEIGHT="31" CONTENT="geraten" WIDTH="106" HPOS="763" VPOS="515" ID="st62-61"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="869" VPOS="515" ID="st62-62"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="898" VPOS="515" ID="st62-63"/><SP/><String HEIGHT="31" CONTENT="Beiträge" WIDTH="124" HPOS="954" VPOS="515" ID="st62-64"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1090" VPOS="515" ID="st62-65"/><SP/><String HEIGHT="31" CONTENT="reduzieren" WIDTH="151" HPOS="1137" VPOS="515" ID="st62-66"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1288" VPOS="515" ID="st62-67"/><SP/><String HEIGHT="31" CONTENT="nährt" WIDTH="76" HPOS="1316" VPOS="515" ID="st62-68"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="1404" VPOS="515" ID="st62-69"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl62-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="196" VPOS="565" ID="st62-70"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="323" VPOS="565" ID="st62-71"/><SP/><String HEIGHT="31" CONTENT="Zweifel" WIDTH="106" HPOS="393" VPOS="565" ID="st62-72"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="525" VPOS="565" ID="st62-73"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="589" VPOS="565" ID="st62-74"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="663" VPOS="565" ID="st62-75"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="921" VPOS="565" ID="st62-76"/><SP/><String HEIGHT="31" CONTENT="eingesetzten" WIDTH="189" HPOS="996" VPOS="565" ID="st62-77"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="165" HPOS="1211" VPOS="565" ID="st62-78"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1376" VPOS="565" ID="st62-79"/><SP/><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="1419" VPOS="565" ID="st62-80"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl62-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="196" VPOS="615" ID="st62-81"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="458" VPOS="615" ID="st62-82"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="523" VPOS="615" ID="st62-83"/><SP/><String HEIGHT="31" CONTENT="Gesundheitsreform" WIDTH="283" HPOS="592" VPOS="615" ID="st62-84"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="896" VPOS="615" ID="st62-85"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="990" VPOS="615" ID="st62-86"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1046" VPOS="615" ID="st62-87"/><SP/><String HEIGHT="31" CONTENT="einige" WIDTH="89" HPOS="1165" VPOS="615" ID="st62-88"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="181" HPOS="1275" VPOS="615" ID="st62-89"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl62-9" WIDTH="729" HEIGHT="31"><String HEIGHT="31" CONTENT="gegeben" WIDTH="121" HPOS="196" VPOS="665" ID="st62-90"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="317" VPOS="665" ID="st62-91"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="345" VPOS="665" ID="st62-92"/><SP/><String HEIGHT="31" CONTENT="Kostensenkungen" WIDTH="267" HPOS="398" VPOS="665" ID="st62-93"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="674" VPOS="665" ID="st62-94"/><SP/><String HEIGHT="31" CONTENT="Folge" WIDTH="83" HPOS="730" VPOS="665" ID="st62-95"/><SP/><String HEIGHT="31" CONTENT="hatten" WIDTH="87" HPOS="823" VPOS="665" ID="st62-96"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="910" VPOS="665" ID="st62-97"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl62-10" WIDTH="745" HEIGHT="31"><String HEIGHT="31" CONTENT="Zukünftige" WIDTH="156" HPOS="196" VPOS="765" ID="st62-98"/><SP/><String HEIGHT="31" CONTENT="Entwicklung" WIDTH="178" HPOS="361" VPOS="765" ID="st62-99"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="548" VPOS="765" ID="st62-100"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahrens" WIDTH="330" HPOS="611" VPOS="765" ID="st62-101"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl62-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kritik" WIDTH="74" HPOS="196" VPOS="865" ID="st62-102"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="292" VPOS="865" ID="st62-103"/><SP/><String HEIGHT="31" CONTENT="Treuhändern" WIDTH="191" HPOS="351" VPOS="865" ID="st62-104"/><SP/><String HEIGHT="31" CONTENT="beschädige" WIDTH="171" HPOS="564" VPOS="865" ID="st62-105"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="757" VPOS="865" ID="st62-106"/><SP/><String HEIGHT="31" CONTENT="Regelungsmechanismus" WIDTH="356" HPOS="877" VPOS="865" ID="st62-107"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1233" VPOS="865" ID="st62-108"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="82" HPOS="1273" VPOS="865" ID="st62-109"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="79" HPOS="1377" VPOS="865" ID="st62-110"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl62-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Präve" WIDTH="87" HPOS="196" VPOS="915" ID="st62-111"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="283" VPOS="915" ID="st62-112"/><SP/><String HEIGHT="31" CONTENT="Es" WIDTH="39" HPOS="307" VPOS="915" ID="st62-113"/><SP/><String HEIGHT="31" CONTENT="stelle" WIDTH="78" HPOS="361" VPOS="915" ID="st62-114"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="454" VPOS="915" ID="st62-115"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="528" VPOS="915" ID="st62-116"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="80" HPOS="588" VPOS="915" ID="st62-117"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="668" VPOS="915" ID="st62-118"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="699" VPOS="915" ID="st62-119"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="773" VPOS="915" ID="st62-120"/><SP/><String HEIGHT="31" CONTENT="Vertragslücken" WIDTH="215" HPOS="832" VPOS="915" ID="st62-121"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1047" VPOS="915" ID="st62-122"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1078" VPOS="915" ID="st62-123"/><SP/><String HEIGHT="31" CONTENT="beispielsweise" WIDTH="215" HPOS="1143" VPOS="915" ID="st62-124"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="83" HPOS="1373" VPOS="915" ID="st62-125"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl62-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="196" VPOS="965" ID="st62-126"/><SP/><String HEIGHT="31" CONTENT="BGH" WIDTH="72" HPOS="262" VPOS="965" ID="st62-127"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="77" HPOS="346" VPOS="965" ID="st62-128"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="435" VPOS="965" ID="st62-129"/><SP/><String HEIGHT="31" CONTENT="Intransparenz" WIDTH="204" HPOS="493" VPOS="965" ID="st62-130"/><SP/><String HEIGHT="31" CONTENT="entstanden" WIDTH="159" HPOS="708" VPOS="965" ID="st62-131"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="867" VPOS="965" ID="st62-132"/><SP/><String HEIGHT="31" CONTENT="geschehen" WIDTH="163" HPOS="894" VPOS="965" ID="st62-133"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="65" HPOS="1069" VPOS="965" ID="st62-134"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1134" VPOS="965" ID="st62-135"/><SP/><String HEIGHT="31" CONTENT="Soll" WIDTH="55" HPOS="1159" VPOS="965" ID="st62-136"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1226" VPOS="965" ID="st62-137"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="170" HPOS="1286" VPOS="965" ID="st62-138"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl62-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="196" VPOS="1015" ID="st62-139"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="249" VPOS="1015" ID="st62-140"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="297" VPOS="1015" ID="st62-141"/><SP/><String HEIGHT="31" CONTENT="füllen" WIDTH="76" HPOS="366" VPOS="1015" ID="st62-142"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="442" VPOS="1015" ID="st62-143"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="465" VPOS="1015" ID="st62-144"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="562" VPOS="1015" ID="st62-145"/><SP/><String HEIGHT="31" CONTENT="offen" WIDTH="74" HPOS="614" VPOS="1015" ID="st62-146"/><SP/><String HEIGHT="31" CONTENT="bleiben" WIDTH="110" HPOS="698" VPOS="1015" ID="st62-147"/><String HEIGHT="31" CONTENT="?" WIDTH="16" HPOS="808" VPOS="1015" ID="st62-148"/><SP/><String HEIGHT="31" CONTENT="Sollen" WIDTH="92" HPOS="834" VPOS="1015" ID="st62-149"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="936" VPOS="1015" ID="st62-150"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="990" VPOS="1015" ID="st62-151"/><SP/><String HEIGHT="31" CONTENT="entsprechend" WIDTH="202" HPOS="1170" VPOS="1015" ID="st62-152"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="74" HPOS="1382" VPOS="1015" ID="st62-153"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl62-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Allgemeinen" WIDTH="184" HPOS="196" VPOS="1065" ID="st62-154"/><SP/><String HEIGHT="31" CONTENT="Geschäftsbedingungen" WIDTH="343" HPOS="389" VPOS="1065" ID="st62-155"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="742" VPOS="1065" ID="st62-156"/><SP/><String HEIGHT="31" CONTENT="einheitliche" WIDTH="167" HPOS="814" VPOS="1065" ID="st62-157"/><SP/><String HEIGHT="31" CONTENT="ergänzende" WIDTH="176" HPOS="991" VPOS="1065" ID="st62-158"/><SP/><String HEIGHT="31" CONTENT="Vertragsauslegung" WIDTH="279" HPOS="1177" VPOS="1065" ID="st62-159"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl62-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vornehmen" WIDTH="167" HPOS="196" VPOS="1115" ID="st62-160"/><String HEIGHT="31" CONTENT="?" WIDTH="19" HPOS="363" VPOS="1115" ID="st62-161"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="417" VPOS="1115" ID="st62-162"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="540" VPOS="1115" ID="st62-163"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="641" VPOS="1115" ID="st62-164"/><SP/><String HEIGHT="31" CONTENT="bestehenden" WIDTH="193" HPOS="732" VPOS="1115" ID="st62-165"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="176" HPOS="961" VPOS="1115" ID="st62-166"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="1137" VPOS="1115" ID="st62-167"/><String HEIGHT="31" CONTENT="Mechanismus" WIDTH="195" HPOS="1155" VPOS="1115" ID="st62-168"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1115" ID="st62-169"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl62-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="akzeptieren" WIDTH="173" HPOS="196" VPOS="1165" ID="st62-170"/><SP/><String HEIGHT="31" CONTENT="wolle" WIDTH="70" HPOS="384" VPOS="1165" ID="st62-171"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="454" VPOS="1165" ID="st62-172"/><SP/><String HEIGHT="31" CONTENT="nehme" WIDTH="102" HPOS="485" VPOS="1165" ID="st62-173"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="602" VPOS="1165" ID="st62-174"/><SP/><String HEIGHT="31" CONTENT="Lücken" WIDTH="107" HPOS="683" VPOS="1165" ID="st62-175"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="805" VPOS="1165" ID="st62-176"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="110" HPOS="856" VPOS="1165" ID="st62-177"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="981" VPOS="1165" ID="st62-178"/><SP/><String HEIGHT="31" CONTENT="Kauf" WIDTH="62" HPOS="1022" VPOS="1165" ID="st62-179"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1084" VPOS="1165" ID="st62-180"/><SP/><String HEIGHT="31" CONTENT="Um" WIDTH="52" HPOS="1116" VPOS="1165" ID="st62-181"/><SP/><String HEIGHT="31" CONTENT="Vertragslücken" WIDTH="223" HPOS="1183" VPOS="1165" ID="st62-182"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="1165" ID="st62-183"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl62-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="füllen" WIDTH="76" HPOS="196" VPOS="1215" ID="st62-184"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="272" VPOS="1215" ID="st62-185"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="298" VPOS="1215" ID="st62-186"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="354" VPOS="1215" ID="st62-187"/><SP/><String HEIGHT="31" CONTENT="gesetzlicher" WIDTH="177" HPOS="412" VPOS="1215" ID="st62-188"/><SP/><String HEIGHT="31" CONTENT="Mechanismus" WIDTH="205" HPOS="603" VPOS="1215" ID="st62-189"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="821" VPOS="1215" ID="st62-190"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="890" VPOS="1215" ID="st62-191"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="164" HPOS="948" VPOS="1215" ID="st62-192"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1112" VPOS="1215" ID="st62-193"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1142" VPOS="1215" ID="st62-194"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1204" VPOS="1215" ID="st62-195"/><SP/><String HEIGHT="31" CONTENT="Kollektiv" WIDTH="124" HPOS="1271" VPOS="1215" ID="st62-196"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1215" ID="st62-197"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl62-19" WIDTH="1159" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="196" VPOS="1265" ID="st62-198"/><SP/><String HEIGHT="31" CONTENT="vertritt" WIDTH="89" HPOS="393" VPOS="1265" ID="st62-199"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="482" VPOS="1265" ID="st62-200"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="504" VPOS="1265" ID="st62-201"/><SP/><String HEIGHT="31" CONTENT="besten" WIDTH="94" HPOS="559" VPOS="1265" ID="st62-202"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="653" VPOS="1265" ID="st62-203"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="678" VPOS="1265" ID="st62-204"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="735" VPOS="1265" ID="st62-205"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="917" VPOS="1265" ID="st62-206"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="66" HPOS="1025" VPOS="1265" ID="st62-207"/><SP/><String HEIGHT="31" CONTENT="unabhängig" WIDTH="174" HPOS="1101" VPOS="1265" ID="st62-208"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="1284" VPOS="1265" ID="st62-209"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1340" VPOS="1265" ID="st62-210"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl62-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="196" VPOS="1365" ID="st62-211"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="310" VPOS="1365" ID="st62-212"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="369" VPOS="1365" ID="st62-213"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="548" VPOS="1365" ID="st62-214"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="385" HPOS="610" VPOS="1365" ID="st62-215"/><SP/><String HEIGHT="31" CONTENT="spreche" WIDTH="119" HPOS="1009" VPOS="1365" ID="st62-216"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1142" VPOS="1365" ID="st62-217"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="75" HPOS="1219" VPOS="1365" ID="st62-218"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1294" VPOS="1365" ID="st62-219"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1324" VPOS="1365" ID="st62-220"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1365" ID="st62-221"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl62-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Prozess" WIDTH="121" HPOS="196" VPOS="1415" ID="st62-222"/><SP/><String HEIGHT="31" CONTENT="umso" WIDTH="81" HPOS="336" VPOS="1415" ID="st62-223"/><SP/><String HEIGHT="31" CONTENT="bürokratischer" WIDTH="212" HPOS="436" VPOS="1415" ID="st62-224"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="667" VPOS="1415" ID="st62-225"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="750" VPOS="1415" ID="st62-226"/><SP/><String HEIGHT="31" CONTENT="je" WIDTH="26" HPOS="786" VPOS="1415" ID="st62-227"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="831" VPOS="1415" ID="st62-228"/><SP/><String HEIGHT="31" CONTENT="Personen" WIDTH="142" HPOS="926" VPOS="1415" ID="st62-229"/><SP/><String HEIGHT="31" CONTENT="darin" WIDTH="75" HPOS="1087" VPOS="1415" ID="st62-230"/><SP/><String HEIGHT="31" CONTENT="involviert" WIDTH="131" HPOS="1181" VPOS="1415" ID="st62-231"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1331" VPOS="1415" ID="st62-232"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1387" VPOS="1415" ID="st62-233"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="1421" VPOS="1415" ID="st62-234"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl62-22" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Volker" WIDTH="95" HPOS="196" VPOS="1465" ID="st62-235"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="144" HPOS="301" VPOS="1465" ID="st62-236"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="445" VPOS="1465" ID="st62-237"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="464" VPOS="1465" ID="st62-238"/><SP/><String HEIGHT="31" CONTENT="zweiten" WIDTH="113" HPOS="541" VPOS="1465" ID="st62-239"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="664" VPOS="1465" ID="st62-240"/><SP/><String HEIGHT="31" CONTENT="unklar" WIDTH="85" HPOS="716" VPOS="1465" ID="st62-241"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="801" VPOS="1465" ID="st62-242"/><SP/><String HEIGHT="31" CONTENT="wer" WIDTH="54" HPOS="826" VPOS="1465" ID="st62-243"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="889" VPOS="1465" ID="st62-244"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="385" HPOS="944" VPOS="1465" ID="st62-245"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1339" VPOS="1465" ID="st62-246"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="1384" VPOS="1465" ID="st62-247"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl62-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="196" VPOS="1515" ID="st62-248"/><SP/><String HEIGHT="31" CONTENT="Klauselersetzung" WIDTH="256" HPOS="282" VPOS="1515" ID="st62-249"/><SP/><String HEIGHT="31" CONTENT="vertreten" WIDTH="132" HPOS="549" VPOS="1515" ID="st62-250"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="65" HPOS="692" VPOS="1515" ID="st62-251"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="757" VPOS="1515" ID="st62-252"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="782" VPOS="1515" ID="st62-253"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="842" VPOS="1515" ID="st62-254"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="1155" VPOS="1515" ID="st62-255"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1515" ID="st62-256"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl62-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="196" VPOS="1565" ID="st62-257"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="247" VPOS="1565" ID="st62-258"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="280" VPOS="1565" ID="st62-259"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="363" VPOS="1565" ID="st62-260"/><SP/><String HEIGHT="31" CONTENT="Bund" WIDTH="77" HPOS="427" VPOS="1565" ID="st62-261"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="520" VPOS="1565" ID="st62-262"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="187" HPOS="584" VPOS="1565" ID="st62-263"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="787" VPOS="1565" ID="st62-264"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="104" HPOS="869" VPOS="1565" ID="st62-265"/><SP/><String HEIGHT="31" CONTENT="Verbände" WIDTH="136" HPOS="989" VPOS="1565" ID="st62-266"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1125" VPOS="1565" ID="st62-267"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="1158" VPOS="1565" ID="st62-268"/><SP/><String HEIGHT="31" CONTENT="dritten" WIDTH="92" HPOS="1241" VPOS="1565" ID="st62-269"/><SP/><String HEIGHT="31" CONTENT="blieben" WIDTH="107" HPOS="1349" VPOS="1565" ID="st62-270"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl62-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lücken" WIDTH="108" HPOS="196" VPOS="1615" ID="st62-271"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="331" VPOS="1615" ID="st62-272"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="393" VPOS="1615" ID="st62-273"/><SP/><String HEIGHT="31" CONTENT="offen" WIDTH="70" HPOS="529" VPOS="1615" ID="st62-274"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="599" VPOS="1615" ID="st62-275"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="79" HPOS="640" VPOS="1615" ID="st62-276"/><SP/><String HEIGHT="31" CONTENT="keine" WIDTH="80" HPOS="746" VPOS="1615" ID="st62-277"/><SP/><String HEIGHT="31" CONTENT="Einigung" WIDTH="130" HPOS="853" VPOS="1615" ID="st62-278"/><SP/><String HEIGHT="31" CONTENT="erzielt" WIDTH="89" HPOS="1010" VPOS="1615" ID="st62-279"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1126" VPOS="1615" ID="st62-280"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="83" HPOS="1262" VPOS="1615" ID="st62-281"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1345" VPOS="1615" ID="st62-282"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="1389" VPOS="1615" ID="st62-283"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl62-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verkomplizierung" WIDTH="258" HPOS="196" VPOS="1665" ID="st62-284"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="470" VPOS="1665" ID="st62-285"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahrens" WIDTH="330" HPOS="539" VPOS="1665" ID="st62-286"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="69" HPOS="885" VPOS="1665" ID="st62-287"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="64" HPOS="970" VPOS="1665" ID="st62-288"/><SP/><String HEIGHT="31" CONTENT="vermeiden" WIDTH="148" HPOS="1050" VPOS="1665" ID="st62-289"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1198" VPOS="1665" ID="st62-290"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="1231" VPOS="1665" ID="st62-291"/><SP/><String HEIGHT="31" CONTENT="solle" WIDTH="69" HPOS="1312" VPOS="1665" ID="st62-292"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1397" VPOS="1665" ID="st62-293"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl62-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="196" VPOS="1715" ID="st62-294"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="255" VPOS="1715" ID="st62-295"/><SP/><String HEIGHT="31" CONTENT="Entscheidung" WIDTH="202" HPOS="313" VPOS="1715" ID="st62-296"/><SP/><String HEIGHT="31" CONTENT="konzentrieren" WIDTH="195" HPOS="528" VPOS="1715" ID="st62-297"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="723" VPOS="1715" ID="st62-298"/><SP/><String HEIGHT="31" CONTENT="ob" WIDTH="37" HPOS="752" VPOS="1715" ID="st62-299"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="801" VPOS="1715" ID="st62-300"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="879" VPOS="1715" ID="st62-301"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="938" VPOS="1715" ID="st62-302"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="1007" VPOS="1715" ID="st62-303"/><SP/><String HEIGHT="31" CONTENT="verzichtet" WIDTH="142" HPOS="1192" VPOS="1715" ID="st62-304"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1347" VPOS="1715" ID="st62-305"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="29" HPOS="1427" VPOS="1715" ID="st62-306"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl62-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="doch" WIDTH="73" HPOS="196" VPOS="1765" ID="st62-307"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="304" VPOS="1765" ID="st62-308"/><SP/><String HEIGHT="31" CONTENT="Bedeutung" WIDTH="161" HPOS="403" VPOS="1765" ID="st62-309"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="600" VPOS="1765" ID="st62-310"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="642" VPOS="1765" ID="st62-311"/><SP/><String HEIGHT="31" CONTENT="Zwischen" WIDTH="141" HPOS="692" VPOS="1765" ID="st62-312"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="869" VPOS="1765" ID="st62-313"/><SP/><String HEIGHT="31" CONTENT="Alternativen" WIDTH="170" HPOS="960" VPOS="1765" ID="st62-314"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1130" VPOS="1765" ID="st62-315"/><SP/><String HEIGHT="31" CONTENT="Abschaffung" WIDTH="186" HPOS="1181" VPOS="1765" ID="st62-316"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1402" VPOS="1765" ID="st62-317"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl62-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänderverfahrens" WIDTH="330" HPOS="196" VPOS="1815" ID="st62-318"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="537" VPOS="1815" ID="st62-319"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="616" VPOS="1815" ID="st62-320"/><SP/><String HEIGHT="31" CONTENT="kompliziertere" WIDTH="207" HPOS="691" VPOS="1815" ID="st62-321"/><SP/><String HEIGHT="31" CONTENT="Ausgestaltung" WIDTH="211" HPOS="910" VPOS="1815" ID="st62-322"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="1133" VPOS="1815" ID="st62-323"/><SP/><String HEIGHT="31" CONTENT="Verfahrens" WIDTH="156" HPOS="1198" VPOS="1815" ID="st62-324"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1354" VPOS="1815" ID="st62-325"/><SP/><String HEIGHT="31" CONTENT="gebe" WIDTH="74" HPOS="1382" VPOS="1815" ID="st62-326"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl62-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="196" VPOS="1865" ID="st62-327"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="244" VPOS="1865" ID="st62-328"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="359" VPOS="1865" ID="st62-329"/><SP/><String HEIGHT="31" CONTENT="letzteren" WIDTH="128" HPOS="425" VPOS="1865" ID="st62-330"/><SP/><String HEIGHT="31" CONTENT="Option" WIDTH="99" HPOS="570" VPOS="1865" ID="st62-331"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="686" VPOS="1865" ID="st62-332"/><SP/><String HEIGHT="31" CONTENT="Vorzug" WIDTH="98" HPOS="759" VPOS="1865" ID="st62-333"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="857" VPOS="1865" ID="st62-334"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="892" VPOS="1865" ID="st62-335"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="963" VPOS="1865" ID="st62-336"/><SP/><String HEIGHT="31" CONTENT="vermeide" WIDTH="137" HPOS="1153" VPOS="1865" ID="st62-337"/><SP/><String HEIGHT="31" CONTENT="Streitfälle" WIDTH="135" HPOS="1308" VPOS="1865" ID="st62-338"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1443" VPOS="1865" ID="st62-339"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl62-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hätte" WIDTH="80" HPOS="196" VPOS="1915" ID="st62-340"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="287" VPOS="1915" ID="st62-341"/><SP/><String HEIGHT="31" CONTENT="diesen" WIDTH="98" HPOS="363" VPOS="1915" ID="st62-342"/><SP/><String HEIGHT="31" CONTENT="Mechanismus" WIDTH="205" HPOS="473" VPOS="1915" ID="st62-343"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="65" HPOS="690" VPOS="1915" ID="st62-344"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="755" VPOS="1915" ID="st62-345"/><SP/><String HEIGHT="31" CONTENT="bliebe" WIDTH="89" HPOS="781" VPOS="1915" ID="st62-346"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="881" VPOS="1915" ID="st62-347"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="940" VPOS="1915" ID="st62-348"/><SP/><String HEIGHT="31" CONTENT="erneute" WIDTH="113" HPOS="996" VPOS="1915" ID="st62-349"/><SP/><String HEIGHT="31" CONTENT="Überprüfung" WIDTH="186" HPOS="1120" VPOS="1915" ID="st62-350"/><SP/><String HEIGHT="31" CONTENT="durch" WIDTH="84" HPOS="1317" VPOS="1915" ID="st62-351"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1915" ID="st62-352"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl62-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gerichte" WIDTH="120" HPOS="196" VPOS="1965" ID="st62-353"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="316" VPOS="1965" ID="st62-354"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="348" VPOS="1965" ID="st62-355"/><SP/><String HEIGHT="31" CONTENT="kompliziertes" WIDTH="195" HPOS="412" VPOS="1965" ID="st62-356"/><SP/><String HEIGHT="31" CONTENT="Verfahren" WIDTH="146" HPOS="623" VPOS="1965" ID="st62-357"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="786" VPOS="1965" ID="st62-358"/><SP/><String HEIGHT="31" CONTENT="Bestimmung" WIDTH="186" HPOS="848" VPOS="1965" ID="st62-359"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1050" VPOS="1965" ID="st62-360"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="1120" VPOS="1965" ID="st62-361"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="67" HPOS="1325" VPOS="1965" ID="st62-362"/><SP/><String HEIGHT="31" CONTENT="gar" WIDTH="48" HPOS="1408" VPOS="1965" ID="st62-363"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl62-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="2015" ID="st62-364"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="271" VPOS="2015" ID="st62-365"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="448" VPOS="2015" ID="st62-366"/><SP/><String HEIGHT="31" CONTENT="Verbände" WIDTH="144" HPOS="508" VPOS="2015" ID="st62-367"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="664" VPOS="2015" ID="st62-368"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="713" VPOS="2015" ID="st62-369"/><SP/><String HEIGHT="31" CONTENT="Ausgestaltung" WIDTH="212" HPOS="773" VPOS="2015" ID="st62-370"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="997" VPOS="2015" ID="st62-371"/><SP/><String HEIGHT="31" CONTENT="Klauseln" WIDTH="121" HPOS="1057" VPOS="2015" ID="st62-372"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1178" VPOS="2015" ID="st62-373"/><SP/><String HEIGHT="31" CONTENT="lehnt" WIDTH="72" HPOS="1206" VPOS="2015" ID="st62-374"/><SP/><String HEIGHT="31" CONTENT="er" WIDTH="30" HPOS="1290" VPOS="2015" ID="st62-375"/><SP/><String HEIGHT="31" CONTENT="ab" WIDTH="31" HPOS="1331" VPOS="2015" ID="st62-376"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1362" VPOS="2015" ID="st62-377"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="1390" VPOS="2015" ID="st62-378"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl62-34" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="gemeinsame" WIDTH="191" HPOS="196" VPOS="2065" ID="st62-379"/><SP/><String HEIGHT="31" CONTENT="Formulierung" WIDTH="196" HPOS="400" VPOS="2065" ID="st62-380"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="609" VPOS="2065" ID="st62-381"/><SP/><String HEIGHT="31" CONTENT="Klauseln" WIDTH="128" HPOS="670" VPOS="2065" ID="st62-382"/><SP/><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="811" VPOS="2065" ID="st62-383"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="961" VPOS="2065" ID="st62-384"/><SP/><String HEIGHT="31" CONTENT="Bund" WIDTH="78" HPOS="1039" VPOS="2065" ID="st62-385"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1130" VPOS="2065" ID="st62-386"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="181" HPOS="1191" VPOS="2065" ID="st62-387"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1372" VPOS="2065" ID="st62-388"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="2065" ID="st62-389"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl62-35" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherzentralen" WIDTH="321" HPOS="196" VPOS="2115" ID="st62-390"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="543" VPOS="2115" ID="st62-391"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="624" VPOS="2115" ID="st62-392"/><SP/><String HEIGHT="31" CONTENT="Gesamtverband" WIDTH="237" HPOS="715" VPOS="2115" ID="st62-393"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="978" VPOS="2115" ID="st62-394"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="1052" VPOS="2115" ID="st62-395"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="2115" ID="st62-396" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungs54"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="2115" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl62-36" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="54" WIDTH="37" HPOS="196" VPOS="2207" ID="st62-397" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungs54"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="63" ID="p592577" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592577" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592577" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl63-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wirtschaft" WIDTH="141" HPOS="196" VPOS="215" ID="st63-0"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="360" VPOS="215" ID="st63-1"/><SP/><String HEIGHT="31" CONTENT="ebenfalls" WIDTH="134" HPOS="425" VPOS="215" ID="st63-2"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="582" VPOS="215" ID="st63-3"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="56" HPOS="675" VPOS="215" ID="st63-4"/><SP/><String HEIGHT="31" CONTENT="Intention" WIDTH="123" HPOS="754" VPOS="215" ID="st63-5"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="877" VPOS="215" ID="st63-6"/><SP/><String HEIGHT="31" CONTENT="betont" WIDTH="93" HPOS="914" VPOS="215" ID="st63-7"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="51" HPOS="1030" VPOS="215" ID="st63-8"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="1104" VPOS="215" ID="st63-9"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1205" VPOS="215" ID="st63-10"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="66" HPOS="1237" VPOS="215" ID="st63-11"/><SP/><String