THE ALBANIAN PUBLIC'S TRUST IN SECURITY: STUMBLING BLOCKS TO EU NEGOTIATIONS Another interesting report on the matter is the EU Cham report on the ease of doing business, which brings up data from both the Doing Business Report, and the Transparency International's Corruption Perception Index, and by crossing these two indexes together provides one singular score on the matter. In this report, Albania was positioned 44 th out of 46 countries, leaving behind only Bosnia-Herzegovina and Ukraine. This data is believable when understanding that while the Albanian system is not truly dysfunctional legally and formally speaking, but when it comes to doing business(as per the indicators calculated by the World Bank), the culture of corruption in the field makes it very hard to do business from an informal perspective. 70 On another note, if we could refer to the MONEYVAL report on matters of combating money laundering, Albania has made some progress in several indicators. In the final report, Albania was rated as being "compliant" on five of the 40 FATF Recommendations and"largely compliant" on 28 of them. It remains"partially compliant" on five and"non-compliant" on one of the 40 FATF Recommendations. This classification shows some improvement in the past few years, but the progress is slow, and according to MONEYVAL, Albania still has to report regularly to it to improve its AML/CFT measures. 71 With relation to money laundering concerns, the Albanian government has recently begun discussing a draft law for implementation which details a planned fiscal amnesty, for voluntary declarations of wealth. In such cases, people would be able to legitimize their informal money with minimal government oversight to enter their money into legal circulation to invigorate the economy. The government also receives a small part of the money as a tax. There have been many problems related to this law. The European Commission voiced its concerns on this law as it evaluated that it violated one of the important conditions set up towards Albania on the matter of EU accession, namely, to follow up on all MONEYVAL recommendations. Also, an article of the law in question was found to be quite suspect, namely article 13 which allowed for money to be brought from foreign countries, and specifically mentioned cash being allowed to be brought back into the country legally for the amnesty. It remains within reason that the EC criticized this element as it runs a very high risk for money laundering. 72 This law has also drawn criticism from the IMF because it would erode tax compliance. In its evaluation, the IMF claimed that effective systems for the detection of tax evasion and prevent money laundering and corruption first, before the undertaking of such endeavors. 73 70 EUCHAM classification of best countries to do business: https://eucham.eu/best-european-countries-for-business-2020/ 71 Anti-money laundering and counter-terrorist financing measures Albania. MONEYVAL. https://rm.coe.int/anti-money-laundering-and-counter-terrorist-financing-measures-albania/16809988c0 72 Article on the EC report: https://www.tiranatimes.com/?p=146903 73 IMF Press Release: https://www.imf.org/en/News/Articles/2020/07/01/pr20252-albania-imf-staff-concludes-a-remote-staff-visit 81