Health care Education No efficient state-financed health care system. Unemployed persons often do not have a health insurance. The Obama administration probably reforms the system. Free medical care, resources and medicaments for all citizens. But due to an underfinanced system, deficits in medical treatment and bottlenecks in care provision regular occur. Statutory health insurance and good medical treatment. Those drawing social benefits are automatically insured. People with a high income can use private insurances, often under more favorable conditions. Income taxes finance almost free medical care. Medical treatment is compared by international standards relatively high. Around 10% of all enrolled children attend private (mainly religious) schools. State schools are free. Due to the structure of financing, poor communities usually provide lower quality education. Both, private and public universities charge tuition fees, ranging from 3,000 – 50,000$ per year. The USA has the worldwide highest rate of people with a higher education. Around 7% of all enrolled children attend private schools. State schools are free. Currently, universities charge undergraduate students annual maximum £3,290, but the fee will increase to£9,000 in 2012. The costs for postgraduates vary unlimited between the universities. Around 4% of all enrolled children attend private schools. State schools are free. After four years of schooling the children are usually sent to different type of schools, according to their learning ability.The bulk of students attend public universities. Depending on the state, these are free or cost 1000 € per year. Around 8% of all enrolled children attend private schools, which have to be accepted by the 'Agency for Education'. Both, private and public schools are free of charge. This occurs also to universities. Proportion of students' educational performance differences attributable to their socioeconomic background (source: OECD, PISA Study 2006) 17,9% 13,9% 19% Income 40,8% inequality/Gini coefficient 2009 (source: Human Development Report 2006) 36% 28,3% Table 3: The welfare systems in four different county models 10,6% 25% Country Models 29