HEIGHT="31" CONTENT="Einigung" WIDTH="130" HPOS="1326" VPOS="215" ID="st63-12"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl63-1" WIDTH="1073" HEIGHT="31"><String HEIGHT="31" CONTENT="zwischen" WIDTH="137" HPOS="196" VPOS="265" ID="st63-13"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="343" VPOS="265" ID="st63-14"/><SP/><String HEIGHT="31" CONTENT="drei" WIDTH="55" HPOS="408" VPOS="265" ID="st63-15"/><SP/><String HEIGHT="31" CONTENT="Parteien" WIDTH="124" HPOS="472" VPOS="265" ID="st63-16"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="46" HPOS="606" VPOS="265" ID="st63-17"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="661" VPOS="265" ID="st63-18"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="843" VPOS="265" ID="st63-19"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="895" VPOS="265" ID="st63-20"/><SP/><String HEIGHT="31" CONTENT="unbürokratisch" WIDTH="212" HPOS="1041" VPOS="265" ID="st63-21"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1253" VPOS="265" ID="st63-22"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl63-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="196" VPOS="365" ID="st63-23"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="320" VPOS="365" ID="st63-24"/><SP/><String HEIGHT="31" CONTENT="Ausweitung" WIDTH="172" HPOS="407" VPOS="365" ID="st63-25"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="603" VPOS="365" ID="st63-26"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahrens" WIDTH="329" HPOS="681" VPOS="365" ID="st63-27"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="1034" VPOS="365" ID="st63-28"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="104" HPOS="1104" VPOS="365" ID="st63-29"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="365" ID="st63-30" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsbereiche"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="365" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl63-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bereiche" WIDTH="128" HPOS="196" VPOS="415" ID="st63-31" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsbereiche"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="335" VPOS="415" ID="st63-32"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="60" HPOS="443" VPOS="415" ID="st63-33"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="513" VPOS="415" ID="st63-34"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="576" VPOS="415" ID="st63-35"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="47" HPOS="686" VPOS="415" ID="st63-36"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="733" VPOS="415" ID="st63-37"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="760" VPOS="415" ID="st63-38"/><SP/><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="117" HPOS="820" VPOS="415" ID="st63-39"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="947" VPOS="415" ID="st63-40"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="1006" VPOS="415" ID="st63-41"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1144" VPOS="415" ID="st63-42"/><SP/><String HEIGHT="31" CONTENT="wesentlich" WIDTH="156" HPOS="1197" VPOS="415" ID="st63-43"/><SP/><String HEIGHT="31" CONTENT="kürzer" WIDTH="93" HPOS="1363" VPOS="415" ID="st63-44"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl63-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="196" VPOS="465" ID="st63-45"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="279" VPOS="465" ID="st63-46"/><SP/><String HEIGHT="31" CONTENT="Privaten" WIDTH="122" HPOS="364" VPOS="465" ID="st63-47"/><SP/><String HEIGHT="31" CONTENT="Krankenversicherungen" WIDTH="352" HPOS="527" VPOS="465" ID="st63-48"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="919" VPOS="465" ID="st63-49"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="330" HPOS="1015" VPOS="465" ID="st63-50"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1345" VPOS="465" ID="st63-51"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1402" VPOS="465" ID="st63-52"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl63-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="515" ID="st63-53"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="539" VPOS="515" ID="st63-54"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="598" VPOS="515" ID="st63-55"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="640" VPOS="515" ID="st63-56"/><SP/><String HEIGHT="31" CONTENT="Lage" WIDTH="66" HPOS="705" VPOS="515" ID="st63-57"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="771" VPOS="515" ID="st63-58"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="805" VPOS="515" ID="st63-59"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="881" VPOS="515" ID="st63-60"/><SP/><String HEIGHT="31" CONTENT="angemessener" WIDTH="221" HPOS="923" VPOS="515" ID="st63-61"/><SP/><String HEIGHT="31" CONTENT="Zeit" WIDTH="56" HPOS="1160" VPOS="515" ID="st63-62"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="515" ID="st63-63" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsschutz"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl63-6" WIDTH="773" HEIGHT="31"><String HEIGHT="31" CONTENT="schutz" WIDTH="97" HPOS="196" VPOS="565" ID="st63-64" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsschutz"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="302" VPOS="565" ID="st63-65"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="356" VPOS="565" ID="st63-66"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="123" HPOS="439" VPOS="565" ID="st63-67"/><SP/><String HEIGHT="31" CONTENT="Versicherung" WIDTH="196" HPOS="571" VPOS="565" ID="st63-68"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="777" VPOS="565" ID="st63-69"/><SP/><String HEIGHT="31" CONTENT="besorgen" WIDTH="131" HPOS="821" VPOS="565" ID="st63-70"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="952" VPOS="565" ID="st63-71"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl63-7" WIDTH="445" HEIGHT="31"><String HEIGHT="31" CONTENT="Qualifikation" WIDTH="184" HPOS="196" VPOS="665" ID="st63-72"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="389" VPOS="665" ID="st63-73"/><SP/><String HEIGHT="31" CONTENT="Treuhänders" WIDTH="189" HPOS="452" VPOS="665" ID="st63-74"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl63-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Transparenz" WIDTH="180" HPOS="196" VPOS="765" ID="st63-75"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="376" VPOS="765" ID="st63-76"/><SP/><String HEIGHT="31" CONTENT="welcher" WIDTH="115" HPOS="421" VPOS="765" ID="st63-77"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="564" VPOS="765" ID="st63-78"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="765" VPOS="765" ID="st63-79"/><SP/><String HEIGHT="31" CONTENT="welches" WIDTH="121" HPOS="832" VPOS="765" ID="st63-80"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="202" HPOS="981" VPOS="765" ID="st63-81"/><SP/><String HEIGHT="31" CONTENT="arbeitet" WIDTH="107" HPOS="1211" VPOS="765" ID="st63-82"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1318" VPOS="765" ID="st63-83"/><SP/><String HEIGHT="31" CONTENT="fordert" WIDTH="96" HPOS="1360" VPOS="765" ID="st63-84"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl63-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Hermann" WIDTH="122" HPOS="196" VPOS="815" ID="st63-85"/><String HEIGHT="31" CONTENT="-" WIDTH="18" HPOS="318" VPOS="815" ID="st63-86"/><String HEIGHT="31" CONTENT="Josef" WIDTH="88" HPOS="336" VPOS="815" ID="st63-87"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="150" HPOS="452" VPOS="815" ID="st63-88"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="602" VPOS="815" ID="st63-89"/><SP/><String HEIGHT="31" CONTENT="Schließlich" WIDTH="162" HPOS="638" VPOS="815" ID="st63-90"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="827" VPOS="815" ID="st63-91"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="897" VPOS="815" ID="st63-92"/><SP/><String HEIGHT="31" CONTENT="Vertragsanpassung" WIDTH="289" HPOS="988" VPOS="815" ID="st63-93"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1305" VPOS="815" ID="st63-94"/><SP/><String HEIGHT="31" CONTENT="quasi" WIDTH="79" HPOS="1377" VPOS="815" ID="st63-95"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl63-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="öffentlicher" WIDTH="163" HPOS="196" VPOS="865" ID="st63-96"/><SP/><String HEIGHT="31" CONTENT="Auftrag" WIDTH="102" HPOS="389" VPOS="865" ID="st63-97"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="491" VPOS="865" ID="st63-98"/><SP/><String HEIGHT="31" CONTENT="Er" WIDTH="34" HPOS="535" VPOS="865" ID="st63-99"/><SP/><String HEIGHT="31" CONTENT="erkundigt" WIDTH="137" HPOS="598" VPOS="865" ID="st63-100"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="765" VPOS="865" ID="st63-101"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="854" VPOS="865" ID="st63-102"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="956" VPOS="865" ID="st63-103"/><SP/><String HEIGHT="31" CONTENT="Qualifikationsstandards" WIDTH="347" HPOS="1041" VPOS="865" ID="st63-104"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="865" ID="st63-105"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl63-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="173" HPOS="196" VPOS="915" ID="st63-106"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="383" VPOS="915" ID="st63-107"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="454" VPOS="915" ID="st63-108"/><SP/><String HEIGHT="31" CONTENT="Überprüfung" WIDTH="178" HPOS="524" VPOS="915" ID="st63-109"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="702" VPOS="915" ID="st63-110"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="734" VPOS="915" ID="st63-111"/><SP/><String HEIGHT="31" CONTENT="Aufsichtsrecht" WIDTH="209" HPOS="808" VPOS="915" ID="st63-112"/><SP/><String HEIGHT="31" CONTENT="regele" WIDTH="93" HPOS="1032" VPOS="915" ID="st63-113"/><SP/><String HEIGHT="31" CONTENT="dies" WIDTH="56" HPOS="1140" VPOS="915" ID="st63-114"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1196" VPOS="915" ID="st63-115"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="1225" VPOS="915" ID="st63-116"/><SP/><String HEIGHT="31" CONTENT="Volker" WIDTH="94" HPOS="1362" VPOS="915" ID="st63-117"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl63-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="145" HPOS="196" VPOS="965" ID="st63-118"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="341" VPOS="965" ID="st63-119"/><SP/><String HEIGHT="31" CONTENT="Entscheidend" WIDTH="202" HPOS="365" VPOS="965" ID="st63-120"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="582" VPOS="965" ID="st63-121"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="621" VPOS="965" ID="st63-122"/><SP/><String HEIGHT="31" CONTENT="welche" WIDTH="103" HPOS="649" VPOS="965" ID="st63-123"/><SP/><String HEIGHT="31" CONTENT="Art" WIDTH="43" HPOS="767" VPOS="965" ID="st63-124"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="825" VPOS="965" ID="st63-125"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderungen" WIDTH="304" HPOS="893" VPOS="965" ID="st63-126"/><SP/><String HEIGHT="31" CONTENT="geregelt" WIDTH="120" HPOS="1212" VPOS="965" ID="st63-127"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="1347" VPOS="965" ID="st63-128"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl63-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="müsse" WIDTH="90" HPOS="196" VPOS="1015" ID="st63-129"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="286" VPOS="1015" ID="st63-130"/><SP/><String HEIGHT="31" CONTENT="erklärt" WIDTH="92" HPOS="318" VPOS="1015" ID="st63-131"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="80" HPOS="424" VPOS="1015" ID="st63-132"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="87" HPOS="517" VPOS="1015" ID="st63-133"/><String HEIGHT="31" CONTENT="." WIDTH="10" HPOS="604" VPOS="1015" ID="st63-134"/><SP/><String HEIGHT="31" CONTENT="Bei" WIDTH="49" HPOS="627" VPOS="1015" ID="st63-135"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="91" HPOS="689" VPOS="1015" ID="st63-136"/><SP/><String HEIGHT="31" CONTENT="Prämienänderungstreuhänder" WIDTH="443" HPOS="794" VPOS="1015" ID="st63-137"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="1251" VPOS="1015" ID="st63-138"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="35" HPOS="1363" VPOS="1015" ID="st63-139"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="1412" VPOS="1015" ID="st63-140"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl63-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Mathematiker" WIDTH="202" HPOS="196" VPOS="1065" ID="st63-141"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="427" VPOS="1065" ID="st63-142"/><SP/><String HEIGHT="31" CONTENT="entsprechender" WIDTH="232" HPOS="500" VPOS="1065" ID="st63-143"/><SP/><String HEIGHT="31" CONTENT="Erfahrung" WIDTH="147" HPOS="760" VPOS="1065" ID="st63-144"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="936" VPOS="1065" ID="st63-145"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="992" VPOS="1065" ID="st63-146"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="48" HPOS="1035" VPOS="1065" ID="st63-147"/><SP/><String HEIGHT="31" CONTENT="Bedingungsänderungs" WIDTH="327" HPOS="1112" VPOS="1065" ID="st63-148" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bedingungsänderungstreuhänder"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="1065" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl63-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="treuhänder" WIDTH="161" HPOS="196" VPOS="1115" ID="st63-149" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bedingungsänderungstreuhänder"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="370" VPOS="1115" ID="st63-150"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="426" VPOS="1115" ID="st63-151"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="576" VPOS="1115" ID="st63-152"/><SP/><String HEIGHT="31" CONTENT="Jurist" WIDTH="79" HPOS="634" VPOS="1115" ID="st63-153"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="726" VPOS="1115" ID="st63-154"/><SP/><String HEIGHT="31" CONTENT="entsprechender" WIDTH="231" HPOS="784" VPOS="1115" ID="st63-155"/><SP/><String HEIGHT="31" CONTENT="Erfahrung" WIDTH="140" HPOS="1028" VPOS="1115" ID="st63-156"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1168" VPOS="1115" ID="st63-157"/><SP/><String HEIGHT="31" CONTENT="Da" WIDTH="43" HPOS="1197" VPOS="1115" ID="st63-158"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="1253" VPOS="1115" ID="st63-159"/><SP/><String HEIGHT="31" CONTENT="genaue" WIDTH="111" HPOS="1345" VPOS="1115" ID="st63-160"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl63-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anforderungen" WIDTH="221" HPOS="196" VPOS="1165" ID="st63-161"/><SP/><String HEIGHT="31" CONTENT="formuliert" WIDTH="139" HPOS="427" VPOS="1165" ID="st63-162"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="576" VPOS="1165" ID="st63-163"/><SP/><String HEIGHT="31" CONTENT="kommentiert" WIDTH="176" HPOS="642" VPOS="1165" ID="st63-164"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="818" VPOS="1165" ID="st63-165"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="845" VPOS="1165" ID="st63-166"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="905" VPOS="1165" ID="st63-167"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="919" VPOS="1165" ID="st63-168"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="934" VPOS="1165" ID="st63-169"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="948" VPOS="1165" ID="st63-170"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="973" VPOS="1165" ID="st63-171"/><SP/><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="224" HPOS="1039" VPOS="1165" ID="st63-172"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1263" VPOS="1165" ID="st63-173"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1290" VPOS="1165" ID="st63-174"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1344" VPOS="1165" ID="st63-175"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1165" ID="st63-176"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl63-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesanstalt" WIDTH="212" HPOS="196" VPOS="1215" ID="st63-177"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="422" VPOS="1215" ID="st63-178"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungsaufsicht" WIDTH="436" HPOS="475" VPOS="1215" ID="st63-179"/><SP/><String HEIGHT="31" CONTENT="überprüft" WIDTH="133" HPOS="925" VPOS="1215" ID="st63-180"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1073" VPOS="1215" ID="st63-181"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1156" VPOS="1215" ID="st63-182"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1187" VPOS="1215" ID="st63-183"/><SP/><String HEIGHT="31" CONTENT="Kriterium" WIDTH="133" HPOS="1261" VPOS="1215" ID="st63-184"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1215" ID="st63-185"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl63-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Unabhängigkeit" WIDTH="232" HPOS="196" VPOS="1265" ID="st63-186"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="438" VPOS="1265" ID="st63-187"/><SP/><String HEIGHT="31" CONTENT="nirgendwo" WIDTH="154" HPOS="490" VPOS="1265" ID="st63-188"/><SP/><String HEIGHT="31" CONTENT="klassifiziert" WIDTH="160" HPOS="653" VPOS="1265" ID="st63-189"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="813" VPOS="1265" ID="st63-190"/><SP/><String HEIGHT="31" CONTENT="bemängelt" WIDTH="156" HPOS="835" VPOS="1265" ID="st63-191"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="51" HPOS="1001" VPOS="1265" ID="st63-192"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="1062" VPOS="1265" ID="st63-193"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1162" VPOS="1265" ID="st63-194"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="59" HPOS="1181" VPOS="1265" ID="st63-195"/><SP/><String HEIGHT="31" CONTENT="Beispiel" WIDTH="117" HPOS="1250" VPOS="1265" ID="st63-196"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="1376" VPOS="1265" ID="st63-197"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl63-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Anwalts" WIDTH="110" HPOS="196" VPOS="1315" ID="st63-198"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="306" VPOS="1315" ID="st63-199"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="336" VPOS="1315" ID="st63-200"/><SP/><String HEIGHT="31" CONTENT="hauptberuflich" WIDTH="209" HPOS="397" VPOS="1315" ID="st63-201"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="620" VPOS="1315" ID="st63-202"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="672" VPOS="1315" ID="st63-203"/><SP/><String HEIGHT="31" CONTENT="Assekuranz" WIDTH="174" HPOS="730" VPOS="1315" ID="st63-204"/><SP/><String HEIGHT="31" CONTENT="arbeite" WIDTH="102" HPOS="917" VPOS="1315" ID="st63-205"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1033" VPOS="1315" ID="st63-206"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="42" HPOS="1102" VPOS="1315" ID="st63-207"/><SP/><String HEIGHT="31" CONTENT="Treuhänder" WIDTH="172" HPOS="1158" VPOS="1315" ID="st63-208"/><SP/><String HEIGHT="31" CONTENT="berufen" WIDTH="113" HPOS="1343" VPOS="1315" ID="st63-209"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl63-20" WIDTH="375" HEIGHT="31"><String HEIGHT="31" CONTENT="wurde" WIDTH="83" HPOS="196" VPOS="1365" ID="st63-210"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="279" VPOS="1365" ID="st63-211"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="306" VPOS="1365" ID="st63-212"/><SP/><String HEIGHT="31" CONTENT="kein" WIDTH="62" HPOS="357" VPOS="1365" ID="st63-213"/><SP/><String HEIGHT="31" CONTENT="Einzelfall" WIDTH="130" HPOS="428" VPOS="1365" ID="st63-214"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="558" VPOS="1365" ID="st63-215"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl63-21" WIDTH="517" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="196" VPOS="1465" ID="st63-216"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="211" VPOS="1465" ID="st63-217"/><String HEIGHT="31" CONTENT="3" WIDTH="16" HPOS="227" VPOS="1465" ID="st63-218"/><SP/><String HEIGHT="31" CONTENT="Alternative" WIDTH="172" HPOS="276" VPOS="1465" ID="st63-219"/><SP/><String HEIGHT="31" CONTENT="Änderungsmodi" WIDTH="255" HPOS="458" VPOS="1465" ID="st63-220"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl63-22" WIDTH="428" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="196" VPOS="1565" ID="st63-221"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="211" VPOS="1565" ID="st63-222"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="226" VPOS="1565" ID="st63-223"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="241" VPOS="1565" ID="st63-224"/><String HEIGHT="31" CONTENT="1" WIDTH="15" HPOS="256" VPOS="1565" ID="st63-225"/><SP/><String HEIGHT="31" CONTENT="Festlegung" WIDTH="165" HPOS="296" VPOS="1565" ID="st63-226"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="471" VPOS="1565" ID="st63-227"/><SP/><String HEIGHT="31" CONTENT="Vertrag" WIDTH="109" HPOS="515" VPOS="1565" ID="st63-228"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl63-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1665" ID="st63-229"/><SP/><String HEIGHT="31" CONTENT="Belange" WIDTH="122" HPOS="264" VPOS="1665" ID="st63-230"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="404" VPOS="1665" ID="st63-231"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="470" VPOS="1665" ID="st63-232"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="79" HPOS="814" VPOS="1665" ID="st63-233"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="911" VPOS="1665" ID="st63-234"/><SP/><String HEIGHT="31" CONTENT="besten" WIDTH="100" HPOS="975" VPOS="1665" ID="st63-235"/><SP/><String HEIGHT="31" CONTENT="gewährleistet" WIDTH="191" HPOS="1093" VPOS="1665" ID="st63-236"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1284" VPOS="1665" ID="st63-237"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="1316" VPOS="1665" ID="st63-238"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="42" HPOS="1414" VPOS="1665" ID="st63-239"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl63-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="196" VPOS="1715" ID="st63-240"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="44" HPOS="309" VPOS="1715" ID="st63-241"/><SP/><String HEIGHT="31" CONTENT="Vertragsabschluss" WIDTH="274" HPOS="366" VPOS="1715" ID="st63-242"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="652" VPOS="1715" ID="st63-243"/><SP/><String HEIGHT="31" CONTENT="Rahmen" WIDTH="126" HPOS="700" VPOS="1715" ID="st63-244"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="839" VPOS="1715" ID="st63-245"/><SP/><String HEIGHT="31" CONTENT="Klausel" WIDTH="109" HPOS="925" VPOS="1715" ID="st63-246"/><SP/><String HEIGHT="31" CONTENT="informiert" WIDTH="139" HPOS="1047" VPOS="1715" ID="st63-247"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="1198" VPOS="1715" ID="st63-248"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1254" VPOS="1715" ID="st63-249"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="50" HPOS="1281" VPOS="1715" ID="st63-250"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1344" VPOS="1715" ID="st63-251"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="1715" ID="st63-252"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl63-25" WIDTH="1206" HEIGHT="31"><String HEIGHT="31" CONTENT="Falle" WIDTH="73" HPOS="196" VPOS="1765" ID="st63-253"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="278" VPOS="1765" ID="st63-254"/><SP/><String HEIGHT="31" CONTENT="unwirksamen" WIDTH="197" HPOS="361" VPOS="1765" ID="st63-255"/><SP/><String HEIGHT="31" CONTENT="Vertragsbestimmung" WIDTH="307" HPOS="567" VPOS="1765" ID="st63-256"/><SP/><String HEIGHT="31" CONTENT="vorgehen" WIDTH="139" HPOS="884" VPOS="1765" ID="st63-257"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1032" VPOS="1765" ID="st63-258"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1115" VPOS="1765" ID="st63-259"/><SP/><String HEIGHT="31" CONTENT="meint" WIDTH="82" HPOS="1141" VPOS="1765" ID="st63-260"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="52" HPOS="1232" VPOS="1765" ID="st63-261"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="1293" VPOS="1765" ID="st63-262"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1393" VPOS="1765" ID="st63-263"/></TextLine><TextLine HPOS="196" VPOS="1865" ID="tl63-26" WIDTH="282" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="196" VPOS="1865" ID="st63-264"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1865" ID="st63-265"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1865" ID="st63-266"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1865" ID="st63-267"/><String HEIGHT="31" CONTENT="2" WIDTH="15" HPOS="255" VPOS="1865" ID="st63-268"/><SP/><String HEIGHT="31" CONTENT="Musterklage" WIDTH="182" HPOS="296" VPOS="1865" ID="st63-269"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl63-27" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolf" WIDTH="67" HPOS="196" VPOS="1965" ID="st63-270"/><SP/><String HEIGHT="31" CONTENT="gang" WIDTH="74" HPOS="263" VPOS="1965" ID="st63-271"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="350" VPOS="1965" ID="st63-272"/><SP/><String HEIGHT="31" CONTENT="verweist" WIDTH="122" HPOS="559" VPOS="1965" ID="st63-273"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="694" VPOS="1965" ID="st63-274"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="753" VPOS="1965" ID="st63-275"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="811" VPOS="1965" ID="st63-276"/><SP/><String HEIGHT="31" CONTENT="Kapitalanlagerecht" WIDTH="276" HPOS="859" VPOS="1965" ID="st63-277"/><SP/><String HEIGHT="31" CONTENT="seit" WIDTH="52" HPOS="1147" VPOS="1965" ID="st63-278"/><SP/><String HEIGHT="31" CONTENT="kurzem" WIDTH="109" HPOS="1212" VPOS="1965" ID="st63-279"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="1334" VPOS="1965" ID="st63-280"/><SP/><String HEIGHT="31" CONTENT="Ver" WIDTH="48" HPOS="1394" VPOS="1965" ID="st63-281" SUBS_TYPE="HypPart1" SUBS_CONTENT="Verfügung"/><HYP CONTENT="-" WIDTH="15" HPOS="1442" VPOS="1965" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl63-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="fügung" WIDTH="102" HPOS="196" VPOS="2015" ID="st63-282" SUBS_TYPE="HypPart2" SUBS_CONTENT="Verfügung"/><SP/><String HEIGHT="31" CONTENT="stehende" WIDTH="137" HPOS="314" VPOS="2015" ID="st63-283"/><SP/><String HEIGHT="31" CONTENT="Musterklage" WIDTH="175" HPOS="467" VPOS="2015" ID="st63-284"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="642" VPOS="2015" ID="st63-285"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="674" VPOS="2015" ID="st63-286"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="735" VPOS="2015" ID="st63-287"/><SP/><String HEIGHT="31" CONTENT="Weg" WIDTH="68" HPOS="832" VPOS="2015" ID="st63-288"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="916" VPOS="2015" ID="st63-289"/><SP/><String HEIGHT="31" CONTENT="Beilegung" WIDTH="148" HPOS="979" VPOS="2015" ID="st63-290"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1143" VPOS="2015" ID="st63-291"/><SP/><String HEIGHT="31" CONTENT="Streitigkeiten" WIDTH="192" HPOS="1213" VPOS="2015" ID="st63-292"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1421" VPOS="2015" ID="st63-293"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl63-29" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zusammenhang" WIDTH="241" HPOS="196" VPOS="2065" ID="st63-294"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="44" HPOS="462" VPOS="2065" ID="st63-295"/><SP/><String HEIGHT="31" CONTENT="Anpassungsvorhaben" WIDTH="323" HPOS="531" VPOS="2065" ID="st63-296"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="879" VPOS="2065" ID="st63-297"/><SP/><String HEIGHT="31" CONTENT="privaten" WIDTH="118" HPOS="952" VPOS="2065" ID="st63-298"/><SP/><String HEIGHT="31" CONTENT="Kranken" WIDTH="118" HPOS="1095" VPOS="2065" ID="st63-299"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="1213" VPOS="2065" ID="st63-300"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1255" VPOS="2065" ID="st63-301"/><SP/><String HEIGHT="31" CONTENT="Lebens" WIDTH="103" HPOS="1336" VPOS="2065" ID="st63-302" SUBS_TYPE="HypPart1" SUBS_CONTENT="Lebensversicherungsunternehmen"/><HYP CONTENT="-" WIDTH="17" HPOS="1439" VPOS="2065" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl63-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="versicherungsunternehmen" WIDTH="404" HPOS="196" VPOS="2115" ID="st63-303" SUBS_TYPE="HypPart2" SUBS_CONTENT="Lebensversicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="zeige" WIDTH="74" HPOS="616" VPOS="2115" ID="st63-304"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="690" VPOS="2115" ID="st63-305"/><SP/><String HEIGHT="31" CONTENT="Damit" WIDTH="87" HPOS="721" VPOS="2115" ID="st63-306"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="90" HPOS="824" VPOS="2115" ID="st63-307"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="930" VPOS="2115" ID="st63-308"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1009" VPOS="2115" ID="st63-309"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1106" VPOS="2115" ID="st63-310"/><SP/><String HEIGHT="31" CONTENT="Problematik" WIDTH="175" HPOS="1167" VPOS="2115" ID="st63-311"/><SP/><String HEIGHT="31" CONTENT="gelöst" WIDTH="84" HPOS="1358" VPOS="2115" ID="st63-312"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1442" VPOS="2115" ID="st63-313"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl63-31" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="55" WIDTH="37" HPOS="1419" VPOS="2207" ID="st63-314"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="64" ID="p592578" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592578" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592578" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl64-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="196" VPOS="215" ID="st64-0"/><SP/><String HEIGHT="31" CONTENT="Vertragsänderungen" WIDTH="303" HPOS="283" VPOS="215" ID="st64-1"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="602" VPOS="215" ID="st64-2"/><SP/><String HEIGHT="31" CONTENT="große" WIDTH="87" HPOS="681" VPOS="215" ID="st64-3"/><SP/><String HEIGHT="31" CONTENT="Anzahl" WIDTH="102" HPOS="784" VPOS="215" ID="st64-4"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="902" VPOS="215" ID="st64-5"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmern" WIDTH="345" HPOS="955" VPOS="215" ID="st64-6"/><SP/><String HEIGHT="31" CONTENT="betreffen" WIDTH="126" HPOS="1315" VPOS="215" ID="st64-7"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1441" VPOS="215" ID="st64-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl64-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="265" ID="st64-9"/><SP/><String HEIGHT="31" CONTENT="denen" WIDTH="93" HPOS="257" VPOS="265" ID="st64-10"/><SP/><String HEIGHT="31" CONTENT="Änderungen" WIDTH="182" HPOS="366" VPOS="265" ID="st64-11"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="564" VPOS="265" ID="st64-12"/><SP/><String HEIGHT="31" CONTENT="einzeln" WIDTH="106" HPOS="651" VPOS="265" ID="st64-13"/><SP/><String HEIGHT="31" CONTENT="ausgehandelt" WIDTH="200" HPOS="773" VPOS="265" ID="st64-14"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="109" HPOS="990" VPOS="265" ID="st64-15"/><SP/><String HEIGHT="31" CONTENT="können" WIDTH="101" HPOS="1116" VPOS="265" ID="st64-16"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1217" VPOS="265" ID="st64-17"/><SP/><String HEIGHT="31" CONTENT="Zum" WIDTH="67" HPOS="1251" VPOS="265" ID="st64-18"/><SP/><String HEIGHT="31" CONTENT="anderen" WIDTH="122" HPOS="1334" VPOS="265" ID="st64-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl64-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="196" VPOS="315" ID="st64-20"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="65" HPOS="306" VPOS="315" ID="st64-21"/><SP/><String HEIGHT="31" CONTENT="Umstand" WIDTH="134" HPOS="389" VPOS="315" ID="st64-22"/><SP/><String HEIGHT="31" CONTENT="angemessen" WIDTH="191" HPOS="541" VPOS="315" ID="st64-23"/><SP/><String HEIGHT="31" CONTENT="Rechnung" WIDTH="152" HPOS="751" VPOS="315" ID="st64-24"/><SP/><String HEIGHT="31" CONTENT="getragen" WIDTH="125" HPOS="922" VPOS="315" ID="st64-25"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1047" VPOS="315" ID="st64-26"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="71" HPOS="1081" VPOS="315" ID="st64-27"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1171" VPOS="315" ID="st64-28"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="155" HPOS="1234" VPOS="315" ID="st64-29"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="315" ID="st64-30"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl64-3" WIDTH="1251" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="365" ID="st64-31"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="615" VPOS="365" ID="st64-32"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="680" VPOS="365" ID="st64-33"/><SP/><String