Charter of the Economy 25.4. Level of Human Development of the Provinces The UNDP National Human Development Report for Pakistan of 2020 has estimated the Human Development Index(HDI) for each Province and separately for urban and rural areas. The HDIs are presented in Table 25.7. The Province with the highest HDI is Sindh followed closely by Punjab. Balochistan has a relatively low HDI, which is 17 percent below the national average. The fastest growth in HDI has been witnessed in Khyber-Pakhtunkhwa. Table 25.7: Human Development Index by Province and for Urban and Rural Areas 2006-07 2018-19 Annual Growth Rate(%) PUNJAB 0.527 0.572 0.68 Urban 0.600 0.631 0.42 Rural 0.488 0.539 0.83 Ratio 1.230 1.717 SINDH 0.529 0.574 0.68 Urban 0.599 0.645 0.62 Rural 0.447 0.485* 0.68 Ratio 1.340 1.330 KHYBER-PAKHTUNKHWA 0.491 0.546 0.88 Urban 0.563 0.612 0.70 Rural 0.476 0.532 0.93 Ratio 1.183 1.150 BALOCHISTAN 0.470 0.473 0.05 Urban 0.568 0.548-0.30 Rural 0.435 0.440* 0.09 Ratio 1.305 1.245 PAKISTAN 0.529 0.570 0.62 Urban 0.606 0.641 0.47 Rural 0.483 0.527 0.73 Ratio 1.254 1.216 *low level of human development. Source: UNDP, NHDR, 2020. The rural areas of each Province are characterized by a significantly lower HDI than the urban areas. The rural HDI is the highest in Punjab followed by Khyber-Pakhtunkhwa. Sindh has a surprisingly low rural HDI. Consequently, the inequality in HDI between urban and rural areas is the highest in Sindh. 250