Covid-19 began spreading more extensively in Finland in early March 2020. The health care sector quickly became overwhelmed, and the situation was exacerbated by the initial lack of clear guidelines on the use of personal protective equipment. Testing capacity was also limited. During the spring there were major outbreaks in several care homes. Elder care services were given clear guidelines on the use of personal protective equipment (PPE) later than, for example, hospitals. The trade union JHL has demanded that employees who are exposed to the virus in their jobs be given a coronavirus pay raise. Despite the strained situation, social services and health care personnel have managed to cope, but a so-called ‘care debt’ has accumulated.