HEIGHT="31" CONTENT="Interessen" WIDTH="155" HPOS="734" VPOS="365" ID="st64-34"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="899" VPOS="365" ID="st64-35"/><SP/><String HEIGHT="31" CONTENT="Versicherungskunden" WIDTH="322" HPOS="956" VPOS="365" ID="st64-36"/><SP/><String HEIGHT="31" CONTENT="kollidieren" WIDTH="145" HPOS="1288" VPOS="365" ID="st64-37"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1433" VPOS="365" ID="st64-38"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl64-4" WIDTH="426" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="196" VPOS="465" ID="st64-39"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="465" ID="st64-40"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="465" ID="st64-41"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="465" ID="st64-42"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="255" VPOS="465" ID="st64-43"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzpflicht" WIDTH="326" HPOS="296" VPOS="465" ID="st64-44"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl64-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="196" VPOS="565" ID="st64-45"/><String HEIGHT="31" CONTENT="Wird" WIDTH="64" HPOS="212" VPOS="565" ID="st64-46"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="305" VPOS="565" ID="st64-47"/><SP/><String HEIGHT="31" CONTENT="intransparente" WIDTH="213" HPOS="396" VPOS="565" ID="st64-48"/><SP/><String HEIGHT="31" CONTENT="Klausel" WIDTH="109" HPOS="638" VPOS="565" ID="st64-49"/><SP/><String HEIGHT="31" CONTENT="verwendet" WIDTH="146" HPOS="776" VPOS="565" ID="st64-50"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="922" VPOS="565" ID="st64-51"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="35" HPOS="968" VPOS="565" ID="st64-52"/><SP/><String HEIGHT="31" CONTENT="müssen" WIDTH="117" HPOS="1032" VPOS="565" ID="st64-53"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1177" VPOS="565" ID="st64-54"/><SP/><String HEIGHT="31" CONTENT="angeordneten" WIDTH="205" HPOS="1251" VPOS="565" ID="st64-55"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl64-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Sanktionen" WIDTH="167" HPOS="196" VPOS="615" ID="st64-56"/><SP/><String HEIGHT="31" CONTENT="stets" WIDTH="71" HPOS="384" VPOS="615" ID="st64-57"/><SP/><String HEIGHT="31" CONTENT="wirksam" WIDTH="115" HPOS="476" VPOS="615" ID="st64-58"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="591" VPOS="615" ID="st64-59"/><SP/><String HEIGHT="31" CONTENT="verhältnismäßig" WIDTH="235" HPOS="629" VPOS="615" ID="st64-60"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="886" VPOS="615" ID="st64-61"/><SP/><String HEIGHT="31" CONTENT="abschreckend" WIDTH="207" HPOS="963" VPOS="615" ID="st64-62"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="51" HPOS="1192" VPOS="615" ID="st64-63"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1243" VPOS="615" ID="st64-64"/><String HEIGHT="31" CONTENT="“" WIDTH="13" HPOS="1256" VPOS="615" ID="st64-65"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1269" VPOS="615" ID="st64-66"/><SP/><String HEIGHT="31" CONTENT="zitiert" WIDTH="79" HPOS="1304" VPOS="615" ID="st64-67"/><SP/><String HEIGHT="31" CONTENT="Lilo" WIDTH="51" HPOS="1405" VPOS="615" ID="st64-68"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl64-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Blunck" WIDTH="100" HPOS="196" VPOS="665" ID="st64-69"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="308" VPOS="665" ID="st64-70"/><SP/><String HEIGHT="31" CONTENT="EU" WIDTH="29" HPOS="364" VPOS="665" ID="st64-71"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="393" VPOS="665" ID="st64-72"/><String HEIGHT="31" CONTENT="Richtlinie" WIDTH="149" HPOS="408" VPOS="665" ID="st64-73"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="47" HPOS="568" VPOS="665" ID="st64-74"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvermittlung" WIDTH="370" HPOS="626" VPOS="665" ID="st64-75"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="996" VPOS="665" ID="st64-76"/><SP/><String HEIGHT="31" CONTENT="Wenn" WIDTH="88" HPOS="1023" VPOS="665" ID="st64-77"/><SP/><String HEIGHT="31" CONTENT="Gerichte" WIDTH="126" HPOS="1122" VPOS="665" ID="st64-78"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="196" HPOS="1260" VPOS="665" ID="st64-79"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl64-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="196" VPOS="715" ID="st64-80"/><SP/><String HEIGHT="31" CONTENT="unwirksam" WIDTH="159" HPOS="245" VPOS="715" ID="st64-81"/><SP/><String HEIGHT="31" CONTENT="erklärten" WIDTH="125" HPOS="414" VPOS="715" ID="st64-82"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="539" VPOS="715" ID="st64-83"/><SP/><String HEIGHT="31" CONTENT="beispielsweise" WIDTH="215" HPOS="562" VPOS="715" ID="st64-84"/><SP/><String HEIGHT="31" CONTENT="wegen" WIDTH="98" HPOS="787" VPOS="715" ID="st64-85"/><SP/><String HEIGHT="31" CONTENT="Intransparenz" WIDTH="197" HPOS="894" VPOS="715" ID="st64-86"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1091" VPOS="715" ID="st64-87"/><SP/><String HEIGHT="31" CONTENT="sollten" WIDTH="96" HPOS="1117" VPOS="715" ID="st64-88"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="1223" VPOS="715" ID="st64-89"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl64-9" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="196" VPOS="765" ID="st64-90"/><SP/><String HEIGHT="31" CONTENT="Meinung" WIDTH="128" HPOS="286" VPOS="765" ID="st64-91"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="73" HPOS="437" VPOS="765" ID="st64-92"/><SP/><String HEIGHT="31" CONTENT="schadensersatzpflichtig" WIDTH="346" HPOS="533" VPOS="765" ID="st64-93"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="903" VPOS="765" ID="st64-94"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="959" VPOS="765" ID="st64-95"/><SP/><String HEIGHT="31" CONTENT="Auch" WIDTH="75" HPOS="997" VPOS="765" ID="st64-96"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1096" VPOS="765" ID="st64-97"/><SP/><String HEIGHT="31" CONTENT="Falle" WIDTH="72" HPOS="1154" VPOS="765" ID="st64-98"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1250" VPOS="765" ID="st64-99"/><SP/><String HEIGHT="31" CONTENT="kürzeren" WIDTH="130" HPOS="1327" VPOS="765" ID="st64-100"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl64-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verträgen" WIDTH="140" HPOS="196" VPOS="815" ID="st64-101"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="336" VPOS="815" ID="st64-102"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="374" VPOS="815" ID="st64-103"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="476" VPOS="815" ID="st64-104"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="490" VPOS="815" ID="st64-105"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="504" VPOS="815" ID="st64-106"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="518" VPOS="815" ID="st64-107"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="44" HPOS="555" VPOS="815" ID="st64-108"/><SP/><String HEIGHT="31" CONTENT="Neuabschluss" WIDTH="209" HPOS="622" VPOS="815" ID="st64-109"/><SP/><String HEIGHT="31" CONTENT="notwendig" WIDTH="152" HPOS="853" VPOS="815" ID="st64-110"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1027" VPOS="815" ID="st64-111"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1110" VPOS="815" ID="st64-112"/><SP/><String HEIGHT="31" CONTENT="dieser" WIDTH="91" HPOS="1149" VPOS="815" ID="st64-113"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="67" HPOS="1262" VPOS="815" ID="st64-114"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1351" VPOS="815" ID="st64-115"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="815" ID="st64-116"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl64-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="schlechteren" WIDTH="189" HPOS="196" VPOS="865" ID="st64-117"/><SP/><String HEIGHT="31" CONTENT="Bedingungen" WIDTH="196" HPOS="397" VPOS="865" ID="st64-118"/><SP/><String HEIGHT="31" CONTENT="möglich" WIDTH="115" HPOS="605" VPOS="865" ID="st64-119"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="732" VPOS="865" ID="st64-120"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="771" VPOS="865" ID="st64-121"/><SP/><String HEIGHT="31" CONTENT="Denn" WIDTH="81" HPOS="795" VPOS="865" ID="st64-122"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="887" VPOS="865" ID="st64-123"/><SP/><String HEIGHT="31" CONTENT="Versicherungsgesellschaft" WIDTH="389" HPOS="944" VPOS="865" ID="st64-124"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="75" HPOS="1344" VPOS="865" ID="st64-125"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="865" ID="st64-126"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl64-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="diesen" WIDTH="99" HPOS="196" VPOS="915" ID="st64-127"/><SP/><String HEIGHT="31" CONTENT="Fällen" WIDTH="90" HPOS="307" VPOS="915" ID="st64-128"/><SP/><String HEIGHT="31" CONTENT="offenbar" WIDTH="122" HPOS="410" VPOS="915" ID="st64-129"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="82" HPOS="544" VPOS="915" ID="st64-130"/><SP/><String HEIGHT="31" CONTENT="Fehler" WIDTH="94" HPOS="638" VPOS="915" ID="st64-131"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="119" HPOS="745" VPOS="915" ID="st64-132"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="864" VPOS="915" ID="st64-133"/><SP/><String HEIGHT="31" CONTENT="Eine" WIDTH="67" HPOS="894" VPOS="915" ID="st64-134"/><SP/><String HEIGHT="31" CONTENT="Bestrafung" WIDTH="161" HPOS="973" VPOS="915" ID="st64-135"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1146" VPOS="915" ID="st64-136"/><SP/><String HEIGHT="31" CONTENT="notwendig" WIDTH="144" HPOS="1201" VPOS="915" ID="st64-137"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1345" VPOS="915" ID="st64-138"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="82" HPOS="1374" VPOS="915" ID="st64-139"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl64-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="965" ID="st64-140"/><SP/><String HEIGHT="31" CONTENT="Versicherungsgesellschaft" WIDTH="389" HPOS="251" VPOS="965" ID="st64-141"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="650" VPOS="965" ID="st64-142"/><SP/><String HEIGHT="31" CONTENT="solchen" WIDTH="115" HPOS="742" VPOS="965" ID="st64-143"/><SP/><String HEIGHT="31" CONTENT="Fehler" WIDTH="94" HPOS="867" VPOS="965" ID="st64-144"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="971" VPOS="965" ID="st64-145"/><SP/><String HEIGHT="31" CONTENT="wieder" WIDTH="98" HPOS="1052" VPOS="965" ID="st64-146"/><SP/><String HEIGHT="31" CONTENT="begehe" WIDTH="102" HPOS="1160" VPOS="965" ID="st64-147"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1262" VPOS="965" ID="st64-148"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="1291" VPOS="965" ID="st64-149"/><SP/><String HEIGHT="31" CONTENT="Schere" WIDTH="105" HPOS="1351" VPOS="965" ID="st64-150"/></TextLine><TextLine HPOS="196" VPOS="1015" ID="tl64-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="196" VPOS="1015" ID="st64-151"/><SP/><String HEIGHT="31" CONTENT="Kopf" WIDTH="69" HPOS="246" VPOS="1015" ID="st64-152"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="329" VPOS="1015" ID="st64-153"/><SP/><String HEIGHT="31" CONTENT="geschärft" WIDTH="137" HPOS="434" VPOS="1015" ID="st64-154"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="586" VPOS="1015" ID="st64-155"/><SP/><String HEIGHT="31" CONTENT="verhindere" WIDTH="150" HPOS="656" VPOS="1015" ID="st64-156"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="806" VPOS="1015" ID="st64-157"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="837" VPOS="1015" ID="st64-158"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="922" VPOS="1015" ID="st64-159"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="975" VPOS="1015" ID="st64-160"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="184" HPOS="1045" VPOS="1015" ID="st64-161"/><SP/><String HEIGHT="31" CONTENT="intransparente" WIDTH="213" HPOS="1243" VPOS="1015" ID="st64-162"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl64-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Klauseln" WIDTH="128" HPOS="196" VPOS="1065" ID="st64-163"/><SP/><String HEIGHT="31" CONTENT="entstehen" WIDTH="139" HPOS="345" VPOS="1065" ID="st64-164"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="484" VPOS="1065" ID="st64-165"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="521" VPOS="1065" ID="st64-166"/><SP/><String HEIGHT="31" CONTENT="Bundesgerichtshof" WIDTH="276" HPOS="595" VPOS="1065" ID="st64-167"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="892" VPOS="1065" ID="st64-168"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="987" VPOS="1065" ID="st64-169"/><SP/><String HEIGHT="31" CONTENT="angesprochenen" WIDTH="249" HPOS="1042" VPOS="1065" ID="st64-170"/><SP/><String HEIGHT="31" CONTENT="Urteil" WIDTH="78" HPOS="1311" VPOS="1065" ID="st64-171"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="1065" ID="st64-172"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl64-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Intransparenz" WIDTH="204" HPOS="196" VPOS="1115" ID="st64-173"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="419" VPOS="1115" ID="st64-174"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="553" VPOS="1115" ID="st64-175"/><SP/><String HEIGHT="31" CONTENT="Ausdruck" WIDTH="139" HPOS="635" VPOS="1115" ID="st64-176"/><SP/><String HEIGHT="31" CONTENT="gebracht" WIDTH="123" HPOS="793" VPOS="1115" ID="st64-177"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="916" VPOS="1115" ID="st64-178"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="951" VPOS="1115" ID="st64-179"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="1040" VPOS="1115" ID="st64-180"/><SP/><String HEIGHT="31" CONTENT="Verschulden" WIDTH="186" HPOS="1103" VPOS="1115" ID="st64-181"/><SP/><String HEIGHT="31" CONTENT="oder" WIDTH="66" HPOS="1308" VPOS="1115" ID="st64-182"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="1115" ID="st64-183"/></TextLine><TextLine HPOS="196" VPOS="1165" ID="tl64-17" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="bösartige" WIDTH="137" HPOS="196" VPOS="1165" ID="st64-184"/><SP/><String HEIGHT="31" CONTENT="Vorgehensweise" WIDTH="246" HPOS="347" VPOS="1165" ID="st64-185"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="606" VPOS="1165" ID="st64-186"/><SP/><String HEIGHT="31" CONTENT="ersichtlich" WIDTH="148" HPOS="690" VPOS="1165" ID="st64-187"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="851" VPOS="1165" ID="st64-188"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="890" VPOS="1165" ID="st64-189"/><SP/><String HEIGHT="31" CONTENT="betonen" WIDTH="121" HPOS="916" VPOS="1165" ID="st64-190"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="80" HPOS="1050" VPOS="1165" ID="st64-191"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="87" HPOS="1143" VPOS="1165" ID="st64-192"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1243" VPOS="1165" ID="st64-193"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="144" HPOS="1312" VPOS="1165" ID="st64-194"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl64-18" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lörper" WIDTH="97" HPOS="196" VPOS="1215" ID="st64-195"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="293" VPOS="1215" ID="st64-196"/><SP/><String HEIGHT="31" CONTENT="Anhaltspunkte" WIDTH="211" HPOS="319" VPOS="1215" ID="st64-197"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="547" VPOS="1215" ID="st64-198"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzansprüche" WIDTH="395" HPOS="603" VPOS="1215" ID="st64-199"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1015" VPOS="1215" ID="st64-200"/><SP/><String HEIGHT="31" CONTENT="es" WIDTH="36" HPOS="1106" VPOS="1215" ID="st64-201"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1159" VPOS="1215" ID="st64-202"/><SP/><String HEIGHT="31" CONTENT="gegeben" WIDTH="121" HPOS="1246" VPOS="1215" ID="st64-203"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="1367" VPOS="1215" ID="st64-204"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="53" HPOS="1403" VPOS="1215" ID="st64-205"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl64-19" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesgerichtshof" WIDTH="276" HPOS="196" VPOS="1265" ID="st64-206"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="497" VPOS="1265" ID="st64-207"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="596" VPOS="1265" ID="st64-208"/><SP/><String HEIGHT="31" CONTENT="deutlich" WIDTH="115" HPOS="758" VPOS="1265" ID="st64-209"/><SP/><String HEIGHT="31" CONTENT="gemacht" WIDTH="119" HPOS="898" VPOS="1265" ID="st64-210"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1017" VPOS="1265" ID="st64-211"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1060" VPOS="1265" ID="st64-212"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1155" VPOS="1265" ID="st64-213"/><SP/><String HEIGHT="31" CONTENT="Kompensation" WIDTH="213" HPOS="1243" VPOS="1265" ID="st64-214"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl64-20" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="geleistet" WIDTH="124" HPOS="196" VPOS="1315" ID="st64-215"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="336" VPOS="1315" ID="st64-216"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="90" HPOS="461" VPOS="1315" ID="st64-217"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="551" VPOS="1315" ID="st64-218"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="585" VPOS="1315" ID="st64-219"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="645" VPOS="1315" ID="st64-220"/><SP/><String HEIGHT="31" CONTENT="Gestalt" WIDTH="105" HPOS="687" VPOS="1315" ID="st64-221"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="808" VPOS="1315" ID="st64-222"/><SP/><String HEIGHT="31" CONTENT="Mindestrückkaufswerte" WIDTH="341" HPOS="872" VPOS="1315" ID="st64-223"/><SP/><String HEIGHT="31" CONTENT="erfolge" WIDTH="97" HPOS="1229" VPOS="1315" ID="st64-224"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1326" VPOS="1315" ID="st64-225"/><SP/><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="1356" VPOS="1315" ID="st64-226"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl64-21" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="196" VPOS="1365" ID="st64-227"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzpflicht" WIDTH="326" HPOS="272" VPOS="1365" ID="st64-228"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="610" VPOS="1365" ID="st64-229"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="721" VPOS="1365" ID="st64-230"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="787" VPOS="1365" ID="st64-231"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="873" VPOS="1365" ID="st64-232"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="939" VPOS="1365" ID="st64-233"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="97" HPOS="1096" VPOS="1365" ID="st64-234"/><String HEIGHT="31" CONTENT="," WIDTH="9" HPOS="1193" VPOS="1365" ID="st64-235"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1215" VPOS="1365" ID="st64-236"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1297" VPOS="1365" ID="st64-237"/><SP/><String HEIGHT="31" CONTENT="damit" WIDTH="81" HPOS="1375" VPOS="1365" ID="st64-238"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl64-22" WIDTH="1121" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="1415" ID="st64-239"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="385" HPOS="250" VPOS="1415" ID="st64-240"/><SP/><String HEIGHT="31" CONTENT="bestrafe" WIDTH="114" HPOS="645" VPOS="1415" ID="st64-241"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="759" VPOS="1415" ID="st64-242"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="784" VPOS="1415" ID="st64-243"/><SP/><String HEIGHT="31" CONTENT="Systematik" WIDTH="163" HPOS="878" VPOS="1415" ID="st64-244"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1050" VPOS="1415" ID="st64-245"/><SP/><String HEIGHT="31" CONTENT="unvermeidlich" WIDTH="199" HPOS="1102" VPOS="1415" ID="st64-246"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1301" VPOS="1415" ID="st64-247"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl64-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="1515" ID="st64-248"/><SP/><String HEIGHT="31" CONTENT="Haftung" WIDTH="116" HPOS="258" VPOS="1515" ID="st64-249"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="386" VPOS="1515" ID="st64-250"/><SP/><String HEIGHT="31" CONTENT="Versichertengemeinschaft" WIDTH="386" HPOS="445" VPOS="1515" ID="st64-251"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="842" VPOS="1515" ID="st64-252"/><SP/><String HEIGHT="31" CONTENT="Fehler" WIDTH="95" HPOS="892" VPOS="1515" ID="st64-253"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="998" VPOS="1515" ID="st64-254"/><SP/><String HEIGHT="31" CONTENT="Geschäftsleitung" WIDTH="248" HPOS="1058" VPOS="1515" ID="st64-255"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="1317" VPOS="1515" ID="st64-256"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1371" VPOS="1515" ID="st64-257"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1515" ID="st64-258"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl64-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Konstruktion" WIDTH="185" HPOS="196" VPOS="1565" ID="st64-259"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="400" VPOS="1565" ID="st64-260"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="233" HPOS="468" VPOS="1565" ID="st64-261"/><SP/><String HEIGHT="31" CONTENT="angelegt" WIDTH="122" HPOS="720" VPOS="1565" ID="st64-262"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="842" VPOS="1565" ID="st64-263"/><SP/><String HEIGHT="31" CONTENT="erläutert" WIDTH="122" HPOS="877" VPOS="1565" ID="st64-264"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="141" HPOS="1018" VPOS="1565" ID="st64-265"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="196" HPOS="1178" VPOS="1565" ID="st64-266"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="1374" VPOS="1565" ID="st64-267"/><SP/><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="1402" VPOS="1565" ID="st64-268"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl64-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Deckungsstock" WIDTH="226" HPOS="196" VPOS="1615" ID="st64-269"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="435" VPOS="1615" ID="st64-270"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="538" VPOS="1615" ID="st64-271"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="621" VPOS="1615" ID="st64-272"/><SP/><String HEIGHT="31" CONTENT="Unternehmensvermögen" WIDTH="367" HPOS="696" VPOS="1615" ID="st64-273"/><SP/><String HEIGHT="31" CONTENT="getrennt" WIDTH="123" HPOS="1075" VPOS="1615" ID="st64-274"/><SP/><String HEIGHT="31" CONTENT="verbucht" WIDTH="121" HPOS="1210" VPOS="1615" ID="st64-275"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1331" VPOS="1615" ID="st64-276"/><SP/><String HEIGHT="31" CONTENT="Dieser" WIDTH="96" HPOS="1360" VPOS="1615" ID="st64-277"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl64-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Konstruktionsfehler" WIDTH="280" HPOS="196" VPOS="1665" ID="st64-278"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="476" VPOS="1665" ID="st64-279"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="43" HPOS="505" VPOS="1665" ID="st64-280"/><SP/><String HEIGHT="31" CONTENT="offenbar" WIDTH="122" HPOS="562" VPOS="1665" ID="st64-281"/><SP/><String HEIGHT="31" CONTENT="angeleitet" WIDTH="144" HPOS="713" VPOS="1665" ID="st64-282"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="871" VPOS="1665" ID="st64-283"/><SP/><String HEIGHT="31" CONTENT="traditionellen" WIDTH="189" HPOS="939" VPOS="1665" ID="st64-284"/><SP/><String HEIGHT="31" CONTENT="Sichtweisen" WIDTH="171" HPOS="1142" VPOS="1665" ID="st64-285"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1313" VPOS="1665" ID="st64-286"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1344" VPOS="1665" ID="st64-287"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="1402" VPOS="1665" ID="st64-288"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl64-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="wissenschaftlicher" WIDTH="271" HPOS="196" VPOS="1715" ID="st64-289"/><SP/><String HEIGHT="31" CONTENT="Perspektive" WIDTH="174" HPOS="478" VPOS="1715" ID="st64-290"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="663" VPOS="1715" ID="st64-291"/><SP/><String HEIGHT="31" CONTENT="haltbar" WIDTH="102" HPOS="744" VPOS="1715" ID="st64-292"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="74" HPOS="857" VPOS="1715" ID="st64-293"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="931" VPOS="1715" ID="st64-294"/><SP/><String HEIGHT="31" CONTENT="Solange" WIDTH="123" HPOS="956" VPOS="1715" ID="st64-295"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1089" VPOS="1715" ID="st64-296"/><SP/><String HEIGHT="31" CONTENT="Deckungsstock" WIDTH="226" HPOS="1149" VPOS="1715" ID="st64-297"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1386" VPOS="1715" ID="st64-298"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl64-28" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="196" VPOS="1765" ID="st64-299"/><SP/><String HEIGHT="31" CONTENT="Sondervermögen" WIDTH="256" HPOS="283" VPOS="1765" ID="st64-300"/><SP/><String HEIGHT="31" CONTENT="behandelt" WIDTH="146" HPOS="583" VPOS="1765" ID="st64-301"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="774" VPOS="1765" ID="st64-302"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="857" VPOS="1765" ID="st64-303"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="918" VPOS="1765" ID="st64-304"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1042" VPOS="1765" ID="st64-305"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1130" VPOS="1765" ID="st64-306"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl64-29" WIDTH="1044" HEIGHT="31"><String HEIGHT="31" CONTENT="zynischerweise" WIDTH="226" HPOS="196" VPOS="1815" ID="st64-307"/><SP/><String HEIGHT="31" CONTENT="immer" WIDTH="92" HPOS="432" VPOS="1815" ID="st64-308"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="533" VPOS="1815" ID="st64-309"/><SP/><String HEIGHT="31" CONTENT="Dummen" WIDTH="124" HPOS="587" VPOS="1815" ID="st64-310"/><String HEIGHT="31" CONTENT="," WIDTH="21" HPOS="711" VPOS="1815" ID="st64-311"/><SP/><String HEIGHT="31" CONTENT="wenn" WIDTH="80" HPOS="741" VPOS="1815" ID="st64-312"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="830" VPOS="1815" ID="st64-313"/><SP/><String HEIGHT="31" CONTENT="Strafe" WIDTH="89" HPOS="902" VPOS="1815" ID="st64-314"/><SP/><String HEIGHT="31" CONTENT="verhängt" WIDTH="129" HPOS="1001" VPOS="1815" ID="st64-315"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1140" VPOS="1815" ID="st64-316"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1223" VPOS="1815" ID="st64-317"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl64-30" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="1915" ID="st64-318"/><SP/><String HEIGHT="31" CONTENT="Konstruktionsfehler" WIDTH="285" HPOS="265" VPOS="1915" ID="st64-319"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="565" VPOS="1915" ID="st64-320"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="635" VPOS="1915" ID="st64-321"/><SP/><String HEIGHT="31" CONTENT="zugrundeliegende" WIDTH="265" HPOS="695" VPOS="1915" ID="st64-322"/><SP/><String HEIGHT="31" CONTENT="Dogmatik" WIDTH="140" HPOS="975" VPOS="1915" ID="st64-323"/><SP/><String HEIGHT="31" CONTENT="spiegele" WIDTH="124" HPOS="1130" VPOS="1915" ID="st64-324"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1269" VPOS="1915" ID="st64-325"/><SP/><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="1343" VPOS="1915" ID="st64-326"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1430" VPOS="1915" ID="st64-327"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl64-31" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="1965" ID="st64-328"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="264" VPOS="1965" ID="st64-329"/><SP/><String HEIGHT="31" CONTENT="neuen" WIDTH="93" HPOS="319" VPOS="1965" ID="st64-330"/><SP/><String HEIGHT="31" CONTENT="Versicherungsvertragsgesetz" WIDTH="432" HPOS="432" VPOS="1965" ID="st64-331"/><SP/><String HEIGHT="31" CONTENT="verwendeten" WIDTH="191" HPOS="883" VPOS="1965" ID="st64-332"/><SP/><String HEIGHT="31" CONTENT="Terminologie" WIDTH="193" HPOS="1094" VPOS="1965" ID="st64-333"/><SP/><String HEIGHT="31" CONTENT="wider" WIDTH="74" HPOS="1307" VPOS="1965" ID="st64-334"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1381" VPOS="1965" ID="st64-335"/><SP/><String HEIGHT="31" CONTENT="So" WIDTH="40" HPOS="1416" VPOS="1965" ID="st64-336"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl64-32" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werde" WIDTH="91" HPOS="196" VPOS="2015" ID="st64-337"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="304" VPOS="2015" ID="st64-338"/><SP/><String HEIGHT="31" CONTENT="Versicherungsprämie" WIDTH="315" HPOS="366" VPOS="2015" ID="st64-339"/><SP/><String HEIGHT="31" CONTENT="als" WIDTH="43" HPOS="698" VPOS="2015" ID="st64-340"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="758" VPOS="2015" ID="st64-341"/><String HEIGHT="31" CONTENT="Entgelt" WIDTH="98" HPOS="772" VPOS="2015" ID="st64-342"/><String HEIGHT="31" CONTENT="“" WIDTH="14" HPOS="870" VPOS="2015" ID="st64-343"/><SP/><String HEIGHT="31" CONTENT="bezeichnet" WIDTH="154" HPOS="902" VPOS="2015" ID="st64-344"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1056" VPOS="2015" ID="st64-345"/><SP/><String HEIGHT="31" CONTENT="Ein" WIDTH="49" HPOS="1089" VPOS="2015" ID="st64-346"/><SP/><String HEIGHT="31" CONTENT="Teil" WIDTH="53" HPOS="1155" VPOS="2015" ID="st64-347"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="1225" VPOS="2015" ID="st64-348"/><SP/><String HEIGHT="31" CONTENT="Prämie" WIDTH="105" HPOS="1291" VPOS="2015" ID="st64-349"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="1414" VPOS="2015" ID="st64-350"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl64-33" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Zirkularvermögen" WIDTH="253" HPOS="196" VPOS="2065" ID="st64-351"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="449" VPOS="2065" ID="st64-352"/><SP/><String HEIGHT="31" CONTENT="d" WIDTH="13" HPOS="508" VPOS="2065" ID="st64-353"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="521" VPOS="2065" ID="st64-354"/><String HEIGHT="31" CONTENT="h" WIDTH="14" HPOS="535" VPOS="2065" ID="st64-355"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="549" VPOS="2065" ID="st64-356"/><SP/><String HEIGHT="31" CONTENT="umstrukturierter" WIDTH="234" HPOS="606" VPOS="2065" ID="st64-357"/><SP/><String HEIGHT="31" CONTENT="Durchfluss" WIDTH="150" HPOS="883" VPOS="2065" ID="st64-358"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1033" VPOS="2065" ID="st64-359"/><SP/><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="1092" VPOS="2065" ID="st64-360"/><SP/><String HEIGHT="31" CONTENT="Geld" WIDTH="63" HPOS="1195" VPOS="2065" ID="st64-361"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1258" VPOS="2065" ID="st64-362"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="60" HPOS="1317" VPOS="2065" ID="st64-363"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="1419" VPOS="2065" ID="st64-364"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl64-34" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="56" WIDTH="37" HPOS="196" VPOS="2207" ID="st64-365"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="65" ID="p592579" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592579" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592579" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl65-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="196" VPOS="215" ID="st65-0"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="541" VPOS="215" ID="st65-1"/><SP/><String HEIGHT="31" CONTENT="Versicherungsfall" WIDTH="256" HPOS="595" VPOS="215" ID="st65-2"/><SP/><String HEIGHT="31" CONTENT="ausbezahlt" WIDTH="161" HPOS="870" VPOS="215" ID="st65-3"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="83" HPOS="1050" VPOS="215" ID="st65-4"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1133" VPOS="215" ID="st65-5"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="1168" VPOS="215" ID="st65-6"/><SP/><String HEIGHT="31" CONTENT="jedoch" WIDTH="98" HPOS="1278" VPOS="215" ID="st65-7"/><SP/><String HEIGHT="31" CONTENT="kein" WIDTH="61" HPOS="1395" VPOS="215" ID="st65-8"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl65-1" WIDTH="738" HEIGHT="31"><String HEIGHT="31" CONTENT="Preis" WIDTH="76" HPOS="196" VPOS="265" ID="st65-9"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="282" VPOS="265" ID="st65-10"/><SP/><String HEIGHT="31" CONTENT="Sinne" WIDTH="85" HPOS="326" VPOS="265" ID="st65-11"/><SP/><String HEIGHT="31" CONTENT="eines" WIDTH="79" HPOS="421" VPOS="265" ID="st65-12"/><SP/><String HEIGHT="31" CONTENT="ökonomischen" WIDTH="215" HPOS="509" VPOS="265" ID="st65-13"/><SP/><String HEIGHT="31" CONTENT="Entgelts" WIDTH="120" HPOS="734" VPOS="265" ID="st65-14"/><SP/><String HEIGHT="31" CONTENT="sein" WIDTH="56" HPOS="864" VPOS="265" ID="st65-15"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="920" VPOS="265" ID="st65-16"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl65-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="196" VPOS="365" ID="st65-17"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="97" HPOS="357" VPOS="365" ID="st65-18"/><SP/><String HEIGHT="31" CONTENT="stellt" WIDTH="69" HPOS="470" VPOS="365" ID="st65-19"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="555" VPOS="365" ID="st65-20"/><SP/><String HEIGHT="31" CONTENT="Forderung" WIDTH="154" HPOS="616" VPOS="365" ID="st65-21"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="786" VPOS="365" ID="st65-22"/><SP/><String HEIGHT="31" CONTENT="Frage" WIDTH="80" HPOS="829" VPOS="365" ID="st65-23"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="909" VPOS="365" ID="st65-24"/><SP/><String HEIGHT="31" CONTENT="nach" WIDTH="72" HPOS="942" VPOS="365" ID="st65-25"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1031" VPOS="365" ID="st65-26"/><SP/><String HEIGHT="31" CONTENT="eventuelle" WIDTH="152" HPOS="1095" VPOS="365" ID="st65-27"/><SP/><String HEIGHT="31" CONTENT="Verluste" WIDTH="122" HPOS="1264" VPOS="365" ID="st65-28"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="365" ID="st65-29"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl65-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherungsunternehmen" WIDTH="506" HPOS="196" VPOS="415" ID="st65-30"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="702" VPOS="415" ID="st65-31"/><SP/><String HEIGHT="31" CONTENT="z" WIDTH="14" HPOS="737" VPOS="415" ID="st65-32"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="751" VPOS="415" ID="st65-33"/><String HEIGHT="31" CONTENT="B" WIDTH="14" HPOS="765" VPOS="415" ID="st65-34"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="779" VPOS="415" ID="st65-35"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="812" VPOS="415" ID="st65-36"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="962" VPOS="415" ID="st65-37"/><SP/><String HEIGHT="31" CONTENT="Schadensersatzansprüchen" WIDTH="405" HPOS="1034" VPOS="415" ID="st65-38"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1439" VPOS="415" ID="st65-39"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl65-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="vollständig" WIDTH="158" HPOS="196" VPOS="465" ID="st65-40"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="366" VPOS="465" ID="st65-41"/><SP/><String HEIGHT="31" CONTENT="Aktionär" WIDTH="122" HPOS="442" VPOS="465" ID="st65-42"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="576" VPOS="465" ID="st65-43"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="627" VPOS="465" ID="st65-44"/><SP/><String HEIGHT="31" CONTENT="Eigentümer" WIDTH="171" HPOS="657" VPOS="465" ID="st65-45"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="840" VPOS="465" ID="st65-46"/><SP/><String HEIGHT="31" CONTENT="tragen" WIDTH="94" HPOS="888" VPOS="465" ID="st65-47"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="56" HPOS="995" VPOS="465" ID="st65-48"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1051" VPOS="465" ID="st65-49"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="1077" VPOS="465" ID="st65-50"/><SP/><String HEIGHT="31" CONTENT="jegliche" WIDTH="113" HPOS="1164" VPOS="465" ID="st65-51"/><SP/><String HEIGHT="31" CONTENT="Möglichkeit" WIDTH="167" HPOS="1289" VPOS="465" ID="st65-52"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl65-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="eines" WIDTH="80" HPOS="196" VPOS="515" ID="st65-53"/><SP/><String HEIGHT="31" CONTENT="Ausgleichs" WIDTH="161" HPOS="302" VPOS="515" ID="st65-54"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="489" VPOS="515" ID="st65-55"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="581" VPOS="515" ID="st65-56"/><SP/><String HEIGHT="31" CONTENT="Gewinnbeteiligung" WIDTH="274" HPOS="651" VPOS="515" ID="st65-57"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="951" VPOS="515" ID="st65-58"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="318" HPOS="1025" VPOS="515" ID="st65-59"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1343" VPOS="515" ID="st65-60"/><SP/><String HEIGHT="31" CONTENT="Dem" WIDTH="70" HPOS="1386" VPOS="515" ID="st65-61"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl65-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aktionär" WIDTH="123" HPOS="196" VPOS="565" ID="st65-62"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="336" VPOS="565" ID="st65-63"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="387" VPOS="565" ID="st65-64"/><SP/><String HEIGHT="31" CONTENT="Eigentümer" WIDTH="170" HPOS="422" VPOS="565" ID="st65-65"/><SP/><String HEIGHT="31" CONTENT="stünden" WIDTH="118" HPOS="610" VPOS="565" ID="st65-66"/><SP/><String HEIGHT="31" CONTENT="maximal" WIDTH="124" HPOS="746" VPOS="565" ID="st65-67"/><SP/><String HEIGHT="31" CONTENT="10" WIDTH="37" HPOS="887" VPOS="565" ID="st65-68"/><String HEIGHT="31" CONTENT="%" WIDTH="30" HPOS="941" VPOS="565" ID="st65-69"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="988" VPOS="565" ID="st65-70"/><SP/><String HEIGHT="31" CONTENT="Kapitalerträge" WIDTH="207" HPOS="1054" VPOS="565" ID="st65-71"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="29" HPOS="1279" VPOS="565" ID="st65-72"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1308" VPOS="565" ID="st65-73"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="1340" VPOS="565" ID="st65-74"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="1402" VPOS="565" ID="st65-75"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl65-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsunternehmen" WIDTH="410" HPOS="196" VPOS="615" ID="st65-76"/><SP/><String HEIGHT="31" CONTENT="erwirtschafte" WIDTH="183" HPOS="615" VPOS="615" ID="st65-77"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="798" VPOS="615" ID="st65-78"/><SP/><String HEIGHT="31" CONTENT="90" WIDTH="38" HPOS="822" VPOS="615" ID="st65-79"/><String HEIGHT="31" CONTENT="%" WIDTH="29" HPOS="869" VPOS="615" ID="st65-80"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="908" VPOS="615" ID="st65-81"/><SP/><String HEIGHT="31" CONTENT="Kapitalerträge" WIDTH="208" HPOS="965" VPOS="615" ID="st65-82"/><SP/><String HEIGHT="31" CONTENT="seien" WIDTH="80" HPOS="1182" VPOS="615" ID="st65-83"/><SP/><String HEIGHT="31" CONTENT="hingegen" WIDTH="137" HPOS="1271" VPOS="615" ID="st65-84"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1417" VPOS="615" ID="st65-85"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl65-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="196" VPOS="665" ID="st65-86"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="252" VPOS="665" ID="st65-87"/><SP/><String HEIGHT="31" CONTENT="reserviert" WIDTH="134" HPOS="589" VPOS="665" ID="st65-88"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="723" VPOS="665" ID="st65-89"/><SP/><String HEIGHT="31" CONTENT="Zudem" WIDTH="103" HPOS="748" VPOS="665" ID="st65-90"/><SP/><String HEIGHT="31" CONTENT="erhielten" WIDTH="128" HPOS="862" VPOS="665" ID="st65-91"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1001" VPOS="665" ID="st65-92"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmer" WIDTH="326" HPOS="1056" VPOS="665" ID="st65-93"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1393" VPOS="665" ID="st65-94"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl65-9" WIDTH="911" HEIGHT="31"><String HEIGHT="31" CONTENT="angemessene" WIDTH="210" HPOS="196" VPOS="715" ID="st65-95"/><SP/><String HEIGHT="31" CONTENT="Beteiligung" WIDTH="165" HPOS="417" VPOS="715" ID="st65-96"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="594" VPOS="715" ID="st65-97"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="643" VPOS="715" ID="st65-98"/><SP/><String HEIGHT="31" CONTENT="Gewinnen" WIDTH="150" HPOS="710" VPOS="715" ID="st65-99"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="54" HPOS="872" VPOS="715" ID="st65-100"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="937" VPOS="715" ID="st65-101"/><SP/><String HEIGHT="31" CONTENT="Risiko" WIDTH="88" HPOS="1005" VPOS="715" ID="st65-102" SUBS_TYPE="HypPart1" SUBS_CONTENT="Risiko10"/><HYP CONTENT="-" WIDTH="14" HPOS="1093" VPOS="715" HEIGHT="31"/></TextLine><TextLine HPOS="1107" VPOS="708" ID="tl65-10" WIDTH="25" HEIGHT="20"><String HEIGHT="20" CONTENT="10" WIDTH="25" HPOS="1107" VPOS="708" ID="st65-103" SUBS_TYPE="HypPart2" SUBS_CONTENT="Risiko10"/></TextLine><TextLine HPOS="1144" VPOS="715" ID="tl65-11" WIDTH="287" HEIGHT="31"><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1144" VPOS="715" ID="st65-104"/><SP/><String HEIGHT="31" CONTENT="Kostenanteilen" WIDTH="220" HPOS="1211" VPOS="715" ID="st65-105"/></TextLine><TextLine HPOS="1432" VPOS="708" ID="tl65-12" WIDTH="24" HEIGHT="20"><String HEIGHT="20" CONTENT="11" WIDTH="24" HPOS="1432" VPOS="708" ID="st65-106"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl65-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ihrer" WIDTH="67" HPOS="196" VPOS="765" ID="st65-107"/><SP/><String HEIGHT="31" CONTENT="Beiträge" WIDTH="118" HPOS="309" VPOS="765" ID="st65-108"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="427" VPOS="765" ID="st65-109"/><SP/><String HEIGHT="31" CONTENT="Anderenfalls" WIDTH="186" HPOS="488" VPOS="765" ID="st65-110"/><SP/><String HEIGHT="31" CONTENT="müssten" WIDTH="126" HPOS="720" VPOS="765" ID="st65-111"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="892" VPOS="765" ID="st65-112"/><SP/><String HEIGHT="31" CONTENT="Versicherer" WIDTH="171" HPOS="982" VPOS="765" ID="st65-113"/><SP/><String HEIGHT="31" CONTENT="erheblich" WIDTH="135" HPOS="1199" VPOS="765" ID="st65-114"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="76" HPOS="1380" VPOS="765" ID="st65-115"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl65-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Risikoeigenkapital" WIDTH="269" HPOS="196" VPOS="815" ID="st65-116"/><SP/><String HEIGHT="31" CONTENT="vorhalten" WIDTH="138" HPOS="478" VPOS="815" ID="st65-117"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="629" VPOS="815" ID="st65-118"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="661" VPOS="815" ID="st65-119"/><SP/><String HEIGHT="31" CONTENT="einer" WIDTH="74" HPOS="719" VPOS="815" ID="st65-120"/><SP/><String HEIGHT="31" CONTENT="vergleichsweise" WIDTH="235" HPOS="807" VPOS="815" ID="st65-121"/><SP/><String HEIGHT="31" CONTENT="hohen" WIDTH="92" HPOS="1056" VPOS="815" ID="st65-122"/><SP/><String HEIGHT="31" CONTENT="Renditeanforderung" WIDTH="294" HPOS="1162" VPOS="815" ID="st65-123"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl65-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="seitens" WIDTH="106" HPOS="196" VPOS="865" ID="st65-124"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="324" VPOS="865" ID="st65-125"/><SP/><String HEIGHT="31" CONTENT="Kapitalgeber" WIDTH="180" HPOS="395" VPOS="865" ID="st65-126"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="575" VPOS="865" ID="st65-127"/><SP/><String HEIGHT="31" CONTENT="Dadurch" WIDTH="126" HPOS="614" VPOS="865" ID="st65-128"/><SP/><String HEIGHT="31" CONTENT="würden" WIDTH="110" HPOS="762" VPOS="865" ID="st65-129"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="894" VPOS="865" ID="st65-130"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="976" VPOS="865" ID="st65-131"/><SP/><String HEIGHT="31" CONTENT="Garantieprodukte" WIDTH="257" HPOS="1043" VPOS="865" ID="st65-132"/><SP/><String HEIGHT="31" CONTENT="drastisch" WIDTH="133" HPOS="1323" VPOS="865" ID="st65-133"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl65-16" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verteuern" WIDTH="135" HPOS="196" VPOS="915" ID="st65-134"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="331" VPOS="915" ID="st65-135"/><SP/><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="364" VPOS="915" ID="st65-136"/><SP/><String HEIGHT="31" CONTENT="heutige" WIDTH="110" HPOS="432" VPOS="915" ID="st65-137"/><SP/><String HEIGHT="31" CONTENT="Aufteilung" WIDTH="148" HPOS="560" VPOS="915" ID="st65-138"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="726" VPOS="915" ID="st65-139"/><SP/><String HEIGHT="31" CONTENT="Gewinne" WIDTH="132" HPOS="792" VPOS="915" ID="st65-140"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="72" HPOS="942" VPOS="915" ID="st65-141"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="70" HPOS="1032" VPOS="915" ID="st65-142"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="77" HPOS="1120" VPOS="915" ID="st65-143"/><SP/><String HEIGHT="31" CONTENT="haltbar" WIDTH="97" HPOS="1215" VPOS="915" ID="st65-144"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1312" VPOS="915" ID="st65-145"/><SP/><String HEIGHT="31" CONTENT="was" WIDTH="59" HPOS="1344" VPOS="915" ID="st65-146"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1421" VPOS="915" ID="st65-147"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl65-17" WIDTH="753" HEIGHT="31"><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="196" VPOS="965" ID="st65-148"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="306" VPOS="965" ID="st65-149"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="363" VPOS="965" ID="st65-150"/><SP/><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="435" VPOS="965" ID="st65-151"/><SP/><String HEIGHT="31" CONTENT="erzielbaren" WIDTH="165" HPOS="560" VPOS="965" ID="st65-152"/><SP/><String HEIGHT="31" CONTENT="Rendite" WIDTH="115" HPOS="734" VPOS="965" ID="st65-153"/><SP/><String HEIGHT="31" CONTENT="ginge" WIDTH="75" HPOS="858" VPOS="965" ID="st65-154"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="933" VPOS="965" ID="st65-155"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl65-18" WIDTH="791" HEIGHT="31"><String HEIGHT="31" CONTENT="4" WIDTH="14" HPOS="196" VPOS="1065" ID="st65-156"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="210" VPOS="1065" ID="st65-157"/><String HEIGHT="31" CONTENT="3" WIDTH="15" HPOS="225" VPOS="1065" ID="st65-158"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="240" VPOS="1065" ID="st65-159"/><String HEIGHT="31" CONTENT="4" WIDTH="15" HPOS="255" VPOS="1065" ID="st65-160"/><SP/><String HEIGHT="31" CONTENT="Proaktive" WIDTH="139" HPOS="296" VPOS="1065" ID="st65-161"/><SP/><String HEIGHT="31" CONTENT="contra" WIDTH="92" HPOS="445" VPOS="1065" ID="st65-162"/><SP/><String HEIGHT="31" CONTENT="passive" WIDTH="113" HPOS="546" VPOS="1065" ID="st65-163"/><SP/><String HEIGHT="31" CONTENT="Schuldenbegleichung" WIDTH="318" HPOS="669" VPOS="1065" ID="st65-164"/></TextLine><TextLine HPOS="433" VPOS="1165" ID="tl65-19" WIDTH="1023" HEIGHT="31"><String HEIGHT="31" CONTENT="„" WIDTH="13" HPOS="433" VPOS="1165" ID="st65-165"/><String HEIGHT="31" CONTENT="Ich" WIDTH="42" HPOS="446" VPOS="1165" ID="st65-166"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="90" HPOS="507" VPOS="1165" ID="st65-167"/><SP/><String HEIGHT="31" CONTENT="mich" WIDTH="70" HPOS="616" VPOS="1165" ID="st65-168"/><SP/><String HEIGHT="31" CONTENT="extrem" WIDTH="102" HPOS="704" VPOS="1165" ID="st65-169"/><SP/><String HEIGHT="31" CONTENT="dagegen" WIDTH="130" HPOS="824" VPOS="1165" ID="st65-170"/><SP/><String HEIGHT="31" CONTENT="verwahren" WIDTH="148" HPOS="972" VPOS="1165" ID="st65-171"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1120" VPOS="1165" ID="st65-172"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1155" VPOS="1165" ID="st65-173"/><SP/><String HEIGHT="31" CONTENT="mein" WIDTH="73" HPOS="1243" VPOS="1165" ID="st65-174"/><SP/><String HEIGHT="31" CONTENT="Versich" WIDTH="107" HPOS="1334" VPOS="1165" ID="st65-175" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="15" HPOS="1441" VPOS="1165" HEIGHT="31"/></TextLine><TextLine HPOS="433" VPOS="1215" ID="tl65-20" WIDTH="843" HEIGHT="31"><String HEIGHT="31" CONTENT="erungsunternehmen" WIDTH="298" HPOS="433" VPOS="1215" ID="st65-176" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="so" WIDTH="36" HPOS="740" VPOS="1215" ID="st65-177"/><SP/><String HEIGHT="31" CONTENT="locker" WIDTH="89" HPOS="785" VPOS="1215" ID="st65-178"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="883" VPOS="1215" ID="st65-179"/><SP/><String HEIGHT="31" CONTENT="meinem" WIDTH="119" HPOS="937" VPOS="1215" ID="st65-180"/><SP/><String HEIGHT="31" CONTENT="Geld" WIDTH="70" HPOS="1065" VPOS="1215" ID="st65-181"/><SP/><String HEIGHT="31" CONTENT="umgeht" WIDTH="98" HPOS="1145" VPOS="1215" ID="st65-182"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="1243" VPOS="1215" ID="st65-183"/><String HEIGHT="31" CONTENT="“" WIDTH="17" HPOS="1259" VPOS="1215" ID="st65-184"/></TextLine><TextLine HPOS="1206" VPOS="1315" ID="tl65-21" WIDTH="250" HEIGHT="31"><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="1206" VPOS="1315" ID="st65-185"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="96" HPOS="1360" VPOS="1315" ID="st65-186"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl65-22" WIDTH="1261" HEIGHT="31"><String HEIGHT="31" CONTENT="Wenn" WIDTH="87" HPOS="196" VPOS="1415" ID="st65-187"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="295" VPOS="1415" ID="st65-188"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="353" HPOS="352" VPOS="1415" ID="st65-189"/><SP/><String HEIGHT="31" CONTENT="aufgrund" WIDTH="132" HPOS="717" VPOS="1415" ID="st65-190"/><SP/><String HEIGHT="31" CONTENT="ihres" WIDTH="72" HPOS="861" VPOS="1415" ID="st65-191"/><SP/><String HEIGHT="31" CONTENT="Fehlverhaltens" WIDTH="218" HPOS="945" VPOS="1415" ID="st65-192"/><SP/><String HEIGHT="31" CONTENT="Schulden" WIDTH="139" HPOS="1175" VPOS="1415" ID="st65-193"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="45" HPOS="1326" VPOS="1415" ID="st65-194"/><SP/><String HEIGHT="31" CONTENT="ihren" WIDTH="75" HPOS="1382" VPOS="1415" ID="st65-195"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl65-23" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Kunden" WIDTH="115" HPOS="196" VPOS="1465" ID="st65-196"/><SP/><String HEIGHT="31" CONTENT="hat" WIDTH="42" HPOS="325" VPOS="1465" ID="st65-197"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="367" VPOS="1465" ID="st65-198"/><SP/><String HEIGHT="31" CONTENT="müsse" WIDTH="98" HPOS="395" VPOS="1465" ID="st65-199"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="507" VPOS="1465" ID="st65-200"/><SP/><String HEIGHT="31" CONTENT="zumindest" WIDTH="152" HPOS="564" VPOS="1465" ID="st65-201"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="730" VPOS="1465" ID="st65-202"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="791" VPOS="1465" ID="st65-203"/><SP/><String HEIGHT="31" CONTENT="aktiv" WIDTH="68" HPOS="885" VPOS="1465" ID="st65-204"/><SP/><String HEIGHT="31" CONTENT="zugehen" WIDTH="119" HPOS="968" VPOS="1465" ID="st65-205"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1087" VPOS="1465" ID="st65-206"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="1119" VPOS="1465" ID="st65-207"/><SP/><String HEIGHT="31" CONTENT="sie" WIDTH="43" HPOS="1179" VPOS="1465" ID="st65-208"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1236" VPOS="1465" ID="st65-209"/><SP/><String HEIGHT="31" CONTENT="begleichen" WIDTH="154" HPOS="1286" VPOS="1465" ID="st65-210"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1440" VPOS="1465" ID="st65-211"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl65-24" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="meint" WIDTH="82" HPOS="196" VPOS="1515" ID="st65-212"/><SP/><String HEIGHT="31" CONTENT="Herbert" WIDTH="111" HPOS="293" VPOS="1515" ID="st65-213"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="124" HPOS="419" VPOS="1515" ID="st65-214"/><String HEIGHT="31" CONTENT="." WIDTH="9" HPOS="543" VPOS="1515" ID="st65-215"/><SP/><String HEIGHT="31" CONTENT="Gegen" WIDTH="100" HPOS="567" VPOS="1515" ID="st65-216"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="79" HPOS="682" VPOS="1515" ID="st65-217"/><SP/><String HEIGHT="31" CONTENT="Haltung" WIDTH="115" HPOS="776" VPOS="1515" ID="st65-218"/><SP/><String HEIGHT="31" CONTENT="spricht" WIDTH="98" HPOS="906" VPOS="1515" ID="st65-219"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="144" HPOS="1019" VPOS="1515" ID="st65-220"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="97" HPOS="1178" VPOS="1515" ID="st65-221"/><SP/><String HEIGHT="31" CONTENT="zufolge" WIDTH="107" HPOS="1290" VPOS="1515" ID="st65-222"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1515" ID="st65-223"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl65-25" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verpflichtung" WIDTH="195" HPOS="196" VPOS="1565" ID="st65-224"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="409" VPOS="1565" ID="st65-225"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="587" VPOS="1565" ID="st65-226"/><SP/><String HEIGHT="31" CONTENT="Versicherungsgemeinschaft" WIDTH="404" HPOS="653" VPOS="1565" ID="st65-227"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1057" VPOS="1565" ID="st65-228"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="1092" VPOS="1565" ID="st65-229"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="1175" VPOS="1565" ID="st65-230"/><SP/><String HEIGHT="31" CONTENT="Lasten" WIDTH="100" HPOS="1284" VPOS="1565" ID="st65-231"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="1565" ID="st65-232"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl65-26" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="ehemaligen" WIDTH="173" HPOS="196" VPOS="1615" ID="st65-233"/><SP/><String HEIGHT="31" CONTENT="Mitgliedern" WIDTH="163" HPOS="381" VPOS="1615" ID="st65-234"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="556" VPOS="1615" ID="st65-235"/><SP/><String HEIGHT="31" CONTENT="Versicherungsgemeinschaft" WIDTH="412" HPOS="616" VPOS="1615" ID="st65-236"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1040" VPOS="1615" ID="st65-237"/><SP/><String HEIGHT="31" CONTENT="aktuellen" WIDTH="134" HPOS="1087" VPOS="1615" ID="st65-238"/><SP/><String HEIGHT="31" CONTENT="Mitgliedern" WIDTH="163" HPOS="1233" VPOS="1615" ID="st65-239"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="1615" ID="st65-240"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl65-27" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungsgemeinschaft" WIDTH="411" HPOS="196" VPOS="1665" ID="st65-241"/><SP/><String HEIGHT="31" CONTENT="verschieben" WIDTH="173" HPOS="625" VPOS="1665" ID="st65-242"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="798" VPOS="1665" ID="st65-243"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="74" HPOS="832" VPOS="1665" ID="st65-244"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="924" VPOS="1665" ID="st65-245"/><SP/><String HEIGHT="31" CONTENT="Rechtsgrundlage" WIDTH="244" HPOS="1004" VPOS="1665" ID="st65-246"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1248" VPOS="1665" ID="st65-247"/><SP/><String HEIGHT="31" CONTENT="Man" WIDTH="65" HPOS="1283" VPOS="1665" ID="st65-248"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="90" HPOS="1366" VPOS="1665" ID="st65-249"/></TextLine><TextLine HPOS="196" VPOS="1792" ID="tl65-28" WIDTH="25" HEIGHT="21"><String HEIGHT="21" CONTENT="10" WIDTH="25" HPOS="196" VPOS="1792" ID="st65-250"/></TextLine><TextLine HPOS="230" VPOS="1803" ID="tl65-29" WIDTH="1226" HEIGHT="26"><String HEIGHT="26" CONTENT="Der" WIDTH="45" HPOS="230" VPOS="1803" ID="st65-251"/><SP/><String HEIGHT="26" CONTENT="Risikoanteil" WIDTH="142" HPOS="283" VPOS="1803" ID="st65-252"/><SP/><String HEIGHT="26" CONTENT="des" WIDTH="45" HPOS="433" VPOS="1803" ID="st65-253"/><SP/><String HEIGHT="26" CONTENT="Beitrages" WIDTH="118" HPOS="485" VPOS="1803" ID="st65-254"/><SP/><String HEIGHT="26" CONTENT="dient" WIDTH="60" HPOS="611" VPOS="1803" ID="st65-255"/><SP/><String HEIGHT="26" CONTENT="mit" WIDTH="37" HPOS="679" VPOS="1803" ID="st65-256"/><SP/><String HEIGHT="26" CONTENT="zur" WIDTH="38" HPOS="724" VPOS="1803" ID="st65-257"/><SP/><String HEIGHT="26" CONTENT="Finanzierung" WIDTH="161" HPOS="770" VPOS="1803" ID="st65-258"/><SP/><String HEIGHT="26" CONTENT="der" WIDTH="40" HPOS="939" VPOS="1803" ID="st65-259"/><SP/><String HEIGHT="26" CONTENT="Versicherungsleistungen" WIDTH="304" HPOS="987" VPOS="1803" ID="st65-260"/><SP/><String HEIGHT="26" CONTENT="im" WIDTH="30" HPOS="1298" VPOS="1803" ID="st65-261"/><SP/><String HEIGHT="26" CONTENT="Todesfall" WIDTH="108" HPOS="1336" VPOS="1803" ID="st65-262"/><String HEIGHT="26" CONTENT="," WIDTH="12" HPOS="1444" VPOS="1803" ID="st65-263"/></TextLine><TextLine HPOS="236" VPOS="1855" ID="tl65-30" WIDTH="1220" HEIGHT="25"><String HEIGHT="25" CONTENT="bei" WIDTH="37" HPOS="236" VPOS="1855" ID="st65-264"/><SP/><String HEIGHT="25" CONTENT="Berufsunfähigkeit" WIDTH="215" HPOS="292" VPOS="1855" ID="st65-265"/><SP/><String HEIGHT="25" CONTENT="oder" WIDTH="56" HPOS="526" VPOS="1855" ID="st65-266"/><SP/><String HEIGHT="25" CONTENT="bei" WIDTH="37" HPOS="601" VPOS="1855" ID="st65-267"/><SP/><String HEIGHT="25" CONTENT="Erwerbsunfähigkeit" WIDTH="231" HPOS="658" VPOS="1855" ID="st65-268"/><String HEIGHT="25" CONTENT="," WIDTH="13" HPOS="889" VPOS="1855" ID="st65-269"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="37" HPOS="921" VPOS="1855" ID="st65-270"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="978" VPOS="1855" ID="st65-271"/><SP/><String HEIGHT="25" CONTENT="Versicherer" WIDTH="142" HPOS="1037" VPOS="1855" ID="st65-272"/><SP/><String HEIGHT="25" CONTENT="an" WIDTH="31" HPOS="1198" VPOS="1855" ID="st65-273"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="38" HPOS="1248" VPOS="1855" ID="st65-274"/><SP/><String HEIGHT="25" CONTENT="versicherten" WIDTH="151" HPOS="1305" VPOS="1855" ID="st65-275"/></TextLine><TextLine HPOS="236" VPOS="1905" ID="tl65-31" WIDTH="1220" HEIGHT="25"><String HEIGHT="25" CONTENT="Personen" WIDTH="119" HPOS="236" VPOS="1905" ID="st65-276"/><SP/><String HEIGHT="25" CONTENT="zu" WIDTH="30" HPOS="384" VPOS="1905" ID="st65-277"/><SP/><String HEIGHT="25" CONTENT="leisten" WIDTH="80" HPOS="443" VPOS="1905" ID="st65-278"/><SP/><String HEIGHT="25" CONTENT="hat" WIDTH="38" HPOS="553" VPOS="1905" ID="st65-279"/><String HEIGHT="25" CONTENT="(" WIDTH="10" HPOS="621" VPOS="1905" ID="st65-280"/><String HEIGHT="25" CONTENT="s" WIDTH="10" HPOS="631" VPOS="1905" ID="st65-281"/><String HEIGHT="25" CONTENT="." WIDTH="10" HPOS="641" VPOS="1905" ID="st65-282"/><SP/><String HEIGHT="25" CONTENT="Online" WIDTH="80" HPOS="681" VPOS="1905" ID="st65-283"/><SP/><String HEIGHT="25" CONTENT="Lexikon" WIDTH="96" HPOS="790" VPOS="1905" ID="st65-284"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="41" HPOS="915" VPOS="1905" ID="st65-285"/><SP/><String HEIGHT="25" CONTENT="privaten" WIDTH="99" HPOS="985" VPOS="1905" ID="st65-286"/><SP/><String HEIGHT="25" CONTENT="Altersvorsorge" WIDTH="180" HPOS="1113" VPOS="1905" ID="st65-287"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="1322" VPOS="1905" ID="st65-288"/><SP/><String HEIGHT="25" CONTENT="LVM" WIDTH="48" HPOS="1391" VPOS="1905" ID="st65-289"/><String HEIGHT="25" CONTENT="," WIDTH="17" HPOS="1439" VPOS="1905" ID="st65-290"/></TextLine><TextLine HPOS="236" VPOS="1955" ID="tl65-32" WIDTH="236" HEIGHT="25"><String HEIGHT="25" CONTENT="http" WIDTH="49" HPOS="236" VPOS="1955" ID="st65-291"/><String HEIGHT="25" CONTENT=":" WIDTH="13" HPOS="285" VPOS="1955" ID="st65-292"/><String HEIGHT="25" CONTENT="//www" WIDTH="62" HPOS="298" VPOS="1955" ID="st65-293"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="360" VPOS="1955" ID="st65-294"/><String HEIGHT="25" CONTENT="lvm" WIDTH="37" HPOS="372" VPOS="1955" ID="st65-295"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="409" VPOS="1955" ID="st65-296"/><String HEIGHT="25" CONTENT="de" WIDTH="25" HPOS="422" VPOS="1955" ID="st65-297"/><String HEIGHT="25" CONTENT=")" WIDTH="12" HPOS="447" VPOS="1955" ID="st65-298"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="459" VPOS="1955" ID="st65-299"/></TextLine><TextLine HPOS="196" VPOS="1992" ID="tl65-33" WIDTH="25" HEIGHT="21"><String HEIGHT="21" CONTENT="11" WIDTH="25" HPOS="196" VPOS="1992" ID="st65-300"/></TextLine><TextLine HPOS="241" VPOS="2003" ID="tl65-34" WIDTH="1215" HEIGHT="26"><String HEIGHT="26" CONTENT="Der" WIDTH="45" HPOS="241" VPOS="2003" ID="st65-301"/><SP/><String HEIGHT="26" CONTENT="Kostenanteil" WIDTH="153" HPOS="295" VPOS="2003" ID="st65-302"/><SP/><String HEIGHT="26" CONTENT="setzt" WIDTH="59" HPOS="456" VPOS="2003" ID="st65-303"/><SP/><String HEIGHT="26" CONTENT="sich" WIDTH="49" HPOS="524" VPOS="2003" ID="st65-304"/><SP/><String HEIGHT="26" CONTENT="aus" WIDTH="45" HPOS="581" VPOS="2003" ID="st65-305"/><SP/><String HEIGHT="26" CONTENT="einem" WIDTH="75" HPOS="635" VPOS="2003" ID="st65-306"/><SP/><String HEIGHT="26" CONTENT="Verwaltungs" WIDTH="148" HPOS="719" VPOS="2003" ID="st65-307"/><String HEIGHT="26" CONTENT="-" WIDTH="14" HPOS="867" VPOS="2003" ID="st65-308"/><SP/><String HEIGHT="26" CONTENT="und" WIDTH="46" HPOS="890" VPOS="2003" ID="st65-309"/><SP/><String HEIGHT="26" CONTENT="einem" WIDTH="76" HPOS="945" VPOS="2003" ID="st65-310"/><SP/><String HEIGHT="26" CONTENT="Abschlusskostenanteil" WIDTH="275" HPOS="1029" VPOS="2003" ID="st65-311"/><SP/><String HEIGHT="26" CONTENT="zusammen" WIDTH="127" HPOS="1313" VPOS="2003" ID="st65-312"/><String HEIGHT="26" CONTENT="." WIDTH="16" HPOS="1440" VPOS="2003" ID="st65-313"/></TextLine><TextLine HPOS="236" VPOS="2055" ID="tl65-35" WIDTH="1220" HEIGHT="25"><String HEIGHT="25" CONTENT="Alle" WIDTH="46" HPOS="236" VPOS="2055" ID="st65-314"/><SP/><String HEIGHT="25" CONTENT="Kosten" WIDTH="80" HPOS="301" VPOS="2055" ID="st65-315"/><String HEIGHT="25" CONTENT="," WIDTH="14" HPOS="381" VPOS="2055" ID="st65-316"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="37" HPOS="414" VPOS="2055" ID="st65-317"/><SP/><String HEIGHT="25" CONTENT="durch" WIDTH="69" HPOS="470" VPOS="2055" ID="st65-318"/><SP/><String HEIGHT="25" CONTENT="die" WIDTH="37" HPOS="558" VPOS="2055" ID="st65-319"/><SP/><String HEIGHT="25" CONTENT="Vertragsführung" WIDTH="199" HPOS="614" VPOS="2055" ID="st65-320"/><SP/><String HEIGHT="25" CONTENT="entstehen" WIDTH="122" HPOS="831" VPOS="2055" ID="st65-321"/><String HEIGHT="25" CONTENT="(" WIDTH="11" HPOS="972" VPOS="2055" ID="st65-322"/><String HEIGHT="25" CONTENT="z" WIDTH="11" HPOS="983" VPOS="2055" ID="st65-323"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="994" VPOS="2055" ID="st65-324"/><String HEIGHT="25" CONTENT="B" WIDTH="11" HPOS="1006" VPOS="2055" ID="st65-325"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="1017" VPOS="2055" ID="st65-326"/><SP/><String HEIGHT="25" CONTENT="Inkassokosten" WIDTH="178" HPOS="1048" VPOS="2055" ID="st65-327"/><SP/><String HEIGHT="25" CONTENT="oder" WIDTH="56" HPOS="1244" VPOS="2055" ID="st65-328"/><SP/><String HEIGHT="25" CONTENT="Kosten" WIDTH="86" HPOS="1319" VPOS="2055" ID="st65-329"/><SP/><String HEIGHT="25" CONTENT="für" WIDTH="32" HPOS="1424" VPOS="2055" ID="st65-330"/></TextLine><TextLine HPOS="236" VPOS="2105" ID="tl65-36" WIDTH="1220" HEIGHT="25"><String HEIGHT="25" CONTENT="Bestandsführung" WIDTH="210" HPOS="236" VPOS="2105" ID="st65-331"/><SP/><String HEIGHT="25" CONTENT="und" WIDTH="46" HPOS="462" VPOS="2105" ID="st65-332"/><SP/><String HEIGHT="25" CONTENT="–bearbeitung" WIDTH="157" HPOS="524" VPOS="2105" ID="st65-333"/><String HEIGHT="25" CONTENT=")" WIDTH="14" HPOS="681" VPOS="2105" ID="st65-334"/><SP/><String HEIGHT="25" CONTENT="werden" WIDTH="91" HPOS="711" VPOS="2105" ID="st65-335"/><SP/><String HEIGHT="25" CONTENT="durch" WIDTH="69" HPOS="818" VPOS="2105" ID="st65-336"/><SP/><String HEIGHT="25" CONTENT="den" WIDTH="46" HPOS="903" VPOS="2105" ID="st65-337"/><SP/><String HEIGHT="25" CONTENT="Verwaltungskostenanteil" WIDTH="301" HPOS="965" VPOS="2105" ID="st65-338"/><SP/><String HEIGHT="25" CONTENT="abgedeckt" WIDTH="129" HPOS="1281" VPOS="2105" ID="st65-339"/><String HEIGHT="25" CONTENT="(" WIDTH="10" HPOS="1425" VPOS="2105" ID="st65-340"/><String HEIGHT="25" CONTENT="s" WIDTH="10" HPOS="1435" VPOS="2105" ID="st65-341"/><String HEIGHT="25" CONTENT="." WIDTH="11" HPOS="1445" VPOS="2105" ID="st65-342"/></TextLine><TextLine HPOS="236" VPOS="2155" ID="tl65-37" WIDTH="889" HEIGHT="25"><String HEIGHT="25" CONTENT="Online" WIDTH="80" HPOS="236" VPOS="2155" ID="st65-343"/><SP/><String HEIGHT="25" CONTENT="Lexikon" WIDTH="95" HPOS="324" VPOS="2155" ID="st65-344"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="427" VPOS="2155" ID="st65-345"/><SP/><String HEIGHT="25" CONTENT="privaten" WIDTH="99" HPOS="475" VPOS="2155" ID="st65-346"/><SP/><String HEIGHT="25" CONTENT="Altersvorsorge" WIDTH="179" HPOS="581" VPOS="2155" ID="st65-347"/><SP/><String HEIGHT="25" CONTENT="der" WIDTH="40" HPOS="768" VPOS="2155" ID="st65-348"/><SP/><String HEIGHT="25" CONTENT="LVM" WIDTH="48" HPOS="816" VPOS="2155" ID="st65-349"/><String HEIGHT="25" CONTENT="," WIDTH="17" HPOS="864" VPOS="2155" ID="st65-350"/><SP/><String HEIGHT="25" CONTENT="http" WIDTH="49" HPOS="889" VPOS="2155" ID="st65-351"/><String HEIGHT="25" CONTENT=":" WIDTH="13" HPOS="938" VPOS="2155" ID="st65-352"/><String HEIGHT="25" CONTENT="//www" WIDTH="62" HPOS="951" VPOS="2155" ID="st65-353"/><String HEIGHT="25" CONTENT="." WIDTH="12" HPOS="1013" VPOS="2155" ID="st65-354"/><String HEIGHT="25" CONTENT="lvm" WIDTH="37" HPOS="1025" VPOS="2155" ID="st65-355"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="1062" VPOS="2155" ID="st65-356"/><String HEIGHT="25" CONTENT="de" WIDTH="25" HPOS="1075" VPOS="2155" ID="st65-357"/><String HEIGHT="25" CONTENT=")" WIDTH="12" HPOS="1100" VPOS="2155" ID="st65-358"/><String HEIGHT="25" CONTENT="." WIDTH="13" HPOS="1112" VPOS="2155" ID="st65-359"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl65-38" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="57" WIDTH="37" HPOS="1419" VPOS="2207" ID="st65-360"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="66" ID="p592580" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592580" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592580" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl66-0" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="196" VPOS="215" ID="st66-0"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="254" VPOS="215" ID="st66-1"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="37" HPOS="317" VPOS="215" ID="st66-2"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="363" VPOS="215" ID="st66-3"/><SP/><String HEIGHT="31" CONTENT="ausgeschiedenen" WIDTH="261" HPOS="417" VPOS="215" ID="st66-4"/><SP/><String HEIGHT="31" CONTENT="Versicherungsmitglieder" WIDTH="357" HPOS="688" VPOS="215" ID="st66-5"/><SP/><String HEIGHT="31" CONTENT="zahlen" WIDTH="92" HPOS="1054" VPOS="215" ID="st66-6"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1146" VPOS="215" ID="st66-7"/><SP/><String HEIGHT="31" CONTENT="wozu" WIDTH="78" HPOS="1171" VPOS="215" ID="st66-8"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="1258" VPOS="215" ID="st66-9"/><SP/><String HEIGHT="31" CONTENT="rechtlich" WIDTH="124" HPOS="1332" VPOS="215" ID="st66-10"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl66-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verpflichtet" WIDTH="162" HPOS="196" VPOS="265" ID="st66-11"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="39" HPOS="374" VPOS="265" ID="st66-12"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="413" VPOS="265" ID="st66-13"/><SP/><String HEIGHT="31" CONTENT="sonst" WIDTH="80" HPOS="443" VPOS="265" ID="st66-14"/><SP/><String HEIGHT="31" CONTENT="sei" WIDTH="42" HPOS="540" VPOS="265" ID="st66-15"/><SP/><String HEIGHT="31" CONTENT="man" WIDTH="65" HPOS="599" VPOS="265" ID="st66-16"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="681" VPOS="265" ID="st66-17"/><SP/><String HEIGHT="31" CONTENT="aktuellen" WIDTH="134" HPOS="753" VPOS="265" ID="st66-18"/><SP/><String HEIGHT="31" CONTENT="Versicherungsmitgliedern" WIDTH="376" HPOS="904" VPOS="265" ID="st66-19"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="159" HPOS="1297" VPOS="265" ID="st66-20"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl66-2" WIDTH="158" HEIGHT="31"><String HEIGHT="31" CONTENT="ungerecht" WIDTH="142" HPOS="196" VPOS="315" ID="st66-21"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="338" VPOS="315" ID="st66-22"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl66-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Im" WIDTH="37" HPOS="196" VPOS="415" ID="st66-23"/><SP/><String HEIGHT="31" CONTENT="Zuge" WIDTH="76" HPOS="251" VPOS="415" ID="st66-24"/><SP/><String HEIGHT="31" CONTENT="seines" WIDTH="97" HPOS="345" VPOS="415" ID="st66-25"/><SP/><String HEIGHT="31" CONTENT="Urteils" WIDTH="94" HPOS="460" VPOS="415" ID="st66-26"/><SP/><String HEIGHT="31" CONTENT="vom" WIDTH="63" HPOS="572" VPOS="415" ID="st66-27"/><SP/><String HEIGHT="31" CONTENT="12" WIDTH="33" HPOS="653" VPOS="415" ID="st66-28"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="686" VPOS="415" ID="st66-29"/><String HEIGHT="31" CONTENT="10" WIDTH="33" HPOS="703" VPOS="415" ID="st66-30"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="736" VPOS="415" ID="st66-31"/><String HEIGHT="31" CONTENT="2005" WIDTH="67" HPOS="753" VPOS="415" ID="st66-32"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="66" HPOS="838" VPOS="415" ID="st66-33"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="45" HPOS="922" VPOS="415" ID="st66-34"/><SP/><String HEIGHT="31" CONTENT="Treuhänderverfahren" WIDTH="313" HPOS="985" VPOS="415" ID="st66-35"/><SP/><String HEIGHT="31" CONTENT="habe" WIDTH="74" HPOS="1316" VPOS="415" ID="st66-36"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="415" ID="st66-37"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl66-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesgerichtshof" WIDTH="276" HPOS="196" VPOS="465" ID="st66-38"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="54" HPOS="483" VPOS="465" ID="st66-39"/><SP/><String HEIGHT="31" CONTENT="Leistungsprofil" WIDTH="215" HPOS="548" VPOS="465" ID="st66-40"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="774" VPOS="465" ID="st66-41"/><SP/><String HEIGHT="31" CONTENT="betroffenen" WIDTH="168" HPOS="833" VPOS="465" ID="st66-42"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="128" HPOS="1012" VPOS="465" ID="st66-43"/><SP/><String HEIGHT="31" CONTENT="einseitig" WIDTH="122" HPOS="1151" VPOS="465" ID="st66-44"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1284" VPOS="465" ID="st66-45"/><SP/><String HEIGHT="31" CONTENT="Gunsten" WIDTH="126" HPOS="1330" VPOS="465" ID="st66-46"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl66-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="196" VPOS="515" ID="st66-47"/><SP/><String HEIGHT="31" CONTENT="Frühstornierer" WIDTH="209" HPOS="260" VPOS="515" ID="st66-48"/><SP/><String HEIGHT="31" CONTENT="verändert" WIDTH="135" HPOS="485" VPOS="515" ID="st66-49"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="620" VPOS="515" ID="st66-50"/><SP/><String HEIGHT="31" CONTENT="Dies" WIDTH="67" HPOS="651" VPOS="515" ID="st66-51"/><SP/><String HEIGHT="31" CONTENT="könne" WIDTH="91" HPOS="733" VPOS="515" ID="st66-52"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="840" VPOS="515" ID="st66-53"/><SP/><String HEIGHT="31" CONTENT="bilanzneutral" WIDTH="189" HPOS="903" VPOS="515" ID="st66-54"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1108" VPOS="515" ID="st66-55"/><SP/><String HEIGHT="31" CONTENT="das" WIDTH="53" HPOS="1163" VPOS="515" ID="st66-56"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="208" HPOS="1232" VPOS="515" ID="st66-57" SUBS_TYPE="HypPart1" SUBS_CONTENT="Versicherungsunternehmen"/><HYP CONTENT="-" WIDTH="16" HPOS="1440" VPOS="515" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl66-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="unternehmen" WIDTH="197" HPOS="196" VPOS="565" ID="st66-58" SUBS_TYPE="HypPart2" SUBS_CONTENT="Versicherungsunternehmen"/><SP/><String HEIGHT="31" CONTENT="erfolgen" WIDTH="114" HPOS="407" VPOS="565" ID="st66-59"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="521" VPOS="565" ID="st66-60"/><SP/><String HEIGHT="31" CONTENT="Andernfalls" WIDTH="166" HPOS="551" VPOS="565" ID="st66-61"/><SP/><String HEIGHT="31" CONTENT="würde" WIDTH="91" HPOS="731" VPOS="565" ID="st66-62"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="836" VPOS="565" ID="st66-63"/><SP/><String HEIGHT="31" CONTENT="Anhebung" WIDTH="152" HPOS="895" VPOS="565" ID="st66-64"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1061" VPOS="565" ID="st66-65"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswerte" WIDTH="237" HPOS="1123" VPOS="565" ID="st66-66"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="1375" VPOS="565" ID="st66-67"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl66-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Aufwand" WIDTH="130" HPOS="196" VPOS="615" ID="st66-68"/><SP/><String HEIGHT="31" CONTENT="bedeuten" WIDTH="132" HPOS="340" VPOS="615" ID="st66-69"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="472" VPOS="615" ID="st66-70"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="503" VPOS="615" ID="st66-71"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="565" VPOS="615" ID="st66-72"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="650" VPOS="615" ID="st66-73"/><SP/><String HEIGHT="31" CONTENT="finanzieren" WIDTH="163" HPOS="700" VPOS="615" ID="st66-74"/><SP/><String HEIGHT="31" CONTENT="wäre" WIDTH="65" HPOS="877" VPOS="615" ID="st66-75"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="942" VPOS="615" ID="st66-76"/><SP/><String HEIGHT="31" CONTENT="Aus" WIDTH="57" HPOS="973" VPOS="615" ID="st66-77"/><SP/><String HEIGHT="31" CONTENT="Sicht" WIDTH="74" HPOS="1045" VPOS="615" ID="st66-78"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="54" HPOS="1133" VPOS="615" ID="st66-79"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="145" HPOS="1201" VPOS="615" ID="st66-80"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="96" HPOS="1360" VPOS="615" ID="st66-81"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl66-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="196" VPOS="665" ID="st66-82"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="333" VPOS="665" ID="st66-83"/><SP/><String HEIGHT="31" CONTENT="verantwortlichen" WIDTH="243" HPOS="405" VPOS="665" ID="st66-84"/><SP/><String HEIGHT="31" CONTENT="Aktuare" WIDTH="115" HPOS="675" VPOS="665" ID="st66-85"/><SP/><String HEIGHT="31" CONTENT="vorschlagen" WIDTH="173" HPOS="817" VPOS="665" ID="st66-86"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="990" VPOS="665" ID="st66-87"/><SP/><String HEIGHT="31" CONTENT="dass" WIDTH="70" HPOS="1034" VPOS="665" ID="st66-88"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="1131" VPOS="665" ID="st66-89"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1198" VPOS="665" ID="st66-90"/><SP/><String HEIGHT="31" CONTENT="Gruppe" WIDTH="112" HPOS="1269" VPOS="665" ID="st66-91"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="665" ID="st66-92"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl66-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherten" WIDTH="181" HPOS="196" VPOS="715" ID="st66-93"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="377" VPOS="715" ID="st66-94"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="415" VPOS="715" ID="st66-95"/><SP/><String HEIGHT="31" CONTENT="nun" WIDTH="56" HPOS="481" VPOS="715" ID="st66-96"/><SP/><String HEIGHT="31" CONTENT="Anspruch" WIDTH="140" HPOS="559" VPOS="715" ID="st66-97"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="47" HPOS="721" VPOS="715" ID="st66-98"/><SP/><String HEIGHT="31" CONTENT="einen" WIDTH="81" HPOS="790" VPOS="715" ID="st66-99"/><SP/><String HEIGHT="31" CONTENT="erhöhten" WIDTH="132" HPOS="893" VPOS="715" ID="st66-100"/><SP/><String HEIGHT="31" CONTENT="Rückkaufswert" WIDTH="219" HPOS="1047" VPOS="715" ID="st66-101"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="1288" VPOS="715" ID="st66-102"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="1373" VPOS="715" ID="st66-103"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="715" ID="st66-104"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl66-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="jährliche" WIDTH="124" HPOS="196" VPOS="765" ID="st66-105"/><SP/><String HEIGHT="31" CONTENT="Gewinnbeteiligung" WIDTH="274" HPOS="349" VPOS="765" ID="st66-106"/><SP/><String HEIGHT="31" CONTENT="gesenkt" WIDTH="116" HPOS="651" VPOS="765" ID="st66-107"/><SP/><String HEIGHT="31" CONTENT="werde" WIDTH="84" HPOS="795" VPOS="765" ID="st66-108"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="879" VPOS="765" ID="st66-109"/><SP/><String HEIGHT="31" CONTENT="um" WIDTH="46" HPOS="924" VPOS="765" ID="st66-110"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="998" VPOS="765" ID="st66-111"/><SP/><String HEIGHT="31" CONTENT="erforderlichen" WIDTH="204" HPOS="1070" VPOS="765" ID="st66-112"/><SP/><String HEIGHT="31" CONTENT="Mittel" WIDTH="80" HPOS="1302" VPOS="765" ID="st66-113"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="1410" VPOS="765" ID="st66-114"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl66-11" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Verfügung" WIDTH="154" HPOS="196" VPOS="815" ID="st66-115"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="382" VPOS="815" ID="st66-116"/><SP/><String HEIGHT="31" CONTENT="haben" WIDTH="85" HPOS="449" VPOS="815" ID="st66-117"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="534" VPOS="815" ID="st66-118"/><SP/><String HEIGHT="31" CONTENT="Auf" WIDTH="50" HPOS="583" VPOS="815" ID="st66-119"/><SP/><String HEIGHT="31" CONTENT="diese" WIDTH="80" HPOS="665" VPOS="815" ID="st66-120"/><SP/><String HEIGHT="31" CONTENT="Weise" WIDTH="92" HPOS="777" VPOS="815" ID="st66-121"/><SP/><String HEIGHT="31" CONTENT="finde" WIDTH="72" HPOS="901" VPOS="815" ID="st66-122"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="1005" VPOS="815" ID="st66-123"/><SP/><String HEIGHT="31" CONTENT="Mittelumverteilung" WIDTH="271" HPOS="1100" VPOS="815" ID="st66-124"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="1403" VPOS="815" ID="st66-125"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl66-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Spätstornierern" WIDTH="228" HPOS="196" VPOS="865" ID="st66-126"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="442" VPOS="865" ID="st66-127"/><SP/><String HEIGHT="31" CONTENT="Versicherungsnehmern" WIDTH="337" HPOS="516" VPOS="865" ID="st66-128"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="853" VPOS="865" ID="st66-129"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="888" VPOS="865" ID="st66-130"/><SP/><String HEIGHT="31" CONTENT="ihre" WIDTH="55" HPOS="951" VPOS="865" ID="st66-131"/><SP/><String HEIGHT="31" CONTENT="Verträge" WIDTH="127" HPOS="1025" VPOS="865" ID="st66-132"/><SP/><String HEIGHT="31" CONTENT="bis" WIDTH="42" HPOS="1171" VPOS="865" ID="st66-133"/><SP/><String HEIGHT="31" CONTENT="zum" WIDTH="63" HPOS="1231" VPOS="865" ID="st66-134"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="78" HPOS="1312" VPOS="865" ID="st66-135"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="865" ID="st66-136"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl66-13" WIDTH="680" HEIGHT="31"><String HEIGHT="31" CONTENT="Laufzeit" WIDTH="117" HPOS="196" VPOS="915" ID="st66-137"/><SP/><String HEIGHT="31" CONTENT="durchhielten" WIDTH="176" HPOS="322" VPOS="915" ID="st66-138"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="498" VPOS="915" ID="st66-139"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="523" VPOS="915" ID="st66-140"/><SP/><String HEIGHT="31" CONTENT="Frühstornierern" WIDTH="228" HPOS="567" VPOS="915" ID="st66-141"/><SP/><String HEIGHT="31" CONTENT="statt" WIDTH="60" HPOS="804" VPOS="915" ID="st66-142"/><String HEIGHT="31" CONTENT="." WIDTH="12" HPOS="864" VPOS="915" ID="st66-143"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl66-14" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="58" WIDTH="37" HPOS="196" VPOS="2207" ID="st66-144"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="67" ID="p592581" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592581" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592581" HEIGHT="2338"><TextLine HPOS="196" VPOS="210" ID="tl67-0" WIDTH="210" HEIGHT="36"><String HEIGHT="36" CONTENT="Moderation" WIDTH="210" HPOS="196" VPOS="210" ID="st67-0"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl67-1" WIDTH="260" HEIGHT="31"><String HEIGHT="31" CONTENT="Herbert" WIDTH="119" HPOS="196" VPOS="315" ID="st67-1"/><SP/><String HEIGHT="31" CONTENT="Fromme" WIDTH="132" HPOS="324" VPOS="315" ID="st67-2"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl67-2" WIDTH="1166" HEIGHT="31"><String HEIGHT="31" CONTENT="Versicherungskorrespondent" WIDTH="419" HPOS="196" VPOS="365" ID="st67-3"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="615" VPOS="365" ID="st67-4"/><SP/><String HEIGHT="31" CONTENT="Financial" WIDTH="133" HPOS="641" VPOS="365" ID="st67-5"/><SP/><String HEIGHT="31" CONTENT="Times" WIDTH="90" HPOS="784" VPOS="365" ID="st67-6"/><SP/><String HEIGHT="31" CONTENT="Deutschland" WIDTH="177" HPOS="884" VPOS="365" ID="st67-7"/><String HEIGHT="31" CONTENT=";" WIDTH="17" HPOS="1061" VPOS="365" ID="st67-8"/><SP/><String HEIGHT="31" CONTENT="Vorstandsmitglied" WIDTH="258" HPOS="1088" VPOS="365" ID="st67-9"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1346" VPOS="365" ID="st67-10"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl67-3" WIDTH="632" HEIGHT="31"><String HEIGHT="31" CONTENT="Verein" WIDTH="97" HPOS="196" VPOS="415" ID="st67-11"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="302" VPOS="415" ID="st67-12"/><SP/><String HEIGHT="31" CONTENT="Versicherungsjournalisten" WIDTH="377" HPOS="359" VPOS="415" ID="st67-13"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="736" VPOS="415" ID="st67-14"/><SP/><String HEIGHT="31" CONTENT="Köln" WIDTH="67" HPOS="761" VPOS="415" ID="st67-15"/></TextLine><TextLine HPOS="196" VPOS="560" ID="tl67-4" WIDTH="1072" HEIGHT="36"><String HEIGHT="36" CONTENT="ReferentInnen" WIDTH="262" HPOS="196" VPOS="560" ID="st67-16"/><SP/><String HEIGHT="36" CONTENT="und" WIDTH="72" HPOS="468" VPOS="560" ID="st67-17"/><SP/><String HEIGHT="36" CONTENT="TeilnehmerInnen" WIDTH="311" HPOS="551" VPOS="560" ID="st67-18"/><SP/><String HEIGHT="36" CONTENT="an" WIDTH="46" HPOS="872" VPOS="560" ID="st67-19"/><SP/><String HEIGHT="36" CONTENT="den" WIDTH="69" HPOS="929" VPOS="560" ID="st67-20"/><SP/><String HEIGHT="36" CONTENT="Podiums" WIDTH="154" HPOS="1009" VPOS="560" ID="st67-21"/><String HEIGHT="36" CONTENT="-" WIDTH="23" HPOS="1163" VPOS="560" ID="st67-22"/><SP/><String HEIGHT="36" CONTENT="und" WIDTH="71" HPOS="1197" VPOS="560" ID="st67-23"/></TextLine><TextLine HPOS="196" VPOS="610" ID="tl67-5" WIDTH="411" HEIGHT="36"><String HEIGHT="36" CONTENT="Plenumsdiskussionen" WIDTH="411" HPOS="196" VPOS="610" ID="st67-24"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl67-6" WIDTH="180" HEIGHT="31"><String HEIGHT="31" CONTENT="Lilo" WIDTH="60" HPOS="196" VPOS="715" ID="st67-25"/><SP/><String HEIGHT="31" CONTENT="Blunck" WIDTH="111" HPOS="265" VPOS="715" ID="st67-26"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl67-7" WIDTH="1006" HEIGHT="31"><String HEIGHT="31" CONTENT="Geschäftsführerin" WIDTH="263" HPOS="196" VPOS="765" ID="st67-27"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="53" HPOS="469" VPOS="765" ID="st67-28"/><SP/><String HEIGHT="31" CONTENT="Bundes" WIDTH="113" HPOS="532" VPOS="765" ID="st67-29"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="654" VPOS="765" ID="st67-30"/><SP/><String HEIGHT="31" CONTENT="Versicherten" WIDTH="180" HPOS="712" VPOS="765" ID="st67-31"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="892" VPOS="765" ID="st67-32"/><SP/><String HEIGHT="31" CONTENT="Henstedt" WIDTH="134" HPOS="917" VPOS="765" ID="st67-33"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="1060" VPOS="765" ID="st67-34"/><SP/><String HEIGHT="31" CONTENT="Ulzburg" WIDTH="114" HPOS="1088" VPOS="765" ID="st67-35"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl67-8" WIDTH="293" HEIGHT="31"><String HEIGHT="31" CONTENT="RA" WIDTH="48" HPOS="196" VPOS="865" ID="st67-36"/><SP/><String HEIGHT="31" CONTENT="Gerd" WIDTH="78" HPOS="254" VPOS="865" ID="st67-37"/><SP/><String HEIGHT="31" CONTENT="A" WIDTH="16" HPOS="341" VPOS="865" ID="st67-38"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="357" VPOS="865" ID="st67-39"/><SP/><String HEIGHT="31" CONTENT="Bühler" WIDTH="105" HPOS="384" VPOS="865" ID="st67-40"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl67-9" WIDTH="1236" HEIGHT="31"><String HEIGHT="31" CONTENT="Beirat" WIDTH="87" HPOS="196" VPOS="915" ID="st67-41"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="293" VPOS="915" ID="st67-42"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="337" VPOS="915" ID="st67-43"/><SP/><String HEIGHT="31" CONTENT="Vermögensanlagen" WIDTH="289" HPOS="580" VPOS="915" ID="st67-44"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="878" VPOS="915" ID="st67-45"/><SP/><String HEIGHT="31" CONTENT="Zweitmarkt" WIDTH="162" HPOS="923" VPOS="915" ID="st67-46"/><SP/><String HEIGHT="31" CONTENT="Lebensversicherungen" WIDTH="337" HPOS="1095" VPOS="915" ID="st67-47"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl67-10" WIDTH="180" HEIGHT="31"><String HEIGHT="31" CONTENT="e" WIDTH="15" HPOS="196" VPOS="965" ID="st67-48"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="211" VPOS="965" ID="st67-49"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="226" VPOS="965" ID="st67-50"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="241" VPOS="965" ID="st67-51"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="265" VPOS="965" ID="st67-52"/><SP/><String HEIGHT="31" CONTENT="BVLZ" WIDTH="83" HPOS="293" VPOS="965" ID="st67-53"/></TextLine><TextLine HPOS="196" VPOS="1065" ID="tl67-11" WIDTH="221" HEIGHT="31"><String HEIGHT="31" CONTENT="Oskar" WIDTH="95" HPOS="196" VPOS="1065" ID="st67-54"/><SP/><String HEIGHT="31" CONTENT="Durstin" WIDTH="117" HPOS="300" VPOS="1065" ID="st67-55"/></TextLine><TextLine HPOS="196" VPOS="1115" ID="tl67-12" WIDTH="1027" HEIGHT="31"><String HEIGHT="31" CONTENT="Präsident" WIDTH="141" HPOS="196" VPOS="1115" ID="st67-56"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="346" VPOS="1115" ID="st67-57"/><SP/><String HEIGHT="31" CONTENT="BVVB" WIDTH="89" HPOS="409" VPOS="1115" ID="st67-58"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="508" VPOS="1115" ID="st67-59"/><SP/><String HEIGHT="31" CONTENT="Versicherungsberater" WIDTH="319" HPOS="750" VPOS="1115" ID="st67-60"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="13" HPOS="1078" VPOS="1115" ID="st67-61"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1091" VPOS="1115" ID="st67-62"/><String HEIGHT="31" CONTENT="V" WIDTH="14" HPOS="1105" VPOS="1115" ID="st67-63"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1119" VPOS="1115" ID="st67-64"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1133" VPOS="1115" ID="st67-65"/><SP/><String HEIGHT="31" CONTENT="Köln" WIDTH="67" HPOS="1156" VPOS="1115" ID="st67-66"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl67-13" WIDTH="326" HEIGHT="31"><String HEIGHT="31" CONTENT="Dr" WIDTH="31" HPOS="196" VPOS="1215" ID="st67-67"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="227" VPOS="1215" ID="st67-68"/><SP/><String HEIGHT="31" CONTENT="Johannes" WIDTH="156" HPOS="252" VPOS="1215" ID="st67-69"/><SP/><String HEIGHT="31" CONTENT="Lörper" WIDTH="105" HPOS="417" VPOS="1215" ID="st67-70"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl67-14" WIDTH="1192" HEIGHT="31"><String HEIGHT="31" CONTENT="Mitglied" WIDTH="115" HPOS="196" VPOS="1265" ID="st67-71"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="320" VPOS="1265" ID="st67-72"/><SP/><String HEIGHT="31" CONTENT="Vorstands" WIDTH="150" HPOS="384" VPOS="1265" ID="st67-73"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="543" VPOS="1265" ID="st67-74"/><SP/><String HEIGHT="31" CONTENT="Deutschen" WIDTH="160" HPOS="600" VPOS="1265" ID="st67-75"/><SP/><String HEIGHT="31" CONTENT="Aktuarvereinigung" WIDTH="268" HPOS="769" VPOS="1265" ID="st67-76"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="13" HPOS="1047" VPOS="1265" ID="st67-77"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1060" VPOS="1265" ID="st67-78"/><String HEIGHT="31" CONTENT="V" WIDTH="13" HPOS="1074" VPOS="1265" ID="st67-79"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1087" VPOS="1265" ID="st67-80"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1101" VPOS="1265" ID="st67-81"/><SP/><String HEIGHT="31" CONTENT="Köln" WIDTH="60" HPOS="1125" VPOS="1265" ID="st67-82"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1185" VPOS="1265" ID="st67-83"/><SP/><String HEIGHT="31" CONTENT="Mitglied" WIDTH="115" HPOS="1210" VPOS="1265" ID="st67-84"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1334" VPOS="1265" ID="st67-85"/></TextLine><TextLine HPOS="196" VPOS="1315" ID="tl67-15" WIDTH="1121" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorstands" WIDTH="150" HPOS="196" VPOS="1315" ID="st67-86"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="356" VPOS="1315" ID="st67-87"/><SP/><String HEIGHT="31" CONTENT="Hamburg" WIDTH="129" HPOS="413" VPOS="1315" ID="st67-88"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="542" VPOS="1315" ID="st67-89"/><String HEIGHT="31" CONTENT="Mannheimer" WIDTH="186" HPOS="561" VPOS="1315" ID="st67-90"/><SP/><String HEIGHT="31" CONTENT="Versicherungs" WIDTH="221" HPOS="756" VPOS="1315" ID="st67-91"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="977" VPOS="1315" ID="st67-92"/><String HEIGHT="31" CONTENT="AG" WIDTH="34" HPOS="994" VPOS="1315" ID="st67-93"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1037" VPOS="1315" ID="st67-94"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1102" VPOS="1315" ID="st67-95"/><SP/><String HEIGHT="31" CONTENT="VICTORIA" WIDTH="157" HPOS="1160" VPOS="1315" ID="st67-96"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl67-16" WIDTH="358" HEIGHT="31"><String HEIGHT="31" CONTENT="Lebensversicherung" WIDTH="300" HPOS="196" VPOS="1365" ID="st67-97"/><SP/><String HEIGHT="31" CONTENT="AG" WIDTH="48" HPOS="506" VPOS="1365" ID="st67-98"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl67-17" WIDTH="330" HEIGHT="31"><String HEIGHT="31" CONTENT="Prof" WIDTH="60" HPOS="196" VPOS="1465" ID="st67-99"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="256" VPOS="1465" ID="st67-100"/><SP/><String HEIGHT="31" CONTENT="Dr" WIDTH="30" HPOS="282" VPOS="1465" ID="st67-101"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="312" VPOS="1465" ID="st67-102"/><SP/><String HEIGHT="31" CONTENT="Edda" WIDTH="82" HPOS="337" VPOS="1465" ID="st67-103"/><SP/><String HEIGHT="31" CONTENT="Müller" WIDTH="98" HPOS="428" VPOS="1465" ID="st67-104"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl67-18" WIDTH="966" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorstand" WIDTH="134" HPOS="196" VPOS="1515" ID="st67-105"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="302" HPOS="339" VPOS="1515" ID="st67-106"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="650" VPOS="1515" ID="st67-107"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="14" HPOS="893" VPOS="1515" ID="st67-108"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="907" VPOS="1515" ID="st67-109"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="922" VPOS="1515" ID="st67-110"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="937" VPOS="1515" ID="st67-111"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="962" VPOS="1515" ID="st67-112"/><SP/><String HEIGHT="31" CONTENT="vzbv" WIDTH="62" HPOS="989" VPOS="1515" ID="st67-113"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1051" VPOS="1515" ID="st67-114"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="1077" VPOS="1515" ID="st67-115"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl67-19" WIDTH="343" HEIGHT="31"><String HEIGHT="31" CONTENT="RA" WIDTH="48" HPOS="196" VPOS="1615" ID="st67-116"/><SP/><String HEIGHT="31" CONTENT="Hubertus" WIDTH="146" HPOS="254" VPOS="1615" ID="st67-117"/><SP/><String HEIGHT="31" CONTENT="Münster" WIDTH="129" HPOS="410" VPOS="1615" ID="st67-118"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl67-20" WIDTH="917" HEIGHT="31"><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="234" HPOS="196" VPOS="1665" ID="st67-119"/><SP/><String HEIGHT="31" CONTENT="Deutscher" WIDTH="152" HPOS="439" VPOS="1665" ID="st67-120"/><SP/><String HEIGHT="31" CONTENT="Versicherungskaufleute" WIDTH="348" HPOS="600" VPOS="1665" ID="st67-121"/><SP/><String HEIGHT="31" CONTENT="e" WIDTH="13" HPOS="958" VPOS="1665" ID="st67-122"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="971" VPOS="1665" ID="st67-123"/><String HEIGHT="31" CONTENT="V" WIDTH="13" HPOS="985" VPOS="1665" ID="st67-124"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="998" VPOS="1665" ID="st67-125"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1012" VPOS="1665" ID="st67-126"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="77" HPOS="1036" VPOS="1665" ID="st67-127"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl67-21" WIDTH="339" HEIGHT="31"><String HEIGHT="31" CONTENT="Brigitte" WIDTH="117" HPOS="196" VPOS="1765" ID="st67-128"/><SP/><String HEIGHT="31" CONTENT="Ommeln" WIDTH="134" HPOS="322" VPOS="1765" ID="st67-129"/><SP/><String HEIGHT="31" CONTENT="M" WIDTH="17" HPOS="465" VPOS="1765" ID="st67-130"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="482" VPOS="1765" ID="st67-131"/><String HEIGHT="31" CONTENT="A" WIDTH="17" HPOS="500" VPOS="1765" ID="st67-132"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="517" VPOS="1765" ID="st67-133"/></TextLine><TextLine HPOS="196" VPOS="1815" ID="tl67-22" WIDTH="1152" HEIGHT="31"><String HEIGHT="31" CONTENT="Unabhängige" WIDTH="199" HPOS="196" VPOS="1815" ID="st67-134"/><SP/><String HEIGHT="31" CONTENT="Versicherungsexpertin" WIDTH="332" HPOS="404" VPOS="1815" ID="st67-135"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="745" VPOS="1815" ID="st67-136"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="45" HPOS="793" VPOS="1815" ID="st67-137"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="301" HPOS="847" VPOS="1815" ID="st67-138"/><SP/><String HEIGHT="31" CONTENT="NRW" WIDTH="66" HPOS="1158" VPOS="1815" ID="st67-139"/><String HEIGHT="31" CONTENT="," WIDTH="23" HPOS="1224" VPOS="1815" ID="st67-140"/><SP/><String HEIGHT="31" CONTENT="Essen" WIDTH="92" HPOS="1256" VPOS="1815" ID="st67-141"/></TextLine><TextLine HPOS="196" VPOS="1915" ID="tl67-23" WIDTH="239" HEIGHT="31"><String HEIGHT="31" CONTENT="Dr" WIDTH="31" HPOS="196" VPOS="1915" ID="st67-142"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="227" VPOS="1915" ID="st67-143"/><SP/><String HEIGHT="31" CONTENT="Peter" WIDTH="83" HPOS="252" VPOS="1915" ID="st67-144"/><SP/><String HEIGHT="31" CONTENT="Präve" WIDTH="90" HPOS="345" VPOS="1915" ID="st67-145"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl67-24" WIDTH="1064" HEIGHT="31"><String HEIGHT="31" CONTENT="Syndikus" WIDTH="136" HPOS="196" VPOS="1965" ID="st67-146"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="341" VPOS="1965" ID="st67-147"/><SP/><String HEIGHT="31" CONTENT="Gesamtverbandes" WIDTH="272" HPOS="404" VPOS="1965" ID="st67-148"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="686" VPOS="1965" ID="st67-149"/><SP/><String HEIGHT="31" CONTENT="deutschen" WIDTH="154" HPOS="743" VPOS="1965" ID="st67-150"/><SP/><String HEIGHT="31" CONTENT="Versicherungswirtschaft" WIDTH="354" HPOS="906" VPOS="1965" ID="st67-151"/></TextLine><TextLine HPOS="196" VPOS="2065" ID="tl67-25" WIDTH="271" HEIGHT="31"><String HEIGHT="31" CONTENT="Volker" WIDTH="102" HPOS="196" VPOS="2065" ID="st67-152"/><SP/><String HEIGHT="31" CONTENT="Schöfisch" WIDTH="159" HPOS="308" VPOS="2065" ID="st67-153"/></TextLine><TextLine HPOS="196" VPOS="2115" ID="tl67-26" WIDTH="1052" HEIGHT="31"><String HEIGHT="31" CONTENT="Referatsleiter" WIDTH="198" HPOS="196" VPOS="2115" ID="st67-154"/><SP/><String HEIGHT="31" CONTENT="Versicherungsrecht" WIDTH="280" HPOS="404" VPOS="2115" ID="st67-155"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="684" VPOS="2115" ID="st67-156"/><SP/><String HEIGHT="31" CONTENT="Bundesministerium" WIDTH="284" HPOS="709" VPOS="2115" ID="st67-157"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1002" VPOS="2115" ID="st67-158"/><SP/><String HEIGHT="31" CONTENT="Justiz" WIDTH="80" HPOS="1060" VPOS="2115" ID="st67-159"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="1140" VPOS="2115" ID="st67-160"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="1163" VPOS="2115" ID="st67-161"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl67-27" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="59" WIDTH="37" HPOS="1419" VPOS="2207" ID="st67-162"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="68" ID="p592582" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592582" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592582" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl68-0" WIDTH="261" HEIGHT="31"><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="152" HPOS="196" VPOS="215" ID="st68-0"/><SP/><String HEIGHT="31" CONTENT="Scholl" WIDTH="100" HPOS="357" VPOS="215" ID="st68-1"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl68-1" WIDTH="1234" HEIGHT="31"><String HEIGHT="31" CONTENT="Referent" WIDTH="128" HPOS="196" VPOS="265" ID="st68-2"/><SP/><String HEIGHT="31" CONTENT="Fachbereich" WIDTH="184" HPOS="333" VPOS="265" ID="st68-3"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="334" HPOS="526" VPOS="265" ID="st68-4"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="860" VPOS="265" ID="st68-5"/><SP/><String HEIGHT="31" CONTENT="Verbraucherzentrale" WIDTH="301" HPOS="886" VPOS="265" ID="st68-6"/><SP/><String HEIGHT="31" CONTENT="Bundesverband" WIDTH="233" HPOS="1197" VPOS="265" ID="st68-7"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl68-2" WIDTH="261" HEIGHT="31"><String HEIGHT="31" CONTENT="e" WIDTH="15" HPOS="196" VPOS="315" ID="st68-8"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="211" VPOS="315" ID="st68-9"/><String HEIGHT="31" CONTENT="V" WIDTH="15" HPOS="226" VPOS="315" ID="st68-10"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="241" VPOS="315" ID="st68-11"/><String HEIGHT="31" CONTENT="-" WIDTH="11" HPOS="265" VPOS="315" ID="st68-12"/><SP/><String HEIGHT="31" CONTENT="vzbv" WIDTH="62" HPOS="285" VPOS="315" ID="st68-13"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="347" VPOS="315" ID="st68-14"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="372" VPOS="315" ID="st68-15"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl68-3" WIDTH="554" HEIGHT="31"><String HEIGHT="31" CONTENT="Prof" WIDTH="60" HPOS="196" VPOS="415" ID="st68-16"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="256" VPOS="415" ID="st68-17"/><SP/><String HEIGHT="31" CONTENT="Dr" WIDTH="30" HPOS="282" VPOS="415" ID="st68-18"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="312" VPOS="415" ID="st68-19"/><SP/><String HEIGHT="31" CONTENT="Wolfgang" WIDTH="152" HPOS="337" VPOS="415" ID="st68-20"/><SP/><String HEIGHT="31" CONTENT="B" WIDTH="16" HPOS="498" VPOS="415" ID="st68-21"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="514" VPOS="415" ID="st68-22"/><SP/><String HEIGHT="31" CONTENT="Schünemann" WIDTH="209" HPOS="541" VPOS="415" ID="st68-23"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl68-4" WIDTH="1218" HEIGHT="31"><String HEIGHT="31" CONTENT="Lehrstuhl" WIDTH="137" HPOS="196" VPOS="465" ID="st68-24"/><SP/><String HEIGHT="31" CONTENT="Privatrecht" WIDTH="154" HPOS="343" VPOS="465" ID="st68-25"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="497" VPOS="465" ID="st68-26"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="521" VPOS="465" ID="st68-27"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="682" VPOS="465" ID="st68-28"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="706" VPOS="465" ID="st68-29"/><SP/><String HEIGHT="31" CONTENT="Sozialwissenschaftliche" WIDTH="350" HPOS="771" VPOS="465" ID="st68-30"/><SP/><String HEIGHT="31" CONTENT="Fakultät" WIDTH="113" HPOS="1130" VPOS="465" ID="st68-31"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1243" VPOS="465" ID="st68-32"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="147" HPOS="1267" VPOS="465" ID="st68-33"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl68-5" WIDTH="410" HEIGHT="31"><String HEIGHT="31" CONTENT="Hermann" WIDTH="130" HPOS="196" VPOS="565" ID="st68-34"/><String HEIGHT="31" CONTENT="-" WIDTH="19" HPOS="326" VPOS="565" ID="st68-35"/><String HEIGHT="31" CONTENT="Josef" WIDTH="94" HPOS="345" VPOS="565" ID="st68-36"/><SP/><String HEIGHT="31" CONTENT="Tenhagen" WIDTH="158" HPOS="448" VPOS="565" ID="st68-37"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl68-6" WIDTH="561" HEIGHT="31"><String HEIGHT="31" CONTENT="Chefredakteur" WIDTH="211" HPOS="196" VPOS="615" ID="st68-38"/><SP/><String HEIGHT="31" CONTENT="von" WIDTH="53" HPOS="417" VPOS="615" ID="st68-39"/><SP/><String HEIGHT="31" CONTENT="FINANZtest" WIDTH="166" HPOS="480" VPOS="615" ID="st68-40"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="646" VPOS="615" ID="st68-41"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="672" VPOS="615" ID="st68-42"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl68-7" WIDTH="274" HEIGHT="31"><String HEIGHT="31" CONTENT="Elke" WIDTH="69" HPOS="196" VPOS="715" ID="st68-43"/><SP/><String HEIGHT="31" CONTENT="Weidenbach" WIDTH="196" HPOS="274" VPOS="715" ID="st68-44"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl68-8" WIDTH="1121" HEIGHT="31"><String HEIGHT="31" CONTENT="Gruppe" WIDTH="111" HPOS="196" VPOS="765" ID="st68-45"/><SP/><String HEIGHT="31" CONTENT="Finanzdienstleistungen" WIDTH="334" HPOS="317" VPOS="765" ID="st68-46"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="651" VPOS="765" ID="st68-47"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="174" HPOS="676" VPOS="765" ID="st68-48"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="850" VPOS="765" ID="st68-49"/><String HEIGHT="31" CONTENT="Zentrale" WIDTH="127" HPOS="866" VPOS="765" ID="st68-50"/><SP/><String HEIGHT="31" CONTENT="Nordrhein" WIDTH="141" HPOS="1002" VPOS="765" ID="st68-51"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1143" VPOS="765" ID="st68-52"/><String HEIGHT="31" CONTENT="Westfalen" WIDTH="142" HPOS="1159" VPOS="765" ID="st68-53"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1301" VPOS="765" ID="st68-54"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl68-9" WIDTH="160" HEIGHT="31"><String HEIGHT="31" CONTENT="Düsseldorf" WIDTH="160" HPOS="196" VPOS="815" ID="st68-55"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl68-10" WIDTH="187" HEIGHT="31"><String HEIGHT="31" CONTENT="Ulf" WIDTH="45" HPOS="196" VPOS="915" ID="st68-56"/><SP/><String HEIGHT="31" CONTENT="Wollrath" WIDTH="133" HPOS="250" VPOS="915" ID="st68-57"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl68-11" WIDTH="960" HEIGHT="31"><String HEIGHT="31" CONTENT="Geschäftsführer" WIDTH="237" HPOS="196" VPOS="965" ID="st68-58"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="443" VPOS="965" ID="st68-59"/><SP/><String HEIGHT="31" CONTENT="Industrie" WIDTH="125" HPOS="500" VPOS="965" ID="st68-60"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="625" VPOS="965" ID="st68-61"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="648" VPOS="965" ID="st68-62"/><SP/><String HEIGHT="31" CONTENT="Handelskammer" WIDTH="243" HPOS="713" VPOS="965" ID="st68-63"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="36" HPOS="965" VPOS="965" ID="st68-64"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="146" HPOS="1010" VPOS="965" ID="st68-65"/></TextLine><TextLine HPOS="196" VPOS="1110" ID="tl68-12" WIDTH="547" HEIGHT="36"><String HEIGHT="36" CONTENT="Einleitungs" WIDTH="204" HPOS="196" VPOS="1110" ID="st68-66"/><String HEIGHT="36" CONTENT="-" WIDTH="19" HPOS="400" VPOS="1110" ID="st68-67"/><SP/><String HEIGHT="36" CONTENT="und" WIDTH="71" HPOS="430" VPOS="1110" ID="st68-68"/><SP/><String HEIGHT="36" CONTENT="Schlusswort" WIDTH="231" HPOS="512" VPOS="1110" ID="st68-69"/></TextLine><TextLine HPOS="196" VPOS="1215" ID="tl68-13" WIDTH="343" HEIGHT="31"><String HEIGHT="31" CONTENT="Hannelore" WIDTH="163" HPOS="196" VPOS="1215" ID="st68-70"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="170" HPOS="369" VPOS="1215" ID="st68-71"/></TextLine><TextLine HPOS="196" VPOS="1265" ID="tl68-14" WIDTH="1034" HEIGHT="31"><String HEIGHT="31" CONTENT="Abteilung" WIDTH="139" HPOS="196" VPOS="1265" ID="st68-72"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="160" HPOS="345" VPOS="1265" ID="st68-73"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="505" VPOS="1265" ID="st68-74"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="530" VPOS="1265" ID="st68-75"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="171" HPOS="595" VPOS="1265" ID="st68-76"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="766" VPOS="1265" ID="st68-77"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="789" VPOS="1265" ID="st68-78"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="916" VPOS="1265" ID="st68-79"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="71" HPOS="930" VPOS="1265" ID="st68-80"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1001" VPOS="1265" ID="st68-81"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="1015" VPOS="1265" ID="st68-82"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1128" VPOS="1265" ID="st68-83"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="77" HPOS="1153" VPOS="1265" ID="st68-84"/></TextLine><TextLine HPOS="196" VPOS="1365" ID="tl68-15" WIDTH="350" HEIGHT="31"><String HEIGHT="31" CONTENT="Manfred" WIDTH="130" HPOS="196" VPOS="1365" ID="st68-85"/><SP/><String HEIGHT="31" CONTENT="Zöllmer" WIDTH="113" HPOS="335" VPOS="1365" ID="st68-86"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="448" VPOS="1365" ID="st68-87"/><SP/><String HEIGHT="31" CONTENT="MdB" WIDTH="72" HPOS="474" VPOS="1365" ID="st68-88"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl68-16" WIDTH="1195" HEIGHT="31"><String HEIGHT="31" CONTENT="Sprecher" WIDTH="136" HPOS="196" VPOS="1415" ID="st68-89"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="341" VPOS="1415" ID="st68-90"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreises" WIDTH="267" HPOS="404" VPOS="1415" ID="st68-91"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="680" VPOS="1415" ID="st68-92"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="694" VPOS="1415" ID="st68-93"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="956" VPOS="1415" ID="st68-94"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="980" VPOS="1415" ID="st68-95"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="1038" VPOS="1415" ID="st68-96"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1165" VPOS="1415" ID="st68-97"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="70" HPOS="1179" VPOS="1415" ID="st68-98"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1249" VPOS="1415" ID="st68-99"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="1263" VPOS="1415" ID="st68-100"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1376" VPOS="1415" ID="st68-101"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl68-17" WIDTH="1084" HEIGHT="31"><String HEIGHT="31" CONTENT="SPD" WIDTH="48" HPOS="196" VPOS="1465" ID="st68-102"/><String HEIGHT="31" CONTENT="-" WIDTH="17" HPOS="244" VPOS="1465" ID="st68-103"/><String HEIGHT="31" CONTENT="Bundestagsfraktion" WIDTH="293" HPOS="261" VPOS="1465" ID="st68-104"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="554" VPOS="1465" ID="st68-105"/><SP/><String HEIGHT="31" CONTENT="Stellvertretender" WIDTH="245" HPOS="580" VPOS="1465" ID="st68-106"/><SP/><String HEIGHT="31" CONTENT="Vorsitzender" WIDTH="187" HPOS="834" VPOS="1465" ID="st68-107"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="1030" VPOS="1465" ID="st68-108"/><SP/><String HEIGHT="31" CONTENT="Bundestags" WIDTH="170" HPOS="1093" VPOS="1465" ID="st68-109" SUBS_TYPE="HypPart1" SUBS_CONTENT="Bundestagsausschusses"/><HYP CONTENT="-" WIDTH="17" HPOS="1263" VPOS="1465" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl68-18" WIDTH="993" HEIGHT="31"><String HEIGHT="31" CONTENT="ausschusses" WIDTH="193" HPOS="196" VPOS="1515" ID="st68-110" SUBS_TYPE="HypPart2" SUBS_CONTENT="Bundestagsausschusses"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="39" HPOS="398" VPOS="1515" ID="st68-111"/><SP/><String HEIGHT="31" CONTENT="Ernährung" WIDTH="147" HPOS="447" VPOS="1515" ID="st68-112"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="594" VPOS="1515" ID="st68-113"/><SP/><String HEIGHT="31" CONTENT="Landwirtschaft" WIDTH="214" HPOS="621" VPOS="1515" ID="st68-114"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="845" VPOS="1515" ID="st68-115"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="279" HPOS="910" VPOS="1515" ID="st68-116"/></TextLine><TextLine HPOS="196" VPOS="1610" ID="tl68-19" WIDTH="661" HEIGHT="36"><String HEIGHT="36" CONTENT="Tagungsplanung" WIDTH="313" HPOS="196" VPOS="1610" ID="st68-117"/><SP/><String HEIGHT="36" CONTENT="und" WIDTH="72" HPOS="520" VPOS="1610" ID="st68-118"/><SP/><String HEIGHT="36" CONTENT="–organisation" WIDTH="255" HPOS="602" VPOS="1610" ID="st68-119"/></TextLine><TextLine HPOS="196" VPOS="1715" ID="tl68-20" WIDTH="1095" HEIGHT="31"><String HEIGHT="31" CONTENT="Hannelore" WIDTH="163" HPOS="196" VPOS="1715" ID="st68-120"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="159" HPOS="369" VPOS="1715" ID="st68-121"/><String HEIGHT="31" CONTENT="," WIDTH="20" HPOS="528" VPOS="1715" ID="st68-122"/><SP/><String HEIGHT="31" CONTENT="Margit" WIDTH="99" HPOS="558" VPOS="1715" ID="st68-123"/><SP/><String HEIGHT="31" CONTENT="Durch" WIDTH="87" HPOS="667" VPOS="1715" ID="st68-124"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="754" VPOS="1715" ID="st68-125"/><SP/><String HEIGHT="31" CONTENT="Ilona" WIDTH="77" HPOS="782" VPOS="1715" ID="st68-126"/><SP/><String HEIGHT="31" CONTENT="Denk" WIDTH="81" HPOS="869" VPOS="1715" ID="st68-127"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="960" VPOS="1715" ID="st68-128"/><SP/><String HEIGHT="31" CONTENT="Helga" WIDTH="91" HPOS="1030" VPOS="1715" ID="st68-129"/><SP/><String HEIGHT="31" CONTENT="Schneider" WIDTH="161" HPOS="1130" VPOS="1715" ID="st68-130"/></TextLine><TextLine HPOS="196" VPOS="1765" ID="tl68-21" WIDTH="1034" HEIGHT="31"><String HEIGHT="31" CONTENT="Abteilung" WIDTH="139" HPOS="196" VPOS="1765" ID="st68-131"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="160" HPOS="345" VPOS="1765" ID="st68-132"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="505" VPOS="1765" ID="st68-133"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="530" VPOS="1765" ID="st68-134"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="171" HPOS="595" VPOS="1765" ID="st68-135"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="766" VPOS="1765" ID="st68-136"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="127" HPOS="789" VPOS="1765" ID="st68-137"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="916" VPOS="1765" ID="st68-138"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="71" HPOS="930" VPOS="1765" ID="st68-139"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1001" VPOS="1765" ID="st68-140"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="113" HPOS="1015" VPOS="1765" ID="st68-141"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1128" VPOS="1765" ID="st68-142"/><SP/><String HEIGHT="31" CONTENT="Bonn" WIDTH="77" HPOS="1153" VPOS="1765" ID="st68-143"/></TextLine><TextLine HPOS="196" VPOS="1860" ID="tl68-22" WIDTH="283" HEIGHT="36"><String HEIGHT="36" CONTENT="Dokumentation" WIDTH="283" HPOS="196" VPOS="1860" ID="st68-144"/></TextLine><TextLine HPOS="196" VPOS="1965" ID="tl68-23" WIDTH="211" HEIGHT="31"><String HEIGHT="31" CONTENT="Jutta" WIDTH="80" HPOS="196" VPOS="1965" ID="st68-145"/><SP/><String HEIGHT="31" CONTENT="Winters" WIDTH="122" HPOS="285" VPOS="1965" ID="st68-146"/></TextLine><TextLine HPOS="196" VPOS="2015" ID="tl68-24" WIDTH="854" HEIGHT="31"><String HEIGHT="31" CONTENT="Diplom" WIDTH="88" HPOS="196" VPOS="2015" ID="st68-147"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="284" VPOS="2015" ID="st68-148"/><String HEIGHT="31" CONTENT="Politikwissenschaftlerin" WIDTH="355" HPOS="299" VPOS="2015" ID="st68-149"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="663" VPOS="2015" ID="st68-150"/><SP/><String HEIGHT="31" CONTENT="Evaluatorin" WIDTH="161" HPOS="728" VPOS="2015" ID="st68-151"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="889" VPOS="2015" ID="st68-152"/><SP/><String HEIGHT="31" CONTENT="München" WIDTH="137" HPOS="913" VPOS="2015" ID="st68-153"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl68-25" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="60" WIDTH="37" HPOS="196" VPOS="2207" ID="st68-154"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="69" ID="p592583" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592583" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592583" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl69-0" WIDTH="1145" HEIGHT="31"><String HEIGHT="31" CONTENT="Bisherige" WIDTH="152" HPOS="196" VPOS="215" ID="st69-0"/><SP/><String HEIGHT="31" CONTENT="Publikationen" WIDTH="218" HPOS="358" VPOS="215" ID="st69-1"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="585" VPOS="215" ID="st69-2"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungen" WIDTH="261" HPOS="656" VPOS="215" ID="st69-3"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="926" VPOS="215" ID="st69-4"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitischen" WIDTH="368" HPOS="973" VPOS="215" ID="st69-5"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl69-1" WIDTH="139" HEIGHT="31"><String HEIGHT="31" CONTENT="Themen" WIDTH="119" HPOS="196" VPOS="265" ID="st69-6"/><String HEIGHT="31" CONTENT=":" WIDTH="20" HPOS="315" VPOS="265" ID="st69-7"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl69-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="54" HPOS="196" VPOS="365" ID="st69-8"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="231" HPOS="282" VPOS="365" ID="st69-9"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="544" VPOS="365" ID="st69-10"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="558" VPOS="365" ID="st69-11"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="820" VPOS="365" ID="st69-12"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="867" VPOS="365" ID="st69-13"/><SP/><String HEIGHT="31" CONTENT="Friedrich" WIDTH="129" HPOS="946" VPOS="365" ID="st69-14"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1075" VPOS="365" ID="st69-15"/><String HEIGHT="31" CONTENT="Ebert" WIDTH="72" HPOS="1089" VPOS="365" ID="st69-16"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1161" VPOS="365" ID="st69-17"/><String HEIGHT="31" CONTENT="Stiftung" WIDTH="115" HPOS="1176" VPOS="365" ID="st69-18"/><SP/><String HEIGHT="31" CONTENT="will" WIDTH="46" HPOS="1323" VPOS="365" ID="st69-19"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1400" VPOS="365" ID="st69-20"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl69-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="kontinuierlichen" WIDTH="232" HPOS="196" VPOS="415" ID="st69-21"/><SP/><String HEIGHT="31" CONTENT="Dialog" WIDTH="95" HPOS="455" VPOS="415" ID="st69-22"/><SP/><String HEIGHT="31" CONTENT="über" WIDTH="67" HPOS="577" VPOS="415" ID="st69-23"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="114" HPOS="672" VPOS="415" ID="st69-24"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="814" VPOS="415" ID="st69-25"/><SP/><String HEIGHT="31" CONTENT="grundsätzliche" WIDTH="215" HPOS="897" VPOS="415" ID="st69-26"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitische" WIDTH="317" HPOS="1139" VPOS="415" ID="st69-27"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl69-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Themen" WIDTH="123" HPOS="196" VPOS="465" ID="st69-28"/><SP/><String HEIGHT="31" CONTENT="fördern" WIDTH="100" HPOS="339" VPOS="465" ID="st69-29"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="439" VPOS="465" ID="st69-30"/><SP/><String HEIGHT="31" CONTENT="An" WIDTH="41" HPOS="475" VPOS="465" ID="st69-31"/><SP/><String HEIGHT="31" CONTENT="ihm" WIDTH="53" HPOS="537" VPOS="465" ID="st69-32"/><SP/><String HEIGHT="31" CONTENT="sollen" WIDTH="87" HPOS="611" VPOS="465" ID="st69-33"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="719" VPOS="465" ID="st69-34"/><SP/><String HEIGHT="31" CONTENT="Entscheidungsträger" WIDTH="299" HPOS="799" VPOS="465" ID="st69-35"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="1098" VPOS="465" ID="st69-36"/><SP/><String HEIGHT="31" CONTENT="Meinungsbildner" WIDTH="245" HPOS="1135" VPOS="465" ID="st69-37"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="465" ID="st69-38"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl69-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Experten" WIDTH="134" HPOS="196" VPOS="515" ID="st69-39"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="367" VPOS="515" ID="st69-40"/><SP/><String HEIGHT="31" CONTENT="Politik" WIDTH="85" HPOS="458" VPOS="515" ID="st69-41"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="543" VPOS="515" ID="st69-42"/><SP/><String HEIGHT="31" CONTENT="Administration" WIDTH="205" HPOS="593" VPOS="515" ID="st69-43"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="798" VPOS="515" ID="st69-44"/><SP/><String HEIGHT="31" CONTENT="Verbänden" WIDTH="155" HPOS="850" VPOS="515" ID="st69-45"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1005" VPOS="515" ID="st69-46"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="142" HPOS="1060" VPOS="515" ID="st69-47"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1202" VPOS="515" ID="st69-48"/><SP/><String HEIGHT="31" CONTENT="Medien" WIDTH="110" HPOS="1254" VPOS="515" ID="st69-49"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="515" ID="st69-50"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl69-6" WIDTH="360" HEIGHT="31"><String HEIGHT="31" CONTENT="Wissenschaft" WIDTH="199" HPOS="196" VPOS="565" ID="st69-51"/><SP/><String HEIGHT="31" CONTENT="beteiligen" WIDTH="138" HPOS="404" VPOS="565" ID="st69-52"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="542" VPOS="565" ID="st69-53"/></TextLine><TextLine HPOS="196" VPOS="665" ID="tl69-7" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="50" HPOS="196" VPOS="665" ID="st69-54"/><SP/><String HEIGHT="31" CONTENT="wichtigsten" WIDTH="165" HPOS="269" VPOS="665" ID="st69-55"/><SP/><String HEIGHT="31" CONTENT="Ergebnisse" WIDTH="166" HPOS="457" VPOS="665" ID="st69-56"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="646" VPOS="665" ID="st69-57"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungen" WIDTH="243" HPOS="717" VPOS="665" ID="st69-58"/><SP/><String HEIGHT="31" CONTENT="werden" WIDTH="110" HPOS="982" VPOS="665" ID="st69-59"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="1114" VPOS="665" ID="st69-60"/><SP/><String HEIGHT="31" CONTENT="Publikationen" WIDTH="200" HPOS="1163" VPOS="665" ID="st69-61"/><SP/><String HEIGHT="31" CONTENT="ziel" WIDTH="46" HPOS="1386" VPOS="665" ID="st69-62"/><String HEIGHT="31" CONTENT="-" WIDTH="12" HPOS="1432" VPOS="665" ID="st69-63"/><String HEIGHT="31" CONTENT="," WIDTH="12" HPOS="1444" VPOS="665" ID="st69-64"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl69-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="praxis" WIDTH="85" HPOS="196" VPOS="715" ID="st69-65"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="281" VPOS="715" ID="st69-66"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="327" VPOS="715" ID="st69-67"/><SP/><String HEIGHT="31" CONTENT="politikorientiert" WIDTH="215" HPOS="414" VPOS="715" ID="st69-68"/><SP/><String HEIGHT="31" CONTENT="zusammengefasst" WIDTH="262" HPOS="660" VPOS="715" ID="st69-69"/><String HEIGHT="31" CONTENT="." WIDTH="18" HPOS="922" VPOS="715" ID="st69-70"/><SP/><String HEIGHT="31" CONTENT="Damit" WIDTH="87" HPOS="971" VPOS="715" ID="st69-71"/><SP/><String HEIGHT="31" CONTENT="stehen" WIDTH="100" HPOS="1089" VPOS="715" ID="st69-72"/><SP/><String HEIGHT="31" CONTENT="nicht" WIDTH="71" HPOS="1220" VPOS="715" ID="st69-73"/><SP/><String HEIGHT="31" CONTENT="nur" WIDTH="48" HPOS="1322" VPOS="715" ID="st69-74"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="55" HPOS="1401" VPOS="715" ID="st69-75"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl69-9" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Konferenzteilnehmern" WIDTH="320" HPOS="196" VPOS="765" ID="st69-76"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="516" VPOS="765" ID="st69-77"/><SP/><String HEIGHT="31" CONTENT="sondern" WIDTH="121" HPOS="585" VPOS="765" ID="st69-78"/><SP/><String HEIGHT="31" CONTENT="darüber" WIDTH="115" HPOS="759" VPOS="765" ID="st69-79"/><SP/><String HEIGHT="31" CONTENT="hinaus" WIDTH="98" HPOS="928" VPOS="765" ID="st69-80"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="90" HPOS="1080" VPOS="765" ID="st69-81"/><SP/><String HEIGHT="31" CONTENT="breiten" WIDTH="102" HPOS="1224" VPOS="765" ID="st69-82"/><SP/><String HEIGHT="31" CONTENT="Kreis" WIDTH="76" HPOS="1380" VPOS="765" ID="st69-83"/></TextLine><TextLine HPOS="196" VPOS="815" ID="tl69-10" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="verbraucherpolitisch" WIDTH="298" HPOS="196" VPOS="815" ID="st69-84"/><SP/><String HEIGHT="31" CONTENT="Handelnder" WIDTH="173" HPOS="519" VPOS="815" ID="st69-85"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="717" VPOS="815" ID="st69-86"/><SP/><String HEIGHT="31" CONTENT="Interessierter" WIDTH="195" HPOS="797" VPOS="815" ID="st69-87"/><SP/><String HEIGHT="31" CONTENT="entsprechende" WIDTH="221" HPOS="1016" VPOS="815" ID="st69-88"/><SP/><String HEIGHT="31" CONTENT="Informations" WIDTH="180" HPOS="1262" VPOS="815" ID="st69-89" SUBS_TYPE="HypPart1" SUBS_CONTENT="Informationsmaterialien"/><HYP CONTENT="-" WIDTH="14" HPOS="1442" VPOS="815" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl69-11" WIDTH="836" HEIGHT="31"><String HEIGHT="31" CONTENT="materialien" WIDTH="163" HPOS="196" VPOS="865" ID="st69-90" SUBS_TYPE="HypPart2" SUBS_CONTENT="Informationsmaterialien"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="369" VPOS="865" ID="st69-91"/><SP/><String HEIGHT="31" CONTENT="Handlungsempfehlungen" WIDTH="370" HPOS="434" VPOS="865" ID="st69-92"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="814" VPOS="865" ID="st69-93"/><SP/><String HEIGHT="31" CONTENT="Verfügung" WIDTH="146" HPOS="869" VPOS="865" ID="st69-94"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="1015" VPOS="865" ID="st69-95"/></TextLine><TextLine HPOS="196" VPOS="965" ID="tl69-12" WIDTH="686" HEIGHT="31"><String HEIGHT="31" CONTENT="Reihe" WIDTH="91" HPOS="196" VPOS="965" ID="st69-96"/><String HEIGHT="31" CONTENT="„" WIDTH="17" HPOS="296" VPOS="965" ID="st69-97"/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="250" HPOS="313" VPOS="965" ID="st69-98"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="293" HPOS="573" VPOS="965" ID="st69-99"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="866" VPOS="965" ID="st69-100"/></TextLine><TextLine HPOS="196" VPOS="1048" ID="tl69-13" WIDTH="1162" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="189" HPOS="196" VPOS="1048" ID="st69-101"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="45" HPOS="392" VPOS="1048" ID="st69-102"/><SP/><String HEIGHT="31" CONTENT="25" WIDTH="29" HPOS="443" VPOS="1048" ID="st69-103"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="472" VPOS="1048" ID="st69-104"/><SP/><String HEIGHT="31" CONTENT="April" WIDTH="62" HPOS="493" VPOS="1048" ID="st69-105"/><SP/><String HEIGHT="31" CONTENT="2006" WIDTH="70" HPOS="561" VPOS="1048" ID="st69-106"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="24" HPOS="638" VPOS="1048" ID="st69-107"/><SP/><String HEIGHT="31" CONTENT="Dortmund" WIDTH="128" HPOS="669" VPOS="1048" ID="st69-108"/><String HEIGHT="31" CONTENT="/" WIDTH="16" HPOS="797" VPOS="1048" ID="st69-109"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="213" HPOS="820" VPOS="1048" ID="st69-110"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="244" HPOS="1040" VPOS="1048" ID="st69-111"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="28" HPOS="1291" VPOS="1048" ID="st69-112"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1319" VPOS="1048" ID="st69-113"/><SP/><String HEIGHT="31" CONTENT="5" WIDTH="19" HPOS="1339" VPOS="1048" ID="st69-114"/></TextLine><TextLine HPOS="196" VPOS="1099" ID="tl69-14" WIDTH="1101" HEIGHT="30"><String HEIGHT="30" CONTENT="Was" WIDTH="69" HPOS="196" VPOS="1099" ID="st69-115"/><SP/><String HEIGHT="30" CONTENT="bringt" WIDTH="95" HPOS="274" VPOS="1099" ID="st69-116"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="48" HPOS="378" VPOS="1099" ID="st69-117"/><SP/><String HEIGHT="30" CONTENT="Reform" WIDTH="117" HPOS="435" VPOS="1099" ID="st69-118"/><SP/><String HEIGHT="30" CONTENT="des" WIDTH="58" HPOS="561" VPOS="1099" ID="st69-119"/><SP/><String HEIGHT="30" CONTENT="Versicherungsrechts" WIDTH="331" HPOS="628" VPOS="1099" ID="st69-120"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="44" HPOS="969" VPOS="1099" ID="st69-121"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="49" HPOS="1022" VPOS="1099" ID="st69-122"/><SP/><String HEIGHT="30" CONTENT="Verbraucher" WIDTH="198" HPOS="1080" VPOS="1099" ID="st69-123"/><String HEIGHT="30" CONTENT="?" WIDTH="19" HPOS="1278" VPOS="1099" ID="st69-124"/></TextLine><TextLine HPOS="196" VPOS="1182" ID="tl69-15" WIDTH="1183" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="189" HPOS="196" VPOS="1182" ID="st69-125"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="45" HPOS="392" VPOS="1182" ID="st69-126"/><SP/><String HEIGHT="31" CONTENT="07" WIDTH="29" HPOS="443" VPOS="1182" ID="st69-127"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="472" VPOS="1182" ID="st69-128"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="144" HPOS="493" VPOS="1182" ID="st69-129"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="70" HPOS="644" VPOS="1182" ID="st69-130"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="720" VPOS="1182" ID="st69-131"/><SP/><String HEIGHT="31" CONTENT="Erfurt" WIDTH="70" HPOS="752" VPOS="1182" ID="st69-132"/><String HEIGHT="31" CONTENT="/" WIDTH="12" HPOS="822" VPOS="1182" ID="st69-133"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="213" HPOS="841" VPOS="1182" ID="st69-134"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="245" HPOS="1060" VPOS="1182" ID="st69-135"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="27" HPOS="1312" VPOS="1182" ID="st69-136"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1339" VPOS="1182" ID="st69-137"/><SP/><String HEIGHT="31" CONTENT="4" WIDTH="19" HPOS="1360" VPOS="1182" ID="st69-138"/></TextLine><TextLine HPOS="196" VPOS="1232" ID="tl69-16" WIDTH="1256" HEIGHT="31"><String HEIGHT="31" CONTENT="Die" WIDTH="52" HPOS="196" VPOS="1232" ID="st69-139"/><SP/><String HEIGHT="31" CONTENT="elektronische" WIDTH="214" HPOS="258" VPOS="1232" ID="st69-140"/><SP/><String HEIGHT="31" CONTENT="Gesundheitskarte" WIDTH="281" HPOS="482" VPOS="1232" ID="st69-141"/><SP/><String HEIGHT="31" CONTENT="kommt" WIDTH="109" HPOS="773" VPOS="1232" ID="st69-142"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="891" VPOS="1232" ID="st69-143"/><SP/><String HEIGHT="31" CONTENT="Nutzen" WIDTH="111" HPOS="919" VPOS="1232" ID="st69-144"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1039" VPOS="1232" ID="st69-145"/><SP/><String HEIGHT="31" CONTENT="Risiken" WIDTH="118" HPOS="1110" VPOS="1232" ID="st69-146"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="1237" VPOS="1232" ID="st69-147"/><SP/><String HEIGHT="31" CONTENT="Telematik" WIDTH="153" HPOS="1299" VPOS="1232" ID="st69-148"/></TextLine><TextLine HPOS="196" VPOS="1282" ID="tl69-17" WIDTH="843" HEIGHT="31"><String HEIGHT="31" CONTENT="im" WIDTH="39" HPOS="196" VPOS="1282" ID="st69-149"/><SP/><String HEIGHT="31" CONTENT="Gesundheitswesen" WIDTH="303" HPOS="245" VPOS="1282" ID="st69-150"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="44" HPOS="558" VPOS="1282" ID="st69-151"/><SP/><String HEIGHT="31" CONTENT="Patienten" WIDTH="150" HPOS="611" VPOS="1282" ID="st69-152"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="771" VPOS="1282" ID="st69-153"/><SP/><String HEIGHT="31" CONTENT="Gesellschaft" WIDTH="198" HPOS="841" VPOS="1282" ID="st69-154"/></TextLine><TextLine HPOS="196" VPOS="1332" ID="tl69-18" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1332" ID="st69-155"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1332" ID="st69-156"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1332" ID="st69-157"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1332" ID="st69-158"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1332" ID="st69-159"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1332" ID="st69-160"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1332" ID="st69-161"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1332" ID="st69-162"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1332" ID="st69-163"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1332" ID="st69-164"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1332" ID="st69-165"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1332" ID="st69-166"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1332" ID="st69-167"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1332" ID="st69-168"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1332" ID="st69-169"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1332" ID="st69-170"/><String HEIGHT="31" CONTENT="wirtschaft/03853" WIDTH="217" HPOS="1147" VPOS="1332" ID="st69-171"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1332" ID="st69-172"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1332" ID="st69-173"/></TextLine><TextLine HPOS="196" VPOS="1415" ID="tl69-19" WIDTH="1183" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1415" ID="st69-174"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="1415" ID="st69-175"/><SP/><String HEIGHT="31" CONTENT="9" WIDTH="14" HPOS="467" VPOS="1415" ID="st69-176"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="481" VPOS="1415" ID="st69-177"/><SP/><String HEIGHT="31" CONTENT="Juni" WIDTH="61" HPOS="504" VPOS="1415" ID="st69-178"/><SP/><String HEIGHT="31" CONTENT="2005" WIDTH="74" HPOS="575" VPOS="1415" ID="st69-179"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="658" VPOS="1415" ID="st69-180"/><SP/><String HEIGHT="31" CONTENT="Köln" WIDTH="67" HPOS="693" VPOS="1415" ID="st69-181"/><String HEIGHT="31" CONTENT="/" WIDTH="9" HPOS="769" VPOS="1415" ID="st69-182"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="231" HPOS="788" VPOS="1415" ID="st69-183"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="268" HPOS="1029" VPOS="1415" ID="st69-184"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="30" HPOS="1306" VPOS="1415" ID="st69-185"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1336" VPOS="1415" ID="st69-186"/><SP/><String HEIGHT="31" CONTENT="3" WIDTH="19" HPOS="1360" VPOS="1415" ID="st69-187"/></TextLine><TextLine HPOS="196" VPOS="1465" ID="tl69-20" WIDTH="926" HEIGHT="31"><String HEIGHT="31" CONTENT="Für" WIDTH="54" HPOS="196" VPOS="1465" ID="st69-188"/><SP/><String HEIGHT="31" CONTENT="mehr" WIDTH="82" HPOS="259" VPOS="1465" ID="st69-189"/><SP/><String HEIGHT="31" CONTENT="Prävention" WIDTH="172" HPOS="350" VPOS="1465" ID="st69-190"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="531" VPOS="1465" ID="st69-191"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="570" VPOS="1465" ID="st69-192"/><SP/><String HEIGHT="31" CONTENT="Gesundheitspolitik" WIDTH="300" HPOS="631" VPOS="1465" ID="st69-193"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="18" HPOS="941" VPOS="1465" ID="st69-194"/><SP/><String HEIGHT="31" CONTENT="aber" WIDTH="70" HPOS="968" VPOS="1465" ID="st69-195"/><SP/><String HEIGHT="31" CONTENT="wie" WIDTH="55" HPOS="1048" VPOS="1465" ID="st69-196"/><String HEIGHT="31" CONTENT="?" WIDTH="19" HPOS="1103" VPOS="1465" ID="st69-197"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl69-21" WIDTH="963" HEIGHT="31"><String HEIGHT="31" CONTENT="Erwartungen" WIDTH="204" HPOS="196" VPOS="1515" ID="st69-198"/><SP/><String HEIGHT="31" CONTENT="an" WIDTH="38" HPOS="410" VPOS="1515" ID="st69-199"/><SP/><String HEIGHT="31" CONTENT="ein" WIDTH="48" HPOS="458" VPOS="1515" ID="st69-200"/><SP/><String HEIGHT="31" CONTENT="Präventionsgesetz" WIDTH="294" HPOS="515" VPOS="1515" ID="st69-201"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="57" HPOS="819" VPOS="1515" ID="st69-202"/><SP/><String HEIGHT="31" CONTENT="Verbrauchersicht" WIDTH="274" HPOS="885" VPOS="1515" ID="st69-203"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl69-22" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1565" ID="st69-204"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1565" ID="st69-205"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1565" ID="st69-206"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1565" ID="st69-207"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1565" ID="st69-208"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1565" ID="st69-209"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1565" ID="st69-210"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1565" ID="st69-211"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1565" ID="st69-212"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1565" ID="st69-213"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1565" ID="st69-214"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1565" ID="st69-215"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1565" ID="st69-216"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1565" ID="st69-217"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1565" ID="st69-218"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1565" ID="st69-219"/><String HEIGHT="31" CONTENT="wirtschaft/03050" WIDTH="217" HPOS="1147" VPOS="1565" ID="st69-220"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1565" ID="st69-221"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1565" ID="st69-222"/></TextLine><TextLine HPOS="206" VPOS="1648" ID="tl69-23" WIDTH="1171" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="205" HPOS="206" VPOS="1648" ID="st69-223"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="420" VPOS="1648" ID="st69-224"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="14" HPOS="476" VPOS="1648" ID="st69-225"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="490" VPOS="1648" ID="st69-226"/><SP/><String HEIGHT="31" CONTENT="Juli" WIDTH="50" HPOS="513" VPOS="1648" ID="st69-227"/><SP/><String HEIGHT="31" CONTENT="2004" WIDTH="75" HPOS="572" VPOS="1648" ID="st69-228"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="656" VPOS="1648" ID="st69-229"/><SP/><String HEIGHT="31" CONTENT="Köln" WIDTH="67" HPOS="691" VPOS="1648" ID="st69-230"/><String HEIGHT="31" CONTENT="/" WIDTH="9" HPOS="767" VPOS="1648" ID="st69-231"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="231" HPOS="786" VPOS="1648" ID="st69-232"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="268" HPOS="1027" VPOS="1648" ID="st69-233"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1305" VPOS="1648" ID="st69-234"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1334" VPOS="1648" ID="st69-235"/><SP/><String HEIGHT="31" CONTENT="2" WIDTH="19" HPOS="1358" VPOS="1648" ID="st69-236"/></TextLine><TextLine HPOS="196" VPOS="1699" ID="tl69-24" WIDTH="1108" HEIGHT="30"><String HEIGHT="30" CONTENT="Wie" WIDTH="60" HPOS="196" VPOS="1699" ID="st69-237"/><SP/><String HEIGHT="30" CONTENT="verbraucherfreundlich" WIDTH="354" HPOS="265" VPOS="1699" ID="st69-238"/><SP/><String HEIGHT="30" CONTENT="ist" WIDTH="39" HPOS="628" VPOS="1699" ID="st69-239"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="52" HPOS="676" VPOS="1699" ID="st69-240"/><SP/><String HEIGHT="30" CONTENT="liberalisierte" WIDTH="197" HPOS="737" VPOS="1699" ID="st69-241"/><SP/><String HEIGHT="30" CONTENT="Strom" WIDTH="89" HPOS="943" VPOS="1699" ID="st69-242"/><String HEIGHT="30" CONTENT="-" WIDTH="18" HPOS="1032" VPOS="1699" ID="st69-243"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="61" HPOS="1060" VPOS="1699" ID="st69-244"/><SP/><String HEIGHT="30" CONTENT="Gasmarkt" WIDTH="154" HPOS="1130" VPOS="1699" ID="st69-245"/><String HEIGHT="30" CONTENT="?" WIDTH="20" HPOS="1284" VPOS="1699" ID="st69-246"/></TextLine><TextLine HPOS="196" VPOS="1748" ID="tl69-25" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1748" ID="st69-247"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1748" ID="st69-248"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1748" ID="st69-249"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1748" ID="st69-250"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1748" ID="st69-251"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1748" ID="st69-252"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1748" ID="st69-253"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1748" ID="st69-254"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1748" ID="st69-255"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1748" ID="st69-256"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1748" ID="st69-257"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1748" ID="st69-258"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1748" ID="st69-259"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1748" ID="st69-260"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1748" ID="st69-261"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1748" ID="st69-262"/><String HEIGHT="31" CONTENT="wirtschaft/02995" WIDTH="217" HPOS="1147" VPOS="1748" ID="st69-263"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1748" ID="st69-264"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1748" ID="st69-265"/></TextLine><TextLine HPOS="196" VPOS="1832" ID="tl69-26" WIDTH="1212" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1832" ID="st69-266"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="411" VPOS="1832" ID="st69-267"/><SP/><String HEIGHT="31" CONTENT="11" WIDTH="30" HPOS="467" VPOS="1832" ID="st69-268"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="497" VPOS="1832" ID="st69-269"/><SP/><String HEIGHT="31" CONTENT="Mai" WIDTH="54" HPOS="522" VPOS="1832" ID="st69-270"/><SP/><String HEIGHT="31" CONTENT="2004" WIDTH="74" HPOS="585" VPOS="1832" ID="st69-271"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="669" VPOS="1832" ID="st69-272"/><SP/><String HEIGHT="31" CONTENT="Berlin" WIDTH="85" HPOS="704" VPOS="1832" ID="st69-273"/><String HEIGHT="31" CONTENT="/" WIDTH="9" HPOS="799" VPOS="1832" ID="st69-274"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreis" WIDTH="232" HPOS="817" VPOS="1832" ID="st69-275"/><SP/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="269" HPOS="1058" VPOS="1832" ID="st69-276"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1336" VPOS="1832" ID="st69-277"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1365" VPOS="1832" ID="st69-278"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="18" HPOS="1390" VPOS="1832" ID="st69-279"/></TextLine><TextLine HPOS="196" VPOS="1882" ID="tl69-27" WIDTH="495" HEIGHT="31"><String HEIGHT="31" CONTENT="Der" WIDTH="56" HPOS="196" VPOS="1882" ID="st69-280"/><SP/><String HEIGHT="31" CONTENT="geschröpfte" WIDTH="191" HPOS="261" VPOS="1882" ID="st69-281"/><SP/><String HEIGHT="31" CONTENT="Beitragszahler" WIDTH="230" HPOS="461" VPOS="1882" ID="st69-282"/></TextLine><TextLine HPOS="196" VPOS="1932" ID="tl69-28" WIDTH="1173" HEIGHT="31"><String HEIGHT="31" CONTENT="Verschwendung" WIDTH="258" HPOS="196" VPOS="1932" ID="st69-283"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="463" VPOS="1932" ID="st69-284"/><SP/><String HEIGHT="31" CONTENT="Missbrauch" WIDTH="185" HPOS="534" VPOS="1932" ID="st69-285"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="39" HPOS="728" VPOS="1932" ID="st69-286"/><SP/><String HEIGHT="31" CONTENT="Gesundheitswesen" WIDTH="304" HPOS="776" VPOS="1932" ID="st69-287"/><SP/><String HEIGHT="31" CONTENT="–" WIDTH="19" HPOS="1089" VPOS="1932" ID="st69-288"/><SP/><String HEIGHT="31" CONTENT="hilft" WIDTH="61" HPOS="1117" VPOS="1932" ID="st69-289"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="49" HPOS="1187" VPOS="1932" ID="st69-290"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="124" HPOS="1245" VPOS="1932" ID="st69-291"/></TextLine><TextLine HPOS="196" VPOS="1982" ID="tl69-29" WIDTH="137" HEIGHT="31"><String HEIGHT="31" CONTENT="Reform" WIDTH="117" HPOS="196" VPOS="1982" ID="st69-292"/><String HEIGHT="31" CONTENT="?" WIDTH="20" HPOS="313" VPOS="1982" ID="st69-293"/></TextLine><TextLine HPOS="196" VPOS="2032" ID="tl69-30" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="2032" ID="st69-294"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="2032" ID="st69-295"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="2032" ID="st69-296"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="2032" ID="st69-297"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="2032" ID="st69-298"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="2032" ID="st69-299"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="2032" ID="st69-300"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="2032" ID="st69-301"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="2032" ID="st69-302"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="2032" ID="st69-303"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="2032" ID="st69-304"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="2032" ID="st69-305"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="2032" ID="st69-306"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="2032" ID="st69-307"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="2032" ID="st69-308"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="2032" ID="st69-309"/><String HEIGHT="31" CONTENT="wirtschaft/02994" WIDTH="217" HPOS="1147" VPOS="2032" ID="st69-310"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="2032" ID="st69-311"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="2032" ID="st69-312"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl69-31" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="61" WIDTH="37" HPOS="1419" VPOS="2207" ID="st69-313"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="70" ID="p592584" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592584" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592584" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl70-0" WIDTH="1025" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="295" HPOS="196" VPOS="215" ID="st70-0"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="500" VPOS="215" ID="st70-1"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="539" VPOS="215" ID="st70-2"/><SP/><String HEIGHT="31" CONTENT="Reihe" WIDTH="91" HPOS="600" VPOS="215" ID="st70-3"/><String HEIGHT="31" CONTENT="„" WIDTH="16" HPOS="700" VPOS="215" ID="st70-4"/><String HEIGHT="31" CONTENT="Wirtschaftspolitische" WIDTH="338" HPOS="716" VPOS="215" ID="st70-5"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="140" HPOS="1063" VPOS="215" ID="st70-6"/><String HEIGHT="31" CONTENT="“" WIDTH="18" HPOS="1203" VPOS="215" ID="st70-7"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl70-1" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Frühere" WIDTH="117" HPOS="196" VPOS="315" ID="st70-8"/><SP/><String HEIGHT="31" CONTENT="Publikationen" WIDTH="201" HPOS="335" VPOS="315" ID="st70-9"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="558" VPOS="315" ID="st70-10"/><SP/><String HEIGHT="31" CONTENT="Abteilung" WIDTH="139" HPOS="629" VPOS="315" ID="st70-11"/><SP/><String HEIGHT="31" CONTENT="Wirtschaftspolitik" WIDTH="251" HPOS="790" VPOS="315" ID="st70-12"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="1063" VPOS="315" ID="st70-13"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitischen" WIDTH="335" HPOS="1121" VPOS="315" ID="st70-14"/></TextLine><TextLine HPOS="196" VPOS="365" ID="tl70-2" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Themen" WIDTH="123" HPOS="196" VPOS="365" ID="st70-15"/><SP/><String HEIGHT="31" CONTENT="finden" WIDTH="91" HPOS="358" VPOS="365" ID="st70-16"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="488" VPOS="365" ID="st70-17"/><SP/><String HEIGHT="31" CONTENT="u" WIDTH="13" HPOS="587" VPOS="365" ID="st70-18"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="600" VPOS="365" ID="st70-19"/><String HEIGHT="31" CONTENT="a" WIDTH="14" HPOS="614" VPOS="365" ID="st70-20"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="628" VPOS="365" ID="st70-21"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="682" VPOS="365" ID="st70-22"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="747" VPOS="365" ID="st70-23"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungs" WIDTH="217" HPOS="835" VPOS="365" ID="st70-24"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="1052" VPOS="365" ID="st70-25"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="1107" VPOS="365" ID="st70-26"/><SP/><String HEIGHT="31" CONTENT="Publikationsreihe" WIDTH="254" HPOS="1202" VPOS="365" ID="st70-27"/></TextLine><TextLine HPOS="196" VPOS="415" ID="tl70-3" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="&quot;" WIDTH="14" HPOS="196" VPOS="415" ID="st70-28"/><String HEIGHT="31" CONTENT="Wirtschaftspolitische" WIDTH="302" HPOS="210" VPOS="415" ID="st70-29"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="120" HPOS="529" VPOS="415" ID="st70-30"/><String HEIGHT="31" CONTENT="&quot;" WIDTH="15" HPOS="649" VPOS="415" ID="st70-31"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="664" VPOS="415" ID="st70-32"/><SP/><String HEIGHT="31" CONTENT="Diese" WIDTH="85" HPOS="698" VPOS="415" ID="st70-33"/><SP/><String HEIGHT="31" CONTENT="greift" WIDTH="74" HPOS="801" VPOS="415" ID="st70-34"/><SP/><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="892" VPOS="415" ID="st70-35"/><SP/><String HEIGHT="31" CONTENT="Fachtagungen" WIDTH="204" HPOS="954" VPOS="415" ID="st70-36"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1158" VPOS="415" ID="st70-37"/><SP/><String HEIGHT="31" CONTENT="Konferenzen" WIDTH="189" HPOS="1194" VPOS="415" ID="st70-38"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="415" ID="st70-39"/></TextLine><TextLine HPOS="196" VPOS="465" ID="tl70-4" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Podiumsdiskussionen" WIDTH="323" HPOS="196" VPOS="465" ID="st70-40"/><SP/><String HEIGHT="31" CONTENT="aktuelle" WIDTH="115" HPOS="558" VPOS="465" ID="st70-41"/><SP/><String HEIGHT="31" CONTENT="Probleme" WIDTH="143" HPOS="711" VPOS="465" ID="st70-42"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="893" VPOS="465" ID="st70-43"/><SP/><String HEIGHT="31" CONTENT="wichtige" WIDTH="120" HPOS="988" VPOS="465" ID="st70-44"/><SP/><String HEIGHT="31" CONTENT="Zukunftsfragen" WIDTH="222" HPOS="1147" VPOS="465" ID="st70-45"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1408" VPOS="465" ID="st70-46"/></TextLine><TextLine HPOS="196" VPOS="515" ID="tl70-5" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Wirtschaftspolitik" WIDTH="250" HPOS="196" VPOS="515" ID="st70-47"/><SP/><String HEIGHT="31" CONTENT="auf" WIDTH="42" HPOS="465" VPOS="515" ID="st70-48"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="507" VPOS="515" ID="st70-49"/><SP/><String HEIGHT="31" CONTENT="Teilnehmerinnen" WIDTH="249" HPOS="539" VPOS="515" ID="st70-50"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="806" VPOS="515" ID="st70-51"/><SP/><String HEIGHT="31" CONTENT="Teilnehmer" WIDTH="167" HPOS="881" VPOS="515" ID="st70-52"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="1067" VPOS="515" ID="st70-53"/><SP/><String HEIGHT="31" CONTENT="Veranstaltungen" WIDTH="242" HPOS="1134" VPOS="515" ID="st70-54"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="61" HPOS="1395" VPOS="515" ID="st70-55"/></TextLine><TextLine HPOS="196" VPOS="565" ID="tl70-6" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Multiplikatoren" WIDTH="215" HPOS="196" VPOS="565" ID="st70-56"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="445" VPOS="565" ID="st70-57"/><SP/><String HEIGHT="31" CONTENT="Entscheidungsträger" WIDTH="306" HPOS="534" VPOS="565" ID="st70-58"/><SP/><String HEIGHT="31" CONTENT="aus" WIDTH="53" HPOS="874" VPOS="565" ID="st70-59"/><SP/><String HEIGHT="31" CONTENT="Politik" WIDTH="85" HPOS="961" VPOS="565" ID="st70-60"/><String HEIGHT="31" CONTENT="," WIDTH="13" HPOS="1046" VPOS="565" ID="st70-61"/><SP/><String HEIGHT="31" CONTENT="Wirtschaft" WIDTH="142" HPOS="1093" VPOS="565" ID="st70-62"/><String HEIGHT="31" CONTENT="," WIDTH="15" HPOS="1235" VPOS="565" ID="st70-63"/><SP/><String HEIGHT="31" CONTENT="Verbänden" WIDTH="154" HPOS="1284" VPOS="565" ID="st70-64"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1438" VPOS="565" ID="st70-65"/></TextLine><TextLine HPOS="196" VPOS="615" ID="tl70-7" WIDTH="819" HEIGHT="31"><String HEIGHT="31" CONTENT="Verwaltung" WIDTH="160" HPOS="196" VPOS="615" ID="st70-66"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="356" VPOS="615" ID="st70-67"/><SP/><String HEIGHT="31" CONTENT="Gewerkschaften" WIDTH="233" HPOS="382" VPOS="615" ID="st70-68"/><String HEIGHT="31" CONTENT="," WIDTH="17" HPOS="615" VPOS="615" ID="st70-69"/><SP/><String HEIGHT="31" CONTENT="Wissenschaft" WIDTH="198" HPOS="641" VPOS="615" ID="st70-70"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="849" VPOS="615" ID="st70-71"/><SP/><String HEIGHT="31" CONTENT="Praxis" WIDTH="87" HPOS="913" VPOS="615" ID="st70-72"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1000" VPOS="615" ID="st70-73"/></TextLine><TextLine HPOS="196" VPOS="715" ID="tl70-8" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Nähere" WIDTH="110" HPOS="196" VPOS="715" ID="st70-74"/><SP/><String HEIGHT="31" CONTENT="Informationen" WIDTH="204" HPOS="327" VPOS="715" ID="st70-75"/><SP/><String HEIGHT="31" CONTENT="sowie" WIDTH="85" HPOS="553" VPOS="715" ID="st70-76"/><SP/><String HEIGHT="31" CONTENT="eine" WIDTH="63" HPOS="660" VPOS="715" ID="st70-77"/><SP/><String HEIGHT="31" CONTENT="Liste" WIDTH="70" HPOS="745" VPOS="715" ID="st70-78"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="837" VPOS="715" ID="st70-79"/><SP/><String HEIGHT="31" CONTENT="bislang" WIDTH="105" HPOS="907" VPOS="715" ID="st70-80"/><SP/><String HEIGHT="31" CONTENT="erschienenen" WIDTH="200" HPOS="1034" VPOS="715" ID="st70-81"/><SP/><String HEIGHT="31" CONTENT="Publikationen" WIDTH="200" HPOS="1256" VPOS="715" ID="st70-82"/></TextLine><TextLine HPOS="196" VPOS="765" ID="tl70-9" WIDTH="243" HEIGHT="31"><String HEIGHT="31" CONTENT="finden" WIDTH="91" HPOS="196" VPOS="765" ID="st70-83"/><SP/><String HEIGHT="31" CONTENT="Sie" WIDTH="49" HPOS="296" VPOS="765" ID="st70-84"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="354" VPOS="765" ID="st70-85"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="424" VPOS="765" ID="st70-86"/></TextLine><TextLine HPOS="196" VPOS="865" ID="tl70-10" WIDTH="1004" HEIGHT="31"><String HEIGHT="31" CONTENT="Reihe" WIDTH="87" HPOS="196" VPOS="865" ID="st70-87"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="293" VPOS="865" ID="st70-88"/><String HEIGHT="31" CONTENT="Wirtschaftspolitische" WIDTH="300" HPOS="307" VPOS="865" ID="st70-89"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="120" HPOS="616" VPOS="865" ID="st70-90"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="736" VPOS="865" ID="st70-91"/><String HEIGHT="31" CONTENT="," WIDTH="16" HPOS="751" VPOS="865" ID="st70-92"/><SP/><String HEIGHT="31" CONTENT="www" WIDTH="43" HPOS="776" VPOS="865" ID="st70-93"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="819" VPOS="865" ID="st70-94"/><String HEIGHT="31" CONTENT="fes" WIDTH="44" HPOS="834" VPOS="865" ID="st70-95"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="878" VPOS="865" ID="st70-96"/><String HEIGHT="31" CONTENT="de/wirtschaftspolitik" WIDTH="308" HPOS="892" VPOS="865" ID="st70-97"/></TextLine><TextLine HPOS="196" VPOS="915" ID="tl70-11" WIDTH="921" HEIGHT="31"><String HEIGHT="31" CONTENT="Erschienene" WIDTH="199" HPOS="196" VPOS="915" ID="st70-98"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="141" HPOS="404" VPOS="915" ID="st70-99"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="554" VPOS="915" ID="st70-100"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitischen" WIDTH="369" HPOS="600" VPOS="915" ID="st70-101"/><SP/><String HEIGHT="31" CONTENT="Themen" WIDTH="119" HPOS="978" VPOS="915" ID="st70-102"/><String HEIGHT="31" CONTENT=":" WIDTH="20" HPOS="1097" VPOS="915" ID="st70-103"/></TextLine><TextLine HPOS="196" VPOS="998" ID="tl70-12" WIDTH="1167" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="998" ID="st70-104"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="998" ID="st70-105"/><SP/><String HEIGHT="31" CONTENT="18" WIDTH="30" HPOS="467" VPOS="998" ID="st70-106"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="497" VPOS="998" ID="st70-107"/><SP/><String HEIGHT="31" CONTENT="Juni" WIDTH="61" HPOS="523" VPOS="998" ID="st70-108"/><SP/><String HEIGHT="31" CONTENT="2003" WIDTH="74" HPOS="593" VPOS="998" ID="st70-109"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="676" VPOS="998" ID="st70-110"/><SP/><String HEIGHT="31" CONTENT="Erfurt/Wirtschaftspolitische" WIDTH="394" HPOS="712" VPOS="998" ID="st70-111"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="130" HPOS="1115" VPOS="998" ID="st70-112"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1254" VPOS="998" ID="st70-113"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1283" VPOS="998" ID="st70-114"/><SP/><String HEIGHT="31" CONTENT="155" WIDTH="55" HPOS="1308" VPOS="998" ID="st70-115"/></TextLine><TextLine HPOS="196" VPOS="1049" ID="tl70-13" WIDTH="1238" HEIGHT="30"><String HEIGHT="30" CONTENT="Der" WIDTH="56" HPOS="196" VPOS="1049" ID="st70-116"/><SP/><String HEIGHT="30" CONTENT="Patient" WIDTH="111" HPOS="261" VPOS="1049" ID="st70-117"/><SP/><String HEIGHT="30" CONTENT="im" WIDTH="39" HPOS="382" VPOS="1049" ID="st70-118"/><SP/><String HEIGHT="30" CONTENT="Mittelpunkt" WIDTH="178" HPOS="430" VPOS="1049" ID="st70-119"/><SP/><String HEIGHT="30" CONTENT="–" WIDTH="19" HPOS="617" VPOS="1049" ID="st70-120"/><SP/><String HEIGHT="30" CONTENT="Durchbruch" WIDTH="189" HPOS="645" VPOS="1049" ID="st70-121"/><SP/><String HEIGHT="30" CONTENT="für" WIDTH="44" HPOS="843" VPOS="1049" ID="st70-122"/><SP/><String HEIGHT="30" CONTENT="Patienten" WIDTH="144" HPOS="896" VPOS="1049" ID="st70-123"/><String HEIGHT="30" CONTENT="-" WIDTH="17" HPOS="1040" VPOS="1049" ID="st70-124"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="61" HPOS="1067" VPOS="1049" ID="st70-125"/><SP/><String HEIGHT="30" CONTENT="Verbraucherrechte" WIDTH="297" HPOS="1137" VPOS="1049" ID="st70-126"/></TextLine><TextLine HPOS="196" VPOS="1099" ID="tl70-14" WIDTH="488" HEIGHT="30"><String HEIGHT="30" CONTENT="durch" WIDTH="93" HPOS="196" VPOS="1099" ID="st70-127"/><SP/><String HEIGHT="30" CONTENT="die" WIDTH="48" HPOS="298" VPOS="1099" ID="st70-128"/><SP/><String HEIGHT="30" CONTENT="Gesundheitsreform" WIDTH="309" HPOS="356" VPOS="1099" ID="st70-129"/><String HEIGHT="30" CONTENT="?" WIDTH="19" HPOS="665" VPOS="1099" ID="st70-130"/></TextLine><TextLine HPOS="196" VPOS="1148" ID="tl70-15" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1148" ID="st70-131"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1148" ID="st70-132"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1148" ID="st70-133"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1148" ID="st70-134"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1148" ID="st70-135"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1148" ID="st70-136"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1148" ID="st70-137"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1148" ID="st70-138"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1148" ID="st70-139"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1148" ID="st70-140"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1148" ID="st70-141"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1148" ID="st70-142"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1148" ID="st70-143"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1148" ID="st70-144"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1148" ID="st70-145"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1148" ID="st70-146"/><String HEIGHT="31" CONTENT="wirtschaft/01843" WIDTH="217" HPOS="1147" VPOS="1148" ID="st70-147"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1148" ID="st70-148"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1148" ID="st70-149"/></TextLine><TextLine HPOS="196" VPOS="1232" ID="tl70-16" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="196" HPOS="196" VPOS="1232" ID="st70-150"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="45" HPOS="400" VPOS="1232" ID="st70-151"/><SP/><String HEIGHT="31" CONTENT="2" WIDTH="13" HPOS="453" VPOS="1232" ID="st70-152"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="466" VPOS="1232" ID="st70-153"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="148" HPOS="487" VPOS="1232" ID="st70-154"/><SP/><String HEIGHT="31" CONTENT="2002" WIDTH="71" HPOS="643" VPOS="1232" ID="st70-155"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="722" VPOS="1232" ID="st70-156"/><SP/><String HEIGHT="31" CONTENT="Potsdam/Wirtschaftspolitische" WIDTH="421" HPOS="755" VPOS="1232" ID="st70-157"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="124" HPOS="1183" VPOS="1232" ID="st70-158"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="28" HPOS="1315" VPOS="1232" ID="st70-159"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1343" VPOS="1232" ID="st70-160"/><SP/><String HEIGHT="31" CONTENT="152" WIDTH="54" HPOS="1365" VPOS="1232" ID="st70-161"/></TextLine><TextLine HPOS="196" VPOS="1282" ID="tl70-17" WIDTH="608" HEIGHT="31"><String HEIGHT="31" CONTENT="Nahrungsmittelskandale" WIDTH="387" HPOS="196" VPOS="1282" ID="st70-162"/><SP/><String HEIGHT="31" CONTENT="ohne" WIDTH="79" HPOS="593" VPOS="1282" ID="st70-163"/><SP/><String HEIGHT="31" CONTENT="Ende" WIDTH="81" HPOS="682" VPOS="1282" ID="st70-164"/><String HEIGHT="31" CONTENT="?" WIDTH="15" HPOS="773" VPOS="1282" ID="st70-165"/><String HEIGHT="31" CONTENT="!" WIDTH="16" HPOS="788" VPOS="1282" ID="st70-166"/></TextLine><TextLine HPOS="196" VPOS="1332" ID="tl70-18" WIDTH="1206" HEIGHT="31"><String HEIGHT="31" CONTENT="Wo" WIDTH="52" HPOS="196" VPOS="1332" ID="st70-167"/><SP/><String HEIGHT="31" CONTENT="stehen" WIDTH="108" HPOS="257" VPOS="1332" ID="st70-168"/><SP/><String HEIGHT="31" CONTENT="wir" WIDTH="48" HPOS="374" VPOS="1332" ID="st70-169"/><SP/><String HEIGHT="31" CONTENT="beim" WIDTH="77" HPOS="432" VPOS="1332" ID="st70-170"/><SP/><String HEIGHT="31" CONTENT="gesundheitlichen" WIDTH="274" HPOS="519" VPOS="1332" ID="st70-171"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="802" VPOS="1332" ID="st70-172"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="1113" VPOS="1332" ID="st70-173"/><SP/><String HEIGHT="31" CONTENT="bei" WIDTH="48" HPOS="1184" VPOS="1332" ID="st70-174"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="1241" VPOS="1332" ID="st70-175"/><SP/><String HEIGHT="31" CONTENT="Agrar" WIDTH="84" HPOS="1302" VPOS="1332" ID="st70-176" SUBS_TYPE="HypPart1" SUBS_CONTENT="Agrarwende"/><HYP CONTENT="-" WIDTH="16" HPOS="1386" VPOS="1332" HEIGHT="31"/></TextLine><TextLine HPOS="196" VPOS="1382" ID="tl70-19" WIDTH="125" HEIGHT="31"><String HEIGHT="31" CONTENT="wende" WIDTH="104" HPOS="196" VPOS="1382" ID="st70-177" SUBS_TYPE="HypPart2" SUBS_CONTENT="Agrarwende"/><String HEIGHT="31" CONTENT="?" WIDTH="21" HPOS="300" VPOS="1382" ID="st70-178"/></TextLine><TextLine HPOS="196" VPOS="1432" ID="tl70-20" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1432" ID="st70-179"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1432" ID="st70-180"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1432" ID="st70-181"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1432" ID="st70-182"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1432" ID="st70-183"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1432" ID="st70-184"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1432" ID="st70-185"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1432" ID="st70-186"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1432" ID="st70-187"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1432" ID="st70-188"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1432" ID="st70-189"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1432" ID="st70-190"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1432" ID="st70-191"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1432" ID="st70-192"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1432" ID="st70-193"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1432" ID="st70-194"/><String HEIGHT="31" CONTENT="wirtschaft/01841" WIDTH="217" HPOS="1147" VPOS="1432" ID="st70-195"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1432" ID="st70-196"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1432" ID="st70-197"/></TextLine><TextLine HPOS="196" VPOS="1515" ID="tl70-21" WIDTH="1145" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1515" ID="st70-198"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="411" VPOS="1515" ID="st70-199"/><SP/><String HEIGHT="31" CONTENT="2" WIDTH="13" HPOS="467" VPOS="1515" ID="st70-200"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="480" VPOS="1515" ID="st70-201"/><SP/><String HEIGHT="31" CONTENT="Mai" WIDTH="53" HPOS="504" VPOS="1515" ID="st70-202"/><SP/><String HEIGHT="31" CONTENT="2001" WIDTH="74" HPOS="567" VPOS="1515" ID="st70-203"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="650" VPOS="1515" ID="st70-204"/><SP/><String HEIGHT="31" CONTENT="Berlin/Wirtschaftspolitische" WIDTH="398" HPOS="686" VPOS="1515" ID="st70-205"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="129" HPOS="1093" VPOS="1515" ID="st70-206"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1232" VPOS="1515" ID="st70-207"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1261" VPOS="1515" ID="st70-208"/><SP/><String HEIGHT="31" CONTENT="144" WIDTH="55" HPOS="1286" VPOS="1515" ID="st70-209"/></TextLine><TextLine HPOS="196" VPOS="1565" ID="tl70-22" WIDTH="1173" HEIGHT="31"><String HEIGHT="31" CONTENT="Auf" WIDTH="56" HPOS="196" VPOS="1565" ID="st70-210"/><SP/><String HEIGHT="31" CONTENT="dem" WIDTH="69" HPOS="261" VPOS="1565" ID="st70-211"/><SP/><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="339" VPOS="1565" ID="st70-212"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="437" VPOS="1565" ID="st70-213"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="96" HPOS="484" VPOS="1565" ID="st70-214"/><SP/><String HEIGHT="31" CONTENT="besseren" WIDTH="146" HPOS="589" VPOS="1565" ID="st70-215"/><SP/><String HEIGHT="31" CONTENT="gesundheitlichen" WIDTH="274" HPOS="745" VPOS="1565" ID="st70-216"/><SP/><String HEIGHT="31" CONTENT="Verbraucherschutz" WIDTH="302" HPOS="1028" VPOS="1565" ID="st70-217"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="1339" VPOS="1565" ID="st70-218"/></TextLine><TextLine HPOS="196" VPOS="1615" ID="tl70-23" WIDTH="395" HEIGHT="31"><String HEIGHT="31" CONTENT="Deutschland" WIDTH="200" HPOS="196" VPOS="1615" ID="st70-219"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="406" VPOS="1615" ID="st70-220"/><SP/><String HEIGHT="31" CONTENT="Europa" WIDTH="115" HPOS="476" VPOS="1615" ID="st70-221"/></TextLine><TextLine HPOS="196" VPOS="1665" ID="tl70-24" WIDTH="1223" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1665" ID="st70-222"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1665" ID="st70-223"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1665" ID="st70-224"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1665" ID="st70-225"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="578" VPOS="1665" ID="st70-226"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="648" VPOS="1665" ID="st70-227"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1665" ID="st70-228"/><String HEIGHT="31" CONTENT=":" WIDTH="13" HPOS="727" VPOS="1665" ID="st70-229"/><String HEIGHT="31" CONTENT="//library" WIDTH="122" HPOS="740" VPOS="1665" ID="st70-230"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="862" VPOS="1665" ID="st70-231"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="876" VPOS="1665" ID="st70-232"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="917" VPOS="1665" ID="st70-233"/><String HEIGHT="31" CONTENT="de/pdf" WIDTH="82" HPOS="930" VPOS="1665" ID="st70-234"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1012" VPOS="1665" ID="st70-235"/><String HEIGHT="31" CONTENT="files/fo" WIDTH="109" HPOS="1025" VPOS="1665" ID="st70-236"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1134" VPOS="1665" ID="st70-237"/><String HEIGHT="31" CONTENT="wirtschaft/01467" WIDTH="217" HPOS="1147" VPOS="1665" ID="st70-238"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1364" VPOS="1665" ID="st70-239"/><String HEIGHT="31" CONTENT="pdf" WIDTH="41" HPOS="1378" VPOS="1665" ID="st70-240"/></TextLine><TextLine HPOS="196" VPOS="1748" ID="tl70-25" WIDTH="1232" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1748" ID="st70-241"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="1748" ID="st70-242"/><SP/><String HEIGHT="31" CONTENT="14" WIDTH="30" HPOS="467" VPOS="1748" ID="st70-243"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="497" VPOS="1748" ID="st70-244"/><SP/><String HEIGHT="31" CONTENT="April" WIDTH="66" HPOS="523" VPOS="1748" ID="st70-245"/><SP/><String HEIGHT="31" CONTENT="1999" WIDTH="75" HPOS="598" VPOS="1748" ID="st70-246"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="682" VPOS="1748" ID="st70-247"/><SP/><String HEIGHT="31" CONTENT="Chemnitz/Wirtschaftspolitische" WIDTH="454" HPOS="717" VPOS="1748" ID="st70-248"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="130" HPOS="1180" VPOS="1748" ID="st70-249"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1319" VPOS="1748" ID="st70-250"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1348" VPOS="1748" ID="st70-251"/><SP/><String HEIGHT="31" CONTENT="128" WIDTH="55" HPOS="1373" VPOS="1748" ID="st70-252"/></TextLine><TextLine HPOS="196" VPOS="1799" ID="tl70-26" WIDTH="436" HEIGHT="30"><String HEIGHT="30" CONTENT="Die" WIDTH="52" HPOS="196" VPOS="1799" ID="st70-253"/><SP/><String HEIGHT="30" CONTENT="neue" WIDTH="77" HPOS="258" VPOS="1799" ID="st70-254"/><SP/><String HEIGHT="30" CONTENT="Insolvenzordnung" WIDTH="287" HPOS="345" VPOS="1799" ID="st70-255"/></TextLine><TextLine HPOS="196" VPOS="1849" ID="tl70-27" WIDTH="889" HEIGHT="30"><String HEIGHT="30" CONTENT="Mehr" WIDTH="80" HPOS="196" VPOS="1849" ID="st70-256"/><SP/><String HEIGHT="30" CONTENT="Sanierungen" WIDTH="202" HPOS="285" VPOS="1849" ID="st70-257"/><SP/><String HEIGHT="30" CONTENT="statt" WIDTH="71" HPOS="496" VPOS="1849" ID="st70-258"/><SP/><String HEIGHT="30" CONTENT="Zerschlagungen" WIDTH="257" HPOS="576" VPOS="1849" ID="st70-259"/><SP/><String HEIGHT="30" CONTENT="von" WIDTH="59" HPOS="843" VPOS="1849" ID="st70-260"/><SP/><String HEIGHT="30" CONTENT="Betrieben" WIDTH="156" HPOS="911" VPOS="1849" ID="st70-261"/><String HEIGHT="30" CONTENT="?" WIDTH="18" HPOS="1067" VPOS="1849" ID="st70-262"/></TextLine><TextLine HPOS="196" VPOS="1898" ID="tl70-28" WIDTH="1257" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1898" ID="st70-263"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1898" ID="st70-264"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1898" ID="st70-265"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1898" ID="st70-266"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="71" HPOS="578" VPOS="1898" ID="st70-267"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="649" VPOS="1898" ID="st70-268"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="673" VPOS="1898" ID="st70-269"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="727" VPOS="1898" ID="st70-270"/><String HEIGHT="31" CONTENT="//library" WIDTH="123" HPOS="741" VPOS="1898" ID="st70-271"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="864" VPOS="1898" ID="st70-272"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="878" VPOS="1898" ID="st70-273"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="919" VPOS="1898" ID="st70-274"/><String HEIGHT="31" CONTENT="de/fulltext/fo" WIDTH="191" HPOS="933" VPOS="1898" ID="st70-275"/><String HEIGHT="31" CONTENT="-" WIDTH="14" HPOS="1124" VPOS="1898" ID="st70-276"/><String HEIGHT="31" CONTENT="wirtschaft/00953toc" WIDTH="260" HPOS="1138" VPOS="1898" ID="st70-277"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="1398" VPOS="1898" ID="st70-278"/><String HEIGHT="31" CONTENT="htm" WIDTH="42" HPOS="1411" VPOS="1898" ID="st70-279"/></TextLine><TextLine HPOS="196" VPOS="1982" ID="tl70-29" WIDTH="1134" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1982" ID="st70-280"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="1982" ID="st70-281"/><SP/><String HEIGHT="31" CONTENT="8" WIDTH="14" HPOS="467" VPOS="1982" ID="st70-282"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="481" VPOS="1982" ID="st70-283"/><SP/><String HEIGHT="31" CONTENT="Juni" WIDTH="61" HPOS="504" VPOS="1982" ID="st70-284"/><SP/><String HEIGHT="31" CONTENT="1999" WIDTH="75" HPOS="574" VPOS="1982" ID="st70-285"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="658" VPOS="1982" ID="st70-286"/><SP/><String HEIGHT="31" CONTENT="Köln/Wirtschaftspolitische" WIDTH="380" HPOS="693" VPOS="1982" ID="st70-287"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="130" HPOS="1082" VPOS="1982" ID="st70-288"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1221" VPOS="1982" ID="st70-289"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1250" VPOS="1982" ID="st70-290"/><SP/><String HEIGHT="31" CONTENT="127" WIDTH="55" HPOS="1275" VPOS="1982" ID="st70-291"/></TextLine><TextLine HPOS="196" VPOS="2032" ID="tl70-30" WIDTH="869" HEIGHT="31"><String HEIGHT="31" CONTENT="Ökologische" WIDTH="200" HPOS="196" VPOS="2032" ID="st70-292"/><SP/><String HEIGHT="31" CONTENT="Besteuerung" WIDTH="203" HPOS="406" VPOS="2032" ID="st70-293"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="39" HPOS="619" VPOS="2032" ID="st70-294"/><SP/><String HEIGHT="31" CONTENT="internationalen" WIDTH="239" HPOS="667" VPOS="2032" ID="st70-295"/><SP/><String HEIGHT="31" CONTENT="Vergleich" WIDTH="150" HPOS="915" VPOS="2032" ID="st70-296"/></TextLine><TextLine HPOS="196" VPOS="2082" ID="tl70-31" WIDTH="639" HEIGHT="31"><String HEIGHT="31" CONTENT="Wie" WIDTH="60" HPOS="196" VPOS="2082" ID="st70-297"/><SP/><String HEIGHT="31" CONTENT="weit" WIDTH="65" HPOS="265" VPOS="2082" ID="st70-298"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="68" HPOS="339" VPOS="2082" ID="st70-299"/><SP/><String HEIGHT="31" CONTENT="andere" WIDTH="109" HPOS="417" VPOS="2082" ID="st70-300"/><SP/><String HEIGHT="31" CONTENT="Industrienationen" WIDTH="283" HPOS="535" VPOS="2082" ID="st70-301"/><String HEIGHT="31" CONTENT="?" WIDTH="17" HPOS="818" VPOS="2082" ID="st70-302"/></TextLine><TextLine HPOS="196" VPOS="2132" ID="tl70-32" WIDTH="1180" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="196" VPOS="2132" ID="st70-303"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="254" VPOS="2132" ID="st70-304"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="335" VPOS="2132" ID="st70-305"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="380" VPOS="2132" ID="st70-306"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="502" VPOS="2132" ID="st70-307"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="572" VPOS="2132" ID="st70-308"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="597" VPOS="2132" ID="st70-309"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="651" VPOS="2132" ID="st70-310"/><String HEIGHT="31" CONTENT="//library" WIDTH="123" HPOS="665" VPOS="2132" ID="st70-311"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="788" VPOS="2132" ID="st70-312"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="802" VPOS="2132" ID="st70-313"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="843" VPOS="2132" ID="st70-314"/><String HEIGHT="31" CONTENT="de/fulltext/fo" WIDTH="192" HPOS="856" VPOS="2132" ID="st70-315"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1048" VPOS="2132" ID="st70-316"/><String HEIGHT="31" CONTENT="wirtschaft/00952toc" WIDTH="260" HPOS="1061" VPOS="2132" ID="st70-317"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1321" VPOS="2132" ID="st70-318"/><String HEIGHT="31" CONTENT="htm" WIDTH="41" HPOS="1335" VPOS="2132" ID="st70-319"/></TextLine><TextLine HPOS="196" VPOS="2207" ID="tl70-33" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="62" WIDTH="37" HPOS="196" VPOS="2207" ID="st70-320"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="71" ID="p592585" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592585" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592585" HEIGHT="2338"><TextLine HPOS="196" VPOS="215" ID="tl71-0" WIDTH="1229" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="196" HPOS="196" VPOS="215" ID="st71-0"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="45" HPOS="400" VPOS="215" ID="st71-1"/><SP/><String HEIGHT="31" CONTENT="9" WIDTH="13" HPOS="453" VPOS="215" ID="st71-2"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="466" VPOS="215" ID="st71-3"/><SP/><String HEIGHT="31" CONTENT="Dezember" WIDTH="148" HPOS="487" VPOS="215" ID="st71-4"/><SP/><String HEIGHT="31" CONTENT="1996" WIDTH="71" HPOS="643" VPOS="215" ID="st71-5"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="25" HPOS="722" VPOS="215" ID="st71-6"/><SP/><String HEIGHT="31" CONTENT="München/Wirtschaftspolitische" WIDTH="426" HPOS="755" VPOS="215" ID="st71-7"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="124" HPOS="1189" VPOS="215" ID="st71-8"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="28" HPOS="1320" VPOS="215" ID="st71-9"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1348" VPOS="215" ID="st71-10"/><SP/><String HEIGHT="31" CONTENT="101" WIDTH="54" HPOS="1371" VPOS="215" ID="st71-11"/></TextLine><TextLine HPOS="196" VPOS="265" ID="tl71-1" WIDTH="1093" HEIGHT="31"><String HEIGHT="31" CONTENT="Ohnmacht" WIDTH="165" HPOS="196" VPOS="265" ID="st71-12"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="370" VPOS="265" ID="st71-13"/><SP/><String HEIGHT="31" CONTENT="Verbraucher" WIDTH="196" HPOS="432" VPOS="265" ID="st71-14"/><SP/><String HEIGHT="31" CONTENT="gegenüber" WIDTH="171" HPOS="637" VPOS="265" ID="st71-15"/><SP/><String HEIGHT="31" CONTENT="Banken" WIDTH="120" HPOS="817" VPOS="265" ID="st71-16"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="61" HPOS="947" VPOS="265" ID="st71-17"/><SP/><String HEIGHT="31" CONTENT="Versicherungen" WIDTH="253" HPOS="1017" VPOS="265" ID="st71-18"/><String HEIGHT="31" CONTENT="?" WIDTH="19" HPOS="1270" VPOS="265" ID="st71-19"/></TextLine><TextLine HPOS="196" VPOS="315" ID="tl71-2" WIDTH="1180" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="196" VPOS="315" ID="st71-20"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="254" VPOS="315" ID="st71-21"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="335" VPOS="315" ID="st71-22"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="380" VPOS="315" ID="st71-23"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="502" VPOS="315" ID="st71-24"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="572" VPOS="315" ID="st71-25"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="597" VPOS="315" ID="st71-26"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="651" VPOS="315" ID="st71-27"/><String HEIGHT="31" CONTENT="//library" WIDTH="123" HPOS="665" VPOS="315" ID="st71-28"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="788" VPOS="315" ID="st71-29"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="802" VPOS="315" ID="st71-30"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="843" VPOS="315" ID="st71-31"/><String HEIGHT="31" CONTENT="de/fulltext/fo" WIDTH="192" HPOS="856" VPOS="315" ID="st71-32"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1048" VPOS="315" ID="st71-33"/><String HEIGHT="31" CONTENT="wirtschaft/00333toc" WIDTH="260" HPOS="1061" VPOS="315" ID="st71-34"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1321" VPOS="315" ID="st71-35"/><String HEIGHT="31" CONTENT="htm" WIDTH="41" HPOS="1335" VPOS="315" ID="st71-36"/></TextLine><TextLine HPOS="196" VPOS="398" ID="tl71-3" WIDTH="1184" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="398" ID="st71-37"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="398" ID="st71-38"/><SP/><String HEIGHT="31" CONTENT="1" WIDTH="14" HPOS="467" VPOS="398" ID="st71-39"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="481" VPOS="398" ID="st71-40"/><SP/><String HEIGHT="31" CONTENT="Oktober" WIDTH="118" HPOS="504" VPOS="398" ID="st71-41"/><SP/><String HEIGHT="31" CONTENT="1996" WIDTH="74" HPOS="632" VPOS="398" ID="st71-42"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="715" VPOS="398" ID="st71-43"/><SP/><String HEIGHT="31" CONTENT="Bonn/Wirtschaftspolitische" WIDTH="391" HPOS="750" VPOS="398" ID="st71-44"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="129" HPOS="1151" VPOS="398" ID="st71-45"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="29" HPOS="1290" VPOS="398" ID="st71-46"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1319" VPOS="398" ID="st71-47"/><SP/><String HEIGHT="31" CONTENT="99" WIDTH="37" HPOS="1343" VPOS="398" ID="st71-48"/></TextLine><TextLine HPOS="196" VPOS="449" ID="tl71-4" WIDTH="413" HEIGHT="30"><String HEIGHT="30" CONTENT="Aufsichtsräte" WIDTH="213" HPOS="196" VPOS="449" ID="st71-49"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="62" HPOS="418" VPOS="449" ID="st71-50"/><SP/><String HEIGHT="30" CONTENT="Banken" WIDTH="120" HPOS="489" VPOS="449" ID="st71-51"/></TextLine><TextLine HPOS="196" VPOS="499" ID="tl71-5" WIDTH="1062" HEIGHT="30"><String HEIGHT="30" CONTENT="Kontrolldefizite" WIDTH="243" HPOS="196" VPOS="499" ID="st71-52"/><SP/><String HEIGHT="30" CONTENT="und" WIDTH="61" HPOS="448" VPOS="499" ID="st71-53"/><SP/><String HEIGHT="30" CONTENT="Einflußkumulation" WIDTH="291" HPOS="518" VPOS="499" ID="st71-54"/><SP/><String HEIGHT="30" CONTENT="in" WIDTH="29" HPOS="819" VPOS="499" ID="st71-55"/><SP/><String HEIGHT="30" CONTENT="der" WIDTH="51" HPOS="858" VPOS="499" ID="st71-56"/><SP/><String HEIGHT="30" CONTENT="deutschen" WIDTH="166" HPOS="919" VPOS="499" ID="st71-57"/><SP/><String HEIGHT="30" CONTENT="Wirtschaft" WIDTH="163" HPOS="1095" VPOS="499" ID="st71-58"/></TextLine><TextLine HPOS="196" VPOS="548" ID="tl71-6" WIDTH="995" HEIGHT="31"><String HEIGHT="31" CONTENT="Vorschläge" WIDTH="167" HPOS="196" VPOS="548" ID="st71-59"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="372" VPOS="548" ID="st71-60"/><SP/><String HEIGHT="31" CONTENT="politischen" WIDTH="157" HPOS="430" VPOS="548" ID="st71-61"/><SP/><String HEIGHT="31" CONTENT="Parteien" WIDTH="124" HPOS="597" VPOS="548" ID="st71-62"/><SP/><String HEIGHT="31" CONTENT="zur" WIDTH="46" HPOS="730" VPOS="548" ID="st71-63"/><SP/><String HEIGHT="31" CONTENT="Unternehmensrechtsreform" WIDTH="405" HPOS="786" VPOS="548" ID="st71-64"/></TextLine><TextLine HPOS="196" VPOS="598" ID="tl71-7" WIDTH="1180" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="196" VPOS="598" ID="st71-65"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="254" VPOS="598" ID="st71-66"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="335" VPOS="598" ID="st71-67"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="380" VPOS="598" ID="st71-68"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="502" VPOS="598" ID="st71-69"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="572" VPOS="598" ID="st71-70"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="597" VPOS="598" ID="st71-71"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="651" VPOS="598" ID="st71-72"/><String HEIGHT="31" CONTENT="//library" WIDTH="123" HPOS="665" VPOS="598" ID="st71-73"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="788" VPOS="598" ID="st71-74"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="802" VPOS="598" ID="st71-75"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="843" VPOS="598" ID="st71-76"/><String HEIGHT="31" CONTENT="de/fulltext/fo" WIDTH="192" HPOS="856" VPOS="598" ID="st71-77"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1048" VPOS="598" ID="st71-78"/><String HEIGHT="31" CONTENT="wirtschaft/00358toc" WIDTH="260" HPOS="1061" VPOS="598" ID="st71-79"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1321" VPOS="598" ID="st71-80"/><String HEIGHT="31" CONTENT="htm" WIDTH="41" HPOS="1335" VPOS="598" ID="st71-81"/></TextLine><TextLine HPOS="196" VPOS="682" ID="tl71-8" WIDTH="1258" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="682" ID="st71-82"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="46" HPOS="411" VPOS="682" ID="st71-83"/><SP/><String HEIGHT="31" CONTENT="4" WIDTH="13" HPOS="467" VPOS="682" ID="st71-84"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="480" VPOS="682" ID="st71-85"/><SP/><String HEIGHT="31" CONTENT="Mai" WIDTH="53" HPOS="504" VPOS="682" ID="st71-86"/><SP/><String HEIGHT="31" CONTENT="1995" WIDTH="74" HPOS="567" VPOS="682" ID="st71-87"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="650" VPOS="682" ID="st71-88"/><SP/><String HEIGHT="31" CONTENT="Frankfurt/Main" WIDTH="215" HPOS="685" VPOS="682" ID="st71-89"/><SP/><String HEIGHT="31" CONTENT="/Wirtschaftspolitsche" WIDTH="306" HPOS="909" VPOS="682" ID="st71-90"/><SP/><String HEIGHT="31" CONTENT="Diskurse" WIDTH="130" HPOS="1224" VPOS="682" ID="st71-91"/><SP/><String HEIGHT="31" CONTENT="Nr" WIDTH="30" HPOS="1363" VPOS="682" ID="st71-92"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="1393" VPOS="682" ID="st71-93"/><SP/><String HEIGHT="31" CONTENT="78" WIDTH="37" HPOS="1417" VPOS="682" ID="st71-94"/></TextLine><TextLine HPOS="196" VPOS="732" ID="tl71-9" WIDTH="287" HEIGHT="31"><String HEIGHT="31" CONTENT="Macht" WIDTH="97" HPOS="196" VPOS="732" ID="st71-95"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="302" VPOS="732" ID="st71-96"/><SP/><String HEIGHT="31" CONTENT="Banken" WIDTH="120" HPOS="363" VPOS="732" ID="st71-97"/></TextLine><TextLine HPOS="196" VPOS="782" ID="tl71-10" WIDTH="1180" HEIGHT="31"><String HEIGHT="31" CONTENT="nur" WIDTH="49" HPOS="196" VPOS="782" ID="st71-98"/><SP/><String HEIGHT="31" CONTENT="noch" WIDTH="72" HPOS="254" VPOS="782" ID="st71-99"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="36" HPOS="335" VPOS="782" ID="st71-100"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="380" VPOS="782" ID="st71-101"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="70" HPOS="502" VPOS="782" ID="st71-102"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="572" VPOS="782" ID="st71-103"/><SP/><String HEIGHT="31" CONTENT="http" WIDTH="54" HPOS="597" VPOS="782" ID="st71-104"/><String HEIGHT="31" CONTENT=":" WIDTH="14" HPOS="651" VPOS="782" ID="st71-105"/><String HEIGHT="31" CONTENT="//library" WIDTH="123" HPOS="665" VPOS="782" ID="st71-106"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="788" VPOS="782" ID="st71-107"/><String HEIGHT="31" CONTENT="fes" WIDTH="41" HPOS="802" VPOS="782" ID="st71-108"/><String HEIGHT="31" CONTENT="." WIDTH="13" HPOS="843" VPOS="782" ID="st71-109"/><String HEIGHT="31" CONTENT="de/fulltext/fo" WIDTH="192" HPOS="856" VPOS="782" ID="st71-110"/><String HEIGHT="31" CONTENT="-" WIDTH="13" HPOS="1048" VPOS="782" ID="st71-111"/><String HEIGHT="31" CONTENT="wirtschaft/00366toc" WIDTH="260" HPOS="1061" VPOS="782" ID="st71-112"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1321" VPOS="782" ID="st71-113"/><String HEIGHT="31" CONTENT="htm" WIDTH="41" HPOS="1335" VPOS="782" ID="st71-114"/></TextLine><TextLine HPOS="196" VPOS="882" ID="tl71-11" WIDTH="784" HEIGHT="31"><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="295" HPOS="196" VPOS="882" ID="st71-115"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="30" HPOS="500" VPOS="882" ID="st71-116"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="52" HPOS="539" VPOS="882" ID="st71-117"/><SP/><String HEIGHT="31" CONTENT="Reihe" WIDTH="91" HPOS="600" VPOS="882" ID="st71-118"/><SP/><String HEIGHT="31" CONTENT="Internetökonomie" WIDTH="280" HPOS="700" VPOS="882" ID="st71-119"/></TextLine><TextLine HPOS="196" VPOS="982" ID="tl71-12" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Das" WIDTH="60" HPOS="196" VPOS="982" ID="st71-120"/><SP/><String HEIGHT="31" CONTENT="Projekt" WIDTH="103" HPOS="271" VPOS="982" ID="st71-121"/><String HEIGHT="31" CONTENT="„" WIDTH="15" HPOS="390" VPOS="982" ID="st71-122"/><String HEIGHT="31" CONTENT="Internetökonomie" WIDTH="248" HPOS="405" VPOS="982" ID="st71-123"/><String HEIGHT="31" CONTENT="“" WIDTH="16" HPOS="653" VPOS="982" ID="st71-124"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="49" HPOS="684" VPOS="982" ID="st71-125"/><SP/><String HEIGHT="31" CONTENT="Abteilung" WIDTH="139" HPOS="748" VPOS="982" ID="st71-126"/><SP/><String HEIGHT="31" CONTENT="Wirtschaftspolitik" WIDTH="250" HPOS="902" VPOS="982" ID="st71-127"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="1167" VPOS="982" ID="st71-128"/><SP/><String HEIGHT="31" CONTENT="wirtschafts" WIDTH="154" HPOS="1217" VPOS="982" ID="st71-129"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1371" VPOS="982" ID="st71-130"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="982" ID="st71-131"/></TextLine><TextLine HPOS="196" VPOS="1032" ID="tl71-13" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="sozialpolitischen" WIDTH="243" HPOS="196" VPOS="1032" ID="st71-132"/><SP/><String HEIGHT="31" CONTENT="Forschungs" WIDTH="168" HPOS="457" VPOS="1032" ID="st71-133"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="625" VPOS="1032" ID="st71-134"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="660" VPOS="1032" ID="st71-135"/><SP/><String HEIGHT="31" CONTENT="Beratungszentrum" WIDTH="272" HPOS="734" VPOS="1032" ID="st71-136"/><SP/><String HEIGHT="31" CONTENT="widmet" WIDTH="106" HPOS="1024" VPOS="1032" ID="st71-137"/><SP/><String HEIGHT="31" CONTENT="sich" WIDTH="59" HPOS="1148" VPOS="1032" ID="st71-138"/><SP/><String HEIGHT="31" CONTENT="den" WIDTH="56" HPOS="1225" VPOS="1032" ID="st71-139"/><SP/><String HEIGHT="31" CONTENT="vielfältigen" WIDTH="157" HPOS="1299" VPOS="1032" ID="st71-140"/></TextLine><TextLine HPOS="196" VPOS="1082" ID="tl71-14" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="Facetten" WIDTH="130" HPOS="196" VPOS="1082" ID="st71-141"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="338" VPOS="1082" ID="st71-142"/><SP/><String HEIGHT="31" CONTENT="wirtschaftlichen" WIDTH="223" HPOS="399" VPOS="1082" ID="st71-143"/><String HEIGHT="31" CONTENT="," WIDTH="14" HPOS="622" VPOS="1082" ID="st71-144"/><SP/><String HEIGHT="31" CONTENT="politischen" WIDTH="157" HPOS="648" VPOS="1082" ID="st71-145"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="817" VPOS="1082" ID="st71-146"/><SP/><String HEIGHT="31" CONTENT="gesellschaftlichen" WIDTH="263" HPOS="885" VPOS="1082" ID="st71-147"/><SP/><String HEIGHT="31" CONTENT="Veränderungen" WIDTH="222" HPOS="1160" VPOS="1082" ID="st71-148"/><String HEIGHT="31" CONTENT="," WIDTH="18" HPOS="1382" VPOS="1082" ID="st71-149"/><SP/><String HEIGHT="31" CONTENT="die" WIDTH="44" HPOS="1412" VPOS="1082" ID="st71-150"/></TextLine><TextLine HPOS="196" VPOS="1132" ID="tl71-15" WIDTH="1260" HEIGHT="31"><String HEIGHT="31" CONTENT="mit" WIDTH="45" HPOS="196" VPOS="1132" ID="st71-151"/><SP/><String HEIGHT="31" CONTENT="der" WIDTH="48" HPOS="301" VPOS="1132" ID="st71-152"/><SP/><String HEIGHT="31" CONTENT="Ausbreitung" WIDTH="177" HPOS="410" VPOS="1132" ID="st71-153"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="648" VPOS="1132" ID="st71-154"/><SP/><String HEIGHT="31" CONTENT="Anwendung" WIDTH="176" HPOS="764" VPOS="1132" ID="st71-155"/><SP/><String HEIGHT="31" CONTENT="neuer" WIDTH="85" HPOS="1000" VPOS="1132" ID="st71-156"/><SP/><String HEIGHT="31" CONTENT="Informations" WIDTH="179" HPOS="1146" VPOS="1132" ID="st71-157"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="1325" VPOS="1132" ID="st71-158"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="55" HPOS="1401" VPOS="1132" ID="st71-159"/></TextLine><TextLine HPOS="196" VPOS="1182" ID="tl71-16" WIDTH="1049" HEIGHT="31"><String HEIGHT="31" CONTENT="Kommunikationstechnologien" WIDTH="436" HPOS="196" VPOS="1182" ID="st71-160"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="35" HPOS="641" VPOS="1182" ID="st71-161"/><SP/><String HEIGHT="31" CONTENT="erwarten" WIDTH="130" HPOS="685" VPOS="1182" ID="st71-162"/><SP/><String HEIGHT="31" CONTENT="sind" WIDTH="62" HPOS="824" VPOS="1182" ID="st71-163"/><SP/><String HEIGHT="31" CONTENT="bzw" WIDTH="51" HPOS="895" VPOS="1182" ID="st71-164"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="946" VPOS="1182" ID="st71-165"/><SP/><String HEIGHT="31" CONTENT="bereits" WIDTH="100" HPOS="973" VPOS="1182" ID="st71-166"/><SP/><String HEIGHT="31" CONTENT="stattfinden" WIDTH="149" HPOS="1082" VPOS="1182" ID="st71-167"/><String HEIGHT="31" CONTENT="." WIDTH="14" HPOS="1231" VPOS="1182" ID="st71-168"/></TextLine><TextLine HPOS="196" VPOS="1282" ID="tl71-17" WIDTH="1045" HEIGHT="31"><String HEIGHT="31" CONTENT="Erschienene" WIDTH="199" HPOS="196" VPOS="1282" ID="st71-169"/><SP/><String HEIGHT="31" CONTENT="Veröffentlichung" WIDTH="265" HPOS="404" VPOS="1282" ID="st71-170"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="678" VPOS="1282" ID="st71-171"/><SP/><String HEIGHT="31" CONTENT="verbraucherpolitischen" WIDTH="369" HPOS="724" VPOS="1282" ID="st71-172"/><SP/><String HEIGHT="31" CONTENT="Themen" WIDTH="119" HPOS="1102" VPOS="1282" ID="st71-173"/><String HEIGHT="31" CONTENT=":" WIDTH="20" HPOS="1221" VPOS="1282" ID="st71-174"/></TextLine><TextLine HPOS="196" VPOS="1382" ID="tl71-18" WIDTH="1015" HEIGHT="31"><String HEIGHT="31" CONTENT="Veranstaltung" WIDTH="206" HPOS="196" VPOS="1382" ID="st71-175"/><SP/><String HEIGHT="31" CONTENT="am" WIDTH="47" HPOS="411" VPOS="1382" ID="st71-176"/><SP/><String HEIGHT="31" CONTENT="17" WIDTH="30" HPOS="467" VPOS="1382" ID="st71-177"/><String HEIGHT="31" CONTENT="." WIDTH="16" HPOS="497" VPOS="1382" ID="st71-178"/><SP/><String HEIGHT="31" CONTENT="Juni" WIDTH="62" HPOS="522" VPOS="1382" ID="st71-179"/><SP/><String HEIGHT="31" CONTENT="2002" WIDTH="74" HPOS="593" VPOS="1382" ID="st71-180"/><SP/><String HEIGHT="31" CONTENT="in" WIDTH="26" HPOS="676" VPOS="1382" ID="st71-181"/><SP/><String HEIGHT="31" CONTENT="Hamburg/Reihe" WIDTH="233" HPOS="712" VPOS="1382" ID="st71-182"/><SP/><String HEIGHT="31" CONTENT="Internetökonomie" WIDTH="257" HPOS="954" VPOS="1382" ID="st71-183"/></TextLine><TextLine HPOS="196" VPOS="1432" ID="tl71-19" WIDTH="428" HEIGHT="31"><String HEIGHT="31" CONTENT="(" WIDTH="15" HPOS="196" VPOS="1432" ID="st71-184"/><String HEIGHT="31" CONTENT="Un" WIDTH="31" HPOS="211" VPOS="1432" ID="st71-185"/><String HEIGHT="31" CONTENT="-" WIDTH="16" HPOS="242" VPOS="1432" ID="st71-186"/><String HEIGHT="31" CONTENT=")" WIDTH="16" HPOS="258" VPOS="1432" ID="st71-187"/><SP/><String HEIGHT="31" CONTENT="Sicherheit" WIDTH="162" HPOS="283" VPOS="1432" ID="st71-188"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="39" HPOS="454" VPOS="1432" ID="st71-189"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="122" HPOS="502" VPOS="1432" ID="st71-190"/></TextLine><TextLine HPOS="196" VPOS="1482" ID="tl71-20" WIDTH="1095" HEIGHT="31"><String HEIGHT="31" CONTENT="Wege" WIDTH="89" HPOS="196" VPOS="1482" ID="st71-191"/><SP/><String HEIGHT="31" CONTENT="zu" WIDTH="37" HPOS="295" VPOS="1482" ID="st71-192"/><SP/><String HEIGHT="31" CONTENT="einem" WIDTH="96" HPOS="341" VPOS="1482" ID="st71-193"/><SP/><String HEIGHT="31" CONTENT="besseren" WIDTH="147" HPOS="446" VPOS="1482" ID="st71-194"/><SP/><String HEIGHT="31" CONTENT="Schutz" WIDTH="109" HPOS="602" VPOS="1482" ID="st71-195"/><SP/><String HEIGHT="31" CONTENT="für" WIDTH="44" HPOS="721" VPOS="1482" ID="st71-196"/><SP/><String HEIGHT="31" CONTENT="Unternehmen" WIDTH="215" HPOS="774" VPOS="1482" ID="st71-197"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="62" HPOS="998" VPOS="1482" ID="st71-198"/><SP/><String HEIGHT="31" CONTENT="private" WIDTH="109" HPOS="1069" VPOS="1482" ID="st71-199"/><SP/><String HEIGHT="31" CONTENT="Nutzer" WIDTH="104" HPOS="1187" VPOS="1482" ID="st71-200"/></TextLine><TextLine HPOS="196" VPOS="1532" ID="tl71-21" WIDTH="468" HEIGHT="31"><String HEIGHT="31" CONTENT="auch" WIDTH="73" HPOS="196" VPOS="1532" ID="st71-201"/><SP/><String HEIGHT="31" CONTENT="im" WIDTH="35" HPOS="278" VPOS="1532" ID="st71-202"/><SP/><String HEIGHT="31" CONTENT="Internet" WIDTH="113" HPOS="322" VPOS="1532" ID="st71-203"/><SP/><String HEIGHT="31" CONTENT="abrufbar" WIDTH="124" HPOS="445" VPOS="1532" ID="st71-204"/><SP/><String HEIGHT="31" CONTENT="unter" WIDTH="71" HPOS="578" VPOS="1532" ID="st71-205"/><String HEIGHT="31" CONTENT=":" WIDTH="15" HPOS="649" VPOS="1532" ID="st71-206"/></TextLine><TextLine HPOS="196" VPOS="1582" ID="tl71-22" WIDTH="1259" HEIGHT="31"><String HEIGHT="31" CONTENT="http" WIDTH="67" HPOS="196" VPOS="1582" ID="st71-207"/><String HEIGHT="31" CONTENT=":" WIDTH="16" HPOS="263" VPOS="1582" ID="st71-208"/><String HEIGHT="31" CONTENT="//fesportal" WIDTH="185" HPOS="279" VPOS="1582" ID="st71-209"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="464" VPOS="1582" ID="st71-210"/><String HEIGHT="31" CONTENT="fes" WIDTH="50" HPOS="481" VPOS="1582" ID="st71-211"/><String HEIGHT="31" CONTENT="." WIDTH="17" HPOS="531" VPOS="1582" ID="st71-212"/><String HEIGHT="31" CONTENT="de/pls/portal30/docs/FOLDER/BERATUNGSZENTRUM/WIPO/inte" WIDTH="907" HPOS="548" VPOS="1582" ID="st71-213"/></TextLine><TextLine HPOS="196" VPOS="1632" ID="tl71-23" WIDTH="293" HEIGHT="31"><String HEIGHT="31" CONTENT="rnetunsicherheit" WIDTH="234" HPOS="196" VPOS="1632" ID="st71-214"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="430" VPOS="1632" ID="st71-215"/><String HEIGHT="31" CONTENT="pdf" WIDTH="44" HPOS="445" VPOS="1632" ID="st71-216"/></TextLine><TextLine HPOS="196" VPOS="1782" ID="tl71-24" WIDTH="310" HEIGHT="31"><String HEIGHT="31" CONTENT="Ansprechpartnerin" WIDTH="292" HPOS="196" VPOS="1782" ID="st71-217"/><String HEIGHT="31" CONTENT=":" WIDTH="18" HPOS="488" VPOS="1782" ID="st71-218"/></TextLine><TextLine HPOS="196" VPOS="1832" ID="tl71-25" WIDTH="343" HEIGHT="31"><String HEIGHT="31" CONTENT="Hannelore" WIDTH="163" HPOS="196" VPOS="1832" ID="st71-219"/><SP/><String HEIGHT="31" CONTENT="Hausmann" WIDTH="170" HPOS="369" VPOS="1832" ID="st71-220"/></TextLine><TextLine HPOS="196" VPOS="1882" ID="tl71-26" WIDTH="749" HEIGHT="31"><String HEIGHT="31" CONTENT="Leiterin" WIDTH="110" HPOS="196" VPOS="1882" ID="st71-221"/><SP/><String HEIGHT="31" CONTENT="des" WIDTH="54" HPOS="315" VPOS="1882" ID="st71-222"/><SP/><String HEIGHT="31" CONTENT="Gesprächskreises" WIDTH="267" HPOS="378" VPOS="1882" ID="st71-223"/><String HEIGHT="31" CONTENT="„" WIDTH="14" HPOS="654" VPOS="1882" ID="st71-224"/><String HEIGHT="31" CONTENT="Verbraucherpolitik" WIDTH="262" HPOS="668" VPOS="1882" ID="st71-225"/><String HEIGHT="31" CONTENT="“" WIDTH="15" HPOS="930" VPOS="1882" ID="st71-226"/></TextLine><TextLine HPOS="196" VPOS="1932" ID="tl71-27" WIDTH="495" HEIGHT="31"><String HEIGHT="31" CONTENT="Abt" WIDTH="45" HPOS="196" VPOS="1932" ID="st71-227"/><String HEIGHT="31" CONTENT="." WIDTH="15" HPOS="241" VPOS="1932" ID="st71-228"/><SP/><String HEIGHT="31" CONTENT="Wirtschafts" WIDTH="161" HPOS="265" VPOS="1932" ID="st71-229"/><String HEIGHT="31" CONTENT="-" WIDTH="15" HPOS="426" VPOS="1932" ID="st71-230"/><SP/><String HEIGHT="31" CONTENT="und" WIDTH="56" HPOS="450" VPOS="1932" ID="st71-231"/><SP/><String HEIGHT="31" CONTENT="Sozialpolitik" WIDTH="176" HPOS="515" VPOS="1932" ID="st71-232"/></TextLine><TextLine HPOS="196" VPOS="1999" ID="tl71-28" WIDTH="449" HEIGHT="30"><String HEIGHT="30" CONTENT="Hannelore" WIDTH="161" HPOS="196" VPOS="1999" ID="st71-233"/><String HEIGHT="30" CONTENT="." WIDTH="18" HPOS="357" VPOS="1999" ID="st71-234"/><String HEIGHT="30" CONTENT="Hausmann" WIDTH="144" HPOS="375" VPOS="1999" ID="st71-235"/><String HEIGHT="30" CONTENT="@" WIDTH="18" HPOS="519" VPOS="1999" ID="st71-236"/><String HEIGHT="30" CONTENT="fes" WIDTH="54" HPOS="537" VPOS="1999" ID="st71-237"/><String HEIGHT="30" CONTENT="." WIDTH="18" HPOS="591" VPOS="1999" ID="st71-238"/><String HEIGHT="30" CONTENT="de" WIDTH="36" HPOS="609" VPOS="1999" ID="st71-239"/></TextLine><TextLine HPOS="1419" VPOS="2207" ID="tl71-29" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="63" WIDTH="37" HPOS="1419" VPOS="2207" ID="st71-240"/></TextLine></TextBlock></PrintSpace></Page><Page WIDTH="1652" PHYSICAL_IMG_NR="72" ID="p592586" HEIGHT="2338"><PrintSpace WIDTH="1652" HPOS="0" VPOS="0" ID="ps592586" HEIGHT="2338"><TextBlock WIDTH="1652" HPOS="0" VPOS="0" ID="tb592586" HEIGHT="2338"><TextLine HPOS="196" VPOS="2207" ID="tl72-0" WIDTH="37" HEIGHT="31"><String HEIGHT="31" CONTENT="64" WIDTH="37" HPOS="196" VPOS="2207" ID="st72-0"/></TextLine></TextBlock></PrintSpace></Page></Layout></alto>